Comments by "romanmir01" (@romanmir01) on "For-Profit Colleges A Scam?" video.

@Theroha You can't be MORE screwed with LESS debt. That's not possible. However if you do get into huge debt and they don't bail out the students, then you are fckd. As to gov't bail outs - it was the biggest con job ever until that time (next one will be State and municipal bail outs, as T-Bills will eventually crash and burn and interest rates will skyrocket, you don't want to owe debt then for sure!)
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@Theroha Here is what you do: you go into any company that is in business you want to be in, check out their postings, come in and tell them that you want to do work that they are offering for 1/5th of the pay. Tell them you are really dedicated, really interested in learning everything, but don't have experience and thus are willing to take a really low paying job. You will get some job that way and it's BETTER for you than getting a mortgage to go to a university.
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Ppl used to pay out of pocket, because it was affordable, because government money wasn't in it. Ppl used to CARE what they had as a major, it wasn't just about getting any degree, it was about getting a degree that actually provided the best opportunity to get a better job with a better pay. Today that's not the case, the engineering is US is gone because manufacturing is gone, everybody gets loans to do social studies, they 'graduate' with mortgages and no house.
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It's not more regulation of these 'universities' that is needed, it's more regulation of government, cutting government's influence, money and spending on this (just like on everything else.) Because money creates the incentive to inflate the tuitions, degrees, anything. There is no way to fix this until government stops subsidizing college completely.
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@Theroha Gov't must not pay for anything, only minimum military, but you can get ahead in life if you think outside of the box. While the rest of the suckers will go to the universities to get the worthless degrees and to pay for the dubious privilege with their future, you'll get ahead. In 4-5 years, when they are coming out of school into probably a non-existing job market (just empty, waste land, because gov't will turn it into one,) you will have 4-5 years of experience WITHOUT the debt!
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@Theroha Yeah, you have to come in and offer services for cheap. It's better to hit every door and find something, even if it's cheap instead of going to a university, where you are sure going to borrow tens if not hundreds of thousands (of-course, if you believe that at some point gov't will bail out students as well as bankers, maybe..... I don't advice gambling like that, they'll own your ass.) Hit the doors and offer your services cheap. It's better than paying for worthless colleges.
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@Theroha In 1995 I went to a university and found a job the same year, making just a nudge over the minimum wage, but it was in my profession. It took me 5 years to finish that university. It was very minimum gain for me, and I had 5 years of hell, where I was working 10 hours a day actually, still managing to study. I did this completely by myself, didn't have any other choice.Today I wouldn't do it. I would just go for that minimum wage job all in.
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@Tlincalin People, were not wealthy at all, went to colleges before government money was put into this. Today, with the efficiencies of scale, with new tech, you'd think that education must be MUCH cheaper than it was in 1955. Much cheaper. Just like TVs are inconceivably cheaper. Only super rich could buy the first TVs, today anybody has one or more. And is government subsidizing TVs? If gov't was subsidizing TVs, the asset bubble that burst in 2008 could be about TVs.
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@Theroha Realize that people are not hiring because they are scared of gov't regulations, anything that gov't does to 'protect' labor ends up hurting people who can't find jobs. I don't know what jobs you are looking at though, but find somebody who wouldn't mind an apprentice basically. Doing this will pay off in within short number of years, shorter than many will be in college, accruing debt.
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@MRtoker2007 Good argument, very persuasive.
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@Theroha Also don't believe what anybody tells you, if they are near the money and especially if they are the gov't. Anything they tell you is a lie. Everything they tell you is a lie. There is no good reason for them to be honest about anything, and also they are not that smart. They are pretty dumb, you won't believe how dumb they are. Bail outs were a con job, nothing like that should have happened at all.
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@Theroha Fuck'm! Beat them in their own game. Fuck the gov't! They bail out the banks and they don't care what that does to the economy. Fuck'm. Don't get paid, be in the lowest tax bracket, collect whatever help you can from the state, don't accrue any debt that would hold you down. In 4 years, if it's that bad, you'd have the experience to move out of the country, fuck it, it can go burn. Save yourself, ppl who save themselves will eventually rebuild the economy, it's better than to sink
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@MRtoker2007 "i statement" - what are you, Asimov or Jobs? As I said, you have a very persuasive argument. You said everything you knew, that's already an achievement.
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Student loans shouldn't exist to begin with, government should not be subsidizing any colleges or universities, because once government money went there, the tuition fees became unaffordable. It was government money that caused the tuitions to go out of control, that caused degrees to lose value and become inflated, because nobody wants to see anybody fail, because of money, so they grade on a curve, etc., make sure nobody is kicked out. This is true for any school. Ppl must pay out of pocket
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