Youtube comments of (@humphrey).

  1. Crazy you were able to document this, thank you. Stay safe!
    6900
  2. RIP FISKER SMALL PHONES
    6500
  3. "What's up 420, its 69 here"
    3200
  4. What a heartfelt video. Even though you post less often each post is that much more appreciated!
    860
  5. patiently awaits a fish tank tour
    557
  6. man im glad i dont have to listen to sponsors on this video
    545
  7. This is dope. The betting window press to hold idea was insane.
    540
  8. well done Graham! thanks for the shout!
    437
  9. I should've known all the bots would comment their referral codes in the comment section XD
    420
  10. Thanks Graham - this is a hot topic. I wonder where we'll be in 10 years... probably still smashing the like button.
    311
  11. dump cash, buy bankroll coffee
    251
  12. lets sink the like button faster than the titanic
    192
  13. This is good stuff.
    174
  14. You know what else is in the digital world? The Like Button. Please scroll back up and hit it! ► Patreon (Free) Post: https://www.patreon.com/posts/58234683
    135
  15. Hey guys! If you're comfortable sharing your net worth or how much you have saved, leave a separate comment here. Thanks for watching again :)
    121
  16. I did make a mistake in the video. ROTH IRA's are not subject to RMDs (required minimum distributions) The best intro 0:00 Trad 401k: 2:40 Trad IRA 5:27 Roth 6:26 SEP 8:19 Rollovers 8:37 403b 9:33
    113
  17. Thanks Graham for always keeping us informed
    113
  18. Hitting the Like Button is correlated with saving $100k ;)
    100
  19. Hey guys, I totally messed up the math @ 3:04 - thanks ARROW5HOT for pointing it out. It's $1000 * .002 = $2 and $7.5 respectively. I watched this video 4 times before posting and never noticed lol ugh
    96
  20. thanks for always keeping us informed graham!
    95
  21. There will be a LOT of scammers in the comments since this is a Bitcoin/Crypto video. I wilL NEVER ask you for your information. Thanks guys ❤️🚀🙌
    88
  22. Great video Cleo! I learned so much :)
    84
  23. After watching more videos and researching XRP, I realize I may have mis-stated some parts of this video. XRP and Ripple are much harder to understand than I originally understood. This video should still serve as a good starting point for learning about the general basics, but there is much more to settlement and payments that I did not cover in this video, and XRP is much more nuanced than I originally gave it credit for. Here's a good article: https://www.forbes.com/sites/thomassilkjaer/2019/03/07/14-common-misunderstandings-about-ripple-and-xrp/?sh=128bf2ad71d0
    79
  24. thx for always keeping us informed Mr. Graham!
    71
  25. WATCH NEXT: ► My $69,000 Dividend Portfolio REVEALED: https://youtu.be/Tyi--DTMo3Q
    70
  26. WATCH NEXT: Top 5 Cryptocurrency to Invest In! https://youtu.be/c6Hc5JwLlmY What did you guys think of this video? Let me know! I hope it was informative and fun 🙌
    68
  27. That’s why you have me ;)
    67
  28. I will NEVER ask you for your info or leave my phone number. Be aware of scammers. Also scroll back UP and tap the LIKE! Thank you SO much.
    63
  29. yes! you're welcome
    59
  30. If you're reading this, you may strike it rich if you hit scroll back up and hit the Like button. Just sayin.
    56
  31. Thanks for checking out this video guys. I worked hard on this one I appreciate ALL your feedback and comments so far! I am hoping that this video HELPS you save money long term, allows you to be more AWARE of your finances, and inspires you to track! If you have any questions, leave them for me in the comments and I'll get back to them ASAP. Your support never ceases to amaze me, thank you thank you- I appreciate you all!
    56
  32. Watch my next Entrepreneur Reacts (July 23, 2021!) : https://youtu.be/HJMYE5oTkY0
    55
  33. word
    53
  34. Check out my free newsletter: 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
    51
  35. Subscribe to my free 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
    48
  36. Thanks for all the support guys. Still trying my best to learn YouTube and get better!
    47
  37. gonna do a video on crypto metaverse plays possibly!
    45
  38. Thanks so much everyone for watching. I have been thinking about doing YouTube full time for awhile now and I am contemplating starting on November 16th with 2-3 videos a week. I will keep you guys updated on my socials but I want to thank everyone who watches my videos, without you it wouldn't be possible!!
    44
  39. Thanks Graham! After watching your video I won't be screwed!
    42
  40. i hate taxes, graham!
    41
  41. I will try to do an analysis on Tesla if enough people request it :D
    40
  42. ► How to Stake Cardano for Passive Income https://youtu.be/jm4YKeOAlJw Hey guys! This is a simply-explained video. For more in depth Cardano info, please check out the links in the description. I did not go over concepts like Slot Leaders and Epochs in this video. In the future you may see a more advanced video on how to stake cardano where I'll go over that. The other correction in this video is that Cardano is NOT available on Gemini, contrary to what I said. But I hope it will be soon! 🙌
    39
  43. Kindly scroll back up and TAP that like button as HARD as you can!
    38
  44. Beware of scammers in the comment section impersonating me! I will never ask you to text me, ever, please beware!
    38
  45. It's all about the Rare Fish market.
    38
  46. If you want to know my take on the 5 BEST Growth ETFs, check out this NEW video: https://youtu.be/ME0SRj2vCWA
    38
  47. thanks Graham! good topic and points
    37
  48. Appreciate you posting, late at night, in a makeshift studio!
    37
  49. Looks like the Lockup Period doesn't exist anymore due to DPO. Just FYI, apologies for the video saying that. Are you guys going to buy this IPO? Let me know! 🙌🙌 Also, please do NOT pay any attention to scammers/bot comments. I will never ask you to text me.
    35
  50. Sorry bro u wanna play golf soon?
    34
  51. ► WeBull (Get 7-12 Free Stocks worth up to $30,600 when you deposit at least $0.01) ➭ https://a.webull.com/i/HumphreyYang
    33
  52. With a few days left in 2020, I just wanted to say how grateful I am for the community here! I appreciate all your kind comments, let’s make 2021 huge!! 👊👊👊
    33
  53. YouTube has been riddled with impersonators and scammers lately. I will never ask you to text me, ever. Unless you're Taylor Swift. Be careful out there!
    33
  54. Hey all! These investments can also apply to your traditional IRA as well! Let me know what you're investing in your Roth IRA!
    32
  55. I was bit PUMPED up on Coffee for this one guys! Can you tell? LOL. Here's my video on How to Save Money: https://youtu.be/gez544S52vM
    30
  56. His wealth blew my mind! Let me know what your thoughts are here in the comments. As always, love hearing from the community in the comments and I appreciate all your support!
    29
  57. yeah I see your point for sure. in the future I'll try to bring on a "pro-renting" person who has been renting for 20-30+ years and ask them how they've fared. I know both of my realtor friends have rented for a long time in the past, and now they own homes... so there probably is some inherent leaning there toward buying, but they are looking out for the viewer based on the experiences they've seen with people that rent and try to go to the investing route. In my own experience, people that say they'll invest and people that actually invest -- there's a huge gap there haha so I think for most of the viewers buying is probably better than renting, it's kind of like why people say a 401k is good, because it forces people to save, even though I actually think having a 401k is not great if you are good with your own savings.
    29
  58. Totally forgot to ask for likes to stay on topic! If you could kindly smash the LIKE button it would help a lot :) Also, let me know if you enjoy these current event videos! And if anyone comments asking for your number or information, it is likely a bot - do not give them your info!
    29
  59. Can't believe it's been 100 videos! Going to keep posting. Let me know what you love to see ;) I LOVE U ALL
    28
  60. Did I teach you how to fish? Let me teach you how to fish in the Patreon too ➭ https://patreon.com/humphreytalks
    28
  61. Do you find these types of videos helpful? What other videos are you looking for? Let me know in the comments 👊🙏
    28
  62. 100% not. :)
    27
  63. Make sure to Subscribe to this channel for future videos on wealth building, personal finance, and how to get rich! It's free!
    26
  64. You've made it to the comment section. But little did you know, if you scroll back up, the Like Button needs to be hit... gently of course. Also, get 2 Free Stocks on WeBull (valued up to $1850 when you deposit $100) ➭ https://bit.ly/3631HpU
    26
  65. Which brokerage do you use and why? (Can be other brokerages besides Vanguard/Fidelity)
    26
  66. Did you already press the Like button? If you did, you're cool.
    25
  67. Please watch for scammers in the comments! I will never ask you to text me via WhatsApp, or give you a weird number to text. Those are fake/impersonating accounts.
    25
  68. Whats the best card for buying fish
    25
  69. I appreciate that Kyle. thank you for watching.
    24
  70. How many times did I say Evergrande? lmao
    24
  71. Well said Chris. exactly.
    23
  72. Great video, Cleo :) love the interviews
    23
  73. WATCH NEXT: Can Shiba Keep Pumping?! As of 10/28/2021! https://www.youtube.com/watch?v=qUhjrj8z_ZE
    22
  74. Hey all! Let me know if you have any questions about Credit, Building Credit, Cards, etc in the comments. Also if you have any tips or stories you'd like to share about your credit score - SHARE them here! My next video is gonna be about how much I make on YouTube with 22k subscribers - I think it will be fun to go through the analytics to show you all! That video should be live THURSDAY!
    22
  75. I'm definitely not sure how long it will last. I think their service has been getting worse and worse as time goes on too.
    21
  76. Dude seriously. I was so pissed, it was trading flat for the past few days and so my price commentary in the video are now 'outdated' lol
    20
  77. LOL! Twins bro
    20
  78. Make sure to use the following links for free stocks as well! ► Coinbase ($10 Free BTC, Code: YANG10) ➭ https://coinbase-consumer.sjv.io/c/2343607/1219040/9251 ► WeBull (Get 6 Free Stocks until June 9th 2022 valued up to $12600 when you deposit a minimum of 1 cent) ➭ https://a.webull.com/i/HumphreyYang ► Public ($10 Free Stock) Investing App ➭ https://pblc.co/humphrey ► Robinhood (Free Stock Valued Up To $250) ➭ https://robinhood.c3me6x.net/qPyKY
    20
  79. Love your videos man!
    19
  80. Well that'll save u $$ :)
    19
  81. WATCH NEXT: ► My $69,000 Dividend Portfolio REVEALED: https://youtu.be/Tyi--DTMo3Q
    19
  82. man im glad i dont have to see magic tricks on this video
    19
  83. Hey guys, forgot to ask you to press the Like button! But scroll up and do that... b/c it helps a ton! Also, the math isn't perfect in this video and I acknowledge that. If you are in a RENTING vs BUYING situation, I would definitely try to run the numbers yourself, try to figure out what appreciation rate and investing rate you can get, and try to factor in more phantom costs of ownership.... since I didn't in this video. This was one of the harder videos to make b/c it can go either way depending on your unique situation and its such a widely debated topic. Hope you enjoyed it regardless!
    19
  84. What money lessons did you find the most helpful!? Let me know and also hit the like button when you see this ;)
    19
  85. Hope you enjoyed today's video! Lol. It was a fun one to research. Also don't forget to get 4 Free Stocks with Robinhood until 2/1/2021 ➭ https://robinhood.c3me6x.net/qPyKY
    19
  86. good point I didnt consider that
    18
  87. Hey guys! Let me know if you have any questions down below. Appreciate all the support! Share this video with a friend as well!
    18
  88. thanks for the suggestions, for sure :) I appreciate you watching
    18
  89. They were mostly lonely and heartbroken trips after a girl I was dating told me she didnt want to be with me anymore.
    18
  90. DAMN! Amazing. Yeah it’s one of my new favorite cryptos.
    18
  91. Do you have a Roth IRA, 401k or Roth 401k? Let me know your thoughts below! Look forward to hearing from you. You guys rock 👊
    16
  92. Hey all, what mistakes have YOU made? Let me know in the comments. Also, we're nearly at 225,000 subs! Thank you - can we get to 250K this month!?
    16
  93. Hey all thanks for checking out the video! If you enjoyed this content let me know in the comments and hit the like button! It helps! Love you all and thanks for your support.
    16
  94. Timestamps: 2:22 - How YouTube Calculates Earnings 3:02 - What goes into a CPM 7:17 - Start of Analytics Dive 9:51 - How Much I've Made This Year
    16
  95. Hell yeah!
    16
  96. LOL
    16
  97. Hope you get inspired by this video! I'm still aiming for two videos a week but it might be slow with the 4th of July coming up. I'll do my best to keep up the content pace!
    16
  98. LOL. Yep me too!
    15
  99. do you have names for your fish? We are dying to know
    15
  100. This was a video I had to reupload because the text didn't render properly on my first go round. Apologize to the 100 viewers who saw the original! Thanks for all your support guys, 300K is crazy and so are you all <3 ► Coinbase ($5-10 Free BTC) ➭ https://coinbase-consumer.sjv.io/QOA326
    15
  101. FYI Guys Ignore Bots that post a "WhatsApp" number on your comment. Also, for a limited time, get 4 free stocks from Robinhood (1 today, 3 on 2/1) when you use my affiliate link ➭ https://robinhood.c3me6x.net/qPyKY
    15
  102. Remind me you wrote this if I hit a million and I’ll do something special for ya
    15
  103. Do you stake Cardano!? More importantly, did you hit the like button!? Beware of scammers in the comment section impersonating me. I will NEVER give you my phone number or try to sell you something.
    14
  104. I like going with the lowest expense ratio (fee) fund.
    14
  105. Hey Cole!!! Yes sir
    14
  106. nice man
    14
  107. Love the idea Jordan!
    14
  108.  @mazing32able  either, Roth IRA better.
    13
  109. Kindly scroll back up and start a Present-Day contract with the Like Button. Thank you 👍 ALSO, this is a crypto video, so scammers/bots are rampant in the comments. I will never tell you to contact me on Telegram or text or anything like that.
    13
  110. Don't be a squid. Press the Like Button! And don't fall for any scammers in the comments!! I will never ask you to text me.
    12
  111. Yes I suppose :D
    12
  112. Use PayPal goods and services option until you trust them!
    12
  113. Around the 5,000 rice mark I explain why I didn't want to do that haha
    12
  114. Thanks for checking out yet another video from me! We are so close to 100K! 🙏🙏 Appreciate all the support ☺️
    12
  115. hey Jhon, first of all thanks for doing that I appreciate it, I think i get a free stock as well - hell yeah. So, this question is a good one but it totally depends on your timeframe. In general, over a long period of time, it's not good to have your money just in a savings account because these days they only pay 1% or less. That's barely beating inflation. My answer would be a three fund portfolio where you invest into Index funds of the S&P500 index fund, bond funds (US), and some intl funds. You can google "Three fund portfolio" and learn a lot more about it. If you can invest $1000 into something like a business or side business, even better - since that will provide you faster cash flow (as long as you're not losing money). In general, investing with stocks is more of a long term play TO me. There are people that try to do quick flips or day-trade, but I've never been a believer of that.
    12
  116. after effects!
    12
  117. Man this is the Gem Tang of houses!
    12
  118. LOL
    12
  119. Sounds great, wow... from where to where did you move?
    12
  120. LETS GOOOOO. KING CHARLES CAVALIER ONLY DOG HOTEL WHEN?
    12
  121. Hey all! I hope this tutorial was helpful. If you want to try Robinhood & grab a free stock when you deposit ANY amount, use this link ➭ https://robinhood.c3me6x.net/qPyKY
    11
  122. 🙌 LINKS MENTIONED IN THE VIDEO 🙌 Patreon (My Investments + Private Discord) ➭ https://patreon.com/humphreytalks ► Robinhood (Get a Free Stock up to $200!) ➭ https://robinhood.c3me6x.net/qPyKY ► Get $10 of Free Stock of your choice on the Public Investing App ➭ https://pblc.co/humphrey ► Get 2 Free Stocks on WeBull (valued up to $1850 when you deposit $100) ➭ https://bit.ly/3631HpU ► Wealthfront $10K Managed Free ➭ https://invest.wealthfront.com/Humphrey ► Investing 101 Guide: https://drive.google.com/file/d/1cLa5... ► PowerPoint (This Presentation): https://drive.google.com/file/d/1oURn... ► Join the Discord Community ➭ https://discord.gg/Gqsmqba
    11
  123. Kindly UNRESTRICT THE LIKE BUTTON (aka just hit the Like button lmao). Hopefully this video clears some things up. If you aren't up to date on the GameStop craziness, here's the first video explaining everything: https://youtu.be/4_enqFDZXIc
    11
  124. As always I hope you enjoy this video. I’m so happy to be making videos foe you guys on YouTube! Also let me know anything else you’d like to see 🙌🙌🙌 Here's that Robinhood Link, You get 4 Free Stocks Until 2/1/2021, 1 when you sign up + link a bank account, and 3 on Feb 1! ➭ https://robinhood.c3me6x.net/qPyKY
    11
  125. BREAKING: Trump wants this bill revised. He is the X-factor of this entire thing. I truly did NOT think he would not sign it. However, Senate can still override Trump's veto, if he were to veto this bill.
    11
  126. Hahahah I love pronouncing it Fidelity. I know its Fa-DELITY though, short I.
    11
  127. I'd be lying if I said that money did not take over my life as well. Since I was a kid I was thinking about money a lot, my dad is very money-oriented as well. Tough conversations typically involved how much money we had (or didn't have) and wanted to figure out how we could make enough money to support the entire family and keep going. I will say, with spending money, I am OK spending money on things and splurging on myself now and then. I try to delay gratification as much as I can, but if there's some new sweater I want, or a coffee I want from a coffee shop, I've been known to indulge. I think the best point at which to spoil yourself a little, is when you have some income coming down the pipeline and you've been making moves to increase your income, or at least improving a little every day. As long as you're moving toward your goals, whether that be a career, financial, or relationship goal, as long as you're making progress - that's important. Keep the consistency up, and reward yourself along the way. If you're in a spot where you aren't producing income, that's OK too. Figure out what you can do TODAY to make strides towards making an income. It could be as simple as getting out of bed, going on a walk, sleeping on a normal schedule, etc. We all are at different points in our lives and timelines. It takes time, but if you can continue momentum, it will come. And along the way you'll figure out when a good time to spoil/splurge is.
    11
  128. Are you guys up this year on day-trading? Let me know below!! And smash the like button, plz :D
    11
  129. Let me know what you guys think of the video! Also Patreon is linked here! https://patreon.com/humphreytalks
    11
  130. love that, I gotta look more into their background :)
    11
  131. i know your pain
    11
  132. Yes!
    11
  133. Happy New Year! Kindly smash that Like Button above! Also check out my latest video on 5 Roth IRA Mistakes People Make: https://youtu.be/WLiNjAD12tc
    11
  134. Since I staked ~5700 ADA, I should be receiving 273 ADA per year by staking, which is right around 23 ADA a month. That means, every EPOCH I should receive 3.83-4 ADA. So every 5 days Ill get around $8 worth of ADA on my $12540 ADA.
    11
  135. Or about $580-$600 ADA per year at current price of $2.20 per ADA. Obviously if ADA goes up I make way more, and if it goes down I make less.
    11
  136. can consider this!
    10
  137. good to know. thank you von.
    10
  138. Woooo made my day
    10
  139. Hi all! 🙌 Thanks for coming to watch another video from me. This video SHOULD show you that getting ahold of your finances is pretty simple and only takes a few minutes to even start some of these. Again, I appreciate all you guys watching, liking, subscribing, commenting - it means a lot and I find it so fulfilling when I hear from you all. 👊✊🏻Thank you so so so much.
    10
  140. Watch out for scammers, hit the like button, and check out the Patreon! https://patreon.com/humphreytalks
    10
  141. Kindly don't make the mistake of ignoring the Like button. The Like button must be HIT! Here's what's in MY Roth IRA: https://www.youtube.com/watch?v=gvK0dd4lUc4
    10
  142. Son.
    10
  143. Agreed!
    10
  144. That’s a good point. I think most younger investors or investors with higher risk tolerances can just concentrate into 2-5 dividend stocks and put the rest into their growth stocks
    10
  145. Hey you... yes you there! thanks for checking out another video of mine! More to come in the coming weeks, and definitely going to drop a new series soon. Stay tuned :)
    10
  146. I am working on my ON Camera ENERGY guys, I know this might not have been the most energetic I've been before, but I'm filming some videos today and I am SUPER hyped up on coffee ☕️ Thanks for checking out this video and I'll see you in the next one! 😂
    10
  147. Thanks Graham! crazy~!
    10
  148. Yes, here you go: https://docs.google.com/spreadsheets/d/1j8FsOeMdYnNYAEBmYUG0X0D0pKnv1aIOlN8-MiF3Mgc/edit?usp=sharing
    10
  149. i think so too TBH but it does have some downsides as i mentioned. I hope they can get past the lawsuit.
    10
  150. Hahaha
    10
  151.  @Hapacmoneyloader  you can just unsub dont watch my videos or better yet make your own videos
    10
  152. Yes definitely! I think I can do it post-edit, let me see if i can add it today.
    10
  153. What is up you guys!! Welcome back to another video from me. Inflation is inevitable, hopefully this gives you some insight into what you can do. I personally took down the prices of all the things I frequently buy, and I plan to revisit my list of items and their prices yearly/every few years to see how much things have changed. For example, a Jamba Juice when I was in middle school was $3.25, and this week it was $7.99! Crazy. Weird example, I know.
    9
  154. thansk Graham, you are the best! ty for your vid
    9
  155. LOL me too. Diablo, final fantasy, wow, anything.
    9
  156. hey guys! Hopefully this video was helpful, in my experience these are what people tend to overspend on. Feel free to agree or disagree in the comments :D....hopefully you just agree tho hah!
    9
  157. Tea is amazing. I love arnold palmers (half iced tea half lemonade), although I usually do 80% iced tea, 20% lemonade... yumm....
    9
  158. awesome ! I am happy that it was easy to understand.
    9
  159. LOVE THIS COMMENT :) Thank you Tyler!
    9
  160. What random things do you have in YOUR wallet?
    9
  161. With your Roth IRA, you can withdraw what you put in, with NO penalty. Yes.
    9
  162. Word
    9
  163. Thanks Graham for keeping us informed!!
    9
  164. I just want a 0.20 iced coffee per day.
    9
  165. Prefer ADA. Don’t know much about shiba inu lol I stay away from those meme coins 🪙
    8
  166. Haha noted. For sure
    8
  167. Sounds like you already have a lot of the pieces together RJ, if you've been able to run 2 successful stores, that's great, and those skills can be translated into a clothing or jewelry business. To be honest, everything is over saturated and competitive these days, you need to just find a way to stand out and differentiate, but you can still make profit in those markets. Since those markets are SO large, even if you capture a fraction of a percent of those markets, you should be just fine. I do think people limit their viewpoints sometimes because they see so much competition and just don't bother even trying - strive to try!
    8
  168. Sony a7iii, i think its a G Master 24mm fixed
    8
  169. Good points
    8
  170. you'd be surprised, when you start your own business you realize no one actually takes your idea because 1) they're too lazy 2) they are focused on their own s*** 3) even if they do take your idea, its rare (less than 1%) they couldn't actually execute it better than someone whos doing it full time, etc... I used to be afraid of people "stealing my ideas" but in reality that's not a problem you should be afraid of. Because in my view you should be better than all your competition, if someone steals your idea, I say... bring it on, I'm going to beat you anyway
    8
  171. Good call.
    8
  172. In the video I say it's IPO'ing Tuesday, but it actually got pushed back to Wednesday the 30th!
    8
  173. Sorry about the bots, yes. Those cars last forever!
    8
  174. Great to hear. You’re welcome Damian. Appreciate you watching
    8
  175. wow good to know
    8
  176. thank u so much!
    8
  177.  @eckkeust7868  1% of $10k = $100.
    8
  178. Z490 Motherboard GeForce RTX™ 3090 Intel Core i9-10900K 10-Core 3.7GHz Seasonic FOCUS GM-850W Gold Team T-FORCE Delta RGB 3000MHz 3000 MHz (max speed) 64GB (4 X 16 GB) More Info Western Digital Black SN750 NVMe M.2 2280 SSD (1.0 TB) Seagate Barracuda (4.0 TB)
    8
  179. I do have a pretty old video (one of my firsts) on the details of just leasing, but I should probably update it. Thanks for the feedback!!!
    8
  180. I never considered that the square footage was different, I appreciate you bringing that up.
    8
  181. LOL
    8
  182. thanks Tyler! Appreciate it man. I hope it hits 1 cent for you :)
    8
  183. You’re welcome!
    8
  184. Hey there! I hope you enjoy this video, I know budgeting it something quite a few of you have asked for! I tried to add more B-roll (other footage) in this video and I hope it helps, I want to start doing this more often and also moving around the room a bit more. If you have any questions, leave them below and I'll get back to you! Thanks so much for taking the time to watch! I love all your support, feedback, and even welcome criticism. I'll see you all in the next video which will be FRIDAY! Anyway, if you've gotten this far, thank you - you are the best, and I appreciate you watching :)
    8
  185. 10% would be a good start.
    8
  186. Thanks for 200K ALL 🙏 Watch my other reaction video from a year ago: https://youtu.be/nzPPqwDWktA
    8
  187. Yeah you can do that. Taxes shouldn’t apply since it’s in a Roth
    7
  188. What are some of your goals for 2021? 👊
    7
  189. Hi Corie, will definitely consider it, thakn you so much :D
    7
  190. Correct. I don’t anticipate this being viable after ETh 2.0. Only do it if you wanted the gaming cards in the first place, like I did :)
    7
  191. haha seriously.
    7
  192. As in you’re ok with higher risk.
    7
  193.  @blendedempathy  thx for feedback. I am still new to crypto but trying to research more on the technical side to try to disseminate this info to other beginners. Any resources appreciated!!
    7
  194. Seriously, i cant keep them away, i try filtering all the comments too
    7
  195. Agreed, ill try to take that into consideration next video
    7
  196. Fidelity has 0 fee funds so probably there.
    7
  197. thanks Justin!
    7
  198. YUP LITERALLY ME LOL
    7
  199. Have you made some of these mistakes? If you’ve got any questions leave them in a comment down below for me and I’ll get back to you ASAP! Also, hope all of you are having a new year! If you made it down this far into the pinned comment - you're the best, and second of all - if you have any videos you'd like to see, please let me know in the comments. Also, grab a free stock from Robinhood when you deposit ANY amount of money! ➭ https://robinhood.c3me6x.net/qPyKY
    7
  200. You’re so welcome
    7
  201. Great points on all.
    7
  202. Are you guys bullish or bearish on Tesla? Let me know below! Thanks for checking out my video, I appreciate all the support!! 🙏
    7
  203. I have been posting Tuesdays and Fridays, and will be responding to ALL comments within the first 30 minutes after the video has been posted! Thanks for all your support.
    7
  204. I’m sorry. Understood
    7
  205. I personally re-read Naval Ravikant's almanack every time, it's free online, just search for it.
    7
  206. will def consider, thank you!!
    7
  207. I've only given sofi a try once and didn't love it, but i should do a more extensive review of them. No drawbacks besides more to manage, I suppose!
    7
  208. Lol! glad to hear this video was helpful for you
    7
  209. you can do either, i continually add to my index fund positions!
    7
  210. Can we get 500 likes on this video!?
    7
  211. More payments = better record = better credit score over time
    7
  212. Good point.
    7
  213. Forgot the Sub Jar for this video! I'll bring it back in the next one. I'm still keeping track of the subs!! Kindly scroll back up and hit the Like button for me ;)
    7
  214. Glad I could help!
    7
  215. Make sure to subscribe to Kyla as well since she helped me with this video! ► Subscribe to Kyla: https://www.youtube.com/c/KylaScanlon
    7
  216. You can contribute to your 2020 Roth IRA up to April 15, 2021. It’s too late for 2019.
    7
  217. that is good and awesome.
    7
  218. Lol people who bully other people for liking finance are lame AF. Don't worry about them. Glad you're watching.
    7
  219. Id prob pickup some more if it nears $1-1.1
    7
  220. That is sick. Yep it’s awesome 👌👌 by the time you withdraw it’s going to be worth a ton
    7
  221. Yoooo my guy 💎💎🙌🙌
    7
  222. just because you know how it works doesn't mean everyone does :( that's why i added the timestamps, you can just skip the stock split.
    7
  223. It really is, t hanks for the comment :D
    6
  224. I think VTI at age 35 is still OK, if you are a little more risk averse, you can throw in some dividend ETFs perhaps.
    6
  225. haha I do love ADA but all-in on ADA would be.... speculative ;)
    6
  226. thanks for the comment 320. I did listen to a Ramit Sethi podcast the other day where he dispelled that "paying off someones mortgage" line of thinking everyone has - while renting you do *do that*, his point was that we have this thought of paying off someone elses mortgage as a bad thing, but we don't think about that same concept when we're eating a restaurant or at the movies. This was one of the harder videos to make b/c it can go either way and its such a widely debated topic. Also, I can tell by the comments already that some are just not happy with the math behind my particular version. Perhaps this video is too biased into home buying. I'll have to re-think my approach for future videos in light of this, also... yes it does require research & due diligence. Again, thanks for your comment - as always. I always see you on here
    6
  227. hey Peaceful dinner, thanks for the comment. For sure, I can definitely add Passive Income to my list of upcoming video content. I appreciate you being here
    6
  228. Good idea and great comment. Thanks Jack! Will def consider this.
    6
  229. No teleprompter, although I have my script nearby. It takes me a few takes to do each line sometimes. It depends on how well I know the script, but definitely gets easier with time
    6
  230. Agreed!
    6
  231. My MAN!
    6
  232. Thanks Graham! Always great info.
    6
  233. thats awesome @MaviHD!
    6
  234. Exactly Courtney!!!!! Thats what im saying. I initially wanted to buy a new car this year but then I thought... whats wrong with mine? And if I want to compound my wealth, I need to not spend frivously.
    6
  235. thanks!! im gonna keep making videos that help people.
    6
  236. There's a study that says lump sum investing usually beats out dollar cost averageing like 55-60% of the time, I forgot where that study is - it's from Harvard though. If you're buying for the sake of dividends and the long term, you could buy all at once and not feel too bad about it.
    6
  237. As always, make sure to WATCH out for SCAMMERS in the comments. I'll never ask you for your # or ask you to text me. Coinbase (Get $10 in Free Bitcoin) ➭ https://www.coinbase.com/join/yang_0wf Robinhood (Get a Free Stock!) ➭ https://robinhood.c3me6x.net/qPyKY
    6
  238. Risk for appetite anyone?
    6
  239. Here's my FREE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
    6
  240. FREE STOCKS: 🏆 WeBull (Get 6-12 Free Stocks worth up to $30,600 when you deposit $100) ➭ https://a.webull.com/i/HumphreyYang 💸 SoFi Checking & Savings: Get up to 4.20% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply ➭ https://sofi.com/humphrey 🎓 Public ($10 Free Stock) Investing App ➭ https://pblc.co/humphrey
    6
  241. Omg. Love you. Lol!
    6
  242. lol
    6
  243. I feel so seen.
    6
  244. Agreed!! Love this thought.
    6
  245. You can occasionally spend on it and keep the credit score, there are no "downsides" to not spending any moeny on them. If you want to build your credit though, I would spend a little amount on it each month and pay it off in full
    6
  246. Mutual funds charge a high expense ratio for what they actually offer, thats why I prefer ETFs, maybe its my bias...
    6
  247. I liked both of them since they had rented for quite some time before buying a home (they are both homeowners), but I can see the issue here which is they're both realtors, perhaps I should have a long-term proponent of renting come on
    6
  248. I think RobDahood is spot on here. And yes apologies. There was a scam account impersonating me
    6
  249. Ignore the bot comments. Yes I can try to make one specifically for students!
    6
  250. You dont pay cap gains within roth
    6
  251. I might do a comparison video of gold to silver. Great idea
    6
  252. Probably staking it.
    6
  253. Haha wow!
    6
  254. correct, a debit card to deposit, then a credit card to spend and then pay it off from your bank
    6
  255. this guy is on another LEVEL!
    6
  256. It’s still worth it if you value the interface and options Fidelity or Vanguard provide
    6
  257. Hey All! Hope you enjoy today’s video! Super thankful for all you guys watching. This video was highly requested since Bitcoin is surging in price right now. As always, make sure to ask me any questions and I’ll reply ASAP! 👊👊 This community we’re building is amazing and I can’t wait to keep making more videos for you guys. I also am gonna upgrade my setup to bring you higher quality picture and audio shortly!!
    6
  258. No difference if it’s the ETF
    6
  259. Now i just need some overnight guests.... LOL
    6
  260. I think some people still get 2-day delivery, some don't. It depends on your location, the fulfillment center, the item you're buying, etc. Even if the 2-day was guaranteed, I still am cancelling.
    6
  261. It should still help you get those # of payments up.
    6
  262. I think so too!
    6
  263. Ooo thanks for the comment. Ok will def add this to my list
    6
  264. Hit that Like button and ILY forever. Also here's the Patreon (don't feel obligated): https://patreon.com/humphreytalks. Dividend Only Sheet (in video): https://docs.google.com/spreadsheets/d/1j8FsOeMdYnNYAEBmYUG0X0D0pKnv1aIOlN8-MiF3Mgc/edit?usp=sharing
    6
  265. I partake.
    6
  266. thats smart, Troy... I didn't even think about it, but that's a genius way to use the app.
    6
  267. Thank you!! the next video is my 2 hour rice video tho but thats more just long because its going to be the entire thing unedited LOL :) But yes I hope to be informative while not being super drawn out
    6
  268. Also be sure to check out my video on Simple Investing Portfolio using Vanguard Index Funds: https://www.youtube.com/watch?v=dmObQ0V4ukQ
    6
  269. thanks for the comment! Ignore the spam bot
    6
  270. Gotcha Tomas, thanks for the feedback, I will consider being more elaborate on those points in the future for sure
    6
  271. You can use yahoo finance to look up their dividend yield. If it pays a dividend it’ll have a yield %
    6
  272. Any time baby
    6
  273. Hey Savage Donut, sorry about the spammers in the comments. I usualyl do lump sum once a year, but im thinking about adding to it monthly. Right now ive been putting most of my money into crypto lol
    6
  274. I should do one. Ya.
    5
  275. One more thing I want to bring up. We're in the end of a "Day-trading" cycle. There have been a few day trading cycles in the past, where people get FERVISHLY into day-trading. This was in the 80s, the late 90s, prior to 2007/2008, and now. It's almost generational. If the day-trading fervor ends, we'll likely see this as a risk for Robinhood in the short term.
    5
  276. My personal one I invest in is VTI. I’ll have to check out Horizons - I saw you joined the Disc. If I find anything on it I’ll let you know there
    5
  277. One thing I wish I knew earlier was to ask you to kindly scroll back up and hit that LIKE button 👍 ALSO if you do see scam comments, please ignore. I will never ask you for your info or for you to contact me.
    5
  278. awesome Philip, definitely agreed.
    5
  279. I need a lot more gil for a Phoenix Down, you got me Andrei!?
    5
  280. WOW. Best i've heard, that's crazy bro. Congrats on your early success, keep it going!
    5
  281. No problem! Glad I brought it up. Not trying to keep it hidden or anything like that.
    5
  282. You can stick with the ETFs. No huge downsides. It’s all pretty minimal
    5
  283. Actually I did realize that after I posted this video, it was pointed out to me in comments. I have been hand washing my own car recently lol :)
    5
  284. Take your monthly expenses for your family of 3, lets say its $3000, multiply that by 3 - 6 = $9000 to $18000.
    5
  285. Hi Lawrence! Thx for the video idea. I think a 2008 recap could be good especially on a day when the market tanks a lot LOL
    5
  286. Thank u!
    5
  287. Yes I agree. I pay it off back ASAP but if you must leave a balance, no more than 30%.
    5
  288. Think you’re good assuming you are higher risk
    5
  289. You’re welcome! Ya people love the spark notes. I like that you called them that.
    5
  290. I personally am LONG Apple, but it's also a stock I don't plan to get rid of for 20+ years, so it is most likely going to be higher by then...
    5
  291. Ty Skinny ❤️
    5
  292. That's awesome.!
    5
  293. I had a bit of an unfair advantage being on Tik Tok, I had like 100k followers on Tik Tok that were able to get me 1k subs early on. Probably only a month. But I had been making a Tik Tok every day for a month. It took me about 30 videos to get 4000 watch hours btw
    5
  294. I LOVE THIS COMMENT. And taylor swift. and your avatar.
    5
  295. What do you guys think of this video? More comparison videos in the future, or something different!? I always love hearing from you so let me know here, trying to make videos you guys wanna see 🙌
    5
  296. Agreed!
    5
  297. i think its a scam, i probably wont make a video to not draw any attention to it, or if i do, it'll be calling out the ponzi like nature of it
    5
  298. Robinhood doesnt actually give you "crypto", they simply let you buy/trade it in USD, you don't actually "own it" in a wallet. So you have to take a tax hit when you realize the gains.
    5
  299. Yesss thank you :D
    5
  300. It wont do that, you have to do that yourself haha.
    5
  301. Thanks for the suggestion, if you need some resources in the meantime, you may want to look at Investopedia and search capital gains. But I am thinking of doing a dividend tax video or perhaps I should just do a "tax considerations" video... Its tough to me to balance all the video ideas and suggestions.
    5
  302. Ashiley, damn, this is the most thoughtful comment I've received in awhile. Thank you for noticing all the details I put into the videos, I def try to put a lot of effort into them! So I appreciate you watching, commenting, and being a member of this community <3
    5
  303. Index Funds are probably better long term, and they are pretty safe as long as you're holding for the long term. Don't feel overwhelmed, I have a lot of videos on Index Funds. Try watching my "Simple Investing Portfolio" video.
    5
  304. Yes definitely! Thx for the comment. Great insight
    5
  305. LOL, now im embarrassed 😂
    5
  306. Thanks for watching. We used OpenStreetmaps + Mapbox API to layer the colors on there.
    5
  307. YOU NOTICED. It was meant to be meta ;)
    5
  308. I dont know, but I'm glad you're here.
    5
  309. Tax is definitely a topic I need to brush up on and figure what is the best situation for most people before I make a video. Thanks for the comment Winnie :)
    5
  310. I like your strategy, I agree.
    5
  311. Lol you’re welcome Daniel
    5
  312. hell yeah, thank you Timo!
    5
  313. Thank u so much that made my day!!!
    5
  314. Yes I can try to make videos on REITS.
    5
  315. Thanks for your comment. If the market crashes your investment reflects the adjusted price of the security you purchased, so in the event of a market crash, you still own the ETF/Index Fund, but it may just be worth less - but over a long period of time (40+ years), it should continue to grow. If you look at all the historicals in the past 100 years, for the most part the indexes go up slowly over time. Where people get tripped up is that they want a fast return so they get into more speculative investments. I hope this helped! GL
    5
  316. Hey Lonewolf, I would park it in a Roth IRA and invest in index funds (S&P 500, bond funds, intl funds) - a healthy mix of three. Google the "Three Fund Portfolio". It's a good beginner guide.
    5
  317. Noted!
    5
  318. Good system you have there. Wax 5 times a year? I need to come to your house.
    5
  319. Thanks for watching guys 🙏 let me know if you have any questions and also check out my video on my 9 Income Sources, where I talk more about my business here: https://youtu.be/UMZhWrKD36U
    5
  320. thx spencer!
    5
  321. Kindly scroll back up and hit that Like button! WATCH NEXT: Cardano Explained https://youtu.be/vtulCPeT0jE
    5
  322. I'm pretty sure employer match is always pre-tax dollars, so then after that I personally like having it all in the Roth.
    5
  323. IN N OUT
    5
  324. good advice Cory
    5
  325. Love these comments bro thank you so much.
    5
  326. Love to hear that Ryan. I appreciate you watching
    5
  327. Hahaha yep!
    5
  328. Holy crap daddyland!!
    5
  329. Aye! Yeah perfect for new people or people that just want an automatic solution
    5
  330. You can do it all in one deposit - that’s what i do.
    5
  331. Definitely, maybe a guide on capital gains taxes with stocks would be good.
    5
  332. Wow that’s interesting they said they looked at your bank balances.
    5
  333. Hope this video helped! I will never ask you for your number or ask you to text me in the comments. ► Coinbase: https://coinbase-consumer.sjv.io/c/2343607/1219040/9251 | NFT Tracker: https://docs.google.com/spreadsheets/d/1PXn0XIVkxiij3rBJWFeTKE5Q1odYeNUnwxj4zNqYoFs/edit?usp=sharing
    5
  334. People are already selling off tech to invest their volume and reallocate to GameStop. Hedge against this risk>buy more tech when its cheaper.
    5
  335. xana thank you :) I hope you subbed. I want to see you in my comments section again!!
    5
  336. boom! yes :) glad it was helpful... it is hard to comprehend.
    5
  337. its covered in the video!
    5
  338. Thanks GRAHAM! I love this knowledge.
    5
  339. Depending on the year, you could make out bette rtih VQNPX. But S&P500 index fund is probably just safer longer term.
    5
  340. Dude, thank you. been trying to break through on the YT algorithm!! Thanks for watching
    5
  341. Legendary, Graham!
    5
  342. I am 33! The audio might have sounded just odd there :)
    5
  343. Glad you enjoyed it, this comment made my day!!
    5
  344. Probably invest it now so it can grow to more toward the end of college. You can also use that money to start a side business in college
    5
  345. thank you, Tyler :) I appreciate the comment
    5
  346. Wow, great to know!! thanks Steve.
    5
  347. Dude Ben that is AWESOME to hear. Smart decision living at home for a bit, nothings really happening with COVID these days anyway (ein terms of fun events, going out, etc). Keep it up !
    5
  348. Which subjects are tough for you? Let me know and I can give some suggestions
    4
  349. I actually use Excel too, so I think you're doing the right thing!
    4
  350. Haha I think that’s my first “first” comment on YouTube.
    4
  351. Right, you would keep adding to VOO or VTSAX for example.
    4
  352. Yes I’m gonna try
    4
  353. thx Max!
    4
  354. Damien, your situation sounds interesting and a bit complicated. To make some money on the side, if you can find any jobs around town with a skill that you have, that is the best thing to do. Maybe you're good at mowing lawns, or painting - you can try to make some side income that way. As far as your gentleman who passed away - I am not too sure how I can help you there, but I would suggest trying to speak to the local government about what your options are, after presenting the entire timeline of the situation. I would try to recount everything that happened and write it down, and then present your case so you can be given options on what to do next. Good luck
    4
  355. The doctor is in!
    4
  356. Very true!
    4
  357. Lol, no you do it and film it ! I'll sub to you if you do.
    4
  358. Hahaha yes!! I totally want to
    4
  359.  @subpoena.  LOL THANK YOU
    4
  360. Hard to find investments that return 8% with MINIMAL risk, all investments carry risk so unfortunately I don't have a golden answer for this. :) Sorry! Thanks for watching though !!
    4
  361. That’s the first I’ve heard of that but I LOVE it.
    4
  362. How fungible are you feeling? LMK in the comments!! Thanks for checking out another video of mine, subscribe and scroll up and hit that like button!
    4
  363. Agreed drew. Also sorry about spam comments
    4
  364. Thanks daddy 🙌🙌
    4
  365. #sheeeesh!! nice man
    4
  366. Yes for the most part
    4
  367. Haha 😂
    4
  368. Oooo i forgot the timestamps today
    4
  369. LOL! Thanks man
    4
  370. thank you dean! new video out tomorrow, make sure to like and watch it :D
    4
  371. It’s delisted bc of the lawsuit
    4
  372. Eat it. Give to friends. Haha
    4
  373. ill have to do some research and consider this as a video myself... thx for the suggestion!
    4
  374. Dont worry be happy ;)
    4
  375. Wow Chris. Thank you. This one means a lot. I’m screenshotting this. I appreciate you.
    4
  376. Nice, thanks Teamobile for your insight. I forgot about DirectTV haha.
    4
  377. 😍
    4
  378. Look into Backdoor Roth!!!
    4
  379. Just any checking our savings account will do, just don't touch it too often. A Money Market account at an investment brokerage is good too. Sorry for the late reply.
    4
  380. Those holdings sound good Louie. I think you’re on the right track. Will consider rob advisor comment
    4
  381. Haha Yes You can have some...rice...
    4
  382. ty Sahil :D I appreciate the comment
    4
  383. a 401k is an account, an index fund is what you can buy within that account!
    4
  384. Yep you can transfer your IRA assets
    4
  385. Agreed
    4
  386. Hey! Thank you for that comment . I don't know any AU ones but I am sure if you google AU + Import records you might be able to find one, thanks for coming to my channel :) I'm going to make YT videos soon.
    4
  387. Continue to watch YouTube videos, google things you don’t know, watch my channel haha
    4
  388. this is it for now :)
    4
  389. You are WAY ahead of the game my man. I think you are doing a great job and asking the right questions. Love the diversification so far, I think that everything you're doing is so far so good.
    4
  390. yes youre prob right
    4
  391. Thank you so much! Lol yeah the spam comments I’ve already removed a few
    4
  392. Thx Ars, that’s a good idea. I’m gonna put up a community post on what the community wants to see soon and I’m going to try to make more videos to serve you
    4
  393. I personally love the ROTH IRA -- but that is just my opinion and since im self employed I dont have access to the 401k
    4
  394. Don’t invest it then in anything where you can’t afford to lose $... just stick with something like a high yield savings, short term CD, or treasuries / similar. If you cannot risk it - don’t risk it.
