Hearted Youtube comments on Graham Stephan (@GrahamStephan) channel.

  1. Really enjoyed your response. I like how you expanded on some of my ideas that I explained poorly and gave good arguments against some too. Welcome to floor gang 💪
    110000
  2. It is so nice seeing Graham helping out small creators.
    22000
  3. thanks for the interview! i hope everyone enjoyed getting a behind-the-scenes of turning streaming into a business :)
    20000
  4. It was such a blast to have you come visit me in Utah!! Looking forward to seeing you in Vegas or LA soon.
    20000
  5. Thanks for coming down Graham 🤘
    11000
  6. Graham gets paid, telling people how much he gets paid. Goals.
    10000
  7. For the next into say “Hey what’s up guys it’s graham here” backwards
    8800
  8. Next Video: How much money I made "Revealing My ACTUAL Net Worth"
    8600
  9. going to make my 5-year-old brother watch this so he can drop out of high school
    8000
  10. I saved 20 cents on my iced coffee by not drinking any
    7800
  11. It's easy to spend $1M in 24 hours. Just get guac at chipotle.
    7600
  12. This is so great! Daddy Doug is a good guy and Graham you nailed it with the video interview!
    7500
  13. Thanks for the shout out, Graham ;)
    5400
  14. Next video: How to invest as a toddler
    5400
  15. Is anyone else getting dizzy looking at his shirt?!
    5200
  16. I was in the crowd for this. Absolute respect to you for putting yourself out there like this. You did great man. Way to challenge yourself in the most epic way.
    5200
  17. Thanks for the shout Graham 💪 - nice video
    5100
  18. I bought my first house at 21. It’s near a university so I rent out bedrooms there. I turned my Dining room and living room into a bedroom and added 3 bedrooms in the basement turning laundry room into a bedroom as well. Now I rent all the rooms for 4-500 each a month. Soo all my tenants pay off my mortgage utilities and make a little profit on top 👌 just some proof that this actually works 🙌
    5100
  19. Congratulations on the new house Graham. 🏡🙌
    5100
  20. It was cool watching Graham walk around the factory with his dad
    5000
  21. I clicked this video faster than graham asked his girlfriend her credit score
    4800
  22. That awkward moment when I learned more in 15 min that 4 years of high school about great life advice
    4700
  23. Thanks for the shout out, Graham...but, seriously - you need to stop spending so much!
    4600
  24. I remember watching this video two years ago at 19 with $2,000 in my bank account and now here I am two years later with $30,000 ready to buy my first property to househack in and eventually turn into a full rental. Without the motivation from these videos I’m not sure I would’ve had the discipline to get here. I know $30k isn’t much but coming from poverty it’s more than I could’ve ever imagined.
    4500
  25. Never meet your heroes: unless it’s Dave Ramsey
    4400
  26. Graham: don’t buy a home Also Graham: buys a home
    4400
  27. My daily habit is smashing the like button
    4300
  28. When Graham gets married, the minister will say “You may now smash... the like button”
    4200
  29. Graham the type of guy to be in a good mood when he gets a speeding ticket, because it's just an excuse to open up another credit card for more points 😂
    4200
  30. Congrats on the new car! There is something special about the GT40! Can’t believe you did not have to pay taxes on it! If you need any maintenance help lmk
    4100
  31. Smash the like button!
    4100
  32. "What's up avocados, it's toast here."
    4000
  33. You know what’s surreal? Realizing I met Graham November of 2017 when he had 90k subs and I had 900, 888 of which came from a video I made about Graham. What a ride! Love ya Graham - and a huge thank you to everyone watching and supporting!!
    4000
  34. Hey Graham, I love your videos and have been watching since about 2018. I work in tax and accounting. I am an EA which is an Enrolled Agent. An EA is someone who is enrolled to practice before the IRS. A CPA is licensed at the state level, whereas an EA is at the federal level. I think it is important to not use CPA and tax preparer interchangeably as you don't need to be a CPA to be a good tax preparer. Thank you for posting this video as so many people don't know anything about how to save money with the IRS.
    3900
  35. How much time per day do you spend responding to comments? it's rare to see a channel this big reply to so many, much respect!
    3800
  36. Petition for Graham to permantly keep "Whats up kids, its dad here" as his intro:
    3700
  37. jesus i gotta stop swearing
    3700
  38. Graham, you were in MrBeast’s 2020 Rewind, and I was so happy to see it. Your channel is truly awesome bro. Stay up!!!
    3700
  39. This comment is for the YouTube algorithm.
    3700
  40. Gary Vee now has 24 hours to respond to his dis track
    3600
  41. Thanks for the shoutout Graham! Props to you for providing incredible additional research on the global implications of China's collapse. The CCP has been attempting to censor videos like this so it's essential to get the message out. Anyway, big fan of your channel and keep up the great work.
    3600
  42. this is the best how I did it video..i hate those other 'vague'' vids..lol
    3600
  43. Tai Lopez left the chat
    3600
  44. I used to be a tai lopez fan, but then I got smart. So now i’m a Graham Stephan fan.
    3600
  45. Biggest investing mistake in your 20’s: having a girlfriend.
    3500
  46. Don't have the cash for the iPhone XX? Introducing Apple Mortgage. Today everything changes 🍎
    3400
  47. hits blunt Yo what if we bought money and sold that money for more money
    3400
  48. "Millennials are about to go broke" Jokes on you, I was already broke to begin with 😎
    3400
  49. Guys, I had a consulting call with Graham on Sunday and he was in his car with broken A/C and he rolled his windows up to take my call and nearly died of heatstroke. Graham is a true man of the people 🙌🏼
    3200
  50. 2018: Cheap 2019: Financial Minimalist
    3200
  51. "What's up you chickens, it's Tendies here."
    3100
  52. This guy is so transparent, he tells us how much he is worth. Next he’ll be revealing his credit card number.
    3000
  53. As long as they aren’t growing weed in the garage and trying to kill their landlord. OG fans will understand
    3000
  54. Instructions Unclear: All in on Bitcoin.
    2900
  55. I admire the fact you stuck to what you believed to be true based on the facts rather than caving to a large media company’s narrative. Proud of you!
    2900
  56. Saturday is going to be wild
    2900
  57. Either Graham's really short or it's incredibly ironic that a tiny home company has a freakin' GIANT working for them... 😲
    2800
  58. I like the stock
    2800
  59. Weird flex, but okay
    2700
  60. Incredible video Graham, watched it all the way through!
    2700
  61. the stock market: all time high graham’s v-neck: all time low
    2700
  62. The collab I needed but never knew would happen
    2600
  63. Graham in jail Guard: “You get one free call, use it wisely.” Most people: call friends or family Graham: Hi yes I’m calling about the sign up bonus on the new Discover card?
    2600
  64. Graham has pioneered a method of making education entertaining in the most profitable way possible. He’s figured out how to make education content click worthy.
    2600
  65. Two Words: BOTTLED WATER
    2600
  66. He's not kidding about clicking folks. This guy's got reach. I got turned down for a car loan and the letter from the bank actually stated, "Applicant failed to activate the Like icon on a Graham Stephan credit video."
    2600
  67. How to become a millionaire in 10 years. 1. Increase what you save 2. Live and spend like you're broke 3. Smash the like button 4. Invest your money 5. Real Estate (best way to do it) I will do all this and become a Millionaire. Thanks Graham, keep up the great content!
    2600
  68. Your mom is driving over to your place right now to ground you.
    2500
  69. I'd love to see this dying business have a market cap bigger than the GDP of the entire planet Earth, lol.
    2500
  70. GameStop be like: i will give you 17.50$
    2500
  71. Thank you for featuring me 🥺 I was super nervous but it was an amazing experience:))
    2400
  72. It’s true. I’ve sold more than two dozen of my own kidneys
    2400
  73. Petition to start the next video with "What's Graham Guys, It's Up Here", please.
    2400
  74. I think this format of only posting when something new has occurred in the financial markets is a good thing, and helps with your channel appearing too repetitive. I love this change in your uploads
    2400
  75. Quality vid graham! Watched it all the way through!
    2400
  76. Just stopped eating avocado toast today and now I have enough to invest in my first property. WOW thank you Graham!
    2300
  77. Graham: spends $10,000 on something Me: "Wow there's no way he actually spent that" Graham: " Really because of this this and this it only cost me 1 dollar" Me: wow yup there it is.
    2300
  78. as a GenZ I would like to confirm that my generation is fked
    2300
  79. I need how to get a girlfriend for $0.
    2200
  80. My heart goes out to those who only make $250,000/yr, $20,833 a month., living paycheck to paycheck. You guys are in our thoughts and prayers
    2200
  81. Next video: How I bought a $12 Million Dollar Oceanside Mansion for $174 a month
    2200
  82. Morons: Jeffree Star breakup with his boyfriend Intellectuals: Graham Stephan breakup with the Chase Sapphire Reserve
    2100
  83. Graham shows his PJs. We're just one step closer to that only fans account
    2100
  84. Welcome to the club!!
    2100
  85. Too bad I only got 24 million dollars saved up in my Robinhood savings account...
    2100
  86. If this is what China publically says, then the situation is much worse.
    2100
  87. And buffet has 227 billion ready to buy the pieces that are left 😂😂😭😭😭😭
    2100
  88. Male Followers: "Graham, talk about how to avoid Gold Diggers!" Salary of Male Followers: $15 per hr
    2100
  89. Scammer: Hey Graham: Want a free course?
    2000
  90. I've reached the pinnacle. Now I can retire when it comes to thinking up silly intro ideas.
    2000
  91. Ah okay I failed so far - quickbooks says my networth is a big number - but there’s a minus in front
    2000
  92. Start a video saying “what’s up son, it’s dad here” Like it up so Graham can see
    2000
  93. Instructions unclear: Starbucks and ALL IN ON GAMESTOP!!!
    2000
  94. How many like buttons do I have to smash to get a ride in that? 🤩
    2000
  95. The only people who have an infinite money glitch are in the U.S. government 😂
    1900
  96. This is when drinking ¢ 20 iced coffee pays off :)
    1900
  97. Same video today haha, NOT planned 😂
    1900
  98. Just got an ad for how a salt shaker will make me 10k per month.
    1900
  99. Just a tip for anyone... you can find both Think & Grow Rich and also the 4 Hr Work Week full audiobooks for free on YouTube :P
    1900
  100. I just got off the phone with GameStop customer Service. They told me "Please hold..."
    1900
  101. My husband is annoyed because I always say, “well that’s not what Graham says we should do...”
    1800
  102. I think I heard "all in" and "to the moon."
    1800
  103. IDubbbz : "I spent $800 on Ubereats" Me : Eating 80 cent Ramen thinking this is high class.
    1800
  104. Dave Ramsey EXPOSED
    1800
  105. Man I'm well into my 20's and just now realizing how important building credit is. My parents scared me into believing credit cards and loans were evil and destroyed people's lives. I just got approved for my first credit card because of this video, thank you so much.
    1800
  106. The biggest discount is if you don't buy it - Julius
    1800
  107. Reading this title made my heart sink for Graham's sake 😳
    1800
  108. “What’s up Graham its guys here.” 😂
    1800
  109. FREAKING EPIC - love the Stradman’s channel!
    1800
  110. When you get paid telling how much you get paid
    1800
  111. If it crashes. Turn the chart upside down. Boom. instant profit.
    1800
  112. I just want to say thank you. I lost my old man to covid in March 2020. Thanks to your advice, the discover it secured card and dedication to a strict budget, I went from no credit score at all to a 750, and the ability to buy the house that my dad and my late mother built, from my siblings. I followed your 2020 beginners credit card guide It’s an amazing feeling to know that the house will not have to be sold to someone else. I have shared your channel and my story with tons of people and I can’t thank you enough!!!
    1700
  113. How about we stop bailing out failing corporations until they learn their lesson? Especially when they are practicing fraudulent activities with their clients.
    1700
  114. The way he says “destroy” 😂
    1700
  115. So you mean to tell me you were watching a video of mine and opened up another tab.................. I am certainly in my feelings about this.... but since you actually bought a M3 you are my hero and I am very happy :)) Beautiful car and so minimalistic on the inside. Love it! You are da man! Have a great day
    1700
  116. Hey I know that guy!
    1700
  117. Ethereum. That is all.
    1700
  118. Jokes on you Graham, I'm not making one of those mistakes. I'm making all 5
    1700
  119. Glad we made this tour, we gotta get you on a yacht next time!
    1700
  120. Graham Great job squeezing years' worth of real world knowledge into a 20 minute video. Highly valuable but free service. Thanks a bundle.
    1700
  121. I smashed today
    1600
  122. Forget about the AirPods. Now everybody will be flexing with their Apple card 😏
    1600
  123. OHHHH MANNN - I thought it was just my stocks that were getting canceled. At least I’m not alone!!!
    1600
  124. Just became a member of Graham's channel and got this cool badge thing LOL
    1600
  125. Instructions unclear: Bought $2,000,000 worth of Nikola stock.
    1600
  126. Hello graham. I like this video. Thank you for making it.
    1600
  127. Biggest threat to investing is, not investing
    1600
  128. The bots on my channel are crazy... They keep coming back no matter what you do. We creators should not be responsible for dealing with this.
    1600
  129. Next video intro: graham is in the Starbucks drive through buying an iced coffee The Starbucks person says “what’s up guys it’s Starbucks here”
    1600
  130. ima get my first one in March..u got me motivated man
    1600
  131. AMAZING SUMMARY! No one does it like Graham; better than I could have done! Quick note: $20m with no margin. $32 with margin of about 8m. So down about 4m.
    1600
  132. It's due time that politicians that abuse the system to gain more profits in investing be held accountable.
    1500
  133. WOW GRAHAM! Thank you for touching on this! I need this right now!
    1500
  134. Did I just hear the word millennial?!
    1500
  135. Graham im sorry. I splurged on groceries and bought my family ice cream. I will never financially recover
    1500
  136. You can tell MrBeast puts his heart and soul into it, the guy's a machine.
    1500
  137. I never thought I would come to a credit card video and learn more about grammar in 30 seconds than I learned in high school.
    1500
  138. I'm too lazy to watch this
    1500
  139. Me: Sells Stock for a profit IRS: I'LL TAKE THAT
    1500
  140. Smashed the like button. Please don't tell Mr. Kevin! Meet Kevin seems like a nice guy, I don't want him to get mad at me.
    1500
  141. If I just don't check my portfolio it's almost like it never even went down
    1500
  142. Earning $100k as a real estate agent is totally doable. I made over $157k my first year in the business where the average sale price in our state is about 174K. (Wisconsin) Lots of good advice.
    1500
  143. Oh gee wow Graham! Thank you so much for posting this video today. You really are my favorite youtube ((: SUBBED!
    1500
  144. I nominate “What’s up kids, it’s Dad here.” for next intro.
    1500
  145. SMASHED!
    1400
  146. Perfect, just like we planned it
    1400
  147. How to live frugally: Do NOT marry Russian women
    1400
  148. HOLY CRAP HE DID IT
    1400
  149. Brb. Dying my hair green and smashing the like button.
    1400
  150. Lmaoooo those opening 30 seconds is literally everyone right now
    1400
  151. Girlfriend: i’m going to buy groceries be right back Me : No ! Wait 72 hours
    1400
  152. Cant bury your head in the sand because of sand shortage 👌🏻 the best
    1400
  153. Single: ❌ Taken: ❌ Smashing that like button: ✅
    1400
  154. Give me my shirt back wtf
    1300
  155. oh gee wow Graham, not the Roth IRA! Thanks for keeping us updated in these tumultuous times. SUBBED!
    1300
  156. So Graham, you have a monthly Income of $163,800 a month but spend $4,923? I think there is room for improvement, have you considered stopping spending outrages amounts of money for coffee?
    1300
  157. I like that you directly responded to comments addressing your video. It shows you actually care what your viewers want. Respect💯
    1300
  158. That's it; I'm making a Youtube channel!
    1300
  159. Dave Ramsey’s rebellious son
    1300
  160. Legend has it that Graham financed that jacket...and still hasn't payed a single dime for it...
    1300
  161. As a former mortgage underwriter it is good to see a real estate agent that actually understands the mortgage process.
    1300
  162. r/wallstreetbets is the most intellectual group of people of all time
    1300
  163. i still think he should take out his initial life savings investment
    1300
  164. Why don't the people who bought too small of a house just trade with the people who bought too big houses
    1300
  165. Back to the moon we go!!
    1300
  166. Then I'll sell everyone beautiful apartments
    1300
  167. Gonna be coming over a lot to SMASH THE LIKE BUTTON!!
    1300
  168. Thank you Graham! It was great seeing you and I hope some of your viewers are able to learn something from our conversation!
    1200
  169. So glad you addressed this! Graham stephan is my favorite resource for increasing my financial literacy (:
    1200
  170. That mom voice lmao!
    1200
  171. Graham i wrote about you in a essay about who inspires me and I got an A
    1200
  172. Well I am so glad that you are back Graham (: this really is a magnificent day. SUBBED!
    1200
  173. Graham: Why you shouldn't buy a home People: yOu'Re WrOnG Graham: Why you shouldn't rent a home People: yOu'Re WrOnG
    1200
  174. internet: invest only what you can afford to lose me: goes all in
    1200
  175. First by 19 hours
    1200
  176. Claim your “here within an hour” ticket right here
    1200
  177. As an ex-Google Tech Lead, I earn much less than Graham.
    1200
  178. Web 2.0: If you aren't paying for the product, YOU are the product Web 3.0: If you can't figure out where the yield comes from, YOU are the yield
    1200
  179. Graham: loOk hOw mUcH i mAkeEE sElLing mERchh Everyone: Graham has merch??
    1200
  180. I think I speak for everyone when I say we need more of this content.
    1200
  181. “When throwing money at the problem doesn’t work, throw more money.” -Government
    1200
  182. Most people could become a millionaire if they just took half of the time they spent playing Fortnite and did something productive.
    1200
  183. So happy you posted this! This is definitely something that should be talked about a lot more! SUBBED!
    1200
  184. MonkeyBoo LOVED doing the picks for Graham! It was great working with you guys! Can't wait to see the $$$ roll in
    1200
  185. Monkey will win.
    1200
  186. Next video once ad revenue posts: Surprising my Dad with HIS New Dream Home!
    1100
  187. We are all people under 18 lying about our ages
    1100
  188. Yes this is a very accurate video. I started off with my first rental property an 8 unit at 26 years old. I now have 18 units at 34 years old and realized I'm no longer spending my paycheck at my real job. It has been a long slow road but worth it in the end! Don't give up guys! The years tick by quicker than you think
    1100
  189. “2022 has been the worst year to buy stocks” Me: goes and buys more stocks
    1100
  190. Confirmed that Graham is moving to Mars to reduce tax liability.
    1100
  191. 2009: 'Broke' 2019: 'Financial Minimalist'
    1100
  192. Repeat after me: wealth is built in a bear market.
    1100
  193. Graham, your Credit Cards 101 video helped me build a 720 credit score in 6 months as a 19 year old. I just wanted to say thanks!
    1100
  194. Thanks so much graham! THIS IS SUCH GREAT CONTENT. What did we ever do to deserve this? SUBBED!
    1100
  195. BUT Graham! That's highly unrealistic for any new agents out there to make $100,000 their first year. The average person can't do this! Disliked, unsubbed, reported as spam, and blocked. LOL
    1100
  196. I don’t keep cash. I keep smash - the like button 👍
    1100
  197. i went to my local tesla but they were out of free samples... maybe will try costco next.
    1100
  198. Graham’s the kind of guy to celebrate 1 mil subs by drinking .20 coffee and eating .90 avocado toast during off-peak electrical hours.
    1100
  199. House hacking? Rent hacking? Car hacking? I'm loving these videos. What's next? Grocery hacking? Girlfriend hacking? Bring it on!
    1100
  200. For over a year I’ve been using it and I’m really happy with it and I actually have been putting $1000/mo into it plus round ups and for over a 15% overall return and have to say it feels better than just putting it in a regular savings account. Automating my finances was one of the best decisions I made of all time.
    1100
  201. 100% This house needs an EPIC REEF TANK!!! hmu and let's build your dream aquarium! 🐠🐡🐟💯
    1100
  202. Question: How do you weigh a Millennial? Answer: In Instagrams
    1000
  203. Next intro you should say,” hey mitochondrias it’s the power house of the cell her”.
    1000
  204. Graham: Monetize my girlfriend Monetize my Tesla Monetize my friendship (with Techlead) Monetize my dad...
    1000
  205. A fun thing I like to do when I get one of these offers in the mail, take the prepaid envelop included, pack it with as much junk as possible, and send it back to them. The heavier you can make it the better. Since they have to pay for shipping the heavier it is the more they pay.
    1000
  206. Why am I not leaving California? Graham: it costs more than $3.50 for the flight
    1000
  207. That’s an amazing thumbnail
    1000
  208. Oh man not again! I’m already getting screwed out here
    1000
  209. Oh it's ON now
    1000
  210. Maybe it’s because people are tired of paying ABNB fees, cleaning fees, and then still having to clean the house.
    1000
  211. ALL IN! let's gooo!!!!
    1000
  212. congratulations on your 850 credit score sir. here’s your 6.99% rate
    1000
  213. This was the most inspiring video that I've ever watched
    1000
  214. Looking forward to trying it! I think the new name is better any way.
    1000
  215. wow! I am so happy you made a video on this Graham. This definitely made my day (,:
    1000
  216. Slap that like button Will Smith style!
    1000
  217. Fortunately im not a millennial :D (GenZ) Really needed this, you're my favorite! -SUBBED
    1000
  218. Boy oh boy! I am so excited to watch a new video from my favorite YouTuber, I needed this right now! SUBBED!!!
    1000
  219. I have a 2.375% on a 20 year mortgage with 18 years left. I'm not touching that with a 100-ft pole. Here's to surviving whatever's coming at us in 2024.
    1000
  220. Fun fact, if the government collected the money you pay into social security and invested it for you, you'd make WAY more money.
    1000
  221. Super like for that 225 page torture session. 👍🏾
    1000
  222. “Honestly I did it for the memes” - Elon Musk
    1000
  223. My Next Video: Why I'm not a financial minimalist :P
    1000
  224. What’s the best credit card to buy avocado toast with?
    1000
  225. Anyone else who spends $1000 a month on groceries feeling ashamed right now?...
    1000
  226. I happy to say that I came from an imigrant parents, I own seven rental properties, I am a millionaire at 32. I am proud of myself for what I have achieved. I bought two houses this month, I agree with everything you have said in this video.
    1000
  227. Who needs a course when you have Graham consistently releasing these bangers for us
    995
  228. 1. Anyone can make a boatload of money with the right mindset 2. Work both smarter and harder than everyone else 3. This isn't the 1930's. The banks are your friends. Utilize them. In essence use other people's money 4. To make the bank your friend get your credit right. Use the programs to help you enhance your score if it is bad. 5. Start in your area and buy what you can afford and fix and make a profit 6. If you live near a college buy a house near the school and rent by the room (have the parent's guarantee the rent!!!!) 7. You WILL have to sacrifice something in the short term for the long term (i.e. kids programs so your kids can have a longer more comfortable life) 8. Smash that like button to help you with points 1-7
    988
  229. WOW! I really needed this right now, thanks so much for this incredible content graham. You’re my favorite, SUBBED!!!
    978
  230. States: Stay home! Stop the spread! Feds: Who wants $4,000 to travel?!
    973
  231. As a Ukrainian, I appreciate you educating your viewers on the world of personal finance as well as current events. Thank you! 🇺🇦
    964
  232. Step one: have a picture of Graham in your wallet so you remember you can make that $0.20 coffee.
    961
  233. POV: you watched this video and won 1.9 billion 🤑
    959
  234. I need this. I love procrastinating. I’m doing it right now watching this video.
    956
  235. Meet Kevin for Governor will fix this!
    954
  236. “Whatsup guys, it’s Meet Kevin here!”
    940
  237. Here's my second channel for anyone who isn't already subscribed :)
    939
  238. Next video, how to make passive with -$100
    938
  239. Fun fact - The most popular item at Walmart is bananas. They sell more bananas than any other single item they have in stock.
    926
  240. I just know this is all going to be a South Park episode🤣🤣💯
    922
  241. NEVER every underestimate what time does for you in the long run. If you are in your 20's, 30's or 40's read this: Here are my tips that have served me well (I've been working for 22 years): 1) Packing a lunch every day for 22 years Lets say it saved me $5 per workday. (cost of restaurant lunch $10 - $5 cost of food from home) $5x240 workdays= $1,200/year x 22 years= $26,400 2) Shopping at discount grocery stores Savings of $20/week x 52 weeks= $1,040 x 22 years= $22,880 3) Driving an older car (5 to 15 years old) (paid off), never buying new, never leasing. Savings of $300/month car payment x 12= $3,600 x 22 years= $79,200 4) Saying no to expensive brand name clothes/watches/shoes Savings of $100 per month conservatively. $1,200 / year. x 22 years $26,400 5) Not having the newest/best iPhone(and plan) / TV / computer/ tech Savigs $200 / month $2,400/year x 22 years= $52,800 6) Not playing the lottery $2 x 52 weeks= $104 x 22= $2,288 7) Not smoking $5/day x 365 days= $1,825 x 22 years= $40,150 $26,400+22,880+79,200+26,400+52,800+2,288+40,150= $250,118 In the last 22 years, I have enjoyed life, travelled, etc. and not spent $11,369 each year equals to $250,118. My current net worth is over that amount, and I've never had a 6 figure income. It's really that simple. oh about the word "cheap" I prefer the word "frugal". I say frugal because I am generous with gifts to other people (no one can call me "cheap" because they don't witness how I am frugal when it comes to spending excess money on things for *myself*.) I think cheap means you are cheap to OTHER people. They give someone crappy gifts at Christmas, Weddings, birthdays, and don't donate to charity. Follow 7 steps above and come back here in 22 years to thank me.
    922
  242. thats a sick green screen looks so fkin real
    921
  243. #8 trending let’s go #1 baby!!!! Heck yeah!!!!! Diamond hands GME!!! 💎 🙌
    920
  244. I dropped out of college to post YouTube comments about avocado toast
    917
  245. Hey Graham, I know you read your comments, so I hope you actually see this one. As an 18 year old who knew absolutely nothing about money, you've taught me so much about real estate, finances, credit scores, etc. – all things that were unfortunately not taught to me in school. I've even been able to educate my friends and family on personal finance and have directed them to your channel several times. Long story short, your videos have had a true impact on me, and I appreciate your hard work. Thanks for all you do. - Bryan
    910
  246. My goal is to be able to start my own Avocado Toast Factory and generate enough guacamole to never have to pay extra at Chipotle again.
    910
  247. Two friends of mine dropped out of School. They both make over 6 figures now, less than 2 years later. But at the same time, I also know almost a dozen folks from that same School that dropped out and didn't manage to make anything of it. There is a big difference between "𝘛𝘢𝘬𝘦 𝘤𝘰𝘯𝘵𝘳𝘰𝘭 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘥𝘦𝘴𝘵𝘪𝘯𝘺, 𝘥𝘳𝘰𝘱 𝘰𝘶𝘵 𝘵𝘰 𝘸𝘰𝘳𝘬 𝘢𝘯𝘥 𝘭𝘦𝘢𝘳𝘯 𝘸𝘪𝘵𝘩 𝘵𝘸𝘪𝘤𝘦 𝘵𝘩𝘦 𝘦𝘧𝘧𝘰𝘳𝘵 𝘢𝘯𝘥 𝘮𝘰𝘵𝘪𝘷𝘢𝘵𝘪𝘰𝘯" and dropping out so you can play Red Dead Redemption 2 on weekdays.
    909
  248. 2020: The Fed is buying corporate bonds 2021: The Fed is buying individual stocks 2022: The Fed is day trading on Robinhood
    909
  249. I still remember all the advice I received from bootcamp 7 years ago. My drill instructor told us "knowledge is not power, its potential. You can have all the knowledge in the world, but it won't make a difference if you don't act."
    907
  250. For Those Who Are In A Rush: 1.) Not knowing the numbers 2.) Too much debt (Borrowing too much money) 3.) Short term loan/arm 4.) Picking a bad tenant 5.) Overpaying for a property 6.) Not having reserves You're Welcome! :)
    905
  251. Nice car, what type of gas does it take?
    903
  252. all I heard was buy *edit* great explanation!
    899
  253. My Build A Bear stock has been treating me very, very well
    891
  254. SO GLAD YOU MADE A VIDEO ON THIS! THANKS GRAHAM!
    890
  255. the next video "the problems with tai lopez"
    884
  256. Doug is a lady’s man. A father to everyone. The Best to ever do it.
    883
  257. oh gee wow Graham! Thank you so much for making a video on this topic. I put down everything i was doing just to watch this and SMASH that like button (;
    880
  258. He protecc He attacc But most importantly Graham Stephan keeps me financially on tracc
    875
  259. Graham explaining why he bought the watch is what I sound like every time I buy somthing
    871
  260. NICE! I am so glad you gave us the monkey update. This really is some great content! SUBBED!
    864
  261. REMINDER: Make sure to subscribe, because I have a full 1.5 hour long podcast posting this weekend with Dave Ramsey and George Kamel: https://www.youtube.com/c/TheIcedCoffeeHour
    863
  262. "I think our generation has a much stronger grasp on risk, return, diversification ...." WSBer : "Time to YOLO 100% into a short call option on GME ending today. The apes said it can't fail."
    863
  263. as a listener of both you and dave ramsey and i am glad you did this video. you did a good job of explaining the tax reform in his era and i thought your views were fair
    862
  264. What a heartfelt video. Even though you post less often each post is that much more appreciated!
    860
  265. Some random internet dude with a camera is more trusworthy than any financial advisor or multi-billion dollar hedge fund out there and gives better advice more easily understandable and esoteric than you'd ever find in any bullshit college textbook in less time than it takes to take a shit. Literally, you'd learn more about money and finance by taking a shit while listening to graham's videos than you would from anywhere else in your entire life
    860
  266. We just watched Graham's evil twin
    858
  267. Have you subscribed to me yet? Next video posting tomorrow, Tuesday, 9:00am PST!
    857
  268. Times like these are EXACTLY why it's important to have an emergency fund
    849
  269. WOW! This is incredible work graham. I really needed this video right now, thanks!!! SUBBED!
    840
  270. Stocks only go up ‼️
    839
  271. Robinhood shut down because no one there smashed the like button
    830
  272. Oh great!!! A new video from my favorite YouTuber! Today must be my lucky day. SUBBED!!!
    830
  273. I’m still trying to work out how you post such well researched videos 3x a week
    826
  274. First I have to shave.. now this wtf
    824
  275. Take notes. Most scammers would charge thousands of dollars in course fees for this info and Graham is giving it out for free.
    821
  276. Damn 100k without a degree that's nice.
    821
  277. Jeff Bezos: I need a trillion to feel rich
    818
  278. As someone who works for an accountant (that use to be an IRS agent) I was told that with all of the new hires, auditors aren’t immediately going to target the big companies. They are going to practice on the smaller earners first.
    818
  279. The amount of money this guy makes and he is still this humble is fascinating 🤯🤯
    817
  280. The literal second I turned 18 I had a roth opened. Best decision of my life!
    814
  281. If Graham spent $800 on uber eats, he would immediately sign himself up for therapy.
    813
  282. I actually did a coaching call with Graham last Friday. Easily the best money I have spent all year. I estimate his $200 phone call saved me at least $96,000 on a deal I am making and I still had time at the end to ask him questions for fun. 10/10 would recommend.
    812
  283. WOW SO AMAZING! Thank you so much sir, I am so happy you made this video ((:
    809
  284. What is 45 recessions?
    807
  285. If Cardi knows that there's a recession . . . there's a recession
    806
  286. Speaking of squirrels. Justice for Peanut the squirrel 🐿️ 😢
    805
  287. maybe I do need to move after all!!!
    805
  288. This is why we bigfoots just invest in nice boulders to throw at hikers and campers
    801
  289. As long as it's not too expensive to SMASH that like button tho
    801
  290. “Do not save what is left after spending; instead spend what is left after saving.” - Warren Buffett, critical quote for times like this
    797
  291. This guy tells it like it is. No gimmicks or ploys, I really love that! Thanks for sharing your wealth of knowledge Graham.
    797
  292. I thought my house would sell faster if installed a stripper pole and a catwalk in the middle of my basement. I guess I was wrong.
    793
  293. NOT FIRST! Smash the like button though!!!
    792
  294. This is for the YT algorithm. Ur welcome
    779
  295. If I had a dollar for every time I’ve hit that like button…..
    775
  296. BRO IT'S BEEN A WEEK MAN - WE MISSED YOU!
    772
  297. "There is no proof that Tether can't just print as much Tether as they want " Man, so Tether really is equal to the US Dollar.
    767
  298. The first one was a credit card that exploited the poor. The last one was a credit card that exploited the rich.
    766
  299. WOW! I have been waiting for this one! Amazing video Graham!
    766
  300. The actual reason why Graham is single: He spends too much time eating avocado toast because it's his one true love
    765
  301. Sad you watched Yahoo's stream and not mine :P
    762
  302. The answer is Graham, Graham is wealthier.
    760
  303. SO FREAKING AMAZING!!! SO happy for you!!!
    755
  304. Playing back at 0.5 speed is taking up way too much of my time…but it’s worth it to hear drunk Graham.
    753
  305. Graham: "Everyone likes to correct" Me: Graham: "2009...2009...2019" Me:... fights urge to correct
    753
  306. “I pretty much read all the comments” prove it
    752
  307. I’m looking to buy right now, ITS TOO EXPENSIVE. Thanks Graham for the high quality content. SUBBED!!!
    751
  308. wow Graham! you continue to raise the bar for YouTubers, you amaze me every day. SUBBED!
    749
  309. For just $12 a day, you too can sponsor a young future millionaire in need of avocado toast
    747
  310. Channel terminated Now going back to real estate What's next? A real estate market crash?
    745
  311. 1. Millennials , live with your parents for as long as you can. We were sold a lie of the big apartment in the city , parties etc. 2. Don't go to college unless you know what you want to do. 3. If you do go to college. Go to a cheap school for the bullshit classes and then transfer. 4. Don't be a party animal. I get it we all like to drink. But maybe spending 200 dollars a weekend on drinks/Uber/food is not the way to go
    738
  312. I see you "reset" your slogan on your desk (maybe I just noticed lol)
    735
  313. 40 year mortgages, free refis... the government is excellent at finding new ways to kick the can down the road
    733
  314. My bank statement has zeros everywhere, can I come look at the house ?!
    731
  315. I have been waiting for this! Thank you so much!
    731
  316. Oh man thanks for this video graham. I was just about to sign a $500,000 30 day fixed rate loan at 25% interest with my local mafia Don. You just saved me minus a pinky finger which I owe for not agreeing to take the loan. ;)
    730
  317. New credit card gets released Graham: has entered the chat 🥑🍞🥑🍞
    728
  318. Thanks goodness you’re finding the worst credit cards so we don’t have to
    726
  319. Your Dad asked so kindly, I had to smash the like button 💙.
    722
  320. I was born in 1987. I miss the good old days with all the smiles and laughs. We used to have a word that I feel no longer exists. It's called being neighborly.
    721
  321. It wouldn't surprise me if the algorithm is getting your comments confused with the spam bot comments that are pretending to be you. That's just a theory.
    721
  322. The interview at the end of the video is absolutely golden!!
    720
  323. Meet Kevin sees title. Meet Kevin googles Bankruptcy attorneys :/
    719
  324. Your channel is exploding and the content has only gotten better...
    717
  325. Gonna create 69k fake profiles just to make sure we hit this goal
    715
  326. Graham in 3 years: How I Became a Billionaire
    714
  327. I commented a few months ago saying your videos inspired me to enroll in a realtor licensing course. Where I live it's a mandatory 10 week minimum duration before you can take the exam. Well, just wanted to let you know my exam is tomorrow! Wish me luck you avocados!
    714
  328. Brilliance!
    707
  329. "It's been years since I paid for a plane ticket" Yeah, we all felt that...
    706
  330. Dave Ramsey is basically "Personal Finance for Dummies" in radio show format. His advice is for people who are just awful with money and cannot trust themselves with any type of credit. He's super entertaining, but he's successful because his philosophy is simple and black-and-white.
    705
  331. +Graham Stephan You have helped me out soo much already. I recently bought a duplex at 20% down and living in one side. While renting the other. With my housing expenses being zero I feel very comfortable.
    704
  332. First: Apple Then: Amazon What’s next ... The Graham avocado credit card
    704
  333. This video is sponsored by Samsung.
    702
  334. If you want to win at something surround yourself with winners of that thing and learn from them
    701
  335. Im an active licensed CPA, and I echo everything you said - especially smashed the like button - Its TAX Free action
    700
  336. What’s crazy is I remember Graham’s first vid. I was about 15 years old and love real estate and investing but was barley just starting to learn about it. I remember I would comment and have convos with him on Snapchat. At this time he maybe had about 200-1k subs. I told him he was going to blow up and soon wouldn’t be able to get back to everyone. Now 2-3 years later I’m almost 18 doing pre licensing for real estate, already investing, and saving money for a rental. Meanwhile graham has 2 million subs. Idk if you will remember but I think I asked you to fly out and come fish one time haha you had like 200 subs at the time I think. Time flys.
    700
  337. SELL EVERYTHING!!!!!
    699
  338. Who else was like "Damn Graham was sued"
    698
  339. A wise man once said: A man is only as good as the number of like buttons he has smashed 😤
    698
  340. Your credit score has increased Reason: you smashed that like button
    697
  341. Wow! So glad you made this video!!! Really needed this right now!
    693
  342. Congrats Graham! I’m sure this was a huge personal moment for you collabing with Dave. Well deserved man! Keep it rolling!
    690
  343. Next Video: How to make a billion dollar a year
    690
  344. Graham: builds multimillion dollar empire Graham’s kids: blows it all on avocado toast
    690
  345. Broke: Gambling in a Casino. Woke: Gambling in Stonks.
    688
  346. The White House should pass a bill that stimulates the like button.
    688
  347. What would dave Ramsey say 🤔 Cut it in half and throw it away !!!
    684
  348. Dammit gram do we buy more Tesla or not??? 😂😂
    684
  349. MeetKevin has changed a lot since the last time a saw him
    683
  350. THISSSSSSS....is how you smash the like button
    677
  351. This is awesome. Feels like you’re talking to me — I feel so afraid to monetize because every so often I get those comments that say “no ads; unsub!” Well put together; thanks for the perspective!
    676
  352. How to build wealth with no money: be friends with Mr Beast
    675
  353. Should’ve put $420,000 of it into TSLA 😔
    675
  354. You should send out some care packages to other creators so it's not just you pushing it
    675
  355. I'm in a retirement fb group and I saw a couple who makes 250k barley saving anything. I, who makes 70k a year, saves more than they do. I ALWAYS tell people it's not about how much you make but how much you spend. Makes me feel good knowing there are people out there making way more who are actually way less off.
    672
  356. This has been the weirdest day in the stock market that I’ve ever seen
    662
  357. ME as a 13 years old : THIS DEFINETLY DOES'NT APPLY TO ME BUT WHY NOT
    660
  358. Next intro: Up here, what’s there, graham where, guys.
    658
  359. Wow Graham! I am so glad you made this video, you always have such a well rounded and intelligent take on these things. SUBBED!
    658
  360. Graham: DON’T SELL Robinhood support: just in caaaaase...
    656
  361. STOP TALKING ABOUT ME ALL THE TIME GOD DAMN IT
    652
  362. hey graham! huge fan!
    649
  363. I require no reminder. The like button is auto smashed.
    648
  364. Ha, losers I avoid taxes by not having a job.
    645
  365. I like the stocks
    643
  366. Curious to see how the Amex Platinum card turned out! 💳🖌️
    643
  367. Pay per view fight: Graham vs. Dave Ramsey
    642
  368. Lost a million, but made a million friends. Worth it?
    641
  369. Wow! Thanks SO much graham, you provide loads of value with your content. SUBBED
    637
  370. Went straight to the comments when you 2009'd lol
    637
  371. Me watching this in low class so I don't have to be worried.
    630
  372. Extra work doesn’t do anything, manager will take credit and upward mobility is difficult, not enough positions after reaching a certain level. Top performers are not always rewarded and just making them work more
    630
  373. How to manage your money like the 1%: Spend it on Graham’s Merch
    627
  374. How dare you unsubscribe from T Series You shouldn't be subscribed in the first place
    626
  375. You can tell this couple is successful for a reason. Each one loves what they do, pours their heart and soul into it, and gives way more than anyone else. The doggie report card is one of those extra things that most people just wouldnt want the headache of doing. If they hire the right kind of people to work for them and pay competitve wages they will be able to keep their business thriving aurely
    624
  376. Legend says , DL Clifton is still looking for a house.
    620
  377. Next intro should be James Bond style: “What’s up guys, the name is Stephan, Graham Stephan. I’ll have an iced coffee. Shaken, not stirred.”
    618
  378. More credit card videos. More sleepless nights for Dave Ramsey
    617
  379. That thumbnail selfie 😂
    616
  380. 13.3M like smashes, will your hunger never be satiated!? I actually really appreciate your thoughts here; it was refreshing to hear a big finance personality not predicting where bitcoin was going to go in the future. I still struggle with bitcoin being both a "currency" and an "investment" like you touched on (seems sort of paradoxical when traditional economics argues that depreciation/inflation don't matter once things have adjusted) but perhaps I'm too old school to understand. Nonetheless, could use more of these cautionary videos on YouTube!
    614
  381. This was one of my favorite videos so far, you broke everything down perfectly!! Graham the CPM master :D
    614
  382. You know why your channel is one of the few I actually have notifications turned on for? 1. Original content, most Youtubers have the same suggestions. 2. Specific tips instead of general information. 3. You taught me about avocado toast and Nicholas Cage pillows.
    608
  383. Dislike unsubscribed reported !!! graham is lying this is clickbait Cars aren’t actually free graham 😡🤬 Haha just kidding I had too graham you the man ! 🙌
    606
  384. Well, that's dedication for sure. You gotta give credit where credit is due. (that was an awful pun, I'm sorry)
    606
  385. Imagine if Graham created avocado coin as a joke and then it goes to the moon 😂
    605
  386. I would LOVE to see “Millionaire reacts: Foolish Politicians get $23 Trillion in Debt Because They Pay $4 for Coffee”
    603
  387. Ads: How I made a million dollars in minutes! Graham: You won’t ever be able to go shopping without checking the price tag
    601
  388. Thanks Graham! This was tons of fun! Appreciate taking the time to attend OREC and shoot this video.
    600
  389. “Tax evasion is a crime. Tax avoidance is an art.”
    597
  390. I left my family & friends long time ago for my career - selling snow to people. But now I'm a successful businessman and live in Himalayas with my lovely girlfriend.
    597
  391. we should try to tell inflation to stop, maybe that will work. PS. Huge fan! So glad you addressed this topic! SUBBED!
    594
  392. Thanks so much graham for posting this!!! I needed it right now, SUBBED!!
    593
  393. What if you used affiliate marketing for your teaching business that created focus groups at local AirBnBs to show folks how to use credit card and bank churning... hmmm now that sounds like a side hustle....
    591
  394. He is definitely right about maserati.
    590
  395. I thought it was just Tesla that snapped... wtheck man....
    589
  396. You can live in a Lambo but you can't drive a house.
    588
  397. Next Video: How I Confronted Pokimane and Ended up #1 on Trending
    587
  398. I love the fact that Kevin O'Leary said "if the poo-poo hit the fan" ... that would make for a hilarious ring tone. Dividends rule!
    584
  399. Graham’s kids will begin investing their lunch money in index funds and have a credit score of 800+.
    584
  400. Does great math, dude says hit like button. Button smashed.
    583
  401. Who else heard that opening line and thought they had a bit of a brain fart?
    582
  402. Watching Graham will make you more money haha
    581
  403. Are you reading this and not subscribed to my second channel already? If so.... SUBSCRIBE ;)
    581
  404. I never skip the ads before your vids because I like my man gettin paid!
    580
  405. Hey mate, thanks for the shout out! Much appreciated. 🙂
    578
  406. Most people don't want to have a million dollars, they want to spend a million dollars.
    578
  407. After listening to Graham's Investing advice, 10 years from now, I can't imagine how many people will have successful real estate portfolio's. All because they watched Youtube videos... and smashed that like button ⚡🎓
    577
  408. For someone who has been researching this, you did a fantastic job Graham. Short sweet & simple. Keep hustling 👊🏽
    575
  409. Searches Google for life cheat codes Graham’s channel appears “Ahhh, just what I was looking for”
    573
  410. I made a belt out of watches once. It was a waist of time.
    573
  411. First Video: Tear Down For My $75,000 Remodel This Video: What Happened To My $100,00 Remodel Last Video: Finally Finishing My $200,000 Remodel
    572
  412. As a millennial who bought a home in 2016 for 500K, 7 minutes outside of Boston and 2 years later its appraising 750K, I can't relate... Do your homework and location, location, location!
    570
  413. It is because of your videos that I have been able to become financially literate at a young age! And I LOVE every second of the budgeting and investing, thanks Graham!
    568
  414. Life hack for the platinum Uber credit, it works for Uber eats too! So if you don’t use Uber one month, just order a free lunch!
    567
  415. "If we don't know what we are doing the best solution is to raise taxes" LOL
    564
  416. Hahahhahaha this video is golden right now.
    563
  417. Graham is one of the only YouTubers I know who has 650K+ subs and still reads every comment... Dude is a gem!
    561
  418. Millionaire Investment Strategy: Marry Jeff Bezos and take half 😉
    560
  419. I'm jealous
    560
  420. It’ll be very interesting to see how this pans out for people who over-leveraged themselves 😬 or the AirBNB’s that aren’t being rented currently.
    560
  421. Eww not at least 16 units? UNSUBBED!!
    558
  422. Let’s just flip a coin each year to decide if the market will go up or down!
    554
  423. kevin was taken by the 401. Lauren, Max, and Jack survived thanks to the shielding Graham sent
    553
  424.  @GrahamStephan  YOU MADE IT!!!!!! YOUTUBE COMMENTED ON YOUR VIDEO!
    553
  425. Do a face reveal for 100k
    551
  426. "Please just smash the like button" -Warren Buffet
    550
  427. In my 40 years of life here is my 10 cliff notes of dating mistakes to avoid. I have been married twice and experienced it all: 1. Getting a relationship because you're lonely 2. Getting in a relationship because you feel it's the thing to do 3. Giving up your identity to appease your significant other 4. Putting all of your wants and needs ahead of your significant other 5. Never being emotionally open 6. Rather being right than happy 7. Have a wandering eye 8. Never paying attention to the details 9. Never addressing or being open about your insecurities or actually dealing with them 10. Never sharing the avocado toast or smashing that like button.
    546
  428. You forgot the part where you sue your nephew
    545
  429. Your videos are worth atleast $0.26
    545
  430. Next intro, James Bond style: “What’s up guys, the name is Stephan, Graham Stephan. I’ll have an iced coffee. Shaken, not stirred.”
    543
  431. 100%. I’ve been on a similar path myself. These days I only make one video a month and I’m focusing on enjoying each one. I'm making less money but I’m so much happier and so much less stressed. I can’t remember the last time I felt burnt out or had anxiety. Best of luck man. Hope you can step back and take the time you need to find the joy in the work again (or to find the joy away from the work).
    543
  432. 4:44 Residential electricity and lighting came into Los Angeles around 1920. Prior to electricity in homes, residents used candles that were placed in built in wall sconces. That's what you are looking at. Great house; congratulations Graham!
    541
  433. Regardless of whether you rent or buy a home, there will always be a cost of putting a roof over your head.
    540
  434. DUDE - I WAS SUPPOSED TO BE YOUR AGENT; and all of a sudden now i know why you haven't been answering my calls....
    539
  435. Millennial card progression: Pokemon cards --> Yugioh Cards --> Credit Cards
    539
  436. “The rich stay rich by acting poor and the poor stay poor by acting rich” - That is a quote that has stayed with me
    537
  437. U guys wont believe me but i got a tai lopez ad on this video
    537
  438. Graham is going to get so many likes on this video we should really be worried about the devaluation of the like button
    532
  439. This is how I started almost a year ago, sold my house and bought a 4 plex. Only gave 3 1/2 down. The rents cover the mortgage and water bill. Ive been fixing them up as the tenants move out and increased the rents from 700 to 900 . I live in one of the units
    531
  440. Your point at the end about how the younger generation regards cash is spot on. I often accidentally regard cash as "extra" money in a way simply because spending it doesn't affect the number in my bank account.
    528
  441. I love that “educational purposes only” disclaimer. Thanks for the shout out.
    528
  442. “Everyone hates millennials until it’s time to convert a PDF to a word document.” -millennialindebt
    527
  443. first! let's gooo!!
    527
  444. I don’t know if anyone noticed but I like how u moved around during ur video rather just sitting in the desk. I have no idea why😂
    525
  445. This is the definition of Quality Content 🔥👊
    523
  446. Hey I didn’t get that cool interview set for my interview!
    521
  447. Got myself the variety pack and I love it. Thanks, Graham.
    518
  448. I wonder if there's a massive home somewhere that has a toilet in the elevator. It would take sh!t to another level
    517
  449. Kid in the ad: "People ask me all the time, "where should I invest my money?". "I've got $10,000, $20,000" .... 👀👀 Listen little punk, you're max 15 years old. Nobody is asking you for investment advice geez 😂😂
    514
  450. Bruh Im 15, kids my age are trying to get a perfect 800 on the SAT reading. and here i am trying to get a perfect 800 credit score. Thanks to this guy. what am i doing with my life
    514
  451. Wow! Such incredible content, you deserve the world Mr. Stephan. SUBBBBBED!
    514
  452. HOLY SMOKAS IT'S MY BOY GRAHAM
    514
  453. Day 19 of asking you to come on my show. I’ll be in Vegas next weekend.
    510
  454. Hops in his Tesla, set on autopilot, to only get out of a Volvo at his destination... 10:49 🥴🥴🥴
    508
  455. Wow Graham! How do you consistently make such incredible content?? You really are my favorite! SUBBED
    508
  456. Invest in avocado toast. It’s delicious. Owning a house and saving up for retirement is overrated anyways.
    507
  457. Imagine u just steal the car and it goes straight to the police station
    505
  458. After a full year of watching Graham's videos, my keyboard is in shambles from SMASHING THAT LIKE BUTTON
    501
  459. I love seeing my boy get paid 💰💰💰
    501
  460. Better STASH your money elsewhere ;)
    501
  461. SO GLAD YOU POSTED NOW. I needed this thank you!! SUBBED!
    499
  462. $30 MILLION?!?? Fine, but I’m buying myself a Starbucks now! ... oh wait
    497
  463. Pretty crazy that the most thorough and unbiased news I’ve heard in a while is produced by a YouTuber, great content man
    494
  464. 😭
    493
  465. Hit like as soon as you said 225 pages. Totally agree with what you said re: the downsides. Thanks, Graham!
    493
  466. As a business lawyer of multiple years - that has been watching Graham since before law school, the fact that I still find these videos interesting speaks miles to the work and preparation you're putting into these, Graham. Well done!
    492
  467. So, the house was cheaper than the Tesla? 🤔🤣
    491
  468. Congrats on 3.5M subscribers 👍🏼
    489
  469. It’s not a Graham Stephan video unless you get an ad halfway through with Dean Graziosi burning a real estate license.
    487
  470. So glad I found this at 20
    485
  471. Yo Graham! You forgot the one requirement for Tiger 21 admission.. which is to SMASH THAT LIKE BUTTON
    482
  472. The most valuable thing in that house is the autographed Kenan and Kel picture.🔥
    480
  473. How to prepare for the 2013 recession How to prepare for the 2014 recession How to prepare for the 2015 recession How to prepare for the 2016 recession How to prepare for the 2017recession How to prepare for the 2018 recession How to prepare for the 2019 recession How to prepare for the 2020 recession
    479
  474. I have a video idea for you Graham, “Too much mortgage debt, destroying all my properties with explosives!”
    476
  475. You know you've made it in life when Kevin O'Leary reacts to YOU.
    476
  476. Hey guys!!! My favorite YouTuber just posted! Thanks for the entertainment (: SUBBED!
    475
  477. What a day - Andrei talking about pot stocks and Graham talking about Dogecoin lol
    473
  478. Thank you Graham the man for having me in your beautiful office in LA! It was awesome to do something different like this!
    473
  479. THIS JUST IN: Fed Begins Buying Pokemon-Backed Securities to Prop Up Card Market
    472
  480. YES! YES! YES! EXCELLENT INFO IN THIS VIDEO. I have a degree in finance and this guy absolutely knows what he's talking about.
    472
  481. Alright. It’s time for me to move to Vegas
    472
  482. what a perfect intro, i hope no one overlooks this 😂
    471
  483. As a result of watching your show for the past month, I’ve: -Transferred my savings into a high interest savings Ally Bank bank account - Opened up an Amazon Prime Visa Rewards Signature Card, (plan to apply for the blue AMEX card in a couple of months) -Basically purchase everything I NEED on credit cards now to get cash back & transfer the money from my debit card ASAP -Increased the percentages I’m putting away in both of my 403b accounts from both jobs -Tracked all my finances on Mint AND -I’m Going to open up a ROTH IRA later & invest in Vanguard S&P 500 Your channels have been life changing and I’m glad I found them while I’m 22. Your content is gold and your videos are super fun to watch. Thank you and keep doing what you’re doing. Happy birthday King. Your girlfriend is super pretty too btw
    471
  484. Annihilated the like button! How did you comment on my video and upload at the same time? You really are a genius...
    471
  485. Oh man... this hurts....
    470
  486. Aliens are watching Earth like “This season fire!” 👽 🔥
    470
  487. Babe wake up, Graham Stephan posted.
    468
  488. I invested early on that Sub button and now I'm reaping in the notification dividends.
    467
  489. As my dad likes to say ‘Make an insultingly low offer, there’s always another one.’ Flipped 10 properties over my life that way!
    467
  490. I am going to need each and every person who watches this video to go ahead and smash the like button. We need to reward good content; lord knows we get a lot of nonsense from other channels.
    467
  491. This is a great lesson on boring businesses. Pizza makes more money than some flashy dropshipping business or guru course
    466
  492. Just my input as a consumer: -Yes, I got the coffee the first time purely to support Graham. I make my own coffee EVERY single morning so I've been buying whatever until now. But I didn't get my 2nd bag, and then just signing up for an automatic monthly subscription to support Graham, I did it because I really liked it. Does it taste good? Yes. But then it's the packaging, the marketing that I stayed on for. I love the entire design of the bankroll brand from the art style to the font. And I like seeing the bag sitting on my counter because it's so nicely packaged and the art is really appealing. The material of the bag also just feels higher quality than other major brands from the store. I also like seeing it every morning, reminding me why I'm grinding everyday, and to be smarter with my money. I overshared just to provide additional data to consider. A lot of people are saying "just do basic brown bag packaging" because you're not on shelves and in grocery stores. And I wanted to provide my experience because it's the opposite. On the Internet I think it's the eye catching things that really sell, at least that's why I bought into it and recommend it to my friends. I think if your branding and packaging wasn't so on point, it wouldn't be this successful (in sales) with as many returning customers. I do think cards, etc. are a bit overboard, just the bag of coffee is fine! So as a consumer who's into the packaging, I think if you changed the material it wouldn't be the worst thing. I think your art and print design makes up for that!
    465
  493. If every subscriber put in $45, we could make this the Graham Stephan HQ🔥 Fractional ownership split 1 million ways?🤔
    462
  494. “What’s up graham it’s guys here”
    462
  495. Great minds think alike. We released this on the same day.
    459
  496. if someone told me that Elon Musk was in the bottom waiting to catch me i would jump
    459
  497. I'm in the minority here. Initially I dropped out of college and got a job doing data entry 8 hours per day. That suuuuucked!!! I was too dang immature to go to college yet alone start a business. After I couldn't take cubicle life anymore I joined the Army National Guard, went to college and graduated with a finance degree (with a blazing 3.2 GPA). I'm thankful for the experience and needed it to grow up. But that doesn't mean I'll encourage my kids go to college. I'll leave that up to them to decide what's best for their future. Thanks for sharing your story!
    456
  498. Name him Beans. Get him a brother and call him Rice... Beans and Rice. Thanks for the shout out! :)
    454
  499. Another tip: If you have a credit card with an annual fee that you no longer want to use, don't cancel it. Call the company and do a product change to a different card without a fee. You won't get the sign up bonus, but the card history including the starting date will carry over.
    453
  500. Just had to comment and let you know after I watched this video I signed up for Focus Groups and just got home from my first one making $145 for 2.5 hours of my time! Thanks so much for sharing this! It was also a fun experience 😃
    451
  501. After What Happened Yesterday, I'm Considering Switching to Fidelity or Webull. I can also get FREE Stocks with Webull, mm... I'm debating.
    450
  502. Man I am the opposite, I always pay extra for guac at Chipotle
    450
  503. I love these kinds of highly-practical videos from you, Graham.
    450
  504. Was hoping you’d make this video!!! Thank you graham. Ps. I have a channel of my own!
    447
  505. 1 in 302 million is about the same odds as stringing a line of 1/2" marbles from the east coast to the west coast and picking the right marble.
    444
  506. Graham the only YouTuber to make the video sponsored by the like button
    443
  507. ITS OVER NOW. WE HAVE THE HIGHGROUND!
    441
  508. Best of luck with the new business, Graham!
    441
  509. How to get a full-ride scholarship to University: Get your parents to pay for it ;)
    439
  510. Congress is a disaster
    439
  511. March 2020: stock market gonna crash April 2020: stock market gonna crash May 2020: stock market gonna crash June 2020: stock market gonna crash July 2020: stock market gonna crash August 2020: S&P 500 hits ATH
    437
  512. Thank god he didnt say wake up early... i love sleep way to much
    434
  513. Graham's Date: Do you think we can put the top up? My hair is getting messed up, and it's cold. Graham: It's a scooter babe. Gas prices are real. Hold on tight, we're about to hit 40.
    434
  514. well done Graham! thanks for the shout!
    432
  515. As of now, I dropped out of college. I'm living at a friends house because my parents very much dislike (to put it lightly) the idea of me not getting a degree. I consider myself pretty smart, I got a 25 on the ACT junior year without even studying. But my grades didnt really reflect that. I barely got into a nice college and ended up going for only 3 semesters. My heart was never really in it and I questioned myself every day. Like you said, everyone pressured me to go into college even though I felt like it wasnt for me. When you said you felt almost like a failure, my eyes watered up. Whenever I think about the situation I'm in, I cant help but feel like a failure. But this video proves that there are other people who overcame these problems and that I'm not alone. Long story short, I wanted to get into real estate but kept getting told it was a bad idea. If I commit myself to it, with the work ethic I have theres no doubt in my mind I can do it. Thanks for the video Graham, you inspire not only me but alot of other people as well. Also, disliked and unsubbed.
    430
  516. Oh my gosh, Graham! Thanks for this terrific video (not that I needed it, I use CITbank) SUBBED!
    430
  517. I feel attacked, I literally just lost my money day trading LMAO
    430
  518. Now the real question... how far are you from good all you can eat sushi 😂😂😂
    430
  519. Ally Bank also has a 2.85% 14-month select CD. Promo valid until 2/28/19. You're welcome for the free shout out, Ally!
    427
  520. The stock market has been more entertaining than ANY movie lately!! 😞
    426
  521. Damn... I wanted to make 50k monthly doing nothing.
    425
  522. People, never stop smashing the like button ... if you do, the algorithm will turn off the Graham bot forever. ;)
    424
  523. Hey all! Just so you're aware, here is my second channel if you want to subscribe - going to be posting more content here, as well - it'll be slightly different than the main channel, but still on the topic of finance/money/etc. Just a lot more casual. Hope you enjoy it!
    419
  524. A big GaryVee fan but couldn’t stop myself from agreeing to this argument. To each his own and being self aware is indeed the real thing! Great work brother. Loved this video. :)
    419
  525. America: “Hey, how much can you lend us?” The Fed: “Yes.”
    416
  526. “What up graham it’s guys here”😂😂 0:00
    415
  527. Graham: “The economy still makes no sense no matter how much you tax it.” The IRS: Challenge Excepted!
    415
  528. Don't let a poor, young millennial go without their avocado toast, make sure to hit the Like button, y'all!
    414
  529. i feel you bro..i hate both of my jobs they drain me so much. Your story is inspiring.. I watched the WHOLE thing btw 😎
    413
  530. What a world we live in. Nothing makes sense anymore but well-deserved!
    413
  531. Nice analysis. It's definitely an incohesive wishlist 😂😂
    412
  532. #11 DIY chicken coup = FREE EGGS
    411
  533. He watches Meet Kevin videos!!!! Wow!!! Honored!
    411
  534. Individuals get taxed first, then spend what's left. Business spend first, and get taxed on what's left. If this makes you upset, realize there is nothing stopping you from starting your own business but yourself!
    410
  535. The YouTube collab we never knew we needed!!
    410
  536. My god those comments were mind numbingly dumb. Personally have around 15 credit cards and never payed interest or late fees but they have enabled me to fly over $100,000 worth of first class flights in the span of about a year lol
    409
  537. We need a portfolio update video including values of cars investments in start ups and Real estate
    409
  538. I thought we we're going to get another Only Fans video.
    406
  539. 4:37 So your card weighs 27 Grahams
    406
  540. Is it true that if you comment "avocado toast" in Graham's video you will get top comment?🤔
    406
  541. Grant Cardone is great for the INSIGHTS, MOTIVATION and INSPIRATION he gives me. But Graham, I must give this to you, I actually LEARN a heck more from you. I guess, in the end of the day, the difference is in that GC is trying to sell me stuff and you are not. Glad to have you around, very refreshing...
    405
  542. I would like to see Graham and Dave Ramsey go head to head
    404
  543. my worst financial mistakes ??? not subscribing and SMASHING THAT LIKE BUTTON soon enough ;)
    404
  544. I’m going debt free
    401
  545. “What’s up Graham it’s guys here!” Better be in more intros 😂
    401
  546. Who else is excited about getting some nice discounts in the stock market?📈
    400
  547. I do indeed love your content graham. Thank you so much for making my day by posting such wonderful comment. SUBBED RN
    399
  548. Anyone else still sitting in phase zero?
    399
  549. Great advice here, bro! I follow a lot of these habits myself and I can vouch that they help you get where you’re trying to go
    399
  550. Take this advice younger people, this will benefit you in MANY things in life that you couldn't think of 💪🏼
    398
  551. Dude What... we were going to move to Vegas together...
    397
  552. the amount of bots in these comment section is ridiculous
    397
  553. IF, you are doing your own interviews... here is a simple thing you can add in. Take a look at their vehicle. (You should have the plate number on the application anyway) If they claim they are not smokers for example - and there is a pack on the dash or seat or an overflowing ashtray - well, you know there's a wee bit of deception goin' on ;) If the vehicle obviously has not been taken care of, hasn't been washed in a year or two, bald or mismatched tires, broken/missing windows, 4 inches of trash on the floor, out of state plates, 2 year old registration tags, a dog that somehow didn't get mentioned or other interesting details that might contribute to your decision... Trust is pretty damn important, any little indication that it might be a bit wobbly - is enough to make you step back. NEVER be desperate to fill a place. You will spend months of misery trying to undo what you might have stepped into - and that doesn't count the actual cash you can lose in the process.
    396
  554. I read the title and thought this was a Grant Cardone video. I'm shook: Graham, spend?
    394
  555. THIS is an amazing video. Graham you are my idol, thanks for the endless supply of great content. SUBBED!
    394
  556. This guy is a genius smh. Making money off YouTube while telling you how to spend lol! I’m here for it and I’m learning!
    393
  557. I LOVE DOUG
    393
  558. This was really cool
    392
  559. This is why I refer to making my first home purchase as “losing my Vee-card”
    390
  560. Don’t forget to subscribe to me ;) New video posting tomorrow at 9am!
    390
  561. J.P. Morgan reserve is definitely the computer class nerd no one noticed until he got jacked and rich in his 20s
    390
  562. Savings account has left the chat Cash management has joined the chat
    389
  563. It's crazy because this is exactly how I changed my life. I went from making minimum wage less than 2 years ago to now making $400k a year. I realized that trading dollars for hours was getting me nowhere so I got into sales. I also managed to rent hack a 10 bedroom house (i had to create 2 additional rooms) that nets me $3,000 a month while living there for free. I also started a side hustle that generates around $2,400 a month passively. I gotta give credit to Graham for motivating me to rent hack because that allowed me to start saving more than 80% of my income. Thank you!
    385
  564. Gary Vee has left the chat...
    382
  565. Who wants to borrow money from me?
    382
  566. Possibly your best video. Listening to Tyler talk for ten seconds, I want to hire him. He exudes professionalism and competence, because he IS both. The crucial part of the pitch for me is “includes all windows, sills, frames and screens”: I start mentally tabulating all my windows, realizing there’s a bunch and I don’t even know how many, and then multiplying that by four … equals THAT’S A LOT OF WORK. At that point, $250 sounds like a bargain for all that, which I’m guaranteed not to be as efficient or good at as this competent guy who obviously does this every day. Easy sale. I wish I had a way to bet on Tyler. I would. He’s a winner.
    381
  567. Hahaha! Epic Video Graham! Thanks Graham for having me on your channel and shooting this video! This was so much fun to shoot – goofing around on the current job sites (we closed on two properties this week!). Also for all of Grahams fans that are wondering – Yes he’s just as cool and fun to hang out with in real life as he is on his channel! For anyone interested in getting started in real estate – but lack of money or experience are holding you back – I recommend looking into wholesaling real estate – it’s a lot of work (to do properly) but if your serious about becoming a real estate investor – it’s a great gateway to becoming one.
    379
  568. What a wholesome explanation of such a polarising subject. Well done, Graham. You never skip a beat.
    379
  569. Why you shouldn’t invest in real estate... so there’s more opportunities for me 😈 - Stephan
    378
  570. From the little info you provided I have found the property, I am putting in an offer....
    378
  571. I watched this video about 5-6 months ago and followed his steps up to cash rewards card. I have gone from a 583 credit score to 705
    377
  572. Your Street Cred has just gone up 100 points
    376
  573. Okay being honest, I loved this video so damn much. It's awesome to think about these insane scenarios sometimes and how one would actually manage this insane amount of money. If I one id give you an annual salary just for making these amazing videos.
    375
  574. Got instantly rich by watching this video and leaving a comment.
    375
  575. That's a lot of avocado toast! 🥑🍞
    373
  576. Millennials: Exist Graham: They will never financially recover from this
    373
  577. “I like free.” -Graham Stephen June 12, 2019
    373
  578. 10 MILLION LIKES ON THIS VIDEO AND GRAM BUYS DAD A NEW TESLA!!! GOOOOO!
    372
  579. A LOT
    371
  580. Correction: When the real estate market drops, Graham is going to BUY EVERYTHING! That's when huge returns are made
    370
  581. I mayyyyyyy have just bought one of everything on the website 😅
    368
  582. I’ve never used FTX ever but I want to say I appreciate you making this video! Says a lot about your character!
    367
  583. The Great Reset is what I do when my parent's internet isn't working 😅
    367
  584. I love and hate that shirt at the same time...I think I need it. Great interview! Took some notes. Richard seems like a really solid guy!
    366
  585. $1.5 million dollars in your checking account? You should probably move it to Robinhood cash management account
    364
  586. Graham, ask yourself: Do you really NEED that $0.20 ice coffee?
    363
  587. ah so glad you decided to speak on this! I've been waiting for this one!
    363
  588. anyone else trying to find Pat?
    362
  589. As a Real Estate Broker since 2010 here in the Bay Area, this video is excellent!
    362
  590. Number 1 way to avoid taxes... smashing that like button
    361
  591. An investment in knowledge pays the best interest - Micheal Scott 🏢
    359
  592. Oh back to "smash" the like button I see
    359
  593. You are not alone Graham - I went from working in McDonalds to mutli-millionaire and to this day, I still watch every penny. My reward is the freedom to stop when I wish to do so. Good video 👍👍
    356
  594. My wife’s credit card was stolen but the police advised me to take no further action The thief was spending less than she was.
    355
  595. Look out Graham, you’re about to surpass Dave Ramsey’s subscriber count. Guess you’re doing better than you deserve...
    352
  596. Your whole channel is a “I wish they taught this stuff in school” lesson lol
    352
  597. You are right about it not being completely passive. I have 8 long term rentals (paid for) and then I buy and sell houses on the side with two other partners. Its a grind, and I love it. Thanks for sharing.
    350
  598. I may be taking my Youtube business elsewhere as well, brother!
    349
  599. You must not know Dave Ramsey's baby step #2! I'm not sure exactly what all you said there but I know you said you have debt and want more so dislike
    349
  600. Wow graham! Thanks so much for posting this!! I was wondering when you were going to speak on this topic. SUBBED!
    349
  601. Saw the title and thought he was talking about me; phew. Not exposed yet.
    349
  602. Graham isn't rich because he was lucky, he's rich because he works his ass off! Respect!
    349
  603. Hey Graham by the looks of it these credit card videos get less than usual videos but I wanted to say thank you and I find these videos soooo important. I am taking this advice at 21 and beginning to build my credit. So please always make these credit card videos!
    348
  604. Robinhood is salty right now. They need some avacado toast to make them feel better
    347
  605. I got more out of this 13 minute video than the last 30 real estate videos I’ve seen. Well done again, Graham! Like button: SMASHED.
    347
  606. 69.. nice. Like button slapped.
    345
  607. For a second there I thought you said "get an escort". Not sure how that'll reduce my taxes, but I guess I'll try anything.
    345
  608. Darn I thought this was going to be the video about my house
    345
  609. Love the break down. I feel a lot of companies hold back and are hesitant to show how much they make due to some people saying that "they are greedy" but they can truly learn how a product based business is operated and can take that perspective in their day to day lives. Nicely done and congrats on expanding to teas!
    344
  610. I just want someone to look me the way MeetKevin looks at tesla on a dip
    344
  611. Man if only people knew the struggle. All I eat is sandwiches for lunch. I buy a loaf of bread, meat, meyo ketchup mustard, and PB&J. That is the type of sacrifice it takes to becoming a millionaire. I'm 23 and I have a rental property, just bought my second home (that needs renovations), and all my friends wonder how I did it. I always tell them to stop partying and wasting money on pointless things. They get defensive and say "but I want to enjoy life right now." No one wants to struggle anymore. They want to party have fun and expect money to flow to them. LOL YEAH RIGHT! #LetsGetGrahamto100kSUBS
    344
  612. Graham: "Theres no sense spending money on something if I don't have to" Also Graham: buys dinosaur skull
    344
  613. "Most people can get a better education learning from Google and YouTube than they can from spending money on a college degree" - I can vouch for this statement! YouTube is the People's University!
    343
  614. One of my tenants missed last months rent because of not being able to work. We talked this through, and we are moving on in a positive path. Just have an adult conversation with your tenants.
    342
  615. Here is the secret: save money
    341
  616. Starbucks: "Graham, we need you to delete your 20 cent iced coffee video."
    336
  617. Up next on Doug Demuro: “This is a 2019 Graham Stephan v6 rear wheel drive and let’s talk about its quirks and features”.
    336
  618. The cliffhanger was grand. Love it! I think this concept is much needed and if they could gain market share it would be nice to see more developments of tiny, affordable living spaces. Hopefully the farce of an American dream doesn't crush this and people with $50,000 for housing stop looking for $300,000 housing.
    335
  619. I’m a student get a Discover Card you won’t regret it!
    335
  620. When my wife shops, we refer to it as her going "hunting." Then she'll come home and tell me about all the things she had in her cart, then decided to put back on the shelf. Classic "catch and release." Just as fun.
    333
  621. Now we wait for the Tesla Credit Card
    333
  622. Dude huge congrats! You're making me rethink California now 🤔
    333
  623. Hopefully Ally just raises there rates to 3%!
    332
  624. I dropped out of avocado toasting, so i could go to college.
    331
  625. One of my friend's dad is a contractor. One day he came over to my house and saw me watching HGTV's _Flip or Flop_. He spent the next hour cussing at the TV screen about how stupid the show can be, like how every single time they find some "surprise" that costs them thousands to fix. "No contractor worth their license would have those 'surprises' every single episode!" I can't watch that show any more because I hear his voice in my head LOL
    331
  626. I’d buy “.20 cent iced coffee” merch while I’m in the Starbucks drive thru every morning.
    329
  627. Love how Graham is now starting to live his life more lavishly, after years of frugality! Working hard in your 20s to get here is inspirational! :)
    329
  628. When I was 18, I opened up Discover credit card. I would literally buy anything with it- coffee, dog food, gas, etc. and then pay it off in like a week. And yesterday I saw the function on discover's website where you can check your credit score. I was surprised to find out that I've had the card only for 9 months and my score was 770 :)
    328
  629. Omg I thought I accidentally clicked on Ramsey’s OF at first
    328
  630. The quality of this upload despite the rushed late night content is a statement to the value your channel brings. Thanks.
    327
  631. I couldn't hadle it... so i subscibed to Graham
    326
  632. My realtor said the real estate agent is "dead." Oh wait, no, he meant the old-school agent is dead. Do what Graham says and survive. PS he also put a lot of effort into the course he made, which I would buy if I were newer.
    326
  633. If you’re not able to get your spending under control, you really only have two options. The first one is to smash that like button.
    325
  634. You are literally the reason I started investing years ago. Lots of doing my own research later, I am confident in my decision making process and it all started with one of your videos. Thanks!
    325
  635. Very informative piece Graham. I had always wondered about those signs at they are fairly common around my city freeways. Always assumed that it was potentially some individual trying to run a small flipping business, but it is interesting to know all the parties involved.
    324
  636. Mackenzie Bezos is the greatest investor of all time.
    323
  637. why didn't they teach us this in school
    323
  638. Dude that Video was perfect. 12 Minutes and i didn’t get bored at all.🙏🏼🚀
    322
  639. I took your advise from your "top 5 credit cards for beginners" video and got the capital one Quicksilver, and bank of America cash rewards, building my credit for my first house hack in a few years. Before you I was a Dave Ramsey fan and I thought credit cards were for financially stupid people and now I have been changed 😂 thanks for teaching people what they don't teach in high school! Love your videos
    319
  640. Recessed lighting is the new avocado toast.
    319
  641. "Let the people trade"
    318
  642. “It’s like buying pizza but instead you’re buying stocks..” that has to be the best Graham one liner of the year
    318
  643. I grade Graham a 10! Common Kevin o'Leary, Uber instead of a car? Our man Jeremy just sold all his Uber shares. Long TSLA baby!
    317
  644. I'll save my like, thanks. 1 hr. later: I created a second youtube account to leave 2 likes
    317
  645. Happiness costs too much money. It’s better to rent happiness - Someone probably
    316
  646. Graham, your dad needs to start a youtube channel ASAP
    315
  647. That’s cool and all by I’m gonna Crash my mouse into that like button
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  648. I would take Graham much more seriously if he grew a mustache
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  649. Generic brand is actually the main brands in different packaging. Worked at a retail grocery store. They are cheaper because the advertising costs are cut out, less overhead. Don't ever be afraid to buy generic, it is literally made by main brands who have accounts with Target, Costco etc.
    312
  650.  @GrahamStephan  i love you
    310
  651. Thanks Graham - this is a hot topic. I wonder where we'll be in 10 years... probably still smashing the like button.
    310
  652. As an ex Starbucks employee, I can attest that bankroll coffee is worth the money and honestly I wouldn't mind paying a little bit more for it so there you have it. I made a review on it too if you want to check that out 🤪
    308
  653. Graham when laundry gets done during regular electric hours: “This is a financial crisis that I will never recover from” ⚡️
    307
  654. When Ben’s guest house is your “house goals”.....
    306
  655. This is one of your realest videos Graham. This video needs more views!!
    306
  656. Dave Ramsey approves 👌
    305
  657. I'm glad we bigfoots don't own any real estate out here in the woods
    305
  658. *Spiderman fingerpoint meme* ^_-
    305
  659. As someone that makes legitamately good money and can't afford housing, this would be nice to have around. I, like most of the middle class, just don't have $60-100k sitting around for the large downpayments required for a home loan. I've been trying to get very creative with loan solutions for a house that I can absolutely afford the payments on, but keep getting shut down left and right for various reasons and have also learned how poorly the system is set up to help those of lower income. "You don't have piles of cash laying around, but want a sustainable living situaition? How about you pay us extra money and then we can maybe help you out with a higher interest rate to boot." Makes sense, right?
    304
  660. Your ability to make topics like this so digestible is unmatched in the YouTube space. Great breakdown as always man.
    303
  661. “Honey, it’s 3:00AM, who are you talking to?” “Jake from fidelity...” “Yeah right!” snatches phone “What are you wearing, Jake from Fidelity!?” “Uhhh, khakis”
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  662. Well to be perfectly honest, in my humble opinion, of course without offending anyone who thinks differently from my point of view, but also looking into this matter in a different perspective, and without being condemned of ones views and by trying to make it objective, and by considering each and everyone’s valid opinion, I honestly believe that I forgot what I was going to say.
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  663. Down votes are from the IRS.
    299
  664. "What's up Donuts, it's Dunkin here"
    299
  665. I’m genuinely interested in her stories that I forget what’s happening when you give the pitch narration. A testament to Barbara not a dog on the vid
    298
  666. Thank God for my grandmother. She's 81 and that old school generation knew how to make a dollar stretch! I learned from her and developed valuable skills like cooking from scratch, mending clothing, etc. We spend wisely on things that brings us joy, pay our bills and eliminate the rest! Great video!!
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  667. I think your customers will understand your decision to raise prices because everyone is aware of the "transitory" inflation!
    297
  668. Ahh nice to see the ads I don’t skip paying my man Graham off 🤑
    297
  669. WHOA
    296
  670. This was so good I actually took the time to leave a like
    295
  671. This is why I watch your videos, facts only, no sides taken, just information that we can choose ourselves what to do with! 😁
    295
  672. Me, two minutes into the video: “Why do I think this is an April Fool’s joke?” scrolls down to the comments Me, three minutes into the video: Yup, definitely an April Fool’s joke. Continues to waste the next 7 minutes of my life watching the rest of the video
    294
  673. Graham - your ability to simplify information is commendable!! Thank you for your explanation and insights.
    293
  674. I’m a simple man. I see a Graham Stephen video & I quit doing whatever I’m doing.
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  675. 6. Make 20 cent coffee.
    293
  676. Dude huge congrats on the viral video! God bless the YouTube algorithm.
    293
  677. I haven’t blinked in days, so I’m set.
    292
  678. 1 like for this video will help 1 millennial not to buy an avocado toast.
    292
  679. “Whats Up Bitcoin its Elon Here” 😂 you gotta say this next time mate
    292
  680. Mentioning avocado toast in this comment so it gets more likes
    291
  681. Good thing I'm going ALL in now, including margin, before 2022. LFG. (Okay I just read the title... now I'm going to watch).
    290
  682. We just like the stock that’s all
    289
  683. Sorry! Loved wearing that at school so the teacher would never call on me :)
    289
  684. BRRR Not enough? BRRR Dollar worth nothing? BRRR Toilet paper > fiat? BRRR
    287
  685. “Mommy, Daddy why am I named Charlotte” “Well sweety we named you Charlotte because that’s the name of the person that used to own this house we named you that to save $10k off our house price”👍👍
    287
  686. Daaaayuuum cancel culture.... back at it again Daniel!
    287
  687. I have managed to beat the stock market on some of my cars, which only emboldened me to make more bad decisions.
    286
  688. Graham's son here, checking in from the future. Just sold both watches, picked up Playstation 9 with Madden 2055. I guess I wasn't supposed to do that.
    286
  689. I'm so glad I discovered Graham. It's weird cause in a sense, I've felt like he's been a part of my life. He personally helped me with financial advice for my parents, helped guide me and my fiance to start saving for our wedding and in our Roth IRAs, and now helping us prepare for buying our first home very soon. We appreciate you, Graham!
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  690. How to double your money: Watch Graham's videos while eating avacado toast
    285
  691. Great video, liked the tips. For anyone reading this...It’s a small one, but I noticed many buyers/renters like a renovated front door (smooth operating locks, painted a bright color like red, new house numbers, etc.).
    284
  692. This is why I follow this guy. He doesn't care on saying how much he makes and how he makes it. He is real.
    284
  693. Ligma is the worst.. ruins lives every single day..
    283
  694. Hi, did someone say my name?
    282
  695. 23:51 BRU!
    282
  696. FOMO = BROKE
    282
  697. It's the way he's lighting himself. Not the best method
    281
  698. Thank you for the shout out Graham. We’re doing our best to keep folks informed!
    281
  699. Are you even a fan if you don’t smash the like button before Graham says to?!?
    281
  700. The true cost of success is the small price of SMASHING that like button
    281
  701. I refi'd my house! Shopped around and got 3.75% 30yr fix. I save a ton of money watching your content Graham!
    279
  702. Ive been subed since you had about 1500 subscribers, i was a 15 year old who somehow stumbled across the subject of passive income and started watching your videos for learning about how money works. I am now 18 and started investing in stocks yesterday like ive been wanting to since I started watching your videos. Thanks so much for opening my eyes, and greetings from a Portuguese subscriber :)
    279
  703. Cant wait!! Going to be epic! P.S. that little doggy is going to make this video go viral lmao!
    278
  704. The only thing DROPPING is my finger onto the like button!!
    277
  705. damn my 2020 is 1,535,945.84 - you got me
    276
  706. what's left is for graham to write a book and become the new robert kyosaki
    276
  707. Every time I hear the word Avocado, I think of you. This is not good.
    275
  708. This is insane you got to do something like this together. Collab I’ve been dreaming of.
    275
  709. Planning my day the night before has changed my life. It has made me 100 X more productive. I no longer sit around constantly trying to think of something productive to do. I always know what I need to be doing I just need to actually do it. Haha
    274
  710. "You cannot deduct the cost of your own labour" - what a great point. Outsource, and move on to bigger and better things! Love your strategy for managing the properties - call the contractor, and then he calls you with whatever he fixed. I wouldn't mind receiving calls that go, "you had a problem, but it's already fixed - $50, please". Boom!
    274
  711. Graham should be in charge of the economy. He'd be so frugal that he'd stop all federal spending!
    274
  712. "Be friendly to your tenants, but don't be their friends" - this is fantastic advice, I plan on taking action based on it.
    273
  713. He probably has a closet of credit cards
    273
  714. this is actually crazy inspirational, glad pokimane was really honest during this! Great work Graham!
    272
  715. I'm 21 making just under 6 figures a year as an electrician. No college background and the certifications I have are from non-college organizations that the companies I have worked for paid for me to go acquire. Sadly trades are hugely overlooked by parents and the educational system especially these days. Great Video Graham love your stuff
    271
  716. I just realized he randomly starts holding an unopened salad in the middle of the interview lol
    270
  717. Graham, the type of guy to read all of his viewers comments because he genuinely cares about what they think about the video.
    269
  718. Thank you for your channel! I didn’t grow up with much financial education and you break down complex topics in a easily digestible way.
    265
  719. Graham: "Average investors barely outperforming inflation" Inflation : I'm going to the moon.
    265
  720. I swear I always think you titles are clickbait, and somehow you manage to deliver. You always seem to have a new and valuable topic every day, and it is nothing short of amazing. Keep up the great work, I love your videos!
    265
  721. I didn't hit the like button and guess what.... my credit score dropped 15 points😔
    264
  722. I knew you were going to say S2000! I’ve purchased 5 of them, 3 to flip and made about 23k profit on those 3 cars 😬👍🏼
    263
  723. Kevin O'Leary warned you about keeping your net worth in real estate ... Yotta diversify into other asset classes! 😂
    262
  724. Start doing mansion tour vids! That would be so sick🔥🔥🔥
    262
  725. I'm 40 and wish I had heard this when I was 24. TAKE HIS ADVICE!
    262
  726. MARRY ME <3
    261
  727. "You have to pay interest to get a credit score" is the bane of my existence.
    261
  728. Buy low, sell high, explained using toilet paper LOL
    260
  729. Hey, Graham! I am 18, currently working as a real estate assistant in Central New York, all because I stumbled across your videos about 6 months ago! I had a lot of anxiety during my last year of high school, seeing as my grades were never very good and I always struggled with the idea of going to college, because of how expensive it has become. Because of you, I'm starting my career RIGHT NOW. I never thought that'd be possible. The freedom and the ability to scale my business excites the hell out of me and with all of the information from your videos and the real estate academy, I feel like I've gotten a head-start in life. Thanks so much for introducing me to real estate through your channel and keep creating great content.
    259
  730. Man 1: " should've bought that house next to the white house " Man 2 : " I was gonna buy that house too " I've never felt more broke and inspired at the same time 😂
    259
  731. Graham finally buys his lambo when he gets sponsored by creditkarma or vanguard
    257
  732. Does mayonnaise count as a side hustle? iykyk
    257
  733. The BRRRR Method stands for SMASHING THAT LIKE BUTTON 1:48
    255
  734. Wait for it... Millennial Remodeling😂
    254
  735. Love you graham you’re the toast to my avocado ♥️🥑
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  736. This was actually incredibly refreshing to watch. It’s nice to see Dave look at and accept debt from a logical standpoint while still holding true to his beliefs around it. I never thought I’d see the day that Dave accept someone having debt as part of a risk balanced portfolio
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  737. I bought my First 4-unit property in Aug 2017. It now cash flows about $1150 per month. This is just the beginning.
    252
  738. I’m a real estate agent in Ollalai. I just sold one of these $1 houses to a client and received my 3% commission of 3 cents. #goodlife #hustle
    252
  739. dump cash, buy bankroll coffee
    251
  740. Goodness. High school, nor college, taught me this! Learning so much from you!
    251
  741. Millionaire status on point. 🤑
    251
  742. Damn Graham got me are there any credit cards that give 10 minutes back?
    250
  743. And he really said “executive order the like button “ 🤣🤣🤣🤣🤣🤣🤣🤣
    250
  744. damn that property tax are high af on the 7mill home..lol
    249
  745. Taking action seriously is the most important step in your entrepreneur journey! Sounds so simple but its the truth and thats the thing that many people never do. Just get started today and you can adjust from there if you realize you are doing something wrong, but at least you have some momentum and got the ball rolling.
    248
  746. There's no better time than the present.... ...to smash that like button.
    247
  747. He says, "Watch at 0.5 speed because it's funny"... it's actually funnier then I expected. 😂
    247
  748. Finally some father son advice.
    247
  749. A little off topic here but Graham, buddy, let me tell you something. My whole highschool career I felt like I would never find anything or any kind of job that I would actually be interested in. I had the grades and all, but no career actually felt like it would be something that I would actually enjoy. I was thinking about going down some kind of technological path working with computers but I wasn't really motivated to do so. It wasn't until I accidentally stumbled across your videos that I realized I was actually really interested in the idea of real estate. I've always loved seeing new houses and scouting out the perfect locations as I had previously helped some family members find a good place to move to. I realized real estate is actually something I really enjoy being around, and as I'm about to enter college having just graduated highschool, I feel like real estate might actually be my calling. It has been about 3 months since I found your channel and I've done a lot of research on the career of a real estate agent and honestly it looks promising to me. I think I might actually look further into starting a path down a similar road as your's if I decide college truly isn't for me. I don't really know you and you certainly don't know me, but I think you just might be one of the biggest influences in my life and of my future. Thank you Graham, you are a real inspiration.
    246
  750. 2 years in and the process of purchasing rental #10! It can be done but you have to be ready to sacrifice up front. Husband and I sold our 2500 sqft home down sized to a 950 sqft home, and thats with 3 kids. Took the money we made from the sale of the home and used that for down payments on 4 rentals. All this to say, if you really put in the work and get creative you too can make this a reality. And no we're not living the dream yet, we still juggle day jobs and all the activities 3 kids bring. 🏡🔨💵
    245
  751. It’s not how much you make Graham... It’s how much you spend on avocado toast
    245
  752. Society: "Why is everyone broke?" Graham: "Maybe because of the lack of financial literacy taught in schools combined with the toxic consumer psychology to keep buying new things?" Society: "Lol, wut?"
    244
  753. Like I keep saying, the market dropped because I bought! 🤦🏼‍♂️😁
    244
  754. Estimate: 300 a week Actual total: 500 a week. Holy crap i need to save more
    244
  755. Graham should do things like this more often! Watching work a blue collar job just makes my day. I love that he looks actually interested in how this works.
    243
  756. Wow graham! Thanks so much for making this video! I needed this RN! SUBBED!
    243
  757. Spoiler: the new credit card alternative is Starbucks gift cards
    243
  758. I spend all my time playing Fortnite and I still make income so literally anything is possible
    242
  759. I just got licenced and will be joining a team. Huge shout-out to you Graham for motivating me through this journey. I can't even tell you how much your videos helped me. P. S I'm now the youngest agent at my brokerage at 18 😏
    241
  760. Legend has it Graham will spend the first hour replying to comments
    241
  761. I use to work at a country club, and I seen the CIO of Goldman still having the price tag on his shorts. Told him and removed it..was from Marshalls. I knew him well enough to ask him in the best way. He told me "Luis is not what you make it's what you keep" Its a short sentence, but it has changed the way I spend money.
    241
  762. Waiting for MeetKevins reaction “You should have just painted the house! This job could have been done for $200” 😂
    241
  763. No “in 2019” in title - not sure I can trust this
    239
  764. You've taught me more about finance than anyone in the education system ever did xD
    237
  765. Graham once bought me avocado toast AND ice coffee don't trust this guy I bet he doesn't even use single sheeted toilet paper
    237
  766. Dam Graham really just said for all intents and purposes instead of for all intensive purposes. What a genius
    237
  767. Graham in 2030: Why I Bought The World
    236
  768. 2:23 the highly rare, un-bleeped Graham
    235
  769. We have to appreciate the fact that Graham has 2mil subs and still answer comments
    235
  770. I’m so tempted to hit the thumbs down cause this guy sucks but I can’t do that to the homie Graham.. thumbs up
    235
  771. Somebody HEAL the like button because it’s going to be broken from everyone smashing it
    234
  772. Gonna be honest, this was probably one of your best videos. Straight to the point and completely honest. Loved every minute of it. The example you used is currently where I’m at(80k salary) I’m Saving all the bread while living at home. You’re the reason I’ll be successful one day. Thanks as always mentor!
    234
  773. The 2 dislikes are people that only pay minimum payments on their card, and have horrible credit.
    233
  774. Without a doubt the best, most genuine guy on YouTube. I've been following this channel since before 20k, just because I knew this content was gold! Greetings from Portugal👊
    233
  775. HOLY SMOKAS I GOT A MENTION IN A GRAHAM STEPHAN VIDEO - I'M RETIRING TODAY OFFICIALLY!!!! I'VE MADE IT!
    232
  776. GOING LIVE TODAY AT 6PM PST ON OUR NEW CHANNEL: https://youtu.be/NoQrhZZh4Zw
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  777. When you realize he’s trying to get out of his comfort zone to get business creation experience. Glad I found Graham’s channel. He’s such an amazing role model.
    231
  778. I started watching your videos a little over a year ago and since then I've managed improve my score from a low of 415 to 755. Thank you for all the information you put out there Graham!
    230
  779. The real hidden cost is having less time to watch Graham's videos.
    230
  780. Graham is the type of guy who would rather destroy his credit cards instead of buying avocado toast.
    229
  781. I totally get what ur saying. Corporate and government jobs are so archaic. I’m a boomer so I’m older and very contemporary so I’m moving forward but the ppl and the system are not. I actually stayed 30 years and retired 2 weeks ago. But things didn’t get bad until 10 years ago. I could not stand Mgmt till the point I was getting panic attacks at least once a week. Long story short my gut told me GET OUT. One morning I got up to go to work and I ACTUALLY THREW UP. I called in sick for 5 days and called retirement and my retirement is very modest but I just did not care anymore. I told my supervisor I’m retiring NOV 30. So I know I will make it no matter what. My health is NUMBER ONE. If my health is gone I have nothing. I have to move and I’ll be looking for a part time job. I have NO REGRETS not for one second. I can actually breathe now. The ppl at work like me u said also act like ZOMBIES. No one talks no one laughs . I like u could not even be me. This was scary and depressing to be around. I’m so glad for you. NOT ONE SECOND OF REGRET OR SADNESS. God bless you.
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  782. Graham, I have been watching since October of 2017. I have increased my credit score from 530 to 705 just by taking your advice. Above all that, this video sealed the deal for me. I fully trust and respect your work here. You are sincerely a great teacher and guru of some kind haha! I deeply appreciate your work! I will continue to support your channel <3
    229
  783. GME TO PLUTO! (Yes Pluto is still a planet in my heart)
    229
  784. Graham Stephan, the type of guy to have a chalk board in his kitchen and keep it immaculately clean and seemingly unused
    228
  785. Hey Graham my names Jon and I want to say thank you. I had a crappy childhood my parents tried to kill me and then went to jail (long story) I decided to enlist in the marine Corp as soon as I was old enough and spent a few years over seas. when I got back I had PTSD and developed a drug problem went down the road for a while ended up homeless and stuff. I finally pull my head out of my a×× and got my stuff together and I had really became content on just getting by. For some reason though watching your videos really changed my mindset I cant explain why I really cant but it woke up a drive in me to go further in my life. I got a few grand invested and adding to it thank YOU
    228
  786. Honestly you should show on a video how to hit that like button. It seems to intimidate some people; they could use some guidance.
    227
  787. Currently, I have a cash flow of 1000$ a month from my duplex(500 per side) from a 5% downpayment of 9300$ which I saved up working through school, which covers all my current expenses from a phone bill, Vehicle insurance/payments and even spending money to keep me busy, All of this alongside my job which is use to save for more real estate in the future. With a Biweekly accelerated mortgage, my 25-year mortgage was cut in half allowing me in 10 years to cash out refinance 80% of the appraised value of the home and put it into more down payments to expand my real estate portfolio. All of this at 18 years old
    227
  788. The better the acronym, the better chance of it passing...
    227
  789. The situation is so bad that the likes will be taxed )
    226
  790. This is probably my favorite video you've made in a long time. You both have been very influential in my life.
    226
  791. Graham talking about credit cards takes me wayyy back 😂
    225
  792. Hi Graham, thanks a ton for your review. It was really informative, had useful and constructive criticism. Overall, we're really excited to hear from you, and the audience below in the comments, and rest assured we're working hard to continue to add more value to our customers. If anyone has any specific questions for us, we'd love to answer them here or via email (whichever you prefer). Thanks, Roofstock team *Jordan
    225
  793. 6:46 - "Unless things get better, they will probably get worse." - Graham Stephan, Big Brain, 2020
    224
  794. Can we just take a moment to appreciate Graham, putting his time and effort into researching this stuff so that we can get the best actual news on the economy in a simple and concise manner. Absolutely love it !
    224
  795. How about we replace Congress with Graham Stephans, Meet Kevin, and Clear Value Tax?
    224
  796. Graham playing 4D chess here. Not only did you scam the scammer but you'll PROFIT from the monetization with this video!
    223
  797. So ten pieces of avocado toast 🥑
    223
  798. What you do, is hide the timer for the sprinklers, and set the time to come on at 3am lol
    223
  799. Credit score is 790 thanks to graham!! This guy is a free financial advisor!!
    223
  800. I appreciate your unbiased and straightforward content.
    222
  801. Whats up Graham its guys here!
    221
  802. absolutely insane
    221
  803. Banks HATE him. Find out how he made an extra $50k with this one simple trick. What employers DON'T want you to know!
    221
  804. Come join me over here, too! New video posted at 9am tomorrow! :)
    221
  805. I saw Graham's videos back when I only had like 2,000 subs. Implemented a few things mentioned in the video. With some discipline and consistency, I crossed 50,000 subscribers on Youtube.
    219
  806. The day Graham says his intro normally is the day I'll actually be caught off guard
    218
  807. Graham vs Dave Ramsey boxing match in the works?! 😱
    218
  808. It's difficult to find a job that you are good at, pays well, benefits society, and also makes you happy. The good pay and skill level were most important before, but with the current importance of mental health, happiness is becoming even more crucial. I really hope employers begin to treat employees with a bit more respect in the future. I believe quiet quitting is a reaction to quiet firing, which has been around for a long time. When the tables have turned, it's suddenly some horrible thing. Joshua Fluke has done videos on this. How he dubs this as "corporate gaslighting" is probably the best way to put it in my opinion.
    217
  809. What’s the stock trader’s favourite band? Green Day
    217
  810. That Zillow ad was priceless Graham. I think you have a real future in doing these ads. I knew that this was going to happen to Zillow only a matter of time I mean what were they thinking. And as a full-time real estate photographer I need a local real estate agent getting listings not Zillow buying every house in the neighborhood so I’m pretty happy about this news.
    217
  811. Literally whenever I'm ready to get into my first real estate purchase, you will be the one i have to think for everything bro keep up the good work 😁💪🏼
    217
  812. Never expected the wisdom and how articulate John is.
    216
  813. Wow that’s crazy I just got married yesterday and found 10 kids
    215
  814. I just look at the charts upside down and it’s all good 👍
    215
  815. These kids made me tear up hearing about their origin story. What a cute couple! Thanks Graham !
    213
  816. Me: Clicks on the video wondering how I might make $1000 passive income Advert: Alex Becker Ad
    213
  817. How to win a real estate bidding war in 2021: remove all contingencies, all cash offers, ask for no repairs and you MIGHT have a shot at winning
    213
  818. Graham can you please make a video on how to buy Avocado Toast.
    213
  819. Next intro should be James Bond style: “What’s up guys, the name is Stephan, Graham Stephan. I’ll have an iced coffee. Shaken, not stirred.”
    212
  820. Graham do I invest in 20 cent iced coffee or a strongman to help me smash the like button
    212
  821. Mixing up the backdrop, I like it!!
    212
  822. Next Video, how to invest your first $10
    212
  823. Well, I am a CPA, and that was a really good video. And there are other points for real estate investors too, but your coverage was excellent! A tiny nit, especially since your point was that real estate businesses are not subject to SE tax, but employees pay 7.65% for social security (6.2%) and Medicare tax (1.45%) with a wage cap for the soc sec portion, with these amounts matched by their employers. Self-employed people in businesses other than real estate pay the entire 15.3%, but also get an additional deduction equal to one-half the SE tax that reduced their taxable income.
    212
  824. Title: HOW TO SPEND YOUR $1200 STIMULUS CHECK Graham: SAVE IT
    210
  825. "I work 10 hours a day, 4:30AM to 10:00PM" -Kevin O'Leary
    210
  826. and the committee
    209
  827. The simplest thumbnail ever on Graham Stephan's channel is on this video 😂
    208
  828. Graham's response: Do you have any idea how many iced coffees that cost me??
    207
  829. Hey Graham, credit score is like playing golf right? I have 7 cards now and they wont let me open any more. Thanks!
    207
  830. I literally click all of the ads on your videos to help you make more money, it's the least I could do with all of the value that you give!
    207
  831. Dude, great title, I couldn't resist clicking. You serious about getting the Lambo?
    207
  832. Here's what happens if the economy crashes... You smash that like button!
    206
  833. You basically made my interest in finance. My whole life probably changed just because of your videos. Feels great to be so financially ahead at 21.
    206
  834. The quality of your content has gotten much better, Graham. I do miss daily financial content from you, but I like that you're not repeating the same things every month. Thanks for always being there to keep us updated!
    206
  835. Graham I just watched Selling Sunset and the fact that you're just casually in the back like some EXTRA is just blasphemy!!!! DO THEY KNOW YOURE THE FINANCE GOAT?
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  836. Too excited to even finish this before commenting (watching now). The “head down” mentality is not healthy. Work hard but keep your head up. I’ve also burnt out thru the GV mentality in the past.
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  837. I’m going to invest anyway
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  838. My prediction for Graham Stephan in 2018... He buys a 7th investment property to get him up to 11 units controlled... and he hits 499,999 subscribers! ;))
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  839. Thank you for the shoutout! I agree that most credit issuers are moving towards rewarding long-term spending. Chase has already shifted towards that on some co-branded cards, and Amex is testing it in Canada. It's also interesting to see that refreshed cards are adding dining as point multiplier category. Guess that means more card options to pay for my avocado toast. 🥑🍞
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  840. Patience is key. Don't get caught up thinking you have to buy now. There were a lot of people who made a ton of money 2009-2011 both in real estate and in stocks. Just be prepared to take advantage of those opportunities when they do arrive.
