Hearted Youtube comments on Mitch Shoesmith (@MitchShoesmith) channel.

  1. I’ve found the more I’ve saved the more I put off buying anything. For example, i could really do with a new car, but I just can’t bring myself to put my hand in my pocket and buy one 😂
    590
  2. I’ve been paying in £5 per day to S&P 500 for the last 9 months, cut out one costa coffee a day to pay for it, don’t even notice it leaving my account!
    176
  3. Unbelievable for just 28 years old. Well done mate.
    138
  4. It’s been declining the last few weeks because I invested into it just a few weeks ago 🙄
    134
  5. I invested £10 a day down the pub instead. After 2 weeks I had a new job paying me a lot more money and cash in hand too!
    91
  6. Final message being the most important. It’s terrifying how quickly 5-10yrs goes by. Everyone will thank their future self starting somewhere, no matter how little it may feel at the time !
    59
  7. Similar to others on here - I started saving to buy things but now I invest because I love it and I don't really feel the urge to buy things, e.g. I couldn't really care about having a bigger or shinier car.
    57
  8. Honestly, your channel is ridiculously undervalued. The visuals, editing and commentary throughout is top tier.
    51
  9. Hi Mitch. Can you do a video on how to protect large amounts of money over 85k please?
    46
  10. 05:20 FSCS protection is per banking GROUP NOT per bank, check what group your bank/s are a part of.
    45
  11. The biggest mistake with investing is not to invest.
    41
  12. I’m 55 and have been investing for 5 years , I wish I would have had advice when I was young, I encourage any young people at work to at least consider it , great videos keep them coming 👍🏻
    39
  13. That’s why I like Mitch, a no-bs straight to the point guy with integrity.
    36
  14. Great , opened my 1st stocks & shares isa on April 6th, put the max 20k in, was great to see it lose £700 in the 1st week !
    33
  15. I admire your transparency. Great channel mate
    31
  16. Thanks for doing this video. Really helped a newbie. 👍
    25
  17. Just opened a trading212 account and this video was really helpful! New subscriber 👍🏼
    25
  18. stock market crash is my huge shopping day hehe.
    25
  19. the only people who should be taxed higher are unknown individuals with billions floating around. We need it to fund our roads, schools, hospitals and future growth. Fund our society and we build a better foundation for everyone to grow. No more selling our assets, businesses and innovations to american funds
    24
  20. Thank you for a straight forward explanation with minimal jargon, top job.
    22
  21. The problem with the growth over value strategy is that growth is only sustainable for so long, and today's innovators could easily become tomorrow's dinosaurs. Also companies that don't pay dividends are reliant on an ever increasing share price to guarantee returns to new investors. If the value of UK stocks stagnate from here and go nowhere into the future, anyone purchasing now can lock in dividend yields above 6% from a selection of relatively safe cheap high yielding FTSE 100 stocks, as long as dividends are maintained. If as you state the FTSE stays cheap far into the future, then a dividend focused investor could build a portfolio of high yielding FTSE stocks and reinvest the dividends year after year, and also invest new capital as it becomes available and stock prices remain depressed. Compounded growth through dividend reinvestment, coupled with more capital investment over time, would see significant growth in dividend income as long as the the stocks remain cheap and high yielding. There's more than one way to realise portfolio growth, I don't see many growth over value commentators mentioning compounded growth through dividend reinvestment.
    22
  22. Awesome video Mitch. Thanks. BTW, I just used your promo code and got £10
    20
  23. I've never heard an old person say that they regret paying off their mortgage early over investing the cash. The decision is, and should be, an emotional one not a financial one. Imo
    20
  24. Mitch your a clever bloke. You will be very successful. Thank you for showing all your investments most people at any age would be happy
    19
  25. Great video. Please can you make this an annual video where you review T212’s annual finances and performance for us to help keep us in the know about how they are doing. 👍👍👍
    18
  26. I luckily inherited 65k and 8 years ago - now have 250k, all my via investments. Obviously I added to it regularly but nothing crazy
    18
  27. I think relying on things like the 18 year cycle is unwise. To a large degree housing prices are part of the larger economy. I am old enough to have seen three crashes. Each one was predicated by larger economic issues. The situation is further complicated by the massive amount of overseas purchasers. I know of a housing estate in London, all new build, where nearly every home is owned by Chinese investors. They are also left empty. Switching away from investment for a moment: Homes are there for our citizens to live in. We have far too few. I believe we must control overseas investor purchases which push the market higher than it might otherwise be.
    17
  28. I’ve been looking for uk based stock channels, and I’m glad I found yours
    17
  29. Global index fund investor here. Most people would guess that the US will outperform the world over the next ~30 years, but we really don't know. I'm happy knowing that I'm covering all bases being globally diversified
    17
  30. I have been buying the S&P 500 for 3 years now i wish i done this 30 years ago.
    17
  31. Comparing inflation to a Fredo bar, UK classic
    16
  32. I’m 25 and I’ve started to invest 50£ a week in the S&P 500 and it days if it grows around 8-10% every year it’ll be worth around 300k by time I’m 40 which would be amazing
    16
  33. Yes Mitch! Please do share your entrepreneurial journey into real estate. I think it will be valuable for everyone to learn from it! And stocks are not the only investable asset available so it will fit well with your channel. Good luck on this new endeavour mate!
    16
  34. Hi Mitch, I'm a long-term follower and I have to say, this really was one of your best videos, the quality just gets better and better! Your explanation of the mini-correction at the start of the month really was excellent. Brilliant work, I've been in VWRL for a number of years and I feel more comfortable DCAing into this rather than VUSA! Hoping returns on VWRL will overtake VUSA over the coming years 🤞🏻 Great job 🎉🎉🎉
    15
  35. When the US falls, everything falls. Looking at the VWRP (Vanguard All world) and comparing it to the CSP1 (Ishares S&P 500), you can see they both follow each other almost identically during the downturns, while the S&P 500 has a much higher upside potential. Either way, pick your poison, but i'm sticking to 100% US allocation. If i were to pick stocks (which I don't ), there's no way i'd have more than 500, or even 50 open positions at a single moment in time and the stocks that I would pick would most likely all be quality US companies, that's why I believe the S&P 500 is all you need and by buying into an All World fund, you're only buying the US but with a bit of international, just for the sake of "diversifying" and those international companies you're gaining exposure to, you wouldn't even buy anyway, because many of those are just not great (quality wise). So yeah, i'm quite against an all world fund, but each to their own.
    15
  36. Congratulations mate! I have been tempted to do this but i just keep throwing all my spare money into my VUSA isa. I just don’t think I could handle the stress of managing a property!
    15
  37. Great video, I’ve been after something like this for ages, especially as I want to retire in 20 years. Just need to find £2,175pm now!
    15
  38. I've been investing over 30 years, but I never had a better buzz, than paying off my mortgage early. I've re-mortgaged, 3 time since and basically used this as a very cheap personal loan, to help my family and also do things I want to do. So your home, is a very good investment if used correctly.
    14
  39. Keep your portfolio diversified and invest the majority of your money (around 90%+) in profitable and proven companies 📚 Great and informative video! Keep it up
    14
  40. I got the physical card mainly because its cool to have, but I don't actually think it will get any use till i go on holiday!
    14
  41. I don’t believe it’s £100k. For me it’s £25k. It felt hard to get to £25k. Than £30k was a lot faster, than £35k I focused on £5k increments. Before you know it I was on £65k. My personal experience: get to £25k at all costs!!!! Than focus on £5k increments.
    14
  42. I’m about to turn 31 and I’d say my net worth is circa £210k
    13
  43. Agree with most of what you are saying, just to point out that only 18% of revenue of FTSE100 is from the UK so should be detached from UK economy performance
    13
  44. A few ideas which help me with the year ahead: - All predictions are wrong, some are useful. There is always instability/wars throughout the world each year and the stock market is consistently “overvalued” and “ready for a big correction” only for it to keep ripping higher more times than not. - If stock prices fall in 2024, great, I’ll keep acquiring good companies at a lower cost basis. If stocks go up, great too. All in all I won’t care what happened in 2024 in 20-30 years time after compounding has taken its effect 😄
    13
  45. Always love a dividend video. Nice work Mitch
    13
  46. It’s all about starting early in life, if you don’t have a minimum of 10 years to invest then dont invest Time is money
    13
  47. I agree with pay yourself 1st ...it's transformed my habits ...wierd how you can think you're skint but in fact you spend in a silly way ...switching to that mentality I've saved 5.5k in just over 6 months ...I'm on £32k
    12
  48. Great video Mitch! My financial goals for this year are: 1. Create an emergency fund 2. Invest at least 20% of my income into my T212 portfolio 3. Start saving for a house deposit so I no longer need to rent
    12
  49. I save/ invest about 90% of my money, im 19 and living at home so trying to build up a big down payment on a house over the years im living at home :)
    12
  50. Yes I have just sold the shares in my business because of a threat of a Labour government. Get my tax relief while I can and invest in the S&P until I can grow another business overseas.
    12
  51. I'm going to invest, any spare cash I have, on the last Friday in the month, every month, as I've previously done for the last 32 years,
    12
  52. Your videos are bang on mate, you've just helped me purchase my first ever stocks, Thank you
    12
  53. Just a warning, when you see a comment promoting someones financial advice, its usually a scam
    12
  54. 🤑 it’s so great how open you are with your finances especially here because most people don’t talk about money
    12
  55. Would love to see a version of this on vanguard ETFs 😊😎
    11
  56. Justice is slow but it always comes that's for the scam's he pulled on his fans
    10
  57. The first HONEST and TRANSPARENT YouTuber. Thanks for sharing Mitch! Inspiring :)
    10
  58. Another great video Mitch. I recently have moved to T212 and making full use of their Cash ISA and interest on uninvested funds as well as cash back. All we need now is a SIPP option on there :P
    10
  59. Congratulations 🎉 I would invest in Stocks and Dividends get same ROI without hassle of none paying Tantent and Interest rates hikes. Secondly I can sell my shares anytime and no hassle of chasing buyers, agents and solicitors for paperwork. I might get 1-2% less but I will be stress free 😀
    10
  60. Every time I have a question, I ask YouTube and stick your name at the end.. low and behold a video that explains the answer each time! 👍
    10
  61. “Nobody, I don’t care if you’re Warren Buffet or if you’re Jimmy Buffet, nobody knows if a stock is gonna go up, down, sideways or in f-ing circles”
    10
  62. the VUAG is now available on Vangaurd UK btw
    10
  63. Great video Mitch. Currently saving like mad and trying to change my tide !
    10
  64. “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”
    10
  65. I’m 18 and I’m already planning on retiring as soon as possible 😅
    10
  66. £100 per week is a bit rich for my blood at the moment. But I am putting £100-£200 a month away into Vanguard and after under a year I now have £2400 invested with an actual current value of £2825. I thought this video was BS at first with the intro but dead on the money. Start early, be consistent, invest as much as you can.
    10
  67. Would love to see as much property investing content as possible Mitch. I'd like to add a BTL to compliment my stock portfolio one day so am keen to learn
    10
  68. This is why I prioritised paying my mortgage off before anything else. I’m now mortgage free and interest rates no longer scare me
    9
  69. Loving these educational videos mitch! I am almost at a point where I can buy a company noone has heard of and be confident of making gains 😂 great stuff as always mate 💪👍
    9
  70. I'll buy more VUSA, GOOGL, TSLA, TROW and ASHTEAD at the dip and hold all my stocks for at least 8-10 years
    9
  71. Wow, the stock market at a discount? Count me in! I love red days.
    9
  72. I feel very fortunate to have a net worth of £60k in my early thirties but I still feel behind where I should be. I don't own any property or drive a nice car but maybe this is the price I've paid to put myself in this position. That said I've only worked just over 10,000 hours in my 7 year career so I've also had plenty of time enjoying my youth.
    9
  73. My portfolio gives me approximately £3.700 per year. I'm aiming for £5,000 per year and then I will call it a day😊
    9
  74. Been watching and following your journey for the past two years, have learnt a lot from you! Wishing you all the success 👊🏽
    9
  75. Its felt like for the last decade the middle class and lower are getting feasted on by big companies and the rich. The gap between the classes seems to be growing at an alarmingly fast rate. This Government is masterful at misdirection and blame and dividing the people of this country take immigration for instance. I believe there will become a point though were people are fed up and leave their apathy to rise up and start to demonstrate against this Government and the next. Everyone is struggling. Thanks for the insight Mitch.
    9
  76. 1. No more single Isa limit Savers will be able to open and pay into multiple Isas of the same type annually. That will replace current rules that only let you put money into one of each type of Isa every tax year. The change will enable savers to easily move between different providers and is intended to encourage competition. With cash Isas still enjoying record rates of 5% AER or more, this is good news for savers searching for higher returns.
    9
  77. Love the transparency. The channel is a lot of work no doubt but it will no doubt pay off big time as time goes on – quite poetic given the nature of the content methinks.
    9
  78. Thanks for sharing! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!
    9
  79. Congratulations on the 5k subs mate, that's awesome. You're a whizz with google sheets. Great video Mitch.
    9
  80. Hey mitch i’d like advice on what to do. I’m 25, maxed out my pension at work (about £900 a month with max match the company offers) 45k in T212 2/3 in s&p500 about 1/3rd in solid individual stocks. 6month fully funded emergency fund Debt Free £20k in cash currently Can save about 2k a month GF will be ready for a house deposit in about 30 months ( we want 50k combined half me half from her) I really want a tesla model S performance fully loaded fsd etc(£45k) as a reward for working so hard for getting a solid financial foundation set (I was in 37k debt 2years ago) but obviously know a car purchase is always silly & just a luxury. (Dont want a 3 or a Y for cargo space & depreciation reasons) My current car is a heap of crap 2008 honda suv I bought for £1500 to be reliable as hell whilst I paid off my debts but i cant stand driving it any longer. Any advice is appreciated. (Id be spending most of my savings as a fat deposit for the model S)
    8
  81. Do I need to open up a Vanguard account and buy directly from them or can I get the same thing through 212? Cheers.
    8
  82. I got another 5k worth just as it bottomed out
    8
  83. I mainly invest to get wealthy and quit work at 45.
    8
  84. Nice Mitch, I still intend to hold most of these stocks for 30+ years so there’s about to be a massive discount as far as I’m concerned.
    8
  85. Some excellent content again Mitch. On the property point, I see it as more of business venture than investment. As a previous landlord I have never found anything quite as stressful and time consuming than the property management element of being a landlord. Also factor in the risk of tenant issues, voids, rent arrears, CGT and many other downsides. Horses for courses but personally give me the relative calm of low cost passive investing any day.
    8
  86. I've been watching investment videos on YouTube since march 2020 and they all roughly lead to the same conclusion: £ cost average into S&P500 index fund. The end.
    8
  87. Investing tip: Sometimes you just have to take the risk, so that you can enjoy the reward 📚
    8
  88. VUAG is now available in the ISA.
    8
  89. Great update - bring on more pain as I'm ready to buy!
    8
  90. Time in the market beats timing the market, always remember that EVERYONE! 😀
    8
  91. I’m 42 and just started, wish I was in my early 30s so never too late
    8
  92. Good video Mitch. One thing you didn't stress though- if people are paying 20% APR on a credit card then they need to prioritise paying that off above anything else before investing as that interest will kill any returns on the market
    8
  93. You can’t beat the classic, be greedy when others are fearful and fearful when others are greedy! 📚
    8
  94. My advice at 60 years old is stop buying stupid expensive german cars. or any expensive car. do that once you own your own home outright. imho concentrate on any loans. push to pay that mortgage off ASAP. we loaned 180k to build our new house in march 2007. paid it all off within 10 years but extreme frugal living. owning your own home outright is the best thing you can ever do financially. once that is done and dusted you watch the cash flow. we earn about 10k month between us and our monthly outlay is 500 quid a month for basic bills. we have a lot of spare cash to help our 2 sons out. bought our 20 year old son a brand new 30k car with cash. we drive a nissan leaf lol.
    8
  95. Hold strooooong
    8
  96. He's not allowed and secondly he tells us what stocks he's invested in.
    8
  97. Why? I'm 61 and started my first stocks and shares ISA in January. Currently, I'm approx 10% up on 14k invested. I know equities can crash, but they usually come back higher. The money is not mission critical. I have other savings. The returns on equities are seemingly somewhat higher than cash accounts. If the market drops big style, I'll just keep bunging more in and thus lowering my average unit cost.
    8
  98. Doesn’t this challenge the whole premise of index fund investing which is obviously many small fractions of companies…. Common sense must surely prevail
    8
  99. Exactly right
    7
  100. Great overview. Thank you
    7
  101. lifestyle inflation is such a massive and important thing that people/especially the younger generation need to be drilled in to their head IMO. I've been sticking to a 50 pound max WEEKLY budget and when I do manage to stick it out, i manage to save a rather fair bit per month. no matter what my salary is I try my best to stick to it. just got a salary increase too, but I'll budget my money as if I didn't get any payrise. I wish I had this mentality when I was younger.
    7
  102. Like a financial version of the Incredible Hulk - growing more green!
    7
  103. Can you go through the full due diligence process that you do before you decide whether to invest in a stock or not ? Not sure if you have done this already. Keep up the good videos
    7
  104. Mitch, thanks to finding your channel I have started my investment journey. I’m 29 so not too old but do wish I started earlier. £500 every month mostly into the S&P. First time commenting so just wanted to say thank you for your helpful insight
    7
  105. Great video Mitch..very smart, clever, informative video. Thank you for doing this. I'm 54 and get so much from these..
    7
  106. Your clearly a clever man and no your stuff but in order to earn a £1000 a month you need to be a millionaire to have a spare half a mill to invest enough to make just a grand a month, wouldn’t high interest banking bring something similar to this I’m sorry I’m just only discovered your channel and I really don’t no much about it as of yet Great videos tho, I been watching loads now Good luck mate
    7
  107. I like your approach on investing, simplify to follow and understand, might be following your channel and start this journey. I’m now 50 years old and have to take things on to my hand.
    7
  108. You need to factor in tax also to the pension pot amount needed. That’s why saving in ISAs for retirement is so important.
    7
  109. Sasha Yansin made a good point yesterday. If you take a small part off of your car away (e.g. glove box lid) it becomes a 'fractional car' and by the same logic would be exempt from road tax since the original legislation didn't include wording that covered this situation.
    7
  110. Great video thanks, keep this up, clear
    7
  111. Well your videos content has a good quality that's why I, m subscribing keep going!,✌
    7
  112. Interesting and helpful video Mitch. I have vusa in my T212 isa. Dca into this every month.
    7
  113. I’m in for the long term, the markets are like a roller coaster the ups and downs
    7
  114. Possible we won’t get a crash- first year of a bull market in stocks always give the highest return, then returns lower over the next few years. Future growth is priced into many companies so returns most likely to be lower.
    7
  115. Great video. Personally, I think prices will properly start to crash when boomers’ properties start to flood the market
    7
  116. Brilliant,didn’t realise about earning interest,just activated...Thanks
    7
  117. Hunts making a huge mistake if he lets HMRC tax fractional shares. They are no different to normal shares. Just another tax grab for investors. When we buy a stock from a business its a fraction of the Business. Thats FACT> Fractional Shares are just a smaller share at the end of the day. A share is a share hence the name!!!.
    7
  118. Solid strategy, solid video. You'll always get a watch and like from me. A breath of fresh air from others. Well done 👍 keep it going ☺️
    7
  119. Brilliant as always Mitch. There are so many “shiny ball” investment strategists out there. You’re a wise mind amongst the crowd. Thanks again.
    7
  120. I wish I had the opportunity to start investing in my early 20's instead of early 30's...10 years missed
    7
  121. Hi I thoroughly enjoy your videos as they are very informative. I am a bit apprehensive in investing in S&p500 as then if I convert my returns into gbp when I retire, I might lose money. How do you feel about FTSE index funds? I value your opinion.
    7
  122. Bro, that "nothing left" meme 😂😂😂😂😂😂😂😂😂😂
    7
  123. Good video, I’m on a similar journey and have been compounding returns from dividend stocks for over 13 years. Keep up the good work 👍🏼
    7
  124. I think buy as normal, and reserve some funds for dips and buy when things drop 5/10/15% etc
    7
  125. Smashing it Mitch! You've packed in so much considering its only 11 mins long!! 👌
    7
  126. 0 because $NIO doesn't pay dividends
    7
  127. i just started with vanguard for longggggg ride hopyfully be a good one for the next 25 years :)
    7
  128. Love the S&P500 ETF. The sure thing about investing is that you will be a much better position in the future than if you didn't invest at all! It's likely that you will also have savings elsewhere such as in an employer pension along with personal investments. The good news too is with investing long term is that you could get that future cash flow completely tax free as you would be able to keep under the ISA Allowance!
    7
  129. For long term investing which hopefully most people are doing I don’t think it’s a bad idea. Unfortunately I only invest via an ISA which I believe this isn’t applicable
    7
  130. Fair play mate, you've smashed it!
    7
  131. He is very good at talking why watch? It’s nice to be nice.
    7
  132. If you're diversified and have a long term horizon, who cares if there's a correction this month, next month or even next year? It will recover. Keep DCA'ing, stay disciplined and ignore the noise and media fearmongering.
    7
  133. My plan for example is not live off dividends because for most people who have "normal" jobs is impossible. But my goal is to receive 1/3 part of my wages or cover my food expenses.
    7
  134. Could you do a video on the best performing ETF’s on T212?
    7
  135. Been following your YouTube channel since Lockdown, and learnt so much already. Well done for all your achievements 👏 and thanks so much for sharing your info in a very understandable way. Super useful 👌
    7
  136. Just wish the bank transfer deposit was less clunky like google/Apple Pay. You’d think having your bank’s app on the same phone would make it just as smooth if not easier
    6
  137. Vanguard US Equity Index, reinvests dividends, basically S&P 500 with a few thousand smaller companies added on, that don't really make much difference to overall performance, charge of 0.1.
    6
  138. Just gonna DCA the ups and the downs
    6
  139. Well done Mich keep up the good work and keep inspiring others and helping on your journey. Thanks for sharing.
    6
  140. Another great video Mitch !
    6
  141. Depends on your investment time horizon. If you’re long term and holding you’re better buying in now even if it does work out to be overvalued. Time in the market beats timing the market.
    6
  142. I am dollar cost averaging in the S&P 500 bring on the crash….
    6
  143. I was playing GTA V the other day and realised that a while back I must’ve bought stocks on the game, checked the balance and it was well over 80 million dollars so just goes to show that the ‘set and forget’ method really works 😂
    6
  144. I shop in Coop instead of Asda - can I be a millionaire? 😅 Ahahah i joke! Quality video man - a bit of consistency & a lot of patience is key! 🙌🏻
    6
  145. Thanks for the great analysis Mitch! No one knows how the market will react...so don't time the market, just do dollar costing average and when it really dips, buy more! I know it sounds so simple, but if you are investing for the long-term, the stock market will be higher 20 years from today.
    6
  146. Podcast please!
    6
  147. Too many people try to chase that next 1000x and then wonder why they get their fingers burnt. Give me a solid dividend payer that's been around for at least the last 15 years and I'm a happy bunny.
    6
  148. Seems to be quite fashionable to recommend “job hopping” to increase your salary. Speaking as someone who works at a top tier firm who invest a lot into the training and development of staff - your ability to find positions at the best companies (and thus ultimately long term career success) will decrease for every “hop” you make. People should just be aware of that
    6
  149. Hey Mitch, as a fellow 28 year old it was great to have a full peep into your portfolio, that employer pension contribution is very juicy, lucky you! I would be interested to hear more about your property investment. Is it something you would look to do more of in the future? I imagine with that mortgage amount you have a fairly decent ROCE employed with that flat?