    4
  395. hey man, I dont know much of the UK based brokerages. Try Interactive Brokers or Freetrade. You can buy S&P 500 ETFs there.
    4
  396. Hahaha, it is a cool book - but I've only looked through it once.
    4
  397. Thanks Geoff for your always amazing insight. And thanks for watching the video
    4
  398. happy new year Graham!
    4
  399. It depends on your definition of "too late"... in the 3rd quarter they did about 8B+ revenue and delivered like 150k cars or 140k cars. Im not sure they deserve their valuation now, but i also dont really see it not growing over the long term. If youre investing for like a 20 year time horizon, now is probably fine, but if not, you may want to consider when you need the $ and look at your risk tolerance appropriately
    4
  400. I couldnt believe it either. I wonder what other subscriptions are out there, or maybe that article is adding things like cable bills etc
    4
  401. LOL this is one of the best comments I've ever read... don't jump off a bridge tho LOL
    4
  402. Let me check my email, and get back to you!
    4
  403. The actual rice, or the wealth itself?
    4
  404. Hey all! Hope you enjoy today's video. Let me know your thoughts. Here's the newsletter btw: 🐪 HUMP DAYS NEWSLETTER ➭ https://humpdays.substack.com
    4
  405. You can't buy or sell cryptocurrency anonymously on Robinhood. Secondly, you can't take your bitcoin purchases out of robinhood and use it as bitcoin to buy anything. You can only transfer USD into or out of robinhood, and there is no cryptowallet inside robinhood allowing you to receive or send cryptocurrency to anybody else.
    4
  406. hahah its still aroudn!
    4
  407. Awesome Iakida!! Glad I can be helpful 🙌
    4
  408. i see your point, i should have included more costs that I didn't think about like you said. I think it's hard to put a price on the climate change/coastal communities portion. That would be like trying to price in earthquakes/natural disasters/other intangibles that are hard to land on.
    4
  409. I’m personally waiting for a bit of a correction tbh
    4
  410. AGREED
    4
  411. Pay it off in full IMO
    4
  412. Kindly scroll back up and UNRESTRICT that LIKE BUTTON 👍🚀🚀 ALSO: Please ignore any bots that spam you with phone numbers or weird offers.
    4
  413. Thank you!
    4
  414. Great idea!
    4
  415. You are welcome and I am so glad you took the time to comment that. Yeah I need to make a video on how to repair credit... Good idea.
    4
  416. Fantastic!
    4
  417. Hi Deb! Thanks for coming to watch :)
    4
  418. Thank you man! Appreciate you being here
    4
  419. Definitely.
    4
  420. If you invest in them long enough yep 👌
    4
  421. Yikes ya that would do it too
    4
  422. try downloading one of the apps I mentioned. YNAB / Mint / Truebill!
    4
  423. just any brokerage account with no fees, Charles Schwab, Fidelity perhaps
    4
  424. You are welcome Emme. I’m so happy you tuned in! Appreciate the comment as well. 🍪
    4
  425. your portfolio is like...pretty close, if BTC and ETH was like 65-70% and the rest were alts split up like that, probably mid risk IMO for me.
    4
  426. If Acorns... aggressive.
    4
  427. Lmao ty my man. Mostly got a lot of subs from a Buzzfeed article.
    4
  428. Lmao. True 😂😂
    4
  429. I freelance for a few ecommerce companies, run a paid newsletter w some other people, and have an email marketing agency and make these videos.
    4
  430. YOOO LETS GET THIS TRENDING 4 the ALG
    4
  431. I do own ticker “O”. I was going to include it but didn’t want to make the video too long. Honorable mention I suppose :)
    4
  432. look at the depreciation curve of this hybrid van, and figure out your total cost of ownership over lets say, 5-7 years, and then compare that versus other cars. Use edmunds.com as a resource!
    4
  433. Most of the growth will come from the appreciation of those dividend stocks, which could be a lot or a little depending on how the market is doing. You're mostly buying them for the dividend. Any bonus appreciation of the actual stock is icing on the cake.
    4
  434. I don’t know about online access besides mobile app, but I do know you can pull money out as you wish without a fee
    4
  435. thank you!
    4
  436. Great suggestion! I may have to make a video on that in the future.
    4
  437. Consistency, keep posting.... don't give up even if views are bad!
    4
  438. Chase Sapphire Reserve or the Amex Gold/Platinum. If you can afford/justify the yearly fees!
    4
  439. Thank you Javier!! Hope so lmao
    4
  440. Hahahaha yes
    4
  441. Thanks man! Yeah I am glad to hear that. I hope you are progressing nicely in your financial life!
    4
  442. Hey Chance, thanks for your well thought out comment. I would definitely say that you should still have some sort of emergency fund for yourself, just as a safety net. Having that fund will let you operate in future endeavors with much more security and gives you that peace of mind you will need to take more risks to make even more in the future. I think many young adults don't have this, it's much better to operate from a position of strength and a good foundation, I think a emergency fund does this. The more you can put into it the better. The next goal I would get going are some well-diversified investments, and then focus on building your income. You don't want to rely on your parents forever, so while you are living at home and have your expenses covered, this is the best time to accumulate a good base/foundation to move forward in life. Of course, don't forget to live your life either, you're only 17 once, and I can remember exactly how I was when i was 17, just don't spend so much money it jeopardizes your future too much. It's all about moderation, but seeing as how your comment alludes to the fact that you're already thinking of these things... I think you're on the right track.
    4
  443. Hey there Lion Nobleman, I have a finance degree but I think a business degree is more widely applicable. The finance degree wont teach you how to trade forex or futures lol. It's more just theory about how valuations of companies are, and like cash flow models like DCF to estimate net present value. It's definitely a helpful major but won't provide any hands-on trading experience, it will provide some good fundamentals though.
    4
  444. Yes exactly
    4
  445. thanks Justin!
    4
  446. You would need a custodial account, i can definitely consider it, it might just be a Tik Tok video though
    4
  447. my eventual goal is to get to 3-5%
    4
  448. There's no 'general rule' per se, if you are younger you can invest most of your automatic savings into Vanguard Investments since you have a lot of time before you need to retire. It's what I would do if I was younger, but it also depends on how soon you need the money, and other factors like how risk tolerant you are. I hope this helps
    4
  449. Yes you can have both at the same time!
    4
  450. I use "Spending Tracker" on my iOS and then export everything to a google spreadsheet at the end of the month
    4
  451. Dude thank you! you are always so supportive of me, I appreciate it.
    4
  452. Same. I’m still on the fence lol
    4
  453. Yes, if possible, it will help build credit for a payment you're already going to be making.
    4
  454. THIS comment!! ❤️🙏
    4
  455. I like to prioritize retirement but if you need liquidity you could invest 50:50. Half into retirement and half into taxable.
    4
  456. not in a roth ira!
    4
  457. Haha I like that nickname. Any other clever ones!?
    4
  458. word. That is a good point id love to make a video on reselling.
    4
  459. For now, a Roth IRA. Eventually if you get a job at a company, maybe get a roth 401k.
    4
  460. I hadn’t heard of that before. But if you keep building your credit with your card you should reapply a year after you got declined the first time
    4
  461. thanks Spencer! very true.
    4
  462. That’s OK. As long as you’re investing. Nice plan
    4
  463. That is awesome!
    4
  464. Agreed. We’ll see what happens on iPO day.
    4
  465. PREPARE for 18-24+++
    4
  466. Yes I can defintely consider it. Thanks for your comment, I need to start reviewing more companies like those you metnioned.
    4
  467. yw!! I dont think these memecoins will go anywhere but they are very gambly.
    4
  468. Only vintage video games Haha :D
    4
  469. NEXT: Check out my video on How to Invest $1000! ➡ https://youtu.be/NbgNdj_zyU0
    4
  470. Lol yes man I agree
    4
  471. Id probably prioritize Roth > 401k in that case.
    4
  472.  @SteveYoung49  hehe
    4
  473. hell yea!
    4
  474. hey Seong Jin, great to see you in the comments again. I do have a video on BTC, but not about how it fits into my portfolio. Personally, I have about $20k in BTC/ETH, which represents a little less than 5% of my portfolio. Now keep in mind I bought in with about $5k so my coins have gone up about 4x. Personally I wouldn't invest in it with an ETF, I feel like you can just get direct exposure to it via Coinbase or similar. I would not touch any alt coins, i think BTC/ETH are the most speculative as I would go. BTC seems to be the one thats gonna hold the most value since alot of institutions have adapted it.
    4
  475. Yes Lis :D I am happy it is helping you out!
    3
  476. that would be a bit more difficult, you would need to use a formula via spreadsheet to project out your dividends
    3
  477. I love SCHD. It’s still not the most “risky” in a Roth IRA but it’ll get the job done compared to Bonds lol
    3
  478. Right up your alley!!!
    3
  479. Glad it was helpful!
    3
  480. Thank you ShepherdsGma, I do know that TD Ameritrade sells Vanguard funds. In researching it, it doesn't look like they charge extra for offering them. You can always just buy the ETF version as well which is available at every brokerage
    3
  481. I use Robinhood WeBull and vanguard but thinking about switching to fidelity
    3
  482. That is awesome, I am glad you found me here, hell ya happy to have you as a sub. I'd just save that $100, $100 invested is not a lot and it won't make a huge difference in your life, I think saving that money till you get $1000-5000 would be worth investing, or use it towards skills/education so you can make more income in the future.
    3
  483. Boom!! Thanks Charlie
    3
  484. Hi Irfan, for long term - I like ETFs that track indexes!
    3
  485. Well Palantir will be a direct listing so you’ll be able to purchase it on the market come Wednesday. It’s not like Snowflake where they reserved some shares
    3
  486. I haven’t had any personal experience with them unfortunately so I cannot comment :(
    3
  487. Yep. I would say keep investing in those index funds consistently. And when you’re younger I personally would add some concentrations of growth but stable stocks like Apple Disney Amazon Tesla
    3
  488. Very correct. In 2022 eth 2.0 will move to proof of stake.
    3
  489. Agreed. After I made this video I def looked into it more and would say bonds these days r :(
    3
  490. The secured card is great. It will add another line of credit. I see no issue with this but I need to look more into self
    3
  491. It’s in the chapter markers tho?! Did those not help
    3
  492. heres my philosophy: sometimes yes it will be reported as 0% utilization, but the reality is that we won't be 100% perfect in always closing it off before the reporting period, so realistically that utilization # will be a little higher on average over time. I always try to pay it off in full so that the times I do forget to pay, that if theres a balance, it'll be fine. If that makes sense.
    3
  493. Thanks! Will do!
    3
  494. amazing :)
    3
  495. Ya. In the video I consider anyone before the age of 35 young but really it just depends on how comfortable you are being risky Until retirement.
    3
  496. always love a first comment!
    3
  497. Nice, thank you!
    3
  498. Thank you! Not originally from HK but I do go there a lot.
    3
  499. Index funds are also good. Or 50/50 index funds and growth stocks.
    3
  500. Omg the "Ppplease" LOL I love it. I gotta do more research on the PPP before making a video :)
    3
  501. will do
    3
  502. Thanks Moneybee ;) I appreciate your comment!!
    3
  503. I'll take it
    3
  504. Spending Tracker. Free in the App Store. I have a video on Monday about my tracking :)
    3
  505. nope, thats perfect. I also do the same :D
    3
  506. No doubt! you as well, thanks for the comment
    3
  507. $500 a month is quite a lot depending on your age, i think you should be just fine man!
    3
  508. Great point Chris, ill definitely take a look at those, appreciate your well thought out comment.
    3
  509. I think staking is pretty cool, but I should make a video on different Crypto passive income strategies for sure.
    3
  510. He did end up buying a car! I will have to get in touch with him to re-analyze his finances
    3
  511. thx Silvino, Im in the same friend circle as him on YouTube!!!
    3
  512. lol, no hate vs Graham tho! I love Graham.
    3
  513. Try capitalIQ
    3
  514. Yes hello! Thakn you!!
    3
  515. Thanks, will do! And I saw it :)
    3
  516. Hehehe
    3
  517. If you’re in the US, Robinhood and public do.
    3
  518. LOL! I almost added one more. Decided 3 was enough.
    3
  519. youre not wrong
    3
  520. Some education. Certifications and courses count!
    3
  521. Read Naval Ravikants almanac. It’s free online. Just Google it. Great way to think. For skills - consider courses that reward you with some ability to do something after the course (I.e. Facebook blueprint certification)
    3
  522. There are differences. Value investing is more geared toward finding undervalued companies and investing in them knowing that they’ll regress to the “mean” which is hopefully higher than what you invested in.
    3
  523. Sorry LOL! U can drive for them, just dont order from them too much!!
    3
  524. Yes I would put stocks in a Roth IRA, but probably not Gamestop.
    3
  525. I got some at $1.30!
    3
  526. More to come! Thanks Andrew.
    3
  527. LOL! Thanks Robert. I'll have to save this comment if I ever catch up to him.
    3
  528. Wow good to hear. Thanks for this comment man it really means a lot to me. Keep diversifying.
    3
  529.  @bransontay.9232  you're welcome, scammer.
    3
  530. Word.
    3
  531. I did in part two
    3
  532. You're so welcome! Yeah lol they don't, but that's why I'm here!
    3
  533. Definitely! Thank you for tuning in 🙏🙏
    3
  534. Thank you my friend
    3
  535. Hahaha, you WILL have money!
    3
  536. Noted :D
    3
  537. I think stopping buying is much worse, imagine you're up 20X on your gains and cant even sell and the shares tank...
    3
  538. haha Oh well :) WATCH BOTH!
    3
  539. I may do some basics, but I don’t do options regularly so it would be very basic.
    3
  540. i personally have a tempurpedic but those are expensive :(
    3
  541. LOL I ONLY HAVE LIKE 5 SHIRTS I WEAR REGULARLY BRO!hahahaha
    3
  542. YEEE Like GME!
    3
  543. hey Victoria, I replied to your message, you need to cancel your membership, Im able to refund you, but i cant cancel your actual recurring susbcription
    3
  544. You’ll be able to do that.
    3
  545. I dont but thats a great idea, its not sexy by any means, just standard but could be good content haha
    3
  546. My pleasure!
    3
  547. I’ve only ever covered real estate investing in one video lol
    3
  548. I love Vanguard but it’s not the easiest to use is the only downside. Their customer support is good tho.
    3
  549. Lol :)
    3
  550. Yeah some people will sell or hold onto it in the hopes they offer the dividend again
    3
  551.  @willarpin8555  I made a note in the pinned comments, sorry about it, I feel bad about the misinformation.
    3
  552. Oh interesting! Good to know. Thank you 🙏
    3
  553. Totally agree.
    3
  554. Ignore the bot comments. With no credit score if you can qualify for the student one - do that. That way you’re not putting up a deposit. If you can’t - then choose the secured.
    3
  555. Yesssss
    3
  556. I’ll have a video on what’s in my Roth IRA on Friday.
    3
  557. I'm so glad!
    3
  558. Public Probably.
    3
  559. That’s awesome! Yeah sometimes people are slow to adapt. That’s so great to hear tho.
    3
  560. How old are you now? Have you seen yourself changing preferences now that you’re older?
    3
  561. Welcome aboard! thanks Slampog :)
    3
  562. Haha I will try to come up with some more broad content… As I haven’t reached the fifties yet my advice might be not so great 😊
    3
  563. Acorns' Aggressive isnt even that aggressive, but I think you would be well served.
    3
  564. Marcus by Goldman Sachs and Ally bank are decent. I think PrizePool effective apy right now is like 5-8% but it’s super variable.
    3
  565. Word
    3
  566. That’s perfectly ok! That means you live a good minimalist live already! Thanks for being with me on this channel!
    3
  567. Yeah that would be fine if you know very little... I would encourage you to try to learn more about the market if you can!
    3
  568. Fund it as you please!
    3
  569. Its OK! Its not too late!! Open one this year :)
    3
  570. you are right, I think it would depend on your (mortgage - rent) difference. in the Dallas example, our mortgage was "cheaper" than rent so i didn't include it. If your mortgage was MORE expensive than rent (say 3000 mortgage and 2200 rent), you could invest that difference... but if rent and mortgage are the same, then I think we could only invest the down payment
    3
  571. Awesome! Let’s get it
    3
  572. Investing in yourself, in assets, long term - WINS
    3
  573. Im not a pharmacist but damn does counting 10k rice qualify me to be one , at least in the counting department? ;)
    3
  574. Thank you so much! My fav is actually SPYD... so yeah you're good haha
    3
  575. I have 200 shares of GME still 😂
    3
  576. It is now 70% US / 30% Intl Equities
    3
  577. Yahdiel, thank you so much, I am happy to see you in the comments here
    3
  578. thank you Alejandro, great to see you here.
    3
  579. Thank you so much Andrea! Hope to see you in future videos
    3
  580. Seriously!
    3
  581. Apparently it is this Thursday. 12/10.
    3
  582. Fidelity is easier to use lol
    3
  583. Yes!! It’s good.
    3
  584. You are so welcome!
    3
  585. In the future maybe I'll start a cookie brand and you'll be the first to get a free cookie.
    3
  586. I am not sure for Philippines to US stocks, perhaps there are some methods to do so, you'd have to do your own research for this, I am sorry I cant be more of help.
    3
  587. Ty bro will consider
    3
  588. LOL
    3
  589. Def.
    3
  590. until recently, brokerages used to charge you fees for just making trades, that has since become non-existent since Robinhood introduced that concept back a few years ago, the rest of the industry has conformed to that.
    3
  591. That is a very solid amount to start.
    3
  592. IRA/Roth IRA if possible, otherwise just a brokerage account
    3
  593. Omg love you LOL 😂
    3
  594. Great to hear! Thanks for leaving me the comment.
    3
  595. I do it online through Vanguard!
    3
  596. That’s awesome to hear Hayden. Thanks for that insight.
    3
  597. its going to be a new sector in the future is my guess, whether or not its a "bull sector" depends on adoption... but with FB having such high network effects, I cant see it not becoming one.
    3
  598. I personally have all my months for the year on one tab, so i have condensed columns for just each month.
    3
  599. Keep making payments. That score is amazing. You can ask for a limit increase from Discover or try applying for one of the other beginner cards such as the citi double cash
    3
  600. Hahaha it is coming someday, I have it on my list of to dos, just some other great videos coming out soon.
    3
  601. yes
    3
  602. Just make sure you don't pay for interest, but paying early versus on time should have no difference. Creditors check your payment status once a month, and its not always on your due date. They check if you actually paid it.
    3
  603. you can Stake ADA, but you cant mine ADA. Its a proof of stake consensus model!
    3
  604. Lachlan, thank you so much for that comment. It truly makes me happy when people enjoy the content and take time to comment something so nice as you just did. Cheers!!
    3
  605. Not a bad idea!!
    3
  606. dont think so, tons of videos out there detailing it
    3
  607. What!? Lol that is so ODD
    3
  608. Thanks Spencer, will try to cover this topic in future videos for sure.
    3
  609. You're very welcome! thank you <3
    3
  610. Yesss. Thanks for watching and commenting
    3
  611. If you're buying for the LONG LONG term (retiremnet+ age), then you should be fine by just holding.
    3
  612. will def consider it after my other planned crypto explained vids :D
    3
  613. oooh good idea.
    3
  614. yes sir!! Bay Area!!!
    3
  615. There should be an option in your brokerage account for "automatically reinvest". !
    3
  616. I have a video on that! Check “how I pick stocks”
    3
  617. I’m personally looking into cardano staking too so I’ll make a video on that probably in the not so distant future.
    3
  618. They pay dividends, they don't really accrue interest in the traditional sense of paying you an interest rate
    3
  619. lolol
    3
  620. Yup
    3
  621. I can def consider that for future videos Kyle!!
    3
  622. Probably an S&P 500 ETF or a selection of growth stock you think will do well in 15+ years
    3
  623. Have you gone viral on Tik Tok yet??!
    3
  624. Yes it gets re-delegated into the pool! Ill have to do some research on staking taxes.
    3
  625. I appreciate that my friend :D I hope to continue to make great content for you and the other subs
    3
  626. I can certainly consider it, i do think all checking accounts are pretty equal so long as they arent charging you fees, but let me take a look at that topic closer this week and see if it warrants a video!
    3
  627. Wow you are fast!
    3
  628. It's probably best to put concentrated bets on companies you believe in + also offer a dividend. Eventually you want to have so much money invested in all of them that the net dividends paying out out is a large number.
    3
  629. my man.
    3
  630. Hello there.
    3
  631.  @CharlieChang  thank you BRO!
    3
  632. prob around age 22-23
    3
  633. yes, most definitely! I just wanted to cover Shiba since its trending news. I actually wanted to make a video on Polkadot. What are some other coins you would like to see?
    3
  634. Fiverr
    3
  635. Yes! Great idea. I'm going to try to make a video on that.
    3
  636. You can withdraw as you please, any gains you may receive, Acorns will send you a form at the end of the year for your taxes, most brokerages do this (send you a form) so that you can accurately report taxes, they keep track of it for you
    3
  637. Yo Julien nada just postin vids. Going to Miami tomorrow. You?
    3
  638.  @julien8541  nice, get those GAINZ
    3
  639. LOL. I know, I know. the album is so good!
    3
  640. Noted! There are alot of videos on Tik Tok lol
    3
  641. I cant tell you what to do or not haha,thats up to you :D
    3
  642. Holy crap! You’ve been here for awhile. Thank you bro
    3
  643. Haha same
    3
  644. If you're applying for a new credit card, it'll be a hard check. But once in awhile, this is fine.
    3
  645. I plan to evenutally, its a much harder topic but yes
    3
  646. You can keep it there or move some of your money into different types of savings accounts that offer higher yields up to a certain limit. I know that some savings accounts offer higher yields if you keep a portion of your money in there (like max 1k or 5k), you could do that. You can also save into PrizePool or Yotta, which are more prize-linked savings accounts which typically offer higher effective yield but it is quite variable.
    3
  647. I'll check it out! Very nice
    3
  648. You’re welcome bro
    3
  649. Hmmmm good point Jason. I’ll have to do some calculations on those compounding dividends
    3
  650. Personally I Just read a lot of investopedia lol :D Ill have to look for some books too.
    3
  651. when you have more capital like that, you have more options. You could look into real estate, building / investing in businesses for example. at that point, my suggestions changes slightly, but even if you wanted to put 40k into long term/safe investments over a period of time like in Index Funds for 40+ years, that recommendation would still be solid.
    3
  652. thank you <3
    3
  653. I appreciate that! I'm glad it was helpful for you
    3
  654. thanks Graham. question: whats aquarium fish would holds its value the most?
    3
  655. exactly
    3
  656. its ok man I paperhand all the time, but sometimes its in your benefit. Hindsight is 20/20
    3
  657. Hi Dylan, it doesn't take a lot of money to start a business, just a little bit of hustle. For example, you could rent power washers and make it a business. I saw this post on reddit and thought of your comment, this is exactly like what you can do: https://old.reddit.com/r/Entrepreneur/comments/hezw18/forget_everything_else_and_go_make_that_first/fvujreg/
    3
  658. Yesss, the same time I did. We are expense bro's
    3
  659. BITW, GDLC
    3
  660. Libra!!!
    3
  661. agreed!! Man $400...
    3
  662. Agreed with Mr Berry here. You can have both but it’s not needed
    3
  663. Thank you Samuel! Hopefully one day. Still new haha
    3
  664. VOO and FNILX are basically the same thing, so they completely overlap. And the tax is impactful but if you're maxed out on the Roth already, then having it in an individual account is going to have to be what you do.
    3
  665. thx for looking out Zexx
    3
  666. Yessir!
    3
  667. I have about 20ish stocks in my portfolio that I like to rebalance from time to time, but there is no limit for me.
    3
  668. That is probably your starting score and it should go up over time.
    3
  669. I hope so bro
    3
  670. I seriously have the same problem, lol!
    3
  671. u got it
    3
  672. Yess! Great to hear. 🍪
    3
  673. agreed
    3
  674. Glad I could help!! Remember to research a bit on your own too
    3
  675. love u bro ty
    3
  676. i personalyl havent but my friends have, I should give it a try and do a review.
    3
  677. If your interest rate is much higher than the going interest rate out there, you can call them and see what they can do
    3
  678. M1 is good, I just dont use it that muhc personally!
    3
  679. Contribution per year, 6k is the max. But it can grow to whatever it needs to be.
    3
  680. Thanks for sharing, I think thats a good approach long term
    3
  681. FZROX, or FIPFX for a target date fund. VTI, VOO, VEU, all good as well. Not financial advice, just what I've seen is great
    3
  682. yeah if your time horizon is long enough you can just DCA into tech and not be toooooo concerned about rotating away.
    3
  683. I think i have one up but I could do an update!
    3
  684. Will do, working on it today!
    3
  685. essentially what Ricky AZ said, you can have both for the tax diversity, and you can only contribute 6k a year (combined roth / trad). Agreew ith Ricky's points here.
    3
  686. great response Ricky.
    3
  687. Thats amazing, love to hear that.
    3
  688. YUP LITERALLY ME
    3
  689. Hi Sarah, typically a good company match is up to 4-6%, limit around $3000-5000. Always take advantage of the 401k match!
    3
  690. that was the goal with the intro!!! great compliment
    3
  691. Great idea,.
    3
  692. Hell ya, VTSAX gang!!
    3
  693. LOL, i put 5% of my portfolio in Crypto back in March, worked out well 😂
    3
  694. Noted
    3
  695. Nice!
    3
  696. what do u want to see
    3
  697. Not completely screwed, but definitely need to figure out a way to make more$$$
    3
  698. Appreciate your comment Amanda :) And yes, definitely, I get caught up in the numbers sometimes!
    3
  699. Ok great to hear... I will add it to my idea list of videos - thank you for your comment
    3
  700. Betterment is great.
    3
  701.  @jxxxxwxxx  HI Jason, I definitely messed up. When I was doing research I think I read the wrong thing and mis-spoke. You are right, it's not available on Gemini. My bad.
    3
  702. its just on balances that are reported, so if you have some that arent paid off when they are reported, thats what credit utilization % gets reported. Did this answer your Q?
    3
  703. That’s what I’m talkin about lmao!
    3
  704. thank you so much :D
    3
  705. Please ignore spam/bot comments, thx for the kind comments though... Which funds are you comparing directly?
    3
  706. yeah you can have both - individual stocks and index funds that also might contain those same individual stocks.
    3
  707. Great to hear :) always trying to be better
    3
  708. Very true, a car is one of the worst investments you can make since the depreciation is so high
    3
  709. Masi you're always here and I appreciate you my guy.
    3
  710. Yes I think they are called ISAs
    3
  711. I suppose but it would be tough to time that is my only concern
    3
  712. Oh word. I kinda just want to make the newsletter into podcast format
    3
  713. Correct that is not counted as earned income.
    3
  714. understood, makes sense, I will try to cover that in the future
    3
  715. Yes, you can! You can have as many as youd like haha
    3
  716. I love this legend.
    3
  717. Wow. thank you for such a thorough comment. I LOVED hearing about how you track your expenses. Yeah I love the multiple account feature, I forgot to add that my spending tracker has that as well :)
    3
  718. Roth IRA is the account it goes in
    3
  719.  @barbvox3168  Love it barb! Thank you so much for the generous ideas. I have some research and writing to do ;)
    3
  720. Glad it was helpful!
    3
  721. I can research it for sure.
    3
  722. Thats what Andrei says, I do think its only going to get stronger from here on out.
    3
  723. Understood.
    3
  724. I have a video coming out Friday with a little bit of my background and how i built my ecommerce business, but I didn't go into as much my personal finance interest haha, let me know what you think of that on Friday and if you're still missing some parts, I can make another video in the future
    3
  725. YOOOOOO the legend, thanks for the comment 👊
    3
  726. Hell yes :D
    3
  727. You’re welcome! LOL. Keep me updated on that!
    3
  728. Glad you think so!
    3
  729. Thank you so much, I hope to reach it soon! And I appreciate you watching. Of course, I think the timestamps are super helpful. Hoping China is doing well!
    3
  730. Thank you! I got something coming next week. Gonna try to post Thursdays and then possibly add another day
    3
  731. Never heard of it. Can research / look into it if it’s interesting!
    3
  732. Lol that's awesome! I am also not renewing my Amazon prime... great minds think alike :)
    3
  733. always so fast.
    3
  734. Hahaha I’ll take it. I love Graham
    3
  735. Great suggestion - I personally don't do technical analysis so I am not the right person for that. Search on YouTube for technical analysis how tos.
    3
  736. Yeah word
    3
  737. Wilson, feedback is received. Might change title in future.
    3
  738. WOOHOO!!
    3
  739. Amazing
    3
  740. Yes sir Luis! Thanks for your comment again
    3
  741. 2nd
    3
  742. "Buying shares on or after the Record Date of August 24 but before the August 31 Ex Date will be charged at the pre-split price, and would also be eligible to gain the extra shares from the stock split." There you go, Yoohanny!
    3
  743. Good idea Carlton, I think I can do that!
    3
  744. Perfect QJ :D Glad to hear it
    3
  745. Good question! I havent done enough research on XLM so i cant comment unfortunately...
    3
  746. I appreciate that! Thank you SO much I appreciate you
    3
  747. I like Gold more than Silver. Gold is good in times of economic uncertainty, but otherwise, I'd rather just invest in like the S&P 500
    3
  748. Hello Robert!
    3
  749. For some: they spend too much on unnecessary groceries. You can split up groceries into “needs” vs “wants” if needed
    3
  750. word that would be good
    3
  751. I’ll have to check em out!
    3
  752. I think it’s a bit centralized. Also the SEC lawsuit bothers me a bit. I’ll probably make a video on that soon.
    3
  753. LOL
    3
  754. You’re welcome!
    3
  755. No problem! And yeah it’s absolutely insane.
    3
  756. Glad it was helpful!
    3
  757. Let me know how it goes! Follow all the breeding guidelines on forums. Make sure there’s a market for it in your area!
    3
  758. Kelly!! Im happy to see you in my comment section :)
    3
  759. Let me know your thoughts! Be weary of bot comments (there will be a ton since there are bots for keywords like Bitcoin/Crypto). You can get $10 in Bitcoin when you buy or sell $100 or more on Coinbase using my invite link: https://www.coinbase.com/join/yang_0wf
    3
  760. Lol! It'll pick up
    3
  761. Very easy. One or two clicks. No hassle. That is a plus.
    3
  762. Yes you are!
    3
  763. Hi Erica - filled typically means you have purchased the stock. If the stock is in your main screen (left most tab) and you go to it , you should see the number of shares you own.
    3
  764. man 20 years... I think maybe at that point its worth a newer vehicle.
    3
  765. Please ignore spam/bot comments, thx for the kind comments though... That is a good strategy if you can keep it up.
    3
  766. Thank you Helen, bless you as well
    3
  767. Thanks for watching! and thanks for being early.
    3
  768. Yeah. Agreed
    3
  769. I made it this myself for this video lol
    3
  770. Don't hold cash, just hold me, Graham. 😚
    3
  771. Graham also needs a flexispot standing desk 😂
    3
  772. I read the news then I look stuff up on investopedia
    3
  773. yessir
    3
  774. For this, she can contact the IRS and go to the FAQ section. She may be able to qualify for the stimulus check in 2021 when she files.The relevant forms are Form 1040 or 1040-SR... the original checks went out based on the 2019 tax returns, so that's why she didn't receive one in the first round.
    3
  775. Thank you so much man!
    3
  776. its very difficult to attribute conversions, you just basically see how much you spend and how many visitors it brings in, not very granular at all. I ususally dont have more than 1 ad running at the same time.... It's a lot of work but you just start to develop an intuition of how well an ad does. I'd rather just scale with FB but early on it's tough to do so
    3
  777. I like M1 but I didnt like that you can only trade 2x per day in 2 windows.
    3
  778. That’s awesome! No problem yw
    3
  779. Thank you so much Aldo! Lol it feels like a long time as I've been putting a lot of work, but you're right, it has only been a few months!! I gotta keep going :) Thanks for your support.
    3
  780. I’m not sure this is the first comment I’m Seeing of yours
    3
  781. Lmao! Thank YOU I’m so happy you’re watching
    3
  782. yep!
    3
  783. Yes will def consider :)
    3
  784. You are welcome!
    3
  785. Use the following link to get $10 worth of stock Free when you sign up for Public ➡️ https://pblc.co/humphrey
    3
  786. just an idea, its ranked below because its not as "passive", takes more work up front!
    3
  787. Try a simple three fund portfolio. I have some videos on it!
    3
  788. I went over Dividend ETFs in my video on them, but in general I am a fan of Dividend ETFs as a way to balance the overall portfolio
    3
  789. The likes help your engagement, which means you'll hopefully get pushed by the YT algorithm more, thus getting more views = more ads served = more growth/revenue. Thank you for your kind words, I will continue to stay transparent and down to earth, you dont have to worry about that!
    3
  790. Yeah. I’m still on fence
    3
  791. Hi Gen dele, yes, so I personally love spreadsheets to keep track of budgeting. My plan in my next video (which hopefully will be released on Thursday) I am going to go over some foundational principles of financial success and budgeting is one of them, I'll make my spreadsheet available in the description for people to copy/use.
    3
  792. :( watch my videos on side hustles
    3
  793. Try Mint.com, YNAB (You need a budget), or I have a spreadsheet in my description
    3
  794. Great to hear :) thank u
    3
  795. Yep you can scale all the way down to those pages with lower budgets for sure. Make sure they have good engagement.
    3
  796. No, definitely not. Just try to use some of your credit limit but not the entire thing, Ideally under 20%. As always, you cannot go wrong if you always pay it off in full too.
    3
  797. Just prepare for age 18 - try paper trading
    3
  798. Will def consider it! I need to do some research on it on my own. Thanks for the suggestion
    3
  799. I may not make a dedicated video to that, but if you email me at humphreytalks@gmail.com, I'd be happy to answer your question 1 on 1. I find that health insurance being self employed is a tough proposition, I just chose a mid tier PPO and kind of didn't put any more mental effort into it. My thought was always "if $500 a month is enough to break me, then I'm just not making enough money"
    3
  800. A charge card still affects a credit score in the same manner a normal credit card does. But they just aren't factored in the credit utilization factor, since they don't have a credit limit. A business card does not affect your personal credit score DIRECTLY, but it could indirectly if you default on your business accounts.
    2
  801. They may have to wait till they file next years returns.
    2
  802. Awesome. For sure man
    2
  803. That is weird, this is the link: https://discord.gg/f9cvvxc, same as in my bio... it is a forever link. If you still cant get in, let me know your username by replying and I can try to add you that way
    2
  804. Spending Tracker!
    2
  805.  @TrunXo4  my transactions are cheap, what are you transacting?
    2
  806. No prob lol!
    2
  807. You got this!
    2
  808. They’ve always been on my A7 with a G Lens. I filmed my first video ever on the phone. That shot in this video is actually from a 2nd camera I bought just for B roll and maybe vlogs in the future!
    2
  809. thx bro! I just made an iFunny account so I'm gonna star tposting there. This is an older YT video of mine, my quality has improved since :D Thx for checking me out, Simon
    2
  810. I had no idea he did. Not sure, seems to be an old school way of thinking. I personally dont like the higher fees.
    2
  811. Great to hear. Welcome new subscriber 🔥🔥
    2
  812. Glad to hear that
    2
  813. Thank you Masi!! Thanks for being here
    2
  814. Thank u 🥺🥺🥺trying to explain it easier hahh
    2
  815. just type in "fidelity sector analysis"
    2
  816. Yooo thank you!
    2
  817. Merry Christmas :D
    2
  818. Yes you do if you "realize" the gains which means liquidate it
    2
  819. Hey, thanks for being here, that's early bro! I'll have to come up with some guidance on how to save for a house, it's not the "easiest", essentially you need to set aside money for a very long time until you can afford a downpayment, or just increase your income. I'll try to think of some content ideas.
    2
  820. Nice!! That’s sick.
    2
  821. LOL
    2
  822. Thanks and welcome
    2
  823. LOL
    2
  824. Haha not the worst thing, it is possible - yes definitely. Thanks Laz ;)
    2
  825. I just googled “Midwest printing facilities” and started making calls.
    2
  826. A lot of back and forth but worth it in the end.
    2
  827. Happy to help!
    2
  828. LOL! No!
    2
  829. noted!
    2
  830. Yessir!
    2
  831. MY MAN!
    2
  832. haha i dont disagree I guess
    2
  833. Thanks chase!
    2
  834. It went up again today!
    2
  835. I’ll take it!
    2
  836. You should be able to! Although you can also roll to a Roth 401k instead. Just make sure it stays invested for a long time.
    2
  837. thats solid
    2
  838. Good POV. For sure I could see this happening!!
    2
  839. Awesome, thank you!
    2
  840. For sure, Wealthfront is a good place to start! Im a big fan of them.
    2
  841. Hi TEE B, thank you!
    2
  842. Great question, I personally would because its still money I owe,even if theres no APR... if that makes sense
    2
  843. the new iPhone SE is amazing, I actually have a family member who got the project RED, its great.
    2
  844. i read a lot of investopedia, and you learn the most by actually just investing in the market.
    2
  845. So true! It takes time but it will happen if you keep posting!
    2
  846. Travel 3 months! Yes. 1-2 Videos I believe in you!!
    2
  847. i live in the Bay, but i like tahoe a lot.
    2
  848. i do note its a direct listing. IPO is more searched. next time ill choose "DPO" in the title.
    2
  849. Appreciate it!! Always :D
    2
  850. i love the thumbnail!! 😂
    2
  851. Yes!
    2
  852. Been there. Lol :) Try to pull back slowly perhaps!
    2
  853.  @cherylthec  Do you have an existing brokerage account anywhere? That's where you'd be able to buy shares :D
    2
  854.  @cherylthec  Step 1: Open a brokerage account like at Robinhood, Vanguard, Fidelity, ETrade, etc. That's where you need to start. Then you deposit funds into that account which you can trade from. If this is too advanced, I would suggest reading a bit more about investing before diving into it!
    2
  855. YESSIR
    2
  856. probably not a good ad/fake
    2
  857. Thank you Molly!! Same to you
    2
  858. Yeah man pretty good!
    2
  859. Definitely agreed. When you make a deposit you’re depositing with after tax dollars anyway! So yeah nothing should change there. SPY is a good choice.
    2
  860. thanks Kelly :) trying here! I'm getting better slowly. Definitely different from Tik Tok.
    2
  861. No prob
    2
  862. Thank you!! 🥺🥺
    2
  863. It will happen!! Thx for watching. Keep grinding!
    2
  864. For sure!
    2
  865. STONKS
    2
  866. Yes most likely next Thursday.
    2
  867.  @bentriulzi1348  Deleted those bot comments. do not pay attention to any of those.
    2
  868. Haha trying to be like him one day, we'll get there! Appreciate the comment too.
    2
  869. Thanks for sharing!! I appreciate you following.
    2
  870. Hahah yea you are right, thank you!
    2
  871. Glad it was helpful!
    2
  872. boooom thank you!
    2
  873. Thx
    2
  874. Thank you :D
    2
  875. Boom!
    2
  876. It trades on the market and can be traded whenever - index funds have lower fees but not by much - Index funds only trade once per day
    2
  877. Thank you, this was an early video in particular so wasn't very good quality wise, trying to get better at my quality of course
    2
  878. Charles! Yes sir that is a great point you bring up. A lot of people mistake affording the payment for affording to buy the entire thing.
    2
  879. yes agreed
    2
  880. Def will consider this, sorry for spammers!
    2
  881.  @VeryHydrated619  I sold ticker BND because I think it's not aggressive enough - a bond fund these days just does not perform well given yields.
    2
  882. Definitely will, I am sorry about Tik Tok :(
    2
  883. One at the beginning but eventually you wanna be everywhere!
    2
  884. Lolol sorry
    2
  885. Awesome. Can’t wait to see it
    2
  886. Thank you!
    2
  887. My pleasure!
    2
  888. Lolol
    2
  889. About $270/yr
    2
  890. Sorry I missed this comment, thanks for the comment I apprecaite it. Im going to look into this, I appreciate you Life
    2
  891.  @LifeAtlas  Yeah the transition from Tik Tok to Youtube is not the best - but glad to hear it is working better
    2
  892. Excellent! let me know <3
    2
  893. LOL! Damn.... a few whales had spent $1 million + so don't feel too bad
    2
  894. Its tough, but basically just know the futures ETF doesnt own any bitcoin.
    2
  895. Glad to hear it!
    2
  896. Or Fidelity.
    2
  897. Hey! Great question. A print on demand business is probably one of the lower capital requirement businesses to start online. Dropshipping can be profitable but the problem is that you might spend 10-20k before you even find profitability, which is the same or more of an amount you would need to start a POD business. To be honest, google -- Tweets on a Mug, it's a website that literally requires maybe less than 3k of capital to start and can turn a profit.
    2
  898. Thanks for sharing! Sorry Fancyhands didn't work :(
    2
  899. It's a limited edition release by "MONDO". You can probably eBay it these days
    2
  900. Thanks for your comment Tom, yeah most of my videos will be focused on the US but I will try to be more inclusive of all countries coming up in the future
    2
  901. Boom! Thank you.
    2
  902. Hi Liv! Omg thank you. I hope to see you in the comments :)
    2
  903.  @leodigiosia9418  u the man
    2
  904. ive heard of it BUT I didnt do any research on it till recently.
    2
  905. Thank you man glad you’re here
    2
  906. Hell YEAH, love this comment man, I appreciate that brotha.
    2
  907. Nice
    2
  908. hey Ellie, if you're investing for a LONG-term timeframe, it's better to always start as soon as you can. If you're short term, you can wait a bit longer to wait out any volatility in the market.
    2
  909. That is odd - it is working for me! Try typing it one by one? https://robinhood.c3me6x.net/qPyKY
    2
  910. Hahaha yes :D
    2
  911. Thank you so so much 👊
    2
  912. Great to hear, consistency is definitely king.
    2
  913. Thank you very much, I LOVE Hamburg :) Went to the miniature world there, so great.
    2
  914. haha yeah!
    2
  915. It’s pretty average. The rewards are weak. No annual fee is nice I guess
    2
  916. Glad to hear it :)
    2
  917. Good point
    2
  918. Will consider!! Ty ty
    2
  919. I dont dabble in options so I cant comment on that. But currenly dividend stocks make up 45% of my portfolio, the rest are a mixture of growth stocks, index funds and etfs. I hope that helps? :D I fantasize about having a 100% dividend stock portfolio, but I think the right allocation for most young people is probably 20-40%
    2
  920. that is awesome! thanks for checking out my channel :)
    2
  921. Hey Silian. Sadly I don’t know much about foreign platforms, but if you google “trading platform + your country” and you should be able to find something. Thanks for subscribing :)
    2
  922. Thanks Scott! Love your avatar.
    2
  923. You’re welcome mr Chicago
    2
  924. Glad I could help! I gotta update this video, it's old haha
    2
  925. What are your thoughts on saving/investing? Let me know in the comments. My Patreon is here btw: https://www.patreon.com/humphreytalks
    2
  926. Thanks for sharing, yeah the Unit Bias stuff really gets to people
    2
  927. haha!
    2
  928. You can roll over your old 401k into your new 401k. Each Employer usually has their own
    2
  929. yooo my man, thank you so much!!!
    2
  930. I think it depends on what you can handle. I personally had 2 credit cards from age 18-25, and then around 26 I got a third.
    2
  931. youre welcome
    2
  932. Yeah or I would concentrate a bit into one of them that had more growth potential.
    2
  933. Good to know your experience, that definitely puts it in perspective... will have to consider that.
    2
  934. Ah I see. Cool. That’s good to know for the Europeans that might watch my channel!
    2
  935.  @Nigel80s_Kid  Glad to hear that Nigel, I appreciate you subscribing to me!
    2
  936. Thank you so much! I will, better audio next week :)
    2
  937. Yay! Thank you! Appreciate that Mr Daddy.
    2
  938. Very true :D Also, I love that show.
    2
  939. Awesome! Thank you!
    2
  940. You are welcome
    2
  941. Yep!
    2
  942. Waiting for the Billionaire Habits video 😂
    2
  943. I think this is the best article that answers that: https://www.investopedia.com/ask/answers/061715/how-bond-yield-affected-monetary-policy.asp. I think there's more to than just "when yields go up, cost of borrowing goes up", its prob not an all or nothing rule, but definitely correlated at least recently
    2
  944. Not sure how I didn't reply to this, but thank you brotha, as always.
    2
  945. Yeah! And it went up a bit today.
    2
  946. Boom! Thank you! I see you subbed in my comments dashboard. Appreciate it Brenden!! these comments are the BEST
    2
  947. hahaha yes!
    2
  948. Well said!
    2
  949. Mostly a US thing. The books in my background, I actually have a video coming out next week on the top 6 books that inspired me so stay tuned ;)
    2
  950. Please ignore bots/scam/spammers, I will never ask you to text or for your number. Thanks for watching!
    2
  951. You’re welcome
    2
  952. Hell ya, an OG right here.
    2
  953. Not yet, but maybe one day!
    2
  954. thank you Angelo and Joga, that is such a loving comment I super appreciate you.