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  841. I am the seller and im not happy about this video, just kidding im not the seller.
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  842. I just turned 18 and your content has given me massive value in establishing myself financially. Thank you, Graham.
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  843. I’m only 17 but, I’m really intrigued by the financial aspect of life. Your videos really help me understand my options and your tips have structured my strategies. Thank you for the knowledge you have shared and I hope you keep making more videos explaining both the pros and cons of the real estate field.
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  844. Janet Yellen just called an emergency meeting to talk to top regulators about how great everything is going. Nothing to see here guys.
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  845. Aliens coming to short the S&P
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  846. We should do a video together!!
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  847. Legend says Graham was only wearing boxers from the waist down on all four looks.
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  848. Hey Graham, I just wanted to thank you for all you have taught me with your videos. It's been about 9 months since I've stumbled across your videos, and since then I've: - Saved 6 months of an emergency fund and transferred it all to a High Interest Savings Account. - Started a Roth IRA and have already contributed almost $2,000 to it! - Unfortunately had to move, but thankfully there was an emergency fund for a security deposit and rent to fall back for minimal stress. - Quit my old job for a better job with full benefits and 401k with a 7% match! I just wanted to thank you because honestly nobody else in my life would have had the knowledge or taken the time to teach me this. I feel that the next step will be to save for a down payment for a home in the next year or two.. Ill keep you updated! Much love and Mahalo, Cynthia
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  849. Roth IRA, ETFs, 401k matching. I’m actually damn impressed on how much you know about risk averse investing. I’ve been watching a lot of your videos recently and you really got me to consider “step 6” lol, investing in real estate. Really well put video, G. Don’t sleep on this guy people 👌!! P.s. Why go to college when you can just watch Graham’s videos on YouTube for free. P.s.s ok I’m done stroking your ego.
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  850. ***random comment to help with YouTube algorithm***
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  851. 5:09" Uh... there I am, obviously a toilet - you guys know what that is" - Graham, 2018
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  852. US' interpretation of Keynes' theory: if times are good, spend as much as possible. If times are bad, spend more because the economy needed a boost from previous spending.
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  853. Ah yes, the 100% guarantee I’ve always wanted
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  854. you can't invest it because I already bought the winning ticket
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  855. “Are you a celebrity” Graham “ yes but in 2 years” Watching in 2019!
    200
  856. Graham, thanks for mentioning our content in your video. Zach and I appreciate what you do!
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  857. Nice video... It's amazing how many people also think I'm in insane amounts of debt and crazy for having 53 credit cards yes FIFTY THREE. I earned close to 5,000,000 points and miles and redeemed 1,900,000 for $120,000 worth of travel in first class and business class flights and 5 star hotels.... and I have ZERO debt. Maybe we should do a collab ;) I think it'll be very interesting
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  858. This might be nicer than Red Rock’s One 80 Suite 😉 Congrats on the new place!
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  859. Please upvote to help this message get to others Important if you are considering owning REITs: 1. Dividends are taxed at ordinary income rates (not long term capital gains rates) see 3:48. 2. Because of that, you will want to own REITs in a tax advantaged account (i.e. Roth/traditional IRA/401k). 3. Most of the return is from dividends, make sure you choose a fund with a low expense ratio or research individual REIT stocks. 4. Note, some companies like Vanguard are changing their indexes, so their Real Estate EFT (VNQ) will no longer contain only true REITs but will also include companies related to servicing and developing real estate. 5. Always do your due diligence and research before making any investment, including REITs. Thanks for the video Graham, important distinctions between the two.
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  860. Grahm, could you make a video on how to make millions appear in my bank account without doing anything at all?
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  861. Damn, you summarized a Harvard tech thesis in one sentence.
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  862. HEY!! IM POSTING A VIDEO TOMORROW AT 9AM IF YOU HAVEN'T SUBBED!
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  863. Imagine seeing a grown man with a like button at a children's park
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  864. ALMOST FIRST
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  865. If Graham Stephan was in Mortal Kombat “FRUGALITY” would be his finishing move.
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  866. It was a pleasure to work with you Graham! This video turned out amazing 👍
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  867. Thats a great video. I can completely agree to every single point. Especially on the point of frugalism. In mid 2019, my friends (we were all students) went to vacation in Greece and i didnt want to go there, because i thought i would cost to much money, even though i had more than enough. It was not even 300 bucks for the entire 1-week trip and i really regretted, not going there, especially this was the last vacation before corona...
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  868. I'm a plumber I'm killing it
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  869. I would work for you for free just to be near your knowledge 🙌
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  870. This question has honestly been keeping me up at night for the past few weeks... thank you Graham
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  871. got a bunch of those books thanks Graham!! one day we will hang out im calling it now haha
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  872. lol i'm a plumber hahaha! your numbers are quite accurate.
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  873. Damn...I never thought I would get Rick Rolled in 2018 in A Graham video 😂
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  874. I love these strategies. I do the 24k married jointly filing deduction, S-Corp (save 15% and get a further 20% deduction from the Trump tax plan on the distribution part), traditional IRA, home office, depreciation of equipment etc... also the government just gives you $2000 for each kid you have, so I get $4000 knocked off my taxes just for having two kids, plus on top of that I get a deduction for the $17k I spend of childcare in a year!!
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  875. New video being posted at 9am PST tomorrow - subscribe to the second channel if you haven't already!! https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw
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  876. I feel bad for Graham, trying to teach a business leveraging concept to people who do not have the capacity to comprehend this specific information. And instead, they will attempt to put down the teacher and the knowledge so that they can make themselves feel better about how dumb they really are. Lol I mean he explains the concept as thoroughly as can be explained and even gives examples of how to use credit cards and how not to use them so that you don't get into debt trouble. For those who don't get it, make yourself look good by not writing stupid comments.
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  877. You just blew up hundreds of "real estate" courses with your video. As always it shows that there is no hidden trick, you just have to get into it, grab some books learning about real estate, find the right people (mentors) and be equipped with a bit of luck.
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  878. First video is here: https://youtu.be/HDsWJnHTcQg
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  879. Who else started snapping their fingers at 4:23 ?
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  880. I think he got you two really good points: 1. You should partner with other companys because of you background, social media presence and expertise. This is something I was thinking about you when I knew you on YT, you have investments on almost everthing except on companies. You have a huge valuable experience and knowledge in finance produts and services and social media. You should become an angel investor,. I seriously think that would be the next big step in your life, as it was doing Youtube before. You have huge experience related to finance, money to invest and a social media presence on YT. You can offer al that on partnerships. Invest on fintech startups and another tech-related companies. I know some more people who are also into FIRE and they invested back then around $25k on early-stage startups, now that money is worth millions because that companies are now huge, these companies are Twitter and Uber. And those investments performed better as if they were putting that money into an Index Fund, etc. So, you should really look into the tech atmosphere - silicon valley, etc. As Kevin said, carefully, because there are startups that failed within 2 years. The succed will overcome the failures, so as for Kevin. You made it good investing on Yotta and now keep looking on something else. You can offer them the money, valuable experience, ideas and marketing. That's really valuable. 2. Social media presence. He is right. Hire a Social Media Manager. S/he will tell you what works better on each social media, at the end you are improving and consolidating your presence. That will grow you social media as you are capting presence on all the platforms, engaging and that is more value to your channel and for your social media brand (that you are offering 'in a pack' to the companies with your experience and money). Those 2 points I thnk will be the next point where your career blows up again.
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  881. Anyone else watched literally every single one of Graham's videos?
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  882. Hey everyone! This year, all videos will have a link containing the source material for each piece of research that's cited. I do my best to make my videos as accurate as i can, and the additional resources should help for anyone who wants to look into them further - enjoy! https://docs.google.com/spreadsheets/d/1NJ0o3eW798r2-gL7TqLXrHwTc99xBXSQVEpdHVhkS0E/edit?usp=sharing
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  883. He already left California.
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  884. I HEARD RUNESCAPE
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  885. This is so refreshing. I am sick to death of these social media Gurus all throwing there fake lifestyle in my face like "Hey your life sucks look how rich i am buy my course and you will be rich to".
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  886. I've lost everything twice and a fortune half a dozen times. I'm 48 with a successful business, manageable/shrinking debt, substantial investments, substantial savings and most importantly I'm happy. I'm pretty much the worst case scenario for any semi-intelligent individual and I can attest that whatever happens you can handle it.
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  887.  @GrahamStephan  I've been lurking for years. So ... Yes. Thanks for the great videos!
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  888. Basically, as an agent, you get listings, hold open houses, and leave avacado toast on the table. Instant sale.
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  889. And the Oscar goes to... Graham Stephan DiCaprio cries
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  890. Hi graham! Huge fan thanks for what you do. As an investor I’ve bought fixed and resold approx 40 homes over the last 6-7 years. I now have a net worth of approx $1.6M. If I had just bought fixed and refinanced and rented I’d be worth about $3.5M. You’re 100% correct that buy fix keep is vastly superior in the long run. As an investor and broker myself buy fix keep is just hands down better in every way.
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  891. I forgot to comment I sold that property from the phone call...
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  892. More CAR VIDEOS!!!
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  893. Next episode: How I househack by living in the trunk of my Tesla and renting out the front seats
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  894. Subliminal messages during the benefits of the Amex black card include smash the like button 😂
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  895. I have flipped 5 houses and will not do again! Everything you said is true. But as a beginner with little to invest, it was needed to make more money. Now I buy and hold!
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  896. Measuring home tv in feet instead of inches ;d
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  897. People will just leave your place trashed with guacamole
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  898. DON’T LOSE MONEY: Invest in Bitconnect Instead
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  899. Now that's an impressive title
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  900. I have been conditioned to smash like as soon as I click on your videos.
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  901. RULE 1 as a trader thou shall spread thy capital and/or positions across MULTIPLE platforms...RH, WEBULL, MOOMOO etc...
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  902. Wow Graham! Thank you so much for posting such wonderful content. You really are my favorite! SUBBED
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  903. BREAKING DOWN TAI'S AD: 1) Relating to viewer's urgency: "I know you don't have too much time so I will get to the point" creates empathy 2) Black and white paradigm creates instant self-identification and forces viewer to be part of solution instead of problem 3) Attack status quo unapologetically: Impugn the education system, a system which none of us is stranger to 4) Encourage a radical alternative route by denigrating traditional education system 5) Recycle what's familiar: Use books and knowledge as foundation of trust and empathy 6) Create paradigm through offering: "I have good news and bad news for you." 7) Create relevance and immediate resolution: "This may be the most important video I have ever recorded." 8) Humility: "My life is ok now." 9) Urgency and Importance: "I have to share this with you right now." 10) Radical Questioning: "How many people you know are going down the right road?" Albeit the reality nobody is perfect. 11) Completion principle aka All or Nothing: You must embody all 12 foundations to succeed./"Those who have succeeded don't know they have these 12 foundations." 12) Gaining trust through passion and dedication: "I can't think of no greater thing to give myself [this wisdom]." 13) Pseudo-humility: 'How come some guy in a hotel room is giving you advice?' 14) Creating self-empowerment/envy: 'You will feel anger as well.' Basically your friends won't benefit the way you did. 15) Reverse psychology: "I have at least 20 businesses I'm running." 16) Exclusivity: I know the power of test groups. "Join now so you can be part of the test group. Few seats left." 17) Telling you what you want to hear: "I'm looking for people who are committed." Basically repeat information about suspicions in order to combat suspicions.
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  904. No one : Graham : I think we can cut out on that
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  905. As we speak, Congress is probably working on the "Ape Act" to stop these innovative traders.
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  906. “Americans hoarding record cash, CC usage is also substantially lower” Dave Ramsey Intensifies
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  907. Sometimes you gotta make hard choices in life: Graham or Andrei?
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  908. Ashor-IE _ yes, Grahams Girlfriend..
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  909. Buying a home will almost always be a great decision if you treat like an investment property!
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  910. OMG, really listen to this, folks - money is not a thing to possess and spend; rather it is a tool for making more money. Just let that sit in your brain for a bit. It will be a game changer. Even the equity in my house (that I own outright - most important financial decision I ever made was to pay off my home loan - it got the bank off my back, and provided me all this working capital), that equity is, as Graham says, a bunch of employers waiting to go to work for me. In fact, the equity in rental property (I also own three rental properties, commercial in this case) is also equity waiting to go to work. Now the next rung in this ladder is using the bank's money to make money.
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  911. I love watching Graham videos knowing I am not going to buy a home no time soon 😂😂
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  912. Realtor Real estate investor Youtuber Talk show host (also youtube) Interior designer Cheap coffee specialist Avocado toast lover Doesn’t kick tenants out I like it.
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  913. I’m all in on Bankroll Coffee. 👊🏾👊🏾
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  914. Graham should start a video with - What’s up Algorithm it’s the Like Button here
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  915. New branding is actually way better, sometimes good things do come from bad.
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  916. Don’t go to $7 subways sandwiches, it’s a slippery slope that inevitably leads to bankruptcy.
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  917. This video is two good
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  918. Petition for Graham to start an OnlyFans!
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  919. It's amazing that Graham offers his financial knowledge to the public. Without him i would never have been interested in real estate investing, credit cards, and Lotus's. ;), Appreciate it Graham.
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  920. I’ve been in that house before! 🥳 collab time!!!
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  921. LMAO crypto is life
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  922. When the video started, I was thinking exactly what you ended up saying. When I was 18 my goal was to "be rich" and I set $1M as my goal. When I had $1M, I didn't feel rich, and kept upping my goal. I'm still upping it, and I'm 63. It didn't really hit me until my wife said, out loud, that she didn't feel like we were rich. I didn't think so either, but that's when the reality of what you're saying here hit home. I didn't feel rich either. Really? At a million dollars we weren't rich? What a strange world we live in.
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  923. My girlfriend literally always goes to the bathroom in the dark, so I’m literally considering getting that light up seat
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  924. Please heart. I contributed to the channel with over 100 comments
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  925. One of the most interesting things here was that iOS privacy change leading to the 3X higher advertising costs!
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  926. I’m tryna see some comments with advice and all I see is comments about avocado toast lmao
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  927. Great info. Definitely going to take me at least 3 or 4 years before I can buy since my tax returns will show very low income. Also got to build up my savings as I've just been investing back in my business. Your channel has been a big inspiration to get me into real estate. It's awesome to see people around my age (26) killing it in life
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  928. Great result. The best day I have ever had is $2,200 in one day on a channel (not this channel, our Star Wars channel "Generation Tech"), that was at Christmas time, when CPMs go crazy. If only your viewers watched the whole video and got all those mid roll ads. And yeah, we get the best CPMs in this finance niche, social blade's highest estimate is about only 30 to 40% of what I earn
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  929. Graham be playin tennis during the zombie apocalypse sipping his 20cent iced coffee
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  930. Cheating on my main job with my side hustle.
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  931. Dave Ramsey says you can't beat the billion dollar credit card companies because they're smarter than us. GUESS HE WAS WRONG. #CHURNBABYCHURN
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  932. Putting the Starbucks card number one..... maybe hinting at a future Bankroll Coffee card to beat the competition?? 🤔 I'd love to see it! haha
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  933. When an Alex Becker ad prequels a video exposing THE TRUTH behind his ads... first time I actually sat through the entirety of it 😂 I wanted a fresh frame of reference lol
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  934. No one is commenting like you asked which for me really drives home the fear of judgment we all experience. I've worked numerous retail jobs, server jobs, etc and hated all of them. Whenever I was folding clothes, responding to customer complaints I would always think himself why can't these be MY customers? Why can't this merchandise be mine to sell? My main goal is to make money from home to free me up to explore business ideas I have. I love the idea of affiliate marketing. I feel like we are living in an unprecedented time in human history where we have so much opportunity, I get really frustrated with myself when I don't excute on things I KNOW I can accomplish. I WILL do it, even if I have to drive myself insane to succeed. Thanks Graham, I'll never stop.
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  935. Wow. Just wow. I had just stopped working because it's late where I am and I was exhausted as well as a bit discouraged. And then I clicked this video. And you got me so pumped that in the end, I am sorry to say, I didn't watch the whole thing. I got back to work while listening to the end of it. I'm aiming for the stars and you just handed me the ammo. Thank you. Well now, gotta get back to it.
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  936. Graham so far I've made $20k in my first 2 months as a realtor
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  937. NEVER bought a YouTuber's merch until today. Congrats, Graham! Keep it up
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  938. How many subscribers does one need to be a successful YouTuber? 100k... *reaches 100k No 500k... *reaches 500k No 1mil.... And so on
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  939. It’s much less stressful when you’re just DCA’ing through it all. It seems like the market won’t stop flip flopping.
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  940. Graham!!! I got a detailed response to all your concerns from Fundrise. Long time fan here! Below from FundRise, let me know what you think. Thanks for reaching out. We would be happy to provide some clarity. After watching the video you provided, it appears there are five main concerns brought up: liquidity, fee structure, taxes, sustainability and positive reviews. In regards to liquidity, Fundrise investments are long-term, as it takes time to grow the value of a real estate asset. Fundrise portfolios are comprised of our investment products — eREITs and eFunds — which plan to look for opportunities to provide liquidity to investors after approximately five years. While you should view your investments as long term, we do offer monthly redemption plans. Each eREIT and eFund has adopted a monthly redemption plan, whereby shareholders may request that the eREIT or eFund redeem some or all of their shares, subject to certain limitations. Your redemption price may be subject to a price discount, as can be found in the attached chart, depending on when your shares are redeemed as part of the monthly redemption program. This discount represents a liquidity premium, and only applies to shares redeemed ahead of the final liquidity event as part of the monthly redemption program. Redemption requests may be requested at any time in your account settings, and are expected to be considered over an approximate 60-90 day period. For more detail on our monthly redemption plans, please see the section titled "Redemption Plan" in the Fundrise Offering Circulars. While many companies such as Vanguard advertise low fees, it's important to note that these fees simply represent the outermost shell of the fees applied. A public REIT ETF, like those offered on Vanguard, is simply a bundle of underlying real estate investment trusts, which themselves charge standard asset management fees. There may also be additional fees for the work of actually operating and servicing the real estate. Moreover, the aforementioned fees do not even begin to take into account the costs of going public (which are implicitly passed on to investors in publicly-traded assets, as you can read about here). The result is that seemingly "low" ETF fees (and, similarly, robo-advisor fees) are not comprehensive of the whole underlying fee structure - they are simply an overlay on top of several existing fee structures. We have a blog post which delves into this question in great detail here. In short, we believe that Fundrise investments offer lower fees and the potential for better returns. Here at Fundrise, we deliver our fee structure in a more direct, transparent manner. As our investments are private, many of the aforementioned fees do not apply. To see how our fees compare, please click here. As you can see, our investment products pay a 0.85% annual asset management fee and a 0.15% annual advisory fee, for an all-in annual fee of 1%. Moreover, the 0.15% annual advisory fee may be waived for three months through our referral program. For a full disclosure of our fees, please see the "Management Compensation" section of each eREIT Offering Circular here. In addition to these fees, the eFunds reserve the right to apply the potential fees below: Development Fee of up to 5.00% of the total development costs, excluding the property. We do not intend to charge this development fee unless there is no outside real estate developer on the project, and it has not been charged to date. We cut out traditional middlemen through full vertical integration and thus are an active manager of our real estate. For example, we manage construction, leasing, architectural design, rezoning, and act as a full property manager. We have a much more active and involved definition of asset management than a conventional investment advisor that normally simply buys stocks through eTrade, for example. We believe this is one of the reasons for our solid return performance. Note that this is unique because most platforms are web products while our platform disrupts the whole value chain, from the web portal to taking these vehicles public, all the way to the physical real estate property. We're actively managing the full life cycle of the properties under management, and this fee is directly associated with this large amount of work. Liquidation Fee of up to 1.50% of the gross proceeds from the liquidation of equity investments in real estate if our Manager is acting as the developer or is engaged by the developer to sell the units directly to homebuyer investors (HBIs). Normally a real estate developer or sales broker manages the disposition. We are by nature hands-on. If we take their place and perform this service, to ensure good execution, we would charge this industry standard cost. Please note, our Manager may choose to waive or defer any fee payable to it under our operating agreement. We comply with regulations and provide tax documents that are associated with these types of investments. As such, investors in each eREIT will receive a 1099-DIV. Investors in an eFund will receive a K-1, K-1 information, or substitute K-1, which will reflect their annual share of the eFund's taxable income or losses. We intend to notify investors via email when we upload these various tax documents to the Documents tab of each investor's dashboard in advance of each tax season. For additional high-level tax related information, please feel free to review the FAQs here. For any tax information specific to you, please consult your CPA or tax professional. In regards to sustainability, While we cannot guarantee future returns, we employ an extremely rigorous due diligence process - historically closing on fewer than 2% of deals that cross our desk - and only underwrite deals that we believe can thrive in a variety of macroeconomic scenarios. We underwrite toward long-term trends, target locations with deeply entrenched demand drivers and structural barriers to entry, and structure our deals in a manner designed to mitigate risk and maximize recover value. That said, we cannot guarantee future returns, and it is possible that a recession or other exogenous macroeconomic tail event could negatively impact the performance of our investments. Lastly, in regards to positive reviews, we appreciate the support of our investors who enjoy the platform. Please let us know if you have any further questions.
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  941. Honestly, I just love the idea of living with what you need.
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  942. Phenomenal video Graham. Very well put together and explained. Especially the Tether/Bitfinance part
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  943. This is me when I buy 0.002 Bitcoin Stonks...
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  944. "if you can't figure out something on your own....you're not gonna make it." =TRUTH!!!
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  945. $1,200.. I can make 6,000 Iced Coffees.. This is awesome, thanks Graham.
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  946. When you said Ally bank the captions said A Lie bank
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  947. “I scammed a scammer” Scammer: No, this isn’t how you’re supposed to play the game!
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  948. I grew up in an extremely impoverished area. So, like you, when I married into a family of people who earned 7 figures my mind was blown. First, I was impressed with how grounded they were. Second, it took me a while to realize I didn't need to do anything to earn their respect. Third, was seeing how frugal they were vs. their actual income. They, too, only buy store brand food. Even with my divorce this year I am still in love with the family and they still treat me like I am a part of the family. A decade together will do that. Also, like your story, and mine, they come from very humble backgrounds. Not everyone with money is your stereotypical Wall-street tycoon. Sometimes, they are just average people who worked their way into extraordinary situations.
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  949. Been using Ally since 2010, best bank ever. I still have a brick and mortar for my regular checking and kind of let Ally be a sacred reserve account. Everything direct deposits into Ally, then pay self accordingly.
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  950. I find it quite interesting how many people are unaware of business tax write-offs. When I was in high school learning about how to run a business, my instructor mentions that owning your own business is the best tax shelter you'll ever find. I learned about this back in the 1980s. Nothing new here. It's not a secret. It's a business reality. If these write-offs didn't exist, it would be really hard to start and grow your business. This is an incentive for people to start a new business because it helps the economy grow. It can create jobs for people who don't want to own a business. So yes, you can buy a piece of equipment for your business and pay $78 per month for something that everyone else is paying 8 times more.
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  951. Can I do this in 3 hours
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  952. I’m a simple man. I see a Lambo in a thumbnail and I click onto the video. (then I go all in on Bitconnect)
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  953. WHOOHOI!!😁 I found out I had $44.00 in uclaimed money!!!💸💸💲💲👍👍
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  954. Are lap dances frowned upon during social distancing? Asking for a friend who just got his stimulus check.
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  955. Legends say Graham is gonna give this comment a heart. ❤️
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  956. First, per year Then, per month Then per week When is PER DAY coming out?
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  957. One of my friends does this lol. He charges his roommate 600 and his girlfriend who shares a room with him 600 while the place only costs 1k/month XD so savage.
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  958. What if he said, “we have a really boring, put you to sleep topic today” 😂😂😂
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  959. Graham you are the first go-getter/investor I cam across who seems sincere and not trying to get me to buy his book or program. You are genuine and get to point immediately. May I ask you what keeps you going?(family, an SO, helping others maybe? Sorry this is quite a personal question, I was just wondering as grant cardone is a scientologist (i.e. subscribed to a higher power or greater good). Idk just looking for some advice from one of the most knowledgeable youtubers I follow. You often talk about cult a positive mindset would you care to go into a bit more detail(in a video perhaps?), as I read that 30-50% of Americans will face depressive episodes in their lives. Anyhow great video as always!
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  960. Literally college in 13 min
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  961. Jus two easy payments of 2500 likes guys just two easy payments 😂🤔
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  962. I'm disappointed Graham. The MOST IMPORTANT thing beyond anything else is to SMASH THAT LIKE BUTTON
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  963. As always Graham appreciate your insights and information you provide. I parrot want you say and my family thinks I'm a financial genius.
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  964. WOW GRAHAM ARE YOU KIDDING ME RIGHT NOW?
    164
  965. For those wondering the origins of all these Avocado Toast jokes, it all comes from millionaire Tim Gurner and his advice "Stop buying avocado toast if you want to buy a home."
    164
  966. "Don't be an idiot." - Graham Stephan
    164
  967. "Having the money to buy you the time" !!!!!!!! Amazing quote.
    164
  968. As a financial newbie, I gotta say, I came to youtube hoping for an explanation on today's actions and was thrilled that this was already up. Thank you.
    163
  969. His tip just blew my mind because of how intuitive it is. It's so obvious when he said it out loud, but I never thought of it
    163
  970. You didn’t lose. You took second place. It’s all about that positive mindset. 😂😂😂
    163
  971. I was just thinking to myself, “how do I make $100 per day with Index Funds?” And then BAM
    163
  972. First
    163
  973. Looking for Jack's comment which goes something like this : "Woooow Graham, I've been waiting for this video. Thank you!"
    163
  974. I feel like the pandemic still being on people's minds, even if subconsciously, has had an effect on this: people appreciate living life to the fullest more and want to have more fun! YOLO!!
    162
  975. Anyone else catch Dave casually dropping the fact that he has $600M in real estate? I must’ve heard that wrong
    162
  976. Skipped one ad, then I remembered that’s how my boii gets paid and I ain’t about to rob my man like that. 🤟🇺🇸
    162
  977. “A lemur” Bro I recognize Zoboomafoo when I see him
    162
  978. Great house man, I can’t wait to see the back yard once it is done! I think you should have called this video “Confronting my new house” though...
    162
  979. Amazon subPrime credit card.
    162
  980. Impulse purchases are definitely a killer! I shop on Amazon and add things to my cart then click off the page, for a few days, and after a few days if I still need it then I snag it. This helps a lot!
    162
  981. Just got off work at JPMorgan Chase and the amount of $1200 withdrawals was astounding. Let’s see how this goes...
    160
  982.  @GrahamStephan  Cool man keep it up! I'm just a poor man working 2 jobs and I think your videos really open a lot of doors for people with closed minds! I am one of the best salesmen at one of the companies i work for, so I'm going to be saving and getting into real estate as soon as possible, thanks for helping me get rich!
    160
  983. This edit was AMAZING! So good!!! And I LOVE Tesla!
    160
  984. I shouldn’t have listened to my mom when she told me I can’t play video games for a living :/
    160
  985. Went to a real estate seminar today and you taught me more than they did in 90 minuets 😂😂
    159
  986. Notification while at the gym that Graham posted a video *pauses Drake and smashes that like button*
    159
  987. Now just gotta find a sentimental reason to get an AMG SLS Black Series! ;P
    159
  988. 899,900 y’all gotta sub like rn
    159
  989. Holy smokas here it is
    159
  990. Open houses 3 weeks in a row is legit! The agents I work with and I like to do at least 3-4 days in a row but he just 10x'ed us...Love it!
    158
  991. I agree that she is a self-made billionaire. The key word here being "billionaire". With her inherited wealth and fame, she could have just settled being a millionaire and would never have lacked anything in her life simply being the archetypical trust-fund kid, of which there are many. But she's hitting her BILLION thanks to her ambition and entrepreneurship. There are many millionaires out there, but to become a BILLIONAIRE takes some doing. Granted, the cushion she has for being famous and coming from wealth allowed her to take the risks necessary to become a billionaire, as you highlighted at the end of the video with your empowering conclusion. For most of us whiners, grown in a first world country, who speak English plus one/two/three other languages, who have health and education, access to electricity, heating, cooling, internet, cars and so much clean water that we even crap in it . . . we are the Kylie Jenners of the world. We are the wealthiest, most spoiled generation to have ever lived. How many of us can turn our hundreds into thousands? How many can turn our thousands into millions? Say what you will about these "rich" kids, but if we can waste our time watching youtube videos about richER people, we are already among the richest people in the world. Perspective is everything.
    158
  992. I always questioned the actual schedule he put in during those eight years. It creates a messiah-like brand of hard-work but I think he's blown it out of reality with hindsight. My experience was a lot like yours Graham, which makes me skeptical that Gary actually worked non-stop hundreds of hours a week for such a long period. I hated my first job, like hated it with a passion. All I could think of was early retirement. I worked two jobs, managed my rental properties and all while attending night classes for my MBA. I was saving every penny but was miserable. Every six months or so I would burn out and go on a spending spree, setting myself back a step for every two forward. It was the financial equivalent of yo-yo dieting and I was getting nowhere. It's then that I realized setting goals is pointless if they're not realistic goals. You can set your nose to the grindstone for a while but too long and it's going to get ground down to a nub! There has to be a work-life balance. Gary is a hard-charger and I've no doubt he worked hard. Did he work quite as hard as he lets on...I'm not so sure and I doubt he did it eight years without fail.
    158
  993. Terrific interviews. I’ve been following these guys and to peek inside the facility is SO cool. Thanks!
    158
  994. I learned more things about finances in this video than in my whole school career. Great video!
    158
  995. Whens he changing the batterys on the smoke alarms tho😂
    158
  996. Graham Stephan I love you
    156
  997. first Edit: Oh my god, I was actually first on a Graham Stephan video. My life is complete
    156
  998. Timecode checks out: 1337
    155
  999. Just the thumbnails, the content is usually very upbeat and focused on what to do in case it happens. He's one of the very few who doesn't just broadly say "those who are financially educated will be prepared". He's actually pretty good at breaking down what experts are saying and contrasting it to reality and using a positive message on what to do going forward.
    155
  1000. I can attest to graham not exaggerating on ALL CASH, ABOVE ASKING, SIGHT UNSEEN, ETC.... got beaten out by several of these offers. IT SUCKS to be a first time buyer in utah right now. 20% downpayment is meaningless these days.....
    155
  1001. Gee wow Graham! Thanks for the 13:26 of incredible, pure entertainment value. You really are my favorite! SUBBED
    155
  1002. GRAHAM! I DID IT! I just passed my broker's exam for North Carolina, and I'm starting at my firm in the next few days! All thanks to you and your channel for the inspiration to take this leap! Hoping I'll be worthy of a feature some day, haha! Also considering starting a YouTube channel of my own to document my journey. Thank you for doing what you do, man!!
    154
  1003. Kevin - "I must look cool talking to this kid". Graham - " I must look professional"
    154
  1004. Graham is the type of person to randomly heart my comment...
    154
  1005. Graham you needed some training from the Jehovah witnesses and you would of been a pro at door knocking.
    153
  1006. Unfortunately, it's not shocking to hear this. Between lack of savings, increased spending, and inflation people in all age classes are finding struggles. I hope that the next generation can learn from videos like this and understand the importance of saving for retirement while they're young. I've been working on videos like this as well. Trying to get the word out to whoever will listen! Great video Graham.
    153
  1007. Only advice I got from this video --- start an OnlyFans account
    153
  1008. I love seeing big creators talk about their finances. Its weirdly refreshing to see people like them thinking about money in the same way as me. Granted on a much larger scale xd
    153
  1009. Oh damn Graham’s selling too? EDIT: this is the perfect FUD I need for another video.
    152
  1010. “Toilet paper just happened to houses.” - Graham Stephan 2020
    152
  1011. "Be fearful when others are greedy, and greedy when others are fearful." - Warren Buffett
    152
  1012. I love you dad
    152
  1013. Yes Graham! 2023 is the time to overcome social anxiety and come out of your cozy garage make beautiful videos like this one! Thank you, keep going!
    152
  1014. 34th
    151
  1015. Find a partner who looks at you the way Graham looks at the camera when he tells you to smash that Like button. Sidebar: I have the Quicksilver and it's great.
    151
  1016. Pro tip: Income is never gross 😉
    150
  1017. Went to h&m yesterday and got a $30 sweater discounted for $2.53. Thought you would be proud, haha!
    150
  1018. The biggest mistake would be not being subscribed.
    150
  1019. How to solve the inflation crisis? Buy avocado toast, of course!
    150
  1020. I don't think Graham will be traveling much with a cat now.
    150
  1021. Review Brah and Graham in one comment section, this is awesome !
    150
  1022. Many years ago I worked as a manager of a company named Quiktrip QT and the owner of the company use to always say “A Recession is a terrible thing to Waste” All truly great companies and investors invest during a recession. Amazon, Google, Apple, Warren Buffett etc all didn’t just stop investing in property, plant, equipment, people, stocks etc 2007-2009.
    149
  1023. Dave Ramsey has left the chat...
    149
  1024. Graham you should run for president in a few years. I don't care what your platform is, but all I know is that you'd invest all the federal budget and make executive orders to ENERGIZE the American people with 20 cent iced coffee 😂
    149
  1025. Kevin O Leary makes all the E-Girls jealous. Sell all the bath water you want, this man sells potatoes
    149
  1026. You know you're rich when you spend 250 on a wall socket.
    149
  1027. I can’t believe I just watched 27 min video. It seem like 7 min. I really like your videos.
    148
  1028. I’m sure the Fed has a higher balance 😝
    148
  1029. I still think Bitconnect is by far the best method
    148
  1030. "Whoa! Off peak electrical hours! That's awesome!" 😂😂😂
    148
  1031. Graham Stephan 1st... wait ah man
    148
  1032. The double narrative for the interview was GENIUS. What a way to re-engage the audience and keep them watching throughout, massive props.
    147
  1033. How to live frugally...
    147
  1034. When I listen to graham, lived bellow my means for a year and got rid of 30k of debt
    146
  1035. Coffee filters are overrated. Change my mind
    146
  1036. We need to get carol to feed our debt to her tigers.
    146
  1037. Maybe the Rent is Too Damn High party can change their name to the Mortgage is Too Damn High party.
    146
  1038. I love his story ! I’m so happy he turned his life around and followed his gut feeling to move out and create the life he truly wanted ! 🙌
    146
  1039. I lived in LA for a year and I did really like Santa Monica, but I was amazed and shocked by the homeless and drug problems. It is horrible to see especially as California is one of the most beautiful places in the world. I really think the state government need to have a serious rethink in how they deal with drugs, crime and homelessness, because whatever they are doing now is making it worse not better and it is really sad to see.
    145
  1040. Love the BRRRR! Awesome to get to see Graham's take on it!
    145
  1041. HOLY COW I GOT $2400 IN UNCLAIMED WOWWWWWWWWWWWWWWWWWWWWWWWWWWW. YOU'RE THE BEST
    145
  1042. I'll be using a 3.5% SWR in the future to be safe
    145
  1043. He is just tax loss harvesting and re balancing his positions, chill guys 😂
    145
  1044. Passive Income for ....... Avocado Toast
    144
  1045. Simple, make $.20 coffee each morning 🥑🍞😂
    144
  1046. But what would dave Ramsey say 😅
    144
  1047. Because the dinosaur skull is gangster
    144
  1048. I’m hoarding
    144
  1049. Thank you for the level headed explanation on what's happening in China. It could affect exports from China if civil unrest happens, but we know how they handle that.
    144
  1050. Thanks for this video, most youtubers don’t talk about their income from their channel. I love how transparent you are. I’m sure it will motivate a lot of people interested in starting their own channel.
    144
  1051. You are correct, I moved jobs 5 times since I graduated from college and i make 3x more than anyone in my graduating class. Not bragging or anything, but it's true lol.
    143
  1052. I smashed the like button so hard it can't stand up straight anymore
    143
  1053. I am 19 and have already done all these steps and even churn. my credit score is 740
    143
  1054. Wow that's incredible! Just subbed!
    143
  1055. now we need your girlfriends reaction to your reaction and kevins reaction to that and then we can all go smash that like button for the youtube algorithm
    143
  1056. Graham, your videos are great. I don't think you understand how much good you do for the world. It might just look like a number on a screen, but the amount of people who have already viewed this video alone would fill up stadiums.
    142
  1057. What’s your thoughts on obliterating the like button rather than smashing?
    141
  1058. CAR HACKING!!! can't wait for that video
    140
  1059. Graham Stephan dude stop pretending you’re this real-estate guru that made it all on your own. You’re not fooling anyone. We can all tell just by looking at you that you’re Tom Cruz’s son
    140
  1060. Graham the type of guy that out-flexes other YouTube’s Lamborghini flexers with credit cards
    140
  1061. Dave Ramsey: reads title heheheh
    140
  1062. Rumor has it Graham is now drinking 20 cent coffee instead of Starbucks to save up for the carbon fiber upgrades.
    140
  1063. Graham: "there's no ulterior motives and there's nothing you need to buy." Me: "but wait, I need to SMASH the like button for the YouTube algorithm"
    140
  1064. Funniest comment I’ve heard from Graham: “Just because you bought 10 stocks from Cheesecake Factory doesn’t mean you can walk into the restaurant and claim you own the place” 😂
    139
  1065. Hey Graham, just wanted to let you know that I'm one of the minuscule number of viewers who is actually putting your advice to work. You inspired me to house hack a duplex and jump into being a landlord. Closing March 1!
    138
  1066. #4. "Take chances" Me: "Maybe I should drop out of med school!" You: "Don't go stupid with this, don't make any really irrational decisions that don't make any sense whatsoever" Me: "Okay"
    138
  1067. 100k a month too, not a year.
    138
  1068. I just broke my phone for smashing the "like" button. Where do I bill you for the phone? I have the iPhone 1,000.
    138
  1069. Hey Graham. Been here in China a long time and I agree with you ultimate conclusion here. Good vid.
    138
  1070. Hello, Medical student here to give some insight :) This is true. Every doctor (mainly those working under the govt) will tell you that if you want to be rich, don't be a doctor. People may say we get paid handsomely, but in truth, it's never worth the amount of work we put into it. You don't get extra pay for working over time. You get the same pay regardless of how many patients you have. Working on weekends and nights (somedays no sleep) You could get sued easily. And if you want to become a specialist, the cost is tremendous! Sure we make more money then the average person. But money is just one form of value. Doctors lose a lot in terms of other forms of value such as time, emotional well being, family and relationships. That's why being a doctor is a calling, not a money making machine. With that being said, what this video tells me is the importance of savinga and investing. Thanks!
    137
  1071. FIRST!
    137
  1072. I'm very happy stocks are "crashing" to be honest. Basically going on sale. When Warren Buffet was asked how much he lost in 2008 he replied with nothing because he didn't sell.
    137
  1073.  @gd4490  that's pretty impressive at 14. Why are you acting like it's not a big thing? Lol
    137
  1074. It seems like all the markets are screwed. But the good news is I still smashed the like button for the YouTube Algorithm
    137
  1075. Somehow I feel wealthier whenever I watch his videos.
    136
  1076. Put a screenshot on Instagram: Graham flexing on the 'gram - love the honesty though :)
    136
  1077. Is mayonnaise tax deductible?
    136
  1078. Make a course on how to save money PLEASE
    135
  1079. Well to be perfectly honest, in my humble opinion, of course without offending anyone who thinks differently from my point of view, but also looking into this matter in a different perspective and without being condemning of one's views and trying to make it objectified, and by considering each and everyone's valid opinion, I honestly believe that I completely forgot what I was going to say.
    135
  1080. Why not just flip avocado toast instead?
    135
  1081. Graham is gonna interview me at the end of the year. I'm 21 first year in Real estate and I've sold 16 homes so far this year. Only problem is I'm in Ohio. Number 16 just sent me over $1,000,000 in volume. Still gonna get that $100,000 in my first year though. Wait on it Graham
    135
  1082. Thank you for teaching me financial literacy at 21 years old. I started watching you at 17 and now i can say I'm ahead financially because of you. You taught me how to be frugal and to watch what I spend. I will meet you and thank you in person ONE DAY!
    135
  1083. “Like I don’t spend money” 1 second later Graham: “So this is the car you just bought” 😂
    135
  1084. Everyone’s First until they refresh...
    134
  1085. Research says smashing the "LIKE" button instantly puts you in the 1%. i don't make the rules
    134
  1086. SMH Graham driving MY LAMBO
    133
  1087. so sad and unbelievable to witness. for the longest time, i fantasized about one day being able to buy a house in Santa Monica. the joke is that i'll probably be able to.....but i'll be sharing the property with thieves and the homeless.
    132
  1088. Great point you made about driving to the location at different times of day to check neighbor noise. This is something my wife and I did when we bought our first house. Best time we found to drive through was Friday and Saturday nights.
    132
  1089. The best investment is within 15 minutes of the beach, cause in 20 years it will be a beach front property :P
    132
  1090. When wellls Fargo tells you don’t buy the dip that’s when it’s time to buy the dip.
    132
  1091. If you ever decide to write a book, just know that i'll be the first to buy!
    132
  1092. About to buy my first duplex!! WHOOP
    131
  1093. Danm nearly since you started YouTube I’ve been following you, & I can honestly I’m proud how efficient you are, you are definitely more EDUCATIONAL then the news lmao, has we know.
    131
  1094. The 2 people that inspire me to go into Real Estate in 1 video!! life is good, lol
    130
  1095. Take a shot every time Graham says “rent”.
    130
  1096. Graham, I rented your Air BnB. There was no smash like button or Avacado toast. Also, some random transient was burning credit cards in the alley with a home made flame thrower. I was also hit by credit card shrapnel from a blender. I want my money back.
    130
  1097. WoW you just posted this now lol
    129
  1098. It's true. I got a threefold increase in my deposit APR by... SMASHING THAT LIKE BUTTON!!
    129
  1099. parasite
    129
  1100. Graham is pumping these videos so that you can't make any excuses to start investing in real estate
    128
  1101. 3:39 "Don't fix what's broken." Took Grahams advice. Toaster remained broken. Ate floppy bread for breakfast. Went to work angry. Threw stapler at boss. Got arrested. Lost job. Wife left for guy with toast. Disliked. Unsubbed.
    128
  1102. #1 Not investing your time in watching Grahams videos
    128
  1103. Listen closely and you can hear everybody's mind racing to think of something witty to get that top comment and heart from Graham
    128
  1104. Here before Graham leaves youtube and his Tik Tok career takes off
    128
  1105. Wow I can’t believe this
    128
  1106. Summary "The Market Will Drop at Some Point" 😊
    127
  1107. I put a down payment on my home...now have over 100k+ of equity....used a HELOC...to buy a rental.... it's cash flowing....refinanced and paid the HELOC off....now I have my renewed credit line :-) Back out there for the next round!
    127
  1108. How am I gonna drive for free if I have to pay for fuel !! DISLIKE UNSUB !
    127
  1109. Up next: Meet Kevin Reacts to Graham Stephan reacting to himself 😂
    127
  1110. It's called financing strategy
    127
  1111. As a “Realtor” I want to say thank you finally someone explained it correctly this going to show who’s a good agent and who’s just doing the bare minimum.
    125
  1112. Hey graham, love your content man! Keep it up!
    125
  1113. But you didn’t cover the burning question of whether we should buy bitcoin or Hertz stock with the $1200
    125
  1114. Missing the Victoria Secrets credit card. All about those points.
    125
  1115. Iam not surprised by his earnings. He is always out there working for the fortune he has at the moment. This is one of the perfect interviews you've done Graham. Great work
    125
  1116. I remember when you first talked about credit card churning. Once I turned 18 I signed up for a few credit cards that each gave $150 - $200 sign up bonus when you spent $500 in 90 days. I would go to this Stop and Shop that sold $500 Visa cards, and they accepted credit. Simply buy the cards, then either use them or just use Square to credit it back to my bank account. 💸💸💸 Net me ~$180 per card.
    124
  1117. I've heard Graham say that it's prop money like 20 times and it still stresses me out 😂
    124
  1118. Oh man graham takes on the wholesaler
    124
  1119. SocialBlade revenue estimates are the YouTube equivalent of Zillow Zestimates LOL
    124
  1120. You go to the bank and withdraw a couple hundreds just for a few seconds on a youtube video. That's dedication
    123
  1121. Best passive income in 2019: BIIIITCONNECT
    123
  1122. I have so many friends that went to college and not even work in the field they went to school for and rack up thoses school loan bills so many people are successful with out. College
    123
  1123. That thumbnail is me every time I look at like my bank account
    123
  1124. Outstanding video. No wonder you're rolling in it. Your clarity of thought and talent as a communicator is exemplary. Subbed.
    123
  1125. I still want to see a Dave Ramsey and Graham podcast/debate 🙂
    123
  1126. Since I’ll never be first here’s a comment for engagement
    122
  1127. Graham Abdaal, my two favourite YouTubers have become one
    122
  1128. As a teen, I’m really glad that I’m investing in this knowledge right now to set myself up for success in the future. Thanks Graham!
    122
  1129. Too late...
    121
  1130. Hope this comment helps you with the algorithm
    121
  1131. You can’t lose everything if you don’t own anything 🤫
    120
  1132. Former FPU host. This is the most sensible I’ve ever heard Dave Ramsey in my life. Love that you guys had this convo.
    120
  1133. Mortgage underwriter here. Industry crippled by mortgage rates. Refinance applications dropped significantly. Can’t go back now, but I think the fed should of started rate increases sooner and the increase shouldn’t of been as rapid.
    120
  1134. Each like = bandages for Graham for each hit he took to watch all of that BS.
    120
  1135. 2 videos from Graham in a day? Yes please
    120
  1136. Graham’s YouTube game is on point. Tell me how he was just in a helicopter flying over the 10x conference and somehow still uploads on time? 🤔😎
    119
  1137. I ALWYAS smash that like button way before you ask
    119
  1138. Love this style of content. I think we need more of this. It gives us the inside image of a successful blue collar worker. Some people have to swallow the anxiety to become successful. If you don't push outside your comfort zone, then you're holding back a lot of opportunity for growth.
    119
  1139. Dave Ramsey: breathing intensifies
    118
  1140. The main problem with Tesla full self driving: it doesn’t smash the like button :/
    118
  1141. Is it just me or does anyone else really love this new background?
    118
  1142. Graham, whenever I was in college, I never found a major I actually really liked. It made me super depressed because I really felt like I had no purpose in life and nothing to work towards. I loved to learn and found your video (this original video) and it drew me in to real estate. I decided to buy an online course and I passed, I’m a licensed realtor! Ever since the first day I began my course, I finally felt I had a purpose. I’d stay up late just reading and watching videos! You led me to really finding purpose and direction. I’d love to have you as my personal coach because you helped me defeat some of my self conscious fears and become more outgoing. I see a lot of personality traits in you that I see in myself. Being 21 and a realtor, I do find people doubting me simply because of my age. The drive and passion that I have deep down in my heart is so on fire and I believe with you helping me, I could really achieve everything I limited myself from reaching! Thanks for all you do brother!
    118
  1143. No lie, this video is low key mindblowing... thank you for showing us a side of investing that we may otherwise have never known
    117
  1144. Wouldn't it be nice if the tax system wasn't so nauseatingly complex?
    117
  1145. Top 5 milestones to achieve in your 20s: 1. Smash the like button for the YouTube algorithm 2. Smash the like button for the YouTube algorithm 3. Smash the like button for the YouTube algorithm 4. Smash the like button for the YouTube algorithm 5. Smash the like button for the YouTube algorithm
    116
  1146. Graham, thank you. You introduced me to financial literacy and have helped me build my portfolio to a level that guarantees me a good retirement(and I’m only 19). Yes, I occasionally have minor disagreements on some investment techniques but you have improved my ability to even understand what these techniques mean. You have saved me from making idiotic purchases simply because of something I want. Thank you and keep doing what you’re doing, you’re a mentor and someone I look up to. Keep growing and keep up your great work.
    116
  1147. I’ve literally been following you since you wore those glasses and had 300 subscribers I deserve a heart
    116
  1148. You could drop your coaching calls business and start a business calling schools to excuse kids’ absences.
    115
  1149. People learn more useful skills in these 25 minutes than in all those wasted years of College. College is a scam
    115
  1150. Or his just a time traveler XD
    115
  1151. Not even ten minutes ago I was driving after my Starbucks and saw one of these lol
    115
  1152. Graham should have his own show on CNBC!!! Like if you AGREE!!!
    114
  1153. Graham Dad, Poor Dad.
    114
  1154. Gotta love how graham plus the LIKE button every time 😂😂
    114
  1155. DON'T SMASH THE STOCK MARKET SMASH THE LIKE BUTTON
    113
  1156. Jim Cramer said Credit Suisse is fine. Which confirms they will inevitably fall. Thanks Jimbo for the heads up!
    113
  1157. When I started watching you about 7-8 months ago, I was super skeptical because you're this super young guy who appears very successful and claims to know this business very well. Well dude, I gotta say, this is one of the best channels I've ever watched. You have incredible wisdom and maturity and I've learned a lot from listening to you.
    113
  1158. People saw "Investment & Free" & never clicked so fast in their lives 🤔😂
    113
  1159. I am going to need everyone to ever so gently smash the like button. The man is consistently pumping out free, informative content that is helping save $$$.
    113
  1160. But my high school guidance counselor told me that the $100k degree in underwater basket weaving was a great idea, I should follow my dreams. “When people follow their passion, they miss out on all kinds of opportunities they didn’t even know existed,” -Mike Rowe
    113
  1161. Pray
    112
  1162. This video is sponsored by: *ad*
    112
  1163. I just witnessed one of the greatest meet up plans
    112
  1164. The biggest threat to the US economy is NOT SMASHING THAT LIKE BUTTON
    112
  1165. As Benjamin Franklin always said, a penny saved is 1.65 pennies earned.
    112
  1166. The algorithm wizard himself.
    112
  1167. I see you ordered the Avocado Toast CPM as well! 🥑🍞
    112
  1168. JUST GET THE LAMBO BRO.
    111
  1169. Watched Grant Cardone 10x ad entirely before this video, why? Because I like knowing that Graham is getting paid by Grant in a way. Just imagine Graham Stephan at age 50
    111
  1170. buy grahams merch
    111
  1171. wtf 30 minutes early how am I supposed to get first
    110
  1172. "I didnt want a gigantic, grotesque home..." Brother....I got some bad news lol.
    110
  1173. My realtor sold me a two story house. One story before the sale, and another after.
    110
  1174. Just got to that part of the video where you gave me that shout-out, thank-you so much Graham! Totally right, anyone can do it with an average job! I only made $55,000/year and I was able to do it ;) I love that slow, guaranteed approach. I’m all about the sure thing :) #fire #grahamisking
    110
  1175. Nice jacket! Avocado toast merch would be better though 😉
    109
  1176. "The more friendly you are with your tenants, the more likely they are to then take advantage of you." 100% truth. If you had to take one piece of wisdom away from this video, THIS would be it. This applies to practically anyone that you're dealing with transactionally, and it used to be one of my biggest downfalls. Yes, you catch more bees with honey than vinegar, but know the time and place for that, and where to draw the line. Transactions are the place to stay so firm that you almost come off cold and sterile. Whether you're signing up for a new cell phone plan, buying a car, negotiating contractual work on your home, whatever it is. Allow the other party to sweet-talk and charm you into playful joking and shooting the breeze as if you're buddies, and they WILL take you for a sucker. They'll think they have such good rapport with you that they can get away with things like cutting corners or adding a little more on to the cost. How about NO!
    109
  1177. Graham Stephan No explanation needed. You’ve worked hard over these years. You deserve it!
    109
  1178. It is strange whenever I see " Selling Sunset" in Netflix, I always look out for you in the background. There are so so so many shots of you like in Mary's wedding, the house party at Jason, the pool party.
    109
  1179. Just bought my first single family home! Great channel Graham
    109
  1180. Smashed that like button so hard it sent Graham from Cali to Vegas 😜
    109
  1181. That is such a great way to look at money. See the long term effect of your purchase. I think people should do that with the small purchases too. So many people justify a coffee, fast food, or any other small amount because it's just a little cash. Death by a thousand cuts, over time those "little" purchases add up and cost you a lot of future potential earnings.
    108
  1182. Man that job you had was suffocating you glad you made a definite decision and jump ship.
    108
  1183. The thumbnail is the exact facial expression I had when looking at the stock market today 😩
    108
  1184.  Minenhle Dlamini  im baby fetus
    108
  1185. T-series has joined the chat Pewdipie has joined the chat T-series has left the chat
    108
  1186. The #1 Mistake: Not getting Avocado Toast
    108
  1187. Yes, passive income requires consistency. I’m no millionaire but been able to live off passive income internet businesses for a few years and gotta tell you if it was easy everybody would do it, but it’s not. ✌️
    107
  1188. I like this analysis. Auto enrollment is probably going to help the average working class investor, but more asset classes probably are going to benefit wall St more than individual investors.
    107
  1189. the best show on Netflix
    106
  1190. My talent is too eat cheetos and watch this legend
    106
  1191. "What's up Stephan, it's graham here" This guy 😂
    106
  1192. Yes, I heart my own comments.
    106
  1193. 2020 will go down as one of the craziest years in the history of the stock market.
    106
  1194. I hope they don't try to live in my forest when they become homeless
    106
  1195. Did I get up from my family dinner to watch this video? Yes. Do I have any regrets? No.
    105
  1196. I’m currently renting. I’ve found that at least for a couple years, renting is better. If you’re looking for a much longer term investment, buying would be better. I’m 21, and don’t know where I’ll end up being at in 2-3 years. So right now, renting is best. Once I come to figure out where I want to be, I’ll be making a down payment.
    105
  1197. The biggest thing that I’ve realized since doing it IS smashing the like button. Also, I read Morning Brew! Yeet
    104
  1198. Love the way Graham tells both sides of a story.
    104
  1199. How'd I do?
    104
  1200. The legend says if you comment early and smash the like button you will receive a heart.
    104
  1201. Dave Ramsay gonna beat you up, Graham 😂
    103
  1202. Yeah I got somewhat rinsed on the M4 😂 $54,400ish with a hair under 10k miles. 2015 stock, great history. Put $4,000ish into the tune/catless downpipes. $4,300 in sales tax right when I got it. So I have like 63k tied up and got the mileage up to 18,000. Definitely gotta car hack the next vehicle and be a little more patient lmao
    103
  1203. 600 in 20 minutes 😱 that’s like 120 $5 foot longs 🤤
    103
  1204. What?
    103
  1205. Awesome, I respect that point of view. There are definitely a ton of ways to succeed financially without a college education and it's awesome to see success stories like Sebastian's because they are so inspiring. I just wanted to make that comment because this vibe in this video was a little too upbeat and it didn't really cover that it's not an easy thing to do and there is always cut throat competition. I hope I am not coming off as a negative nancy
    102
  1206. “The thing is Dave Ramsey is right..” Hilarious😂🤣
    102
  1207. Bout damn time
    102
  1208. Graham - I just closed another deal! Craiglist strategy baby. Everyone in my office is in disbelief
    102
  1209. Wow this is sweet!
    102
  1210. I wonder how much a Graham of gold is worth?
    101
  1211. 1. Smash the like button 2. Make 20 cent iced coffee 3. Get 2 free stocks from Webul
    101
  1212. "Ewwwww This Carpet is GREEEN" lol My wife is huge on cosmetics. After she learned buying real estate with equity in it... You want these Green carpets, scrapped up walls and old kitchen... That's good equity possibility right there!
    101
  1213. Love the channel James...been subscribed for years! Pretty pumped for the house build vids
    101
  1214. When you discover the picture of the black hole is just Graham's lamp
    100
  1215. It weighs 17 grams? More like 17 Grahams I'm sorry
    100
  1216. "It's provocative it gets the people going" ah yes, I see you are a man of culture
    100
  1217. Next Monday’s vid: How much money I make from 2 MILLION subscribers
    100
  1218. Don't know what to write. But commenting for the engagement. Avocado
    100
  1219. I’m starting my classes next Monday. Best timing for a video like this. The best. From the bottom of my heart man. Thank you so much for supporting me and giving me courage for months. Thank you. I will keep you updated on the day I get my license and then my first sale etc etc. I consider you a mentor. Knowledge is power and power must be used wisely. Thank you, for dong what you don’t have to, but contribute to do.
    100
  1220. but Graham!!😣😣😣
    99
  1221. Tried out trade coffee, works very well actually.
    99
  1222. Grams one of those guys who's gonna look 23 years old when he's 40
    99
  1223. My score is above 800. #1 Tip is to use credit regularly, but do not hold a balance. If you just stop using credit your score will go down. Also, Credit age is highly underestimated when it comes to credit score. Having an average credit age of 5 years vs 10 years is the difference between having a 780 score and an 850.
    99
  1224. Yo Graham I'm really happy for you, Imma let you finish, but Finn have one of the best Tea of all time.
    99
  1225. Always helpful to have someone reviewing this for me so i don't have to totally throw away my life trying to make sure i stay up to date. Appreciate you fam.
    99
  1226. I agree with you. I'm 50 years old, I've had credit cards for over 32 years. I never paid interest not one cent on a credit card purchase. I haven't paid for a flight, rental car or hotel in over a decade. I travel 3 to 4 times a year. I only use points. I have over 30 credit cards, actually got two new ones this week. I love credit cards the sign-up bonus and the perks they come with. While I sit in the airport lounge or I pass the people in customs waiting on line to come back into the country I thank my credit card. The people that disagree with you don't know how to play the game or they're just bad with money and they shouldn't have cards, I agree with them on that. But with that said someone has to pay interest on purchases just so we can keep these perks. Sad but true. The Banks need to make money on someone. Going to Cozumel next week. Need to get out of this cold.
    99
  1227. New introduction: "What's up S&P it's Tesla here!"
    99
  1228. Hey everyone! This year, all videos will have a link containing the source material for each piece of research that's cited. I do my best to make my videos as accurate as i can, and the additional resources should help for anyone who wants to look into them further - enjoy! https://docs.google.com/spreadsheets/d/16A8d4FYznLFo8tlq0yYq6dOfMr2j5GTaPpuVcxMDCV4/edit?usp=sharing
    98
  1229. Show us how to make money just by sitting on the couch ( ͡° ͜ʖ ͡° )
    98
  1230. Here for the 1-10 scam rating 🍿 and lighting mattresses on fire 🔥🔥🔥
    98
  1231. Some people bought bitcoin instead of 2 Pizzas Thanks Tai Lopez -.- Hahaa
    98
  1232. Working a 9-5 is like cattle waiting to be slaughtered! I’ll never do it again. Great video.
    98
  1233. Hi Graham! Long time fan! You were one of the first youtubers that taught me about personal finance and real estate back in 2019, changed my life! Thank you good sir!
    98
  1234. If you are reading this, you will be rich in 10 years
    98
  1235. Legend has it that if you comment early with "this comment is strictly for the YouTube algorithm" You shall be hearted by Graham himself.
    98
  1236. Love the message at the end. Wealth is a state of mind. When I focus on gratitude and enjoying today, money finds it way to me much easier and more enjoyable. Everytime I play the game of adding another 0 to my net worth, it always starts with the inner work.
    98
  1237. Bitconnect memes, they will never stop being funny. The best
    98
  1238. Bro whats up with all these comment section haters? He Made valid Points for both sides. chill out peoples.
    97
  1239. My thoughts on money and relationships is that I want both.
    97
  1240. Can you please make this video? “How To Invest In Avocado Toast The ULTIMATE Guide to Calculating Avocados (EASY)”
    97
  1241. Hey that house looks familiar! Oh wait, I forgot we're neighbors lol 😂
    97
  1242. 17th
    97
  1243. Best part of my day is getting this notification and competing for top comment, with the hope of getting first. Mentioning avocado toast might help, but so will beating kian and b the lee.
    97
  1244. Random fact: Between all of the channels and the clip channel there are 1418 videos, as of today. 1780 days since you created your main channel, so like a video every 1.5ish days.
    97
  1245. 🙈
    97
  1246. Could you do an in depth guide on how you generate coffee?
    97
  1247. Your actual ACTUAL net worth = the infinite monetization loop
    97
  1248. Here come all the “But Graham why are you using a green screen?” comments
    96
  1249. Graham responds especially when people smash the like button
    96
  1250. Make sure to spike the like button!
    96
  1251. I like the idea but to explain this to those who don't understand. This isn't a net income situation, it's purchasing a property at lower than market value, then refinancing for a bigger loan from the bank (possibly lower interest) and now using that property as collateral. This allows you to get back out the inital down payments/costs invested into that property. Do it only if you understand what you're going to do with the difference, otherwise you're better off just paying down your loan for most nonreal estate people.
    96
  1252. Only true way to double your money is to smash that like button
    96
  1253. Big congrats Graham! Been entertaining moving from Cali to Vegas for a while myself, may have to make the leap!
    96
  1254. Congrats man! Super exciting!! The perfect WEDGE deal!!
    96
  1255. Had to play the start back like 5 times to understand what just happened
    95
  1256. As a Realtor of over 20 years I definitely appreciate the thought you put into this video. The most important thing you mentioned was that the settlement is still subject to court approval. While things will change and lots of agents will quit the business the ones who stick around will definitely have to prove their worth.
    95
  1257. There is a legend that if you come early enough that Graham will heart this. Also, Graham, could you do like a series on your second channel reacting to your subscribers bank statements over quarantine? I think that they could blur out their personal information then send it to you and it would be fun to see you react to it
    95
  1258. I like how this is factual and not emotional/political. I'm not a big fan of the CCP but some other people covering this just feels distasteful like it's a win for the US.
    95
  1259. I’ve done this. Screening the tenants is SOOOOOO important. I would also keep the cost of your utilities in mind.
    95
  1260. Can you make a video on bit-connect please? Looking to make some money.
    95
  1261. Great video graham! Watched it all the way through!
    95
  1262. I feel like after watching Graham videos I’m technically qualified to sell a house even though is not how I make money lol
    94
  1263. Apple Pay, Apple Credit... waiting on that Apple Car 👀
    94
  1264. yes sir! I will be moving with graham (,: p.s. its your turn to come on the podcast!
    94
  1265. You should get DFV on iced coffee hour, his YouTube channel is Roaring Kitty
    94
  1266. "Graham's Fans are crazy.." lol Matt McKeever
    94
  1267. I sell avocado toast and avocado toast accessories
    94
  1268. YOU get an inspection! YOU get an inspection!!
    94
  1269. I've been watching Graham for over a year and after listening to him, I've gotten my self out of almost 10k of debt. Listen to this man!
    94
  1270. No homo but I love you bro
    94
  1271. Legend has it, that he couldn’t pay the one cent till this day...
    94
  1272. I hear that the best preventative measure for Coronavirus is smashing the like button
    94
  1273. For the algorithms
    94
  1274. I got a $1 bill as a tip while driving for Uber. It had a very low serial number and was a star note, it wasn't too old (2013) and wasn't in mint condition. I figured it wouldn't hurt to put it up on eBay, and it ended up selling for $31. I've got a few bills and coins stashed away for it to go up in value.
    93
  1275. Nobody knows what it means but it's PROVOCATIVE
    93
  1276. I have watched thousands of videos on youtube over the years and have never liked videos until I started following you about 6 months ago...and I have never smashed that like button more! You are the most down to earth, least annoying financial discussion person that exists. I refuse to listen to anyone alse. I have literally made thousands of dollars doing nothing by watching some of your videos because there are financial options that I just didn't know enough about and they don't ever teach you in school #USAschoolssuck #randominternetguyismoreusefulthancollege #avacadotoast #thanks
    93
  1277. It’s very hard to predict market moves or crashes in stock prices although the elements that you referenced in your video are indeed causes for concern!! Your research and delivery are always second to none. 👍🏻
    93
  1278. Graham has been bulking His Ally bank account hellah phat 😎
    92
  1279. Just remember something everybody, while you waste hundreds to thousands on lottery tickets that aren’t gonna win you the big jackpot that money would’ve made you even more thousands down the road had you invested instead.
    92
  1280. Remember: even LA started as a village
    92
  1281. “It’s all about the side hustle.” -Abraham Lincoln
    92
  1282. This is probably one of the best "real estate for beginners" video I have ever seen. This one 20 minute video > a dozen 3-hour BiggerPockets podcasts. Great return on my time. Good job Graham!
    92
  1283. “SEC regulations…sorry I just threw up in my month” 😂 😭
    91
  1284. Does Graham ever "Smash" the "Like" button for his own YouTube Algorithm?
    91
  1285. You, Ryan Scribner and Nate o'Brien all put out a video today? Am I at McDonald's, cause I'm lovin this.
    91
  1286. I just think it's inspiring that she dropped out from studying Chemical Engineering to pursue this - just another reason to always pave your own path to success and not rely on a college degree.
    91
  1287. To all the nay sayers in the comments: I just bought my first property a couple months ago If you've had a fulltime job for a while, it's not that hard to buy one property. And once you see how profitable one property is, you'll work hard to get a 2nd, 3rd etc. Just save your earnings like your life depends on it and learn as much as you can from youtube and google about it. It's not easy, but it's worth it. And the returns are much better than your hourly wage from any job.
    91
  1288. Graham, I have to commend you on this in-depth and clear analysis of the current job market. Your clear and high quality videos are so informative, and just great to watch! You have encouraged so many people to set out and pursue their dreams. These many people include myself. And, Graham I commend you on bringing such great content to YouTube! I'm so happy you are seeing success. And I just gotta say keep it up you are killing it!!
    91
  1289. Is anyone actually watching the vid before commenting? All I am seeing is blind acceptance of the policy without actually refuting any of the points Graham made.
    90
  1290. Graham's video > studying for the exam :P
    90
  1291. good vid my guy
    90
  1292. This is a really good high level explanation of the recent UK economy issues. Thanks for another great video Graham!
    90
  1293. By getting monetized on YouTube
    90
  1294. *Not financial advice... For entertainment purposes only*
    90
  1295. Congrats on 4m huge achievement and consistency. Now don’t forget to have fun and enjoy yourself 😊
    89
  1296. When your mom told you to clean your own room lol 😂
    89
  1297. How am i supposed to take this seriously when you dont have a stack of papers infront of you and regular clothes
    89
  1298. No one: Credit: Makes the most confusing and complicated system that the more you think about it, the more complex it gets
    89
  1299. I'd love to hear what Kevin says to you when you pitch this idea to him 😂
    89
  1300. This video is literally gold supper helpful thanks
    89
  1301. Visually this looks like lifestyle inflation, but in reality still cheaper than California lol
    89
  1302. I think I speak for everyone when I say Graham Stephan for President
    88
  1303. I’m at university, it’s a Friday night and I’m tipsy but I saw you uploaded so I’m stopping everything to watch this video aha
    88
  1304. Don’t buy starbucks and you too can buy a $20,000 watch
    88
  1305. You know you have next level first world problems when the bathroom is inconveniently located "all the way up the stairs"
    88
  1306. Interesting, I might have to make a video about this
    88
  1307. You know what they say... The early bird gets the hearted comment!
    88
  1308. How to invest the money... BITCONNECT!!!!!!
    87
  1309. I love You. Can I get a heart
    87
  1310. A few weeks back, I DM'ed you about a deal I was trying to close and you were quick to reply when I was in the crucial moments of negotiations. I was so disheartened when that deal didn't go through, I almost gave up and quit after 3 months of being in real estate. Then I realised how stupid it would be to give up just because one deal didn't go through. And in those moments I thought about how your first real sale came after long months of hard work without seeing any results initially. Just yesterday, after 4 and a half months in real estate, I closed my first sale and I know I have gained more knowledge and experience through that experience. Thanks to you, I did not give up and watched all your videos and applied all your methods coupled with my own instincts. Thank you so much :)
    87
  1311. Stephen. I'm a 24 year old banker who is in the process of purchasing my first property for 220k. Working in the finance field your videos are very simple to watch and understand. Basically I'd like to say thank you for setting the bar higher and making me want to become better. I hope I get the chance to speak with you one day and exchange ideas!
    87
  1312. It's interesting cause Credit Suisse has been in trouble for quite a long time, ever since the Archegos Capital blowup. So I wonder how much of this is new unpredictable developments as opposed to just renewed attention since the SVB collapse?
    87
  1313. Starting this year in Washington state, credit scores can no longer be factored into insurance discounts. Now everyone’s premiums are skyrocketing if they previously got a good credit score discount 🙃
    87
  1314. Just got the YouTube Creator Academy course a few days ago. Can't wait!!
    87
  1315. Loved this!
    86
  1316. Don’t worry he won’t be using half this house. 😂
    86
  1317. When people ask me why I don't buy more stuff/junk and just invest my money... I tell them I'm buying the only thing I want, my financial freedom.
    86
  1318. It's funny, there are a lot of similarities in terms of supply when it comes to housing and oil. Home constructions were booming leading up to the 2008 crisis, and then as defaults rose, new supply crashed as businesses were spooked out of the area. Oil basically experienced the same thing; just before the pandemic, shale oil companies flooded the market, caused prices to fall, spooked companies out of increasing production, and since then supply has been really constrained. Even with oil at $100 a barrel, companies are really reluctant to add more capacity; it seems investors are slow to forget past pain. There are obviously fundamental differences between the sectors (housing has a brighter future than oil), but seeing the housing construction chart made me think of the comparison. Really good video Graham, a lot of interesting data all nicely tied together. Well done!
    86
  1319. Love that you're doing these types of videos. Keep it up Graham!
    86
  1320. Got over 30 cards in the last 2 years. As long as your credit is ok to start with it isnt that hard. Card issuers have become a little tougher. I thought about making a channel really detailing this subject but asksebby and credit shifu do a really great job with super in depth and up to date info.
    86
  1321. Incase no one has said it yet, Thank you for being an engaging content creator in the comments section Graham.
    86
  1322. Wow...FIRST COMMENT
    86
  1323. POV: You’re looking for a video to listen to in the background while you eat and Graham just posted a new video.
    86
  1324. this comment is to help with the youtube algorithm
    86
  1325. I love that the desk sign says “I don’t work here” LOL
    85
  1326. Finally a reason not to skip an ad
    85
  1327. I can't afford a house i need to buy avocado toast.
    85
  1328. "I make money selling potatoes with people's pictures on them" -Kevin O'Leary
    85
  1329. Love how you explain how the interest will effect the monthly payment. Payment is the same of a home price $400k vs $320k with different interest rates. Boom!
    85
  1330. Give me 45 seconds to congratulate you on your new rental property Great video keep it up
    84
  1331. Dave Ramsey is crying in joy watching this
    84
  1332. I’m not remotely into cars or YouTube content creation, but I really enjoyed this video! What a down-to-earth, sensible guy. So refreshing. Thanks Graham. And keep being awesome Doug 🎉
    84
  1333. Half of these stories sound like ones I've heard before
    84
  1334. Literally 99% won’t see th... just kidding I’m not a bot
    84
  1335. 🤝
    84
  1336. @AskSebby and @TheCreditShifu are gnashing their teeth from envy LOL A serious milestone. Congrats, Graham!
    84
  1337. Ben Mallah is as real as they come 💰💪🏽
    84
  1338. Graham’s thumbnail is the look on his face because he sold Tesla at $900
    84
  1339. I've got a respectable $1,321,015 of good Canadian debt - and looking for more!
    84
  1340. I vote that Graham do a collab with Demuro.
    84
  1341. Official sources have declared that smashing the like button is a great investment
    84
  1342. HOLD ON FOR DEAR LIFE TSLA AND AAPL HOLDERS Edit: graham will respond and heart
    84
  1343. I want you to know. Because of you. I just closed on my first duplex. Litterly because of watching your videos. I went ahead and came out of my shell. And will start buying properties!
    84
  1344. I am 15, and u just gave me life script.
    84
  1345. Meanwhile here in Canada: How to spend your $2000/ month stimulus deposit
    83
  1346. You for got to mention you can use it to break in your house if you get locked out Graham
    83
  1347. I hope Graham will heart me some day😍
    83
  1348. Can you do a face reveal
    83
  1349. Graham Stephan yeah what ever cash is in my wallet I don't count it in accounts. And I spend away. To help your anecdote im 20
    83
  1350. Did you hear the joke about the roof to that house? I doubt you’d get it, it’s over your head.
    83
  1351. You should really make more of these Videos. Its awesome to see this financial side of the creators we love to see everyday.
    83
  1352. Graham u are wise beyond ur years. Giving this great advice to ppl of any age is so inclusive and unselfish of you. I’m old enough to be ur mother but I wish when I was younger someone would have told me what u are teaching today. I learned all of this but not until I was on my late 30s. I did not have the internet obviously but the younger ppl do and have ppl like u to be there for them. However the younger ppl I meet never use this for research. I don’t get it. I was always a person who read voraciously and researched at a young age. I would have given anything to have had the internet when I was younger. But as soon as we had it I was using it and am still using it nonstop to research everything. I’m a blogger but I don’t talk about anything until I have researched it from all sides. I love it. My older friends don’t research anything either. It is a shame because we have all this information at our fingertips and so few use the internet for this purpose. You have a great attitude and so caring to share what u have learned with others. Great job. God bless.
    82
  1353. Graham the type of guy to comment on his own video with his podcast account for the YouTube algorithm
    82
  1354. Finally: YouTube is BACK ONLINE!
    82
  1355. "Whats up Graham, its Guys here"
    82
  1356. Preemptive congrats on 100,000 subscribers, and here's to seeing that verified check mark next to your name sometime in the near future. Great video as always!
    81
  1357. Unfancy, refreshingly uncomplicated, sound investment advice. Great to see.
    81
  1358. Know when to pull out or face the consequences
    81
  1359. I'm a bigfoot, so I don't even really have money to worry about saving.
    81
  1360. This comment has the sole purpose of pleasing the YouTube algorithm
    81
  1361. So the results are in. In a previous Graham video I said 100 likes and I will ask for a raise. Well I ended up getting a raise unintentionally.
    81
  1362. Can't believe Dave Ramsey finally had you on! That's incredible bro. 👍
    81
  1363. I really like the cinematography, music and pace of the editing in this video. Feels really relaxed but well made. Way more enjoyable than mtv cribs.
    81
  1364. love your tranparency and the honest behind the scene things of youtube
    81
  1365. Is that monopoly guy on a tank with an assault rifle? If so, I can dig it
    80
  1366. I got a book. It's called how to smash that like button and it's very inspiring.
    80
  1367. Epic Rap Battle: GRAHAM STEPHAN vs. DAVE RAMSEY Can we start a campaign to make this happen?
    80
  1368. Who else hit the like button before Graham tells you to because you have been programed to?
    80
  1369. yo those bitconnect clips are killing me XD
    80
  1370.  @tiffany3652  When the government tries to do things that lower interest rates or pump free money into the housing market, prices go up.
    80
  1371. Just go for the Amazon Prime Visa Signature card. VISA benefits, no annual fee, no FX fees, metal card, and 5% off everything on Amazon (or 3% if you don't have Prime)
    79
  1372. Graham's left tricep is almost as strong as my stock portfolio... #gains
    79
  1373. Why do you need simply safe when warren buffet is already looking after your house?
    79
  1374. It’s such a breath of fresh air to just have a non-partisan commentator just trying to get to the data. There’s so few of those left and Graham you’re a shining example. I appreciate you brother.
    79
  1375. New intro. Just stare into the camera for 30 seconds in silence.
    79
  1376. As people have been pulling their money out, I’ve been buying companies in different sectors on this dip. Good time to make sure your portfolio is diversified. Thanks for the vid Stephen.
    79
  1377. Hung out with Graham this weekend. Can confirm he's a great guy and is exactly like he is in his videos. 👍
    79
  1378. Will this help me become independently financially independently?
    79
  1379. If u get drunk and pee in a alley I will care 😅
    79
  1380. Thank you for putting out videos that actually help our economy by not telling people to panic sell everything and wait for the bottom.
    78
  1381. Almost like the government is Mrbeast sometimes
    78
  1382. Ayyy this will be really useful when I turn 18 in a few months
    78
  1383. Graham: Here's how Robinhood makes money r/WSB: Here's how Robinhood loses money
    78
  1384. So true getting 1000 subscriber was the hardest journey took me 4-5 months but after I finally hit that milestone it got easier and made it to 10 k 8 months after I hit 1k.
    78
  1385. My Tesla stock has been a really good bank account. Let's hit 3k shares soon!!! :D
    78
  1386. "Put your money where your mouth is" Graham: 0:56
    78
  1387. 1
    78
  1388. Wow this is so true. The feeling of being able to buy expensive luxury stuff is just satisfying enough. Very true! Btw: I just crossed the 1million euro barrier and I still live in my crappy student apartment and ride a crappy bike (because the nice ones get stolen all the time in Berlin ;) ). I have no car. And the best part: nobody cares, nobody is looking down on me or something. Actually, having a lot of money is a very private matter! I 100% confirm what he is saying. Thanks for this video. Great!
    78
  1389. 14:05-14:32 best part!
    77
  1390. Ok y’all, 20 people can’t be first.
    77
  1391. Glad you're back🥺😁
    77
  1392. The reason there are so many IPOs suddenly is because the VC capital is starting to dry up. Saudi Arabia was pumping billions into investing in these companies through SoftBank and now that money is starting to dry up. The end result is many of these tech startup are starting to fail at their funding rounds. Everyone in the VC industry sees the writing on the wall which is why everyone is quickly rushing to IPO. You can still raise funds by doing an IPO as a last ditch effort and average retail investors aren't to savvy into what they're buying into. Personally I think it is a sign of a new tech bubble but that's just my opinion. Very similar to the dot com crash. There are even stories about companies failing their funding round and then going into liquidation the following week. The company is called Anki.
    77
  1393. Do you guys think Graham is wearing pants when he films? I mean we can only see his upper body so 😂
    77
  1394.  @GrahamStephan  Thanks, Graham. I'm glad I can talk to myself in the comments and slowly sneak in requests for people to subscribe.
    77
  1395. I can't hear you over the sound of this money printer the fed put in my room
    77
  1396. Graham with a green screen? The man uses white towels for lighting on his videos, why would he spend money on a green screen?
    77
  1397. can confirm: haven't done anything you say in your videos... yet. lol
    77
  1398. All I hear every year is that it is going to drop.
    77
  1399. After years of listening to Bigger Pockets podcast I thought this video was going to be about Detroit haha
    77
  1400. Graham I’m thankful you washed my car but you missed a few spots… I’ll still give you a tip but please let Tyler clean it next week 😂
    76
  1401. Graham is the real life Mr. Krabs🦀
    76
  1402. I know how to used them, but I just don't know how to pay them.
    76
  1403. 11:10 PLZ DEW IT
    76
  1404. Hey Graham, I watched two commercials just for you to get the revenue, do I get some love ? :D
    76
  1405. Pro tip: avocado toast is 15% off right now
    76
  1406. "What's up Graham, it's guys here!" Never thought it'd stick when I commented that back in 2020 lol
    76
  1407. Let's get Graham to 500k!
    76
  1408. Damnit Graham. You’re exposing my life hacks to the masses. Well since it’s out there, you should probably mention that when you find some of these new accounts, some banks allow you to fund $500-2000 one-time from a credit card with no fees. (Chase, Wells Fargo, etc.) Good way to stack this bonus with new credit card sign up minimum spend requirements. Also after you close the bank account, you can sign back up for some as little as 90 days. Damnit...it’s all out there now.
    76
  1409. Came by to pay homage by dropping a like for the YouTube Algorithm.
    76
  1410. Its nice to hear your input and your opinions. You should make more videos like this!
    75
  1411. I've been with PNC for over 8 years and I have been extremely happy with Virtual Wallet. I don't even live close to a PNC branch anymore, but I can do everything I want online. Yes, there are account minimums to avoid monthly service charges, but I've never been hit with any surprise fees (in fact, they reimburse my ATM charges). I had no idea PNC offered 2.35% APY savings accounts, but upon closer inspection it is only available in "eligible markets." Apparently my neck of the woods is not one of them, and neither is Pittsburgh, the home of PNC. Go figure. My only complaint about PNC is their extremely low caps on transferring money out of PNC, but this can be circumvented by writing a check to yourself or initiating the transfer from the other institution.
    75
  1412. Because they didn’t serve Avocado Toast for lunch
    75
  1413. We need a series !!!!! 🤣
    75
  1414. It’s not diamond hands 💎 🙌🏻, it’s popcorn hands 🍿 🙌🏻
    75
  1415. Love your videos
    75
  1416. The margin, Kevin! The margiiiiiin! 🤣
    75
  1417. THIS VIDEO TRIGGERED ME BUT CONGRATS ON 400K
    75
  1418. Graham's next video title: "How to make $10,000 in 2019, so that you can invest $10,000 in 2020"
    75
  1419. I want you to join the Area 51 raid! Come on guys let's get him there!
    75
  1420. matched to his income, it's pretty small/smart bc he probably saves more tax in the next 10 years as the house costs, he explains it in one of the older "new house" videos
    74
  1421. Second
    74
  1422. Good on you Graham for making this video. Way to speak up and show your transparency to your views. Much respect!! I would love to see you make a video of why/how this happened when it all shakes out.
    74
  1423. i tried smashing the notification button by my computer screen has a crack now
    74
  1424. Congrats on verified!!!
    74
  1425. Imagine Graham working at the Federal Reserve. He'd just be pushing the agenda of spending as little money as possible haha.
    74
  1426. Your videos have helped me reach over $100,000 in stocks by 21 years old. Please keep making stock market content!!
    74
  1427. Wow graham great video! Love your channel <3
    74
  1428. I think the average person should focus on what best fits their exact situation (like you said) - there's no blanket answer - and I agree with you Graham that the best of both worlds often is to buy where you live (but essentially rent it from yourself) - so live in a good investment property. The biggest draw back from Grant's argument (in my opinion) is human nature - a lot of people struggle to 'save the difference'. (It requires a lot more self control for most people to save money vs pay a mortgage). PS - DUDE you're getting so close to that SILVER PLAY BUTTON!
    73
  1429. I stopped drinking when Huberman’s podcast came out. I will be thankful to that man for the rest of my life.
    73
  1430. It's worth watching just to hear you pronounce all the different combinations of letters
    73
  1431. Let's Not Forgot Raptors Are The 2019 NBA CHAMPIONS
    73
  1432. Use a prepaid phone registeted to a different name, and never give out that phone number to anyone. Then use that phone number for verifying your online accounts.
    73
  1433. Love this format man!
    73
  1434. 100% ponzi scheme
    73
  1435. Johnny should have been investing his apples, instead of giving them away to Susan...
    73
  1436. smashed the like button before being told to, fastest like in the west
    72
  1437. Looked pretty closely. Also I got a loan really fast!!! With my high level income second to Elon. It was easy! Anyway I’m heading to the Bahamas, you’re welcome to come! I’ll be going by the name of David now not Don lol
    72
  1438. I’ve been doing Lending Club for about 6 years. Not a great return and probably not worth the hassle. I am slowly pulling my money out as it becomes available.
    72
  1439. Number one is the by far the biggest money mistake I watched my friends make after we graduated college. Wanting to look flashy and impress one another put some in debt and others just barely afloat. I was usually teased for being the “penny pincher,” but things oddly balanced out my our late 20s. Not building credit is super underrated. I’ve lost count of friends who are trying to rebuild their credit now in their later 20s.
    72
  1440. No lie, this is probably the most genuine content I've seen with the behind the scenes of turning a pretty new hobby into a business.
    72
  1441. If you say wholesaler 3 times in a video, Meet Kevin will magically show up in the comment section. lol
    72
  1442. Just stand on your roof so your house doesn’t bottom
    72
  1443. That Coffeezilla Tether Documentary was so God damn good 👏
    72
  1444. I’m now using grocery bags for trash Have to take it out more often but it’s ok
    72
  1445. I saw that teens video and was what started my obsession with becoming wealthy, and now here I am in my 20s still watching you. Glad to say I’ve doubled my net worth since then ahaha.
    72
  1446. Turn lights down low, have a drink,relax and please smash that like button
    71
  1447. Please heart my comment Graham.
    71
  1448. Looking forward to that BiggerPockets podcast!
    71
  1449. Graham and Kevin O’Leary talking for 20 minutes straight?! For that reason, I’m IN! 🍿
    71
  1450. Love this
    71
  1451. The thing I hate the most is the rising Chipotle costs!
    71
  1452. Graham: Slightly below average is really the sweet spot Me: THANK GOD
    71
  1453. It’s really nice of Ramsey to allow you and your gf to live in his house.
    71
  1454. Here's something I've read my many times, you see a product for $500 with $200 dollars off, you buy it, you did not save $200, you spent $300.
    70
  1455. Me: Smashes the like button Federal Reserve: Smashes the “print” button
    70
  1456. Graham Stephan needs to be a Fund Manager and Open his own Hedge Fund!
    70
  1457. You know it’s serious when he doesn’t start out with “what’s up Graham it’s guy’s here”
    70
  1458. don't hate the player bro i just loaded up on 5000 bitconnnnnnnect coins
    70
  1459. First time watching you while drunk, I must say...I might start doing this more often.
    70
  1460. Can I count Graham Stephan as my mentor? 😅
    69
  1461. Graham’s dedication shouldn’t go unnoticed. The thumbnail he used for this video looks like he actually got on his hands.... he could’ve just flipped a picture upside down. Well done graham.
    69
  1462. THIS GUY PROVIDES VALUE. THAT IS SOMETHING YOU CANT HATE ON! KEEP IT UP GRAHAM
    69
  1463. 1:04 Only since 2018!?! Dislike, unsub, block, restraining order
    69
  1464. Teach the government this lesson. It costs the US Mint about 2.2 cents to print a 1 cent penny. 😂
    69
  1465. 100k!
    69
  1466. #3 is the most important thing anyone on this planet needs to hear. EDIT: #4 also EDIT: #1 also EDIT: oh & #5 EDIT: just watched the video a second time.. also #2
    69
  1467. You’ve motivated me to quit my 9-5 and get my real estate license, I’ve watched almost every single one of ur vids and don’t miss an upload lol. Keep it up :p
    69
  1468. I was upset knowing I could have used compound interest years ago and never even knew about it. Just helped a friend 6 years younger find out and start a Roth IRA. Because of this channel.
    69
  1469. ill SMASH your like button anytime Graham
    69
  1470. Number 7: Don't buy land deeds for the moon.
    69
  1471. I am not featured :( still love you guys
    68
  1472. Sixth mistake is not having your notification bell on.
    68
  1473. Yep there is certainly a trend of these unprofitable tech IPOs. The one big exception this year was Zoom video conferencing (ticker ZM), it’s actually profitable and the only one I would consider buying
    68
  1474. OMG 0:42 I thought someone put plastic over the windows -- THOSE ARE THE CABINETS!!
    68
  1475. Graham Stephan whaaaat. The crossover we need to see
    68
  1476. The kitchen example would actually be depreciated at 5 years for the cabinets,crown molding etc and 7 years for the lighting 15 years for the flooring aside from carpets. The savings would be far more than what was described, for a $10k kitchen alone it’s probably $1,500 a year in extra depreciation expense write offs. This could be applied to the whole house and just wipe out the income entirely and then some, resulting in a carry forward for the additional write offs. Graham is right though, depreciation can put money in your pocket as a realtor I️ have all my investor clients do cost segregation and they instantly make more money and more cash flow because of I️t.
    68
  1477. That’s a lot of toast
    68
  1478. I’m so used to what’s up graham it’s guys here that the intro immediately confused me haha
    68
  1479. That one dislike is probably the seller lol
    68
  1480. So when I thought everything in the graham YouTube realm had been perfected. You top it. With a dog. Living legend.
    67
  1481. i fall for it every time and i get reminded to DCA into an index fund and time in the market beats timing the market. i haven’t watched the video yet though so maybe he didn’t say those things
    67
  1482. Smashed that sub button! You are definitely wiser for your age. It took me all the way to my late 30s to have the wisdom that you have. Internet/youtube definitely helps a lot. I am also impressed with the number teenagers/young people commenting about finance on your channel and some of the other FIRE channels... So I guess there still some hope for millenials afterall! ;) I am in my mid 40's and I can tell you one thing. Once you get to the first million, the subsequent ones are a lot faster if you keep doing what you have been to earn the first! And time flies way faster than you think. It only feels like yesterday, I was 25 years old. So making it a priority to save as much as you can when you are younger is the best advice. While indexing to S&P is a good idea, a slight variation imo has been more effective. Investing equally in Large Cap, Mid Cap, Small Cap (25% each), 15% in international funds and 10% in Emerging markets (All Vanguard ETFs: VV, VOE, VB, VXUS and VWO). Keep up the good work!
    67
  1483. Excellent ideas Graham! So true that you have to feel like you deserve it and have to beat those self-defeating voices that tell you, "you're not worth it." That impostor syndrome hits even the most successful people sometimes and it's something I struggled with for a long time. I lacked that self-confidence that I needed to be successful because I never tried anything new (because I didn't think I deserved it)! Finding those little successes, those little goals I could achieve, slowly built that self-confidence that I could achieve anything. Feel like you deserve it, Know you deserve it!
    67
  1484. Dat private event AT the Duplex you bought SOUNDS AMAZING! Can I go?!?!?!?!?
    66
  1485. I should be doing hw but instead im watching Graham blend credit cards
    66
  1486. Bang on. My biggest success factor has been dedicating time each day to planning, goal setting & executing on the backlog! I also love staying up late - I get so much done by spending the last few hours of my day PLANNING, Goal Setting, Crushing anything I missed that day. You don’t have to do all of these things to be successful. We all have our own tricks. Here is what won’t help you become wealthy - not working hard, not planning, flying by the seat of of our pants etc.
    66
  1487. When Graham says smash that like button....I SMASH the like button 👍💥
    66
  1488. This doesn’t sound good
    66
  1489. People who don’t edit youtube videos can’t appreciate the smoothness of your transitions and the crisp editing so keep it up!
    66
  1490. What's it like having a last name for a first name and a first name for a last name?
    66
  1491. In honor of Grahams new merch, I'm disliking and unsubbing... and buying a hoodie🤙🏼
    66
  1492. That drawing of the like button is a work of art.
    66
  1493. i've probably learned more in the first 5 minutes of this video then I did in my whole economy class senior year of high school.
    66
  1494. Or did I just notice? Idk but congrats anyway
    66
  1495. I’ve been waiting for this collaboration for so long lol!!
    66
  1496. It's a sin if you aren't subscribed to both channels.
    66
  1497. thanks for always keeping us informed graham!
    65
  1498. Financial Freedom is not a dream to me it's a GOAL💥 because one day i will have it, Hope its the same for everyone.
    65
  1499. Once again Graham delivers with extremely valuable information. Thank you, Graham, for sharing with us and spreading the wealth!
    65
  1500. Yeah but did you use my referral code? 😉
    65
  1501. The 20 cent iced coffee changed my life.
    65
  1502. Hey Graham, just wanted to say thanks for the video and the time you spend making these!
    65
  1503. Graham: Wears unbuttoned shirt Guy that shorted: "Time to bring me my money"
    65
  1504. They are ruined because they haven't signed up to yotta bank yet - code: Graham
    65
  1505. Grant the olive tree is nice and all, but what about an avocado tree?? With all the money you spend on avocado toast it would be worthwhile to grow your own
    64
  1506. Reading the comment section of that video gives me a headache. I forgot popular videos tends to have a lot of normies.
    64
  1507. Time in the market will always beat timing the market. Just gotta stay the course!
    64
  1508. That’s a lot of subway foot longs 😅👌
    64
  1509. Don't you hate it when people beg for likes? Like Graham's video if you agree!
    64
  1510. I don’t want to add up my spending but can I still get a heart?
    64
  1511. Keep it up Graham been following your content a few years now. I've acquired my first couple properties since then and definitely have learned from your videos. Looking forward to see where you're at next 10 or 20 years 🙌
    64
  1512. Watching this review in 2020, and should say that sound quality is great 🔥🔥👍🏼
    64
  1513. “Bankrupt coffee” love you graham but i couldnt resist
    64
  1514. Graham: builds million dollar real estate empire Graham’s kids: its free real estate
    64
  1515. Liked and commented for the YouTube algorithm gods
    64
  1516. I smashed the like button and made a 100% ROÍ 😛
    64
  1517. I don't need credit cards, I bargain with sheep's and shekels
    63
  1518. Your Last Name Is My First Name
    63
  1519. Man.. easily getting 29% returns with real estate... I better buy more!
    63
  1520. I finally used Mint and put together my first budget because of you. I’ll be saving $400/mo!
    63
  1521. I'm a simple man. I see Graham. I hit like. 👍
    63
  1522. Graham you should make a video discussing HOA. Every property I've looked at, I would break even each month renting it out because HOA fees eat any profit margin there is to be had.
    63
  1523. Been a fan of Ben’s for a while, but hearing him speak is always inspiring. Starting with nothing to create a $250M empire (which almost corresponds to a week of avocado toast!!) is no small feat. And I’ll top it (and afford a month of avocado toast).
    63
  1524. Inspiring man, 17 years old trying to get a head start on life! Videos like these are what motivate me to start now, great content and very helpful for someone who is eager to learn! Thank you!
    63
  1525. Personally I think the 6th tip was the best. Good video.
    63
  1526. I’ve been preaching rent hacking for years. It’s an awesome way to keep costs down in expensive markets where it makes no sense to buy.
    63
  1527. I have tried every flavor, including the holiday edition. My favorite is .20 coffee, morning drip, and Hodl. I also got the limited edition crate. I enjoy the diamond ice molds. Shared with family and friends. We enjoy your product and I hope that you continue succeed.
    63
  1528. I wanna get rich to buy lots of niclas cage pillows :(
    63
  1529. I agree with almost 90 percent of how you live. However when it comes to food when I go out I eat good and get what I really want. However at the same time I eat alot at home and make 5-7 egg omlettes and oatmeal with a crazy amount of fruits which doesnt cost much. The biggest things to avoid is cars that you have to pay monthly payments on. Luckily my family is in the car business. This allows me to drive nice cars for weeks and months before selling. After 5 years Ive finally kept one car, an 06 Lexus es330 clean title. Bought for 3k gonna drive until end of 2019 or early 2020. Sell for 6300 and just upgrade to a 2013 es350 rebuilt titlefor 7k. I have one protip for all you guys. Find someone like me in your area that will allow you to use their acc to buy a totalled car for 500 plus buying price. Go to Copart and IAAI austion website. Find an accident totaled car. Things to avoid- Flooded cars mercedes and BMWS deployed airbags cars newer than current year -3 years. SO 2019-3 is 2016. This is a general rule but this will allow you to find pars at junkyards, ebay and aftermarket parts that cost half the price. In general you want to find cars that are damaged from the trunk. If damaged from the front try to find cars that arent too bad. AVOID FRAME DAMAGE. Toyota, honda, nissan, infinity have an extensive aftermarket parts market. I buy 2014 camry and accord bumpers for 40-80 dolars. Head lights for 100-120. Fender liners and fender for 30-40. As an example. 2013 lexus es350 with 65k miles is worth 18k+ PPV. Auction value is 14k. Salvage worth is 60-70% so for our estimates we will use 15k. 15k*.70=10,500 salvage value Hood, bumper, one headlight, lower control arm, grille=1200 in parts but in order to be conservative and get the best buy we will say for unforseen damage make it 2k. labor to fix-1500. tax and title 200-500. Idk about yalls state but where im from its 150 to make a salvage car rebuilt, 10500-500(title and registation)-2k(parts)-1500(labor)=6500 6500-250 towing fee-300 (auction fee)-300 (my fee)=5650. So if you can grab this car for 5k you would be sitting at 10k in in a 17K plus car and a 20k on payments. Lastly this Lexus is a bad example because there arent many aftermarket parts and labor is more exp. I could tech do this whole car within 8k with my resources. for other i recommend a toyota or honda 2012-2015. These same parts for lexus can be had for 450 dollars. Including less labor. This is a general rule and things are diff state to state.
    62
  1530. Graham we need to talk! I'm dying to show you the properties I bought because of you. 1 year ago I had none. I have 3 now
    62
  1531. I'm not sure the conclusion you raised is necessarily valid. It seems like you just found your passion by not going to college--and were lucky to find it so early. A lot aren't able to find their passion, whether its going to college or not. A lot of people don't go to college and sit on their behinds; you didn't. Making money isn't necessarily the end all for all people--as it appears it has been for you. However, I would probably gather that you found the process of selling real estate interesting and motivating for you, also. People can find their passion via various avenues. I think the takeaway is to follow your passion and take chances. Experience new things. The takeaway should not necessarily be--don't go to college. People say that Bill Gates didn't finish college; neither did Mark Zuckerberg or Steve Jobs---but Warren Buffet and Jeff Bezos did. The key to their success was their passion in what they were doing.
    62
  1532. But what credit score is needed for a J.P. Morgan Reserve Card? 🤑
    62
  1533. True, I make my living from internet marketing and have done so for a few years, yet I see this people online creating and selling courses basically from info they have pulled from YouTube videos. Share the value first, build a following and earn the respect of people before asking for their hard earned money.
    62
  1534. "If you can learn from your mistakes, then it was never really a failure to begin with"
    62
  1535. Perrrrrrrrrrfect!!! ANOTHER video for me to react to!!
    62
  1536. Great video! Maintenance is a reason why I’m not excited about buying a home. But I’m trying to get out of debt anyway...making great progress. Btw, finished your YouTube course! The monetization videos were golden! Thanks
    62
  1537. Even when Graham sells, he buys.
    62
  1538. pissed... dropped my avocado toast trying to smash the like button...
    62
  1539. Rip :( I am sorry kevin
    61
  1540. 15:47 "I believe the best insurance policy in the world is just...be careful what you say and don't be stupid" 🤣
    61
  1541. Your channel is blowing up. 100k daily views yeesh. Keep up the great work
    61
  1542. I heard if you smash that notification bell Graham will leave money under your pillow
    61
  1543. Saved all my money because I made 0$
    61
  1544. you’re the best dude, you couldn’t see this coming and non of us did and i’m glad that you addressed it this way
    61
  1545. It worked.
    61
  1546. Spongebob: "Patrick, I don't think this bubble can get much bigger!" Patrick: "Nonsense!"
    61
  1547. My sign up bonuses (x2= wife also got deal): Chase Sapphire Reserve 100k x2 Amex Platinum 100k x2 Amex Business Platinum 100k x2 Chase Ink Preferred 100k x2 Chase Sapphire Reserve 50k x2 Citi American Airlines Advantage 60k x2 Barclays Red 50k x2 Amex PRG 50k Amex Everyday Preferred 20k Hyatt 2 free nights offer x2 Paid for 100% of: Honeymoon - 10 nights all-inclusive Cancun 1st anniversary trip - Amalfi Coast 7 nights 7 nights in Maui 7 nights in Buenos Aires Currently booking: Hyatt Papagayo Costa Rica I 😍 credit cards haha
    61
  1548. Gotta really appreciate all the free knowledge you are giving us man, i'm far from buying real estate but i know once i begin it will definitely be because of your advice 😁 got the credit built up now just working on the money 💪🏼
    61
  1549. Affiliate marketing #1 😎 Yup
    61
  1550. I was just looking into both options and somehow graham makes a video about it perfect timing proud to be part of Graham’s community
    60
  1551. Even if you put out a flex video, I’d still watch it and smash the like button
    60
  1552. LIKED BEFORE WATCHING
    60
  1553. Graham! By far, my most favorite video you have made. The story telling and intro was spot on. Alex, awesome editing on this one!
    60
  1554. This is a really good video Graham. !! Cheers to many more successes.
    60
  1555. Fire to me is not about not working, but not to become dependent on others and owning a put against anyone that get to bother me enough ( like a stupid boss )
    60
  1556. Notifications came a bit late But i didn’t
    60
  1557. I need a how to get rich in your mid 30s next please 😂
    60
  1558. Your Dad’s reactions could be an entire new series on here lol awesome man
    59
  1559. 💸🙌🏼 smashed like
    59
  1560. Graham’s content is on another level these days 😂
    59
  1561. “What is an asset? Google it” lol I subscribed right there
    59
  1562. When I first saw your videos I thought it was going to be the typical garbage that people put out. Honestly, I can say that you keep things very straightforward, simple and have a good financial mind. i have never disagreed with anything you have said. People think investing is complicated, and it really isn't. It is funny because people tend to blow off the simple straightforward advice, because they think it can't be that simple. Look at what Warren Buffet and Bogle always say; or read the Intelligent Investor. There are people that want you to think that it is more complicated then it is, because they either want your business, or don't want more competition.