    6
  150. It's a marathon not a race.
    6
  151. Absolutely great stuff, Mitch. You're smashing it. Completely agree regarding the core message - keep up the consistent contributions and then in 10 or 20 years time we will all look back and be amazed
    6
  152. Mitch if you don’t mind me asking how old are you at the moment? I am 21 and just started investing by putting in £2500, and will continue to add £1000 each month, into mainly ETFs and safe stocks, might as well get it started now rather than later
    6
  153. Just a correction time to buy more
    6
  154. Mitch its funny that you are doing this video before you even achieve 100k but I believe in you, I am sure you'll get there in couple of years :)
    6
  155. I invested 10k just before it declined. Bad luck :(
    6
  156. Crazy to see some of the returns there! Another great vid Mitch!
    6
  157. 60 here. mortgage all paid off. 400k house 3 new cars all paid in cash. 100k in stocks and funds 100k savings. pushing to be worth 1 million on me 65th birthday. saving about 4k month and making about 2k month from investments.
    6
  158. It'll be a rocky 2021 but i'm thinking long term so if there is a crash it'll give me a chance to double down and purchase more shares of the stocks I already hold or possibly invest in new stocks I felt were previously too expensive.
    6
  159. fav UK finance channel 👍
    6
  160. Haha, what perfect timing. I'm literally in the process of installing it right now!
    6
  161. Dont forget to enjoy life and live. My mother died to early with a huge portfolio. She didn't even had the chance to enjoy it.
    6
  162. I’d be really interested to see this continued over a while! I’m also new to investing so would love to see a video on how to diversify and what to look for
    6
  163. Thank you for raising how hard it is for single people. I live on my own and it can be hard, but in the north i can just about cover my expenses for 3 months of bills. Keeping out of expensive debt is really key. But finding a permanent iob that allows progression is even harder. I dont know how people in more expensive areas cope 😢
    6
  164. Just keep investing
    6
  165. Still waiting for a crash lots of financial you tubers keep saying it’s going to happen, if you talk about it long enough it will,sooner or later it will happen, I am just going to keep dollar cost averaging the S&P 500.
    6
  166. Hi Mitch, would love to see more property videos and how to get started. Definitely something I wanted to get into after I graduate uni👍
    6
  167. I read up a little more on this, it seems that in the very worst case scenario HMRC will be collecting tax on previous dividends you've received from fractional shares too. On the better side if it still goes through, only the broker, the nominee will be liable to pay. They'll either remove fractional shares all together from an isa. I feel like it probably won't go through though The UK already has one of the lowest investing rates that has even extended to not helping uk stock exchange companies. This legislation wont help
    6
  168. Just what the doctor ordered.Very clear, simple to understand explanation of this product. I wonder if you might do the same for Bonds or gilts. I've watched a few videos on this subject but I'm still not clear about how they work. They certainly don't seem to be simple.I don't see where the attraction is in Bonds.They seem so volatile.
    6
  169. Im technically an 'A' although I'm not sure I'd class myself so highly as so much of that is equity in my home which I'm not looking to sell anytime soon
    6
  170. Great advice & very well delivered. ETFs are my choice, however a small amount that you are happy to gamble with on individual companies can always be a bit of fun! :)
    6
  171. “Those who wear nike tops can expect an additional 7.3% return per year” - Warren Buffet 2015
    6
  172. Good tips at the end Mitch. When we're younger, it's better to invest in ourselves first so that we have more disposable income to invest in our ISAs
    6
  173. Had one stock in particular that for a period suffered big style at the hands of short selling. . Share price suffered accordingly and still never recovered to the price it was before the short sellers got stuck in. Definitely not something to be seen in a positive light if someone wants to borrow your shares
    5
  174. Cheers for the advice! Really appreciate it.
    5
  175. Great content Mitch,the likes of you and Damien Talks Money,James Shack,Chris Bourne and others have opened doors to investing for us all,if only we were taught this at School,but thanks again keep up the great work.
    5
  176. Keep going Mitch! You’re crushing it!!
    5
  177. Thanks Mitch, had a good year and finally made it over the £25k assets. Thanks in part to channels like yours. Merry Christmas and all the best to you and everyone here for 2024!
    5
  178. Nice video Mitch, getting to £100,000, is probably the toughest journey for most investors, but once there it seems like a free ride, compounding is your friend and you will have your freedom, sooner than you think. I was surprised to see bonds in there, for such a young guy. Anyway Mitch good look with investing, in 2022 and the property search.
    5
  179. Brexit, C19 and the Tory dealth cult looking to reopen as they've run out of ideas. Triple whammy. Fully agree something is coming, but I can't see it until next spring.
    5
  180. If you are a long term investor not a gambler ,you don't need to worry, if you have a strong believe on your portfolio, you need not to worry, I entered in February when most of the stocks were all time high, now my portfolio is 35% down, but I am long term atleast 5 years.
    5
  181.  @MitchShoesmith  Would love to see how you research and find new companies to invest in. I feel like I’m not able to find stock without a hint from YouTubers or friends. I want to be more independent in finding and research stocks to invest in
    5
  182. Good stuff Mitch. However those pie charts that show % chance of making a gain over various time periods - a better indication would be the % chance of beating inflation over those period Would be interesting to see, and at the end of the day thats what really matters right?
    5
  183. What you have to remember, is the market always returns to all time highs, don't be part of the 90% who don't believe this, you have lost nothing until you leave.
    5
  184. £100 a month would be an awesome extra income stream, and a more attainable target.
    5
  185. Isn’t the dividend yield on Apple wrong? It’s around 0.71% as i can see.
    5
  186. Great vid as always Mitch, say hello in your discord some time.
    5
  187. I look st it like s computer gsme starting backwards (hardest level first) - year one . Getting easier as time goes on , easier levels later on life :)
    5
  188.  @MitchShoesmith truely appreciate your honesty and I’ve enjoyed the content you’ve made so far, here’s to a prosperous future 😎 for context to what I originally put, I work in the customer facing side side and i earn £38000 and discretionary bonus quarterly
    5
  189. Interesting video. I wouldn’t make the FTSE a core holding but in my view it’s not a bad one way to diversity from tech heavy S&P 500. Won’t shoot the lights out but expect increase over time.
    5
  190. Cant wait to see my Palantir falls to 5$! :D
    5
  191. Great video, Mitch. Good to see an update to your portfolios 😊
    5
  192. I'm 28 and I'm just into grade A.
    5
  193. It’s two different types of ISA, ie you can invest into a stock and shares ISA and then a Lifetime ISA in the same tax year, but the 20k limit is still in place across both. So if you were to max out your lifetime ISA allowance (£4000) then you stocks and shares ISA limit would decrease from £20k to £16k
    5
  194. I do both with a bit of my pay but i absolutely put more into my investing portfolio than I do into my standard bank savings account
    5
  195. My take is this (plagiarising a lot of wise advice)..'When others are greedy be fearful, when others are fearful, be greedy'. I cant wait for the next S&P 'crash'..to me...its a huge sale! Either way I dont give a shit as my time horizon is over 20 years. Low fee S&P ISA..Avoid headlines, dont daytrade gamble (unless you have a PHD in Daytrading)...keep it super simple then simply 'index and chill'...keep it unbelievably simple!!
    5
  196. fantastic video ! needed this ! great video
    5
  197. Great spreadsheet… thankyou
    5
  198. Congratulations, just started my investment journey 2 months ago, dipping into it when i can, currently trying to save for my first house along with having a toddler, working full time aswell as studying for my degree. Cant wait to see my portfolio grow over time ! Keep up the good content mate
    5
  199. Defo do a video on the DCF method. Thank you for the detailed video Sir, I learnt alot :)
    5
  200. great stuff mate, thanks for the tips!
    5
  201. Very good content. Could you do a video like this with only UK stocks and UK REITs ?
    5
  202. The first 100,000 is the hardest part!
    5
  203. In about two weeks I will be maxing out my T212 ISA account, my first max year, hopefully I can do this for the next 20+ years...would like to be an ISA millionaire :D
    5
  204. well done young man. love yor first cars number plate, WHIU. excellent videos thanks
    5
  205. Another high quality, well researched video! Thanks!
    5
  206. Great video. I uploaded a video about this today as well. I have so far lost about £2,000 to FX rates
    5
  207. Yes you should
    5
  208. Good insight Mitch, I particularly liked the lagging/leading indicator bit.
    5
  209. I've been buying beaten stocks recently and plan on carrying investing into the market. I dont think there will be another crash for at least 2 years - unless the world goes into lockdown again
    5
  210. Sick vid as usual Mitch bro, this one really important for those just getting into investing, I have & I think always will be a very big fan of DCAing
    5
  211. Yes! I love dividend investing. It's so nice to get paid without doing much
    5
  212. No, you can't transfer stocks directly from an investment account to an ISA. You would need to sell your stocks and then buy them back within your ISA account. This is known as a "bed and ISA" transfer. HMRC only allows cash to be moved in to an ISA so they can track how much is paid in.
    5
  213. "Stop looking for the needle in the haystack...just buy the whole haystack...and never sell it". 📚
    5
  214. Love the laptop cover bro! & great video dude! Definitely the goal to live off my investments - long way to go though 🤣
    5
  215. Who cares wake me up in 30 years
    5
  216. The 8th Wonder Of The World
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  217. Great for new investors!
    5
  218. I bought my first house for £65k when I was 22, at the time interest rates were at 15% ...... did the market drop ? Thirty years on the property is worth £300,000 .
    5
  219. I remember finding your channel back in Sept 2020 with like 5k subs. Congrats on the growth!
    5
  220. Hi Mitch, can you make a video tutorial for the Desktop/Mac version of T212? also do yo uknow if the new beta app is any good?
    5
  221.  @MitchShoesmith  It is amazing how many people don't realise that they can make £100,000s more over 30 years by looking at what their private pension(s) schemes are actually invested in and perhaps changing them, even if simply changing to invest in global tracker ETF. Many pension funds have 25 year olds investing 40% of their portfolio in bonds at <4% and the rest in poor performance, high cost, actively managed expensive funds!
    5
  222. To be honest and like most people I have at least another 10-20 year investment journey ahead of me. So keep the sale prices coming! Great video keep up the work!
    5
  223. Crazy I’m fixed till 2027 on 1.62% on my mortgage looking at the rates now
    5
  224.  @MitchShoesmith I much prefer this as it helps people find their own feet with investing and to do their own research, we’ve all got to start somewhere! Good luck to anyone on this channel!❤️
    5
  225. Good fortune with your investment Mitch. At 37 I've got 4 mates who had buy-to-lets. 2 or 3 beds in the Midlands. They are all selling up and getting out of the game. The way you pay income tax on revenue not profit, issues with tenants and their ever increasing rights, capital gains tax allowance decrease, rising letting agent fees, repair costs increasing, increased mortgage costs etc etc. Many felt the stress and work not worth it. But again, good fortune to you. I hope it proves lucrative. Plus smart move on the Ltd company. I advised my friends to do this, but they didnt want the complexity of returns etc.
    5
  226. I’ve been looking to buy a house for the last couple of years. Recently I’ve seen 25k being knocked off a few houses in Warwickshire. One house dropped 75k from 625k to 550k and still isn’t selling. There is still a big demand for starter homes round here (300k) but the bigger homes don’t seem to be flying off the shelves anymore.
    5
  227. Mitch these videos are gold, very glad I found them. You're spot on that we get a lack of education on these areas unless we're lucky as we grow up, so having resources like this to cut through the confusing stuff are super helpful!
    5
  228. i started investing 4 years ago at 41 years old .I went from 400 dollars to 1500 to 15 k today i am at 84 k . I get around 450 a month in dividends plus a put 200 a week out of my paycheck.I think I will get to 100k at the end of the year
    5
  229. Great contents mate , really hope things start picking up and getting better soon for everyones sake 😅
    5
  230. not on 212 but lend all my shares out on IBKR.. nice littler earner as I dont plan on selling them 🤑
    5
  231. That’s because the interest rates were kept so low for so long.
    5
  232. I do all of these steps 👍🏻 great video as always 👏
    5
  233. Good video, I think UK rates and market is way too unstable right now but using your YouTube money thats sitting around doing nothing offsets the risk a good bit at least.
    5
  234. Good outlook, I too am a newish investor in stocks. A crash for us would be a plus
    5
  235. 1% is an excellent interest rate for a bank account these days.
    5
  236. Hi Mitch I took out a new mortgage 11 years ago as an interest only, with the money I saved against a standard repayment I have invested in shares of my choice, I now have got enough to pay the mortgage in just 11 years.
    5
  237. Fuck! I was born in 1972. No way do I want to retire at 71.
    4
  238. Very interesting watch Mitch! I’ve got 50% of my portfolio split equally between VUSA and VWRL, the other 50% in 8-10 individual stocks💪🏼
    4
  239. Very impressed 👍
    4
  240. I only started investing after watching you and Mark Tilbury. I'm 53 now, so kinda late to the party, but nevertheless at least I'm still in with a shout. Just wanted to say thank you for your 2 free deutsch mark shares! My side hustle is lego star wars sets and I have just brought £800 worth of sets due to be retired at the end of this year. Potentially worth 2k in 3 to 4 years time. Just thought I'd give a few of your followers a heads up on this as an excellent opportunity to diverserfy into a healthy nest egg. Off now to wrap it up carefully and leave it in the spare bedrooms wardrobe 😊
    4
  241. Personally I really noticed it after 20k. It started to compound pretty nicely. I was still consistent though
    4
  242. I couldn’t care less if it drops right now. Excited to buy more shares for my money on payday
    4
  243. I need this video right now as I've topped up some of the companies in my portfolio today.
    4
  244. Hi Mitch, Loved it. Too good coverage and very useful ones. Appreciated, TA, Santosh from India
    4
  245. Another great video Mitch! One KILLER is you can't transfer shares from an invest account into an ISA, you have to sell and then rebuy. I am currently moving part of my portfolio from HL because you're spot on, they SO bloody expensive! I love my T212 account :)
    4
  246. I’ve been around a long time and folks, this advice is spot on IMO.
    4
  247. We have come out of the mid cycle slowdown and now are in the second half of the cycle. No recession this year or next. Markets are likely to go sideways or trend down through to mid summer and then we will have a strong second half of the cycle through to 2026/27.
    4
  248. Great video, well explained. Simple and clear. DCA all the way.
    4
  249. Same here 😭 my portfolio took an absolute beating
    4
  250. Fair play mate, your content is top class 👏🏻 Only just seen you have a Patreon
    4
  251. A re-upload ? Great insight anyway 🤙🏽
    4
  252. Seems like January sales to me, buy buy buy
    4
  253. Yes my dad gave me £20k to help by my first house on my own. I’ve set up a junior isa for my daughter so I can do the same for her. I was very lucky I got a good grad scheme straight out of uni so was earning 44k straight off the bat at age 23.
    4
  254. Very good channel I subscribed without looking at your sub count and I actually thought "this guy probably has 100k" as your content is soo professional. 🙂🙂
    4
  255. I invest monthly consistently so I’m not missing out on potential gains but also building some cash to make sure I can buy my highest conviction stocks in a bear market
    4
  256. Very insightful video, thanks!
    4
  257. Fantastic video man. Packed full of great information for people and well edited.
    4
  258. Change legislation simples.
    4
  259. Is this what the conspiracy theorists have been talking about for years? 😬
    4
  260. You channel is the best . Chilled , level headed and rational investment info
    4
  261. My best tip for anyone would be just simply "live below your means" and you WILL get there. Great video👍
    4
  262. @MitchShoesmith  yes. I have home bias. 95 % British companies in my portfolio
    4
  263. Just buy buy buy
    4
  264. I’m investing 50% S&P500, 40% world index fund and 10% individual stocks. Investing £300 per month and rising for the long term (+20 years) Sit tight, hang on and enjoy the downs for opportunities as well as the ups for the easier thrills 😮
    4
  265. What is the best way to make money from investing
    4
  266. Another interesting video full of great advice. 👍
    4
  267. You deserve more subs
    4
  268. i love ur vids keep it up
    4
  269. Currently about to touch 10 shares of $VUSA! So happy i’m on this investing journey with everyone else!
    4
  270. Thanks Mitch, I'll never buy another UK share again 😀
    4
  271. I was in the market for the 2000, 2008 and 2020 crashes, it was very hard watching my rewards slipping further and further away but the recovery that follows these events, have left me in a great position, you need time in the market and a crash from time to time.
    4
  272. I think £100,000 target is great. I may set myself that target too in the public portfolios
    4
  273. You should mention the Dollar cost averaging, instead of going all in in a possible peak of the market
    4
  274. Good video again Mitch, love the transparency! 😊 just wondering where most of your deposits will be going to get to £100,000; Vanguard ETFs or individual stocks? Keep it up you’re a star 👍🏻
    4
  275. Great video, I’m hoping to achieve 100k invested in the next few years. Are you investing into a SIPP as well?
    4
  276.  @MitchShoesmith please make a video on how to do this please I’ve been waiting for a good UK SIPP based video so would be helpful!
    4
  277. The discount store is open...but is it time to buy yet???
    4
  278. Solid pieces of money advice, Mitch. Best advice I ever got was from my Grandfather about focuses more of time which gifts true wealth. Value others and building relationships. In building relationships, you are your closest friends and the money will follow as will the unfolding of your dreams.. Life is pretty easy.
    4
  279. Really good suggestions! This is such an important topic to be discussing right now, I really enjoyed the video!
    4
  280. I'm 37 qualified to postgraduate & Chartered level. I move every 3-5 and on a 6 figure salary. I know many people loyal to one employer and on 25-40% less than me. Sadly corporates have turned us into a number / resource and loyalty pays for a rare few.
    4
  281.  @MitchShoesmith  absolutely! Plus dinner cost £5 last night. I’d need to remortgage my house in the uk for a salad at this rate
    4
  282. Both, santander just released an easy access saver account with no restrictions at 5.2% no brainer.
    4
  283.  @MitchShoesmith  That's another thing, there are a few property youtubers encouraging people to buy out of their area and whilst it may be cheaper you don't have as much control. I live in Stoke and there is a LOT of outside investment. Sadly I also know the (poor) quality of the areas where renting is popular & property is the cheapest & the quality of tenants and the mentality of those types of tenants as well. Personally I say stay local to you especially to begin with in Birmingham which is more than big enough to find a property, you know the good from the bad areas from personal knowledge plus it's a big city has more going for it than other areas of the country.
    4
  284. Boom! Why because I never invested or traded until the pandemic and having passive income/savings/investments is probably a lot more important to people because of the pandemic, there will be retail investors like myself buying the dip of all the companies I love. For example PayPal and Disney
    4
  285. Great video Mitch My son is nine and from birth we opened him a pension, stocks and shares isa and premium bonds. Every month we put a little into each but in nine years they have grown incredibly. Our goal is now to continually educate him around money , finance and wealth but along the way we have really enjoyed learning ourselves. Our yearly goal is to fill our isa accounts firstly , that being said we do have a great Emergancy fund kept in premium bonds. Pensions we have set up and a little each month goes into them. This year the goal is to continue learning and growing. Many thanks Pete
    4
  286. Im all in on VUAG
    4
  287. Fantastic video... I just need the good lady to watch and understand the lessons here.
    4
  288. Who has free 400k ? You can buy apartment and have the same return i guess.
    4
  289. Many people get into financial trouble when they get a pay rise as they don't allow for tax and workplace pension deductions. Many people think that getting a £1000 pay rise means an extra £1000 in their pocket, whereas it'll be nearer 67% after 20% income tax, 8% NI & 5% pension contributions. One of the best hedges against inflation is to buy extra groceries each week. Especially if its on offer. It's surprising how that extra £10 spent on every shop on things like coffee, soup, beans, etc, can help in the long term, and will help see you through when the shops run out in times of panic, etc. Obviously longer life products such as in jars, tins and packets, providing you can afford it and have somewhere suitable to store it.
    4
  290. Top quality video mate! 💯
    4
  291. well done mate. i've been following your channel/journey for a while now and it's awesome to see how it's grew over that time. how is the house coming along for rent, is it pretty smooth with the tenant/costs of running it with like breakdowns that you need to repair? I'm still trying to decide if I want to buy to let, or just buy one at auction, fix it up then sell it on
    4
  292. Great video mitch and really explained well! The market at the moment is going to attract a lot of new investors and its important to understand GameStop isnt the norm
    4
  293. Hi Mitch, another great video 👍😊👍. Any chance of some videos on pension investments?
    4
  294. Been watching you for a couple of years Mitch and I have to say, I was a bit blown away by the £10k month you had from making YouTube vids! Amazing work man, keep it up!
    4
  295. My area is going up.
    4
  296. Diversifying Etfs are the safest investment, unless you set up a direct debit with vanguard , and let them do the hard work.
    4
  297. Not going to lie I want to try and live at home for as long as possible maybe till I'm 28 🤷‍♂️ I want to put atleast half down on a house and then buy a nice car aswell because I'm a big car fan 🤣
    4
  298. Good luck on your new venture. I think doing a monthly update on your property portfolio would be a good start and then go from there, that way you can gauge the interest without tanking your channel views.
    4
  299. Great video and really clear and informative. I am fortunate to be able to start investing around £1k per month and this seems like a much better strategy than picking individual stocks.
    4
  300. Keep the video's coming as they are always very helpful 👌🏼
    4
  301. Hi Mitch. Sold all of, 100% life strategy and put it all in, sp500 ETF for the better performance. I am in the process of selling rental property. Then max out pension and ISA. The reason is no tax on profits. No tenants. No maintenance. No capital gains. Having said this I am a lot older than you and have made a 50% gain on the property which is a flat. The best of luck to you and your new venture. The only advice from me would be don’t buy a flat…you will get a much better return on house. Best of luck .MTM.
    4
  302. I will continue to invest as normal and hope things turn around soon. Thanks for the info Mitch 👍
    4
  303. 😁 my portfolio reached $100k this week now just to make it £100k, keep going 😇
    4
  304. Ok, sort of expected all that tbh. But how do they make money?
    4
  305. First video I’ve watched of yours Mitch but was hooked, very good information given and very interesting to see how things are going for you.... keep up the content 👍
    4
  306. These FACTS!!!! We are low now and thats cool lets just grab the discounts and make sure we have the back up cash saved 🤝🏿
    4
  307. I have a lot invested in Shell Oil, great dividends since WW2 but coronavirus has screwed them
    4
  308. ​ @MitchShoesmith  snap! Bought an m140i before xmas. Had been investing ~50% income for the past 3 yrs since graduating. Haven't invested a penny since (rebuilding savings) but worth it for the smiles & stories.
    4
  309. Great summary mate 👍 I'm new to investing I'm 28 years old and wishing I started at 18 years old 😂 keep up the good work I've learnt alot through your channel
    4
  310. Great video, Mitch 👍 Lets hope the dip stays until payday haha
    4
  311. Well done brave thing to do it’s not for everyone as things sometimes go wrong. Look forward to seeing your journey on this product, thanks for sharing.
    4
  312. Great video. Very interesting, Mitch. Some some rotten stats at the start! The overriding message I took was the earlier you start the better. Even with relatively modest amounts invested instead of spending on crap, a comfortable retirement awaits.
    4
  313. Your timeliness for holding your investments are a big factor on your investment decisions... you seem like you have 3 maybe 4 decades ahead of you, others with maybe 1 or 2 may not be so comfortable thinking they could ride out a long drawn out bearish market which has sometimes followed a market crash
    4
  314. How did you find saving for your BTL mortgage? I’m currently in the process of doing this and seeing such a large sum of money sat that being eaten alive is gut wrenching 😂
    4
  315. Learned a lot! Thanks for making a video on this.
    4
  316. Also the S&P500 pays out dividends the uk version £vusa has a lot less tax than the American version $Voo for uk residents
    4
  317. Always keep some cash to buy the dip regardless of market sentiments. If you're young and in for years to come - buy the dip, ride the waves & repeat.