    2
  955. hahaha it is just a cup from starbucks! It is super cool though right?
    2
  956. hi Grace, you can spread them out as much as you can but the total contribution limit remains the same for you individually per year. The only difference would be to get access to brokerage-specific funds, or to try out different interfaces. You can absolutely do that, but I perfer just having it all in one place.
    2
  957. Glad you enjoyed it
    2
  958. Helllooo Denmark! Wow. I want to visit there one day.
    2
  959. Perhaps stay in an Airbnb. Lol ;)
    2
  960. Probably awhile, but also the hype leading up could present good growth opportunities.
    2
  961.  @archer2315  Those were all spam/bot comments. It goes public 3/10 and will be available on all brokers as RBLX
    2
  962. You can't invest in a Roth IRA after you make too much money (over the thresh-hold). You can continue to manage your Roth IRA as you normally would, just cant contribute new dollars to it. The money is still yours, you could roll it over into a normal IRA if you'd like.
    2
  963. Chris P!! What up, thanks for being here. You can DM me in discord and we can discuss it. I also saw your DM on my Tik Tok!
    2
  964. Awesome 👏
    2
  965. you are welcome sir!
    2
  966. Don’t worry. Just work on getting em under control.
    2
  967. Damn first came so fast, thanks Masi
    2
  968. LOL this is the comment of the day!
    2
  969. if you'd like to start a side hustle that makes probably upward of over 5k a year, starting an LLC or Sole Prop is your best bet. :) I personally have an LLC.
    2
  970. I think the commentary was more about how excessive car buying has become for people in the US - if you are planning on owning it for a LONG time I think you are okay here.
    2
  971. ahaha i am :(
    2
  972.  @revlisnaver8288  hahah yessss thank you, thank you for watching!!
    2
  973. thank you Mario, glad you liked it brotha!
    2
  974. Stock crashes happen and it does suck to be involved in them but if you stay in the market for long enough, the returns will regress to the mean and hopefully you are going to get close to 6-8% lifetime
    2
  975. Dude thank you Miles, I'm going to keep going!
    2
  976. thx :D
    2
  977. You can do it, apologies about the spammers!!
    2
  978. Video coming later today stay tuned
    2
  979. Hell ya, Discord gang wya!! Thanks for being here.
    2
  980. I haven’t heard of the Fidelity one. I like citi double cash tho.
    2
  981. ignore the spammers, thanks for the great comment!
    2
  982. Yesss made my day ty
    2
  983. Hey Thiago, that does seem like a hot topic! I'll do some research and try to make a video if I can find enough compelling info.
    2
  984. Here’s the best article on it : https://thecollegeinvestor.com/19248/parents-claimed-me-taxes/
    2
  985. Glad you think so Tony! Thanks for being here.
    2
  986. You’re welcome!
    2
  987. It'll still take the roundups I believe.
    2
  988. Boom!
    2
  989. yeah lol my career path has been definitely weird, but alas here I am. Thank you for being here with me Chris!
    2
  990. Hahaha me either!
    2
  991. i personally like diversifying brokerages, especailly after what happened last week.
    2
  992. Thanks guys as usual ❤️❤️
    2
  993. They are OK as long as you trust blockfi and Gemini to still be around.
    2
  994. Nope! Start when you can :)
    2
  995. eth 2.0 will be.
    2
  996. Personally I learn the best from reading about investing through forums/discussions like on reddit and in facebook groups. I also read a lot of philosophy, believe it or not, having a good emotionless/philosophical approach to life can help you with investing, and most importantly, you need experience investing by just jumping into it to get that first hand experience. I do have a free 17 page investing guide available in my discord.
    2
  997. I dont but i can def consider those in the future, I dont know much about them and I would want to wait until theres a company that does that and then I'll cover it probably
    2
  998. You can actually. You can buy and sell as much as you want in the Roth.
    2
  999. no problem :D
    2
  1000. Wow Revlis! Thank you so much. Happy to hear you came across them by chance. I also post a video a day on TikTok if you have that platform but I need all the support I can on YouTube so THANK YOU
    2
  1001. Boom!
    2
  1002. Welcome! Made my day
    2
  1003. hahaha awesome
    2
  1004. ty
    2
  1005. Awesome!
    2
  1006. you could use that, yeah!
    2
  1007. For sure, I actually have a video coming soon on how to "evaluate an online business idea/market", I think it could be interesting for some
    2
  1008. Thank ya!!
    2
  1009. Just by looking, no. A lot of them will offer preapprovals too without a hard inquiry.
    2
  1010. Troy. Really good insight. Never thought of it that way, also probably depends on what your goals are and your current balance is. Really smart of your dad and good that you guys have these conversations.
    2
  1011. Nice 👊👊
    2
  1012. No prob thx for watching my man.
    2
  1013. Thanks Charles!
    2
  1014. Also great.
    2
  1015. 🙌 thank you my man 🔥
    2
  1016. I would personally...
    2
  1017. Or Google finance
    2
  1018. yes, you just divide the total dividend by the fraction of shares you own
    2
  1019. i might make a tutorial video, but ETH 2.0 is coming next year so it might not be worth it anymore
    2
  1020. HELLO Hawaii!! I love Hawaii. Which island? Aloha.
    2
  1021. Glad to hear it man, thanks for being here.
    2
  1022. Ahhh i'm so sorry it was hard to relate to. Yes, sounds good - I will try to make more broad/overall content for people in their 20s.
    2
  1023. Haha I hope you did after today's results!
    2
  1024. Hahaha yeah... :(
    2
  1025. Roth IRA and 403b contribution limits are separated, so 6000 for your Roth IRA, and you can keep contributing to your 403b as well, the limit is not inclusive of both.
    2
  1026. Not with Robinhood but you can probably find something available in your country
    2
  1027. they are back on for March 10
    2
  1028.  @wwme985  Definitely not. Don't try to get rich quick! Look into saving / personal finance / budgeting. Make sure your tax refund covers the rest of your life first before investing. When starting investing, look into safer investments than 'day trading' such an index funds/ETFs or safer investments to start your portfolio!
    2
  1029.  @wwme985  Thanks for subscribing by the way. Hope to have content for you all soon!
    2
  1030. Haha 😆
    2
  1031. I dont own any shares of hood, I might buy it if it dips below $30 or $25. He moved from Bulgaria I believe. I was invited by RH to do the video.
    2
  1032. heyoo thank you for being here :)
    2
  1033. Im not sure, who do you want to see? ;)
    2
  1034. Glad you like it!
    2
  1035. It’s coming on Wednesday !
    2
  1036. Awesome!
    2
  1037. wouldn't be a bad thing!
    2
  1038. Not sure XD
    2
  1039. You gotta pay off that debt daddy!! :D
    2
  1040. Welcome :)
    2
  1041. "Buying shares on or after the Record Date of August 24 but before the August 31 Ex Date will be charged at the pre-split price, and would also be eligible to gain the extra shares from the stock split." There ya go, Dazhavu!
    2
  1042. Thx man!
    2
  1043. Thank you! It was a bit long winded but thanks for listening to it.
    2
  1044. will definitely consider it, thakn you so much Stephan!!!
    2
  1045. Ayy!!! Thank you 🙌🙌💎
    2
  1046. Andrew is right with this one, thanks Andrew
    2
  1047. Boom! Love it man.
    2
  1048. Glad you liked it!
    2
  1049.  @chicagosbest7280  Nice man!
    2
  1050. Nice point made Wayne. I think some people value just having it in their digital collection too
    2
  1051. Definitely. Exactly! Optimism :)
    2
  1052. They didn’t explicitly state it and it hasn’t been mentioned unfortunately.
    2
  1053. Answered below
    2
  1054. Appreciate it brotha!! 😀
    2
  1055. Yessir!
    2
  1056. next time I will, apologies
    2
  1057. Lol thank you, it is a bit long winded but thanks for being here :)
    2
  1058. Ayyy my man!
    2
  1059. love that. hows the investment doing?
    2
  1060. Love U dude
    2
  1061. Will most likely do! :D
    2
  1062. ayyy love @brian Jung
    2
  1063. Awesome Justin! I super appreciate all the comments you always throw on my videos. I love hearing from everyone so it’s perfect for me
    2
  1064. Love u too haha :)
    2
  1065. Thanks Alberto!
    2
  1066. Will do
    2
  1067. Noted!
    2
  1068. that is a good take Jackson, for sure... opportunities are abound now!
    2
  1069. I gotta do some analysis on SoFi!
    2
  1070. My pleasure!
    2
  1071. He's not the president anymore, I didn't say President Obama either. Although, I should just say President Obama, president Trump, president Biden to keep it consistent. didn't intend any political bias in there LOL
    2
  1072. at the moment yes, but i haven't reached out yet. I do hear they are getting a lot of hate comments, and while I am upset I am not going to throw hate at my contact because of something she ultimately didn't have control over. I plan to chat with them soon.
    2
  1073. I explain it in the video around the 9 minute mark I think.
    2
  1074. "Spending Tracker"
    2
  1075. thank you! I appreciate you watching. And yeah I will try to not get caught up in the #'s
    2
  1076. According to a growth strategist there, the best videos are around 15-17 seconds. However, I've found that as long as the story is good, it has the potential to go viral. I really can't get that much across in 15-17 seconds.
    2
  1077. Ayyy yes thank you
    2
  1078. Looking.... I'm actually looking into some more traditional places (fidelity, schwab) at the moment.
    2
  1079. Thanks BPR! Yeah exactly
    2
  1080. never too late ya, 38 is great! At this point probably 50/50 conservative/aggressive options
    2
  1081. If you can get on a WL and it’s hotly anticipated. Definitely worth
    2
  1082. WOOHOOO
    2
  1083. Probably not from me, mine was started last year!
    2
  1084. Word. Thanks erik.
    2
  1085. No offense taken. I’ve paid rent before for a few years but currently living at home this save money
    2
  1086. Thanks again!
    2
  1087. You can apply but not 100% sure you’ll be accepted. I bet you probably need about 6-12mos of credit history first.
    2
  1088. yeah the initial investment cost + hassle + if you bought every single individual stock of the ETF I suppose you'd also pay that # of times in transaction fees as well
    2
  1089. Glad to hear it, thank you Luis!
    2
  1090. Final Cut Pro!
    2
  1091. Thank you will do!
    2
  1092. It is ;) I was a Level 50 for awhile in most formats!
    2
  1093. You're welcome! :D
    2
  1094. Glad I could help
    2
  1095. The only one I’d recommend is the secured one just to build credit. And put $10-20 of expenses on it a month. If you can’t put $10-20 of expenses in it a month then don’t get a credit card! Hope That helps.
    2
  1096. awesome!
    2
  1097. Seriously 😐 I can’t believe that was 21+ years ago.
    2
  1098. Glad I could help! Thanks for coming over from TT.
    2
  1099. Thx Robbie 🙏🙏
    2
  1100. haha I will def consider it!! <3
    2
  1101. Wooohooo
    2
  1102. I DID :D
    2
  1103. Thx bro 👍👍👍
    2
  1104. Love to hear that Masi. Thx for tuning in again.
    2
  1105. Lol 256 as of today!! And thank you for your comment Mason
    2
  1106. Glad it was helpful!
    2
  1107. Was like 4.8k but mostly for gaming. Just wanted to try this side hustle out!
    2
  1108. Any time!
    2
  1109. That is what I am slightly weary of. I personally don't like transferring my crypto anywhere, so thats why I personally am a little hesistant. Others are OK with it though.
    2
  1110. LOL
    2
  1111. I would prefer reading online "reddit.com/r/investing", and go through the FAQ section there and start to just read it daily
    2
  1112. apologies, it might be out of my techincal knowledge to explain it very well techincally haha
    2
  1113. Lol 😂
    2
  1114. long-term plays + might be able to pick some up at a cheaper price
    2
  1115. Thanks Masi!
    2
  1116. Glad you enjoyed it!
    2
  1117. will consider it for sure :D
    2
  1118. i had to put that in there for the Robinhood affiliate link only. everything else is not promoted.
    2
  1119. For sure, I am waiting on that iPhone12 myself, thanks Alan
    2
  1120. any passive income will take awhile to start (at least 3-6 months). Find something you're passionate about and see how you can find a method of passive income that way. Feel free to join the discord (in my description) and chat there, im a little more responsive with longer answers there.
    2
  1121. Watch my video on Simple Investing Portfolio perhaps!?
    2
  1122. You're always SO early Ryan!
    2
  1123. if you go over 30%, but then pay it off immediately and its below 30% when the credit bureaus check your balances, you'll be fine~!
    2
  1124. Agreed.
    2
  1125. No worries!
    2
  1126. Thanks for hitting the thumb button, I REALLY appreciate it! Keep hitting it and i'll love ya forever!
    2
  1127. Sounds like you’re doing just fine tbh!
    2
  1128. thank you! Love your username, haha
    2
  1129. hahaha of all my friends I suggested tracking expenses to...they all said this is the reason they gave up
    2
  1130. thank you Domzzy!!
    2
  1131. Yes sir!!
    2
  1132. Yay! Thank you!
    2
  1133. Awesome Hayden!!
    2
  1134. Love these comments.
    2
  1135. Yes! Perfect :)
    2
  1136. Great suggestion, noted. Will consider it after my Chainlink or VEChain video next week.
    2
  1137. Boom you’re welcome!
    2
  1138. Appreciate it 320, thank you so much man. I hope to get there this month, going to post more often!
    2
  1139. That’s awesome! Hell ya :)
    2
  1140. Holy crap Derek! 95% crypto!
    2
  1141. LMAO my bad
    2
  1142. Woiw thats crazy!
    2
  1143. Thank you!!
    2
  1144. Appreciate it Diego!
    2
  1145. Roth IRA - vanguard fidelity. Riskier investments like Robinhood or e trade. Index funds same as Roth IRA
    2
  1146. LOL! Thank you I guess :) it’s good to know you trust the quality :D
    2
  1147. thanks man :D
    2
  1148. Noted
    2
  1149. Dewayne! whats up. M1 is good too, I need to give them a good try.
    2
  1150. Ichigo!! Appreciate it brotha 👊
    2
  1151. thats awesome!
    2
  1152. Any time!
    2
  1153. My pleasure!
    2
  1154. Hell yeah!
    2
  1155. Great to hear!!
    2
  1156. they would have been up there but I chose Fidelity over Schwab. They're a close runner up for sure
    2
  1157. His wage was nearly doubled with tips. Really busy coffee shop he worked at
    2
  1158. haha! It is being framed. It should be in future videos after 12/16!
    2
  1159. Thanks Salmo!
    2
  1160. Poster is by “MONDO”
    2
  1161. Discover It Secured, should do the trick.
    2
  1162. I got one brotha! Link in description
    2
  1163. My pleasure!
    2
  1164. omg thx for watching this video Kelly, it is an old one, hopefully the quality of my YT vids have gotten better since!!!
    2
  1165. ILY . Forever, thanks for the comment :)
    2
  1166. Yeah.
    2
  1167. Glad you saw that lol
    2
  1168. Glad you liked it!
    2
  1169. Yeah! Actually when I was making this video on TikTok I was thinking about that video I had seen years ago but forgot who made it. It wasn't until it was pointed out to me on Twitter (after I had posted the vid) that I realized the video was by Reckful, I have since credited Reckful in every journalist coverage that reaches out to me, and we have DM'ed each other on Twitter about it already - he has full credit for the original idea
    2
  1170. Thanks Romeo! Great tip
    2
  1171. Great point, I think you may be susceptible to FX, you should look into your country's funds that allows you to invest in a US S&P500 etf without directly having to buy the US version.
    2
  1172. Great Revlis, thanks for the feedback. Yeah I didn't give the $3 dollar a month plan a try, but it's good to hear positive feedback about it.
    2
  1173. Thanks Hussein it was a grind but worth it!
    2
  1174. Which certificates are you speaking of?
    2
  1175. THANK You bro! That made my day
    2
  1176. thanks 320 tech :D Apologies about the spam comments ugh
    2
  1177. Thanks Schieff, yeah I am trying to make more videos on YouTube just to diversify my audience in case Tik Tok gets taken down! But who knows if it will. I think that it's a low chance but you never know :)
    2
  1178. Both are great, I wanted to present some zero fee index fund options. Personally I just love funds with the LOWEST fees as possible. one thing to note about the Fidelity zero funds though, they don't pay out dividends as often as Vanguard.
    2
  1179. just based on comments / big coins
    2
  1180. My bad, fixed it!
    2
  1181. Exactly! Thank you Luis for understanding hahaha, thank you so much for your comment too.
    2
  1182. Sounds good. I can keep that in mind. Thanks for stopping by the channel and leaving a comment 👍👍👊👊
    2
  1183. Haha
    2
  1184. Haha that is nice to be in Japan I suppose :!
    2
  1185. You r WELCOME friend!
    2
  1186. I think it was a website called neonmfg!
    2
  1187. I made mine but you can get all the stats from Yahoo Finance!
    2
  1188. substitute with ETFs
    2
  1189. NICE!
    2
  1190. Damnnn the crypto community is strong! Thanks for the input
    2
  1191. The above 9 things, I do as my job.
    2
  1192. Wow, thanks!
    2
  1193. Acorns is easier to use a complete beginner. But you’ll learn more if you can figure out the Schwab platform
    2
  1194. Thank you too for watching!
    2
  1195. Oh that’s awesome
    2
  1196. Same…
    2
  1197. I’ve reduced it to zero since :)
    2
  1198. Vanguard.
    2
  1199. I originally intended for this video to be like 6 minutes but I talked for Too long LOL
    2
  1200. That is awesome! AND THANK YOU FOR ALWAYS COMMENTING
    2
  1201. Booom! 🍪 for you 😊
    2
  1202. i appreciate that. and ya it can def work in an IRA, sorry for the late reply.
    2
  1203. hahaha damn
    2
  1204. Hi Chris, VUG is mostly US Large Caps, VOO is gonna be the entire S&P 500. I dont think VIO is a ticker of Vanguard, did you mean a different ETF? Basically there's not a HUGE difference, VOO will get you more diversification, VUG is gonna be weighted toward the bigger companies.
    2
  1205. he's great!
    2
  1206. ayyy love a first comment!
    2
  1207. LOL. thank you. I hope the content doesn't suck :)
    2
  1208. Thx Masi! Maybe I’ll do a video on that
    2
  1209. Glad you like them! :)
    2
  1210. Yay!
    2
  1211. Glad it was helpful!
    2
  1212. My super smart PE friend summed it up on DoorDash: I was never a believer on Doordash or any of the food delivery services, but haven’t looked in a couple years. The unit economics are just so hard and market is fragmented - usually in marketplaces you like to have 2 competitors max, and in food delivery there are 4 big ones plus some local and restaurant-owned delivery, sure there are local dominant players (ie doodrdash is big in sf bay and Postmates big in LA) but not like how uber is #1 by far in every mkt. There’s a good piece from Sarah Tavel on medium about it I will try find & send to you. DD has burned a ton of cash and in just not sure how that is going to translate to public mkts. Uber was very poorly received in public mkts for the same.
    2
  1213. clarifying: that is his text to me, not me, - but i do agree with his points lol
    2
  1214. I will take a look at that topic and see if it's possible with me! Thanks for you awesome comment I appreciate it.
    2
  1215. Glad you liked it Brendan, and definitely...just like exercise, if only I could exercise for 2668+ days straight
    2
  1216. Thanks for the sub! and for sure, yeah I agree :)
    2
  1217. Will most likely do! :D
    2
  1218. yeah I can def see that, thanks for your comment Dandy
    2
  1219. Thanks for the visit!!
    2
  1220. Exactly! I’m glad it helped John
    2
  1221. YESSS thank you!
    2
  1222. Hi sebby!
    2
  1223. Haha
    2
  1224. To be honest, I have not looked since back in 2014. I did remember Mint.com having the best software out of all of them, especially because it automatically ported everything in for you. I bet you could enter in manual expenses into that.
    2
  1225. LOL FUNGUS!
    2
  1226.  @MandyRoams  yessss
    2
  1227. Im still long, but I did sell some of my position!!
    2
  1228. Any time Dayana :D
    2
  1229. awesome to hear!!
    2
  1230. lets gooo RAJ!
    2
  1231. Thanks for coming, ignore the bot comments! Love Brian, that made my day
    2
  1232. Right now I play Wow Classic, but i've always been a huge gamer. I grew up playing CS, Diablo 2, Final Fantasy 11. Then I played WoW, FFXIV, LoL, D3, Hearthstone, etc... My favorite game of all time though? Earthbound on SNES.
    2
  1233. Roth IRA is a good start if you’re in the US. Basically a tax free savings account.
    2
  1234. I gotta look into cardano, I don’t know too much about it
    2
  1235. Thank you :D
    2
  1236. Thanks again!
    2
  1237. Boom! Thank you.
    2
  1238. haha :D well as long as you find it worth it!
    2
  1239. Hope so, Ali!
    2
  1240. Woohooo!
    2
  1241. Hell ya, thanks Tim!
    2
  1242. Good tip! Yeah I could see that, I'm speaking more to those people who ALWAYS use delivery apps
    2
  1243. Thanks for watching! appreciate it Sammy
    2
  1244. Lol thank you. I love these comments. I’ll never forget. I want to keep replying and chatting w everyone I can!
    2
  1245. YES LOL. Glad you noticed
    2
  1246. oh damnit LOL I meant $10,000
    2
  1247. Yes, I think if you go online and search for like "historical portfolio performance" and find a tool where you can enter in stocks, that would be best, I dont know any off the top of my head, but thats a fun exercise for sure. It would just require you to do some digging...
    2
  1248. Sony a7iii
    2
  1249. And thank you!!
    2
  1250. Great suggestion next time I will
    2
  1251. Hell ya!! :)
    2
  1252. Save as much as you can, start some side hustles and learn to figure out how to make income, especially in your community. When you turn 18 you'll have a bunch of options available to you!
    2
  1253. 1. The number of shares short should be greater than five times the average daily volume 2. The shares short as a percentage of the float should be greater than 10% 3. The number of shares short should be increasing
    2
  1254. Id watch a few more tutorials on YouTube on how to get started as an artist on NFT space. Since I have not been an artist before, its a little hard for me to explain since I would have to research it, but I think there are a lot of tutorials on that exact subject :)
    2
  1255. Wow, thank you Chris, yes Im trying to serve you guys a bit better, I think I lost sight of that in the past. appreciate your comment!
    2
  1256. Hahaha
    2
  1257. this.
    2
  1258. make sure they dont charge high fees
    2
  1259. yes correct, hopefully thsi video ages well in like 3-5 years lol
    2
  1260. Imagine if Robinhood disabled Graham's Like Button. Immediate SEC Investigation.
    2
  1261. Thank you mr Pirate ;)
    2
  1262. Hey Gabe, thanks for following me and also watching my first ever video - it's bad, but I'm glad you're here.
    2
  1263. Thx man
    2
  1264. It is most likely not available in Africa, but Africa may have similar investments! Id do some research in your local area.
    2
  1265. keep watching I will educate you my man!
    2
  1266. Glad you think so! Wooo!!
    2
  1267. Woooo! Yes you’re welcome.
    2
  1268. yes sir J Tran!!
    2
  1269. Sounds good Louie. Thanks for the great comment
    2
  1270. Glad to hear it!
    2
  1271. thanks! sorry about scammers.
    2
  1272. Yes love them.
    2
  1273. At the same time or before. Yep.
    2
  1274. Keep as much in your savings account as you need to live off of for 6 months of living expenses. If you don't need any of it to live off of if your college/room and board are paid for, just leave a 1-3 grand in there and then invest the rest, IMO
    2
  1275. Nice, I am glad it helped!
    2
  1276. no worries :) thank you for watching.
    2
  1277. Noted!
    2
  1278. They are not similar at all... I would read the investopedia article on IULs - here's one I found that summarizes the risks and beneifts of IULs https://www.investopedia.com/articles/personal-finance/042115/comparing-iul-insurance-iras-and-401ks.asp. In general, I stay away from anything with 'insurance' in them.
    2
  1279. Ryan you are so fast my man
    2
  1280. It's ok, we all are :) lol. Thanks for watching!!
    2
  1281. Sorry about that
    2
  1282. LOL. Thank you. Love this comment
    2
  1283. Luis - thank you. I hope to continue to deliver good value and videos to you to inform you the best about finance!
    2
  1284.  @LuisAA520  you are welcome <3
    2
  1285. I'd have to do some research, but as the easiest to use place for BTC/ETH/crypto, it has a lot of upside as cryptos get legitimized.
    2
  1286. LOL!
    2
  1287. Yeah esriously!
    2
  1288. Yes!!! So good.
    2
  1289. I've heard eToro is reputable, but I don't know much beyond that. My hope is that it should stay in good standing for as long as you use it since so many other people use it
    2
  1290. That’s good. You are living. Don’t worry haha
    2
  1291. Yes. !
    2
  1292. Thank you! Ok :)
    2
  1293. 😂😂
    2
  1294. Boom! That is meta.
    2
  1295. You are welcome, ill have an updated one soon
    2
  1296. LOL Sophie!
    2
  1297. If it goes to a closed account the bank you used to bank with should be able to contact you. Or you can contact them.
    2
  1298. That's awesome, welcome to my channel from Romania... You can probably get the similar compoudn interest in your country!! I am not sure how to invest in the US from outside of the US.
    2
  1299. Thx Chase :)
    2
  1300. thank you soooo soo much!! I am happy you're watching
    2
  1301. Will look into this! Im not sure what the best way to finance is quite yet, but i gotta do y research before putting out anything
    2
  1302. Doing a quick search, look into Upstox Pro or Zerodha KITE... I looked at the screenshots and interfaces, looked the most straightforward.
    2
  1303. VTI is VTSAX
    2
  1304. Luis, that comment means a lot to me. I really appreciate it and your support my man. Thank you thank you thank you.
    2
  1305. Smart :D Love this list of ideas.
    2
  1306. Appreciate it Eddie, congrats on that PrizePool referral win!!!
    2
  1307. Not a super passionate opinion: Gold and Silver are safe investments that, depending on the stretch of time we look at, coudl either perform way above the market or way below the market. I would google this specifically "Has Gold Been a Good Investment Over the Long Term?", and see what results pop up. I do think it's good to have as a hedge against inflation but overall I'm personally not too crazy about gold or silver.
    2
  1308. LOL! Ok I’ll fix that for future vids hahaha
    2
  1309.  @santanastephens5532  Deleted bot comments, do not pay attention to those.
    2
  1310. The easiest to use for most passive/hands off investing is Wealthfront, for more active trading you can use Robinhood, that's easiest. You can also use brokerages like Fidelity, TD Ameritrade, ETrade, etc. It just comes down to familiarity. I would encourage you to google each of the brokerages and see what their interface and options look like and then make a decision!
    2
  1311. hahaha it should be a short I, not F-EYE, but F-iii
    2
  1312. You may have to pay taxes!
    2
  1313. hahahaha sorry :(
    2
  1314. I could see the reasoning there! Respect your opinion.
    2
  1315. ooo thank you :D
    2
  1316. I think thats the UK equivalent, I have no experience with it but I am sure you could do something similar in the UK.
    2
  1317. nice
    2
  1318. paying homage to Graham! Smash that like button!
    2
  1319. NOOO come back to my videos Justin! Miss seeing you in the comments.
    2
  1320. lol is he really coming out with one!?
    2
  1321. Oh wow!
    2
  1322. You are allowed to. Yes. You can contribute to both.
    2
  1323. Thats the defense bill i think
    2
  1324. LOL oh man I should've!!!
    2
  1325. Thank you Dan Passing by, I hope you pass by more often!
    2
  1326. lol :D
    2
  1327. No problem
    2
  1328. Hope notttttt but yes be ready
    2
  1329. You can contribute 6000 before April 1 for last years contribution
    2
  1330. Sorry April 15***
    2
  1331. Love u bro haha
    2
  1332. Just pay before due date.
    2
  1333. That seems reasonable
    2
  1334. Not sure. I’m holding for awhile so I try to not worry too much about the day to day prices
    2
  1335. Yesss thank you Sophie, I appreciate your comment.
    2
  1336. I dunno. It doesn’t have to be stressful
    2
  1337. thanks man!
    2
  1338. No. Just contributions is 6k
    2
  1339. i bought some last week.
    2
  1340. not advice, just telling u what i did hahaha
    2
  1341. Ooooh good idea
    2
  1342. Yes. Duh 😂😂🙌🙌
    2
  1343. Thanks for watching! Appreciate your kind comment Cholponbai.
    2
  1344. I can def consider making this video, I added it to my list. if I can make it interesting I'll make this video, otherwise you can DM me on Instagram and I can just help you out
    2
  1345. Love the blend of career and personal goals Eddie. Excited for you my man
    2
  1346. Appreciate it rob :) <3
    2
  1347. Great to hear thanks Nathalie!
    2
  1348. Thanks for the comment :)
    2
  1349. Thank you so much Jesse! Appreciate it. Hope you tune in to future vids.
    2
  1350. I think thats a good point you bring up. In your estimation do you think most people can outperform the RE market, or does it take your set of skills/knowledge to be able to do well despite crashes and corrections?
    2
  1351. Thanks for watching! Love Vienna. Cafe Demel!
    2
  1352. yeah exactly...
    2
  1353. Hmmm you gotta find out what you need to live off of per year. Then get your income and passive cash flow to a place where it supports you at that level.
    2
  1354. Here's a great article for you: https://www.creditkarma.com/credit-cards/i/authorized-user-credit-card#:~:text=Being%20an%20authorized%20user%20means,not%20the%20primary%20account%20holder.&text=As%20an%20authorized%20user%2C%20you,any%20debts%20that%20build%20up.
    2
  1355. Yes! Thank u my guy
    2
  1356. Thanks man! An old Video. But thanks hahaha
    2
  1357. No problem 👍
    2
  1358. Hi Lisajkg, if you have something to share with the world that you think can benefit others - I think it's worth trying. I would say if you are pursuing the money, then it may not be the best choice, but if you want to make videos and think theres a large enough population that could benefit from them, and it fills a need - it could be WORTH IT! You don't need much equipment to start, simply a smartphone will suffice. I've slowly compiled a DSLR camera, a rode videomic pro microphone and a ringlight, but that's all I use to film. But you can easily start with the smartphone for a long time.
    2
  1359. I have a video already on "Beginner Credit Cards"! you can check out... but I may make an update in the future.
    2
  1360. I try to leave in the right amount of info that is relevant for a beginner to learn about the coin. If you’d like to help me review scripts before they go out please email me humphreytalks@gmail.com. Which bits did you want to see more of?
    2
  1361. I’m not sure they declare it on their s1. Robinhood will say that their average customer gained X% (I think it was like 30% in the last year), but relative to the market which gained 45-50%, that’s pretty bad. Lol. I gotta find that info.
    2
  1362. Watch the "Simple Investing Portfolio" video, i mostly have VTI, VOO, VEU, BND.
    2
  1363. i use the sony a7ii. But tbh I'd love to get a 4k camera in the future.
    2
  1364. It isn’t a lot of monetization but yeah :) it’s just a small rate per 1000 views I’ve noticed.
    2
  1365. Hey man, so those funds are more coca-cola bottling companies. You want to search for KO stock (that's the ticker).
    2
  1366. Glad it was helpful!
    2
  1367. Love to hear it Justin. Also you are my most Consistent commenter probably. LOL. You and teamobile
    2
  1368. You’re welcome!
    2
  1369. Yay! Thank you. These comments mean the most to me. I sometimes forget that a lot of people watch!
    2
  1370. Thank you Diego. I appreciate you being here
    2
  1371. etf is very similar to index fund, just index fund trades once/twice a day and usually has higher minimums
    2
  1372. lol this is an OLD video! thanks for commenting.
    2
  1373. Nope :(
    2
  1374. Good idea! I gotta consider this :) ty I will keep going thanks to great viewers like you.
    2
  1375. Yes definitely. Once I start to own some RE I plan on updating this video. That’s awesome btw
    2
  1376. Yes, MONDO!
    2
  1377. Just buy VOO
    2
  1378. Yup no problem! Yeah let’s see what happens soon
    2
  1379. wow. thank you Sandra, I loved this comment, it was amazing :) I am glad you found it educational
    2
  1380. Fidelity probably.
    2
  1381. Glad it was helpful!
    2
  1382. Yeah i saw that bot lmao :D
    2
  1383. I can consider that for a future video, yes, thank you for commenting.!
    2
  1384. You’re welcome!
    2
  1385. Glad it was helpful!
    2
  1386. Same mic!
    2
  1387. Thank you Karin!! I appreciate the comment a lot
    2
  1388. Nice! agreed
    2
  1389. That’s a good question. I need to research this for you
    2
  1390. Great observations. I definitely am more conservative, but if I see a good opportunity where I can take a calculated risk I am more willing to put money behind that.
    2
  1391. Hell ya!
    2
  1392.  @faratash  dude. Great idea. I love cookies too so maybe this will be a real thing in the future
    2
  1393. I think MySpace could have kept their staying power if they adapted their product. In 2005, FB just launched, and MySpace made close to zero changes from 2005 to 2009. Whereas FB introduced a bunch of new features: Like buttons, news feeds, expanded the network from college > high school > all. IMO, MySpace had a long window of opportunity to keep their market position. If Zynn somehow starts to make strides in improving their product to the point where it's better than Tik Tok / other short form video companies, AND other companies don't keep up, then I do think it can overtake Tik Tok, but that may be 4-5 years down the line.
    2
  1394. I also made this video because a lot of people do not know about the Zynn app and I feel that people are going to have questions about it moving forward, especially since it's the #1 app on the store. All the videos I found on YouTube so far are just bad reviews or people trying to get referrals.
    2
  1395. Limited Time: Get 4 FREE stocks from Robinhood: https://robinhood.c3me6x.net/qPyKY - you'll get 1 today when you link a bank account, and 3 on Feb 1st. This is an affiliate link, for which I receive a small percentage made via those links, but it doesn’t cost you anything extra! Affiliate links help this channel going so I can continue to make great free content. Certain limitations apply. Learn more about the program here: https://robinhood.com/us/en/support/articles/creator-promo-get-4/
    2
  1396. that's awesome man, glad you found me through Tik Tok!
    2
  1397. appreciate your feedback, i'll be more cognizant of this in the future :)
    2
  1398. Hell ya!! WELCOME
    2
  1399. Got it!
    2
  1400. Yeah you are in the best spot then, dont get a car! Especially in Europe, I know its MUCH more expensive to own and operate one.
    2
  1401. thank you :D
    2
  1402. I believe you can contribute to both but the limit is not $6000 but rather based on your compensation...
    2
  1403. Glad you enjoy it!
    2
  1404. Thanks Don’
    2
  1405. Appreciate you!
    2
  1406. Glad you like them!
    2
  1407. Sorry about the bots, thats awesome, you still qualify for this video though :D Happy birthday.
    2
  1408. Thanks for the comment! Unfortunately I don't know ANYTHING about insurances, hahaha, so I would have to do a ton of research to make a video on them. I can certainly consider it for the future
    2
  1409. You got it!
    2
  1410. what do you want to know about them? TBH I never mess with margin. Too much exposure, risky.
    2
  1411. its basically the same i believe, market cap weighted S&P500 index fund, you can invest in either.
    2
  1412. try to find ways to reduce taxes (are you self employed? Write offs? IRA contributions perhaps?), try to increase the number of income sources you have.
    2
  1413. Press the like button, subscribe, watch the videos all the way thru, thats it :)
    2
  1414. I personally hold a lot of Apple and am not selling.
    2
  1415. Yay, thank you!
    2
  1416. Yes. I think if you are self employed and can depreciate the miles it helps a lot when you buy a car outright. Or if you need an end of year write off. The other great thing about owning your car outright is you don’t have to worry about payments
    2
  1417. Love a first comment
    2
  1418. Nice :)
    2
  1419. Haha thank you!
    2
  1420. ayy thanks for coming Justin and commenting, really appreciate that!
    2
  1421. He was my friend's cousin. I found a lot of mentors through just networks and friends.
    2
  1422. Awesome Ethan!! Thanks so much for checking out my channel as well
    2
  1423. Word!
    2
  1424. Thank you Jose. Great commentary from you as well.
    2
  1425. Yeah, I know what you mean. A lot of people still don't get it. If you do understand it well, you can just skip to the next portion of the video!
    2
  1426. Legend!
    2
  1427. FAST!
    2
  1428. In the best case scenario, nope!
    2
  1429. Hello Snow Lynx.
    2
  1430. So I use Robinhood for ease of use and my stock portfolio. But I also have Vanguard and WeBull. I’m also going to try M1. I’d say for long term dividend holdings, it doesn’t matter what brokerage you use since you’ll be holding awhile - just use whatever is easiest to use for you.
    2
  1431. Schwab is great too. I just thought Fidelity did a better job than schwab for me
    2
  1432. thanks Arjun! Sorry about the spammer btw
    2
  1433. u got me ;)
    2
  1434. I didn't! But I'll have to look into that for sure. Thanks for the comment my man
    2
  1435. thats awesome, the video may not apply to you as much haha :D
    2
  1436. Ty so much!
    2
  1437. I think it would not be in this case.
    2
  1438. Ty ty my man. Ignore any bots after my comment here
    2
  1439. Nice. Also a fine choice.
    2
  1440. Awesome, makes my day :D
    2
  1441. thats all good :D thanks for your supported daddddddy!!!
    2
  1442. Thanks for sharing! Hell ya I am glad you are tracking as well.
    2
  1443. SY thank you so much that’s what I strive to do on the channel
    2
  1444. You're welcome!
    2
  1445. If your time horizon is like 30 years I could see this being OK, but I'm not condoning it officially just yet :P
    2
  1446. hahaha RIGHT?
    2
  1447. Glad it helped!
    2
  1448. Glad they helped Shepherds_Grandma, I always LOVE seeing you comment. I can always count on you!
    2
  1449. Thats smart :) And kind of you.
    2
  1450. Any time!
    2
  1451. Ignore the spammers. But yes. You can read everything in investopedia and ideally put them into practice. I usually read the news and then search anything I’m not sure about
    2
  1452.  @madi6734  ty Madi im so glad you did lol :)
    2
  1453. LMAO love u bro
    2
  1454. Woohooo! Late night stock market learnings :D
    2
  1455. :D
    2
  1456. Robinhood then :)
    2
  1457. Daddyland 😎
    2
  1458. I'm so glad you're watching, I hope you are getting something out of the channel and I appreciate your support :)
    2
  1459. most ETFs should be okay, the more diversified the better. I have a video on the best 5 index funds
    2
  1460. Thanks Diego. Appreciate your support
    2
  1461. nice!
    2
  1462. You can do it thru an app. Just plan your portfolio in a spreadsheet or on paper and then buy the allocations within the app.
    2
  1463. Yesss!! Classic or Retail?
    2
  1464. Awesome! Thank you!
    2
  1465. Glad it was helpful Steven
    2
  1466. I believe your credit score does not go down if you add an authorized user.
    2
  1467. Hope you enjoyed it!
    2
  1468. That's awesome. I'd probably allocate 60% to dividend stocks, 40% to other investments
    2
  1469. Thank you man!
    2
  1470. lololol
    2
  1471. My pleasure daddy, always good to see u here ;)
    2
  1472. that is amazing Aiden!
    2
  1473. good to hear!!
    2
  1474. Word.
    2
  1475. Thank you so much 😀
    2
  1476. Yesssss evergrande evergreen!
    2
  1477. Yeah :( this guide was better two years ago lol
    2
  1478. Glad you enjoyed it! appreciate you being in the comments
    2
  1479. Hopefully more of these chats to come!
    2
  1480. That's awesome Rehza, great that you are doing that.
    2
  1481. Mondo I think
    2
  1482. Awesome man, thank you so much for watching!!
    2
  1483. Spending tracker. Free in App Store. I have a new video coming Monday on the expense tracker :)
    2
  1484. yeee ty
    2
  1485. Nice. good pick
    2
  1486. Yep agreed. Sorry about the spammmer
    2
  1487. thanks Kyle!!!
    2
  1488. Thanks man!
    2
  1489. Hahaha yeah man. Agreed
    2
  1490. Ty mike!!
    2
  1491. Awesome, thank you!
    2
  1492. omg, thank you. I appreciate your comment, I am happy it was helpful to you! Let me know if you wanna see anything else in the future
    2
  1493. I appreciate that! Thank you! ONe day....
    2
  1494. Yeah thats a good idea. Just put it away into a savings or brokerage account and you can invest in index funds to start with until you get more well versed in investing.
    2
  1495. JUSTIN I love you brotha!
    2
  1496. Masi! Thank you sir :D
    2
  1497. If you have no self control then yes: credtcards be scary.
    2
  1498. thanks for being first
    2
  1499. LOL. That one is cringey but I leave it up as a reminder of where I started
    2
  1500. Much appreciated!
    2
  1501. Lmao! Nothing wrong with supreme i was just making an example :D
    2
  1502. No problem, love seeing you in my comment section :)
    2
  1503. Yesss glad to hear it.
    2
  1504. Hi Amber!! Thank you so much , made my day.
    2
  1505. Wow that's pretty cheap. Honestly, I am not sure what the benefits are in India so I cannot comment, but let me know what they are - that's super fascinating.
    2
  1506. 85# Cover!
    2
  1507. Thx for watching Ryan! Yeah man this video is like 13 months old. The newer videos are hopefully way better in terms of audio. Not sure why this video Started picking up steam
    2
  1508. Glad it was helpful!
    2
  1509. Well all these don’t have annual fees. But on the cards with annual fees the points that you get for spending money should make up for your annual fee. And waived fees on different things like travel etc
    2
  1510. Wow Steven, that's amazing to hear... yes those are some of my favorite books. I need to re-read the goal. I highly recommend Naval's book too, that is probably my most re-read book out of all of them.
    2
  1511. SoFi is good, I just haven't played around with it enough, it's pretty new .
    2
  1512. Hahaha
    2
  1513. You're the cleanest in the comments
    2
  1514. <3
    2
  1515. yea they're essentially a monopoly on stock trading, im not sure who they have ties with. good question.
    2
  1516. "Buying shares on or after the Record Date of August 24 but before the August 31 Ex Date will be charged at the pre-split price, and would also be eligible to gain the extra shares from the stock split." that's what I found for you, Jon!
    2
  1517. Probably acorns to get a foundation, then robinhood for a more fun account later on
    2
  1518. it can be cringey at times! lol
    2
  1519. Legend! Hopefully 1M Subs!!
    2
  1520. Holy crap! Glad to hear it’s climbing back tho 👊
    2
  1521. Thanks Jedi!! The force is strong w you
    2
  1522. That is awesome! I appreciate that and the comment. Yes definitely I can try to cover more of that. That's definitely my philosophy!!!
    2
  1523. Its in the comments
    2
  1524. You are so welcome!
    2
  1525. I will try to be more balanced in my future videos. Thanks for the feedback Nick I do appreciate it 🙏
    2
  1526. That’s awesome man wow
    2
  1527. You got it!
    2
  1528. Typically 7am-7pm Eastern is when i notice the best results, and it would be better if you had a page.
    2
  1529. Thx Nigel
    2
  1530.  @AlexQuinnYT  AHHH I was trying to figure out how people did that. Thank you so much :D
    2
  1531.  @wobblysauce  haha thats cool too
    2
  1532. Nice
    2
  1533. will do, ignore the bot comments.
    2
  1534. a GLC here is like 45,000 USD
    2
  1535. thx Adrian!
    2
  1536. I have an editor and sometimes I edit my own. Final Cut Pro X.
    2
  1537. I actually rebalanced my Roth ira to not include bonds anymore
    2
  1538. I appreciate that!
    2
  1539. Thx for doing that :)
    2
  1540. Yes, exactly!
    2
  1541. I can definitely consider it in the future! :D Thanks for the suggestion
    2
  1542. Sup with u!?
    2
  1543. Nice. Yeah.
    2
  1544. What Electronic Fellows said :D
    2
  1545. Yw!
    2
  1546. 1) Mint.com, 2) YNAB (you need a budget), or 3) my favorite: google sheets, but its very manual
    2
  1547.  @briandaalcala8364  Im glad, this was an earlier video of mine and your comment made me watch it again and realize that my video quality has gone way up lately, but I still have a long way to go. Thanks for being a part of the community :)
    2
  1548. thanks man!
    2
  1549. I don’t use it personally but I do like unity
    2
  1550. LOL. Zaid I got you at all times.
    2
  1551. Rock on, awesome to hear Jake
    2
  1552. I know, I realized that as I watched it live myself, oh well :P hopefully people understood it!
    2
  1553. LOVE U BRO
    2
  1554. Thank you colbsir!
    2
  1555. I appreciate that! I'm going to continue to be transparent. Thanks so much Ezekiel for being here that long.
    2
  1556. Lol POV its at 125 right now :(
    2
  1557. no problem thanks for watching :)
    2
  1558. yea no gas fees!
    2
  1559. Hahaha :D For sure, sometimes shoes are needed though.
    2
  1560. You are welcome 🙏 thx for watching!
    2
  1561. Gave those initial rice away! Lol, had to get more...
    2
  1562.  @czar_cz  thank you Czar!!