    59
  1563. Time in the market over timing the market :D
    59
  1564. Oh my god- my 2 favorite investment youtubers collabed😍😍
    59
  1565. Keep it up Graham, great work!
    59
  1566. Yes! Freezing your credit is so much better than credit monitoring. Most people don't understand that credit monitoring doesn't stop identity theft or hackers, it only alerts you when it happens. Monitors might help you get your credit back but wouldn't it be better to just stop the hackers first?? Plus, that monthly credit monitoring gets expensive at $20 a month. Even if the credit bureaus go back on their promise to free freezing. Freeze your credit for $10 each report and it keeps hackers completely from accessing your report (also stops those annoying pre-approved credit letters in the mail). Even if you have to unfreeze to get a loan, refreeze and it's still cheaper than monitoring!
    59
  1567. Yo Graham! I haven't watched your videos in a while, but I'm back! You're one of the reasons why I actually decided to ditch some of my own philosophies, and get a credit card to start building some credit history so I can leverage my money in the future. I won't go into the details, but my life has changed dramatically over the last year and you have definitely been a part of the contributing factors. I'm 19, and I'm currently getting into inside sales at a real estate agency. I love your authenticity, and I thank you for continually adding value to me in my journey!
    58
  1568. Many don’t know but you predicted “stagflation” at the beginning of the pandemic, and unlike other YouTubers you don’t even brag about it. Class act !
    58
  1569. Mikey, lets get a close up!
    58
  1570. Also it’s called the “accelerator” not the gas, there is no gas in the car. 😂
    58
  1571. Dollar shave club, dude Excellent! I guess avocado toast companies didn’t return your emails.
    58
  1572. Some of the gems you drop are so mind bobbling I gotta rewind and pick apart your brain sometimes man. Keep up the great work!
    58
  1573. The sad truth is that most people are not responsible (like you said) and this is the reason most Americans are in DEBT up to their eyeballs !! 😱(Darn Immediate Gratification lol) I think it's super important to know the rules of the money game, that includes the credit cards and the credit score. Thanks for the different perspective, I think it's important to know!!
    58
  1574. You guys ever think about producing your own actual show? I know you'd have at least one viewer here :)
    58
  1575. Time, youth and patience are the most important currencies of life.
    58
  1576. Graham is so smart and handsome
    58
  1577. Time for my Aston!
    58
  1578. Double watching for the algorithm 💪🏼
    58
  1579. I really enjoyed making this video with you Graham. If I can help even one person with this video, that’s the goal. I measure my success now in number & quality of problems I can help people solve as well as number of people's lives I can impact. I feel like it's my calling to help others and I have all that I need now. #FREECONTENT #EDUCATIONISPOWER YOUR NETWORK IS YOUR NET WORTH.
    58
  1580. This is one of the more interesting topics I’ve seen on the main channel in awhile big thumbs up with a smashed like button!
    58
  1581. One more thing is that usually the money you use for investment has already Ben taxed.
    58
  1582. "I used the stones to destroy the stones"
    57
  1583. I just ruined that like button by smashing it so many times.
    57
  1584. Meme coins that are basically derivatives of other Meme coins… welcome to 2021! 😂
    57
  1585. Not posting an April fools video was the new April fools joke you got me. 😅
    57
  1586. Does Graham love me as much as I love Graham?
    57
  1587. This reminded me of what mr wonderful said in your video “worrying about taxes is a good thing because it means you’re making money”
    57
  1588. Hey Graham I just wanted to say thank you ! I'm 19 and I'm finally in the excellent FICO score range at 761 thanks to your advice and I'm planning on buying rental property in July at the latest while still in college.
    57
  1589. Budget advice on the iced latte thing as a current Starbucks Shift supervisor soon to be realtor btw (recently passed my RE agent exam!) order a quad iced esspresso in a venti cup and ask for a splash of cream then you can add additional cream from the public use one or just bring a small thermos of milk with you to top it off you’d be getting and extra shot of espresso and saving money it’s a win win :) also thanks gram you inspired me to pursue RE btw lol
    57
  1590. Posted at Elon’s favorite time 😏 (4:20)
    57
  1591. I didn't click the notification bell... I SMASHED IT
    57
  1592. His $8k regret is that he didn’t do it sooner.
    57
  1593. Secretly owned by Jeremy from Financial Education 😂😂
    57
  1594. Definitely a mistake 😉
    57
  1595. where can i buy graham stephan stock?
    57
  1596. Once I got my ego out of the way … And took off my hater glasses (because I’ve been busting my ass for so many years getting nowhere), I was really grateful for this video
    57
  1597. It happened to me to. I sued the guy who did that tho. Because it was under the wrong pretext. He told me that he wanted a business but what he really wanted was just the land. Then he would give me nothing and take it. So I sued him and won $45,000 and he got nothing instead. Because none of the business owners would sell the land the business was sitting upon. And he agreed he would pay me the down payment for the business but never did.
    57
  1598. I remember when he was at about 20K subs
    57
  1599. Replacing your cards: $25 Refilling your propane: $50 Watching you destroy your cards on youtube: priceless! There are some things money can't buy, and this level of entertainment is one of them!
    56
  1600. 4:50 I love that part of every video lol
    56
  1601.  @stefamily  Youre right stefamily.... Rip :(
    56
  1602. I'm saving 40% of my income and I'm 38 year old single parent. Thanks to Graham I have kicked my savings into gear.
    56
  1603. Great job on the 1 take, you got the like ;)
    56
  1604. FIRST! Easy! SECRET EXPOSED!!! Find a day Graham’s going to post at a weird time. Cheat and find out what that time is. Stand next to the Wi-Fi router and be ready. That easy.
    56
  1605. 3 hours into staring into a white wall. Nothing has happened.
    56
  1606. I smashed like for the towel lights
    56
  1607. It's been so depressing to see what's been happening to Santa Monica. I've spent my whole life here, and to have this nature of accepting the danger from the homeless and the slow takeover of both commercial and residential land by soulless developers has been killing this town from the inside out. As someone who graduated from Santa Monica High School, the promenade used to be the absolute best place for anything. Now it's just a shell of what it was. Hopefully things will change soon.
    56
  1608. I really enjoyed this video. Its like an unscripted bootleg HGTV show
    56
  1609. Great video. Definitely appreciate the deep dive on a specific, relevant topic over the standard news coverage.
    56
  1610. Everyone in the comments be like "Dave Ramsey, Blah, Blah."
    56
  1611. Making daily videos is a lot harder than most people realize. Huge dedication here!
    56
  1612. The real estate price differences between Venice, CA and Arkansas is absolutely insane
    56
  1613. Do you ever like think to yourself, that Graham is the best youtuber alive?
    56
  1614. Next intro should be James Bond style: “What’s up guys, the name is Stephan, Graham Stephan. I’ll have an iced coffee. Shaken, not stirred.” Let's make it happen people!
    56
  1615. Good video Graham. Subscribed. I just got my license 2 weeks ago.
    56
  1616. 1:24 PROPER GRAHAMMAR********
    56
  1617. Everyone make sure to SMASH THAT LIKE BUTTON
    56
  1618. pls more content of your dads reactions
    56
  1619. Watched it all the way through, great video!
    56
  1620. Smash the like button if you also drink 20 cent coffee like Graham 😂👍
    56
  1621. Thumbs up! I like how you also talked about the cons, such as the lower liquidity, the likelihood of not being able to sell short term, etc.
    56
  1622. I've been binge watching your videos for the last 3 days. I'm a single mother making under 30k watching your videos are so motivating. I want personal/financial freedom so I'm working on buying my first duplex before my 25th birthday in April. I've been taking notes on your videos and doing my research. I'm a little scared but I've been told if your dreams don't scare you they're not big enough! Wish me luck on this journey :) & keep the videos coming!
    56
  1623. Johnny has 18 apples Johnny has $27 Johnny has $135 in potential real estate
    56
  1624. Johnny has nothing because he didn’t subscribe to graham Stephan
    56
  1625. From the very start it was my parents. They are the first generation immigrants, my dad working two job, saving everything he made. It taught me save and work hard for my money. But to answer your question I just saved everything I made. I got married young so my wife's income and support helps too. But we lived cheap. We rented as cheap as we could, bought food as cheap as we could, i mean we were cheap! If we wanted something we would always try to buy it on craigslist or offer up and being the shark that I am I always tried to negotiate. I would most times get some thing half off. As much as it sucks it all paid off. I always try to spoil my wife a little because she didn't grow up like my parents but she knows how bad I want to be a millionaire so she is supporting me. I mean it all boils down on how much you WANT it. Make a budget and stick to it. Try to have your expenses as low as possible and save the extra money. Sell your car and buy a 1k beater. I will make a video on how I use credit cards to my advantage. but to simplify it really quick I used credit cards to pay for all my personal expenses food, lights, gas (THINGS I WOULD HAVE SPENT ANYWAY TO SURVIVE (NOT THINGS I DIDNT NEED) that allowed me to save and invest all that money after paying the rent. once the interest promo was up I got another credit card and did a balance transfer which saved me alot of money on interest. Live below your means. Buy the bare minimum to SURVIVE. and DONT buy things that make you feel good. You'll get to do that once your a millionaire. It takes time trust me.
    56
  1626. The net worth dropped probably because there's not enough people that have SMASHED THAT LIKE BUTTON Edit: Very original joke, thank you everyone for noticing :) now don't forget to smash that like button else you'll have bad luck :0
    56
  1627. I still remember that time she said she wanted red heels So you said "Just paint your black ones red"
    55
  1628. This is also one of the most heated debates in the Financial Independence/Early Retirement community: What are the future expected returns on stocks (S&P 500) One camp will base all assumptions on the historical average from 1900-2018 and say that they would expect to see a 9.7% average annual return from stocks (with dividends reinvested, not inflation adjusted). The other camp points out that there are periods of exceptionally high returns (1990s) and exceptionally low returns (2000s) and that the assumption you should use should reflect the relative valuation of the market. Jack Bogle, founder of Vanguard, has repeatedly said that he expects long term stock returns to be lower today than the 9.7% historical average.
    55
  1629. I think also because bitcoin gradually gets harder and harder to mine, with the price this low, that has made mining not really profitable, Genesis Mining for example has stopped its mining contacts, Crypto Jedi has a video in that, quite interesting. I think that has cause more and more people to get out of crypto. Personally I think crypto is worthless, sure the tech might be useful, but it isn’t anywhere near as exciting as people say. These coins aren’t companies, with operations that generate cash flow, they aren’t an investment vehicle in my opinion, except for perhaps a small allocation of a portfolio, maybe 5%. In addition every new “coin” that comes on the market, devalues the others. I turn down like 1 proposal for an ad for an ICO for some new coin every week. Eventually they will all destroy each other. Come at me trolls!
    55
  1630. The earphone got me. Im quitting tomorrow.
    55
  1631. Not entirely sold on the whole vertical video idea, still downloaded the app and will post on IGTV!
    55
  1632. WE ALL SHOULD STRIVE TO BE HONEY-BADGERS JUST LIKE SARAH
    55
  1633. It depends on your ambitions. Someone is happy with 10 $ in the pocket, and someone wouldn't be happy with a Zillion of $. I think this comment deserves a heart.
    55
  1634. Before I watch the video, congrats on Forbes 🚀
    55
  1635. Thank you for getting this video up as quickly as you did. Appreciate the work you do!
    55
  1636. This is why I leave the videos on even if I’m not 100% watching it haha
    55
  1637. Graham, I love when you talk about credit cards, thanks for this information, didn’t know you can Freeze your account so easily.
    55
  1638. By far my favorite Youtuber 😁😁
    54
  1639. Did you see my last comment that went viral because I said avocado toast...
    54
  1640. In summary, math. •What’s your tax bracket. •What you plan on doing with the reserve dictates the value that can be gained or lost.
    54
  1641. Girlfriend told me to sell amc in case it goes down, so I bought more.
    54
  1642. Graham said, "I got a starbucks" not I bought a starbucks. He may have done some dumpster diving himself at the local Starbucks.
    54
  1643. Loved the shout out to AskSebby and TheCreditShifu, I've been watching their videos for over a year when I was recommended to you a few months back. As a testament to the credit card churning game, my wife and I went on a honeymoon last year to Spain. Cost without points would have been $16795.70, instead I used ~252k points and paid only $1698.22 out of pocket. That's a rough average point value of $0.06! This included round trip flights from Denver to Spain, flight from Mallorca to Barcelona, rental car at both locations, and 11 hotel nights!
    54
  1644. Guess it should be disclaimed this video's specifics are arguably USA-only. You didn't mention it, but an increasing number of employers who offer the traditional (pretax) 401k route also have begun offering the Roth (post-tax) 401k option. Obviously comes down to what your future needs are (namely waiting to "retirement" age), but the obvious advantage to the Roth401k is you do a lot of your post-tax income as a payroll deduction and then end of year I decide what amounts to contribute to my Traditional (pretax) and Roth (after-tax) IRAs.. Health Savings Accounts (HSAs) if your healthcare plan permits it is another route, where your contributions lower your pretax income and allow you to pay medical expenses with pretax income. Not that many folks reading youtube comments will give all this stuff much consideration, but hopefully they'll at least stop by sites like Vanguard/etc explaining these concepts.
    54
  1645. I had to actually go back and write another comment after I finished watching this video because all the information is absolutely excellent
    54
  1646. Buy high, sell higher!
    54
  1647. But I'll never regret SMASHING THAT LIKE BUTTON FOR THE YOUTUBE ALGORITHM!
    54
  1648. One of the best videos I've ever watched.
    54
  1649. He has several properties and some are worth millions
    54
  1650. Close to FIRST!
    53
  1651. 1:08 The market will drop if you don't SMASH THAT LIKE BUTTON
    53
  1652. FIRST
    53
  1653. My economics teacher spent the last 6 weeks of school talking about this happening. Self employment is the way to go!
    53
  1654. Smashed that like button ! Great info and very true !
    53
  1655. You right Graham, I smashed that like button. It was inevitable.
    53
  1656. Graham, I just want to say as a subscriber that's been here since you had only 20k subs. You have kept the same genuine and straight to the point approach to your videos and I can tell you truly like educating people on the topics you talk about. Thanks for everything. And yes, I smashed that like button.
    53
  1657. Thanks for always keeping us up to date on this crazy roller coaster ride of a market we live in Graham!
    53
  1658. Hey if you are reading this. Man smash that like button he deserves this.
    53
  1659. The Stockmarket went down because I bought.
    53
  1660. The YouTube route is obviously the #1 choice for any and all investment opportunities
    52
  1661. It's almost 20k. Good call I didn't want to double my money either.
    52
  1662.  @TheGrahamStephanShow  Youre right graham stephan show ;( rip
    52
  1663. Congrats on the launch of your merch store!
    52
  1664. Graham Stephan We all love you dearly. You fan base will follow you for decades.
    52
  1665. Next: How I turned 1¢ into $1 trillion
    52
  1666. BULL RUN INCOMING!
    52
  1667. Spend less, save more, eat at home, ask yourself if what you want is a want or a need. If it’s not a need, put your wallet back into your pocket. That is how I was able to retire at 57. Wife and I lived way below our means for decades while always maxing out our 401K.
    52
  1668. Another famous youtuber would call this a wedge deal ;)
    52
  1669. “Whats Up Gram its guys here” lol. Gram your still my guy!
    52
  1670. I stopped filming my YouTube vid to come here and drop a comment and smash like, that deserves a heart ;)
    52
  1671. The new worth dropped because they don't watch your videos and smash the like button :)
    52
  1672. Agreed - use the money to learn, or apply to your business - and don't expect it to turn into millions overnight! That will only come through hard work.
    52
  1673. I quit too. Three months strong. Way more energy, no headaches, way more motivation, happier.
    51
  1674. Last time I was this early my life.... was normal.
    51
  1675. WHATS UP YOU GUYS ITS GRAHAM HERE! I say it every time i see you vids in the opening! Great stuff Graham! 😎
    51
  1676. This story is bringing back flashbacks of one of the reasons why I left real estate for IB. I once had a client (age ~55) have me shop around with him for a full year looking at big ticket $20M+ homes. Except each time he brought this girl who seemed to be under 18 along. I thought nothing of it at the time (would’ve been rude to ask her age) and I just wanted to make a sale. They were really weird though, and would make out and brush up on each other in front of me. He kept saying he ran x company and had x amount to put down, etc. Refused to get a pre-approval letter, and other red flags. Eventually I figured out he’s just playing himself up to be a huge baller to impress this girl. Lmao. Anyways great vid graham. Loving the weekly uploads!
    51
  1677. I’m a senior in high school considering real estate. I might start real estate school in January
    51
  1678. How tf did Kevin get here 19 hours early
    51
  1679. Having patience is key, but often times so over looked. Warren Buffett was only worth $372 million by age 52. That means over 99%+ of his current wealth was earned after the age of 50. Think about that, more than half your life working and almost all your wealth comes from the second half. Graham, I don't know how much you are worth now, but I guarantee that you will hit $100 million one day.
    51
  1680. I love the "I've had a lot of coffee before recording this video"
    51
  1681. You are spot on been doing this since I was 18 and it works
    51
  1682. It's for all the visitors after they are told how much the place cost
    51
  1683. I MADE IT ON GRAHAM'S VIDEO FOR 0.5 SECONDS!! @13:51 Lifetime achievement unlocked :) But for real, yeah the type of successful content on TikTok is much different than YouTube. Everything is either a dumbed down version of what it actually takes to be successful (otherwise no one would relate), a "follow me" disguised as a video, or an instant jump to showing success. I try to create value in my videos, but the ones that are guaranteed to blow up show money and cars. YouTube has FAR greater quality of content because it actually takes 5-10 hours to make a single video. TikTok videos can literally take 1 minute to make, and that is being generous. Still though, I've had hundreds of people DM me saying that they are inspired by my videos, and it makes the whole thing worth it. And it's a good funnel to bring people to IG/YouTube!
    51
  1684. Next One: "here Graham its guys up whats" 😂
    51
  1685. I'll be back to this video when he's 45! We'll see what he's worth then.
    50
  1686. The best thing I got from this video is seeing those posters on your wall! #MickeyMouseMoney
    50
  1687. I’m currently 21 and just invested $2000 into my ROTH IRA. Hope to be investing 3k each month into investment accounts from this point forward and am very glad to have seen your content! Keep it up!
    50
  1688. that man graham hes a good man im glad i found graham im learning a 1 2 here and there from graham
    50
  1689. I love how unbiased you remain when talking about issues like this, Graham. I dropped a like!
    50
  1690. I love Graham, but I have made tens of thousands door knocking in just my first year in real estate and Im only getting better. Honestly most people try it but they aren't skilled at it. Theres a lot that goes into it to be "natural" and to get an appointment at the door. I've had people invite me in their house just last week to watch the rest of the England World Cup game and talk business. 2.3 million dollar house, and now I have a listing presentation this week for it. Door knocking sucks at the beginning sure, and the odd time you get negative experiences, but the people I talk to are 98% nice to me in all honesty. It's not a game for everyone though, so Graham may have been that person, and frankly its not pleasant at the start. Nearly every time I go out I have to get pumped up and embrace the rejection. Its part of the game. But I can make a video on this and go thru the list of positives about door knocking in real estate and how it worked for me. I'm only getting better with time and experience, which lead me to strongly believe this is one of the most lucrative (and free) means of prospecting. As long as you bring value and make that person's day a bit better - door knocking is the way to go. I will quit eventually, but in the beginning to gain your communication chops, understand and adapt to different people, learn about yourself, and become a pro - this is the best way to do that. I promise you, I wouldn't write all this down for nothing because Im extremely hungry right now and need to get off this computer.
    50
  1691. This was a great video! Humans are social creatures by nature and the honest truth of the matter is that success is a lonely road. You are chasing a target that either nobody can see or think that is impossible to reach. So while you are striving for higher and higher aspirations you have to leave a lot of old people behind. Fortunately when you get to that mountaintop you realize that there ARE other people just like you and some of those people will even encourage you to go even higher then the mountaintop (it’s a whole universe out there to explore lol.) It’s just about staying encouraged and focused along the way despite the difficulties
    50
  1692. 0:25 "It has nothing to do with the amount of books you read" Tai Lopez has left the chat 😂
    50
  1693. Great video as always, Graham. Just wanted to mention a distinction that’s important for Robinhood customers to understand - SIPC insurance is designed ONLY to help consumers get their securities back into their own names in the event of a broker dealer collapsing. It does NOT protect you from market loss on those securities. For ease of management, broker dealers put securities in what’s called “street name” while they’re the custodian. That means that the broker dealer actually becomes the one listed on the stock certificate, with the customer being listed only as a beneficial owner. So if a BD goes belly up, this can present problems for customers trying to get their assets back into their name - this is when SIPC insurance would kick in (to help pay for the costs of transferring those assets). But again, if the underlying assets had also lost value due to a simultaneous stock market decline, SIPC would be handing you back securities that went down in value, so it’s not like you get all your money back. Granted - I understand the Robinhood money is being invested in treasuries, so this scenario is highly unlikely, but I still wanted to put that out there in case anybody is interested. Sorry for the essay just wanted to make sure I was clear.
    50
  1694. Here for #FATMANG
    50
  1695. Misread the title. Thought Uber was getting into beer
    50
  1696. The biggest threat to investing... not SMASHING the like button!
    50
  1697. Got my Discover it Secured a year ago and just got my Freedom Unlimited recently. Thanks for the great advice Graham. 🙏🏾
    50
  1698. Thank you for not harming a real 100$ bill 🥲
    50
  1699. Did you see a spike in affiliate sales or your course ?
    50
  1700. $27... Johnny has $27
    50
  1701. I LOVE THIS VIDEO!!! Strong negotiations skills there Graham! Well played sir
    50
  1702. Happy 2019 Graham Stephan community!
    49
  1703. So we are back to smashing lol
    49
  1704. 0:20 "This is an app that allows vertically oriented videos..." I don't know why, but I just got up, left the room, went into the bathroom and stared into the mirror after hearing that.
    49
  1705. You've provided hundreds of hours of free great content since you started your channel. Why would anyone accuse you of "selling out" now that you put together a course? It's not as if you'd stopped continuing to provide that great free content. It's not as if you're forcing anyone to buy the course. If people are interested in becoming a real estate agent they'll buy the course and if they're not, they won't. Shouldn't stop them from still supporting your channel. Congratulations on your course +Graham. #LivingThatPassiveIncomeStreamLife
    49
  1706. What we really need is an Avocado Toast vs Bitconnect video
    49
  1707. Yooo, havent posted in awhile but I want to give my testimony since watching your videos on credit. I went from a 640 to a 740 credit score in the last 2 months. Thanks Graham
    49
  1708. Call up when you miss a payment and get a late fee. They usually waive these if you are kind and/or have some plausible deniability. 2 minutes to save a late fee is usually worth it.
    49
  1709. [insert Avocado Toast Joke] Let the likes roll in
    49
  1710. Wow so sick!!! Congrats!
    49
  1711. If I had a dollar for every time Graham said to invest consistently long term I'd have enough money to smash the like button for the YouTube algorithm
    49
  1712. AVOCADO TOAST MERCH! I never thought this day would come!
    49
  1713. Hey guys i think my robinhood app is broken! All my stocks are red and my portfolio value keeps going down thats not supposed to happen!
    49
  1714. Invest for cash flows my suggestion for those concerned about potential real estate corrections. 100% agree on SMASHING that LIKE BUTTON! 😉
    49
  1715. Is there some kind of crypto MLM/pyramid scheme going on? What’s up with all these bot-like “invest in crypto” comments?
    49
  1716. How much wood would a woodchuck chuck if a woodchuck had to spend $250,000 on wood?
    49
  1717. if only renter's knew what landlord go through they think he's got properties he must be rich
    49
  1718. Congrats graham! Thank you for sharing this part of your life with us.
    49
  1719. Just feel like sharing; I'm sitting my car I'm about to sleep in, here in Colorado, it's my 24th birthday, I just bought $1.50 can of chili to celebrate by myself (break from ramen)... also just left my Real Estate class and watched this video... I've never wanted to work harder at something before in my life. I need this low point to fuel my success in the Real estate business.
    48
  1720. More innovative ideas like this graham! I like this one and the lottery one, not always just the news
    48
  1721. Watching in the hopes of good news.
    48
  1722. Yo Graham, I remember you back from the high school days, 2008! Love what you’re doing for yourself and others here on YouTube. Props to you. I’ve been working in motorsports for over a decade now and would love to get you out to a track day after all this craziness settles down.
    48
  1723. I love this guy I have yet to find someone else who gives better advice
    48
  1724. Invest in 🥑🍞
    48
  1725. I have this much, at least, and don't feel rich. The goals change from survival to a "comfortable life"... $2m barely gets you a junky house in a decent school district in the Bay Area, but it'll bankrupt you doing that.
    48
  1726. Looking forward to hanging today! Wooooooot!
    48
  1727. I just finished a book a couple months ago where they talk about giving life coaching classes for free to her best friends but they didn't take it seriously because they had nothing invested into it, but after charging them the normal price they actually improved because there was a sense of risk and value involved.
    48
  1728. Who else hits the like button before the video even starts?.. cuz we know it's Graham n the video will be helpful.
    48
  1729. "Help, I fallen and I can't get up." - The 2022 Stock Market
    48
  1730. Everything Graham laid out in this video is all a beginner needs to know about real estate investing. Just come up with the down payment and your set!
    48
  1731. 7:10 "I don't like having guests near me." Same, Jason. Same.
    48
  1732. First😧. I didn't think there was going to be a vid today😂
    48
  1733. loll love the ending
    47
  1734. Graham just that you know, when you post, I stop everything im doing and watch your video
    47
  1735. Look at that fresh haircut!
    47
  1736. I unsubscribed just so I could relive the orgasmic thrill of subscribing to you again.
    47
  1737. congrats Graham, almost finished my real estate license certification because of you ❤️
    47
  1738. just checked grahams closet guys the moneys not there :(
    47
  1739. this was one of the most wholesome, informative and entertaining videos I’ve ever watched. Two SUPER powers!!! Excellent and down to earth conversation. Thank you so much for doing this and for everything you do!!!!
    47
  1740. Are you an egg Graham? Because you're yolked
    47
  1741. Very interesting and honest breakdown of selling information online. AND YET, it's still free for us! So always leave a comment, and always smash that like button!
    47
  1742. Please do more of the Zillow housing emporium that was some great stuff
    47
  1743. Graham i just wanted to say a massive thank you to you for investing into people like me and helping give us the tools to create wealth. Even though we never met i consider you an awesome mentor and am currently 19 y/o saving to get enough money to invest with. I live in the UK and would like to move over to the US in my mid 20s. My question was should i solely focus on saving money for as long as possible until i can afford the down payment and renovations on a property or are there other investments which i should looking at making along the way. Also what would be a strong saving goal to use as capital to invest in a property? Either in dollars or Pounds since i will eventually move to the US.
    47
  1744. I am actually buying my first real estate property for investment purposes and you have helped out a lot. So I subscribed and turned on post notifications! Keep killin' em my man!
    47
  1745. Don't FOMO. Don't FUD. Do HODL. Profit.
    47
  1746. Just so you know, the video of you filming your first video is the reason that made me want to do youtube. You say you didn't have the balls or charisma to do years ago, but now you're doing it every day. The same self-doubt but reassured growth is what pushed me to get out of my comfort zone. So thank you, Graham
    47
  1747. Wow, Graham is keeping it real. Refreshing to have this perspective than some guru selling us their course.
    47
  1748. Why do they call it a perfect storm? Can there be an imperfect storm?
    47
  1749. Graham Stephan They're all very similar imo, if you give my 45 seconds
    47
  1750. I stopped Andrei's video to watch yours, that deserves a heart! 😂
    47
  1751. I think you should make course on Real Estate Investing. That’s probably the only course that I would buy, since Real Estate is pretty hard to research and has so many “loopholes”, how to save on taxes, etc. In my opinion, It would make sense if the price of the course is around 1k. Or you could make two different courses: One about investing, how to find a property, buying the property, negociating, etc. And another one on tricks and “loopholes”. Hope that made sense haha
    46
  1752. You're clueless when it comes to crypto
    46
  1753. Thank you for the neutral and informative standpoint you came at this from.
    46
  1754. In this case, going to college is a good choice if you make connections in the college of business. you can meet investors gain experience and contacts. No joke, you can meet very cool investors and make extremely good connections.
    46
  1755. I like these new type of edits you add to the video and the flow.
    46
  1756. Get it while it’s free guys This is gold coming out of his mouth
    46
  1757. I watched Ray's video yesterday and it was really good. All makes sense.
    46
  1758. The even-handedness in pros and cons of both sides was great. Deserves the bell.
    46
  1759. Smashed the like button so hard it cried. I had to give it some avocado toast for consolation
    46
  1760. I'm glad we don't know her name. It shows Graham respects her privacy online. (Still, we like her and would like to see more of her.)
    46
  1761. I just got word that GRANT CARDONE did it from his 5000 room apartment complex he just bought. ☺
    46
  1762. Do the avocado toast jokes still get you top comment?
    46
  1763. This takes affordable housing to a new level dude huge waiting list but I would definitely get one in the future it will probably take years on the list
    46
  1764. I think this is the reason why so many people like you, the modesty and how relatable you are, if you always flashed ferraris, gucci socks, and mansions I wouldn't be subscribed to you and wouldn't smash the like button.
    46
  1765. congrats man, can i get a heart 😁
    46
  1766. Does graham give ❤️?
    46
  1767. How often does Tesla change the oil in that thing?
    46
  1768. Love these headline breakdowns. It can be hard to know what is actually a real danger or not with every media channel trying to get attention now. Thanks for putting this together!
    46
  1769. Can't wait for Model 3 videos !!
    46
  1770. There actually is a whole lot to be learned from this experience if you read between the lines. I mean, off course, the general principle is on the right place as well but however, what really gets me from this experience is that Graham still went out there, made an offer despite all of what he actually went through even before the deal. So, for me the message of this whole this is (almost like Nike) JUST GO FOR IT.
    46
  1771. Oh yeah yeah
    46
  1772. Me thinking of a cool comment so Graham can like and pin this comment.
    46
  1773. Heres my penny to you with my view. ;)
    46
  1774. I live in the smaller circle at 9:33 and he is spot on about investing there. By 2030 it will be what Silver Lake has become now (2018)
    46
  1775. Your analysis that pops up makes it so much easier to understand your point. I love how simple your style is
    46
  1776. I clean windows and yes I make $350-$700 a day. After watching this video, this is my life and I love it😊
    46
  1777. On behalf of the realtors, HUSHHH!
    45
  1778. I was in my room watching this on my computer and I know for a fact you guys just flipped my “taking action switch”! I am 21 year old brand new realtor in San Diego and I am gonna make it my goal to reach success and financial independence. One day I will be on a youtube video with you talking to the rest of the people who are taking longer to take action and hopefully, just like you guys inspired me to make a change, we can inspire someone else to do the same!
    45
  1779. You got this easy!
    45
  1780. Glad you haven't moved away from the Bitconnect meme 😂
    45
  1781. its amazing how you find the time to upload all this awesome videos so frequent 🖒🖒🖒
    45
  1782. Oh my god... it happened
    45
  1783. Thanks for getting the video out so fast! Like button has been smashed!
    45
  1784. My first thought was semi-annual home inspections are mandatory.
    45
  1785. Always great getting your perspective - I've had a similar shift/evolution in mind set on monetization.
    45
  1786. graham loves to promote that like button
    45
  1787. Well to be perfectly honest... In my humble opinion, of course without offending anyone who thinks differently from my point of view, but also looking into this matter in a different perspective and without condemning ones views and by trying to make it objectified, and by considering each and every one's valid opinion, I honestly believe that you should smash that like button.
    45
  1788. Bring back the bit connect memes!
    45
  1789. I turned 18 in October started off with secured $1000, And now last week got approved for $2500 and $5000 for my small business 👌👌
    45
  1790. Hey Graham, Awesome video to end an awesome first year of an awesome channel! I am a 24 year old Real Estate Investor/Agent in St. Louis, MO (Coldwell Banker!). I come from a farming/working class background, am the largest square baler (13,500 bales) in my home county back up in Western Michigan, pursued a double major in History and Accounting in undergrad, passed the CPA exam, am currently working on 2 masters degrees, and also own 6 rental properties myself. Price-points are lower in the Midwest than they are in SoCal but I am on track to become a millionaire by age 26 or 27. Your video series has been a huge encouragement to me, it has inspired me to start my own YouTube channel to share my journey and my perspective on investing, finances, real estate, farming, and life (first video will roll out within a week!). I am super blessed to know there are others out there that are entrepreneurial, hard-working and passionate about the same things I am. I have watched almost all of your videos and have been subscribing regularly since September. Your presence has motivated me towards greater investing goals and agent development! Thanks so much for offering a great first year of content and story-sharing and I look forward to where you will go in 2018!!! May your free mentoring/coaching go to one of your other young subscribers who would benefit from it the most! Sincerely, Ryan L. Richert
    45
  1791. I just wanted to say thanks. I’m on step four of this program while in school. You pushed me to actually act on getting my real estate license. Now I got cash in my pocket and i love doing. Love the channel!!!!! Start streaming fortnite ;)
    45
  1792. Man we are taxed more than we realize. That is why deductions are so important, eg family vacations that include one day of business such as checking out an area you may invest in one day, so the whole thing becomes a “business trip.”
    45
  1793. The last section is 100% the most important part to me. Mainly the part about not wanting to do something but then after you go do it you almost never regret it and are happy about involving yourself. Not only does it expand your chances of very positive things to happen but it also makes you feel happy on the inside afterwords.
    45
  1794. If I can hit the like button so can you!
    45
  1795. In my opinion a Murcielago SV would be the one to hold onto. So rare with a production of less than 200. Literally only about a handful of which were 6-speed.
    45
  1796. I NEED MOAR STIMULUS!
    45
  1797. Great video- The 80/20 Pareto Rule 🙏 applies to everything in life.
    45
  1798. Graham because you have high quality content and always being honest delivering with a none bias view you deserve all the pennys worth from youtube! Keep doing what you're doing !
    45
  1799. I'm no golddigger but you can buy me a tim hortons, I live in Vancouver hahaha u cute tho
    45
  1800. Thanks to your other video I just finished applying for my first student credit card and got approved for $1000 limit Thank you Graham! Let's get this real estate money :)
    45
  1801. Here in my garage, just bought this uh, new weed growing operation here. Fun to sell weed for a living.
    45
  1802. "The one that got away" ---> I pictured a house with 2 legs running away from Graham. "No Mr. House, don't leave"
    44
  1803. He bought the jacket ladies and gents
    44
  1804. I had to pause Meet Kevin when I saw your notification pop up.
    44
  1805. Got my Avocado toast shirt yesterday can't wait for it to be washed and wear it for the memes
    44
  1806. Quality content. A lot of thought and prep went into that, I imagine. Genius at work.
    44
  1807. For the small price of $300, you can upgrade to the Apple credit card XS Max.
    44
  1808. I'm really disappointed in this list, how could you forget to add, "Watching Grahams channel is the secret to becoming successful in your 20's?"
    44
  1809. Excellent advice! It took me just over 10 years to accomplish ($1500 to $1M). It can work for anyone, but it’s not easy. 🌟
    44
  1810. Thank you for your shout out. I appreciate it.
    44
  1811. But can I buy bitconnect in my Roth IRA?
    44
  1812. Graham, I love your videos! Been watching for years now and I can say definitively you've added value to my life.
    44
  1813. Started investing because of you and Andre. Now I can’t stop investing because of you and Andre, dammit! 😂
    44
  1814. GET THE 5K LIKES! Definitely would like to see this... You're the man Graham!
    44
  1815. Living in LA you see them every where i been to two of those meetings and graham is totally right
    44
  1816. I spend way too much time looking at houses on Zillow that I can’t afford. Absolute time suck but I love it
    44
  1817. Update from a Danish citizen: In Denmark most banks now charge negative interest rates of 0,5% on deposits above 50,000 DKK - around 8,000 USD. The cutoff is no longer a million dollars as mentioned in the video. 8,000 USD is not a lot to have in savings for any unexpected expenses.
    44
  1818. you think your slick with that Attractive comment on the screen at 0:52
    44
  1819. Where my notification gang at? 🤔😂😂 either way liked the video before watching it 💪🏼
    44
  1820. The thumbnail reminds me of little Tay
    44
  1821. You’re the best Graham! Can I get a heart?
    44
  1822. Graham, when you mentioned that the anticipation of the purchase is what makes people excited, that lines up with gambling. Most addicts get that hit from the thought of action of the gambling, but not from losing/winning
    44
  1823. 1,200 instant scratch lotto tickets 😎💰
    43
  1824. I HAVE A FRIEND WHO WORKS FOR PNC THE 2.35% APY ONLINE SAVINGS is a promo PNC is using to break into markets outside of the footprint. PNC footprint is the whole east coast. So this promo is used for markets outside of that moving towards the west. Just a disclosure
    43
  1825. Great explanation for the haters.. haha 7-8% is very reasonable.
    43
  1826. I watch ads for graham
    43
  1827. Luckily for me I don’t have that much money so I won’t be able to do that 1.6 billion dollar mistake 😅
    43
  1828. You hit the nail on the head! Tracking consumer spending and re-targeting them with ads is probably a huge reason for Apple moving in this direction.
    43
  1829. Graham! I closed on a duplex today. Thank you again for your motivation
    43
  1830. I just closed on my first rental today - thanks so much for your inspiration, Graham!
    43
  1831. Saying avocado toast has made all my posts go viral... that's CRAZY!!
    43
  1832. I work at a casino. Many people quit and many people purposely call out often. I was given a raise and now work anywhere from 8-16 hour shifts now. Investing every penny I make, oh btw I make tips as well... loving life rn making the most money I ever made in my entire life... Also im only 21 making almost $6k a month lmfao and that is not including tips lmfao
    43
  1833. watch no one win then 2 billion single lottery record
    43
  1834. "Ally vs Wealthfront" fight of the decade!
    43
  1835. Graham performing plastic surgery in the thumbnail.
    43
  1836. What a setting! Was a blast shooting this with you guys ✌🏽
    43
  1837. It was kind of funny when I got denied a small loan at the bank because they only went with the fico score which I didn't have after getting completely out of debt and staying out of debt for years. I told them that I would be back in a month and they would end up giving me a credit card with like $10,000 unsecured. They laughed and didn't believe me. So I gave them $300 for a secure card. I bought, literally, 1 item on it for just over $20. I paid it in full and they reported it to the credit agencies. Boom, 800+ credit score. LOL I had good credit history already in my credit record from years prior, but since I hadn't used debt in so long I lost any credit score and I just didn't have one. As soon as something got reported on it, then all that good credit history came back into play into figuring my score. Of course, I applied for a credit card and they gave me a platinum card. I felt it was so stupid for them to not take my actual credit history into consideration, and underwrite it, rather than going with a number spit out of a computer. But that is the world we live in now.
    43
  1838. Ugh! Waaay too much Jake Paul in one vid for me... Disliked! Unsubbed! Reported as spam! Meet Kevin is better! >_<
    43
  1839. Coke
    43
  1840. I was first tho bro😢 wheres my heart💔💔💔
    43
  1841. Recessions will come and so will booms. The key is to avoid over-leveraging. Even cashflowing properties will cause you to go bust if you have higher interest rate debt coming into play. Smashed the like button. I suggest everyone else does too.
    43
  1842. That wide angle lens is SO PERFECT for this house! Is this the Ben Mallah lens?!?!?!
    43
  1843. Will you give us 50k points if we get the video to 50k likes?
    43
  1844. He must have repped himself to save the $
    43
  1845. well he will end up making money off of the house so its an investment not a waste
    43
  1846. This is a great story.
    43
  1847. Dang 19 comments already I guess I have to be psychic to be first lol. And graham has evolved passed eating so he no longer spends any money like us little people
    43
  1848. Bitcoin completely changed my life. Was working a shitty 9 to 5 until I invested in BTC. Turned a $700 investment into $300k in 6 months by trading and investing in altcoins. Plan to put most of profits into real estate, because, like you said btc is highly volatile and you could lose everything from one day to another. However, I do hope bitcoin gets adopted and is used as a form of currency everywhere , just as it is now used in Japan :)
    42
  1849. Great story 👌🏼 and a good reminder that there is always a person behind each comment
    42
  1850. I've always wanted a 200 horsepower lazyboy recliner, but I'm sure scooters are fun too.
    42
  1851. When you have a large portfolio small moves from short term volatility creates huge gains or losses!! Even so, I would rather have a large portfolio than a small one. 😊
    42
  1852. Told you Strawberry123 wasn’t a good password bro...
    42
  1853. I actually watched your first video. At first I thought you looked like an arrogant prick but within a couple of minutes I could tell that you were truly a genuine guy with a passion for real estate investing. I've watched all of your videos ever since (at least almost all of them) and I love your way of making videos, very simple, very informative and they make me look at a lot of stuff from a different perspective. I've always had an interest in investing my money wisely mostly through the stock market but after watching your videos I have become very interested in the real estate market as well. I do not have enough knowledge about the whole thing just yet but I am sure that I will be buying investment properties at a later point. -I actually think this is the first time I've commented on one of your videos but I just wanted to let you know that I appreciate all the hard work your are putting into these videos. Keep them coming. Merry Christmas :O) ~Greetings from Denmark
    42
  1854. Thanks Graham! After watching your video I won't be screwed!
    42
  1855. I wish Graham would heart me someday 😍
    42
  1856. Great video, Graham! This could be a great alternative to traditional homes in the near future.
    42
  1857. I saw a stimulus pop up
    42
  1858. So glad you mentioned Myth 2! When I first started looking for my first rental property I thought I had to find this glorious deal off the market but had no idea where to start. The more I talked to people the more I found out majority of their first deals were from the MLS.
    42
  1859. Honestly perfect timing. I turned 18 in May and I was about to go to my bank tomorrow and talk about getting a credit card or a prepaid credit card in order to start building credit. Now I'll continue on with the video :).
    42
  1860. Buy Graham's avocado toast merch
    42
  1861. Lmao that black rock sponsorship got me good 😂
    42
  1862. I haven’t missed a single one of your videos since I subbed 3 weeks ago. The only person I can honestly say that about in my entire 10 year Youtube history! ❤️
    42
  1863. Yay congrats being on Dave Ramsey. And although China is impacting the global market now, I’m still DCA into my index funds.
    42
  1864. Thanks Granham, I found your videos when I was in the middle of buying my first condo last year, was able to get a jersey CIty NJ cindo at $160k with 2.5% interest rate. It was super helpful
    42
  1865. Amazon is taking over the world! Next up is "Bank of Amazon"
    42
  1866. HODL!
    42
  1867. The Roth IRA is definitely the way to go. Max it out every year and when you turn 59 1/2 you should have boatloads of tax free money! Every young person should start one yesterday.
    41
  1868. The best solution: Complain about it on Twitter
    41
  1869. Taking a dump watching this fire ass informative vid thanks bro 🔥
    41
  1870. By the power invested in me, and the power of Graham’s videos and smashing his like button, I will be the 7th richest man on this earth
    41
  1871. Despite the title, this was a more objective view of the pros and cons. There are good reasons for both, and conventional wisdom applies to many circumstances but not all. Knowing what the pros and cons are, what the possibilities are, people can make a better decision of what's best for them. Perhaps the most cogent point you made was that it depends on whether you actually invest the money you aren't paying towards a mortgage. If you are using it to buy "stuff" then it doesn't matter what you do; you'll still have no money in the future.
    41
  1872. What an inspiring story! Thank you Graham for this golden nugget. I heard many years ago that if you can become a millionaire in your 30s, then your chances of becoming a billionaire dramatically increase. Along with extreme hard & smart work, I am sure luck also plays a role!
    41
  1873. Good luck with the course man! You've worked hard for this moment.
    41
  1874. I love hearing Barbara's back story! 🥰
    41
  1875. Wow Graham. Make more content like this please, this is easily one of your best edits and definitely one of your best titles!
    41
  1876. I love to hear the answer to Graham's question at the end. "Can I have one?" Hahah. Please don't keep us in suspense for too long.
    41
  1877. They were gifted to him. By brands and people.
    41
  1878. The only reason I comment on Graham’s videos is because he’s the only “big” YouTuber who still replies to all comments since day 1. Amazing
    41
  1879. Graham the man
    41
  1880. 0:55 Lmao the top right comment amongst the hate comments 😂
    41
  1881. Paused an h3h3 livestream for this :P.
    41
  1882. My dads is owed 400$ from the first house he ever bought. Thanks bro bro 🙏. Ps, got my mom thinking about buying a triplex in a college town.
    41
  1883. me: Graham will forget this time... graham: * Smash that like button for the almighty youtube algorithm*😁
    41
  1884. Whats Up You Guys Its Graham here
    41
  1885. sold mine for 255k 8 months in
    41
  1886. Hi Graham, I would approach this with the frame of mind that if buying the Lambo doesn't significantly affect your lifestyle (in terms of spending), then it's no harm to indulge in something to reward yourself once in a while. As much as I share the same desire to be successful and make the most financially astute decisions... what's the point if you're never going to allow yourself to enjoy it? I'll share a little anecdote. I was a marketing manager at a large publicly traded company and doing pretty well, and a couple of years ago, I made a good amount of money investing in gold stocks. At the time, I had a decent amount in my tax sheltered trading account to treat myself to something nice. Much like yourself, I have a weakness for cars. I got a great deal on my trade in (barely depreciated value after only owning it for a year) and topped it up another 60k and bought myself a certified pre-owned Porsche. The total cost of the Porsche was $90,000 after taxes. Now at the same time, I had the opportunity to use that money as a downpayment for a condo, and I decided against it. Two years later, my Porsche has lost half of it's value (about $45,000 if I sold privately now) and the condo project that I could have invested in has risen over $200,000. One thing that my friend said to me stuck with me and really made me realize how poor of a decision it was for me to buy the Porsche. He said: "Daniel, if you invested in the condo instead of buying the Porsche two years ago and sold it today, you would have your downpayment back and made out with a free Ferrari in profits". That one really hurt, because it's 100% true. If I invested in the condo two years ago, I could sell today and have a Ferrari 458 Italia sitting in my garage right now. That being said, while I think this would suck for just about anybody, I'm sure it sucks a whole lot more for someone who earns a smaller income vs someone who makes a larger one. If I was in your position of owning several houses and having a strong cash flow, my mindset would probably be a lot different. It would still suck, but I wouldn't feel as beat up about it because I'm still a firm believer in building success while allowing yourself to indulge once in a while. Put it this way, if it's anything like my story where I threw everything I had to buy a nice toy, then don't do it. But if you are throwing perhaps 10% or so at a toy, then I think that's completely fair and you should let yourself do it. I'm on my way to getting licensed in real estate now too thanks to all the motivation I've gotten from watching your videos (been watching you since you had ~3,000 subscribers), and I've told myself, when I am able to see myself making $300,000 a year in steady income, I'll treat myself to a supercar as well, but until then, I'll probably be trading this Porsche in and using the residual value to put toward a more economical (but still fun) car like the Tesla Model 3. Hope this comment helps you in making a decision. Whatever you decide, I don't think you can really go too wrong at this point. :) Cheers Graham.
    41
  1887. you the man
    41
  1888. Yea his courses are really poppin. I think he makes 50k-100k per month just based on that. He actually figured out how to beat the YouTube algorithm to get videos trending. Some of his students who had success are Aseel Souied whos milks videos like I ate like ____(insert famous person) for a day and Jake Tran who does movie clips
    41
  1889. The legend himself
    40
  1890. Awesome office Graham
    40
  1891. Look for repeating serial numbers as well
    40
  1892. CONGRATS! 100k in under 1 year! calling 250k by end of 2018 :)
    40
  1893. Credit Cards > Avocado Toast
    40
  1894. Still a badass channel. Still learning from u
    40
  1895. I really like this video. This is not the regular bashing on gary by haters but it is a perspective and a personal experience to which I can really relate.
    40
  1896. I think it depends on market. Big cities present big risk of new harsh regulations coming in, like NYC. Vacation areas out in the countryside should have less risk, but will require a more unique property to attract enough bookings.
    40
  1897. Said it before gonna say it again....BEST COLLAB EVER!!😎
    40
  1898. It took me a while to figure out why I need to obliterate the like button specifically an odd number of times
    40
  1899. I am glad I watched the Big Short, because I understood what a Credit Default Swap (CDS) was before Graham even mentioned it.
    40
  1900. I'm three seconds from buying that Nicolas Cage pillow...
    40
  1901. This was actually really interesting. Please do more like this - meeting new people, exploring how they live and work and invest behind the scenes.
    40
  1902. To be honest i know that we make excuses in our heads, i realized that a while back and im going to be honest, i know some very VERY poisonous people that have influenced me in a way that i spend so much tike thinking “what are they gonna say” or “if i buy a property they wont believe me” and things like that. I know it’s all in my head it’s just the fact that i cant break the ice and get passed those negative voices out of my head that make me unhappy. I have distanced myself from them but still every time something comes up i feel like im being scrutinized or judged by them. I admit it i do have to start working on my independent thinking and F what they think. Im gonna get a job and save 90% of my income because i have the advantage that im still living at home and hopefully i prove myself right.
    40
  1903. I liked Graham's video and my credit score went up 100 points.
    40
  1904. Andrei, Jeremy, Kevin, and Graham all posting within 30 mins of each other... Today is a good day 😃
    40
  1905. I would have learned SO MUCH MORE if I had gone and worked for free for a couple years for a professional investor who I respected than I did from my time in college... I wish apprenticeships were still as a thing these days as they use to be...
    40
  1906. Come at me B whatever his name is
    40
  1907.  @caseykidtwo  Love them - yesterday was bloody! I'm buying!
    40
  1908. Took your advice from some video like over 6 months ago to get the secured discover it card finally got my deposit back. Good advice to follow. (Was 18. Now 19) wish I done it sooner. Thanks.
    40
  1909. It's insane some people don't like this house! Everyone has preference so yea to each their own but it's such a great example of a Spanish home and the sky blue accent just makes it pop! And the open windows, arches and landscape add to the tropical beach vibe. I think it's absolutely stunning i'd love to live there and both bathrooms have beautiful stone work
    40
  1910. Graham is blowing up. Soo many subs!!
    40
  1911. You have more houses than I have fingers on one hand.
    40
  1912. Smoke detector- “I’m going to ruin this guys whole video”
    39
  1913. Graham the type of guy who will skip putting guacamole on his subway sandwich.
    39
  1914. I swear graham is the only person that gives calm and unbiased advise even during the most turbulent times. Thanks for all the great advice. I no longer eat avocado toast because of you and it changed my life. You also inspired me to take action and start my own channel as I try to reach financial freedom. Thanks graham
    39
  1915. Get a library card! I've learned more from books from the library in a month vs 8 years of college. Also Graham you should make a real estate investor course, as opposed to the real estate agent course
    39
  1916. If you make 30m a year like some of us it pretty much is all your income.....
    39
  1917.  @GrahamStephan  The CEO of WeBull gave a great explanation of the background to this during a livestream on the Benzinga channel today. You can find the phone call with dialogue at the 2hr mark in the video. Essentially DTCC is forcing the clearinghouses to cover 100% of the value of each trade instead of the typical 1-3%. The clearinghouses don't have the capital to cover this and told the brokerages that they can not allow people to buy the stock due to this issue. Ultimately, DTCC did this to protect themselves causing a trickle down effect and ultimately protecting the billion dollar hedge funds.
    39
  1918. Graham you've made me a credit and credit card super nerd. Inspired me to really build and share the knowledge now im pushing a 800 credit score at 23 thanks a bunch I cant wait till I can get the chase sapphire reserve
    39
  1919. Man you should definitely let people know that there’s a full interview in the other channel. I was left with a desire to watch a full interview and only found it by chance. Some people in the comments also are talking about hoping you bring her back for a full interview as well. Nonetheless, congrats on the success Graham! You’re making it man
    39
  1920. Investing in avocado toast is a better investment in my opinion 🤔 🥑
    39
  1921. I think it's better that way. Better to formuate your own opinions than blindly follow influencers like a sheep 🐑🐑🐑
    39
  1922. As the saying goes: it takes 20 years to become overnight success
    39
  1923. I sold my house to zillow for 400,000. I bought it in September of 2018 for 201,000. They paid 70k over what cash buyers were offering. I'm rich.
    39
  1924. GRAHAM TALK ABOUT THE G R E A T R E S E T
    39
  1925. People with mortgages would need to lose their jobs in record volumes to see a price decrease in home sales.
    39
  1926. I bought a 2015 Challenger Hellcat with 5K miles last year for 45K. Today with 8K miles it’s worth at least that much probably more like 47-48K
    39
  1927. Thanks for all your help, I’ve just opened an online travel store about a month ago and already made $2,600. If it wasn’t for your motivation and help I wouldn’t have been able to do this!!! I’m definitely going to get into real estate but not just yet as I’m only 18😀. Most of the sales came from social media ads etc. Ps keep up the good work & wish you well. @Graham
    39
  1928. Met with Matt on multiple occasions, he is such a strategic and focused individual. Such an inspiration to be around, he's the real deal no doubt about it.
    39
  1929. Anytime Fidias appears in a video, it must be a good video!! 😂
    39
  1930. Another Great video Graham. I am looking forward to chilling with you when you come to London for OREC2018 at the end of May. As a fellow self-made millionaire I can 100% attest to what you've spoken to. The other downside is folks in your network look at you differently, and sometimes not in a positive light. They might ask you for money, or what I get a lot of is they will expect me to pay for them or expect me to spend simply because I can "afford to." We both didn't build a million dollar+ net worth in our mid 20s by spending, we did it through frugality...and most people don't seem to get that it seems. I love the quality of your videos too. Keep up the good work! They look like they are in super high quality HD - they make it very easy to watch & listen to, especially given your engaging content is extremely relatable. Cheers!
    39
  1931. Hey Graham! Since you mentioned that the comments are very important and make a difference, I would like to let you know that it is very hard to inspire me but you were able to do that! I like your videos and I have great respect for you and you definitely deserve every penny you make because you have what it takes to do so.
    39
  1932. This is one of the best sponsors from you Graham 😂
    39
  1933. Totally agree with that attitude towards sponsored videos. Turn down small sketchy companies and wait for the big boys.
    39
  1934. All those savings from 20cent iced coffee has added up
    39
  1935. Get a job with the IRS. Like 80,000 jobs opening
    39
  1936. Love how u tied the video together with the government spending. That’s where we should be looking at first.
    38
  1937. your descriptions are super underrated 🔥 concise and informative
    38
  1938. It's all about the Rare Fish market.
    38
  1939. Turtle pics should be found on all finan-shell channels
    38
  1940. I got a part-time job into my 10 grade year. Grades dropped asa I did. I valued money over school. I still got decent grades into my 11th grade, but then dropped that nice GPA again into the 12th grade. I graduated by the skin of my teeth, and continued to college. I was okay, and the only reason I did well was because I was paying for the privilege. And because that's what everyone else was doing. Now I'm working a salary wage, wishing I could do more with myself, but instead I'm wearing like 8 hats, and I'm making the salary of 1 hat. and with the student loans beginning, and car loan, and baby momma money, I don't gone none. Stresses me out. Moral of my story, don't go to college kids. Don't follow the road everyone takes. Do what you love. Do what you enjoy.
    38
  1941. To keep things in perspective, Zillow is still up nearly 150% since the beginning of 2016 even after this recent drop. While this recent drop is significant, it isn't too uncommon in growth stocks that trade at a high level compared to earnings. (See recent Facebook, Netflix, and Twitter drops for example.) Still a great breakdown from an agent's perspective.
    38
  1942. *watches video* Confidence = B O O S T E D
    38
  1943. When Kevin and Graham post at the same time it's so hard to choose
    38
  1944. Just teach us how to make $100 in passive income instead... just kidding 😉
    38
  1945. Here in my garage, just bought this new Lamborghini here. It’s fun to drive up here in the Hollywood hills. But you know what I like more than materialistic things? Knowledge. In fact, I’m a lot more proud of these seven new bitconet wallets that I had to get installed to hold two thousand new bitcoins that I bought. It’s like the billionaire Warren Buffett says, “What am i gonna do?” Now maybe you’ve seen my TEDx talk where I talk about how I started puttin 10.000$ a day right on her table. You know, I became independently financially independently in a day, not to show off it’s again about the knowledge. In fact, the real reason I keep this Lamborghini here is that it’s a reminder, that i started 137 days ago with only 25.610$, A reminder that I am really so thrilled to be right now, Sharing this amazing, glorious, SUPER and EXCITING moment of my life with all of you guys because let me tell you we are really changing the world as we know it, the world is not anymore what it used to be hmm hmm no no no it wasn’t that long ago that I was in a little town across the country sleeping on a couch in a mobile home with only forty seven satoshi in my bitconect wallet. I didn’t have a college degree, I had no opportunities. But you know what? Something happened that changed my life. I bumped into a cryptocurrency . And another cryptocurrency. And a few more cryptocurrencies. I found five cryptocurrencies. And they showed me what they did to become multimillionaires. Again, it’s not just about money, it’s about the good life; health, wealth, love and happiness. And so I record a little video, it’s actually on my website, you can click here on this video and it’ll take you to my website where I share that Faith and belief is the one thing we will need to be able to change the world. And right now, I believe, that in this room, we have the seed, that’s gonna germinate, and that is going to EXPLODE, into an AMMMAZING opportunity for us to change this entire world. Three things that you can implement today no matter where you are in vietnam.
    38
  1946. “Is that a bird, is that a plane, no it’s Jerome Powell with his money printer”
    38
  1947. Can i get a heart for being this early. Its my first time being this early also
    38
  1948. Good. Video graham. I’m a landlord and learned a few things, haha. BTW, your YouTube course is FREAKIN Amazing.
    38
  1949. It is a Desert.
    38
  1950. i watch to get inspired for the moment n then i go back to play fortnite XD
    38
  1951. Millenials. Walking around like they rent the place.
    38
  1952. 💯 You really need to figure out true cost as well as the cost of tethering yourself to a specific location
    38
  1953. Congrats on 500k man!
    38
  1954. Use me as a congrats on 1 mil button
    38
  1955. BOIS WE MADE IT TO 300k BLESS UP
    38
  1956. This is amazing, Graham! I wish this was around when I started in real estate - still picked up some value though. Thanks, man!
    38
  1957. Breaking news: Graham Stephan subscribers increase their net worth 1000%
    38
  1958. Next video buying a lambo
    38
  1959. holy cow, i remember his comment too. long time ago
    37
  1960. welcome to the club 😂😂😂
    37
  1961. Probably one of the best video you have ever made!
    37
  1962. Virtual real estate😭 it doesn't make sense. It isn't real at all.
    37
  1963. Must have built some bad karma or something here recently to get third place
    37
  1964. Retiring early and $0.20 ice coffee is cool and all, but you can't tease us with the recent SnapChat story without an explanation 😘
    37
  1965. Been watching you for years Graham and I have learned a lot from you. Your videos are helping me become financially stable and independent. You are always funny, informative, and unbiased. Hard to find all of that. Keep up the great work.
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  1966. Not first because I was eating my avocado toast
    37
  1967. This man told me to attend open houses on the weekends and start networking with agents. So I did... and now I’m prospecting for a top producing team here in San Diego. Thank you for everything Graham.
    37
  1968. thanks Graham! good topic and points
    37
  1969. The PT cruiser for sure
    37
  1970. The avocado toast merch has the most upside in my opinion. Not a financial adviser though.
    37
  1971. Took me a while to realize that entrepreneurship wasn’t for me and I️ was just forcing it. I️ found that you can find a job that you are passionate about and still make enough money to enjoy the life style you want without it feeling like “work”. This is just my thoughts Incase anyone else was struggling with the same thing
    37
  1972. Appreciate you posting, late at night, in a makeshift studio!
    37
  1973. Dude....this is fkn awesome wow. The realest thing you've posted graham, you a therapist as well bro?? 😂😭👍👍💯💯🔥🔥
    37
  1974. Subscribed since 150k dude. Love the channel
    37
  1975. Graham Stephan can I get a heart
    37
  1976. you by far have the best video quality in the finance space, mind-blowing. keep up the great work!!
    37
  1977. Graham, you and Tyler should turn this into a “Subscription” based Window cleaning services. Thus will guarantee regular clients and takes the negotiating step out of the way for the recurring services. That way you can hire people to do the work for you … Cheers!
    37
  1978. Triggered
    36
  1979. Alert popped up while at the gym... you already know i dropped everything
    36
  1980. Million views here we come
    36
  1981. Great video. Never compared yourself to others: this is my own personal view: 1. If you compare yourself to another person, you are always going to lose. We always compare up. We compare ourselves with people who are doing better than we are: the guys with more money than us, the guy who is better looking than us, the guy who is better at a sport than us, the guy with the better job than us, the guy with the nicer house and car than us. We never compare down and therefore we will always lose. We should be happy for the person who is successful and without comparing ourselves to that person and without jealously, try to learn something from that person. Every single human being is unique and different and therefore it’s impossible to do an accurate or valid comparison. 2. Instead of comparing yourself to others, I suggest: compare yourself to yourself: compare yourself today with your possible best self: are you achieving your full potential? Are you working as hard as you can? Are you getting the grades that with your intelligence you should get? Are you in the shape that you can get?are you Saving the money that you can save? Do you have the job that with your skills you should have? Are you being as good and decent of a human being as you can possibly be? there’s always room for improvement but if you go to bed thinking “I did my best today” you will smile and sleep well. At the end of the day, that is the only comparison that matters: when everything is set and done, did I live my life to my full potential? Love your office.
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  1982. Graham, my man, I am a type of person that almost never leaves comments but I need you to know how much your channel means to me. I have discovered you maybe 10 days ago and I have binge watched like crazy. I have learned so much and you seem like a very genuine guy. I some times cringe at how cheap you are, but thats part of the charm. Been going through some rough times due to my uncertain future and a relationship. I am happy to say this video really made me turn all that off and made me smile for a bit. Keep being genuine and this channel is gonna go far.
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  1983. Green (days) + red (days) = brown which seems like a good color for this whole situation. 😬
    36
  1984. but graham how do I get started in real estate investing with no money, credit, or job as a 2 year old?
    36
  1985. Instructions unclear I subbed to the like button..interesting thought at the end I think that it just shows that consumers aren't just willing to pay any price for any product. It's funny how there are articles out there saying that millennials spend too much on this and that..and now it says frugal millennials suck cause the save too much. I think it's more trendy cause it's just relatable now with the price increase and such. Fun watch, man :)
    36
  1986. Saw you in the MrBeast YouTube rewind
    36
  1987. I've watched so many of your videos and this has to be the most eye opening yet. Explaining the psychology behind this didn't just make me think about spending. It also made me think about other issues within my life. One thing I thought a lot about in this video is my health anxiety. How you said problems go away can make minor things seem big. This was a real eye opener and this was an amazing video. Thankyou
    36
  1988. Graham, one of your best videos yet. I have turned my life around the past six months with the help of your videos. I finally broke away from the drinking and partying etc. I feel so much better for it. Life is so much better when you're not hungover and in debt! My question for you is, what do you do for fun? I am having a hard time constantly thinking about saving money/staying healthy and building wealth. Mostly all of my friends do is drink, etc. What's your zone out?
    36
  1989. I'm early cuz i finally turned my notifications on
    36
  1990. You’re the man Graham, always love & respect!
    36
  1991. Firsties
    36
  1992. I recently read "The Millionaire Next Door" and I agree with Graham. Some have better odds, but anyone can achieve wealth with enough drive. People falsely believe most are wealthy because of inheritance.
    36
  1993. HERE'S A COMMENT SO GRAHAM CAN GET MORE AVACADO TOAST
    36
  1994. I have a joke on Bitcoin. But it requires so much energy to get it.
    36
  1995. “Compound interest is the eighth wonder of the world.” - Luke Skywalker, Men in Black
    36
  1996. I literally just finally evicted my tenants yesterday!! 3 months no rent!!
    36
  1997. I really hope you understand the importance of a video like this. It is so incredibly helpful for a young agent/investor like myself. I am 18/yo, I will complete my pre-license course tomorrow and have so much to learn about the market. Thank you for simplifying things and summarizing this important news for us, Graham.
    35
  1998. I remember reading a forum about Miles back when he was 18 asking how he could do good in the business, now here he is crushing it congrats man!
    35
  1999. Meh, i like actually understanding the stuff instead of copy/pasting the general concepts. Kinda the reason why the videos take time.
    35
  2000. Your dad is a better YouTuber no hate
    35
  2001. Haven’t even watched the first 10 seconds and I already love it
    35
  2002. That card quote at the end was probably one of the most powerful statements I have ever heard.
    35
  2003. Told you Graham, I smashed that like button to send you from cali to Vegas and this video was proof of that 💪
    35
  2004. 1
    35
  2005. 1:06 2018? I think you meant 2008 :D
    35
  2006. People who learn to leverage debt by taking calculated risks become billionaires. Trust me, i know
    35
  2007. This guy is the real deal. Been following him since 300 subs. Anything is possible. . Who knows maybe you people can help me get to 1000 subs . Keep up the good videos graham!!
    35
  2008. Nope. It’s always a buyers market when you plan to never sell.
    35
  2009. Very good way to show time in the market is better. "something will happen" haha!
    35
  2010. Dear Pessimist and Optimist, while you were arguing whether the glass was half empty or half full, I drank it. - The Opportunist
    35
  2011. Smashing the like button is no longer "transitory"
    35
  2012. *Or just invest in Tesla*... 😂
    35
  2013. Thank you for sharing
    35
  2014. Me: Alright Graham, how hard should I smash that like button? Graham: Yes
    35
  2015. Hey Graham, unfollowed so many people on YouTube so I don’t mindlessly consume content but you were always gonna be kept cos you keep producing quality content. Wanted to ask what are your top 5/10 books on real estate investing and strategies? Thanks, have an awesome Christmas
    35
  2016. Wow, that must have been a crazy experience. Watched to the end and gotta say, it was worth listening to. It’s crazy to see how you seemed to mature with YouTube as you continue to produce content, bleeping profanity and whatnot. I like that, since it will appeal to a younger audience to which their parents will let them watch. My sister’s 13 and she got into basic buy and hold Vanguard index fund investing (UTMA) because of you. I myself feel less stressed when I know that not only myself, but the people around me have passive cash flow coming in even at a young age. You’re a legend. Keep up the content. Would also love to see any stock market videos. Cheers.
    35
  2017. Wait who is this "you guys" person and what did he do with real Graham?
    35
  2018. Graham: Does an in-depth tour of the house and explains why he likes it Grahams dad: Wow, a tankless water heater!
    34
  2019. Bitcoin Nears $20K: Why I'm Still NOT investing in Bitcoin
    34
  2020. The thumbnails have been ON POINT lately
    34
  2021. Congrats Miles!! Very inspiring !!!
    34
  2022. the begging was hilarious, you've won my like.
    34
  2023. Strong thumbnail background!! Game Of Credit Cards: A Song Of Ice And Fire
    34
  2024. Millennials be like: "How many once in a lifetime disasters do we have to suffer through?!?"
    34
  2025. Here before a million views...
    34
  2026. Love these type of informational videos with zero bias and just right to the point with facts
    34
  2027. And record high insurance rates
    34
  2028. I too can’t spell good, but i liked and subscribed
    34
  2029. Everytime I see that B Lee is the first comment I think of DJ Khaled saying "We da best!" Lmao
    34
  2030. 15:05 appreciate that bruh, you are a big reason why I even started a channel
    34
  2031. I love how you still buy everything on sale even if you could afford to buy it at regular price! TOO FRUGAL!
    34
  2032. TOP 5 ALTCOINS THAT WILL MAKE YOU RICH IN 2018
    34
  2033. FED thinks it's ok to have a lower quality of life and eat mediocre cookies. How rude, that's it i'm moving out )))
    34
  2034. Sugar daddy send me money😉😘
    34
  2035. Ben Mallah came up number one in my search results
    33
  2036. The phone call at the end was gold 😂😂
    33
  2037. Thank you Graham, you have given me the courage to buy my first rental property. I got a great deal below market value on a near turn key property. I just turned 50 and have been talking about doing this for twenty years. I finally did it.
    33
  2038. This was an incredible watch, Graham! I still remember the night I found your video about how to build your credit score. It was in late 2017 and I was on the verge of filing for bankruptcy and that video, along with your other videos about credit gave me the hope and push I needed to sort things out myself. I never would have imagined back then that I’d now be a full time content creator in the finance space as well, and it all leads back to you, man! I’ll forever be grateful to you for MANY things, but that will always be number one.
    33
  2039. Robinhood doesn’t even have a checking and savings account 😉 they have a cash management account.
    33
  2040. What are odds that ill need to replace garbage disposable by end of video??
    33
  2041. Graham is always spitting facts💯
    33
  2042. Graham once again you are completely reasonable and wise in an unreasonable world. Thanks!
    33
  2043. Multiple streams of... Smashing the like button for the Algorithm! 💵 🙌🏽
    33
  2044. Amazing video man!! Super cool to see the collaboration!
    33
  2045. I watched the whole thing, and honestly, it felt like it wasn't really 33 minutes. I can totally relate to what you went through. I'm 17, and I quit my job at Walmart about a month ago. I worked there for about 8 months, and I hated it. Nobody took responsibility for anything, and nobody really tried to do good. It put me in this mindset that was just terrible. Finally, I decided that it wasn't worth it. And I totally understand how you felt the night you quit. It's so liberating being able to even think about something else. Thank you for the story, I really appreciate it.
    33
  2046. This was amazing!. I've always admired Graham so much with the way he both completely admires Dave Ramsey so much that the cat is named after him while having opposing views about debt and credit cards. Congratulations Graham on meeting and talking to the one and only Dave Ramsey. I thought this was just going to be entertaining, but I really learned something. One of my tenants want to buy their rental and I never thought about doing a 1031 exchange with the option of just paying taxes if I don't find something. That's such a stress free way to go about selling while having options. I'm looking forward to the podcast.
    33
  2047. Got a notification for andrei and graham at the same time. Clicked graham's first. 😎
    33
  2048. Graham has been such a big inspiration to me🙌🏽his videos are the reason I moved to LA and started in real estate. You all need to follow this man. He also inspired me to start making YouTube videos
    33
  2049. This is incredible! It's youtubers like you and Jeremy that inspire me to push forward despite the lack of experience on this platform! Keep rocking! 👍🏽
    33
  2050. The best time to plant a tree was 20 yrs ago , the second time to do it is right " NOW " well said.
    33
  2051. Watch your taxes go down by the minute 😂😂
    33
  2052. Some times Graham I use my credit cards to break into my house when I lock myself out 😂😂
    33
  2053. Another quality video graham, watched all the way through!
    33
  2054. Please do a “What’s up Inflation, it’s Transitory Here”!! 😅
    33
  2055. I bought my house last September by only eating cereal and poptarts for dinner, your comment made me roll on the floor laughing. I was and am very willing to do that.
    33
  2056. I like to invest my time in YouTube I've learned so much more on YouTube than I ever did in school
    33
  2057. Always make sure you are buying the home with strong economic fundamentals and ideally cash flows with a normal tenant. Than and only than should you consider AirBNB. Make bank while the law are in your favour and if anything ever happens you can still fall back on your normal cash flowing rental and won't have to sell.
    33
  2058. GrahamStephan I will and again thank you so much. Oh, and just in case anyone was wondering how I was able to save up so much. Here you go. I started my career job at 21, stayed home and saved until I was 26, and followed Dave Ramsey for over 8 years. Now I’m ready to move on to following Graham. 😎
    33
  2059. Is it only me, or does anyone else get super pumped up whenever Graham Stephan posts a new video!?
    33
  2060. Your ability to express your thoughts in such elegant form is the reason why I am still subscribed.
    33
  2061. You know your stuff Graham. Great video. I started in commercial real estate as an analyst in my 20s before getting into residential rentals. It's not quite the passive income source I thought but still a good business and solid returns. I think it's important investors start slow to see how much time committment one or two properties take before getting in over their heads. I think it's also helpful to invest in REITs as a way to diversify your portfolio into different property types and in different markets.
    33
  2062. Sell a course on this dude lol
    33
  2063. For everyone reading the comments, remember to share this video so Graham can get to 1 million subscribers!👊🏻
    33
  2064. He has grown and isnt stopping anytime soon. The power of dedication, I've only been watching for a year and have been addicted
    33
  2065. +Graham you are showing the difference between being a real estate speculator and a real estate *investor*. Investors think long-term, speculators think very very short-term. And in the very very short-term, volatility in the market will cause immediate pain, but because an investor works in the long-term, short-term market volatility means nothing to them. So, everyone, be like Graham! :)
    32
  2066. Leasing is the way to go when things are slow There are 300 agent's in my office and outta that 300 there are only 3 agents including myself will even touch leases!
    32
  2067. I do this for a living, I'm a Grader at arguably the largest 3rd party grading company. My father is a specialist in vintage U.S. paper money and does it for a living full time. Very niche. I noticed you posted some high denoms as your thumbnails in previous videos, he sells a lot of high denoms. It all makes sense now! :) @graham stephan
    32
  2068. 2 million subscribers, still replying to most of the comments! Never forgetting where you came from + who got you there. Well done Graham 👏 By the way, it's time to start a travel channel + go traveling the world 😉
    32
  2069. That's so stupid, why wouldn't you meditate on the way to saving the burning orphans with an audiobook playing in the car...what a waste of time🤷‍♂️
    32
  2070. I just got like 10 video notifications at the same time. I clicked yours first.
    32
  2071. you're the only one i have notifications on for
    32
  2072. New Year resolution: beat B the Lee and Kian 😈
    32
  2073. Where can I buy "I'm a hater cream" ?lol
    32
  2074. if you're homeless just buy a house
    32
  2075. I'm going to buy you the Nicholas Cage pillow for you now.
    32
  2076. Never too lazy to smash the like button.
    32
  2077. I think you should take meetkevin with you and see how long it takes for him to jump out of his seat and debate. Lol
    32
  2078. this was a really good video, i loved the gold nugget richard threw out. I cant believe my course doesnt even teach this and i payed 1.2k for it
    32
  2079. Hi Graham! I don't comment much but I've watched a ton of your videos and they've really helped me. You're someone who is actually in the business and you're awesome and informative! Your channel is one of my favorites on YouTube, especially as an adolescent who is deciding what I want to do career wise. I'm hopefully going to become a real estate agent in either Colorado or Florida once I turn 18. Do you have any advice on where the best spots to become an agent in Florida would be?
    32
  2080. Been watching graham for a few years now. now that im actually looking for a home his vids make 10× more scense
    32
  2081. Who is here after Andrei’s collab with Graham? 🙋‍♂️
    32
  2082. Speaking my language, man! I have two rentals now, and more coming!
    32
  2083. I love the videos Graham!! You're literatlly the reason why i got my first credit card as soon as i turned 18, and now about to reach excellent score at 19 years old, Your're the reason I started making YouTube videos which i reached 100k subs in only 2 months and now do this full time, so thanks! 💵🔥
    32
  2084. I've been watching your videos because I'm a straight up paper chaser pimp.
    32
  2085. Perfect timing! I'll listen on the way to the gym. Not to be creepy or anything but your speech skills are great! Lol
    32
  2086. Happy veterans day
    32
  2087. I can't wait to get my 40 year mortgage and screw over my unborn children!
    32
  2088. Graham came back from the future just to make this video for us 🙌 thanks bro !
    32
  2089. This guy made really helped me wake up and see clearly for the first time… taught me more about money than my parents.
    32
  2090. I made sure I smashed the hell out of that like button 👍🏼
    32
  2091. What a baller - starting with $3.5 million deals! Such a great backstory - getting results took 10 months of grinding, and shadowing someone who was already successful. It's starting to sound cliche, but having a mentor (and working your ass off) is the absolute key to success.
    32
  2092. I'm so happy I found your channel! I went from being completely lost at 20 years old to getting my 401(k) and Roth IRA set up, as well as registering for an online real estate school! I've been wanting to start this school for over a year now but I didn't have the drive to do it. Now I do! Thanks!
    32
  2093. Bitcoin is bubble 101. Does anyone remember the Tulip bulb mania in Holland in the early 17th century?
    31
  2094. When you look at the camera it feels like you are actually looking at us.
    31
  2095. Real Estate vs. BitConnect???? Pls respond
    31
  2096. Great high level video, while providing enough nuance. I’m a CPA, and it drives me crazy how much bad tax advice there is on YouTube.
    31
  2097. SMART goal is an acronym that may help with setting goals. Or it may complicate your goal. Specific - Make the goal precise on what to do, not broad. Instead of "I want to be rich", say "I want to make X amount of money by Y date by doing Z." Measurable - There needs to be a way to measure your progress. For example, if your goal is to focus more on your work, find a way to measure that. Attainable - Make the goal possible. The goal can be challenging and in the sky, but make sure it's actually something that can happen. For example, a seven 7 figure income from your lemonade stand isn't attainable. A 7 figure income from your 10th year of being a real estate agent may be attainable. Even 10x-ing your subscriber amount by the end of the year is attainable. Relevant - The goal should be relevant to your life. Make sure the goal is worthwhile, that it meets your needs and it can happen in the current environment. If you're a long-time lawyer and want to stay in that job or you're in another industry and you aren't interested in engineering, a goal to make a cheap and efficient spaceship to travel to Mars isn't relevant. Time-bound - Make your goal have a time limit but make it possible. If your goal is to get rich quick in a week, you may want to add more time than a week. Edit: Every comment I make has an edit. SMART planning might overcomplicate your goal, you don't need to follow this!
    31
  2098. Consistent dollar cost averaging investing is the right path for me . . Every week ! No Stopping ! Even if it goes down, it will go up eventually. . Thanks for the video Grahm 🙌🏻
    31
  2099. GRAHAM HOLY MOLLY! I watched this video forever ago, finally decided to try it yesterday and got $100 in quarters out of my local credit union. While searching thru them all I found a little black coin stuck to the quarters. After cleaning I found out it was an 1896 dime. Judging the the limited research I've done (I found the coin less than an hour ago) I found it sells from $800 to $1500. I've decided I'm going to do this way more often lol. Thanks, Graham!
    31
  2100. First on the 100k vid. Congratulations Graham! It's been a great year+ on channel with consistent uploads.
    31
  2101. Finally some FIRE content on your channel - LOVE IT. I love that you are branching out. I've been preaching this FI stuff for 7 years now, it's about time it becomes more main stream and with your audience you can really have a reach! Glad it's finally catching on!! Great video Graham! it's lonely in retirement when all your friends are at work grinding 9-5 :P
    31
  2102. I hear Graham will sometimes heart comments like this.
    31
  2103. Good stuff
    31
  2104. Great info man, I know you meant 2008..keep doing your thing Brother!!!👏✊
    31
  2105. Came in for the kill
    31
  2106. GrahamCo's ticker symbol would be LIKE
    31
  2107. Elon do be dropping his own stock doe😳
    31
  2108. When I glanced at it I thought it said, "How to get the BEST ladies as a Real Estate Agent, Investor, or Wholesaler (STEP BY STEP)"
    31
  2109. Graham, Great topic, great video, GREAT execution and delivery. Thank you, Phillip
    31
  2110. "Or there taking advice from someone who says its a good idea to invest in bitconnect", good thing I dont listen to those people... I only listen to people who say its a GREAT idea to invest in bitconnect : )
    31
  2111. I could not agree more with you with everything that you have said. I am a commercial property manager myself and a licensed real estate broker and everything that you have stated is absolutely true.
    31
  2112. I would buy Bankroll Coffee Stock. Can't wait for the opening of the first Bankroll Coffee shop. Lol
    31
  2113. Step one should of been download Credit Karma to find out where you stand with your credit. Yes, yes, I know credit Karma is not a real credit score BUT it does give you a idea on where to start.
    31
  2114. You have always been clear since day one. The fact that you are talking about this publicly speaks volume to your character. One of the few honest guys on YT Thank you
    31
  2115. The most impressive thing you can do is stop the microwave just before it hits 0, but at that point, you're not a person. You're a god.
    31
  2116. Solution: renovate it into a Subway, and offer $5 foot longs!
    31
  2117. Luckily I have over a 6 figure net worth in my early 20’s. Thanks for all the help with your videos Graham!
    31
  2118. Finding out this really opens up your eyes to understanding small business in America in 2022 .
    31
  2119. How to sell fidget spinners to gold diggers sounds like a good idea
    31
  2120. “That’s what I love about the market; it keeps going down and I just keep buying” - Matthew McConaughey if Dazed and Confused was about investing.
    31
  2121. Absolutely LOVE the collabs!! Really enjoy Enes & Mikey videos too. Total class AND fun. 👍👏👏👏👏👏👏👏👏
    31
  2122. I use my credit cards to cut out my avocado for my avocado toast 😂
    31
  2123. so glad you made a video on this! Needed this!
    31
  2124. Notification Squad. Nice Ricegum burn.
    31
  2125. You know it is a good day when Graham uploads a video
    30
  2126. I think i commented the other day. I know plumbers that make 500 k a year and they dont even have a high school degree. My dad was making 15-20 k a week. I work for a company where is only my boss and i. I make him about 1000-2000 a day and i make about 200 -300 a day and sometimes i chill in the truck for hours. A lot of people dont realize you need to take classes and test to be a master plumber and that takes atleast 8 years for someons who gets into plumbing nothing less than 8 years. Also my boss makes 300-2000 in 1 hour. Ive been working for 10 years as a plumber since i was 17 i barely made any money because didnt have social security so i couldnt get my apprentice license but now that i do im taking my tradesman license in january and i will get a raised. Right now im making 60k plus bonuses a year.
    30
  2127. SMASH THAT LIKE BUTTON!
    30
  2128. Always good to remember the basics. Great video as always!
    30
  2129. Whats up guy its ROCKETING INFLATION HERE! 😂😂
    30
  2130. 😂😂😂 Ripping on Tai again!
    30
  2131. Pretty sure I just learned more math In 13 minutes then my whole 4 years of high school.
    30
  2132. <insert annual triggered comment>
    30
  2133. This video describes the struggle you have to go through to find freedom. ITS FUNNY GRAHAM! Everyone is like a robot, programed, following a system; even college! They told me in high school- "When your in college, YOU CHOOSE the classes you WANT to take!!" Thats not even true, the education system we have is just that, a SYSTEM you have to go through thats no different than the average Joe or Sally. Glad to see this video and like all the rest you make are awesome vids. I really want to get as happy as you one day by doing what I love (Real Estate). I watched the whole thing because it was catchy and funny + I relate. I work for Universal Orlando Loews Hotels as a pool attendant, so dont even get me started with all the rules the CEOs made! while im working for them im also studying for my Real Estate online. When I used to lifeguard there though, I had to move my head up and down just so people know im awake, OH and SPF 30 sunscreen was the only sunscreen im allowed to wear in the sun... LMAO thats why i became a pool attendant, soon to be an agent in Real Estate before investing in it.
    30
  2134. Notification Squad 🔥
    30
  2135. I really appreciate the summaries you write in the description of each video you make. I don't always have the time to watch all your videos in full length so the summaries come in real handy and really do a great job in getting the topic of the video across. Thank you.
    30
  2136. Currently unboxing graham's merch, while watching a video about grahams merch. 2019's off to a hell of a start 😎
    30
  2137. LMAO smashed the like after realizing I had $500million/month potential! Thanks Graham!
    30
  2138. Started tracking my net worth December 2 2019. 1 year anniversary and it has increased by $92,165.63. Thanks for the inspiration!
    30
  2139. As someone who refinanced at the very lowest and used points on the mortgage, I tell my wife she can bury me in the back yard.
    30
  2140. These are the type of lessons that need to be in every high school class!!
    30
  2141. true always choose self-investing and personally believe investing in yourself and forming HEALTHY relationships are the most worthwhile investments
    30
  2142. Buckle up, here we go with the rates spike. Excellent insight and update as always!
    30
  2143. I took my break at work earlier today just to watch this video. 100% worth it.
    30
  2144. okay... this is one of your best videos. Great job. Admittedly I was a bit confused on the example of pessimistic people being more scared of failure instead of looking for opportunity. I feel like there could have been a better illustrated example to make that point, but that's just my feedback. Really solid points, especially about your real estate partner stealing clients right in front of you. I can relate to that, as I used to be really passive when I was younger. Keep it going!
    30
  2145. Didn't expect a quick history lesson when I clicked on this video but thanks Graham!
    30
  2146. D.L. Clifton??? Is that you???
    30
  2147. The cure for millennial financial struggles = watching graham Stephan
    30
  2148. I think my new thing is just being early. Unfortunately.
    29
  2149. Poor Andrei. Saw you uploaded and clicked off his video. Priorities I guess
    29
  2150. "When they call I tell them I can't pay it back yet"😂 That one is funny as hell
    29
  2151. I'm early for once, Graham heart me up pls D: I completely SMASHED the like button
    29
  2152. Graham has given me 2 things: Future financial advice Realization I've wasted SOOO MUCH MONEY
    29
  2153. Thanks for the heads up. I just call my cell phone company and created a very very long password.
    29
  2154. Theses were never the clients I wanted to get IMO. I really like networking and then they come to me asking me to list the properties vs me knocking on there door asking for business. I find that this also helps them actually listen to me late into the deal when it's time to sign the deal. When you just met the random person knocking on the door I feel you don't necessarily care about them getting top dollar but rather just your commission cheque. I seems like you have to hunt and kill for your food each day vs now I have food just come to me. What I love to do is virtual door knock with facebook ads and continue to build my brand online with IG or Youtube. It's kinda like the bar.... Do you just go around and hand out your phone number or do people come to you and ask for yours?
    29
  2155. Step 1: Rob a bank Step 2: Don't get caught Step 3: Retire
    29
  2156. Congrats
    29
  2157. The dislikes are from coffee companies
    29
  2158. The game bumpin in the back ground
    29
  2159. Kudos for keeping it real. Onward and upward.
    29
  2160. I am in the Real Estate Industry and find Graham to be one of the best in his field. Super relateable, genuine, honest, and just shares himself, a personal connection above the rest! He has inspired me in areas of agent development that I never dreamed I would be at by this point. He is my favorite YouTube channel, a mentor to me, and, even though I have never met him yet, with the way he cares for and interacts with his YouTube followers, I consider him a personal friend. He thoroughly believes in abundance thinking and shares the success wholeheartedly. He has changed my life! As a fellow member of the Nation Association of Realtors and subscriber to Realtor® Magazine, I highly recommend this bright young man. Good luck Graham!
    29
  2161. Love this video, thanks for the transparency :)
    29
  2162. I didn't even know 40% of millennials had jobs 🙈
    29
  2163. He says that he doesn’t like doing these because these videos seems repetitive and too easy to make but I’m with you too! I always watch them to see which card I should get next!
    29
  2164. Ugh.. Yeah so I had inspection done on my duplex... hey guess what I learned? If they are not attached units, It's 2X the price + I have P&D reports done... so woot woot 1k right there. But I did find out there was mold/some issues - I was able to get the seller to repair items + 3k credit = win for me :-) USAA gives me a free inspection report after I get it insured, so that's win... I have my 3/1 getting rehabbed now and will get a free inspection after to see the difference :-)
    29
  2165. The goddamn youtube master! Insane 😱🙌🏼 Actually thought it’d be higher than that!
    29
  2166. Before Video: What?! Graham's paper handing! After Video: Ah yes, time to sell
    29
  2167. Those stock losses be looking like my GPA senior year o.O
    29
  2168. 8th best side hustle pays more than all of these combined Street pharmacist
    29
  2169. I really enjoy the psychological rant. It applies to everything in life. Remember my motto: everything is hard work and everything takes twice as long as you think it's going to take...if you apply that motto to EVERYTHING in life, you'll be happy AND successful.
    29
  2170. GRAHAM YOU WONT HEART THIS COMMENT!!
    29
  2171. You know what else you can do while you wait for the car to charge? Hit that like button 😎😎
    29
  2172. Why is it so hard to be the first comment on Graham’s videos!! I’ll take 5th place I guess 👍
    28
  2173. I definitely have tons of things i wish i knew when younger that cost me so much money over time lol especially taking action and caring so much what people think when they 100% don’t matter
    28
  2174. 11:00 "Im going on Cryptocurrency retirement for another 7 months" - month of May price rise confirmed real
    28
  2175. Depends on what your goals are. If you want to climb up the corporate ladder then you have to stand out. If you don't care enough about your job then that's fine too but use that extra time and energy not caring about the job you're in to learn a new skillset that will give you a fulfilling career path. Either way its important to be productive early on and do what's best for your finances and family.
    28
  2176. I just made a spreadsheet and told my wife how we could retire at 40ish by starting investing by 25 and she was kind of shocked how the compound interest works lol
    28
  2177. Graham why don’t you put your money in an apartment building like grant and get like 80 tenants paying you every month and cash flow.
    28
  2178. The struggle is real. I had to expand my area I do inland empire, riverside and la county. It takes persisitence with time got a few deals. I am the same as yourself investor/realtor.
    28
  2179. no matter what hand we're delt with..WINNER'S always WIN...always
    28
  2180. I had enough of kian being first😂
    28
  2181. As a guy that makes slightly above that kind of money ... I can say that I'm saving about 70% of my income. After taxes
    28
  2182. If I could carry my rate with me id move tomorrow.
    28
  2183. 😱😱 EXPOSED
    28
  2184. Great tips Graham!
    28
  2185. That "zillow" commercial had me dying🤣🤣
    28
  2186. It’s 6:30AM in Bali, I’m awake so I can get top comment on this vid. It’s also Thursday so maybe I’ll get the notification faster since I’m in the future. This is going to be a great video like always.
    28
  2187. Great meeting you last weekend! Love the filming setup
    28
  2188. December will be a critical month for the Central Bank. It may be a bit premature to signal that inflation has been tamed.
    28
  2189. Almost at 100k 👀. I feel bad for people who have subscribed but don't watch lol.
    28
  2190. Props for not taking those offers!
    28
  2191. Thank you Graham for another great video. As an old guy having invested for 40 years including the 18% plus mortgage days, value is always key. What someone wants or even does sell a home or investment property for doesn't mean that is the true value. The key is knowing how to assess the value so that you can reduce the probability of losing your investment. That's the challenge for us.
    28
  2192. This is one of your best videos for sure! Great stuff!
    28
  2193. Yoo subscribe to Graham guys, he only drops gold🔥💪
    28
  2194. SMASHED THE CRAP OUT THAT LIKE BUTTON!!!! 😬😬😬😬
    28
  2195. I've seen articles like this before. Its so important to start saving early which is a message I push on my channel. Compounding can make anyone rich, they just need to stick to it and be smart with money!
    27
  2196. Graham, you are such an amazing video maker. Genius creativity and a perfect persona.
    27
  2197. I hope some of it gets transferred to me 😭
    27
  2198. Hi Graham, my question is: if you did it all over what would you change? I am asking, because I am literally following in your footsteps. I am 19yo working as a real estate agent, buying my first rental in a week or so. And I want to avoid any mistakes. I watched your video where you talked about how you started straight after school and did not have a lot of friends, because you worked hard. That is kinda how it is with me now. I see my friends spend their money on stupid stuff and do stupid things and I can't really relate to them anymore.
    27
  2199. Early congrats on 2M Subs Graham! 🎉 Smashed the like button!
    27
  2200. I expect the cat to make a cameo at least once per video now 🐈
    27
  2201. I spend maybe 20% of my monthly income on expenses and leisure. It's the way to be man.
    27
  2202. Graham, perfect timing! Great information for a new agent. I have my first FSBO for a 1.2M. house. I can definitely relate my story to Eric. I don't have a mentor right now so I'm following your videos and especially this one for a more step by step of what to say and what to take with me. This will be a huge opportunity. Looking forward to getting that listing signed tomorrow! Thank you for all the information!!
    27
  2203. How much money do u think u spent on 5$ foot longs in your lifetime 🤔? Answer 300,000$
    27
  2204. This is excellent! Everybody else I watch trying to give predictions never breaks it down in the manner you do. You gave the perfect, "Real Estate Market Predictions for Dummies." Which frankly, is exactly something I need and I'm sure majority of the people watching your channel need as well (just getting into real estate, investing, etc). Love your content and how you go about presenting it! The information you give is going to go a long way for a lot of people here, literally life-changing. Thank you!
    27
  2205. Hey Graham i totally agree with you im 18 looking to get into real estate but i was super awkward so i got a door to door sales job and i am super good at it Real estate is next!
    27
  2206. I got $300 from Wells Fargo doing this..
    27
  2207. How do you weigh a Millennial??? In Instagrams
    27
  2208. Haha, love the Matt D'Avella clip when you mentioned living in an apartment with only a mattress. 😂
    27
  2209. You just lit a fire underneath me. I've been saying I'm going to get into Youtube for awhile now and just haven't done it. Gonna have to get on this!
    27
  2210. i got my first listing agreement less than a month in the business...and i turned 18 four months ago. i know that feeling of confidence. it feels great!
    27
  2211. Watching your YouTube academy right now and wow that 3:30pm notif was right on point. 👌😉
    27
  2212. I got FOUR Alex Becker ads before, during and after your video. I almost sat through the entirety of the first one because I assumed you had pasted it into your own for all those people that run ad-blocker...
    26
  2213. FIRST
    26
  2214. My idol watches Graham!!!
    26
  2215. "Once you escape that mindset, you realize that there's no price to happiness because it was free all along" - Graham Stephan Oct 25, 2017 Deep... Very deep.
    26
  2216. I personally am aiming for the higher end of 33 times annual expenses for about a 3% withdrawal rate. Also if you are able to do a side business or part time job that you enjoy, you could potentially semi-retire even sooner than a full retirement at your 25-30 times annual expenses.
    26
  2217. Love these honest car conversations. It seems to me one clear advantage of real estate investing over investing in the stock market is that you accumulate all these interesting stories over the years!
    26
  2218. another great video with great tips. he’s giving away free information to help you take the steps to get further!!! if you feel you aren’t making it anywhere in life LISTEN to what Graham has to say!!! he’s been through this. he’s learned from his mistakes.
    26
  2219. Cypress hill 😂
    26
  2220. So sick! Incredible interview man. Loved that you asked about his own investments, I’d been wondering that. Thanks for having me behind the scenes! 🎥👀
    26
  2221. I just made MASSIVE profit by watching this video!!! And liking it
    26
  2222. SQUAD SQUAD SQUAD GRAHAM GRAHAM INSTAF-ING-GRAHAM
    26
  2223. I agree! Before college i was only sleeping 3 hours a day, Studying all the time and my life was study because "thats the grind" everyone told me was "worh it". In the end i was miserable and today in college i do manage to study and work with intention and smart. I love Gary i watch his videos and he is super inspiring but make e everybody feel like thats the life you should live... Not good. Love the process but know your style of process first ✌️
    26
  2224. This might be related to the Equifax hack. And hackers having access to Millions upon millions of social security numbers
    26
  2225. This is the video I been waiting for!!!! This is THE ONE
    26
  2226. Holy smokas!
    26
  2227. Honestly didn't expect you'd get in. I like the way you look at it tho. Staying rational, well done ;) Would like to see some more renovation projects. Do you have eyes on some houses?
    26
  2228. I invested several hundred dollars on Prosper with a diversified set of $25 loans and have LOST 38% of my total money so far. The rest of my money is tied up for the next 2 years. Horrible experience!!
    26
  2229. Take action! Love this subject (3rd mistake). Before I found you on YouTube I would always just wish to not have to go to my day job, just wish to make more money, just wish to have more free time. Well now I’m taking action and finally started my channel like I have wanted to for years. It was your video on fear I saw not to long ago that made me flip the switch. Thanks for everything you do Graham! I still need to buy you that Old Fashion 😉🍻
    26
  2230. I'm a simple man. I get the Graham notification, and I click lol. How did the Saturday course with Kevin go my guy?
    26
  2231. "Treat life like a business" -Me
    26
  2232. “What’s up Graham, it’s guys here” *pauses video *smashes like button *unpauses the video
    26
  2233. Before I watch yet another vid, I just want to say that dino head is fucking awesome.. I know, a comment with no value but hey, I see it all the time and it needs more credit! lol
    26
  2234. This was really well laid out and explained, thank you 🥂
    26
  2235. HODL SPF&500
    26
  2236. I wonder, if I can prove I’ve watched every single Graham video, can I get college credits toward a finance degree? He teaches more about finance through his videos than most professors do in 4 years of college. Sad to say, but true.
    26
  2237. 🤯
    26
  2238. Your creating one of those most inspiring, no BS, no surgar coating channels on all of youtube. Thanks for sharing your story and the great advice. I get a lot of value out of your videos.
    26
  2239. Your set up is so dang sick!! You’ve inspired me to find a Dino head..... lol!!
    26
  2240. Sorry Graham, I'm buying avocado toast on all my credit cards :)
    26
  2241. First
    26
  2242. As a Photographer I back you 1000% on that no iphone thing
    26
  2243. I have never been so disappointed in my life. Your comment is pure hate and disrespect. I hope you have a wonderful day
    25
  2244. woot! im 18 right now, love the work ethic man!
    25
  2245. I have followed literally everything he said, and I went from a score of 520 to 745 in one year lol
    25
  2246. Happy to see recent videos in 4K. Most people probably wouldn't notice the difference but I do :)
    25
  2247. Musk doesn’t speak that fast.. ever.. I think that is Graham doing voice over.. 82% certain.
    25
  2248. That power rush I got when Graham got on his knee and begged me for a like 😎 😏 Don't worry, I DESTROYED IT
    25
  2249. The first minute and thirty seconds is me I just turned 19 no college degree look 13 years old and bought my classes and passed my first two quizzes. I absaloutely love it. And want it to fuel my passion for music. Thank you for everything Graham.
    25
  2250. The biggest thing I've been working on recently is knowing when to stop doing something. Successful people can easily see a challenge and never give up because that's what got them to the position they're in, in the first place. Something that has helped me deal with this sunk cost fallacy is by simply asking myself "If I had all of the information I do now about this thing I am working on would I still want to start?" and if the answer is "no". I quit that thing. It works for employees, too, "If I knew everything I know now about a current employee would I still hire them?" If the answer is "no" that employee should be fired or transitioned to a different role. I put out a lot of business related content and experiments on my channel for anyone interested in learning more!
    25
  2251. Is it really Graham or is it his VA?
    25
  2252. Preach it Graham 🙌. Follow these! Your future self will appreciate it.
    25
  2253. Bro, if you buy the Lambo I will unsubscribe man. #notKidding. Lambo is no bueno..... Graham a prince like you needs a chariot that represents your greatness and power. You need something like Mercedes, Tesla... The doors of your car should not open sideways. they have to open like the wings of a bird like the Tesla model Y. They have to go up, not sideways.
    25
  2254. I NEED SOME TAX FREE MONEY ASAP PLS "what is an asset?".... "google it" youre a savage hahahaha
    25
  2255. The people behind this are genius. I live in LA and I have noticed the trend, soon they will be everywhere
    25
  2256. Hopefully the competition pushes YouTube to step their game up.
    25
  2257. That last part - the free tip - will pay for the course itself in commission. Guys these tips are gold. Thanks so much for doing this Graham and helping us all make more money.
    25
  2258. Since graham has preached index funds since I started watching him well before 2020. My ETFs have held up very well. And I sleep like a baby during all this.
    25
  2259. YO SHOUTOUT TO MY VIDEO at 0:55 😂 lol
    25
  2260. Been investing in pizza and money for year now. Shut up Graham, and stop letting people in on this strategy.
    25
  2261. Someone should point out that you would need to spend $30,000 to make up the difference between 1.5% with $150 bonus and 2% with $0 bonus
    25
  2262. Graham! Your dad jokes are the highlight or my day!! 😂
    25
  2263. Every time u upload I immediately like:)
    25
  2264. This is the first "make money on YouTube" video or article that has taught me a couple new tricks: tagging your competitors and upvoting yourself. Most sources will be too bland or PC to get that creative and just tell us the same common sense stuff we already know. So, thanks Graham. PS what do you think about more direct promotional methods, ie advertising? Worthwhile or not?