    4
  318. Do you plan to max you isa on trading 212 Thais year and each year going forward?
    4
  319. Great video Mitch very informative and helpful 👍
    4
  320. Great video Mitch! Keep it up!
    4
  321. I feel like the future of NFTs is around building a connection and the metaverse could be a hub for that I think NFT ownership within videos games is a massive next step but it needs to be the right sort of game
    4
  322. Thanks Mitch iv used the promo code and I’m going to watch some more off ur videos and hopefully my income will change if I get to grips with it lol thanks pal
    4
  323. I work 7-3 Monday to Friday and then some Saturdays and I think if I do any over time then I’ll add that extra into my investments I started my own dividend journey a few months ago, it’s not a impressive amount but I’m getting around £3 a month at the moment Then I do YouTube aswell and that’s around £60 a month So I’m slowly getting there I’m 25
    4
  324. Very helpful 🙌🏽
    4
  325. Interesting mannn, having the possibility of retiring early would be amazing! 4% is not too unrealistic either
    4
  326. Given that about 60-70% of global funds are invested in the US then most investors are well covered in the S&P500 anyway. That said I can’t deny I have a couple of small US satellite ETF’s just for the fun of it.
    4
  327. Stick to buy and hold strategy
    4
  328. In one of my stock i am red because of fx its crazy
    4
  329. Live and direct
    4
  330. US stock are looking expensive. Other regions are much cheaper and offer much better value. Im staying diversified in global trackers
    4
  331. Yes, it just becomes a part of your £20K allowance.
    4
  332. I wish to retire when Im around 60y. By that time I wish to have enough to spend 40k/year. Just start trading this week at 36y old! No time to waste then! Very cool video, cheers!
    4
  333. Great content as always Mitch!! Hope you reach your financial goals 🎉
    4
  334. Is there a limit you can deposit into the normal share account not ISA ,in one deposit ?
    4
  335. If you were investing in an ISA any money taking out is tax free. You will ‘only’ need to take out about 45k a year in 20 years time. To have the same lifestyle as someone earning 70k who’s paying tax,student loan, and National Insurance . As you said you would expect to earn more than 4% interest annually, possibly taking out more money on good years to pay for the next lean year. I then guess most people would want to do a part time job in something they enjoy to keep mentally active so Your true financial freedom figure will be far less than £1.8m. Unless you wanted to buy a bigger house…
    4
  336. Mitch Thoughts on gamestop?
    4
  337. 100% of people, who follow an index with a monthly investment for long enough, will make money, regardless.
    4
  338. Great👏🏻
    4
  339. Marathon will be incoming soon, key life milestone at 30-35 (alternative hobbies available 😂)
    4
  340. I wonder what is going to happend to berkshire after this duo will be gone. Buffet is like 92? Still huge respect to this guys that in this age they are still doing this.
    4
  341. Hi Mitch, great video. Do you know if it’s possible to set up regular monthly payments to cash isa? Can’t seem to find how to do it. Many thanks
    4
  342. That's a great start and I can see how committed and consistent you are. Well done! I'll be revealing my own portfolio for the first time in the New Year so its great to see how others do it. Keep up the good work!
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  343. Best time to start!
    4
  344. Great video Mitch enjoyed that! At the beginning of my investing life I thought about the S&P 500 but I ended up going for the Global all cap! I sometimes think about investing in individual stocks but I like the simplicity of the one fund that owns the lot
    4
  345. Loving the content as always mitch!! carry on inserting little memes throughout the vids.. spices it up abit
    4
  346. Sometimes, i wonder. Is incompetency a prerequisite for any success as a UK MP or government. Nothing seems to ever change that's pro uk
    4
  347. Balanced, informative: Thanks
    4
  348. Smashing it Mitch, assumed you had been at stock investing must longer! Would love a vid on your daily routine and resources, lots of info. out there so seeing where/who you pay attention to would be good. Keep it up fella!
    4
  349. "A god dam Christmas turkey shortage" Just about spat my mince n tatties out over that one! 😂
    4
  350. Hi Mitch, firstly love the content. Pitched at just the right level. I am a new investor (started on 1st Jan 24) I just wondered if you think I am doing my investing journey correctly? 😂 I am 55yrs old. I already receive a pension and am lucky enough to be able to work again growing a second DB pension for when I choose to retire again! I am lucky enough to own 3 properties that I rent out in the UK. I have started a T212 ISA in both cash and S/S. £5K in the cash ISA as my emergency pot. Then £15k in a S/S ISA. But I was always worried about being a tinkerer. So within the £15k 75% is in a the S&P 500. The other 25% is based on 15 dividend paying UK stocks that offer a bit of excitement seeing the dividends roll in every month. I am able to invest £500 per month into these stocks in the same proportions (75% and 25%). My plan is just to leave the S&P to grow and if I get the urge to tinker I can use the less expensive stocks to have some fun without messing it up too much. Thanks again and keep up the good work.
    4
  351. Great video, thank you for sharing - certainly entertains and educational! If I could say anything to the beginner investor, it would be to keep it simple and do not get bogged down in timing the market while doing so. Find investments that are of high quality (companies that have established themselves and continue to grow as they go), double down on them and invest with a long-term mindset... WIN!
    4
  352. Same as me using euro
    4
  353. 🤑 Congrats on building your portfolio. Keep up the good work!
    4
  354. Hey Mitch, great honest video. Your hard work is really paying off. amazing to see 🙏🏻
    4
  355. Hey Mitch, another great video. Keep on smashing it. Could you please do a video on quantitative and qualitative analysis and how this plays into value investing? P.s how’s the property?
    4
  356. That is a very generous company contribution match for your pension - great update!
    4
  357. I like your style! subbed
    3
  358. How the BTL flat going mate?
    3
  359. Hi Mitch question about ISA account, if I deposit 20k in one go and reach the limit straight away and than starting making profit like up to 1k monthly do I need to pay taxes? Or I need to invest like 10k and make the profit up to 20k. How tax works on ISA? I'm newbie
    3
  360. With the compounding, you just invest your dividends? Is that correct, sorry if a silly question. Great video and enjoy watching every one
    3
  361. It is indeed 😭
    3
  362. Thanks Mitch very informative video good to see T212 is in a healthy position. 👍
    3
  363. Haha, just did a similar video on this topic. Relating to warren buffet strategy, in 2008 he was holding 45$ billion and only 20 billion in 2009.
    3
  364. My financial goal for 2025 is to set up my children for their future. I have two children and my third on the way and am working towards a foundation for them all
    3
  365. Great video again Mitch, I am new to investing and just trying to find my feet. Silly question but if you invest in an ETF im assuming you dont see any dividends from the companies within that ETF?
    3
  366. legend
    3
  367. At 36 I'm loving this downturn. Build assets before the next boom.
    3
  368. Great Plan, I'll be following closely!
    3
  369. Good easy to understand advice.
    3
  370. Great video Mitch, really helpful to grow my portfolio! Looking forward to the next video :)
    3
  371. Exactly what my ears needed to see 👌🏾
    3
  372. The best time to dollar cost average and to start new positions, LETS GO!!!!!
    3
  373. Berkshire stock is the best performing stock in my portfolio this year
    3
  374. Nice one Mitch congratulations on your progress - it’s all about scaling, ONWARD!
    3
  375.  @MitchShoesmith  Yes very similar to S&P 500 and on the UK platform.
    3
  376. Hi mitch, what does this mean for etfs held in a stocks and shares isa?
    3
  377. Already retired 😂
    3
  378. First
    3
  379. Mate, you don't even wana imagine my portfolio right now. I'm still buying but yeah.. fully prepared for the worst at this moment. (Well I was until you reminded me what the worst could actually be like) 🤣 but one thing I always think.. People always think this time it's going to be different. And it never is, just dolla Cost average if you have big enough balls. Everything is going to be alright. Its emotional training 101 over here
    3
  380. @Mitch Investing  its hard, extremely hard at times. And although I'm down 18% on the portfolio. So be it. I've been buying at the end of a bull run, I've been in the game 18months and have another 30 years to ride out god only knows what. If I'm truly serious about investing then I'll be seeing bigger swings with HUGE sums later on in my life. We basicly at the start of this journey my mate
    3
  381.  @MitchShoesmith  appreciate the positive response bro
    3
  382. A higher allocation towards dividend paying value stocks is starting to make more sense every day
    3
  383. Your honesty in next level. Still can't believe you genuinely would show your portfolio. It's personal information. Given to the public.
    3
  384. Apart from a 10 stock UK dividend pie the rest of my portfolio is completely VUSA. I keep doubting myself, especially when I see so many people holding individual stocks, but I keep telling myself that keeping it VUSA only is a safer play for me. I’m a quite risk adverse.
    3
  385. Perfect video for beginners. so important. Great content.
    3
  386. Trch, don't miss out
    3
  387. Hi Mitch I love the content so today I took it upon myself to buy your course and learn even more about the stock market you have unlocked something inside me that I never knew I’d be interested in
    3
  388. Brilliant Mitch... Thanks for this video... appreciate your constant hard work..Im 53 znd love your videos
    3
  389. First
    3
  390. Nice put 😊
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  391. DCA all the way baby !! That’s what I’ve been doing also.
    3
  392. Mitch, great videos mate! Are you still planning on cost averaging your way throughout the crash or are you holding fire until we see new lows provided the information given in this video? Again, love the videos they are extremely helpful!
    3
  393. Thanks, Mitch, your video boost my confidence being a long trim investor , I am going to stay in the market
    3
  394. thanks for the update Mitch! your the UK version of Graham Stephen in the way you produce a great overview of the current economic forecast! thanks! Any tips on how to do this myself? (don't worry Ill still watch your videos!)
    3
  395. A beginners video on crypto i.e. best apps to use, different coins, your own thoughts and maybe a strategy/considerations for beginners 😃
    3
  396. £500 a month, for 35 years, at 7.5% interest a year compounded makes 1 million, but how? I don't get it 😅
    3
  397. Maybe you could add some REITS. They give exposure to real estate witch you dont have and usually pay a nice dividend. They are also far less expensive than actual real estate.
    3
  398. Hey man! Great content. I have a question though as I am new to the stock market. So dividends.. does this mean if I was to invest 15 grand into Chevron and buy as many shares as I can with that, that I would get a monthly payout of 1000 per month? Does it just appear in your account? How does it work? Im using Trading212 by the way. Thanks
    3
  399.  @MitchShoesmith  yeah that makes sense, I’m taking a massive interest in to this so I really appreciate the videos you got up, it’s really helping me understand it more and your easy to listen to and get straight to the point with out being overwhelming Thanks Mitch mate! all the best
    3
  400. Another great video thanks for the recommendation, ill try and take everything on board and maybe read some of the books that you mentioned.
    3
  401. Morning Mitch. Do you have a video that shows the pros/cons of individual investments vs using pies on T212?
    3
  402. Brilliant video mate. Thank you
    3
  403. Great video - if I had to guess I think we will probably will go sideways for the rest of the year.
    3
  404. VUSA in my Isa,, but cant reinvest the dividends as I always contribute to another isa 😁 MY vanguard ISA just sits there all forgotten and lonely 🥺
    3
  405. I’m 17 with a £10,000 portfolio
    3
  406. Do you have any bonds? And why or why not? Thanks
    3
  407. As someone that uses excel on a day to day basis i love tracking my budget. I never knew about downloading your statements and copying, thats a new one ill be stealing. Cheers. I have been watching for over a year now and you have inspired me, as well as a few other personal finance and investing youtubers, to start my own channel to document my journey. Cheers Mitch!
    3
  408. good view on the fact it's a profiteering crisis rather than a cost of living one. am having that one
    3
  409. Great lessons Mitch
    3
  410. Scary but I think Mitch is right.
    3
  411. Might be an idea to have a look at some small and mid cap ETFs, the upcoming rate cuts from the Fed will help small and mid caps more than the large and mega caps.
    3
  412. great!! thank you Mitch
    3
  413. Nice vid mate I've been investing 3 months now all going well thankfully and your channels been really useful so thanks 👍
    3
  414. 🤑 Well done Mitch
    3
  415. Gems 💎
    3
  416. thank you
    3
  417. Great Video Mitch as always :Investing tip : Always DCA into S&P500 and hold your postion to get your average down it will pay off 📚
    3
  418. Useful video, I’ll definitely be maxing out my stocks and share ISA with trading 212!
    3
  419. Great book review Mitch. Read the book a few times. Well worth it.
    3
  420. Awesome video! Been looking for this all over YouTube. Thanks!
    3
  421. 🤑 great content as always!
    3
  422. Fair play to you mate. Just one word of caution, don't repeat don't panic when your portfolio falls and I mean falls a lot over a long period. You start off saying "its ok I can take it" then after you have lost 29% over 8 months and there is no sign of the markets turning and everything is gloom, do NOT despair! There are always ups and downs and sometimes the downs are long, deep and painful. The sign of a mature and steadfast investor is to put MORE in when markets are performing badly. Yes you read that right. Good luck.
    3
  423. If you were to pick just one to put money into per month and leave it, would you go for an S&P500 or Lifestrategy ETF? Or something different still? love the vids
    3
  424. Great explainer video, thank you! I'm going for the £VUAG but totally see the merits of both!
    3
  425. If you know anything about cars , buying and selling can be a good way but only if you are good at cars .fairly easy pick cars that sell well and are cheap starting off ,
    3
  426. Great vid as always Mitch
    3
  427. Great video as always Mitch! A lot of red in my portfolio, and hard to predict how 2023 will go, but I’m bullish on all my picks for the long term! Turbulent markets show why it’s impossible to time your investments! That being said, crashes are a great time to buy great companies at bargain prices, particularly when the fundamentals haven’t changed 👍
    3
  428. I've seen all of the videos about this topic, but this is by far the most concise one I've ever seen, amazing job :)
    3
  429. US 2/10 year Inverted yield curve is about to uninvert, which has been a precursor to recession over the past 70 years. (10/11 correct). That’s what I’m most worried about.
    3
  430. For property exposure I have invested in BCPT which pays a monthly dividend - without the need to deal with tenants, maintenance of the property or insurances.
    3
  431. Upcoming banger of a channel
    3
  432. Ngl I completely sold out of all my US holdings except for Realty income a couple of weeks ago and bought the FTSE100 and Legal and General and a few other U.K. financial stocks. It was scaring the 💩 out of me and I was in profit on my US stuff despite the dip and decided to jump ship and go total home bias
    3
  433. In addition, this is a great time to invest. lots of over leveraged landlords who scaled up quickly during the hype of 21/22 will be looking for exits next year. always have a sensible overall portfolio LTV just incase, and keep a cash buffer for voids (the number one killer of cashflow).
    3
  434. Great video!
    3
  435. Nice technicals Mitch, always good to see how someone else does their TA, market is certainly full of FUD at the moment, but we must remember to stay focused on our long term goal and keep averaging in to our long term stocks! Shaun😀
    3
  436. Ireland does not have individual savings accounts.
    3
  437. Another great job and learning for me
    3
  438. Your channel is great. Keep it up. I took mixed approach with my view of investments. I have small/growing portfolio of dividends stocks and I'm looking to get £1000 pcm from them.That will be nice adding on retirement. Then my house equity will give a nice lump sum when I'll be ready to down size. And you have your work and state pension on top all the above. So you don't actually need £2,000,000 cash.
    3
  439. Mad to see someone being this open about financial earnings through YouTube, a lot of people keep it to their selves. Thanks for the transparency and motivation!
    3
  440. Great video as always Mitch, thank you 👍🏻
    3
  441. Yes definitely, would love to hear more about your property business.
    3
  442. And remember that £10,000 is similarly 27% of the way to £100,000, and £30,000 is around 50%, if the getting there is getting you down! I think most people would feel that £10k or £30k is potentially achievable in the shorter term even if they feel £100k isn't (which may put them off starting).
    3
  443. I’m just wondering, why do you pick ISA over invest?
    3
  444. I'm trying to find a side hustle that requires minimal effort due to being a working mum. So far I've started my investment journey this year (a little bit late at age 30), the property we currently live in is going to be our future rental income property. Just struggling to find a side hustle that suits me :(
    3
  445. Have you heard of PESTLE analysis for macroeconomic factors? (Political, Economic, Social, Technological, Legal and Environmental)
    3
  446. Mitch, great video brother. You explain this very well for beginners. Just subscribed to support the channel. Keep sharing your knowledge. Any fitness questions, just ask
    3
  447. Hey Mitch, u didn’t put the video about the intrest on cash in the description 4:46
    3
  448. congrats on 40k subs
    3
  449. How are they able to give 5.2 % ? How are they making money of it? Now The current Bank of England base rate is 5.25%, what if this rate goes to 3 %? Thank you
    3
  450. Go on Mitch bloody hell - massive returns!🙏🏻
    3
  451. Tip: Before delving into any investments, understand your risk profile and do a goal setting exercise. Diversify your assets, have alternate source of income and get to know the tax laws of the country where you're a tax resident.
    3
  452. If they don’t like fractional shares then they should ask the companies to increase the number of shares so that investors ‘fractions’ become ‘whole units’ and each individual share is cheaper and more affordable for the retail investor. But ofc they won’t, they’ll put the hardship on the investor
    3
  453. I m 35 and i got 20k in snp500 fund
    3
  454. Defo do a video on the DCF method. Thank you for the detailed video Mitch Sir, I learnt alot :)
    3
  455. You actually made the video I suggested nice one didn't expect that
    3
  456. Also, although the capital appreciation on property may only be 5.8% per annum, you have put down 25% and 75% is the mortgage. However, you gain the 5.8% on the whole property value, not just your deposit/investment 👍🏼
    3
  457. Really interesting. Thank you. In terms of tax, would gains made in this way be treated as interest on savings (so a personal savings allowance of £1k, or £500 depending on tax band) or is this taxed as capital gains (with the allowance soon to be cut to £3k)?
    3
  458. Nice video Mitch! I'm not relying on a state pension at all (probably won't exist) and focusing on making my own passive income for retirement through property and index funds
    3
  459. How much money have you made since being on 212?
    3
  460. Have a simple plan and do not deviate from it unless there is a very very important or life changing reason to change it. Mine is 100% equity global fund & just keep buying
    3
  461. Hey Mitch, why don't you convert some of your current S&S ISA into property and use that cashflow to increase your investments?
    3
  462. Congratulations mate. I only started investing this year. Current net worth of ~£70k made up of all sorts, before tuning 28, and hopefully good future career prospects 🤞
    3
  463. Very interested in this Mitch
    3
  464. Hope to get that 1 million before im 40
    3
  465. No one can predict the future, but it is best to plan for the best and be prepared for the worst so I am simply dollar cost averaging in... and focusing on quality stocks!
    3
  466. I have a 100% pie of VUSA that automatically reinvests when payed dividends (212 isa). I assume that’s basically the same as investing in VUAG?
    3
  467. Great video - I'm currently in the process of starting to look for my second home and the prices of this are absolutely ridiculous compare to just 2-3 years ago - I appreciate that these will increase but my home purchased for around 160k now valued at 240k IN 3 YEARS and because of this if I wanted to buy a semi with a drive I'm looking at 320k+ which I do not earn enough for. I would love future updates on this and really do value your option and information video
    3
  468. Look forward to your videos. Keep up the good work
    3
  469. Great Vid Mitch, super helpful for those that are just starting out/thinking of starting out! Such a great channel for UK investors!
    3
  470. I just started investing, I'm glad I found your channel 🎉
    3
  471. Great vid bro, loving how detailed and open you were with your portfolio. Can I ask which platform you use to buy crypto?
    3
  472. Hey Mitch great job with the video can u please do a review of the Revolut app an d the investing options they offer?
    3
  473. Yes please show us how your journey goes but keep the channel based on stocks 👍🏾
    3
  474. Hi Mitch, i notice that that the S&P 500 Energy ETF has been performing successfully at the moment, amid all the speculation about the future of renewable energy, the russian-ukrainian war and its influence on oil prices, could you potentially do a video dedicated to the S&P 500 energy ETF, i’d find that very interesting! thanks
    3
  475. I have invested over 3.5k into the VUSA.L and the Vanguard US Equity index fund -accumulative so it pays a reinvested 1.1% quarterly dividend. I'm 18 hoping to invest in individual stocks in 2022. great vid btw!!!!
    3
  476. Hey Mitch great content as always. May I ask you where would one find the most reliable news and updates on the stock market with so many websites and blogs?
    3
  477. Very interesting video Mitch. 👏👏I have watched hundreds hours of financial YouTuber videos. However I have never seen any of you guys buy Berkshire stock which seems strange as everyone agrees he is the GOAT 🐐 of investing. I have 10 shares. Thoughts 💭
    3
  478. Another great informative video, thanks man
    3
  479. Great video just starting out for the long term over ten years just trying small for now trying the ten pound a day too see how I get on just for starters great videos
    3
  480. Awesome video, thank you for sharing the ideas... I began my passive income stream with good old dividend investing before moving onto online classes (a financial course on Skillshare) and more recently now of course I am building this YouTube channel out which didn't necessarily start for passive income but by default... just may bring some cash in..
    3
  481. loving the macro news update vids mitch, keep it up!
    3
  482. All I see is a discount for a while before it climbs again 😁
    3
  483.  @MitchShoesmith  can you do a portfolio update video
    3
  484. The ftse 100 hasnt been affected at all seemingly. I'm glad I bought plenty of it a while back to diversify my portfolio
    3
  485. What car do you have now?
    3
  486. This is why all my pension is held in Global all cap.
    3
  487. Another good video. Keep them coming.
    3
  488. Same as me 🤣
    3
  489. Nice video Mitch. Will you be making vids about your property investing next year?
    3
  490. The 4% rule assumes that by the point of retirement, you would have your investments in assets that yields that much return on average. But it isn't relevant if you intend on keeping your investments in higher risk assets that yield more on average, thanks for pointing this out!
    3
  491. I decided to buy more sp 500 and other stocks
    3
  492. Personally, I am just going to carry on investing as I do normally. Im only 26 and not looking to use the money made (hopefully money is made anyway) until retirement which I am hoping will be before I am 50. Thanks for the great videos Mitch.
    3
  493. My strategy is to buy low yield, high growth stocks that can appreciate in share price rapidly and grow their dividend above the rate of inflation. Then once I’ve built up a big enough portfolio value, I will buy the FTSE all world high dividend yield etf
    3
  494. Good morning love your videos!
    3
  495. Great video as always Mitch! Totally agree regarding lifestyle inflation. My outgoings haven't increased all that much over the last 6 years (apart from inflation in bills etc) but my salary has increased from £34k to £80k. The compound effect is also kicking in now too when I started out I was making a few quid per month in dividends, next month, my dividends alone will be over £500, which will all be reinvested :) Start small and grow from there! Everyone has to start somewhere, whether that be your first £400 in VUSA or, in my case, £100 in Lloyds shares!
    3
  496. I use II because their SIPP is very good too.
    3
  497. "SHOW ME YOUR PROPERTY PORTFOLIO"
    3
  498. I found this channel randomly; glad I stopped by! Great content! Reminds me of a video I created before.
    3
  499. Was the market open when transaction was created? If the order was created to buy at market price but there are no sellers immediately then it will wait till a seller is willing to sell or for market to open. This is not spread.