    2
  1563. ETFs are slightly more tax efficient but not by much. Sometimes I like buying voo in non-vanguard brokerages so that has to do with it too probably
    2
  1564. Yes, absolutely. Im gonna make a full video on passive income ideas, list them, and rank them.
    2
  1565. Hoping to release that next Monday or Thursday. Stay tuned.
    2
  1566. Yes Adrian!!! I keep mine at least 2-3 generations minimum
    2
  1567. thx bro! means a lot
    2
  1568. no judgment, always take profits when u can.
    2
  1569. I appreciate that!
    2
  1570. Awesome I’ll have to check them out
    2
  1571. Thank you! Will do! Sorry for the late reply
    2
  1572. Yessss!!
    2
  1573. I haven’t used Schwab but from my understanding they also have financial advisors which is why they are involved with the client. Betterment is a roboadvisor so no advisors. Advisors do cost $$$ tho.
    2
  1574. Thanks 🙏🙏🙏🙏
    2
  1575. Thanks’ :)
    2
  1576. Definitely not, start at any month you choose. Since it's May right now, you can start to build a budget for June 1!
    2
  1577. Nice! Glad to hear it.
    2
  1578. Yeah lol
    2
  1579. Good idea. Thank you.
    2
  1580. scary haha
    2
  1581. You dont want to see teens dancing!? :) I will consider adding my TikTok videos in a compilation to put on YT
    2
  1582. Probably 20% bonds and some dividend etfs
    2
  1583. Thanks Dillan!!
    2
  1584. I dont know alot about them but I can def do some research and possibly.
    2
  1585. Noted! can def consider.
    2
  1586. Oh yeah, good call.
    2
  1587. Molly!! Another comment?? Thank you so so much
    2
  1588. Very welcome!!
    2
  1589. Haha thanks!
    2
  1590. Yes sir! Glad you commented. I’m a fan of dividends
    2
  1591. For each share you own for the year
    2
  1592. Also thx for watching :)
    2
  1593. I will be mostly. Yes. But you can change it up too.
    2
  1594.  @alenalex95  Holy crap bro thank you!
    2
  1595. Easy man you got it
    2
  1596. Yeah it definitely depends on what you use it for. But I hope with this video people start to reexamine if it’s worth it for them :) thanks for your comment
    2
  1597. Hahah taxis. For sure.
    2
  1598. i believe the max contribution limit applies across all roth IRAs.
    2
  1599. Great!
    2
  1600.  @olayinkakasunmu8286  there always is... Can you let me know on which video? This one?
    2
  1601.  @olayinkakasunmu8286  I deleted a bunch of them, thats annoying.
    2
  1602. :(
    2
  1603. Thanks!
    2
  1604. Thanks for coming, ignore the bot comments! Love Brian, that made my day
    2
  1605. Correct Devin, we'll see! I should make a video on what stocks we can expect to go up if each candidate wins... Let me thinka bout it :)
    2
  1606. i also had a good mint/flip for around 150 sol. There are a lot of losses for sure, but lately my portfolio has been performing better overall (less fails, more consistent Wins)
    2
  1607. you're welcome brotha!!
    2
  1608. No problem :)
    2
  1609. That's awesome. Yeah I have been washing my own car as of late. Definitely agree with you
    2
  1610. Hahaha making videos is now my A priority :) Thank you so much for watching all my videos. My earlier videos aren't as good but I do like seeing how far I've come. Thanks for being here <3
    2
  1611. Agreed on your points though :)
    2
  1612. Will try to add this in the future.
    2
  1613. Omg thank you 🙏 thanks for your support
    2
  1614. Great quotes and inspiration here.
    2
  1615. thanks B HOV!
    2
  1616. Hey Jim I’d probably do a mix of passive and active investing. Most of your money should be in ETFs that you add to, but if I were 40~ I’d take 10-15% of your portfolio for concentrated positions in larger companies like Apple, Disney, Tesla, Amazon etc
    2
  1617. Awesome! Thank you Elaine :) nice last name.
    2
  1618. jeez I didnt know it was that bad
    2
  1619. Coinbase, Binance exchanges... other exchanges
    2
  1620. You can still be invested partially / fractionally? Thanks for coming.
    2
  1621.  @Gitarzan66  Proceed cautiously! The market is super volatile right now
    2
  1622. Haha im glad you like yours! It is a beautiful book.
    2
  1623. Hi tea :) So happy to see you in here all the time.
    2
  1624. thanks Robbie -- see you at 1M lol
    2
  1625. lol what :D
    2
  1626. No problem! Boo.
    2
  1627. I appreciate that! thanks for sticking with me for so long!
    2
  1628. Thanks brotha. Appreciate the comment.
    2
  1629. thanks, i try to get rid of them all the time but they dont stop
    2
  1630. Much appreciated! This was one of my earlier videos, trying to consistently improve!
    2
  1631. Thx for watching!
    2
  1632. They will check your range so prob best not to lie
    2
  1633. value as in trading less than their intrinsic value, i suppose if tech stops dropped a lot this could theoretically happen haha.
    2
  1634. Awesome man!
    2
  1635. That’s a great question. I’m gonna research it a bit further
    2
  1636. You might be able to get the Stimulus if you retroactively apply for it. I would check the IRS website for more details about the economic impact payment... Its close tho!
    2
  1637. HAHA
    2
  1638. Thats a target date fund, so it will reallocate as you get closer to 2050 into more conservative investments. Since that fund in and of itself is diversified 54% equities, 36% international, 7% bonds for now, I think you are good.
    2
  1639. yesss!!
    2
  1640. Will try :)
    2
  1641. Pretty good but as an 18 year old maybe no BNDW
    2
  1642. Woooo!!!
    2
  1643. Top Man . Nordstrom rack
    2
  1644. That is up to you, generally the market goes up OVER time, so as long as you ARE invested it will grow. VQNPX might grow faster, but comes with more ups/downs.
    2
  1645. YESsss!!
    2
  1646. awesome
    2
  1647. Love u 😍
    2
  1648. Admiral shares offer lower fees compared to the standard Investor Share-class Vanguard funds!
    2
  1649. Hell yeah!
    2
  1650. Roth is best
    2
  1651. might have to!
    2
  1652. that was a fake account, ignore please
    2
  1653. i think there are a lot of phantom costs to owning a home which in retrospect i should have tried to address more, those costs are hard to calculate over time, but i think the main point of the video i wanted to get across is that if you are in this situation you gotta run the numbers for yourself haha
    2
  1654. it makes sense Kat, I think your boyfriend will likely not get it, I think they are still going off the 2019 tax returns, HOWEVER, he may be able to apply for it retroactively come 2021.
    2
  1655. Great. Love it. Covered in my latest vid
    2
  1656. ur the record holder for firsts lol
    2
  1657. Deleted bot comments, do not pay attention to those.
    2
  1658. LOL! Yes, you're the first to comment about a spicy meatball :D
    2
  1659. ur always first
    2
  1660. That is fine! Just keep them both open. You don’t have to use them too often.
    2
  1661. Hey! Thanks for the recommendation. I actually bought one yesterday and it arrives Monday. Audio is the hardest thing I had an issue with. Especially with the lavalier mic
    2
  1662. Awesome Adrian !
    2
  1663. Great to hear :) glad that you got some info out of it
    2
  1664. I appreciate that Sanjam
    2
  1665. each nft has special "code" in each one. So they are unique and verified as yours and yours only... Same concept as in art I suppose.
    2
  1666. Agreed.
    2
  1667. Many thanks Masi, you are the best
    2
  1668. Any time! glad you are here :)
    2
  1669. Woulda been smarter than me lol
    2
  1670. Try looking up "three fund portfolio" or "lazy portfolio" those are simple and easy options
    2
  1671.  @DeepSeaBeauty2  It's listed on their S1, so unless the S1 is misguided.... I'm not sure now. "All of our directors and executive officers and certain holders of our Class A common stock and securities exercisable for or convertible into our Class A common stock are subject to lock-up agreements that restrict their ability to transfer such securities for a period ending on the earlier of (i) 180 days following the date of this prospectus and (ii) the opening of trading on the third trading day immediately following the public announcement of our full earnings for the second quarterly period ending after the date of this prospectus (such period, the “lock-up period”) and subject to certain exceptions, without the prior written consent of Goldman Sachs & Co. LLC;"
    2
  1672. Olson, thank you so much, I appreciate you watching all those videos, it means a lot to me. New video coming monday :)
    2
  1673. Thx oda. Appreciate it
    2
  1674. 6K TOTAL, across all accounts.
    2
  1675. I think it is just a completely separate purchase at that point :)
    2
  1676. crazy, didnt know it was that bad!!
    2
  1677. thanks Renz!! Ignore the spammer, they are hard to get rid of
    2
  1678. Thanks for the kind comment Chuck.
    2
  1679. Yes. Plz. :D
    2
  1680. This is probably not the case, it might just be a bug. I haven't tried to transfer to WeBull. I know that the RH support team is pretty understanding right now, although they may take awhile to get back to you. Before you do your next transfer, just send them an email and let them know what you're trying to do, and hopefully you can hear back from someone with full on instructions or guidelines.
    2
  1681. One thing I was worried about this week was that RH goes under or something catastrophic, but that doesn't look to be the case anymore after today and yesterday's price action on GME.
    2
  1682. Thanks for your comment. Yeah agreed
    2
  1683. I would read the blog moneyunder30 or millenial money i think it’s called. Thanks for coming to the channel!!
    2
  1684. Glad it was helpful and thank you for always commenting!
    2
  1685. POGGERS IN THE CHAT
    2
  1686. Thanks for sharing!
    2
  1687. Hi Andrew, I'll try to find more ways to incorporate visualizing big numbers in future videos, or ways to contextualize numbers further. I also saw your comment in other places you posted it, I appreciate the thought you put into your comment
    2
  1688. sadly not for now, no time!
    2
  1689. LOL!
    2
  1690. The Index Funds have a lower fee but not by much. To be honest, they're fluid, you can go with either :)
    2
  1691. thx Nerissa!
    2
  1692. Hold as long as you can. If you need it for a home purchase or something, cash out. You can always cash out over time as well when you need money. It's pretty subjective and up to the discretion of the account holder, Sorry if that was a bad answer
    2
  1693. LOL. Ok :) I’ll keep em going.
    2
  1694. haha the shirt is a long sleeve sweater type from Lululemon!
    2
  1695. Thanks for liking and commenting!
    2
  1696. Not necessarily if you want more exposure to those stocks!
    2
  1697. Thank u Alexa
    2
  1698. .
    2
  1699. Sound effects?
    2
  1700. 😂😂😂I should!
    2
  1701. Glad you like them Luca, I try to cover the top cryptos at the time
    2
  1702. Glad it was helpful! and yes you are totally welcome :)
    2
  1703. Sorry about the spammer btw
    2
  1704. Yes!
    2
  1705. Ugh I hope they decide to unban TikTok, thanks for being here :)
    2
  1706. Thx Scott. Sorry about the spammers. Also nice sub photo
    2
  1707. Totally a valid question, Guy. I would say that's up to you. Some people are comfortable holding onto student loan debt if they think they can outperform their interest rate on it with say, SPY or VOO. However, mentally speaking, I love having the feeling of not having any debt, so I can operate from a much more "stronger" mental position and use that brain power to make more money. I view debt as a thorn in my side, if I have it, I'm constantly thinking about it, and the ROI of NOT having that might be well worth it...
    2
  1708. yeah probably some corporation like that, but it will take awhile before that happens, maybe a few months.
    2
  1709. ALRIGHTTTT JUICE IT UP!
    2
  1710. Hahaha glad to hear yours is still wrapped :P It is a beautiful item, I just don't know if I've paid any attention to it since i've gotten it besides this video, LOL
    2
  1711. Awesome Annie! I’ll keep it coming. Any other cryptos you want me to break down?
    2
  1712. this is such a great way to thinka bout it. you are definitely correct. Renting is the max you pay!
    2
  1713. No prob
    2
  1714. Not too late. Start now and consistently. Also sorry about spammers
    2
  1715. thank you for watching!
    2
  1716.  @complexmadesimple4631  appreciate the comment. I definitely care about retention and sorry if it came off as "cheap".
    2
  1717. thanks Jared!! For sure, ill keep that in mind. Plus if you ever run into me, say hi!
    2
  1718. Keep going :D
    2
  1719. THANK YOU <3
    2
  1720. ily daddyland
    2
  1721. Nice!!! I gotta try M1
    2
  1722. I use Final Cut Pro! Hopefully that helps
    2
  1723. You are most welcome!
    2
  1724. LOL IM SORRY
    2
  1725. Hahaha which concerts would you say? :D Maybe a T-Swift one.
    2
  1726. I'm glad you like that part ;D
    2
  1727. Glad you enjoyed it!
    2
  1728. Lower fees typically, passive management vs active management (mutual fund).
    2
  1729. Yeah just weight it less toward equities, but yes that would work...
    2
  1730. No worries thx for the comment. Appreciate you
    2
  1731. you dont, but if you get middle rarity thats pretty good and u should be able to flip for floor + a little higher
    2
  1732. Hell yeah Anthony, thank you my man. Great to see you here from IG.
    2
  1733. Hey Sixto, sorry about the spaammer/scammers, they're incessant. I cant comment on price as i dont own XRP haha
    2
  1734. Glad it did
    2
  1735. :)
    2
  1736. Thanks man! Yeah hope it does too
    2
  1737. chinese
    2
  1738. Yes that is a possibility, of course I always like having it in a savings or checking account because i know I could have instant acccess to it.
    2
  1739. you were right!
    2
  1740. thanks Tavier, yeah man thats what these videos are all about. Understanding how they work and why you want to get into them will help immensely as a skill in life!
    2
  1741. hey Walter, i would suggest reading the subreddit on investing. https://reddit.com/r/investing, it has a wealth of information to get started.
    2
  1742. No problem!
    2
  1743. awesome to hear my guy.
    2
  1744. yooo thank you
    2
  1745. Love that. Yes agreed.
    2
  1746. You want to consider your entire allocation including your Roth. So if you want to be all index funds and bonds across your ENTIRE portfolio, that is your choice and not necessarily a "bad choice" by any means. But if you wanted to be more speculative/risky, you could keep index funds/bonds/etfs in your Roth, and then be aggressive elsewhere. Its all about your own risk tolerance, time horizon, investing style.
    2
  1747. Well said!
    2
  1748. Not in the artists best interest to dilute their brand but it could happen
    2
  1749. I'm glad it was helpful for you! - I may consider that video idea in the future, thanks!
    2
  1750. Nice :) those are great.
    2
  1751. International countries will have similar investments in broad indexes - thats the type of stuff you want to look for.
    2
  1752. I actually have a Ledger (hardware wallet) that connects easily to Phantom. To get Solana onto my Phantom wallet, I transfer it from Coinbase to Phantom.
    2
  1753. Just means how you split up your investments
    2
  1754. lol, only for fun, im not touching it tho
    2
  1755. Look around in your community and see what YOU can do to fill a need. it could be as simple as mowing lawns / lawncare.
    2
  1756. Hi Yolanda, probably just safe ETFs and Index Funds, like an 90/10 Split - 90% passive, 10% concentrated Apple/Netflix/Disney/Tesla/Amazon type stuff. You just don't want to lose $ in the next 20~ years.
    2
  1757. I just google stuff and then read on investopedia
    2
  1758. agreed
    2
  1759. Nope as long as its diversified and you're ok with the risk/reward ratio, you're good!
    2
  1760. Thank you for watching. This is an older video but I hope to get better at my videos
    2
  1761. Thanks Mohamed!
    2
  1762. you can email me and Ill try to respond! humphreytalks@gmail.com
    2
  1763. Thx fellow Yang!
    2
  1764. yuppp look at the dislike ratio already
    2
  1765. Currently short interest is still high so it’s dangerous to short even now because literally the entire internet is against you. But then again we won’t know what happens come Monday
    2
  1766. I know, I was lowballing!!! Lol!
    2
  1767. I think i just googled "california income tax calculator" and it was the first result.
    2
  1768. Great suggestion! I've added to my list, I can create a Staking Explained video
    2
  1769. I would keep it open as long as you can, closing it will reduce your credit history by half if you only have 2 cards. Obviously, if its costing you - you may want to close it, but in general try to keep it open if you can.!
    2
  1770. Love these points
    2
  1771. food is my biggest expense too. Try to cut back or increase income through education i guess?!
    2
  1772. Yeah exactly daddy.
    2
  1773. Thanks Zaid. Thank the editor! Rickie.
    2
  1774. Id choose a Roth over a Life Insurance Plan... Lol, doesn't seem great on his end. Is Appreciation Financial a Fiduciary?
    2
  1775. thx Doodle Bob, getting a lot of good recs for T-Shirts today ;)
    2
  1776. Hello :D
    2
  1777. I'd have to look into it for the EU exchanges, I admittedly don't dabble much outside of the US! So if you have tried it, let us know in the comments in the future ;)
    2
  1778. 10% of your income if possible on a car payment, but I understand in the US if it's more than that.
    2
  1779. Ignore the spam comments from the bots. And thank you for your comment! And maybe 🤔
    2
  1780. Hey Life, yeah you can! it doesn't take a lot of money to start something. I just linked an article in my comments to Dylan, but I'll link the same one here, essentially you can start with service based businesses. https://old.reddit.com/r/Entrepreneur/comments/hezw18/forget_everything_else_and_go_make_that_first/fvujreg/
    2
  1781. I don’t know much about him but I do know it’s a life insurance product so I just naturally am not a fan
    2
  1782. hahaha im holding but buying the dip, im not super exposed to crypto
    2
  1783. Thank you for the idea!
    2
  1784. VTSAX and VTI are invested in the same thing, and VFIAX/VOO are the same thing, so you're just invested in those twice - one is just an index fund and one is a ETF. This strategy is fine, it's not going to blow up and make you rich overnight but it is a good way to match the market returns and over time should provide a decent return
    2
  1785. Oh damnit. I must have gotten it mixed up. I’ll edit the description to account for this. Thanks for pointing it out.
    2
  1786. Thank you, I think :)
    2
  1787. Glad it was helpful!
    2
  1788. I think you’d have to buy it in form of an equity ticker. There are tickets that track Bitcoin.
    2
  1789. Great to hear!
    2
  1790. Thats still better than most :) Great job!
    2
  1791. The matching is typically for 401k accounts - but maybe your employer is different. And yeah, you can have both a traditional and a Roth IRA - but i think the limit applies to both types of IRAs, so you cannot invest more than 6k total into traditional or Roth combined. Most people max their 401k and their Roth IRA if they have too much money to invest.
    2
  1792. I own 229 shares at $10.98 so I'm a bit down on it :(
    2
  1793. You're welcome! Bitcoin gets mined by computers doing complex math problems, lol
    2
  1794. hey Goob, so first off, apple isnt the BEST dividend stock, but it does offer a Dividend and has a good mix of growth which I really appreciate, and I do also just like Apple for the next 5+ years. It's probably best to just average in on a certain day every month, or every two weeks, and to continue to do this consistently. It sometimes hurts to buy a stock when you think its at the top, and then the following week it goes down, but thats mostly because I get worried about short term results. I know that if im buying the stock to hold for awhile, the price now is most likely going to be lower than what it is in a few years. But to answer your Q: just buy consistently on a certain date, try to not pay attention to the price in the short term.
    2
  1795. Yeah the next step is to buy investments for the long term. I'll have a video out on "Whats in my Roth IRA" coming out on Friday, so stay tuned for that Karla.
    2
  1796. They’re still fine to open an account with, they’re just under a lot of scrutiny. Another option is public or WeBull or Fidelity. Good luck :)
    2
  1797. Nice! thats awesome youre an adult and you play, great ot hear your perspective.
    2
  1798. Hahaha yes :)
    2
  1799. Every transaction is a taxable event, but as of this year the IRS should only care about inflows/outflows of your exchange account (Coinbase, KuCoin, Binance, etc). However, i woudl recommend speaking to an accountant about any personal situation u may be going thru
    2
  1800. Haha :D But it tastes sooo good
    2
  1801. Randy, I LOVE hearing that. Great to see it man.
    2
  1802. WOOO WHAT UP
    2
  1803. =W=
    2
  1804. Lance!! Thank you so much. Welcome and thanks for the sub :)
    2
  1805. Thx Peter!
    2
  1806. Thanks Tim. Appreciate your support.
    2
  1807. Thats also a good choice, these are just the choices I made when I started my account
    2
  1808. Depending on when credit agencies check your payment status, paying as you go could effectively make your credit balance look even lower which could increase your score. I always try to pay the card off every few days as well.
    2
  1809. Will most likely do :D
    2
  1810. DIAMOND.
    2
  1811. Legend thank you!
    2
  1812. Nice on Prime day! Love the revenge.
    2
  1813. Oyasuyutbe, that was one of the nicest comments ever, sincerely. I am not sure where it comes from. My dad was motivated and hard working but throughout my childhood I was actually quite lazy and loved to have fun and not do my homework (lol). I guess now that I am older I've naturally just gotten more productive and want to improve myself everyday. If your son is young, I would not put too much pressure on him! let him be naturally interested in whatever it is and then eventually that natural interest should transform into motivation
    2
  1814. thats disappointing, I had a different experience, perhaps depends on when you call
    2
  1815. VOOG is a bit riskier but might be worth it. in years when the market is down, itll be way more volatile than the market (return even less than the market actually performs)
    2
  1816. LOL
    2
  1817. lmao :D
    2
  1818. yooooo MR BRIAN, yes sir!
    2
  1819. I'm so glad! Its a really tough topic to understand, I know... Thanks for stickign with me and watching the video
    2
  1820. Glad you enjoyed it! Rich dad poor dad is one of my favorites in there.
    2
  1821. Sorry about the bots, thanks for the feedback I gotta incorporate more international content :(
    2
  1822. Awesome thank you, wow, that's the TRI-FECTA right there. I really appreciate it Phillip. Hope to see you in some future comment sections 😃
    2
  1823. thanks man that’s a great compliment.
    2
  1824. I believe you need a social security number
    2
  1825. Thanks for the info!
    2
  1826. Absolutely!
    2
  1827. That is awesome!! I am so happy to hear that. Yeah Tik Tok is a great platform to learn quick bites, but I do love YouTube for how in depth I can get on some of the topics. Thanks for leaving me a message here.
    2
  1828. its a F1.4/24mm !
    2
  1829. That’s awesome!!! Legit spend ftw
    2
  1830. I don’t delete negative comments!! There are some bad comments through some videos but I leave everything up. The only comments I delete are scammer comments haha
    2
  1831. Essentially 😂
    2
  1832. You are welcome! I know it may be a bit basic but hopefully helpful :)
    2
  1833. Glad you liked it!
    2
  1834. Yesss thanks for being here !!
    2
  1835. When you’re a consultant for a big company like that you’re generally trying to find weak points in their business and address them with actionable solutions. Maybe take a look at Macy’s, how they make their money, where some of the weaker points are and go from there?
    2
  1836. I’m admittedly bad at health insurance choices. Mine is $517 a month and I’m not even sure what type of coverage I have. I’ll have to do way more research
    2
  1837. Exactly.
    2
  1838. Yes! as always tea - I love your comments.
    2
  1839. HE DOES
    2
  1840. I DO
    2
  1841. Ty Kenpachi!
    2
  1842. ty man!
    2
  1843. Thank you!! Lol
    2
  1844. Thanks Graham this is so insightful!
    2
  1845. Legend! I appreciate you.
    2
  1846. agreeeeed!!
    2
  1847. I think its confirmed the 10th.
    2
  1848. Awesome! Thanks for letting me know you're gonna try them :)
    2
  1849. Slow...descent... yes definitely lol
    2
  1850. Hey, you never know 🦐😂
    2
  1851. NICE.
    2
  1852. I appreciate it!
    2
  1853. Hahaha #5!!! Omg LOL. Great goals though.
    2
  1854. I think your teacher probably meant the physical metals. Versus buying the investment gold/silver on brokerages / exchanges.
    2
  1855. Got one already, but thank you :D
    2
  1856. yw David thanks for watching
    2
  1857. Exactly. Thanks for the comment, I hope you try Lesson #1!!
    2
  1858. Noted! Thanks Omar.
    2
  1859. Google "3PL" and comb thru, but Shipmonk I hear is very nice.
    2
  1860. Love you man ty ty
    2
  1861. No opinion really :O I bought some just for fun today, around $500 worth
    2
  1862. glad you liked it!
    2
  1863. Worth of S&P 500 index funds, is the example I am listing in the vid!
    2
  1864. Hahaha yes Winnie..... thank you so much. AGREED
    2
  1865. Thank u my friend. Ya try it out for sure
    2
  1866. Haha okay?!
    2
  1867. Thanks, will do! Sorry for the late reply
    2
  1868. No prob Eddie
    2
  1869. Good call.
    2
  1870. 2% for a charge? Double check that... It doesnt seem right.
    2
  1871. Nice! Close by. Thanks for watching
    2
  1872. LOL it me
    2
  1873. Sorry I’m a noob 😅😅😅
    2
  1874. Personally I like VOO more. But I like the SP500 more
    2
  1875. Hi Adrienne, thanks for the comment. I'm gonna be dropping a video Thursday that will probably have my spreadsheet included in the description. You can also use apps like: Mint, YNAB (You need a Budget), Truebill, and Empower. I personally like a spreadsheet because it lets me take control of it + I use cash often so apps often do not account for this. What are you using now?
    2
  1876. Thank you Ehisunoria 😊😊😊
    2
  1877. Yes you can buy 1, or you can buy a variety. Most people like to buy a few to diversify further bwatch my video on “simple three fund portfolio”. Yes. You can keep adding money to an index fund.
    2
  1878. Sorry the end wasn't better
    2
  1879. That was fast Ryan!
    2
  1880. No worries!
    2
  1881. Thx for doing this on this as well!
    2
  1882. Glad it was helpful! Im happy you're subbed, sorry for the delay in my reply.
    2
  1883. Lol, well done man!🤣
    2
  1884. hahaha always
    2
  1885.  @allthehui  haha that feels so long ago but it was still this year <3 thank you so much yes im gonna keep going
    2
  1886. It’s from “mondo” a limited edition! And yes it is!
    2
  1887. Fantastic! :D
    2
  1888. Love it Mason, thank you, haha
    2
  1889. Try a three fund portfolio.
    2
  1890. I have a video on that
    2
  1891. Im Holding but may buy more
    2
  1892. Will do!
    2
  1893. You're the best!
    2
  1894. I remember you! Haha that’s awesome
    2
  1895. Yessss great to hear Justin. I would highly rec Rich dad poor dad.
    2
  1896. Haha yesssd
    2
  1897. Awesome :)
    2
  1898. Thank you Geoff for your considerate comment, I appreciate it - and for watching the vid!
    2
  1899. Agreed on all points. Going to pin your comment!
    2
  1900. not as bad as in my area
    2
  1901. Hey Sam! Thank you, and glad you're here :)
    2
  1902. Haha that is SO crazy he has a 1st edition Charizard.
    2
  1903. Hmm I gotta make some videos on raising income / better income streams, thanks for the comment
    2
  1904. glad its here!
    2
  1905. yes sir!
    2
  1906. Yes they just get assigned a different rate! It's like $3 CPM i think. Great question.
    2
  1907. It definitely does :)
    2
  1908. Thanks Jack! Ignore the spam/bot comments.
    2
  1909. well said my friend.
    2
  1910. agreed! It's kind of 50/50 with the general market. but that was kind of the same feelig people had with crypto back in 2013
    2
  1911. Thank you!
    2
  1912. Nice work!
    2
  1913. Thanks! You're amazing ;D
    2
  1914. Glad you enjoy it! Will make more
    2
  1915. That would be really nice of you, yes, I think it could set them up for the future quite nicely
    2
  1916. sorry about spammers. I cant comment on price as i dont own XRP haha
    2
  1917. Thank you!
    2
  1918. You’re welcome!
    2
  1919. Thanks Luke, I haven't made a YT video in awhile but I plan to keep going, just life has gotten in the way lately. Gonna come up with a plan to be here more for you guys
    2
  1920. Yeah I’m gonna put together a list of them and make a video probably on the top investing apps
    2
  1921. Much appreciated aldo :) thanks for watching
    2
  1922. Thanks Beanstalk, appreciate your comment!
    2
  1923. I think it still has some transaction fees but lower fees in general
    2
  1924. Any time!
    2
  1925. That is awesome. 2k Subs is no joke either, I definitely have an advantage with the Tik Tok following, and even then my audience isn't SUPER engaged because a lot are from Tik tok and don't watch alot of my vids. But 2k is nothing to sniff at!! Keep going, next year 100k easy.
    2
  1926. New people only haha
    2
  1927. Boom!
    2
  1928. 😂 thats the high I suppose!!
    2
  1929. Thanks popoff :)
    2
  1930. I’d probably pay off the truck first Richard
    2
  1931. Should be in solo.to/humphrey
    2
  1932. they have the cash back card, its a yellow colored card if i remember.
    2
  1933. Ayyyy!
    2
  1934. thx Ashton!
    2
  1935. Happy new year! :) Thanks for being here again
    2
  1936. lol :)
    2
  1937. you're welcome big dawg
    2
  1938. Ugh.
    2
  1939. you can definitely do that. Wealthfront is probably better for a Roth IRA and Schwab for taxable since Schwab allows you to buy individual shares.
    2
  1940. technically any transaction is, but the IRS will only care about inflows/outflows to your brokerage accounts this year.
    2
  1941. no prob!!
    2
  1942.  @k1ng724  Deleted bot comments, do not pay attention to those.
    2
  1943. no u need to choose them.
    2
  1944. LOL for sure. Try it and lmk.
    2
  1945. Noooo~~~~ well at least you’re aware! First step, down!
    2
  1946. dont open TOO Many. but if someone has like 1, adding another would not hurt as long as its reasonable, again, use your judgment.
    2
  1947. Definitely lol
    2
  1948. What’s your income? I think if you’re saving for a down payment you want to be as safe as you can because you don’t want to lose your $$$. So stay with HYSA or other really safe investments haha
    2
  1949. thx Oualid
    2
  1950. Thank you!
    2
  1951. 😱😱😱 I gotta research that
    2
  1952. Vanguard! I have a full video on it in my simple investing portfolio. Thanks for subscribing Ruben :)
    2
  1953. Its a little overweight in TIPS for me to like, but otherwise I think its fine - its more conservative in some ways.
    2
  1954. But I believe thats because he manages an endowment that he needs to be conservative for...
    2
  1955. You are so welcome Chris. Glad you’re watching them!
    2
  1956. Thanks man :)
    2
  1957. My pleasure Diego, I am glad you came by. Haha, 'my pleasure' sounds like a Chik-Fil-A salutation.
    2
  1958. Hey Chris. Typically I stick to large cap corporations or companies I know have good funding/futures which means that I’m usually only investing in cream of the crop companies. You run the risk with stocks if they’re smaller/penny stocks usually
    2
  1959. I always look to just be IN the market instead of trying to time the market, I guess its trite advice, but it works. If you're investing for 30-40 years then the price right now fluctuating by a little bit shouldn't matter too much. It is important t look at the fees, but for index funds, they're all generally low fees - especially from Vanguard.
    2
  1960. thank you ;) thanks for the nickname too lol
    2
  1961. I think it depends, but this article sums it up well: https://www.etf.com/etf-education-center/etf-basics/why-are-etfs-so-tax-efficient
    2
  1962. Thank YOU
    2
  1963. ballin
    2
  1964. TBH I know, but I knew it would go viral on TikTok if I just counted / filmed it all :)
    2
  1965. I think yuo should be able to. Check with Vanguard I would say.
    2
  1966. awesome! Thank you for watching!
    2
  1967. The stock split has occurred already and the prices are reflected as of today.
    2
  1968. Slightly lower fee with the 5 letter ticker, but not by much. Etfs also trade all the time vs index funds settle once per day
    2
  1969. sick thumbnail!
    2
  1970. gossip girl
    2
  1971. Never!!!
    2
  1972. love your thoughts all the time Annie.
    2
  1973. Thanks! Ignore the bot comments btw.
    2
  1974. Lol!! Appreciate all comments!! Don't make me blush.
    2
  1975. hi Annie, that was a scammer/spammer messaging you earlier impersonating me with my same profile picture. I will never ask you to text me. You can start with index funding at a brokerage, watch some of my index fund videos. Please do not get scammed by bots either!
    2
  1976. Thank you!! Yes!!
    2
  1977. 🍪 and 🥞 for you!!
    2
  1978. Thank you so much!
    2
  1979. #lifehack ;) in all seriousness, thats a good thing, when you get some income, try to keep your lifestyle as minimal as possible.
    2
  1980. I have my tracking expenses spreadsheet in my patreon I believe :) It's pretty simple, I just manually enter my expenses throughout the week.
    2
  1981. you are correct, I mis-spoke in the video and later added it to my pinned comment! Ty!
    2
  1982. Hey man. Most new investors are fearful to take the leap of investing simply because they lack education/knowledge. I encourage you to read things like investopedia, and also watch investing YouTube videos and read Reddit.com/r/investing. After awhile, you’ll see similar concepts and be more comfortable with taking a risk and investing in certain investments. I find that I have way more confidence investing in something I intimately know. I hope this helps.
    2
  1983. no they are different
    2
  1984. yea someone corrected me, i was wrong bout it!
    2
  1985. thats awesome :)
    2
  1986. thanks Bangpaul! Sorry about the spammer btw
    2
  1987. It's a fine strategy I'd say! The thing with dividend ETFs is that you don't get to be as granular with the companies that are provided within them, but some people are OK with that. Personally, I just like picking individual dividend stocks because I like doing the research. What you described is more of a passive investing strategy, but one that is still going to be well diversified.
    2
  1988. 100% agreed. Thanks for your comment alexis, today is a red day but I added to some positions today!
    2
  1989. agreed
    2
  1990. I might one day, to be honest I dont dabble with Options a lot so thats why I dont make more detailed ones.
    2
  1991. I think you should start with printing it yourself and shipping it yourself. It'll be more work but you'll learn alot more about the business, the margins of the business, and in the long term will probably be more successful in doing so
    2
  1992. Found this for you: "SEP contributions reduce a person's adjusted gross income, reduce taxable income, and thereby reduce the federal income tax." https://www.thebalancesmb.com/tax-planning-with-sep-iras-3193211#:~:text=SEP%20contributions%20reduce%20a%20person's,reduce%20the%20federal%20income%20tax.&text=A%20self%2Demployed%20person%20reduces,her%20employees%20boosts%20business%20expenses.
    2
  1993. nice!
    2
  1994. Not yet Luke but I can def consider that
    2
  1995. I personally haven't experienced that. But I do think in theory if you had many credit cards and you paid them off all on time, they count as separate payments so it brings up the number of payments you've made on time.
    2
  1996. Definitely try it and see it if you like it!
    2
  1997. Correct. !
    2
  1998. Finance! At Loyola Marymount University. Although I do not think a college major of Finance teaches anyone anything about Personal Finance.
    2
  1999. No problem, but you CAN be! I do appreciate the comment :D
    2
  2000.  @aliakca4487  Haha I am not sure but if I had to guess... between $6-8 cpm
    2
  2001. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    2
  2002. ty son !
    2
  2003. Wow that’s also super smart
    2
  2004. Hi Ric, this video was created with no existing relationships with the brokerages mentioned. I hope this helps. I am currently sponsored by Fidelity in November 2022, and i do have an affiliate link with WeBull and Robinhood. That is it :)
    2
  2005. Thank you! Cheers!
    2
  2006. I would say wealth is the ability you have to be free from trading time for money. So if your net worth allows you to live in a way where you don’t need a high income, then yes.
    2
  2007. The interest in this case is just the gain of the investment over time, if you only held the S&P500 Index Fund for 30 years, you wouldn't have to do anything, but a lot of people will have multiple holdings in their accounts so they will rebalance as needed
    2
  2008. Thank you Nathalie!
    2
  2009. I think these points are great, especially just reading every day - that helps me a ton. Great budgeting tips as well
    2
  2010. ayyyy
    2
  2011. Glad it was helpful! Hello fellow Yang!!
    2
  2012. no but you need to start saving aggressively, can still make a lot of progress by the time you retire!
    2
  2013. the long term idea is to invest it and then donate the proceeds at big milestones like 1M subs
    2
  2014. thats a good idea :D
    2
  2015. I do use that word a lot lol thanks for the feedback.
    2
  2016. Target date accounts are good for those that want to set it and forget it :) They are not as flashy or fun, but yes, they are generally safe. That's why a lot of 401k's offer them.
    2
  2017. damnnn ...
    2
  2018. Helen! Thank you. I'm embarassed by my first video but I like to put it there as a barometer for progress. Thanks for watching.
    2
  2019. Heard that’s a good one but they also restricted a bit of trading as well
    2
  2020. hey man! Your parents have to open it for you, but once you have it open it can be invested in anything you want. Individual stocks, index funds, etfs, etc just like a normal account. I'd recommend you check out the three fund portfolio video I have, or how to invest $1000. It's just really basic stuff for now, or you can invest in some stocks to hold for a long period of time (like Apple), or whatever you're interested in.
    2
  2021. Whatever your parents use - Schwab is good.
    2
  2022. I do have some shares in amc and I personally am holding for at least the next full. week
    2
  2023. lmao :D ok might have to.
    2
  2024. My Roth IRA is in vanguard. But I’d probably go with fidelity as of now.
    2
  2025. That's smart I should have done that.
    2
  2026. Great platform for beginners, yeah!
    2
  2027. Boom! New videos always.
    2
  2028. thank you!!!
    2
  2029. haha, SO MUCH.
    2
  2030. No, completely separate. Roth IRA = 6000 per year, 401k match = up to employer, 401k contribution limit = 22.5k a year i think
    2
  2031. My super smart PE friend summed it up on DoorDash: I was never a believer on Doordash or any of the food delivery services, but haven’t looked in a couple years. The unit economics are just so hard and market is fragmented - usually in marketplaces you like to have 2 competitors max, and in food delivery there are 4 big ones plus some local and restaurant-owned delivery, sure there are local dominant players (ie doodrdash is big in sf bay and Postmates big in LA) but not like how uber is #1 by far in every mkt. There’s a good piece from Sarah Tavel on medium about it I will try find & send to you. DD has burned a ton of cash and in just not sure how that is going to translate to public mkts. Uber was very poorly received in public mkts for the same.
    2
  2032. LOL THE RATIO RIP!
    2
  2033. Yoooo ty
    2
  2034. word Edison!
    2
  2035. that would be amazing, we'll seeeeee!!
    2
  2036. thanks Sahil!! I hope to keep educating y'all. hopefully you guys enjoyed this video
    2
  2037. Its all alt-coins, if you have a high propensity for risk that is cool. Otherwise it might be too risky long-term!
    2
  2038. Appreciate that
    2
  2039. hey man, watch my video about how to invest $1000. Basically, if you hold onto stocks long enough, you can get a good ROI. A savings account at 1% won't be too helpful, you're barely beating inflation, its mostly good for people who just need to be liquid with their cash (aka they can take it out when they need) and want to earn something on it
    2
  2040. You r welcome
    2
  2041. Great suggestion! Like you're joining an investment fund?
    2
  2042. hahaha will consider that, ty ty
    2
  2043. hell yea!!
    2
  2044. I think it may get bigger than Dogecoin, but no guarantees
    2
  2045. Glad you like them!
    2
  2046. I don’t have many videos on those but I may cover them in the future :) thanks for the idea 💡🙏
    2
  2047. thanks for the support haha, yes the ratio isnt great!
    2
  2048. thats true, it does go down a lot but also has been steadily increasing
    2
  2049. You could do that, if you want to be super passive. It won't be super optimized but it's better than not doing anything.
    2
  2050. Thanks for watching!
    2
  2051. Ikr 😅
    2
  2052. Thx❤️❤️❤️
    2
  2053. Lol omg. Thank you Ryan. Yeah Graham is a legend among men
    2
  2054. Thanks Scout, since a large part of credit scores are "credit utilization", as long as you're paying down the balance it should help your overall credit score. I'd google "Credit Utilization Basics", and learn more about that!
    2
  2055. That’s super smart rob!
    2
  2056. No problem! Glad you like it lol I got it for the YouTube background lol
    2
  2057. Appreciate it! <3
    2
  2058. Thank you so much OUalid, it will come :D
    2
  2059. Hahaha that is a lot of rice...
    2
  2060. Oh cool! Thanks for always watching my videos :)
    2
  2061. Hey all! Hope you enjoyed this one. I had a fun time making it. Press the LIKE button and also check out my Patreon for behind the scenes content. https://patreon.com/humphreytalks. Also BEWARE OF BOTS - I will not ask you for your # or even text you, ever. Unless you're Emma Watson.
    2
  2062. I honestly don't know who was first you both popped up at the same time!
    2
  2063. Vanguard, Schwab, Fidelity!
    2
  2064. hi Angelica, its for that tax year you are contributing. So 2023 Roth IRA would be based on 2023 tax return.
    2
  2065. I got monetized back in June!
    2
  2066. <3
    2
  2067. Don’t turn green
    2
  2068. thanks JM P! Yeah its still viable, but definitely tougher now!
    2
  2069. lol what up Justin!!
    2
  2070. That is odd. I would definitely look at the other options. Has that person had a discover card before?
    2
  2071. Alicia, thank you for watching. I appreciate your detailed comment :)
    2
  2072. Do you have a favorite side hustle? If so, please share!
    2
  2073. Love it. Yes!
    2
  2074. Great question. alt coins have bigger potential I suppose and depends on the alt coins white paper, ill have to look into alt coins a bit more
    2
  2075. no minimum and they trade on the market as securities, rather than once a day like index funds, i think they are just doing it for more accessability. Good question though, i need to do more research around that.
    2
  2076.  @LuisAA520  you need to talk to your parents about the dependent part. As for the unemployment, you should receive the extended benefits actually. Because they won’t know you have a new job until after they extend the benefits is my guess.
    2
  2077. Keep it at 100 or more. Invest in diversified stuff
    2
  2078. If you invested it? Haha Probably not much :D
    2
  2079. Good morning! Ignore the spam comments.
    2
  2080. Glad to hear it Investing Nerd ;)
    2
  2081. i think youre asking about the mechanics of a short, while there might not be a timeframe, you have to pay interest on borrowing.
    2
  2082. Cool!
    2
  2083. Peer to peer lending is riskier yes, but could provide more return
    2
  2084. Thank you MATTure, i really appreciate your comment. Still trying to grow and get better at YouTube videos, thanks for your support my man
    2
  2085. I hope it helped !
    2
  2086. thanks Oualid!!
    2
  2087. I have a video on best cards for beginners/new students, but I could make another video on just Best First Credit Cards.
    2
  2088.  @tylertucker5323  Yeah. So that is great your score is already so high. Keep making payments on time, and just never carry a balance larger than 30% of your available credit limit onto the next month. This will keep your credit utilization "low" and keep you in favor of the good credit score. You're doing amazing so far, just keep it up.
    2
  2089. Diablo 3 was what I was playing haha
    2
  2090. 🥺🥺🥺 ily
    2
  2091. hell ya!
    2
  2092. sorry about the spammers.
    2
  2093. Still might be worth it, and you can always use a taxable account just hold for the long term.
    2
  2094. lmao truth
    2
  2095. haha that would be awesome but Andrew Yang coined that term already, but not like we can't use it either ;)
    2
  2096. I have a full video on it, but i like to manually track it in google sheets.
    2
  2097. ah, I think it was probably the split happening. By the time Monday comes (tomorrow), the price will be adjusted.
    2
  2098. interesting strategy here.. haha
    2
  2099. Haha, be cautious I would say lmao
    2
  2100. Always a possibility but if so it would affect anyone invested into the market. The younger the better since you’ll have more time
    2
  2101. Awesome! Thank you! Glad it helped you Andrea
    2
  2102. LMAO awesome!
    2
  2103. They are! i had a great developer... ;)
    2
  2104. im not sure hahaha
    2
  2105. not really, use what is easiest for you.
    2
  2106. Check out SPG, a lot of REITS have not been doing great this year due to covid
    2
  2107. You could use this strategy anyways for sure, just pick similar funds in your country (total stock, intl stock, bonds)
    2
  2108. my Roth IRA still has around those splits. Are you talking about my full portfolio as a whole?
    2
  2109. Agreed!
    2
  2110. Def can consider doing one, I think we're getting a lot of buzz on this video so far
    2
  2111. Hahah sorry!! Glad you liked the vid.
    2
  2112. Hello my Swiss friend, want $500!? ;) lol
    2
  2113. Mostly clothes and getting drinks out, those were my biggest realizations!
    2
  2114. Omega DeVille! got it 12 years ago.
    2
  2115. You’re welcome. Thx for commenting on multiple videos
    2
  2116. Thanks guys :)
    2
  2117. Good stuff! You can always stick with the ETFs and Index Funds. But if you wanted to diversify into some SINGLE stocks, Dividend Stocks are a good way to go. I still have most of my retirement stuff in Index and ETFs.
    2
  2118. That was a bot. I will never ask you to text me. To answer your question, some individual stocks are good for a diversified portfolio (such as dividend stocks), some have shorter time Horizons than 15-30 years. Some like to do that
    2
  2119. thanks! doge!