    25
  2265. My first house is closing this Monday! Thanks a ton for all you have done for us on Youtube!
    25
  2266. Thumbnail extra CRISP
    25
  2267. You never miss with these videos, I was literally thinking about this 😭
    25
  2268. Yes, yes, yes to everything! Don’t rush, prepare, plan, and save. Great video. Solid advice.
    25
  2269. One does not simply gently tap the LIKE button
    25
  2270. I watch your ads in full on purpose because you have helped me understand the Real Estate industry as a potential buyer in the future. Thank you Graham!
    25
  2271. I smash like button. You heart me. Deal.
    25
  2272. Pages 1 through 5593 of the stimulus bill clearly state you must click the like button on this video.
    25
  2273. Great points bro 👌 don't work hard for your money , have your money work hard for you 🙏
    25
  2274. Graham ma man not lying, feels like my brain expanding when I watch your videos. Take care man.
    25
  2275. The time investment comment reminded me of the sunk cost fallacy. Nice analysis. Points you pulled out seem like they could be transferrable to more than just vid making too.
    25
  2276. Just want to say I’ve loved your newsletter so far! It’s really well done.
    25
  2277. People talk about “So all I needed are millions and millions to be free” This is 2018. Most of the people I hear complaining are young people that have still live at home with family and no responsibilities as a “full adult”. I know life is difficult, but there are SO MANY avenues to making money online. Obviously you can’t just study these celebrities, but you can study these average people making money online. Ideas: Shopify Amazon Real Estate Agent/Wholesaling Study something to teach people at a smaller time and cost than you did. More info online
    25
  2278. Buy a duplex or a fourplex and live in one and rent out the other units.
    25
  2279. when all of this is over, the rebound will be so good it’ll be like the Roaring 20’s.
    25
  2280. You made me invest in the S&P 500 and I'm only 14 :).
    25
  2281. GRAHAM THERE ARE ONLY 12 COMMENTS AND I JUST WANTED TO SAY YOU ARE A VERY ATTRACTIVE MAN AND I LOVE YOU, BUT I HAVE A GF!!!!
    24
  2282. I may never be first but I always watch the whole video, like, and comment! So that makes me a winner, right? 😂
    24
  2283. I straight crucified that like button.
    24
  2284. How can I APPly?
    24
  2285. Graham Stephan yea, paid off. I'm in Orange Beach, AL. I'm also doing over a million as a single agent. 100 deals a year since 2014. Just putting in work man. Grew up roofing houses.
    24
  2286. Hi Graham, great analysis and wonderful cross examination with our financial situation and past recessions :) And yes, the right thing to do is to always try to make yourself as indispensable as possible, or at least improve your skills as much as possible - because the truth is: nobody is indispensable so one needs to make himself as competitive as possible. I might make a video on this topic too :) Greatly done, as always. Rick
    24
  2287. So much knowledge thank you! I just got into the industry myself and this helps a lot.
    24
  2288. Thanks for the in-depth explanation of each step... This is why I watch you more than Grant now, you talk about the technicalities. Much appreciated👌
    24
  2289. Graham I love you man. You are truly my inspiration and my eye into the world of bussiness. I am studying for my real estate exam currently and learning so much from you. I am just 18 and your genuine, advanced, amazing personality really relates to me on so many levels. Would love to meet you someday. Greetings... Omar Ayyed
    24
  2290. Graham: I show you how to save money want to hear People : ok ? Graham: All you have to do is smash the like button 👍
    24
  2291. Don’t let one person knock you down Graham, keep up the grind man‼️
    24
  2292. Not sure why you would spend a month to make a course when you could have just made a magic pill. I've seen limitless, I know magic pills exist.
    24
  2293. Thank you Graham! Have been waiting years for this. You got me started on this journey back in 2017. I watched you make a Dave Ramsey video then I started watching Dave Ramsey. So proud of you as well as I know you would of been itching for this. Next time I hope it’s on iced coffee hour.
    24
  2294. I’m the millennial waiting for it to collapse to buy my first home I’m already on Zillow while this is playing
    24
  2295. POV: your wondering who would dislike a gram Stephan video
    24
  2296. I used to watch videos like that and use every excuse to believe I can't save money then I just decided one day I was fed up with being fed up, cut my expenses and started saving. I went from believing it was impossible to live off anything less than $5,000 a month. Now I live off $1,700 a month. If I can do it anyone can.
    24
  2297. About to buy my first multi family, that call I did with you in the summer helped a ton!
    24
  2298. Graham, this is great. Thank you for putting this together. Makes me excited to continue to churn out free, quality content for the time being. You earned my subscription, btw! 😉
    24
  2299. People need to read ‘Think and Grow Rich’ by Napoleon Hill. I hate hearing ‘but, if, can’t.’ No more excuses, let’s make it happen fellas
    24
  2300. Bought the bundle pack and so excited to finally try out your coffee! Congrats Graham and to the rest of your team behind the coffee brand!
    24
  2301. Thank you for explaining what is going on in layman's terms.
    24
  2302. Robinhood No one: Graham: the love story continues
    24
  2303. I’m hungry... . . . . . FOR PROFIT 🤑 Forex is nice too ;)
    24
  2304. Entered chat
    24
  2305. First! Can i get a heart?
    24
  2306. Darn Cali is killing us... the taxes are too much :(
    24
  2307. "Here Graham it's guys you up what's" Say it backwards ;)
    24
  2308. Graham is not lying. Took me 9 months to get to 1,000 subscribers and learned so much along the way. After hitting 1,000 subs, I have gotten over 2,200 subs in the past 28 days. Still amazes me. P.S. smashed that like button 💪👍
    24
  2309. It’s a political joke 😂 Relax
    24
  2310. So we don't eat the popcorn?
    24
  2311. This was the best clickbait for me since I have done Airbnb in Miami and Barcelona over the past 3 years and I was curious to find out about your POV. In the beginning I was skeptical because I thought you would talk about an unfamiliar topic for you but out of hearing all information I realize that it’s well researched and learned about and I totally agree with you on everything. It was nice to find out what you think about it. With every video you’re making me want to come back again and again, you’re a charismatic person!
    24
  2312. listen Graham.. i’m on a grind & when you talk i listen. only 2 youtubers have ever actually given me GREAT information and things to think about & you are one of them. because of that i am thankful for your videos & i plan on making great videos one day like yours. you really have helped me grow as a person & helped me make better decisions. you also said you read comments so i hope you happen to see this. hope one day we can work together in the future! have a great day man thank you for this free information. EDIT: also, LOVE the thumbnail!! 😂😂
    24
  2313. Hey Graham do you have Ligma? 🤔
    24
  2314. Got $200 from capital one. Was worried about not having direct deposit since I’m self employed. But they did accept money from square as a direct deposit. Now to just leave it in for 60 days.
    24
  2315. I remember watching Enes everyday during the pandemic 🥹
    24
  2316. i am here before 10k views! Can i get my THIRD heart from Graham? I always smash that like button!
    24
  2317. This video was excellent graham! Love that you used your platform to spotlight this hard working young man! Also a good reminder that there are many different definitions and paths to success. And he didn’t even have to take out student loans to be making $1K+ a day! May god continue to bless him and his young family.
    24
  2318. Invest in a private jet. Let's get this video to 100k likes so we can see this happen
    23
  2319.  @THEKiNG-fh9zl  I don't think he'll be old enough :P
    23
  2320. Graham cares about the people that fallow him !
    23
  2321. Graham made me passionate about money
    23
  2322. To #2: I think it's very important to be consistent. It's not about how much you work or how much you do, it's about doing something every single day. That basically goes for anything. I used to practice guitar only once or twice a week, but then I would play for hours. Doing that gave me MUCH worse results than practicing for just 15 min every single day. I think it's because of the "muscle memory". The same goes for working out, it's much better to work out 4 times a week for 30 min than once for 2 hours. I personally found that this is true for everything that I try to learn. So consistency is king.
    23
  2323. I watched the entire video. Did a 9-5 job for 11 months. It was the worst time of my life. Thank God I went my own way. Life is better now.
    23
  2324. Instagram will have to change the vertical video requirement. Not only is it hard to fit anything other than a single person talking in that skinny frame, it's just annoying when you switch from your phone to a laptop, tablet, PC or TV. That's how I watch the majority of YouTube content: cast to TV. Done! Same for Netflix.
    23
  2325. I still remember the days when you were somehow able to respond to literally every comment
    23
  2326. As a looong time viewer this actually has been one of the best videos in a while ! Cheers from your biggest fan in Colombia amigo!
    23
  2327. Graham is the cutest when he flexes not gonna lie #fangirl
    23
  2328. Unusual glant, but feasible
    23
  2329. But Graham! My uncle's wive's friend's coworker got a 4% percent interest rate that's making good cashflow in LA. What about those deals Graham? Dislike, Unsub, Block, Report as Spam.
    23
  2330. I started using LendingClub when I moved here in FL since it was blocked when I lived In PA. The return rates have been rather poor since I started and honestly so many default I feel like its a super higher without much in terms of repercussions to the person that is defaulting on it. I have a very strong feeling i'm going to stop investing here and instead start pushing more into dividend stocks.I had high hopes this would be a good passive income but its proving to really not be.
    23
  2331. commenting "Great Video!" when it just posted
    23
  2332. Agree- think it’s muddying the water. Should do public speaking, besides YouTube. Your a clear, interesting speaker!
    23
  2333. I tried buying groceries with physical bitcoins the other day. She asked a manager and I got found out
    23
  2334. Boom bro right on with the credit score... I raised mine from 530 to 770 in 1.5 yrs... By doing exactly what you said.. Pay it back in full at end of month... You know, spend what you actually have lol... Ju da man bro tx for all ur gr8 tips 😁
    23
  2335. I TOO CAN’T SPELL GOOD😂
    23
  2336. Citi Double - 2% back on everything Amex BCE - 3% back on groceries Discover It - 5% rotating categories Chase Freedom - 5% rotating categorie Uber - 4% dining and 3% hotel & airfare Chase Amazon - 5% on Amazon BOA Cash Rewards - 3% online shopping Ducks Unlimited - 5% back on gas and sporting goods US Bank Cash+ - 5% Dept. Stores & Gym (or cell phone/utilities.. your choice) Nusenda - 5% on great rotating categories (hard to get) I don’t let any cash back slip by lol
    23
  2337. Great points made. I Flip properties and what you say can also apply to that. Cosmetic flips are the best / easiest.
    23
  2338. Fact- if you don’t subscribe to Graham your property won’t cash flow...
    23
  2339. Thank you for making the video and your honesty.
    23
  2340. This truly is some real "EPIC SHIT"!!!!!!!
    23
  2341. Back at it
    23
  2342. What I think i learned the most from this video is that I need to leave California ASAP lol
    23
  2343. well this was stupid. When i click on grahams videos i expect at LEAST a 10 minute video to support his ad revenue. I guess the taxes got to him...
    23
  2344. Dude, I like all your vids, but I really enjoy the technical ones like this. I rewound (is that a thing since tapes aren't really a thing anymore?) a bunch of times to really absorb the numbers and concepts. Please do more of these!
    23
  2345. I recently started watching your videos and I just wanna say that your vids are really helping me get my life on track and get ready for my future. keep up the good work, btw love the music you used in this vid
    23
  2346. Did exactly this and made $750 at the beginning of this month
    23
  2347. I like grahams videos like my potatoes SMASHED
    23
  2348. Yeah making $100 a day with index funds is cool, but have you ever tried smashing the like button for Graham? 😄👍
    23
  2349. How you came up with all this research on this topic on such short notice explains why your a living legend.
    22
  2350. Oh, Dave Ramsey will be so happy.
    22
  2351. Here, I'm just waiting for Andrei Jikh to release the same YT video any minute now... :)
    22
  2352.  @andreafragoso8874  I agree, he’s definitely earned it!
    22
  2353. I sometimes can‘t believe the people who start stuff like this! It was obvious to your true followers graham don‘t worry!
    22
  2354. Our Lord and savior Musk has spoken
    22
  2355. My mom worked in banking her entire career. She would buy old coin and bills from the bank on a regular basis. growing up, I would always help her sort them. We have a ton of the stuff you would be looking for. The average bank teller won't have a problem with doing this as long as they are nice, you are nice to them, there is no line, and they don't want those bills for themselves.
    22
  2356. Glad to hear you got my smoke signal
    22
  2357. badass video..learned alot!
    22
  2358. I'm hooked on riding these scooters. They're all over my neighborhood and often there's one sitting right in front of my house. They're a blast to ride and the convenience of leaving them at your destination is unmatched. The only concern I have is privacy issues. The early scooter models use bluetooth to bounce a signal back to Bird's data center to locate the scooter on a map. The new ones have gps built in so they do this automatically. That being said, google already knows where I live, work, eat, go to the gym, etc... do I really want them tracking my data on yet another platform? Can I go anywhere without google knowing?
    22
  2359. I finally watched the 20 cent Iced Coffee video so I could be in on the joke! lol
    22
  2360. You should do a challenge where you start from 0 or a small amount and try making biggest possible amount.
    22
  2361. Or you could just... SMASH the like button for the YouTube algorithm!
    22
  2362. He- he- heyyyy
    22
  2363. Wow you're now a great teacher as well as a great real estate agent aha!
    22
  2364. love your videos! Been working on my credit since I saw your “credit card for beginners” video couple years ago and I’ve gotten up to 750 recently!
    22
  2365. Came here from the IG stories 😃😃
    22
  2366. Man my notifications are late
    22
  2367. Backdoor Roth IRA in one sentence: direct contribution to a Roth IRA has income limits, but there are no income limits on a conversion from regular IRA to Roth IRA,... just don't earn money in that IRA before converting.
    22
  2368. Thank you for all your content Graham, always on point! As a longtime Las Vegas resident, it’s refreshing to see other fellow millennials like yourself in our community that take the time to research facts and not buy into mainstream narratives on social media. Keep up the good work and you should run for a Nevada Congress seat someday to show DC how it’s done !
    22
  2369. Always wait 200 days before buying an IPO. Pretty much whenever that lock in period ends.
    22
  2370. Guess saving that 20 cent creamer really helped huh
    22
  2371. Hey Graham. I just wanted to share my situation real quick with you. Been a loyal sub since literally your 1st or second video lol. Im 22yo and have been saving alot of money from my job since i was 18. Btw i dislike my job ALOT but it pays pretty good so im kinda stuck(for now). Im in the process on closing on my first house or property ever which is a duplex :). I believe it or not already have about 50k equity on the property. Im going to live in one amd rent out the other for about 2- 3 years, hopefully save even more money from the renter paying most of my bills, then to buy another multi family maybe a 4 or more a couple years later and quit this horrid job im at.... factory job... just wondering if this sounds like a solid plan to you graham i love your videos and have learned alot from you and sometimes worry ill never be able to do real estate full time. Ive been wanting to do it since high school lol. Much love -JT
    22
  2372. All the best for the new products. Amazing how you "descomplicate" things in your explanations. Congrats on that!!!
    22
  2373. I think Graham is slowly unbuttoning more buttons on his shirts to see if we notice
    22
  2374. Legend says that my favourite real estate youtuber will pin this comment
    22
  2375. your gym cost $200 a month.. wtf
    22
  2376. So happy for you ❤️🙏🏻
    21
  2377. Beware: Not smashing the like button
    21
  2378. Yup that blue lobster was worth a thumbs up.
    21
  2379. I just did a video on 5 of Kylie's business secrets a few weeks ago and to be honest while doing the research I was left amazed. Because she started selling her first make up line that was some kind of a lipstick and liner back in 2015 for 29 dollars for both and she ended up selling 420 million dollars of product in retail in just 1.5 years and when that happened I started following her up close to see how she’s doing that. Off course I ended up finding out that a big dose of that came from her family and there was always someone who had her back, but there are still a few things I learned from her, and I hope they’ll help you.
    21
  2380. Just bought the Do Epic S***!! Let’s get this bread Graham
    21
  2381. 5 seconds in and I already smashed the like button
    21
  2382. Dying inside
    21
  2383. Comment down below for engagement Finally somebody who’s honest 😂😂
    21
  2384. This is a collab I was waiting for. Thanks Graham. I think Dave Ramsay is a great educator for those swimming in debt and trying to escape. Baby steps!
    21
  2385. Listening to Graham’s new video while driving home. I look to my left and there is a red Ford Focus.....
    21
  2386. You shouldn't be able to change sim card without being in person with a carrier to check photo id... Phone carriers need to be more secure with having that power of 2FA. wow
    21
  2387. If you try to invest $400 you get addicted to start investing $1,000 and even more
    21
  2388. Give it to me
    21
  2389. whole video had me laughing, keep these bootleg HGTV day in the life shows up, LOL
    21
  2390. KNAAAAWLEDGE!!!!!!
    21
  2391. When you know someone was planning this comment so you beat them to it
    21
  2392. Best thing I ever did was NOT BUY A CAR off the lot… I don’t have the extra $500 of payments for the car payment and ridiculous insurance
    21
  2393. Add more bitconect memes plz 😂😂
    21
  2394. Great content as always Graham! Budget, invest, repeat! P.S. When my channel grows up I want it to be like yours! 🙂
    21
  2395. Your lamp in the background looks like the picture of the black hole revealed today !!!
    21
  2396. Graham your course has help my channel grow I'm at 100 Subs and almost at 10,000 views. 💪
    21
  2397. Do a Collab with financial education
    21
  2398. Not only are you a good realtor as you've shown Graham, but also a good teacher and don't come across in any other way but genuine and supportive to your audience. Of all the similar channels I watch, you have the best, most level approach. Give this guy the recognition he wants review committee. It's deserved.
    21
  2399. Graham, I'm 28, I've been watching your videos for months, and I have taken a lot of your advice to heart. Since I began watching, I started contributing 20% to my 401k, maxed out my HSA, opened a Roth IRA, bought S&P500 index funds, bought mutual funds, and bought my first house. I'm self made, working a corporate job, and would like to create a passive income stream that would allow me the flexibility to move on to more exciting endeavors. I'd really appreciate your advice. Thanks, Eric.
    21
  2400. Great video. However the new 2018 tax reform law requires the owner to live in their personal residence for 5 out of 8 years now for the homeowners exclusion benefit.
    21
  2401. have a happy independence day everyone
    21
  2402. Next video: what happens to the human body after only drinking $.20 cent iced coffee
    21
  2403. Oh my gosh Graham...you are an inspiration. I have been following you for almost a year and have learned sooo much from you. I have opened up a Traditional IRA...a SEP IRA and have opened a Charles Schwab checking acct and started investing in Berkshire and Hatthaway, Netflix and Disney... Due to your videos I am now saving up money to invest in real estate... This video has taught me to take a good look on the types of duplexes I would like to invest in and reminds me that you must be diligent at vetting your renter by doing proper background and credit checks. Also making sure you buy a duplex in the proper location...
    21
  2404. Great content. I applied what Jeremy said in this video few years back. Did 6 figures
    21
  2405. Someone tweet this video to Dave Ramsey. He will respond. I would love to see both sides talk about this topic.
    21
  2406. Graham I’m enjoying the video so far and just wanted to comment to say I appreciate all the content you put out, thanks!
    21
  2407. Is Pro The Doge the greatest diamond hander of all time?? 💎🤲
    21
  2408. I sold my home and bought HTZ calls.
    21
  2409. Hey everyone, Graham worked a lot later than usual to make this video. Lets all SMASH that like button and show our true appreciation for all of his efforts on a job well done. 😎👍
    21
  2410. Also when participating in the Credit Card Churning technique look for cards that offer Referral Bonuses I’ve received up to $100 for every person that signs up with my Referral Link! Great video Graham!
    21
  2411. There is a lot many buyers don't keep in mind. Sometimes you have multiple insurances on a single property that have to be paid. Property taxes are a big expense. HOA dues can be escrowed. Recording fees for critical documents (i.e. Deeds, etc.) can stack up. You can/may have to prepay alot of this at closing. But god forbid whomever is handling your escrow isn't properly notified ahead of the due date! Come time for escrow analysis you can end up with an "escrow shortage" & owe more money! What I'm trying to reinforce is that there is SO MUCH to account for! Thank you for doing a video like this. I honestly think you may eliminate some competition if you put out another video explaining the true costs of real estate investing. Subs will go either way imo.
    21
  2412. As an economist I thought you hit the nail on the head. Well done and well explained. Surface level that is!
    21
  2413. For Canadians 2.8% Motive Financial 3.25% Manulife (first 6 months) 2.75% Tangerine (end of nov) 2.3% EQ Bank
    21
  2414. Graham, I took your YouTube creator course back in April, I started a channel in May. Six months later I met the requirements to get monetized on YouTube. I owe it all to you! Thanks!
    21
  2415. Graham can you pin this comment? I sent you a DM requeST and you never got back. Also I need to barrow your camera to film a YouTube video soon because. Anyway please PayPal me friends and family when you get the chance.
    21
  2416. Brilliant Graham. The problem for most people is: 1. lack of plan & patience 2. literally cannot comprehend a 10-year time frame 3. lack the individual willpower to live below their means CONSISTENTLY (it's so easy to undo a year of savings with 1 dumb purchase / splurge)
    21
  2417. Great video Graham!!!
    21
  2418. Graham I need you to address the Choco Taco calamity 😆🍫🌮
    21
  2419. Invest in Graham’s ICO.
    20
  2420. 87th
    20
  2421. PNC is my favorite bank the pnc virtual wallet feature which basically tracks all your expenses for you categorizes it etc. kinda like that app you(graham) said you use I don't have the online bank account so i don't get 2.35% but I'll try now that i know that.. I have three bank accounts and PNC is top. I haven't had problems with them I had pnc since i was 16 (I'm 22 now) . I actually liked them so much I researched them and bought stock in them(especially since warren buffet bought stock in pnc)
    20
  2422. People are too sensitive.
    20
  2423. 1
    20
  2424. What an odd motivational video. Like reading half of the back cover of the cliff notes book of a motivational pamphlet.
    20
  2425. Your credit card videos have been super helpful. I'm hoping to do some credit card churning so I can do some free travel! BTW been going through​ your YouTube course. Almost halfway through!
    20
  2426. So true.... anything you want to learn you can in 2018
    20
  2427. Real estate agent here from Maryland. I soooo agree with you about landlords skimping out on a slight increase in price that kills them in the end! Same with the backyard! I see so many houses where the so called backyard is a dirt pile and the landlord is kinda proud of the "backyard"! Keep it up dude! Love you vids!!!👍
    20
  2428. Watched the whole thing :) Man, that's rough. Amazing story. This video will help so many people. I'm lucky to work in outside sales where I get a ton of freedom but I had a similar experience playing football in high school and college. I was a field goal kicker with a soccer background. Switched to football my senior year of HS and got a scholarship to play in college. College football was so corporate/military-like and they tried to put me on the same lifting program as linemen because I was "not special and just another football player" (keep in mind I was a kicking specialist lol). They tried to make me fit into a football mold when in reality I just wanted to train the way that would produce the best results for myself and in turn, the team lol. I started for two years and did very well. My coaches still hated me for always being different and asking questions despite my work ethic. I quit and left them high and dry right before the start of my third season. They lost that first game of the season by missed extra points. I had previously made 127 in a row. I was so happy after that day. Being "different" and questioning stupid rules and policies is just how I operate and luckily my current company loves that about me. Although I'm only 25, older and more successful reps come to me for advice on finding creative solutions. I could never work in a cubicle. Thank god I get to work from home and the road! Sorry for talking about myself so much but it triggered that memory!! Great vid!
    20
  2429. Are you actually aware of what you really do for us and really mean to us, at least i can speak for myself.... You made so many ppl. do things, achieve things they would probably never do and achieve.. i watch only 2 youtubers, one of them is you! Even when Im not watching, i play your videos on the background. You are the biggest trigger in my life currently to make me really do something. I'm a hobby programmer, and now create my own business based on ecommerce and start also my own webdesign - App and Software development company. So really, thank you sooo so much Graham. You are the best for being real and authentic. If i really achieve something one day, i would love to meet you and present you my business. Keep it up Graham and always be you! Greetings from Germany
    20
  2430. My case is identical to yours. I am just putting $$ into crypto just as a lesson, to learn something, and as a hobby. Losing it all or a 5-10X profit won't be life changing either way. Medicine and real estate are the money makers for me. Both have utility and ain't going anywhere any time soon. Bitcoin is just a fun hobby. I would probably spend this money (low five figures ultimately) on girls or a motorcycle :P
    20
  2431. I was going to say Graham is too cheap to rip up a real $100
    20
  2432. Graham, please do a video with the following tittle: "Hot girls on Bitcoin" :')
    20
  2433. Videos like this should be showed at Business Schools to learn about strategies. Blue oceans are coming!
    20
  2434. sak sezo B Lee me
    20
  2435. Not a video I thought I needed but a video I definitely freaking needed
    20
  2436. Some one going to get a silver YouTube button very soon.
    20
  2437. I have a 2.62% on a 30 year... dont think I will ever get a better rate.
    20
  2438. Finally some car hacks 👌
    20
  2439. You’ve been spending too much time with meet Kevin lol
    20
  2440. Am i the only one who thinks Graham is super attractive...
    20
  2441. Frist
    20
  2442. What if Graham wrote a stimulus bill and sent it to the White House?
    20
  2443. Fascinating how the other half live. Great video :-)
    20
  2444. Why does Graham always heart my comments?
    20
  2445. Bro you videos are literally improving exponentially. Love the content (especially crypto references 😂). Keep up the good work
    20
  2446. I think this is the most real and beneficial video that I've watched by you yet. Thanks Graham, great job!
    20
  2447. First
    20
  2448. Close
    20
  2449. GRAHAM!! Just closed my 4th deal and on the verge of my 5th. 3 weeks in real estate. I won agent of the month. Whole office is in shock lol. CRAIGSLIST!
    20
  2450. Upload on a Saturday?? Was not expecting this but I’m happy I got the notification! Cheers
    20
  2451. It's crazy how many people still don't realize that YouTube + Google = "Free Education" 🤓 Most people don't want to put in the work. Learn how to buy all the lattes and avocado toast you want. 🥑🍞
    20
  2452. done the same before lol
    20
  2453. Uno! Omg that intro, this story sounds crazy 😂😂
    20
  2454. You are so right about "it is a total common sense, but so many agents dont do this" ! Have witnessed it myself when we were selling our 1 mln $ + property ( huge summ for a real estate here), - realtor didnt even turn the lights on when they were taking pictures! as a results the photos were sh**ty and truly ugly.. Didnt bother to actually Show the buyers around, to memorize any information about the property, etc. Were allways late. We, the owners had to show it to buyers ourself ! Oo. And that is one of the "best' agency in the country... One would think, that for a commission of average annual salary, the realtor would put at least Some affort.)) ...
    20
  2455. FANTASTIC VIDEO! Do more of these please!
    20
  2456. I think about purchases in terms of how many hours I have to work to make that amount. You’re right, more times than not it doesn’t seem worth it.
    20
  2457. I aspire to have my kids react as much as Graham's Dad does when I surprise them with things. 😂
    19
  2458. MORE STORIES
    19
  2459. Here is some cheddar. I want you to put this into your new Houston’s hot chicken business. Hopefully one day if I come to the USA from Australia. I’ll come to your location and know that I helped contribute a small piece of cheddar cheese.
    19
  2460. You could say the EV bubble is CHARGED.
    19
  2461. As someone who is new to day trading, I'm quite happy that a lot of my thoughts matched yours! BTW I finished your YouTube Creator course and it was great!
    19
  2462. Patrick Bet-David said it well, “if you are prepared, these are good times”.
    19
  2463.  @TheLukeMartinez  He did nothing wrong because he literally did not do the thing he was accused of. If you watch the video and look at the reddit post, it's obvious
    19
  2464. Tesla does not advertise, even if they started not sure graham will be one of their first choices
    19
  2465. I love that feature wall! I also love the coffee notes of the whole room!
    19
  2466. #9 Saving money by thinking about peak electrical use hours!
    19
  2467. From Phx, AZ Zillow has now purchased 62 homes and sold 10. All are in Maricopa County and none in Pinal. The average purchase price of the 10 homes that have been sold was $309,700, which is just 0.4% below their average Zestimate of $311,036. The average sale price was $319,080, 2.3% higher than Zestimate. This means the average gross margin was 2.9%.
    19
  2468. How can I get that much by tomorrow thanks
    19
  2469. Gotta love cashflow! Cashflow + Appreciation is almost equivalent to Elon Musk hosting meme review
    19
  2470. Thanks graham, this content is always informative and has actually helped me out financially. Honestly, you're a legend so thanks for helping people like me out.
    19
  2471. Graham, I've followed you for a long time. I've gone from sales job to sales job for years, trying to get into real estate. I've found an awesome job this year that has put me on track. Couldn't be happier to be where I am for this crazy ride
    19
  2472. This is so genuine. Thank you.
    19
  2473. 24th
    19
  2474. To be transparent, Graham does indeed run my channel behind the scenes. I just read from his scripts and get a 10% commission.
    19
  2475. FIRST!!! Now I won’t be broke anymore!!!
    19
  2476. 😆 🤣 I already have 0 down it's called a VA loan..
    19
  2477. Mortgage interest rate: 3.5% Average real estate investment return: 8% Effectively getting paid 4.5% to borrow money.
    19
  2478. Are you implying that my course (that is only 599.99 a month) on how to make money off of bitconnect is a scam!?!?? I am truly offended! Disliked and unsubbed.
    19
  2479. What's up Graham it's you guys here!
    19
  2480. Graham is the NEW AGE Warren Buffet, his intelligent approach to the real estate business has forever impactdd my way of living life and conducting business. Thank you Graham for being my BF, Brother, Uncle, Dad, and theoretical BS partner. You helped me beat addiction, and molded me into a PARAGON of human skills and talent.
    19
  2481. It should be “Why Elon Musk is unstoppable “ And thats because he smashes the like button and probably drinks 20 cents iced coffee!
    19
  2482. You forgot #6... Watch Graham Stephen
    19
  2483. You’ve helped me in my investing journey. Still learning but you’ve made it entertaining enough where I keep coming back for more knowledge. Appreciate the transparency. You’ve help make us save enough to know anything can happen.
    19
  2484. Graham's brand is international yet way more down to earth, and relevant than even a realtor on network TV. I don't want to see 30-under-30 list without Graham on it because he's had an impact on me and so many others for showing how you can make it as a real estate agent or an investor. I lost count of how many he's inspired, including myself, to better themselves through his 2018 goals challenge. No doubt you've found the cream of the crop. I look forward to seeing him on the list!
    19
  2485. You should get Elon musk on your show!
    19
  2486. man im glad i dont have to see magic tricks on this video
    19
  2487. I smashed that like button harder than you smashed your walls down!
    19
  2488. $300 per month is not a lot of money? Come on Graham, that's 103 gallons of gas or 60 Subway sandwiches! Which means that you will lose 2 Subway sandwiches per day with this tax reform. Although you might get more Subway sandwiches back with the service provider tax break!
    19
  2489. Trick question, the best option is 100 I N V E S T E D I N B I T C O N N E C T
    19
  2490. As Grant Cardone would say, just go on a busy street corner and beg for money and you'll probably earn $100 in less than 6 hours. Boom problem solved!
    19
  2491. I really like you homie, I don't know if you remember me, but I met in you in LA when myself and a few friends were trying to get a house, and you were our Real Estate Agent. Your videos are of extreme quality compared to youtuber standards and especially your genre/peers, and can't wait to see you hit that million subs one day. Hope we can chat one day again :)
    19
  2492. Love those thumbnails. You look like you’ve never seen money before.
    19
  2493. First! Day 26 H Did I beat Jack? :)
    19
  2494. Let’s gooooooo
    19
  2495. I sold at $19. You can always think to yourself that you're doing better than I am lol.
    19
  2496. Due to your advice, I got my insurance premium down from $3,000/year to $1,400/year. I would've never thought to pin the quotes against each other. I had a lot of fun doing it too. Thanks for the quality advice!
    19
  2497. Nice video i really appreciate your work
    19
  2498. If I say Graham will heart this he won’t, but if I day he won’t he will. What should I do?
    19
  2499. It is because nothing has changed from 2019.. You should do the exactly same things. Why the F do a same video, if he can just change the title?
    19
  2500. 19 people away from 1,000. Guess a face reveal is happening soon :) Took your advice and gained 200 subs in 3ish days
    19
  2501.  @GrahamStephan  I remember you driving around in your nice ass car with balloons and getting a cake lool Good times! :D
    18
  2502. That’s not a squirrel! That’s a baby honey badger.
    18
  2503. Love the approach you're taking Graham! I'm doing something similarly, investing in companies and cryptocurrencies that I believe in regardless of the Metaverse, but that have exposure to it.
    18
  2504. Yes perception is key! Same thing goes for business. Some may see the market as over-saturated while others see opportunity.
    18
  2505. I need a picture of avocado toast t shirt.
    18
  2506. Home flopping!
    18
  2507. Graham Stephan Amazing! You’re a rare breed Graham.
    18
  2508. Love the effort you put in your work, pure passion 🔥
    18
  2509. The learning to invest in yourself is key people need to realize you don’t always need to spend money to do so
    18
  2510. The best part of my day is when Graham opens his videos with a loud & energetic "What's up you guys its Graham"... I guess I'll have to look elsewhere for a best part of my day today.
    18
  2511. I've claimed what is mine
    18
  2512. I watch the WHOLE THING......I had a similar experience at a grocery store while in COLLEGE....I thought I would DIED being there...the manager told me I could not help a pregnant employee move the carts from outside and she had to do it herself...that’s when I said if I can’t read a book n make more money than this I don’t deserve SHIT PERIOD!!from that DAY to this ONE now Never work a JOB!!! and then went on n make my FIRST MILLION DOLLARS...at 26yrs..n every sense then made millions loss millions but FREEDOM from mind stupid shit...is worth it!!!!because ur only limited by ur mind....Great Video
    18
  2513. Mark Zuckerberg’s taking over the world 🌎
    18
  2514. Graham, now that you're doing a video about gold, I'm getting commercials for Medicare.
    18
  2515. Thanks for coming up to London for #orec2018 Graham. Matt McKeever and I really appreciate it. I Always look forward to your videos 3X per week!!
    18
  2516. I just want to see you splurge on the reef tank...
    18
  2517. Will this get hearted even if I don’t mention avocado toast?
    18
  2518. I’m so early graham hasn’t given any hearts yet
    18
  2519. Hey Graham!! Thanks for all the Great content (been following since you've had < 5k subs) I recently ended up getting into Real-Estate partly because of you. (Used to work in Drive-thru at Wendy's back when I'd just turned 18, and one day this person will a really flash car pulls up (Bently) so I ended up asking him if by any chance he owned a business to which he replied with nope "into Real-Estate" and then I go on to tell him that how I'd been thinking about getting into real estate (back when I was 17 1/2) but just didn't know how to sort of get started, so he ended up giving me his business card and said that his office was always open for me and I could stop by anytime I'd like. So about a week later I end up stopping by his office and we talk about Real-Estate and getting started. Fast forward Couple a months later, before Christmas I passed my real estate exam!! And after that I stopped by his office again and ended up signing up with brokerage (Coldwell Banker {not literally his lol}) And recently I joined this team too, just so that I could feel a bit more comfortable to when I would show up to listings and to sort of stop being portrayed as a young rookie by some possible clients, so that there got me sold for now lol! But THANKYOU so much for all the Great Content and Honestly man I don't think I would be at where I am at not if it werent for you. Keep on continuing to Inspire People :) SHAMELESS PLUG lol. Made a new Instagram.- https://www.instagram.com/loren.roy/ I' ll post my jounrey here and possibly even some content with my mentors.
    18
  2520. Stock wars Episode 5 robinhood strikes back!!😆
    18
  2521. wow, haven't even finished Stranger Things 3...
    18
  2522. I will not tap the bell, I will smash it
    18
  2523. Watched the whole thing. My last dropship venture flopped, but this video is making me want to get into it again.
    18
  2524. Hey graham I took some advice you gave me a few weeks ago about getting in contact with some real estate agents to learn about it. Well I ended up getting a meeting with some financial advisers more of investing advisers for wealthy people and they are happy to meet with me to teach me. thanks for all the help and inspiration.
    18
  2525. You the G.O.A.T
    18
  2526. DO EPIC SHIT
    18
  2527. Graham the man!
    18
  2528. Not to mention the zoning restrictions that makes anything other than a single family home illegal to build. For more info look at 'not just bikes' and his video about missing middle
    18
  2529. Made it all the way through. Salute to you, Graham. That video you did with Tanner gave me the push to start my own business (Amazon fba book selling) and I'm seeing a lot of growth! My next goal is to house hack a duplex in the next 12 months to save on housing cost. Thanks for the motivation. (I'll also send people scared of debt to this video)
    18
  2530. I am just commenting like all the other YouTube financial channels hoping to get a few subscribers. But do watch Graham’s videos because he always makes well thought out and logical videos.
    18
  2531. I got my plan i can make $80,000 to $250,000 a year welding with my red seal certificate in canada and on my free time i really wanna get started on amazon also im definitely investing all my savings in real estate and be a land lord as well
    18
  2532. Engagment :) Can I get a heart? :)
    18
  2533. Like for egg gang
    18
  2534. Kudos for making this video, one day you’ll be able to say “I told you so”
    18
  2535. I actually increased my salary by 25K when I switched to a smaller company, but they were the market leader in that niche. It was a great company to work for but I ended switching careers because I couldn’t pass up the next offer I got.
    18
  2536. I was prepared to be first, then I got distracted😂
    18
  2537. Whoever disliked this video must be from an alternate reality where Graham is king and he/she just got fired from the finance ministry and executed for leading to a global real estate crash. True story😁😂😅😎
    18
  2538. im almost too embarrassed to say I have over 30 that started when i took advantage of $150-$500 promo's that cards would give after the first purchase. Chase Freedom was even better back then.
    18
  2539. The man's got a solid argument. Boneless wings are essentially just nuggets
    18
  2540. Marriage is amazing! Best decision I’ve ever made! 😊 Congrats!!
    18
  2541. Great timing on this, thanks Graham! Hope everyone has a great 2023
    18
  2542. Yoooo! Tremendous videography on this one, impressive! 😜
    18
  2543. Russian girl with joke about buying avocado toast comment here
    18
  2544. This is gonna be an experiment that PHD students will writing about in their dissertation papers.
    18
  2545. Here’s a trick... if you want to be early, turn on notifications🔔👍
    18
  2546. Everyone please like this so graham can see this, i can imagine how this guy feels.
    18
  2547. UR the best can i get a heart
    17
  2548. If Jim Cramer tells you to take profits, you buy.
    17
  2549. Seriously true. Graham makes it look easy and effortless. But the heartache and the grind behind the scenes will kill anybody who's not 100% committed. Keep up the great work brotha. Really enjoy your videos.
    17
  2550. My biggest regret is finding this channel. Some of the videos are absolute TRA..... No just kidding I love this channel, videos just keep getting better and better. Every video provides huge value, especially to the younger 30< audience. Office looks dope btw.
    17
  2551. Are you subscribed to Graham's channel? Well, there you go, that's your advantage.
    17
  2552. Congrats brother you deserve it more then anyone!
    17
  2553. The title made me click this video.
    17
  2554. I think if the bitconnect Memes are getting funnier
    17
  2555. Graham I just want you to know that I opened up a Roth IRA last night and it feels great! Haha
    17
  2556. The Empty Bank Accounts are the Worst
    17
  2557. Hay Graham I wanted to say that you have helped shape mindset so much thank you and keep up the great work 👍
    17
  2558. Thanks, Graham, for your very sensible, concise review of the past and what may actually happen in the near future. I increased my pressure on the Like Button from 21 percent to 39 percent just now! -- Retired guy in Oregon, USA. 😀
    17
  2559. Love that you first push the actual correct / most fiscally prudent option first, but then follow it up with why it wouldn't work for MOST people. Similar to the Credit Card churning game, this only works if you have the dillgence to invest ALL of the say $1000 a month, into stocks for the remainder of an entire 15 years.... Which seems like a big commitment. From the Math side - are we essentially just concerned with the # 'Opportunity Cost' % ? IE, The Percent Return annualized on investing in the stock market, a rental property or whatever - Minus the rate on our OG mortgage?
    17
  2560. Your really getting me interested in Real Estate!
    17
  2561. Equifax needs to be shut down for good.
    17
  2562. First! Can I get a heart?
    17
  2563. Graham finally fulfilled his destiny
    17
  2564. Great nice change of scenery for this episode. Great learning opportunity here!
    17
  2565. It's truly amazing what you do man.... guys like me who just got out of college and do not know much about investing can learn soooo much from you! keep up the good work man!
    17
  2566. I finished the course! 23 pages of notes and 3 days later i am done. thank you for the course, very pleased with your work, and the knowledge i have gained from your hard work. not only did i learn about what to do, but more importantly i also learned what not to do. you prepared me for a lot i am now prepared to take the pre-licensing and licensing test, and i have a great brokerage firm who i am looking forward to working with. quick question: how do you think i should approach the firm after i get my license. should i apply for an agent position (assuming it would come with training) mentoring only or an assistant position only also thank you very much for everything, your channel and your influence is greater than you think, thank you thank you thank you. thank you
    17
  2567. You’re right, I’m flying first class London to LAX next year using Avios earned on a BA Amex card. It pays to get good perks from the right credit card!
    17
  2568. I find it hilarious that people are super salty about you posting a video about a credit card. Let them hate, just creates avenues for you to have more content. Graham is a beast! 😆
    17
  2569. points are awesome ... did a Round the World tour to 10 countries using points in 2015 ... now have enough points for 3 Round the World Tours !!! Those Sapphire Preferred & Reserve for 150k bonus points were incredible!!
    17
  2570. Love that supercar on the background ;) Man your set is so mint.
    17
  2571. OK, this is amazing! I was thinking earlier today: I need to text Graham and get an update on his renovation so I can do another reaction video. This timing is EPIC!!!
    17
  2572. Thumbs up! Subscribed! Bell notification on! Lol okay I admit it, I’ve been subbed for days. Regardless, another great video!
    17
  2573. Well spending would be $15 a week for the last 8 weeks so that's $120 but I have not gone out of the house much the last 3 weeks so it's $75 spent. I'm just home taking care of not going out
    17
  2574. But the Wu Tang clan said Cash Rules Everything Around Me! Now I don’t know what to believe...
    17
  2575. By the way. I'm the one who takes your advice. Closing on my second duplex may 18th. You're my mentor without knowing it. I thank you in my last video
    17
  2576. If you're a teenager and your parent is willing to trust you, they might be willing to add you as an "authorized user" so you can kickstart your credit score building. 🤙
    17
  2577. Graham, dude 😮I love this format, …it’s as if you and I are catching up over lunch or dinner, and we’re having a super cool financial conversation—good on you Bro —keep this style going; it’s refreshing and changes it up in a really positive way!😊👏🏼💃🏽🥳‼️
    17
  2578. I made 300% gains this last week on Ford Calls. Lol
    17
  2579. Another well researched report Graham.
    17
  2580. Yes
    17
  2581. Won't lie I was happy you added in what the percent return is, I was calculating it in my head up to that point. Curious though since Credit card offers are going to start being phased out and bank accounts be pushed more do you think these bonuses will increase for holding off for a little longer? (Of course its going to be all speculation)
    17
  2582. my wife and I have been churning accounts for a while we each have opened account with all these plus others we each get bonus and then cancel the account when we get bonus and keep it open for the min time a yr later u can do it all over again with the same banks
    17
  2583. Love the honest thoughts on this mate - can't believe you're fighting Jake Paul next, incredible
    17
  2584. Knowing Graham, he’ll find a way to make this truck completely FREE.
    17
  2585. 10:16 My girlfriend must watch your videos.
    17
  2586. Hey Graham thanks for recommending the 4-hour work week on your podcast it helped me immensely thanks for making great videos 👍
    17
  2587. just got an email earlier today saying they bought a home in an area they didn't mention...thank you for reminding me with the video lmao
    17
  2588. Yes, I hearted my own comment.
    17
  2589. 1
    17
  2590. I was gonna buy the Chandelier but I couldn't find a link to it :(
    17
  2591. Did we get 5k likes yet? Can u just expose the wholesalers even if we didnt hit : (
    17
  2592. HAaha great vid. I'm glad I made it to the end LOOL
    17
  2593. Damn when did this come out 🤔😂
    17
  2594. During this video I went and increased my recurring transfer to my savings and roth IRA. Thanks dude
    17
  2595. you're a fuckin idiot. jk <3
    16
  2596. Happy holidays folks
    16
  2597. Way to put yourself out there man!
    16
  2598. Uno
    16
  2599. just bought the course without hesitation, i cant wait, thanks for the information i trust that it will be a strong foundation for my career
    16
  2600. 1st
    16
  2601. There goes my Real Estate
    16
  2602. Just ordered the full coffee package!
    16
  2603. But graham you said to have 3 times my income saved up and now your telling me to have 5 to 7 my speeending! saved up which one is it graham which one is it?
    16
  2604. Props to her even though I dispise their family lol the good looks definitely helped!
    16
  2605. Don't go to college to "DO EPIC SH*T"
    16
  2606. 8:54, I second the sense of community comment! In fact, I thought about un'subbing at 99,999 yesterday so I could resub at 100k. All for the sake of community -- congrats Graham!!
    16
  2607. AYE!!!! HE ACTUALLY ANSWERED ONE OF MY QUESTIONS!!!! DOPE! CONGRATS MY MAN!
    16
  2608. Forgot to add watching Graham Stephan vids to the list of things to do 💪🏼
    16
  2609. Lol interesting this video came up because I am a charger of them. I charge about 12 a day. These things are crazy fun to ride I agree & it’s crazy booming out here in Dallas.
    16
  2610. That like button will shatter after all those smashes.
    16
  2611. Can we just take a moment and reflect on Facebook's suggested burglary kit for Graham?
    16
  2612. The bottom isn’t in until Graham stops telling us to keep dollar cost averaging into index funds and smashing the like button.
    16
  2613. Love that thumbnail😅
    16
  2614. W
    16
  2615. First! Nice Ford GT, I heard about it in millennial Money! Can I get a heart?
    16
  2616. This makes a lot of sense💡
    16
  2617. I only liked this video because the IRS is not sponsoring it
    16
  2618. Yo!! Your bigger pockets interview yesterday was LIT! Awesome watching you continue to progress. Another great video man!
    16
  2619. So we're watching Kevin react to Graham who contacted Kevin who was reacting to Graham reacting to Kevin reacting to Graham who was contacted by CNBC because Graham reacted to CNBC. Just for anyone who couldn't keep up.
    16
  2620. Well I’m not at the 5 million dollar phase yet but, I’m 22 started welding in high school with technical degree graduated early began pipeline at 18 saved every penny married young first year in pipeline I made 6figures no degree just hard work traveling paid my wife’s school in full for neonatal nurse. Year later began military support welding first year in made my first 360k first year. Within that time frame my wife finished her school I rented since 18 family and broke friends would tell me I was doing wrong wasting money on rent. I was quiet for years. Smart with my money drive a Toyota Corolla daily with 250k miles and just owned a rig. First year my wife hit the 6 figure mark working between our first year of both of us working we both averaged out making 500k our first year. We saved as much as we could and we took the leap to invest in real estate properties upscale apartments, meanwhile still renting closed my first deal by 20 within my first investment I made 500k on top of our yearly income we hit the million dollar bracket. Months later moved into the property I own and now I own 2 duplex properties high rise I collect my rent monthly from two properties and get to live in them. All my family who have degrees are in debt foreclosure coming from doctors lawyers blue collar jobs. Living check to check purchasing cars houses they can’t afford I don’t have a degree but I made the best of it and sacrificed everything I had to retire soon and leave my future kids something to live off of. Now I’m going to school for petroleum engineering and still plan on investing every penny. It’s just about being smart with your finances. Don’t buy something you know you can’t afford. Don’t live off of your full income, live from only a percentage of your income save avoid eating out avoid hanging around with broke people. All my group of friends are millionaires investors and at least 30 -50 year olds. Love life enjoy life but be smart not broke.
    16
  2621. No job=no taxes
    16
  2622. Just learn how to make money by snapping your fingers like graham, youll be rich in no time. No more need to learn real estate, dropshipping, etc, just learn snapping!
    16
  2623. This is brilliant
    16
  2624. Not a real estate expert either, but Graham is acquiring properties to rent out, not to flip. Even if there's another market crash and Graham's home value plummets, as long as he isn't trying to sell them and can still make mortgage payments, he's fine. The people that lost their shirts were the ones that were over-leveraged, trying to get into homes outside of their means, but lost their main source of income through layoffs. Then the value of homes plummeted due to the number of short sales and a lot of people were underwater. Those who rode it out are back up to pre-downturn levels. Those who tried to sell between 2010 and 2013 lost out. I think unemployment rose to 12 % from a normal run of about 4%, so that's roughly 8% chance that Graham's tenant can't make rent. Since renters are a commodity, they can be replaced if they fail to make their rent payments.
    16
  2625. Studies show that if you subscribe and hit the like button, you’re 20% more likely to get a second date.
    16
  2626. All great advice - you will have a very very high chance of getting a fantastic tenant if you follow all of this. Also - only 1 hour per month, that's so awesome! I look forward to getting to that stage, I have plenty of deferred maintenance and headaches to deal with at the early stages of owning a new property.
    16
  2627. I thought he said he was finally selling his socks :(
    16
  2628. Hey i wanna say thanks. I am currently working a dead end job and your videos are so inspirational. I purchased some of the books you recommended and have motivated me to stop smoking weed, and look for a better job. You made me want to improve my life the best i could. I've built my credit, went from 240 to 180 pounds by diet and and minimal exercise. You made me do a 180 in my life and I really appreciate it. Currently 5 weeks of no smoking and still showing posotive on the marijuana test. The job im applying for tests but starts out way over my current pay, and get regular raises. I wanna save money and eventually start my own business. BIG THANK YOU FOR TURNING MY LIFE AROUND!
    16
  2629. Great tips brother 👌 if I ever get into real estate it will be because of you !
    16
  2630. Don’t worry, HEALS Act is here to save us all 😉
    16
  2631. Mikes the 🐐 👍👍👍
    16
  2632. Financial Minimalism... I'm liking the name of this
    16
  2633. not first
    16
  2634. WHATS GOOD
    15
  2635. These styled videos are great
    15
  2636. Yeah, you can also get Sugma :/
    15
  2637. I’m actually Seeing Graham More Than My Friends These Days.
    15
  2638. I have PNC Bank. I've been very impressed with their service. Their HELOC rates are very competitive 4.25% with a decent, but not excellent credit score. They accommodate Master Sweep Accounts which gives you a return equal to the cost of your borrowed money.
    15
  2639. 1. Becareful Who You Listen To. 0:50 2. You Need To Make Money. 1:45 3. Invest In Yourself. 5:39 4. Learn How Taxes Work. 6:17 5. Saving Your Money. 8:05 6. Investing Your Money. 12:03
    15
  2640. Being a landlord is all fun and games until someone spills their 20 cent iced coffee on your carpet
    15
  2641. Only people who came from Instagram can like this 😂 (nice edits Graham)
    15
  2642. The "BUY EVERYTHING NOW, YOU CAN DIE TOMORROW" used to cross my head like 4 years ago and hearing this again makes me remember how I used to be :) Love your videos ❤
    15
  2643. I just got an email from Ally they increased their savings interest accounts to 2.2%? That’s awesome
    15
  2644. I wish Graham would respond to this comment with an essay...
    15
  2645. Been a fan for a long time. Keep the great content coming! 👌
    15
  2646. Love this! As someone who tried and failed my first years in the real estate business, all the advise Ryan gave is 100% true and I WISH I WOULD HAVE KNOWN THIS (AND TOOK IT SERIOUSLY) when I first started in Real estate and the financial industry.
    15
  2647. Can't keep up with B The Lee
    15
  2648. So many ways to make money yet people still complaining about being broke tf 🤔😂
    15
  2649. Love every video you've produced Graham, you've honestly shifted my whole mindset and I feel so much more confident about what I'm supposed to do. Two video ideas that are somewhat popular but I still think you should make are "Do school grades matter?" and "Is going to college worth it". I'd love for you to make a video on these two subjects and I think it would help a lot of people who want the answers to these questions from an authentic successful person.
    15
  2650. If he stands on his money trust me he will be good in the height department.
    15
  2651. I'm waiting for that Tesla video still 😂
    15
  2652. There seems to be a lot of doubters and naysayers in these comments. As a cardholder of the JPM Reserve myself (I uploaded a short one-handed unboxing of it on my channel) with over $10 million under management with JPM Private Bank, I can unequivocally reinforce everything that Graham has stated in this video. Nothing he said is untrue or exaggerated, so I'm not sure where some of the hate is coming from. Also, to reflect on what Eric commented above, what he said is 100% accurate. HOWEVER, there ARE some places that you DO want the attention that this card attracts. What sort of place would this be? Las Vegas for starters. This card displays wealth in itself, and Las Vegas is a top destination where having the capability of a big spender can lead to you getting upgraded and comped as a compliment of the hotel or casino. I've experienced this first-hand numerous times. Just FYI. Welcome to the club, Graham. Use it in good health. +1 to your subscriber count. Feel free to pin this comment as needed to dispel anymore naysayers.
    15
  2653. Thanks for this video. This is a phenomenal video, and I hope that people can understand this; I suffer from this all the time. There was a time where I couldn't afford food for weeks and starved more days than not. Eventually, I had income to make ends meet and eat, and I felt happy. But all my friends ended up making way more than I did and most of them simply got lucky with their interviews (many of them only needed one, yes, ONE, interview before they landed decent middle-class or upper-middle class jobs) or had someone let them into a company. So I kept searching and eventually found a job that didn't make me feel rich, but made me feel less poor than I was before, even though I had a terrible working relationship with management there (I no longer work there). The increase in income only served to make me want more money as I saw my friends getting five or ten grand raises and bonuses. The way they talked about their income as though it was the norm really just made me feel worse about myself because they were so nonchalant about it. And that was when I should have taken a step back to appreciate what I have and just continue building myself. Honestly, the constant comparisons I made just drove me crazier and crazier. It led me to find different ways to make passive income and made me realize I needed to change careers if I wanted to pursue the life I saw for myself. Eventually, I stumbled onto this channel. So, once again, thanks Graham. Hope your day's well.
    15
  2654. I used Prosper years ago. Even the "A" and "AA" rated loans were junk. I believe 40% of my "portfolio" went bad which suggests to me that Prosper's credit rating process was total shit. Anyway, class action suit later, I have gotten about $20 a year over the last 5 years from the settlement. BIG MONEY!!!
    15
  2655. 16:40 - this is 100000% true. Heed this advice, try it for yourself. People talk it out, and figure things out for themselves. Adding to the conversation or giving advice often just complicates things. Listening is 90% of what it takes to be empathetic.
    15
  2656. Firsties
    15
  2657. Stop wasting your money unless its grahams course or a Nicholas cage pillow!
    15
  2658. For all those people who are saying, "Big deal. I have to wait 35 years so my $12 can grow to $177 ?" Multiply that capital 1000X. That means that your "measly" $12,000 will be $177,000 in 35 years! That is something worth thinking about.
    15
  2659. This is... SAGE ADVICE 👌😎
    15
  2660. I started the rent hacking for a retail space that has multiple rooms which I rented 2 of 4. Regrettably, I waited for 2+ years before I figured out the rent hack as I finally realized I don't need all 4 rooms at a given point. Similar concept and now my business is much more profitable with my leasing cost virtually cut in half.
    15
  2661. Do it! Graham, the amount of value that you give for free on these videos is mind boggling. You got me as a loyal follower. You are executing jab jab jab right hook perfectly, I’m stoked to see you succeed!
    15
  2662. Daymn Graham loves his credit cards almost as much as I love Graham LOOL. My inspiration to start a YouTube channel
    15
  2663. I’m grateful I can live with my parents during this crazy time. I’m piling up cash and crossing my fingers for a housing crash so I can go in hard.
    15
  2664. I get here 9 minutes late and there's already as many comments as my top video...
    15
  2665. Missed you buddy. Great vid! Watched it all the way through!
    15
  2666. Graham, if you’ve ever put out any selling programs/ programs that teach you how to be a successful real estate agent, I would buy that in heart beat. You’ve truly inspired me to get into real estate and have led me to a path where I know what I want todo after graduating highschool after such a long time of being afraid of what I would do. Thank you
    15
  2667. Happy birthday man! I have been watching you for years and appreciate all the knowledge! Like it to congratulate his bday!
    15
  2668. Such good questions :D
    15
  2669. Hi from Italy Graham :)
    15
  2670. Now that's all well and good, but have you gotten your free stock in the description?
    15
  2671. First! Can I get a heart?
    15
  2672. Wow. Lots of interesting potential changes that can really benefit a lot of people if used well. Great info. Thanks for all the research and creating another great video.
    15
  2673. Thanks!
    15
  2674. That Butcher Box commercial by Graham Stephan was amazing! Best part of the video!
    15
  2675. When I got your video notification, I dropped my avocado toast just to comment about it.
    15
  2676. I know I’ve got a lot of dividends by watching your channel over the years and smashing the like button for the YouTube algorithm!
    15
  2677. I saw the original video from Valuetainment and I dont agree with their assessment that the US is a comparable situation to those countries. As Graham points out, the "Reverse Market Crash" already happened after the market bottomed out in 2020 and a rush of billions of dollars came in and raised stock prices and caused high inflation.
    15
  2678. I've got a postgraduate degree (MBA), but I've learned more from a goofy, high school educated, realtor, who has a dinosaur skull on his desk, then I ever did in college. Most college degrees are a total scam, and I get angry every time I have to listen to a politician saying that we have a "student loan crisis". No, people who borrowed too much money to go to liberal indoctrination camps and don't have a plan on to use the degree or how they plan on paying it back, have a "student loan crisis". And when they scream about "it should be free". You've had 13 years of "free school". Get a job you big babies and pay for it yourself!
    15
  2679. im 16 years old really interested in Real Estate investing, my goal one day is to inspire people just like you. youve helped me understand skill, techniques, and the moral responsibility in this industry and for that thank you! i really hope one day i will be as smart and hardworking as you. Matter of fact i know i will.
    15
  2680. This is what happens when you work really hard for 3 years posting a daily video that has good content in a good subject and figure out the YouTube algorithm. It takes a real commitment to post every day on two channels for years. I will be honest and say I don't have that time or commitment, and I think most people give up on YouTube after months of posting videos because its hard watching the view counts and subs climb so slowly. Kudos to those who commit to this.
    15
  2681. Funny video Graham, I liked it and am flattered by your compliments. Most people think the key to everything is the ads though. Could not be farther from the truth though, the ads are "almost" irrelevant. It's have a product that gets results and knowing how to play the #s to maximize ROI on ads in short and long term. If we didn't have the hundreds of testimonials at H-Com, the coaches, the community it wouldn't work. If there wasn't literally thousands of hours poured into the conversion of pitch/funnel and deep numbers optimization it wouldn't work. Anyone can make ads like these, its the insane work after the ads that makes them work.
    14
  2682. I make great profit from investing. You should contact the expert Richard.
    14
  2683. Dave Ramsey would be proud :')
    14
  2684. I love this video. I speak in bullet point a lot so here is a summary for those who feel overwhelmed with information 1. Make up your mind to do something. 2. Determine what that something will be 3. Educate yourself on that something 4. Take action on your something 5. Find someone successful at that something and duplicate their actions 6. Understand that early on you will probably fail as your new to that something and that's ok 7. Understand why the failure occurred and change what you're doing 8. Once you have reached your definition of success of your something you can then find another something 9. Take your lessons in success and pay it forward
    14
  2685. Notification squad 🙏🏼
    14
  2686. Speaking of goals, you need to make a real estate manual for beginners. Watching YouTube is great for learning, it people like me will pay for consolidated, well written information with high value. I think you would put out a great digital product and make a good amount for yourself. Just my .02, LETS MAKE 2018 GREAT!
    14
  2687. Victory Royale #1
    14
  2688. I began following your credit building methods back in October of 2020, and it has changed my life. You rock man, your content has changed my life.
    14
  2689. That's one of the reasons why I like watching Graham so much. He offers great advice and takes time to answer questions. Never taking your fan base for granted is a cardinal rule all too many forget after they've "made it."
    14
  2690. iNfLaTiOn Is TraNsiToRy
    14
  2691. Pair that book you mentioned with "How to Win Friends and Influence People" and you find great success in anything
    14
  2692. Some other tips: 1. Lean how to talk to people and network. This can single-handedly help you grow personally and financially. 2. Get a mentor and soak up and much information as possible. 3. Practice, practice, practice. I am a recruiter and I spent hours and hours practicing my intro, how to ask what questions when, when to make the big ASK 4. Be humble and grateful. You won't always be at the top when you get there but enjoy it. When you're down appreciate your hard work and know that you have the tools necessary to get back to the top.
    14
  2693. Notification Squad!
    14
  2694. I see what you did there at 3 min mark. Using a png file on iMovie while you keep adjusting to each word. God you work hard Graham.
    14
  2695. Great vid graham watched it all the way through!
    14
  2696. Bro I feel where you’re coming from with all the dumb rules a job has and that’s why I never want to work for a company and now work for self. Keep up the great content. 👍🏼
    14
  2697. THIS IS ONE OF THE BEST VIDEOS I'VE EVER HEARD! You're so right I've always wondered why company's do all these things that don't make sense.
    14
  2698. This awesome man! Glad we made this happen. Hope people love this vid! 🙌🏼
    14
  2699. Early
    14
  2700. If they can just drop by half...maybe I could buy a house lol
    14
  2701. Research; go listen to what Stephan says: listens: research complete. :D
    14
  2702. GENTLY smash the subscribe button and become immersed in the vast wonder world mouse spin wheel mind of Graham Stephen
    14
  2703. Im 20 years old and started real estate 3 months ago. I've closed 2 deals so far. Your videos are so helpful. Im so glad you made this video because this is so relevant as college student/ real estate agent. Thank you!!!
    14
  2704. I used your videos quota on remaining calm and hold through a client no show no call on a rental to turn around and now i am listing their home buying them 2 others. Literallyy best advice ever.
    14
  2705.  @GrahamStephan  - Absolutely you can. Delmonte (FDP) + Flowers Foods (FLO).
    14
  2706. Remember too smash the like buttin
    14
  2707. I love the strategy of using the chase sapphire reserve for 3% back on all dining and travel, and the chase freedom for 1.5% back on everything else. I’ve got over 250,000 chase points!
    14
  2708. I relate to this lmao. I didn’t have a credit card, because I didn’t need it. But I had to get one to get more credit and I cant even get myself to use it… I just dont like spending money and having to remember to pay it later when I can just afford it now? I have student loans, etc. never missed a payment but god I hate that I’m essentially forced to have a credit card.
    14
  2709. Hey, Graham, I have subscribed for a little while, you are solid one. I just got my RE License 2 weeks ago and had started working for this Real Estate firm in NY. I am a Real Estate Investor too. I was cold calling waiting to get my license after my second day at the firm I didn't get a sale listing front this one person ($1.2 M Condo in Manhattan). But guess what? I suggested renting the unit. She said yes, and I was the only one she had yes to. I partnered with someone at my firm and a month ago we got the exclusive, my partner started advertising but no traction. It's not until I advertised 2 weeks ago, that we got activity and Thursday 15th, I closed on her $7000/month short term rental lease. After they the tenants leave I will rent it again for $6,000/ month which is the regular price. 2 birds with one stone. Rarely happens! Beautiful start if you ask me. My partner and the clients were impressed. I'm not playing! Eventually she will want to sell and and who is she gonna go to first? Me! This rental speaks about my ability to deliver. Relationship is everything. Your video shows I have been thought right by my partner but there is some gold nuggets in here that I will use for pitching and will let you know how it benefited me. Thanks, brother. Keep up the good work. Cheers!
    14
  2710. Your not selling microwaves your selling crockpots
    14
  2711. Today's my birthday 😛 on an upload day.
    14
  2712. Great idea for high living areas! Then, with the money you save, go buy a RE investment where prices are much more affordable.
    14
  2713. I hit the like button...
    14
  2714. Too easy
    14
  2715. Your videos always motivate me! From watching your videos I bought my first duplex at 22 years old last year with a very low income 9-5 job. I and my wife managed both side, Right now each side is renting for $1,150 with over $1,000 of cash flow every month after my mortgage. I’m currently saving as much as I can to get my second one next year. Thank you for all of your support Mr. Graham
    14
  2716. Sitting here listening to YouTube at work, Graham posts a new video - "closes all other videos". OK finally! It's Jeremy - Ta da!
    14
  2717. Michael Jay - Value Investing Lady’s and gentlemen’s we got him (ligma balls 😂)
    14
  2718. I always wait for that notification saying that gpstephen has added to their instagram story.
    14
  2719. Doom spending is about the dumbest thing I’ve ever heard of. It shows the total lack of financial literacy in this country.
    14
  2720. I slept here waiting your video.
    14
  2721. Impressive! I'm glad I could be of some kind of inspiration to you, the tables have now turned! Good job and impressive CPM ;)
    14
  2722. People are commenting based on title alone🤣 love it...keep it up Graham... make that🤑
    14
  2723. Yessir yessir, first.
    14
  2724. Have I made it early enough to be blessed with a reply from Graham?
    14
  2725. The Discover it card is one of my favorites. American express cash every day is also my favorite. Thanks for the helpful information.
    14
  2726. BitConnect scammed everyone and I'd just like you all to remember that Graham is the one YouTuber who refused to shill for them
    14
  2727. Hey Graham, I’ve been watching your videos for a while now. I liked the idea of investment properties but I’m only 18 and couldn’t afford them. So took a step down and looked at investing in cars. I actually sold my second car today and these profits have set me up to make a down payment for a duplex in my area. Thank you so much for inspiring me and keeping me motivated!
    14
  2728. What's Guys You Graham It's Up Here.... #25
    14
  2729. Mystery = solved
    14
  2730. Love your stuff Graham! As the owner of a mortgage company and still originating loans, remember though, the MBS/bond market is tied to inflation. Meaning mortgage rates are tied to inflation, NOT the necessarily the Fed Funds rate. The last few times that the Fed hiked the FFR more aggressively, the MBS market rallied and mortgage rates improved. I think you are spot on with what you are saying and love the videos, watch them all. But mortgage rates follow inflation. Perfect example is today, the Fed still hiked 25bps and the MBS market is currently up 47bps which it was down about -30bps this morning. So big swing after the meeting today and mortgage rates have already slightly improved.. Also the CPI report/data that comes out May 10th will be the biggest improvement in inflation year over year that we have seen yet, so circle that date on your calendars!
    14
  2731. even dislikes are a form of engagement 😅
    14
  2732. You can help Kevin with legal fees now Graham lol Jk congrats
    14
  2733. First
    14
  2734. Thanks for the vid again and graham what do you think of Lil tay being the youngest flexer in the game?
    14
  2735. Your are so right about saving that’s real talk
    14
  2736. W
    14
  2737. COMING SOON ON AMERICAN GREED 24:00
    14
  2738. Thankyou! I bought it in Manhattan KS. 3 beds 2.5 baths each side. I'm actually in the middle of working another deal already!
    14
  2739. I got my CDL 4500 dollars going to make 60 to 70 thousand per year why the hell should you go to college
    14
  2740. It all gets dumped into that Ally online savings 1.8% APY baby 😎 then you pay yourself minimally. Smart moves man. That’s the 2nd tip on my “Where to invest” video.
    14
  2741. graham is the man. Love you bro.
    13
  2742. Last 7 minutes have such a big point! Young people investing. That's great...instead of being consumers buying trash (5 bucks for coffee or 25 for meal) we invest and hope for the best.
    13
  2743. Congratulations on the new credit card you got
    13
  2744. 5:27 Buy the Cullinan Graham, just do it. 😂
    13
  2745. Liked before I even got to that part if the video ...
    13
  2746. Or don't go to college, Im 19 making much more than college graduates 🤑
    13
  2747. Get on the BiggerPockets Podcast!!!
    13
  2748. F I R S T
    13
  2749. Like warren Buffett he reads all day
    13
  2750. Shiba: "I'm the dude playin' the dude, disguised as another dude!"
    13
  2751.  @GrahamStephan  Hey Graham, I would try not to worry about these comments/brigading. You already know that you didn't steal this content and your fans already know that you didn't steal content. Just keep up the good work and try not to let it kill your mood. I love your videos. Thanks for providing value on a daily basis.
    13
  2752. aquarium is 🔥🔥🔥
    13
  2753. I just signed up with yotta after graham recommendation XD
    13
  2754. CONGRATS ON YOUR 200,000 subscribers!
    13
  2755. That’s guacward. I hate apples
    13
  2756. Anything for teddy
    13
  2757. "Your giving all our viewers ideas" ahahaha lmao I like you guys. I love those white seats they look great! thank you for all the videos much love from the big city in FL
    13
  2758. I'm at my job, can't watch the video yet. Leaving a comment anyway.
    13
  2759. I thought I was playing smash bros but I watched Graham so I was playing smash likes.
    13
  2760. Hey Graham this unrelated to this video but I just got my first student credit card 6 months ago and received my first credit score of 706 today! Wanted to thank you for getting me to do that! How often should I open new cards for more rewards? Thanks man
    13
  2761. Imagine being completely new to this channel and hearing that intro lol
    13
  2762. BUY BUY BUY!
    13
  2763. Damn Graham I was just hanging out with my girlfriend but she has to wait I need to hear your knowledge lol there better be some bitconnect memes here or "dislike and un sub" 😂
    13
  2764. I think you shoulda added a tip on this video. I used to be a crazy motivated worker but for no reason. I’ve never been rewarded and have only been pushed aside for corporate rules allowing people who have been here longer to get raises over someone like me who is more qualified. I guess you could call what I’m doing quiet quitting. I’m doing the bare minimum but I’ve built an entire business with the time I’ve save. I did $40k last month on a business I built with my extra time!
    13
  2765. Tax the like button for the YouTube algorithm
    13
  2766. God damn! Calling Rogers right now to add extra layers to my authentication process! Scary stuff Graham, sorry this happened to you!
    13
  2767. Change ur SIM card or something. Move to Mexico, bulid a wall around urself. U'll be safe from hackers
    13
  2768. WOW I'm so excited ! I hope this is an affordable price (I know it'll probably be a few hundred but the lower the better) but either ways I'm definitely going to purchase this, and I'm willing to give you a review of the whole course once I'm done so you could have reviews for future customers who might be interested Also the course hasn't even came out yet but I am already 99% sure this course will be the best course for it's price just because your FREE videos are so good that I can't even imagine how good something we pay for will be :)
    13
  2769. I like the idea of a mixtape.....Heck I even have a song just for the occasion. Remnants of Rent "Hoping in the car to the tenants house, rolling up to the door I stepped on a mouse." "walls are moldy, tenants trolly." "flies dive bomb around some leftover ricearoni... "no ones told me about needles and bologne." "I try to find the time, to bust a rhyme" "but I slip on the floor covered in grime." The story of a landlord........<3 sorry about your backpack man.......
    13
  2770. This is awesome Graham! I'm 5 months in the business(I'm 19) and i saw your videos when I was still in highschool and they inspired me so much but just like he said last month I sorta felt like the business was no longer for me because i was making no money at all and things moved so slowly here in new jersey. I had no issue with people asking my age because I'm tall and look 25 so i couldn't tell what was holding me back. Seeing this video however is bringing my motivation back seeing how i lost sight that this is long term not short term. Currently im working with a buyer and putting in an offer on a house tomorrow and i have a listing coming up! I really appreciate your videos man I hope i could meet you some day.
    13
  2771. $69,420 coming soon 🚀
    13
  2772. #4 Rule: Hit the bell icon
    13
  2773. LETS GOOOOO!!!! (First)
    13
  2774. I might not get the first comment but i will comment on every video. I always look forward to a video from you Graham. Keep up the good work bro. Notification squad!!!!! And i can wait to join the academy too. Super excited
    13
  2775. 1:06 “2018”
    13
  2776. Yooo notification gang, real values about money on your channel, I appreciate it
    13
  2777. My overall view is that currencies need to be predictable in order for them to function properly. Nobody is going to buy something if their currency is going to be worth a lot more in the future (hoarding) & nobody is going to accept a currency if it appears that it's going to drop like a rock in value. Ultimately an 'investment' should have intrinsic value - meaning that it should be valuable whether or not you sell it to someone else. Houses have intrinsic value because they provide shelter. Food has intrinsic value because it provides sustenance. Cyptocurrencies have nothing backing them other than some computer code; at least government currencies are tied to that country's assets (like forrest, oil, potash, etc.). Don't get me wrong, I would've loved to have bought $100K of Bitcoin back in 2015 when I put that much money down to buy my current house (my house's value has been flat these past 3 years). Even at the $8,600 that Bitcoin is trading today I would've made a mint. I think the rise of cryptocurrency is permanently bust now.
    13
  2778. keep the great thumbnails HAHAHAHAHAHHAHAHAHAHAHAHAHAH
    13
  2779. I asked chat GPT when the market will collapse once and it said it will collapse in June after Wall Street is taken over by hamsters so I don’t really believe any predictions from that chat bot any more 😂
    13
  2780. i believe mr.beast will be a billionaire by 30
    13
  2781. It’s how I found you. P.S. I’ll take that pizza...lol
    13
  2782. When you buy a home this week and then Graham comes out with a video titled "Why You SHOULD NOT Buy A Home" 😮
    13
  2783. This was an amazing video EVERY VIDEO GETS BETTER AND BETTER AND IDK HOW ITS POSSIBLE I SOIT OUT MY GATORADE AT THE don’t smash the like button
    13
  2784. Love that you recommended Think and Grow Rich. Crazy how for under 10 dollars you can unearth a wealth of knowledge worth a lifetime.
    13
  2785. So relevant, just started to see these signs everywhere! I've always wondered about them, thanks Graham.
    13
  2786. Love this. I never ended up dropping any loot, but I went to one of these initial meetings years ago. There were tons and tons of people there. Once the pitch started, I knew it was bs and I bounced. Haven't seen these signs in my area for a while though. They must make their rounds around the US. Great job telling it like it is and keeping it 100.
    13
  2787. "I'm giving you the facts and letting you come to your own conclusion" if only the media was like that
    13
  2788. In my opinion, the "I fu*ked Up fund" is the most important...😜😂
    13
  2789. Rich people are playing 5D chess while we are all playing checkers lol. 🤔
    13
  2790. KNAWLEGE!
    13
  2791. We Musk know the answer!
    13
  2792. You liked my comment because Graham hearted it
    13
  2793. GrahamStephan thank you for your feedback. This is very helpful.
    13
  2794. P.s he still has the glasses. True story.
    13
  2795. First!
    13
  2796. Your videos are all amazing, truly!
    13
  2797. 1
    13
  2798. hi graham i just wanted to say that i enjoy your show very much
    13
  2799. HAHA. This is so awesome! To clear up the confusion and be 100% transparent: 1. I do digital marketing (Except a majority of people don’t fully understand what it is so I just say social media, less friction) 2. I was studying Tik Tok content and posting to see what performs well and this video just happened to blow up. 3. I do have some educational content on my YouTube channel! (It just doesn’t perform as well as hot girls and compelling headlines) That being said, thank you for making this video Graham! I’m a huge believer of calling out anything that may spread misinformation about entrepreneurship. Lol I’m just a 24 year old kid doing what 24 year old kids do.. let me live 😂
    13
  2800. Graham passed on the Green Lambo to flex his house by the beach, glad to see he's enjoying the fruits of his labor (and our smashes of the like button)!
    13
  2801. Graham you're so inspirational!
    13
  2802. When i can get a b the Lee i know i have made it big. This man is such a loyal subscriber he been here since Graham had 10k😂😂.Awesome man👊(First)
    13
  2803. Hahaha Nice collab ending with Kevin
    13
  2804. Clicked on this video so fast like I’m turning 30 tomorrow.
    13
  2805. 5th grader squad! Love your course!
    13
  2806. Your videos are usually very well timed for me but on this particular day.....I just got accepted into grad school 😂
    13
  2807. Only 7.6k views and 1.1k likes that’s because your content is fire 🔥🔥🔥🔥🔥🔥
    13
  2808. Claim your “here within an hour” ticket right here ❤️
    13
  2809. This guy knows his stuff. I started off with car detailing and now I’m doing trucks and my earnings are between 8-10k a week.
    12
  2810. Uno
    12
  2811. It must be pun intended with Graham leaving the chase credit card infront of the do epic sh*t sign and leaving only “sh*t” = chase card 😂
    12
  2812. You inspired me to check my phone plan and I was able to save an additional $35 a month. You're the best
    12
  2813. LOVE YOU GRAHAM GIMMIE THAT HEART REPLY
    12
  2814. Your videos are more consistent than my school attendance :)
    12
  2815. Transfer to Robinhood, SPY $69p 4/20
    12
  2816. Impressive!!
    12
  2817. Basically, what I got out of this video was Quality > Quantity
    12
  2818. I love the sponsor of this video! I use it all the time
    12
  2819. Legend!!
    12
  2820. Woot 1st Screenshot Share for Marcus lol. #Winning
    12
  2821. Oh btw I purchased the last Express #1 Train 8 comic off of amazon.
    12
  2822. Glad I stayed till the end😉 congratulations on 200k Graham! By far one of the best channels on YouTube. Just got the course and already know it’s gonna be more than worth it.
    12
  2823. U Rock 😁 Graham
    12
  2824. The funny part is, they're watching your videos 😂💀
    12
  2825. I am 15 and I want to buy vanding machine before I turn 16 and put it in my High School
    12
  2826. Great video gray-ham! Getting ready to buy my first multi family property! Your advice in every video has been so helpful
    12
  2827. LIKE BUTTON SMASHED
    12
  2828. I watched the whole thing!!! 😅👏🏼👏🏼👏🏼👏🏼👏🏼 I love your channel btw. You speak so much truth with zero bull shit. I can wait to be where you are! Congratulations on all of your success! 👍🏼😊
    12
  2829.  @KungPowEnterFist  You understand those are all renovated properties, right? Bought for little, fixed and renovated, sold for top dollar, or rather appraised and rented out at this point. It's only BS if you're ignorant. The housing market has been absolutely ridiculous the last few years. There's always the haters that think absolutely everything is fake. 😂
    12
  2830. Btw Graham I'm loving your real estate course. I can see it helping me once I'm an agent!
    12
  2831. I miss the Graham that swears :(
    12
  2832. 1st
    12
  2833. thanks to you i ended up reading think and grow rich and it was great
    12
  2834. Earliest I've been. Used your WeBull link too. Where's my medal?!
    12
  2835. I wonder if Graham realizes how much of an impact he has on not only us regular folks but big name YouTubers. One of my favorite YouTubers, Paul Cantu said he was able to buy a house this year things to your financial advice!
    12
  2836. Next video: How I became President of Tesla and Robinhood for $78!
    12
  2837. Kyosaki is a joke. Total hack and fraud. Graham’s otoh is legit.
    12
  2838. Turbo cool? AKA TIME MACHINE?
    12
  2839. First
    12
  2840. COMPLETELY UNSTOPPABLE except for the driver’s side glass windows...
    12
  2841. I like your style of presentation 🔥🔥🤘🏻 Awesome work
    12
  2842. Always great information Graham always come to you to get up to date on the economy
    12
  2843. Next up: I just purchased Elon Musk for $1
    12
  2844. Come on B Lee, at least make it a lil’ hard for me...
    12
  2845. The king has risen 👑 🏆
    12
  2846. Nice to see that there are still people out there who can think! Graham, you just earned my respect (as opposed to just watching ur channel for entertainment) - best financial advise i‘ve ever got - „if everyone is thinking the same thing, someone is not thinking....“
    12
  2847. 2nd (hopefully)
    12
  2848. Thanks for the clarity! Was really waiting for this video.
    12
  2849. is it even possible to wholesale ethically?
    12
  2850. Graham’s almost as excited as when CNBC posts a new “millennial money”
    12
  2851. Stephan can you also confront me on how I spend my $400? :D
    12
  2852. This might be one of your best/most informative videos ever!
    12
  2853. Great explanation Graham! You actually took down all the worries and made everything just clear. Hope the US economy will continue to grow its assets as far as they understand the causes of china becoming the largest economy in the world which is possible to happen and the consequences it might have over the world. Thanks again please make those kinds of videos more!
    12
  2854. Noti squad where ya at?!?! Smashing that like button I bet!
    12
  2855. Sound advice, I've got two rental properties myself although based in the UK. I want to get to at another two in the next 5 years, then continue to pay them down. I don't know what it's like in the USA but in the UK you can have interest-only mortgages where you only pay the interest due and keep all the cash that would have otherwise gone into equity. The advantage to this is you can accumulate capital faster to put a deposit down on the next house or invest in other things. The downside is at the end of the mortgage term you have to pay the full outstanding balance or sell the property. You can make more money with the interest only method but you're more leveraged and more exposed to risk, all depends on what you're comfortable with financially. I've also got money in a P2P lending site which is generating around 7% interest after costs and more recently I've taken a punt on Ethurem which has done very well so far but I consider this high risk so have only invested a few thousand. As you say though, make your money work for you, don't work for your money. You might have to grind a few years in a job to get your starting capital but once you get over a certain threshold your wealth becomes self-sustaining and you won't need to work again if you don't wish to.
    12
  2856. This was very helpful, scary times but hopefully a good opportunity to slowly invest daily and make money in the long term 🤘🏻
    12
  2857. Graham spends negative money because he monitized everything! 👌😂
    12
  2858. Theres a video that keeps getting recommend when i watch your videos and its some kid crying and the title is "$217,000 student loan debt" Just glad thats never going to be me skttt I think i was a combination of hard work and dedication but also doing the right thing at the right time. which is somewhat luck i guess
    12
  2859. Let me tell you a story. I had the super rare day off from work one day. I got a notification on my phone that a channel I’m subscribed to has just gone LIVE. I really didn’t care, but I figured what the hell. I click, and am brought to EpicFiveTVs latest LIVE video. He’s walking the streets and right that second... you pop up in his video. I had no idea who you were, never heard of you. But your energy, the way you spoke about yourself and what you do pulled me in. You said your full name, so sure enough, I typed that right into YouTube search. Found you, watched all your videos and haven’t missed one since. Thank you for tracking down EpicFiveTV that day during his livestream. You’ve helped me so much.
    12
  2860. Thank you for the South Park reference
    12
  2861. This is the proof that Graham reads his comments.
    12
  2862. ah crap I just opened escrow on another multifamily... screwed again
    12
  2863. IMHO there is a bubble across all asset classes, including real estate. US economy is not growing that much to support those prices. And the same happens in Europe. The thing is, interests rates are so low that people chase riskier investments. But you are right when you say that this is only the beginning of the bubble. Also, we have to consider that world economies just came out of the greatest recession since 1929 only a few years ago, so for now there is plenty of upside. But I recommend to keep an eye on GDP predictors (ISM and so on) and the yield curves.
    12
  2864. Does Graham heart early comments?
    12
  2865. Buy the supplies you need to rob a millionaire
    12
  2866. James blew up because of his Cars. It’s a business for him. Literally the only person who can get away with this
    12
  2867. Great getting informed about these updates they are really important. Thanks graham for sharing
    12
  2868. We need a compilation of all the times you snuck in “smash the like button”
    12
  2869. Just want to say THANKS Graham! Not only for the great advice that you give, but also for the way you give the advice. What I mean by that is: The information you are giving, could honestly help your local competition, taking some money out of your pocket. BUT, instead of treating the information like a "Trade Secret" you give it out willingly knowing that you bust your ass out there, and will still be ahead in the end! It is a selfless act, and your audience knows that you genuinely want to help us out, and are not putting these videos out there JUST FOR the extra income. The world would be a better place with more people like you in it.
    12
  2870. Here come the bitcoin trolls lol.
    12
  2871. So i just leave a comment early and mention avocado toast and then I get a heart?
    12
  2872. Graham, just for FYI about your subs - I found you last summer randomly when you did a video about credit. I'm not in Real Estate, I'm twice your age, and female, but I find your videos really informative & applicable to any industry. Congrats on the 100K subs - it's been fun to watch your journey - thanks for the content! Viki Lareau
    12
  2873. Man this is the Gem Tang of houses!
    12
  2874. Thanks for your new app! Hungry bull
    12
  2875. How does one become first
    12
  2876. Me, subscribed to Graham for years waiting for him to reply since he will "do his best to reply to as many comments as possible" :)
    12
  2877. Watched it all the way through, great content
    12
  2878. I'M A TESLA FANBOY MANIAC WHO PRAISES ALL THINGS ELON MUSK!
    12
  2879. Loved this interview, watched till the end to see what the money on the table was about..wasn’t disappointed, better than any Marvel Movie ending lol
    12
  2880. Combine SCHD and JEPI for dividend income combined with growth.
    12
  2881. im here before 200 views! Was posted just 1 minute ago! I think i deserve a heart ;)
    12
  2882. I've been using a spreadsheet to track my monthly expenses for the past 10 years. My monthly expenses are ~$4,500 per month, and ~$3,000 comes from house/car payments (mortgage, property taxes, car payments, insurances). That leaves me with about $1,500 spent on my own personal expenses, which includes things like groceries, gas, gym membership, etc... so I think that I live pretty well within my means. These expenses have stayed the same from when I made a six figure income in my previous job, to now when I'm pacing to making a little under half of my previous with my real estate career change. While it's been tough financially making significantly less money in this transitional period, it's been comforting to know exactly what my monthly expenses are regardless of how much I am making, so I would 100% agree with you... track your spending meticulously!
    12
  2883. Facts I do pressure washing and window cleaning I just did 70k this month it's not a joke.
    12
  2884. How many of you guys are watching "Selling Sunset" on Netflix just to see Graham on tv????
    11
  2885. Oh god, the garbage disposal comment really hit home lol. "...last a few weeks"
    11
  2886. Sebastian Ghiorghiu Sure, "5 steps to being first comment, quit your job, work from home, $998 course for only $995!!!"
    11
  2887. I came for the glowing onion ring. (Nice video, Graham!)👍
    11
  2888. Awesome video man! Bet you won’t like this comment 🙂
    11
  2889. I hit the like button before Graham said it lol
    11
  2890. I have banked with PNC for about 5 years. Customer service isn't the best, but its also not my primary account either. And I dont have the 2.35% account, but it does have minimum account balance and direct deposit requirements ($5K). I think I will stick with ALLY. I've had that account for about a year and everything is completely no hassle and easy breezy.
    11
  2891. We are not telling stories, we’re changing lives
    11
  2892. Perception is Everything..Thank you sir!
    11
  2893. Hey Graham! Bought your program. I love it! I’m about 35% through and I’ve started watching the videos twice! Thanks again for all of your help, I hope to be an agent and start a great career soon!
    11
  2894. Ahaahahah ** freaking out like a little high school girl*** I just saw my name on my fave YouTube channel thnxs graham
    11
  2895. Great Video Graham!!! Money is a resource and not an idol
    11
  2896. How do I get a heart?
    11
  2897. I can grow trees on money
    11
  2898. 5:25 Which is App-solutely something that Apple is currently lacking. Unintentional pun or a joke king?
    11
  2899. It's interesting to see Apple branching out further and further away from being seen as "the iphone company." I think it's what they need to do in order to expand as a company (since as you said there's diminishing returns in the market). I wish them the best!
    11
  2900. MUFUKIN TOAST IN DA HOUSE
    11
  2901. I really really REALLY have been loving the content lately. Once I'm done with college this summer I'll be starting full time in my venture along with YouTube for a tactical content marketing approach. Thanks for being real Grahm.
    11
  2902. He has an electric car he doesn't need to pay for gas.
    11
  2903. 8:57 That property is in-sane in the mem-brane!
    11
  2904. You're so right, Graham. I used to see the pay-per-use bikes and thought it was a good idea, BUT when I saw the Bird scooters here at ASU, I was like, "how did I not think of that?!"
    11
  2905. "Idleness and complacency is never rewarded". The whole video was interesting but that phrase really stood out to me for some reason. As always, quality stuff Graham 🙌🏾
    11
  2906. Teach us how to earn extra Guacamole at chipotle for free 🙏
    11
  2907. This one hit home. Thank you for this Graham. I honestly can relate to everything you said in this video. Being depressed because you have a shitty job is honestly the worst feeling ever. Even on the weekends your bummed because Monday is around the corner lol. But yeah this is why I say fuck a 9-5 and chase your dreams. I’ve never been more hungry and excited to get my Real Estate License and do something that will change my life forever. Hopefully this journey will do nothing but great things for me and give me an opportunity to enjoy life at its fullest. Thank you again my brother ! You are a real one Sir Graham ! 😂🙏🏻
    11
  2908. Watched the whole thing by the way ha. I wasn't subscribed but I am now. The title really caught me because I've decided months ago that the 9-5 wasn't for me. I still do so now, however, every day is a day to progress and work to make that change and I'm pretty determined to make this year my last year. As Steve Jobs himself said, "Love what you do". Fulfillment comes through doing what you love and having a sense of creating value. And I'd much rather work 80+ hours a week doing that than slaving every day for a steady paycheck and some sense of job security. Awesome channel by the way.
    11
  2909. Don't ever ask me to tickle the like button again lolll
    11
  2910. Congrats Graham! Excited to see the course and can’t wait to hear about the future success stories that will come from it!
    11
  2911. Come on everyone I'm only seeing 83 like show some love to Graham and lets go for 5000 likes. Keep up the good work and helping people!
    11
  2912. Finally, I was waiting for this. You got my support man!
    11
  2913. BRO you need to create your own version of the "Here in My Garage" video with this new launch. Also, congrats on getting this much of a following to make this possible. Love the honesty and genuine desire to help others through what you have worked hard to learn yourself. Keep it up, my man!
    11
  2914. We looked into a small mountain town we wanted to move to eventually but outside investors will buying every house that came up. Inflated the price by 4X and then now the entire market is saturated. If you want to rent there, the prices are falling fast because of too many house. I'm glad we didn't buy something now.
    11
  2915. Hey Graham, I just watched selling sunset on Netflix and my favourite bit was seeing you in the background lol :D
    11
  2916. #3. SUBSCRIBE
    11
  2917. You’re the G.O.A.T Graham thanks for the great and informative content
    11
  2918. Baller alert
    11
  2919. So glad you spoke on this! This helps tremendously - thank you Graham!
    11
  2920. 0:29 every stimulus video ever ;)
    11
  2921. This was a fantastic video, Graham! Sounds like he mastered the BRRRR Strategy ;)
    11
  2922. Silbaugh4liberty whoever sold at the lows of 2008 shouldn’t have been investing in the stock market to begin with. I’m up huge from the lows of 08 because I didn’t sell. Guess what’s going to happen if market crashes again. I’m not going to sell.........in fact I’ll probably get another part time job to keep piling money in stocks while there down.........
    11
  2923. First
    11
  2924. Simple, just steal 1 million dollars from a bank every year
    11
  2925. Graham: "When Michael Burry has something to say he immediately goes on twitter, says what he needs to say, then deletes his twitter account because he is Michael Burry".....LOL
    11
  2926. Graham! I just purchased your Real Estate Agent Academy course! Better than binge watching Netflix ;)
    11
  2927. My Tesla regret is not dumping my life saving into Tesla when it was $190 a share last year 😢
    11
  2928. The Kevin bit had me dying of laughter. Great program though.
    11
  2929. Love the transparency Graham!
    11
  2930. Thank you Graham! I appreciate the transparency and for looking out for us!
    11
  2931. Great video. Content is right up my alley. :)
    11
  2932. Graham telling us to buy things? He must have run out of 20c ice coffee.
    11
  2933. Aye! You can do it Graham. Not only are you a great realtor at a young age but you also spare the time to help and show us how to be above average when it comes to being a realtor and proper techniques to help us invest. Thank you 🙏🏾
    11
  2934. Post notifications on and smashed the like button before I even watched the video for the YouTube algorithm
    11
  2935. Stopped Paying Mortgage.... to watch Graham and SMASH the like button. ;)
    11
  2936. 1st 😴
    11
  2937. habit: 7 hitting the like button for the youtube algorithm
    11
  2938. My loan was $0 down without PMI -- so, no lost opportunity cost. My city is a very low price-to-rent ratio area, as well -- which is something I recommend people do research on when moving to a new area. Agree that insurance, taxes, and maintenance can be a bit of a black box when it comes to initial homeownership and that transactional fees make buying a selling for less than a 4-5 year period less attractive. But in the right circumstances buying can certainly be utilitarian (as can renting, of course). The New York Times has a great buy vs. rent calculator for anyone interested.
    11
  2939. this is an awesome video that poeple need to learn, long term is where im at
    11
  2940. The Like button is broken. Everyone try and click it yourselves.
    11
  2941. super exhausted and graham's notification pups up who the hell gonna miss it
    11
  2942. Just a comment to say thank you for the quality content.
    11
  2943. BMW M3 e46 BMW e39 M5
    11
  2944. I found my passion in Engineering, specifically in electronics and programing. Funny thing is I actually went to school for mechanical engineering and had to take a few classes electronics and those were the classes where I would just completely had tunnel vision and enjoyed so much. So now I work full time as an engineer and going to school part time for my electrical engineering degree (my job is paying for it). I believe I had to go through my mechanical engineering degree to find my passion. By the way I am not at my dream job YET, but I know exactly where I want to go. Biggest advice I have to give is just to have faith that you will find your passion but you have to go out and try things. Hope this helps.
    11
  2945. My life time investments came from the old timers I use to speak with when I was 18. If I could value their wisdom, it would be worth more than my retirement check.
    11
  2946. Great video! Couldn’t agree more. Btw, I got your course. Awesome content, highly recommended!
    11
  2947. First
    11
  2948. The increasingly elaborate “like button” plugs are becoming the main reason I’m tuning in here lol
    11
  2949. I think Inglewood is going to be the new Venice beach.
    11
  2950. sorry wells fargo. i bought the dip. many times.
    11
  2951. Graham this video is great go reward yourself with McDonald's!
    11
  2952. First
    11
  2953. Haha I love the end. As usual perfect balance of educational to funny! 🤣🤣
    11
  2954. First
    11
  2955. One thing I will say, I been following you for a while now since 2019 and you have changed my view on investments. Smash the like button!
    11
  2956. SMASHED THAT BUTTON!! Great video like always
    11
  2957. Hey graham, did you even go to college, or did you go straight to selling real estate?
    11
  2958. Best video I have seen explaining the current World Economy without making folks feel like it’s the end of the world. Thanks Graham!!!
    11
  2959. Bro i saw u on Ramsey. Thats soo cool
    11
  2960. Very interesting. Similarly, I've found that it's even easier to maintain bigger/muti-family rental properties (per unit) than it is to own multiple smaller houses. Just gotta think big!
    11
  2961. You should have a resource section where you link up the YouTube video you use as guides with house reno (as mentioned in the first few minutes of this video, the part about stucco) 👍
    11
  2962. 25K in Crytocurrency, 25K in Real Estate, 25K in Hookers, 25K in Cocaine
    11
  2963. Notification gang <3 Love you, Graham!
    11
  2964. Can we call this back and forth the Financial "Trade Wars"? Ahahaha sorry
    11
  2965. even though finance videos tend to be very very repetitive its a good way to reinforce it into our minds. I've watched you and Jaspreet for a while and it helps keep the idea fresh in my head and really pushes me to actually do it
    11
  2966. How to get a perfect credit score... SMASH the like button ;)
    11
  2967. First
    11
  2968. AFFILIATE MARKETING! I’m at over $1k profit today and have worked zero hours. It’s real and it can be 100% passive once setup correctly. Best of all, you can start for free or for as little as $100 for a website. It’s just referrals so you don’t need your own product or services either. Win-win 👍🏼
    11
  2969. Anyone owning Tesla stock is so hyped rn 🔥🔥🔥
    11
  2970. I like that you talked about the potential branding standpoint, Its a new venture and with that there are new risks. But you gotta risk it to get the biscuit! Also even though its sketchy to think about someone else driving it, you could even rent the thing on Turo. Figure out a way to turn what some would look at as a liability and turn it into an asset.
    11
  2971. Firstttt
    11
  2972. I'm usually the one to never use affiliate links but I gotta go get that stock for my guy. Just started watching his videos and as a Finance major, he has fire content and easy for the uneducated high school graduates.
    11
  2973. I just closed on Tuesday on a 4/2 Duplex, it was listed on Zillow, Trulia, & Realtor as a 2 beds 1 bath 1/2 the sq ft. Both have their own meters, and at one point the zillow had 0 bedrooms... so searches didn't find it. Even had seller do some repairs and give credit at closing.
    11
  2974. This is literally one of the best videos you've ever made!!
    11
  2975. Brought to you by Subway® - now accepting Bitcoin. Save $0.50 by using promo code "B-LEE".
    10
  2976. Watch I'm going to be famous in like 2 years
    10
  2977. Wow, Miles has some AMAZING advice in this video. Very impressive, and down to earth. Thanks for sharing Miles, and thanks for getting him on your channel, Graham!
    10
  2978. What's my chances of coming out to America and meeting you?🙏
    10
  2979. POV: you smash like before the video even loads in 😎
    10
  2980. First🏆
    10
  2981. A portfolio of 50% SCHD and 50% VOO is a beautiful mix
    10
  2982. Graham, I've been watching since you had about 8k subs, but never have commented. Thank you for posting this video! Along with many others from you, this vid has pushed me towards wanting to get into passive income again.
    10
  2983. Was watching the show this morning!
    10
  2984. Im showing your videos to my 9 yr old son so he can do better in life. I am in my 40s and wish I could redo a lot of my youth. I should have done so much differently so life would be easy for him
    10
  2985. A lot of drop shippers over price that stuff on amazon
    10
  2986. I got the badge too :3
    10
  2987. All that saving has to be for a point he has to enjoy the fruits of his labour at some point and it’s an appreciating asset.
    10
  2988. dude put an order for the new roadster and finance that and make a video about it
    10
  2989. Just curious do you edit these videos yourself or do you have a production team?
    10
  2990. Graham, I got preapproved and a realtor for my first house hacking purchase! You are my avacado toast inspiration
    10
  2991. Thanks for explaining it clearly, and being able to separate what actually is happening and what you think is going to happen. I really appreciate listening to you because you are able to make those clear lines of facts vs opinion. Keep up the great work!
    10
  2992. One of the best reseller videos ever!
    10
  2993. Easy. Just invest everything you can into the farming of pekin ducks. You will be rich. Trust me I know
    10
  2994. But, Graham, I did just come here for the turtles picture and 3 free stocks. I've been looking in strange places for turt pics.
    10
  2995. Graham, its actually very funny how our paths crossed.  In early 2017, when I was touring colleges on the West Coast (I'm from NY) and during a Sunday where I didn't have any college tours I knew I wanted to tour properties in the Los Angeles area.  After visiting several houses I visited a house you were showing (not knowing who you were at the time, I just knew the house was listed under the Oppenheim group).  I ended up visiting probably 6-8 houses that Sunday and it was an amazing experience.  I have always been fascinated by both commercial and residential real estate.  Later in the day I toured houses being toured by many other agents like Jason Oppenheim.  I know this sounds corny but I feel like it was almost meant for our paths to cross.  I was watching videos as I always do on real estate and a month ago or so I came across one of your videos.  Its like something clicked in my head and I instantly knew that I had met you before and it was when I toured houses in LA.  I am a freshman in college and I major in Finance and Real Estate (Syracuse University in NY).  I am absolutely obsessed with reading articles on The Real Deal every morning and hearing all that people in the industry have to say.  Real estate is something i am so passionate about.  I would love to have you as my mentor Graham.  It would be such a cool story to think how this came full circle from me meeting you to eventually coming across your youtube videos.  I think it would be such an amazing asset to have your knowledge available to me.  And I think in the future when I enter the industry, whether it is commercial or residential, we can have a great connection. Even if I am not picked, thank you for the amazing videos and keep up the great work! -Will R.