    3
  500. You got to love when they want to control you money even more.
    3
  501. not buy now, should brought before 🤑 now is the time to sit back and watch the cash come rolling in
    3
  502. Well done Mitch. Im 9yrs older than you but i think we have a very similar approach. Also my career is now peaking and on a 6 figure salary, daughter is approaching teenage years so less demands for childcare, wife can work fulltime etc. with property, savings and pension we are about £400k in equity. Life is good, but hasnt been without its challenges. My biggest lesson has to be intentional with my money. My wife and I have an income and expenditure sheet and a balance sheet. We budget and have direct debits or standing orders direct to savings. A seperate joint account we call 'play' and thats our monthly fun money. After bills, the rest goes to investments or savings, such as emergency fund and new car when needed.
    3
  503. Boom
    3
  504. Some great advice :)
    3
  505. This is the best time for young people to start investing. I invest into S&P500 and a pie made up of big stocks. Also investing in property always!!🎉
    3
  506. Great to hear about your new venture. It’s always good to expand the reach of your content, I’d love to see this channel grow. Show me your property portfolio!
    3
  507. I’m from india and I believe such a crash will effect all global markets .. i personally cashed out and booked my profits from the 2020-21 bull run and parked that money in debt funds to renter when markets are more reasonably priced .. 👍🏻
    3
  508. Again great video Mitch, I am loving them so please keep up the great work.
    3
  509. That tech pie chart is mad!
    3
  510. Great video Mitch! I have in recent months been adding some consumer staples positions already with inflation in mind. I’ve added Tesco, Procter and Gamble and PepsiCo recently which all pay decent dividends as well :) reigning back on the high growth plays and taken some profit off the table
    3
  511. Buying the dip and hoping I’m not homeless by the end of the year 😎
    3
  512. Great breakdown bro!! Congrats on 20k aswell! Smashing it!!!
    3
  513. Great vid Mitch. Look forward to seeing a similar one for Q2 to see the growth continue
    3
  514. Thanks for the update!
    3
  515. Great video Mitch. I'm just preparing list of books to read to have better understanding of investing. I already invested my first money to S&P 500 thanks to your videos. Thanks for all info you're sharing with us!!❤❤
    3
  516. Great video - I invested in Apple a few weeks back 👍
    3
  517. Always enjoy your videos mate. Very informative, and as a dividend investor myself (with the exception of 1 stock in my portfolio, Tesla), I appreciate your research and knowledge. Congrats on 20k subscribers!
    3
  518. Congrats Mitch, enjoyed this video. Some good yield there, hope it goes well
    3
  519. I will be continuing to add to my portfolio and cost average down. Most of my stocks are dividend so I will still be getting some income whilst I wait for the share growth to return
    3
  520. I’d love to see the property journey
    3
  521. Sad I only have 400 pounds..
    3
  522. Give me more VUSA 💪💪
    3
  523. Great video as ever and refreshingly transparent
    3
  524. Youre a smart thinker Mitch 👍
    3
  525. Nice one. I did laugh at the Titanic reference. I am still sticking with my Value/growth Uk stocks. Specifically Legal & General, ScS, Redrow, Bellway, Barclays, CAML, Forterra and CLS holdings. I’ll continue to average down on each payday
    3
  526. Hold fast mate, and buy the dip! Great content as always Mitch 👍
    3
  527. Thanks Mitch you continue to be a source of inspiration on the UK investing scene, always like to watch your videos for ideas
    3
  528. I cost average every payday and then 'lump sum' or top up with bonuses etc. Hopefully that way getting the best of both worlds and managing risk.
    3
  529. Do yourself a favour and buy that EV, I’m 18 months in and put the money I saved into stonks… :) if in doubt zoom out
    3
  530. Simple, buy more
    3
  531. Fantastic video as always mate. Keep up the quality content
    3
  532. Another great vid. They're all helping me get ready
    3
  533. Great video Mitch. Would love to see your journey of your property development business. You've definitely inspired me to start investing now for future. Good luck with the new adventure.
    3
  534. Really impressed with your videos But also all your investments. I think you got a great future
    3
  535. Will you sell all your positions to buy your first property? Or will you stop investing for now to buy your first property?
    3
  536. Great vid again 👌
    3
  537. Good video
    3
  538. Hi Mitch, enjoying watching your videos. Do you just buy and hold stocks then? Noticed you had some which were down 20-30% in a previous video. Do you set stop losses or not?
    3
  539.  @MitchShoesmith  like you say, the best way is just to keep investing and cost average your way back in. Unfortunately many people don’t understand, this is the time where money is made and you need to invest, not to pull out. Keep up the good work tho mate 👍
    3
  540. It is a very useful video. However, another saying is ‘knows the price of everything, but the value of nothing’. Everyone is different but I don’t think it’s healthy to ‘micro charge’ all activity in your life. I’ll give you an example: My boundary walls needed rebuilding. I could’ve contacted a bricklayer and laid them to do this for me however, I valued learning the skill and the sense of satisfaction from doing it myself. It may have taken twice as long but I was also twice as happy. As we head towards retirement another factor to consider is its impact on physical and mental health. Sure, as I acquire wealth I can just ‘pay a guy’ but you will soon lose all sense of purpose. Stay busy and you stay healthy. I’m a bit further down the road than you buddy. The advice is good, but it has to be a balance otherwise there will be unintended consequences. No one ever wants to be the richest guy in the graveyard.
    3
  541. Hi Mitch, I love your videos and I will like to thank you on sharing all your assets and investments. You are my favourite Youtube finance YouTuber. Congratulations on building a sold net worth for your age.
    3
  542. Or QYLD as is more diverse…..
    3
  543. Why dont you include your pension in your portfolio analysis? For me at 37 and a 40% tax payer, its my primary saving focus. Tax efficent and invested 100% in equities. Come new year ill reach £100k in my SIPP. It will be a great milestone. My calculations are to reach £250k in 5yr(42), £500k in 10years (47), £1m in 17 years (54) and by state pension age (67) have over £3.5m.
    3
  544. Seen a few reductions in my area (East Midlands) nothing major, like £15k- £20k knocked off £300k properties. Property at the lower end of the market ie small semis/terraced, typical starter homes etc, seem very expensive still especially compared to larger 3/4 detached houses on a price per square ft basis. Not much in the way of discounts there. I'm not really buying the media scare stories of a nasty nationwide crash. People around me in my circles seem to have more money than ever even with their food bills now £50 a week more expensive or energy doubling to £300 a month. Alot of people still have plenty of money to buy houses at inflated prices which is helping prop up the market. The supply is still too small to offset the demand so property prices are very robust.
    3
  545. Brill video as always Mitch, reinvesting dividends is addicting - especially as you see them slowly grow bigger and bigger. Got to love that snowball effect!
    3
  546. Are there any portfolio updates coming soon mitch? Class videos keep it up mate
    3
  547. Good video mitch, congratulations on your progress, thanks for the transparency 👍🏻👌🏻
    3
  548. This is why I have everything in dollars….
    3
  549. Good on you Mitch! Your channel has been invaluable for me! Started watching during Covid and it was major influence on me starting to regularly invest! Long may you reign!
    3
  550. Great video Mitch
    3
  551. Hey Mitch, Never worry what others are doing!. I understand though that people want to know where they are in life, but if you are happy it doesn't really matter. I am 37 and am married with 2 children (so far), I own my own house with a mortgage. I have just done a net worth calculator and came out at just over £400k, I don't know whether that is good or not, but like I said, I'm not fussed as long as I get my weekends to enjoy with the kids and wifey I'm happy!!
    3
  552. I’m 53 salary 70k a year and currently investing 50% of salary. Don’t have many outgoings as mortgage paid off. Fingers crossed I’ll be able to retire early 60s.
    3
  553. I use the SNP 500. Saves me the risk. Hopefully it goes well
    3
  554. My best quote is said by me ! "Buy low and never sell" 😁
    3
  555. Well presented, I'd personally like to see some FTSE based examples. One question would be about cost dollar averaging...the Intrinsic value is good to know at the time you invest but if you are a monthly investor, how does that effect your returns.
    3
  556. Can you do a video breaking down your buy to let investment. There seems to be a real shortage of trustworthy content on UK property investing. Thank you and happy new year.
    3
  557. Nice summary!
    3
  558. that's what I'm doing dollar cost averaging
    3
  559. If the rate of CPI does not fall more rapidly soon then there is blatant profiteering going on. Producer input prices were -2.7% in the year to June, so this needs to be passed on to the consumer.
    3
  560. Awesome video Mitch! Have seen many guys on Youtube that do Investing, but you have that kind of speaking that feels like hearing a professor :D Keep up your good work!
    3
  561. Had to pause on the investing to prioritise buying a house for the little one but downsizing our rental property so I can do both and also secure our future as well as build it.
    3
  562. Love VUSA! Good vid on my fave etf
    3
  563. Intel, Disney & Netflix look a good investment at the moment. I just got more Disney, wish me luck 😂.
    3
  564. Great video Mitch, as always!
    3
  565. Mitch where is the best place to buy stocks from? What would you recommend?
    3
  566. Looks like everyone is watching Meet Kevin, very inspiring content on his channel.
    3
  567. Monday will be interesting to see how the markets react to the current event ..fingers crossed
    3
  568. Hi Mitch, What will you do once your trading portfolio surpasses the 85k that Trading 212 can protect your capital. Will you look into another broker or will you continue to use Trading 212?
    3
  569. i would love the book please 📚 ps. invest in micro strategy
    3
  570. Another good video mate. I’m cost averaging but waiting a while as right now I’m 30% down. I should be looking to invest right now while it’s down but got a little scared lol
    3
  571. Great work here! Everyone listen up, this is solid info!! Agreed! This is why I force this info into all my undergrad classes I teach. Too important!!
    3
  572. Highly appreciate this video I’m pretty much new to investing/stocks in 2023 and was wondering do you have a video on how to use one of these apps and actually buy/sell stocks into a company or know a Tutorial on how to do so please. 🙏🏾🙏🏾
    3
  573. Gems 💎
    3
  574. Solid tips bro! I love looking for a good value buy 👌🏼👌🏼 got alot of recovery plays aswell
    3
  575. What’s the difference between using the cash isa or just getting 5.2% interest on free cash on the app?
    3
  576. 📈 Hi Mitch, would love to talk about finances, investment allocation and property.
    3
  577. Great video mate!
    3
  578. Brilliant mate. Many congrats to you ! I own a couple of businesses myself after working a corporate job for 15+yrs. work / life balance on your own terms really is one of the best achievements anyone can make. 👏
    3
  579. Invest for the long haul. Don't get too greedy and don't get too scared 📚
    3
  580. Thank you for making this video
    3
  581. DCA, invest in good companies and remember- buy when there is blood on the street even if it is your own 🚀
    3
  582. Great video, absolutely spot on. People then have the cheek to blame wage inflation for the crisis we find ourselves in 😤
    3
  583. Hi Mitch, I bought earlier this year and have a 2.3% fixed for 5 years. Is it still worth me overpaying seeing as my rate is low? Thanks
    3
  584. Id like to see them keep the interest rate at 2-3% minimum in a stable economy. They have been so low there has been zero room to decrease it to stimulate the economy.
    3
  585. Always be buying 📖 📕 📚
    3
  586. Great video Mitch, only just found your channel, new to investing in shares, sure I’ll be watching all your videos now! Quick question, if I use a pie to build my portfolio and auto invest each month (to make it easy) how would I go about pulling my funds out of a certain company if I changed my mind on them? Say, for example, I decide I no longer want shares in Apple, do I just pull the Apple percentage within the pie down to zero? Would the money invested in apple, and any earnings, just go back into my pot? Thanks in advance Mitch!
    3
  587. Great advice Mitch! I had been investing straight into the vusa for the last 4 years and this year I decided to move my isa to T212 and try and do it myself. After 6 months of actively managing it I underperformed the market and now I just invest into blue chip stocks and the vusa again rather than chasing the next growth opportunity. I’ve definitely learned a lot in 2021 and this advice is sound! I’m very happy with my overall portfolio now as it’s more dividend based but have 18% in Apple, Microsoft and Tesla :)
    3
  588. 📈 much need advice on planning out our financial goals.
    3
  589. Thank you for your content it is very helpful
    3
  590. Profit is sanity, turnover is vanity
    3
  591. Yes would like to see this also. 👍
    3
  592. Going to start building a cash position...
    3
  593. Shifted my savings over from Chip yesterday, great option really. So easy to setup too.
    3
  594. Great video detailing out the dividend snowball which is exactly why I am a dividend investor. In my opinion, there is no easier way to generate wealth and/or at minimum creating a passive income stream. It all comes down to investing in high quality companies with a long-term horizon, quality over quantity and patience with consistency makes for wealth 💰 💰 💰
    3
  595. If fractional shares are banned then the whole concept of investing gradually into pies will be stopped. Jeremy Hunt said ISA’s will be made simple. I hope that’s a clue that this will not happen. Will be a disaster for most if Pies are gone.
    3
  596. Have you made a video on how to make these types of spreadsheets?
    3
  597. I could be completely wrong here so please correct me if so. You said about a decade of lost returns. But that’s if you buy at the top and then don’t buy again? If you DCA throughout that decade you come out the other side considerably up… no? Or am I missing something. That’s the point of DCA’ing?
    3
  598. Well done on your success Mitch. Keep it going 👏👏
    3
  599. Hey Mitch, cracking video as always! 👏 Some solid suggestions here and it's great that you put your own spin on is as it's all things you can personally relate to. I've managed to get the 1K subs on YT, just need the watchtime now. 4,000 hours is a lot! 😂
    3
  600. Does anyone else want an after eight right now?
    3
  601. Appreciate the stock price evaluation education in layman’s language mate , thanks 👍🏽
    3
  602. Great video Mitch. I’d say to not look at your account everyday. Makes you want to mess with it more 📚
    3
  603. This was a great watch, definitely more of this please
    3
  604.  @MitchShoesmith  yes I say about 60% of my trading 212 profolio happens to be US stocks. And then on the other side all the in etfs i own on it are pounds so its kind of a double whammy
    3
  605. Wow you’re killing it here bro! Love it!
    3
  606. Fantastic video yet again! I do highly recommend that anybody wanting do dive deeper and learn more about the stock market to have a sneak peek in the description and purchase his course it’s filled with information and totally worth it ❤
    3
  607. Congrats on 5000 subs...well deserved no doubt you’ll reach 10k by Christmas! So what’s the deal with your Patreon account...? What is available if I sign up for example? Obviously other than supporting the videos etc. Thanks 😊
    3
  608. Amazing tips, keep them coming!
    3
  609. True inspiration Mitch, keep on bossing it!👍
    3
  610. I also started late, but fortunate to have some good work place pensions. I've been paying into my sons pension scheme for about 5 years. Just £20 per month but knowing if he at least matches this when he is of working age he will have a fantastic start and hopefully instill good habits!
    3
  611. You are correct. Its only on card payments after first £2000
    3
  612. I'd rather do s and p 500. Because if American economy goes. It's WW3
    3
  613. Definitely like to see videos on your buy to let journey mitch, I'm sure most of us want to get on that ourselves one day. Cheers dude!!
    3
  614. Dislikes from Dutch viewers 😂😂
    3
  615. Good objective video - shame a lot of narrow minded comments
    3
  616. Great video and analysis, do you ever worry about the FX impact between the USD and GBP?
    3
  617. Out of interest, how many people have you referred to Trading212?
    2
  618. Great vid, good luck on the walk😎
    2
  619. It would be great if you could do an updated version of this video!
    2
  620. Interesting video, however at £100k income you need to consider tax effeciency and planning. Pension is hard to beat at the 40% tax threshold. In addition once you have £500k/£1m individual/couple of assets outside a pension you are in scope of IHT. Perhaps morbid to think about, but having a 40% risk on excess is worth thinking about. Also as you get older it can be harder to pivot assets from inside estate to pension. Personally I'd like the government to increase IHT and just include a pensions component to simplify, but now there is no pension LTA this majes pensions a tax planning tool, although arguably it shouldn't be. I've seen on your other video that you have £160k, but with the way you are accumulating, you could have an IHT problem yourself in the next 5-10 years!
    2
  621. Top man 👍
    2
  622. Great vid! What do you think about investing into dividend stocks vs s&p500?
    2
  623. Thank You for all of your videos that you did. I am enjoying all of them
    2
  624. Yes Mitch!
    2
  625. Well done mate , I try and listen to your videos as regularly as I can.
    2
  626. Been enjoying watching your progress over the last couple of years.........impressive buddy
    2
  627. I want to buy TSLA when it's roughly at it's bottom. When do you think this will happen? Do you think I should buy now or at least wait until March until the fed raises interest rates?
    2
  628. Such a inspiring journey, you have lots of respect in my heart ❤️
    2
  629. Thanks Mitch, very useful and needed this! 😁
    2
  630. Drops in the markets are just buying opportunities!
    2
  631. Over 10k BIG 👏🏾👏🏾👏🏾 Love that!!!
    2
  632. What is the website you are using for this analysis ?
    2
  633.  @MitchShoesmith  thanks mate. I’m 39 and only now starting on my investment journey, late I know, but I’m well happy to be mortgage free and don’t regret prioritising that. Love your channel
    2
  634. I've been shopping today! Building my position in Tate and Lyle
    2
  635. After watching you for a while and having not a clue about investing, i have opened up 212 account and used your code and invested £1000....i suppose its a waiting game now 😀
    2
  636.  @MitchShoesmith  I should mention that im £2.74 in profit today 👍
    2
  637. As a property manager and investor myself, would be great to see your journey 👍🏾
    2
  638. Hi Mitch, been subscribed to you since March when I started investing, I’ve appreciated your content you give good advice for people just starting out but it sometimes feels like your content is a bit recycled with regards to investing in index funds etc. I understand you have to do certain things for engagement on YouTube but for loyal subscribers it would be nice to see some different content, such as how you research a specific stock and things like that. This is purely constructive as I do enjoy your videos.
    2
  639. Awesome job Mitch! I want to see you succeed in what you are doing! I find your videos absolutely helpful in my investing journey.
    2
  640. I’ve typically favoured a global approach however would have been better off sticking to the S&P. The European, and Asia markets are just not performing and its hard to think this will change anytime soon
    2
  641. Really love your spin on things and content over the past months, the one improvement I would ask is that please can you turn up the mic as your videos are on the quieter side to the norm and messing about with the volume buttons to hear you then blows my eardrums off with YouTube ads 😅.
    2
  642. When's your next portfolio update man? Great video as always!
    2
  643. Hello! May I ask about ground rental and service charges costs please? Unless you found a freehold flat
    2
  644. Great video bro 🙌
    2
  645. Was literally thinking about this and then your video popped up 😂 Thank you
    2
  646. I love this channel, the content is always excellent and the attention to detail is awesome. Out of interest, what region are you based in to get this ROI?
    2
  647. Love the transparency! Absolutely smashing it 😃 I’d be intrigued to know what equipment you’d need to get a channel up and running
    2
  648. Keep buying in 😊
    2
  649. I'd love to become a property investor, don't think you can go too far wrong as long as you do your sums. Great video.
    2
  650. Good video and well done Mitch
    2
  651. With half a million I can buy 5 buy to let properties yielding at least £2000 pm without having to wait the end of the year to get part of that yield. The properties with increase in value by circa £100k every 10 years. Just saying...
    2
  652. Could you make a video for Uk dividend stocks Yes please, make another video about your t212 portfolio Great video btw
    2
  653. Good info. I do have one question tho. So I have 20k in my isa this year that I physically transferee in. Any gains on these above 20k I don’t pay tax on unless I sell the gains and they total a over the threshold. Also dividends on trading 212 automatically go back into the pie I created about £76 a month. This can continue to biuld up in the account. Without paying the extra tax
    2
  654. Very good Mitch well done I’m deep into growth stocks as always so had to take a hit on them amd nvidia apple and Tesla propping me up but hey this investment game can surprise the best of us so looking forward to 2022 / 23. As you know you never loose till you sell all the best for the new year keep up the good work 🙏🏼
    2
  655. Liked for the sneeze, stayed for the content.
    2
  656. Is it me, or are there sound issues on and off through this. Enjoyed the video mitch. Just 2 or 3 times. One circa 11 mins
    2
  657. @MitchShoesmith  just watch another vid and the same issue randomly came up so my end not yours! Sry about that. Keep it going mate.
    2
  658. Do you invest your YouTube money
    2
  659. Good information as usual !
    2
  660. Mitch? Are you selling any position? Buying more or just holding?
    2
  661. got £11.67 cheers bud
    2
  662. is growth index fund good for young investor? pros & cons?
    2
  663. Hey Mitch, great video! I’m hoping to join you in being able to reach more people on YouTube and teach then about tax! Inspirational stuff!
    2
  664. Great video and summary! I'd recommend the almanack of Naval Ravikant; there's lots of great nuggets of wisdom in there!
    2
  665. Show my your property portfolio
    2
  666. Great work Mitch.
    2
  667. Strong video on a very interesting topic..keep up the good work buddy 👊💪
    2
  668. Definitely something I would want to watch!
    2
  669. Strong advice 💪
    2
  670. A lot of retail investors are disguising gambling as investing these days. The fundamentals of investing will always apply and those who ignore them will more often than not lose in the long term
    2
  671. Nice
    2
  672. Another great video. I like to stay as passive as I can mainly using life strategy 100 and the company I work for matching shares scheme but alway interesting in see your progress. Clear interesting info 👍
    2
  673. Keep up,the good work young man 😁
    2
  674. Another fantastic video Mitch Buffett!! So wished I started earlier!
    2
  675. I bet you're happy you invrsted in palantir now 🤣📈
    2
  676. Hi Mitch, great stuff, you're smashing it!
    2
  677.  @MitchShoesmith  If stimulus package stops , and also if the world resumes to normal , loads of money should be taken out of the stock market and passed to other industries such as tourism travel etc...might be totally wrong though :)
    2
  678. yes exactly!! why on earth the sudden bear pit? there needs to be an S&P 473 to sack off magnificant 7. everything else seems to be fairly stable, but these big boy stocks bring the whole index down.
    2
  679. INTC, WBA , and BBY are good valued stocks with good fundamentals atm
    2
  680. Great stuff! Clear and concise as always. Unlike the clowns that rule us. 🤡
    2
  681. Thanks Mitch am a big fan, thanks to you I recently started investing in stocks and etf. I would like to know if it is a good idea to invest in Vanguard VUSA, taking to account that I am not living in the UK
    2
  682. Nice job 👍
    2
  683. Early this week! Always love your content Mitch! I'm all about the VWRL! VUSA is too concentrated for me 👌👌👌
    2
  684. Hi Mitch, brilliant video as also I invest in cyber security, cloud computing and AI in ETF's after watching your video on these a while back as I think this is the safest and best way to get into these areas and reducing the risk of just picking one stock. Keep up the quality content 👍👍
    2
  685. Good job Mitch. Inspirational and informative. I got two things to enquire about: How old were you when u started investing in stocks. Would your financial status as of today be the same if you hadn't had that banking job ?
    2
  686. Love it Mitch , my tip is simple lol. If investing in index funds just set and forget , be almost emotionless about it 📚
    2
  687. Great video mate, very well illustrated and great detailed information. My first time on your channel, just subscribed, keep unpacking the good work mate! Cheers, Chay
    2
  688. In paypal avg of 203 your thoughts? Love the content brother keep it up
    2
  689. Great video thanks very much!! 👍
    2
  690. Cracking video once again, covering my favourite type of investing!
    2
  691. Money can’t buy true happiness, it helps and it can distract you/make life easier but that’s about it.
    2
  692. "SHOW ME YOUR PROPERTY PORTFOLIO"
    2
  693. Are you paying into your 212 Isa and Vanguard ISA at the same time?
    2
  694. New sub mate.., top vlog 👍🏼 new to this bought OCGN the other day so deciding to hold or sell on Monday.. made a few quid on XRP the other day but love the plan of paying into a portfolio every month.. I can manage £500 no issues.. I wondered what your thoughts are on the copy investor option on etoro? It’s the only place I could open an account haha 👍🏼 cheers Ian
    2
  695. Jolly morning Mitch. Nice vid 👍
    2
  696. Great video 👍
    2
  697. Excellent job
    2
  698. Keep up the good work Mitch! What software do you use to film your computer screen and yourself at the same time? Thanks in advance
    2
  699.  @MitchShoesmith  ok great thank you 😊. Just looking to possibly start a channel dedicated to UK value investing but haven’t got a clue how to begin!