    2
  2120. its perfectly fine getting the ETFs, the index funds have like a 0.01% expense ratio less, but thats not much
    2
  2121. LOL yoooo Ty!!
    2
  2122. Cash.
    2
  2123. love ur comments
    2
  2124. Hahaha thats OK Brooklyn, :)
    2
  2125. Ty for the comment :) both times.
    2
  2126. Love this mentality Tigran, appreciate the comment.
    2
  2127. You’re welcome
    2
  2128. Love a good first comment!!
    2
  2129. lmao! what country are you in?
    2
  2130. Great question. Any capital gains, doesnt matter if its long term or short term. In terms of scholarships, Google says: "But what's important is that you're paying income taxes on these funds. 2 When you do so, you can usually use that income to justify a Roth IRA contribution."
    2
  2131. No problem
    2
  2132. My pleasure!
    2
  2133. LOL its old!
    2
  2134. srsly
    2
  2135. hahaha me too bro :(
    2
  2136. Thank you!
    2
  2137. Yes definitely! Thx for the comment
    2
  2138. Totally cool!
    2
  2139. Should be !
    2
  2140. you can google fcf multiples by industry! I just chose 15
    2
  2141. awesome, glad to hear Cameron
    2
  2142. Hahaha :D
    2
  2143. I think it always lives on the blockchain once published...
    2
  2144. illusion of management IMO
    2
  2145. Awesome! Thank you!
    2
  2146. you're welcome, glad you're still watching <3
    2
  2147. mine is an app haha
    2
  2148. Back into the IRA. You can find a “tax free savings account” in your country as well.
    2
  2149. You are welcome cake-y boo
    2
  2150. thanks zer0 :) I do have an editor for some of my videos! Not all of them though.
    2
  2151. Please ignore spam/bot comments, thx for the kind comments though. It wouldnt make a HUGE difference, as its just a few dollars per $10,000 invested per year.
    2
  2152. sounds good, thank you for your advice. I can definitely do that haha
    2
  2153. 🙌 Yes sir!
    2
  2154. Thats awesome Gannon!!!
    2
  2155. Glad it was helpful!
    2
  2156. thank you! i can consider that for the future.
    2
  2157. Hahaha thank you
    2
  2158. That’s awesome Janelle. Thanks for sharing. Yes if you can scale your tutoring that is the way to go
    2
  2159. You are so welcome
    2
  2160. Haha I eat out often cause I’m single and I find it worth my time. But yeah habits could be a good topic :)
    2
  2161. Hahaha yes definitely. Thank you for watching! :) I actually had my phone away today for most of my morning work.
    2
  2162. If you’re holding for a very long time, it’s fine, if you want something with more upside in the short term you may want to wait or buy individual stocks.
    2
  2163. I’m on mobile right now but try this? https://www.fidelity.com/mutual-funds/fidelity-funds/why-index-funds If that doesn’t work - when I get home I’ll try to find it. Just reply to this comment
    2
  2164. That makes sense :) I plan to be working for awhile, just because I enjoy working I think, LOL
    2
  2165. Nice. Glad you’ll try my suggestions
    2
  2166. Good morning
    2
  2167. No problem 👍
    2
  2168. Glad it was helpful!
    2
  2169. Ayyy ty
    2
  2170. Not necessarily, only if you want more exposure to that said stock. Index funds are fine tho
    2
  2171. Lol! Love this :)
    2
  2172. 1. Brokerages are insured up to 500k typically its called SIPC insurance, and in the event of bankruptcy youll get that money back, but it may take awhile. 2) I just think the best are the well capitalized firms such as Fidelity. Stick with apps like Robinhood, WeBull, if you want faster/cooler features and want to have some $ for play money.
    2
  2173. South Lake!! Yes, love visiting Tahoe, thanks for the props :)
    2
  2174. I haven’t. I was a financial advisor before
    2
  2175. Greg that was a scammer. Do not pay attention to them. I would read investopefia.
    2
  2176. Thx bro!
    2
  2177. Awesome, thanks for subbing! Appreciate the support.
    2
  2178. Personally I think so, eventually...
    2
  2179. Hey Matthew. This I am not so sure about. There are obviously great advantages to having a Roth IRA - considering tax free gains, but if it’s worth it based on double taxed income is kinda up to you.
    2
  2180. For the French deductions, unfortunately this is something I am not sure of just because I’ve never had to deal with it - sorry I couldn’t be of More help
    2
  2181. Awesome!
    2
  2182. Not at all, still a decent strategy. You can definitely do that.
    2
  2183. Will consider hahahah trying to figure out if I can make it entertaining
    2
  2184. WOW
    2
  2185. thanks man!
    2
  2186. thx for watching my first crappy video lol :D
    2
  2187. I can consider it!! Thank you so much
    2
  2188. Great to hear :)
    2
  2189. DIAMOND.
    2
  2190. thanks Stefan!
    2
  2191. close :D
    2
  2192. lmao! One day! Apologies about the spam bots, they are getting annoying.
    2
  2193. You're so welcome!
    2
  2194. Nice. Ignore any bots btw
    2
  2195. Word!
    2
  2196. You are so welcome!
    2
  2197. love these goals. AND CONGRATS on your Grad! That is so awesome :)
    2
  2198. THANK YOU!
    2
  2199.  @azizaahumbai7924  hahaha :D Get 1 credit card but use it responsibly!
    2
  2200. you are welcome :)
    2
  2201. lmao!
    2
  2202. I really like Google sheets because it’s a lot of control
    2
  2203. Haha yeah I feel you!! Too many recurring expenses
    2
  2204. Great to hear my man!
    2
  2205. Thanks for the tips, I was going to post 2-3 a week, but now I think my quality is suffering, so I am gonna try to post 1 epic video a week for awhile and see how that does for me. I appreciate your input though, if the former doesn't work I may just start to post volume instead
    2
  2206. Hahaha yes I hope that is a good productive decision as well!
    2
  2207. I do have an FB page with like 600 likes, I'll start engaging there more :)
    2
  2208. yessir ty ty
    2
  2209. Yupppp
    2
  2210. i think that when you make $$$ the gov't wants a part of it somehow. That's why the Roth IRA is so good because it doesn't tax you on those stocks/dividend gains.
    2
  2211. Haha don’t worry as young people we all aren’t sure of what to do when we’re in our 20s
    2
  2212. hahahah
    2
  2213. thank you!!!
    2
  2214. Glad you're here :)
    2
  2215. Currently in the process of!!!
    2
  2216. Awesome Keith! Thx man. Keep me updated
    2
  2217. Yes you want to choose someone who has good credit because if they mess up on payments it could affect you.
    2
  2218. Ty my friend
    2
  2219. Nice.
    2
  2220. Yes definitely. It’s one of the forgotten things
    2
  2221. Love it. Exactly.
    2
  2222. checkout my other videos!
    2
  2223. agreed! thanks for the comment
    2
  2224. Yesss love hearing this Jed. Thanks for the comment
    2
  2225. Wait, really? I'd TOTALLY get that option LOL
    2
  2226. my bad, I did know that lol
    2
  2227. Thanks Ryan, I have some sponsors reaching out but generally I turn down sponsorships, sometimes I run ads from YouTube on the channel, even if you skip them, they still give me a small % of revenue so it helps a bit. I am just focused on creating quality videos right now and trying to UP my YouTube game a bit. I APPRECIATE your kind comment and I thank you for watching ;)
    2
  2228. Thanks David my man!
    2
  2229. awesome! Welcome.
    2
  2230. I haven't but I can research it! Thanks for the idea.
    2
  2231. That fund is great Pete, 0 expense ratio, good blend of equities, - I think you can stick with that.
    2
  2232. Thanks man, glad you're here :)
    2
  2233. thank you my friend, yeah definitely agreed. What other great dividend stocks do you hold!?
    2
  2234. thank you and thanks for watching!
    2
  2235. Thank you!! Hello city kid. :)
    2
  2236. So I do use robinhood, I've NEVER messaged their support, so I cant comment, but I do like their ease of use, and to be honest the corporate people there are all really nice, so I don't have any bad experiences, of course, I can only speak for myself.
    2
  2237. you're welcome!!!
    2
  2238. Great questions man. I’ve staked some Ethereum but need to do it for cardano and give you my full results
    2
  2239. Awesome! Thank you, i super appreciate you being here Tyler
    2
  2240. 😅
    2
  2241. THANK YOU :) Glad you like them!
    2
  2242. thanks Chase!
    2
  2243. hahaha yes
    2
  2244. You’re welcome! And yes I hope you keep tuning in 👊👊👊
    2
  2245. Also great. Just have the dividends reinvested. Still a good way to make passive income TBH
    2
  2246. That is correct. Make sure your brokerage specifies that when you’re contributing. You can call your brokerages customer support for help too.
    2
  2247. Thank you! The next one is like an hour long because its just me counting rice, but after that - back to the normal programming :)
    2
  2248. For sure man, thanks from coming and doing all that scouring over the internet to find me. I appreciate you finding my channel! I love posting content here, and this comment means a lot to me. thank you
    2
  2249. Hey George. Depending on your risk tolerance you can keep adding to stocks. It’s up to you really, the main guideline is to stay diversified and take bets on certain positions if you feel comfortable w that
    2
  2250. whats up graham!
    2
  2251. I was speaking on the investment of gold stocks, but it could also be owning physical gold, yes.
    2
  2252. Hey! So happy to see you in the comments here :)
    2
  2253. awesome :D
    2
  2254. Welcome John! Hope to see you in my comments section more in the future ;)
    2
  2255. Good point! I didn’t mention any Amex cards but those aren’t accepted everywhere! Visa and MC are generally a safer bet.
    2
  2256. good point!
    2
  2257. very spculative, much more leveraged, would be careful but you could do it...
    2
  2258. Ty Mann
    2
  2259. Thanks SH. Appreciate the kind comment
    2
  2260. sorry about spammers on the comments.
    2
  2261. Appreciate it! Thanks for being here
    2
  2262. LOL SO TRUE
    2
  2263. You’re welcome. Yeah they are popular! I’m gonna keep leaving them in
    2
  2264. Hahaha that would be interesting. I don’t know if they can just up and create a bunch of shares like that so quickly.
    2
  2265. Please ignore spam/bot comments, thx for the kind comments though
    2
  2266. It’s in the description
    2
  2267. Please ignore spam/bot comments, thx for the kind comments though. Schwab also has equivalent indexes but I just wanted to keep it a bit simpler for this video
    2
  2268. No prob ;)
    2
  2269. True but usually alternatives are hopefully cheaper than driving, not like we're going to be traveling in rockets or something alternatively ;)
    2
  2270. Love Schwab I just thought Fidelity was slightly better. Would be a close #6
    2
  2271. Typically dollars is better / more flexible IMO.
    2
  2272. This is very true, because its not such a stable currency you take a huge risk when you're buying with it. It has practical applications as a currency, but for now a lot of people are buying into it because they view it as an appreciating asset. Theoretically when all the bitcoins are mined, then the price should stabilize. You bring up a good point I haven't really thought about though.
    2
  2273.  @zer0edgy952  I try to reply to all youtube comments. Tik Tok i get too many comments/DMs so I generally reply early but thats it :)
    2
  2274. Sorry will try to make future videos.
    2
  2275. Yes!
    2
  2276. Anytime is a good time if for long term. Target date is prob fine since it shifts it’s allocation slowly as it nears the date
    2
  2277. hahaha fors ure
    2
  2278. Woot!
    2
  2279. Awesome man, appreciate your comment. Yes sirrr dividend kings are always good.
    2
  2280. no problem
    2
  2281. That's a great question William, yeah in general for those ride-sharing or delivery app side hustles, they take a huge toll on the value of your car, and having to factor in fuel is always going to be a hidden cost. There are a lot of youtube videos where drivers will go over their daily "take" and you can see their exact earnings after X number of hours. If you know the number of miles you, on average, drive - Then you just would have to do a calculation to see if the depreciation on your car per mile, back it out to hours, and then add in fuel costs to see what the "TRUE" cost of delivery apps are. It's definitely a crapshoot and I don't know if I can recommend it without doing my full research on it. Thanks for the comment, I hope you check out my other vids! I have a new one coming out tomorrow morning at 915am pacific :)
    2
  2282. ty man
    2
  2283. Thanks so much!
    2
  2284. Yesss definitely Cheryl... agreed
    2
  2285. Good idea 👍
    2
  2286. Thanks for the idea :) def writing that down.
    2
  2287. I appreciate that Daddyland!
    2
  2288. Of course!! ignore the spammers btw
    2
  2289. you are welcome :D do you know WHAT in particular about student loans u are trying ot get answered?
    2
  2290. i love seeing this comment ;)
    2
  2291. Ty so much. Happy thanksgiving 🙏🙏
    2
  2292. Thanks for watching anyway :D Next video will encompass everyone .
    2
  2293. Payout ratio is the total amount of dividends divided by the net income. So the total amount of dividends is the TOTAL POOL of dividends to each shareholder.
    2
  2294. I have not read many of them. Lol
    2
  2295. Personally I stay away from alt coins. Too speculative imo
    2
  2296. thank you for subbing :)
    2
  2297. what type of insurance?
    2
  2298. sony a73
    2
  2299. Thank you Shepherds Grandma, i always love seeing your comments :)
    2
  2300. NIce, good to hear.
    2
  2301. Apologies for spam comments. Books - I have a video on my favorite books on YouTube. Check that one out :)
    2
  2302. Thank you Casey!!!
    2
  2303. Absolutely!
    2
  2304. I like Fidelity more! from RH Website: Robinhood's pre-market session starts 30 minutes before the regular market opens. The after-hours trading session lasts for two hours after the regular market close.
    2
  2305. yeah... its exepsnvie.
    2
  2306. Exactly.
    2
  2307. Thanks Zachariah, I keep trying to get better and better. comments like these inspire me. Appreciate it 🔥
    2
  2308. I’m not sure lol! What should I do? I could give away $ to subs?
    2
  2309. Or eat 10 burgers. 1 for each 10k. I’m pretty sure I’d die
    2
  2310. i always like reading reddit.com/r/personalfinance and reddit.com/r/investing for fun
    2
  2311. V. True, but it was $69 and I treat it more like an investment since it's part of the background of my YT channel now
    2
  2312. awesome :D
    2
  2313. This is my main source now, it used to be ecommerce consulting.
    2
  2314. thx Joe
    2
  2315. 😱
    2
  2316. Definitely do the Facebook Ad blueprint, that's free. There are some beginner Accounting classes you can take on youtube or Khan Academy that can help with book keeping as well.
    2
  2317. thank you!
    2
  2318. Contributions are what you put in it. The earnings are penalized if early withdrawals. Thanks for the comment it’s good to clarify!
    2
  2319. I will add housing videos to my list of ideas, thanks for the suggestions man!
    2
  2320. Glad it was helpful!
    2
  2321. no problem, i visit HK alot!!
    2
  2322. LOL word. I wish it was actually something more.
    2
  2323. awesome!!!
    2
  2324. LONEWOLF, thank you so much.
    2
  2325. Hi Dennis, that’s awesome. Amazing plan as well. So glad to hear you’re from Singapore and watching.
    2
  2326. Yes Daddy, i love to hear it.
    2
  2327. You can keep both for the tax diversification!
    2
  2328. Rag and bone. Wait for the 75% off sale during holidays
    2
  2329. Thx Bang.
    2
  2330. Add one!
    2
  2331.  @hardscoper6619  that was a scammer, disrregard
    2
  2332. Boom! Thanks Justin for always being here
    2
  2333. Crazy results Andrei, can we get $1.5 mill in Pokemon Card appreciation in 2021!?
    2
  2334. Ah thanks for the correction!
    2
  2335. I hear you... I'm sorry :( If you have any type of side hustle, you may qualify for the EIDL grant, you may want to look into that.
    2
  2336. Thank you Alberto!
    2
  2337. Will definitely consider it! Thanks for wathcing Erik!
    2
  2338. I like SeekingAlpha :)
    2
  2339. yw Patrick!
    1
  2340. I corrected it in the description, thank you Mr Berry.
    1
  2341. Thank you 🙏 thx for commenting
    1
  2342. I will take a look at those topics and see if it's possible with me! thanks for the comment
    1
  2343. Absolutely!
    1
  2344. Thank you Marco!!
    1
  2345. Thanks Masi!
    1
  2346.  @lucatesar1692  Thanks Luca!! What did you think of today's format, with more fun skits?
    1
  2347.  @raviadi295  thanks Ravi!!!
    1
  2348. ty man!!
    1
  2349. No problem!
    1
  2350. You got this! thank you for the 3x comments, keep commenting I'd love to see you!!
    1
  2351. You are welcome!
    1
  2352. Haha yeah 😂
    1
  2353. LOL
    1
  2354. Welcome Darsha :D
    1
  2355. my man! thank you.
    1
  2356. Hey Roz, I’m not sure man. Email me humphreytalks@gmail.com we can figure it out!
    1
  2357. Dude. Thank you bro. Hope it does
    1
  2358. Depends on what you wanna learn ;) Just anything you're interested in, bonus if it can get you some sort of income in the future too!
    1
  2359. Great suggestion!
    1
  2360. Glad it was helpful!
    1
  2361. Thanks for sharing!!
    1
  2362. its custom!
    1
  2363. Yeah.
    1
  2364. agreed!
    1
  2365. Etfs are more tax efficient!!
    1
  2366. messed up the settings :D funny you noticed, didnt think it was that noticeable lol!
    1
  2367. haha :D gl gl
    1
  2368. Ty bro. Welcome 🙏
    1
  2369. LIGHTLY CARESS the LIKE button <3 hahahaha thank you angryoaf best comment ever
    1
  2370. Haha I bought at 10.5 so I'm about breakeven
    1
  2371. Ty!
    1
  2372. Hey sandwich. First of all great name LOL! Second. Thank you for your kind offer. At the moment I’m editing videos myself and I have an editor for some of my videos. Currently I don’t anticipate needing another, but if the need ever arises I will keep you in mind :) there are plenty of other channels looking for editors - Brian Jung is one that comes to mind.
    1
  2373. DUDE. Thank you. I cant believe I didnt see this comment!!!
    1
  2374. Most are per quarter
    1
  2375. You are welcome !!!
    1
  2376. Glad you liked it!
    1
  2377. Awesome :)
    1
  2378. I think you should talk to an accountant. I’m pretty sure you may have to withdraw the 1000 you contributed out of the Roth IRA.
    1
  2379. Thanks John! and hell yeah, Mint is great.
    1
  2380. Thx Sam! You too :)
    1
  2381. You’re welcome bro
    1
  2382. Yup agreed, I love AAPL as one of my main core holdings
    1
  2383. thanks YOLO, definitely agreed!
    1
  2384. woohoo! thanks for confirming :)
    1
  2385. You get penalized for over contributing. Yes. Make sure you don’t do this.
    1
  2386. TY MAN
    1
  2387. Oh no!
    1
  2388. Thx Shepherds. Great to see you in another comment section :)
    1
  2389. hahahaha
    1
  2390. thank you!
    1
  2391. Thank you!
    1
  2392. You’re welcome. Gonna maybe make an update this week.
    1
  2393. Custom made!
    1
  2394. i have a 401k vs roth 401k comign out tomorrow, but it doesn't really tlak about asset allocations. just choose funds that have low fees and are well diversified.
    1
  2395. yooo thanks Daniel! didnt know you're here on YouTube I gotta sub!!
    1
  2396. Dude thank you so much Krish Im glad youre here
    1
  2397. Thanks Bang!
    1
  2398. Any time! Appreciate it.
    1
  2399. bitcoin better for growth prob ya
    1
  2400. Its cool as a meme, doesn't have real world applications, but its just a funny coin.
    1
  2401. Great suggestion Carol!
    1
  2402. Glad it was helpful!
    1
  2403. haha
    1
  2404. hey Michael, thank you. I honestly dont trade options so I would be a bad source for that. Perhaps check out some other channels on the subject. Apologies :D
    1
  2405. Boom :D
    1
  2406. Hell ya Sohil. Thank you! Great to see you here 👊
    1
  2407. Gotcha. Thanks for those insights I appreciate it.
    1
  2408. 💎🙌💎🙌
    1
  2409. Good point. heh
    1
  2410. Yes!
    1
  2411. Glad you liked it!!
    1
  2412. You are so welcome!
    1
  2413. Glad you like them! Thanks for watching Jack
    1
  2414. LOVE!
    1
  2415. Good point :)
    1
  2416. Lolol
    1
  2417. Haha IT knows.
    1
  2418. It is decent but a lot of the rewards will be tied to southwest so that is up to you
    1
  2419. hahah oh man I hear its crazy
    1
  2420. we'll see!!
    1
  2421. I think I have one on my channel "Real estate vs stocks" but I can make more in the future.
    1
  2422. Not necessarily. Depends on their dividend yield and if they can sustain it.
    1
  2423. I am not sure there is a way other than typing everything in manually which seems like a pain. I do use a Spending Tracker app called "Spending Tracker", and the pro version lets you export all the data. You could try something like that, an app that automatically exports your line by line transactions - a lot of credit cards have this type of report as well. Sorry I couldn't be of more help!
    1
  2424. You’re welcome! Thx for watching
    1
  2425. Thanks, will do!
    1
  2426. I can make a part two?! lol :D You are already way ahead of the game.
    1
  2427. I think so ya
    1
  2428. I should make a video on REITs just to expalin the concept, good idea, thank you, will keep it in my notes
    1
  2429. Its not bad, its a bit simple for me, but its a good place, yeah.
    1
  2430. yeah I know... doesnt feel right
    1
  2431. Glad it was helpful!
    1
  2432. Literally just following one meme page, then seeing what is suggested, and doing the same thing over and over
    1
  2433. Awesome. Thanks for the insight!
    1
  2434. Wow, thank you!
    1
  2435. THATS AWESOME. Enjoy it!!
    1
  2436. Awesome. Made my day
    1
  2437. You're welcome :)
    1
  2438. You r welcome
    1
  2439. is that a real token!?
    1
  2440. Thank you!
    1
  2441. supply / demand!
    1
  2442. None, I own no shares :(
    1
  2443. awesome to hear your investing journey. I would say ive been mostly the same but Ive been trying to get into real estate as of late.
    1
  2444. haha facts
    1
  2445. Yes
    1
  2446. That's the plan - what do you want to see next?
    1
  2447. Ill have to check them out.
    1
  2448. Thank you Trowjan!
    1
  2449. thank you! glad you watched
    1
  2450. Hahaha
    1
  2451. Glad you enjoyed it
    1
  2452. thx bro ur welcome
    1
  2453. Just playing the odds I suppose
    1
  2454. Correct. Good summation.
    1
  2455. You get that % over a year. So quarterly They may be smaller
    1
  2456. Rumbleroii! Thanks for coming. I'm going to try to up my quality + release more videos.
    1
  2457. a shop called "MONDO" back in the day
    1
  2458. In other words: liquidity
    1
  2459. Depends if youre aggressive or conservative I'd say ;)
    1
  2460. Lol I dont think it was an ad, buzzfeed has been using my videos I think... BUT im glad it worked!
    1
  2461. smart smart!!
    1
  2462. I sold it for more voo
    1
  2463. Thanks for watching! Appreciate your comment soycracker.
    1
  2464. Cya
    1
  2465. Come back anytime ;)
    1
  2466. I gotta check them out.
    1
  2467. Did you get the ledger nano?
    1
  2468. Yeah, but there are similar services in all countries
    1
  2469. Word.
    1
  2470. You are so welcome!
    1
  2471. Boom!
    1
  2472. Thank you Ashly!
    1
  2473. Wow! thanks for sharing :)
    1
  2474. 😂 wordddd
    1
  2475. Sorry for the bot comments, and ya peg :D
    1
  2476. Thanks for letting me know and I appreciate you coming over from TT!
    1
  2477. The dividend yield is 2.56% but the amount in dollars is around $4
    1
  2478. LOL. Hopefully they love me ;) thanks Rayshawnn
    1
  2479. Thanks! I gotta do a series on that. I only know basics of options and don’t dabble with them
    1
  2480. Nice!
    1
  2481. You are welcome Derick. Thanks for watching!!! Sub if you haven’t already lol! Gotta shoot my shot and ask, ya know?
    1
  2482. Humphreytalks@gmail.com. Feel free.
    1
  2483. thanks my man!
    1
  2484. I appreciate that
    1
  2485. Ok appreciate the suggestion <3
    1
  2486. Thanks man I appreciate your support :D
    1
  2487. Wow, thanks!
    1
  2488. Thankyou :D 420
    1
  2489. Thanks Kadesh. I’d say you need some sort of skill to start with consulting. So to build those skills you do need some experience. Whether that’s running your own side hustle or working dor someone. After you get some experience it’s just all about finding clients
    1
  2490. Thats correct, you can just sell the underlying asset (stock)
    1
  2491. Thanks for subbing!
    1
  2492. THANK You bro! That made my day
    1
  2493. Bahahaha
    1
  2494. I gotta count em again
    1
  2495. Ill do one of these someday. My favorite books though are: Playing to Win by AG Lafley, Invisible Influence by Jonah Berger, Principles by Ray Dalio, The Dip by Seth Godin. For investing, I like to read reddit's subreddit on investing, I've read the Intelligent Investor before as well but don't always recommend it to completely new beginners
    1
  2496. Hahahah yessss I hope so
    1
  2497. thanks Gabe!
    1
  2498.  @fsmjr27  patreon.com/humphreytalks
    1
  2499.  @fsmjr27  thank you my man!
    1
  2500. Thank you Chan! Glad you’re here
    1
  2501. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  2502. you're welcome!
    1
  2503. It is called "KYC" know your customer, its a standard in financial products
    1
  2504. Great to hear Jeff, I would love to do a video on those margins for TIk Tok if you are willing to share the restaurant franchise? Feel free to email me humphreytalks@gmail.com
    1
  2505. No problem !!
    1
  2506. Good question randy, I think anything that actually integrates into your daily lives and makes it easier will be the most useful. I could see XRP being the most useful but it is currently going through some SEC regulatory action. Also, Solana is already pretty useful as an NFT platform.
    1
  2507. love the mentality
    1
  2508. Glad to hear it Anthony!
    1
  2509. You’re welcome 😇
    1
  2510. jobs in your local community are the best!
    1
  2511. Nice! I’m glad. I realized some of the info could be tough to enact if you’re in debt or have no stable job so I’m trying to be more sensitive of that looking forward
    1
  2512. Hell ya, great to hear.
    1
  2513. Thanks for watching Mihir. Go giants!
    1
  2514. Lmaoooo 😂 hopefully you knew it was slightly satirical in nature!
    1
  2515. Thank you Sierra. You mean, how to make a connection with an audience, or just meet other people in social media?
    1
  2516. I personally think it's a little high right now, and I don't really understand how it's so high given our economy... But then again, no one does haha
    1
  2517. thank you!
    1
  2518. Heyyyooo!! Thank you 🙏
    1
  2519. i think b/c the avg cost of food per person in the US is usually not over $10k per year.
    1
  2520. but agreed
    1
  2521. you can use MorningStar, Yahoo Finance, or the website of the Index Fund itself (Vanguard ,Fidelity, Schwab)
    1
  2522. Lol 😂
    1
  2523. Thank you! 😃
    1
  2524. I personally think so. They also own a lot more than just soda. But yeah I mean if there are large shifts in health over the next 20-30 Years we could see a threat to their business but not for the foreseeable future
    1
  2525. Yeah! Love that idea. Thanks for the comment :)
    1
  2526. My pleasure!
    1
  2527. Boom! thank you
    1
  2528. LOL
    1
  2529. Thats all good! As long as you're doing some!
    1
  2530. Thanks for your kind comment, I have not heard of Apple Fi unfortunately!
    1
  2531. Thanks!! Yes sir
    1
  2532. Woooohoo
    1
  2533. Thanks! Trying!
    1
  2534. word!
    1
  2535. Many thanks!
    1
  2536. No they do not. Heather is correct.
    1
  2537. Thank you Carol!
    1
  2538. hi bro :D
    1
  2539. no you are, for watching, thank you!
    1
  2540. Thanks for watching!
    1
  2541. Glad you like them!
    1
  2542. LOL. Well, I'll take it... ;)
    1
  2543. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  2544. Sorry :( Lol
    1
  2545. Yessir
    1
  2546. Also great cards. Some aren’t “credit” card but charge cards instead. Good rewards but not great for beginners IMO
    1
  2547. Def think they'll be around for awhile. maybe not as popular in the future, but still around.
    1
  2548.  @GrahamStephan  @savannah smiles spill the tea
    1
  2549. Wall Street journal
    1
  2550. Nice!!!
    1
  2551. Awesome! Thanks Chaim
    1
  2552. Yessss
    1
  2553. Awesome!!
    1
  2554. if your tax bracket is low, you can convert to a Roth and take the hit now. Or you can just simply create a new roth ira and keep your existing traditional and just let that grow until you're older.
    1
  2555. Glad it was helpful man!
    1
  2556. Its something called "Modified Adjusted Gross Income" (MAGI) - just google what "MAGI" includes or doesn't include and see if that pertains to you. Its not completely gross, but not completely net either.
    1
  2557. Great to hear! Neko Thank you for the comment :)
    1
  2558. yesss :D
    1
  2559. word.
    1
  2560. yessss
    1
  2561. Thanks for the visit, glad you enjoyed!
    1
  2562. Glad you enjoyed it!
    1
  2563. You are welcome Brock. Thx for watching :)
    1
  2564. Thanks Sherona. Don’t pay attention to spam comments
    1
  2565. Yes, Fidelity is a new favorite, Vanguard, Public, WeBull, and Robinhood (mostly for the UI, their PR is a nightmare lol)
    1
  2566. so fast.
    1
  2567. Fingers crossed!
    1
  2568. No worries. I might do an update next Wednesday or Friday if it gets crazy
    1
  2569. Ty man
    1
  2570. Lolol
    1
  2571. Not a lot. Unfortunately to have a good passive income thru dividends you’ll need a lot of capital
    1
  2572. Xoxo
    1
  2573. thanks John! and hahaha
    1
  2574. Love to hear it.
    1
  2575. i weighed it :D
    1
  2576. boom love an early comment
    1
  2577. Lmao! When you get rich, write me :)
    1
  2578. crazy, didnt know it was that bad
    1
  2579. Totally agree here. Whenever I buy something new, I also try to get rid of something I already own - mostly by donating. I try to not get into this mindset of hoarding items and possessions just for the hell of it.
    1
  2580. hahhah great to hear, sorry about the spam bots.
    1
  2581. Can you elaborate on this question? Why did i separate them you mean? Sorry abou tthe spammers btw
    1
  2582. Brokerage allows you to buy securities! Savings is just for your own money to use there
    1
  2583. Hell ya! Thanks for being here.
    1
  2584. Wealthfront reduced their rates today too, F
    1
  2585. Thank you, i hope to get better too!
    1
  2586. You should :)
    1
  2587. LOL yea man
    1
  2588. Yeah compared to what they normally are and the deals rn are crazy
    1
  2589. Yes! Thank you :)
    1
  2590. Hell ya
    1
  2591. Welcome :D I'm glad!
    1
  2592. More to come! Thanks Danny
    1
  2593. Haha thank you! This video is an older one but thanks for wathcing it :D
    1
  2594. lol
    1
  2595. robinhood or fidelity
    1
  2596. its average households across US
    1
  2597. It’s Patagonia. Should be available online
    1
  2598. step 1: i need a girlfriend
    1
  2599. Nice!
    1
  2600. Glad to hear it
    1
  2601. Yessir!
    1
  2602. Thank you so much rugs!!!
    1
  2603. maybe ;) if it makes you more productive, sure.
    1
  2604. Joe, thakn you my man!
    1
  2605. lol no prob appreciate the hustle
    1
  2606. nice!
    1
  2607. np! yw!
    1
  2608. im not sure actually...
    1
  2609. I heard it’s shutting down soon. Is that true?
    1
  2610. Me too
    1
  2611. You are so early
    1
  2612. My mannnnn ty ty
    1
  2613. Lol thanks Dewayne!
    1
  2614. Glad you think so!
    1
  2615. smart, Gabe!
    1
  2616. Any time Ebony!
    1
  2617. Boom
    1
  2618. Awesome! Thank you! I am glad you are here, sorry for the late reply.
    1
  2619. Yessir!!!
    1
  2620. hahhah great to hear, sorry about the spam bots.
    1
  2621. I should try them now :)
    1
  2622. Haha good call. Thanks for your comment NC North.
    1
  2623. 💎🙌
    1
  2624. I appreciate that!
    1
  2625. Thank you! Will do!
    1
  2626. Thanks Ed!
    1
  2627. Yes you should
    1
  2628. Glad it was helpful!
    1
  2629. If you anticipate your tax bracket to be higher in retirement.
    1
  2630. i googled one and asked their pricing and their fulfillment times, it took me awhile but you can find a good one this way to build a custom relationship with. You can go with a Print on Demand vendor but its going to be more expensive.
    1
  2631. Dude me either bro, i learned alot this weekend! hahha
    1
  2632. Yooo thank you Freddie!!
    1
  2633. I have a video called 10 unique side hustles if you wanna check that out!
    1
  2634. Lol! Glad it helped :)
    1
  2635. I haven’t but robot advisors are generally pretty OK. Not bad but not amazing. Very safe typically
    1
  2636. Correct, a $5 total dividend is then split up into 2
    1
  2637. it turned out it waasnt, but they were funding it heavily
    1
  2638. It's not that hard, I think you can contact Charles Schwab on how to do that - but if you already have your Roth IRA at Schwab you can probably just keep it there and buy Vanguard ETFs
    1
  2639. Thank you!
    1
  2640. That’s crazy ahaha
    1
  2641. I am using a lavalier mic but I have started to turn up my volume in my next videos
    1
  2642. thanks Adrian, with time, hopefully it will be. :)
    1
  2643. Yessss
    1
  2644. Hell ya! Thank you ray Shawn. I gotta visit toronto
    1
  2645. I would just google "Korea Brokerages", thx for your comment Khojiakbar.
    1
  2646. Hi Reuben, thanks!!
    1
  2647. Yw!
    1
  2648. yea i agree with you
    1
  2649. It really is!
    1
  2650. OOOOOH Yes, definitely.
    1
  2651. no, too high of fees
    1
  2652. Thank you!! Welcome.
    1
  2653. Never heard of that I’ll have to check
    1
  2654. You're welcome!
    1
  2655. LOL :D I guess :(
    1
  2656. ahhhh i see
    1
  2657. Thanks for watching <3
    1
  2658.  @Chief-Twit  just top shot
    1
  2659. the top 10 holdings account for 29% of their net assets
    1
  2660. Thank you my man
    1
  2661. ty!
    1
  2662. Lolol
    1
  2663. No problem!
    1
  2664. thx bro
    1
  2665. Wow awesome. Thank you!
    1
  2666. Thx for the feedback :) will consider in future for sure
    1
  2667. word
    1
  2668. Omg dont pay attention to the bots please.
    1
  2669. Awesome. Love your plan
    1
  2670. Hell yes.
    1
  2671. You're welcome
    1
  2672. its not for everyone, but i do think there is a big market for it.
    1
  2673. best to just buy bitcoin
    1
  2674. thank you! And yes, great point. I had to brush up on my accounting but it helped A LOT when self employed
    1
  2675. My pleasure Keith!
    1
  2676. Awesome, thank you!
    1
  2677. Thanks for subbing!
    1
  2678. yes agreed
    1
  2679. thanks for watching!
    1
  2680. Preferably roth, yes!
    1
  2681. Thank you for watching :)
    1
  2682. Thx man
    1
  2683. thank u so much :D
    1
  2684. Lol
    1
  2685. lmao LOVE IT!!!
    1
  2686. As long as you're maxing it out :)
    1
  2687. Great :D
    1
  2688. Hi Loma, Pre-tax 401(k) contributions are exempt from federal income taxes, state income taxes, and local income taxes!
    1
  2689. Hell ya Alexander! Thanks for being here
    1
  2690. love an early comment!
    1
  2691. Yes sir!!
    1
  2692. Yes that is my balance of my account, and the positive numbers mean i earned money that day. Buying power is how much i can buy in my account with whatever money i have left in it. For me, that is just cash that hasnt been invested yet.
    1
  2693. Sorry for the slow reply.
    1
  2694. Yeah sadly, it does work but it's like, ehhhhh
    1
  2695. DANG BRO
    1
  2696. Boom I’m glad you do! Good insight Masi
    1
  2697. Wow, thank you!
    1
  2698. Hahhaha no judgment here!
    1
  2699. Right?!
    1
  2700. Thats awesome!
    1
  2701. I would start by making sure you major in economics of finance in college. You can read up online about investing/Econ/finance as well
    1
  2702. yeeee :(
    1
  2703. Thanks so much! Glad you liked it
    1
  2704. Holy crap Wenbin, you are doing great~!
    1
  2705. You’re welcome
    1
  2706. Oh thank you! ;)
    1
  2707. thats crazy about Coinbase, but congrats on your $1M Net worth!
    1
  2708. hahaha its kind of an inside joke i make fun of myself at. but yeah :P
    1
  2709. Word. agreed
    1
  2710. I appreciate that!
    1
  2711. Wonderful! awesome to hear
    1
  2712. My man
    1
  2713. LOL
    1
  2714. LMAo ty !
    1
  2715. Thanks Parish!
    1
  2716. Yeah man I just took it from him LOL
    1
  2717. He is AMAZING.
    1
  2718. I think it might be available on Android? You can try other budgeting ones like You Need a Budget or Mint is just fine haha
    1
  2719. Dude. Thank you that means a lot. I am glad you’re here! Yes the like and comment helps lol
    1
  2720. The contributions you mean?
    1
  2721. ooo thank u fellow swiftie.!
    1
  2722. Absolutely! Thanks Joe.
    1
  2723. Word! It’s definitely been a time of self development for me too
    1
  2724. Wohops! Its added to Description now.
    1
  2725. Sorry I missed this comment, thanks for the comment I apprecaite it.Continuing to post videos!
    1
  2726. Hahaha respect
    1
  2727. i would just factor it in as a total overall amount, like you have a bonus $70k waiting for you when you retire.
    1
  2728. Yessss
    1
  2729. you can buy dividend stocks in your roth ira, or you can just buy index funds or growth stocks
    1
  2730. they'll prob be more mainstream later!
    1
  2731. LOL
    1
  2732. Please ignore spam/bot comments, thx for the kind comments though.!!! 100k soon!
    1
  2733. Thx Masi. Great to see you here
    1
  2734. word!
    1
  2735. Thanks for watching!!
    1
  2736. TY :D
    1
  2737. Glad it was helpful!
    1
  2738. Rag and Bone I believe! Wait for their online sales. always way cheaper.
    1
  2739. Glad it was helpful! Yeah Mint is a great one as well... anything to help saving money, i'm all about.
    1
  2740. Hahahah :D
    1
  2741. Hey! Yeah, I started this YouTube back in July just for fun... I do want to make YT related Personal Finance topics. What would you like to see and how can I create content that is different from what you're used to seeing? Help me, help the community!
    1
  2742. binance staking means you give up custody of your ADA
    1
  2743. 💎🙌💎🙌
    1
  2744. Glad it was helpful!
    1
  2745. Lol :D
    1
  2746. Glad to hear it!
    1
  2747. Lmao
    1
  2748. it's not actually your crypto, you're just trading the price of it
    1
  2749. Nice Gabe. Great to hear
    1
  2750. I would say a subscriber on YouTube is worth like 1000 Tik Tok followers for value in terms of the quality of view LOL. Side hustle... anything you can do in your local neighborhood to earn money. A service business is best. Like helping neighbors do errands, yard work, etc. or flipping items. Stack that cash and then invest.
    1
  2751. I can def consider it, appreciate that idea ;D
    1
  2752. Next Monday! the video will be on 6 books that changed my life.
    1
  2753. That is a LOT of savings, good on you my man. Also thanks for the comment
    1
  2754. Thank you for being here Rugs!!
    1
  2755. Hahahah I know I say it a lot
    1
  2756. Glad to hear it, yes I love making things simple - I do believe that once beginners get into trying something, they'll be more likely to do it in the future
    1
  2757. Thank you kindly!
    1
  2758. Damn that is awesome Paul. Sounds good.
    1
  2759. You’re welcome! And ty :)
    1
  2760. Also true.
    1
  2761. i wish my man.
    1
  2762. vanguard, robinhood
    1
  2763. Yesss definitely. I am glad you made this decision :)
    1
  2764. thank you, you too :D
    1
  2765. i would say mining ETH isnt that great because of ETH 2.0's eventual overtaking.
    1
  2766. Youre welcome
    1
  2767. sounds good!
    1
  2768. <3
    1
  2769. Ty Henry
    1
  2770. Monster!! For sure.
    1
  2771. Word. Thx for your comment Ambatson
    1
  2772. Correct, a $5 total dividend is then split up into 2
    1
  2773. Yes! Thank you 🙏
    1
  2774. Damnnn! Alright lets go ELON
    1
  2775. Ayyy thank you! More coming...
    1
  2776. Vanguard I have an account with. It’s just so hard to use. I’m gonna find a good option.
    1
  2777. Word up.
    1
  2778. Haha, this I am NOT sure of. Theroetically it sounds like you could... I am not sure if it boosts it more than just being on one though.
    1
  2779. Noted! Thank you for the comment
    1
  2780. Thx bro 😎
    1
  2781. Somewhat. Every country has its own investment funds etc that you can pick from. I'm sure you can find some solid investments no matter what countr you're in.
    1
  2782. Ty! Hello Brazil!
    1
  2783. Haha there you go! :)
    1
  2784. Fidelity is better for a Roth IRA, RH doesnt offer retirement accounts
    1
  2785. Awesome :)!
    1
  2786. Thx Colin 🙏🙏
    1
  2787. I personally would do 200 in just 1, but thats just me, you can do either.
    1
  2788. Ill have to check them out, I appreciate the suggestion!!
    1
  2789. Im not sure I dont watch spongebob gasp
    1
  2790. You're welcome!
    1
  2791. Okok what kind of HAT was this!?
    1
  2792. Awesome!! Hey neighbor haha
    1
  2793. Haha boom
    1
  2794. You most likely will not receive it then. You could try claiming it in 2021 when you file your taxes.
    1
  2795. Thank you :D Glad to see you here
    1
  2796. Yes!
    1
  2797. Ty ty :)
    1
  2798. YES
    1
  2799. thanks for your comment Michelle, great to hear :)
    1
  2800. Thanks! :D
    1
  2801. Glad to hear! More to come.
    1
  2802. Might be harder for local businesses unless you do targeted Influencers in your area!
    1
  2803. thanks Grace!
    1
  2804. Great, thank you!
    1
  2805. Great to hear!!
    1
  2806. You're welcome!
    1
  2807. You're so welcome! Glad to see you in multiple videos in the comment section
    1
  2808. You’re welcome!
    1
  2809. Yes - definitely. I have never bought an option in my life and I don't know if I will. If you don't know what you are doing it can be extremely dangerous
    1
  2810. Glad it was helpful!
    1
  2811. Fantastic! Lol, and yeah appreciate the comments
    1
  2812. Agreed!!!
    1
  2813. Hiya!
    1
  2814. That's still good to hear though :)
    1
  2815. I'm glad you found the video helpful. I think right now lease rates are pretty good so yeah, definitely not the worst right now. Thanks for your comment as always
    1
  2816. You got it :) Thank you Sofia, this feedback is wonderful. Thank you for watching.
    1
  2817. Boom! Thanks bro
    1
  2818. Haha they were close
    1
  2819. thank you! Not yet.... maybe soon :)
    1
  2820. Awesome. Hello 👋 welcome!! Stay awhile.
    1
  2821.  @TheWorkingClassroom  thank you Higher skils :)
    1
  2822. Yes 👌👌
    1
  2823. Thank you so much!!
    1
  2824. Glad it helped!
    1
  2825. Thanks Dave!!!
    1
  2826.  @xhawkusmc  maybe :D
    1
  2827. yesss NATE, yes.
    1
  2828. Seriously.
    1
  2829.  @michaelvp879  yes, let me check it.
    1
  2830.  @michaelvp879  I should have just fixed it, if it doesnt work, wait for them to download, if that doesnt work, send me an email: humphreytalks@gmail.com, and Ill personally email them to you.
    1
  2831. Yesss thanks for being here so early
    1
  2832. Thank you 😊😊happy 4th!
    1
  2833. haev you tried Discover It?
    1
  2834. Woooo
    1
  2835. Thank you! You’re welcome. That’s what I aim for.
    1
  2836. hell ya
    1
  2837. thanks Malik!!
    1
  2838. You’re welcome Andy
    1
  2839. Thanks Kevin!
    1
  2840. its decent!
    1
  2841. Hell ya lol :D thank you!
    1
  2842. I have an Aeron from Herman Miller but only paid $300 for it off craigslist!
    1
  2843. Glad you enjoyed it!
    1
  2844. agreed
    1
  2845. Hahahaha you are welcome :)
    1
  2846. thats awesome!! Lol well distinguished sir.
    1
  2847. you do have to pay taxes on dividends here.
    1
  2848. LOL
    1
  2849. Glad you enjoyed it kenny, I appreciate seeing your comments
    1
  2850. You’re welcome :D
    1
  2851. Thanks for watching!
    1
  2852. Yes!
    1
  2853. ayyyyy my man! will consider.:D what stuff do u wanna see!?