    10
  2996. As an accountant I come to Graham to explain accounting to me
    10
  2997. Hehehe
    10
  2998. Amazing perspective in crypto and being realistic on the actual price. Thanks Graham!
    10
  2999. I’m about to finish remodeling my duplex here in Chicago. I did the exact same steps you’ve listed here in your video. My question is once remodeled and rented will you be refinancing right away or waiting a few years for the value to go up and refinance then? Bought my property for 350k apprised at 400k when I closed. I put about 45k into my property so all in I’m about 395k. It will be valued over 550k given the area but prices are still going up. Thanks
    10
  3000. Working on a house. Sorry that I couldn’t be second comment today.
    10
  3001. Eric Perez He just turned 30, lol
    10
  3002. 0:50 Dislcosure ... man I hate when I misspell something in my videos, I feel like a buffoon
    10
  3003. Bankroll Coffee? More like Bankrupt Coffee…. ☕️📉
    10
  3004. Graham Stephan for President 2024?
    10
  3005. Your joke after "You have no idea how short I am." was perfection. 🤣👏 Well done.
    10
  3006. I always give a liked regardless of the scenery😁
    10
  3007. How do u read all dee comments
    10
  3008. At first I was like ahh come on Graham not another Tai Lopez but after watching the whole video I understand you know Graham. I support you all the way Graham. I’ve grown alot since the first day i happen to discovered your YouTube channel. Happy your part of your my life. Thanks Graham
    10
  3009. Haha well spoken, PUNS ON POINT MY DUDE
    10
  3010. First:)
    10
  3011. You, Ben, and GC serve huge importance to me. You probably get it all the time but thank you.... i cant say it enough. Thank you Ben & thank you Graham. A large portion of my life has been absent of a role model... a father figure... a mentor. & thanks to the internet, i have the opportunity to look up to you and ben as role models but more importantly father figures. Life is hard without a male figure to look up to and help guide me through life. But you ben and GC are pretty much the reason im not dead... Im 18... I have struggled with crippling depression & suicidal tendencies... blah blah blah. But thanks to you guys I realize there IS more to life. You guys really do act as my father figures. I look to you guys as role models and mentors. Ive gone from abusing drugs like xanax to drown out life, skipping school, and stealing to not missing a day of my senior year, working on real estate school online everyday after school, and educating myself... every... fucking... minute. Im serious when i say this when i stumbled upon you guys my life took a complete 360. I would have never imagined myself hustling this hard a year ago. & im in it for the long hull. Im focused now. Dedicated. Thanks you. Seriously
    10
  3012. Firsties
    10
  3013. W
    10
  3014. "Hey guys it's Graham here,and I just started an onlyfans" make this the top comment
    10
  3015. End the fed and smash the like button :P
    10
  3016. E
    10
  3017. Does that mean you will 'heart' this comment yourself?
    10
  3018. Hey man, loved meeting you this weekend! You, Jack, and Maci gave me some of the best first impressions out of anyone I’ve ever met. For anyone reading this, Graham and the Stefamily are even more humble and polite in person than they are on camera. Thanks for taking the time out of your day to take a pic and have a chat. Wishing you all even more success in all of your endeavors!
    10
  3019. After watching your videos I just grabbed my real estate book and started reading 📖 like crazy lol that was a good one. I’m getting my real estate license this year I’m glad about it.
    10
  3020. Excellent video!! I went through the buying process about 2 years ago and your information is spot-on from the first word to the last!😎👍👍
    10
  3021. Best thing about Graham's channel (besides all the insightful content) is he replies to EVERY comment!  That's pretty rare people....everyone SMASH THE SUBSCRIBE BUTTON, AND PLAY DING DOOR DITCH WITH THAT NOTIFICATION BELL!
    10
  3022. Let’s hope the diamond hands coffee will take my channel to the moon! 😂 wish me luck
    10
  3023. What about negotiating terms? For example after 2 years of leasing i negotiated paying an extra $10 pw in exchange for being on a periodical month to month lease. I'm planning on moving sometime in the next 0 - 24 months so being able to move with a months notice was worth it to me. (Also no rent increase in 2 years, so i figured it was comming anyway and got something out of it) Or before a lease starts you can offer a lower rent, but offer to do some sort of upgrade. Eg: 10% lower rent but agree to have say aircon installed in a bedroom at your expense and leave it in when you move. You get a lower rent which essentially pays for something you want and can benefit from and the LL gets a new asset that will increase the rental value in the future.
    10
  3024. Lamp black hole!!!
    10
  3025. Graham, you're one of the most valuable YouTubers on the platform.. I house hacked a 6 bed student housing SFH in college and now it's cash flowing ~$1k per month after I just moved out. Closed on #2 last week!
    10
  3026. Graham! I’m buying a duplex! I JUST talked to my credit union and found out real estate is within my reach this year! The mortgage officer was very impressed with my motivation and research. Little did she know I had a few YouTubers for inspiration teaching me to ACTUALLY do epic shit! Please keep inspiring people to invest in themselves! Your help has been priceless to myself and countless others!
    10
  3027. O N E
    10
  3028. 10M views for the 10M dollar credit card??? 😁
    10
  3029. 1
    10
  3030. Closed last monday! :D First property, $22K - market value (estimated) $77K. ;) We're going to fix this property and hold though, because it can be turned into a 4-6 unit plus additional land behind it for parking and possibly another small building. Was an off-market find, the owner just wanted to get rid of it. Oh, and a lovely grand piano came with it (and a bunch of other junk that we just need to throw in the trash). Anyhow, big thanks to you! I doubt I would have really looked into real estate investing if I had not found your channel. Also, we'll be recording our journey...mostly because we're going to be doing a lot of the work ourselves. o_O LOL
    10
  3031. I've definitely seen you driving around because I have a picture of that LIGMA license plate.
    10
  3032. This concept is literally how I built my business, thats why its important to know everything about your niche, that way you can talk all day about it lol. One thing I do is offer a free trial, if you're actually good at what you do then it works like a charm. Great Video Graham.
    10
  3033. Graham is always on fire with the points. Negotiation skills are few and far between but can make a huge difference... from insurance, to a new car, to even buying a house. A simple call to your gym and insurance company can save hundreds per year. 🙂🤘
    10
  3034. It’s hard to beat the S&P500, just saying.
    10
  3035. I want a lambo So bad. When are you getting yours Graham? I know you have been thinking about it.lol
    10
  3036. How about "What's up...the price of real estate"
    10
  3037. Oh boy do I love watering my house plants and making less than I spend!!
    10
  3038. Another great video by Graham. Thank you for keeping us up to date!! Keep up the great work brother!
    10
  3039. Graham: Pay off debt. Dave Ramsey: (enters the chat) Graham: Debt avalanche method Dave Ramsey: (leaves the chat)
    10
  3040. Comment #3 - Yep, That's Right YouTube Notification God Actually Worked...
    10
  3041. Your videos make my day dad!
    10
  3042. Got to be at least 80-90% of them. Maybe a Graham marathon is in the to do list
    10
  3043. World needs dave ramsey
    10
  3044. Did you read this?
    10
  3045. Really good editing! Hilarioussss
    10
  3046. Loved the vid graham! Quality information, watched all the way through!
    10
  3047.  @financeabcs  it’s probably boring for him. I understand but I think these videos help bring him a new audience for people barely starting to learn about finance or people who just want to learn how to make money.
    10
  3048. Honestly I can't remember why I originally subscribed, it may have been something you said about Crypto because I've been in the game for years but.. I have to say this is a damn good video especially coming from you even admitting you don't follow it (the cyrpto market) much. Your ability to apply psychology and the way human emotions work to crypto and the way you delivered the message convinced me to stay subbed, even if your channel isn't really about that market (usually). You have a good mind and though I care nothing about Real Estate, you might have some other good videos with discussions that I can apply to whatever I'm doing in life. Thanks.
    10
  3049. I think I’m late again smh
    10
  3050. I’ll date you
    10
  3051. I use my points and cash back on avocado toast
    10
  3052. YES! I've been waiting for this. Great job guys, keep killing the game
    10
  3053. Yo Graham! Your "Real Estate Investor Seeks Trainee" vid has 5k likes now 👌 Tryna expose those seminars?
    10
  3054. Thumbnail game on point 👌
    10
  3055. I wish I could've come to OREC this year, had a couple weddings to shoot tho :( Let me. know next time you are in London!
    10
  3056. I want to buy a Tesla They are fast and self driving. I won't pick one up until it fully self driving! I will use my corporation to buy it.
    10
  3057. Furst
    10
  3058. Congrats graham!! That feeling of locking up a new deal is like the best drug. The high is unreal. It’s why I can’t stop buying even though I’m “Retired” “FI” “On FIRE” lol Killlinnggg ittt!!!
    10
  3059. its actually because there is only 16,707,950 BTC out there, 4million of which is actually completely lost, and only 21 million will ever be made. THEREFORE not everyone can own one. The more people who want it the more supply goes down. IN REFERENCE TO GOLD: Consider the price of a gold bar or maybe even 16oz (1lb) of gold. That's your bitcoin. Because bitcoin can be divided in fractions just like gold so it is easily dispersed amongst the masses but the overall Bitcoin itself is worth way more. Bitcoin has value in being a store of value, transfer of value, and anonymity aspect (even though litecoin is better imo) There is way more value in cryptocurrency than others think.
    9
  3060. First ✊
    9
  3061. love the way graham subtly put the card next to the sign 1:06
    9
  3062. “What’s up guys it’s floating head here” - these intros just keep getting better and better 😂
    9
  3063. Omg, those are inaccurate figures. Dislike, Unsub, Graham is triggered ---> 10:25
    9
  3064. First to destroy that like button
    9
  3065. I noticed you don't like to touch dirty things, haha
    9
  3066. Its like I know all of these points mentioned by you but I need constant reminders and this is where your videos add value to my life.
    9
  3067. b o t s i n c o m i n g Edit: nvm then, false alarm
    9
  3068. Guys, you are amazing! Thank you for sharing! I'm 10 years older than you, yet I find it interseting to listen to you. Also, I would like to comment on true wealth, when you are not just rich but also happy. I feel a strong connection between income and freedom. And too many people, having a high income, don't have the freedom to be themselves or to live a relaxed life and be at peace. The money in itself does not feel like anything special, but it is the freedom and options that it provides that is sooooooo precious. The whole point of having as much passive income as possible is not to just have as much money as possible but to have the freedom to choose whatever lifestyle you want. It is the freedom that is important because it gives us an opportunity to be happy: to be doing only what we love. There is occasionally a mental trap that can happen sometimes with people who earn a lot. They forget what they like and what makes them happy and they end up chasing money for the sake of money itself, while contributing nothing to the world. These are the people usually with prestigious careers(sometimes also business owners), who also end up chasing after title status and higher positions without realizing it. That is a whole mental problem that does not help to feel happy. Some of those rich people end up chasing after looks and spend millions of dollars on plastic surgery. In other words, they spend crazy money to impress others instead of inspiring others (like you guys do). So, I see big difference between those two kinds of rich people. The rich people who are always chasing money (and or looks/status/fame/career titles) are rich but NOT happy. And you represent the other kind of rich : you are rich AND happy. That, I believe, is the most rare combination and you are the minority. I am very happy for you, guys. And I am very inspired as well. Thank you very much. You do not try to impress anyone. You simply inspire with honest sharing of your own experience. Keep inspiring because this is how you change the world for the better. Nobody improved anyone's life by trying to impress others. I say BRAVO to you!
    9
  3069. This video was so powerful, I had to watch it a second time with my 9 yr old daughter. When you got to "don't compare yourself to others" she looked at me and said " I like this guy and what he has to say". I think your inspirational. Thank you.
    9
  3070. Congrats on 800k 🥑🍞🥑🍞 you deserve it
    9
  3071. Coinbase is taking everyone on a ride today
    9
  3072. Thank you for smashing!! 😎👍
    9
  3073. you and that meet kevin guy should debate
    9
  3074. Alright, now I look at it again while not being sleepdeprived, and seeing you credit him, it's all good. Thanks for the info in the vid
    9
  3075. except his video has none of the info in that reddit post-
    9
  3076. It’s bless Graham🙏🏼 great video as always
    9
  3077. Hey Graham, I got the author of Buy It, Rent It, Profit watching your videos. He loves them. I'd love to link you and Bryan up!
    9
  3078. yo yo yo yo yo yo graham your almost at 200k!!! been here since 150k ;)
    9
  3079. Another great video. I’m grabbing my license in the next month or so, I’ll be finished the Ontario Canada exams. You’d think as a real estate investor who has bought over 30 properties (many privately), I’d have got my license by now.. Well I’m finally going for it! Thanks for push man, you definitely have been a factor in getting the license ;)
    9
  3080. im not an agent nor planning on it but this is interesting and can be applied to any business
    9
  3081. I swear I got the notification for this yesterday TWICE but the video wasn't available 😒
    9
  3082. I sold a $1 star note in bad bad condition not tears or writing though for 150 bucks just because it was in a run of 32K which is the lowest run. it was a 2009 New York B 06""""""""""""
    9
  3083. "Fiscally conservative and efficient." I'm going to put that on my bio
    9
  3084. Great seeing you in Detroit bro! Remember to always keep it 💯 ;)
    9
  3085. Graham Stephan omg I'm going to be in Canada on the 25th. Let me see if I can shuffle stuff around and go to that!
    9
  3086. B Lee deserves a shoutout at 1 Million subs.
    9
  3087. You should do more vlogging Graham ! Would love to see more of your life. Congratz on the 100k 🔥
    9
  3088. This is definitely one of my favorite videos on your channel :)
    9
  3089. I was waiting for your thoughts & input on the state of the market. Thanks Graham, great video !
    9
  3090. My coworker and I work in finance in NYC and in a private meeting started talking about real estate and we both realized we watched ur videos. Hilarious moment. Shout-out to Amy if you're seeing this comment
    9
  3091. Graham's Lawyer: you need to protect yourself more Graham: How? Lawyer: Every time you speak, say " In my opinion" and provide disclaimers.
    9
  3092. GrahamStephan You are absolutely correct. It's getting unacceptable
    9
  3093. dude, no. More bitconnect. That's what I've been waiting and waiting for an update on. No updates. THAT'S A SCAM!
    9
  3094. First
    9
  3095. Soon, no wait… Now we will be hearing about ‘Quiet Firing’. Management is not stupid.
    9
  3096. First
    9
  3097. Really love the insights and honesty in this video.
    9
  3098. Before I even watched the video I was going to comment “it’s about time for everyone’s annual passive income video”, just as you mentioned in the intro lol
    9
  3099. Move it football head!!! I Loved that show... great video as always!
    9
  3100. I watched the whole video and currently work in the hospitality industry, the wrong 9-5 (pm into am). While it's not half bad, I see upper management and my supervisors and just think that they don't all look that happy, and decided to give real estate a try as I can't see myself climbing the corporate ladder and doing this my whole life. I'm currently waiting for my license to arrive and couldn't be anymore excited. Thanks for sharing your story as it is very inspirational, I truly am hoping to be as successful as you are. Please, never sell out to sponsors and keep up the amazing high quality content as always!
    9
  3101. I am 21 and that's exactly how i felt like a couple of months ago.I know i could do more and work harder than most people in the company yet, they don't want to give you a chance! What sucks is that now my only option is to start my own company and work for myself because no one believes or wants to hire someone so young with no college degree. I can't find a job in what i want to do so i'm stuck working at a labor job while I work on my ecommerce store at night.
    9
  3102. The real topic is weather the the man's hot pocket was actually warm in the middle...
    9
  3103. I hate to hear this. It's scary Shit. I don't know if it was law school or seeing companies like Facebook violate so many privacy rights that made me want to learn about this issue, I'm glad I did. Along with what I'm sharing here, get a copy of How To Be Invisible by JJ Luna... Anyway, here's what I've done to protect myself. The following is going to sound like a lot of work, but honestly, once you get used to it, it's not burdensome...I've implemented all the following...If you haven't already, you can add at least three forms of security verification to your banks (I have multiple accounts) and only use one phone number for banks, financial and real estate accounts. You should also back up all your YouTube videos on an external drive solely for their safe keeping (you're lucky he didn't just delete all your videos like it happened to a client of mine.) Do you have a google phone number? You need one asap...also, you, need multiple emails. I have a different email account for bank accounts, another for YouTube alone, one other for the rest of my social media accounts, another for my business, another for online purchases, another for family only and one for junk emails. My passwords are all different for every single account. You also need to get a po box and/or a ups store address. I have both. If someone hacks one the damage will be minimal and the notification will give me enough time to protect all my others. Also, go file a police report. They're going to tell you they can't do anything about it because they'll claim its cyber crime, not their jurisdiction, blah blah demand to file a report even if it's just a paper signed by a detective saying you came in to report the matter. They'll give you the Federal web site and phone number, file one there as well. and get a copy of the local and federal one. If anything happens again this will be the strongest and fastest way to have authorities take action (Yea, you want to tell them who you think it is so that lead can be investigated). I'll send you a PM with the other thing I'll recommend in case that asshole is reading this....glad you made the video. Fuck that piece of Shit. Let's get that looser caught!
    9
  3104. there was a hacker that hacked a lot of famous youtubers this same way. the phone carriers dont give a shit about security, its a joke. the best way is to not link your shit to your phone. sorry this happened to you, sucks to be famous cuz a lot of people can mess with you ;(
    9
  3105. Hi Graham! You may not want to hear this but would you also want to make a course for real estate investors in the future? I know this would again be a lot effort on your end and you might not be as interested. Either way I am grateful for what you are currently putting out! Thank you! Take some rest!
    9
  3106. Firsties
    9
  3107. Just got my AMEX GOLD card! 3rd card at 19. All thanks to graham.
    9
  3108. Nice video guys. London, Ontario Real estate investors represent!
    9
  3109. FIRST?
    9
  3110. Notification squad
    9
  3111. Hey i really need a GTR so that i can get people to buy my course do you think you can PayPal me 25,000 dollars so i can put a downpayment and once i get the GTR ill start selling the course more and give you the money back in like 2 years tops? Thanks im a broke college student so you dont really have a choice your my only hope obi 1 kanobe
    9
  3112. Was getting worried thinking I was the who had a problem 😂😂
    9
  3113. FIRST HAHAHA
    9
  3114. Some people have very strange ideas of a "budget". If you are hurting for money, why are you spending $600/mo on food? $100/mo on cell phone? I pay $12/mo for cell phone and might lower it to $10/mo next month. If you cook at home, food should be much cheaper than $20/day to eat healthy. I have a cheap car and get ~30mpg. If I drove 15 miles to work each way, I would end up spending about $70/mo for fuel in my area. Not sure why you need to spend $300/mo to have fun. If you don't want to be stuck, don't spend all your money.
    9
  3115. ereh maharg sti syug pu stahw- whats up guys its graham here backwards.
    9
  3116. 1st
    9
  3117. This is probably one of the most respectable analysis I have seen regarding cryptocurrency. I agree with all the points made. I personally just keep holding mainly Ethereum but have been taking advantage of some of the newer technologies that took a much larger dive than did Ethereum. Ethereum I guess to an extent validates your points about stability and usability, but in the long run hopefully regulation will help stabilize the ride. From looking at charts of long term growth of bitcoin, whenever the bubbles happen, they all seem to pop and then correct down to a fairly stable growth almost completely in line with where is would have been had there not been a bubble. Currently it is still possible to drive the price up and down in a way that is not legal in other industries taking advantage or the deregulated state of the market, but I don't think that is going to last throughout this year. There does need to be some discussion between government and the experts and developers in the field so that regulation can be done responsibly, this is such new and versatile technology and it is only just beginning. Thanks, great video.
    9
  3118. Wow what an amazing video showing the process and psychology of monetizing information and scaling it for profit, and the win-win concept a very informative video, great job of presenting these topics!!
    9
  3119. First
    9
  3120. Saw you in Hayden's video the other day 🙌
    9
  3121. Thank you i didnt know about the freezing your accounts before this video
    9
  3122. love the real estate agents who hustle. its important to TELL EVERYONE you are a realtor. Apartment locating is important in texas. So many people moving here a day and starting fresh. Military guys can take their experience every where.
    9
  3123. Yessss
    9
  3124. Love your videos mate! I currently have 6 people paying my rent every month and your videos just motivate me to get more!!!
    9
  3125. "Make money - Use that money to make more money - Repeat"
    9
  3126. Your videos graham help me a lot throughout my investing and helped me start my financial freedom journey
    9
  3127. Now this is like the Bored Ape Yacht club but with real physical assets with having such a tight and passionate community. I like that.
    9
  3128. SMASH it, SMASH it...YOU KNOW WHAT I'M TALKING ABOUT !!!!!!!
    9
  3129. Did someone say... Hungry Bull :))
    9
  3130. Graham Stephan if you’re not able to heart what you put out you shouldn’t post it!
    9
  3131. Real Estate part time does work on the investing aspect. I do Real Estate part time because I am in school full time and on my channel I began posting vlogs for the properties I have and how I renovate them. However, for the Realtor aspect, I do see why doing it part time may not be the best choice.
    9
  3132. Really glad you made this video
    9
  3133. This mysterious virus by unmentionable by name? Voldemort
    9
  3134. Rofl secret account
    9
  3135. Here for the Graham.
    9
  3136. Yeah, just you bud
    9
  3137. I’ve had rentals for about 15 years. I’ve never raised rent on any of my tenants. I also don’t have a turnover tho
    9
  3138. Love the avocado plug 😏 I used your Webull link last week. My two free stocks were worth $5 and $15. Has Robin Hood reached out to you yet? They'd be stupid not to within the next 15 to 30 days... 😁
    9
  3139. Love you Graham!❤️ now love me back
    9
  3140. Hey Graham, you've really helped guide my life in the right direction over the years. I started watching your videos a couple of years ago, and you've been such an inspiration. While I don't think I'll ever get to your level of consistently hyper-focusing on my finances, your videos are always exactly what I need to stay on track and reinforce good habits for managing my spending. Thank you!
    9
  3141. Not a real estate expert but how are you protected from a crash if it were to happen. Didn't dave Ramsey lose all his money the first go around over leveraging all in real-estate...? Lol @ bconnect reference
    9
  3142. thansk Graham, you are the best! ty for your vid
    9
  3143. Some people in their 20s spend like they're trying to hit the combined spending of every age group
    9
  3144. Is Graham FINNALY gonna letting us spend money?!
    9
  3145. Wow I’m almost as early as my aunt at the family lunch
    9
  3146. I prefer Synchrony over CIT, they don't have a minimum deposit for max APY like CIT's $100/month. Synchrony also has a slightly better CD rates at 5.15% and competitive HYS rates.
    9
  3147. THE LIKE BUTTON STANDS NO CHANCE!!
    9
  3148. First
    9
  3149. LOVE THE CONTENT
    9
  3150. Going through your YouTube course right now full of gems man. Waiting on my mic to start posting. Stay tuned 😉
    9
  3151. 1
    9
  3152. YAAAA
    9
  3153. Congrats man, you deserve it! I love this part , "I have some cash to invest for a percentage of ownership in their YouTube channel and overall brand. I have some ideas I would like to implement and would ideally like a say in the direction they take the business."
    9
  3154. Been here for the last 20,000 subs, but I'd seen several videos before that. I was incredibly impressed that you stuck to your promise of responding to comments when you responded to a comment of mine - 20 minutes after I posted it, on a video that had thousands of comments. You appear to be a remarkable businessman, and a good, honest guy. You're right when you say your video seems repetitive! Because you don't flip-flop on what you say. You believe what you preach. By far my favorite channel on YouTube, and I love getting my notifications. Snapchat and Instagram are my other daily doses that I need. Ever since I subbed, I find myself filling my time with your videos. It doesn't matter if it's in the background while I play a game, or I sit down and have a Graham marathon! You encouraged me to stop sitting around and start investing again. Instead of my money just sitting in an account, it's in stocks making me money again. Now that I'm 18, I'm beginning to work towards my real estate license here in Florida, in-between classes, that is, haha. All in all, I want to say a big 'Thank you!' for all of your videos. Here's to a prosperous 2018 for myself, you, and all of your viewers! Cheers!
    9
  3155. What about Bank of Smashing the like button for the YouTube algorithm?
    9
  3156. Next: How to turn $1 into $1 Billion
    9
  3157. I deserve the heart from the beeesst😂
    9
  3158. By dat merch! And his real estate course
    9
  3159. Great video, i had the same issues getting into real estate. My father wanted me to do it on the side instead and keep a regular job. Glad i didnt listen for a couple of the reasons you listed
    9
  3160. GrahamStephan that’s the address to the Home Depot a few blocks from me 😂
    9
  3161. Here is a little bit more cheddar. I want this towards more snp500. P.S love you, and thank you!
    9
  3162. 20 hours of editing was worth it 😈
    9
  3163. What place am I?
    9
  3164. Collab with Ryan when?!?!
    9
  3165. Fed printers are ready for another stimulus splash
    9
  3166. What's good early gang! Here from the private discord group!!
    9
  3167. Thanks for the sum of the channel Graham. Loved watching all your videos and I'm glad that you're married. Glad that I got the chance to watch your videos and thankyou for keeping it real.
    9
  3168. YELLOW KING Yes, he mentions that rate in the video, and correctly points out that Tax is avoided, versus other self-employment activities, if your business is real estate
    9
  3169. woooosh
    9
  3170. For anyone wondering why Graham makes all these videos and then says the same thing "BUY AND HOLD!" it's because you have to hear the same thing on average 7 times before you act on it.
    9
  3171. 😂😂😂 Absolutely loved the ending. What a heist!
    9
  3172. Idea: invest that in a good microphone to start a YouTube Channel based on one of your interests/hobbies!!
    9
  3173. Hello Mr. Graham those were some great tips. I remember when I was searching for my first home the agent took too long to get back at me so I went elswhere. So you are absolutely on spot with everything you mentioned. Thank you for your insight once again.
    9
  3174. The smaller things in life can bring contentment, e.g. that first cup of coffee in the morning, watching birds in the garden feeder, a bar of chocolate, a special song, a gripping novel or film, resting in the sun. Small things to look forward to and all inexpensive. :-)
    9
  3175. Wow, my Bankroll Coffee sample pack literally showed up at my door while watching this.
    9
  3176. Wei Leung I would go to every RE office in your general area and ask about jobs as an assistant. I’ve never heard of a brokerage not accepting new agents (you pay to be there and every time you make money, they get part of it.) so decide which brokerage is the best place for YOU to hold your license. If you can’t find a job in an office don’t be afraid to do part time work elsewhere and commit to putting in hours as a realtor. I would suggest asking about training every time you interview a new broker and see who has good training for free. You may want to consider picking up Graham’s course as I’m sure it will get you on your way quickly! Good luck and feel free to respond if you have any questions. I’m a newer agent in Northern California but I’ve closed a few deals and have been studying the industry for a lot longer than I’ve been directly in it. Hope that helps!
    8
  3177. NEVERY
    8
  3178. I'm a tax expert. As an investor, you may discount the payment to the mortgage company as an expense. But the IRS does not consider how much your payments were, they give you interest payments as an expense. So the part that goes to pay down the loan is not seen as an expense and therefore part of the income. You can say the principal reduction is added as income to reconcile your two methods, but you need to realize you used a different system than the IRS uses and therefore there has to be some reconciliation. Only the interest that you pay is an expense, so the principal reduction is part of your income.
    8
  3179. I'm looking to make wider safer plays - thanks for the explanation. I already have some VTI so good to hear I'm making some smart moves!
    8
  3180. Right on point. I've had credit cards since 18, am now 32 with credit score above 800 and I've never paid interest, as a matter of fact, I've made a lot of money from using credit cards via sign up bonus, cash back, and etc. Right on man, very good guide.
    8
  3181. Lol ive been watching u atleast 12 months now got so many ideas thanks to u soon life is gonna be great cause of u rental property's, stocks, bonds, shopify, amazon, crypto trading bot, flipping cars, uber, lyft, and im in college for a high salary job as fall back (high pressure pipe welding) i thank u so much gram u have inspired me in so many ways and opened me up to the world of passive income and I believe ur influence has changed my life and so many others i used to be so depressed and hopeless and now im so hopeful and positive my live has changed so much thanks
    8
  3182. I have been watching you over a year now and this is motivating !
    8
  3183. do I like the video, heart the comment or share the smashed algorithm
    8
  3184. Saw this video because of notifications :)
    8
  3185. For those who are looking for a savings account, Goldman Sachs seems to be truest to what Graham said. PNC high yield savings excludes 10 states and the District of Columbia (all states and regions that have even one physical branch). So NY, NJ, PA, we screwed. Synchrony Bank JUST AS OF THIS DATE 12/26/2018, has INCREASED their APY to 2.20%. This is NOT A TEASER, just their new regular rate. According to doctor of Credit and the actual website, mysavingsdirect offers 2.4%. HOWEVER, huge caveats. A lot of mixed leaning to bad reviews, mainly about the increased wait time of transfers and holds. Like some other online savings accounts, it limits you up to a MILLION DOLLARS to keep in your account including intrest accumulation. Also to keep cost low and interest rate high, their customer service SUCKS AWFULLY, it's a true blue no frills hyi and the website is SUPER BASIC. Sometimes customers have account issues with mix ups and unable to access and such. So entrepreneurs, do your homework. For free unlimited everywhere most interest rates dont go past 2.2%
    8
  3186. Man I love modern technology!
    8
  3187. The fact you still respond to comments with this big of a following is GOAT status
    8
  3188. Love your videos Graham. Glad you found your own path! Keep up the great work!
    8
  3189.  @GrahamStephan  exactly- People need to cross reference better
    8
  3190. Vtsax is also good. He is right on set and forget it. Set up taxable account. Then you draw on when you want or reach fire. Lending club diverse your money into 25 loans to create less risk.
    8
  3191. Hey Graham, a video for current homeowners looking to upgrade would be a helpful video. Many of us feel stuck in starter homes with a low rate. I feel like now’s the time to buy as even if rates are up home prices will raise when they drop rates. Like button pressed!
    8
  3192. You know damn well it’s a popular topic what are you talking about Willis 😌 ... great job on the video
    8
  3193. Graham it's really great for you to address the situation at the ports and shipping bottlenecks. It's a really major factor as to why everything is out of stock/very expensive. I work in logistics as a freight broker and this has REALLY effected the pricing of everything. Truck drivers can pretty much pick and choose their rates because there's a driver shortage, I'm paying carriers over 100% more than I was in April 2020 to move the same exact loads. Customers approach me to pull containers out of the ports and I can't even quote them because carriers are booked 4-8 weeks out on port shipments. The recent trade negotiation to allow ports in California to be open 24/7 are really great, but even then the ports won't be back to normal until sometime in 2022.
    8
  3194. G-Money in the house! 💵😎💵 Great reminder that happiness is from within. Health and family #1. Cheers!
    8
  3195. I think I'm in a similar situation to what you had been through Graham, I tested out with a 1010 on the last sat test of year before Summer vacation came and even though I had a 4.2 GPA I didn't think I would get into the school I wanted. When I was down and remorseful from this, I had learned of the knowledge from Alex Becker, Ryan Scriber, and of course, you; I knew it was my calling to grow my own business and now I'm working hard every day to achieve my goals, growing every single day. I want to thank you for that Graham. You've taught us all how to financially successful for free and now I'd be happy to buy shit ton of merch from you. Thanks.
    8
  3196. #5 has been so true with starting my new businesses. Tried photography, invested a lot of money, and it just didn't work out. Now I'm doing furniture restoration and I had almost no initial investment, but I love it and it's really starting to pick up! So now I'm investing a little more.
    8
  3197. Auto expiring virtual cards, Supreme, Adidas, Nike & you accumulate points...yea this card is for the resellers, if your buying in bulk you can really come up.
    8
  3198. Hey Stephan, I really like this background in your video, nice change from your office. It’s nice and bright.
    8
  3199. Meet Kevin has entered the chat
    8
  3200. I need a cool million to make sure I’m good. How about you?
    8
  3201. I just wanted to let you know that you inspired me to go and get my real estate license. Once I get that I'll use the tips I've seen in your videos and buy your course on real estate and hopefully make this my long term career. Thank you for helping me go towards this goal.
    8
  3202. Great questions. Excellent customer service.
    8
  3203. These opening lines are almost as out of control as the stock market
    8
  3204. “UHMM, Graham STEVEN”
    8
  3205. Just saw the insta video🤣 Gotta make sure I smash the like button
    8
  3206. Likelyhoodness of this being one of your subscribers is 1 in 1378. Odds are, your more likely of haveing one of your subscribers winning than me winning, 😂😂😂
    8
  3207. Meet Kevin approves this message.
    8
  3208. Appreciate Graham’s non bias in an age of completely biased information
    8
  3209. First
    8
  3210. GRAHAM READ THIS PLEASE!!! So I just did your course the real estate agent academy and it was AWSOME. I know you don't like plugging your course in the videos because you sound salesy but I wish I knew about the course sooner. Maybe when you plug your instagram and webull start plugging your courses more often because I feel like people can truly, truly benefit from the amount of value in them. You will be doing people a favor by letting them know about your courses.
    8
  3211. B lee is late. Coincidence i think not Its just a joke not hating on b lee
    8
  3212. WATCHED every second, you aren’t a sell out those people who think that are clearly people you want to stay far away from and they will always be negative. I am glad you made a course. There will be more people who appreciate this than those who don’t. 🙌🏽🙌🏽🙌🏽 you are the shit bro!
    8
  3213. Great job graham, you’ve gave out so much free information. You deserve to be compensated for your work, I’m sure this course will help tons! Don’t worry about the haters, we know you’re not a sell out!
    8
  3214. Yes!!! So pumped for this!!!
    8
  3215. Jack saved the market
    8
  3216. Can i get my first compilation too now😂
    8
  3217. +Kingsteen Productions the only thing I would add to what Graham said is about you being afraid of making mistakes. You shouldn't be. If you never made any mistakes you would be a perfect human being and those don't exist LOL Mistakes are things you learn from. The more you learn the better you get at what you do. Go out there and kill it! You got this.
    8
  3218. My strategy is buy high sell low anyone else
    8
  3219. Graham. I still can’t believe you live 50 ft away from your gym. Lucky man you don’t even need gold in your life
    8
  3220. I QUALIFY!!!
    8
  3221. London Ontario my home
    8
  3222. Just watched one of your past video and i love it..i just subbed❤
    8
  3223. Damn I saw that backpack at the airport at LAX graham! Sorry they stole it smh at least now you can get a newer better backpack 🎒
    8
  3224. Love the update
    8
  3225. 11:30 "My wife"
    8
  3226. I get so happy every time a see one of you videos come up as a notification. Makes my day every time. Best YouTube channel by far
    8
  3227. Congratulations on being ft on mrbreast rewind. I hope you can get him on the podcast
    8
  3228. I got sooo excited on the notification on this video!!!! I guess I’ll take a break from watching “The Real Estate Academy” that I just got!
    8
  3229. Hey Graham, you mentioned on your Instagram story that a good way to make easy money is to go after expired lease listings. Where do you find those and how do you go about landing those clients? Thanks
    8
  3230. 'Credit Sus' really should be their name after all
    8
  3231. 1
    8
  3232. It’s okay, Graham… sometimes when you don’t hire people, they just start a YouTube channel instead 🤷🏼‍♂️🤣
    8
  3233. best video on your channel. i was just watching you old video on how to buy a house from a year ago and then i refreshed my feed and saw that you posted this. thanks for video man!
    8
  3234. Thanks again for the great upload my life has changed drastically since coming across your channel
    8
  3235. 0:29-0:47 so true. People need to realise this!
    8
  3236. I'm in med school and I have to say Graham describes clinical trials better than some of my professors!
    8
  3237. the experience will give him more videos to put on the channel lol
    8
  3238. 1
    8
  3239. Graham before I watch this video just know you helped me make a lot of money
    8
  3240. All you have to know as a teenager right now, is how to smash that LIKE button!
    8
  3241. First
    8
  3242. No Notifications YouTube 👎🏼
    8
  3243. @Yussef Saber cause even at 9% which would be a good gain, estimating the video makes £1000 or so that would only generate £100 a year. It would be difficult to track and a pain to work. 1 lump sum is better in this case for all we know we may not be able to donate to this type of thing every year.
    8
  3244. This is why you need a good credit score kids! it helps you out in life!
    8
  3245. I’m using public transport for a fraction of a cost of a used car. And also I get that amazing COMMUTER EXPERIENCE
    8
  3246. So when I was 16, I got my license. Started skipping school to go to work. Was all signed up for technical college, but ditched that to go work a job I had just got. Hated it, and started a band lol. Band kinda fell apart. It was downhill for my after one of my favorite (and incredibly popular) bands posted a picture of a $5 royalty check at the end of the year. I didn't want that so I decided, its time to work, save, and invest in something that's going to create some passive streams of income. This video tripped me out with the similarities in early life experience. Keep kickin' ass Graham!
    8
  3247. 1st the worst :(
    8
  3248. Renatus is one of those schemes :(
    8
  3249. Graham!
    8
  3250. Gotta say graham your YouTube creator academy course is insane!! I’ve been going over it for about two weeks know and my channel views and watch time and ctr are all up 1000% in the last two weeks so thank you for making it!
    8
  3251. I bought your Youtube academy bro. Going to finish very soon. Wait for the results. So exited.
    8
  3252. keypoints so far 2:45 XD
    8
  3253. I don't think I've ever been this early.. What do I say? What do I do?
    8
  3254. This is the second video i watch on your channel!! your videos are really good., i saw you when you comment on minority mindset and i git curious. Now am stuck :) hope to see all your videos and i know you gonna give me inspiration. Greetings from Sweden.
    8
  3255. 4:19 how? Well, first he pays 37% federal income tax if he has $1,000,000 taxable income second, he pays 13.3% state income tax in California if he has $1,000,000 taxable income third, he pays 15.3% for "self-employment" tax on any income from his own business 100-37-13.3-15.3 = 34.4 So, theoretically Graham gets to keep $34.4 if his businesses earn $100. Unless, he buys and deducts a lambo for his business... and gets to spend the $100 without paying taxes!
    8
  3256. Thanks for the content Graham! I could probably listen to you read the dictionary and be entertained lol. Keep up the good work kind sir-
    8
  3257. Graham, you've been inspiring me since 2017! Thanks for all the tips, helped me to 10k subs🙏🙏🙏
    8
  3258. Graham, i swear, i’ve learned more watching your videos than in 12 years at school. Keep up the good work!
    8
  3259. I like how qualified dividends are taxed at 0% for people with a low income
    8
  3260. Monday 23rd, haha, I called it, there is a video on my channel to prove it. (Man I hope it keeps going up and I can pretend I am some kind of Oracle of upstate NY)
    8
  3261. Love this videos bro👌🏻 a lot of information.
    8
  3262. say something im GUHving up on you
    8
  3263. Firsties
    8
  3264. Speaking my language with this one, my man 🤘🏼😎
    8
  3265. Hey Graham, I was just wondering if it is not too late still to get a free stock up to $70?!?!? I remember that I have to sign up and deposit $100 on the stock trading app Public. I will be sure to use Code GRAHAM when I sign up. By doing that I will be entered for a chance to win a free share of Tesla. That is pretty much like getting free money. Did I understand that correctly?
    8
  3266. If it helps I lost 10 dollars in a vending machine
    8
  3267. "Am I the only one who thinks Graham is super attractive.." No you're not, Jaime. No you're not.
    8
  3268. 1
    8
  3269. February 12, 2019. You heard it here first. I marked my calendar.
    8
  3270. HAPPY 29th BIRTHDAY GRAHAM!!!! I just want to take a moment to say how much I’ve enjoy watching your videos. Also, I recently took your YouTube Creator Academy course and it was AWESOME!! I’ve learned so much from it and my first video is scheduled to go live in the next 30 minutes. It would mean the world to me if you could check it out (maybe subscribe?) to see how much of your knowledge I’ve applied. Hope you’re having an AWESOME BIRTHDAY. Cheers Graham!
    8
  3271. lol 0:15 I literally got one of those get rich quick shopify ads
    8
  3272. Ally Bank still owes you millions.
    8
  3273. But graham my local credit union pays 1.789% in interest, dislike unsub Jk Graham I love you ❤️
    8
  3274. Loved this type of video!!! Show us moreeee!!!!!!!! Maybe go to more open houses and film it....that was super cool. If youre allowed to do that. Thank you Graham, have a good one!
    8
  3275. im back bih
    8
  3276. AMAZING SUMMARY! Better than I could have done. Quick note: $20m with no margin. $32 with margin of about 8m. So down about 4m.
    8
  3277. Did i still get the dub with my freezing -25°C fingers?
    8
  3278. Graham, if you were a taco....you’d be a good taco 🌮
    8
  3279. Like my comment if you agree Graham should take a week (complete 7 day) vacation.
    8
  3280. The money printers will save us. They’ve saved every society throughout history, trust me 😉
    8
  3281. I now hold the world record of the speed of clicking on a video
    8
  3282. Thank you man! I have finally decided my career choice
    8
  3283. Wow now that is good content
    8
  3284. Those glasses are lit
    8
  3285. THOSE GLASSES HAVE LEGS!!!!!!!!!!!!!!!!!!THE FUTURE IS HERE!
    8
  3286. Never in a million years did i expect Kevin!Ha, Hilarious!!!!!!! Never heard of Max Kargs but will check him out. Keep up the awesome content Graham, the ending killed me! 🤣
    8
  3287. i love the idea of your channel. you are able to share & help people grow & in return it brings you another side hustle. it brings you something to do & focus on & it gives us something to grow & learn from. another great video thank you!
    8
  3288. Saw both of you guys at orec2018 Great speeches Great video
    8
  3289. that twist tho
    8
  3290. It’s awesome how perplexed you can be about this. It’s exciting from the viewer position. This video is what financial independence means to me. I have a resource and I use it however I choose. Lambo though to make up for the 3 year grid get back some years.
    8
  3291. I love you and your videos! Thanks for all the amazing knowledge you have given me. May you have many blessings this coming year!
    8
  3292. Thank you Graham these videos are the kind that have changed my life and taught me about investing and compound interest
    8
  3293. Hey Graham, upser here. I wish we made 170k, but that is only very select positions, and they include ALL benefits (including bs ones that I will never use). This year I won't break 85k and Ive worked overtime almost every week
    8
  3294. Dave Ramsey gonna have a heart attack hearing Amazon Launch their credit card.
    8
  3295. Major takeaway from this video: bring back the choco taco!
    8
  3296. Excellent illustration. It is an excellent depiction of the opportunity cost of going into medicine. I am at that 30yo mark finishing up fellowship this June. They have capped our work hours to 80hrs/week in training which has forced training time in residency and fellowship to increase. Many non-primary care positions spend 5-8 years of training. The cost, sacrifice and delayed gratification significantly affect quality of life. The salaries of physicians are very wide ranging. $320k a year is well above the median for all physicians. I wish my contract for next year was that much! All physicians median is between $180-220k. The $320k is closer to a surgeons' median salary which is much different that a pediatrician. There is also this concept of location arbitrage whereby people can make significantly more money going to places desperate for physicians (i.e. Dakota's, Alaska). Probably one of the biggest blunders we physicians make is being very financially illiterate. Lifestyle creep kills us. Also, we fall pretty to "financial advisors" and other predators in the financial sector because we expect that people have similar ethics as there is in medicine. Unfortunately that is not the case. I don't know how many of my colleagues have fallen prey to insurance salesman masquerading as financial advisors just to be sold on bullshit whole life policies and/or charging 3% of the entire portfolio to "manage" it. With all that said, I absolutely LOVED the video. It illustrates very clearly the sacrifices financially that are made (at least up front) by those who go into medicine. It truly should be a calling as you suggest. Despite all this, no one should be feeling sorry for us docs financially. We have the opportunity to live very comfortably despite the sacrifices up front. I wish I had more time to learn the real estate game. Once I build up capital it would be a great wealth building avenue. Unfortunately it is much too active for my career where I'd be adding to the overhead outsourcing to property management companies when index fund investing uses my time more efficiently. I am still going to peruse your videos to see if there is a way beyond REITs to get my money in the game. Thanks!
    7
  3297. NOT YOUR KEYS, NOT YOUR COINS
    7
  3298. I have a few of those "one's that got away" myself as well. I could have 2,500,000 net worth today by age 25 instead of 1 mill + if I had been more decisive, strategic and not let those few in the early days of 2012-2014 get away from me. Another great video graham!
    7
  3299. That ending was classic! 😂 Keep up the good work Graham.
    7
  3300. It’s so complex!! Look how much there is to say about “Cryptos,” & it’s very hard for everyone to explain. People want simple things. When a genius out there reforms it and makes it simpler for the average American it’ll be used by everyone like the iPhone was. Remember: Steve jobs created the iPhone as a TOOL & a UTILITY.
    7
  3301. I dont know graham personally but generally people drink the first day they are born. Staying hydrated is very important! Hope this helps
    7
  3302. Hey Graham, I don't usually comment, but because you asked: I think your video lengths are great! I often listen to them like audio books while driving or working anyway. If they're too long, I'll bite them off in chunks. Keep it up! Broker in Ventura www.MeetKevin.com
    7
  3303. I do VTI SCHD & VNQ i hope it is okay
    7
  3304. 6 minutes into this video and this house is INSANE!
    7
  3305. Hi Graham! I smashed that like button before you even told me too!
    7
  3306. OMG YOU'RE EDITOR IS SO GOOOD
    7
  3307. This was a cool interview. I wasn't familiar with Dhar Mann, but it's amazing to see the amount of production that goes into some of these massive online media businesses. Can't agree more with his line on comparing yourself to others. As the old saying goes, comparison is the thief of joy!
    7
  3308. It makes no sense to build small in Vegas. Having no pool and tiny rooms would be a huge disadvantage when trying to sell eventually.
    7
  3309. How is this related to him? Many people say it will crash. The reasons given weren’t even the same
    7
  3310.  @GrahamStephan  sorry to hear this is happening to you Graham. Your video was completely unique. The superstonk cult is too naive to understand
    7
  3311. Plot twist: Graham Stephan is the real C F Frost.
    7
  3312. Very great insights here!
    7
  3313. YESSSS! First time getting first!
    7
  3314. The graham Stephan starterpack: 1. 20 cents Iced coffee 2. “Time in the market beats timing the market 3. Having a ‘Jack’ 4. “Wow! That’s expensive!” 5. Millenial Money
    7
  3315. Congrats on the sweet news with Jeremy :)
    7
  3316. Never clicked so fast!
    7
  3317. I like videos like these Graham, down to earth and real life problems (: keep it up
    7
  3318. Graham, YouTube really needs to implement Captcha in to the comments section. This would solve the spam issues greatly. 😊
    7
  3319. Great tips brother , I will continue to do these tips in my 20s 🙌
    7
  3320. JUST GREAT VIDEO ! GRAHAM YOU REALLY PUT ALOT OF WORK JUDGING BY THE DESCRIPTION
    7
  3321. 1
    7
  3322. Always watch, never comment, but you had me at Dave Ramsey! Thanks for sharing this great video.
    7
  3323. This is the best content youve made Graham! Almost like dirty jobs
    7
  3324. Graham: How'd you learn all this? Him: Anime
    7
  3325. Firsties
    7
  3326. If Musk will smoke weed we could loose our jobs to aliens WARNING!
    7
  3327. Smash that heart button Graham, because you can.
    7
  3328. This sounds almost exactly like I feel everyday. I only work 4 hours a day, now, because I just can't mentally handle doing full time, anymore. I just can't do it -- I'd rather be homeless, and I've been homeless twice. I fucking hated it more than anything. More than jail. My wife is a diabetic, and has to inject insulin every day, and not one day goes by where I don't think about ODing on her insulin and just ending it. But, now I'm doing BitConnect, hoping to build some cash, and thinking of investing in BitCoin. My mood has changed dramatically since I've started learning about these things.
    7
  3329. Fuuuuu it's here! 🔥🔥🔥
    7
  3330. First
    7
  3331. So it’s dead?! 😱☠️
    7
  3332. Like crew checking in!
    7
  3333. Damn you look really short with them, but you are really good looking as well!
    7
  3334. Because coffee was too expensive
    7
  3335. This might just be one of the best comments on YouTube
    7
  3336. Maybe I should get Graham’s face tattooed on me along with the ticker VTSAX 🤷‍♂️🤷‍♂️🤷‍♂️
    7
  3337. Don't you mean Grahamarly?
    7
  3338. Counting the days til march 27th! Graham and Ben 2020
    7
  3339. Zzz
    7
  3340. Puts minimalism in title. 1,000,000 views.
    7
  3341. I agree 100%.
    7
  3342. Here for engagement👋🏽👋🏽👋🏽
    7
  3343. Thanks for making this video Graham!
    7
  3344. Graham made a new video? My happiness is immeasurable and my day is made
    7
  3345. How am I supposed to get first with all y'all?
    7
  3346. I was too was racking my brain around the pants question. Thank you graham 🙏🏻
    7
  3347. Remember guys, your like saves a financial YouTuber's willpower to make more videos which in turn educates the population since the videos are in people's recommended, and makes people more money to sustain yourself, which helps save lives, which makes them more likely to have money left over to donate and help save lives. So by doing something as simple as smashing the like button, there can be really good positive consequences that you may have never imagined of.
    7
  3348. LOL I actually have SimpliSafe myself and after ridiculously researching for the best home security system in regards to quality, cost, and reliability I can also say I am very impressed and happy with how easy and great it works.
    7
  3349. Greece: WRITE THAT DOWN WRITE THAT DOWN
    7
  3350. I thought we were friends
    7
  3351. Has anyone bought your charlie sheen pillow yet?
    7
  3352. Here for your great content as always ❤️
    7
  3353. Thank you for this blessing
    7
  3354. First Clicked on the wrong video xd
    7
  3355. So why dont you make a site thats strictly to sell info at 10 cents a video. Honestly if such a site was created id rather spend my time on it. Plus who ever makes this website will make a commission on every video sold call it knewtube
    7
  3356. Dub 🏆
    7
  3357. Just saw that you'll be at that conference in London Ontario in May, I'm from Windsor Ontario and I think I'm going to go. Hopefully I'll get to see you there.
    7
  3358. Flipped as in like flipped flapjacks 🥞?!
    7
  3359. Have been taking a young couple on showings for 2 years, but we’re so adamant about buying in a crash. After the CAMP fire the homes in Chico CA skyrocketed. (This is the market I work and they wanted to buy) now they can’t even afford any home. Just buy people
    7
  3360. Never forget to invest in yourself(knowledge, new skills). And just focus on buissneses with high cash flow(real estate, stocks, forex, cryptocurrencies). Do research.
    7
  3361. 1
    7
  3362. Graham, I love your videos and I’ve learned a lot from you. I’m interested in who mentored you when you first started your journey to financial success. What info sources or YouTubers did you look up to when you started learning? 🤔
    7
  3363. Can't wait for you to take me on a ride in the new car!
    7
  3364.  @GrahamStephan  I merely meant in the scope of this video, it could of been a tad shorter. Thanks for the reply.
    7
  3365. That was one of the funniest intros ever~ love it XD
    7
  3366. I've never heard of the santa claus effect that's so interesting
    7
  3367. 8:14 wow this is REALLY interesting
    7
  3368. I would definitely not enjoy working with an agent as much if they were dedicated to a 9-5 and unavailable during that time - especially when deals are on the line!
    7
  3369. 3:30 Oil competition between two nations who are playing a real life game of chicken to see who can handle the lowest prices the longest looool
    7
  3370. Also, you don't have to pay taxes on the money from the refi. because there wasn't a taxable event (sale of the property) and the tenant is paying the mortgage. Great video!!!
    7
  3371. Makes tesla video - goes viral. Graham, "Hmm...."
    7
  3372. Warning to all investors - SMASH THE LIKE BUTTON
    7
  3373. First!
    7
  3374. The new money channel is very good! Worth checking out
    7
  3375. First! (Day 17)
    7
  3376. Congratulations on being early! Day 21 M
    7
  3377. ... because we haven’t invested in public yet where u can get a free stock valued up to $50
    7
  3378. W
    7
  3379. love these videos so much. So much value in them
    7
  3380. I'm going all-in on Bear Stearns
    7
  3381. Coincidentally, I'll be doing a talk on this exact topic at our next London On FIRE meetup! Absolutely love house hacking, I honestly can't imagine living in anything other than at least a duplex (or bigger). I'll be moving from my duplex to my triplex soon! Mortgage at the triplex is $800, and the rent from the other 2 units will be over $1600!
    7
  3382. Why is it that I only come to YouTube for your vids lol
    7
  3383. Im first Great video 😂 love the bitconnect memes
    7
  3384. My last GOV shutdown, I rode my mountina bike everyady and loved it....The best thing was we still got paid afterwards. Best MONTH EVER!!
    7
  3385. I’ll like the video with all three of my accounts if ghrahm hearts this comment
    7
  3386. I don't know why people are so triggered by the title/thumbnail. It's the least significant part of any video. It has no value. The value is in the effort the creator has applied within the video.
    7
  3387. First I stand at the top🤳🏽👑
    7
  3388. You should become part of the education system. People need to be learning what you know about money!
    7
  3389. Have been watching you for 2 years awesome content I have seen all if not most of your videos. Bought my first rental property and am thinking of starting a YouTube channel on my journey to owning rental properties all thanks to you
    7
  3390. Thanks Graham! I have been watching you for the past year and you’ve really inspired me to start my own YouTube channel. Great video today, very helpful and interesting.
    7
  3391. Bankroll Coffee is the best!
    7
  3392. Who are the losers giving you the thumbs down. This is 100% accurate. People waste their time on social media. Social media is extremely lucrative if you know all the tricks. Thank you for this. Sharing.
    7
  3393. I just wanted to say that recently I've been watching your videos and I am 16. These videos are going to help me in my future because I want to do Real Estate in any shape or form like you do. Keep up the videos!!! They have been very educational for me ;)
    7
  3394. It takes a lot of courage to pursue your passion. The fear of failure, what others might think, going bankrupt etc.. but I have been so unhappy the past few years for not pursuing my dreams I am starting to realize I have no choice, but to try my ass off until it works. Graham your videos have really help inspire me to take the leap. So thank you.
    7
  3395. He doesn't upload occasionally if his last video is doing really well.
    7
  3396. Nah bro it just got replaced by a faster one ;)
    7
  3397. GrahamStephan Irrespective of your clear warnings, plenty of greedy fools will take the plunge and drawn. Thanks for the video bro.
    7
  3398. BREAKING: Jerome Powell Salivating at the Thought of Purchasing Evergrande's Debt
    7
  3399. With inflation these days, please press the like button 1.3649 times…..please
    7
  3400. You use that same cash for your thumbnail again didn't you 😂
    7
  3401. Graham you need a newsletter man, we want it!
    7
  3402. Love the advice to get that $30k a month into the S&P500!
    7
  3403. legends say he's still wearing these broken glasses till this day
    7
  3404. Tbh think about how much money Shane Dawson is making he gets anywhere from 14 to 20 million views a video and his last series got over 140 million views by itself
    7
  3405. I want a heart too :(
    7
  3406. Graham Stephan aaaaannnd smashing the like button. Honestly, I totally forget to until you remind me.
    7
  3407. FIRST
    7
  3408. The Graham show
    7
  3409. Frik
    7
  3410. Thank you Graham for the video. I'm 23 and your advice are really helpful
    7
  3411. Yes, more money for more beer!
    7
  3412. First to crack my screen on this video 👌
    7
  3413. Love the shirt man !
    7
  3414. Smashed that liked
    7
  3415. "Welcome to Home Depot !" "I'm looking for a paint colour. I saw it featured on YouTube..." "How many gallons of Spun Wool do you require ?"
    7
  3416. Here from the snap!!
    7
  3417. I love how Graham has built a fan base that defends him so he doesn't have to do it anymore. And P.S. Graham is very Loan friendly so you could just start leveraging debt and attempt what he does. His assets don't just magically appear 😂
    7
  3418. FIRST
    7
  3419. Depreciation is one of the best tax write offs ever I can't believe that is in the tax code. But what is even crazier is when you die your kids get a stepped up in value wiping out all the depreciation it is probably a big reason why there such wealth inequality in the country.
    7
  3420. 1st
    7
  3421. Loving it Graham! Excited for Vegas! But first Canada :)
    7
  3422. Notification Squad where you at?!?
    7
  3423. Im back betches
    7
  3424. I did the same thing to pay off all my student loans in 2 years. Ended up saving about $10,000 in interest payments. I feel like just tracking what you spend helps to put perspective into spending habits. Suddenly $2 here, $5 there on unnecessary things add up. Without tracking it's really hard to see that.
    7
  3425. This was a much-needed video. Showcasing inspiration, determination, mindset, and that yes you can still make it in today's times. Plus it's got Graham with boots on the ground. Win win.
    7
  3426. I love these videos. What job will you do next?
    6
  3427. What is the best way to learn a new market if your not a realtor?
    6
  3428. LIKE SQUAD ON!
    6
  3429. Awesome video and everyone should get the course he made. Was so worth it and will help you a ton if u wanna be an agent
    6
  3430. 100% - it was my gateway into the whole financial independence world!
    6
  3431. Damn that's a nice Prius lol
    6
  3432. Gram: Remember, smashing the like button just takes a fraction of a second, its free, and it helps me a ton! No one: Absolutely no one: 90% Of people: Nah I don't think I will
    6
  3433. Flipped the like button to blue
    6
  3434. stupid ass watch his newest video
    6
  3435. This. Is. Awesome. Honestly, you've somehow understood and put in everything that could possibly be of interest to an general audience and that's where the part of entertainment and educating people comes in. So. You. Are. The. Financial. Disney. Channel. 💖💖💖💖😊. So glad to have found you!
    6
  3436. 1st
    6
  3437. I WON THE $50 IT WAS 29!!!!
    6
  3438. Where's the green?
    6
  3439. 7:52... :-D Me everyday! Driving at the "speed limit"
    6
  3440. Honestly usually I just comment "comment" you know for the algorithm. But I've been implementing things I've learned from you and I appreciate your advice and input so much. Thank you for your awesome videos I'll be forever a loyal viewer!
    6
  3441.  @sidneyhulzebos2583  Very mature of you. Wish everyone else saw it the same
    6
  3442. Thanks for making this graham. I really appreciate the real estate videos you put out.
    6
  3443. Can you do a video on REITs ? This is really good info.
    6
  3444. My experience is that you look and you look and you look and you look. They all look the same, everyone prices things the same, they all base their prices off the same sources. Then, suddenly, you walk into a place and you're like, what, this guy only wants $X for this? And it's like the most obvious decision to make in the world. To get to that point, however, takes a whole lot of legwork.
    6
  3445. We need a way to compare doug's doug score to other dougs plz.
    6
  3446. My guy killing it 💯💯💯💯🙏🙏🙏
    6
  3447. Well, the way I see it is that if you're getting free content, the least you can do is help the creator reach out and in turn make more money. If you like his content and he reminds you to help him by your own volition, I don't see anything wrong with it and think you're acting a bit irrationally.
    6
  3448. Love the merch 😂😂😂
    6
  3449. Luv you guys, my hospitality company host at venues all around hollywood, I want you guys to come out one night and I will host you, it will not cost you a dime ✌🏼✌🏼 happy holidays
    6
  3450. Great advice, if I'm not mistaken the 4% withdrawal is inflation adjusted meaning you can withdraw a little bit more every year. Also as you mentioned if the returns are good in the first few years you can bump withdrawal rate up to 5 or even 6% and still never run out of money (have < 5% chance) or if the stock market screwed you at the beginning some part time work or delaying retirement by a year or so will easily fix all the problems. Remember to no t discount your ability to produce income if the need arises - this is really your biggest safety net with FIRE.
    6
  3451. Graham I just told my parents all the stuff u have taught me in like 2 weeks and they were shocked about what smashing the like button.
    6
  3452. Graham, Many thanks for your credit card churning videos. Just got my $500 sign-up bonus from a Bank of America Premium Rewards card, along with a $100 travel bonus last December. As I always pay off all my cards in full , my credit score actually went up 10 points to 842!
    6
  3453. Everybody this time last year "I wish I bought Bitcoin when it was $3500" ...now the price is $3500 and they all saying "I told you not to invest in Bitcoin" ...
    6
  3454. i put all my fun coupons in tesla and now i have 3 times as much fun coupons, so i can buy 3 times as much starbucks coffees :D
    6
  3455. Hey Graham!
    6
  3456. My portfolio made it to the broll!!! I’m honored!!!! I didn’t sell and I’m excited about it!!! 💎🙌
    6
  3457. I got to eat the extras that graham made! They were very tasty! Good job honey!
    6
  3458. Congrats to 4M followers! 🎉
    6
  3459. B the Lee took the W
    6
  3460. I liked the smash button
    6
  3461. Me: 14 years old Also me: already obsessed with Finance and other things, that have to do with money. Is that normal Graham?
    6
  3462. You should have promoted the coffee more on your videos.
    6
  3463. Watched it all! great episode, as usual Graham!
    6
  3464. 1
    6
  3465. If constantly buying index funds id rare thrn i feel special. I have bought VTI/VTSAX every day since April 2015 after reading a book buy John C. Bogle
    6
  3466. Graham and Andrei post at the exact same second. Phone notifies me. Love both of their channels. Had to make a choice. I chose Graham.
    6
  3467. Isn’t making Youtube videos all day and social media just Retirement haha ?? Retirement just means not working. It’s just doing whatever you want. Most people golf, pickup hobby’s (maybe youtube? Drums? Cars?), volunteer (working for free), and travel etc. I’m basically doing that and you are too :P I did a video on the downsides of early retirement on my channel - it did well.
    6
  3468. I love watching Dean Graciosi pay Graham for being on his ads
    6
  3469. Came here to say your Instagram story of free rain was hilarious and made me laugh out loud.
    6
  3470. Congrats bro, Im excited for you. I love your channel because I know you will never be a sell out and you always offer way more value than you recieve. Personally, Im looking to become more of an investor than an agent, but if that changes or my friends and family decide to take that path Ill send them your way.
    6
  3471. Okay but how will this affect the rare fish market
    6
  3472. Westchester has always been good. I lived there a long time ago. I hope it stays that way.
    6
  3473. Thanks for the support! We'll see what Graham says! At least more episodes like this !
    6
  3474. Graham, this video is amazing! In depth and well put together. Keep up the amazing work!! You give so many people things to aspire to, and I hope for college students I can do the same. But, I commend you on your amazing work!!
    6
  3475. What percentage do you get from a lease?
    6
  3476. A matching roth thats provided by an employer is probably the best investment ever. Free money. Tax free money. Free and tax free money. Woot.
    6
  3477. I am only 16 but I can relate to ALL of these. I have a few things going right now and im making good money (Pre tax easily going to clear 40-50k in 2018 with zero bills) and I just started making cold calls and going to all the RE meet ups (Im going to be wholesaling) And I love it, I love the game of business but at the same time I think (Man, Going to that party would be fun) I get into mental battles with myself all the time one side saying (Just enjoy being a teenager and go have fun) the other side saying (That stuff is stupid just focus on self improvement and do all the fun stuff later) At the end of the day I think its all about balance. I still hangout with friends, I still do fun stuff. But The majority of my time is spent either working on my business or personal growth. Thanks for this video graham its nice to know we all Sort of think the same
    6
  3478. Hello
    6
  3479. I have a higher chance of copping supreme than getting 1st comment now 😓
    6
  3480. “Don’t change light bulb with hammer” Thanks for the advice graham
    6
  3481. Just started the video and I already SMASHED THAT LIKE BUTTON
    6
  3482. Regular people watch Pewdiepie,OwnagePranks and Graham Stephan
    6
  3483. First
    6
  3484. First
    6
  3485. Thank you for reviewing this product! My curiosity has been intrigued since I first saw this a while back!!!
    6
  3486. in my country even if you have a college degree you cant find a job they only ask for experience
    6
  3487. Just you
    6
  3488. Thanks Graham! Always great info.
    6
  3489. Fu graham !x1,000 lmfaooo
    6
  3490. Rubi Masias It just depends, how much are you willing to risk?
    6
  3491. We need 100k likes
    6
  3492. i love you B
    6
  3493. I hate you
    6
  3494. Congratulations! You finally got a chance to work with him! Dave Ramsey, check! Mr Beast, check! Whose next?
    6
  3495. my credit card got stolen the other day I didn't report it because the thief spend less than my wife
    6
  3496. FIRST
    6
  3497. This actually taught me a lot. I've always been iffy about credit cards, I thought they were just a loan. Thank you for this video. Have you made any more explaining the usefulness of credit cards?
    6
  3498. First
    6
  3499. Finance cop? This is genius
    6
  3500. Algorithm Gang
    6
  3501. Canceling my 3:30pm plans
    6
  3502. Graham I really have to say, as someone who has turned themselves into a moderately successful engineer, whom also grew up incredibly port greatly effected by the 08 crash, listening to your advice always puts my mind at ease. I find myself going through these cycles of pain debating on wethe ror not I should continue to DCA into the market. Whenever I watch your videos it reminds me that markets have cycles and the downturns are where money has the greatest potential for growth. So thank you
    6
  3503. Bri'ish. No t
    6
  3504. Your tweet yesterday on Liz Truss’ passive income hack was so funny
    6
  3505. Tap on the Robin Hood Card on the app to move up in the waiting list up to 1000 taps a day maximum.
    6
  3506. Great purchase Graham! Hold it until it’s worth over $1 million.
    6
  3507. Guess we’ll have to downgrade to 10 cent iced coffee
    6
  3508. Like crew checking in! 👍
    6
  3509. I've been subbed to graham stephan show since day one. And love the CNBC stuff u do
    6
  3510. I've learned more through your channel than I think I've learned in my business degree and I'm just about to graduate!! Thanks for all the really helpful content, I have a 750+ credit score at 21 and it keeps going up and up from your other videos!
    6
  3511. Yep it's official, I destroyed the like button
    6
  3512. Uno
    6
  3513. 3:30 hahahahahahah omg im dying
    6
  3514. Graham Stephan bowing bowing Thank you so much I knew my hard work will pay off, these are tears of joy right now 😭 I’m in shock right now
    6
  3515. Was I first!
    6
  3516. Hmm, where did all of this sudden concern for liability on YouTube come from? 😂
    6
  3517. Do you heart your subscriber who watches all your videos and smashes like button. Let’s see.
    6
  3518. Thanks for always listening to what we want!👍👌🏼
    6
  3519. The real question is when fractional options are coming out🤔🤔🤔
    6
  3520. No it is deducted from your taxable income so basically if you lose a $100 deduction and your tax rate is 30% then you lose the possibility of not paying $30 in taxes.
    6
  3521. My personal opinion: in expensive areas (I live in Los Angeles): 1. Property values of homes between $750k-1M will go up as demand will increase as more people will want to buy in that range as you get max tax benefits from both mortgage interest and property tax deductions. 2. Properties around $1M-$1.75M may decrease in price or not go up in price as much as people will lose some tax benefits. 3. Properties over $1.75M will not be affected much as people who can afford those homes will probably continue to buy regardless of tax benefits or not. These numbers may sound crazy high but to put things in perspective, There is nothing decent is Los Angeles for under $500k.
    6
  3522. thats a great question... im down!
    6
  3523. Not First, but a fan :)
    6
  3524. Fantastic investigation and very precise with your Reporting on the information that you are giving your subscribers. We appreciate it 🤩💯🤗
    6
  3525. Of all the local news stories I expected Graham to cover, the guy pushing a peanut up to the top of Pike's Peak was not among them.
    6
  3526. Why didn't you get a Youtube Ad for your Lamborghini???
    6
  3527. Graham I turned 18 on Monday wanna guess what i did first thing in the morning? Got a credit card. Also gonna open a roth ira soon so i can get my $6500 in contributions in for this year Arent you so proud?!
    6
  3528. Great stuff Graham, I’m about to hit 5k subs and let me tell you, it aint easy but well worth it. Another point to add actually making videos on things people are actively searching for, apart from suggested, search based traffic for long tail keywords is how you get consistent views
    6
  3529. Dude, I feel like you read my mind. I was just thinking how I used a lot of your growth tips and channel as an example to help me. Your stuff works, man. Thanks!
    6
  3530. Hey Graham you should actually record yourself clicking the Like button so more people learn this power.
    6
  3531. Theres a 40% chance im about to smash the like button
    6
  3532. First! Day 22 A
    6
  3533. Rubi Masias I think you’re B the lee in disguise
    6
  3534. That thumbnail = how my bank account sees me
    6
  3535. Surprised its was less than 20K to start a coffee company. Hope it continues to do well, Graham.
    6
  3536. Love these videos, real life company showing real life issues.
    6
  3537. If you live in Seattle(Bellevue) and you go on holidays to places like Whistler...prices are raging..especially hotels, restaurants, gas, sports/concerts
    6
  3538. What up Graham! Crushed your youtube course last week. It was fire!
    6
  3539. I'd dig a video about the highs, lows, and reality of being a real estate agent.
    6
  3540. Id still rather sell my 2 kidneys
    6
  3541. This is a MUST WATCH for those contemplating crypto/altcoin investments. I randomly clicked this video expecting to see one of those "experts" who drank too much crypto-CoolAid. But NO! This handsome young man is actually making the most sense. Graham put things in perspective and helped me gain a better understanding of the market – something I could not get from watching 100’s of other YT videos over the past 2 months. Two big thumbs up!
    6
  3542. Really enjoying your videos, I've done that last year, opened 2 bank accounts and got $400 out of it, definitely easy money! Keep up the good work!
    6
  3543. If you see this comment can I get a heart
    6
  3544. This video is 💯 on point. I have a home repair YouTube channel and own a portfolio of rental properties. Even I am considering renting the next home for the exact reasons Graham outlined. Nice work my friend this is extremely important information for families to consider to avoid a very tough financial scenario.
    6
  3545. I must know more about Dominos’ new item, I don’t need sleep I need answers
    6
  3546. I wish Jerome would raise the rate 300 points and then say "subscribe to Graham, kbye"
    6
  3547. More Italian Taco news, please. :-)
    6
  3548. I got us
    6
  3549. Hi Graham, I noticed that you rotate between the Amex Platinum and the Chase Sapphire Reserve. I just wanted to suggest a neat optimization of your main card rotation by instead using a Chase Freedom Unlimited/Ink Business Unlimited in the place of the Amex Platinum. By utilizing the 1.5% reward points on the Unlimited Cards you can transfer them to your reserve and redeem them for 1.5 cents per point. This nets you a nice 2.25% back for use on all travel rewards. This is the best combination on points to travel redemption hands down for regular spend. Furthermore - the Ink Business Preferred that you have has a neat secret that many applicants miss. It offers 3x rewards on office supplies, telecom and social media advertising (up to a limit of 150,000 additional points per year). This means - if you promote yourself on Google as a real estate agent using Google AdWords you can use the ink business to get 4.5% back on all of your expenditures there. (By again transferring to the reserve which has the highest redemption rate). If you spend enough to max out this limit it adds up to $6750 per year in rewards. Personally, I operate Facebook ads and net this maximum annually and then usual 2.25% back on regular ad spend beyond the annual cap. Credit cards can fuel lifestyle when utilized right. Hope you and any readers find that interesting - credit card rewards are serious business for small business owners or marketers in particular. Cheers.
    6
  3550. Legend has it Graham still likes and responds to thoughtful, heartfelt and clever comments.... such as mine 😉
    6
  3551. My brother got into UPENN off the waitlist today 😱
    6
  3552. So I average 30k views a day and I sure as heck don't make $500 a day 🙄. I also have a video with 4 million views on it. I never once got close to make 26k in a month...
    6
  3553. The free stocks I got from Webull are SAN & LEVI. I love the app!
    6
  3554. You’re right, at least the rotisserie chicken is still 4.99 😌
    6
  3555. That felt soooo good SMASHING the like button! Highly recommend doing it!
    6
  3556. What would you do if I told you i’m Rodolfo Campa.
    6
  3557. Can I get a heart on my comment plz I love u graham u inspire me
    6
  3558. GrahamStephan Same here. This app is really starting to piss me off😂. I've got a reputation to rebuild!
    6
  3559. OK, alright.. I went through most of your videos and liked them all. There, Happy now?, Will you gently tap the like button instead of smashing it? #Like buttons have feelings too.
    6
  3560. Considering the most common way of avoiding the BOA 12 dollar fee is probably the requirement of having a 250 dollar a month direct deposit. You probably should have mentioned that. But being a student under 24 (which you better be if your not making 250 a month) or having your check deposited to your bank account (assuming you make more than 250 a month). Means it really is nearly impossible to get charged for it. I would actually say it's just a way to scavenge dead accounts and forcing customers to commit to BOA as there primary bank (where they get checks sent). Because well yes it costs nearly nothing to maintain an account BUT it also makes nearly nothing to keep open an account with a 10 dollar balance. The purpose of providing free acounts to students is well we hope that once you finally aren't a poor bastard you'll keep banking with us. Likewise, the purpose of providing them for people who can't maintain 1,500 daily is the same. These accounts might cost them very little, but they are making them very very little as well. Which means you better have an end game. I mean would you even bother to rent if your margins were say rent was +20 bucks more than mortgage and interest and insurance? It's not worth it for BOA if they can't at least know you'll still be the bank (hopefully) when your a rich bitch.
    6
  3561. Everyone should watch more of Grahams Vids on this.... I have always felt Credit Cards are for irresponsible people that cant save. But I am now making a decent living because youtube is going really well, and I want to get a new car. But I have no credit at all, I have never had a credit card and I am 29 years old. So me even thinking about getting a house is a nogo... I cant get a car or house, but The interest rates I have been quoted are out the roof. If I buy a $40k car, minimum Ive been told right now is 10% interest, so id watch more of his contentso you can begin getting ur credit score up, they helped me so........
    6
  3562. Don't skip leg day Graham! Love your videos, have been subscribed for some time now. Keep it up!
    6
  3563. Financial storm? Im just going to completely obliterate the like button, I should be fine
    6
  3564. Finally number 1
    6
  3565. What a great video! Graham, you're an inspiration and we love your honesty.
    6
  3566. You don’t need a credit score. This guy is a scam artist. Dave Ramsey says cash is king and credit is the devil.
    6
  3567. Reupload gang
    6
  3568. 1st
    6
  3569. shameless consulting services plug... i love you :)
    6
  3570. If Graham wears a turtleneck, we’re gonna have a second Great Depression
    6
  3571. Back on top 💪🏼🙌🏼
    6
  3572. PSA: Just because a stock price goes from a bad price to a less bad price doesn’t mean that stock is cheap.
    6
  3573. I made it to the end. Great weekend at Orec2018. You both were so good. Very inspiring stories and talks during Orec thanks for both of your stories.
    6
  3574. Chics in bikinis, made it to the end.
    6
  3575. Other great books are Quit Like a Millionaire and The Simple Path to Wealth.
    6
  3576. Lol 😂 I work for UPS I can’t wait to become rich 🤣
    6
  3577. Lifestyle inflation Graham.
    6
  3578. They say if you early he sometimes give you a heart
    6
  3579. Congrats dude! 🙌🏼🙌🏼
    6
  3580. YES!!! I needed this graham! Thank you!
    6
  3581. Way to work through the anxiety of knocking on doors Graham. A couple years ago I tried to do door to door sales for a roofing company. I was all good and had the info down, but when I actually walked up to the first door - I couldn't do it, I tried several doors - It was just beyond me, I am an introvert, and cold calling is just beyond me. But I do great when people call me to have work done, I get great word of mouth referrals and repeat customers and keeps me as busy as I want to be. I've been a handyman for over 27 years, but now my body can't keep up anymore, so I need to find something physically easier.
    6
  3582. Retail therapy is usually followed by buyers remorse!
    6
  3583. really cool video. i'd love to see something like this on the numbers of exotic animal day care's.
    5
  3584. Who’s the guy on the right in the thumbnail??
    5
  3585. Dude that’s what I’m starting to do. I make $100 an hour. Have about 4K invested.
    5
  3586. Hey Graham I started cold calling FSBOs yesterday with no clue what i was really doing as its only my 2nd week as an agent but i was able to schedule an appointment with a seller of a 695k house after just the 43rd call. I have access to over 2000 FSBOs in my area and it seems like there could be a ton of potential if i spent most my marketing time on the FSBOs. Wanted to know what you think about this tactic before i commit to it? Thanks!
    5
  3587. Graham so if i skip those ads do you still get paid?
    5
  3588. Day late! Lol
    5
  3589. Never miss a GS vid. On point as usual.
    5
  3590. Graham, being born in the 1950's getting hire in my 20's I use to work for the state of CA, every year from 1978 to 2014 I heard state going broke we are not getting a pay check then day comes we get our pay check it happen so many times for so long I begin ignoring all these nay sayers then in one year I think it was 2009 we really did get pay cut we had to stay home on Fridays but still got paid it was about $100.00 less than what I was use to but then they fix it we got money back in form of having longer vacation time but then my pay check went up next time so it me it is a lot of knee jerking messing people around see who panic and see who will not panic it is too easy to go into fear mode with many people I am elderly age or senior age I am like what will be will be live for today say thanks be kind get over my fears. Thanks for your videos, Enjoy your life which appear you are from California to you in NV. Las Vegas, I only been to Las Vegas one time, I think.
    5
  3591. 1
    5
  3592. You know, I don't really care too much about real estate, but for some reason I keep watching every video. Theres always one bit of information thats helpful and relevant to other types of work.
    5
  3593. Great vid! Watched it all the way through!
    5
  3594. Jonathan Casares 2 seconds is the difference between the one who wins and those who don't.
    5
  3595. Playing with the Shopify app today
    5
  3596. Fidelity has the same funds without the 3000 dollar min investment , not the zero funds either
    5
  3597. One if my fav channels, watched nearly all vids. Keep going you're doing great.
    5
  3598. Graham, our most recent video. We sell Bankroll coffee to our city and have the perfect product to pitch you for Bankroll Coffee ;)
    5
  3599. First!
    5
  3600. Wow mad respect for you with your research and approach on this. This may be one of my favorite videos from you so far all time.
    5
  3601. I'm glad i know most of them, but also glad that i watched this video :D
    5
  3602. I'm not an incompetent person, not the brightest either - I appreciate you sharing, but you're absolutely correct that taxes are complicated. Likely intentionally so.
    5
  3603. WE BACK FLEXING CREDIT CARDS?! WAIT...WHEN IS THE CREDIT CARD VS BLENDER VIDEO COMING?
    5
  3604. ​ @GrahamStephan  First I want to say that I took things slightly out of context, and I'm sorry for that. I had not seen much of your content lately, this was the first video I saw in a while. Though I think some people shared my view of this. I now want to explain why this video came off worse than intended. I did not recognise the millionare (and I did not catch his name or who he was), therefore he came off as a staged actor from a staged scenario in an ad. I now know he was featured in an earlier video and invited here for fun. This was never made clear from the video, and many of us probably saw this as a bad promotion. Next, the cons were only about the company, not about the risks involved with investing in the currency. To sell means someone else have to buy, meaning that someone still have to hold the currency when it ultimately falls. This currency have NOTHING but hype, which you do mention, but when that fades it will fall. This was not made clear. People who follow you might not even realise these risks. I base this on that many people are asking about how to buy the coin. Meaning that they are new to this stuff. It might be obvious to you, but not to them. Lastly, I havent followed meetKevin, Andrej or the other yourubers from the comments. So I did not know you were close friends "goofing around" when saying things like: (I think I heard "all in" and "to the moon.") or (Thanks for pumping my bags! :P). This made it really seem like a truly coordinated (paid) pump and dump. I now understand you where just having fun. But doing things like that publicly can be damaging without the proper context. It was partly unfortunate and partly a lack of oversight, but I think you can restore many peoples trust in you if you explained these things in a follow up video. I will edit/remove my bad and hasty comments about you. I hope these things will be prevented in the future.
    5
  3605. The most popular money topic online... Passive income with Graham Ramsey
    5
  3606. Sold you I’ll comment.. I met in at the Detroit cold stone we talked for a minute , keep fken grinding man I took everything you told me into consideration and holding it ! Hopefully using that to invest this year @graham
    5
  3607. Thanks for the video Graham, I just did a bunch of savings/money market/CD rate research for my mom who has to take a larger portion from her 401k than she normally would because of her age. All the info you have here is great, but I just wanted to add a few more that folks might find helpful: For savings accounts: Discover Bank - this is the savings account I use, I've had a Discover card forever and set up my savings account with them about a year ago. Nothing but good things to say about them. They offer 2.00% at the moment, and have a promotion currently, which in my mind puts them ahead of many others. If you maintain a balance of $15k you get a $150 bonus, and if you maintain a $25k balance you get a $200 bonus. Citizens Access - All the same benefits as the rest of the online savings accounts like Synchrony, Ally, etc...but at a 2.25% rate. My coworker uses them and has had no complaints. As for a couple of money market accounts that seem to act very similarly to savings accounts the best options I could find were Northpointe Bank at 2.3% if you have a $25k balance and Earn.bank at 2.31% on $10k minimum balances. Those are really steep figures for many to make so may not be for everyone, but if you have that much you want to keep liquid, these could be good choices. And if anyone is interested in CD rates since I've done a bunch of the work and you have already read to this point here you go: 1 year - 2.85% Live Oak Bank 2 year - 3.10% Kansas State Bank 3 year - 3.30% Able Banking 5 year - 3.60% Northpointe Bank Keep up the great work Graham!
    5
  3608. Graham Stephan has taught me the way of DCA and I will not go back
    5
  3609. Two in a row I can’t be beat
    5
  3610. There are a lot of great comments on this board. It's been nice to read them, however (if I'm not mistaken), the list wasn't completely about the individual; It's also about what sets your product, service, opportunity, or all of the above, apart from the rest. I'll split this list and do it in 10 - -->Why me? 1 - We have one life, so why waste it wasting each other's time? 2 - Strong moral compass - 51/49 - I aim to give more than I take. 3 - I'll do whatever it takes while the rest do whatever. 4 - The fortune is in the followup. So, expect me to be there and see it through, no matter the outcome. 5 - Macro patience. Micro speed. --> Why my product, service, and opportunity? 6 - You're already doing it every day - spending money. I'll show you the process to redirect it, convert it, and earn from it. Why continue to spend it and watch it as it goes, when you can spend less of it, keep more of it, and watch it as it grows? 7 - It'll allow you to provide solutions and bring value to millions of people across the globe, in every major industry. 8 - Low-risk, large upside potential, and it's one of the closest things to recession proof that you'll find. 9 - It'll allow you to build leverage and take back control of your time. 10 - It'll allow you to build strong short-term and even stronger, longer-term residual financial independence. That's a start! P.s. Big kudos, Graham. I enjoy your content! Keep at it!
    5
  3611. After getting a model 3, I would never go back to any other car. Best purchase ever!
    5
  3612. Here is some more cheddar. I want this to go to more real estate. Might bump you up a .0000% on the down payment.
    5
  3613. "Heart" this comment Graham.
    5
  3614. man i love these kinds of videos good stuff Graham
    5
  3615. You really do need to have a sit-down with anyone who makes it to the end but isn’t subscribed! Lol
    5
  3616. First hehe
    5
  3617. Invest in Peer-to-peer lending. My account is predicting a 8% return based on the last 60 months. Being the economy is better than it was 5 years ago, possibly my returns could be better. However, I can probably assume to make somewhere around 8%.
    5
  3618. Congrats on the 200k Subs!!!!
    5
  3619. A daft punk reference to make it better, thank you Graham 😀
    5
  3620. Home-cooked steak dinners are cheaper than McDonald's now. Glad I learned how to cook. I'm not saving much, but I'm eating a lot better.
    5
  3621. Businessman Kevin O'Leary said it best: "Money does not buy you happiness, but having financial freedom makes you a whole lot happier". When you have enough money that you don't have to worry about paying your rent/mortgage, your bills, or any other needs or wants, that is living well!
    5
  3622. Look for the bare necessities The simple bare necessities Forget about your worries and your strife I mean the bare necessities Old Mother Nature's recipes That brings the bare necessities of life!
    5
  3623. Yikes
    5
  3624. First boi
    5
  3625. If u smash the like button hard enough, The IRS may owe you money
    5
  3626. Someone will make a lot of money signing in as a real estate agent in the game :D
    5
  3627. #SnapNotificationThingFam!
    5
  3628. FIRST!!
    5
  3629. like button s m a s h e d ;)
    5
  3630. Damn B the Lee!
    5
  3631. Wow I’m 3 years old and I even found this helpful.
    5
  3632. You forgot that "WeWork isn't real estate company its a state of consciousness."
    5
  3633. Who else is excited to hear Graham speak at FinCon?!!?
    5
  3634. Pro tip: Not only do Honda S2000s don't depreciate, they (all model years) have been RISING in value since about 2013. A 19 year old college kid totalled my mint '08 S2000 with less than 30K miles (sad face). Haven't got even close to that feeling driving my Lexus RC :(
    5
  3635. Great video graham! You’re my favorite creator! I love your smile 💘😻
    5
  3636. Should I remove the for sale sign before the appraisal?
    5
  3637. Notification squad🤟🏻
    5
  3638. Every time you said "core inflation" I heard "CORN inflation"...I guess I am hungry 😂
    5
  3639. I love your videos! They make me feel inspired to work and think outside the box.
    5
  3640. Thanks GRAHAM! I love this knowledge.
    5
  3641. Very objective. Thank you Graham
    5
  3642. Just subbed to him ! Nice video graham
    5
  3643. Notification squad! What up Graham! Best channel on YT!
    5
  3644. First!!!
    5
  3645. Uno
    5
  3646. I think robots have a melt down and blow up if they delt with some tenants
    5
  3647. Yo!!! Would you ever consider opening a restaurant to generate loads of cash?
    5
  3648. Im definitely a heart comment from Graham today😁
    5
  3649. I watched the whole thing! You know, I can kind of relate to your experience. I am currently an engineering uni student and since the beginning of this year, my third, I have felt frustrated and fed up with the monotony of things. I realized that I don't really love the work I'm studying for when, during vacation, I worked at a consultancy office and had a very similar experience to what you've described. Returning to school, I suffered a severe depression, a condition which I'm still struggling with. Performing the simplest tasks became a burden, and my productivity dropped to an all time low. That's when I really started looking for alternatives which would propel me to the kind of independent and free life I want to live. My friend and I are currently working on our online business and man, does that bring joy to me! We haven't made it big yet, but I'm positive that we will be a success. In a few weeks I will drop out and pursue this business thing full time. I come from a third world developing country and there are so many business opportunities which are just waiting for someone to grab a hold of them. I haven't told many people, not even my closest friends since I know they will probably try to talk me out of it. Your videos have been a tremendous inspiration and have motivated me to strive for financial freedom. Thank you so much! Warm regards from SOUTH AFRICA!
    5
  3650. Holy shit, this literally happened to me practically word for word ! The only difference is that I was actually making sales calls, but I really liked making calls while walking because it helped me talk more natural plus I got some exercise. My manager always forced me to make calls while sitting for 8 hours, I hated sitting down all day, I wanted to at least stand when I felt like standing and sit when I felt like sitting!
    5
  3651. I watched the whole thing bro. Was here since the very first video. Wheres my cookie at?! Good vid btw. Can you make a video about a checklist of a property or like a do and donts video about properties. Also a vid about do and dont of choosing tenants for example. Would be helpful. Keep up the great work!
    5
  3652. I’m here to make money off a bear market 📉 🐻
    5
  3653. Sorry to hear this happened man, the most shocking thing to me is the last 4 of your SSN that's downright scary. Whoever did this is a low life for sure! Hopefully everything gets secured so this won't happen again!
    5
  3654. Duct tape should fix it.
    5
  3655. If that DGB gets a heart then I want a heart too:/
    5
  3656. What Up Graham! I am getting my license now. Found your channel a week or so ago and have POURED through all your content. It's great. Clear. Concise. REAL.. You should Screenshot this comment because we are going to collaborate on a video after I make it happen and turn my life around. Right now I have nothing. No license no clients. Nothing. Just an understanding that I am going to be succesful in life and R/E is the first vehicle. SO! Schedule an interview for Summer of 2019 because I am going to join you in showing everyone that it is beyond possible. Until then, keep up the great work. See you in 2019!
    5
  3657. You followed through and did it. Good for you man, I remember your initial thoughts on this when we first met. Your persistence is unmatched
    5
  3658. since I watched this, my fico has gone up 35 points in 3 months. thanks graham!
    5
  3659. Bro —for someone who has followed you since your 1st video; this is massive ! So proud of your collaboration with Dave Ramsey -I saw him as the Goat before you came along -Fantastic work to my new Goat in personal finance!🙌🏼👍🏼‼️
    5
  3660. 4:40 me when I wanted to sleep over my friend’s house.
    5
  3661. 🦅 🐭
    5
  3662. Daniel also started his yt today
    5
  3663. Thanks for the info, Graham. You're the best, and we love you.
    5
  3664. Lol u can do it
    5
  3665. I just subscribed due to this video
    5
  3666. Smashing the like button before Graham’s says it in the video in hopes I get acknowledged 🙂
    5
  3667. Firsties
    5
  3668. You're a tad late here, man.
    5
  3669. 1st?
    5
  3670. I’m in Louisiana and love your content bro keep up the great work
    5
  3671. MY BAD 🤗
    5
  3672. #1 Not watching Graham Stephen
    5
  3673. GRAHAM LOVE U DUDE U GOT ME $1,500 in sign up bonuses this year!!! ❤️❤️
    5
  3674. Lending club in my experience has been pretty scammy. They'll give you 'expected returns' and you'll slowly see them go from fantastic numbers like 13% when you buy down to 2% after 18 months. Now I'm on the slow process of pulling out of their platform.
    5
  3675. Graham , i love your videos and think awesome .Please don't paint everything in the same brush .I have been using a P2P at an average return of 12%. 60% of my portfolio are insured loans(9.2%) ,the other 40% (higher returns 16% ) have a fund in place .Some key points are marketlend (the company) invest In every loan themselves and take the fisrt loss.They also have a fund in place for unsecured loans .They only invest in creditworthy Australian companies.Up to today no investor has incurred a loss, I have been with them 4 years no losses. But to your credit I would not invest in the p2p you mentioned but please do your overall research on what's out there under the name of P2P. Oh and all the loans are 12months and you can sell your loans on the platform if you want your money back which I have done in the past quite quickly .Default rate is about 2.5% but the funds cover that .
    5
  3676. I’m actually quite impressed by this especially since you’re only 28. I just turned 40 last year and I would agree with everything you said. My health changed drastically around 32. It’s definitely hindered where I could be now but I’m still trying to live my best life in my condition. So your advice about living healthy now and develop those good habits will pay off when your body will naturally change in your thirties. Your twenties are incredible years for when you’ll have the most energy, desire, drive and your body can bounce back most easily. Don’t waste those years and don’t settle into the rat race. Take those risks as you’ll have plenty of time to make up for any set backs and can always join the rat race later. I hope more teens and people in their twenties see your video.
    5
  3677. Graham is such a credit card boss that he got them to remove the annual fee 💸
    5
  3678. Graham is hanging out with the Nelk boys during Rona season.. he’s moving up in the Youtube life 😂👌
    5
  3679. Yep the YouTube 🛎button is broken
    5
  3680. First🤪
    5
  3681. Excellent video, you explained many things better than most of the cryto only channels I follow. It would be great if you could make like a once a week crypto video. analysis
    5
  3682. You didn't watch that video did you. Owning property that you haven't fully paid for means you have debt.
    5
  3683. I’ve been buying lots of property this quarter all with other people’s money. 👊👊
    5
  3684. Wow, the audio is so clear!
    5
  3685. All I want in life is for Graham to give me a heart
    5
  3686. Good advice!! Listen to him and in a few years your credit score will be great!
    5
  3687. This one time in Vegas... I won money and uhm... yeah you didn’t make much there buddy 😂😭😂 love you
    5
  3688. Zzz
    5
  3689. Zzz
    5
  3690. I'd say at least tree fiddy 🤷‍♂️
    5
  3691. First
    5
  3692. This is great.
    5
  3693. Firsties
    5
  3694. Hi, I wanted to throw my hat in here and say that this video has really opened my eyes to myself as someone who has made attempts at various different investment opportunities without much return on them. Your video made me realize how fundamentally unstable my focus is in many aspects (if not all) of my life. I exercise for a while with some results but then stop. I trade for a little bit with cryptos then switch back to the stock market. I dabble between intraday trading and swing/optionsspreads. It's a nightmare but instead of wanting to quit them all, I want to see them come alive. I once read about the effectiveness of just starting your day by fixing your bed. I believe I may be at the very bottom internally and emotionally. I now know the route I must take, and with all the time I've spend learning, i feel so close. I've recently wanted to track everything and immerse myself in this motivation and inspiration. Any advice is appreciated moving forward
    5
  3695. Graham for President 2024
    5
  3696. Graham I love your videos!
    5
  3697. GET YOUR MERCH!
    5
  3698. British viewer here, no need to fear, the lettuce will save us.🤣 Great video!
    5
  3699. If there is one thing you should learn before you start investing, is that nobody knows. If he knew, he wouldn't be grinding youtube. Please dont get suckered in by the hype like I did
    5
  3700. I lol'd at the dogecoin joke. 😆
    5
  3701. You know what though I think the Nicolas Cage pillow case is an investment in a safer and much better sleep. An the best part is it will help us find the treasure!!
    5
  3702. This is your daily news report and 2nd stimulus check update
    5
  3703. Depends on your score & income! Maybe the chase freedom flex?
    5
  3704. Hahaha I know what you mean about the shouting matches, lets gooo lets gooo! lol
    5
  3705. First
    5
  3706. Comment about avocado toast so i can get hearted
    5
  3707. I can tell your YouTube channels are working out well, I’m 22 and I’ve been watching your videos since the start basically and you have definitely boosted my motivation a lot keep it up!!!
    5
  3708. DISCLAIMER: This video uses data and logic to justify the validity of arguments presented. Viewer discretion is advised.
    5
  3709. People don’t get how good of an investment a watch can be. Look at the Patek Phillipe Nautilus. This watch could potentially double in price with the limited number that were made. Keep the box, papers, tags and even the receipt. It’s crazy how much all that will mean to a collector one day.
    5
  3710. Janet Irvin you realize this dude is a multi millionaire right?
    5
  3711. I'm so new to this but I kind of understand how this works and have been studying hard this same sort of thing... You simplify this so much more for me and I thank you so much!!! They say you can't teach an old dog new tricks... Well Graham... That's exactly what you're doing... I can't thank you enough for everything I've been learning from you... Less than a year ago I never thought it possible for me but now I know it can because I just bought my first 6 plex a few days ago... You give out so much information to research... Its hard for me to imagine you of all people get negative feed back... You've really given me so much inspiration that even at my age I know I can do this and I can't thank you enough... To anyone out there giving negative feedback I just want to thank you for creating even more entertainment to Graham's already entertaining videos... I love you Graham ❤❤❤
    5
  3712. Nice click- baity title....🤣🤣🤣 Everything you did is standard buy, fix up and rent or flip.... with a cash out refi....and future refi for lower rate. You also get to defer income taxes. Great return on investment. Either way, great video as always. Also - were you able to get the advanced listing because you're a real estate agent?
    5
  3713. Last time I was this early, my mom become pregnant.
    5
  3714. I’m here!! Notifications turned on :)
    5
  3715. Get the 5,000 likes
    5
  3716. first
    5
  3717. wow second --- See the Collab from my POV https://www.youtube.com/watch?v=foikeSMbl6U
    5
  3718. I prefer when Kevin jump out from the forests like a wild man! :D Cameras on the trees :D
    5
  3719. Who else can't wait for the live stream on Grahams 4th Channel (😂) Millennial Money?
    5
  3720. i'd recommend opening an account with charles schwab and just sticking to long-term etfs with low expense ratios like vti and vxus
    5
  3721. Jose Jasso subscribe and hit that little bell, it helps Graham out a lot.
    5
  3722. This video makes me want to give you a high five. Everything you say makes me relate to your thought process. People need to learn how to sacrifice their wants in life so they can aquire more wants in the future. The thing is most people don't have that penny pinching trait, and live their wants by every dollar they own, sometimes exceeding their budget. One example I see in life with my co workers is purchasing a car. Most of them want the newest car like 1-3 years old then they slowly pay it off in years. My idea is why purchase such a new car working at a shitty min wage job. Just buy a car that gets you to point A to point B that looks decent. Buying it cash from saving is the best option in my opinion because that applies the notion that you truly can afford such a thing. But I guess most of them don't seem that they're going anywhere, and will be stuck at a low paying job. I always try to convince co workers that are around my age to move foward, and invest in their life with school or look for other opportunities in the work field. One other thing I seen that I will like to bring to the table that absolutely kills motiviation to moving foward in life is marijuana. Sure it might not do harm to your physical body, but in most cases that I witnessed it drags you down from achieving your goals you've had in the past. My advice is don't do that crap until all or most of your goals in life are obtained; this might sound rough, but the same thing sometimes goes for marriage and kids (not true 100% of the time but you get the point)
    5
  3723. Prices are down TEN DOLLARS!?!?! I’m all in! Yahtzee!
    5
  3724. What’s up guys it’s graham here!
    5
  3725. I really want to know how Graham got David Dobrik to cameo on the video ! 0:22
    5
  3726. Nice video lemme get a heart
    5
  3727. Madrid
    5
  3728. Damn
    5
  3729. First
    5
  3730. That’s me
    5
  3731. Not an expert but maybe don't do that
    5
  3732. imagine getting pinned
    5
  3733. Im back
    5
  3734. I’m not sure why so many people don’t understand the big picture here. When calculating what he will pay minus what he will get back, he will effectively have only spent the equivalent to $78 over 12 months. Did y’all really think he financed this over 36 years? Lol
    5
  3735. Amazing video as usual! Please do not stop making these type of videos. After a day like today, many of us get a little nervous and hearing your steady voice and rational explanation helps us stay in the market and continue to add more to our s&p 500 index funds. So please keep it coming!
    5
  3736. Holy Shit Graham this is great!!!!
    5
  3737. The Great Reset is the like button turning back to grey. Don't forget to set it back to blue!
    5
  3738. SUBSCRIBE TO PEWDIEPIE!!!!
    5
  3739. It just hit .72 😂
    5
  3740. Forget the market. The Mexican pizza is the real news!
    5
  3741. Graham Stephan A set back is just a set up for your come back.
    5
  3742. why i stopped buying food - Graham’s Next video
    5
  3743. Also, I'm calling it right now, BMW M3 e90/e92 right before the company decided to add a turbo to all their M cars
    5
  3744. Graham!
    5
  3745. Hey Graham just wanted to say your videos are great, full of information with very little fluff. You inspired me to invest a few months back.. I’m currently 16 and started an E-Com business about 8 months ago and do about $6-8k profit a month (it’s been stagnant for a few months but I’m working on growing it further). I currently have about $31.5K in my fidelity custodial account, I had a majority of it in my checking account but then you talked about how it would be ideal to invest while you were younger so I decided to pull the trigger and transfer it over. I graduate early this year (May) and have 0 plans of going to college.. most of my family is trying to convince me otherwise but I’m pretty set on my beliefs, I plan on becoming a real estate agent at 18 and joining my aunt and being a team with her (she’s been in the game for about 9 years). I plan on keeping the E-Com business going as well, for more of a secure income. I never comment on videos but I just wanted to let you know your information is super valuable and I was watching an older video of yours and there were comments saying “you’re gonna have 10K soon congrats” so it inspired me to come to this one and tell you congrats on all the success.. Btw for all the people reading this that haven’t quite taken that first step to pursuing their ideas just do it. I was scared of all the technicalities when I started but once I got started I realized it’s not so bad and chances are it’s the same for you.. just jump in and learn from mistakes, that’s the best thing you can possibly do (especially if you’re young and don’t have much to lose). Also I know you reply to pretty much everything and I wanted to let you know that’s awesome you can do that with such a big following, 100% makes a massive difference with connecting with your audience. Keep up the good work Graham! Look forward to more videos!
    5
  3746. First
    5
  3747. First time smashing the like button… and yes I’ve been a subscriber for years 😂
    5
  3748. First to finish the video
    5
  3749. Hmmm the Chase scenario is more like (200+300+100) / (1500+15000) = 3.64% return in 90 days. Compared to Marcus at is 2.25%APY which is only about 0.56% return in 90 days. 90 days is the minimum time to have your cash there. What you do between day 90 and day 180, when you’re allowed to close the account, will vary depending on if you take your cash out, eat the monthly fee til the 180 day mark or leave it all in. Worst case scenario if you keep all your money there for all 6 months then it’s 3.64% return in 120 days in Chase vs 1.1% return in 180 days at Marcus. Still a pretty good return rate.