    2
  700.  @MitchShoesmith  thanks mate for the advice. I am no tech wizard but as you say it’s a learning process!
    2
  701. Impressive that you learnt your financial knowledge during university. Most of my peers would blow all their loans asap 😅
    2
  702. House prices will fall, then rise again. It's the worst fall since 2009, but no one can say what'll be the lowest point of the market and the timeframe.
    2
  703. Very helpful video Mitch. Thanks 🎉🎉
    2
  704. Great video Mitch. Very insightful!
    2
  705. Good one Mitch. Have you seen the huge fall on JD Sports 👀. Im looking see whats happened
    2
  706. Thanks again Mitch! Another great useful and positive bit of information. Keep it up the good work!
    2
  707. Scary stuff out there. But there are some decent lower risk ways of investing.
    2
  708. From next month onwards, I’m going to invest into the all world until I reach a similar level of shares that I have in the S&P. Just for diversification purposes and peace of mind, long term I should be okay regardless of pullbacks🤞🏻
    2
  709. And a day later it's already picking up. Microsoft and Apple earnings calls this week will revive confidence.
    2
  710. Good to see some love for LifeStrategy 80. I do think this is now sensible in an age of inflation, with the much maligned value stock UK bias now being advantageous
    2
  711. Another great video! Thanks a lot Mitch
    2
  712. Looking forward to joining the community really gone tonto on putting money into my ISA - got nvidia at the perfect time so currently 27% up overall!
    2
  713. Very pragmatic approach. Hope the government and BoE will take this kind of measures on board.
    2
  714. Nothing better than buying property, we are stilling buying now and will continue to do so!!
    2
  715. Binge watch a few of his vids and he'll definitely put you on the right track!
    2
  716. Hi Mitch, certainly would be interested in the property side of things. There isn’t too much that is relevant for UK based viewers (mostly American) so I’d certainly watch.
    2
  717. It has been so difficult getting into this investing game as a student who cant work as the pandemic has messed stuff up. Really want to make the gains but I just have to stay in my lane for now! Really appreciate these vids Mitch you legend mate!
    2
  718. I've just today sold my LS80/20 in my isa and will be switching it to the S&P500 For the same reasons. I also have an investment property and hopefully soon will be completing on another. Who you looking at going with for your S&S isa this tax year ? Good videos mate 👍
    2
  719. Thanks Mitch another great video! What are your views on alibaba? Opportunity or too risky?
    2
  720. You rock! thanks for all this valuable info!
    2
  721. We love you Mitch!
    2
  722.  @MitchShoesmith  it’s a very well put together course mate! I have learnt so much just today
    2
  723. I’m holding forever!! I’m building generational wealth!
    2
  724. Great video Mitch learn more from your videos than I did in 11 years of school 😂😂 keep up the hard work boss
    2
  725. Hi Mitch, Im 19 and started watching your videos recently, they have helped a lot with being a beginner compared to all the others that just promote a course or give you some 'get rich quick scheme'. Thank you! Edit: I understand you are selling a course in the description but more the fact you are not actively pushing it in your viewers faces and giving them a load of bs is appreciated. haha.
    2
  726.  @MitchShoesmith  that's what I meant cheers Mitch. Wish TTCF would move.
    2
  727. Lovin your work Mitch. You’re a star. Please do a video on Ark, Cathie Wood and their investment strategy into disruptive technologies.
    2
  728. Wow, you're doing really well for 29!
    2
  729. Fellow VUSA investor here, currently I am studying Finance (Investment) BSc, the power of compound interest is insane. I noticed you said you do cost dollar averaging however, lump sum investing beats it by 66% of the time. I recommend doing a lump sum, semi-annually or quarterly. But, that depends on your situation. Just stating the facts. Great video!
    2
  730. Big congratulations brother earned it keep it going
    2
  731. Also apxt merger is this month+
    2
  732. Wow great video
    2
  733. I just started a new dividend portfolio for the first time last month. Only have 1k in there atm across 17 stocks about 60% in US Stocks and the rest in U.K. as home bias lol - I can’t wait to start building up the dividends! 💵 💵
    2
  734. Hi Mitch, do you have any background in the finance industry wether that be a degree or experience? You seem educated.
    2
  735. Awesome Mitch. Better than i ever expected in earnings and just branching off of one another and putting back in. Very good
    2
  736. Another top top video Mitch. This brings some grounding in the midst of the events in the markets in the last 2 weeks.
    2
  737. More evidence than I'd heard before. Thank you.
    2
  738. Nice video 😊how about my wife she will tax me 🤣
    2
  739. Great video as always Mitch 🙌
    2
  740. Great vid. Is it true thatt if you reinvest your dividends the average increases from an annual average 7% to 10%. I would like the File you made :)
    2
  741. Feed back for you Mitch. Great content as always. Like the visuals on this one and the subtle music in the back ground. Im glad you've done away with the mouse clicks from when you change screen shots, that was a bit distracting. This was all a bit smother. Keep up the good work, you always have good info to share, thanks.
    2
  742. Fair play lad
    2
  743. wow googd job.well done m8
    2
  744. Inspiring! Great video! I thought you'd be the best person to ask this too! I been contributing monthly to the FTSE Global All Cap Index, but I'm thinking to reduce the amount I put in and have more cash reserved for a crash/correction. I'm not seeking to time the market as I'll still be adding, but it's clear we are at ATH right now...what do you take of this approach mate?
    2
  745. Thanks Mitch! I'm just starting my get-out-of-debts journey. Trying to track in publicly so that my (hopefully) successful story can help others.
    2
  746. Keep up the good work! Thanks!
    2
  747. Great video!! 👍
    2
  748. Been following you for a while man and trying to get my self in gear to move out and set up the next stage of my life. It’s tough as I am self employed and a freelancer so I am just trying to figure out the roadmap to getting my wealth up so I can unlock more freedom. Thanks for your consistency and quality videos. Such an asset and a tool!
    2
  749. Always find good advice on this channel. 👍
    2
  750. Hi Mitch. I really found this helpful and have decided to open an account and used your code. Hope you get a little kickback.
    2
  751. You did it again with the Ainsley Harriott meme i cant stop laughing 😂😂 .Thanks for the update on the cash ISA ive already starting saving in there that rate is good im sure it wont last so long when everyone jumps on it 👀
    2
  752. S&P 500 or US Total Market Index both very similar, what would be your choice? Have you ever made a video on US small cap investing? If not would this be possible.
    2
  753. 📚One of the best videos out there, genuinely really helpful, I’m a young individual myself always trying to learn and expand my knowledge in all aspects in the financial world, Ild say as a good tip for other young investors is really try to invest into a stocks and shares isa monthly even if it’s a low amount as over time it will really pay off, Pick a good suited index fund such as the S&P 500 or even Japanese / British market, over time you will really see the results, again, Amazing video Mitch ! 📓
    2
  754. Just been watching all your video's 🤩🤩they are amazing
    2
  755. Loved it Mitch, Many thanks for your time/ effort in educating us in simple manner! Appreciated. Santosh from India.
    2
  756. Congrats on your 100k milestone dude! Charlie Munger said this is the pivotal point for compond growth 🎉
    2
  757. Dividend investing all the way! My main portfolio is a dividend stock/ETF paying portfolio. I have however just started a small growth portfolio on Freetrade. Let’s see what the future holds.
    2
  758. Hi Mitch! Given the sharp decline in stock prices, when do you foresee it going back to the highs seen earlier this year?
    2
  759. Thank you. I wondered why the FX was in the red. I am new to trading
    2
  760. Great to see that your hard work has paid off, appreciate the transparency too! Keep smashing it and best of luck for 2021
    2
  761. Another great video Mitch. Three book recommendations from me: 'The Power of Habit' by Charles Duhigg 'Atomic Habits' by James Clear 'Shoe Dog' by Phil Knight Not necessarily investing/finance books but all good interesting reads with lessons you can apply to your investing journey.
    2
  762. This sounds daft but.... Why they can't just get up and explain basic economics like, spend less, stick an extra 10-20% in savings, for those who can to take money out the economy or we will take it off u by interest and taxes is beyond me. AND given most people are on fixed borrowing rates the impact will be individually shocking but collectively take years yo be felt why they didn't increase vat or tax is beyond me. Tax increases are nearly instant, interest isn't.
    2
  763. A wise youtuber (you) once said if in doubt zoom back out :)
    2
  764. so apparently politicians in America, countries like japan etc and even CEOs are selling billions worth of their stocks as they're predicting the stock market to crash, how does an investor protect themselves from this.
    2
  765.  @MitchShoesmith  Thanks, last thing, can you do a video on bond selection? (if you haven't uploaded one that is)... it would be good to know what bonds to look into if there is a deflation.
    2
  766. Hi Mitch, I wanted to ask.. Do you also have a pension fund set up and if so which company do you use? Noticed it’s offered on the Vanguard website and wanted your opinion if it’s worth looking into. Thanks :)
    2
  767. Great video ,Easy to understand about stock market for beginners,thank you so much.
    2
  768. Could scale it down to 10% for £100 a month
    2
  769. I think it’s because he had unrealised gains of like 8k before. So even though that has now dropped to £800 he’s still technically in unrealised gains. They are just much smaller than before
    2
  770. Real talk. 👍
    2
  771. 🤑 keep the content coming!
    2
  772. First
    2
  773.  @MitchShoesmith  aha no worries mate thanks for making them. And by any chance are you from Birmingham because Im from there and I swear I recognise that accent 😂
    2
  774. Nice video is there any good isa places you know thats good to get into as im only startin and am in the uk to 😂
    2
  775. What's this W8ben form please Mitch. Not sure what to tick, eligible or not in UK. Tia
    2
  776. Awesome video, your discord invite doesn't seem to work for me. I would love to have a bit of a chat about furthering my investments.
    2
  777. Thanks for another great video Mitch
    2
  778. Inspiring and thanks for the great advice, top quality! 👌🏻👍🏻
    2
  779. Great to see you still monitoring TTCF. S&P should correct soon but hopefully not by much.
    2
  780. Will you be doing any selling of your tech focused, or adding investments into other sectors to diversify and keeping these tech stocks for the good long term outlook?
    2
  781. A great relationship and enough to live on is all you need.
    2
  782.  @MitchShoesmith  cheers mate! your videos really helped me go from £100 to £10,000 in 1 year
    2
  783. High inflation is what happens when the Bank of England goes on a massive money-printing spree. During lockdown, everybody was happy for it to happen, and Sunak was happy to take all the plaudits for handing out furlough payments left, right and centre as Chancellor. Not so happy now as it comes back to bite him in the backside.
    2
  784. Nice one bro. Thanks a lot. U explained step by step in details. ❤
    2
  785. Well done, as a new investor I have watched your videos regularly and taken on board a lot of what you have said. Hope the channel continues to grow and keep up the good work!
    2
  786. Even if you just left it all alone and added no more money to it, your portfolio will be worth £1 million by the time you’re 58. In today’s money!!! Amazing job! (assuming a 6% pa return above inflation - a perfectly reasonable assumption…)
    2
  787. Well done Mitch 👍🏼👏🏻
    2
  788. Great content this !! Keeps me focused on my goals
    2
  789. a worth watching channel, very edducational and thanks for sharing wonderful videos. Subbed and liked ! a fellow creator ^^^
    2
  790. A correction in the market with a positive return at the year end I'd call that an opportunity
    2
  791. I've taken alot from this video Mitch thankyou
    2
  792. Have you considered diversifying your portfolio a little more? It seems very US Tech heavy. Or is this something you'll consider as you get older?
    2
  793. Recently started investing and finding your videos to be really helpful, thanks! Seeing some encouraging initial gains but whatever happens I'm in it for the long term. Keep up the great content.
    2
  794. Hi Mitch, great video. Where abouts do I find the download for the compound calculator you used in this video? Thanks.
    2
  795. The biggest opportunity in our lifetime Mitch🤞🏻
    2
  796. How much are you investing on a monthly basis yourself Mitch?
    2
  797. Congratulations Mitch, noticed you have a Lotus and an Audi also! 🎉 £825 a month?! Strewth
    2
  798. Absolutely!!! Show me your property portfolio! This is something I’m interested in doing myself
    2
  799. From experience, with HL you can be efficient with fees if you fully understand how their system works. To deal funds, there's no charge. To deal shares and etfs, yes there's £11 odd quid charge, HOWEVER.. If you use their regular savings plan to buy shares or ETF's, there's no charge. So I adhock buy my index fund I hold, and have a regular savings plan set up for the ETF's I hold. I pay only the account management fee in regards to HL.
    2
  800. Hi Mitch, keeping investing or selling them and then run away:)
    2
  801. Thank you, this is awesome
    2
  802. What’s the difference from keeping cash in the Stocks and Shares ISA account? They’re both same % growth?
    2
  803. Great vid, really enjoyed it! Is there any specific reason why you don’t utilise fractional shares to ensure all your capital is working for you? :)
    2
  804. I've started getting 1k a monthnin excess cash and I'm going to drop it allninto the market this year. Will probably go down, but in 5 years I'll be laughing.
    2
  805. Good video Mitch! What type of mortgage do you have on your new property? Repayment or interest only?
    2
  806. I agree that income is the most important aspect of wealth.
    2
  807. Gems 💎
    2
  808. Great video!
    2
  809. Keep it coming young man!😁 I like your enthusiasm and style on this information
    2
  810. Another great video , thanks MItch,
    2
  811. Great video, thanks Mitch! :)
    2
  812. Great video as always! Could you please tell us your point of view on the current state of the spx 500 since from the pandemic is all about talking on a bubble that is going to explode? I really would like to invest in it but when I look its behaviour in the past months i get a little worried that a correction is right behind the corner
    2
  813. Hey Mitch! Love your videos bro, being nosey and feel free not to answer. But is youtube & Instagram your main source of income? Or you have a 9-5 but expanding your streams like me ! :)
    2
  814. I don’t think the Congress will let the US to default. The cost of letting the federal government to continue borrowing is negligible compared to what come with a default
    2
  815. Hey Mitch, great video again! What do you think about the new higher interest rate on ininvested cash option but with volatility?
    2
  816. Bravo! Mitch! Congrats!
    2
  817. Great vid Mitch! Are you going to make a video on the new earnings reports due today?
    2
  818.  @MitchShoesmith  That would be great, thanks
    2
  819. I don't get the concept of compound interest on stocks and shares, i understand how it works on normal savings with interest but we don't earn interest on shares. I assume the "interest" is based on the percentage growth on your investment over a year. So if you invested £1000 over the year and that returned 10% growth then you would in effect have £1100. Add another £1000 the following year and the return is again 10% you would get 10% of £2100. Am i getting this right?
    2
  820. Such a good video! Any Chance you can put that tenplate somewhere so I can download it.
    2
  821. Always keep a cash position incase there is blood on the streets
    2
  822. Would investing money in companies such as delta and Boeing be a good idea for when the airline industry picks back up?
    2
  823. Last few months have brought in a lot of new investors looking for quick gains and most will be disappointed! Great to get back to the key fundamentals of long term, cost averaging and compounding to grow wealth! Good video Mitch 👍🏻
    2
  824. Always look forward to your videos Mitch. You make it all easy to understand. Im quite new to investing and alot on YouTube seem to over complicate for someone new like myself. Thanks, looking forward to good news in the next video haha
    2
  825. Hi Mitch, great video. Can you tell me why some ETF are view only? I was looking VOO but cannot invest as view only. Thx
    2
  826. Is this your longest video to date? Think you managed to cover all the topics that someone new to investing would need, can't stress enough (as someone who got into investing in 2021) - do not be an emotional investor and panic sell as soon as you see your portfolio in the red or buy a stock that has record highs, do your homework as Mitch stated in the video to work out if the stock still has an upside and room to grow.
    2
  827. Brilliant!
    2
  828. Wow Mitch that is awesome! I’m a little way behind this but - this is super inspiring! Could deffo quit my job if I hit your numbers - keep it up dude!!
    2
  829.  @MitchShoesmith  Yeha man you got this - you’ll be earning some serious cash soon!!
    2
  830. Invest in blue chip companies, you can not go wrong 📚
    2
  831. Another great video😁😁 my tip would be to invest every pay day into something you believe in ( i go for the s&p500 ), and over the long term, you will do great 📚📚
    2
  832. s and p at 5500 end of 2024
    2
  833. Love it! Thank you!!!!!!
    2
  834. Atm its best not to look at our P/L screens and invest in solid companies just look at it as a year long sale. Just remember you wont lose money if you dont sell you'll still have x amount of tesla shares
    2
  835. Fantastic work 👏 keep up the great content Mitch!
    2
  836.  @MitchShoesmith  That's great, thank you for the quick response and clarification for the query. Their expense ratios are comparable, and iShares is more accessible with Freetrade. As in, I invest £31 every time as 1 share with iShares, whereas for Vanguard I need £62 (so would have to invest every fortnight, instead of every Monday). I'm currently investing in iShares global, iShares FTSE 100 and individual stocks. Will add £31 every week for iShares S&P.
    2
  837. They pay dividends, they don't reinvest (acc) for you.
    2
  838. I’m A but didn’t realise that was a good think until I watched this. Wish I inherited the money mind you 🤣
    2
  839. More in-depth thoughts and comments needed please.. “bubble”, high p/e numbers (e.g tesla) and dominant tech stocks?
    2
  840.  @MitchShoesmith  would be a great video, something different for the community.
    2
  841. Thats good for me lol!
    2
  842. Great vid Mitch, can I ask your thoughts on Palantir? There share price has had a bit of a rough week.
    2
  843. Is your buy to let under a limited company? Always wanted to know the differences between doing it that way and paying it straight to yourself
    2
  844. Congrats on your first purchase Mitch - about to start the process myself. Did you get any advice/external consultation on the process?
    2
  845. Way to volatile for me, I stay well clear of Chinese shares
    2
  846.  @MitchShoesmith  Not good for our Anxiety Mitch 😂 more ups & downs than a stormy sea. Great for swing traiders but not for us long term
    2
  847. Hi mate great video as always , I work 45 hours a week pretty much so what would you advise being the simplest side hussle to start off with ?
    2
  848. Brilliant 📈 would love to discuss pension and sipp and general chit chat 😂.Dean
    2
  849. 🤑 - starting late at 35 but starting nevertheless and your videos have been great to hopefully set me on the right path
    2
  850. nice summary! I've started reading "Investing Demystified" by Lars Kroijer, would recommend it so far
    2
  851. Congratulations, you deserve it! 👏🏼
    2
  852. thanks Mitch
    2
  853. Smashing it dude! Deserved!
    2
  854.  @MitchShoesmith  It is so sad. To watch every thing unfolding and the apathy of men and women my age and above. It seems they simply don't care about the next generation. The "I'm alright Jack" attitude instilled into them, will never see them make sacrifices for their people or nation. I'd recommend a boat, a caravan or a motorhome to kids these days and to invest any remaining monthly income in Historical stocks, and physical Gold and Silver. But who would listen? Thanks for your videos, very insightful.
    2
  855. do you ever sell any of your portfolio at any point? e.g. like if you've done very well (30%) on AMD or will you always hold for next X years? am obvs tempted by my own gains so was looking for advice. Love the vids!
    2
  856. Really appreciate this video. Really inspiring for my own channel. Thanks for creating!
    2
  857. 100% want to see the Property journey!
    2
  858. Nice job Mitch. Your videos are getting better by the day.
    2
  859. On T212 does the interest paid out daily (with this new 4/5% interest) into uninvested cash create a compound effect then? eg. Day 1: £10 counts toward daily interest. pays out say 1p for ~4%APR. Day 2: £10.01 counts toward daily interest? Or would it always be my £10 cash deposit that counts.
    2
  860. I am very very new to this page and I am currently getting through your videos, what would you suggest is the best way to get started?
    2
  861. 📈 Good quality content! ISA funds Vs SIPP Vs single stock investing
    2
  862. Yes. Stop people buying food, clothes and paying for shelter. It's a great way to stop inflation driven by rising production costs, mass profiteering and market collusion. Well done BoE. Well done government.
    2
  863.  @MitchShoesmith  That makes perfect sense!! Thank you very much...really appreciate your response
    2
  864. Great content, thank you
    2
  865. Hi Mitch, for sure this would be something i'm intrested in (Porperty Portfolio Updates) - i am also in the property renovation scene so would like to see!
    2
  866. Class 👏🏻
    2
  867. Do u ever mke profit or is this a slow burner as im really looking to do something like this
    2
  868. This video is class bro ! I wanted to ask on if it’s sensible to have 2 isas or combine them together. I personally think that I should combine them together as they are both investing into the same asset. What do you think Mitch ?
    2
  869. It would be nice to see your portfolio performance during the current situation, if you don’t mind
    2
  870. Great video, Mitch. My net worth will either sound very good or very poor for my age depending on if you count student debt as a proper liability. To be honest, it really is just a graduate tax in all but name.
    2
  871. I know it's good financial advice, but welp, buying car in cash == me on a bus till my 90s. Great video, BTW.
    2
  872. I am about to sell my rental property leaving me with 100k where would you recommend I put it to grow it over the next 10 years
    2
  873. 1million subscribers in two years.
    2
  874.  @MitchShoesmith  now that I think about it. It would lol. 100k
    2
  875. Great video do you trade or hold crypto as I’m about to get into it
    2
  876. Great video. Up the villa!
    2
  877. With a portfolio containing 85% weight on some solid ETFs and REITs pertaining to warehousing and data centres I welcome the dip. Im going to be buying all the way down to the bottom of this down trend. This is one of those golden opportunities.
    2
  878. Great vid Mitch 👍
    2
  879. This is the sort of information I neeeed!!!! LET'S GO VUSA!!!
    2
  880. I’m new to stocks and shares my strategy so far is take a lump sum each month. Put 50% of it into an ETF (snp500) and then 50% of it into individual stocks. Is that a good strategy to start with?
    2
  881. Hi Mitch. Thank you for the informative video. Why do you invest in a S&P500 on 2 different platforms? Rather than just sticking to VUSA on your vanguard platform
    2
  882. My way or no way 😉
    2
  883. Great video mitch! I moved my free funds from uninvested cash in the stocks Isa to the new cash Isa, same rate but worth that extra protection!
    2
  884. Challenge Accepted :)) Let's see how many of us get there before Mitch does :)) In my case, assuming all other things are equal in my life, I should be at £100.000 cash invested around let's say September 2025 ^_^
    2
  885. Awesome vid, on a similar journey myself
    2
  886. Great coverage! I say buy the FAANG tech dip when their p/es reach 15 or lower
    2
  887. A video about the financial aspects of your property business would be interesting,.i.e. purchase price, LTV, mortgage type, property expenses etc I’m a landlord with a few properties but surprisingly it’s not that profitable yet as my properties are all 75% LTV on interest only mortgages. In order to build up my property portfolio I’ve had to leverage my capital, so I emptied my ISA and put it all into property. Hopefully this will have proved to be a good move in the future.
    2
  888. My goal for 2025 is to spend more money. I'm 79 years old now and have more money than I shall ever spend myself after a lifetime of hard work and saving. I find it really difficult to spend money. I earned my first wages crawling two miles a day in the fields weeding sugar beet in early 1960's'. Any advice appreciated.