    1
  2854. Congrats on all your success Graham, hope to see you in Vegas in a few years lmao
    1
  2855. a 15% discount will help against the depreciation, maybe you can opt for a model 3, but it also depends on how much u make, what the alternatives are, and what your savings rate is... but if anyone were to buy a tesla, its probably someonne in your position that gets a discount there
    1
  2856. Lol thank you <3
    1
  2857. Always.
    1
  2858. It’s mostly just about more passive income than anything
    1
  2859. Yeah! Actually when I was making this video on TikTok I was thinking about that video I had seen years ago but forgot who made it. It wasn't until it was pointed out to me on Twitter (after I had posted the vid) that I realized the video was by Reckful, I have since credited Reckful in every journalist coverage that reaches out to me, and we have DM'ed each other on Twitter about it already - he has full credit for the original idea
    1
  2860. you sir are fast
    1
  2861. Yeah it’s new!
    1
  2862. Thanks man!
    1
  2863. Bryan, thank you and for being subbed to me!! :)
    1
  2864. nice I gotta check those out.
    1
  2865. Great thoughts and take. agreed.
    1
  2866. :D haha!
    1
  2867. 🙌🙌🙌
    1
  2868. great to hear.!
    1
  2869. they are just trying to get you to lower the monthly payment.
    1
  2870. Glad it was helpful!
    1
  2871. Yessir
    1
  2872. Thank you bro 🙌🙌🙌
    1
  2873. Love to hear it.
    1
  2874. Yeah! Actually when I was making this video on TikTok I was thinking about that video I had seen years ago but forgot who made it. It wasn't until it was pointed out to me on Twitter (after I had posted the vid) that I realized the video was by Reckful, I have since credited Reckful in every journalist coverage that reaches out to me, and we have DM'ed each other on Twitter about it already - he has full credit for the original idea
    1
  2875. Yep thats a great combo! International + Total.
    1
  2876. Hello hello!!
    1
  2877. hahaha yea :D Tynan is a great blog.
    1
  2878. <3
    1
  2879. Part two only on TikTok tho
    1
  2880. Will do! Glad to hear it Itzo Chris :D
    1
  2881. LOL BRAD & CHAD
    1
  2882. yessss
    1
  2883. lmao
    1
  2884. same LOL
    1
  2885. Glad you liked it!
    1
  2886. Let me know if you do!
    1
  2887. haha agreed
    1
  2888. Sounds good, thakn you Daniel, appreciate that you think the sound is great!
    1
  2889. I should review eth for sure. Good idea!
    1
  2890. Thanks Shelby, I'll have to check out Book Boxes ;)
    1
  2891. You are so welcome!
    1
  2892.  @paramoreguate  lol I'm sorry :(
    1
  2893. Hahaha LOVE YOU BRO
    1
  2894. I have about 5% of my portfolio in Eth just to diversify it a bit.
    1
  2895. Early gang
    1
  2896. Can’t hurt ser
    1
  2897. hahaha i think i've used it maybe two times so I don't have much to review :P But thank you for watching the vid... any financial things you want me to review? ;)
    1
  2898. Glad you enjoyed it!
    1
  2899. You’re welcome!!
    1
  2900. HAHAH
    1
  2901. Thanks for coming! I appreciate you, still trying to grow my channel.
    1
  2902. Hahaha for sure. Thanks Revlis
    1
  2903. yes agreed
    1
  2904. ayyy WHAT UP!!
    1
  2905. Thx Marco :)
    1
  2906. more like acknowledging their pain lmao
    1
  2907. Thanks <3
    1
  2908. Welcome!
    1
  2909. haha nice
    1
  2910. Much appreciated! Thanks for being here in the comments
    1
  2911. yep
    1
  2912. Glad it was helpful! No prob!
    1
  2913. Naval Ravikant. Google him. Great podcast.
    1
  2914. Thank you! Will do! Sorry for the late reply
    1
  2915. Haha ya slowly getting better
    1
  2916. You are so welcome!
    1
  2917. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  2918. Haha nice man
    1
  2919. Thanks Davy!!!
    1
  2920. For sure
    1
  2921. You mean you’re paying for stuff on your credit card beforehand?
    1
  2922. You’re welcome!
    1
  2923. i typically like to calculate it annually of that year.
    1
  2924. Eth!? What about Eth!
    1
  2925. Thx John!
    1
  2926. amazing!
    1
  2927. You are welcome!
    1
  2928. They are both pretty similar! yes that is true, reinvesting with ETFs is much more manual. Index Funds have a higher minimum as well! I do have a video on index funds vs ETFs.
    1
  2929. You’re welcome!
    1
  2930. Amazing. And haha
    1
  2931. Thx!!
    1
  2932. I agree...
    1
  2933. You're welcome Mindy, Ok I will consider those topics :) Sorry for the late reply, not sure how I missed this
    1
  2934. Correct, you're taxed on the conversion. That's essentially what people do for the backdoor roth - they contribute to a traditional, then take the tax hit .
    1
  2935. Thanks victor!
    1
  2936. Glad you enjoy it!
    1
  2937. Woooo
    1
  2938. Thank you! Glad to hear it. Appreciate you coming here and watching
    1
  2939. you can actually buy ADA through the Yoroi wallet, I forgot to mention that
    1
  2940. Andrei are the 1 hour a week group coaching sessions, 1 hour per person, or 1 hour for the entire group per week? How much time per channel will you be spending per week reviewing, for the premium product?
    1
  2941. Will definitely consider a VA Loan video in the future! I gotta do some research though.
    1
  2942. Hello!~ yes
    1
  2943. Haha YES please.
    1
  2944. Possibly...we'll see lol
    1
  2945. For sure Thank you Yang
    1
  2946. 👌👌😂😂
    1
  2947. Great to hear!
    1
  2948. Glad you like them!
    1
  2949. you are welcome!
    1
  2950. Thank you Philip, glad you're here :D
    1
  2951. haha the EXCITEMENT. Thank you so much, Heather
    1
  2952. you need a lot of dividend stocks, prob around $1M worth.
    1
  2953. Glad you enjoyed it!
    1
  2954. usually the yield % fluctuates but the amount they pay out remains constant, so in that case its fine to buy the stock whenever
    1
  2955.  @Horlianz  Yesssss
    1
  2956. I will be posting more on YouTube, sorry about Tik Tok :(
    1
  2957. nice man!
    1
  2958. Glad you like it :D I like talking about a whole breadth of different things financial related!
    1
  2959. Thank you!
    1
  2960. ignore the spam comment, 33
    1
  2961. glad you liked it Jeremy!
    1
  2962. Thank you! Cheers!
    1
  2963. Thank you! And i'm glad :)
    1
  2964. Graham, do you track your hours of your day like you track your spending? I recently watched Matt D'avellas video about tracking every hour/minute of your day and looking back on it after 3 months to notice any trends/habits. Would love to get your thoughts on this, as I track my spending already (have been for 5+ years) and now I'm starting to track hours!
    1
  2965. You probably had to register your wallet address for a whitelist and might have missed that step. Im not sure what the mainnet to arbitrum means though.
    1
  2966. Wow awesome!
    1
  2967. Since the gains are never taxed in a Roth IRA you can switch over if you’d like!
    1
  2968. Much appreciated! Thanks for being here in the comments. It's very similar to the Vanguard one so you can't really go wrong.
    1
  2969. Any reason you like LiteCoin?
    1
  2970. Boom! Thank you Paul.
    1
  2971. Hmmm, I just saw this comment, sorry for the late-ness. I didn't go over monthly security deposits, but maybe in the future i can go over a more in depth video about leasing.
    1
  2972. 😂😂😂
    1
  2973. you mean like where i research stuff!?
    1
  2974. Same man. Same.
    1
  2975. This I will have to research for you and possibly include it in a future video.
    1
  2976. No problem!
    1
  2977. Albert, Sorry for not replying earlier. I would pick something you like with a big market. IF you don't like the product, it is going to be hard to be successful with it. A large market makes your chances of success higher.
    1
  2978. thanks 320 for always supporting me my man
    1
  2979. i know, it sucks, Im sorry with the spam comments :(
    1
  2980. Hell ya, thanks for being first
    1
  2981. its modified adjusted gross income. just google what "MAGI" includes or doesn't include and see if that pertains to you. Its not completely gross, but not completely net either.
    1
  2982. yw thanks for watching
    1
  2983. haha for my portfolio's sake i'll take a rebound. But a lot of uncertainty ahead!
    1
  2984. Glad you liked it
    1
  2985. Yes!! thank you lol!
    1
  2986. Yeah I hear ya, I'm not sure either.
    1
  2987. Lmao 😂 not $1000 worth but close!!
    1
  2988. Peet's Dark Roast! Ground.
    1
  2989. Yes
    1
  2990. you're welcome!
    1
  2991. You’re welcome!
    1
  2992. Hell ya!
    1
  2993. No worries
    1
  2994. Thank you Masi!
    1
  2995. yes absolutely, its easy to sign up for one!
    1
  2996. Yes! This made my day. Thank you for coming.
    1
  2997. Thanks Rachel :D yes definitely
    1
  2998.  @g-c773  I am glad you are watching, good to have you here!!
    1
  2999. email cftalent@gmail.com
    1
  3000. thank U :O this comment makes me happy
    1
  3001. You the man lol
    1
  3002. Good point!
    1
  3003. Thanks Robbie hope you enjoy
    1
  3004. Glad it helped!
    1
  3005. coming this Thursday I hope!
    1
  3006. If it is financially feasbile to do so
    1
  3007.  @GamementLP  Final Fantasy 3 (6 JP), VII, XI
    1
  3008. Ty ty ❤️❤️
    1
  3009. Yes Madeline!! Let me know how it goes :)
    1
  3010. Not yet! I do have an investing guide for free in my discord!
    1
  3011. ETFs are actually more tax efficient, no downsides besides maybe a slgihtly higher expense ratio compared to index funds
    1
  3012. Great to hear!
    1
  3013. Def can consider it, I don't have much experience churning but I'll look into it!
    1
  3014. yolooooo
    1
  3015. Yeah this is a tough one. If it really makes me feel a certain way morally, I will not support it obviously. Otherwise though, I try to be less attached emotionally to my investments, but I definitely understand the concern you may have when investing in certain companies that might be ethically not the best choices out there. I view it the same as not eating meat I suppose. If I felt really strongly about not eating meat, I wouldn't consume it. It's not exactly the same per se, but I hope that helps
    1
  3016. Thanks Elizabeth! Will do
    1
  3017. Fidelity for ease of interface
    1
  3018. Thank you SO much man!
    1
  3019. Thank you finance hub
    1
  3020. Check with the IRS to see why.!
    1
  3021. The average for the stock market is 8% a year for the past 40 years. I do have a video on a budget tracking sprreadsheet, but to be honest I just love building spreadsheets for my own life. I suggest you do the same as well, its a great exercise :D
    1
  3022. Hahahaha
    1
  3023.  @joshelite42_50  no problem <3
    1
  3024. Yes this is most likely in your budget :) if u want to maximize wealth just buy a slightly used one.
    1
  3025. awesome!
    1
  3026. Thank you! Cheers!
    1
  3027. thx Austin!
    1
  3028. ayyy thank you :D
    1
  3029. Thank you Jamie 🙏
    1
  3030. Yesss
    1
  3031. Yes sir! Thanks for the comment Kyle. <3
    1
  3032. That would be a good start. Once your pay becomes more consistent it gets a lot easier
    1
  3033.  @willarpin8555  It's listed on their S1, so unless the S1 is misguided.... I'm not sure now. "All of our directors and executive officers and certain holders of our Class A common stock and securities exercisable for or convertible into our Class A common stock are subject to lock-up agreements that restrict their ability to transfer such securities for a period ending on the earlier of (i) 180 days following the date of this prospectus and (ii) the opening of trading on the third trading day immediately following the public announcement of our full earnings for the second quarterly period ending after the date of this prospectus (such period, the “lock-up period”) and subject to certain exceptions, without the prior written consent of Goldman Sachs & Co. LLC;"
    1
  3034.  @willarpin8555  Damn, Im sorry to the video was slightly misguided then.
    1
  3035. Thanks for coming, ignore the bot comments! Love Brian, that made my day
    1
  3036. hahah :D my goal was to attack every1! lol. Thanks Neko for your comment
    1
  3037. Glad it was helpful! Appreciate it Cameron
    1
  3038. I think they are probably doing just fine, LOL :)
    1
  3039. yea i messed that bit up!
    1
  3040. WOW! Thank you Heather :) I appreciate it
    1
  3041. Sounds good !
    1
  3042. Haha still make it!
    1
  3043. TOTALLY, right? Thanks for watching Jessica!
    1
  3044. ill have to try that!
    1
  3045. Coinbase IMO its the easiest.
    1
  3046. exchanges usually own your crypto and give you IOUs on crypto instead
    1
  3047. Thank you for tuning in !!!!
    1
  3048. Thanks Jordan!
    1
  3049. Glad it was helpful!
    1
  3050. yesssir ty ty
    1
  3051. Which one did you apply for and what’s your score?
    1
  3052. thanks man appreciate the comment!
    1
  3053. Spending Tracker!
    1
  3054. The market is def at its all time high, who knows what's gonna happen... but it does seem too high right now!
    1
  3055. Great to hear :D
    1
  3056. YOOO that's hype, awesome Big Mac!!
    1
  3057. ya but there is around 25% more money in the M2 supply in the past year alone. Just that alone with same supply/demand will still cause prices go to up imo, but i get what ur sayin
    1
  3058. I loved it haha
    1
  3059. Thank you! Cheers!
    1
  3060. You're so welcome! I'm so happy to hear I was suggested! I've been trying to make more videos and increase my reach, yay!
    1
  3061. will do!
    1
  3062. almost included them, didnt want to make the video too long tho
    1
  3063. boom!
    1
  3064. thanks ! will try to do more like this format. Length may vary
    1
  3065. Now you know! :)
    1
  3066. thx Peterson!
    1
  3067. That was an early comment bro!
    1
  3068. Wordddd bro ty ty
    1
  3069. Will try to do more in future.
    1
  3070. You’re welcome :)
    1
  3071. ayyy awesome :) Thank you for coming, hopefully you enjoy the content here!
    1
  3072. Yes sirrrrr!!!
    1
  3073. Glad to hear that
    1
  3074. $200 a month would be amazing. I think thats a good first goal to get to!
    1
  3075. Whoa. That’s a market I’ve never heard of! Well done
    1
  3076. Thank you. You have a kind gentle face.
    1
  3077. For sure, thank you for being part of the community and for commenting :D
    1
  3078. Word!
    1
  3079. No problem 👍
    1
  3080. hell ya!
    1
  3081. Thank you for sharing! Thts awesome.
    1
  3082. If you’re a minor -> custodial account.
    1
  3083. Robinhood is not international I believe.
    1
  3084. The limit can be higher than the “stop” price. If that makes sense.
    1
  3085. i have a few, i just havent worn them in videos in awhile cause im lazy haha
    1
  3086. Perfect! Yeah I think Schwab is a good place to start :)
    1
  3087. It sounds a bit shady, can you give me some examples? I would lean toward shying away...
    1
  3088. So glad! Thank you Shepherds Grandma :)
    1
  3089.  @janefronczak17  Robinhood (Fractional Shares + Get a Free Stock!) ➭ https://robinhood.c3me6x.net/qPyKY
    1
  3090.  @markoDhex  Wealthsimple!
    1
  3091.  @bamgaming7251  Really? try incognito window. mine works :)
    1
  3092. thanks!
    1
  3093. Welcome! Watch my channel then it will help. Feel free to ask any questions in future comment sections. I’m always available
    1
  3094. thanks Laro!
    1
  3095. tokenized, so each is unique
    1
  3096. LOL TRUMP can you BELIEVE IT?
    1
  3097. Yes.
    1
  3098. Bro. Ty 🙌🙌
    1
  3099. Wow how did he do that!?!
    1
  3100. Thanks for coming! And watching :)
    1
  3101. will consider for future
    1
  3102. Hell ya I’ll take it
    1
  3103. Correct, the citi doublecash is probably the most accessible beginner one, if not, go for a Discover IT Secured card to start.
    1
  3104. Probably, but sometimes its unavoidable (student loans)
    1
  3105. Thank u so much
    1
  3106. Wealthfront is amazing. I’m also sponsored by them for a few videos but even if I wasn’t I still think they’re amazing. Easy to use and solid.
    1
  3107. You can just do a backdoor Roth IRA by contributing to a traditional IRA and then converting it ;)
    1
  3108. Lol
    1
  3109.  @ARROW5HOT  I pinned your comment to the top of the comments. I rewatched this video 4 times before uploading and never caught that.
    1
  3110. Omg thank you for this comment! Yep just finishing up the video today and tomorrow ! Wednesday is gonna be dope
    1
  3111. Yay hi!!
    1
  3112. Thats awesome :)
    1
  3113. thank you Gray! I appreciate that.
    1
  3114. Sounds good :)
    1
  3115. Hahaha that’s a tough one. Maybe i can make a video on that too. I’ve only broken a few bad habits in my life
    1
  3116. That is true.
    1
  3117. That’s the definition of how to spot one according to an article lol
    1
  3118. haha agreed
    1
  3119. i want to, yes.
    1
  3120. Wowwww
    1
  3121. They do not I believe.
    1
  3122. Finance Major
    1
  3123. hi Jamie unfortuantely i dont know too much about GLAD so I cant comment :/
    1
  3124. Definitely, not sure why...
    1
  3125. Thx Adi!
    1
  3126. That’s awesome. This video should be more relevant as time passes and prices come back down to earth
    1
  3127. Yes, I need to do some research on it!
    1
  3128. Thx Rachel!
    1
  3129. Agreed for sure.
    1
  3130. the legend is here.
    1
  3131. Appreciate that Ryan
    1
  3132. You are welcome!
    1
  3133. There may be some australian funds you can invest in that invest in the S&P 500 dividend paying stocks.
    1
  3134. Noted! Thank you for the comment heather :)
    1
  3135. seriously
    1
  3136. Thanks for watching!
    1
  3137. Thanks!
    1
  3138. let me know how it goes!
    1
  3139. You still have that existing 401k, and you can still access it and you can roll it over if you wish. It's still your money.
    1
  3140. SHEEEEESH <3
    1
  3141. Brin!! ayy thank you :)
    1
  3142. Please ignore spam/bot comments, thx for the kind comments though
    1
  3143. How many videos did you make in each month, respectively? Thanks for your content its the best!
    1
  3144. I use PrizePool for slightly bigger interest on savings but I also have it in just a high yield savings account
    1
  3145. it was just an example
    1
  3146. You’re welcome
    1
  3147. You need to do it through a brokerage which complied with trading regulations
    1
  3148. Popular brokerages are like Robinhood for example.
    1
  3149.  @ballsachotdog  you are so welcome, i am happy you subscribed to me! I hope to see you in the comments in the future
    1
  3150. I use Final Cut Pro X. It’s a bit pricey but worth it if you’re getting serious. But iMovie works great.
    1
  3151. I’ll have to check it out!’ Ty
    1
  3152. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  3153. You are so welcome Kate :)
    1
  3154. Lol :D
    1
  3155. You’re welcome! I’m still on the fence Masi
    1
  3156. thanks Boss Man
    1
  3157. Yup that was a scam, its hard to stop the bots. I like having 3-5% of my portfolio in crypto, although if you're riskier you can put more.
    1
  3158. Hey! Thank you so much
    1
  3159. It’s actually available in my Patreon! But long story short I have a lot of dividend paying stocks + heavy weighted in A few tech stocks + some fun allocations for stuff like SPACs and newer offerings
    1
  3160. Glad you enjoyed it bang ;)
    1
  3161. Boom 💥 yes!!
    1
  3162. How much of a percentage of your total portfolio is your holdings of your employer’s stock?
    1
  3163.  @iamCuriB  If its only 10%, no problem. If your overall vested holding gets to be larger such as 30%, you may want to diversify a bit more. Ideally you have like 20 investments at 5% max holdings (100% total), for well diversified, but since you're working at this company you're likely going to be overweight in that one stock, which is fine because you probably get a good price for it. Just make sure your entire life savings and investments aren't in that ONE stock lol
    1
  3164. thank you Cathy, that is nice of you to do as well.
    1
  3165. Awesome glad it did!
    1
  3166. i get distracted whenever i see t swift ;)
    1
  3167. Thx Sarah!
    1
  3168. Haha seriously, thanks for your comment benjie.
    1
  3169. where do you live!?
    1
  3170. thanks 3x Dip! :)
    1
  3171. Thanks! Will do!
    1
  3172. Go check this man out!
    1
  3173. haha yeah that is NOT the worst though :D
    1
  3174. Thanks Sara!
    1
  3175. You can do it with 5. Ya. Don’t need to diversify that much
    1
  3176. NICE!
    1
  3177. What’s the residual value of that car going to be after 3 years? That might be worth it in your case.
    1
  3178. No worries!
    1
  3179. thank YOU
    1
  3180. It’s an old video
    1
  3181. awesome!!
    1
  3182. welcome :)
    1
  3183. soemtimes I have to rebalance, right now my portfolio is a little out of these balances. Usually by end of year you want to incur some capital losses and rebalance the portfolio
    1
  3184. My man 🙌🙌🙌
    1
  3185. Yes you are.
    1
  3186. man 3% would be crazy!
    1
  3187. I've only ever made 1 options trade so I probably am not the most qualified to make a video on options but I can explain the theory behind it thats it tho
    1
  3188. I could see that too, let's see what happens today at the end of the session
    1
  3189. It really is!
    1
  3190. Yes sir! Thanks so much for your kind comment
    1
  3191. you are welcome Ryan!!
    1
  3192. Thank you thank you. Appreciate that.
    1
  3193. Great Hope It does well for you!
    1
  3194. That is correct. I did think that one was a bit more common so I left it out
    1
  3195. Hell yeah :D
    1
  3196. you would wait until 59.5, you can still contribute to the Roth IRA through a "Backdoor Roth"
    1
  3197. Awesome! Thank you so much foe your comment I’m glad it resonated with ya
    1
  3198. Good point Justin, thats a good argument. sorry about the spammers as well, annoying.
    1
  3199. Public, WeBull, Fidelity, e-Trade, even Robinhood
    1
  3200. Wow, thanks!
    1
  3201. Thank you Danny!
    1
  3202. Ayyy thank you!!!!
    1
  3203. You bet! thats awesome :)
    1
  3204. From the US to Canada you mean?
    1
  3205. i might do that in the future, thanks for the suggestion!
    1
  3206. Yes! Perfect and glad to hear
    1
  3207. next week ;) video on metaverse crypto
    1
  3208. I can definitely consider it in the future!! :D Thanks for the suggestion
    1
  3209.  @jamespat1982  thanks man I appreciate that <3 love DFW btw
    1
  3210. Awesome! Thank you! Glad you're here!!
    1
  3211.  @andresbenitez9449  To be honest bro, just keep watching my videos and commenting. use the referral links I have if they're good for you, that's all! I appreciate the support, you don't need to support me in any other way ;)
    1
  3212. If you use the link you get a free stock up to $200 I think
    1
  3213. thanks Masi!
    1
  3214. Thank you 😂
    1
  3215. I mean 🥺🥺🥺
    1
  3216. Thanks Sukrut for watching me, as always!
    1
  3217. You can do it! I believe in you :D
    1
  3218. Yes there usually are a bunch of options. What country are you in? Did you google "no commission brokerage in XXX country"?
    1
  3219. Awesome, thank you!
    1
  3220. Please ignore spam/bot comments, thx for the kind comments though
    1
  3221. this is true
    1
  3222. yesss
    1
  3223. They should have it listed in their prospectus or online somewhere.
    1
  3224. yes ty
    1
  3225. Love ya Masi!
    1
  3226. Thx for 2 comments :D
    1
  3227. I literally just check to see how my store did compared to how much I spent, it's not very sophisticated, but iwth FB ads we check with FB pixel :)
    1
  3228. Hi Oswaldo, so every country is VERY different with their trading platforms. I would suggest googling "Guatemala + Trading App" to find some ones that are good for you :)
    1
  3229. Its good, hard to use at times, but good. Anything to get you on your journey of budgeting is a good thing.
    1
  3230. Thats a lot of shares! :O
    1
  3231. There ya GO! :) Glad it was helpful.
    1
  3232. I haven’t experimented with IGTV but I gotta try that next hahah! Thank you for the suggestion
    1
  3233. Right!? Lol
    1
  3234. Glad you like them Jason!!!
    1
  3235. you're welcome King!
    1
  3236. These!
    1
  3237. Thanks!
    1
  3238. Thank you Matt. I appreciate that
    1
  3239. Depends on how long u wanna hold it probably! I personally don’t think it’s too late but again, we’re close to all time highs
    1
  3240. Nice!!!
    1
  3241. 🥞🥞🥞for you 🙏
    1
  3242. Word bro
    1
  3243. Any time!
    1
  3244. Thank you! It’s a Star Wars one
    1
  3245. The imperial side hahaha
    1
  3246. Glad it was helpful!
    1
  3247. Thanks Jossy. Appreciate it
    1
  3248. Thanks Kevin :) appreciate the comment my man
    1
  3249. Then another 6000 for this year
    1
  3250. its been crazy!
    1
  3251. Thank you!
    1
  3252. Thx Bria
    1
  3253. Its relatively stable and pays a good dividend yield. With 5G coming soon it may also fare better.
    1
  3254. <3 man!
    1
  3255. Google. I detailed it in my 9 sources of income video!
    1
  3256. lmao yes!
    1
  3257. That expense ratio is good. It's not too high. You can get EVER so slightly lower (0.06 or 0.04) at Vanguard but I wouldnt worry about it.
    1
  3258. Glad you liked it!
    1
  3259. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching! DO NOT TEXT THAT NUMBER. I REPEAT DO NOT
    1
  3260.  @noschill7595  they cant do much with your email and city, so you're good. Just dont send them any money.
    1
  3261. Its good, yah.
    1
  3262. Mary! Thanks for being here :) Glad you came over
    1
  3263. try Wealthfront or Fidelity!
    1
  3264. Any time! Ignore the spam comments, my comments have a checkmark next to the name.
    1
  3265. haha nothing wrong with that :D
    1
  3266. ETFs would be great for lump sum investing. I just do it based on dollar amount, so if i get fractional shares, then well, i get fractions of shares.
    1
  3267. I do not usually
    1
  3268. Yesss!
    1
  3269.  @tOmMarzig  Boom!
    1
  3270. You could do that James if you believe it's gonna go up!
    1
  3271. hahah might be a good time to buy... time will tell, sorry about spammers on the comments.
    1
  3272. You bet!
    1
  3273. Yes. :D
    1
  3274. Word.
    1
  3275. WHOA. Summa cum laude, thats awesome. I could never.
    1
  3276. You are so welcome! Merry Christmas :)
    1
  3277. Love it’
    1
  3278. Glad to help!
    1
  3279. love an early comment ty
    1
  3280. Thank you! Cheers!
    1
  3281. Yeah if your interest is accruing and you're not paying down any principal, it's definitely possible to the point where you're just paying off interest and never getting anywhere with paying down your debt. That's why I think paying off your debt, even when it's not completely necessary - can be a good thing. Some people might say, "well debt has an interest rate of 4%, and you can invest your money and get 8% in the market", that may be true, but what if for 3 years you don't get 8% in the market? I think it would have been better to just pay off the debt at a 4% interest rate guaranteed. It's also more peace of mind.
    1
  3282. Yes if you missed the ex dividend you’ll get it for the next quarter. You need to own the stock before that date.
    1
  3283. Thank you Nami!!
    1
  3284. Thanks, will do!
    1
  3285. hahaha :D
    1
  3286. ty SO much!
    1
  3287. I believe the canadian version of the roth IRA is the TFSA
    1
  3288. Ty man
    1
  3289. thank you Kaylyn!
    1
  3290. thanks Miranda! Good eye.
    1
  3291. Glad you liked it!
    1
  3292. My pleasure!
    1
  3293. You're welcome!
    1
  3294. Hahahah yes exactly
    1
  3295. 6000 grand total
    1
  3296. Ty
    1
  3297. Yesssss ! Keep with it
    1
  3298. u are welcome!
    1
  3299. For sure, great idea, I'll add it to my list of video ideas!
    1
  3300. 10+ Years
    1
  3301. i was on an episode of the Graham Stephan Show! Would love to be on his podcast one day
    1
  3302. Thank you Masi :)
    1
  3303. its a good beginner credit card, but if you want the best rewards and points, look elsewhere. Check thepointsguy.com for more reviews on cards!
    1
  3304. Thx Muzzamil!!! Appreciate you watching.
    1
  3305. Yay! Thank you! Welcome Darth Vader.
    1
  3306. was up 30% after 3 weeks then its been taking a beating since all tech has been. unfortunate truth of investing
    1
  3307.  @AlexQuinnYT  Ya you are probably right. My neighbor gets 1 hellofresh delivery a week! It must be so expensive.
    1
  3308. you're welcome
    1
  3309. Some tik toks just dont do well on YouTube, check my IG for some reposts.
    1
  3310. Awesome, thank you! I appreciate you watching
    1
  3311. You’re welcome. Thx for watching :)
    1
  3312. lol ty bro :)
    1
  3313. yes can work for traditional IRA as well
    1
  3314. Thx Sam hopefully others find it helpful too
    1
  3315. I love Halo... haha
    1
  3316. HEYYY John! Nice to see you here. I gotta find you a cookie :)
    1
  3317. Maybe !
    1
  3318. No problem 😊
    1
  3319. new product incoming yes, I like those
    1
  3320. Nice!
    1
  3321. agreed! sorry for spammers!
    1
  3322. You're most welcome.
    1
  3323. Thanks raisa!
    1
  3324. nice KYLE!
    1
  3325. Yeah credit score stays with YOU not with your card accounts
    1
  3326. dividends will be affected proportionally to the split.
    1
  3327. awesome :D
    1
  3328. Yes!! Thank you Madeline :) I love hearing that, and yes the comments do help <3
    1
  3329.  @madelinehaase8011  Im sorry madeline, they are frickn everywhere, just ignore them.
    1
  3330. Thank you Reece I'm glad you were here for it!
    1
  3331. Thank you!
    1
  3332. Nice :D
    1
  3333. Oh noooo you can prob fix it over time
    1
  3334. thx for the info, let me check Drew! ty
    1
  3335. Try opening in an incognito window, or different browser, i really apprecaite it
    1
  3336.  @MystrK  Thanks Drew, well you guys are the reason why i can do what I do. If you'd like, send me an email: humphreytalks@gmail.com and I'll get you sorted with the Robinhood people, i can figure out why its not crediting you for some reason, we want you to get that free stock
    1
  3337.  @MystrK  oh nice, and i appreciate you signing up! It helps the channel immensely bro!
    1
  3338. LOL 😂
    1
  3339. Killing it!
    1
  3340. Will do! Thanks for the suggestions
    1
  3341. Definitely, thanks for your comment Mason
    1
  3342. Damn. All the articles I read said differently. Send some over that correct it and I’ll take a look. Appreciate the comment bro either way
    1
  3343. The IRA will go with you regardless of job.
    1
  3344. Glad to hear it!
    1
  3345. Yes sir!’ 3x a week. Minus Christmas Day I won’t be posting.
    1
  3346. word. and LOL :D
    1
  3347. Liv, first of all, I love your name. Second, thank you, that means a lot to me. I'm gonna keep going <3
    1
  3348. you're pretty early bro!
    1
  3349. Thank you!
    1
  3350. For my Roth IRA, yes mostly 120-age IMO
    1
  3351. Glad you liked it!
    1
  3352. Lol i know :D
    1
  3353. sorry, that was a spammer :D i guess i compared to averages a lot, but it still goes with the video that u should save x amount of your salary per year
    1
  3354. It depends on the company. Most are quarterly
    1
  3355. Im a big believer in AT&T but that is up to you ;)
    1
  3356. Thank you Catrice :) I actually personally havent tried Digit, but maybe that is one for me to review since I hear some people asking about it.
    1
  3357. Yeah! exactly
    1
  3358. Thank you! Appreciate the kind words
    1
  3359. hell yeah man! thanks
    1
  3360. Thank you :D
    1
  3361. Thx for the wonderful suggestions!
    1
  3362. Sadly I don’t think it is yet.
    1
  3363. thank you for watching, Jonathan.
    1
  3364. Nice Tea!
    1
  3365. RIGHT HERE BRO. COOKIE <3
    1
  3366. @Grim Destroyer Musically became Tik Tok tho? Do you mean Musically was a rip of something else?
    1
  3367. Hell yeah :)
    1
  3368. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  3369. good question, they should really be reclassified... lol
    1
  3370. word I do have some AMC as of today, altho not a lot.
    1
  3371. awesome to hear :)
    1
  3372. Ty ty
    1
  3373. Boom! Yes.
    1
  3374. Good point!
    1
  3375. Gross income (mostly). Its called modified adjusted gross income (MAGI) - to know the specifics of that just look up MAGI on google, should clarify what counts and what doesnt
    1
  3376. I havent, most debit cards are the same. Just make sure there are no fees (there shouldn't be).
    1
  3377. thanks Ali, love seeing you in the comments
    1
  3378. Thank you, love that comment :)
    1
  3379. Will do, thank you!
    1
  3380. Thanks :)
    1
  3381. Thanks for your comment Mark and opinion, yea I would tend to agree, I just can't say definitively!
    1
  3382. That’s great man. Also good. You know what you’re doing! :)
    1
  3383. I don't think they'll drop anytime soon but yeah, fractional shares kind of make it trivial.
    1
  3384. Yessssss 🙌🙌🙌🙌
    1
  3385. SPY is the SP500 etf. So same same
    1
  3386. Deleted bot comments, do not pay attention to those.
    1
  3387. Yes. Also: The income rules don't apply to Roth IRA conversions from traditional IRA or 401(k) assets. Therefore, if you convert an outside traditional IRA or 401(k) account, you can effectively open a Roth. I would google this part, lots more info!
    1
  3388. Omg Tiffany, that comment means a lot to me. Thanks for the comment on the backgroud music, was just trying it out for a new video. Probably won't go with it many times in the future. I appreciate you dropping a comment and stopping by my channel and hope to see you in future videos <3
    1
  3389. what up ANTHONY! Superbad!!!!
    1
  3390. Yep!! Exactly.
    1
  3391. Word!
    1
  3392. Love to see it!
    1
  3393. My pleasure!
    1
  3394. wow awesome!!
    1
  3395. I have a hump days newsletter lol
    1
  3396. You're welcome!
    1
  3397. Thank you 🙏
    1
  3398. Its gonna go up for sure.
    1
  3399. aha wow...damn
    1
  3400. It is decent, just a harder to use interface.
    1
  3401. Boom!!
    1
  3402. nope! It just takes 15 days to get rewards, but you arent locked at all
    1
  3403. Haha nice 👍
    1
  3404. Yup no real “wallet”
    1
  3405. Awesome man I am happy to hear that.
    1
  3406. Aw
    1
  3407. No problem! Always.
    1
  3408. thx daddy <3
    1
  3409. Thanks Hughes!!
    1
  3410. Thanks for sharing Max, and yes I'm glad it did.
    1
  3411. Thanks man, ignore the bot'
    1
  3412. you called it!
    1
  3413. PANDEMMY GANG! hahahaha
    1
  3414. Yeah the ETFs you can.
    1
  3415. I did :D its the next video after that one!
    1
  3416. awesome.
    1
  3417. Awesome, thank you!
    1
  3418. Yes! Bigggg reputation!
    1
  3419. You bet!
    1
  3420. Hahaha thats awesome that you found your own answer ;)
    1
  3421. You're welcome!
    1
  3422. Glad you liked it!
    1
  3423. Hahaha for sure man
    1
  3424. Thank you!
    1
  3425. Hahaha I Hope so max. Thanks for that comment I love you
    1
  3426. Yes!! Glad to hear.
    1
  3427. I think having a small position in crypto is worth it. For me I started it off at 5% total of my portfolio but over this year it’s grown considerably. Just holding for awhile
    1
  3428. The easiest would be to roll it over to a traditonal 401k again. If you choose the Roth rollover, it is a different strategy. I think it really depends on where you're going to be when you retire. Do you anticipate working past retirement age? If so then a Roth could be a great option to do. I always suggest getting the match no matter what so get the match via the traditional and then you can think about whether or not to contribute to the Roth 401k.
    1
  3429. I did make a video on that on my channel called Gamestop explained
    1
  3430. Welcome!!! Thank you for being here Amanda. I will, I appreciate you watching it, I know it was long!
    1
  3431. I didn't get that detailed, but they do owe money to about 121 banks, "China Minsheng Banking Corp., Agricultural Bank of China Ltd. and Industrial & Commercial Bank of China Ltd. were among the developer’s principal banks at the end of last year."
    1
  3432. love u
    1
  3433. You are so welcome!
    1
  3434. we used to use a commercial printer in texas
    1
  3435. 100%
    1
  3436. Hahaha 🤣
    1
  3437. Lol thank you both!
    1
  3438. Glad you enjoy it!
    1
  3439. Happy new year!
    1
  3440. You are welcome!
    1
  3441. Yea its been doing well!
    1
  3442.  @ethanwheathin4457  +$1400 for me today alone lol
    1
  3443.  Sir Lotto  yeah im keeping it for 5+ years probably
    1
  3444. Glad you enjoyed it
    1
  3445. thx man!
    1
  3446. yessss!
    1
  3447. Please do! Hahha and yes :p semi joking, I have friends that own Supreme
    1
  3448. Ayyy thank you!
    1
  3449. I gotta do that toooo
    1
  3450. lolol
    1
  3451.  @mika_smiling453  Woohooo thank you Cara :D
    1
  3452. YouTube and Tik Tok is my full time job now
    1
  3453. Thank you Jim!
    1
  3454. Nice!! You were fast.
    1
  3455. awesome Joaquin, great to hear it !!!
    1
  3456. Hahaha you know it!
    1
  3457. You’re welcome 😇
    1
  3458. i cant wait to think of some good names.
    1
  3459. Thanks Space77!! I'll try to make more simplified finance/business/mindset advice
    1
  3460. love this throwback!
    1
  3461. Good point....
    1
  3462. If you have $10k invested and you get a 7% return, for that year your end balance will be $10,700.
    1
  3463. Ah I see, good to know - thank you
    1
  3464. Awesome thank you Raj!
    1
  3465. Answered on your other thread. Don’t look at the bot comments. They are annoying.
    1
  3466. Thx will take a look when I can!
    1
  3467. its all based on projections of how much money is being sunk into the market, the adoption of said market, and then how these companies and etfs will play into those.
    1
  3468. Exactly!
    1
  3469. Oooo ok!
    1
  3470. Thank you so much 😀
    1
  3471. put the remainder in a taxable account!
    1
  3472. It is by MONDO!
    1
  3473. oh awesome!
    1
  3474. Thx Sai!
    1
  3475. Thanks nicholas!
    1
  3476. lmao!
    1
  3477. you can still contribute, still might be good to contribute, you can always use a backdoor later.
    1
  3478. Love it.
    1
  3479. haha yes dude ty
    1
  3480. Hi Syed, thanks for the comment, will def keep it in mind for the future :)
    1
  3481. Great to know! awesome for those wanting to get into it
    1
  3482. tell that to the BAYC guys haha
    1
  3483. I love ETFs. I hold a few in my Roth IRA.
    1
  3484. Hell ya. I love hearing that. Thank you man. Hope To keep making good content for you all
    1
  3485. its a great choice in your case then
    1
  3486.  @lilbiggboy69  No problem, thank you for watching. I hope to see you in the comments in the future again :)
    1
  3487. thanks for the feedback!
    1
  3488. Awesome, thank you! I appreciate you watching too
    1
  3489. 😂😂😂
    1
  3490. Thanks Rich! I am gonna try to make one on TSLA following the same format.
    1
  3491.  @gruopp9487  wow, thank you so much gruopp, seriously. These comments mean the world to me, hopefully i'll be up above 100k in 2021 :)
    1
  3492. Thanks! I ended up going to a shotgun mic, but i still have the lavalier in case.
    1
  3493. You’re welcome!
    1
  3494. Omega DeVille!
    1
  3495. Haha nice!!
    1
  3496. Thank you!! Yes lets goooo!!!
    1
  3497. WOOO!!!
    1
  3498. Hello :) thanks for being early.
    1
  3499. yesssirr!!
    1
  3500. Haha LOVE it!
    1
  3501. We’ll see
    1
  3502. Thanks for the sub!
    1
  3503. STILL HOLDING, my time horizon is long so... it is scary right now lol
    1
  3504. They have more cash than they use, so they pass some of it back to you
    1
  3505. Please ignore spam/bot comments, thx for the kind comments though - i think you could do that in M1, but Im not familiar with m1 enough.
    1
  3506. Nice, haha
    1
  3507. Yes, at the end of the year you just get a tax form from the brokerage and you can enter that into your tax software or give that to your accountant. Standard capital gains I'm pretty sure.
    1
  3508. You might be retroactively in 2021.
    1
  3509. you may want to look into if the income is double taxed (korea + US). It needs to be taxed in the US i believe before it goes in, but i am not 100% sure.
    1
  3510. Thank you 🙌
    1
  3511. No problem ;) glad to see you in my comments again
    1
  3512. yeah hindsight is 20/20 (lol bad 2020 joke), but we can only make the best possible decision in the moment. It is possible that at 1300/13000 (if you typo'ed), that, that might have been the right decision at the time.
    1
  3513. Ill look into that...
    1
  3514. Thank you!
    1
  3515. there is something called MoonPay which allows people to buy with cash.
    1
  3516. i think its gonna be over soon sadly...
    1
  3517. You are so welcome!
    1
  3518. LOL
    1
  3519. Thanks, will do!
    1
  3520. You're welcome!
    1
  3521. Thanks for the sub! <3
    1
  3522. Great to hear :)
    1
  3523. ty!!
    1
  3524. I was doing some research on BlockFi last night, they give you high interest but actually loan your crypto out, and its not insured, I might make a video on it.
    1
  3525. I personally like that method because it’s less volatile. Yes
    1
  3526. Great comment, yes, Jkaem!
    1
  3527. Wow that’s awesome. I love Candy. Personally I haven’t dabbled too much into Amazon FBA but i understand the margins are very tough but the potential volume could be high.
    1
  3528. good to know.!
    1
  3529. Glad you think so!
    1
  3530. on any exchange!
    1
  3531. awesome Caroline, glad you're here :)
    1
  3532. Ill check it out
    1
  3533. hahahah thank you man. Net worth $1M thats crazy, congrats on your success David
    1
  3534. Thank you!!!
    1
  3535. bingo
    1
  3536. Yep! Also love MasterCard. I was close to including that as well
    1
  3537. Many many thanks
    1
  3538. I'm sorry about that! I think YouTube decides what ads to show.
    1
  3539. Thanks, will do!
    1
  3540. Sounds great Justin, yeah good call lol! Thanks for following me on Tik Tok and here :)
    1
  3541. I personally dont know much about gold prices. You may want to check out more gold forums or investing locations for that.
    1
  3542. ayyy this guy gets it
    1
  3543. Great to hear! Thanks so much Brian
    1
  3544. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  3545. Nice. I’m not gonna touch safe moon I think. Seems like a pyramid scheme
    1
  3546. yw :)
    1
  3547. Yep
    1
  3548. Glad you liked it haha!
    1
  3549. Haha, my dad named me, I am not too sure ;)
    1
  3550. Glad you think so!
    1
  3551. WeBull or Public.
    1
  3552. Damn really transparent, grats Graham, dw I smashed the like
    1
  3553. nice on the Corolla, and yeah commutes are killer for sure
    1
  3554. Hello Bethaluner :D
    1
  3555. Deleted bot comments, do not pay attention to those.
    1
  3556. Will do!
    1
  3557. thats awesome! Thank you for being here :)
    1
  3558. I haven't day-traded but I have made swing trades before. Not many tips, just make sure to set stop-losses and learn as you go. Don't ever day-trade money you can't afford.
    1
  3559. If you report it as earned income. Yes.
    1
  3560. Ayyyyoooo how so!?
    1
  3561. You are so welcome!
    1
  3562. I use News Feed Eradicator, I'll check and see if there are any iOS apps that can replicate Zen mode.
    1
  3563. LOL thank you bro
    1
  3564. DAMNNNN
    1
  3565. No problem!
    1
  3566. Ah yes the extras... I could see that being a good reason.
    1
  3567. I would hope to see it somewhere in the 30-40 range
    1
  3568. Initially when I filmed it on TikTok I thought of that video but I forgot who actually posted it. Only after Tik Tok / Twitter, it was pointed out to me it was Reckful. I have since started crediting him in all articles and journalists that may hit me up for this.
    1
  3569. i personally did buy those for a review hahaha
    1
  3570. Awesome! Yes please.
    1
  3571. Thanks, will do! I appreciate you being here.
    1
  3572. Binance.US is a good alternative
    1
  3573. Try just downgrading cards. Or closing 1 and then waiting awhile. You have a lot of lines of credit open but if they’ve been open for awhile, closing 1 will not hurt too bad.