    5
  3750. I first tried avocado toast about a week ago. I was honestly surprised of how amazing of a concoction this magnificent piece of culinary excellence this is. rating: bitconnect out of 10
    5
  3751. First
    5
  3752. The data suggested he is right.
    5
  3753. Bitconnect sounds like the typical MLM scheme, only they profit from your hard work building there business for them.. Avon rings a bell here or even Amway.. The only difference here is the product there selling and the currency they accept to purchase that product. Thanks for the video.
    5
  3754. Sold the laptop I guess 😢
    5
  3755. He showed you how you could potentially make an extra $8,000. Hit the mf like button
    5
  3756. Like button smashed. 👍👍👍
    5
  3757. I appreciate this video nice to see the passion from Graham. When you only post when you’re passionate about the subject vs a rigid upload schedule.
    5
  3758. Convinced that Graham Stephen and The Graham Stephen show are the same person
    5
  3759. Haha you don't get the genius of this. So many people will ........forget to get a refund lol
    5
  3760. Graham just looks at a $100 bill and it turns into a $1,000,000 bill 😂
    5
  3761. I love Nuggets, so I liked the video. ❤❤
    5
  3762. Good thing I'm all in with my egg laying hens... It's always a good idea to have all your eggs in one basket 🧺🐣
    5
  3763. Saw your instagram post with Dave Ramsey!
    5
  3764. Another greeting idea: say "What's up guys, it's Graham here"...but in slow motion or with a pause in the middle
    5
  3765. I can always rely on Graham to get some up to date infos on investing. Thanks man
    5
  3766. These are my favorite videos. We need more of these.
    5
  3767. Can’t wait to meet you at orec 2019
    5
  3768. That was awesome! VERY informative
    5
  3769. He ain't paperhands. He is freaking smart just watch the video.
    5
  3770. BRRRR stands for B smash R that R like R but R ton
    5
  3771. 1st
    5
  3772. I really enjoy the new editing style too. Keep it up!
    5
  3773. European notification squad here! Thanks for dropping a next video, Graham!! Should we get the "heart"? ;)
    5
  3774. Im back
    5
  3775. 20 hours of editing. Don’t ask me how I know…
    5
  3776. Graham Stephan Have you ever been very hungry and then drop the pizza as the delivery guy is handing it to you? Like that
    5
  3777. Hi Graham, I was inspired by you to get my foot into owning real-estate by buying a condo and getting outta the rut of being a renter. I bought a condo at a discount and put in $4,000 in upgrades. With the $4,000 put in for upgrades, the value of my condo increased by $40,000. I know this video is about youtube, but what is your opinion in purchasing another condo, doing the same thing and renting it out for a bit. How do you get the best tenants?
    5
  3778. Making youtube videos is so rewarding even without the money, I love helping people!
    5
  3779. First
    5
  3780. I almost didn’t want to comment because I don’t want this to blow up as quickly as you say it will. I just got my first 2k from using your credit card methods and i’ve yet to be able to really take advantage of any premium cards. *Sigh, but I love you Graham, keep putting out great content! I would have not known this if it weren’t for you. Also, quick question! Any idea why capital one keeps denying my applications when I have a Transunion score of $750? And any idea why my experian score would be 65 points lower?
    5
  3781. Yay! As soon as I saw this I wondered if you were covering your thoughts on Experian Boost. I was just telling a friend about it earlier today. My score went up 9 points when I did it.
    5
  3782. Garage disposal last few weeks with new tenants … hilarious
    5
  3783. Congratulations! We will celebrate our 30th wedding anniversary in a couple of months and I remember our wedding day like it was yesterday and it did fly by fast.
    5
  3784. The number one habit that changed my life was hitting the like button for the YouTube algorithm
    5
  3785. I’ve been waiting for this day!! I watch both of you guys on YouTube. Every video, really going to follow in the real estate career path. You guys are really helpful
    5
  3786. And now you are making me less scared about the rental I am currently buying. I was hella scared after your worst tenant video
    5
  3787. Haha ending was great dog! Great video content and entertaining ending. Keep up the good work 👍
    5
  3788. GOT EM. That end
    5
  3789. Back on top, expect nothing less.
    5
  3790. that ending is so good!!! Thanks Graham for bringing good contents out here!!!
    5
  3791. Still a subscriber don’t forget me i thumbs up every video lol
    5
  3792. Those are some awesome book recommendations. I was literally going to ask you for book suggestions on how to do real estate investing and make passive income by renting.
    5
  3793. Legend has it Elon Musk is still smashing the like button for the YouTube algorithm
    5
  3794. STRAIGHT FACTS IN THIS VIDEO. I completely agree man. Went to college because I was pressured too and I'm almost done but seriously was a waste of time. I'm lucky I didn't get into huge debt 😪
    5
  3795. Who else came here from the Instagram story?
    5
  3796. Wow..i could not agree more strongly with this. I graduated from college in 93. I told 2 of my kids to follow their hearts rather than go to expensive college. My third kid did graduate with a BS but ended up getting a great job through a boot camp class in coding in Manhattan that was highly competitive to get into. Now she works as a programmer making $80000 a year at a job that really has nothing to do with what she studied in college. Luckily she doesn't owe any money because my father had saved up some money for her to go to college. I also never directly used my psychology degree. I worked in a non profit for 8 years but basically i have been a landlord for the last 25 years. Luckily I don't owe any money because there were Pell grants in the 80s and 90s and I applied in my state. My boyfriend unfortunately went to college in the 2000s. Even though he went to a school in state and even though he didn't complete a bachelor's degree, he owed over $60000 at predatory interest rates and when he ignored it for 6 months, a collection agency added a $16000 fee. He now owes almost $90000 with half of it at 7% interest from non government banks so the interest can't be deferred and he's 49 years old with no savings and no real job history. LUCKILY I really need him to manage my property so we are investing MORE into real estate together with his handy man skills and my knowledge of finances. It's working out perfectly but i have to figure out the best way to deal with such a huge debt at his age. I'm not sure if he should just keep looking poor on paper or if he should try to pay it back. I think he should give all his money to me to invest and just keep looking destitute on paper. I mean if he tries to pay it off at minimum wage wages, he will literally never get ahead. Even without interest it's almost $90000. I think it's a no win situation...idk. Luckily he works for me and time and sweat equity is SOOO valuable and the government can't tax that so far.... You are SOOO right about what a rip off school is for a kid who doesn't know what they want to study. Definitely think about going to a community college for your first 2 years..
    5
  3797. I cannot recommend Morning Brew enough, I too read it first-thing when I wake up LOL They also have spin-off versions of their emails like Marketing Brew and Essentials that I'm also subscribed to cause I'm obsessed.
    5
  3798. You recently did a video talking about how great your social life is. In this video you talked about reading all the fine print of a credit card. Which is it?
    5
  3799. I learned more here than in 12 years at school
    5
  3800. Hehehe first
    5
  3801. jaimeetiger stripper
    5
  3802. Legend has it ask Graham for a ❤ and you shall receive it
    5
  3803. Is it possible to get a heart
    5
  3804. First!!
    5
  3805. go to Bigger Pockets, you'll find everything you need to know to get started there. I'd start with their free Beginner's Guide to Real Estate Investing. All of the content on that site is free and it's chock-full of current real estate investors with large and small portfolios
    4
  3806. “Does that sound corny 🤔 It’s all true.” 🤣🤣🤣🤣
    4
  3807. I like how Graham responds to most of his viewers! :)
    4
  3808. I agree with a lot of the commenters about the 50% saving rate. That being said, great video about the power of saving early. The 8% return rate is actually pretty spot on (S&P index funds have returned 9.4% or so over the past 10 years). I did want to give a bit of clarification from the medicine side of things. As a physician in a surgical subspecialty, I came out of medical school/college with about $370k in debt. I did a 5-year residency and 1-year fellowship in cities with fairly high costs of living (at least, to be close enough to the hospital for call), each year earning about $65k. I had to put all my debt in forbearance while I was training, so by the time I finished training that debt number was up to $490k. My wife also had college/grad school debt, so all in all we have about $720k in student loans to pay back before I even got my first paycheck as an attending. If we pay back our loans at a rate of $7000 PER MONTH, it'll still take us about 8 years to pay it all off, at which point we'll be pretty close to that 42 yo mark in the video. Granted, afterwards we'll be able to build up our savings fairly quickly, but we'll have lost out on a lot of time to take advantage of compound interest. TLDR, go into medicine because it's what you love to do, not for the money. You can be successful a lot of different ways, just do what makes you happy.
    4
  3809. Seriously, aye. Man I have a ton of respect for you producing these videos. I had no idea how much work goes into creating youtube videos. It's a real grind and I respect it. You are adding a ton of value to people's lives. I am striving to be more like you - focused on helping others.
    4
  3810. Like these videos showing how you can make decent money and not have a ton of student loan debt. Also, your endings with your fiancee are great.
    4
  3811. You mentioned that the youth has been investing/trading with bitcoin. I highly agree with that statement due to the fact that bitcoin and cryptocurrency is all digitized. It's simple, you don't need a middleman, and anyone could do it no matter what their financial situation is. This is part of the reason why bitcoin has grown so much in popularity: that it is so easily accessible by anyone.. Especially to the younger generation.
    4
  3812. Graham, thanks so much for your videos and podcast. There is so much information in the 256 pages and immensely time intensive to process. You nailed it! I definitely appreciate videos like this. Thanks again!
    4
  3813. Pat Bet David from Valutainment did a wonderful expose video today on the US history with tariffs.
    4
  3814. There is a recession after each time the Phillies win a World Series, let’s see if they win this year!
    4
  3815. *20 SECONDS*, this is how much time you need to read this comment. And it will only take 3 seconds to SMASH that like button on Graham's video. That is time well spend.
    4
  3816. It Takes me 1 second to be first
    4
  3817. Mr. Kevin
    4
  3818. 1st
    4
  3819. Good video man, definitely going to change how I view money
    4
  3820. Super like, for posting a "short" video 👍👍
    4
  3821. 1
    4
  3822. People: "I wish I had bought a property when the prices were down, I would have earned a nice amount of money" Market: goes down People: "Oh no, the market went down now is not a good time, we should wait until the market recovers before buying because we will lose money if we buy now and it goes further down"
    4
  3823. Uno
    4
  3824. Just flip it back
    4
  3825. Roger Ebert would say "two thumbs up"
    4
  3826. VSAUCE, GRAHAM HERE
    4
  3827. The mother of all pins: This comment
    4
  3828. This is literally one of the funniest videos I have seen all year! The part where the blender broke and pieces went everywhere had me spit my coke zero everywhere. Holy smokas! P.S. I already added u on Instagram. My Instagram is FinancialEducationJeremy When I win please send it to my home 45500 Fremont Blvd, Fremont, CA 94538
    4
  3829. You missed a button bro.. not the like button, of course
    4
  3830. "Whats up here, guys its graham "
    4
  3831. Early?
    4
  3832. Aged well
    4
  3833. Charles Ellis MPG CITY 58 /53 😂 and good lease price
    4
  3834. Dropped A like!
    4
  3835. Stand on Street Corner, Selling Best Home Grown Avocado's Big "NO GMO & Gluten Free" Sign.
    4
  3836. #7 Don’t give a fuck about others opinions. There is only so much time in the day, so why waste it on shit that brings you down? People who DGAF value their time, energy and vibes, and they don’t want any negativity infiltrating their lives.
    4
  3837. Not first
    4
  3838. BOOM
    4
  3839.  @emilioxrodriguez1193  no he doesn't. That is a well known scam
    4
  3840. This was such a well rounded video🙌👍
    4
  3841. I’ve saved $250 billion by drinking 20 cent iced coffee every day
    4
  3842. GrahamStephan to be honest real estate is the end goal. There’s no cap to how much you can own. The only reason I started dropshipping and now Amazon FBA is because I want a boost into real estate and I don’t need college. Real estate will always be the end goal ;)
    4
  3843. Hey Graham. You still haven’t made a video about whether or not a hot dog is a sandwich. Thoughts?
    4
  3844. Housing market is in trouble but damn glad I got to see that mantashrimp.
    4
  3845. This aged beautifully
    4
  3846. Yesss
    4
  3847. Thanks for the vid graham! Awesome advice. You’ve really inspired me to pursue a career in real estate other than My Dad who is also in real estate and has done very well for himself especially in the last few years. I’m on my way to following his footsteps! Really appreciate the discount as well!!!! :D
    4
  3848. Here we gooooo 🍿
    4
  3849. First
    4
  3850. Trying to time the market is futile. Best strategy is just to keep adding steadily to your portfolio, regardless of what the market is doing.
    4
  3851. Ooohh yesss
    4
  3852. I was one of the lucky ones who got a signed tumbler. Thank you sir! Though now I'll have to get a 2nd one because I don't want to use the signed one...
    4
  3853. 1
    4
  3854. 10,000$ into spy
    4
  3855. Two minutes into this video and you've spoken so much truth that my mind is literally blown!!! One of the greatest channels on Youtube man. Keep it up
    4
  3856. Literally sit around and wait for your videos!!!😂
    4
  3857. First 6/7
    4
  3858. Been using dollar shave club for like 6 years lol
    4
  3859. The kind of person who puts off investing is the kind of person who puts off pushing the like button.
    4
  3860. Dub🏆
    4
  3861. Awesome video! Looking forward to going live with you as a guest on my channel shortly!
    4
  3862. Last
    4
  3863. News alert! All wealthy people are VERY frugal. Goes with the territory. That's how we get to where we are. Think about it, folks.
    4
  3864. Since I open my YouTube channel I really change as a person! I definitively step out of my comfort zone by doing live action video
    4
  3865. @JNasty, based on his other properties, I wouldn't be surprised if he has a solid relationship and history with a particular lender. These relationships can create a lot of opportunity in transactions such as this. Scale it down a bit and think about an automotive purchase. Ever had a friend in the car sales business.... you might be shocked how crazy flexible they can get with terms that the majority of the public would never know about or think would be possible. It pays to know people and have those relationships.
    4
  3866. A vegan, an engineer and a bitcoin holder walks into a bar...who do you tell to STFU first?
    4
  3867. Damn bro where u been at... you had me worried for a second haha
    4
  3868. and everyone is buying a lambo dont follow the mass! I dont even get excited about seeing a lambo it is so common be original and personal with your choice
    4
  3869. Meekelele they’re mainstream for a reason ;)
    4
  3870. Killed it...as always! Plan going forward, more aggressive investing and come out of this stronger than going in.
    4
  3871. Zzz
    4
  3872. First
    4
  3873. Graham has instilled in my mind to buy and hold index funds
    4
  3874. I was just talking to my brother about this idea not too long ago when we were riding a citi bike because scooters/boosted-boards are more fun than bikes imo.
    4
  3875. Don't be afraid to miss an opportunity in stocks. "The secret isn't that we get them all. It's that we don't miss them all." -Warren Buffett
    4
  3876. Really happen for you graham, getting to work with your idol must mean the world. I feel like a proud parent!
    4
  3877. I think graham will heart my comment
    4
  3878. I just see it as everything is on sale and now is best time to buy!
    4
  3879. Well, I'm a bigfoot so I just live in the woods and don't have to worry about living in a home anyway
    4
  3880. 1
    4
  3881. Been here since 5k subs .... you sir are an inspiration <3 Show some love
    4
  3882. Signed up for Webull. Got $30 back with the free stocks (KHC and SAN)
    4
  3883. Planning to add hot chocolate to your product line?
    4
  3884. TWO GRAHAM VIDEOS IN A DAY?! Have we all died and gone to heaven?
    4
  3885. BRB GETTING SOME POPCORN
    4
  3886. Hi - this is not my first time watching this video entirely but I never commented initially because I was a self conscious, underachieving 18 year old. I'm happy to say, that a little over a year later I'm nearly six months in to the startup of my own business and I'm turning a profit past just "staying afloat." It's not a very financially lucrative field, more of side hustle admittedly (I formulate individualized plantbased nutrition plans and then produce the meal preps for a range of clientele - turned regulars) but if I never had stumbled upon your videos/channel, I wouldn't have had the kick in the back to get the ball rolling. It's exciting to be so young and already hiring other staff (older than me!) to keep up with demand. Kudos to you for spreading your success! Wishing you loads of prosperity in this upcoming 2019! :)
    4
  3887. u are about the same age as my older cosuin but u have a way difrent life then he does. and i wont to like u gram
    4
  3888. I watched the whole video, amazing, I really needed to hear this Thanks!
    4
  3889. I COMMEND YOU GRAHAM STEPHAN FOR DOING THIS VIDEO AND SHARING IT WITH US.. GREETING FROM MEXICO CITY FROM A LOYAL FOLLOWER .. LUIS VALENZUELA PEREZ.. I LIVED IN ANAHEIM, CALIFORNIA FOR 25+ YEARS OF MY LIFE.. KEEP THOSE INSPERATIONAL VIDEOS COMING...
    4
  3890. Watched all and nicely done
    4
  3891. First
    4
  3892. Love your content man. Watched the whole thing. Keep killin it!
    4
  3893. YOOOOOO first non spam comment
    4
  3894. HEY!!!
    4
  3895. Hacked or not, still love you.
    4
  3896. Wow this was super cool to me! I look up to graham the way he looks up to Dave! And of course I look up to Dave as well! One of the best videos you’ve done this year, just because you guys are both GOATS!
    4
  3897. FIRST BIATCH!!!
    4
  3898. "Up Graham Guys It's Whats Here"
    4
  3899. Ethan Martin : Im here with you man
    4
  3900. It's not slanted, it's feng shui.
    4
  3901. 100k listing! That’s my new show! ;)
    4
  3902. Graham never fails to deliver with good info!
    4
  3903. Graham won’t reply to comments people.
    4
  3904. Can I get a heart to confirm that it’s the real Graham?
    4
  3905. It’s not just merely clickbait…he is smartly capturing the sentiment the media has and spins it into a realistic positive. I enjoy the negative titles because I’m like “Phew, if he’s saying that, it means it’s probably the opposite”.
    4
  3906. If you are interested in spending a day with Graham and I in Las Vegas in about a month here is the link. Conference will be spent all around building a personal brand online, stock market investing and real estate investing. https://bit.ly/2Jck4vr  Have a great weekend and thanks for having me Graham. Hope people got a lot of value out of this.
    4
  3907. Early 2017 Graham 😂
    4
  3908. Graham Stephan I have to agree with that
    4
  3909. It’s going up!
    4
  3910. Gonna get that Superlegerra soon?
    4
  3911. I get paid for giving financial advice and this was good advice.
    4
  3912. Just excellent! From the other side of the age barrier I wish someone like you had spoken so honestly about life.Really,other people don't care,they are obsessed about themselves and theirs.Major problem,particularly for me,learning to speak,particularly here in the UK,where your accent betrays your social background.Most of us are working class,well I am,and the reality of being working class was painful to live with,what with all these hyper-confident people all marching around London all knowing where they were going.I was carrying a mop and bucket cleaning homes between classes,the sneering was interesting and you certainly knew who your friends were. Entering a profession was a disaster and university was a huge waste on me,I just needed the money to try and stop the sneering.You know what,it doesn't stop,now I am too fat,too thin,married to the big ginger headed guy,your kids aren't clever,the list goes on.I put this down to the insecurity of being brought up poor and knowing I have to work for a living whilst others always had so much compared to me .They went to the right schools and the confidence flowed from them,almost like success was their right,for me I knew I had to work no matter how menial.Now,I don't just care although the sudden onset of stress catches me out for no apparent reason. Boys and girls go for it try to deal with the sneering and stress and loneliness and the jealousy(you won't believe it) ad remember it has happened to others as well. I do respect this young gentleman for his honesty .
    4
  3913. can I get a heart for Valentine?
    4
  3914. Hey Graham! I just wanted to let you know that the first video I ever watched of you was the one where you explained why you sold your Tesla stock back in February. Ever since then I have been addicted to your channels in addition to financial wellness. You have really motivated me to turn my financial situation around. Keep up the good work and inspiration!
    4
  3915. So Parkinson's Law basically says that a task will take as much time as is given, to complete. I went off on two wild tangents because of what you said. I know they're not related to 99% of the video but I digress. I've been really struggling to get work completed on time at my 9 to 5 recently. it's not that the work is difficult or that there isn't enough time to get it done - it could be finished easily in a day. I think the reason I can't keep up with the "workload" anymore is that I had a framework shift in how I see my job. I'm coming up on my 4 year anniversary and I guess I've changed from seeing the work as "my job for the month," or "my job for the quarter," or "my job until I learn X and get a better job" to, "my job for life". I don't feel like I'm ever going to leave there, and so, I have an infinite amount of time to get things done. then Parkinson's law comes into play. Does this also maybe explain why some long-term relationships lose the fire they once had? if you marry or know you're gonna be together for life, do you subconsciously realize that you have infinite time left to show appreciation and affection? Then Parkinson's Law and you don't, because there's always tomorrow to show it instead?
    4
  3916. Winner
    4
  3917. Who has post notifications on and smashed the like button for the YouTube algorithm the second it goes live?
    4
  3918. Great video! Notification squad wya
    4
  3919. I'm so thankful I found your channel a long ass time ago when you roasted Tai Lopez. Since then I changed my mindset of "Credit cards are trash" and now I have my discover card and my amex with almost 10k in credit line and I'm 19. I also have a 700+ credit score! Thank you so much for everything you do Graham! I also started making YouTube videos and want to reach your level of success on YouTube :) Keep up the incredible work!
    4
  3920. Hey I'm currently getting my license thanks to you Graham. I live in PA and thanks to family members I'm already well connected. If anyone is working in or around Pittsburgh and is looking to network let's talk.
    4
  3921. Richard Sze Hahaha. Is it still an information product if it doesn’t end with a 7? 🤔
    4
  3922. Ur videos are so thoughtful and interesting. Really appreciate ur efforts and how u type out the whole video in the description. I always read it fully before watching 👍👍 keep it up and thank u!!
    4
  3923. Yes! Freezing your credit at the three credit bureaus only prevents lenders from opening anything in your name!
    4
  3924. my experience is when I or my mom didn't have $ to buy her medecin for her throat so she had to eat ice to feel some relief. I cried all week cause I couldn't help. NEVER AGAIN. This is also why I refuse to have designers or buy name brand food for exemple .And like you, I always park 3 minutes away cause I have legs to walk (hip replacement but that's an even bigger reason for me to walk, cause I still can) .No need to pay for parking lol. This video is spot on. 100000 likes from me :))
    4
  3925. Andrej it adds value and enjoyments to his life. Also it makes sure he uploads quality videos on time. It probably paid for itself with his cash back, sign on bonuses, and CC reward points.
    4
  3926. Rich Dad Poor Dad is such a good book. In the middle of 4 hour work week it is good to.
    4
  3927. Yo guys I'm a real estate agent in San Diego, dm @bradkayallday if u need help selling, buying, or just to chat. 💯💯💪
    4
  3928. Just seen the goat himself on sunset 🔥💪 great content man!
    4
  3929. Legend has it, if you have post notifications on, Graham will love your comment ;)
    4
  3930. Strong open
    4
  3931. Mrbeast is gonna really appreciate this shout out!
    4
  3932. Beast on ICH???
    4
  3933. Testing to see if Graham really does respond to comments🤔
    4
  3934. Great point but I keep cash 💰 on hand for potential repairs
    4
  3935. when your this early, Graham will heart your comment
    4
  3936. Best investment Advice: put a dollar or more in a high yield savings acct or an index fund FOR EVERY TIME GRAHAM ASKS YOU TO HIT THE LIKE BUTTON!
    4
  3937. Cool
    4
  3938. Whatever it's called... You're first 🥇
    4
  3939. I used your WeBull link a few weeks back! 👍👍👍 Best decision! Hope you got a good stock 👍
    4
  3940. Can't wait for you not to drive it.
    4
  3941. 1
    4
  3942. Bruh
    4
  3943. If you like this content you should check out The Stefamily
    4
  3944. 1
    4
  3945. 💯 the sellers should take your offer! You’re a great guy!
    4
  3946. Not first
    4
  3947. Do what I did at 18... Join the Military ;-). Constant Paycheck every month, Easy Initial Promotion (E1-E4) 2 years "Extra $500 a Paycheck", very little to no bills (Internet/Cell), Free College Stipend While Active or GI Billl after "If You Choose Too", Leadership skills that can benefit you as an entrepreneur in the civilian life. I'd advise picking a progression that has a career afterwards you can easily transition to. Technical/Financial/Etc.
    4
  3948. I need to start my getting top commenter with hearts on this channel lol
    4
  3949. Graham has been inspiring to me from a realtor standpoint along with being a landlord. With what I have learned from his content it has given me the courage to purchase my first rental property at the age of 21 and to create passive income to provide for me for the rest of my life.
    4
  3950. HOW DO YOU POST SO MUCH?!??!
    4
  3951. Do it Graham
    4
  3952. Got a call at exactly 6:30... declined it, obviously #priorities
    4
  3953. ​ @GrahamStephan  Thanks so much!!! That's helpful.
    4
  3954. I can't 😂 I actually just came from an open house by KW for a 300k that my mom's interested in buying and it was so bad oml, no lights were on and she kinda just stood there lol. Like wyd go watch @Graham Stephan on the YT 🅱️👌
    4
  3955. First
    4
  3956. Great video! I’m super early!!!! Woo hoo! Can I get a ❤️?
    4
  3957. “Inflated that like button by making it turn blue for the YouTube algorithm . That way YouTube knows to recommend this video to a brand new audience who could ALSO smash the like button. And then we can slowly take over YouTube with personal finances that help people make more money.” This guy is so obsessed with smashing like buttons. 😂
    4
  3958. This was a hell of a video. Thanks Graham
    4
  3959. Watch this video 2-3 times if you really want to make it on YouTube!! Graham knows what he's talking about!!! I believe the engagement is huge. I see the videos that have people talking in the comments grow so much quicker. P.S. Thanks for using my comment as an example ;)
    4
  3960. I bet graham won’t give me a heart since I’m only at 23 :(
    4
  3961. I really needed this video and its timing was perfect. I bought the course and I can already say It is beyond worth the money to anyone in question about it. I've been scheming how to exit the rat race for over a year now and even though you were not the first youtuber I came across, you are definitely my top inspiration now. I promise you, you will receive my thanks in person some day when I'm worthy of making a collab with. Thanks Graham. As you said in your lesson, I feel like I know you even though I've never met you and you've been one of the biggest influences in my life. Salud mi amigo.
    4
  3962. Anyone that buys Bitcoin and plans to invest it because they fear missing out on the opportunity should never buy it. In this sense, you are buying EMOTIONALLY. Likely, if you buy emotionally, you will sell emotionally. If everyone starts to sell their Bitcoins, the price falls a bit, you will probably not hold it and will sell emotionally. This is true for gambling, stocks and obviously as I'm implying; crypto. If you don't plan on investing a decent amount of money, do not buy Bitcoin. I promise you it is NOT worth it as fees will literally destroy your bank account. When I first did some exploring, I paid 155 CAD to have over $35 CAD go into fees. The closer your value of bitcoin is to one, the fees are lower. In this sense, to avoid exorbitant fees, you want to purchase a fair amount of Bitcoin, an amount closer to a single bitcoin, which is like 20k if you are trying to avoid fees. This is similar to an analogy I saw on a wallet website mentioning fees. Think about it as buying things with pennies compared to a loonie. Although you have the same total amount, it takes more time to add up all the pennies then it does to accept a one dollar coin. Therefore, the fees for the dollar will be much much lower as the system has to use its networks and servers to count your pennies which takes time. As this happens, it is harder for the system to count, so it will overall cost you more money to use pennies. That is for AFTER you buy your Bitcoins and try to transfer it to a wallet for example. When buying Bitcoins from Coinbase initially, you will still get smacked with a large fee. This is definitely why I really recommend using a referral link as Coinbase gives you $10 which should cover almost all your fees. This is obviously if you do not choose the GDAX method that Graham showed. EDIT: A loonie is a single Canadian dollar in the form of a coin. It's called a loonie because there is a picture of a Loon on the coin. It's the same thing as an American dollar bill.
    4
  3963. Man you nailed like every mindset I've had at every turn 😅 I definitely need Help plz 🙏😂
    4
  3964. He has a course
    4
  3965. Discord squad!!
    4
  3966. Thank you for all the work and research you put in this
    4
  3967. learn more from Graham than I do in medschool. Road to 100k! keep it up!
    4
  3968. And you get what you pay for. Tesla blows my Pinto Runabout all the live long day.....
    4
  3969. Dad: "Is this for me?" Graham: "heres why the Tesla cost me $156 per month...."
    4
  3970. Definitely enjoy these videos! hope you tend to make more
    4
  3971. Graham I smashed the like button, in return may I get a 💙
    4
  3972. It’s funny this video can out today. Yesterday I was able to change my phone plan from 130 a month to 35 a month.
    4
  3973. Why doesn’t Stephan bring back avocado toast jokes 😢
    4
  3974. Happy Birthday. It is mine too
    4
  3975. Man I think I’m 2nd
    4
  3976. Amazing information as always! Thank you!
    4
  3977. Graham is buying fake estate instead hahahaha....
    4
  3978. Have a LIKE for running a solid business and not trying to grow too big too fast and sustainable business.
    4
  3979. I was featured in the comments in the video!
    4
  3980. First
    4
  3981. Shane Keys Oh wow😂😂
    4
  3982. Saw you on DDG Family. Doing the big time collabs.
    4
  3983. 1
    4
  3984. Not to take away from Graham's message, just add nuance with which I'm sure he would agree. Point #2 shouldn't be working for free so much as working for something other than cash. I had 3 summer jobs that paid nothing. The first one was in commercial real estate. It was a small brokerage and I knew the president of the company. He was excited about my background in economics and welcomed me to the company without a strong idea of what I could offer. I learned some from that job (I knew basically nothing about commercial real estate), but I never took the time to get to know anyone. I was just that guy in that office over there who occasionally presented stuff and who made a couple of phone calls from time to time. I wasn't trying to get anything out of the job, really. Just trying to keep from having a gap in my employment history. 2nd job was much like the first: I had no ambition or drive for what I was doing. I was just putting time in and not getting much out of it. 3rd job was different. I decided to go with this one because I wanted experience in this industry. I still didn't know too much about the field (accounting, for those curious), but this time I did want to know. Even though I was working for $0 doing menial tasks, I was there because I wanted to learn. I didn't let people forget I was there, and made sure I learned while on the job. And when I felt that my newest employer wasn't living up to their side of the bargain, I made sure to bring it up with them. They let me go, but I'm glad to cut my losses when it became obvious that that job wasn't going anywhere. tl;dr: work for experience even if they don't pay you money and make sure to push yourself.
    4
  3985. Hey Graham! I thought I saw your Lotus in Ontario last week haha. I was trying to catch up but couldn’t! Anyways love the videos!
    4
  3986. First
    4
  3987. Happy new year graham! Am I a part of the stefamily now?😂❤️
    4
  3988. Graham are you on steroids?
    4
  3989. What’s up you graham?
    4
  3990. I think it also depends on the market. In DC, the prices and inventory keep increasing, but the average person here cant afford the prices. And the rents keep increasing simultaneously. Somethings gotta give and soon.
    4
  3991. I was bank account churning throughout 2018 😎 The easiest bonuses to get are Chase's checking account, Wells Fargo's checking account, Discover's checking account, and BofA's checking account.
    4
  3992. Graham, well said and articulated. I couldn't agree more. Although this is just a repackaged Ponzi scheme with the illusion of a pyramid scheme. Unfortunately, greed has the power to Cloud the judgement of even the most sophisticated. Ponzi schemes build off of trust. You make an early some what small investment and receive a pretty nice return. You tell some friends and you make a larger investment and so on. Eventually like all Ponzi schemes it collapse on itself. I would be much more willing to place a 10,000 dollar bet that this will fail then to put $100 dollars into bitconnection or even Bitcoin. The government will be shutting this down sooner rather than later anyway. Graham, thanks again for some great advice.
    4
  3993. Graham, your videos are excellent... I have this video up on one screen, and The YouTube Creator Academy on another screen! Loving the academy, btw!
    4
  3994. If I become wealthy I can attribute it to this channel
    4
  3995. I went to Sushi Neko in Vegas under your recommendation with 7 of my buddies as we were flying there this weekend. It was awesome thanks!!!
    4
  3996. W
    4
  3997. Unfortunate you got to face the most mobile boxer... but hey, it’s an experience you had. Now you can die knowing you boxed with thousands of people watching, and I guess it’s off your bucket list? Participating in an event that can get you seriously injured is already insane. Great job, good luck in future if you want to keep doing it!
    4
  3998. Pufferfish worth a like button smash.
    4
  3999. I accidentally pre ordered one too...
    4
  4000. How to turn $100 into $1,000,000 buy Tesla stock!
    4
  4001. honestly I need more view
    4
  4002. All my retirement money is in VTI VYM SCHD. I dont need anything riskier.
    4
  4003.  @alexdimov3623  Idk if I should be proud.
    4
  4004. Active income can only take you so far
    4
  4005. First!
    4
  4006. The brother bringing fresh content!!!! Eyyyy!!!!!! My man is back! Gang gang! Smash the subscribe to show support for fresh graham content that isn't redundant
    4
  4007. Loved it
    4
  4008. noooo im late again i wont get a heart
    4
  4009. So the wash sale rules don't apply to cryptos, wow, impressive tax loophole indeed!
    4
  4010. "hey, who did the work?" Living in LA, Graham usually gets references for plastic surgeons by accident.
    4
  4011. HA! If you think about it, rental criteria is LITERALLY the same as most businesses looking to hire an employee. "I want you to be DEPENDENT, but not TOO dependent. Like... desperate enough to not want to leave but not successful enough to actually climb out and build something of your own... perfectly balanced". Another great vid!
    4
  4012. This video sponsored by Smash That Like Button!
    4
  4013. Socks? Who needs socks anyway. *badum tss
    4
  4014. Imagining having a Chucky doll and you need to sell it to earn some quick bucks
    4
  4015. Just received my bankroll coffee today. It was totally worth the wait and thank you for the 15% off for the inconvenience! Defintely would recommend!
    4
  4016. Graham*
    4
  4017. I like this style of video so well done and I appreciate the honesty. As a video creator myself, it’s hard not to check YouTube analytics and comments every hour so I can understand where you’re coming from. Keep up the great content and welcome to the married club 😀🏡
    4
  4018. Hm I just watched a couple of Bryan's videos and I determined he's not my type of a channel to follow, I personally like you more Graham you're more real, true and legit. Bryan is more of a seller, with a fakeish learned mask of a typical US positive mindset public speaker etc. guy.. look at his website (which btw looks like those scam websites or those fitness get ripped abs in 6w program), he's selling a ton of educational products and is hence prone to be biased in portraying everything he says on YouTube (as one of his social advertising platforms to accelerate his businesses). I'm not saying he's not an expert or a success in the field. Just some of his core philosophies are IMHO fundamentally different to Graham's. As you faintly said in the interview Graham, your properties sometimes appear to "sell themselves" right - that's a fundamentally different approach to the seller/knocking on doors cold calling approach. You Graham put in the hard work of course, do extra for your clients to stand out, but you don't engage in such dehumanising offline activities to push your deals to people. You use the current technologies to your advantage well and succeed in the field with a rational and honest approach. That's a kind of a guy I'd trust and have a coffee with. You're not selling anything on your social media, at least yet. As a result, your followers in here are outgrowing the other channels because they can sense that, they see you mean well and it's just a side hobby for you to provide "free" value to people online. You, my friend, will get rewarded for this even more if you persist - YouTube revenue can grow exponentially w/ the subscribers, the community, fulfilling feeling of helping others are just a few. Take care Graham and Bryan, this is just my take on the clash of these channels that made me appreciate Graham's approach even more. To each his own, I mean well, take this as an outlook of one of your followers from an avid YouTube generation.
    4
  4019. Really bringing value you here. Thank you so much Graham! You the real MVP for putting the steps in the description <3
    4
  4020. Firsties
    4
  4021. First comment?
    4
  4022. i made it to the end, that was awesome! thank you for making an informative and entertaining video. the robbery was too funny :)
    4
  4023. Love the creativity in the end haha
    4
  4024. Great video guys, very informative and interesting. Thanks! And that ending, laughed my ass off
    4
  4025. Congratulations, CryptoLift! That is awesome! #GrahamStephanGoals
    4
  4026. Thanks for the litter box reminder! 💯
    4
  4027. Fred Harrison is the legit GOAT of the 18-yr cycle. 👍🏼
    4
  4028. Tldr: Invest in yourself or start a side gig👍
    4
  4029. Millionaire fastlane should be required in HS
    4
  4030. Hi Gram i assume you read these it’s of topic but I was just watching a Dave Ramsey video on how to beet the credit card system by using points and as you know he doesn’t agree with doing it I really wish you would have explained how it works to him he is so out of touch with it it’s so hard to watch him when he goes off on this topic but love all the things you do im local here in vegas thanks for all your hard work
    4
  4031. I really liked The Little Book of Commonsense Investing by John Clifton Bogle
    4
  4032. You are awesome! I just started my printify POD business lets see how it goes :)
    4
  4033. I don't believe Graham reads all the comments... In 20 minutes there is almost thousand of them 😂
    4
  4034. I think I might watch the video at 0.25 speed
    4
  4035. When you stop watching The Graham Stephan Show to watch Graham Stephan
    4
  4036. Turning on notifications<Notifications and setting reminders at 3:30PM on Monday, Wednesday, and Friday👊🏻
    4
  4037. Congratulations It was meant to be !
    4
  4038. Great advice at end.
    4
  4039. Excellent content and NO ONE EVER TALKS ABOUT LIFESTYLE INFLATION! So I really appreciate that you talked about that. Well done sir! Consistently great content!
    4
  4040. This. Comment has been ❤️’ed
    4
  4041. Thanks for walking the extra mile in every video !
    4
  4042.  @usernameluis305  think of it this way, the better your credit score, the higher the morgage you can get, and lower the interest rate, Once you buy a property and rent it out, you want as little of a monthly mortgage repayment as you can get, as that cuts into your profit. higher interest will really eat your profit margin quickly. and its your profit margin that's going to pay for your next purchase.
    4
  4043. lol, what Graham done so special?
    4
  4044. UnBLeevable
    3
  4045. your lines are much better here than Sunset LA
    3
  4046. First
    3
  4047. Our first employee, he’s not with us anymore…. Me: 😳🥺🥺 🤣🤣🤣🤣
    3
  4048. That's twice now! What's my reward!?
    3
  4049. I’m 17, bought 5 coins at the beginning of the year now worth somewhere near 50k I’ll probably sell on local bitcoin at 15k
    3
  4050. Graham i will meet you in person in the future just wait 😏
    3
  4051. F*** bit coin. ... its all about buy and hold real estate buddy
    3
  4052. This is a very informative and neutral video. Thanks Graham!
    3
  4053. We need to increase the size of government. That'll fix it. 😂
    3
  4054. 🛎🐐
    3
  4055. Build your emergency fund first and then dollar-cost averaging in low-cost ETFs 😁
    3
  4056. One of your best videos. Truth
    3
  4057. HE SAID FUCK YAYYYY OLD GRAHAM IS BACK!!!!!!
    3
  4058. When you have one of those stupid ads show up in the middle of the video and you have to double check it's not part of the video and is actually in fact an ad.
    3
  4059. Bit connect. 😂 I'm curious on transitioning from my savings account to a small investment next year. I really liked the way you looked at money. I'm going to watch this again and try to really grasp the concept.
    3
  4060. this is actually my written down plan to millions . found this idea when i started with my financial education leveling up idea to get out of debt and going into real estate and investing
    3
  4061. Great mindset to have - viewing current money as future cash flow makes it easy to save!
    3
  4062. Excellent stuff Graham. This articulates something I've been trying to explain to my friends for quite a while.
    3
  4063. I'm commenting early so I can get a heart react from Graham.
    3
  4064. It's easy to go to college for cheap. Simply don't go. Haha
    3
  4065. DoNt Go tO cOlLeGe. Get millions making youtube videos. its easier. Right @grahamstephan ?
    3
  4066. Liking because of Starbucks and phone call. Also I took your advice, I found a car loan for a 2.5% interest rate. Appreciate the you a lot graham!!
    3
  4067. Okay, this was a GREAT video. I especially liked the $1,000/year top-ten guy. Very informative.
    3
  4068. It’s actually a headstand 😂
    3
  4069. Jonathan Casares I was clipping my toenails
    3
  4070. That thumbnail should be a NFT
    3
  4071. 5-10 mins. Maybe 15 mins on like special car events or reviews. I personally enjoy watching your renovation videos.
    3
  4072. do it for the ‘graham😂 ... I’m genuinely questioning my life & asking myself why I want a burnt credit card... but I can’t think of a negative answer so why not @saraheifel 🤷‍♀️
    3
  4073. sat through your whole ad from this guy to find out i have ligma and you couldn't even say it with a straight face https://connectedinvestors.com/blog/youtube/?imt=1&gclid=CjwKCAjwns_bBRBCEiwA7AVGHsZGjW0HEXUnHxzjPM19BWmh6ZDq5iSgrzck6f48z0xYtjkyg1SzIxoCjFAQAvD_BwE&utm_campaign=Reallyflip&utm_source=Youtube&utm_medium=PPC&utm_content=Youtube-ReallyFlip-tCPA-Keywords-RossNo7
    3
  4074. VOO anyone?
    3
  4075. I'm looking to invest in Index Funds and heard they're less risking than just buying stocks. This was helpful. Thanks, Graham.
    3
  4076. “Unless you wanna post screenshots on wallstreetsbets for your wife’s boyfriend” 💀💀
    3
  4077. Who else remembers graham on Selling Sunset 🌅
    3
  4078. Hi
    3
  4079. 🔥 SMASH THAT LIKE BUTTON! 👍
    3
  4080. Well isnt this a pleasant surprise. Happy to see a new video!!!
    3
  4081. How many jazz hands can one youtuber crame into a single video?
    3
  4082. "as of right now im fucking swearing" that made me laugh.
    3
  4083. dang man, never came this fast to one of your videos. Second!
    3
  4084. Meet Kevin! He uploads multiple times a day every day lol
    3
  4085. Well said, money does not mean happiness.
    3
  4086. GrahamStephan I did! I don't get sound anymore since a few months ago, probably an android thing :/
    3
  4087. How this YouTuber spends his $163,800/month income — Millennial Money
    3
  4088. Graham, can I get a heart? Thanks 🙏
    3
  4089. Get a DB11 2017. Best car Aston has ever produced
    3
  4090. Us long time subscribers know you. I'm one of them and I am greatly thankful for your content.
    3
  4091. small correction: PNC cannot be funded with AMEX, only Visa/MC/Discover. Nice video.
    3
  4092. You might want to add a disclaimer to your video. You can't use an Amex card to fund a PNC account, and some cards charge it as a cash advance. Though it looks like most Chase cards still work. https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#PNC
    3
  4093. Just DCA and forget about it
    3
  4094. This is the manual method of doing it if you don't want to install yet another Chrome Extension or Firefox Add-on that does the same thing...but it's still a good reminder that just because you saw it on Amazon it doesn't mean that it's the cheapest price. Thanks, Graham. Keep up the good work, and onward to 100K subscribers and your Play button :)
    3
  4095. Imagine living at 500 Snorlax St.
    3
  4096. Great video! Looking forward to the next one starting with "What's up Graham Guys, it's the actual guy Graham here."
    3
  4097. Amazing advice at the end!
    3
  4098. Just you're friendly reminder to smash the like button for the YouTube algorithm
    3
  4099. Im back
    3
  4100. I can confirm you’ll want to take a seat. Watched standing up and suddenly fell and had to press my life alert.
    3
  4101. Sound engineer here. The intro audio recording had too much echo in it and he knows that. It would be hard for him to edit/fade that out when he cuts the scene without it sounding a little off. That's why he has those curtains in the studio, to eliminate echo. Although he probably needs some padded free standing walls that he can place in front of him when he is recording a show.
    3
  4102. I liked your video but only because you begged!
    3
  4103. You’re the man Graham! The shout out means the world to me!!!! Much love from NC
    3
  4104. I remember when I first saw some of your videos. I thought man, this guy is crazy and doesn't know what he's talking about. Now I watch nearly every video you make. I use to believe in the Dave Ramsey method before I ever even seen him. You've change my financial perspective in many ways. I think people are so accustomed to their ways of doing things they cant open there minds to see a more logical way. Also, most people just suck at math.
    3
  4105. I genuinely love and respect Graham to the fullest. Every video is always a banger and your dad is hilarious! It’d be sweet to meet you one day!
    3
  4106. As a realtor, you are the first big content creator I have seen to accurately share what is going on rather than chasing headlines and clicks. You communicating in this way is going to save a lot of buyers/sellers from all of the misinformation out there!
    3
  4107. Check check 123…. Does he respond 🤔
    3
  4108. Do I deserve a heart?
    3
  4109. Idk if anyone has told you this but you are the 30 year old version of Max Fuller from Fuller house
    3
  4110. Before you watch Grahams vids you have to like em okay?
    3
  4111. I’m here for the Graham Stephen heart.
    3
  4112. I got a heart let’s goooo
    3
  4113. "Is the coffee any good?" Hahaha.....you spend months perfecting a crappy coffee......hahahahah
    3
  4114. My mom and I are almost out of the full portfolio! I was meaning to buy a new coffee tumbler to replace my old one! Will be placing an order when I get out of class lol :)
    3
  4115. You have earned my like on the video, and subscription to the channel, and earning of my 30% off my first bag of coffee, and earning my 2 free stocks
    3
  4116. Signed up for public, got $5 of Disney!
    3
  4117. Heart this if you love your subscribers 💜💜💜
    3
  4118. B-b-ut Lamborghini... :/ great vid as always!
    3
  4119. Rich people never look rich. They are very humble. Take the billionaire Warren Buffet for instance. He's one of the richest people in the would but still lives in the same house that he bought decades ago and it's not some fancy mansion either!
    3
  4120. No brother I ask cuz I never had an answer when all my friends would dog me about me trying to invest my money...but this helps a lot man...blessing from Indiana
    3
  4121. Hey Graham, just finished your course and it was amazing :) Look forward to using this knowledge and hopefully meeting some day!!
    3
  4122. Definitely snagging dat merch
    3
  4123. Great vid love your perspective. Also copped some of your merch!
    3
  4124. it's a used lotus. He talks about how it's paid for itself if you actually listen
    3
  4125. The first home purchased by Zillow is still active and has had no offers after 71 days and numerous Open House events. It has had 2 price reductions and is now on offer for $415,000 (having been purchased for $410,000). Zillow is offering an additional $2,500 commission to the buyer's broker on top of the 3% already offered. Good Luck Zillow!!
    3
  4126. First again
    3
  4127. @8:45 omgggg thats me🙄🙄 My first video will be posted the 25th(;
    3
  4128. you mis-spelled 100k on 3:15 lol
    3
  4129. You’re very woke these days.
    3
  4130. Ayo Graham! If the business ideas I have are apps/platforms, and I don’t know how to code, do you think I should learn how to code, pay someone to code, or get my friend to code and give him a % of “the business”? Thanks First btw:)
    3
  4131. Let's jump in & make waves! Time to be the Cause! Head Down and focusing this week!
    3
  4132. Not clickbait if delivers good information
    3
  4133. It’s at 100k😂🎉🎉❤
    3
  4134. Stock up on big macs, it's an inflation hedge.
    3
  4135. WHERE ARE THE CREDIT CARD VIDEOS
    3
  4136. "I am some dude, making videos in his garage." Most valuable moment in the video
    3
  4137. Thank you for the picture of Jerome Powell 🙌🏻
    3
  4138. Man dude you have no idea how much I learn from you 👍🏻 keep it up !! Taking notes.
    3
  4139. This is why I like you man! You give so detailed information and answers to questions. Respect!
    3
  4140. The whole thing?
    3
  4141. Thanks for the shoutout on Wednesday :) You forgot to link our channels In the description though 😝😅
    3
  4142. Graham Stephan hahahahahhaha thanks,I know why you said it because I seen your old videos
    3
  4143. Thanks Graham! Been a huge fan for a number of years! I would like to request a video topic, “Making a budget (paying off a decent amount of debt, and trying to save)” while being a full commission 1099 employee. Thanks again keep killing it!
    3
  4144. First
    3
  4145. FINALLY. I CAN TRY AND GET A CAR NOW
    3
  4146. Awesome video Graham! Loved the blue and white lobsters in the beginning ❤️👌
    3
  4147. It’s funny because I just quit my job.
    3
  4148. The stock market is a SCAM!!!!!
    3
  4149. Losing $1.5 million worth of stocks is still better than getting eaten by the Boogeyman
    3
  4150. This video is so fucking fun to watch
    3
  4151. Welcome back!
    3
  4152. Is the increase in equity of the property included in these calculations? Or did I miss that? Haha graham I saw you at the airport I was the one who recognized you!
    3
  4153. That thumbnail is everything
    3
  4154. Great Video! I was wondering if you were planning to expand to hot chocolate too?
    3
  4155. Thanks Graham for the helpful video! One of these days I'll put an actual picture on my YouTube channel and start making some videos. This is motivating for me for sure.
    3
  4156. You need to get Jeff Wittek to cut your hair
    3
  4157. The video is pointless as you own 6 rental properties already... Real estate isn't 100% passive anyway, an hour of work a month is still an hour of work. $7930 is trash a month, get $100,000 a month day trading per month then come back on youtube and start flexing. Just take your money and buy bitcoin and gold now, its down so far this year but that just means it can't get any lower right? Now is the time, the recession is coming next month. Gold is low so it can only go up, you have to be stupid not to buy now. You wouldn't understand this though so just stick to your real estate, chump. ...Ok, so that pretty much covers the mean comments for this year I think, no need for anyone to write any more of them... Great video as always Graham!
    3
  4158. yoooooooo
    3
  4159. Thanks for sharing your story Graham. I also relate having had a desk job similar to the one in your experience. Glad to say I’m not going back anytime soon.
    3
  4160. Watched the whole thing. Liked at your first use of profanity. Lol
    3
  4161. Watched the whole thing. Thanks Graham! It reminds me of my own beginning. After a 6 months internship I decided I never wanted to work again for someone else. Now I run a 25 man company and doing commercial real estate investments as a 2nd business. Absolutely no dress code! Would love to challenge you on your thoughts on commercial RE though.
    3
  4162. I watched the whole thing my friend
    3
  4163. ..."I N S P I R A T I O N A L ... ....... V I D E O S ....
    3
  4164. Watched the whole video. Also, I commend you for not shitting on other people and their experiences just because yours was bad. Thumbs up, bro.
    3
  4165. Worth it though!!
    3
  4166. I'm actually making plans to buy a duplex I'm 23 no money saved but I'll have a down payment by the end of next year. So keep the vids coming
    3
  4167. He's not with the company. He was kicked out a long time ago. The company went cheap and in a different direction than his philosophy.
    3
  4168. The lady suing McDs 😂
    3
  4169. FIRST
    3
  4170. More vids per week PLEASE!!!! Do you have a patreon yet?
    3
  4171. Clocked in
    3
  4172. He addressed this on his Instagram story basically saying he won’t because his views are the same as they were in vid he made less than 2 weeks ago
    3
  4173. Just watched your first video on IGTV today! It was good considering shot in your car! I will be a watcher of your channel because you are awesome Graham!!
    3
  4174. Damn bro I wish you the best. I hate thieves with a passion. If there's one cool thing I learned about real estate it's that investing in it is great because it's not like someone can steal your land or house, plus may even appreciate :) .
    3
  4175. I don't use 2FA. I use a password manager. My google account password is 2000 characters long. You just copy and paste it from the password manager.
    3
  4176. Very fascinating and informative 👏 👍 👌
    3
  4177. Excellent!! Can you make a video on how to become a billionaire? **Inflation concerns**
    3
  4178. Graham Stephan notification squad is on fire 🔥
    3
  4179. Hey Graham came from your Instagram story 🫡
    3
  4180. Thanks! for sharing this great information I wish you both nothing but the best of luck cheers 🍻 to success 🙌
    3
  4181. Cool can finally replace my hooptie
    3
  4182. For da Algorithm. If you agree heart this comment.
    3
  4183. Can you hearted my comment for no reason?
    3
  4184. Far too many investors overlook/skip the tenant vetting process - it's critical to your long term success as an investor!
    3
  4185. I love your RE videos more than any other. I feel they are your OG of videos and I think you have a little more passion for RE than anything else 😁
    3
  4186. Innnnnn 💯 I agree on every point. I was extremely hesitant to start as well. It's amazing the impact you can have even with a few hundred subscribers
    3
  4187. I just bought a DR Horton home and they gave me a 5.5% rate, cash to close, higher features, and lowered the price because I closed so fast. I feel so lucky! But also I put myself in a position to get lucky with having my finances in order. Thanks Graham.
    3
  4188. I forgive you though. I love your content, keep up the great work man! You are my top inspiration for going for my real estate license this summer :)
    3
  4189. I’m only here for the blue lobster.
    3
  4190. Your in-depth analysis of the property market is truly eye-opening. I appreciate the time and effort you put into your videos.
    3
  4191. Lesson: Never rent on airbnb because of falling iguanas. GOT IT
    3
  4192. That turtle was too cute for me to not like
    3
  4193. "I got 1,2,3,4,5,6,7,8 M's on my credit card" 21 stephen Album: Issa Youtuber
    3
  4194. B the Lee that was prime uncensored graham😔
    3
  4195. Love the summary in the video description
    3
  4196. Graham is now rich & he wears Lacoste
    3
  4197. I love your videos Richard, helped me break into the industry. Currently a broker at a major firm here in the US Sincerely, Another Richard
    3
  4198. Me and my girlfriend are both 18 turning 19 next year and we plan on doing real estate here in Los Angeles . I love the fact that I found RE interesting because I plan on dominating with my girl weather we are together or not as we have been saying this since high school ! 🤑🤑🏆🏆🏆 let's get ittttt !!!
    3
  4199. Bleeps out shit. Has "Do Epic Shit" on desk :P
    3
  4200. CONTENT 👍🏼👍🏼
    3
  4201. Door bell chime wires
    3
  4202. D
    3
  4203. He's not even 30 years old yet, he has 40+ years left to enjoy it. Also, he's still living a good life, he's just cutting out unnecessary things that don't bring him joy
    3
  4204. You shoulda stood up with pink underwear woulda been funny lol
    3
  4205. I GOT MY FREE STOCK ON PUBLIC
    3
  4206. Wow, have you finally realized the consequences of having 30 debt cards? Stupid millennials think they could just borrow money and not have to worry about it. Do some hard work for once. Maybe move out of Brooklyn or Berkeley. Get a job, snowflake.
    3
  4207. man you break it down really good for those paying attention, im on my way to getting into the game and this helps.
    3
  4208. Good news Graham I made my high school baseball team tryout today!
    3
  4209. Both discover it student cc dont require credit score. Try those. Create an account at a community college and you're good to go https://refer.discover.com/s/lloju4
    3
  4210. Ello
    3
  4211. This is awesome! I love that you really opened it on you channel!!! I have the heart of a giver and really appreciate you and all you do. Thank you so much for having me on your 2nd channel and being such an amazing host! I also appreciate you giving me goals to accomplish to make it back to your show!!! I felt this was something you wouldnt do for yourself and I could get you something that would represent a milestone in your life! Thank you for the shoutout! I am 30 years old with a real estate portfolio of over 11,000,000 and share my journey on my channel for anyone who would like to check it out. I love doing giveaways and have some coming up on my channel next week to a lucky commenter it won't be a Rolex but maybe one day! ... Maybe.
    3
  4212. Hey graham please a heart?
    3
  4213. The point of this video is for you not to compare yourself to everybody else only compare yourself to Graham Stephan
    3
  4214. Commenter #79 I expect a reply to this
    3
  4215. Is it true, do you really see these comments? If so, great job, and awesome video.
    3
  4216. Under fair use if the clip is less than 5 seconds long, you're fine. (I think)
    3
  4217. The Fed is literally trying to crush the labor market and reduce wage growth. We're in for a slow-bleed recession and more pain at the register. Don't expect the Fed to pivot until late 2023.
    3
  4218. Thank you for all of your hard work. Time to save and invest.
    3
  4219.  @grahamfan  0:50
    3
  4220. I agree that those who watched till the end of the video need to subscribe
    3
  4221. Fuck you Graham!(x1000) Jokes haha.. love ur shit
    3
  4222. First
    3
  4223. Totally agree on your idea to take your loan balance to the next primary residence. Seems like a no brainer
    3
  4224. I heard that if I am early I can get a heart from the legend Graham Stephan? Is this myth true?
    3
  4225. Nah I’m good I have /r/wallstreetbets
    3
  4226. Plot twist: Robs bank
    3
  4227. Youre doing it now
    3
  4228. I’m disappointed. I thought the sushi place we went were your favorite all you can eat sushi 😓😂😂
    3
  4229. Plot twist: Abigail actually tried to message his/her grandma and accidentally typed into youtube.
    3
  4230. Thanks!
    3
  4231. Great video! Gives me hope on being s single mom trying to get into the real estate investing market
    3
  4232. Fake news. The REAL top secrets are: 1. Go all in on Bitconnect, 2. Bet your life savings on red at the roulette table, 3. Use the Credit One Card to fund 1&2
    3
  4233. Next Video: Why your $1 is actually worth 642,371,437,695, 221,000 Zimbabwe Dollars (Exchange Rate Investing) If you have a dollar we are all quadrillionaires...
    3
  4234. I love you Graham and your mindset give me a fucking heart on my comment
    3
  4235. MRAROCKERDUDE on a fixed rate loan the interest stays the same regardless of the market rate. That’s why now people who bought their home in say 2012 are reluctant to sell now because they probably have a locked in rate of 3 or even 2.5 percent whereas now rates are at 4.5 and higher if they were to get a new loan. As long as you don’t get a balloon loan or an ARM ( adjustable rate mortgage) then your interest rate stays the same . House will be paid off at the end of the term so there is nothing to negotiate. You have 100% equity then
    3
  4236. Graham do you remember when I saw you outside Jameson’s in Santa Monica I was in the police car lol Told you I watch all your vids
    3
  4237. Trust me, at this rate, I can't. Get it? At this rate?
    3
  4238. The biggest thing I've learned from Graham is to make my own iced coffee. lol
    3
  4239. Is graham gonna respond?🤔
    3
  4240. That Hero bread is the best keto bread I have tried!
    3
  4241. For those of you curious about what's possible with a smaller following, I have 12k subscribers. I link to Amazon products in every video description on my channel, and on my blog website. On average, I make about $200/mo doing this. YouTube generates another $300-500/mo.
    3
  4242. 1st
    3
  4243. That is a really eye-opening revelation. Your mindset on money is incredible, I've never looked at money like that. Thank you for sharing! Liked and always subbed, keep up the awesome stuff Graham!
    3
  4244. Maybe it's the electricity for your lamps just kidding. I see things the same way
    3
  4245. You’re an idiot if you get credit cards. Only idiots put themselves in debt...smh
    3
  4246. Pro tip: If you are using the Amazon Card always take the statement balance over using the balance to pay for items via Amazon. While it may be cool to say you got the item you purchased with points you won't earn additional points for the purchase. An example: I have 100$ in points I can get an item for 100$ for free via Amazon directly or I can purchase the 100$ item with the credit card earn 5% or 5$ for buying it and take a statement credit for 105$ instead. Always pay off your card as soon as you can after making a purchase. Using this method with this card for major purchases is insane.
    3
  4247. UltimateBargains: It can feel really weird to make a goal of making $10,000 per month or $50,000 per month, but if you have a level head and maintain a high amount of self worth and self investment, then you should EXPECT those numbers. If you can't believe in your future, why should anyone else? If you can believe in your future, why should anyone doubt you?
    3
  4248. Graham Stephan i will be 1st one day mark my words! Lol
    3
  4249. ZHC should customize Graham's Tesla!! Like so Graham can see!
    3
  4250. Wow I’ve never been this early! Great video, been watching with my wife so we’re well informed. Thanks!
    3
  4251. My credit score is 10. Can I buy a house?
    3
  4252. The way you ended it 😂👏
    3
  4253. Yup that was quite an abrupt ending.
    3
  4254. We all know YouTubers don't wear pants in their videos
    3
  4255. Which dip? Btw, congrats on second place 🥈
    3
  4256. Tip: if you Red Bull to sponsor you don’t say hints like “Blah, that’s nasty stuff”. ;)
    3
  4257. Good stuff! Great unfo, 'cursing' and all. I alao watched your 30 minute on your first job. Keep information coming.
    3
  4258. Graham's chorus on this subject is Dollar Cost Average if you have a long time horizon for that money because it's irrational to believe that one can see the future and exactly how the culmination of where hundreds of millions of people place their money in response to the future stories/conditions. I understand the psychology behind not wanting to catch a falling knife, but even if you somehow were able to time correctly, something next to no one consistently does, is it worth how much headspace it would take?
    3
  4259. Graham Stephan "How to spot youtuber Gram - find a lambo outside of a Subway !!"
    3
  4260. Graham Stephan Watch your vid😉. Dinner/movie.
    3
  4261. Yo Stephen! Just close the deal on my first home today. Thanks for being an inspiration.
    3
  4262. You don't have to comment back Graham, just dropping dropping comment for the algorithm
    3
  4263. bank calling on the weekend joke 😂 I think it’s fine !
    3
  4264. I bet you don't read comments. Otherwise you would give a heart to a cute baby.
    3
  4265. That car looks like if a Pikachu became a car.
    3
  4266. That green screen looks better and better every video
    3
  4267. Am i still early enough to get a heart from Graham??
    3
  4268. i came for the heart!😁❤️
    3
  4269. Iam the only family member that love the idea 💡 of credit/credit cards. But they all love to take out loans before they build good credit.
    3
  4270. I wish I knew about smashing the like button
    3
  4271. Lol the meme in the middle of the video 😂😂😂👊
    3
  4272. I've been watching your videos since 10 or 20K subs I believe. Truly inspiring what you've accomplished in a few short years. You're consistency is second to none. Congrats Graham, anyone reading this comment, stop reading it and smash the like button for the algorithm.
    3
  4273. 1st
    3
  4274. Your thoughts about Uber are spot on. As a professional trader, it's common knowledge that similarly majority penny stocks shoot up to the moon in one day after some big news but then start to struggle to continue and eventually crash down even faster. One of the reasons is that some long time and early on investors use this opportunity to get out of their massive positions which they've been bag holding since God knows how long, so the selling pressure is always there. On the other hand, I don't really know the fundamental side of Uber at all, and I typically don't trade IPOs, and it is always a good idea for newer traders and investors to be patient at first. It's only my opinion tho and there's definitely money to be made off of Uber, just be careful.
    3
  4275. So what time is it?
    3
  4276. Thanks for the shrimp pic graham very enjoyable
    3
  4277. Ive just done this ;) it's great. A little bit of responsibility but totally worth it
    3
  4278. I highly doubt he does. Think of all the YouTube comments he regularly replies to.
    3
  4279. when you said fix your posture I did that exact same thing lol
    3
  4280. Legend has it that Graham will heart this comment ❤️
    3
  4281. First
    3
  4282. Best video on real estate I have ever seen and I've been buying/selling for 4 years! Mega like as always!
    3
  4283.  @jaytree  He is, in networth. What they do is they pay something with cash, they then get the cash back and still own the house which will keep on getting more and more worth. Now they again have money enough for another house due to getting cash back and can now buy another house. When he then sells his house then he Pays of the mortgage with that money and pockrtd the rest/re invests it to other houses.
    3
  4284. Hey Graham! I watched your first video when it came out when I was actually thinking of getting into real estate! When I had seen how well you were doing and how you started so you g it really inspired me to get my ass into gear and go for it! I had worked at fast food spots since I was 16 and I felt as if I was going nowhere! Now I closed my first deal 2 months ago and I couldn’t be happier! Even after everyone told me I wouldn’t make it. Even though it’s only one deal it still means a lot to me and if I could get coaching from someone like you I’m sure it would steer me in the right direction! Even though you already helped me once! (: thank you graham and I hope you see this and even if I don’t get picked thank you for your free content and for helping people like me!
    3
  4285. These reasons on top of others makes real estate investing so advantageous over other types of investment. The concept of "paper loss" from a tax perspective really equates to more money in the investor's bank. Another quality video Gram. Keep it up man.
    3
  4286. Hi Graham, love your videos! I think you do an amazing job in taking a complex subject and simplifying it down in such a way where even kids like me can understand but is still really informative. You were one of the big reasons I became interested in personal finance and I'm really grateful for that!
    3
  4287. I subbed to Morning Brew last time you plugged them. I like their news.
    3
  4288. Legend says Graham replies to comments when you're this early. Keep up the great videos! :)
    3
  4289. Graham: demolishes house Me: demolishes like button
    3
  4290. I was gonna comment saying i noticed Mr Beast followed you on Instagram and now you’re titling your videos something similar to what Jimmy would do lol
    3
  4291. Thanks Chocolate Chip Cookie Company https://chocolatechipcookiecompany.com/
    3
  4292. Other big youtubers get much less per view. A gaming (or even worse) pranking channel with 10M subs could be getting same ad revenue as Graham.
    3
  4293. I can vouch for what Graham says about his program. That YouTube program he has is amazing. Salute!
    3
  4294. I loved the first two seasons of Westworld. Dont mention the 3rd season ever again 😤
    3
  4295. That pic from fed 2020 explains it all nice job can you do a video on stocks for 2023 🔥🔥🔥🔥🔥
    3
  4296. 200th Like! 10% of the way!
    3
  4297. As a retired real estate broker (Realtor) of thirty years I can offer this: before you sell your home watch this video. If you unfortunately were not able to see this video prior to listing or selling your home, you may have missed out on knowing the true value of your property.
    3
  4298. Hey Graham, I would love to see you react to a video on my channel of a nurse I know that's owns a Lamborghini and makes $600k/yr.
    3
  4299. Slightly off topic, so anyway, You gave a recommendation to watch "Only Murders in the Building" awhile ago. My wife and I loved it. Thanks. So I'm giving you a recommendation watch "Severance" it's on Apple TV plus.
    3
  4300. 2020 : Robinhood pays you 100$ when you buy a $ of fractional share 2 weeks later : Charles Schwab give you a condo for every share bought with them
    3
  4301. I smashed that like button. Now please smash that heart button :)
    3
  4302. I like free. Like the 2 free stocks I got on WeBull!!!
    3
  4303. No, the interest isn't deducted. The taxes that you pay is deducted. So if you take out a 100k loan and you pay 10k in interest, that 10k will be deducted from tax. if you're in the 20% tax range, that means that 2k from that 10k will be canceled from what you need to pay in taxes. All it means is that you pay less taxes.
    3
  4304. Need one of our fireplaces Graham! Wait u have a real one lol
    3
  4305. 2nd like <3
    3
  4306. Notification 👌🏻
    3
  4307. Graham Stephan YouTube couldn't keep up with me 😎
    3
  4308. bro by one freaking second common
    3
  4309. But actually first
    3
  4310. Thanks for hearting this comment...
    3
  4311. Graham, do you ever get scared that Shrek won't stay in his swamp?
    3
  4312. How to get a lot of views .... make a video titled “how to get a lot of views”
    3
  4313. First
    3
  4314. Graham I have been watching your videos for a long long time. You always provide honest, useful, and sincere information. This video is the cherry on top. Thank you for your transparency you provided in this video. You have just changed my life.
    3
  4315. Thanks!
    3
  4316. Just give me a heart please.
    3
  4317. Lmao Killed it with the "and... Of course SUBSCRIBE" 😂 😂
    3
  4318. Graham did you see fidias is about to hug elon?
    3
  4319. My dream is that Graham leaves a heart on my comment ♥️
    3
  4320. Las Vegas 📈
    3
  4321. Congrats on 500k!
    3
  4322. I think he is being investigated for Fraud
    3
  4323. Unlike credit cards, running multiple hard inquiries during the home buying process only counts as one hit on your credit. As long as they are done within a 14 to 45 day period. The time range depends on which FICO score model your bank uses, so stick to 14 days or less to be safe.
    3
  4324. Graham Stephan it’s all one big hustle it’s just funny how people choose to hate on courses made by YouTuber’s but will be more than willing to pay thousands of dollars for college classes that you don’t really need
    3
  4325. when i click on grahams video, first thing i do is hit the like button then i let the ads run and read the comments below then i watch the video
    3
  4326. If you can show the bank that you have rental income (the rent the tenants pay you), they'll count that as part of your gross monthly income, so your ratios (income to debt) will still be ok.
    3
  4327. Good: 50/30/20 Rule Better: 50/10/40 Rule Graham: 0.1 /0.1 / 99.8 Rule
    3
  4328.  @Planes9905  And the funny thing is that he's probably worth 10x what you are right now.... Enjoy your life bud, I hope that 60k a year salary supports you forever
    3
  4329. I don’t see how this is clickbait. This isn’t a how to. This is how Graham was able to do it. I’m in a similar situation as he is and would totally be able do the exact same thing. if you don’t own a business and don’t know how taxes work this won’t work for you.
    3
  4330. 🥇
    3
  4331. SO LIT! WATCHING FOR THE 17TH TIME ALREADY ;) hahaha no I’m about 3 seconds in but damn I just got notified and there’s 9 comments already. People are moving in fast on this one.
    3
  4332. Do I get a <3 for being the 1,000th like?
    3
  4333. Happy birthday Andrei! Oops, wrong channel
    3
  4334. The apple card
    3
  4335. Great video watched it all the way through!
    3
  4336. Got the Freedom Flex last year from one of Graham's previous recommendations and gotta say...I'm in love with it. Highly recommend for anyone looking for a well balanced card. Hard to get your hands on at first I've seen but worth it if you can get it.
    3
  4337. I finally did it. I put on the notification bell, and I’m glad I did. 😊
    3
  4338. 40 escalated quickly 😅
    3
  4339. Yup
    3
  4340. I've saved a lot of money saying "Nope"
    3
  4341. Thanks for a shout out to home inspectors!
    3
  4342. I heard if you comment early he will reply
    3
  4343. Every time you like this comment, someone, somewhere MAY receive a .20 cent coffee, maybe.
    3
  4344. Cheers to the monkey, maybe he will teach us his strategy one day!
    3
  4345. Only 3 ways.? 😳😱
    3
  4346. I like the fireplace burning on the TV, above the fireplace not burning.
    3
  4347. Hey! I love your coffee 👏
    3
  4348. Purchased ✅
    3
  4349. Graham, have you even thought of making your own coffee grinder?
    3
  4350. Love your reports on the market they’re really insightful
    3
  4351. Love your videos my dude!!
    3
  4352. why don't you get a diablo?
    3
  4353. Firstly
    3
  4354. As a renter I can guarantee one thing. After living through the 08 recession, rents never did go down. Real estate seems to be the ultimate investment if you can afford it. High prices you realize the instant appreciation, when the prices hit the bottom and people lose their homes you see more renters enter the market. This keeps rents up. Stocks in my opinion will never match this return.
    3
  4355. Can i get a ❤️ from you my Myan ?
    3
  4356. But does Graham actually respond to his comments? 🤔
    3
  4357. Thank you SOOO much this is EXACTLY the type of video I've been looking for for months
    3
  4358. Hey Graham!
    3
  4359. Maybe if I click the bell off and then on my notifications will work again.
    3
  4360. 8:39 is so true and the recipe for a successful partner venture
    3
  4361.  @GrahamStephan  thank you soooooooooooo much you are my biggest inspiration in life currently and you have helped me turn my life around you are honestly great and I love and appreciate all the time you put into us man I really do! My dream is to meet you one day hopefully !!!!!!!
    3
  4362. Dude. You are a legit genius. Love your videos, especially since I'm much more interesting in investing than working as a realtor. I'd love to get a beer or something sometime to discuss things such as this.
    3
  4363. The people who disliked the video are probably the ones who have money on the line HAHAHAHHAA
    3
  4364. Top 5
    3
  4365. Wait, what was that about a Pizza Hut taco?
    3
  4366. 1
    3
  4367. Did that Tesla just magically turned into a $1000 VOLVO?
    3
  4368. There is no place like California Dude stay in California fight for our beautiful state! I myself am a real estate investor with properties in LA and OC county. I highly recommend you use a property management company to manage your places, just pay dude you are paying for peace of mind plus it’s deductible. I recommend Ernst & Haas
    3
  4369. Without sharing too much publicly about my salary, I can say that my job transitions over the past 8 years in the same industry: Job 1 -> Job 2(16% raise) -> Job 3(50% raise) -> Job 4(22% raise). Pick a starting salary and just do the math for yourself.
    3
  4370. Thanks for the tips! I found $ $550 for myself, $1700 for my wife, $1500 for father in law in uclaimed money !! Crazy !
    3
  4371. Cheers mate. And Graham a very genuine thank you from me as well. You are truly an inspiration.
    3
  4372. Are you going to continue boxing as a hobby?
    3
  4373. Mike Tyson said “Everyone has a plan until you get punched in the face”
    3
  4374. Mike Tyson next?
    3
  4375. Those are really solid refreshing advice!
    3
  4376. No it is not. It’s a wall of red stocks. It’s not a flag
    3
  4377. Savage ending. I hope the card didn't blow away
    3
  4378. Bank of Smashing the like button !
    3
  4379. Should we be worried about B Lee’s absence...?
    3
  4380. Also needed a warning for the beauty of this suit
    3
  4381. My wife and I LOVE your channel! We're here in Las Vegas and have been purchasing properties as rentals for years. I went to college for many years and ended up working my way out of debt (kinda like the doctor vs. plumber video you did) and HATED LIFE when I was your age! HATED IT!!! I was born dead-ass broke from a dead-ass-broke family in a dead-ass city hell, WA and lived in my car for over 3 years and I WISH I'd have lived my life like YOU did! I got married for the 1st time in my 40's and we now have two kids and, unlike me and the family I come from, we don't care if our kids go to college or not. Sure, it eventually paid off for me (like the doctor) but the only reason it was worth it is 'cause I somehow kept the gun out of my mouth when I was in my 20's! Our kids? They'll inherit millions from us and THE MOST IMPORTANT THING is that they learn how to protect their money through wise investments and reasonable living. No living in their car, moving around the world chasing the cheese and dealing with unstable economies and praying for death like daddy did! Our kids are too young to understand any of the concepts of your videos ... they still live in the child-stage of socialist "wonderland" but in 15 years from now I'll put your videos as the #1 education priority on their list for my daughters. For my sons your videos will be #2 ... and #1 will be MGTOW videos!!!
    3
  4382. Its Robinhoods fault I lost Money and its McDonalds fault that I'm Fat
    3
  4383. There are no chicken tendies because jack has been eating them all…
    3
  4384. Super interesting video, Graham! Highland Park in Dallas reminds me of Beverly Hills, not quite as expensive but I believe they were designed by the same person.
    3
  4385. Nice to see you guys collaborate! Dream team.
    3
  4386. You have no idea how much us (car enthusiasts) appreciate this! Combining cars with great finance advice.... Thanks for this!
    3
  4387. Hi Graham, I just wanted to say thank you for sharing your framework. I wish I knew about you and your channel earlier. Your videos illuminate so many concepts for me that I did not understand in university and even MBA. You are awesome!
    3
  4388. Thanks for the tips!🤗
    3
  4389. Your video really helped..... I just came back to subscribe.
    3
  4390. If you like and subscribe i will sub back to you!!
    3
  4391. I actually got this vid recommended
    3
  4392. It's Mercury Retrograde so anything is possible
    3
  4393. Hey! I've spent $500,000+ on ads for multiple small business, including during this inflationary period. You're not lying about increasing costs. Many business administrations are feeling the same pressures; but very few have the openness and genuine communication like you. They make moves in the back end and just expect people (and fired employees) to understand. Not how it works. This video is very refreshing! Right on.
    3
  4394. Bankroll coffee is delicious! Makes my morning! Love it need to restock soon. ☕☕☕👍😍
    3
  4395. There is always room for buying name brand sandwich cookies. Haha
    3
  4396. Graham to 4M SUBS let’s f go
    3
  4397. FIRST
    3
  4398. Like button : inflated 📈
    3
  4399. I love the idea of creator properties!
    3
  4400. Thanks for explaining property taxes.
    3
  4401. Just paid a visit to the 8th wonder of the world.
    3
  4402. Riches are made in recession 🗿
    3
  4403. The Credit Cards + Real Estate + Make Money Online are all lucrative niches 🤑
    3
  4404. Making money on video telling how much money you made, fucking genius
    3
  4405. Jokes on them. Can’t reset something I never had!
    3
  4406. Me, hes my favorite financial youtuber.
    3
  4407. Third
    3
  4408. Sign up for my new course “HOW TO INVEST $100 in 2019” only $97 + $3 virtual shipping. Entries open Jan 1 2019.
    3
  4409. First
    3
  4410. Give me a <3 or riot
    3
  4411. Honestly, I am 19 years old and I started watching your videos about the apple credit card because I wanted to build my credit score. My score when I started watching you was 660, now I am at 726 following your tips from your other videos, thank you. Also thank you for not plugging your program that you have to pay for in every video and giving us these free videos to watch.
    3
  4412. Not to be sappy or anything, but this may just be my favorite channel of all time. Graham, I have been following you since I found your channel at around 30k subscribers, and I have got to say...You are legendary. Not just the work that you do. You. It strikes deeper than WHAT your content is doing for your YouTube subscribers, WHAT you are doing for California in terms of real estate, or WHAT your investment portfolio will do for you and your family. There is a deeper meaning behind each of these WHATs, a WHY, otherwise described as the reason that you do what you do. And although you may not talk about this WHY in your videos, it is strongly felt among your viewers, and it constantly keeps us coming back to hear what words you have to offer. In a time where the internet is heavily saturated with "financial gurus" who can "help make you 500k+ this year if you buy this once in a lifetime program", you serve as a truly helpful mentor who continues to provide sound guidance to millions. A beacon who wants others to achieve financial freedom so that they no longer need to struggle to make ends meet. We know that you are here to help us. You have something within you that is invaluable to society. Something that drives you to become better every day, and inspire others to do the same. So thanks man. I owe it to you for all of the help you have given me over the past few years. Keep on making a difference brother. -Braedon
    3
  4413. USA Fed to the rest of the world: My milkshake brings all the boys to my yard.
    3
  4414. GrahamStephan Christine aka "peopletoldmetomakethis"
    3
  4415. If Graham hearts this comment, I'll buy another S&P500
    3
  4416. 10:47 my disclaimer after giving advice in case it all goes wrong
    3
  4417. All the negative comments clearly have not watched the video
    3
  4418. you only need 740+ to get the best interest rates
    3
  4419. I love the shirt ! Just order some of my own
    3
  4420. Trust, this will be a victory short lived😂
    3
  4421. 1
    3
  4422. I have never participated in these lottery’s. Seems better to put that money into the market.
    3
  4423. :)
    3
  4424. love the sponsor clip!
    3
  4425. Just started watching the video, and I already got value from it via the pic of the baby gecko
    3
  4426. Damn he beat me to it
    3
  4427. Bet you will heart this.
    3
  4428. You’re late graham! Hungry bull already told me about this 😉
    3
  4429. 4 accounts in which it is equally split across. FDIC coverage is $250k per bank per depositer, hence $1m
    3
  4430. Great story sharing your experience. This is why I’m subscribed to your channel. I always enjoy your videos and your motivation each and every time. Much success to you.
    3
  4431. Had to pause the video at 3:12, dude thank you for sharing this. I had the exact same experience with people saying ohh your too young and not experienced. After hearing that a couple times i just got over it and honestly that pushed me to want to be that much better.
    3
  4432. If your Melvin capital then yes
    3
  4433. Dave Ramsey: How to get a ZERO credit score with $0
    3
  4434. 1
    3
  4435. I misread read the title as 17,000,000 habits to follow haha 😂
    3
  4436. Yo Graham. We have the same birthday. What did you get me this year? I got you a smashed like button
    3
  4437. Firstgang
    3
  4438. I have done #4 many times... I think I move almost every 2 years now...lol
    3
  4439. Amazing video Graham, thank you. I also had a payed phone call with Graham, and I can vouch for how good of an investment it is. Highly recommended.
    3
  4440. “Free food tastes better when you don’t have to pay for it” - Graham Stephan, 2019
    3
  4441. just finished your youtube course, absolutely brilliant!
    3
  4442. aye man, out of every car you could get while being dumb, that's the least dumb car you could buy
    3
  4443. Trying to reach Tesla Customer Support via the Phone is like trying to reach Robinhood Support lol. Legend says their customer support Hotline is still ringing to this day..
    3
  4444. yes I did make it to the very very very end
    3
  4445. Haha it was a good end. Nice job. Caught me off guard cause I was listening to this while driving.
    3
  4446. When I walk in an Apple store I own it, it's mine no questions asked. (I own 0 shares of APPL)
    3
  4447. the pennies do add up though.
    3
  4448. VTI, VWO, VEA, KOMP are great dividend paying ETFs.
    3
  4449. Agreed about a few of the books. I read Rich Dad, Poor Dad and it really got me thinking. It didn't change my life or anything, but, I have honestly made a little more money monthly that I thought I could. Without reading that book and figuring out a way to apply it to my life, I would have never known what to do or what was capable.
    3
  4450. 462nd
    3
  4451. Oh so a house for Ramsey and a garage for Graham and Gigi
    3
  4452. Welp just kept watching the video and you said this exact thing haha
    3
  4453. Danielle Davis isn't it amazing how Graham can turn something that is almost nothing into something.
    3
  4454. Video: US stock market might fall. Comment section: Wanna throw down with some big-ass ducks?
    3
  4455. two words only: avocado toast
    3
  4456. Invest in investment books.
    3
  4457. What can we do, to get you on Rogan's podcast, so you can preach this to an even bigger audience?
    3
  4458. I did a master degree and spent 8 years in university, I tell you, you don't need that university bullshit
    3
  4459. Always qualify before
    3
  4460. Clifton Davis!
    3
  4461. I’ve read the secret message in the video 👀 Anyone else? 🙋‍♂️
    3
  4462. The best way to pay off debt is to smash that like button 💯
    3
  4463. Graham I am on my second investment property here in orlando! You sir are an inspiration on how to handle negotiations, fair, balanced, and clear headed! I am 10 years older than you but you have been teaching me quite a bit. Thanks for the videos!
    3
  4464. Am I early enough to get a heart?
    3
  4465. Do this video 100 more times with other side hustles. Start with palm tree trimming. Especially in vegas. $45-70 a tree is common.
    3
  4466. The HUSTLE 💪🏻
    3
  4467. Congrats on 2 million!
    3
  4468. The value u provide in ur video is 🤯🤯🤯
    3
  4469. this "like" goes out to Adam Sandler
    3
  4470. Saw you on Netflix 😂😂
    2
  4471. Your dad looks like Phil Knight
    2
  4472. I've been doing drain cleaning and very little actual plumbing out here in Utah my first year I got a W2 saying I made couple hundred under 50k. Keep in mind that's with 0 schooling or certification. This year I am closer to 60k for sure again with no schooling only on the job training. There's veterans in my company that are licenced and have been doing this as a career making easy 200k a year. Plumbing is a respectable way to make a living but at the end I'm still an employee and a company can take a shit real quick. I'm out here reading books, research, networking trying to build other streams of income and build some residual income.
    2
  4473. I agree with you
    2
  4474. Short answer, Bitcoin is not in itself a currency in that sense, but more of a value store like Gold, but Gold in new Tech and the value that holds with the amount of work over time, the effort, costs underwent and energy spent to produce it. So what's the value then.. well, there are many, probably even more than what I can think of, but here are a few reasons in no particular order.. 1. It's the first ever crypto, 2. Everything is and by then was valued by Bitcoin, it's the reason all the other crypto's would by then have made it, Bitcoin is the conductor that was needed to slingshot Blockchain and all the other crypto's in existence and could not have happened without the sudden explosion of Bitcoin and drawing the attention it did. 3. It's the first ever truly "unregulated currency" that cannot be directly controlled by the central banks and governments, much more detailed discussions can go into this part alone. So, providing a means for real freedom to everyone not previously possible before. This obviously results in big concerns from those who where always in control and in power and this caused a sudden stir and "they" knew there was no real way to stop this for good, and thus knew they had to find other ways to beat it, and that's by joining in through Blockchain knowing they will then be able to infiltrate the system and find ways to control it, yes, the upcoming Futures will be one of many such ways... Regulating Exchanges are the other and so on... 4. There will only ever be 21M of THE crypto that changed the world as we know it, the value to that won't be in actual value, but from historical purpose and what it meant from what it did and caused, every collector out there that can afford it will want to own at least one, and there's certainly more than 21M Billionaires and multi Millionaires in the world because they would actually be deemed priceless, but there will be a hefty pricetag attached to them by then. I can go on and on about this...
    2
  4475. Time to change my class
    2
  4476. Graham's so thrifty he once made a polo out of an old towel
    2
  4477. As a long time viewer of Graham, I'll admit the YouTube course definitely helped me hone in on my skills/direction/vision of the channel and have seen consistent growth upon applying the knowledge I took from the course. 100% would buy during this Black Friday sale, it's worth every penny if you use it to your advantage.
    2
  4478. Your a genius for using social media to make money then investing that money to talk about how you invested that money in which makes you money. Fucking fantastic
    2
  4479. next video title : Why i stopped showing pictures of baby animals
    2
  4480. Yo Graham! Thanks for laying out the contents like that in the description. Appreciate it, man.
    2
  4481. I had a crabby dog once....... He was a Pincher.....
    2
  4482. can i get a heart plz?
    2
  4483. Titanium won't do it 😂
    2
  4484. Who else kept rewinding to the start but realised that’s how the video started
    2
  4485. 😂😂😂I thought I did - but figured it was a YouTube error. Finally I can cross off being FIRST on one of Graham's videos, off the bucket list!
    2
  4486. TOP!!!
    2
  4487. Dumbass
    2
  4488. Great way of thinking!!
    2
  4489. I love this video. Well explained man! I like it.
    2
  4490. I liked the video. I would highly recommend liking this video. Its great exercise.
    2
  4491. DID you read this Comment Heart this one
    2
  4492. As someone who loves economics, it’s tough to see so many stupid people. I love economics because it will consistently tell you how people will act in relation to money. Without any rules or regulations, people will always follow the same path because it’s just logical. For example, look up the economics of ramen in prisons. Fascinating to see people who break laws are not immune to an economy. Anyway, it’s really really straightforward. People need a place to live. Unless 30% of the population becomes homeless, or everyone decides to become a nomad and live off the land, people will need real estate. If less people are buying, but the same number of people need a place to stay, then more people are renting. And as demand increases, and supply stays the same or increases at a lesser rate, then rental prices will increase. It’s such a straightforward economic concept and anyone who’s ever taken an intro course or watched a 10 min YouTube video on economics would understand this. People don’t realize that rental and home prices aren’t related. It’s actually rental prices and expectations that are related. If people expect that the market is going to increase, then more people will buy, and less people will rent, and prices will decrease or increase at a slower rate. I personally do not understand how people don’t understand this concept. People will always argue, “yeah, but what about people who can’t afford to buy” but they obviously don’t understand the MACRO in macroeconomics. It’s a general assumption that obviously doesn’t apply to everyone, but it will apply to some in a “Goldilocks” region who have the freedom of choosing between buying and renting. I like your videos. Thank you for explaining to people these simple concepts, though I wish you did get a little more technical.
    2
  4493. well , that third comment at the start of the video made it worth pausing 😂
    2
  4494.  @josephperez4237  Yes, he did a video on this not that long ago about why he uses a property management company and may expand its use over time. Check his channel. I think its clearly labeled.
    2
  4495. Hey! Signed up for and have started your YouTube “how to” class. It’s been great content so far!
    2
  4496. What an accomplishment
    2
  4497. Your an American hero dude by employing Jack and paying him
    2
  4498. Stop speaking about my mother!
    2
  4499. About time dude.
    2
  4500. I SMASHED THAT FUCKING LIKE BUTTON SO GODDAMN HARD MISTER GRAHAM I BETTER GET A NOBEL PRIZE!
    2
  4501. Register w/ credit karma...you will need a SSN
    2
  4502. Hi, I came early, there's your like, where's my heart?
    2
  4503. "vib-i-tul-ix"
    2
  4504. VTSAX is my favorite
    2
  4505. Can I get a ❤ please 😊
    2
  4506. Jpow texted the market so 75 bps would be priced in lol
    2
  4507. Graham Stephan Submit that picture to a dentist for their advertisement😂
    2
  4508. You're right im being too negative, just gotta jump into it and learn how to stand out.
    2
  4509. good job, followed ya on instagram! @jessicakes33
    2
  4510. I don't agree with the showing it any time a tenant wants to see it.  Personal experience shows this to not be a smart decision.  I do open houses vs. appointments.  If a tenant is serious about finding a home, they will make time to come view the home.  Multiple appointments for someone that self-manages is not very good use of my time.  Outside of that, I love the video and agree with you that 16+ is great, but I am fine starting with my smaller #'d units and actually very glad you did this video as I was getting a little discouraged after listening to Uncle G, stating that you should not be wasting your time with anything less than 16 units.  I cannot afford the 16 units and have to start somewhere so am glad someone agrees!
    2
  4511. Great video Graham, thanks for sharing.
    2
  4512. made a thousand with cryptocurrencys with only a couple hundred dollar. I really recommend it! By the way im only 18 so not that much experience is needed
    2
  4513. DOW finished all time high!😁💰🙋
    2
  4514. It’s so interesting and helpful to hear you share all this. I genuinely feel like I’ve gone through every single stage you shared in this video, and all roughly during the same time periods. I was a little lost throughout a lot of my journey, but not so much anymore. Now I focus less on building endlessly, and instead on optimizing happiness and feeling gratitude, and it’s crazy how effective it is. All the work, the opportunities, the business building, etc. are a ton of fun in the moment, but eventually the sheer amount of work gets to you and you need to relearn how to make yourself happy now that you’ve got everything you set out to get. I’ve been an extremely long time viewer and your videos throughout the years have been invaluable to me, including this one. Thanks Graham!
    2
  4515. Hi graham. I just got an invite for the study group to conduct a research this wed. They said they will paid me 125 for 2 hours in Culver City. So let u know how it goes 👍👍
    2
  4516. Graham’s video is a well researched. Please watch before you comment thanks. Also don’t forget to body slam the like button
    2
  4517. 279th!
    2
  4518. #6 Happens to me so often! I needed to hear this, thanks man
    2
  4519. Wow I really connected with this. I just turned 20, and suddenly got super real with myself and who I am. Going through a ton of personal development currently, and appreciate this video a little extra. Thank you Graham!
    2
  4520. 7:45 TIP TOUCHER!
    2
  4521. Well thank you. I can use them 😊
    2
  4522. i love you. please love me.
    2
  4523. He Probably would feel very uncomfortable spending 40k if he just spends 1.5k a month now :P From his point of view he accually couldn't afford that when he has his current goals to buy a +$1M property. And he wouldn't have gotten where he is by spending that much to begin with
    2
  4524. I honestly don’t understand these haters, first of all stock market is full of manipulation and speculation, how come nobody talks about that, remember crash of 2008 and Bernny Maddof???? What happened to Wall Street and stock market??? ABSOLUTELY NOTHING
    2
  4525. I FOUND THE NEXT GRAHAM VIDEO
    2
  4526. We love you Graham. Don't listen to the haters. You covered it unbiased and gave a fair review.
    2
  4527. yungkaxDIEx because if you keep making long term investments your money will really add up. 1000 here and there will really grow fastly
    2
  4528. notif squadddd
    2
  4529. Smash that like button 😂
    2
  4530. You had 15th then 9th? Not even close haha 32nd you were
    2
  4531. You were 32nd
    2
  4532. How many nonprofits can Wells Fargo create to "donate" the funds?
    2
  4533. Graham is just the best: always posting useful knowledge
    2
  4534. just started the vid and ik is gonna be awesome
    2
  4535. Thats a nice mantis shrimp
    2
  4536. 1
    2
  4537.  @GrahamStephan  I guess my comment was a little confusing. was just trying to say that the video called taking as step back, was my all time favorite. the transparent long form podcast vibe made you feel very relatable. want more of those and of course your polished video are very well produced and great but I gravitate towards the more raw
    2
  4538. Honestly I love these videos, it's always a good reminder and I really love the idea that you don't fall into super hype and stay based in your beliefs but accept all information as potentially valuable before it's discarded.
    2
  4539. Hit the 👍 so you won’t be part of that 90%
    2
  4540. LIKE button smashed, thanks for coming in the show this week.
    2
  4541. TrackVisions hopefully this helps you out. Under section 179, the model x is classified as a heavy vehicle. As it has a GVWR over 6,000 lbs. but is limited to a 25,000 dollar limit on depreciation due to no meeting the specifics required to deprecate it 100%. Therefore under section 179, the total depreciation in the first year is 25,000. Leaving us with 75,000 dollars (original cost of 100,000) Now assuming it’s 100% business use, we would then take 100% bonus depreciation for heavy vehicles to take the rest of the 75,000 dollars ( 100,000 - 25,000) to get the full depreciation of a model x to the full cost of purchasing the asset. Or 100% of its value. Keep in mind both section 179 and bonus depreciation is only allowable on vehicles used more than 50% for business use.
    2
  4542. WOW! steph, you are so inspiring. you the real deal. salute!
    2
  4543. RESPOND TO ME
    2
  4544. Testing to see if Graham responds...
    2
  4545. Love this, great overview! I’ve enjoyed explaining this to everyone whose asked me over the last month or so since the headlines are definitely misleading
    2
  4546. Solid Video Graham. As a full-time real estate broker for the last 10 years in CA, good to hear a solid explanation on the upcoming changes in the Real Estate Industry. Change can be hard, but always creates new opportunities. It's about time to weed out the weak part time Agents who should not be offering real estate advice 🙂
    2
  4547. Awesome video as always Graham. Just wanted to thank you and let you know I passed my RE license exam!! Thanks for everything!
    2
  4548. Is expensive if you have the wrong one
    2
  4549. oh jheeeez that ending
    2
  4550. 11:20 Pure gold. Btw Graham, I don't know if you've talked about this already, but do you think that it's important to be a real estate agent to be sucessful in this real estate wealth building? I feel like obviously it'd be an advantage, but I'm not sure how much it would be and if you're an engineer for example, if it would be even possible to succeed in this area.
    2
  4551. Always bailout the like button
    2
  4552. Good man, glad to see you’re still killing it!
    2
  4553. I can make 8.6% from dividends alone here in NZ but stocks are only 1 peice of the puzzle
    2
  4554. Graham Stephan the Lee
    2
  4555. I used to own a nice condo in a 200 unit complex. Prime location between Scottsdale and Tempe. The community had no website, if you can believe that. So in 2016, I built a quick one page website with an in-depth overview of the community. Then I added a form for people to inquire about rentals and sales. In 2017, I sold my unit and struck a deal with the agent to forward leads to her at an upfront fixed rate (since I'm not an agent and am focused on websites). 90% of the leads are for leases, but I am 100% certain she has gotten listings to represent buyers / sellers, since she hustles. Yet a couple other agents I had spoken with about these leads, basically said, "I don't have time for leases" ... lots of opportunity in cultivating leasing leads, it seems, and great to hear it confirmed by you.
    2
  4556. Thank you very much for watching. 😊😎👍
    2
  4557. Thank you for your comment. 😎
    2
  4558. Dave ramsey going to beat you down.
    2
  4559. I'm sure a lot of us appreciate you linking your sources in the comments.
    2
  4560. What happens when your third?
    2
  4561. if the heavens were so almighty, why did atlas need to hold them on his shoulder? Because it is you Matthew Butner, you hold the power.
    2
  4562. I would love to see some Bankroll tea. 😎👍
    2
  4563. I'm in Vegas for the Raiders game and I ordered your coffee for my wife and mom. They love it, your are a profit. Vegas heat is no joke compared to Florida.
    2
  4564. I wonder who lied about their age on youtube👀😂
    2
  4565. I'm 22 and I would love to make fat stacks someday thank you Graham
    2
  4566. i love you pls love me :(
    2
  4567. GrahamStephan Thank you for your reply Graham. Props to you for being so interactive with your audience. If you enjoy the process end it requires money to be feasible it makes sence. I guess, I just overestimated importance of making money for you）Since it is not the ultimate goal. I'm not native with english so I may have issues delivering my message. Have a nice day）
    2
  4568. The people leaving those comments are going to be poor and working for someone else their whole life.
    2
  4569. So true! After food, shelter and water everything else is add ons. I recently heard an interview from an Iranian man who said that the difference between the wealthy West and himself was WATER. We think it's all of our fancy stuff that makes life better and in reality it's the simple items of life that bring comfort and security. In reality a lot of our extra stuff only brings stress, and I always forget that!
    2
  4570. I guarantee none of these people have read Rich Dad Poor Dad 🤦‍♂️
    2
  4571. "Spend your money now, you could die tomorrow!" Buys a Ferrari Dies the day after buying Ferrari Everyone dies and will take nothing with them... Personally, I would rather have cash, investments, and retirement accounts. They bring more assurance and peace of mind than the Ferrari that will only be depreciating. The Ferrari would be a nice place to cry in though.
    2
  4572. For me its all about the freedom and time... having enough money for the rest of your life allows you to spend your time as you want! Thanks Graham for you Statement! Greetings from Austria Hermann
    2
  4573. I greatly appreciate ur honesty unlike other YouTubers please continue
    2
  4574. Go Subscribe to his 2nd Channel People. Awesome Content on there as well!!
    2
  4575. But really, very inspiring videos. Keep it up!
    2
  4576. Just finished Graham’s YouTube creator course, if you’re thinking about it, just go for it! The information is top notch!
    2
  4577. Matt McKeever if not I'll have to win your giveaway
    2
  4578. First
    2
  4579. I trew my 0.99 eggs in the garbage this morning. Planning on buying them at 1.29 first thing on monday.
    2
  4580. Heart me 🙏
    2
  4581. I somehow really want a new wallet, now.
    2
  4582. Bell squad! SMASH THE SUBSCRIBE BUTTON!
    2
  4583. im going to create a VR world with only 1 sqft of land. BOOM im a millionaire now
    2
  4584. Watched all the way through! great vid as always!
    2
  4585. Just got my "Do Epic Shit" shirt!
    2
  4586. EVERYONE DO YOURSELF A FAVOR AND SHARE GRAHAM’S CHANNEL WITH YOUR SIBLINGS, PARENTS, GRANDPARENTS, GREAT GRANDPARENTS, anyone... just get this man to a million already :) 1 million has never been closer.. I believe in you G! You got this!
    2
  4587. dammit......
    2
  4588. The benefits of getting notified when ever you upload a new video..love you bro. 💯
    2
  4589. Was that Mad Mike @ 6:11?? lol
    2
  4590. who's on the train to that "fuck you" money one day.
    2
  4591. ❤️
    2
  4592. I love the four percent rule, but I have never heard it explained in such an easy to understand way. Excellent video Graham
    2
  4593. I just took this advice and now I got fuck you money!
    2
  4594. I'm a youtuber, and it's really not as big a deal as people think it is. You get over that "stage fright" really damn quick, don't let that stop you.
    2
  4595. Don’t ✍🏾 mock✍🏾 the✍🏾 bots✍🏾 noted 📝
    2
  4596. LOL at that intro you really messed with my head.
    2
  4597. He meant just state tax, not counting federal and others. Unless that is also what you meant.
    2
  4598. For the algorithm 🙏
    2
  4599. remember to sub to the graham Stephan show!
    2
  4600. Graham Stephan 😋 Genius Salesman.
    2
  4601. 1
    2
  4602. GrahamStephan ..thanks for the reply mate haha
    2
  4603. As always, I watched it all the way through and as always great video :)
    2
  4604. Why aren’t you renting out the house you recently renovated?
    2
  4605. What are you doing down here? Is that like button smashed? What are you waiting for?!
    2
  4606. The best investors are dead people 😂
    2
  4607. Make the like button turn blue
    2
  4608. I don’t know who this guy is but I really love him. If I’m ever in the area, I’ll definitely give him some business solely to talk to him.