    2
  889. I like your videos overall, but some little constructive criticism, some of the video cuts where you insert some random clip to make your point are annoying, a some are inappropriate. The guy sniffing coke for instance, please think about your audience. Sometimes my daughter will watch a video that I'm watching on our big screen in our living room. She's only 12 and I wouldn't want her seeing that. Just a heads up because I do like your content, and I'm a sunscriber btw
    2
  890. Hey Mitch, I’m looking to go to uni in September for 4 years and I’ve got 10 grand I can invest, I’m probably not going to be able to add to it. What is the best solution for me? Invest in vanguards S&P 500 at the start of the tax year and leave it for 4 years?
    2
  891. Very informative and easy to understand. When looking at a dividend company what do you look for? Aristocrats? Yeild? Also do you prefer UK or US.
    2
  892. Investing is a long term game. Dont expect to get rich quick!
    2
  893. Some expert has said,Stock market is 99% temperament and 1% knowledge, you may differ but one thing is sure patience get rewarded . Just put your extra money in stocks which you don't need immediately and then forget it for atleast 5 years.
    2
  894. great video, will ad s&p500 to my portfolio from next month...could you share where we can find that calculator ? looks like nice tool to have...
    2
  895. Awesome channel - thanks so much fo this!
    2
  896. What's your ingame name then lad
    2
  897. Well that's reassuring. 🎉
    2
  898. S&P is heavy weighted in a few larger companies. Would it not be worth investing in your own hybrid 'S&P 10' and reviewing every quarter instead?
    2
  899. First😆😆😆
    2
  900. Can you do a video on a vanguard S&P 500 (VUSA) please
    2
  901. The dividend snowball effect is fascinating
    2
  902.  @MitchShoesmith  yes it's the best I've had. Over £1k per month. I've got over £60k. Compounding calc @ 8% in 5 years I should be earning £1k pm interest. The default funds are gash. Work one is with NEST so limited. Legacy pensions are with another provider in index funds
    2
  903. Great tips
    2
  904. Great video again mitch!! Knowledge is power
    2
  905. 8:50 I can relate. My first year's insurance was almost 3 grand
    2
  906. I am waiting your video. Thank you:)
    2
  907. Really wish i had discovered stock investing prior to 2020. Looking at the price of stocks like nvidia, msft, appl to name a few pre 2020 is envious 😅
    2
  908. 🙌🏽🙌🏽🙌🏽
    2
  909. 👍👍
    2
  910. Show me your property portfolio!
    2
  911. Hey Mitch, thanks for the video! Love the optimistic and encouraging message 🙏🏻I was just wondering during those first 6 months of growing your channel did you post one video per week? What was your strategy here if you didn’t mind sharing? Thanks in advance!
    2
  912. Don't need the book so I won't put the emoji, but I enjoyed this transparent overview of your financial journey and I am sure it is beneficial to others too!
    2
  913. Hi mate, Whats your opinion in the Ishares clean energy etf? Obviously with renewable energy becoming more affordable and more popular surely its a no brainer? Thanks for the clips. Great stuff 👌🏻
    2
  914. Cheers for the reply! If you decide to do a review ill be straight on! 😂 im a beginner 👍🏻
    2
  915. Inspirational video Mitch. I’m sure many people watching will feel motivated this morning!
    2
  916. Your video reminded me of my mums stories of her frustration living in a communist society it does not work the populous kick back eventually.
    2
  917. 💰💰💰
    2
  918. Im up 272% in 9 years.
    2
  919. Great work mate
    2
  920. Great video once again. Have you been investing in this latest dip and if so what you bought. I have just started a position in Air Bnb with lockdown easing.
    2
  921. Another great video. Didn’t realise you can’t have 2 different SAS ISAs. Got one in VG and one in HL though I haven’t paid over £20k into both in total. What would you recommend.
    2
  922. Great video! On the trading212 platform, do your dividend payments just go straight into your free funds? My dividend payments are so small I never know where they actually go 😂
    2
  923. Another great video Mitch but this is massively depressing!!! 🤣🤣🤣
    2
  924. S&P 500 ETF stable long term investment
    2
  925. Will you be keeping your ISA with trading212 for the coming tax year?
    2
  926. Yes Mitch 🔝
    2
  927. Great video, thank you pal
    2
  928. Aren't you even slightly worried about short term corrections and the unpredictable effects of armchair speculators?
    2
  929. Another great video Mitch!
    2
  930. Good on ya Mitch really enjoying your content
    2
  931. Thanks for the video Mitch! Watching it made me think of the book i’m reading now by Thomas J Stanley called Stop acting rich … and start living like a real millionaire. Check it out, as well as his other books too. 🤓
    2
  932. Hi Mitch, massive congrats. Just to let you know some solicitors will pay to get on the lenders board for you, so you can still go through that. My solicitors did this recently on two purchases I had going through.
    2
  933. Election year 🚀
    2
  934. Some great points here, I think as investors we should always be keeping some cash on the sidelines. 😀
    2
  935. Nice video Mitch, well put together, I am also in the situation of 40/50% in growth stocks, but that's how it goes with this type of stock, we have to be as transparent as possible when we post our content, thanks for sharing! 😀 Take care!
    2
  936. Great video as always
    2
  937.  @MitchShoesmith  lots of stocks are up over 15-20% the last few days. Stills lots of room to go though. It will be a great year for uranium and will outperform the market considerably. I think you should buy some DNN or UUUU (or a bit of both) for your next challenge.
    2
  938. Love the channel and thanks for the transparency!
    2
  939. Well done mate 👏 2021 will be bigger and better for you no doubt
    2
  940. Can you transfer an ISA from another year and a different provider. thanks, Stu
    2
  941. Great vid. What calculator do you use Mitch?
    2
  942. Love the live investment videos 👌
    2
  943. Just abolish stamp duty and uk investors would be all over it.
    2
  944. Great video bro
    2
  945. Most likely we'll see a bounceback from here, but the decision on the future direction will come: continuation of uptrend or serious bear market?
    2
  946. Why the interest obly mortgage ? Are you not missing a benefit of accumulating the principal equity? Or was it just the 2 year fix to get it over the line and remortgage later with the hope of lower rates?
    2
  947. Hi Mitch brilliant video as usual. I'm fairly new to investing...started after cvd crash early 2020. I have a question about isas that I cant seem to find the answer to. If I open a new stocks and shares isa for 2022-23 to spread risk, can I continue selling positions and reinvesting profits in this years isa? I just need to make sure I only put NEW allowance money into the new isa, not thus years.
    2
  948.  @MitchShoesmith  Hi again Mitch, been thinking about this conundrum some more on my daily new years resolution walks! :) As i understand it, profits from a stocks and shares isa don't count as part of the current 20,000 pound yearly investment limit? For example...I can invest a full 20 grand in April 2021 and make 10 grand profit by the end of the year by selling the investments I bought before the next tax year ( I wish!! :) ). This wouldn't be breaking the 20000 limit rules I think? And if so, why would continuing to manage an old isa by selling positions in that isa and reinvesting profits there be breaking those rules? I've joined the money saving expert forum and asked my original question on there. Not that I don't believe you at all... I think your channel and advice is great! I'm just getting conflicting advice depending on who I ask on this and want to make sure im not breaking rules etc. I will let you know if anyone gets back to me on the money saving expert forum, if you are interested.
    2
  949.  @MitchShoesmith  Hi Mitch....just letting you know...4 replies to my question on money saving expert....all basically saying its fine to carry on selling and reinvesting profits in a previous years isa... hurrah.... quote from a reply.... Can I still manage this year's isa without breaking the rules? ie. sell positions and reinvest any profits into this year's isa, while investing up to 20000 'new' money into the new isa from April. Yes you can do this . The £20K limit is only on new contributions in one tax year . After that you can do what you like within the ISA wrapper. It does not make any difference if in April if you put a new £20K into the existing ISA or start a new one. Promise to stop pestering you now....thanks for replying...looking forward to next video:) keep up the great work!
    2
  950. Great clip and an eye opener to compound interest, I’ll be mainly invested in TSLA and Bitcoin/Eth for the next 10 years then maybe stick some of the gains into the S&P.
    2
  951.  @MitchShoesmith  just a correction for the whales to buy up before a spring run up.
    2
  952. Yessssss. Finally the Average price 😁😁
    2
  953. Hell yeah
    2
  954. yes I would be interested in these videos as I want to do something similar.
    2
  955. Go for it, Mitch!! And best of luck to you man :)
    2
  956. Really looking forward to future videos about the property journey as that’s one business I am looking to delve into soon
    2
  957. Yes. Pls show me your property portfolio
    2
  958. Go for it Mitch! Add it all into the mix. You might even get to deal source out of it too 😉I look forward to it and thanks for all the content on the stocks and shares as I’ve learned alot from you. 👊🏾
    2
  959. Great upload
    2
  960. I have brought berkshire hathaway and apple hoping from them to recover
    2
  961. Love these book reviews! Thanks Mitch 👊🏾
    2
  962. Enjoyed this video mate. Subscribed
    2
  963. Those are just cheaper shares 🤑
    2
  964. Thanks Mitch you’re the man
    2
  965. Great video 👊
    2
  966. Nice video 😊 just started this year but doing ok 🤑
    2
  967. Great video as always. For renewable energy, Itm Power and Ceres Energy provide a good route into the hydrogen sector. Worth a look. If you want an index try iShares Global Clean Energy and/or Legal and General Hydrogen etf. I own all four as part of a diversified portfolio. Potentially a good time to get involved as clean energy stocks have suffered over the last couple of months
    2
  968. Loving the videos Mitch. Do you have long term plans to retire early and live off your investments?
    2
  969.  @MitchShoesmith  Love it! My plan too. (I just won't look at my investments on days like today ha)
    2
  970.  @MitchShoesmith  just American stocks. I invested a lump sum at the worst time possible when I first started 😂
    2
  971. Wise words. Congrats on your recent award. Well deserved for sound advice
    2
  972. Thank you Mitch for all the knowledge you are constantly putting out. This one felt like a university lesson! In my brain there’s is just two doubts left like…who’s pulling the strings of the energy prices and the second is… if the equation higher demand = higher prices rules the market, as is inevitable that the planet will reach a population of 10 billion, we are destined to live in a way more expensive world year by year?
    2
  973. all true on the property front, very regional effects.
    2
  974. Also started last year due to pandemic and setting myself a goal to become financial free in the future. I like to have a mix of dividend and growth stocks and so far my portfolio consists of; coca cola, verizon, capcom, tencent, stellantis and great wall motors . So far they're all doing great :D
    2
  975. it's better to invest in people
    2
  976. Just think of how bigger that portfolio could have been if 212 was taking clients and paying you comissions all year.
    2
  977. Show me your property portfolio!
    2
  978. I've been buying.loads of uranium mining companies. DNN, UUUU, UEC and UROY.
    2
  979. Thanks Mitch, great content as always, I look forward to becoming financially free alongside you 🥂
    2
  980. Well done mate! I only started investing from watching your videos! Love the content and all the hard work you put in to make these videos.
    2
  981. Great vid mate. Good luck with it! Have recently discovered your channel, love it. Subbed
    2
  982. Make use of your ISA allowance, once it’s gone for the year it’s gone!
    2
  983. Good video mate ! Keep em’ coming
    2
  984. Good stuff mate.
    2
  985. Great video. The dream is to retire in my late 40's / early 50's but the goal is to retire by 60. I believe this is achievable, especially with your advice.
    2
  986. Another good video Mitch, you're on a roll lately 👏🏻
    2
  987. Excellent video. Love seeing the portfolio. I’ve bought more VUSA too
    2
  988. Keep up the awesome work
    2
  989. Congratulations. I know someone who buys properties with interest only mortgages and they wait for the property value to go up and then sell it at a profit and pay the bank off. They do this on multiple properties. Probably more risky.
    2
  990. Absolutely correct. Wages have not gone up in real terms in decades. This is not a cost of living crisis it’s a cost of profiteering crisis. The government and uk media are simply feeding people a line the the majority of the population just have to accept they are going to be much poorer.
    2
  991. Great video, thanks for taking the time to make this 👍
    2
  992. You've forgotten to mention the 8th passive income stream. The missus 😂 She halves my cost of living meaning even more money for me to invest in my investments. Very tax effective too as it doesn't push me into the higher tax bracket 🎉
    2
  993. Go mitch😁
    2
  994. Great video, keep them up!
    2
  995. what did you study at uni Mitch? and where did you go?
    2
  996. Bogle advocated holding long time
    2
  997. Thank Mitch, i will keep investing on stocks
    2
  998. First view
    2
  999. You have not found a right woman for you then. I'm a woman myself and It's actually me who is better at saving money and spending money wisely. We paid off our mortgage within 7 years as I insisted on overpaying it. Find a woman who has a job that pays well and values your hard earned money. x
    2
  1000. Yeah Mitch that would be a great idea, I'd love to see your journey through to Property. It would certainly help to show what kind of challenges and things to consider if and when people decide to make the move down that direction too.
    2
  1001.  @MitchShoesmith  hopefully Boohoo will go off in the next month or so
    2
  1002. Thank you!
    2
  1003. 🙌🏽🙌🏽🙌🏽
    2
  1004. Congrats!!! 🎉 Next chapter 👍🏼
    2
  1005. Congrats Mitch. Why do you have to pay stamp duty on a property at that price?
    2
  1006. im starting this year ;)
    2
  1007. A little but still down £19K (52%) from my book cost. It’s ok though I’m in it long haul and this crises has forced the company to accelerate its strategy in renewable energy. I like your videos a lot - many thanks
    2
  1008. Check out Corsair, leader in gaming and streaming equipment had a big rally from Wall Street bets but fundamentals are great. Planet 13 is also a growth stock with good fundamentals. Financial Education Jeremy has done plenty of research and has also invested big with both companies. I have also invested in both companies. Would love to hear your thoughts about the two.
    2
  1009. Hi, hows it going :) Thats all I have to say!
    2
  1010. Great video. I'm trying to set up a side hustle atm. It's not easy but let's hope it pays off and helps cover the mortgage!
    2
  1011.  @MitchShoesmith  yeah, it's more just steady stocks like oil companies, banks, medical etc 👍
    2
  1012. What a scary and depressing video. I just wanna see dividends and capital gains 😂
    2
  1013. I just see it as an opportunity to buy it at a discount. Nice that it goes "on sale" from time to time!
    2
  1014.  @MitchShoesmith  What's your instagram?
    2
  1015. Great video Mitch .
    2
  1016. Sounds good Mitch. Would like to learn More about your property investing 💪👍
    2
  1017. Great job Mitch .... your content is great and well researched ... you will kick it out the park in 2021 buddy
    2
  1018.  @MitchShoesmith  Thanks, Mitch. Will look into those. Cheers
    2
  1019. Do any banks pay dividends on T212?
    2
  1020. Good way to stay motivated! Focus on the milestones on the way to your end goal, rather than just the end goal itself!
    2
  1021. I just added my monthly amount of VUSA to my Vanguard isa. Have never bought VUAG so this will be an interesting watch.
    2
  1022. Can we appreciate the fact that Mitch is a gaming nerd, would be great to see a follow on this "gaming series" analyzing gaming stocks. First off Nintendo, only because I'm interested in starting a position.
    2
  1023. Your growth story has really inspired my channel. Keep it up!
    2
  1024. Would a 10k initial deposit be good or a progressive deposit ?
    2
  1025. Good progress.
    2
  1026. Inspirational, keep it up mate!
    2
  1027. I'd go for JNJ but I'm a dividend blue chip kind of guy
    2
  1028. When you think about it, if you bought repeatedly during Dotcom bubble crash you'd make a hell lot of money at the end
    2
  1029. The sacrifice of consumption today in the hope of a greater consumption in the future! one of my favourite quotes
    2
  1030. Really interesting video mate. I've often wondered how youtubers make money and how much. Love how candid you are with it
    2
  1031. Good stuff man.
    2
  1032. Hi Mitch. Long time viewer, zero time commenter here. I'd like to throw my hat into the ring on your proposed property videos. Please do as it'll be very valuable to see how somebody starts off building a property portfolio as I'm sure it's something many equity investors aspire to and/or are already involved with, so can potentially help you out. As long as you don't claim to be an expert and present it as is - somebody new to property's journey - it'll be great. I'd recommend maybe 75% your usual stuff and some property videos scattered in there. I'd definitely watch! Thanks and keep up the good work.
    2
  1033. Tesla so cheap right now. I bought at average of 1.22 and made 16% in a month ....more to come I thinks.
    2
  1034.  @MitchShoesmith Its good news ....I just bought another share pre opening.
    2
  1035. Is there a consumer staples ETF?
    2
  1036. I'm in my 40's and still running a 70% LTV mortgage and I have no intention of ever paying it off. Over 25 years that equity has allowed me to purchase other properties/investments which have let's just say a lot more more equity than my own home ever would, and the cash flow more than covers my own mortage. The value of my portfolio is in a few million bracket. In 20 years should I retire, do you think I will have more wealth than someone who focused on paying off their mortgage early, and still with a mortgage? Or less wealthy? Be smart those of you in your early years, learn to make debt work to your advantage to aquire assets which appreciate over the long term.
    2
  1037. Great video Mitch.
    2
  1038. Good job Mitch really enjoy the content!
    2
  1039. Great vid. Is stamp duty reserve tax payable automatically on uk stocks bought through trading 212? Or is a separate self assessment necessary? Thanks
    2
  1040. buy the dip.. BABA .. a nice substantial increase in my holding . onwards and upwards 🤑
    2
  1041. I agree I wish I could do the same . I always saved money . My parents didn't know I could just go to bank and ask them to do it for me. Wel we for hope early 30 will do for us.
    2
  1042. Nice video 😊
    2
  1043. Big ups Mitch, checks you whipping in the lotus loveeee it! Appreciate the work bro 💸💸
    2
  1044. 👏👏
    2
  1045. First 🎉 Great tips 🙌
    2
  1046. Property investing is just another way of investing your money, so yes, I'd be interested
    2
  1047. Tip for anyone with kids or who want to have kids, “if you want generational wealth, we have to get rid of generational habits” 📕
    2
  1048. If it is I'm buying!
    2
  1049. nice video. how about discounted cash flow?
    2
  1050. That’s the golden rule, DCA and stamina ….
    2
  1051. I’d be interested to see what books you’ve read that have helped out with your personal finance journey. Unless there’s already a video on that and I’ve missed it. Love your videos mate 👊🏻
    2
  1052. Well deserved! Great content!
    2
  1053. Well done Mitch great to see your progress and how you share your journey with us. Onwards and upwards!
    2
  1054. Nice one! Do you have your own strategy for dividends? Are you a dividend investor? I would say yes from your apple holdings? Are you looking to add other companies? Interested to hear your own strategy on dividends if you have one
    2
  1055.  @MitchShoesmith  Fair enough. I think at our stages in life (I’d assume we are similar in age) I believe trying to get good growth is more beneficial as you say, and also personal strategy. Though when you find a company with what you think will be good growth and a fair dividend it’s always a winner! Look forward to the next vid!
    2
  1056. Ah forgot to say, I’ll be signing up to your Patreon today (post work) to see what it’s about so see you over there!
    2
  1057. 👏🏽👏🏽👏🏽
    2
  1058. What’s the best way to invest in and S&S ISA Mitch? Just lump £20K in the market (if you have £60k saved for example) at the beginning of each financial year and Max it out until the following April? Or invest throughout the year? What approach would you take? Thanks!
    2
  1059. This is what we love to see bro, hard work really pays off🙌🏾 imma be there one day 😂
    2
  1060. Do you use the isa feature on trading 212?
    2
  1061. Mitch just wondering. I want to invest over 100000 in a freetrade stocks and shares isa over the next 6 to 7 years. Just wondering if you think freetrade is a safe option to do this?
    2
  1062. Mitch, the quality of the videos are amazing pal. Massive well done to yourself for consistency 👍🏼
    2
  1063. The pain of averaging in weekly when stocks are rising is you get caught with your pants down when it comes down, been investing now for 5 months and have learned that maybe worth sitting on a 50/50 split of cash and stocks
    2
  1064.  @MitchShoesmith  awesome mate, honestly lost faith in the market after I got hit in May, recovered and now this cycle, keep up the good content mate
    2
  1065. Nobody is selling their house, there's hardly any houses on the market compared to 2020 craze. And thus the supply shortened. Even if the economy is crap and inflation is taking heads, supply and demand will always have the last say... I hate the UK housing market!
    2
  1066. Im very new to uk investments...lets say i investerd 1000£ in a year , can i withdraw 1052£ from cash isa including the interest earned after 1 year or just the 1000£ that i invested ?
    2
  1067. Good video 👍
    2
  1068. coming after the poor who is trying to save yet the rich are om with not paying any tax wtf
    2
  1069. Latest 60. But aiming for 56-58
    2
  1070. Mitch bringing the fire with the predicament I'm in!
    2
  1071. Thanks Mitch, One key thing that isn't widely shared by T212 is your cash in a stocks and shares ISA is invested into the money markets, these can go down eg in 2008. While your shares are FSCS protected in a S&S ISA up to 85k, invested cash in QMFFs is at risk (albeit a low risk) if QMFFs drop in value. Therefore, I've concluded it is much better to move any cash from a S&S ISA into the Cash ISA, this money is not invested into QMFFs and is, therefore, far safer AND FSCS protected 👌 hope that makes sense! Just moved 15k over 😉
    2
  1072. Good video apart from don't invest in UK economy at the moment tories are useless, <S&P500
    2
  1073. Really good simple information. Thank you
    2
  1074.  @MitchShoesmith  aw man sounds fucking amazing, have you talked about it in a video etc? Did you buy it outright/finance? What was your thought process in justifying the purchase etc. I'm tryna convince myself I can buy one 🤣
    2
  1075.  @MitchShoesmith  I fuckin love it good job dude #goals I've been looking at the new lotus emira too 👀👀 thing looks incredible
    2
  1076. Great Video as always Mitch also just seen the new memo would love to see a documenting of the property on here! Good luck :)
    2
  1077. The all time high is probably getting a lot of people interested. That’s why I’m here now but I’m doing my due diligence before any investment is down. I opened up a 212 account for the savings part but I’m now looking at investing for that long term return.
    2
  1078. I’m in it for the long term (20 years). I won’t be selling nothing if anything I be buying more shares why they are in the dip and keep my monthly instalments going. But I won’t lie it is bit disheartening seeing some your gains disappear and you got to remind yourself not to “panic” and sell.
    2
  1079. Another one please
    2
  1080. Same here bud, this book was an absolute game changer for me,
    2
  1081. Buy less use less "Downgrade" to a cheaper option Swap to something different complely Don't spend to save without doing the maths first. Check for what u can get from the gov i.e childcare (yes if u have a job and work) Check ur taxes and personal allowance Downsize i.e only 1 TV subscription at a time. The outdoors is free and u don't put the heating on. Postpone costs do them next year if it can wait. Unemployment is low negotiate a new wage or move. Most of ur expenditure post CoL is luxury. If u don't spend it in month save it and start again.
    2
  1082. Hi Mitch, awesome video!
    2
  1083. Thanks mate! What are your favourite divided stocks?
    2
  1084.  @MitchShoesmith  Thanks! Mine are ABBV and DBK.