    1
  3574. Ive only heard things about NW Mutual but from what I have heard they are reputable and fine.I don't mess with life insurance unfortunately so I don't really have an answer for you on that front, I am sorry about that :(
    1
  3575. Great. Thanks for the comment, Dave!
    1
  3576. Sec.gov
    1
  3577. Yeah roll over to a brokerage is a good idea.
    1
  3578. Maybe just a little bit more about you on the channel, why people should watch your videos to "Cut through the BS". I love the concept, but I think viewers would want to know WHY they should listen to you specifically
    1
  3579. Noted!
    1
  3580. Looks like I typo'ed and mis-spoke. Average is 107k spending 294k income, median is 90k spending 250k income.
    1
  3581.  @m.t.4338  Fair point, I will try to be better with my scripting and fact-checking next time.
    1
  3582. Oh I didn't know that. Let me try :)
    1
  3583. if you are buying ETFs and they all have overlapping holdings, then its probably better to concentrate on a few index funds, but more diversification isnt a bad thing in case you wanted to add more
    1
  3584. Yes! In short : it’s great. I need to do a full review tho
    1
  3585. holy crap!
    1
  3586. Thank you!!!
    1
  3587. Glad you enjoyed it!
    1
  3588. You’re welcome 😊
    1
  3589. You can do it! Thanks for the comment :)
    1
  3590. wow thats crazy Bang! also how r u watching youtube in china? ;)
    1
  3591. LOL. It's all good man <3 just don't go overboard.
    1
  3592. Thank you my man and I appreciate you watching!!
    1
  3593. hahaha i know the feeling :D
    1
  3594. Glad you think so!
    1
  3595. Thanks, I've been noticing those bots, they are annoying - appreciate the comment.
    1
  3596. I’ve never found that to be the case. I always pay it off in full. I think that’s one of those myths circulating around the internet
    1
  3597. I'm so glad!
    1
  3598. good to know :)
    1
  3599. Great suggestion!
    1
  3600. Thanks for the comment, hmm well I always start with product > figure out marketing/logistics .
    1
  3601. I
    1
  3602. i dont love his tweets
    1
  3603. That will solve my single woes.... HAHA
    1
  3604. Glad you enjoyed it
    1
  3605. You guys are f'n hilarious, great interview. Thanks Andrei + Graham
    1
  3606. you are the final boss
    1
  3607. Haha
    1
  3608. if everything stayed the same and the burn rate was 3%, i was just trying to show that the burn rate currently has no real meaningful impact on the short term price. So you're relying on hype.
    1
  3609. thx Adrian!!
    1
  3610. Matrix 4!?! Omg.
    1
  3611. I'd probably keep them separate for my own sake, but you can definitely mash them together. I would count dividend stocks (especially dividend king/aristocratts) as Blue Chips
    1
  3612. LOL
    1
  3613. That’s awesome. Sorry about the spam comments earlier.
    1
  3614. Word.
    1
  3615. Not sure lol
    1
  3616. You’re welcome 😇
    1
  3617. I appreciate that Mickael, these comments mean a lot to me. I'm gonna keep going and try to get better.
    1
  3618. Seriously.
    1
  3619. The year counts for your calendar year, and yes.
    1
  3620. Hahahaha
    1
  3621. 125 in my area
    1
  3622. Final Cut Pro!
    1
  3623. huh? Ok :D
    1
  3624. So good right!?
    1
  3625. Hahaha Im with you, i do enjoy a lovely coffee here and there ;)
    1
  3626. Hahaha! Word.
    1
  3627. hey Jason! thanks for being here. I help my mom out a bit but my dad is financially stable and doesn't need it right now. They are divorced. It is hard to strike a balance for sure, especially for asian families where culuturally we take care of our elders. To be honest, I want to help out my parents more but I am also trying to focus on increasing my income so that I can do so. I will consider a video on the subject, I appreciate your comment
    1
  3628. I know :(
    1
  3629. Do you qualify under the other buckets?
    1
  3630. Hell ya thats awesome the notification bell worked :D
    1
  3631. You're welcome Theo, thanks for watching.
    1
  3632. Well said, thank you.!
    1
  3633. Love an early comment!
    1
  3634. very true
    1
  3635. Thank you so much! For sure
    1
  3636. I know :/ no problem hopefully you got something from it
    1
  3637. thx for the idea :)
    1
  3638. Sounds good! Thanks Stephen.!
    1
  3639. Welcome Michael :D
    1
  3640. Thank you so much!! thats awesome. Thanks for being here.
    1
  3641. jeeeez LOL
    1
  3642. Hey Jack, that's awesome to hear my man. WHAT Bitcoin video is this though!? Thats crazy, I haven't seen it yet lol... If you could link it or point it to me I'd love to see it :D
    1
  3643. Not yet, but i plan to do a comparison between Robinhood and Webull at some point in the near future. Or Robinhood vs M1Finance.
    1
  3644. Thx :)
    1
  3645. Its ok :) Life is long! (hopefully)
    1
  3646. I deleted the bot comments. Lol pokemon cards for sure.
    1
  3647. Vanguard is one of the best places :) I will consider making that video shortly in the future.
    1
  3648. Thank you! It’s a great way to start and hedge your risk. I think it can be successful but eventually you’ll want to transition to a business full time if you’re serious
    1
  3649. yessss :D
    1
  3650. You can buy them through an EU broker, there are some funds available to invest in the US market, but you'd have to do that research!
    1
  3651. ayyyyy
    1
  3652. thx man!
    1
  3653. Nice, good son!
    1
  3654. THANKS SPEC!
    1
  3655.  @user-cr8wo6vi8w  Yeah you can always set a limmit sell
    1
  3656. awesome! let me know how it goes :)
    1
  3657. LOVE to hear it!
    1
  3658. I don’t think so - but you can use a similar app in your country
    1
  3659. that is the right one, trading much higher than targets
    1
  3660. i said it on my story, i still like Robinhood the best in terms of UI, and if that whole fiasco didn't happen to robinhood i think it would have happened to another brokerage. Victim of circumstance.
    1
  3661. haha
    1
  3662. try to look at market capitalization rather than the price of the crypto itself
    1
  3663. agreed
    1
  3664. Boom! Thx for watching :)
    1
  3665. Awesome, thank you! Welcome George :)
    1
  3666. hahaha driving is the best part of my game lately!
    1
  3667. I dont know much about it, its an extension of Merrill Lynch but for under 100k accounts, its okay, just your run of the mill kind of place
    1
  3668. Wow because you posted earlier, I think I beat MEET KEVIN here!
    1
  3669. Thx Charles!!
    1
  3670. I've heard Trading 212 or Freetrade in the UK is good.
    1
  3671. well, aspirationally its a lot lower than $500k or $1mm which most people will never make either.
    1
  3672.  @reene1701  that was a spam/bot comment, please do not message them or be scammed by them! thank you for wathcing.
    1
  3673. Awesome thanks for being here
    1
  3674. Finance!
    1
  3675. LOL
    1
  3676. No problem 😉
    1
  3677. lolol
    1
  3678. There are ways to get more $$ out of users
    1
  3679. thank you so much, I am loving making videos so far :) So I am happy that you are watching, thank you Kelly!!
    1
  3680. Hahaha
    1
  3681.  @btdbandz7215  LOL Im glad u understood it was a fake spammer, i removed those comments. Having the car loan in and of itself will build your credit, if you can pay it off and not get into CC debt while doing so, it will also build your credit, so yes, I love it.
    1
  3682. Glad to hear it!
    1
  3683. Lol:(
    1
  3684. Could see that
    1
  3685. For 2020, a married couple filing jointly with a modified adjusted gross income (MAGI) of up to $196,000 (and $198,000 in 2021) is eligible to contribute the full amount to each of their Roth IRAs.
    1
  3686. Seems like the answre depends on if you file jointly or individually.
    1
  3687. ty :D
    1
  3688. Never used it but heard good things
    1
  3689. Goodd question, was just being paranoid, I dont think it matters if I blur wallet addresses or not, but I dont have that many assets in ETH anyway so I think I just missed it.
    1
  3690. You can create a separate section for bigger purchases that deducts from your savings only. If that makes sense?
    1
  3691. Glad to hear it!
    1
  3692. 180 dollars or 180,000?
    1
  3693. Thank you Martin! Glad you’re here.
    1
  3694. you need to copy it to your drive and then do it!
    1
  3695. ty man
    1
  3696. yea for Roth IRA you're good to keep ivnesting
    1
  3697. Yw!
    1
  3698. I will try to keep all videos around 8-12 mins.
    1
  3699. thanks Marc! And you're killing it!
    1
  3700. Thank you!! 😊
    1
  3701. Boom!! Welcome to my channel, appreciate it.
    1
  3702. That is awesome!
    1
  3703. thank you!
    1
  3704. Hahaha yeah
    1
  3705. CapitalIQ
    1
  3706. Glad it was helpful!
    1
  3707. You dont have to save up 9k, you could just buy 3k at first of say VTSAX, then when u save up ur next 3k, do the other one. Again, tim ein the market > timing the market, but if you dont feel comfortable with that (because theres a chance VTSAX could go down before u save up another 3k), you can buy the ETF equivalents.
    1
  3708. That is awesome. Your comments are the reason I do this. Thank you
    1
  3709. Hey Eric, this is a good artcile on it: https://www.creditcards.com/credit-card-news/multiple-payments-higher-credit_score-1294/. Make sure you pay your payment every month, but also, try to keep your balance as low as possible!!
    1
  3710. Thank you I'm glad it was helpful!!
    1
  3711. The account if you choose reinvest dividends
    1
  3712. Hey Jhon! Thanks for your comment, really. I'm still trying to grow on here and listen to you guys and hear what you guys are going through + come up with video topics that address those pains or unknowns. I appreciate you watching, I will try to get better as well, Let me know if you have any feedback on the videos. Appreciate you
    1
  3713. It sure is! thanks Abigail
    1
  3714. Amazing! Thank you 🙏
    1
  3715. Hahaha 100 percent.
    1
  3716. haha damn
    1
  3717. Ive only heard of eToro or IG - try taking a look at those!
    1
  3718. TYSM, made my day man.
    1
  3719. Either core investments or speculative, depending on how risky you think your company is going to do.... haha
    1
  3720. Thanks man!
    1
  3721. you are correct, I mis-spoke in the video and later added it to my pinned comment! Ty!
    1
  3722. Thank you so much Sarah! Appreciate it. Hope you tune in to future vids.
    1
  3723. Hi Ashley, yes definitely - Mint is a good site/app to use. I personally don't like it since I spend a lot of cash and need to track that too. Yeah, saving is tough when you don't make a lot, but try to give yourself some pats on the back when do you save, even if its just a little. Slow growth over time! Mindset is everything there. Yup more videos on the way with hopefully better audio quality (it was a bit inconsistent in this video)
    1
  3724. In a future video friend. Don’t worry!
    1
  3725. ty!
    1
  3726. Hope you enjoy it!
    1
  3727. LOL, ok might have to :D
    1
  3728. thanks Joey for the comment. yeah thats a good point... are you saying you want to splurge a bit when you're younger since you'll only have that time for a limited amount of time in your life?
    1
  3729. haha aw ;)
    1
  3730. Spending Tracker + Google Sheets!
    1
  3731.  @jessicaroth49  thank you jessica :) hahah no worries about the troll
    1
  3732. AYYYY You know whats up :D
    1
  3733. a lot of credit cards should cover this as well, do you find that your laptop is put into dangerous situations? If you're worried about theft, it could be worth it - but TBH I don't let my laptop out of my sight and if i go somewhere sketchy i will never leave it in my car...
    1
  3734. :| sorry bro
    1
  3735. Thank you, glad to hear it helped!
    1
  3736. Lmao thank you. Well I have 860k Followers on Tik Tok so everytime I tell them to come to YouTube, I can get some people to come over. But as I say in the video, not all subs are created equal, if they come from Tik Tok and don't watch my channel, that actually might hurt - because YT cares bout engagement. But I feel like it's just a process.
    1
  3737. Glad we're not alone! Yeah I am trying to not get caught up in the #'s
    1
  3738. Boom you got it !!
    1
  3739. Yes I have an accountant and yeah it’s mostly self employment taxes. I gotta figure out how to do an S Corp for next year though.
    1
  3740. Nice!!! Great to see you here. Hopefully you enjoyed the wsj piece
    1
  3741. Great Q Daniel, I actually haven't heard of that yet. Can you tell me the full name of the fund?
    1
  3742. Deleted bot comments, do not pay attention to those.
    1
  3743. Thanks Nicole!!!
    1
  3744. oooh interesting.
    1
  3745. Thanks for the comment. Yeah most of my videos are geared toward the US. But these lifestyle or income videos can be applied to anyone. The retirement and investing videos may be US specific
    1
  3746. Thanks for your comment Ali, i am not sure if Berkshire class A will ever split, but maybe their other shares will...
    1
  3747. Wow! Lol
    1
  3748. Oh ya, they do :D
    1
  3749. it was (Gross Earnings) / (1 - Savings %)
    1
  3750. Thanks for sharing!!
    1
  3751. What ails you young one
    1
  3752. Ah they are limited edition ones by MONDO. Thanks for the comment Saki!!!
    1
  3753. Thx Justin!!
    1
  3754. So happy to hear you're here June! And you're welcome, Im hoping that they're still good. I sometimes look at videos even from a few months ago and think the quality (video/audio) was still not great...hahah
    1
  3755. yes definitely! I usually ask my community post
    1
  3756. Hahaha it was nice for awhile there. I did the same.
    1
  3757. It is
    1
  3758. No problem hah yes you are first
    1
  3759. Awesome
    1
  3760. Awesome will continue to do so!’
    1
  3761. You’re welcome!
    1
  3762. Haha research is always good!
    1
  3763. Ty my friend! It’ll happen.
    1
  3764. Hahaha yeah but good you’re thinking about it
    1
  3765. Thanks V!
    1
  3766. I'm so glad! This is one of my earlier videos, so maybe not the best quality, but thanks for being here!!!!!
    1
  3767. Awesome thank you!
    1
  3768. That is awesome!
    1
  3769. Lmao!! Yes sirrrrrr 🥛
    1
  3770. Right now as my crypto portfolio grows, Im slowly just withdrawing it to cash since I need to fund a rental property investment soon.
    1
  3771. Chris thank you so much dude I appreciate comments like these all the time
    1
  3772. LOL
    1
  3773. thank you for always being here in the comments
    1
  3774. Glad it helped!
    1
  3775. Thanks man!
    1
  3776. Glad you enjoyed it! No problem :D
    1
  3777. You are so welcome!
    1
  3778. the latter, it keeps track of what you spend and surprised later.
    1
  3779. Glad it was helpful!
    1
  3780. Thank you!!
    1
  3781. lolol
    1
  3782. No problem :D
    1
  3783. I made one on Tik Tok, essentially you buy into a reit and it allows you to invest in income generating real estate for a fraction of the price.
    1
  3784. You need earned income for the Roth but that definition of earned income could be all the following: wages; salaries; tips; and other taxable employee compensation
    1
  3785. Deleted bot comments, do not pay attention to those.
    1
  3786. You're welcome
    1
  3787. so good! thank you butterfly. I appreciate you being here.
    1
  3788. understood!
    1
  3789. LOL
    1
  3790. Haha don't know if that will happen, but if it does hopefully you have some insurance?
    1
  3791. ty!
    1
  3792. Thank you Aldo, i really appreciate you watching me!!
    1
  3793. Definitely! What’s your question? Maybe I can include it in my next video??
    1
  3794. My pleasure!
    1
  3795. Ok - will add to list, thank you!
    1
  3796. Thank you Ahmad!!
    1
  3797. You’re welcome
    1
  3798. im glad daddyland, and im always so happy to see you in the comments
    1
  3799. no problem!
    1
  3800. ooof i forgot! next time
    1
  3801. Thanks for coming, ignore the bot comments! Love Brian, that made my day
    1
  3802. DAMNNNN this is the most excited ive seen!
    1
  3803. MANDY. MOORE. :)
    1
  3804. Yes you gotta be responsible lmao. That’s the hard part w credit. Gotta stay within your limits
    1
  3805. Agreed, I do love their products and services.
    1
  3806. Glad it was helpful!
    1
  3807. Glad to hear that. Glad you’re watching.
    1
  3808. Glad you like them!
    1
  3809. Lol
    1
  3810. Thanks for that! you are awesome.
    1
  3811. :D
    1
  3812. Much appreciated! Not all of my content is stock focused but a lot of people like this middle ground video so I might make more!
    1
  3813. Thanks Marlon! Will do my man
    1
  3814. actually I DM'ed with Reckful before he passed, I was able to give him proper credit in a lot of places, and I did do it differently than he did. Originally I was inspired by Byron's video, but I didn't remember who actually made the video when I was making the above video.
    1
  3815. I will note that Byron was extremely appreciative of the credit and we had a good, short conversation on twitter.
    1
  3816. also good!
    1
  3817. agreed!
    1
  3818. I have it but it’s speculation
    1
  3819. Wooo 🥳
    1
  3820. Awesome. Thx for subbing :)
    1
  3821. lmao :D
    1
  3822. Deleted bot comments, do not pay attention to those.
    1
  3823. LOL XD
    1
  3824. An hour earlier than usual! Hi Graham!
    1
  3825. Haha I'm not sure :D That's an entirely different Q
    1
  3826. You are welcome! I’ll try to keep them coming.
    1
  3827. What was your income last year and this year? I can investigate for you.
    1
  3828. Thank you Mindy. Appreciate the vocal ness in this comment!
    1
  3829. i actualyl changed up my entire Roth IRA since this video so I need to remake it
    1
  3830. ayyyy
    1
  3831. You don’t need one but it helps a lot when establishing your credit
    1
  3832. He’s the best. Mr Jang.
    1
  3833. It helps LOL. Yeah but you can skip anytime. I don’t choose the ads that are placed.
    1
  3834. Haha yeah times are tough right now for Amazon with all the problems with COVID
    1
  3835. Thanks Theo, I had a hard time talking at points in this video, had something in my throat! Happy that you enjoyed it :)
    1
  3836. answered u via email
    1
  3837. I’m glad it was helpful!!!
    1
  3838. haha I did it for the memes
    1
  3839. Thanks Steph :)
    1
  3840. Hell ya thank you 🙏🙏
    1
  3841. thats awesome Alyssa, apologies about the spam bots. You're in such a great position!
    1
  3842. Sorry about the bots, yes. Naval is A+!!!
    1
  3843. I’ll bring it back in some videos don’t worry lol
    1
  3844. Yay!
    1
  3845. HecticNull thank you I appreciate it :) yes the rode mic will help a lot im super excited for it
    1
  3846.  @hecticnull5531  I'm watching this just to see the audio, and yeah man, it is awful lol. I can't wait for this new mic and my next video...
    1
  3847. Comments like this keep me going. Appreciate you!!
    1
  3848. Awesome! Thank you!
    1
  3849. Heyyy thanks! Ikea :)
    1
  3850. thx Admani!
    1
  3851. Great to hear.
    1
  3852. that is true, sorry, disregard the Spammer bot comments, they are so annoying.
    1
  3853. Great! How are you!?
    1
  3854. Awesome to hear. Thank you for following me, it super means a lot.
    1
  3855. Target, I think
    1
  3856. Hahaha sorry :D
    1
  3857. ahhh ya makes sense
    1
  3858. Thanks for your input Ross :) I agree but some don't.
    1
  3859. It just mean the pop on IPO day was huge. Snowflake traded for way more than it was expected to go for
    1
  3860. Planning one as we speak!
    1
  3861. Hell yeah :)
    1
  3862. Yesssss
    1
  3863. Sounds good, will keep it in mind Joyce :D I have a video coming out soon on the Three Fund Portfolio - a simple but effective strategy for beginners
    1
  3864. thank you!!!
    1
  3865. He’s the best! Thanks Cathy
    1
  3866. You're so welcome!
    1
  3867. I personally have not done them. But it could be a great play. I would rather buy a house and rent it out for a long period of time because then your asset is appreciating
    1
  3868. Nice.
    1
  3869. Im not the most familiar with C Schwab, but I think you are right.
    1
  3870. Great suggestion! I should review both...
    1
  3871. Any time
    1
  3872. Graham thanks you r da 🐐
    1
  3873. Nice, welcome Alfonso!
    1
  3874. agreed
    1
  3875. Woo! Why?
    1
  3876. This i am not sure of, you may want to contact their support :D
    1
  3877. I really enjoy reading reddit.com/r/personalfinance!
    1
  3878. Good point, Ted.
    1
  3879. Thank you Jeremy!
    1
  3880. Agreed!!
    1
  3881. hahah thanks daddy, apologies about spammer!
    1
  3882. Boom.
    1
  3883. Lol ty :) so much!
    1
  3884. Thank you!
    1
  3885. Awesome to hear Josh!!
    1
  3886. Really? lol no :P ill watch it again and see
    1
  3887. i think i filmed this in the morning so i was probably a little raspy
    1
  3888. You’re welcome
    1
  3889. Is that good??? 🤔🤔🤔
    1
  3890. Thank you so much 😀 Awesome stuff :)
    1
  3891. thanks Paul
    1
  3892. you are welcome Duane!
    1
  3893. Agreed. I’m going to start doing more how to and comparison videos like Robinhood vs WeBull
    1
  3894. Word
    1
  3895. Thanks for coming, ignore the bot comments! Love Brian, that made my day
    1
  3896. High end collectors don’t even show them off. They just put them in storage or send to vaults. At that point, it just becomes a representation on a ledger as well. 🤷‍♀️ hahaha idk I guess
    1
  3897. Oooh I’ve seen their logo a lot
    1
  3898. Thanks Jack!
    1
  3899. You are welcome Veronica :D
    1
  3900. Thank you Bryan!
    1
  3901. You’re welcome!
    1
  3902. Hi Joseph, here's what I found "Buying shares on or after the Record Date of August 24 but before the August 31 Ex Date will be charged at the pre-split price, and would also be eligible to gain the extra shares from the stock split."
    1
  3903. All
    1
  3904. Love Brian!
    1
  3905. Thank you so much! Yes please do
    1
  3906. No problem
    1
  3907. hahaha i almost did
    1
  3908. Nice.
    1
  3909. No, I'm glad you're here, lmao. I love your comments man.
    1
  3910. Love
    1
  3911. Thank you Caesar for watching :)
    1
  3912. Word. Thx for your comment Ambatson
    1
  3913. Sure, but always good to diversify
    1
  3914. Yay! Thank you!
    1
  3915. Glad it was helpful, make sure to read a lot of the comments too because there are great points there.
    1
  3916. its ok, Wealthfront is my preferred robo-advisor. But Betterment would be fine as well.
    1
  3917. Glad it was helpful!
    1
  3918. Thanks Isabella!!
    1
  3919. I’m gonna poll the community to see what they’d like to see
    1
  3920. Apologies my man. But thank you for watching!
    1
  3921. <3 yes Daddy
    1
  3922. thx Alex :)
    1
  3923. You’re welcome dg
    1
  3924. :)**
    1
  3925. Word! That’s a good one too
    1
  3926. Wow man thank you ! Made my day.
    1
  3927. Wow that is low!
    1
  3928. I mean I think you could set a notification in different brokerages when they dip below a certain price, but to be honest we don't know they've dipped until it has come and gone.
    1
  3929. LOL ya
    1
  3930. yes
    1
  3931. They increased due to roadmap being completely different on Solana at the time (Breeding, Token Airdrops, Liquidity Pool + Tokenomics was correctly designed) + good art and community.
    1
  3932. hahaha yeah!
    1
  3933. yay!
    1
  3934. yeah it accrues earnings if you invest it correctly
    1
  3935. Thanks Dao!!!
    1
  3936. That’s awesome!! Thanks for your comment Sam. I’m glad to hear it
    1
  3937. Thank you Sana!
    1
  3938. Wow that is a LONG time
    1
  3939. Glad it was helpful!
    1
  3940. Let’s Goooo! Yes!
    1
  3941. TY SO MUCH :D Yeah it is definitely a tough battle with the algorithm, but everything helps. Thanks for doing that.
    1
  3942. Haha yes
    1
  3943. hahhah great to hear, sorry about the spam bots.
    1
  3944. Glad you like that! I appreciate you watching my man.
    1
  3945. Hahah preach!
    1
  3946. Well said Stump, very well said.
    1
  3947. I just made a clarifying video on the whole situation! Most clearing houses that these firms are legit, so no shady play there, I think perhaps just an unfortunate circumstance. The PR did not help either.
    1
  3948. Yeah email me: humphreytalks@gmail.com
    1
  3949. Thank you!
    1
  3950. Oh crap. I forgot. I’ll add them tonight when I’m home
    1
  3951. Lmao! Ok ok
    1
  3952. thanks Caleb, apologies for the spam comments
    1
  3953. awesome to hear!!!
    1
  3954. dude thank you man, appreciate it.
    1
  3955. Awesome to hear bro!! Thanks for your comment hope to see ya soon
    1
  3956. I'm glad!
    1
  3957. Great to hear.!
    1
  3958. Cheers love the PNW!
    1
  3959. U r welcome!!!
    1
  3960. Yeah! Actually when I was making this video on TikTok I was thinking about that video I had seen years ago but forgot who made it. It wasn't until it was pointed out to me on Twitter (after I had posted the vid) that I realized the video was by Reckful, I have since credited Reckful in every journalist coverage that reaches out to me, and we have DM'ed each other on Twitter about it already - he has full credit for the original idea
    1
  3961. Absolutely!! Thank you for your comment
    1
  3962. You're welcome!
    1
  3963. doxxed in NFT lingo just means they arent anonymous
    1
  3964. Yessir. Consistency :)
    1
  3965. Yessir!!!! Boom.
    1
  3966. The only other one is consider touching us Ethereum
    1
  3967. Keep learning. It will come!
    1
  3968. Sounds good Tori! I’ll put that in my list of videos to make. I plan on doing more investing videos and videos in general in March if I can :)
    1
  3969. Wow thanks!
    1
  3970. All good :)
    1
  3971. That is awesome, thank you for sharing :)
    1
  3972. Easiest platforms are probably Public, Robinhood, Betterment to start.
    1
  3973. You’re welcome!
    1
  3974. Thank you! I’m glad you are watching the channel.
    1
  3975. Glad you think so!
    1
  3976. thanik u bro!
    1
  3977. These sound like accounts int he UK - the ISA account is a tax free account, I am not too sure about the others unfortunately :(
    1
  3978. Yes it would be, but you can also take some more shots in a Roth IRA due to tax exemptions
    1
  3979. No worries!
    1
  3980. Love that Paula. Did you learn anything from analyzing your own expenses?
    1
  3981. You’re welcome 😊
    1
  3982. Thats awesome, yeah I did read that 70% of the currency is currently being staked, leading to less volatility.
    1
  3983. Yes indeed!
    1
  3984. Verse
    1
  3985. lolol I dont know how to evaluate it but IT may be possibly coming soon!
    1
  3986. Glad it was helpful!
    1
  3987. Thanks Jake!
    1
  3988. Yep......
    1
  3989. nice good to know!
    1
  3990. "The IRS website says,"there is no provision in the law requiring a repayment of a payment."" https://www.irs.gov/coronavirus/economic-impact-payment-information-center
    1
  3991. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  3992. Yes! Love the hashtag.
    1
  3993. Thx Tiffany :)
    1
  3994. I love it! One of the better ETFs from Vanguard :)
    1
  3995. Yes!
    1
  3996. Thats still good tho.
    1
  3997. Glad it was helpful! Hell yeah.
    1
  3998. Austin, that's a super considerate comment and I really appreciate it. It will make me keep going. Thanks so much my man I hope to see you in more of the comment sections in the future!!
    1
  3999. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  4000. I'm so glad Jared, great to hear from u here :)
    1
  4001. LOL yes
    1
  4002. Thanks for sharing that is super awesome... I think we need that here.!
    1
  4003. Yeah it is a bit scary isn't it? I am not buying or selling right now.
    1
  4004. agreed!!
    1
  4005. I think Trading 212 is mostly UK, I will make some videos on M1 Finance which is similar though.
    1
  4006. hell ya!
    1
  4007. Huge W great work!!
    1
  4008. That’s a good plan :) you can then reapply for discover unlimited later
    1
  4009. Fidelity is a good brokerage. Nothing bad there.
    1
  4010. hahaha
    1
  4011. You’re welcome. It took awhile lol
    1
  4012. No worries!!
    1
  4013. Yes sir thank you
    1
  4014. it doesnt anymore, it got taken down from the app store.
    1
  4015. You're welcome
    1
  4016. It essentially means what types of credit you hold. Like having a mixture of credit lines: credit cards, car payment, house mortgage. Those are 3 different types. I would not focus so much on credit mix. Only take on debt you have to. Your cards are enough to build credit with just 20$ a month spend on them
    1
  4017. when you convert to Roth you will pay taxes on your balance
    1
  4018. Thank you Husan my man
    1
  4019. Thanks! And noted.
    1
  4020. Awesome :)
    1
  4021. Thanks for watching!
    1
  4022. We try to stop them with filters but they are so annoying they get past all our filters. Just only look at replies from me with the checkmark badge
    1
  4023. Boom! Thank you for the comment Victoria. Glad you're here.
    1
  4024. WelcomePlease ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  4025. Any time!
    1
  4026. Glad to hear it Michele.
    1
  4027. Sony a7ii
    1
  4028. I just bank with Wells Fargo and chase.
    1
  4029. They are first sold to institutions (treasuries), then traded on the secondary market. The trading on the secondary market drives the yield
    1
  4030. Yep 👍
    1
  4031. Glad you like them! i love these comments
    1
  4032. Thanks Rafael!!
    1
  4033. Wealthfront is really good.
    1
  4034. hahhah great to hear, sorry about the spam bots.
    1
  4035. Yep! I like acorns for those that need a kickstart to savings
    1
  4036. Glad it was helpful!
    1
  4037. Yourew elcome Tulio! Thanks for watching.
    1
  4038. I started it at age 26, my Roth IRA... so I was a bit slow to getting into it!
    1
  4039. Not at all brotha!!
    1
  4040. its in my patreon!
    1
  4041. yeah the fees are by year, but might be taken out of the investment on a more frequent basis. If you invest $10,000 in one of the vanguard index funds, 0.03 would be $3 a year of that $10k. So the fee is pretty minimal.
    1
  4042. My pleasure!
    1
  4043. Glad it was helpful!
    1
  4044. Noted! thanks Captain :)
    1
  4045. Thanks Franklin!
    1
  4046. Thank you! Will keep going. Appreciate the comment Ben
    1
  4047. Will consider this for the future, thank you for the comment.
    1
  4048. Good stuff
    1
  4049. Noted - i have some videos on that topic.
    1
  4050. Thank you kindly!
    1
  4051. Hahaha YES thanks for 2 comments
    1
  4052. hey Jose, I don't know much about Chime - I may make a video on it later if it becomes a most asked topic
    1
  4053. Hahaha I appreciate this comment, thank you!
    1
  4054. I'd prob keep a smaller amount of ETFs, but as is it's probably fine for now.
    1
  4055. Thank you SO much I love these comments.
    1
  4056. Try for the etf equivalents.
    1
  4057. The 5 letter tickets are index funds sometimes rh won’t have them
    1
  4058. Tickers*
    1
  4059. Omg 🥺🥺🥺
    1
  4060. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  4061. hello and welcome :) Cookie 4 u! 🍪
    1
  4062. Awesome. I hope so too LOL. I appreciate your comment very much.
    1
  4063. Thanks for taking the time to write me.
    1
  4064. Yes definitely!
    1
  4065. Not a ton, mostly brand deals! But it's OK!
    1
  4066. Woot
    1
  4067. Thank u for always being in my comments :D
    1
  4068. just filtered water from my tap
    1
  4069. I appreciate that! Thank you Michael lol :) I hope so too bro
    1
  4070. Glad you liked it!
    1
  4071. cfhtalent@gmail.com :)
    1
  4072. around 200-300 a month haha
    1
  4073. LOL ya there is a market for everything I suppose.
    1
  4074. That’s awesome lol
    1
  4075. holy crap man!
    1
  4076. you are! welcome :D
    1
  4077. That’s awesome! Great to hear Diana so so good
    1
  4078. Will try to, lets see what shakes up this week.
    1
  4079. Boom! You’re welcome.
    1
  4080. Hi Zeandre. What do you want to know about lines of credit?! Not sure I understand your Q
    1
  4081. Hell ya very happy to hear it.
    1
  4082. i appreciate that Sam, i hope so too :D with great viewers like you, it will
    1
  4083. We'll get there fam!
    1
  4084. THANK YOU :D
    1
  4085. That's cool. Yeah Twitch is crazy haha
    1
  4086. yes def!
    1
  4087. LOL :D ty!
    1
  4088. No problem Justin!
    1
  4089. I actually did!!! Hahah back in the day. Diamond 4 was my best
    1
  4090. Lol, I was there!
    1
  4091. Hell ya 🙌🙌🙌
    1
  4092. agreed!
    1
  4093. Ugh that sucks :( you may want to check the irs site to see if you’re eligible this time
    1
  4094. Sorry about the bots, yes. REITs can be good
    1
  4095. Hahaha
    1
  4096. nothing to worry about in terms of owning these stocks in general i suppose. good call.
    1
  4097. Correct, 100% of the card and then the next highest interest rate debt!
    1
  4098. im trying to do track both ETH and SOL projects - but in the end they're all converted to USD.
    1
  4099. Agreed
    1
  4100. agreed!
    1
  4101. discover it student
    1
  4102. Yess glad to see you here again Tea
    1
  4103. Answered in my other video
    1
  4104. for sure zer0! what kind of basics are you looking for? Like stock market basics? or investing basics? or retirement accounts?
    1
  4105. thank you!
    1
  4106. Thx Anthony, definitely :D
    1
  4107. Haha great! Yes I will consider it. I personally don’t use any but I should lol
    1
  4108. I would suggest owning at least 1 :) Check out my Roth IRA video for breakdown possibly
    1
  4109. Yes! Glad you’re here.
    1
  4110. Fidelity, Wealthfront, Vanguard
    1
  4111. LOL
    1
  4112. first
    1
  4113. hahaha :) Then I hope it was helpful!
    1
  4114. I would make more videos that can be targeted with search volume. Look up YouTube seo
    1
  4115. That’s awesome Hannah. I also respond to visual things well as well... I’m glad it helped
    1
  4116. hey audrey, I use the Sony a7iii, and the sony a7ii. I also just got the sony a7siii but its way too expensive to start with. The lens is more important, Id get a 16-35mm f/4, or something with even lower F stop like F/2.8 so you get that wide angle.
    1
  4117. On this video in particular I was shooting on a 24mm f1.4 lens set at F/2 but its really expensive and not worth it. I think the 16-35mm f/4 is my favorite.
    1
  4118. you are SO welcome.
    1
  4119. Awesome! Welcome Jose. :)
    1
  4120. It’s ok! Still invest tho.
    1
  4121. Thx for the idea! Will consider
    1
  4122. Any time!
    1
  4123. Hi! Thanks for being here
    1
  4124. Lolol
    1
  4125. damnit
    1
  4126. Glad you think so!
    1
  4127. Glad it was helpful!
    1
  4128. Awesome Charles :)
    1
  4129. Thanks for the continued support 320
    1
  4130. ThNk you welcome!
    1
  4131. Ayyyy! Yep! Consistency is everything!
    1
  4132. Yep very good distinction, that's his net worth, not his liquid cash
    1
  4133. Awesome!!!
    1
  4134. You’re welcome!
    1
  4135. keep your head up and try to find ways to increase income. Can you do some side work in your off time? That stuff slowly compounds. Also look into your expenses and see if you can cut just a little bit here and there. I believe in you bones
    1
  4136. ok bro
    1
  4137. haha right!? I feel you.
    1
  4138. Im so happy to hear that. Someone had suggested I do a Dividend Video using $1000 :) So here it is!
    1
  4139. word!
    1
  4140. Lmaooo how do u know thooo
    1
  4141. Appreciate it
    1
  4142. It does not count.
    1
  4143. hahhah great to hear, sorry about the spam bots.
    1
  4144. Thanks Himanshu my man
    1
  4145. Mostly having a PLAN of attack to pay it off. Dont necessarily need to pay it off just that fast if rates are low.
    1
  4146. Glad to hear it! Glad you're here.
    1
  4147. Thanks Scott!!! :)
    1
  4148. Agreed Hayden. Thanks for the best comment on here
    1
  4149. hahah <3
    1
  4150. GLE 450!
    1
  4151. DAMN thank you!!! Love this comment.
    1
  4152. Glad it was helpful!
    1
  4153. Thanks for all the comments. San Rafael is close!
    1
  4154. 1) Not really :( 2) I never found Paper trading to be realistic enough, but it can work for some 4) I have been asked but my investments are long term and boring... I may one day though, but it is a lot of responsibility 8) I do like Supertroopers!!!! 9) Lol Yeah 13) I think its best if someone gets a card, puts about $50 on it a month and pays it off in full, that way they are still building credit. So much of the world revolves around credit these days. 14) Good point... excellent. Thanks for wathcing.
    1
  4155. Well said!
    1
  4156. Nice man! Hello Scotland man!
    1
  4157. You’re welcome!
    1
  4158. Awesome, thank you!
    1
  4159. for sure man
    1
  4160. Thanks for sharing! That's awesome Om Raj.
    1
  4161. 🥺
    1
  4162. Lol no hate vs graham! Love him
    1
  4163. Sorry don’t do calls for now :(
    1
  4164. They’re pretty good.
    1
  4165. thank ya
    1
  4166. This I don't have an easy answer for, but I get the sense that you feel anxious when looking at how much you have because you may not have a lot to spend. I would focus on increasing your income whilst trying to lower some unnecessary expenses, and looking at your money objectively, don't worry about your ego so much when checking your finances!
    1
  4167. ty ty
    1
  4168. That’s the saying!!!
    1
  4169. Def will consider, thank you my man
    1
  4170. thanks George, welcome, sorry about the spammers in the comments
    1
  4171. LMAO I gotta work you in there next time!
    1
  4172. Yeaaaaaa im glad you saw that part
    1
  4173. <3 back
    1
  4174. I love it as well :D
    1
  4175. Glad it was helpful!
    1
  4176. Thanks for your comment Bruh, I apprecaite it. yeah I like to present a neutral case and I'm glad you liked it.
    1
  4177. Made a lot of videos 😂
    1
  4178. Definitely noting this for the future, thanks leatass
    1
  4179. Noted, thanks for your comment Lawrence!
    1
  4180. Lolol
    1
  4181. You’re welcome!
    1
  4182. You will see on Friday! Video coming out on my Roth IRA :)
    1
  4183. Ty ty
    1
  4184. Glad it was helpful!
    1
  4185. That is awesome Jerry. I appreciate thus comment. Yes I hope I can reach 100k+’one day.
    1
  4186. Great to hear!
    1
  4187. hahaha thanks bro!
    1
  4188. You can do it!
    1
  4189. Nice ty!!
    1
  4190. No problem 👍
    1
  4191. So nice of you to say that, I appreciate it!!!
    1
  4192. Robinhood, Public, etc
    1
  4193. You bet!
    1
  4194. My newest videos will be from the side angle
    1
  4195. Thanks Andrea, i deleted the spammer comment
    1
  4196. You're so welcome!
    1
  4197. Glad it was helpful Eddie!
    1
  4198. I dont think so... hehe , but you can write off the deprecation!
    1
  4199. Thanks, will do!
    1
  4200. Thank u angus :)
    1
  4201. You're so welcome!
    1
  4202. As soon as your crypto is deposited, binance owns your crypto. What they give you is effectively an IOU on your crypto.
    1
  4203. Glad it was helpful!
    1
  4204. hahaha <3 Agreed. Thanks Chris!
    1
  4205. someone who used to work in monetization for gaming.
    1
  4206. aw
    1
  4207. Rag and bone. Wait for their sales!
    1
  4208. BOOM!
    1
  4209. Thank you!! I should consider that.
    1
  4210. You bet! Will do.
    1
  4211. thank you Mickael!!
    1
  4212. Shane, thank you my man!
    1
  4213. Robinhood is the easiest to use, but not sure if it's available in Europe my friend! Thanks for the comment.
    1
  4214. thank you for sharing!
    1
  4215. Ty ty
    1
  4216. Thanks, will do Pluffalo, appreciate you in the comments my man
    1
  4217. Thank you Marcus !!
    1
  4218. Thanks bro!
    1
  4219. thanks! sorry for any bot comments
    1
  4220. Correct, but there are a lot of similar investments you can find in the UK that track the US market, or just the total stock market of your nation's indexes.
    1
  4221.  @allthehui  Great feedback, I am trying to do more of the simply explained videos. any topics you'd like to see?
    1
  4222. Depends - if you're in it for the long haul it's probably great right now. But it is volatile and highly overpriced compared to its fundamentals, but it's one of those stocks that as long as people believe in it, you're probably good
    1
  4223. haha it made mien small too
    1
  4224. I'd love to haha
    1
  4225. No problem 👍
    1
  4226. Awesome!
    1
  4227. The calendar app is just the MacBook calendar. I use spending tracker for tracking my spending and every month I put it in a google spreadsheet.
    1
  4228.  @zer0edgy952  Yah thats the one, I use it alot but it is very manual.
    1
  4229. YES
    1
  4230. Right!? hahaha
    1
  4231. Yes! Thank you!
    1
  4232. Yes thank you
    1
  4233. do it everytime and ill love you Forever!!!
    1
  4234. Hahhaha so true but i don’t go there often anymore :(
    1
  4235. LOL :D
    1
  4236. Ty 🚀🚀
    1
  4237. haha word!! thank you for commenting.
    1
  4238. Wow! Thank you, made my day.
    1
  4239. hahahah
    1
  4240. Thanks for subbing! I appreciate the comment as well
    1
  4241. Thank you Claude!
    1
  4242. Thank you so much Sophie :) always happy to see you in the comments
    1
  4243.  @BJ-xm6bi  its not better or worse, just different. Id rather have some real estate for cash flow if done correctly.
    1
  4244. Great to know! Thank you
    1
  4245. Thanks for watching :)
    1
  4246. Thank you! I appreciate that. And what a comment. Love responses like these :)
    1
  4247. thanks Alexis ;)
    1
  4248. Thanks man!
    1
  4249. Ty bro!
    1
  4250. Discover It, or Citi Doublecash!
    1
  4251. You are so welcome!
    1
  4252. That is a high honor and I hope to retain this title in your life from now on
    1
  4253. Thank you!!
    1
  4254. For pointing it out :)
    1
  4255. LOL thanks. And ty Robert!
    1
  4256.  @jonathanabramson  Great suggestions Jonathan, yeah maybe I will pick one of these and follow up with it... car wraps or ATMs could be cool.
    1
  4257. Haha agreed
    1
  4258. hell ya =w=
    1
  4259. Thx Javier just trying to make it as simple As possible as someone who used to be on unemployment too
    1
  4260. LOL. Thank you. Tell YouTube that!! Hahahaha. I appreciate you JJ, thanks for watching
    1
  4261. Word.
    1
  4262. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  4263. YOU KNOW TOO MUCH
    1
  4264. Hell ya you did.
    1
  4265. Thank you !!!
    1
  4266. Much appreciated
    1
  4267. seirously lol
    1
  4268. Thank you!! Welcome
    1
  4269. Correct
    1
  4270. they're tokenized, so the same people who buy limited edition collectibles and store them away in a vault
    1
  4271. Haha yessir! I used to play it A LOT
    1
  4272. word
    1
  4273. nzxt.com
    1
  4274. Noted, thank you. Let me know if it's still doing that in my new videos?
    1
  4275. Agreed. theres too many of these bots, Im trying to get rid of them.
    1
  4276. Glad you like them! And I am super happy to hear that, thanks for watching me
    1
  4277. Appreciate the comment Thad. Yeah I may figure out a method to make them shorter and cross post
    1
  4278. Please ignore spam/bot comments, thx for the kind comments though
    1
  4279.  @TechVHD  sell it as late as you can to take advantage of compound returns. Obviously if you need the money, you can sell it for a home or alike, but the title is "own for life" because these are funds you could potentially be completely satisfied with owning for your entire life, and even passing down the balance to your kids if you want. They're investments that you can own for a very long time and not be stressed about them. That's why the title is the way it is.
    1
  4280. I think Nvidia is limiting hash rates on future cards to discourage mining
    1
  4281. wow! awesome. thanks for sending it.
    1
  4282. Good call! Yeah :)
    1
  4283. not "really", but some could say more risky than your dividend aristocrats, I think it is pretty safe though you are right
    1
  4284. Ty 💎🙌
    1
  4285. probably just an ETF
    1
  4286. it will hopefully get better over time
    1
  4287. Lol hell yes
    1
  4288. You got this! check out some courses on YouTube, Charlie Chang has a good one, Graham Stephan...
    1
  4289. Haha no worries Marko, thx for the comment my man
    1
  4290. Fidelity is good too
    1
  4291. Much appreciated Masi, as always, so happy to see you in the comment section
    1
  4292. Usually not :(
    1
  4293. No :(
    1
  4294. I am going to rotate into some small caps in 2022 I think!
    1
  4295. Welcome!! Ignore the bot lol
    1
  4296. amazing!
    1
  4297. Awesome thank you!
    1
  4298. I 1000% did LOL
    1
  4299.  @chiiber2388  THank u so much :) More content and better audio coming soon
    1
  4300. John I love hearing that. Thank you so much
    1
  4301. 🙌 yes!!!
    1
  4302. I dont think in this case you will receive it then, but you should really check with the IRS website to see if there's any more info you can find out about it.