    2
  4609. YOLO on $GME calls option, got it!!!
    2
  4610. How many likes for Jack to legally change his last name to Stephan?
    2
  4611. yes graham uploaded a video , but, is he gonna give me a heart?wait for it... of course yes , I’m sure it is gonna help the YouTube algorithm
    2
  4612. every year in my area car prices go down going into winter
    2
  4613. Yeah companies need to do better also I hate Barb from accounting 😂
    2
  4614. Graham, you’re the man. Will gladly smash Tf out of the like button
    2
  4615. Has anyone seen Office Space from 1999? (Great film). This is notihng new.
    2
  4616. Elon lost $500 Million in bitcoin this year for Tesla, ‘AND’ he was got fleeced by Amber Heard. Rough year.
    2
  4617. First
    2
  4618. Sadly I agree.... I am actually dropping all my funds in municipal bonds until I have enough to cover my taxes every year through the non taxable dividend payment every month I get. My neighbor was saying dropping an extra hundred on his mortgage was great I was like no. You lose a lot of tax advantages also I got the Mortgage credit certificate. BIGLY valuable tax credit.
    2
  4619. Now 2.57% !
    2
  4620. Dave Ramsey approves this thumbnail
    2
  4621. THUMBNAIL GAME ON POINT!!!
    2
  4622. Dub
    2
  4623. Excellent, this is my field, I studied robotics and am currently working in big data and just starting to learn machine learning and AI as part of my Job. This is a very well researched and thought about account and you have come to the very same conclusions that I have over the years, and yes although Alexa and Siri are actually listening to us, I very much doubt that apple and google are illegally using our conversations to target ads at us, that is now currently against data protection laws as far as I am aware, but yes the current algorithms do coincide with conversations to the point that many people do indeed think that that is happening, however, it has never happened to me and after some questioning to friends that have described it happening to them, that has also been debunked. Skynet comes to us in a different form though, in the form of weaponized robots, currently there is https://www.stopkillerrobots.org/ and also https://responsiblerobotics.org/ both of whom are comprised of robotics and AI professors and experts like Noel Sharkey who actively campaign to governments around the world to make sure that there is always a human in the loop as governments think autonomous weapons are a good idea. Yet currently even with the amazing level of AI we have got to, a robot still can't see the difference in threat between a soldier throwing a hand grenade and a child throwing a ball. So the Skynet threat comes more from humans trying to let go of the responsibility of human death than AI growing to the point that it thinks humans would enjoy life more if they weren't here. Excellent vid, thanks Graham.
    2
  4624. Wooow thats crazy I was watching a video from DDG and you where there he is the guy with bmw I8!! You should talk to him he is trying to invest in real estat!! Tell him one of your subs os his sub💯💯
    2
  4625. friendly advice... spend some of that saved money on a lint roller :D
    2
  4626. Hey Graham I watched the whole thing, and like you, I felt the same depression and anxiety, even with panic attacks, I might not realize that my job was the main source, but I always knew it in the bottom of my heart. But I guess, it is just a little bit harder to find a different source of initial income for us that doesn’t enjoy sales that much. Nevertheless, I am trying and will keep trying until success.
    2
  4627. Lol I watched the whole thing. Found you this morning watched 15 videos you have today. Keep up the good vids bro.
    2
  4628. Watched the whole video, great stuff. I had a similar experience I quit at the 6 month mark but my boss convinced me of staying longer. At the end I stayed two months more. I quit and never looked back definitely pursuing entrepreneurship and even if I fail I still feel so much better working for myself everyday.
    2
  4629. This story reminded me of the job I left recently. I use to work for a bank and it was a very similar experience.
    2
  4630. OoOo and also if u was wondering why they didnt want u to clock in too early its becus they didnt want u to go over ur hours and go overtime
    2
  4631. WATCHED THE WHOLE VIDEO & I can relate so much, I have that entrepreneurial drive you described, I'm a 18 yrl coming out of high school in June. I currently work as a busboy at a local restaurant and man does it sucks when your doing something you don't want to do & I can clearly see where you were coming from with the depression & being sad 🤦🏻‍♂️. I live in New York City & like you I want to do Real estate (realtor) if you read this what are some tips ? Or suggestions you can share with me I watched your video on college & I felt so confident knowing I can relate & to a person like you. Thanks for all the Helpful Videos Graham!
    2
  4632. Hey Graham! Couldn’t agree any more with everything you said. I’m a 20 year old and I’m looking into investing because I just don’t see myself working for a corporation. I’ve had the same experiences as you, and that’s not the path I choose to take!
    2
  4633. yea i watched the whole thing and i'm really considering not going to college. i just don't wanna have a huge debt and waste 4 years of my life. even if i go to college what then? i go to a stupid 9-5 that i hate and am miserable at. no thanks. i just want to skip college and become an entrepreneur. i want to open some type of online store and be my own boss. i don't want to be stuck doing the SAME exact thing every day like my parents do. they come home and are like robots and don't even talk. they just watch tv an go to sleep. What do you think i should do? i'm a junior in high school. should i go to a 4 year college and have a degree to fall back on or try to start my own business or maybe be a realtor.
    2
  4634. I watched this entire video. You my friend, speak the truth. I'm a bit older, with experience in the corporate world, and I gotta tell you, you speak the *truth*! I always felt this sense of dread when I'd walk into the office at 9 in the morning. On days where I'd call out sick, I'd walk to the pharmacy and see people walking around, cars driving by, and I thought the SAME thing you did! "What do these people do for a living? How are they not stuck in an office building doing work. I don't want this life." This led me to be very depressed, but instead of doing what you did, I turned to drugs. Long story short, I sobered up from everything, moved away, and am now doing something I love and just got my first payment from it. And I'm working from home. I always thought that the only way to feel "success" was by achieving goals that most others in my age range were achieving, and if I wasn't, I sucked. I was a horrible person because person X and Y had this job, made this money, or had X amount of kids. That way of life just didn't work for me. I'm really happy for you that you're achieving the life you envisioned. Granted, I might not be making anywhere near the amount of money I could be making with a normal corporate job, and I don't have the security of a steady paycheck every week, and I can't relate to any of my friends or family, but I don't care. The fact that I know how much work I put in = how much I will earn is much more enticing. Being my own boss is scary, but what risks in life aren't? The entrepreneurial life is who I am. I will go against the grain and do what I love, and even if I continuously fail, at one point: I will succeed. And to all others out there, I hope you succeed in all that you do as well.
    2
  4635. Watched the the whole thing. Not saying this for clout. But great video.
    2
  4636. Watched the whole thing :) very interesting, I’m only 17 but I can’t see myself doing a 9-5 job my whole life, this is inspiration to ensure I work hard and don’t end up in that situation
    2
  4637. I watched the whole thing I'm in the same boat But I've been in my job for 3 years I want to do something else with my life
    2
  4638. buy cheap buy twice
    2
  4639. I seen that video too about the slower speed haha 😂
    2
  4640. If only I had a swimming pool so that I could fill it up with Crude oil which I would be paid to take!
    2
  4641. First
    2
  4642. Sure thing! 😊
    2
  4643. done
    2
  4644. I doubt he uses a teleprompter, he's to cheap hahah
    2
  4645. This really sucks because you’re someone genuine and loves to help others. :/
    2
  4646. Damm how do you think they got access to your social security Number, that’s crazy. One thing you should do is make a google voice account and use that as your number for 2 step verification. You will easily get texts on your main phone from the app and no one can access it unless they have your google account info but for them to login they would need access to your google voice account number 😎 which is already locked . Don’t gotta worry about carrier security. Another popular one is google authentication app, it generates a code for 30-60 seconds and you type it in when you login into your google accounts, coinbase etc most websites use this. Hopefully it doesn’t happen again, stay up 🙏🏽
    2
  4647. Wow, never would have thought of this. Thank you so much for sharing.
    2
  4648. Also why I try using a landline for thungs when I can. Glad you were able to get your accounts back.
    2
  4649. It's funny how I voted for this title a few seconds back and I see the title 🤣
    2
  4650. May I have a heart?
    2
  4651. Will Graham heart this comment?
    2
  4652. Hey bro, you got good content and Bro I just closed on my 3rd Property with wholesaling property’s
    2
  4653. Hell yeah Graham! So excited you did this man!! Congrats!!!
    2
  4654. It's because of Mercury Retrograde ~ duh
    2
  4655. Wow great advice from Dave!
    2
  4656. Hey Graham! It’s so insane to think that you finally got to have Dave Ramsey go over your portfolio! I’ve been following your journey for many years and this came full circle in this video. Anyway, congratulations man! Keep it up
    2
  4657. Awesome to see the two of you talking! Interesting to see how Dave handled this in terms of how he teaches I have a feeling he won’t post this on his show because it goes against his teaching’s. Good talk from graham about pushing back on the pay off of the mortgage. Don’t think Dave is really taking into place the equity Graham has in these houses and how strong the CA real estate is whereGraham bought these house. TBH the Nevada house is more of a gamble in terms of there real estate stability. Cool chat though loved it!
    2
  4658. Great video. Again I been a fan since the beginning, it’s cool to see you with Dave Ramsey, and him identifying your main skill. Just a nice video. I am curious how you would work a commercial deal, can’t wait for that story.
    2
  4659. This warms my heart
    2
  4660. what's up here guys its graham
    2
  4661. Graham more like the next Charlie Monkier
    2
  4662. Guys it’s here, what’s up Graham
    2
  4663. subscribe to get more of these «golden»puns
    2
  4664. Lived in LA/Santa Monica for 15 years... after 2020 it went down hill so badly and rapidly that I don't see it turning around for another 5/10 years at least.. Cost of living, crime and Government refusing to acknowledge what the problem actually is are the main reasons. Super sad to see now compared to what it was. Literally night and day.
    2
  4665. The attitude of Graham about the laptop is great too.
    2
  4666. Thanks for watching! Graham crushed it on the editing front - there was a ton of footage shot this day.
    2
  4667. Haha that first bit is so real I got a triplex with 4 homeless people living in 1 unit!! #ontariosubsidies
    2
  4668. I watched this 15 times already. Loved it so much!!
    2
  4669. Thanks for the free $84k Graham!
    2
  4670. Airbnbusting the like button!
    2
  4671. In the middle of this video I got an ad for someone’s course to teach me how to make money with Airbnb. You can’t make this stuff up 🤡
    2
  4672. Always posting great videos!
    2
  4673. 18k square ft, 10 Bed and 13 bath for proper social distancing.
    2
  4674. If it’s ten bedrooms you can’t rent all of them then because you are going to stay in one
    2
  4675. This is Tai Lopez fused with Grand Cardone.
    2
  4676. Haha love this!! Lambo is a nice touch 👌
    2
  4677. Damn it Graham, you’re always spot on. The reality is, college used to be a place for enlightenment, now there’s YouTube, Udemy, the great courses and places like Stanford, MIT, U of Colorado, Michigan, Texas, Harvard, [insert reputable university here] have free online courses to follow. I would like to believe that men and women should get a job first, then start investing, and then decide if a college experience would be beneficial for their lives. Obviously a full ride or fully tuition paid scholarship would be the exception. I have many friends that went to trade school and make good salaries that are better than the friends that got a bachelors or masters and it’s safe to say that the men working with their hands and not behind a desk seem to be happier with their work. College as a whole seems to be a vessel for sports revenue anymore. Good video.
    2
  4678. Who else paused the video to go do research on that wild turkey news?
    2
  4679. Nova Chrono $10 mill assets does not mean $10mill in the bank....
    2
  4680. Goes to McDonald's Cashier: That'll be $14.49. Cash or credit? Graham: Credit. ( ͡° ͜ʖ ͡°)
    2
  4681. Yo graham have a good day tomorrow. Lol would be interesting to be there.. I'll be in ohio lol
    2
  4682. This was a good video Graham
    2
  4683. imagine if Graham liked this comment
    2
  4684. first
    2
  4685. A lender can just advertise getting 2 free stocks on WeBull and make money like that.
    2
  4686. They go hand in hand bro
    2
  4687. Not first!
    2
  4688. Life is absolutely a poker hand. Thanks for the inspiration Graham.
    2
  4689. Likes don’t show up on notifications :)
    2
  4690. Money Guys shout out!
    2
  4691. It’s my birthday today may I have a happy birthday from the goat 😍
    2
  4692. Over here hoping graham sees my parody of his coffee video.
    2
  4693. Wow Graham! Nice vid, watched it all the way through!
    2
  4694. a7iii
    2
  4695. can i have a heart again
    2
  4696. Its so funny how much Graham can teach me in between my online classes that I learn absolutely nothing from
    2
  4697. Graham I just passed my state real estate exam! Thank you for the inspiration
    2
  4698. Well... that beats my $350k day trading loss. Congratulations.
    2
  4699. Another great video! 👌 by the way I bought the real estate course a couple of months ago and its solid information.
    2
  4700. Rich is the pro ball player. Wealthy is the guy giving him his check!!! See the difference??? Do i get a heart?
    2
  4701. I have a personal loan with LC, and it saved me a lot of interest on high interest credit card debt; but I tried investing with LC also, and 4 of 8 of my loans I "funded" have been charged off in the last year. 50 fucking % of my money gone... Lol I made a huge mistake.
    2
  4702. Smh you mention pewdiepie but don’t tell us to go subscribe to him???
    2
  4703. Great video. Another drawback to these loans that wasn't covered is Identity Theft loans. Because a lot of higher risk lenders do not verify as thoroughly as banks, many foreign (and some domestic) identity theives use these platforms to scam money.... Your money is just stolen and will never be repaid no matter what. I worked for a high risk online lender and 10-15% of all loans were fraudulent. These peer to peer lenders do not charge a high enough rate to adjust for that amount of loss right off of the bat. You will never get a high enough return to justify investing in such a poor product.
    2
  4704. Graham - MrMoneyMustache did some experimenting with Lending Club at one point. It worked out OK for him for awhile, but eventually the default rate ate up all of the profit. http://www.mrmoneymustache.com/?s=lending+club
    2
  4705. 5th!!
    2
  4706. A company with virtually no revenue that employs 250 people in SF and offers free money to people who store funds with them has no long-term future. Robinhood will become insolvent the instant the VC money dries up, and anyone dumb enough to use them will be fucked.
    2
  4707. Graham, I'm not a big YouTube commenter, it's not really my thing. But nevertheless I have been following your videos for more than two years now, practically religiously for most of this year. Your content is absolute fire and I consider you to be one of my number one mentors of all time (up their with Seth Klarrman, Kanye West, and My Dad,) and I'm just one of your MILLIONS of fans! Based on the lesson's you've taught, my background in business, and genuine interest in real estate investment, I decided a few months back to get my real estate license. I have something very big in the works, and I am quite confident you will be hearing the name Thomas Meyer Realtors LLC in the future. This is all possible because of the choices YOU have made in YOUR life. My friend you are absolutely, without a doubt, changing the world with these videos. I think for the better. I seriously considered buying your course while I was in the process of getting my license, but I just couldn't quite justify spending 500$ after all the money I had already spent getting the license. So naturally I went back to your old videos (smashing the like button on several) and watched all the ones about becoming or being a good agent. Luckily....... this Black Friday my credit union is doing a promotion giving me 100$ credit on my statement if I use my debit card 3 times. (USALLIANCE FINANCIAL NOT BAD) With this credit and the discount you are doing, man it was a no brainer to buy your course. I have never been happier to pay any; person, business, or entity $300 than I am to you on this fine November evening. Well I'm paying 200$ but whatever :) Just thought you'd like to know. Happy Holidays My Friend.
    2
  4708. Economist peter schiff goes over this as well. https://www.youtube.com/watch?v=kXpwAOHJsxg College has a very low Return On Investment at this point because the value has dropped while the cost has skyrocketed. You can look up Mike Rowe as well and look into careers that are high paying but do not require a degree.
    2
  4709. Ally is paying 2.5% now 😎
    2
  4710. Close! It was 45.
    2
  4711. Market ETF. Something like VOO an S&P 500 ETF
    2
  4712. I agree with many things you say. Some of them are very uncertain though - simply nobody knows. But there is one thing I totally disagree with you. I think, or actually I know :D, that trading doesn't have to be gambling as well as long term investing can. It's only about the strategy, knowledge, experience, etc. you have. The main problem is, that many people in crypto don't understand technical analysis, fundamental analysis, risk management, and so on. And many of them wants to make hundreds of percents per several days - it's almost impossible. Sometimes it happens but nobody knows when the market have reached its peak and those uneducated speculators are very greedy, so that they lose even though they could have taken a decent profit. That's one of my thoughts on what you've said :)
    2
  4713. man every time i watch your videos i make money. the 2%+ bank acct video changed my financial life. i started investing and started a portfolio after research i did based on your video. now THIS!! i already know i'm going to make money from this churning thing before i've even started. and it's cuz of the value you add every day man. thank you for what you do, you're changing lives.
    2
  4714. Also, when i need to meet the minimum spends just think of your friends! My buddy only had a $1000 limit on his credit card and wanted a new macbook.... no worries give me the cash ill take the points!
    2
  4715. A few months back, I watched the top 5 credit cards for beginners and literally took the advice and paused the video to open the discover it secured card. I already have 2 credit cards with a credit limit of $500 dollars and my score is up 150 points from what it was before I opened them. I know it isn't much, but I'm proud of that and I'm eager to get more cards and to start credit card churning. I'd love to see a video to know if there are any hacks on how to get credit cards. My first card, as mentioned, is a secured card and the second was a deal I took advantage of in the mail, but when I applied for a regular card I got declined. I'd love some insight on how to prevent that, or at least cut down on the amount of time to get more cards.
    2
  4716. Allow developers to put townhomes on single-family lots. This will also solve the “too expensive luxury home infill” problem.
    2
  4717. Pleaseeee heart
    2
  4718. First, what do I win?
    2
  4719. Graham, you are doing side missions in the video game of life now. Going into the hot chicken business! LOL
    2
  4720. First
    2
  4721. Graham, Digital Federal Credit Union (dcu.org) offers 6.00% (6.17% APY) for the first $1000 in their primary savings. Many of your viewers/subscribers may find this attractive.
    2
  4722. Do i get a heart for being early
    2
  4723. mans up ,buddy, tell'em subscribe😂
    2
  4724. damn the minecraft song is fire
    2
  4725. Are you talking about taking out a HELOC and then paying off your mortgage with it? If it is that would be incredibly stupid
    2
  4726. Waiting for your reply!
    2
  4727. Yeah for the correct Louisville pronunciation! 😉
    2
  4728. Never wrote a comment in my life but this one deserves it. I’ve been watching your videos for a long time and really enjoy them. They provide a lot of FREE valuable information that others could benefit of if they chose to. I’m an investment banker and love dealing with credit and leverage, therefore, found this video very entertaining. Keep doing what you are doing and ignore the negativity. As someone mentioned already, for most of your demographic, the concepts you mention are too complex to understand so the natural instinct is to get defensive.
    2
  4729. People are just jealous. I watched many You tube self help video's to help me gain access to credit (and raise my credit score). I use my credit cards as a debit card and pay off my balance before my statement date is due (plain and simple). I pay hospital, cell phone, gym membership, grocery, utilities bills with credit cards. My actions train me in paying my bills on time. Also, I feel much better doing this because it's great practice in becoming responsible with handling large amounts of money and credit. As a minority I was never taught that credit was good. I was taught cash and carry was king. High credit scores gives you more financial freedom ( lower APR rates). To all the haters out there you have to listen on how the rich get rich. Because friends and family won't teach these things because they are afraid to show you how much they really are worth. I don't keep up with the Jones's but I can walk right pass them and not feel depressed. ---Signed Low Income Individual
    2
  4730. you're just jealous you don't have one lol
    2
  4731. I heard Graham will love your comment if your less than 10 min early
    2
  4732. HEY MAN I JUST SAW YOU ON JUBILEE https://www.youtube.com/watch?v=7jQ53OrHQ_k such a famous boi good job!
    2
  4733. This was a good one! 👌
    2
  4734. Ah thanks!!
    2
  4735. Graham squad for life 🤘💪
    2
  4736.  @alexanderlorenzo6421  Thank you fake Graham can i get some money?
    2
  4737. Great investment mentality. I also try to keep my expenses down and go broke every year typically by buying another rental property.
    2
  4738. Give this guy a medal already
    2
  4739. Burn the ships! Great metaphor regarding commitment to the success of your goals, if success is one of the possible outcomes. I love Lamp haha good stuff :P
    2
  4740. I like the way you think. I believe rental properties are a great way to build wealth. Look forward to seeing more videos.
    2
  4741. "The Graham Card" Transaction Fees: 0$ Foreign Transaction Fee: 0$ Cash Back: 5% Requirements: Must Like Must Subscribe to Graham Stephan YouTube,Twitter, and Instagram. Bhahahaha April fools joke for next year "launching your own credit card " bahahahah
    2
  4742. oh , thank you! I'm trading in cryptocurrency too . Just wanted to point out that you and my brother inspired me too much to start seeking knowledge and reading because in my opinion , you are really motivational !!!
    2
  4743. Watched this video about 6 months ago and really took this video to heart. Went from owning nothing to starting 2 businesses thats generating me over $10,000/month. Got an office and hired two VA's as well. Stayed up all night because I was too excited to sleep thinking about my current & future projects. Thank you Graham for making videos that motivate me everytime I watch. :)
    2
  4744. Why condos? I don't like HOA's :)
    2
  4745. That number psychologically is very real and just sound like that would be smart to do posting and even saying 1 million compared to scrolling online and seeing a lower number but the house feeling and looking like a million dollar house And same psychology is used on us in the market world when shopping for things stuff is labeled as .95 or .99 at the end $1.95 $4.99 ect
    2
  4746. wow by far the most in depth video on your channel of how to speak to sellers and what to be prepared for and ask them and all the other small details. he better close!
    2
  4747. 10:00 - useful
    2
  4748. 7th
    2
  4749. 4th
    2
  4750. The graphic was so damn useful. Seriously one of the most quality vids yet!
    2
  4751. Heard Graham loves comments posted within the first two hours of a new vid
    2
  4752. Where’s the merchandise
    2
  4753. OK ibgave you a thumb up if I don't see a comment then ima turn that thumb upside-down!😁
    2
  4754. Ok I’ll sub cause you ask a nicely
    2
  4755. They have sold out of the pillow cases !!!! Now they have David Hasselhoff underwear for $10...Bargain basement ebay
    2
  4756. Graham makes a point in the video similar to one made about the stock market: Anticipating what investors/consumers will do accounts for far more stock trades than observing what investors/consumers actually do.
    2
  4757. 😆. The bank call was funny, but I wouldn't be laughing if they were calling me. I'm hoping short term government money markets are still safe.
    2
  4758. Fav part of the video is Dave Ramsey lurking in the background on that phone call cut. He looks disappointed in the banks with their debts…
    2
  4759. Thanks to you I decided to invest in stocks using m1 finance. I invested 90k, I'm currently up 46k. I will be reinvesting all my dividends like you advised. Papa bless Graham for teaching me what school didn't. :)
    2
  4760. I finished "Stranger Things 3" in 2 days and DO NOT feel guilty since I watched several of Graham Stephan's videos and learned lots of knowledgeable and useful topics and applying them into my life, so that was my reward for slowly getting my life in order! And of course SMASHED THAT LIKE BUTTON, because it was very easy to do! So basically if you don't feel like doing anything, easy solution JUST DO IT!
    2
  4761. YouTube, set this up on everyone's recommended. Everyone on the platform has probs got an ounce of laziness
    2
  4762. I'm 17 & I made a bit over 30k profit (41k revenue) via Shopify in April. I agree with Seb, it has made my life & my familys life better. However, I have also realized following: - You get a lot of friends & your social network will grow, weather you want it or not. Im introverted, introverted as fuck. I have seen both sides, both "old friends" that re straight up using me to try earn money themself but my business have also made me new friends that I would have never met otherwise. Since Im super introverted I literally never went out (and Im 17) but now Im going out actually meeting people lol.
    2
  4763. Graham should do more videos from the toilet. Who's with me?
    2
  4764. Can we pay in bitcoin?
    2
  4765. <3
    2
  4766. I respect this guy He knows what he's talking about A little click bait but also not click bait, he explains He does not tell you how to hammer the nail, he would make just one video for that that would last 14 hours He explains the hammer, nail the goal, the wood, In all his videos He will not hold up a photo of a golden turd and try to lure you in with your money, email address in hand, we is not trying to manipulate you, he will give you something for the price of watching a video, he won't send you an empty book in the mail
    2
  4767. As a 25 year old who has a good income but no savings and debt. I've decided to change my life. I've binged watched your videos and out of all these "millionaires giving advice" channels, i find you're the most humble and down to earth. I've managed to pay my credit debt off, and the savings have started to grow. I know I can't become a millionaire, but I want to be financially secure. The multiple revenue streams and passive income have got me thinking of new ways of income - I've started selling my bonsai trees, and ordered more to style + Shape + grow. I work full time as a chef, but have been looking at taking a online real estate course. Not to use in the immediate future but more down the line. I have 0 idea on property, is this a smart choice? I don't have anything outside my chef qualifications. Thanks a lot Graham.
    2
  4768. He's got a video on it I believe
    2
  4769. Jose Pulido he already has one
    2
  4770. The Graham Stephan Show is amazing! Can't wait till another Millennial Money Makeover! You should come up with a creative way to say smash that like button every day (not like an apostrophe but like what you just did)
    2
  4771. https://electrek.co/2018/10/25/tesla-network-elon-musk-competing-uber-self-driving-cars/ tesla has a planned self driving car network where model 3 owners will be able to rent their cars out on it and earn income while the car is out driving people around. if you notice on the rear view mirror in the model 3 theres a camera.
    2
  4772. Solid video man. Part time realtors are everywhere and they don't realize how in over their heads they are. Would you trust the biggest purchase of your life to someone who looks at real estate as a weekend hobby? I wouldn't...
    2
  4773. Hes 6’5” 255 lbs absolute unit
    2
  4774. Manntonice is his youtube channel I thinkk
    2
  4775. Who’s here in 2022?
    2
  4776. EmanOwnsYou FIXED interest rates. That’s where it’s at. If the markets tumble, you still know what the rent is gonna be, and as long as it’s higher than your expenses, you’re good to go.
    2
  4777. First
    2
  4778. Then the house paid him back, sooo... no not end of discussion lol
    2
  4779. You're missing the point. The goal is to get a property for free and get a minimum cashflow and slowly build equity into the house and get a bunch of these ( build a portfolio). you can have houses with a mortgage make you money forever its called good dept. The problem is this is almost impossible to do with a system because the house has to appreciate in value tremendously. And even then its better to just flip and get a large some of money and flip that instead of having a property that gives minimum cash flow with good debt
    2
  4780. Words and numbers. Graham is a pretty smart guy who works very well with words and numbers. "How I bought this house FOR $0", not "How I bought this house WITH $0". I love how he does the breakdown and shows you exactly the whys and hows. The video put together here is descriptive. Clickbait? Maybe, but if you've clicked on it then he did his job, and well to I might add. Watch his "How I bought a Tesla for $78 per month" video (...also, a numbers game). I do see and understand his thought process and yes he did get this how for exactly what he claims. He did the deal and the deal paid him back. Good job my friend.
    2
  4781. Hey Graham drop a like or heart 👍
    2
  4782. great video! watched it all the way through!
    2
  4783. Invest in index funds like VTSAX. Graham has recommended this on numerous occasions.
    2
  4784. The Blue Armed Hermit Crab had me make another account and subscribe twice. 👌🏻
    2
  4785. HEYYY!!!
    2
  4786. Graham Stephan Like getting punched in the gut by Carlos Matos.
    2
  4787. Last
    2
  4788. I wonder what dave ramsey's favorite credit card is?
    2
  4789. I got 50k Sign-up bonus for getting Amex Gold...just by calling them up and asking (if you’re an existing Amex cardholder). Great video, Graham! 👍🏻
    2
  4790. Graham Stephan don’t respond
    2
  4791. Getting keys to my SOCAL home tmmrw! I have been watching your YT Chanel since the day I made it my goal to become a “ millennial home owner”! THANK YOU FOR ALL THE KNOWLEDGE 😊!!
    2
  4792. Excellent work! That was an action packed and information rich invitation to smash the like button for the YouTube algorithm. Like button smashed again. The ads I get on YouTube are hilarious now, because of all of my smashes. Silly YouTube I smash the like button because Graham asks in a fun way, not because I'm interested in finance. I'm interested in Graham's finance education.
    2
  4793. Depends on the niche. Graham talks about finance, that keyword pays more than gaming.
    2
  4794. Recent article on Forbes, too! https://www.forbes.com/sites/jrose/2019/07/15/how-this-real-estate-agent-made-100000-in-one-month-from-his-youtube-channel/#3bb72fe04f1e
    2
  4795. lol! The Toronto Man Lotto thing is true! RE is outta control here! 😆
    2
  4796. Yo can you heart my comment please.
    2
  4797. Legit thanks for the heads up
    2
  4798. Awe yeah first
    2
  4799. 8:40 fml im in tampa
    2
  4800. I desperately need to believe that all the Suits at all these big companies and banks are huddled around their laptops, sweating profusely and hanging on Graham’s every word in order to catch his next big idea that’ll give them a leg up in the industry xD
    2
  4801. If I smash the like button, I want you to <3 my comment
    2
  4802. I read the bill, it says.... "SMASH THE SUBSCRIBE BUTTON AND HIT THE BELL"
    2
  4803. GRAHAM!!!! You probably recognize my username on here - just wanted to let you know I closed 2 deals in my first week as a realtor in Toronto, Canada using your craigslist lease strategy. I'm 23 years old and your videos really helped me believe in myself and make the leap into this career. In fact, my own father told me I might not close a deal for my first YEAR! Anyway, thanks man. Keep up the great work.
    2
  4804. Can i get a heart plzzzzzzzz
    2
  4805. Comment for the algorithm
    2
  4806. SAME EXACT SECOND
    2
  4807. Amazing video, Graham! 🔥
    2
  4808. Thanks for doing the math Graham!
    2
  4809. Sheesh great video. Lots of things I never even thought about
    2
  4810. I got GE and BIOS for my 2 free webull stocks
    2
  4811. I bet you won’t heart this comment Graham
    2
  4812. Like. Already subbed. Comment quickly. Watch the ad all the way through. Click on ad. Click around on ad link. Return to video and rewatch 😂
    2
  4813. I was watching million dollar listing reruns and saw you on when you were doing leases!
    2
  4814. Drink everytime Graham say Paycheck to Paycheck and you will have a horrible Weekend
    2
  4815. First
    2
  4816. Please collab with Caleb Hammer. He's good, but you could help him polish his show.
    2
  4817. No hes just saying buying a home is not for everyone since it would be better for some people be a renter than a homeowner.
    2
  4818. LETS GOOOO OVER 1000 comments on this channel!
    2
  4819. Absolutely, that's why he's over 500k subscribers!
    2
  4820. Yes, always dropping knowledge.
    2
  4821. Graham, I wish you are nearby. I want to hug you man ! I will be soon 70 years old. Your grand dad, learning from you !!
    2
  4822. Daym Kittl is actually quite cool 😱
    2
  4823. More info should be explained on the fight between Republicans. It was one group that was fighting for change. They don't want the government shut down, but want spending to go down. They are fighting to stop the "omnibus" bill. Each year (as of late) a single bill will all the budgets has been passed. Lot's of pork gets put into it and Congressmen get threaten for stopping pay of soldiers. So it looks bad. They are asking for multiple bills to cover the different departments so they can try to keep the pork out.
    2
  4824. I love all your vids and the ICH. Subbed since the $10 million credit card video. Just want a like!
    2
  4825. Love the 50/30/20 rule. 50% into Tesla 30% bankruptcy stocks, 20% smashing the like button
    2
  4826. The barrage of negative comments here is amusing, but also depressing. It really shows how poorly North Americans are with personal finance, and have almost no clue about the value of compound interest, net worth or the power of tax savings. Everyone is looking for the instant gratification, and doesn't realize that the power of saving $1000 on taxes is like being paid $2000. Since the labour cost for it was zero hours, you've essentially decreased your total annual hours worked, while increasing your annual income paid. Then of course investing any differences means compounding the tax savings annually. What people need to realize is this: Yes you're paying the financing company $640 a month for the Tesla. However 562 of those dollars is being put into a special savings account called "The Government Bank of Tax Savings". At the end of the year, you get to withdraw that almost $7000. What people actually see: GS: "What if I told you, you could get a high end, self driving, electric car for less than $1000 a year..." YT: "That's like less than $80 a year! Let's do it!" GS: "Sort of, but hear me out. You're going to pay $78 a month to Tesla, but your also going to be forced to put $562 into a special government savings account. Then you get it all back at the end of the year" YT: "What? No I can't afford to lose another $7000 over the course of 12 months!" GS: "You're not losing any of it. You're putting it away for a year and then withdrawing it at the end of the year..." YT: "But that's like $640 a month! Only rich people can afford that!" GS: "You're not spending that money on anything. Rich people spend $640 a month on a car when they don't expect a return. You're getting over 85% of that back." YT: "But how will I afford to put money away for retirement, my emergency savings and my vacation expenses? How will I afford my daily $5 coffees and the eating out I do every day at work? GS: "You're not quite getting this I think. If you're already putting money away for retirement, emergencies and vacations, then you should already get it. $562 of those dollars that your paying on your car payment are actually paying for your retirement, emergencies and vacations. Instead of paying your savings account directly, you're instead going through Tesla, who sends it to "Government Bank of Tax Savings" and then they give it back to you. Also, why pay $5 a day for coffees as well as eating out, when you could get an excellent Keurig at home and bag your lunch from groceries is the same idea. Your up front cost seems higher, but your annual cost is much lower. YT: "That's just nonsense! Buying groceries costs me hundreds of dollars a month, while buying a lunch only costs me $10! A Keurig and all the coffee cups costs me a few hundred dollars, when my daily coffee only costs me $5!" GS: facepalm On a side note: at $78 per month, if you were to factor in the cost savings over ICE vehicles for maintenance and fuel costs and also add the savings from the monthly interest ratios of investments (we will say 7% index benchmark to 3.75% finance ratio rounded off to 3%) of about a 3% increase, you could essentially be making money, instead of paying it, by buying this car (and of course, you have with YouTube revenue from this video already). This doesn't take into account battery replacement costs in 8 to 10 years, but I haven't even dipped into the math on that. Large wall of text to say I liked this video! EDIT: Just saw your follow up video which basically explains it all. Great job. Another subscriber here. There's needs to be more well done videos like this that explain the nuance of personal finance.
    2
  4827. I think why most people are getting mad is that they are thinking about it on the scale of an individual. If you pay $700/month for the car, but save/get back $625 at some point, there is a net cost of $75 even if the amount you pay each month is $700. As an individual, $700/month is a a significant amount. Even if they could get 100% back, many would not be able to afford it due to cash flow issues. But as a business with presumably much higher gross income, that $700 is a small or insignificant percentage. Whether or not that money is spent or not makes no difference to the finances of the business. I currently lease a BMW through my business and the math works out similarly. By doing a lease assumption instead of going to a dealer and utilizing tax write offs, the payment that would be $550/month comes out to a net of $250/month. The monthly payment is a small enough portion of revenue that it makes no impact on operations, i.e. it would have likely just sat in the checking account. Hope that helps clear things up.
    2
  4828. Very enjoyable watch, Graham. While others may consider this "click-bait", one has to appreciate that 99% of people do not understand - yet alone apply - principles of financial leverage. You generally have to be a business owner to understand it, as it relates to a somewhat complicated array of things like depreciation, taxable allowances, cashflow management and much else besides. But... what you are demonstrating here is, in essence, correct. I "buy" equipment and tooling for my business based on exactly the same principles. knowing that, at the end of each financial year when all the debits and credits are totalled up, the actual "out of pocket" cost is often negligible. Great video... don't worry that most people don't understand your methods... in fact, unless they operate a legitimate business, they probably won't be able to apply these principles anyway.
    2
  4829. Ligma balls
    2
  4830. Yo graham whaddup can you put this comment in one frame on your next video see if anyone notices
    2
  4831. Hey man, idk if you read the comments but I hope you do because I just wanna say that your doing an outstanding job and you've really taken your content to another level lately. Keep it up man
    2
  4832. If you are reading this and you did not hit the like on the video go back and do it now...... Thanks
    2
  4833. I have been subscribed since you had 500 subs and you have helped me so much I have learned more useful things on your channel than all my years in highschool and most of college
    2
  4834. I used your referral and got $1000 worth of Tesla! I could not believe it
    2
  4835. Thanks! Appreciate your efforts.
    2
  4836. Hey Graham been watching your videos for a while. Kinda being a stickler but my profession is an acoustical engineer and noticed there was a good amount ruffling noise from lapel mic. I'm not sure how reverberant you video production space is but a shotgun mic (aimed at your general direction of speaking) or omnidirectional mic (dependent on how much absorptive acoustic material you have in your video production space) will help. The recording studio sounds like it's in a garage or similar type space. Let me know if you'd like some help on acoustic treatment. Happy to help out pro-bono. Best - Rob
    2
  4837. The baby clown fish was worth it.
    2
  4838. Make your own Chipotle and save money. I have been making a killer taco salad lately!
    2
  4839. ❣️TACO BELL IS BRINGING BACK THE MEXICAN PIZZA😃
    2
  4840. Screw a smiley face i want a ❤
    2
  4841. LOVE YOU GRAHAM. YOU KNOW THE DRILL PASS OVER THE HEART EMOJI
    2
  4842. You know what’s cooler than 7 sources of income, having 8 sources of income
    2
  4843. Graham I finally bit the bullet & signed up for Webull with your link. I got 2 ZNGA shares & 2 SWN shares ($22.68 total) LOL
    2
  4844. No. Save your money as 18 years old and buy a house cash at 21.
    2
  4845. CNBC better get this dude on Millennial Money soon. I YOLO'd $50k on AAPL puts with a Robinhood glitch | Millennial Money
    2
  4846. GUH
    2
  4847. THANKS!!!!
    2
  4848. *$695
    2
  4849. Been subscribed since the "how I Became a Millionaire by 26", and Graham I got to say you inspired me to take action, bought my first rental property this year in my home country.
    2
  4850. First
    2
  4851. Used to be: Subscribe/like if you enjoyed the video Became: Hit that subscribe/like button of you want more content Evolved into: Smash that like button and subscribe Now: DESTROY the living daylight out of the Subscribe button and make it wish it was never born
    2
  4852. Preach!!! 🙌🙌
    2
  4853. Dude! The episode where Squidward turned handsome is the funniest SpongeBob episode hands down!
    2
  4854. Did you make a chart on the depreciation curve? Or can I look at gdax depth charts lol
    2
  4855. Graham Stephan bro, only the authentic and real get my time. I build in Atlanta.
    2
  4856. just dust from the table!
    2
  4857. nah! Its just dust from the table! Thanks for the offer though!
    2
  4858. Ok you got me ill sign up for public but in exchange you have to comment on one of my videos !
    2
  4859. It’s actually dust from the table!
    2
  4860. Reply to this comment lol
    2
  4861. Excellent research!
    2
  4862. @GrahamStephan 1. I want to live a life with the least amount of stress physically, mentally and spiritually. An income of 8 grand/month after taxes would do it. Preferably passive as much as possible. I don't need/want a fancy car or house/apt. Only good internet connection and be able to travel now and then. 2. I'm willing to risk my soul but within a comfortable manner. Let's not exaggerate :p. I want to achieve this before I hit 40. I'm now 26. 3. I'm willing to work about 10 hours a week. 4. I could sacrifice everything, I'm having a hard time getting a green card or whatever it calls because I want to move to the US, so badly and start a business there. I'm from EU and my country sucks. (Sweden) I can tell you all about it.
    2
  4863. I'm in vegas went to super sushi! It was awesome!
    2
  4864. If anyone is confused about all these Avocado Toast references in the comments, here’s where it all started... https://youtu.be/57TtF5ggH9c
    2
  4865. because of people still commenting about I guess
    2
  4866. Here is some more cheddar so you don’t lose out on to much.
    2
  4867. Just @ this at John Mcaffee I literally follow him to see what coins are about to be pumped
    2
  4868. Graham Stephan one day I hope to move towards real estate. You are a true inspiration on what's possible.
    2
  4869.  @GrahamStephan  Notifications are on!
    2
  4870. I love that your asking him the questions that need to be answered if someone wants to enter real estate
    2
  4871. Need to call my insurance provider thanks for sharing this info .
    2
  4872. I BEAT B LEE
    2
  4873. february 12, 2019! ok i'm marking my calender!
    2
  4874. You should make a video for people still in school. Ps, I found your channel because of your youtube algorithm theory.
    2
  4875. Who's waiting until 12th Feb 2019 to invest in real estate when it crashes 😂
    2
  4876. Thanks for the great info as usual! I feel ya on the scrutinizing income part. I'm making 4k a month from 3 different sources but lenders can't use any of it because reasons...
    2
  4877. Actually just did this with Chase. Free money and if you want to keep the account just make sure you have a direct deposit of $500+ per month and there are no fees.
    2
  4878. Don't forget HSBC. $400 for 10k held there for 90 days. I just finished that one, and will do the citibank one for 400/15k next.
    2
  4879. Seems like many BitConnect lenders are saying that they don't acknowledge that BitConnect is a ponzi scheme, while I suspect they wish to play their part in pushing more money into the pyramid. Believe many players are spreading BS while knowing they are gambling their money and hoping BitConnect stays alive long enough to get a decent ROI. Its just too obvious a pyramid scheme. If their trading bot technology was so superior to the competition they would not need to lend your money, its just a silly cover.
    2
  4880. This video is a waste of time. I could bury your theory.
    2
  4881.  @MichelleMarki  You're very welcome! 😎👍 Thank you for the kind words. 😊
    2
  4882.  @grahamfan  Thank you Justin!! We should all be so lucky to have supportive people like you in our lives. 😊
    2
  4883. Next time generate a cute snail using Stable Diffusion AI, the frontier of cute snail generation is endless...
    2
  4884. Hey Graham today is my birthday
    2
  4885. you a guru now. we just witnessed this guy become an "internet guru." congratulations!
    2
  4886. Here’s a secret. The government WILL raise the debt ceiling and print more money. I know because I’m Nostradamus.
    2
  4887. Double it and give it the the next person.
    2
  4888. Edit: I just got April Fools bamboozled didn't I? Oh well, my thoughts below still stand :) Sorry to hear that, Graham. Here are my thoughts. Really a bummer to hear that your neighbors are judging you for being from LA. That's a social bias called 'group attribution error' and it's one of my pet peeves. I hate how people look at an individual based on some overarching perception of an entire group of people. I deal with that in a completely different major US city, and it sucks. People need to do better. I'm not a home owner yet, but have been studying and learning. I've heard no things I like about HOA's (although I'm sure there are some good reasons to join one). I just know that If I buy a house and I pay for it with my own money, spending additional money so someone can tell me what I can and can't reasonably do in my own home is a deal breaker for me. I want the freedom to put pink and purple lights on my front porch if I damn well please. I will admit, I didn't even realize how uninterested I was in alot of stock market videos from you until you mentioned it here, but it's all good buddy. I'm glad you are getting back to your roots!
    2
  4889. And dude, forget jeremy. Live and learn. Your gut is usually right, your spirit of giving the benefit of the doubt is great, however. Stay up, stay strong, baby!
    2
  4890. I am glad I did not miss that really cute turtle by watching the video.
    2
  4891. “What’s up graham its guys here” ?
    2
  4892. This is our fault, as a millennial I sincerely apologize!
    2
  4893. Graham! I just went to missingmoney.com (because of this video and your suggestion) and found out that there was a $145.05 check from PayPal just waiting for me to be cashed. THANK YOU SO MUCH. Took me 5 minutes and I made $145.05. Boom!
    2
  4894. Cool! I read they have a Toyota engine. I may get one soon :)
    2
  4895. My Kitchen needs an island Boiii..see what I did there?
    2
  4896. U win some u lose some. All we care about is the beating we r taking in the market lol
    2
  4897. Optimist live longer for more gains 🤣🤣🤣
    2
  4898. Ok
    2
  4899. Whoaa!!! such cool houses up there
    2
  4900. Stradman is such an inspiration!🙌🔥
    2
  4901. Older Graham in the thumbnail looks a lot like George W Bush
    2
  4902. Great video watched the whole thing gained a lot of knowledge
    2
  4903. preach brother! thanks for the knowledge, super useful!
    2
  4904. Watch kevin be right and everyone will praise him.
    2
  4905. "If you lost money in the market today" - lol somebody made this video in the morning. We're in the green now brother.
    2
  4906. COSTCO HOT DOG PRICES ARE SAFE WOOHOO !
    2
  4907. yay for same price costco hot dogs!
    2
  4908. Me again!
    2
  4909. By making good content he stays in business...
    2
  4910. Heart ?
    2
  4911. Graham Stephan haha oh my gosh i meant trusting
    2
  4912. Graham is the true MVP. Legend
    2
  4913. All those MeetKevin Stimulus videos were WORTH IT!!!!!
    2
  4914. Would Graham heart my comment?
    2
  4915. I checked my 401k this morning and really needed that baby ox afterwards, thanks man
    2
  4916. What did the Papa tomato 🍅 say to the baby tomato while walking? Ketchup 🤣. Wonder if they we're talking about investing?
    2
  4917. Great Video, I see what you did there. But seriously, all your videos are great!
    2
  4918. Need me some "Do Epic Shit"
    2
  4919. Since I found him yes lol
    2
  4920. Duh! Almost done!
    2
  4921. I feel bad for the dude in the thumbnail because they have to deal with that shit name
    2
  4922. Every one. Period. Don’t want to miss anything. Top of mind awareness!!!
    2
  4923. Guys PLEASE smash that like button for Graham!!!! Do it now!!!!! Also, we need more Tesla videos Graham!!
    2
  4924. This is a well-researched topic Graham. Very informative😀👊
    2
  4925. Like and comment for the almighty algorithm folks!
    2
  4926. enjoyed this segment ..was listening to it in the background while I was doing work...at work 😀
    2
  4927. Graham...you just rock!!...you have shaken my belief system...I hope we will do business one day...you are the consumate pro...
    2
  4928. Just a fascinating inside to housing in LA.I must admit the lot size versus the size of the houses has perplexed me somewhat,but the dirt is either Gold or dirt.Here in London ,UK,its either all house and no garden,which is a huge mistake,or vice versa,similar mistake. Even this late in life I just want to move to California where the sun shines,how pathetically dreaming of me.
    2
  4929. I just won the powerball. Thx Graham
    2
  4930. Thank you for supporting trade schools!......HVAC tech here 😎👍
    2
  4931. a society of reading headlines only
    2
  4932. Chuck Norris once tried to defeat Graham Stephan: It was the only fight he ever lost
    2
  4933. Hey @Graham, I've just spent the last 4 weeks working full time and attending night classes 'til 10PM here in Las Vegas. After all the effort and waking up at 6AM to study all this time, I'm so, so elated right now that I've passed my exams! I'm getting ready to hang my Real Estate license after over a year of learning from your journey. I've never commented before, but I wanted to thank you for all the information and inspiration. If you ever come by here and want to check out the Las Vegas market or a client needs a referral, I'd be honored to talk.
    2
  4934. Alex Madrid nope it’s like $350 they sell it at steinhafels or wayfair
    2
  4935. And my mom said my Youtube addiction wouldn't pay off...
    2
  4936. can i get a heart
    2
  4937. Hahah
    2
  4938. Theres no right or wrong, it's all guessing game here lmao
    2
  4939. excellent video 👍🏼
    2
  4940. Lol at 0:42!! And then the baby gecko pic! Thanks for the housing heads up Graham!
    2
  4941. not a bot and early
    2
  4942. Does graham ❤️ his fans?
    2
  4943. thanks for that hippie new-age bullshit
    2
  4944. I work in fraud prevention. If someone wants your info, they probably already have it and are waiting for the right moment to use it... probably with less effort than you think. The fact that Robin Hood realized they were hacked is nice, but for every one company that admits a breach, there are probably 100 that were breached without knowing it. But, that being said, it's not a big deal. Most hackers just want a quick buck and basically smash-and-dash at the expense of your bank or something like that. Most people don't really have much issues recovering.
    2
  4945. Graham Stephan = The Movie
    2
  4946. All these comments about women coming after your stuff and Jeff Bezos and hoes... Where are you all meeting people? I have yet to count among my friends the first one that goes after someone's money. Being single is great and being with someone who shares your same values and helps you grow as a person is even greater
    2
  4947. Thanks!
    2
  4948. If Graham pins this comment I will buy my dad bankroll coffee
    2
  4949. Graham Stephan My life is now complete 🙏🏼
    2
  4950. First
    2
  4951. I just finished watching your other video 80 vs 8. I'm on my way to become a successful man, just like you (same age) thank you for your knowledge, it does help a lot.
    2
  4952. Yes lets go graham any chance of a heart ?
    2
  4953. That is a dang cute Guinea pig.
    2
  4954. Truest thing said.....youtube search is horrendous!!!!
    2
  4955. Santa Claws good luck!! That’s awesome
    2
  4956. Each like contributes to a .20 cent coffee getting a home.
    2
  4957. Brosales1414 pretty much money market & high yield savings accounts. Ready cash to buy other properties when the time is right.
    2
  4958. Graham seriously anybody that is in their teens watching your videos religiously will become successful
    2
  4959. It was very difficult to get into this school. I had to build the perfect resume...I also got in because my story was unique. I came from a very poor, poverty line, single parent family type background and my average was 95%, so that helped a fair bit. It wasn't easy and I'm definitely an outlier. If my parents had money I'd been FI from Day 1. What kind of underdog story would that have been? No, I had 0. My mom made little more than poverty line. It was really tough. I thought getting into Ivey was going to change my life and it did, but it was because I decided to pursue a different path. If I had just stuck to the 9-6 grind in consulting, I'd still be working now.
    2
  4960. 100% Real. I did a video literally walking through every deal and the entire process. I have another, more in-depth video coming out on my channel about the journey I took. I also have a video outlining every single property I purchased, the purchase price, renovation budget, and sale/refinance price.
    2
  4961. You make great content bro. Thanks for another classic video.
    2
  4962. You are right ! We are willing to pay and learn from people like you who are trustworthy and there is nothing wrong with it, everybody is getting something back. But is so easy to get lost with everyone coming , i struggled at the beginning but now, i decided to only listen to a few ppl glad you are one of them. Thanks Cheers.
    2
  4963. Buttered Bread meet Kevin is a machine
    2
  4964. 789irvin haha. I’ll have to train him ;)
    2
  4965. 1. Cashflow from renting it out 2. Free place to live 3. Appreciation If you get a loan and your profit exceeds what you owe, then you are profiting off that loan. This is how you leverage debt, but you also have to be careful.
    2
  4966. The tenant pays for it
    2
  4967. I remember commenting on one of Andres videos asking if you or him could give us a list Of the best financial books to buy and read thank you for actually doing it will be buying all of these books
    2
  4968.  @GrahamStephan  I was waiting for my Friday night notification, glad its up now.
    2
  4969. ill get on grahams shoulders
    2
  4970. wouldn't dare
    2
  4971. Who else is here cause Kevin is on vacation?
    2
  4972. Bro your coffee is bomb
    2
  4973. 3,500th comment
    2
  4974. First
    2
  4975. Go to university and get a degree in underwater basket weaving for 120k. Then graduate and wondering why no one is hiring 😂😂 😂
    2
  4976. We both had Millennial in our title today haha. Yo... millennials, you're such an ungrateful, self serving, lazy generation /s
    2
  4977. Looky-Loo to the 17th power.
    2
  4978. LOL that story had me cracking up throughout. This was one of my favourite videos of yours - I'd love to hear more stories!
    2
  4979. Least dry Graham response in history.
    2
  4980. I'm not sure...
    2
  4981. Isn't BlackRock a giant stock-picking corporation? Why don't they hire monkeys instead of employees?
    2
  4982. Good video. Investing in the stock market is very fun and can be incredibly rewarding. I opened a Scottrade account a few years ago with $3,000 and eventually put a lot more in. In the first year I more than doubled my money and it became addictive. Have to be careful though. You can certainly lose money quickly, as well, especially if you don't know what you're doing.
    2
  4983. The people that disliked the video are probably the assholes who got evicted 😂
    2
  4984. Been following you since the beginning man! Love your content, very motivational. Did the Roth IRA, got into cryptos a little earlier and helped my dad purchase a multifamily home so were basically living for free. Take a look at Dent and Oyster Pearl (crypto). Want to give back for all the advice.
    2
  4985. I work with people in the trades and just happen to be an Econ major. With everyone going into Tech/pharma/business. The trades are understaffed and will pay a premium. The plumbers, carpenters, electricians are making a killing building the luxury condos millennials can't afford to live in lmao
    2
  4986. As a Recruiter in Silicon Valley, I can confirm that this is true! Great video once again 👍🏼
    2
  4987. I swear I will find out these assholes who are disliking Graham's videos....
    2
  4988. Fantastic video! You actually went out and did it. More videos like. This.
    2
  4989. Next time on Undercover Millionaire Graham showing us how to make 25k a month mowing yards.
    2
  4990. Love the new video styles 🤩
    2
  4991. Love it. Very fun to watch and the ending is phenomenal
    2
  4992. Actually useful information. Thank you.
    2
  4993. FoR dA aLGoRiTHm. NOw heArT tHiS CoMMeNt.
    2
  4994. I hit the like button if you heart my comment c;
    2
  4995. Thank you for the nice picture of Adam Sandler.
    2
  4996. That's not Adam Sandler. That's Bobby Boucher!
    2
  4997. 0:34 the video talks about how to prepare
    2
  4998. Michal Friedrich Not true. Most people reward his excellence by watching all ads. That’s why he is one the most paid YouTubers. For instance for me he is the only one I would watch talking about the stimulus package. He is just trustworthy and doesn’t come across as a sleezy YouTuber.
    1
  4999. Gonna take a guess & say invest in the S&P 500 😉 Great seeing a vid from the realest realtor, Graham MF’n Stephan.
    1
  5000. Love your videos I always look forward to watching your uploads and I really think you deserve more subscribers than you have right now
    1
  5001. Graham Stephan never that 😂 love the content 👍
    1
  5002. 😂👌
    1
  5003. What you said at the end of how it's okay to spend money on things that add value to your life really stuck with me Graham. I find it so hard to spend money, even if it is on something that will add value to my life. You definitely showed me I have a lot of work to do. Thank you for another great video.
    1
  5004. I went to college and am now working for my dads plumbing business. I am 26 years old and have been plumbing since I was 18 over summers. I make 77k year and have my own house and 2 vehicles and live comfortably. And this is without having my own company. owners make wayyyyyyyy more. my father has friends who are doctors and has a higher Net Worth than they do. Become a plumber lol
    1
  5005. Would you please give me a heart?
    1
  5006. How can you compare BTC to the lottery? you think you have a better chance at winning the lottery than BTC doing amazing things? i think your logic is a little flawed, and we are talking about you, and you as a succecsful person have 10k to spend to have 1 BTC and be a part of something that could change the world forever. How many chances like this does anyone get to be a part of it, and as you say in your videos you are very aware of how the trust works in bitcoin and you know what bitcoin is, that it could change the lifes of very many people in poor countries all around the world, so why wouldnt you be a supporter of that? You know Bitcoin is better than banks, why not see it as an investing in something good. Think of this way people who dont support Bitcoin are not making the world a better place and that is the truth, we need to this free market for everyone in the world. Invest man, help change the world. Investing in Bitcoin is accualy making the world a better place and i think you know that. Anyone with public voice or buisnuess men should support bitcoin because it help families, kids, men, women and everyone. This is so much bigger than a speculation, it should almost be required for anyone with a heart and soul to help bitcoin grow and spread the word, help people understand what fiat money trurly is, and how we can change it all for the better. I am not preaching to you, its the truth wether you anyone likes it or not. PS: English is not my first language. Banks have never worked and you know the fiat currency all around is failing and the debt in the world is crazy!! You know theese things and there are littarly 10203120 good reasons to invest in Bitcoin there is not 1 bad one. Tell me 1 downside to invest any ammount in BTC? There is noone, if you have 20 dollars amazing you contributed to a system that make so many peoples lifes better. Maybe what you fail to see, is that that people who hold bitcoin and who has been in it for 7 years they dont care about the price (ofcourse everyone does to some degree) but most people in the comminuty we want to change the world and we will HOLD and HOLD and HOLD and WIN and WIN and WIN. You know how Trump won in 2016 is the same force with Bitcoin people who are tired and want change, they are tired of the corrupotion, tired of governments interfering with our lives and stealing from our wallets. I promise you nothing can stop Bitcoin, because the community is the strongest force on this planet who will not stop untill Bitcoin is and becomes the "moon".
    1
  5007. I agree man
    1
  5008. You've gotta use cash for casinos, duh ¯\_(ツ)_/¯
    1
  5009. GrahamStephan good point, only time will tell. Keep up the vids, man! I really like them.
    1
  5010. well said Graham, I think it’s great that it get the younger generation interested in invested. See a lot of potential behind the blockchain but it’s not realistic that bitcoin will be as big in a practical use sense in the next couple years due to government intervention. I am an investor in it, but i’m starting to take profits now, satisfied with the return i made to cover my risk and will now reinvest in stocks and play around with the odd alt coin
    1
  5011.  Gràhàm Stèphen.  Ohh hey Graham! I am so glad that you replied man. I have my credit card info ready for you. NOT!!!! lol! 😂😂😂😂😂😂😂
    1
  5012. 1
    1
  5013. These are the Type of Videos You Should Be Making... Look at Tom Hopkins He Started Out at Your Age Now All He Does is Wright Books and Teach Classes. Over All Public Speaking is the Highest Paid Per Hour Job One Can Get. Work On Your Public Speaking.
    1
  5014. Haha love the Bitconnect bro! New subscriber here :)
    1
  5015. Bro, your channel is the shit!! I'm subscribed to a few other channels, but i literally watch every video you upload. I am from Houston, but im going to fly out to L.A to meet you sometime. Keep grinding 💪🏼
    1
  5016. He forgot to mention that with monthly compounding on top of that original 10k your monthly payments are going to go up and up and up for life. Don't just see it as that flat rate of return as that may put you off investing in the first place
    1
  5017. Same here! :D
    1
  5018. 🙌
    1
  5019. GrahamStephan I whatch all his vids. The houses are fire🔥
    1
  5020. DDG SQUAD!!!!
    1
  5021. I'm fully on the same wave length as you, the future so exciting.....
    1
  5022. mind.blown.
    1
  5023. hei... I just stared a new channel talking about new ways of passive income, will be uploading at least 2 videos a week :) thanks for inspiring me :D. will highly appreciate if you could subscribe to my channel :).. and you valued suggestion and comments will be appreciated too :D
    1
  5024. Nice... thanks, because of your teachings I was able to open a Investor share account with vanguard (Index Fund) I can definitely see the value on that Time+Money=Compound interest!
    1
  5025. Money Chimp calculator at 2:27? Love that calculator! Great videos, btw!
    1
  5026. thanks for posting
    1
  5027. Amen
    1
  5028. mostaccurate
    1
  5029. I never click on clickbait... Unless it's from you xD Hey could you do a video on buying vs leasing a car? I've heard different advice from several people in different financial situations, and I would like to see what's your take on it.
    1
  5030. It's crazy how so much of you philosophy is parallel to securities trading.
    1
  5031. Investing? Not my forte all i know is buy precious metals at a low end and sell at a high end. Now saving money that's easy. Take out $100 per week thats gas groceries and fun money all together. Bills or necessities are not involved with this.
    1
  5032. I dont know if im confused or my mind is just being blown
    1
  5033. Graham playing that reverse uno card on every hater comment
    1
  5034. First
    1
  5035. YOU DID IT! FIRST COMMENT!
    1
  5036. Hey Graham hearr this if you love me
    1
  5037. Already knew it! I blame the lag it takes to get notifications from USA to my country New Zealand. At least if I can’t win the ‘first’ game, I still get some knowledge. Cheers.
    1
  5038. 5th
    1
  5039. Dope video finally decided that I want to do Real Estate 𝑻𝒉𝒂𝒏𝒌 you for the great videos you make.
    1
  5040. Actually, people likely like the video before watching long enough for YouTube to calculate it as a view.
    1
  5041.  @TheIcedCoffeeHour  😄 it's good tho
    1
  5042. Hahaha true dat
    1
  5043. Does anyone know the best way to reheat frozen white castle burgers? Gotta have some while Graham mind fucks me again. ;)
    1
  5044. Quick question would it be more prudent to take the money you are using to payoff the mortgage early and place into vanguard? mortgage interest is still low return in the stock market would be higher over the 30 years.
    1
  5045. Thank you for the video. Very helpful 👍
    1
  5046. I freaking love these videos, there's a lot of questions that i had that i got responded because of these snapchat videos thank you so much :D
    1
  5047. 🔥🔥🔥 I really like the format as it is, might even have to steal it haha. One idea might be to Facetime the callers and show it to the camera just to make it more real and visually interesting for YT.
    1
  5048. Cry tears of joy! Hope you're having a great day!
    1
  5049. These are some of the questions i was having im glad i stubled across this. My main question was the "how do you find good locations". I live in Kansas City, mo so i was trying to relate by thinking of new constructions and developing areas
    1
  5050. I agree with you on having sufficient downpayment. Over here in Canada, anything less than 20% and you have to pay CHMC insurance as well and most people fold that in to the mortgage as well. trying to save up on my first 25% to take my plunge into the real estate. It sucks that the real estate in Canada is quite on the high side making having a signficant downpayment taking a longer time.
    1
  5051. Best video ever!!!!
    1
  5052. I'm going to rent a Lamborghini for a day and hopefully have enough left over for an iced coffee
    1
  5053. * STEPHAN 2024 *
    1
  5054. I'm just gonna watch your video and let it run on the background of my computer so you can get the watch time
    1
  5055. I really like the information you put on YouTube and provide for people like me learning how to better my financial position. Thanks man!
    1
  5056. Bitcoin 😎
    1
  5057. at least college students can get something
    1
  5058. Really needed to see this today, thank you!
    1
  5059. Graham I've been watching your videos for almost 6 months and I look forward to watching every video you post. You share such valuable information such as in this video and I just wanna say I appreciate it so much. You don't understand how much I learn from your videos and how much they impact me. I hope you understand how much of a great thing you're doing be so genuine in your videos. Thank you and keep up the good work!
    1
  5060. The posters are my favorite ❤️ wonderful video Graham. You're the best.
    1
  5061. Love the set :D The T-Rex head really makes me jealous haha. The only thing I might add if it were my set is some sound baffles to cutdown echo. Maybe some large foam panels in a sawtooth shape just behind the camera and some on the roof above the subject. But that's just my opinion. Also, number 3 is SOOo true. I have some friends who live like they make $100,000 a year but have no savings and essentially live paycheck to paycheck. They act like they have a perfect relationship yet they've separated and gotten back together about 3 times in the last 5 years. Crazy.
    1
  5062. I completely agree with every single point you made.
    1
  5063. Great stuff Graham along with your other videos.
    1
  5064. Nice desk and office.
    1
  5065. Rest well. Good job
    1
  5066. Gainssss bro
    1
  5067. What about the fat guy driving the Honda CIVIC? haha loved this video Graham!
    1
  5068. Dude, WTF is that ? Looking at you, and your taughts paterns I see my reflaction.  In the first part of this video you made exactly the same life conclusions that I just came up with just recently. It is like you downloaded the same toughts from the some "some spirutial icloud" that I did just recently. Are you by anychance my brother from another world ? What personality type are you ? INTJ by any chance?
    1
  5069. I am one of your first subscriber. At first i thought "what can he talk about except the fact that he made small amount of money comparing to other youtubers and being cocky to have properties" but with every video you proved that my inner thoughts was all wrong. I am really glad that i pushed subscription button in first video i came across. Have a happy life bro! -from Turkey.
    1
  5070. Love it!
    1
  5071. Awesome content as always Graham! Can you make a video regarding strategies for owning a home and having roommates? I want to take full advantage of my situation!
    1
  5072. Like the back drop. Yes it’s true we often live through our “stories” of what we construct.you are too cute talking about being “older”- looking forward to hearing your perspective in 20 years. I just turned 50 and yes it’s so important to be authentic and live our truth.
    1
  5073. great vid
    1
  5074. I absolutely love the lamp behind you!!!!! 😍
    1
  5075. Vibetelix.
    1
  5076. 2%*
    1
  5077. Now that I get to the end of the video I wanted to mention the YouTube academy. I just bought in 2 days ago and I love it! I plan on being finished by the end of this week! Is the coaching call with you personally?
    1
  5078. Hey Graham thanks to your real estate course. I got an interview with a manager of a brokerage☺️. Personal question since you actually started out at Coldwell Banker would you recommend them as a good place to start out my career?
    1
  5079. This was so helpful - thank you!!
    1
  5080. This is a really unique tip, I've never tried this for shopping before! Save dat money.
    1
  5081. Wow this is a good tip to save money and invest what we can save. This is very helpful thanks for sharing. For ordinary working people this is very helpful. Thanks for giving tips on saving and investing. I am learning a lot from you. More blessings to you because you are generous to helping others.
    1
  5082. alex is a photographer, maybe we can fix it
    1
  5083. But it was free!!!
    1
  5084. Great video!!
    1
  5085. Treasury direct. No minimum, but there is a maximum of $10,000
    1
  5086. 😜🙌🏼
    1
  5087.  @GrahamStephan  hehe
    1
  5088. We need a reef aquarium channel so we can monetize your fish. As grant Cardone would say, “I got fish”
    1
  5089. Graham, buddy, thank you for making this! Thank you for all your videos! Since I started watching your videos in November 2017 I have latched onto and started to incorporate something you said, "I think of every dollar I make as a worker that can make me 10% per year for the rest of my life..." Since then I have started studying to become a financial adviser and saved $10000. I am currently a 3D animator but the studio life isn't for me. If you want something made in 3D and animated, let me know and we'll work something out.
    1
  5090. Graham, you should know if something doesn't make sense it automatically classifies itself as clickbait. I watched a utilization video, and god forbid people not understanding you pay your credit card off before the statement comes. This is youtube I guess lmao
    1
  5091. Really cool credit card tips! Wish I was spending that much to get those points!
    1
  5092. He meant faucet because of the the proverbial forcing a horse to drink.
    1
  5093. Alright, i've made up my mind after binge watching your videos for about a week now(unlike some difficult/fastidious client who took 7, SEVEN YEARS..was it seven?, to make up her mind and just buy..) and have decided(after the sit down, felt ashamed..i'll be honest) to subscribe & like. You're teaching me some very interesting things and you're providing a very fresh perspective of real estate to an unbeliever(i've seen the light). Props to your success.
    1
  5094. Get 8% per day with Bitconnect - Affiliate link: www.bitconeeeeeeect.no
    1
  5095. True.
    1
  5096. Thank you! 😎
    1
  5097. Step 2: Subscribe to Grapham's channel, apply the knowledge & profit :)
    1
  5098. Graham Stephan No prob Graham! Huge fan! You’ve inspired me to look into real estate investing in the future. I thank you for that.
    1
  5099. They're informing YouTube that they're just jealous that they couldn't offer what Graham can.
    1
  5100. Ohh yesss im so early 😩 give me love Graham daddy
    1
  5101. Doug is my hero😂 anyone else?
    1
  5102. Next video: Why I can't stop rubbing my forehead.
    1
  5103. Good stuff buddy
    1
  5104. 💯
    1
  5105. Welll said Graham! I don't find materialistic things bring me any greater long term happiness.
    1
  5106. Good job! I love hearing his point that we are already happy and it is free. However, I would like to point out that we are still missing something. A point that is so strong and simple. See, Graham here says not to spend the money on frivolous things but he himself has "SPENT ALL" his money on his investments and renovating houses. That is spending that gives him happiness! I guess, he derives happiness seeing his money grow instead of spending it. Many self-made rich people has this trait. There are people who buys a lot of expensive cars but still end up earning because they manage to earn money from buying and selling one. There are people who likes travelling, eating expensive food, or staying expensive hotels, spending a lot on their children, or toys/gadgets. It is all fine as long you are certain that it is the very EXACT thing that makes you happy and not just impressing other people; where spending it all only provides the shortest duration of happiness.
    1
  5107. Ok, ok. We can make an exception for the peepee pills
    1
  5108. I subscribed for these type of videos
    1
  5109. Like everything in life, balance is the key.
    1
  5110. GrahamStephan that’s the goal man!! Thanks for being such an inspiration
    1
  5111. This topic is near and dear to me. I'm a physician and I do see good and young people get diagnosed with cancer and terminal illness almost every day. So in a sense I can see what these people are saying. I used to spend ~90% of my income when I was earning $100K, I now earn many multiples of this, yet I am happier than ever spending about $50-60K. Speaking of hedonic treadmills, my baseline is about a 7.5/10 so I am fortunate to be quite content and happy almost all of the time. $$ never contributed to this. Its probably 90% internal. Great topic Graham :)
    1
  5112. Love it Graham! The point of saving and investing money is to have the ability later to enjoy more experiences and have a more fulfilling life. Buying things in the moment leaves you wondering what you did for the past 6 months/year/5 years of your life
    1
  5113. That's why they in section 8 boom!
    1
  5114. When you save money and invest money, you ARE buying something. Freedom of choice. Free time. Security. You're buying more money, because it grows. If money can buy you happiness, it stands to reason more money could buy you even more happiness.. so why wouldn't you save and amass money? Let your money work for you earning interest. It's free. The compromises you have to make are temporary and minimal, and then you get to enjoy the freedom of not being endebted, or working because you have to, for the rest of your life. Is living life to the fullest working until you're 80, hoarding a house full of crap? Or is it retiring early to actually live your dream and spend time with loved ones? Being frugal is not always being cheap, you're just prioritizing and controlling where you want your money to go.
    1
  5115. Agree!
    1
  5116. Hey @GrahamStephan, lately, you've been doing too many real estate videos and I like them, but I prefer when you make general vids where anyone can learn from it like this one. I want to say thank you again and again for your dedication. As long as you upload vids, you will always be my #1 youtuber.
    1
  5117. Also this is such a great video. Really reframed this issue for me! Esp from someone credible. I want to have a passive income so I can eventually travel as much as I want and see the world.
    1
  5118. So smart Graham!! Please keep putting out more content like this since it is the complete OPPOSITE of what 90% of the Self Development You Tubers preach or how they live!! It will be interesting to see where these folks are in 20 years. Having lost a business after 27 yrs & the majority of my wealth & I now have to build it back at age 50 - there are many many things I would have done differently. Wealth does not last forever unless you are very conscience about how you spent it & how you live. It is very easy to make money - the trick is holding onto to it! Thank you again for being such an amazing example for your generation! Viki
    1
  5119. Tell em bro
    1
  5120. like 👍
    1
  5121. Graham you're the best!
    1
  5122. Lol Tai Lopez is the definition of "MADE" ... right.
    1
  5123. Love your videos bro
    1
  5124. Great video brother. It all comes down to perspective and the way you see life. Some change but most don't. It's on the individual to see what life is and set their own meaning to it. Some find happiness in money, others in making burgers, others in doing nothing all day, etc. Life is all a perception of what you think. If you think it it'll be your reality. Peace
    1
  5125. 33rd
    1
  5126. This video man is incredible the way you have articulated the paradigm shift that your wisdom has brought you I’ve re watched a few times now I’m just reading the comments how awesome I have been learning this philosophy your talking about over my few short years on earth and what a powerful idea it is you expressing the stream of knowledge that financial freedom gives me just allows me to be xoressive and smile again awesome video let’s keeps these comments going because they are dope
    1
  5127. Awesome
    1
  5128. Great video! Definitely smashed that like button. It is really cool to see people like minded. Im pretty cheap also but genuinly like living that way. I also dream about being succesful but what i realised while watching this video that is rare to me to dream about fancy cars and such. Im just exited about saving and investing and creating wealth so living cheap doesnt feel like punishment to me. Always nice to watch your videos and notice that im not only one that thinks like this.
    1
  5129. man i wanna have friends like you
    1
  5130. Our money isn't ours, we're just managing god's money, whether we die today or 50 years from now. Misuse of any amount of money will only lead to the loss of said money. Ensure what you have is inherited and not wasted when if/when you pass, invest and reap more. Find something that make you happy, your passion, and do that because that makes u happy, not the money.
    1
  5131. Had to smash that like
    1
  5132. I smashed the like button. Lol on the Tai pop up . Great points
    1
  5133. I have been following you since 10k subs. You are awesome and help me make these right (real estate) jnvestments. Warm greetings from the Netherlands.
    1
  5134. This is a POOR mindset , agree with you 100%. Savings = security = peace of mind = fulfillment
    1
  5135. I think a key here atleast for me when it comes to money and happiness is financial independence. I am actually a low maintenance person but I am currently working towards that goal. My point is that you'll be alot happier if ur not tied down to a job and can just do whatever whenever even it that means just hanging out with friends. I'd rather hang out with friends and not worry about working the next day than hang out with friends and have to work the next day. At the end of the day that financial independence takes money to make a reality and for me I'd be alot happier if I didn't have to worry about the stresses of a job and money.
    1
  5136. Great video Graham! Topics like the hedonistic treadmill (which you mentioned) and lifestyle creep are what made me realize we are bad at knowing what will make us happier. These topics made me realize I don't know how to be happy and led me down the road to figuring out how. However, I have heard people justify spending stupid amounts of money because of experiences (weddings or traveling are good examples). Not all experiences will make you happy (for example, I hate traveling, an experience most people will pay a lot of money for). It depends on the person.
    1
  5137. Hey Graham I saw your comment on Nelk's channel glad to see you watch their channel 😂
    1
  5138. GrahamStephan also been binge watching you and the other dude your friend fron the car lot show. I have made alot of plans. I realise i am super afraid of not having a insurance job that pays the bills always and i am trying to overcome that. Thank you for ur videos, it has helped me a lot. I have a broader view of real estate now. And i propaply will go the same path as you. Save money, buy units rent then again. Till i am satisfied. Again thank you so much. Wish me luck. Not that i need it.🤗
    1
  5139. Ramsey 😁
    1
  5140. Graham Stephan I plan on taking my Ontario real estate course this summer, I will definitely be in attendance!!!!
    1
  5141. Congrats G! I’m definitely doing this as well when I hit 10K subs haha. Also thank you to you cause you’re one of the few people who inspired me to start my YouTube channel and build my brand now I’m at around 5000+ subs (started in late November 2017) . You the man G
    1
  5142. congrats man you still got a long way to go 💪🏻. as I was watching the video I thought to myself how cool would it be to have your number and discuss with you about anything that comes up & vice versa. the reason I really want to win is because I know I could learn a lot and get the most out it and really progress. The reason I think I deserve it is because I’ve been here since day 1 & I remember your first few videos and thinking damn I’ve been waiting for a channel like this for a long time, people like to hear the truth and not follow the stream which is what you do & talk about. I’ve also been following and interacting with you on ig for ages now. I really hope I could have the chance to win this, or you might even choose 2 people to add to your circle & I’m hoping to be the guy that gets to join your journey.
    1
  5143. Graham Stephan Graham I will drag my dingus across a light year of flaming barbed wire just to hear you say a word through a tin can phone. That is why I deserve to be coached by your highness. And if I am not worthy, I will file a restraining order for you against myself.
    1
  5144. Guys are you blind? He's offering FREE COACHING! I didn't want to bring attention to this as it might decrease my own chances but I couldn't believe nobody had actually requested the coaching yet. Well, I WANT IT! I am a newly licensed Real Estate Agent and I acquired my first listing as of this month. I am new and very receptive to knowledge I have yet to acquire (which is a great deal at this point in time). Teach me how to do what you do and I will return the favor someday. Thank you for all the content up until now and for more to come. Congratulations on 100K. Here's to 250K and A Million! Edit: Literally joined Instagram just to follow Graham.
    1
  5145. Love this property. So much potential. What a great find!
    1
  5146. You have no idea how much impact you have on thousands of people and even more impressive how much you will have in the future.
    1
  5147. This video is approved by me, and im a tough experienced critic...make sure u take advantage of IRA, Roth and other retirement no brainer accounts... Plus keep in mind you're a huge advantage living off your investments because you don't have to pay social security ( you only need a requirement of 9k a year salary)
    1
  5148. Graham I need f**k you money need more of your info
    1
  5149. 🤗
    1
  5150. Is the dog yours?
    1
  5151. Awesome video. I bought my house when the market was cheap in 2009. I am thinking of taking that profit to buy a house with cash in a cheaper market in the u.s.
    1
  5152. FindingFitness it's going to be a long time before they're not funny imo.
    1
  5153. Please tell me that you are not reading every comment still, and have a life!
    1
  5154. Yes, They really do. I really wish they would implement Captcha in to the comments section. That would great reduce if not eliminate the bots all together. 😊
    1
  5155. Okay Graham you had a video where you were you were destroying credit cards and basically saying credit cards were bad now you're saying use credit are good for the perks now if I get this credit card and I pay it off before the interest rate it's still coming out of my checking account on my savings account right? And how many points you think my credit will actually go up but just using this credit card and the system you say I'm very responsible with money though I'm busting in 9 to5 trying to build my credit up where I can get into off at 2 real estate
    1
  5156. Bro it worked. I hit the like button and you appeared in las vegas!
    1
  5157. Invest in yourself. Subscribe and listen to this man
    1
  5158. I think burning maybe worse than using them from the fumes lol
    1
  5159. where can i get that board name card that says "do epic shit"
    1
  5160. Jon Noble Noble one I’m not sure what you mean. I’ve learned a lot about real estate, credit cards, saving money etc. I see simple lessons he’s taught that have stuck with me?
    1
  5161. Hey Graham! I took your YouTube Creator Academy Course and someone on your facebook page asked if anyone had done a review of it. Nobody had, so I made one! It's only my third video, I still have lots to learn. Keep up the good work. https://youtu.be/Fwt7mSnhE4k
    1
  5162. I watched a tai lopez ad on this video... it's been a while
    1
  5163. Nick K I would buy the "slow" LFA all day for $400K
    1
  5164. Graham Stephan I know! I saw your story yesterday and saw you were going to upload a video today, ok ok next time I’ll be first
    1
  5165. Thanks Graham! I'll definitely be looking into it. Seems to attract views. We guys love our cars! Nice Lotus by the way! Just watched one of your friend Kevin's video's on Grant Cordone Capital Expose. And watched a couple others. Great content! I love what I'm seeing. You guys keep up the good work. You're an inspiration to others like myself. I'll stay tuned in. All the best! -Marreta
    1
  5166. Wow so I get to this video right after I just commented on the last one about credit cards and find I out your very first mistake was not having a credit card! Lol wow! I've been given backwards advice on credit cards.
    1
  5167. Great video. I bought my first investment property a year ago and the process was pretty smooth. Im seriously interested in using real estate to build a business for myself and retire one day. These videos just help so much with motivation and really help make it seem like a reality instead of just an idea. So thank you for that!
    1
  5168. As a landlord, I literally laughed out loud at the weed story! haha so sorry for you man!
    1
  5169. My husband and I are both 36. Zero money/financial management info when we were kids/young adults. We jumped straight into marriage and started having babies. We now have 6 kids and an extremely happy marriage. I stay home with the kids (and have for about 14 years), he works his butt off at 2 jobs to make the bills and feed all the mouths. Just in the last few months we've started pulling 15% of his paychecks to invest (though it's sitting in a savings account at the moment, not yet invested because we know nothing about investing still and don't know what the best next step is). He's completely exhausted and always stressed about money and we don't have much time together, let alone time together to just have some fun and good life experiences. I just wish someone had taught us about this stuff when we were younger. Things could be so much different right now. We feel like we'll never 'catch up' to where we should be... but we're working on it. We are definitely teaching our kids about this stuff!! My husband and I are both in the processs of creating YouTube channels. Hopefully those will be well-received and help us along in this process! Graham, I watch your videos like all day long for the last week or so and I am so inspired and motivated by all the info I'm picking up from you! Thank you for what you do! P.S. I would totally be ok with you making a video about how to start at $0 and become financially independent before you're 90, when you're already 36 and have 6 kids... though I don't know how easy that would be for you to do since you don't have that exact experience... lol. But, for real, thanks!!
    1
  5170. Great video! I'm trying to take the same route as you. Just started my real estate career with BHHS KoenigRubloff in Chicago. Maybe whenever you visit chicago, I would love to take you around. Love your video.
    1
  5171. GrahamStephan Good and intelligent work. Of course a generally rising market helps a lot.
    1
  5172. Great job.
    1
  5173. Thanks for all your knowledge!
    1
  5174. #watcheditall. I hope i can do it too soon :D
    1
  5175. Thanks Graham!
    1
  5176. definitely need to up my game
    1
  5177. GrahamStephan yeah that's great! I can tell its so cheap because the home I live in is 400k and its not even in west adams/LA. Its in south gate. A much cheaper Area over here where people make less. And for 585k in west LA next to those other cities. My goodness great deal
    1
  5178. Full watch gang
    1
  5179. Nice Radiomir!
    1
  5180. I'm watching all the way through, thanks again. Free ebook when you subscribe! 👍
    1
  5181. 👌
    1
  5182. Love your videos thanks
    1
  5183. Thank you!!
    1
  5184. Made it
    1
  5185. Okay... fine... there... I subscribed. LOL Dude, I've been watching your videos and you are so down to earth compared to Grant Cardone. Hope you keep it that way! I believe we are the same age, but I took the other route, went to school, got a salary job, etc. I do have a side gig as well. I'm hoping to buy a duplex / triplex out in the SGV (prices are pretty insane in some areas) and live in 1 unit for a year so I can use FHA and not use all my capital. Have you done that? Also, have you considered other HOT inland areas?
    1
  5186. This forum is like you’re the real estate professor teaching us viewers your students the process to business and success. I love the videos you put out. It’s motivating detailed and you use simple words I understand not the real estate jargons some people use. I also want to do it soon so I could leave 9-5 job and have more time with my family. You seem to be honest and truly want to help others be successful like you. I hope you don’t get tired of teaching and making these videos.
    1
  5187. Yes the upper unit I showed you.. totally changing the layout. Going to be awesome. They are making noise upstairs right now!
    1
  5188. Why to kill it gram!
    1
  5189. Fantastic breakdown - earning tax free money is especially important early-on, when you're looking to grow rapidly, and want to reinvest 100% of the money that was earned. Save paying the tax for later in life, at a time when you can easily afford it.
    1
  5190. Graham please give me my heart.
    1
  5191. On your way to becoming a Pokemon master!
    1
  5192. Got my two free stocks! They were both from Zynga, the mobile game company, about $9 each.
    1
  5193. I remember I used to trade pokemon cards with other kids in the bathroom like it was a drug deal.
    1
  5194. yo these crypto spam bots are out of control
    1
  5195. It’s weird how big channels are getting docked for monetizing if they swear compared to a small channel like me that I swear a lot and I’m perfectly fine with my monetization
    1
  5196. Congrats on 3mil
    1
  5197. He already did some videos on REITs
    1
  5198. I'm just here to verify Graham is not a bot
    1
  5199. Grate video
    1
  5200. Im so early. Hello notif gang! 🎉
    1
  5201. Hell Allys online savings account almost gives you close to 1.2 interest
    1
  5202. When the real estate market tanked, instead of dumping our upside down home, like everyone else, we bought a second home. We continued buying stocks, now at a much cheaper cost, and started receiving rental income. Now both homes have equity, and our stock portfolio has recovered and grown. We are in the 23% bracket and our mortgages are at 4%. We have no consumer debt, other than a car loan. My only regret is not investing in Bank of America when their stocks hit rock bottom.
    1
  5203. Mr. Stephan, I would like to thank you so much for your educational videos. You have helped me save thousands of dollars. You also showed me how to grow and how to build wealth. Your birthday recently came up and I wish you birthday wishes, but you gave a $200 discount on your real estate course and I finally managed to generate enough passive income to buy it. I am very excited to finish the course. I thank you so much!
    1
  5204. If you can take that money and go double it with a purchase with the same strategies he mentioned. He can pay it back quick.
    1
  5205.  @GrahamStephan  i even let the 4 minute ad play at the end lol
    1
  5206. His cpm is way lower
    1
  5207. Giving should be a private thing, not something that you boast about on Youtube. Graham has given me heaps of tips and advice on budgeting, investing and financial management FOR FEE. At Zero Cost and I'm sure he has done this for tens of thousands of other people.
    1
  5208. SUPER CASHBACK LIST! GENERAL USE! • Citi Double Cash - 2% Everything • Fidelity Rewards - 2% Everything • Paypal Cashback - 2% Everything • Penfed Power Cash - 2% Everything (Military) • Apple Card - 3% Apple, Uber, TMobile, Nike, Walgreens, 2% Everything (All through Apple Pay) • Alliant Cashback - $100 AF, 2.5% Everything ($20,000 Break Even) ROTATING! • Discover It - 5% Rotating • Chase Freedom - 5% Rotating • Nusenda Cash Rewards - 5% Rotating • Safe CU Cash Rewards - 5% Rotating GROCERIES! • Amex Blue Cash Everyday - 3% Groceries • Golden 1 Platinum - 3% Groceries, Dining, Gas • Amex Blue Cash Preferred - $95 AF, 6% Groceries/Streaming, 3% Gas/Transit (If you spend <$3,167 a year on Groceries/Streaming, free 3% cards are better value. Especially when paired with 5% Rotating cards. >$3,167 Preferred is best value.) GAS! • USAA Cash Rewards+ - 5% All Gas, On Base Purchases (Military) • Fort Knox Platinum - 5% Gas • Sams Club Mastercard - 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF) • PNC Cash Rewards - 4% Gas, 3% Dining • Costco Anywhere - 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF) DINING! • Wells Fargo Propel - 3% Dining, Travel, Transit, Streaming, Gas. Free Phone Insurance • Golden 1 Platinum - 3% Groceries, Dining, Gas • PNC Cash Rewards - 4% Gas, 3% Dining • Cap1 Savor One - 3% Dining, Entertainment • Marvel Mastercard - 3% Dining, Entertainment • Sams Club Mastercard - 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF) • Costco Anywhere - 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF) • Cap1 Savor - $95 AF waived first year, 4% Dining, Entertainment (If you spend <$9,500 in categories, free 3% cards are better value. Get SUB and use for extra 1% 1st free year then down grade to free card or cancel unless spending >$9,500 in categories.) ENTERTAINMENT! ("Entertainment" covers broad and different things between cards) • Marvel Mastercard - 3% Dining, 3% Entertainment • Cap1 Savor One - 3% Dining, Entertainment • DC Power Rewards - 3% Entertainment • Cap1 Savor - $95 AF waived first year, 4% Dining, Entertainment (If you spend <$9,500 in categories, free 3% cards are better value. Get SUB and use for extra 1% 1st free year then down grade to free card or cancel unless spending >$9,500 in categories.) TRAVEL/TRANSIT! • Wells Fargo Propel - 3% Dining, Travel, Transit, Streaming, Gas. Free Phone Insurance • BoA Cash Rewards - 3% on 1 of these categories: Online Shopping, Drug Stores, Home Improvement and Furnishings, Travel, or Gas • Sams Club Mastercard - 5% Gas, 3% Dining, Travel (Requires Sams Club Membership $45 AF) • Costco Anywhere - 4% Gas, 3% Restaurants, Travel (Requires Costco Membership $60 AF) • Amex Blue Cash Preferred - $95 AF, 6% Groceries/Streaming, 3% Gas/Transit (If you spend <$3,167 a year on Groceries/Streaming, free 3% cards are better value. Especially when paired with 5% Rotating cards. >$3,167 Preferred is best value.) OTHER! • US Bank Cash+ - 5% on 2 of these options: TV/Internet/Streaming, Home Utilities, Phone, Fast Food, Sporting Goods Stores, Clothing Stores, Gym/Fitness Center, Department Stores, Furniture Stores, Electronics Stores, or Movie Theaters. • BoA Cash Rewards - 3% on 1 of these categories: Online Shopping, Drug Stores, Home Improvement and Furnishings, Travel, or Gas • Amazon Prime Rewards - 5% Amazon, Whole Foods Stores (Requires Amazon Prime $119 AF) • Target - 5% Discount • Rakuten Cashback - Extra 3% through Rakuten • Apple Card - 3% Apple, Uber, TMobile, Nike, Walgreens, 2% Everything, All through Apple Pay *** • NFCU More Rewards - 3% Groceries, Dining, Gas, Transit (Military, Cant set up Autopay from an External Account) • GM Buy Power Card - 5% Everything for first $5000 every year, then 2% Everything (Cashback only redeemable for New Chevrolet, Buick, GMC, Cadillac, or up to $250/yr Statement Credit on in-dealership purchases, certified service, parts, accessories, or GM extras like SiriusXM and OnStar) • Affinity Cash Rewards - 5% Bookstores, Amazon. 2% Groceries, Gas, Dining. 5% Rotating, Rotating stacks with permanent categories if they overlap, 10% and 7%. (Good Chance 5% Rotating is only 2020) Made by Challan Staton.
    1
  5209. No way you replying to that...
    1
  5210. BTW Graham subscribed since March 2020: time to throw away monay!
    1
  5211. Long time subscriber and I have to say for the price of $0.00 I feel the value is definitely above average. If your not a subscriber you should consider
    1
  5212. lol it's funny being subbed to you, then I see that your on Pontiacmadeddgs YouTube selling them their team house.
    1
  5213. Good stuff. Thanks for sharing bro.
    1
  5214. Amazing Video Graham and can’t wait for those car videos
    1
  5215. we'd talk about reef tanks xDDDDDD
    1
  5216. ;)
    1
  5217. Thanks Graham you saved my fam a lot of money this Labor Day. So I shared this technique with others.
    1
  5218. Thanks for the tips and tour of the property; really enjoyed the video.
    1
  5219. Just amazing.
    1
  5220. Omg man this video explains my life! Depression, not wanting a social life, not caring about thing i should, only wanting to go home and sleep... something has gotta change. Ive been working at taco bell for 6 years and im an assistant general manager now but i gotta work 50 hours a week and i feel like its slowly killing me
    1
  5221. I watched the whole thing. I went through the exact same thing and I just up and quit the dead end 9 to 5 life. I'm 23 this year and I've been working on my own business for the past 10 months. Been experiencing failure after failure with little success but there is no quit in me because I know that failure can't cope with persistence and eventually persistence prevails. Listening to your story made me feel better because I could very strongly relate to it. I admire your work mate. Good luck with everything. God Bless.
    1
  5222. That was wrong how they scolded u about talking to the CEO haha...baby boomers are fuckin dinosaurs...the internet isnt shutting businesses down or retail stores...it's dumb ass suits like the ones u encountered that feel like they are smart because they are spending "other people money" and they get a fat bonus without doing any "real work"...so they feel because ur the "young guy" they can kind of shit all over u. They feel like since they are older they know more...THEY DON'T You can't use common sense and logic in corporate. If you could use that then alot of retail stores in our malls and cities would still be open now. If you don't kiss ass u will not get promoted. I only work a job "sometimes" when I need to save up my money and invest in my biz idea(s) and build credit.(ur credit card vids are the shit btw!) Yeah, as soon as u are hired. plan ur exit and expect to be fired...before you know it...they'll be trying to "keep you"....but still as a human ur time is more important than anything on this earth, it's ur personal asset. Don't waste it. If ur wife leave u because u broke after losing ur job...she wasn't a wife..she just a gold digging bitch. i watched the whole thing haha
    1
  5223. I watched the whole thing! Damn I hate how relatable this was. dope jacket btw!
    1
  5224. I can TOTALLY RELATE.
    1
  5225. I watched the whole 33 minutes :) I really like your video's! I'm 18 years old (from The Netherlands) and just got into investing (into funds) because of you. Not a very exciting start but it really gives you feel of the risk involved and how it works. I'm really wanting to be that 2nd type of person succeeding but by investing and trading businesses and goods. You be the 2nd type of person as a youtuber! I'll be watching your vid's as long as your channel exists!
    1
  5226. watched it till the end haha. nice to see i am not the only one who never liked a 9 to five job. unfortunately i did it a lot longer than six weeks. still trying to break out though. never give up hope!
    1
  5227. man u had the job from hell lol!! it was definitely the right decision and it's an experience that probably solidified in ur mind that you had to see it through in real estate where you truly felt free.
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  5228. I watched the whole thing! And I wish I could like this video a million times. Corporate culture is so stifling...I'm glad you found a more fulfilling path!
    1
  5229. I watched the whole thing and i have to say this is one of your best videos. By far... i didnt feel it being boring even thouh it was that long... xD More of that.
    1
  5230. What you describe when your feelings going to work, thats called bad stress. Too much makes you depressed. Thats what animals in zoos have. Thats why workers are „zombies“ „lifeless“ etc.
    1
  5231. Long story, but a good one. I watched the whole thing. I’ve had a similar experience, a soul crushing job. For me it was more the managers that made the experience terrible, because they treated me like scum and like I was supposed to bow to them as royalty. It’s like they did whatever they want but would really put you down if you ever made even the smallest mistake. Thankfully, I was only there for six months and now I have a job that I actually don’t mind going to. I deliver packages for Amazon so I’m on my own all day long, don’t have anyone breathing down my shoulder. And I can put my headphones in and just go do my thing, and am outside all day moving around. And I control what time I get off, when I take my break, etc. I think your first job just happened to be a really bad one. I’ve never had a job that had that many rules and was that serious about them, and I’ve had about 7 jobs now. So thank goodness that all jobs are not like that! It is my dream to be a business owner or at least become financially independent one day, but in the mean time I don’t have to wake up and be depressed every day. So after watching this video I am thankful for that
    1
  5232. this one of the best video on youtube I'm going thru the same stuff at my job work my ass just for them to yell at me ask to be in sales and they say you have to be older or I need to work there longer. go work just to go work it feels like. it getting old and this video just shows you that there people that are going thru the same stuff. P.S watch the whole video.
    1
  5233. I watched the whole thing and I wrote a comment. ( ^SEO^ ) and I liked the video, of course.
    1
  5234. Watched the whole video . I've been there. I used to work for the federal government and made suggestions to save money and was basically ignored. I've seen so much government waste it was disgusting. I've seen them throw away perfectly good equipment and the logic is if they don't throw items away the budget they received would be less for the next year. Luckily I also had an investment property when I started working for them . I got injured on the job and eventually retired but instead of being stagnant i took the money that I received as a settlement I paid off my house and bought more investment property. My life is night and day. I love my life and spend time with my wife and kids sometimes life happens because you are on the wrong path. I cant imagine working for a place that sucks the life out of you. I've been there for years and with a family to support but it was the greatest injury of my life 😀
    1
  5235. watched the whole thing and couldn’t relate more. hands down greatest video on the internet
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  5236. I watched the whole thing! Your attitude at this place reminds me of my attitude when I was at Walmart. I started out on third shift, as a cashier, and it was hell. After about two months I was finally able to switch to 2nd shift after telling one of the managers I was ready to quit and I thought it would finally be bearable. One month in, still very hellish, and I quit. Was only making roughly $250 a week. I’m kind of ashamed of quitting without any notice, but I was depressed and it seemed like the only way. Now I work a pizza delivery job, which isn’t great, but much less mind numbing than being a cashier at Walmart and pretty easy with less hours for about 40k a year give or take a little, until I can afford to be all into real estate, rental properties, and stocks.
    1
  5237. I'm not one to post comments on YouTube, but had to here. Watched the whole thing. Don't stop making these great videos!  Thank you for providing such valuable content! Your channel is awesome and because of it, I've taken massive action to becoming a real estate agent, getting over some of my fears, setting up a Roth IRA, and the list goes on. Thank you, Graham!
    1
  5238. Watched the whole thing. I'm 22 now and had a similar experience 3 times from age 17- 19. After that I started a production service business and now I work with YouTube Space in Culver city and Honda helping them set up events. It's always interesting, they fly me around the U.S. and I have a lot of spare time in between gigs. My company sets up the stage and lobby for events at The YouTube Space LA, if you ever have a meet and greet there with your subscribers, ask for Juan (Castle Logistics) to help with the Moving and set up. I just uploaded the first 2 YouTube videos I had the courage to film, and plan to vlog the growth of my 2 companies. Your videos are awesome and will inspire many young kids to think outside the box.
    1
  5239. Oh and yes i watched the entire video haha
    1
  5240. You’re actually in your garage. What a meme.
    1
  5241. Lol watched the whole thing. I can relate man!
    1
  5242. I watched the whole thing and I’ve been watching your videos for a long time lol... If you ever come to Houston, try to meet up with some of your subscribers, we would appreciate that a lot.
    1
  5243. From Arizona! Watched the whole video! I can't wait till I get rid of my job and make the money that I deserve! I am taking incremental steps to something that takes time but will be well worth it. I am currently building my credit, saving money from my full time job and starting to invest in stocks (acorns) lol I know, it's something 😏. When I establish more money I plan on creating an index. I am looking to build my portfolio to 10 Rental properties(and/or plex) in 5 years. In the next year or two, I aim to make $100k year. But one step at a time right? 😇
    1
  5244. Watched the entire video, Graham. You're honestly one of the most honest and amazing people. I really appreciate what you do on here. Never stop. I'm going to take you to lunch one day after I buy my Lamborghini. Love you, man.
    1
  5245. Hey Graham, I watched the whole thing! =) I became a business owner just a few months ago, it was perhaps the best decision I've ever made. I used to be a software engineer, stuck behind the desk coding 9-5, it was miserable. Now I can listen to whatever talks/music I want while wearing whatever I choose to wear, at the same time working on the day to day business essentials at whatever hours I prefer!
    1
  5246. Great video!!
    1
  5247. Oh and yes I made it all the way through!  :)
    1
  5248. Please share so we can get graham to 100k!!
    1
  5249. Watched the whole thing. Your experience really resonates with my own thoughts about conventional jobs. At my first & only job, I would work harder & strive to be more productive than anyone else there, & what was the reward after half a year of this? a 10cent increase in hourly pay. I left a couple of months after that, as I really respected the manager & he needed employees at the time, but man it's really messed up how it works. They basically reward laziness.
    1
  5250. Watched the whole thing and I think you gave sound advice. Working in a place that feels like you will never get anywhere no matter how hard you try feels like a drag. Keep up the good work Graham and everyone on this comment section.
    1
  5251. Like the onion. Watched it all.
    1
  5252. I watched the whole thing! Had a very similar experience! Felt like I was walking into a pit of depression every time I went to my data entry job at 18. I was not that depressed because I put my two weeks notice after 1 week but everyone else seamed to have given up on life
    1
  5253. This story reminds me of when I worked as a cashier at a busy gas station. I was attending college for a computer science degree at the time so I really wanted some experience in my field during the summer. I applied to my old high school's tech office and when they called me about a month later to ask me if I still wanted the job I was SO happy. It was lower pay and longer hours, but I didn't give a flying fuck. I hated talking to rude customers who talked down to you because 'you were just a cashier and what did you know?' (No one actually said that to me.) Also the pay there was really not what it could have been for the stress it caused. This place didn't have a barcode scanner so every item a customer purchased had to be typed in by hand which meant if you didn't know the code for something you had to look it up wasting everyone's time. I was so tempted to just bring in a laptop with a mysql database and a barcode scanner and use that to help me. I doubt I would have gotten away with it though.
    1
  5254. i watch the hole thing and i hear you i dont get to watch all your video one thing i learned from listening to gary vee and dave ramsey and you is inspiration is like a shower you need every so often and not bath in it cause than you focus to much on getting inspired you get distracted watching inspirational videoson youtube for 12hrs a day
    1
  5255. IVE BEEN THAT GUY! Salute brother!
    1
  5256. I watched the whole video and I'm glad I've heard your story
    1
  5257. Watched the whole thing. I actually work at a tech firm, get payed pretty well, but feel like I'm not living up to my potential. I want to start an online business that will give me spare money to invest in apartments, and then use those proceeds to build skyscrapers. Kind of crazy, but a man can dream. I'm doing more than dreaming btw, I am actually trying...
    1
  5258. I watched the whole video. Loved it, I can relate.
    1
  5259. Your so correct! I litterally get sick. Thinking of going to work before I even get there. Cold , heartless company.
    1
  5260. Watched the whole thing. Cause I had EXACTLY the same experience!!! Even the crying bit... Great video and sending my best regards from Malaysia
    1
  5261. Watched the whole thing. Had the same experience. Cooperate sucks. Started my own business. Been in business for 12 years and I'm also a real estate invester now. Don't get a 9 to 5. Be your own boss. Best thing that could have ever happened to me. Gr8 video
    1
  5262. I watched all 33 minutes. And this is your best video
    1
  5263. Hi. Watched the whole thing and man I would venture to say you described most of corporate American business culture. I have felt the EXACT same way but didn't quit. Bravo to you sir, bravo.