    2
  1085. Mitch very good quality content & advice. 👍
    2
  1086. Great video It all about time in the market and consistently investing into the markets Think it was a great decision to go into individual stocks
    2
  1087. Excellent assessment 💎
    2
  1088. A well though out video Mitch 👍
    2
  1089. U went to Aston uni?!?!?! I graduated from there last year, I live in Brum!
    2
  1090. Mitch you still wanting to do property lad? Have a look at rent to rent serviced accommodation or HMOs as they produce a lot more cash flow than flipping (I think you said you were gonna do that) and you will most likely have made enough from YouTube to start the strategy now. Just a thought bro
    2
  1091. love ur vids from the beginningn as a 15 yr old im leanring about making money so i get rich when im older
    2
  1092. Thanks Mitch, really great summary and well presented
    2
  1093. I'd enjoy a portfolio update Mitch, cheers 🍻
    2
  1094. Great video! Quick question.. would removing money from the cash ISA prevent you from maximising your £20,000 allowance? E.G Once you have deposited money within the ISA, would it count towards your annual allowance — even if you withdraw it within the same year?
    2
  1095. My favourite quote on investing - “Time in the market is better than timing the market”
    2
  1096. Also, I noticed your msaintenance for taps/leaks is 41 quid per month, you can go to British Gas for unlimited call outs for leaks on taps, toilets, blocked drains inside and outside your home for around 180 per year.Or that plus home electric and the boiler breakdown cover and the entire central heating (radiators) for at least 300/400 per year which is still LESS than your maintaintence you put aside for taps. Just thought let you know
    2
  1097. Well done 👏
    2
  1098. Enphase energy
    2
  1099. I'd be interested in a Tattooed Chef video pal. Great content, well done!!
    2
  1100. Great Video as always Mitch! Love the logic behind your profit targets! I'm sure when things settle in the market over the next couple years you may set your sights on adding to the portfolio with some great new opportunities and boosting those profit potentials overall
    2
  1101. Great video again, have you ever thought about buying physical bullion or an ETF?
    2
  1102. Are you going full time YouTube yet?
    2
  1103. Loved this vid bro, really nice & open explanation of your portfolio & future plans, not too dissimilar to my own targets
    2
  1104. Spot on, buy more of your stocks whilst there on sale, if they drop more it isn't forever.
    2
  1105. Another great video. I assume this stock on ETF on trading 212 is the Vangiard S&P 500 ETF. Sorry might be a silly question but seem to be so many variations of it when you search S&P 500
    2
  1106. Just to confirm u have no intention of pulling any funds out ?
    2
  1107. Great informative video for all those out there who previously didn't know about paying taxes on stocks! 👍🏾 keep up the good work bro
    2
  1108. Hey Mitch, I have a quetion as im new to investing. I want to start with buying some S&P 500. ( I want to hold for XX years.. ) Im trading on t212, should i go with VUSA or whats the difference between picking another? In other words..in your OPINION (not advice), which one should I check? Also others, feel free to comment. Thank you and good luck with investing,guys.
    2
  1109. With all this government stimulus, the Stock Market is going higher for now.
    2
  1110. Thankyou for the spreadsheet Mitch and great video.
    2
  1111. Take your life experience when starting investing and always follow your instincts
    2
  1112. Always great content Mitch. Good luck with the property investment 👍
    2
  1113. Hey Mitch I’m new to investing thanks for the content is it better to just stay with etfs and index funds or educate myself and pick out individual stocks ?
    2
  1114. Wouldn’t FTSE all world be better as it’s less reliant on one country’s performance?
    2
  1115. Great video Mitch. Was looking forward to this one and will be interested to see what you do to your portfolio in future updates! :) I added Johnson & Johnson today in preparation for next year and will DCA in over the next 12 months
    2
  1116. brilliant
    2
  1117. Buy when you hear the cannon's thunder ;)
    2
  1118.  @MitchShoesmith  Its from an old stock market guru, Andre Kostolany 😉
    2
  1119. Cash flow is king, I do dividend stock only. Market up or down dividends flows and reinvested, I don't have to sell shares 10 years from today. Just trust the process, buy quality companies and DCA and you will appreciate.
    2
  1120. Thank you Mitch!! Another great video. I didn't know there was a difference between the VUSA or VUAG, very useful. Have we any new videos on your Coinbase or NFTs soon? Keep up the great work!!
    2
  1121. Still stupidly high and more pain for normal people. The BoE have messed up big time.
    2
  1122. Thanks Mitch
    2
  1123. Mitch do you ever take your profits on 212 at a certain percent and then reinvest or are you simply always adding and not trying to juggle the money between them
    2
  1124. Thanks for the great video again Mitch!
    2
  1125. Great video Mitch, well done with your all investments. If I can ask how much of all 54k £ it's your deposits?
    2
  1126. Yeah show us the property way Mitch! Good luck!
    2
  1127. Another great video 🙏
    2
  1128. Can you do a junior s&s isa comparison
    2
  1129. Another Great Video Mitch !
    2
  1130. Hi Mitch thanks again for another insightful video, what’s your plan with your Vanguard account is it just a general invest account that you plan on just leaving for now?
    2
  1131. Huge progress, well deserved! If you had one tip to give to a new YouTuber what would it be?
    2
  1132. Great video! At 0:20 what did you use to calculate that? Thanks!
    2
  1133. Love this! Well done :)
    2
  1134. Great video as always mate! Will you be doing another video around your rental property by any chance? Would be great to see the numbers, tax etc.
    2
  1135. I’m paraphrasing Buffet but it was something along the lines of: “there was never a particularly spectacular day at the office, we just let compound interest do it’s thing”. Very easy to get caught up in how your portfolio looks one day from the next rather than detaching yourself emotionally from it
    2
  1136. Best time to learn n earn Nice one Bro!!
    2
  1137. 🤑 - MItch, Cheers for the help over the last few year. Not as far on as you, but alot further on than i would've been on!. Cheer Mate
    2
  1138. Great video Mitch 👍
    2
  1139. Hi, I’m using both practice and real money, is the return rates the same for both? In practice I have 1share on Amazon and I’m only getting £12. Sorry if it’s a dumb question I’m new to this
    2
  1140.  @MitchShoesmith  ah so basically you bought your share a while ago, share price goes up so does your profit
    2
  1141. Interesting vid Mitch. Have you bought Meta’s dip?
    2
  1142. Im much closer to retirement than Mitch so im so pleased that I only have to add on top of my state pension of £11500 per year in todays money plus I also have an old Defined Benifits pension that equates to approx £7000 per year so total of £18500. To Get to my target of £30K i just need to add £11500 per year so pot size needs to be £287,500 based on a 4% widthdrawl rate
    2
  1143. Nice video! Takes me back to my CIMA study days!
    2
  1144. Mitch your camera lens needs a clean, the video clarity was low compared to previous pieces of content you've put out.
    2
  1145. Absolutely great
    2
  1146. Great video as usual Mitch
    2
  1147. Great video Mitch, keep up the great work
    2
  1148. Top content ! Any chance of making a PodCast?
    2
  1149. Hi Mitch, your videos are very insightful in terms of reading the market, it'd be nice to see some individual stock analysis too:)
    2
  1150. Thankyou for including the relatively lower paid. I'm one of those "between" people, below state pension age and able to manage on a low yet adequate income from public sector pensions. I value having free time. However much of what you are saying is still relevant to me.
    2
  1151. W vid
    2
  1152. 👏🏽👏🏽👏🏽
    2
  1153. Do you think now is a good time to invest into Bitcoin given it’s current price? I was optimistic the cost may fall over the next month or so...
    2
  1154. I love your content! My top tip is 1) invest 25% into your sipp first and foremost the moment you get paid at midnight. 2) then your pay bills. 3) survive 😂😂😂
    2
  1155. Hello Mitch, I've just looked at a few notes I made, just for my own interest at the end of 2019. I made a prediction, by the end of this year the S&P 500 would be around 4850 I based that on past historical data, I don't think we'll be to far away from that figure.
    2
  1156. Great video as always. Love your transparency and content. Best investing channel by far. May I ask, how comes you didn’t DCA your position in PLTR? It’s at such a steal right now.
    2
  1157. Well done Mitch 👏🏾, the first one is always a goody. Your rate was pretty good though, will have to chat with my mortgage broker about my rates with Precise.
    2
  1158. With that being said...very happy for your success Mitch. As a YouTube premium subscriber happy to be contributing to your success. Love your channel and appreciate the content. 👏👏
    2
  1159. How much % do you think it will drop until it starts the long climb back up?
    2
  1160. Greta got me creasing lol!!!
    2
  1161. That moniter do be shaking 😂 Great vid love it! Also the channel has really grown, I remember back when you had 5k. Really well done
    2
  1162. Hey, very informative video Mitch! I'd like to talk about an ISA and the best stocks as someone in their very early 20s starting out😊📈
    2
  1163. Clear and concise! Thanks for the video!
    2
  1164. Great results
    2
  1165. I feel everything has been against investors this year. Im hopeful things will turn in the coming months
    2
  1166. Thanks for this great video really informative.
    2
  1167. Congratulations mate, well done🎉
    2
  1168. 🙌🏽🙌🏽🙌🏽
    2
  1169. Love the video. Thank you very much. Audience, also don't forget to tax yourself in a salary sacrifice method from your place of work. In so doing some of the money that would go to tax would end up going into your pension pot, adding to your long term account financial situation.
    2
  1170. Mate love you mentioned DCA people really forget about this as a simple investment tactic.
    2
  1171. On a tear? Fellow southerner? (Portsmouth)
    2
  1172. Hi Mitch, great vid as always, I’ve been investing now for the last year or so into the S&P 500 and wondered if you buy in the same time every month or do you look for dips in the market to invest? Sometimes I’m put off because of the price going up so wait for a dip
    2
  1173. This was very motivational and inspiring Mitch, well done on the amazing growth and success of the channel! I am also working a full time 9-5 job while also doing YouTube as a side hustle. Do you mind me asking what sort of field your job is in, and whether it comes with any extra out of hours time commitments / stress, as that is something I am trying to find the right balance with!
    2
  1174. I’m heavy in Ocado group and Paypal two tech stocks, followed by Ishares Global Clean energy and then VUSA500 and Vanguard Japan ETFs. Looking to hold onto and average down on my individual stocks. Paypal a solid blue chip tech stock with a moat in digital payments. Ocado more speculative but with a vision of changing how the world shops/robotics. Time will tell :) long term is the gain
    2
  1175. Great video Mitch. This was very insightful and very well educated video. 😎👍💯
    2
  1176. Can you do a video on how to calculate the intrinsic value using PE, cashflow etc? I have seen the spreadsheets in your videos but not an in-depth explanation.
    2
  1177.  @MitchShoesmith  A video about NFTs aswell would be awesome!
    2
  1178. Hi Mitch can you use a savings account to fund and receive money when using a trade 212 account ? Also when you are free and available please can you answer my question on dividends. many thanks dan thank you for the valuable content.
    2
  1179. Great job 😊
    2
  1180. Yep! bring it on
    2
  1181. Just added a promo code get a free share my friend
    2
  1182. Would you say Mc'Donalds is a good company for dividends?
    2
  1183. Started investing shortly after my 18th birthday, which was kinda the tip, but im holding. As the saying goes; "you don't lose money until you sell".
    2
  1184. Excellent video 💪
    2
  1185. First of, thanks for the video. I'm looking at getting more into the stock market, but based on entry price of the s&p 500, do you think it's too high or will it continue to grow? I'm confused by it all. Thanks
    2
  1186. Nice video and I buy on red days and cost in all week 🤑
    2
  1187. I’d like to see some property videos as it’s something I’ve been interested in
    2
  1188. Quality 👏
    2
  1189. Today's highs could be the annual lows next year. Capitalism is about growth, population is growing. Market will continue to go up, just not always in a straight line. Hold tight.
    2
  1190. Show me your property portfolio 😊
    2
  1191. Huge words. I'll keep them in mind. Thanks Mitch for this amazing video!
    2
  1192. Looking at doing some hedging myself. Thanks Mitch. Merry Christmas!
    2
  1193. Well deserved my friend. Your vids are Open, transparent and informative.
    2
  1194. Great video. I have a question as a new investor. I’m looking to invest in the S&P 500 and opened a stocks and shares ISA on vanguard Uk. As the ISA cap is 20k per year. Do I make a £20k investment and max out the ISA up front or would you drip feed in monthly instalments. Which is best?
    2
  1195. Hi Mitch! Great video as always! Could you please talk more about dividends in the videos to come? Thank you!
    2
  1196. Awesome man
    2
  1197. Great detailed video!
    2
  1198. Smart decision. I hate to say this but watch China.
    2
  1199. Well done mate. Nice too see the hard work paying off.! effort = reward.
    2
  1200. DCA weekly / monthly or bulk buy the S&P 500 in the next 6-12 months. Decisions decisions.. 🤔
    2
  1201. Well done Mitch ......great time to buy. Unsure where you are but there's a huge demand for rental as a lot of landlords are getting out
    2
  1202. Great vid
    2
  1203. Well done mate smashed it! Can I ask, how do you get paid this money? Do you have a limited company set up in your name?
    2
  1204. Cheers Mitch, great vid as always! Totally agree about the recent requests for wage increases, nationwide. It's not the time for it as we could just end up with runaway inflation. It would make far more sense for the government to address those who are below a certain wage bracket right now and then revisit those above that wage bracket once inflation is under control. This is because, an experienced train driver who's on £50k+ likely isn't going to struggle anywhere near as much as a new train driver who's on an entry wage. I imagine I'll get a bunch of comments from people telling me I'm a terrible human but I think we need to approach the situation logically, rather than blanket increase an entire sector's wages by a set percentage. I'd argue that anyone who disagrees doesn't quite understand the situation that we're approaching as a country - either that, or they don't understand how runaway inflation would be far worse. I think that they all deserve the pay rise but it's literally the worst timing for it, economically. I'm old enough to remember seeing the exodus on the highstreet back in 2008 but I feel like this is going to be far worse, sadly (hopefully I'm wrong). And let's hope Russia doesn't decide to capitalise on our global vulnerability during the next couple of years. After the government spent the £300-400 billion on getting us through covid-19, they should've been hiking rates way earlier imo. At the very latest, back in Feb when Russia invaded. It all feels a bit "too little, too late". I've been thinking all of this for months but it's obviously reassuring to hear other people voicing their concerns. Cheers again & keep it up Edit: I just read this back and it sounds insanely doom & gloom. I think we'll get through it as a country but I just wish they'd apply logic and act earlier (feels like the covid response all over again). P.s. I'm much more light-hearted irl, I promise
    2
  1205.  @MitchShoesmith  Thx dude! Very good channel, great content! All the best, cheers from Portugal 🤙😎
    2
  1206. Sell the Losers and Let the Winners Ride 📚
    2
  1207. Hey Mitch, love the videos mate what’s your 5 year prediction for palantir stock mate? Also maybe a bit personal but what line of work are you in? no worries if don’t want to answer that ahah cheers anyway
    2
  1208. Hey Mitch, I'm just wandering how you keep up to date with these kind of reports/forecasts? Are they expected on certain dates and intervals?
    2
  1209.  @MitchShoesmith  Thanks Mitch, I found those reports really interesting. Nice new layer of research to add to my current strategy 👌
    2
  1210. I think I'll stick with stocks and shares at the moment.
    2
  1211. yes to property portfolio! :)
    2
  1212. Great video Mitch, I never miss one. I'm still relatively new to investing but I enjoy watching your content for the honest and clear information you put out. Cheers
    2
  1213. How much do you currently receive in dividends Mitch? Also trying to pinpoint your accent, where you from?
    2
  1214.  @MitchShoesmith  I thought it was brummie initially but certain words made me think it was more northern
    2
  1215. Wow, congrats mate! I'm very pleased for you - well done 👊
    2
  1216. Yes I think speaking about property would give a good comparison between property and stocks.
    2
  1217. Thank you👍🙏
    2
  1218. Great video! What is your opinion on Vanguard’s Global All Cap fund compared to the S&P500?
    2
  1219. Mitch this is great and really reassuring that I’m following most of your tips. Thank you for yet another great video. I got into investing later on after kids etc at around 40 but that still gave me 20-25 years of investing. 5 yrs in and I haven’t looked back. I up my investments every pay rise too so putting away 25% ish of income every month. Not bad with 2 kids.
    2
  1220. Hi Mitch, thinking of starting investing now at the age of 21. I am thinking of putting aside £600 a month into s&p500. What are your thoughts? Thanks
    2
  1221. Hi Mitch, how come you buy shares in your stocks at round numbers rather than buying a decimal share at the set price you want to invest in. Ie. why didnt you buy £100 of Apple for instance rather than 1 share?
    2
  1222. The government needs to change the legislation to allow it. Why punish the financially responsible and small investors?
    2
  1223. Buying a house this year...hopefully!
    2
  1224. Crowd Strike, take a look…..
    2
  1225. This would be very embarrassing for HMRC and the government who have been trying to push ISA's and investing to people I am pretty sure the government will step in and make HMRC walk away and the previous bill will be adjusted to meet modern day terms that's my prediction.
    2
  1226. Great vid
    2
  1227. Great work as usual! Mitch how about a video on how to do DD? Not sure I've seen one and I'm sure it'll help people stop Yolo-ing 😄
    2
  1228. Thank you kindly bud fantastic video. Only thing i will say on Bitcoin is that I am still bullish as its like when my grandparents where like what is that device in your hand "it's a phone" ooh well they will never catch on "Now most of us are writing/reading from them very devices", same when social media came about my parents were like well that will not catch on "they are now on some themselves" haha. Sometimes old brains just struggle to change over to new idea's "we get stuck in our ways"
    2
  1229. congrats mitch well deserved.
    2
  1230. someone watches meet kevin
    2
  1231. New subscriber, please do share your property investments journey. Thanks
    2
  1232. MitchFT. Lol. Steve Aoki has made a fortune selling them.
    2
  1233. Hey Mitch, thanks again you are awesome, I want you to analysis the Rolls Royce stock . thanks mitch
    2
  1234. You are an inspiration
    2
  1235. Great video Mitch! Keep the uploads coming I’m really enjoying the content <3
    2
  1236. Loved this insight. Can I ask which mic you are using and if it's any good?
    2
  1237. Let’s go Mitch! 😁
    2
  1238. I've got cash for the crash Mitch! Another great video mate, clear and concise as usual 👌
    2
  1239.  @MitchShoesmith  always a pleasure bro
    2
  1240. Hi Mitch, if you need advice on financing your first BTL property let me know, I work for a top mortgage broker in the UK we’d be happy to help
    2
  1241. After watching vids on your channel and reading money master the game cant wait to build up the freedom fund in 2025!
    2
  1242. Stick to a global fund takes all the stress and research time away. Simples.
    2
  1243.  @MitchShoesmith  I only ever had my eye on it from a dividend point of view ha
    2
  1244. Hi Mitch, out of interest how much does Vanguard charge to use their website?
    2
  1245. Not content with squashing the working classes into serfdom, the 'middle classes' are next, being bombarded with propaganda that 'less is more' and we are all lucky to enjoy 'simple pleasures' like a fish and chips take-away once a month or that cheese is a luxury item. It isn't.
    2
  1246. Thanks for the update Mitch was worth watching your portfolio updates
    2
  1247. Surely with the current cash back of 1% for deposits in invest ISA, you should put money in invest, get the 1% in to your invest non isa account then move the cash from invest isa to cash isa? Win win?
    2
  1248. Buy nio , buy tattooed chef, buy alibaba buy meta , netflix. Invest time 😍
    2
  1249. Been trying to get a property too but london and surroundings is too expensive. Can I ask which area did you buy it? Let´s go for our goals!
    2
  1250. Hi Mitch, Thanks for giving more details. Do you keep investing in growth stock like Amazin etc.
    2
  1251. Remember these CIOs and fund managers have a product to sell. Take what they say with a pinch of salt, as like most they are often wrong. Given my time horizon @35 is another 20years, I'm quite happy DCA into ETFs. Exact same approach with my pension and of course getting the tax relief. Play the long game, not the weekly snakes and ladders
    2
  1252. Very interesting Mitch. Always learn loads from your videos. Thank you 🙏👏👏
    2
  1253. Great breakdown. I feel like my portfolio is too tech heavy so I’ve been diversifying it a bit with some safe and stable dividend stocks and REITs.
    2
  1254. Well done with your portfolio 😊
    2
  1255. Well said ,👏
    2
  1256. Great video I’m enjoying seeing your journey!
    2
  1257. Hey Mitch, great vid. I think I’m being stupid but where does that 12 months of expenses get held? Just safe investments/savings?
    2
  1258. Wise decision Mitch, good video. I never understand people, who say they are getting in for the short term to make a quick buck, that can only lead to failure.
    2
  1259. I completely agree with this, the US stock market is a lot better for long term investing than the UK market
    2
  1260. Mitch, what are your thoughts on REITS? Do you currently hold any?
    2
  1261. I have a mix of handpicked stocks and S&P ETF, but I’m now starting to feel a little bit overexposed to the whims of the US economy since almost all of my investments are in US stockmarkets. Do you have much diversification across multiple economies? I was thinking the Vanguard FTSE All World ETF might be the most sensible play to mitigate some of that risk
    2
  1262. Nice video, I know your main secondary source of income is your YouTube channel but a video on additional income streams would be good, since the average millionaire has 7 income streams.
    2
  1263. Time to move 75% into TSLA, they will be a $10T business in 2030, the MSM are moving to praising rather than discrediting…
    2
  1264. Mitch another great video of the fundamentals of investing especially in these crazy times of today’s inpatient traders.
    2
  1265. Love the videos, learning my way and have subscribed
    2
  1266. Thank you for your video. I understand the ultimate goal of dividend focussed investors now. The M&G example was so clear. But so many things need to go right before a dividend payment can become your income. Much easier to take compounded savings and purpose a house that then provides passive rent income. Anything under €14000 is tax free. But with an ISA paying dividends, all income is tax free. 🎉
    2
  1267. Mitch, Palantir is FLYING. Think you're better off than you thought! Hoping to hold until around 20 then sell 95% and see what happens with the rest
    2
  1268. Great video Mitch. 👍
    2
  1269. Sorry might be missing something but 400 over 36 months is 14,400 so by that calculation you have made only 1600?? Sorry limited knowledge here so might be missing something - just asking
    2
  1270.  @MitchShoesmith  yes I need to watch more videos like this to learn, Really want to invest but with some substance and sound research
    2
  1271. First, dope vid 🔥
    2
  1272. It's funny to me nobody considers the possibility of inflation slowing to a trickle, or even deflation, even without taper or increased rates. QE is not inflationary long term, it's disinflationary. Money printing doesn't matter if it's all in reserves and the velocity of money is slow.
    2
  1273. Good stuff. Like this. Cheers Mitch
    2
  1274. Well done I started on motorcycles content this time last year and juggling lockdown I have still managed to do way better than I expected. Keep up the great work
    2
  1275. Great video again. I plan to do the same and carry on putting into the s&p 500.im also buying up gold as that has been going up nicely with inflation
    2
  1276. Excellent video !!
    2
  1277. Another great video Mitch, 😎
    2
  1278.  @MitchShoesmith  Thank you! I think that every UK investor should have an ISA account and if available an employer pension taking use of employer pension matching schemes
    2
  1279. The amount of leverage that Chinese real estate company had/has was amazing!!!
    2
  1280. I have a good mix of UK and US stocks - Looking to pull around 50% out for the next few months - Would you favour either one or split it down the middle?
    2
  1281. Be interesting to watch
    2
  1282. Could you do a video on the various providers who offer JISA?
    2
  1283. Worth purchasing a buy to let if a decent BMV deal pops up?
    2
  1284. Currently reading this book as we speak, brilliant read so far!
    2
  1285. Great video 👍
    2
  1286. do you reckon now is a good time to buy stocks for someone who is just starting out?