    1
  4303. Ayyy thank you Erlyn :) Glad you're here.
    1
  4304. LOL this is gonna be used a lot!
    1
  4305. Great suggestion! that might be in the near future
    1
  4306. No problem! Ty for watching
    1
  4307. Awesome.
    1
  4308. I think you’ll be good as long as you consistently invest over time
    1
  4309. For sure, I can definitely add that to my list of videos to research
    1
  4310.  @MoneyMan28  love your philosophy man.
    1
  4311. Glad you enjoyed it!
    1
  4312. Glad you liked it!
    1
  4313. Nice haha yeah. What games were you playing?
    1
  4314. hahah i could see that.
    1
  4315. its crazy at $160 now!
    1
  4316. I lsited it at the end
    1
  4317. Thank you!
    1
  4318. Hard to argue w it with its recent performance
    1
  4319. I am not sure, I'm just holding.
    1
  4320. I did indeed lmao! glad to see your comment
    1
  4321. Thank you !
    1
  4322. I am not sure about Malaysia, you should be able to invest in foreign stocks, espcially bigger companies like the ones based in the United States. But I would check with your broker, you may even have some good opportunities for stocks in Malaysia itself.
    1
  4323. THANK YOU :D
    1
  4324. Yessir. Lots of editing LOL!
    1
  4325. Thank you so much Taylor :) Im going to keep making videos, hope you're along for the ride!!
    1
  4326. Well said!
    1
  4327. Thank you Arianne :D always great to see you here
    1
  4328. Thank you!
    1
  4329. Agreed - which is how most people are with their finances. Thanks Charles!!
    1
  4330. Yessss thanks nate!
    1
  4331. Appreciate it!!
    1
  4332. Awesome, thank you!
    1
  4333. yeeeee
    1
  4334. word....!
    1
  4335. Holler!!!
    1
  4336. Thank u 🥺
    1
  4337. hahaha seriously, ive been there bro, thanks for your comment Marcello
    1
  4338. Lol sorryman! See what I did there? ;)
    1
  4339. hahhah great to hear, sorry about the spam bots.
    1
  4340. I do think TD or Schwab would be number 6, right up there for sure.
    1
  4341. LOL Thank you
    1
  4342. dividend.com
    1
  4343. Awesome! Thank you so much for your ocmment
    1
  4344. haha me tooooo
    1
  4345. Welcome!
    1
  4346. Glad you enjoyed it!
    1
  4347. Glad you like it :D Thanks Eric
    1
  4348. Most welcome
    1
  4349. Thanks Conor, thanks for coming to check it out
    1
  4350. Wow. Yeah delivery apps can definitely add up. I shoulda included that on my list!!
    1
  4351. Thanks for watching!
    1
  4352. thanks! im gonna change the format slightly for the next video, I hope to see you in there
    1
  4353. ignore the spam comments from bots... If you sell stocks and realize a gain, its short term gains tax if you held it less than a year.
    1
  4354. Try looking up the "SPY" index fund
    1
  4355. Haha 😂 hope so!?
    1
  4356. mainly just being stuck with the dividend yield that the ETFs offer, but its a good strategy to also just go with an ETF i suppose
    1
  4357. YIKES! exactly.
    1
  4358. Hahahaha yes
    1
  4359. yeah its 10%, it does suck I agree
    1
  4360. Thank you! I love that compliment..
    1
  4361. no problem!
    1
  4362. agreed!
    1
  4363. You’re welcome!!
    1
  4364. Hey man, thx for the feedback. I'll keep that in mind! When I filmed this video I actually went way too in depth and the first draft of this video was closer to 16 minutes long. I trimmed parts out to keep it relevant. I felt like if I trimmed it any shorter I would have lost the meaning behind the 5 points I wanted to address, I'll try to keep the intro shorter next time! Ty bro.
    1
  4365. Awesome!!! Thx for being here
    1
  4366. I've tried in the past uploading a compilation, they just don't do as well I think... :(
    1
  4367.  @m.t.4338  :) Maybe I can just send them to you in A DM!? Lol
    1
  4368. thanks Antonio!
    1
  4369. SOON!
    1
  4370. Trying!
    1
  4371. Thanks Mojo :)
    1
  4372. Yep you got it!
    1
  4373. Thanks Nigel!
    1
  4374. Unfortunately I don't have a lot of time for 1:1 chats but if you do leave me comments I can get back to you when i can :)
    1
  4375. thx for checking me out J YC!
    1
  4376. yeah just used IPO since its used more often in colloquial
    1
  4377. thanks! sorry for any bot comments
    1
  4378. LOL seriously :)
    1
  4379. awesome my man, appreciate you. Merry Christmas and Happy holidays, hope to see you in the comments section in the future :)
    1
  4380. if you invest the full price you should own the full share!
    1
  4381. Mandy Moore preceded my love for Taylor Swift ;)
    1
  4382. thanks Julie, ignore the spam comments please
    1
  4383. No way! Where at!?
    1
  4384. HI bro!
    1
  4385. Thank you! Cheers!
    1
  4386. hahaha it is a huge thing!
    1
  4387. lol aw
    1
  4388. Thank you! Merry Christmas
    1
  4389. I am not sure, I have had most success just googling it or reading forums/reddit
    1
  4390. Haha
    1
  4391. lets go!!!
    1
  4392. Wowwww gotta make a video on that!
    1
  4393. So great!
    1
  4394. Currently none in either. However, I am eyeing to add Matterport to my portfolio as a long term buy. Ill update my Patreon if I make a buy.
    1
  4395. thank you so much!
    1
  4396. For sure! Thank you for watching as usual
    1
  4397. im not 100% sure of all their deprc curves but a lot of people do talk about the battery component hindering them
    1
  4398. hahaha yes I was behind it!
    1
  4399. I unfortunately don’t have a ton of time but if u wanna come ask questions in my discord I’m much more likely to Andrew them
    1
  4400. Answwr*
    1
  4401. VT = total world, also good but includes more intl, i dont love investing in INTL, I dont need that much exposure internationally, but thats my personal preference.
    1
  4402. yw!
    1
  4403. maybe
    1
  4404. SORRY BRO :(
    1
  4405. My pleasure!
    1
  4406. I script everything!
    1
  4407. thanks Cass!!!
    1
  4408. Appreciate that my friend. Thanks for the wonderful comment. I’ll let Justin know as well. Yes my goal is to educate simply and allow people to make the best decisions with the info available. I’ll be on the stream tomorrow too probably.
    1
  4409. Glad it was helpful Judy!
    1
  4410. yes thanks for coming to my chat :D
    1
  4411. Chinese!
    1
  4412. yesss
    1
  4413. I have my tracking expenses spreadsheet in my patreon I believe :) It's pretty simple, I just manually enter my expenses throughout the week. I will consider a video!
    1
  4414. thanks Trent!! Word.
    1
  4415. ok noted. I'll take a look and run both versions by my audio engineer friend and try to see the differences
    1
  4416. wooooo
    1
  4417. thx Esteban!
    1
  4418. WORD
    1
  4419. Haha hopefully I did it decent justice
    1
  4420. Glad it was helpful!
    1
  4421. No worries!
    1
  4422. thx for sharing :)
    1
  4423. Appreciate your comment Gray -- I don't know too much about the dollar losing its stronghold as the world's reserve currency, but at the moment I haven't heard too many rumblings of it losing its position. It still is the largest reserve currency by a LOT.
    1
  4424. Agreed!
    1
  4425. Haha :)
    1
  4426. I am no longer in my 20s and not in college anymore. I found the a Finance major to be quite useful / worth it for finding jobs but in terms of actually understanding finance I found work experience goes a longer way. It’s ok if your major in college isn’t what you’re looking to get into after college IMO
    1
  4427. Sounds good will consider :)
    1
  4428. The camera stops recording at 30 minutes automatically so I always set a timer for 27 minutes so I know when to hit stop record and start a new clip LOL
    1
  4429. Hey Barb! Thanks for that advice. What would some next videos in the series look like, to you?
    1
  4430. Thanks for your comment!
    1
  4431. Hai! Legend man, thank you so much
    1
  4432. Awesome! Thank you! sorry about the spammers earlier!
    1
  4433. Glad it was helpful!
    1
  4434. the blockchain helps tokenize and track the digital asset. It has a unique serial number, if you will
    1
  4435. Glad you liked it!!
    1
  4436. lmao! yeah
    1
  4437. I appreciate that!
    1
  4438. Thanks Jeremy ;)
    1
  4439. Exactly.
    1
  4440. Hahaha good! Thank you so much Sam
    1
  4441. Thank you so much 😀
    1
  4442. thank you for watching Jazmin!!!
    1
  4443. Glad you enjoyed it!
    1
  4444. That’s awesome! I love hearing these wins.
    1
  4445. Never.
    1
  4446. haha yeah
    1
  4447. 1. Expense ratios - not sure I need to do some research, I do believe it's taken daily though and reflected in the "NAV" at the end of the day. 2. Yes index funds are great there if you can buy fractional. 3. I think so, but that's up to you.
    1
  4448. Yeah I can relate! Thx for being in the comments :)
    1
  4449. I got it built for me. Yes.
    1
  4450. Besides a HYSA... if you expect to need the money before 59.5, keep it in a taxable investing account or HYSA or savings account. If you don't need the money till after 59.5, you can consider a Roth IRA to invest with, but keep some cash liquid if you need it soon.
    1
  4451. seriously... annoying soemtimes
    1
  4452. Lolol
    1
  4453. I am not sure about that SPAC, I havent done any research on it yet. Apologies my man. Hopefully you found some info online.
    1
  4454. Thx Colin ;)
    1
  4455. Thank you so much!
    1
  4456. Great to hear! Hello Germany!
    1
  4457. That’s awesome
    1
  4458. Yup that is correct. I appreciate your comment!
    1
  4459. Love that attitude. That’s what I’m about too.
    1
  4460. Theoretically every month, however, I found myself doing the 2nd because I lack the discipline to invest every month, and sometimes my income is inconsistent, so I just like to buy them later.
    1
  4461. Isaac I always love seein you in the comments my man!
    1
  4462. you could do 401k into roth 401k I suppose and then try to convert it that way? That im not sure of actually.
    1
  4463. you are welcome Jose!
    1
  4464. Yw!
    1
  4465. Thanks for the sub! Appreciate it Seth!
    1
  4466. You are welcome!
    1
  4467. zer0!! Love seeing you in here. Yes in the US we have something called "REITS" that allow us to do that, although I dont think you own a % of the houses and apartments, but you do collect the income on it. If you're not from the US, you cant invest in individual Municipal Bonds, but I bet you could invest in a bond fund. Depending on your country, you could have some lucrative bonds in your country as well.
    1
  4468. No worries!
    1
  4469. Yes! Glad you're here.
    1
  4470. Yessss
    1
  4471. I would not use Grow Tok or any other service to 'grow' your following, it's likely not going to help! Just keep making videos every day and try to hit as broad of an audience as possible.
    1
  4472. im here again, smashing the like button, as usual, my finger almost fell off from hitting it too many times
    1
  4473. Awesome right?
    1
  4474. Thank you!!!
    1
  4475. Wonderful!
    1
  4476. haha for sure, thanks for the comment
    1
  4477. ty Philip!
    1
  4478. That is odd, its just "humpdays.substack.com", maybe type it in manually to your browser. Ill check the link on this video.
    1
  4479. Thursday!
    1
  4480. well said
    1
  4481. I dont know much about BlockFi, but one thing I didn't like was that you have to physically send your BTC to them for the interest. That scared me.
    1
  4482. Thank you for watching !!
    1
  4483. If you’re young and aggressive then I like it Bennett.
    1
  4484. Yes sirrrr I know. Dumb Thicc
    1
  4485. That’s awesome Dory. I’ll have to check out that book. I’ve kind of just been navigating habits throughout life without much of a framework!
    1
  4486. Yessss
    1
  4487. You’re welcome ;)
    1
  4488. good for beginners, easily usable. easy interface
    1
  4489. Lolol uh oh
    1
  4490. Hello hello <3
    1
  4491. More to come! Thank you so much
    1
  4492. seems safe but again, proceed with caution.
    1
  4493. Mutual funds have higher fees than ETFs
    1
  4494. Yessir
    1
  4495. nice man
    1
  4496. Thanks Stephanie! :D
    1
  4497. Correct, 18 for Roth IRA in the US.
    1
  4498.  @alrocky  You are right, they just need earned income. Which in my head I usually think is 18+, but if they are a minor they can get a custodial roth ira
    1
  4499. Glad you enjoyed it
    1
  4500. thank you appreciate your feedback man
    1
  4501. Did you bid on any Logan Paul Pokemon Packs!?
    1
  4502. Glad to help!
    1
  4503. love that.
    1
  4504. You are welcome Miguel thx for watching man
    1
  4505. I'm so glad!
    1
  4506. Perfect :D
    1
  4507. ty Jessica!
    1
  4508. Nice man great to hear that and good on you for being objective!
    1
  4509. I appreciate that. love your PFP too
    1
  4510. 😂😂😂
    1
  4511. Epic!! No way :)
    1
  4512. Keep it up man!
    1
  4513. Please ignore spam/bot comments, thx for the kind comments though
    1
  4514. Glad you think so!
    1
  4515. Thanks for taking the time to comment. Hope you’re staying healthy in NY. And definitely. Thank you
    1
  4516. If it’s for the very long term, then it doesn’t matter when. If your time horizon is short, then consider dollar cost averaging in.
    1
  4517. Glad you think so!
    1
  4518. You can download some apps like Credit Karma that will get you close to what your real score is, but to get your real score, it usually gets checked when there's a hard inquiry from a lender
    1
  4519. Thank you:D
    1
  4520. Now that you're here, kindly scroll back upward and hit that LIKE button and Subscribe! 😂 Let me know your thoughts on if you’re buying AirBnB below!
    1
  4521. hahaha omg I hope it got better since then!
    1
  4522. Thank you so much Katie!!! I’m happy you’re here. Also this comment made me :)
    1
  4523. Thank you!!
    1
  4524. Thx joga. Appreciate it man. Will do
    1
  4525. Ty bro
    1
  4526. yeah exactly Edgar
    1
  4527. Thanks Daniel! Hell ya.
    1
  4528. Thank you! Yes agreed.
    1
  4529. I don’t think so, unless it’s one of those weird alt meme coins
    1
  4530. It’s like their plans on where they expect to take the project.
    1
  4531. looks like SLV died down, it was just a meme / media manipulation i think
    1
  4532. Hey man!
    1
  4533. hey man! email me humphreytalks@gmail.com, and Ill connect you with someone at Robinhood, that's weird, you should have received if u signed up with my link.
    1
  4534. I would say it really depends on your goals/what you want out of your IRA... if a future video about IRA strikes me i will include that portion
    1
  4535. Hahahahah YES.
    1
  4536. No preference! Both are great. Im glad you came over from Tik Tok!
    1
  4537. Lmaooo
    1
  4538. Awesome, thank you!
    1
  4539. Perfect!
    1
  4540. Love the MMORPG mentality.
    1
  4541. personally i like MTTR, NVDA, and IMMR - but do your own research, i havent bought any yet
    1
  4542. Please ignore spam/bot comments, thx for the kind comments though... Still long term growth definitely, i dont think they've peaked, depends on the time horizon you're looking at though.
    1
  4543. Yep lol!
    1
  4544. Awesome!!!
    1
  4545. Yeah good point.
    1
  4546. I'm glad you like it
    1
  4547. Word. Agreed! Increasing your income is better than penny pinching. Ideally you do some of both together.
    1
  4548. Gettin there
    1
  4549. That's awesome you are environmentally conscious enough to do that. Are there any other purchases that you think other people often buy that you do not?
    1
  4550. thanks SHAWN!
    1
  4551. 🥺🥺
    1
  4552. you're welcome!
    1
  4553. Thanks for watching all my videos lol :) Yes definitely can consider a decision making video in the future.
    1
  4554. By calendar year (Jan 1 - Dec 31), but you can contribute to the previous year by tax day.
    1
  4555. Haha, don't buy Dogecoin. Best case scenario? GME goes to $600-1000 IMO. Worst case? Something unprecedented happens again and the stock market crashes.
    1
  4556. Welcome back! Thats awesome :)
    1
  4557. Thank you Kevin welcome!
    1
  4558. LOL 😂
    1
  4559. Thanks for the sub! Sorry I didn't reply to this earlier!!
    1
  4560. Yes!
    1
  4561. WORD
    1
  4562. Don't leave me, Graham!
    1
  4563. Matt thanks for taking your time to comment and to watch my video! For sure. I’ve been asked a few times to share my story. the vid was a bit long but hopefully you got something out of it
    1
  4564. love a first!
    1
  4565. Thanks Josh. Love this comment. It’s great to know that the videos are appreciated. I still am making a lot more explainers on different cryptos as well as general personal finance videos
    1
  4566. if its a google sheet, yes.
    1
  4567. Exactly!!
    1
  4568. Thanks M C!!! Glad to hear it
    1
  4569. awesome, welcome :D
    1
  4570. Coinbase/Binance
    1
  4571. Glad you like them! (Saw your other comment as well :))
    1
  4572. Yoooo Jared! Yes thank you. I won’t be covering DoorDash though. :/
    1
  4573. thats A LOT OF shares! good on you :)
    1
  4574. Thank you Zelous, and I appreciate your feedback. Glad to hear thats going well for you as well
    1
  4575. Yes same penalties for withdrawing early from a Roth IRA (10%)
    1
  4576. Glad you think so!
    1
  4577. Yeah
    1
  4578. For sure!
    1
  4579. Thanks Leo. What a nice comment and very thorough. Appreciate you watching.
    1
  4580. Of course!!
    1
  4581. Lol agreed.
    1
  4582. This is true, I anticipate to still be working when im 59.5 so i like the Roth.
    1
  4583. Yes tax free if you can, but beyond that - then just taxable account
    1
  4584. Thank you Love Kunis, do you love Mila Kunis? is that what your username is a homage to!?
    1
  4585. Wow really!? I'll have to check that out as well, in your case it wouldn't make sense to buy a used one if thats teh case with the new one.
    1
  4586. Thank you!
    1
  4587. Glad you liked it! Juan Pablo!
    1
  4588. Will do at some point :)
    1
  4589. Awesome Nicolas, thats great to hear. Yeah I have one for my projects as well, I just love tracking things and seeing how they progress over time.
    1
  4590. thank you, happy new year to you too :)
    1
  4591. Thank you so much!!
    1
  4592. yep they also work!
    1
  4593. lol
    1
  4594. I think they weren't ROI positive anymore. CPC is a tough challenge as well.
    1
  4595.  @lostinaustralia1  just algorithm changes unfortuantely
    1
  4596. Yeah Maggie it sounds like just leaving the Merrill one sitting there is the best option and just focus on investing in Fidelity.
    1
  4597. Ill have to look into it!
    1
  4598. U are welcome!
    1
  4599. hahaha :)
    1
  4600. You are so welcome!
    1
  4601.  @tylertucker5323  Inquiries usually stay on your credit report for 12 months, but 1 hard inquiry isn't going to kill your score or affect your score adversely. It's when you start racking up multiple hard inquiries thats not for a mortgage does it start to hurt. They commonly take place when you apply for a mortgage, loan or credit card, and you typically have to authorize them yourself. In the case of mortgages, if you're shopping for rates, they'll know that you're shopping for rates and typically won't ding you for having multiple hard inquiries.
    1
  4602. You're welcome
    1
  4603. Hey Levi - You can roll over your IRA into a 401k assuming the 401k plan has language allowing it to accept this type of rollover. Roth IRAs can only be rolled over to another Roth IRA
    1
  4604. I’d do some research with your employer.
    1
  4605. Thank you SO much I always love your insight.
    1
  4606. Boom! Glad to hear it
    1
  4607. Hell ya
    1
  4608. Same man. Same.
    1
  4609. What would u do differently? I loved the way this was edited
    1
  4610. Laz!! Thank you :D
    1
  4611. Glad you enjoyed it
    1
  4612. no problem Mason, super exciting for 2020, for sure.
    1
  4613. Ah I see. Not a bad plan to start. Any more diversification coming down the pipeline?
    1
  4614. Awesome! Thank you!
    1
  4615. $60 or less
    1
  4616. I love PLTR.
    1
  4617. You can always just start it and roll it over to your new employer, I'd say it's still worth it if you get a match for 1 out of the 2 years. If you can't get the match, then maybe forgo it for the Roth IRA instead until you find an employer who has a better matching program/benefit.
    1
  4618. Thank you Alan! Thanks for being here :)
    1
  4619. Correct lol :D
    1
  4620. Anytime I make a video talking about credit or Bitcoin or stocks I get bot comments it’s really annoying
    1
  4621. And thank you
    1
  4622. Hahaha yeah for sure, VERY true!!! Thank you for the comment Nathan
    1
  4623. You know it!
    1
  4624. I def got got by the trailer on TikTok/IG
    1
  4625. Thank you brotha!
    1
  4626. Glad you enjoyed it!
    1
  4627. Took like 4 months of consistent videos. Ebooks yeah if you have the right audience. Lower barrier to entry
    1
  4628. Thanks so much!
    1
  4629. i think as of this year they will be classified more as assets... Ill have to make a video on crypto taxes
    1
  4630. My man! ty
    1
  4631. Glad it was helpful Will, thanks for all the wonderful comments.
    1
  4632. Sorry about the bots, yes. Naval is amazing.
    1
  4633. both my parents are full chinese
    1
  4634. hahaha yeah me too man.
    1
  4635. Depends! I think you can get started for less than 1k, but my business was 10k+ initially.
    1
  4636. Correct, every few months youll receive a dividend payment that you can then reinvest into more shares.
    1
  4637. Glad I could help!
    1
  4638. Thank you 🙌
    1
  4639. Thanks so MUCH! means A lot coming from the master
    1
  4640. Thank you solomon!
    1
  4641. Thanks Justin. Ok will try brotha.
    1
  4642. Aly, thank you, I definitely agree I will consider that for the future. I appreciate your comment and thanks for wathcing, I hope to see you in more of my future comment videos too lol. Great thoughts.
    1
  4643. ty ty
    1
  4644. thabnk you!
    1
  4645. meta
    1
  4646. HELL Ya thank you Retta!
    1
  4647. where are you located!?
    1
  4648. What do u wanna know!
    1
  4649. Glad you enjoyed it!
    1
  4650. yes!
    1
  4651. Thanks! Will do!
    1
  4652. THANK You bro! That made my day
    1
  4653. LOL thanks for watching <3
    1
  4654. I am slightly in the middle.
    1
  4655. thanks Marc, agreed.
    1
  4656. yes haha
    1
  4657. thanks for replying Al :)
    1
  4658. yes def
    1
  4659. They’re by Mondo
    1
  4660. wow awesome ur ahead of the game
    1
  4661. Def will consider this video!!
    1
  4662. you're welcome :D
    1
  4663. Tried it. It’s ok. Don’t love it. 😅😜
    1
  4664. sorry, I guess some people are attracted to flashy cars is what I meant.
    1
  4665. coming from a user named MR FINANCE, this is EVERYTHING. ty sir!!
    1
  4666. Omg thank you lol, sorry for the late reply
    1
  4667. Hmmm, I dont knwo if they have that. You could always make that yourself in your own portfolio if youd like.
    1
  4668. You're welcome! Probably no re-cap vid as i'm already filming stuff for early Jan 2021, but definitely some videos on 2021-relevant/resolutions ideas coming soon!
    1
  4669. Thank you!! Welcome.
    1
  4670. Wow, thank you! I hope we all hit 10 mill one day!
    1
  4671. Ayyy Seqqwz thank you so much, these comments mean the world to me.
    1
  4672. For sure, credit utilization needs to stay healthy! Thanks for the comment
    1
  4673. Not with acorns you can’t.
    1
  4674. thats a good one to go with :)
    1
  4675. Yes!
    1
  4676. There are more eidl grants I believe.
    1
  4677. Thank you truediva for following me here, I really appreciate it.
    1
  4678. Thx Lily For watching :)
    1
  4679. You could get added as an authorized user. Try to piggyback off your parent or guardian that may have the card already!?
    1
  4680. There really isn't, although if you're in Phase 3/4 by the time you're 30 you're looking good
    1
  4681. Haha good idea :)
    1
  4682. That’s sick! So happy for you. Sounds like you’re doing good things
    1
  4683. Glad you enjoy it!
    1
  4684. Thx Tomas!
    1
  4685. we'll see haha!! I'm not sure what will happen
    1
  4686. thank u :O lol I appreciate you
    1
  4687. Love that you commented, I appreciate it. Yes definitely :)
    1
  4688. Hahaha I could see that happening.
    1
  4689. Thank you Laura :D
    1
  4690. Lol 😂 I think I’m too picky prob!
    1
  4691. Hi Jeremy!!
    1
  4692. ❤️❤️❤️
    1
  4693. Haha thank you me too Lolol
    1
  4694. hi!
    1
  4695. nice Marcus!
    1
  4696. Thx Patrick thanks for watching
    1
  4697. Thanks for watching!!
    1
  4698. HELL YA! Thank you
    1
  4699. Ty ty
    1
  4700.  @Chrisstrainss  yes sirrrr that would be the dream!!!
    1
  4701. Thank you LiLi for following, Yes I hope to get 20k!!
    1
  4702. Yw
    1
  4703. good point you bring up. When you're renting, you're most likely renting a 1BR or Studio (if you're single), whereas when you go to buy a house, rarely do people buy a 1BR/1BA, they usually like to look for a 3/2 or 2/2 and those are just not always what you would rent.
    1
  4704. Awesome!! I am happy to hear that it came up in suggested, LOL :D Thanks for being here and I appreciate you so much
    1
  4705. i reinvest into the security itself :)
    1
  4706. Lmao sad but kinda true
    1
  4707. Noted!
    1
  4708. Glad you enjoyed it
    1
  4709. You’re welcome!
    1
  4710. Much appreciated
    1
  4711. Thanks Chris! Let me know if you have any other videos you'd want to see. I want to ensure I'm making videos that are relevant for you guys
    1
  4712. Appreciate it!
    1
  4713. thx JOSE!!!
    1
  4714. Well that’s a long vesting schedule. You want to keep enough of them in case your company appreciates by a lot but if you need money you should feel comfortable in selling a little bit of them. Just remember that it is one way employers incentivize You to keep working for them. Just be cognizant of that as well. They make keep giving you RSUs in the future, and it may become difficult to know when to leave the company because you have a lot of unvested RSUs
    1
  4715. No, I meant if you didnt contribute in 2020 at all, you could still put in 6000 for 2020 before April 15, 2021.
    1
  4716. Thats great to hear. Yes I feel like my parents are also on the more risk averse side and would prefer to save instead of take some risk to invest
    1
  4717. You are welcome!
    1
  4718. You're the best! Thank you for watching.
    1
  4719. Just google “tax free savings account + your country”
    1
  4720. Yes! A good rule of thumb.
    1
  4721. Thank you Gus/Jess, appreciate you being here!
    1
  4722. You're so welcome!
    1
  4723. Thank you :D
    1
  4724. Glad it was helpful!
    1
  4725. Boom!
    1
  4726. Thank you Am!
    1
  4727. You bet
    1
  4728. thanks Riley, I appreciate you watching my friend
    1
  4729. Thank you JAZMIN! Totally agree. I'm glad you left me a comment
    1
  4730. that means a lot to me! Thank you Jose.
    1
  4731. no prob man :D
    1
  4732. in some videos there are, they really ruin it.
    1
  4733. Got it, thank you Drew, I was thinking of making a compilation on Stock Market for Beginners or something similar. Hopefully I see you in the comments some more, I hope to deliver that to you.
    1
  4734. My pleasure!
    1
  4735. You’re welcome man!
    1
  4736. Haha yeah seriously, thanks for your comment Ross
    1
  4737. thx! I like making them too.
    1
  4738. Any time!
    1
  4739. This comment. Thank you bro!
    1
  4740. I believe VUG is the etf version of VQNPX no?
    1
  4741. i gotta check that out.
    1
  4742. Hell ta
    1
  4743. Yes!
    1
  4744. Agreed, thanks for th ecomment
    1
  4745. sorry for the late reply. Thank you :) I am not sure if they have laid off their business side.
    1
  4746. I thikn DS'ing is still good if you're low on capital and trying to dip your feet into ecommerce, but it is NOT easy, and it doesn't make you get rich quick.
    1
  4747. Nice keep me updated!
    1
  4748. Love that. Boom!!
    1
  4749. agreed
    1
  4750. agreed
    1
  4751. ETF. Passively managed. Mutual funds are active.
    1
  4752. Thanks so much!
    1
  4753. Try Truebill, or my personal favorite, just manually track it with Google Sheets
    1
  4754. hey Lex! thanks for finding me here, glad to see your comment and hope to see you in future comment sections :D
    1
  4755. Investopedia**
    1
  4756. I think so too! Glad you like it :D
    1
  4757. understandable for sure
    1
  4758. I have some videos showing it off, but most of my stocks for my individual portfolio is behind the Patreon ;)
    1
  4759. You’re welcome 💎🙌
    1
  4760. That is awesome, I am SO happy to hear you're tracking. It is going to be a tremendous help.
    1
  4761. That is entirely up to you, I am unfortunately not able to predict the future lol :D, but I do love both, Living Alone.
    1
  4762. Hahahahah a😂
    1
  4763. Hahaha yesss... im in for a world of hurt
    1
  4764.  @hamadkhaledmaz6532  Coinbase Pro, or watch the video!
    1
  4765. Thanks!
    1
  4766. hey!! yessss
    1
  4767. The profit comes from 1) appreciation of the fund yes, and 2) the compound interest on your returns of the appreciation of your funds.
    1
  4768. Hey Lavina, I would say look for the following: low to zero annual fee, if you do take on an annual fee, make sure the points/rewards are worth the fee based on your spending level. If you plan on carrying a balance, make sure the interest rate is less than 10% if possible. 15% is the Credit Card average. I prefer cash back cards because it's always good to see straight up money back.
    1
  4769. Thats a cool rule. Ill h ave to look into that
    1
  4770. thanks JP, ignore the spammer!
    1
  4771. Right?! usually I dont buy too much for home/hobbies/pets/entertainment, its almost all food LOL
    1
  4772. Exactly!
    1
  4773. its by "Corridor NYC" I found them in LA when I was there a few weeks ago, such a cool brand!
    1
  4774. thx bro!
    1
  4775. Gains are taxed when they're realized (sold)! Unless its held in a Roth IRA or TFSA.
    1
  4776. Love an early comment!
    1
  4777. Yes i know...hahaha
    1
  4778. hi Annie! Ignore the spamm comments, thanks :D
    1
  4779. Haha yes!
    1
  4780. Happy to hear that Anomali, thats why I make em!
    1
  4781. Noted! Thank you for the comment
    1
  4782. Thanks! I think so too :D
    1
  4783. Haha I am not sure. I could ask the rep I know there. But that is the one annoying thing about them
    1
  4784. Great suggestion!
    1
  4785. Hahaha ty ty
    1
  4786. Wow!!!!
    1
  4787. Not a bad thing.
    1
  4788. You’re so welcome !
    1
  4789. You're very welcome!
    1
  4790. Thanks Kyle!!! Wooo
    1
  4791. Ty Robbie!!!
    1
  4792. ALGORITHM!
    1
  4793. Please ignore spam/bot comments, thx for the kind comments though
    1
  4794. Awesome! Glad it was helpful. Let me know your thoughts
    1
  4795. Thanks! Ignroe the spammer
    1
  4796. You are most welcome.
    1
  4797. I believe so, you can buy the ETFs from abroad I'm pretty sure.
    1
  4798. Welcome! Ty for being here
    1
  4799. Noted! Thank you for the comment
    1
  4800. thanks Luca!
    1
  4801. No problem! You’re good!!
    1
  4802. Yesssss!!
    1
  4803. Oh noooo LOL
    1
  4804. Fantastic!
    1
  4805. Nice 👍
    1
  4806. Please ignore bots/scam/spammers, I will never ask you for your number. Thanks for watching!
    1
  4807. Great!
    1
  4808. That's me! <3 thanks NowThis.
    1
  4809. agreed
    1
  4810. Omg ty :)
    1
  4811. what would that have done? haha
    1
  4812. 🤙
    1
  4813. Hahaha WHAT call!???
    1
  4814. ty man!
    1
  4815. I dont know much about Gold but I can consider it in the future, I know it's not the best investment out there, but Ill do some research and see if theres enough there for a fun video
    1
  4816. Thanks Andrew :)
    1
  4817. Google is your friend, google some high paying dividend companies/REITs,and there will be loads of lists out there!
    1
  4818. Glad it was helpful!
    1
  4819. Glad you like them!
    1
  4820. Yes! I save so much with these!
    1
  4821. No problem 👍
    1
  4822. Great idea! Will def consider this video!! Thx for watching Bekah
    1
  4823. Options are adjusted with the split, thanks for your comment Trey!
    1
  4824. Just sit and wait... haha, enjoy holding it.
    1
  4825. Great to hear!
    1
  4826. Ayyyooo!!! Welcome bro. 🍪
    1
  4827. thanks S.Y.!
    1
  4828. thanks Sidd!
    1
  4829. Yea its self employment tax so probably State + Federal.
    1
  4830. No particular thoughts. I don’t mess around with the EV market too much
    1
  4831. Thank youuuuu
    1
  4832. Lmaoooo ok I may consider. I need to make it good tho
    1
  4833. Thanks for sharing, this was amazing to read.
    1
  4834. Thanks Howard! I’ll def consider that. Great to hear you liked the vid.
    1
  4835. Thank u
    1
  4836. thank u
    1
  4837. Glad it was helpful!
    1
  4838. They're from MONDO :) Limited, love them.
    1
  4839. Great video man
    1
  4840. Will do!! You got it :)
    1
  4841. yes maybe DOT next.
    1
  4842. yes sir!!
    1
  4843. Got it! Nice!!
    1
  4844. Noted! You just gotta start trying it I think :) But Ill try to make a flipping video.
    1
  4845. You are welcome!!!
    1
  4846. Thank you 🙌
    1
  4847. Glad it was helpful!
    1
  4848. LOL wow
    1
  4849. Blaze!! YOooo thanks for checkin out my channel dawg, I got a long way to go before I'm huge like you but appreciate the support.
    1
  4850. hell ya
    1
  4851. good point, also ignore the spammers as well
    1
  4852. Love it bro 👊
    1
  4853. LOL fair point :D
    1
  4854. thanks swoopy!
    1
  4855. Correct, you can do that.
    1
  4856. Thx man!
    1
  4857. Yes!
    1
  4858. Thanks 👍 You are welcome!
    1
  4859. youre welcoime!!!
    1
  4860. It shouldnt affect your lines of credit, if that's what youre asking!
    1
  4861. Glad you enjoyed it
    1
  4862. Hahaha I think it was Neonmfg.com and they might be out of the clouds
    1
  4863. Hahaha yes
    1
  4864. not all, no!
    1
  4865. I guess now I do, LOL
    1
  4866. Lol right!? I do have one somewhere... it is a bit dinged up
    1
  4867. Yessir
    1
  4868. Yes that is correct, there is good debt (that propels you forward and provides returns, will make a video on good debt in the future)
    1
  4869. Agreed
    1
  4870. yesss Dillan!! love to hear it.
    1
  4871. Thanks. Ignore the botsv
    1
  4872. awesome bro! that is such an inspiring story.
    1
  4873. Glad it was helpful!
    1
  4874. If you don't have allocations, you just have to buy it when it starts trading.
    1
  4875. Lmao I love zoomers! You’re welcome
    1
  4876. 🙏❤️thank you Cameron
    1
  4877. Gotcha. Thanks for sharing
    1
  4878. Glad I could help!And yes I am your new father
    1
  4879. thank u for coming :)
    1
  4880. Yessss
    1
  4881. I should! Thanks Lucas. Good idea man
    1
  4882. You’re welcome!
    1
  4883. Thank you!! I appreciate that DJ Ice!!
    1
  4884. You may need to be where Acorns is available.
    1
  4885. BOOM! Yes almost...
    1
  4886. you are welcome :)
    1
  4887. Very true! Thanks for the comment Daniel
    1
  4888. Word
    1
  4889. Could be - VTI has more stocks incorporated in it, they are pretty comparable IMO even though the returns may be different
    1
  4890. fragmaster! Great to hear man :)
    1
  4891. More about the investments in general.
    1
  4892. love that mindset E!
    1
  4893. Glad to hear it!
    1
  4894. Glad it was helpful!
    1
  4895. Nice! Hopefully it was good.
    1
  4896. hahah
    1
  4897. Thank you! I agree... hmmm maybe there’s a way. YouTube has a closed captioning auto translate but that may not be good enough.
    1
  4898. Glad it was helpful!
    1
  4899. M1 is good :)
    1
  4900. Yessss
    1
  4901. Thank you 🙏 yes yes yes!!
    1
  4902. idk do u want me to?!
    1
  4903. Thx Jason!!!
    1
  4904. Do you mean over-time vs lump sum? If so I think its good to average in.
    1
  4905. lol is that good or bad
    1
  4906. Glad you enjoyed it
    1
  4907. You can certainly apply this time around. You may be able to qualify.
    1
  4908. You’re welcome
    1
  4909. Welcome aboard! Thank you so much, I appreciate these comments so much!!
    1
  4910. Thanks Howard! I haven’t looked into it personally but may get into that in 2021!! Glad you’re here w us
    1
  4911. I've been a huge fan of Naval for about a year now, and because his podcast really drove home the idea of working on something that had scale (i.e. youtube, podcasts, using leverage, etc)!
    1
  4912. yw babe
    1
  4913. its an Omega Deville!
    1
  4914. Ayy thank you my man
    1
  4915. Ty ty Jorge
    1
  4916. No problem! Thx for watching.
    1
  4917. TY :D
    1
  4918. Thank you!! Glad it helped
    1
  4919. You are so welcome!
    1
  4920. Haha yeah I need to make some money to talk about how to generate more income!
    1
  4921. Awesome! That makes my day
    1
  4922. Yeah lol :(
    1
  4923. HOLY Crap!
    1
  4924. Awesome! I use Final Cut Pro. It’s pretty great.
    1
  4925. you do need earned income for the year you are trying to contribute for.
    1
  4926. Yes I believe so.
    1
  4927. That’s awesome to hear. Sounds like I was a bit misguided in my assumption. Are the majority of players still kids?
    1
  4928. You're so welcome Adrian, love that you comment on alot of my vids!
    1
  4929. I appreciate that Will, I'll continue making concepts that are difficult -- a bit more approachable.
    1
  4930. Always man thank you Rob!
    1
  4931. Yes you can! And still get partial dividends for it.
    1
  4932. ty! <3
    1
  4933. awesome!
    1
  4934. You bet :D
    1
  4935. Thank you Enix I really appreciate it
    1
  4936.  @myingdrinkard  Great to hear from you Mai Ying, I look forward to it :)
    1
  4937. Thank you Greg, thanks for watching my man.
    1
  4938. thanks for sharing your opinion!!
    1
  4939. Word!
    1
  4940. Nice! I'm between 1.2 and 1.75 - I bought more at around 1.6
    1
  4941. Happy to help! Thank you Alexandra.
    1
  4942. 😂 yes I now know
    1
  4943. Stephanie Schultz thank you! Wooo
    1
  4944. my bad, yes they are available elsewhere too
    1
  4945. M1 is great. The only reason I would say it’s not on this list is due to only two trade windows per day. If you’re someone coming to this video wanting to trade individual stocks it could be misleading, but for long term it’s good.
    1
  4946. Great to hear!
    1
  4947. Awesome!
    1
  4948. Much appreciated
    1
  4949. Thanks Marcus, definitely :)
    1
  4950. dis fine ;D
    1
  4951. rag&bone sale section, was like $99
    1
  4952. Glad you liked it
    1
  4953. 🙌🙌🙌
    1
  4954. Yessss 🙌🙌🙌
    1
  4955. Dude! Thank you. Any videos you’d like to see in the future?
    1
  4956. OVER WHERE
    1
  4957. Seriously!!
    1
  4958. I bought a small position yesterday and will keep an eye on it
    1
  4959. thanks Daniel!!!
    1
  4960. Keep saving, open a Roth IRA, and also invest in there. The key to investing is just to do it consistently over a long period of time!
    1
  4961.  @mnight207  Its a bot, i removed those comments
    1
  4962. Not sure!
    1
  4963. Glad you think so!
    1
  4964. Vanguard, Fidelity, Wealthfront.
    1
  4965. Thank you sir :D
    1
  4966. Haha word
    1
  4967. Any time!
    1
  4968. Yeah for sure
    1
  4969. My pleasure!
    1
  4970. Thank you! Will do Yong!
    1
  4971. You’re welcome!!!
    1
  4972. Coindesk.
    1
  4973. Ah sorry to hear :/ I have some viewers using fancyhands and they still like it
    1
  4974. That’s the us interest rate ya
    1
  4975. Thanks for being here, again!
    1
  4976. Thanks for the kind comment. Yeah this is mostly directed toward the US. But there may be some options for you as well in your country.
    1
  4977. Hahah I feel like even with a lot of energy it still comes across semi normally on YouTube :)
    1
  4978. Haha yes start em early!
    1
  4979. ITS A TEUSDAY
    1
  4980.  @TheGrahamStephanShow  whats up JACK!
    1
  4981. LOL I appreciate that, but I don't select the ads that are placed on my channel!! I think YouTube does, i guess they know you well? Lol!
    1
  4982. I used to be ally in Vanilla. Now I’m horde haha
    1
  4983. hahahahah
    1
  4984. Youre welcome :D
    1
  4985. you can do it all in the same taxable account
    1
  4986. Glad it was helpful!
    1
  4987. Thx Joaquin!
    1
  4988. Most devs don’t know how to Seriously monetize their games. They can add monetization sure, but getting the full amount out of the user? Usually not
    1
  4989. Hi Chris, I do know that in Canada the TFSA is the Roth IRA equivalent that you should look into! I do like that you guys dont have to pay for crazy healthcare.
    1
  4990. E trade also restricted order flow. So if you’re leaving RH for that then logically it doesn’t make thattttt much sense but I still get it. I didn’t love their interface but that’s just me. They still have most/all features.
    1
  4991. Glad you liked it! I thought it was a bit long but hopefully insightful, I should share more about myself lol
    1
  4992. agreed, i think they will catch on.
    1
  4993. thx for the suggestion man, and also i love your avatar. !
    1
  4994. Glad it was helpful Mylene :)
    1
  4995. hi
    1
  4996. Yes, since you're a student, continue being a student and further define what "boosting your income" looks like. Does that mean getting a certain skill for a certain job? A certain certification? What are the best jobs in your country that pay right out of college you can do? Start to think backwards from where you want to be.
    1
  4997. Love that you said you do it within your means. Good on you, great comment
    1
  4998. Welcome aboard! thanks for being here Hai
    1
  4999. You’re welcome!!
    1
  5000. Hell ya brotha!!
    1
  5001. Yessir!
    1
  5002. This I’m not sure of. I think there’s a chance your eligible. You’d have to check with the irs site or your accountant perhaps
    1
  5003. I personally enjoy using Vanguard!
    1
  5004. Glad you enjoyed it!
    1
  5005.  Sir Lotto  lolololol
    1
  5006. Awesome, thank you!
    1
  5007. Hahaha ya mine is so old 😅 thx for the comment!
    1
  5008. they'll probably be used in the games of the metaverse i think, not sure.
    1
  5009. i did! How to Pick Stocks is the video :)
    1
  5010. Haha yeah
    1
  5011. Ty so much! Happy thanksgiving my man
    1
  5012. No thoughts on Ripple I don’t know much about it
    1
  5013. Thank you! Thanks for following me
    1
  5014. Thank you :D
    1
  5015. Any time!
    1
  5016. You’re welcome! It’s important to note eth is moving to proof of stake in the future
    1
  5017. No worries, I myself have opened a Fidelity account
    1
  5018. Glad you enjoyed it!
    1
  5019. Hell ya thanks for your support
    1
  5020. Lol
    1
  5021. aw
    1
  5022. Thanks Jose for watching 🙌🙌
    1
  5023. I just made a follow up video! about the brokerage thing
    1
  5024. Glad you are!!!
    1
  5025. Will def consider. I made one on Tik Tok but confused everyone on that platform lol
    1
  5026. its pretty normal, im well diversified so its all good
    1
  5027. Awesome to hear. And yes I can consider that :)
    1
  5028. Thanks for coming!! Welcome :)
    1
  5029. Nice :D Early gang.
    1
  5030. Thank you kindly!
    1
  5031. Word.
    1
  5032. im a fan of ADA.
    1
  5033. Thanks for coming
    1
  5034. YESSIR TAYLOR!!!
    1
  5035. love it bro
    1
  5036. A stop order just means that the order will execute whenever it hits that “stop price”. Think of it like a trigger. I know it’s confusing :/
    1
  5037. It can either be for buy or sells depending on the limit, or if you don’t specify a limit it’s just a market order
    1
  5038. Robinhood or Public. links in description
    1
  5039. You got it!
    1
  5040. will consider!
    1
  5041. Hell ya!
    1
  5042. yeah M1 would be great for that.
    1
  5043. Whats the interest rate? if its less than 4% you can wait, but i always like having no debt.
    1
  5044. Thanks, will do!
    1