    1
  5264. I watched the WHOLE THING!! I also left my job in corporate america in June -- even though I was making insane money (probably would have made $127K this year), which is pretty good for the area I live in. Although my experience was nothing like yours (in regards to strict corporate rules) there were just too many zombies "calling it in" every day -- while I did all the hard work. Massively demotivating. It was killing me from the inside out -- and the manager wouldn't do anything -- even after talking to him about it for 5 years. I eventually quit, after being there almost 8 years. It cost me a large part of my health. Now I'm trying to figure out what is next and hope I never have to go back. It really burnt me out.
    1
  5265. Sounds like school lol but I’m not dropping out
    1
  5266. This sounds just like me 😂
    1
  5267. I watched the whole thing! I currently find myself in the same situation you were in, and desperately want out. I want to be able to create passive income , I have the financial means to do it, just need to be pointed in the right direction. I would really appreciate some help/mentorship/input. Thank you!
    1
  5268. I watched the WHOLE thing!! You're awesome!
    1
  5269. I watched the whole thing. I agree, I don't want a 9-5. I want the unlimited upside potential.
    1
  5270. I watched the whole thing, very good video. I hope NELK stays out of jail
    1
  5271. Watched the whole thing. Amazing story Graham. Definitely hit a very personal note as I had a similar experience working as a cashier at Safeway. Those people waiting in lines to check in, the insanely strict lunch schedules and dress code, the zombies you see walking around you... Leaves a sickly taste in my mouth just thinking about it.
    1
  5272. i wasn't intending to....but i watched the whole thing
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  5273. You are such a terrific guy Graham, I have felt EXACTLY the same way as you said, and decided I am going to be an eye doctor, and open my own practice. I was laughing most of the time in the beginning of the video because I literally have thought exactly what you thought, and how you felt. I have many plans for future investments, and you have seriously helped me find what I want to do with my life in many ways. Thank you so much Graham, you truly are a success story, and this might sound weird, but I am genuinely very proud of you, and so happy you decided to go against the norm, and do your own thing! Have a great one, and by the way, I WATCHED the WHOLE THING! Been a sub since about 3K subs, and please keep the videos comin! I promise I will like every video you come out with, I do that with only 1 other YouTuber, but I would be glad to do that with your channel as well! Have an excellent day, and you're an awesome dude!
    1
  5274. Hey I did watch the hole video but I hoestly really appreciate you, you have truly motivated me to enjoy and I am so motivated to learn more about real estate and I am only 15 but I am just trying to gather as much info as I can about real estate. Mainly how to start I am confused I have people saying that when you start real estate you work for like another company and if that is a no what do u work for and how would you do it what would you do I think that’s a topic maybe another chunk of people may want to hear more about is how to start what to do, what you did, and just all of those things. I feel like that would be a great video idea. If you read this I just wanted to say thank you so much means a lot. Take care
    1
  5275. Watched the whole thing. Im 21 and worked a job for almost 3 years. Thank god I left that job and Im now making an income that I am happy with through the entrepreneurial route. 9-5 jobs just aint for everybody!
    1
  5276. what a grate video graham im in sum what of a similar situation. i was taught to get a job an work for a living. Im not afraid of hard work. I currently work as a auto technition i love to build cars but over the years working for a dealership its took a tole with all the kiss asses u know and trying to find a way out of my situation right now but its hard when you dont have alot to work wit. keep up the grate videos
    1
  5277. I watched the whole video. Very inspiring. Although I never had a corporate job that's basically how I felt when I worked my minimum wage jobs. I just hate being an employee. I'm working on getting into get into real estate investing. I watch your videos mainly for that and I love them. Getting into real estate is a bit of a tough road to get into for me but the journey and challenges are great. I'm a 1099 independent contractor and that's more enjoyable to me than being an W2 employee. Better pay and I get paid more on value than hourly work.
    1
  5278. -in Mexico I worked 9 to 8 in a bank, now I do what I want
    1
  5279. Watched all of it. Inspiring. Myself I'm at a point where I just know that I don't want to work for someone else without building "my thing" if that makes sense. Exciting phase, but sometimes one feels a bit lost. At the end I just know I can always do a 9-5. There's a sense of safety in that.
    1
  5280. Graham, I watched the whole video. I've been there before and understand the torture of some 9 to 5 jobs.
    1
  5281. @29:30 greatest tip ever
    1
  5282. Same here Graham. Got my first job 4 years ago after learning programming and realized after 2 months that it's just too much bullshit. They wanted me to start at the bottom doing simple emails and said I can move up in a year, learning email design takes 2 weeks and another 2 weeks to really get it down that means I will be doing the same thing for 11 more months, fuck that. On top of that we had to wear nice clothes to just program... you know how uncomfortable it is to do that and on top of that not really doing real programming. That is when I realized I have to do my own thing. I know we spoke a while ago when you started this channel and I can proudly say I have gotten 3-4 clients to start my business and I'm excited to pursue it further. Also another catalyst that pushed me to do my own thing is when I was working at another company, the owner always got to work late and was high af on idk what. But I remember we had a company party and while my car is about to die, tires about to pop and no money in the bank this man has a beautiful home, sick cars, and a good looking family. That is when I was like you know everybody spends their time at a job making this guy rich, I have to adopt that mentality and learn as much as I can from the owners and not really too much for your coworkers.
    1
  5283. I...listened.... to the whole thing
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  5284. Im currenrly a grave yard shift worker it gives me a lot a flexibility thank God ,still though will take my state exam in some days for real estate. I just want to open a brokerage firm down the road,generate som passive incomw and them do what i like. Entrepenership.
    1
  5285. I watched the whole thing
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  5286. This is so motivating i hated school so much i knew a 9-5 office job is not for me
    1
  5287. Hey Graham, I know exactly how you felt. I'm living it everyday. Just want to thank you for your story and all the advice you give. It gives me hope to hear stories like yours. I'm using success stories like yours and Ricky Guitierrez to try build my own. I'm years behind you guys but progress is progress. All the best in the future. J-P
    1
  5288. 💯💯💯
    1
  5289. I watched the whole thing and it matches with me. I am also thinking to quit this life. I have felt the same when I quit my last job and came to Korea to do my masters. I don;t want to end my life doing 9-5 office. I want to earn money with my own potentiality. Thank you for your nice video and hoping this will help others who are thinking to quit their job... Its really difficult to come out like that what you did...
    1
  5290. GrahamStephan damn right it is. They dictated my lunch time and my clocking in and out too. They set up my BF (their best cashier) to make it look like he was stealing money, then fired him. We lost a lot of money. After he was fired my salary had to suffice for us both. I stuck it out in order to buy my plane ticket to go back home since I'm not from America. I spent the last month there alone since my BF had to go back home before me. Never again Mais c'est la vie
    1
  5291. I watched the whole thing - very insightful! I'm at a point in my life where I know that I want to escape the 9-5 and pursue my own thing(s), but it's so hard to get over 'shiny object syndrome' and just focus on one route.
    1
  5292. Watched the whole thing buddy :)
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  5293. Watched the whole thing! Love your videos man, always got my support
    1
  5294. Great video and amazing point of view. I watched the entire video. You are a Amazing person with great insight. Love your videos and I wish you more astronomical successes!
    1
  5295. I watched the whole thing. Lul, reminds me of why I want to be an entrepreneur, and made me question why I'm getting a masters degree. RIP
    1
  5296. Wooh! Made it all the way through! In my first month of real estate and I already have 4 under and one closed! It’s super inspiring to hear some one who is so successful and passionate about such a diverse and tumultuous industry!
    1
  5297. Watched the whole thing!! I'm an Account Executive for a software company in SF and really enjoy your videos. Yes, the culture is more lax than what you described. That said, I too look out the window and wonder what people are doing walking a dog at 2pm on a Monday. It's people like you that inspire me to save 80% of my take home income for seed money. One day I hope to be a savvy investor like yourself, thanks again Graham!
    1
  5298. I watched the Whole thing！Thank you for sharing.
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  5299. I watched the whole thing while studying hahaha! Good vid Graham :)
    1
  5300. I watched the whole video. I understand your problems with that job. Luckily I have another experience with my job when I got out of high school
    1
  5301. Watched the whole thing. I've been there. Got a good, flexible W2 (rarely actually 9-5), and it's so much better.
    1
  5302. I watched the whole thing too. Thanks for the video dude, some great insight into how you made your break away and some great truths about your personal journey. It's obvious you we're a smart kid and its kind of amazing you managed to make it out of the 9 to 5 hustle at such a young age. I'm 27 now and still very much in it myself, but it's video's like this that inspire me to pursue financial freedom and escape from the rat race through investing and making my dollars work for me instead of the other way around. You are someone I would compare to a young warren buffet, anyway thanks again.
    1
  5303. I watched the whole thing. Was in a pretty similar situation as yours but just had to decided that I have gotten enough of it and had to move on cos I know am been built for something greater than always being at the receiving end. I just wish so many people out there in the corporate world realize this on time and start living the kind of life they have always dreamed of. Well, many are only there because of the paycheck and not willing to sacrifice(their job) what needs to be done temporarily for them to get where they need to.
    1
  5304. Crazy, story I had the same experience! That's why I went back to school. In my case the managers in my field are never in the office. My goal is to make enough money to to keep investing
    1
  5305. Watch it and I agree fully. I was recently liberated from the corporate world and I have never been happier.
    1
  5306. I watched the whole thing and had a similar experience--really creates a fire to become successful!
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  5307. I watched this whole vid..very thoughtfull vid im glad u stood up for urself and eventually found something better for u...i work at a 10-6 job and luckily for me the majority of my coworkers and customers there are upbeat types of people..of course there r those who are lazy, have bad attitudes and complain tooo damn much and some supervisors who get too bossy but nothing terrible enough for me to not enjoy my job..i work at a military base btw..im in my twenties and i think me and my coworkers get a long becus we r around the same age.. I think the main reason i enjoy my job becus its for a good purpose..to help the folks in the military...and also help their family
    1
  5308. I watched the whole thing. Been watching for the last two months saving to invest in real estate properties. I never liked working in a office job 8 to 5. My job let me travel everyday.
    1
  5309. Not a subscriber (until now), but I watched the whole thing and i've found a lot of inspiration in this. I'm currently a university student studying biology in my 3rd year and every day I think about how much happier (and how much more money I'd have in my pocket lol) I'd be if I started investing earlier and getting into real estate instead of going through university. However, I recently started investing my money and looking into ways to become self-employed because working a 9-5 for the rest of my life is one of my biggest fears in life. Thanks for the inspiring video and I look forward to your future videos!
    1
  5310. This but make it about the military, specifically the Air Force. Never again will I enlist lol
    1
  5311. I watched the whole thing. And I am currently in the middle of the transition from 9 to 5 to real estate. Totally relate to that story. Thanks G.
    1
  5312. Hey Graham, my name is Joshua Buchanan and I've been watching several of your videos. I really enjoy them. I watched this while video while eating lunch. I finally have seen someone else feel the same as I have feeling trapped in a job. I'm a new real estate investor with a couple flips but long term goal is apartments. 2 years ago I was broke and now I am actively investing
    1
  5313. I watched the whole thing :) I've been in situations like that with various jobs and I have to say there's times to push through and times to just leave. It's hard to gauge when you're young! At the end of the day if there's opportunity, if you're learning, growing, and bettering your life by all means stick with it. If you're bullied and suffocating you're almost definitely better off jobless. If the wall is corporate beaurocracy, sometimes they don't provide the ladder and the 'second guy' is the guy who walks around the damn wall, or builds his own ladder to find out that on the other side is taking charge of your own destiny.
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  5314. You pointed out some big issues in 'jobs'. Especially the headphones bit. Like you stimulate yourself and do your job in a happy way like a human being and you just can't. Just bullshit. That's why people get depressed: no personal space, no creativity. Just being like a butler all day.
    1
  5315. Watched the whole thing. It was a pleasure. We are cut from the same cloth. What took you 6 weeks to learn, took me 10 years. Luckily, over that time I realized the dilemma and became financially independent.
    1
  5316. Graham Stephan Woah, I didn't expect such a quick reply! Thanks. And now I'm off to watch more of your content. Edit: Ok, this is embarassing, but I just noticed that I haven't subscribed to you yet. No worries, I fixed it immediately.
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  5317. I watched the entire thing and I gotta say I love hearing stories like this, and I can honestly relate. Ive been pretty depressed abiut my 9-5 lately but I'm also looking into real estate and finances so its always great to meet other people with similar circumstances, if your ever in Colorado it would be super cool to meet you and have a cup of coffee...best of luck with everything.
    1
  5318. I watched the whole thing. And i wanna say thats exactly what im going through except I'm doing labor in a warehouse. I am so miserable and depressed there. I wanna get into real estate and thats my plan. But i dont have any financial backing what so ever. My parents are drug addicted with no jobs. My brother has a job i cant be supported by him. And we are living in a small apartment with someone were not supposed to be living with. Sometimes i feel like ill never get the chance to persue real estate because of money problems. I need to eat and i need a roof over my head. I need a consistent paycheck, i seen it took you 8 months to sell your first house and i just dont know where id be without an income for 8 months. And it makes my job so much more hard on me because of how depressed i am, it feels like I'm stuck their forever And I'm only 20. And even all my family is in my ear against me wanting to do real estate so i have no support. I feel so alone. But i dream of being super successful as an agent and i just dont know how im gonna get there. Any advice would be highly appreciated.
    1
  5319. 9-5 job = give the least you have Entrepreneur = give all you have That's about it, that's the system. Glad you turned it around big time.
    1
  5320. "watched the whole thing" I have to commend you sir, for touching on a subject matter that i'm sure EVERYONE has experienced or have knowledge about, but grind through the days and nights becoming weeks into months into years and so on, un-happy and mindless at work, zombie-like and probably depressed, yet do it because it's the "norm". Having you share your story feels like a win for the underdog. Thanks for the breath of fresh air and keep up the great video content.
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  5321. Yoo Graham, I watched the whole video. Your story is inspiring and the fact that you discovered at such an early age what you didn't want your life to be like is awesome. Thanks for putting out so much value through your channel, watching your videos on real estate is really helping me towards my goals as I recently left another industry and am pursuing a real estate career now. Stoked to meet you one day
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  5322. Graham, I can't thank you enough for the insightful value you share in all of your videos. At heart, I am always far more eager to watch and listen to your videos than you are to make them. I believe it's necessary to recognize that you have inspired young people like me and countless others to go forth and conquer!
    1
  5323. I watched the whole thing. haha As a software developer intern in a big corporate environment, I would like to share my experience a little bit. At first, I was put off by the cubicle and dress code. However, there is a massive shift in the workplace culture. People, including top-level executives, are pushing for jeans, open communication, and just trying to make a less stressful work environment. There's no reason we all have to wear suit and ties when we never see our clients! And I think my workplace understands that. It also helps that if I feel there is something that can be done better at my company in any way, I know someone will listen and something will get done about it. Given this, I really like MY 9-5 environment, although I'll eventually leave simply because it's not fast-paced enough and I'd actually like to work for some startups or something and really be creative. That's my dream. I'm investing on the side in hopes that I can make career decisions independent of the salary. My field makes a lot of money, and I live frugally so really, given my investing plan, I'll quickly be able to settle for lower paying, better jobs, simply because I've invested. You can't put a price on life satisfaction. It means something different to us all and we're all going our own paths to get there. Congratulations on your ability to achieve your goals and dreams. Hopefully, I can be working on the tech I want to work on, when I want to work on it. That's my dream, and investing is an avenue to get there. I watch your channel equally for financial along with borderline philosophical or at least reflective life-lessons. Keep producing great content!
    1
  5324. Watched the whole thing. I love your content Graham, always great stuff! Also I appreciate you sharing your personal story. It’s really awesome to hear people’s stories that drove them a certain way. Thanks again for sharing!
    1
  5325. I watched the whole thing and strongly agree with all the points touched on in this video and when is the next phone call qna ? I would love to be apart of it thank you for making content I can relate to !
    1
  5326. I watched the whole thing, Made it to the end :) Thanks for making this video, I've felt the same way as you when I got my first job but bounced around till I found one that I felt I needed to show up for everyday, but I'm at the point where I also feel that I can't put up with the hierarchy and rigid structure even at this job any longer, I've gotten into investments but not real estate yet. I'll start my real estate investing summer of 2018. Thanks for all the info and sharing your experiences.
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  5327. I love coins !
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  5328. I watched the whole thing lol
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  5329. haha the fog!!
    1
  5330. Watch the whole thing. You have the sales chops you wanted in that first corporate job. Great story. Checking shoes for now on. LOL.
    1
  5331. I watched the whole thing :)
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  5332. Watched the whole thing, fav part was you handing in your 2 weeks but ended up leaving the same day LOL ... funny thing is that i also want to go into real estate but work a 9-5 job that i dislike just like you did. I cant wait to start my real estate school and hand in my 2 weeks! Your videos make me feel better about choosing real estate and i hope i can be as successful as you Graham! Keep it up :)
    1
  5333. I watched the whole thing, not usually one to comment on anything but this video really got me because I see myself in the same shoes you were in. I'm 19 live with my single mom and I don't have a job or go to school yet, I never ask her for money because I do my own hustle online and buy my own things and pay for my car insurance with reselling bitcoin and eBay but doesn't make me much at all. Im very stuck on what i want to get my head because I can NOT see myself working a 9-5 I'm not that average teenager who gets a part time job and goes to school full time but doesn't have a clue on what they want to do and ends up in debt paying for college. then theres me... who doesn't want to be miserable and build someone else's dream when i have one of my own. If you have any advice please get back to me much appreciated. Love your content brodie
    1
  5334. You are very welcome. It`s just incredible that you can nowadays reach people all over the world with youtube. Keep going like this.
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  5335. I watched the whole thing. I was in the same position as you few years back, but my job was a little more better :) and the feeling on the day I left the job place is the best feeling in the world...freedom :) keep doing the good work...peace
    1
  5336. Hey it's me again, the 1st guy who won the book and the guy who commented a few times on your channel about a few things, and yes I've made it through the end, I can't thank you enough for the time that you offer to us... I mean, I would literally spend a 1000$ from my own money right now to spend only a few hours with you, I never saw anyone in my life that guides me the way you do. I see myself through you as I'm 18 right now... I'm into investment and working on my projects, but I'm studying computer science and it's killing more and more everyday because I just feel like I want to work on my own projects (some of them were true success, end up cashing up a couple of thousands of dollars), I just want to work on my e-commerce projects all day long but I just can't because I have the feeling that by quitting, I'll be a failure to my parents but to myself too because quitting is not an answer. Thank you Graham again, I'll never forget you for the rest of my life and if I ever succeed in whatever I'm doing, I'll never forget you and mention you.
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  5337. I watched the whole thing
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  5338. I actually watched the whole video! Even though i basically always do especially since you & BC are a motivation i love your guys videos since im also in the process of becoming a realtor all i need now is the State Exam! Keep the video coming bro you never know who you are inspiring videos like yours & BC actually change mentalitys and sure can change lifes! Thanks
    1
  5339. Holy fuck! I've had these types of jobs before, and they suck. It feels as if everyone you work for is just trying to make you as miserable as they are. I'm studying to be an Electrical Engineer and I'm scared shitless that this'll be the only thing waiting for me after working my ass off.
    1
  5340. I watched all the way through.. Its funny cause i have an interview this Friday for a 9-5 in an industry that i know is very frustrating. Best case scenario, i'll be quitting it within half a year. Just need a steady income while i build a solid base for my future of being an "entrepreneur". Quick question: What is your opinion on redbubble.com? Seems like a VERY good way to start a brand/business with 0$, just wondering if I'm missing anything. p. s. I'd love to see you do a Amazon/shopify drop shipping setup in detail from start to finish Thanks man! Very informative videos. -Stan
    1
  5341. I watched the whole thing btw. 100% agree with what you talked about
    1
  5342. Everybody should watch Secret To My Success starring Michael J Fox. Great movie from the eighties that is all about breaking from the corporate mold.
    1
  5343. Watched it through! Love the content. Keep it coming. For any real estate referrals in the Sacramento area email me at jamilkatz@gmail.com.
    1
  5344. Watched the whole thing. I appreciate you sharing this with us 🙏🙏🙏
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  5345. I watched the whole thing. It was worth it. Great story Graham. I myself find it difficult to be excited about my career due to the corporate drama and theatricality, even when the actual work is interesting. You've inspired me to continue working towards financial independence. As a teen who is about to turn 19, I feel like I've been able to get ahead of most other kids my age who are solely focused on just school or hanging out with friends. Thank you for that. Those Vanguard Index Funds though!
    1
  5346. I never had a 9-5, I left school straight into starting a business. The thought of one day having to get one makes me work twice as hard at my own business. The amount of people I know who go to jobs they hate to make money just to get wasted every weekend and forget their reality is shocking. I watched the whole way btw, it was too good a story not to!
    1
  5347. I watched the whole thing. I have been getting my real estate licence’s to do the same thing and leave my job.
    1
  5348. Watched the whole thing.
    1
  5349. i saw the whole shit
    1
  5350. Thanks for your response, just subbed.
    1
  5351. Watched the entire thing! I've worked that same job for 7 YEARS. It wasn't an office job, it's a cooking job for a restaurant. Finally got tired of the current employees and just never showed up to work. No letter. No 2 weeks. Just vanished. But I only went to ANOTHER restaurant. I still feel great for leaving that other place. But I feel like it'll just reach that point again. My only passion is computers and film editing/producing playing video games and washing cars. I have no clue how to turn my passions into cash.
    1
  5352. There are many folks who experience negative vibes at their place of employment on a daily basis and feel "that's just the way it is" , and that in a sense is a nudge to start seeking a way out of that environment either to search for other employment or to make the bold move of becoming self employed. There are companies which require their staff to punch in and out for bathroom breaks, for crying out loud.
    1
  5353. You were people pleasing at this job. Glad that's over right? I feel the same about my job for about ten years now... just don't have the balls to leave
    1
  5354. FUCCCCCCCCCCCCCCCCCC THAT. CONFORMITY IS THE REALEST KILLER.
    1
  5355. Did I really just watch the whole thing, yes I actually did...... Thanks for sharing Graham, that was really encouraging. I never finished my college degree, had a 9-5 for about three months and quit as well. Now I am flipping houses and owning 5 paid-off rentals, never have to worry about having a boss over me and getting fired one day any more. Really saw a lot of myself in this video. If possible, would love to stay in touch, my email: thegarygao@gmail.com
    1
  5356. HA HA HA HA HA !!!! Dude you killed me with "the garage" :D :D :D All the best my man :)
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  5357. Thanks for watching!
    1
  5358. Awesome video! I definately can relate. Its like corporate america has no common sense. But thanks for sharing your story Graham!
    1
  5359. Watched the whole thing , bud. You're an effective communicator. Take away lesson: Always trust your gut. Kudos on making the change and continued success!
    1
  5360. I have been on the edge about my current job (+part-time college) and starting to do real estate (realtor, rental investing). Thank you Graham for giving me even more confidence that the decision I'll be taking will be the better one for me.
    1
  5361. You Story is exactly what I feel in those companies !
    1
  5362. I worked for a company with a good pay and it was my dream Job. I almost worked 56 hours every week and my work was going better than expected. But environment became toxic for me when Manager used to shout on me every day ! He had a short temper and was always behaving weirdly as if I was not a human being. He expected me to become a robot which was not possible. Finally after two months, at morning he called me for a small mistake that didn't make sense ! I had drafted hundreds of proposals with our regular format, a client has mentioned his few payment terms in a table, obviously I put his payment terms in our proposal as per our format without a table. This mistake that doesn't make sense made my manager crazy as hell. He shouted so badly that he was almost going to kill me. I went on my desk and cried a lot. For almost half an hour i was crying with whole office watching me and no one dared to speak with me since everyone was afraid from that manager. That moment I decided to quit and be happier than being miserable. I wrote my resignation letter the same time, printed it, went directly to the managers office and submitted it to his desk. He asked me to sit down and spoke calmly with me that I am making a wrong decision. He said my decision will destroy my career. I was silent and just told him that he may find a better employee and I am probably not the right person for his work. Second day while I was still on notice period. He wrote me an email that I should still come to his office, meet and try to resolve the issue. He told me that my work is very good, that I've worked extra hours. But as I knew that this manager's behavior can never change and I stood with my decision until completed my notice period. I left that company and within same week I got job offer back to my old company which I was happier working.
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  5363. I am a true subscriber
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  5364. Keep up the videos - They're truly inspiring. Looking forward to your next post!
    1
  5365. Cool man..!
    1
  5366. 1984
    1
  5367. Great video i watched the whole thing
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  5368. I watched the whole thing lol but not a subscriber 😂
    1
  5369. This scares me
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  5370. Watched the entire thing. You seem like a really genuine, smart person. Hard to come by these days. I'm probably a little younger than you, but I've been feeling the same emotions that you had. It has gotten to a point where my job is affecting my personal relationships with my family and friends. I work in law enforcement and work 12 hour shifts. It also doesn't help that for the past two years, I've been working the midnight shift (7 PM - 7 AM). I'm a recluse now and I can't function normally when I'm not working. While it's for some, it's just not for me. I can't wait to get into real estate investing. Also, I definitely smiled when you described how you quit your job. I can't wait to be able to be in a position to do this. Thanks for everything you do man. You deserve everything you have and more!
    1
  5371. I watched the whole thing, great vid man, this business culture you talk about is incredibly similar to the culture in the Army i deal with every day. Counting the days tell i get out.
    1
  5372. Man I am in an identical situation, just grinding this corporate 9-5 working on my license haha. I’m miserable for sure, I need out.
    1
  5373. Yes!!!! This right here is why you’re an inspiration for life to us all! I work for a bank and always thought when I was younger, that I’d make my living selling beautiful homes! You’re my most watched on youtube — if it’s not real estate, it’s life skills101 ft. @GPStephen Thank you kind sir. Thank you.
    1
  5374. Wow! Seems like you had a really tough time there but can imagine when you initially got the job, how happy you were. I worked 9-5 jobs most summers for the last 5years since I was 16 but have always loved entrepreneurship, now with a year of college to go I'm getting into real estate videography and eventually want to invest in real estate myself. Your videos are the best thing ever! 🔥
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  5375. I watched the whole thing...I fell you! FUCK A 9-5
    1
  5376. I get it I am freeze dried inside where I am at I want to kick that dead end job to the curb!
    1
  5377. I watched the whole thing. Thank you so much for sharing you story Graham. You have become a source of inspiration to me, and also a mentor. Right now I’m at that point where I don’t want to be a zombie anymore and do things I don’t enjoy doing. I’m working in real estate part time so eventually I’ll do it full time and quit my job. I have convinced myself that this is the path I want to take to generate abundance in my life. You deliver such a great content, you should write a book soon. But for now keep uploading videos like this one. If you could go back and give young Graham a piece of advice about entering real estate, what would it be?
    1
  5378. Watch the whole thing. In the military right now and exactly how you used to feel back then. Hopefully get my licence after I head back to California.
    1
  5379. Great video that kept me glued for the entire time. I was actually "blessed" with a 9-5 1 year prior to graduation, in my field. After doing both school and the job full-time, basically draining my tf out of myself, I decided to leave the job. Even though I had my own office, cool salary/benefits, and more flexibility than I ever expected to during that period, the routine just went against the grain for me. I became tired of working around mummies who lacked creativity, but were still paid an obscene amount of money. This video came just in time. I graduated in May and I am still unemployed, but it is better than being in a place that'll make me jump off of the Brooklyn Bridge. These circumstances have forced me to face things and ask real questions about what I really want.
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  5380. Not gonna lie, one of the best videos i've seen this entire year, thanks for being so open and vulnerable
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  5381. Watched the whole thing... twice 😝
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  5382. I watched the whole thing cos that was me 2014 to 2017. I freshly moved to Canada with a Bsc in Business. My friends introduced me to construction and field jobs. These 2.5 years were the worst years of my life. I despised waking up everyday to go to that environment but the pay was good yet I was miserable. I summoned the courage to quit In June 2017. I felt liberated that day as I was driving home. Now I'm doing less paying job but at least I'm happy doing it while waiting to finish my immigration consultant program. I can't wait to start crushing numbers once I get my license. Bottom line, if you hate your job, quit cos that's the best thing you can do for yourself. I hope I get to meet you one day.
    1
  5383. yea i watched the whole thing, im currently in the same 9-5 situation as you, im quitting my job as soon as i get my degree as i am in a horrible industry
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  5384. Great video👍 I can't relate so much i hate my job
    1
  5385. I watched the whole thing , and this video and is truly inspirational , and really makes me find what I really want to do and I'm good at.. But I constantly feel like a screwed just for my lack of motivation to do well at college ... Wish I could be a little more like you , and just got with what makes me happy , just wish I knew what that was... Regardless thanks for the great video and you truly have a gift when it comes to speak , you were born to do these type of videos. Best of luck and keep inspiring others, you have no idea how much a story like this can change someone's life.
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  5386. 2 years into my 9-5 job working in a call center... I couldn't do it anymore I was having panic attacks daily and my mind was going to dark places, so I left. That was about a week ago.. I feel so free now I forgotten what it is like..
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  5387. I watched whole thing and I'm glad I did. I been feeling exactly like you lately. But I need to the money to pay for tuittion. So I'am forcing myself to stay in this job until I save enough. I'm happy for you. Keep motivating people.
    1
  5388. At that moment when you introduced yourself with the CEO and got called for certain protocols to follow , you know that company is not worth your time. I can relate to your story. Number 2 choice was a dead end promise that is not being fulfilled.
    1
  5389. i watched the whole thing
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  5390. I agree that investing seems boring. I think thats why bitcoin has been successful. You see videos of teens or rebellious kids investing in bitcoin and that really inspires other kids or other adults that if a kid could do it so can they
    1
  5391. I watched the all thing ma bro
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  5392. I watched the whole thing... sounds like me.
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  5393. I watched the whole thing. Graham I relate with this so much I started my first job in a office as well and fortunately my job was a lot more lenient than yours was but nonetheless I still had some of the pressures/rules of corporate culture and that was enough to depress me and not want that sort of lifestyle. Thanks for sharing your story
    1
  5394. I watched the whole thing stephan! youre a smart cat, and a cool dude!, getting my Ca real estate license soon, just need one more class, maybe we'll bump into each other as i also live in los angeles. cheers!
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  5395. I watched the whole thing! I've had similar experiences...am taking my real estate licence exam soon too man I agree with 100% with everything you said! I'll be on your level soon hopefully!
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  5396. I watched the whole thing. Graham I think you are lucky.....very lucky.....The only thing worse than a completely ridiculous horrible 9-5 job is one that is just good enough......Like I have built 2 side hustle companies totaling 23-25kish/ month(then my salary), and feel if I just quit, id probably be better off in a month or so but having a salary, and a company Vehicle, and leisure and (well shoot I'm listening to you talk while I work) but its so draining.. but how does one leave a 100k a year job when its just good enough.....literally 1/3 of my income will be gone...I was going to go into real estate as well, had it all planned out, but I'm wanting something more scalable. A real-estate friend I know makes great money, she's a million dollar real estate agent, haha. but With my side companies, ive come to the realization that I want companies that are scaled outside of me. Products, businesses leveraging other peoples time. etc. I know real estate you can do that with teams and such but Im already at the 'I need to scale myself.' So I think you got lucky with the experience you had there. Because to me anyway I think having a just good enough company that holds you back from your true potential is even worse........ive been saying soon for about a year now, HAHAHA. anyway, awesome video man
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  5397. I like your channel and the content you put out. I watched the whole thing. (Like Graham said that this was his experience and doesn’t mean that all companies are like that. For some kid that just watched this, don’t feel so down about 9 to 5. I work 9 to 5 and I love my job. I am a chemist, I love formulating and get chance to be creative every day at my job. I have plenty of friends that love working here and don’t have stick up their ass. Nothing is as strict as said in this video or what Graham said. Just wanted to give a flip side of Graham experience. I did have intern/temp position that I felt like Graham but they were very short period and I saw them as paying my dues. Moral of both sides of things, for kids watching this, execute your actions and if you don’t like it, you have power to change it. There is more to life, don’t feel stuck. You are not a fucking tree, move on!)
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  5398. Watched the whole way Through. Great story, thanks for sharing.
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  5399. this video really has me thinking... my dad has worked for more than 40 years, has dealt with people that are lazy, assholes, everything. for more than 40 years. he probably doesn't care about his job cause he is used to it, I don't want him to keep working and I've been at my job for a 2 months and I hate it. this video really has me thinking man I can't let this be the only "success" I have or the only life my mom or dad will know. I'm going to work my ass off with investing and grind my ass off for my family. this video really got me going. I found the spark. thank you Graham so much.
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  5400. Damn these youtube videos! haha i just quit my terrible super stress on call weekends never ending office job. Not sure what ill do now.😓 guess were winging it lol
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  5401. I made through the whole thing...!!! I don't know why you're clapping...Your story is sooo absorbing!! I'm stuck in my 9-5 consulting job for about 3 years now (first job out of college)...I'm an international person with working Visa program so I don't have as much freedom to just quit tonight! But I'm continuously building my stream of income other than my 9-5 job so one day I'll just peace out...my job is definitely much more rewarding than others to be honest but I just want that life style change..without bosses and always have to be infront of my PC...(software engineer job currently) I also wondered the same thing!! why are those people at cafe at 2 PM??? You are my true hero!! Keep making videos!! One day I'll be like you!
    1
  5402. I watched the whole thing and by the second incident I would of left that job without hesitation. The hierarchy businesses are miserable in my opinion.
    1
  5403. I watched the whole thing! I'm currently in college for computer science and got what I thought would be a fun college job, giving tours, doing orientations and other program for other students. However i soon realized I was busting my ass to cover my bosses ass when he failed to organise the events. One of the biggest perks is we had our own office space where we could hang out, eat and do homework. One day we get an email taking that away from us because they want to maintain a "professional" environment. That's one of the first signs i got when I realized working for a big company isn't for me. I got an amazing opportunity to be a property manager at a growing company where the office environment has personality and I feel like I am part of a team, not like i work for someone else. Your videos have been extremely inspiring and educational and I appreciate the time you put into them. I'm 19 years old and will have my associates by the end of this year, however I do not plan on going on for a 4 year degree in cs, I feel like I have a great opportunity to learn a lot about real estate and make a living investing myself once I'm adequately educated.
    1
  5404. This video honestly resonates with me so much. I'm so glad I wasn't the only one in the same position at a young age. Not gonna lie, I'd cry on the way home as well lol, anxiety and literally everything you went through and felt is all so relatable to the way I was. I still can't believe I lasted there for 6 months.
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  5405. I watched the whole thing and I totally relate to the story. Worked for two weeks at a bank and it was so corporate and mindless, had to wear a suit with nice shoes even in heavy snow. I quit and now I work in the gaming industry in a open minded company with awesome people, saving money, working overtime in order to begin investing. LOVED THE VIDEO AND STORY!
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  5406. I watched the whole thing while getting ready for work.
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  5407. Watched the whole thing, had really similar experiences in school and first jobs, just didn't want to take shit like that for the rest of my life so doing my own thing, it's risky, but there's no rules!
    1
  5408. I watched the whole thing. I'll be graduating next year at the top of my class with a degree in Mechanical Engineering. I hope my 9-5 in engineering wont be as bad as your experience lol. I'm just grateful that I'll be able to graduate with a considerable amount of money already saved up and zero debt due to scholarships. If I end up not liking the engineering 9-5 I can build some capital with my high starting salary and find another way to make a living. Thanks for another great video Graham. keep up the good work!
    1
  5409. I don't Work 9 to 5 Graham, but I definitely know people that does and they hate it. I work in the food industry running food or serving and shit but I am done with that life style where there are days without making any money, so. I decide to make a change in my life by going into real estate agent. don't know anything yet, and on my search I came across your videos and got me hook into motivational. So I see you soon in the other side ;)
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  5410. I watched the end
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  5411. I watched it all the way, thank you for being so honest. I feel like I am in the exact same situation as you were, really want to just walk towards this problem and quit! But I have 3 more months of bond which forces me to stay... anyway you are really inspiring, please keep making youtube videos, really enjoy most of them
    1
  5412. LoL I did watch the entire video. Funny how you asked us to comment on that. Your experience made me think of my own. I feel at times I am surrounded by sheep.
    1
  5413. All 33 minutes..
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  5414. Watched the whole thing, Graham. Your story really resonated with me. Keep up the good work!
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  5415. Watched the whole thing! It was a great story and honestly I've had a similar experience and now am in progress if building my own business. Thanks for sharing your story!
    1
  5416. "coin collecting" OH TAKE THAT JR GARAGE
    1
  5417. It's not near this bad at my job, but one of the main goals in my life right now is to get free and work for myself. I don't care if it's $40,000 a year. I just want to work for myself.
    1
  5418. Watched the whole video, great stuff!! Very motivational thanks for sharing.
    1
  5419. Watched the whole thing! I’m not a person to cry ever, but a few points that you mentioned almost put me in tears. When you said you hated the weekend because you knew you would have to go back anyway. Also how you felt liberated when you finally made the decision to quit and during it all it depressed you to tears. I was there too! I stopped working for someone and started working for myself and I couldn’t be happier, being free and also making MUCH more money than working 9-5 could ever give me. Awesome video man!
    1
  5420. Hey I watched the whole thing and let me say your definitely right about the whole corporate culture and to everyone out there that is trying to please everyone , don’t because the only person you have to please is yourself
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  5421. whole think dude nice vid
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  5422. wow... sounds like my life... but without the drugs gambling and prostitutes watched the whole thing, but serious though i worked an 8-5 for almost a year manufacturing like a robot... no idea what im doing now though. sucks being guy #2
    1
  5423. I watched the whole thing thinking about how I’m in a very similar situation.
    1
  5424. Watched the whole thing, recently quit my 9-5 at a bank answering inbound calls. Never felt so relieved. What do you recommend for someone with little assets to sail in the entrepreneurial ship?
    1
  5425. I watched the whole thing (as usual) :-)
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  5426. I watched the whole thing! I like stories, especially ones that are parallel to my own.
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  5427. 9:40 Elon Musk Talked about that a longer time ago and how he does it in his companies. and that system rly sounded good. not like the system of that companycuz thats just time consuming. But tbh i rly see tye point of that headphone rule. cuz you cant concentrate that well when listening to music.
    1
  5428. if you do end up seeing him in the future, you better make a youtube video about it and then low-key flex on him because you "gave up" in his perspective. I guess baby boomers, etc. don't seem to understand that millennials and generation-Z's are the future, and will be the more innovative due to a large growth in innovation
    1
  5429. This experience is such a mind fuck, thanks for telling us your experience, it's crazy how bad that guy was manipulating you, glad you're where you're today. I watched the whole thing
    1
  5430. I felt the same way but I love my suits and can buy more now :) work 8 hour jobs use the funds for your business and get free
    1
  5431. thanks for sharing your story. I have been working a boring office job for over 3 years now and I'm finally starting up an Amazon fba business after watching tons of videos on it. Hopefully I can replace my income and then some. My goal is to start buying up rental properties.
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  5432. Watched the whole thing. I'm a 20-year-old from Lithuania, and have worked only 1 summer in my life as an healthcare-assistant, but I can relate to a lot similar feelings of yours. I'm currently studying medicine, but trying to find ways how to escape the so called "rat race", because I don't really imagine myself working (even as doctor) in a 8-5 job although I can't say I don't enjoy my studies. Everyone around me thinks I'm crazy - that there is no such way other than traditional job to make a living, it's really only youtubers like You, Tanner J. Fox who keep my morale high. Even thought I'm not into real estate, I really prefer your view towards life and how things should really be. Because I really like your content I want to give you an advice to not become that type of youtubers who puts multiple videos with basically the same content just to get views. Keep up the quality ! Maybe 1 day I'll get to shake your hand, but until we meet I wish you to continue having your dream life, because you really deserve it.
    1
  5433. amazing story thanks for sharing and I can totally understand how that job made you feel, I would have left 2!....and yes I watched the whole thing......great video!
    1
  5434. Ugh...you pulled my exact thoughts out of my brain regarding 9-5 corporate jobs...
    1
  5435. great story! watched the whole thing :)
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  5436. i watched the whole video :)
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  5437. OMG bud I can relate to this so accurately. I had a job similar to that in an office setting and it was dreadful. Everyone looked like robots confined to a schedule we had to follow. Left that place real quick and felt so good doing do.
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  5438. good for you
    1
  5439. Watched the whole thing :) Thanks for sharing Graham, I looks like you had to pass through a lot, before start looking for your freedom full commit. I had a similar experience but at my second work, my first work was at a startup and was super fun and really flexible super cool experience, but after that in my 2nd job was totally the opposite similar to your experience was really shocking after 3 months I had to quit and pursuit my freedom now im working in online business and investing not Welthy yet, but im getting there for sure :) keep it up !
    1
  5440. I watched the whole thing
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  5441. I watched the whole thing! While driving to my 9-5 😒 This will be my last corporate job...I need to get back into real estate; I have my license but need to find a mentor! Btw I love your real estate videos, very motivating for me to give it another try! 🙂👍🏾
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  5442. I watched this whole thing after my 9-5 .. some of my friends are in this position so i totally understand. I currently am 20 and work a 9-5 at a popular sneaker store so the environment is always fun, interactive,music playing not to mention the hefty checks. This video  helped me solidify the fact i don't want to do this forever but the checks do help me raise capital to invest into property , so thats my way of looking at it. I hope others in a 9-5 can see the same way and know if you handle your situation correctly and calculative it'll be worth it at the end. Don't work a 9-5 to blow all your money, on the other hand save invest so you can have financial freedom in the long run. Thanks for the video! love your stuff.
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  5443. Well I did it... I watched the whole thing 😆
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  5444. I watched the whole thing! The video really hit home with me as I'm working part time while completing my real estate license. I really want to get out of the 9-5 grind and create a more enjoyable life experience for myself. Thanks for the video Graham! always a joy to watch!
    1
  5445. Watched all the way through and I'll tell you, story of my life man, I couldn't stop listening. My last job has been hell and I'm in between jobs now but I'm trying to think bout what I really want to do. Real estate sounds like something I'd really enjoy and I'm now looking into it. I'm trying to find the barriers to entry to make a smooth entrance but I've still got a long road ahead. Thanks man, I'm glad I'm not alone.
    1
  5446. made it through! Also, I think I have been subbed since around 20k or something :) thanks for the good content!
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  5447. So true in every level. Some people have to stay for crappie jobs because need to support family. Nothing beats being your own boss and can control your future not some boss who don’t even know you. Good sharing life experience. Find your success is the key.
    1
  5448. Watch the whole thing. Great video
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  5449. I watched the whole thing and I couldn't relate more to what you are saying. I'm at the point where I hate my job and have anxiety every morning. I was there for a year now and feel like I'm ready for a change and ready to take an action. Real estate was always something I was really interested in but watching all the videos where all these experienced realtors tell you that you HAVE to do cold calling/ door knocking in order to be successful really planted a seed of doubt in me. I am not sure if I'm comfortable with harassing people since I always try to step into their shoes. I don't like to be pushed on by sales people either. But watching your videos reopened my eyes and you really made me see that you can get as creative as you want, using your own sources or internet...I learn so much from your videos..and then another thing about being young is not a disadvantage really gave me more confidence to do it once again. I guess fear and doubt work in the same exact way in everyone... Anyway I'm gonna continue watching and learning from you,I never could relate to anyone's story more..and you are not trying to sell stuff in the end of your videos...I really been looking for someone like that as a source of inspiration and motivation. Thank you so much for sharing everything about your journey, it means a lot.🤗
    1
  5450. I watched the whole thing.
    1
  5451. I’ve watched the whole thing lol worth it
    1
  5452. I can relate so much graham. I’m in a corporate environment right now...
    1
  5453. Watch The HOLE TING
    1
  5454. I watched the whole thing, currently work for Wells Fargo I just got my license and want to quit but feel the same way as you
    1
  5455. I watched the whole thing since I could dorectly relate to my situation. Even though I am an all honors and AP student this year of school is feeling how your first job felt for you. This gave me a greater perspective to vantage from. Thank you!
    1
  5456. I watched the whole thing😅
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  5457. Watched it till the end. i have a similar experience. Working from 9 to 5 means handcuffs...Life is too short to work your butt off and getting a check that don't pays your extra hard work. 9 to 5 is basically an exchange of your time vs paycheck, and your time is much more worth than the paycheck you have in your hands!
    1
  5458. I watched the whole thing:) this story was sooo good and inspiring keep it up graham!🙏
    1
  5459. watched it all graham :P great vid bro
    1
  5460. i watched the whole thing and this was super inspirational, 9-5s are truly soul sucking. 😒
    1
  5461. One of your best videos to date. Love the story telling and your thoughts from previous experience. Agree on the corporate environment and processes businesses have. Also on the investing side of things. I used to think of it as boring and something “old rich people do” it’s not until I started researching and started to gain knowledge on investing that I realised how important it is. It really needs to be looked at differently especially in our day and “entrepreneurial” age. Keep these videos coming!
    1
  5462. I watched the whole thing🔥 Best of luck
    1
  5463. Watched the whole thing. Can only do that with great content :)
    1
  5464. How did you work there that long, I'd be out after the first insistence. PLEASE tell us where this he'll hole is. I'm 57, a woman and have been self employed for 32 years. Sounds like prison.
    1
  5465. Watched that entire thing lol
    1
  5466. Watched the whole thing this content is great thank you
    1
  5467. Watched whole thing! I just quit my recent sale job for 2 years and decided to leave the industry to seek for new advanture for these reason 1. Manager is pretty much an armature, who doesn’t know shit but want to be omniscient, worst manager ever 2. Company is bloom sucking, bad company 3. I am aging , my sale job did earn me good $$ but can’t grow more, I can’t make any money when I was sleeping 4. Not buildable future 5. Can’t picture myself 5 years later still doing this sale nor manager 6. Seeking entrepreneur biz adventure 7. Want to create the real wealth
    1
  5468. Watched the whole thing. Could be seen as the best possible time or worst possible time for me to have seen this. Only time will tell.
    1
  5469. This is me right now. Im a 19 year old working a government job. I also had the same incident where I spoke to the supervisor about how I wanted to leave, but after speaking with said supervisor I thought I'd give it another try. Next week will mark my 3rd month being there. I'm looking into stocks, real estate, etc anything to help me escape the 9-5 rat race. My anxiety and depression hinders my abilities to find a way to leave. It may sound silly that a 19 yr old that has a job that many would kill for feels like this. My parents are dissatisfied with my attitude towards my job. Watching this video has ignited my passion to escape the rat race. Thanks man I've been a long time fan of yours.
    1
  5470. What a Great video. Watched the whole thing and I can totally relate. I've been trapped in the car biz for 30 years and hate been held hostage all day in a concrete building. I got my real estate license one year ago and I've built up a nice portfolio of rentals over the last 3 years. A couple more and I can jump ship. I'll have the passive income to survive. I commend you for learning this at such a young age. You have your head on straight.
    1
  5471. Made it all the way through!!! you rocked it again. Thanks for sharing this personal story buddy!
    1
  5472. I watched the whole thing, and I’m not going to lie it was really inspiring. I’m actually going through the same thing right now. I’m 33 years old working a 9-5 or 11-8 and it’s killing me, so depressing and completely non mentally stimulating. I also tried taking my real estate course in Florida but I failed the test so I’m going back to try it again. Thank You
    1
  5473. i watched the whole thing lol
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  5474. OMG I love you graham. you motivate me soo much to get started in investing to enable me leave corporate america. your video brought out some rage out of me just because i know exactly what you are talking about. the edge to invest and double my money just grew into another level and all thanks to you. keep up the Good work brother
    1
  5475. ps. I watched the whole thing.
    1
  5476. I watched the whole thing and had the exact same type of experience (production work). I quit my job a week ago and had the same switch go off as you in the sense of relief and my stress disappearing. Going to Tennessee in two days to take classes to get my mortgage loan officer license!
    1
  5477. I watched the whole thing, I can relate to this story so much because that is what I was going through... Just earlier this week in addition to being a full time student. Now I am working ahead in my college classes to finish my work early so that I can take my real estate pre-licensing class for a week with no interruption. I'm so glad things got better for you just earned yourself a new subscriber. :)
    1
  5478. 8:07 - 9:30 sorta sounds like the navy bro! lol
    1
  5479. Find the snitch lol
    1
  5480. I watched the whole thing Your experience really got to me. I work a 9-7 job as a network engineer, but mainly always sit in my office watching some YouTube trying to learn anything I can. I just feel like it's not for me even though it pays well i feel like I won't be going up the latter. I want the hard work and not something that feels easy to obtain. A question I had through the video that hopefully you reply back to was .. Did at any point when the manager told you his little speech, did you feel like you where the first guy? The first guy comes to a obstacle and turns to the side and the circle keeps going on, the second guy sees the obstacle and over comes it. From the way you where doing things, the obstacle was the job and instead of you pursuing something else your manager kept making you turn left and never leaving the job. While if you where the second guy, then you would have left the job to go after what made you happy doing working hard and getting rewarded. Just something I thought about, would be nice of you gave me your opinion on it. I feel the same way right now. I want to do more, but this wall is just there I keep turning left by staying instead of pursuing something greater.
    1
  5481. Great way to start the day!! thanks Graham !! Now im off to finish this property and get it rented !!! Hope everyone has a good one today !!!!
    1
  5482. I watched the whole thing yeah
    1
  5483. well you made some classic newbie mistakes... nobody likes newbies suggesting them what to do... they were even polite to you, in my country you would get fired for that... not that i dislike you, i have actually been following your channel for quite some time... btw i watched the whole thing
    1
  5484. Wached, i had the same experiance when i was 18 made 8 unpleasant weeks
    1
  5485. I watched the whole thing 😂 good job bro good videos keep it up
    1
  5486. Wow this is inspiring I'm watching this at work while making copies. I'm working on starting my financial consulting company so I hope the hard work pays off soon this was much needed Graham! Thanks
    1
  5487. Fuck off
    1
  5488. Lol saw all the way through. Thanx for the applause lol This was a great story man even though it was at your expense but hey not only did you learned how BS the 9 to 5 is but you got to learn about yourself as well. Others stay stuck in the "rat race" for life!! Bro you made it out very early in the game. On that note, it's you that we should be applauding. Again, amazing story Broski. I too will give in my resignation from working Federal Prision in NYC after I get back home from my current deployment in Afghanistan. Wish me luck =)
    1
  5489. Did watch the whole thing, got quite similar experience about working. Thanks for sharing your experience Graham
    1
  5490. Graham I watched your entire video only because I could see myself in you during those times. The corporate ladder is so, in my opinion, retarded and shows that they really don't care about their employees you are only there to be exploited for their benefit.
    1
  5491. Graham amazing Video and yes i watched the entire video!! I would love to network with you I'm from the south bay area.
    1
  5492. little boxes on the hill top little boxes made of ticky tacky little boxes on the hilltop and they all look just the same
    1
  5493. Ok I laughed at the burry joke
    1
  5494. I've been a huge fan of Naval for about a year now, and because his podcast really drove home the idea of working on something that had scale (i.e. youtube, podcasts, using leverage, etc)!
    1
  5495. Nothing but 🔥 on this channel :)
    1
  5496. Please
    1
  5497. That's so fucked.....people just can't put in the work, and get ahead. They have to resort to trying to steal from those who have already done the work, and continue to get better in life. You're pure garbage whoever you are that did this. Graham, I feel bad this happened to you :( You've earned so much more respect from me because instead of being dramatic about the situation, and yelling, and getting all mad, you took the whole thing as humble as you could without blowing a head gasket. That's true integrity. Respect Graham, respect. You're weekend seems to have been quite a ride, but cheer up because tomorrow's Monday, and it's the start of a new week! Things will get better, I promise you that :)
    1
  5498. Shared this everywhere.. More people should know about this. Thanks!
    1
  5499. Love your desk :O
    1
  5500. It sucks that you got hacked, it's terrible that some people don't have the same morals as everyone else.
    1
  5501. Yea i learned very quickly these companies only care about their numbers and never about the customer and make sure you keep your provider a secret from now on, that makes it a lot harder for any scam bags to try anything.
    1
  5502. I work in the cell phone service industry and it crazy easy to get someone cell phone number and its stupid that some companies allow the last for of some one social allow for any changes to be made, all I got to say add as many security questions you have, and if i recall correctly you showed your social media your provider, highly recommended you switch providers and make sure you never post it on the web.
    1
  5503. Do Epic Shit Sorry to hear that by the way. Hope everything is ok.
    1
  5504. It's really great of you to post this video.The way I see it, you were lucky they did not take anything from you therefore, you are helping other people by preventing people from opening up to their vulnerability.The world is just giving you a warning about how vulnerable you are and you still have bigger and better places to go but you can't get there with so many holes in your accounts seeing as you are an online figure, you can't risk your accounts being exposed.I would look into this a great depth and try to find as many options available to prevent this. There are maybe also companies that explain how hackers work and how you can secure your online and personal accounts.
    1
  5505. as an investor you should have security insurance on your web accounts.
    1
  5506. Absolutely insane Graham. Illuminati.
    1
  5507. Big thank you that you shared this with us!
    1
  5508. Don’t let this discourage you. When you climb to the top, there will always be people below you that try to bring you back down.
    1
  5509. That's fucked up. Side note: nice Dino skull
    1
  5510. Winners always win. You are unstoppable 👊
    1
  5511. You have to seriously be fucked in the head to do some shit like that to someone.
    1
  5512. Thanks for sharing Graham ! Great message at the end.
    1
  5513. moral is get a new cellphone # that nobody knows not even your spouse and use it for the only purpose of retrieving your password in an emergency
    1
  5514. Most important I’m glad you’re 👌
    1
  5515. I hope they didn’t get into your bank accounts. It’s terrible. Report to cyber crimes.
    1
  5516. Hey Graham, i hope everything works out for the best. Love from Canada!
    1
  5517. Ty for answer
    1
  5518. before one million viewers g8 video bro. people are idiot
    1
  5519. Sorry Graham this to happen to you. As I enjoyed ur clips I'm very upset to listen to this evil deeds too. you mention u trust ! trust is good but not to trust is the best. It's a crazy world we're living in. Protect yourself and don't let it to distract u from ur daily.
    1
  5520. What a bummer man. Hope everything goes well for you Graham. Also thanks for the advice im going to take preventative measures now.
    1
  5521. Excellent video thank you so much!!!
    1
  5522. Graham Stephan okay in order to support the $5 sandwhich and hopefully allow you to get a drink with it next time... I will start clicking the advertisments to boost your adsense revenue hahah
    1
  5523. Graham Stephan love your vids man! Very inspiring. I started my own Roth IRA because of you! Catch you in 45 years when I’m balling in Cali!
    1
  5524. The video is 14 minutes
    1
  5525. YAA are a great resource
    1
  5526. Sorry, graham wants to be a bird
    1
  5527. Schedules a video while partying in SD with the crew
    1
  5528. The Commuter Experience channel has launched: https://www.youtube.com/watch?v=wSJGMmgjVRc sorry for the plug... lol
    1
  5529. Thanks Graham for coming up to Canada for #OREC2018 - you're in for #OREC2019?
    1
  5530. For the record - I've never once asked Jeff to go into a nice place... Nice places are rarely as profitable. 🤑
    1
  5531. Hmm I wonder if a network will pick us up!
    1
  5532. Lonerx14 we were also looking online. The serial number was reported to the police so the pawn shops have to report the good to the police before they take it in.
    1
  5533. maybe u were just trying to get away from Michael Reeves :p
    1
  5534. $200k x 33 / 20 minutes + 1 like x 90% ...that should work.
    1
  5535. 1
    1
  5536. Notification gang! Before I even watch, the title of this video reminded me of a suggestion I have for Public. There should be a notification bell for people you follow so you can know when and what they're trading! (Maybe there's a law against that but if not I think that would be dope.)
    1
  5537. Weird flex but ok
    1
  5538.  @GrahamStephan  A watch guy here! El Primero got you a new subscriber.
    1
  5539.  @GrahamStephan  No I'm hooked though. Just have you on autoplay 😂
    1
  5540. Graham is looking healthy! Is that a tan?
    1
  5541. Graham! It’s my birthday!🥳 Can I get a heart?😊That would be the best present ever!
    1
  5542. Just made a video on the same topic!! I really like the information and perspectives in your video as well!
    1
  5543. Tan P it will only go up if you have an adjustable rate mortgage, otherwise known as an arm. Which I sincerely hope that you do not, as interest rates have been at a multi-decade historically low rate.
    1
  5544. I don’t wanna do epic shit, can I do mediocre shit?
    1
  5545. BUT GRAHAM! You say you want to keep the channel clean yet I see a "DO EPIC SHIT" plaque. DISLIKE UNSUB REPORT REAL ESTATE LICENSE REVOKED
    1
  5546. Caleb HOLLOWAY You are the reason we now have to supply disclosures about lead paint
    1
  5547. 2nd like
    1
  5548. 🙌🏼
    1
  5549. Graham Stephan That's absolutely right, it all depends on what the product or service they are selling. At any rate, I still think you are good dude for informing others. A loyal viewer now, have a great week!
    1
  5550. Your commercials on this posting are luxury cars, trying to save money or spend.
    1
  5551. Listen to this guy people
    1
  5552. I just signed up for a roth ira....i may need an ira too to rollover a 401k if I can't pay the tax penalty to rollover the full 401k amount.
    1
  5553. Thanks!!
    1
  5554. Can’t wait to see the stradman video on your channel
    1
  5555. **barely
    1
  5556. its an investment, it takes time
    1
  5557. if its for business!
    1
  5558. Do you heart comments??
    1
  5559. 4 hour work week
    1
  5560. Thanks! Zenith El Primero a386!
    1
  5561. We will probably come over there in late 2018 or early 2019, to get away form NYC's winter, we did that last year and it was great. Stayed at the Beverly Hilton last time, this time i really want to try the Beverly Hills Hotel next time. Will definitely send you a message when I have plans.
    1
  5562.  @TheGrahamStephanShow  yessir lucky to be born here!
    1
  5563. I never been this early, could I get a heart or pin 🤯
    1
  5564. Great Channel!! Keep up the good work! You keep me laughing with similar stories to my own!
    1
  5565. Call that cat Ramsey!
    1
  5566. Link to Grahams second channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw
    1
  5567. F
    1
  5568. Graham, few points. I do agree with you and so on, but there are few points I think you missed. Everything is free, that's true. So why are there people charing for courses crazy amout of money? Well, it's simple. Good quality content will require a lot of effort - otherwise if people get nothing in return or little bit, there is no motivation doing it for the sake of doing it. We need to thikn about why it's paid. The content is paid because of organization. Hey, you can pick up a book on programming or on how to make a website, but how long will that take you? And what should you do first? Yes yes, the book tells you what to do first, but the reality is, there a steps to be taken that the book doesn't cover. If I make a video, which means I plan out the course, I re-check it, I ship it to another professional to review the code so it's the best quality code that it can be AND then I tell people Step 1, Step 2, Step 3 or Part 1 - Building a website HTML & CSS Part 2 - Adding features to the website with JavaScript Part 3 - Adding the back-end/PHP to the website And make sub topic to that etc... exercises for the student and so on it requires a lot of time to do. Another thing to consider is if something costs 0.25 cents, or say 5-10dollars... meh. People throw those money like it's nothing. It might be a pizza for their dinner... as you know, me and you will be able to spend a dollar to max two dollars a day and be healthy, however, people with Id say 'less knoweldge'? WIll go an spend $5 for a pizza or for some food because it's cheap. I worked at a warehouse where you earn a minimum wage, and at a software house where you earn more of course, although where I was ud earn around 50-100% more money, which might be a lot but it's not that much... and there you had people who spend 6pounds per lunch, then 6pounds per dinner, and another 6pounds for something else. It's like they are earning more, but they are more broke than someone that earns minimum wage... Said that... my point is, if someone pays 5-10dollars instead of 500dollars for a course, they'll have no motivation to finish it. In fact, If I'm correct, the analytics shows that plenty of people buy a video, and they dont even watch 99% of it! Something like that. But what if they buy t for 500dollars? There is a different psychological effect on them. And yes, there are those scammers that people fall for... Which actually makes me think... if they scam, and I'm legit... I should go 100% on this! What the hell I'm wasting time for?! And yeah. Totally. If you sell a course Price: $250 Students: 1500 THat is $250k dollars! Take away tax 50%, you get 125k Take the expenses to make it, so say it's 25k, and you get 100k! There is one word for that, and it's DAMN! You do that 2-3 time a month and BAM! Clever Programmer does it. 18months from birth and already $500k in revenue. He sells it for $500 and get's about 2k students and does it about twice per year, but he makes it as a master mind course ish, where he helps students and hires people to actually help go throwugh his course or something like that - which is great. But then again, expenses would be bigger, but then it's legit. There are somem people that want to change their life, but they need someone. I knew a person that paid someone to shout at her to workout. I asked why can't you just workout by your self. She said she needs someone to shout at her etc... and she pays for that... Which means charing a big price might be actually more beneficial than a 10dollar price, because then the person loses hope when he/she bough a 10dollar price and life didn't change - when she/he didn't do anything! At least the 500dollars is a motivation, like the man shouting at her. Might work on some people, or not. You know, I got told by many people that I should go to cinema or whatever because I have paid and don't want to lose the money. I was like, I will lose if I actually go to what I have paid, because I don't want to go. I bough soemthing and I though i'd go, but I decided to not. Or what I often do... I buy sweets... and then I throw them into the bin wihtou topening. Most people would probably eat it and say it was their last time, but I know I did a stupid msitake buy buying it, so I just throw it away. So I actually won. If you get my point. But yes, I know where your coming from, just a little insight :D
    1
  5569. You are a very good presenter. Thought provoking, interesting!
    1
  5570. I blinked
    1
  5571. Graham thank you making your videos they help me a lot with managing my money and getting out of my house and away from my parents as fast as possible!!!! I’m 19 years old I work and I’m in college and I already have enough money to put a down payment on a house and buy a car so thanks for all the tips and tricks! I love your channel and keep making videos pleaseeeee!
    1
  5572. GrahamStephan yup spicy italian was 5.25 now its like 6... chipotles great on value too... hope youve had a good week man!
    1
  5573. Hey Grahm, thanks for the True Motivational advice...Glad to see you have made it.
    1
  5574. Graham Stephan I think it’s awesome you give people the opportunity to learn from you, in a realistic, possible way. All the best going forward!
    1
  5575. Essential viewing for my children and grandchildren.It has caused a very heated discussion here in London,UK,particularly the reduction in expenditure.
    1
  5576. you deserve more subs, such a great channel
    1
  5577. 51 haters watched this video
    1
  5578. 🙌🏼
    1
  5579. What’s up Graham it’s guys here 😅 if that was done on purpose good job 👏
    1
  5580.  @grahamstephan3531  I don’t think you’re graham stephen 😂
    1
  5581. did this video go back and forward between an open house and your garage?
    1
  5582. Give me a heart graham ...
    1
  5583. First can I get a heart?
    1
  5584. NO HEARTS? damn I must be early
    1
  5585. "Unless your spending it on something useful" shows Lamborghini hahaha
    1
  5586. I think you and Tim Sykes come from the same parents!!
    1
  5587. This is awesome content... one of your videos finally made me open an IRA. And now, I am going to try crowd funding too.. I think your mentality is spot on & agrees with the "prodigious accumulator of wealth" in the millionaire next door book👌
    1
  5588. GrahamStephan No. Thank YOU. Love from the Netherlands, you're awesome
    1
  5589. +GrahamStephan yeah I understand you point of view, there's a broad variety of circumstances and every situation is different, I would just expect some kind of disclaimer at the beginning that states what you just said in the comment, that's all! I totally agree with the fact you should take risks while you can. Anyway, as I said I like your content, don't take it the wrong way! :)
    1
  5590. Nothing wrong or awkward with that. I do 100% subscribe to it.
    1
  5591. GOAT
    1
  5592. lol, your last part of your video really work
    1
  5593. I needed this Im working to get away from my corp job Great motivation to WIN
    1
  5594. I cant believe you are as young as you are man; this really shows your level of maturity when it comes to investing your money! No doubt in my mind that you will be insanely wealthy in 15-20 years and "broke" at the same time haha
    1
  5595. Spend all of your money.. on investments! Great for scratching the buyer's itch :)
    1
  5596. Just started my Real Estate course yesterday. You don't know me now, but you WILL. Thanks for all the help Graham
    1
  5597. 1
    1
  5598. Graham you are 100% right! It’s all about urgency. I’m a self made millionaire in my 20s as you know :) I did it by 24 using the same commonalities you mentioned that the other millionaires use. It is true! Another great video!!
    1
  5599. Yo im being serious, ZHC is no cap the best artist
    1
  5600. Love watching Guys videos
    1
  5601. Good ight
    1
  5602. BETTER GET THE FUCKING LISTING ERICCCCC!!!!!!!!!!!!!!!!!
    1
  5603. 5th
    1
  5604. you gotta be trolling, this video alone paid for 1/3 of the Tesla lol
    1
  5605. Thank you! Great videos you make by the way) I like them)
    1
  5606. Ok, this was such a hilarious video! Loved it loved it loved it, too bad I can’t keep subscribing to get you to a million :). On a different note- finally found a great investment property and put a bid on it above asking price. Well, apparently another 42 people also thoughts it was a great deal. 42 offers and the winning offer was over 30% above asking price. Any advice on how to beat all cash investors?
    1
  5607. Thought it was gonna be a bitconnect joke
    1
  5608. And to be completely honest that pillow case would be worth it. Hahahahha jk
    1
  5609. Thank you, again you explain thing the way we can all understand.
    1
  5610. If Jim Cramer says Credit Suisse is a buy, then 🔥🔥💹🔥🔥
    1
  5611. Thanks for the amazingly entertaining content
    1
  5612. I’ve been following credit suisse all year, I don’t know why more people haven’t been talking about it. 😮
    1
  5613. Awesome video man! Love the editing
    1
  5614. "on this episode of, Elon Musk is buying twitter again" LMAO
    1
  5615. Just a great video and useful for information and it for most really help everyone who watch👍.. and 6th was good one.
    1
  5616. Firstttt EDIT: Nooooo shouldnt have put all the extra t’s 2nd EDIT: Nevermind i thought i was second
    1
  5617. Why invest in SPY when you can invest in other S&P index funds with a lower expense ratio?
    1
  5618. Thank you for post response to my question. More power to you.
    1
  5619. Yes!!!!!! Vitamin G
    1
  5620. Lies, Lies, all fabricated. Unsubscribe, thumbs down, tongue out, middle finger up...jk loved it aha
    1
  5621. This is a good point to bring up in listing presentations....... DELUSIONAL BUYERS who fuck up the seller's mindset.
    1
  5622. I'm so proud of you!
    1
  5623. That’s Clair de lune. The Zelda soundtrack is also beautiful!
    1
  5624. lol true, but when you're meeting someone for the first time it's better to be overdressed than underdressed.
    1
  5625. Ipos are for big money people so ur video is useless for most people , bye now
    1
  5626. Graham please do CA specific follow up.
    1
  5627. Awesome 👏
    1
  5628. Suwoo
    1
  5629. Never have been so early
    1
  5630. Index funds!
    1
  5631. Yes!
    1
  5632. Actually I just self directed my retirement into a 3 fund portfolio. Not a million dollars mind your but I mirrored my Acorns investments which had a 14% return so I feel good about it!
    1
  5633. I really like how you kept reassuring you don't mean to take anything away from the video and the act of MrBeast giving away a million together with how it was spend. I too think a lot of how this played out was based on content value and I don't see anything wrong with that. It's what keeps the channel going and it's what allowed Mark to win that money in the first place. Still glad you broke it down and said what you should've done, it's definitely useful for my own financial situation. I just bought a house and I plan on investing all the extra money I earn now in an index fund while also putting aside money to invest in more riskier stocks. Sometimes I do kind of wish your videos weren't so specific to the US but there's not much you can change about that I guess, it's what you know and most of it has an equivalent here in my country. Keep it up Graham!
    1
  5634. Tom van Osch he’s donating to team trees
    1
  5635. 😂😂😂😂
    1
  5636. Jay Tree it sounds like you own no properties :)
    1
  5637. It’s free real estate . . . again.
    1
  5638. Real life example. Purchase price. 211k Down payment 42k Fix up expenses 25k Appraisal for refinance. 290k New loan 247k Cash out 77k And still own the property. Very happy. Thanks Graham!!!
    1
  5639. Of the 40 plus properties I have acquired in the last 5 years. I picked up a 2,488 Square Foot home for $125,000. After renovations the house was worth $180,000. I borrowed hard money to do the renovations. I was able to get a $144,000 conventional loan after repairs and walked away with $5,000 at closing! Rented the house out for 4 years at $1,750 per month and had a net income of $500 per month. Made $24,000 as a rental and sold the house for $200,000. Made $59,676 at closing when I sold it. So made a total of $83,676 on this one transaction alone! I used to be an IT trainer making $60,000 a year. I made more money on this one transaction then an entire year being an IT trainer!
    1
  5640. How is it clickbait, he didn’t lie and isn’t trying to sell you something. The principle he’s explaining works and has made many people a lot of money, look up BRRRR strategy. Plus, even if you didn’t have the money up front you could always borrow it, which most investors do, and make your money using someone else’s money.
    1
  5641.  @jaytree  Buying low and fixing up to increase the appraisal. Of course that's good advise.
    1
  5642. You deserve it buddy! Today is a good day for me too as a new agent. I just got my first listing!
    1
  5643. You video was very up lifting and inspiring I'm very proud of you and never giving up. It's very hard in life to find our meaning, it seems to me you have found yours. I like that your life is not all about money, it's about surviving in a world of a lot of people out there like to pick ours apart and destroy there dreams. You would be very good on talking to kids these days about not giving up on there live dream. Your very honest, and I enjoyed listening to your journey in life. You give a lot of faith and hope into people's hearts. I can tell money is not everything to you. But surviving is, thank you for sharing your life with us all. People can have all the money in this world, but money can't buy happiness and love. It will just atract a lot of fake people in this world. That will use you always be careful. They may act like your friends or act like they love you. But if you can't look at them and know in your heart if you ever got sick, and lost everything and they all would walk away from you because you got sick. Trust me get rid of them in your life. People are all about themself anymore. Money is everything to some people. I'd rather be poor and live in a tiny house. It's the simple things that really matters to me. Your a strong person, and intelligent. I'm proud of you and your not my kid. Keep spreading your up lifting video. No one said life would be easy, in all ways of life. Keep moving forward and teaching others, your amazing . We search all our lives and never know if what we are doing is really what we want in life. I'm very proud of your honesty. Money can't buy everything though. I hope a lot of kids hear your story.
    1
  5644. 🙌🏼
    1
  5645. Thanks Graham! I just discovered you and your extensive video library recently, and they have given me so much confidence, information, 'aha' moments, and reassurance that I have chosen the right career! I appreciate you sharing your story, and although I'm getting started in real estate much later than you did, I'm hoping that I can be successful as well. : )
    1
  5646. Graham Stephan Touché
    1
  5647. I can help invrease your spelling
    1
  5648. I think id rather have 10 silver coins now....
    1
  5649. I was LITERALLY talking to my cousin today about this, he asked me to go to one of these and I’m like dude all they do is sell you shit. Such a coincidence that you posted this today😂. Oh, and I absolutely smashed the like button.
    1
  5650. DO IT! That undercover recording needs to happen. I've seen those all around Arizona and obviously knew it was a scam, but always wondered how they've been hanging around for the last few years. Would be epic to expose them
    1
  5651. $1,152.66
    1
  5652. What do you want him to say? Save emergency money, cut back on spending and buy the index with excess savings and wait it out
    1
  5653. 6k spent...let’s go see
    1
  5654. Even I made money these past few weeks. This doesnt make sense
    1
  5655. Graham Stephan Thank you Graham! That’s what I have been doing and figured, but now I feel even better with your advice. Thank you 👍👍👍
    1
  5656. 😬
    1
  5657. yo graham, just a heads up, you can actually have an account manager without giving them the login information. this allows you to give someone the option to edit your footage and then upload it.
    1
  5658. For anyone considering Grahams YouTube Creator Course, I must warn you!....It is absolutely phenomenal! I feel kinda guilty getting all of this info for such a low price GREAT VALUE! THANKS GRAHAM!!🤘
    1
  5659. Market has slowed down drastically..
    1
  5660. Meet Kevin also another reason i like you guys channels are you’re both active in the comments! Too many channels ignore the comments!
    1
  5661. GrahamStephan LOVE YOUR VIDEOS YOUR THE TRUTH MAN!!
    1
  5662. I consider myself the dumbest person when it comes to stocks, economics and the world generally. This video made perfect sense to me. Thank you for explaining it so simply and to the point. You have earned a subscriber for long term - 10-20 years at least.
    1
  5663. But Graham, I don't want you to like my comment. I want you to LOVE my comment! :)
    1
  5664. 🥇
    1
  5665. Thank you very much for watching. 😊😎👍
    1
  5666. Ha ha Thank you very much for watching. 😊😎👍
    1
  5667. ❤️
    1
  5668. Thanks for the baby dolphin picture bro
    1
  5669. Hey Graham! I'd really love if you took a look at my DM on Instagram (@danielsjogren_) or Snap (daniel.sjogren). Yoir business tips have helped me tremendously. I did over 40k in sales in April & I semt the messasge as follow up^-^ Best, Daniel
    1
  5670. Whoohoo, Fuck People that say that real estate agents are going out of business cause of things like redfin! 💪🏻
    1
  5671. Oh I think you said H&M
    1
  5672. Yoohoo, Ben Felix is a canadian treasure !
    1
  5673. Graham thanks to u I am the first in my family to purchase a home! 🙏🏻😀
    1
  5674. This is very very useful information. I mean very useful. I am almost amazed. Thanks!
    1
  5675. Hi Graham. Since I've been following you you've given me some great ideas. I started watching your videos with interest in real estate. Followed by 401k and Roth IRA, then Vanguard. I now have Robinhood on my phone as of 2 days ago. I chose VOO stock of course but also bought some stock in Tesla, Bank of America, eBay, Paypal, and SiriusXM. Hope I made some good choices. I was going to go with a full on Vanguard S & P 500 index fund but have funds caught up in a 2.960% APY CD (only 5 month investment luckily). I also have started investing in Bitcoin. I just purchased a very small fraction of BTC market rate on GDAX today while 1 BTC was valued at $16875! Crossing fingers that it wont go further down. Thank you for all your videos and I really appreciate the effort you put into uploading regularly and keeping us up to date. Your videos help me more than you could imagine. I started a HashFlare cloud mining account using SHA-256 putting in a light investment of 20 TH/s. Would you consider cloud mining or too risky?
    1
  5676. Hey Graham, I’m not sure if you reply to older videos so I wanted to post a comment here. It’s unrelated to this video. A couple months ago, maybe more than a couple haha. Whenever you uploaded the video about credit cards, starting off. I signed up for one the week I watched the video. I’m proud to say that I’m at about 706! I stay under 10% utilization rate. And I use the trick where I pay 99% off and then have a remaining balance of about a dollar and pay the dollar at the end of the month. My question is, I’m going international in 2 weeks and I now have a credit limit of $600 instead of $300. Would the trick work? If I use more than $60 (10%). Pay 99% off and on pay day, pay the remaining 1% and still have it show up at I only used %10? I’d love to know, thanks Graham! ^^ hopefully you remember me? I would always say “ First! Or Notification Squad” haha. But you’ve really blown up since then!
    1
  5677. Thanks dude! Nah it's not. Youtube has been acting weird lately
    1
  5678. Did you know if you turn on subtitles, the opening becomes whats up grandmas, guys here
    1
  5679. im getting this car 😍
    1
  5680. Great Video!  Thanks Graham...
    1
  5681. You’re videos are super helpful. I’m learning by watching at least 5 per day. Between you, Cardone, and others; I’m learning a lot!
    1
  5682. God your smart af.
    1
  5683. I knew it that it only takes 20,000 likes to help you out with your new search! ;)
    1
  5684. smirkingdevil because he likes cars
    1
  5685. You're welcome, I will look for you on Instagram to get speedy notifications of new uploaded videos.
    1
  5686. Monopoly 101 *
    1
  5687. Start with one house for yourself and rent out a room or two to a good roommate. Keep trying on the mortgage, not every bank/brokerage is the same. I was rejected by 20 banks (I stopped keeping track) until I found one that would loan me mortgages #4 - #10. Most banks said "no" after 2 mortgages, some after 1, and some will not lend to me at all (due to self employment or DTI ratio, etc).
    1
  5688. That Tai Lopez 😂😂😂
    1
  5689. More people need this info in their lives!
    1
  5690. Thank you :). You def motivated me <3. Awesome video. Wondering how I can start real estate, without formal training and being a full-time student :/
    1
  5691. Passive income! Awesome
    1
  5692. Thank you for this.. pure motivation
    1
  5693. instant "like" for KNAWLEDGEEEEEE
    1
  5694. Wow, Thanks for the response! I have a separate youtube channel ( OctaneAndOxygen ) and monetize other channels like Instagram and some other ones. I guarantee that you will see me again because I am going to be big on social. I appreciate your videos and they are inspiring me to do more. (example I will now respond on every comment on Social) Thanks again@
    1
  5695. I just read some of the comments on this and I was kind of amazed "This is only for certain people" "This is definitely for rich people" "Must be nice to be handed mommy and daddys money" "Not everybody can buy 5 rental properties" All these people who say these things are the EXACT reason why if you are willing to put in the work and willing to learn about real estate,Stocks etc. you CAN make it
    1
  5696. Graham you have been my biggest inspiration since I've started watching your vids. You have changed many more lives than you think. You're the goat man! You changed my life!
    1
  5697. GrahamStephan yes sir! I design, built, and found a direct factory all myself. Been on the struggle path for over a year and finally made my breakthrough, 0 to 8k debt free btw. My site is Leftside91.com, I inspire real shoes based on anime and gaming characters. My first shoe is Goku from Dragon Ball Super. Let me know what you think!
    1
  5698. This is the first video on passive income, stocks etc without a bullshit story. Thanks!
    1
  5699. I can finally get back to the pool.
    1
  5700. I thumbed up cause of the Tai Lopez reference lol
    1
  5701. I guess it's tough to say because believe it or not they are all on the same city block. I have a good manager for all three that handles the vast majority of the work. I also have 12 employees (7 of which are PT) who run the car wash, clean, take care of customer complaints, etc. The idea of a laundromat being passive is possible, but you'll likely end up with beat up machines and a dirty store if you don't have an attendant. We don't run it 24 hours because of the possibility of crime, drugs, homeless people, etc. The issue with laundromats is that they're often in the "rougher" parts of a city. I think the problem with that business for investors is that it's expensive to get into (w/ the R/E). I love the car wash business the most because I understand the pro formas/ analyses , how the machinery works, the customers' mindset, etc. Plus I'm passionate about cars lol. If I were to pick one "business" to expand it would be the automatic tunnel car wash. It can be mostly passive if you hire the right people and are set up with the right suppliers, maintenance guys, etc.
    1
  5702. The last 5 words say it all. It's great to get paid for having fun! haha But let me tell you, it's much deserved. Thanks for the content.
    1
  5703. Okay my plan is to have 100,000,000.00 (25,000 x 4000 units = 100mil) Pick 40 cities profit from 100 houses in each city... Simultaneously....Yes can I do ? Let the Fun begin...@6% RTN. =6mil YR.. Passive is okay
    1
  5704. When are you going to do events, BITCONNNECCCT WASSSASSSASSPP? If you need someone to sell you to yourself I'm here. Absolutely no doubt you buy.
    1
  5705. I have save painted cabinets with new hardware new backsplash and countertops and looked great while saving me a ton of money always looking for best bang for my buck while stiy delivering the wow factor to attract a good tenant
    1
  5706. Love your videos. Notification squad
    1
  5707. though am from far one day am gonna meet with u bro i heard in the facebook group that u have presentation in Canada but.... well am not even way near am gonna get u soon bro
    1
  5708. smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash smash that like subscribe button🤪🤪🤪
    1
  5709. Wait a second guys, 65% + 45% + 29% is not 100% but 139% of millionaires.
    1
  5710. Respond
    1
  5711. 40%ish is my understanding -Jack
    1
  5712. This is why I use Webull use Stephen's link here: https://act.webull.com/kol-us/share.html?hl=en&source=GrahamS
    1
  5713. Making moves man! Congrats!
    1
  5714. I remember meeting you in California in 2017 and us talking at that taco shop about the need for a young real estate presence on YouTube and now you’re here! Congrats Graham! Me and my gf are taking a trip out there in July I’d appreciate some recommendations of places to eat or things to do 😂. Good luck going forward Graham I’ve been here since 20k subs 👍👍👍
    1
  5715. Graham!!! You are soooooooo inspirational!!! Where I thought I had no hope of getting into real estate investing I kept at it because I get so much inspiration from you... After just a few months of working at this just today I finally bought my first 6 plex... This is so exciting! Sorry my story doesn't quite fit into this video but I just want to thank you for all you do to put information out there... Funny... I was wearing my Avacodo toast society hoody when I got the good news I just bought this 6 plex! Man I love you!!! You are more awesome than words can say ❤❤❤
    1
  5716. nooooooo
    1
  5717. Graham, my little sister watched you on a Jubilee video and asked me about a retirement plan. She’s in middle school. So you’re influencing the next generation since she shared it with her friends and they looked you up.
    1
  5718. So do I pay the 25 cents now?
    1
  5719. So glad it ended up working out in the end Graham! My gf and I watch your videos pretty much every night and it’s been super helpful. Thank you so much!!
    1
  5720. Click bait title but Absolutely got my attention with the segment on Risk Return and investor sentiment. Market expectation is for the FED to increase rates by either 0.5% or 0.75%. This translates to increased guaranteed returns. Perhaps there is too much short term focus on this coming December FED meeting. If a market rally does occur, then savvy investors are going to offload their losing non-recession proof stocks. Still a long way to go before the FED has a rate decrease.
    1
  5721. Handsome squidward got my like
    1
  5722. I started posting on CL 5 years ago and it is a large part of my success. I would say $100k/150k of my income a year comes from CL.
    1
  5723. Hey Graham, I've been watching your videos for a while now when you only had about 2k subs. Look at it now! i'm 20 from dallas and taking my real estate exam tomorrow! I'm excited to start this journey and to see where i can take it. I'm fired up to do anything related to real estate. I've noticed you have a template for craigslist and was wondering if you could send it my way! Thanks for posting great content! Mrod1224@yahoo.com
    1
  5724. Just got my Avocado Toast hat and mug!
    1
  5725. Youtube it is then :D Hopefully we can meet one day, and hang out. That'd be pretty awesome lol anywho I got work in the morning, so I'll keep in touch Graham! Take care, and enjoy your weekend.
    1
  5726. God I love this man 😩😩
    1
  5727. GrahamStephan I meant I would like you to go rent one. Video your reaction :). Material things are never what they seem. They will all always be there for us waiting.
    1
  5728. I'm actually in the process of quitting my 9-5 to open up my own business in boot camp training and side hustles, videographer and musician. I even wrote a song about it. http://bit.ly/2mCHCBI Loving your videos bro!
    1
  5729. Hey Graham, can you make a video giving advice on how to maximize the advantages of owning a home and having roommates? I want to continue investing in properties and take advantage of my roomies helping pay my mortgage! Thanks!!
    1
  5730. Graham, this is just the video I needed today! I‘m a software developer and have been wanting to start some project on my own for some time now, but I‘ve never felt enough confidence in my ideas to actually do something about them. Only just now I realized that I‘ve been putting it off because I was thinking that I need an idea that is going to be a big success, when in reality, thinking like that only prevents you from starting something in the first place. I‘ll jump on the next opportunity that presents itself, even if it may not be a million dollar app, because there is nothing to lose but only to gain. Thank you for the insight!
    1
  5731. Great advice but very ancient advice: man, know thy self.
    1
  5732. You deserve more views!
    1
  5733. As someone who really wants to get out of my 8-5, i really enjoy all these videos you’re doing related to that topic
    1
  5734. It would be so great to have an audio version of your videos. Some sort of podcast for instance. I don't really have much spare time to devote it to WATCHING videos on Youtube, whereas LISTENING is way more convenient while travelling to work or something like this. Moreover, it could serve as a platform for some ads and passive income... Anyway, at least I would listen it =) THUMBS UP WHO WOULD APPRECIATE THIS IDEA!!! Let see how many of us here would like it =))
    1
  5735. remember to enjoy the process to a worthwhile goal!
    1
  5736. See Graham vid. Swipe notification. Wait. Repeat.
    1
  5737. Awesome car! Love the superlaggera's! Could end up being like Countach and soaring up in value!
    1
  5738. GrahamStephan I'll make sure to like your vid from now on 👍
    1
  5739. Agree too about the sales skills. It is so important to understand WHY people buy.
    1
  5740. Thanks for watching!
    1
  5741. Thank you so much for this video so much info perfect vid man
    1
  5742. Matt should just go full-on monocle. He's halfway there at least, and it's just so classy/retro
    1
  5743. I think your right. I already see that here alot of price reductions. Mainly because people in my area are asking too much for there homes. When priced right they still sell fast here.
    1
  5744. GrahamStephan Haha, you replied! :D
    1
  5745. I died @ 1:08 🤣🤣🤣
    1
  5746. Good thinking.Just helped you reach 5.000 followers on Instangram..Follow me back now please..
    1
  5747. February 2019, everybody get ready for the next collapse!!!!
    1
  5748. GrahamStephan I'm a KW agent in Seattle area, love watching you and Bryan. I'm extremely close to starting my own car/ real estate channel because of you guys.
    1
  5749. the loose corelation between interest rates and real estate prices can be explained by the fact that central banks usualy increase interest rates to fight rising inflation. so on one side real estate should go down because of higher interest rates but on the other it is kept up by inflation.
    1
  5750. Great Video!! More people should hear this and stfu cuz most people are lost when it comes to the real estate market
    1
  5751. We all have that one friend “ hey this good, aren’t you tired of working 8 to 9? Don’t you want to be a millionaire ? Don’t you want to help you parents retire soon?” Haha SCAM PEOPLE COME ON!!!!!!! When everyone is offer to be rich at the same time is a scam!!!! Lol
    1
  5752. fuck youuuh
    1
  5753. Proof you smashed the like button
    1
  5754. Like there is a quiet helicopter?
    1
  5755. You got me. I was listening and had to tab over to the video for the picture of the turtle. Well worth it.
    1
  5756. I was listening while cleaning. Had to go back for the turtle
    1
  5757. I do often run the videos in the background, but I still saw the turtle. Cute. Thanks for explaining why my stock portfolio is suddenly going up.
    1
  5758. Cute picture of a turtle 🐢.
    1
  5759. Definitely the guy who plays videos like yours in the background of my life. I missed the turtle!! Dang. Maybe next time.
    1
  5760. Sure, you just can't contribute more than $6000 in total, so not really any benefit there.
    1
  5761. And my parents had a combined of over 3000$!!!
    1
  5762. Since watching your videos my credit score has increased 100 points, My savings account is actually paying me money with a 2.35% int rate, I’ve made $300 from a checking account bonus and am on track to making another $500 from checking bonuses. Aquarium forum moderation for life!!!
    1
  5763. Selvin Calix what’s the commission on that ?
    1
  5764. Love the ending !!
    1
  5765. You sell merch?
    1
  5766. First
    1
  5767. We have our utilities charged to our card. Then instead of writing four checks we just write one.
    1
  5768. Didnt you watch the video? He explains why
    1
  5769. first
    1
  5770. Hi Graham, TD Ameritrade just announced that they are being bought out by Charles Schwab. What are your thoughts on this news?
    1
  5771. Thanks for your videos Graham. love your enthusiasm and clear thinking approach in what you do. keep up the good videos. iv
    1
  5772. BIG BUCK let’s go!
    1
  5773. heart please
    1
  5774. This video inspired me so much. Seeing these properties is truly incredible. If I lived in Hollywood i'd spend the day driving in those neighborhoods. Thank you for the video.
    1
  5775. Glorious...
    1
  5776. Nice tour, glad you where able to show the area and also an open house. You should ask a listing client about featuring them in your channel. I have watched Jeff like you Graham early in the making of the channel. Its already been over two months since he has had the London tour video. I like how you start out showing the half good road on the Beverly Hills border. Thanks as always for taking the time to edit these videos.
    1
  5777. Great vid Graham...next time I come out to Cali it would be great to meet you and go on one of those tours with you. Enjoy the holidays.
    1
  5778. used audi tts arent that expensive
    1
  5779. Bro ngl i was dreaming that you would break down you finances
    1
  5780. Comment! 😊 I have just started a channel on engineering, project management and business!
    1
  5781. Love your video. helpful
    1
  5782. This is a really helpful video! thanks!
    1
  5783. New subscriber! Never seen your channel before tonight?? Happy I did though!
    1
  5784. Comment (°w°)
    1
  5785. Im so excited to post my first video this weekend!!
    1
  5786. I like Turtles 🐢
    1
  5787. Great video !
    1
  5788. Good videos
    1
  5789. My favorite color is "transparent". Seriously, that's what I use the most.
    1
  5790. ....
    1
  5791. For sure! Hrmm, on second thought, maybe you should keep those old ones hidden, since your content quality is way better now, and it's good to be consistent. BTW: I haven't been a loyal fan (ashamed), I left for a while, and only started watching again, now. LOL, now that you've mastered that YouTube algorithm, your videos are popping up in my YouTube Suggestions again, Well done :)
    1
  5792. This is fantastic Graham! I was watching your channel when you had just a few hundred subscribers. LOL, I tried to find your old video and it's not even there anymore. Oh well. Keep up the good stuff! I didn't realize how BIG your channel has gotten. CONGRATS! And thank you for sharing your tips + Strategies; very thoughtful of you!
    1
  5793. Hey, my favourite colour is green~
    1
  5794. now this is a damn good video subbed
    1
  5795. You were right! This video WAS recommended to me! Thanks for the awesome tips! Can't wait to climb to the top of youtube! :)
    1
  5796. fav color red,
    1
  5797. This is a great video; thank you. I like that you explain, with your own data and examples, that most views come from suggested videos and what to do to get suggested. I've been watching a lot of "how to build a channel" videos lately, and this is the first one to give me this perspective!
    1
  5798. Thanks for the tips! It's challenging and fun trying to grow a channel! I'll Keep giving it my best and having fun! Thanks again! Leave feedback on my vids if you guys want! So appreciate it
    1
  5799. Good advice.
    1
  5800. Graham - Thanks for the awesome information on how to start and grow a successful YouTube channel! All 7 of these tips are great to know! I'll definitely have to apply these to my channel! EVERYONE let's share the love, help one another out and subscribe to one another's channels! Please and thank you!
    1
  5801. Something
    1
  5802. Watch my videos. The new ones funny
    1
  5803. Anything ok. When you have a chance please check out the Arizona Timeless Tourist.
    1
  5804. Thank you so much for the video!
    1
  5805. I'm Russian girl who live in America
    1
  5806. hi you're welcome
    1
  5807. something
    1
  5808. so hard to grow my channel....the struggle is real, but this video has a few good tips
    1
  5809. Before I watched the video I knew you were going to be buying a new property lol, haven’t watched more of the video but my guess is west Henderson? Idk
    1
  5810. Not First! Can I get a heart?
    1
  5811. Hey graham Can I get a heart ?? lol
    1
  5812. Great vid graham watched it all the way through!
    1
  5813. Skillshare is great! I actually teach Final Cut Pro classes there as well. I have free classes on my channel for editing and visual effects :) feel free to learn from us Graham
    1
  5814. Since his first video
    1
  5815. Become the chauffeur. Lol
    1
  5816. Graham I hope that joke worked better then the ice cream machines.
    1
  5817. Please make a video on the money flipping, dislike unsub if you dont
    1
  5818. 😂🙌🏼
    1
  5819. I believe Wealthfront's FDIC insurance of $1,000,000 should be legit. Fidelity has a cash management account where they claim $1.25 million in FDIC insurance (https://www.fidelity.com/cash-management/fidelity-cash-management-account/cash-management-account-overview). Fidelity is a huge, no-joke institution, not a Silicon Valley Startup (like WealthFront and Robinhood). Also, the SEC seems to indicate that this process is legit too: https://www.sec.gov/oiea/investor-alerts-bulletins/ib_banksweep.html That being said, if you have over $250,000 in cash, you're probably not taking savings account advice from YouTube, so it might be a moot point. (Also, if you have over $250K in cash, get that invested somewhere soon! I suppose it might be sitting on the sidelines waiting to be deployed when the right deal comes along, but that's a huge cash position.)
    1
  5820. I don't know how long i have been subscribed, but since you have responded in such a short time i'll respond to your comment. Honestly i haven't watched every video and i won't try to say i have, but since the first video i have watched, i subscribed. I know how much money you can make off "youtube", and for most people i won't subscribe because i don't want to help them out for no reason, and i wont watch any of their videos for that reason. But i see something in your videos, and the one's i have watched, i have listened to what you have said, and have remembered what you have said. I think you are a very knowledgeable person and want you to know that your work does not go underappreciated. There is no way i am the only one who feels this way. I have a lot going on in my mind and would love to speak with you one day. I just want you to know that despite the benefits you could make from making videos you are giving solid information and are helping many more people in a way you have never thought could ever happen. To me that is one of the greatest things you could give to someone. Keep up the good work! I know you will achieve more than anything you thought was possible.
    1
  5821. Great and insightful video. Keep up the great work man.
    1
  5822. Keep doing this ... love it!
    1
  5823. Great insight regarding water damage!
    1
  5824. Great video and concept
    1
  5825. I kinda wish you briefly answered some of the questions that you read from those who didnt pick up, but other than that i loved the video
    1
  5826. Graham I really appreciate what you're doing on a social media , if you allow me , let me say this..I believe you're an inspiration for the past present and future generations. Thanks and keep it up Maestro.
    1
  5827. Yes Graham this is 1000% percent TRUE....oh my God...I’m in south Florida and I get to see everything from 100k to 100mil and that’s why for me selling luxury is the way to go!!!!! and niche it out...specialized in home on the water or inland estate home on golf course...or just million dollar homes which is the name of my site....but I agree with you....keep rocking the videos my MAN!!!!!
    1
  5828. Wowww you made my day Graham. 🥰
    1
  5829. Prove you read everything and heart this.
    1
  5830. bUt gRaHaM wHaT iF a nUcLeAr bOmB hItS yOuR hOuSe
    1
  5831. Mr beast should do this, good idea!
    1
  5832.  @liltidbot-1963  Your going as a tourist, your expenses aren't gonna be the same as if you were at home
    1
  5833.  @GrahamStephan  sorry for the dismissive comment it was unwarranted. you may have already covered it, but perhaps you could make a video discussing whether investing in index funds versus buy and hold rental properties are best for achieving FI fastest? included with expected ROI, time frame, pros and cons. Im still stuck on the fence between investing solely in index funds after maxing out retirement accounts or buying a second rental property (I house hack a duplex rental).
    1
  5834. Tats funny Graham :D love it.
    1
  5835. Phill Collins
    1
  5836. Almost at 100K!! If you’re reading this and not subscribed to Graham, stop, and go subscribe!!!! Then come back down here and throw out a comment
    1
  5837. all jokes aside, i started watching your videos... good stuff.Thumbs up, like, subscribed, shared,, retweet, favorite, quote with a retweet, slide up, swipe right(no homo), tag ,made a bill board, bought a t shirt with your face on it, ive got a #1 foam finger.
    1
  5838. Graham Stephan Hey Graham, I sent you a Snapchat a few days ago. Snapchat's algorithm sucks now so probably can't even find it💀 but I got my RE license last week 😎😎😎
    1
  5839. Heyo I guess ill just watch this one
    1
  5840. I bet it was named after Dave Ramsey
    1
  5841. More cake Graham!!!!!😊
    1
  5842. Great video keep it up
    1
  5843. The beautiful feeling of proving people wrong 😎👏👏👏
    1
  5844. Thank you so much! I'm with Douglas Elliman, currently working in Roslyn (Long Island) and plan to get dual licensed so I can also sell in Manhattan.
    1
  5845. Super inspiring, thanks man
    1
  5846. Good video. Keep it up!
    1
  5847. Graham Stephan i think ddg looking for a crib I hope to see u in his vlogs soon
    1
  5848. About to read/listen to that book!
    1
  5849. PUBLIC SERVICE ANNOUNCEMENT: If it isn't obvious, all of these comments mentioning "Andy Hacks" and "credit back door" are scams
    1
  5850. because its so hot here nobody ever wants to go into their backyard
    1
  5851. I stopped Andrei's video to come with a like once again, that deserves a heart! 😂
    1
  5852. Great video!
    1
  5853. Loved the format here! Hello all the real estate guys I follow who are commenting on this! Bryan Casella, Graham Stephan, Tanner J Fox, Matt McKeever! Follow these guys!
    1
  5854. Thanks for the response, I agree.) To clarify one similar thing from the interview that ties into this - I wouldn't regard your lack of textbook salesmanship as a disadvantage, it's surely your advantage for a lot of your clients that resonate with you and your honest approach. Not saying don't strive to improve. Just keep the integrity.
    1
  5855. gram thanks for the gud video bro
    1
  5856. Plus as a small business owner you can buy a nice truck (GVWR 6,000lbs+) and write the whole thing off.
    1
  5857. "Do Epic SHIT SHIT SHIT" Legally, of course.
    1
  5858. That's like a criminal teaching a self-defense class.
    1
  5859. 1
    1
  5860. DON’T HOLD CASH: Use BITCOIN Instead you’re welcome
    1
  5861. I HAVE BEEN CEMENTED IN HISTORY
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  5862. "Holy shit what da fock?"
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  5863. I love everything you said, especially your talk about YouTube ad revenue. I first uploaded to YouTube on this channel on November 16th 2017 with the goal of where I am now but a far off dream. My channel with 11,000 subs is now making about 70-100 dollars a day off of a $120 dollar investment in a Blue Yeti microphone, and $20 a month for the Adobe Suite so I can edit thumbnails in photoshop. But people tend to forget the time element! I've put hundreds if not thousands of hours into YouTube over the last several months, and am now preparing a course that I expect will do north of $5k on launch day. Thank you so much for the content Graham, you, T.J.Fox, Becker, Cardone, Gary Vee, Tai Lopez, ETC, are doing gods work in getting people like me into the groove of entrepreneurship! Pat yourself on the back for you are helping to change lives Graham! I hope one day when my audience is larger, and I get into real estate we may be able to work together! :)
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  5864. Graham Stephan yeah dude you’re the reason I’m gonna go into Real estate after high school!
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  5865. Thanks for all the awesome info!
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  5866. Haha Ive been watching you since you had 1000 subs Graham... I just passed my financial literacy test with a 94% just from all the knawwledge you give out. Never even studied.
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  5867. Or you’re a musician LOL
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  5868. Not true because of the taxes he is saving by leaving California, this house is barely affecting his investments & savings
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  5869. its from the iced coffee
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  5870. Graham for president, 2021? Graham for president!
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  5871. Twenty Sixth! Hell yeah! lol 🤘😜🤘
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  5872. hahaha bro, thanks for the story! sorry u had to go through that, but it's quite entertaining now!
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  5873. IM DYING LAUGHIN MY NIGGA HAAHHAHAHA.... THAT SHIT CRAY... KEEP EM COMIN BOI! Have a good one my dawg!
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  5874. Great story :) Just goes to show it happens to the best of us!
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  5875. yea I already follow you, ok perfect I'll look out for it! Thank you Graham!
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  5876. before 1million view bro
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  5877. Monkeys been spending too much time on r/wsb
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  5878. Your info is great, Graham
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  5879. 🙌🏼
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  5880. Graham Stephan Watched the whole video with no break. You've save so many people from losing a great deal of money and headache ! I'd like to sponsor this channel.
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  5881.  @TheIcedCoffeeHour  omg it is true.... You do stick around and reply to everyone. Awesome!!
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  5882. It wasn’t me!!! I’m sorry that was probably a scammer!
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  5883. Cash is being ate up with inflation. There is nothing wrong with keeping some safety cash around. I would not keep all cash though.
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  5884. Knock knock. Who’s there? Smash. Smash who? Smash that like button!
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  5885. I need one of the most nessecary organ on this comment
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