Comments by "Manish K S" (@Manish_Kumar_Singh) on "Why credit card defaults have surged u0026 who is feeling the pinch" video.

  1. EMI is a scam, why do you need loan to buy a top model smartphone, just buy a mid ranger. EMI option should not be given to e-commerce purchases.
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  2.  @ontisalaga1789  having business loans, housing loans, or other such things is different from having lifestyle loans
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  3.  @vm-my6hg  its un-necessary for the common good, it motivates people to take un-necessary risks when there is no need for it, not a great benefit.
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  4.  @Masiba7517  It relies on the vulnerability of a misguided common to gain profit without giving any value addition.
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