    2
  1287. Doubling it every year from now on will be the hard part 😂
    2
  1288. Top tier content as always What do you recommend to diversify investments - currently i have a S&P 500 fund ? Thanks
    2
  1289. Well done bro. This is motivation to keep Growing my channel! Keep up the hard work
    2
  1290. I guess just spread your invest both domestically and internationally. AND BITCOIN
    2
  1291. I would like to know more about it mate (show me your property portfolio) if that's ok Mitch 👍🏻👍🏻👍🏻
    2
  1292. Stocks took another beating today. I’m going to be forced to buy more.
    2
  1293. Straight Fire !!! Great video again
    2
  1294. I with one on that one, 100 %
    2
  1295. thank you
    2
  1296. Great video, I appreciate the effort you put in all your work. What do you think about Nasdaq 100? How long this bull run will keep going?
    2
  1297.  @MitchShoesmith  I find it saves so much time and thinking brain power lol I just let money go into my T212 pie every week sit back and look at it every so often rather than being glued to my phone for the first 6 months of this isa year 😂 I look forward to seeing how your portfolio performs in 2022
    2
  1298. Well done mitch your doing great. 💯💯
    2
  1299. Fcel and Hyln! Great hydrogen plays! Split 1k into bp and shell as an oil and renewable plays that pay dividends etc
    2
  1300. Currently investing £250 a month. Was a lovey stat to finish on. I look forward to 7 figures 😬😂😂
    2
  1301. I used my emergency fund to buy stocks now and I'll refund my emergency fund when stocks rise hopefully it'll pay off, should do I'll still own cheap shares in companies i believe in long term
    2
  1302. What is your opinion on xrp ripple?
    2
  1303. I think i might keep my money in cash as i am getting 4.5 percent anyhow. Also i have decided I am going to invest in myself and travel a lot this year
    2
  1304. Top man Mitch! I love it, your doing great! Your videos are very informative and helpful, thank you for being so transparent.
    2
  1305. Told you. House prices will never go down by a significant amount. Supply and demand is just heavily favoured in demand. And will continue to be so.
    2
  1306. Good morning Mitch! How do you think the latest geopolitical developments will impact the financial markets?
    2
  1307. Certainly would love to see the process
    2
  1308. Great stuff as Always!
    2
  1309. Could do a video on your set up as a LTD company? Would like to hear your thoughts i.e. paying yourself dividends to stay under tax bracket or keeping all the money in your business account.
    2
  1310. Is investing in the FTSE less lucrative than US stocks?
    2
  1311. Amazing video, thanks.
    2
  1312. naked cash grab by the state
    2
  1313. much appreciated your constant guide and updates on market, I have also started investing small amount for long term 10-15 years for my retirement
    2
  1314. Thanks for answering a question about whether a person can pay into previous years S&S ISAs, called Money Helper (the Government run advice service) they hadn't a clue. Thanks again Mitch!
    2
  1315. Help I'm trying to understand the capital gains tax I work full time hence I earn enough money anyway to be taxed So if I made 2 grand on the stock market this year and then sold at the end of the year would I have to pay capital gains tax on that 2k profit? I am asking because I am investing this year with a stocks and shares ISA account so I'm wondering if any/all my profit will be taxed?
    2
  1316. Time to invest in U.K. stocks for sure!
    2
  1317.  @MitchShoesmith  yeah exactly 👍
    2
  1318. Makes me laugh, the fed tried to convince everyone there would be no inflation when printing trillions of dollars and now they're giving it 'ooh, you may see some inflation' 👀😂
    2
  1319. Nice video dude really appreciate the help, was wondering why this was happening.
    2
  1320. The downside is purely because of interest rates. Otherwise it will be short lived. Death rates (pension age rising, people living longer) = down Birth rates = up Migrants = up All this means demand is going up. Only once that shifts, which It won't, will house prices crash.
    2
  1321. Smashed!
    2
  1322. Great advice for a novice like myself. Good to see an upload from yourself Mitch 👍 I wish you luck in your new Venture 👊
    2
  1323. Love the original content!
    2
  1324. Great vid! please do a vid on DCF, thanks
    2
  1325. Simply can't eat bricks 🤣
    2
  1326. The UK stock market is junk. A combination of Brexit and yesterdays industries (mining, banking etc) makes it a poor investment. Companies are choosing to list in the US for greater capital. Investing in UK stocks is a bad decision and investors are voting with their feet. You are spot on with the bad leadership analysis too.
    2
  1327. it's like Blackadder when they are going to walk slowly towards the machine guns. "Precisely, doing what we did the last 13 times is the last thing they will be expecting so it's bound to work this time"
    2
  1328.  @MitchShoesmith  don’t focus on these sad individuals. Great content as always. Your true fans appreciate you 👊🏾 How can we get that xls pls 😁
    2
  1329. Cool change on the camera angle Mitch nicely done !
    2
  1330.  @MitchShoesmith  Thanks. If I am persistent in investing I am able to achieve this within 5-6 years.
    2
  1331.  @MitchShoesmith instead of deleveraging you can leverage against the rise in value of the property I’ve done this to build a small portfolio over the years 6 BTL and 1 holiday let. Debt is good if used properly good luck,on your adventure pal 👍
    2
  1332. Nice Mitch great strategy I’ve been clearing out some bits sold fastly at a loss brought Microsoft yesterday also brought more apple 🍏 and draftkings brought eBay because I’ve been selling a lot on there through lockdown so I thought earning and forecast would propel it looks like not so buying peloton in chunks at moment spks have done me a bit especially hyllion looks like I need to hold that for a long time now it’s a bit of a rollercoaster 🎢 at moment so I’m not investing funds but moving bits about till spring narrowing things down to more Covid resilience plays well done to you. With your portfolio 💼
    2
  1333. Hey Mitch, how do you re-enable the automatic price change alert?
    2
  1334. Great video!! Thanks for sharing your journey
    2
  1335. There is always going to be people who you can compare yourself with that makes you feel behind Just got to be consistent and put yourself in the best position that you can. I think automation and building a side hustle is key to putting yourself in the best position possible
    2
  1336. Should we have so money aside for a crash/dip in the market?
    2
  1337.  @MitchShoesmith  appreciate the response thanks! At 38 I’m comfortable with the allocation and risk - something to think about further down the line 👍🏻
    2
  1338. Top bloke. Top advice. Very sincere. 👌👍
    2
  1339. whats your plans if a crash occurs? are you going to keep your positions and keep DC averaging?
    2
  1340. Really enjoyed the video again, thanks Mitch
    2
  1341. Really well done Mitch, very inspiring - love the videos keep them coming!
    2
  1342. Honestly, more than deserved. In my opinion the best stock/finance channel on YouTube. Easy to understand, follow, well explained, and fun to watch! :D
    2
  1343. Spot on regarding UK stocks when results come out uk stocks seem to move much slower compared to US counterparts as their is a lack of appetite in investing in uk stocks, think Brexit has made the FTSE market less attractive, whoever gets involved in AI will be where the money will be now likely to be the US again!
    2
  1344. Great video bro
    2
  1345. Interesting video Mitch, and something to aim for!
    2
  1346. I love dividend investing got 20 UK stocks in a T212 pie with £366 a year dividend payout that's getting reinvested, can't wait for the snowballing to start!
    2
  1347. Well done 👏
    2
  1348. Liking for the digs at Utd
    2
  1349. Good vid as ever Mitch - how I wish I had YouTube when I was starting out!!
    2
  1350. Thanks for the whole content on your channel! I'm a beginner in this, so it helps a lot. Also, I used your code, and hope you get something out of it. Stay well, and thanks again!
    2
  1351. Hi Mitch, Out of interest why do you only use the 'trading 212 isa' and not the 'invest' or 'cfd' options?
    2
  1352.  @MitchShoesmith  Ah thanks mate, I guess it makes sense to invest in the ISA up to the £20,000 a year limit then!
    2
  1353. He never once claims that you will make millions.
    2
  1354. Thanks Mitch, certainly something to think about with this one. I've only just begun my investment portfolio a couple of months ago so I'm sticking with that for now, then I'll have to see where I'm at this time next year when I come to remortgage. Hopefully the rates won't go too high!
    2
  1355. Don't believe the hype and stories. The media are great at manipulating the figures to suit a story. Also it's the average market price. Price for a property in the UK can range from £10,000 to £100,000,000. Location and region makes a huge difference. Supply and demand. Surrey has still a large demand for property, and house prices are rising where as some of the mining towns with high unemployment and empty houses house prices are falling.
    2
  1356. Knowing this market it will probably raise by record levels in September
    2
  1357. Great video, very informative for people like myself looking to get into real estate, keep up the good work👌
    2
  1358. The content of your videos over the last couple of months has really improved and I’m enjoying the take on overall market conditions linked to real life.
    2
  1359. Thanks Mitch for another great video
    2
  1360. Wearing my Merc team shirt too 🤛
    2
  1361.  @MitchShoesmith  great day out isn't it!? I'll probably go again in 2022.
    2
  1362. Ooooooo friends 😭😭
    2
  1363. Really great video, a somewhat similar path to what I am on. Thanks for the portfolio update :)
    2
  1364. Hey Mitch, is the FX Impact fluid? As in does it constantly change or is it at a fixed rate based on the exchange rate the moment you bought shares?
    2
  1365. 🤑 Been a long time subscriber and love to see the progress you have made overtime Mitch. It has been great to follow you as not only have you been transparent but you have always responded to my previous comments. A lot of YouTubers lose touch with their community so it is great to see you still interacting!
    2
  1366. Great book
    2
  1367. Hey Mitch. Loving your content, and you have a new subscriber here. What do you think of doing a video on tax? If your investment strategy is indeed long-term like this, then I'm thinking - at least in the latter years - you would need to account for a fair chunk of that. Think it would make for a good video and I can't find much else out there on the topic. Anyway - keep it up!
    2
  1368. Congrats on your growth! I've been subscribed for around 6 months and must say your vids are very good compared to other investnent channels 👏🏻
    2
  1369. Im now averaging £2500pa Whilst my aim is £10 day/£3650 pa then i will be happier.... Long term goal is as much as realistically possible..
    2
  1370. My guy, hope you’re feeling better Top video once again
    2
  1371. I can't believe I'm saying this, but Disney's innovations actually make the S&P 500 sound exciting! Who knew theme parks could teach us about investing? 🌟🎢
    1
  1372. Interesting vid Mitch. Couple of points. That 6p per liter average over the last year does not just effect every household running their car. The haulage companies pay a very similar rate. I am a HGV driver for 8 years, and for about 4 weeks this year, we were told to fill up at the pumps because it was cheaper than the 20:000 liters the company had already paid for. That greed has effected every price for products. Take as an example a jar of jam. Individual ingredients, the glass jars the paper wrapping for the product. The cardboard tray and plastic wrapping for transport, then onwards transport to retailers. Every stage has had that increase or 6p per liter. (A articulated truck avg approx 9-10mpg) That may explain the constantly high food inflation. Regards 30-40 year mortgage. Apparently very common elsewhere around the world, in the USA as example. Perhaps a way for new buyers in the future to work to a budget to own that house. Not ideal, but as we get fleeced every time we re mortgage with bank fees, i wonder over that 30 years, what the fees would be if you remortgage 15 times in comparison? Keep it up mitch👍
    1
  1373. Great video 🤑
    1
  1374. Thanks for the update! Much appreciated :)
    1
  1375. Top content ! Any chance of making an Instagram ?
    1
  1376. Excellent information, thanks (❤by Mitch Investing). Invest in Quality or Value Investing or both?
    1
  1377. Much appreciated mate . This is well explained and useful information for new investors like me 😊
    1
  1378. 🤑
    1
  1379. Great achievement . Very well done
    1
  1380. 🤑 Keep up the great work, A great inspiration to us mere mortals in our FIRE dream's.
    1
  1381. Got around £320k invested but it is spread around in different things.
    1
  1382. Hi Mitch - loving the content. Could we see a deeper dive into your property investing strategy? Like lessons learned, what type of mortgage (interest only?) you’re on, overall costs of setting it up, managing tenants etc.?
    1
  1383. Mitch providing more valuable content. Love it mate🤝🏻
    1
  1384. 🤑
    1
  1385. 🤑🤑🤑🤑🤑
    1
  1386. Hi Mitch, just a quick question and a bit off an odd one but do you have 2FA turned on and is it something you recommend using, if so what app would u say I should use, I only worry if I lose access to my authenticate app I lose everything
    1
  1387. Thnx i got fractional share
    1
  1388. investing tip: invest in a broad market ETF 📚
    1
  1389. Have you realised profits Mitch?
    1
  1390. Buy low sell high 📚
    1
  1391. Epic video... not to mention thought I'd never see another Shoesmith in the wild 😂😂
    1
  1392. As well as obviously watching more of Mitch's videos, which are always so educational, entertaining and easy to digest, I would also highly recommend reading a book called 'The Price of Money' by Rob Dix. It's extremely helpful for learning about finances and, most importantly, how to invest strategically to use inflation to your advantage. I completely changed my long-term investment strategy after reading it!
    1
  1393. 🤑
    1
  1394. Mitch, as always , another great and insightful video. Out of interest, how do you quantify your property in your overall portfolio value? Equity? Yield? ROI?
    1
  1395. Investing tip: keep learning📚
    1
  1396. My SIPP buys fractions of funds. Honestly this is looney and hopefully someone will get this brushed under the carpet.
    1
  1397. ​ @MitchShoesmith Blackrock btc etf..?
    1
  1398. Look broke, be rich. 📚
    1
  1399. Doesn't that contribute towards your yearly capital interest tax though?
    1
  1400. Is an etf classes as a fractional share?
    1
  1401.  @MitchShoesmith  yeah, that’s exactly my thought, I’m not sure what classifies then as ‘fractional’ but thanks I appreciate the reply
    1
  1402. Great video 😊
    1
  1403. I dollar cost average so the grind doesn’t stop
    1
  1404. Another youtuber showed the wording of the legislation HMRC are relying on. The wording was not clear cut to me.. But why are HMRC suddenly threatening to claim back dated tax ? They knew this was happening years ago. Two things are clear. In the greater scheme of things, the total sum of money will be relatively small. And the investors hit by this will be people starting out on their investing career. For the most part, Berkshire Hathaway excepted, most investors who have grown their portfolio or incone will not buy fractional shares. That makes HMRC appear to be petty jobsworths. It would probably be simpler to change the rules to allow fractional shares. Encourage new investors, do not deter them.
    1
  1405. 📈 satellite and core holdings strstegy
    1
  1406. 🤑
    1
  1407. I am 56 I wish Schools would teach money management it’s crazy and would stop that culture want it NOW, I wish you all the success for the future 👍
    1
  1408. Great video Mitch! Listening to your story it sounds like I'm coming from a similar upbringing to yourself. Currently reading 'Rich dad poor dad' and recently picked up 'The 4 hour work week' but would love to give 'Think and grow rich' a read next if you're willing to send out a copy! My goals for this year are to build up my emergency fund, help out family with bills/unexpected expenses, and to help my partner learn how to invest. Also beginning to increase my earning potential this year to help aid the other goals!
    1
  1409. HMRC is not the goverment, its a non-ministerial department so doesn't have a politician running the joint. They will enforce the legislation as is. Usually in their favour until a court ruling clarifies or new law changes exiting legislation. The government will need to go through the process of amending or creating the law in order to make it clear. I can't see HMRC going to the expense of investigating individuals ISAs to make what is just pennies anytime soon, and imagine the issue has popped up in an interview or meeting somewhere prompted by the Autumn statement.
    1
  1410. 🏴󠁧󠁢󠁥󠁮󠁧󠁿🤑
    1
  1411. Hi mitch i have been wanting to invest for along time but didnt have the confidence until i discovered your videos which are highly detailed and clear information Respect!
    1
  1412. BTW.. great video.. really helped me to get started as a newbie 😎
    1
  1413.  @MitchShoesmith  Cheers Mitch, no worries 😎👍
    1
  1414. Hey Mitch, I've read all of those books that you recommend and I can safely say, that I am not rich. In fact, I haven't even made a penny from all that 'knowledge' they gave me. But thanks for the video mate!
    1
  1415. 🤑 another great video Mitch. Keep up the great work! 🎉
    1
  1416. take a look at DAPP (Digital Asset ETF) and HTWG/HDGB (hydrogen economy ETFs)
    1
  1417. 🤑
    1
  1418. Turn your settings to 0.75
    1
  1419. 🤑
    1
  1420. Great video. 🤑
    1
  1421. You’re doing well mate.
    1
  1422. Brilliant, thanks for the sreadsheet filling it in now.
    1
  1423. Uk markets =💩 VHYL VWRL SP500 Russell 2000 is all i need Wish me luck 🏃‍♀️🇩🇪
    1
  1424. Great video cheers! Buy buy buy 👍👍
    1
  1425. Excellent video, what area are you achieving this in? A 1 bed flat in my area starts at about £250k 😢
    1
  1426. 🤑bought my first ever book about financing, rich dad poor dad last week. Would love to add more to the collection. Great video again Mitch!
    1
  1427. Great informative video!
    1
  1428. Main financial goals this year is to over pay to the mortgage each month by a good £200 and save into the ISA more to pay towards a new kitchen
    1
  1429. The rich stealing from the poor again
    1
  1430. 🤑
    1
  1431. Was not expecting to see Jhon Duran appear in this finance video 😂
    1
  1432. Just hit 100,000 in Indonesian Rupiah!
    1
  1433.  @MitchShoesmith  good news never helps this snail! I'm £17,500 in at sub $17.
    1
  1434. 🤑🤑🤑🤑
    1
  1435. 🤑
    1
  1436. They just want the rich to get richer... Fractional shares allow the little guy to grow wealth.. they are scareddddd
    1
  1437. Good video
    1
  1438. Another great video, Mitch! I had no idea you grew up in a working-class, single-parent household. That makes your success even more inspiring!
    1
  1439. 🤑
    1
  1440. 🤑
    1
  1441. Another great video thanks. Is there any chance you could do a video on investing after your 20k tax free limit ?
    1
  1442. The detail in these short videos is amazing
    1
  1443.  @MitchShoesmith  haha was just joking mate. subscribed. Great content. keep up the good work!
    1
  1444. Are you sure they pay you interest each day? Has your balance gone up? I imagine they just calculate it each day, like most banks.
    1
  1445. 🤑 Great video mate!
    1
  1446. 🤑
    1
  1447. Great video 🤑
    1
  1448. You should create a discord for the community, i think that would work best !
    1
  1449. I will be at at least £1000 before turning 19, from there it should gradually ramp up!
    1
  1450. Very inspiring Mitch! I've followed you for a little while. Most of the people my age late 20's either flat share/ rent, or bought a modest property with a long term partner just about (I note most before pandemic prior to houses rocketing in price and when interest rates were very low.) I decided to move home to save for a house deposit and last year went straight into index funds investing. These are my accumulating years before I move back into the city again onto the ladder for a corporate job hopefully with some assets growing in that time. I'd love to hit 100K.
    1
  1451. I've been investing for roughly the same amount of time as you, and although i'm really glad i started when i did, why did i not just get my ass in gear in 2008!. All my investments are currently accumulation, but i plan to move over to income funds when i will looking to semi retire at 50-55.
    1
  1452. 🤑 Great video mate!
    1
  1453. Inspirational Mitch!
    1
  1454. 🤑
    1
  1455. 🤑 great video found the course really helpful too 🙏
    1
  1456. 🤑 Great content Mitch, as always!
    1
  1457. 🤑
    1
  1458. Retire at a reasonable age 😊
    1
  1459. thanks for this. 32 myself and maxed the last 4 years isas. considering doing this myself! good info thankyou
    1
  1460. 🤑🤑🤑🤑🤑 started investing yesterday
    1
  1461. Quality video one again
    1
  1462. Hello! Love the vids! I’m confused, at the beginning, all those “bonds”. I can’t get my head around what a bond is. Why would I invest in a vanguard bond, when I can do an index fund etf vanguard like sp500? Thanks ☺️
    1
  1463.  @MitchShoesmith  yes that’s amazing, thanks so much!
    1
  1464. 🤑
    1
  1465. The little video snippets in this were hilarious!
    1
  1466. Those m&ms are fire 🔥. Love the content though 👍🏾
    1
  1467. thanks for this video dude 👍
    1
  1468. Good work Mitch, keep it going. Keep adding to your portfolio ad re-investing your dividends via Drip. It’s amazing how it will grow over the years . Been at it 13 years myself and am now in the £1000 pm passive income club. I will be sharing my journey on my YouTube channel soon. Just set you a Instagram message too. Wasn’t sure how else to contact you directly 👍🏼 Regards Adam
    1
  1469. This is excellent info, thanks for the crystal clear explanation, Subscribed.!
    1
  1470. Congrats Mitch, don’t forget to add annual gas boiler services and smoke detectors etc! These are your legal responsibility now. Did you mention buildings insurance also ? Also expect more £ for maintenance. Well done though. I have a few now after many years of being put off by watching “bad tenants” TV programs 😂
    1
  1471. 📈 Personal finance / Property Investing
    1
  1472. Please can you let me know the best sites to do analysis on stocks / funds. Thank you
    1
  1473. Lend me a tenner lee!
    1
  1474. Videos like this are the reason why I will never give up on my investment journey. Thanks Mitch keep up the good work 💪🏾
    1
  1475.  @MitchShoesmith  Nice one cheers Mitch 👍
    1
  1476. 🤑 another great video
    1
  1477. 📈 Love the videos I have never invested apart from a cash ISA This year I would like to use £20k on an investment isa so with some individual stock options also Would love to have 30 minutes of your time to hear your best adavice
    1
  1478. Mitch you have done it again, another quality video. The transparency is great really helps people to understand the ins and outs. You should feel proud of what you’ve accomplished, your doing great congrats man!!❤
    1
  1479. It's a relax moment in the big scheme Mitch my most USA concentrated ETF has 6% in Nvidea so worst case if it halves that's 3% off the Value if a few tech companies dive then then the hit might be 10-15% so big deal we still own the asset it's cashing out that crystallises the loss if I was clever I would buy in the Dips but I don't think I am hopefully down the road I will need to draw money when the value is OK.
    1
  1480. Thank you. Very much appreciated. Keep up the great work 👍
    1
  1481. thanks as always, fascinating stuff
    1
  1482. 🤑
    1
  1483. My goal is to get better finance to my self. Try to learn new skills every week
    1
  1484. 🤑
    1
  1485. Thanks Mitch
    1
  1486. 🤑 IF YOU CAN POST SOME NICE STOCKS THAT WOULD BE GREAT HELP AS WELL THANKS MATE
    1
  1487. With HL, if you pay into funds and not etfs (Lifestrategy or Global All Cap for example) you dont pay any dealing fees
    1
  1488.  @MitchShoesmith  it's a shame there isn't more competition in the Lifetime ISA market. Would happily not be with HL if Vanguard offered one
    1
  1489. I'm getting around £3000 per year dividends, and my bias is opposite, 95% US companies ^_^
    1
  1490. 🤑
    1
  1491. Great video again Mitch, got into investing during covid and have watched hundreds of different youtube channels on investing but yours is one of a handful I have stuck with since then. Keep it going it really does help people.
    1
  1492. I have to admit that Mitch's video on investing was one of the first I've watched and I have come a long way since.
    1
  1493. Great video, as always Mitch! My big question is what you start doing at that 30-40k mark. I've been working up to this and I'd love to invest in a BtL in the coming years but I'm lost as to how I level up from the 40k mark. Any form of BtL near me is 250k plus 😂
    1
  1494. Yea, get your strategy! It’ll hit your profit when you do switch. But at least you’ll start reducing the capital debt and hopefully the interest rates may have fallen
    1
  1495. Did you get engaged recently? Congrats! Very sage advice here
    1
  1496. 🤑
    1
  1497. 🤑
    1
  1498. 🤑
    1
  1499. 🤑
    1
  1500. very well explained
    1
  1501. 🤑
    1
  1502. ​ @MitchShoesmith  even more credit to you for taking the jump fulltime on YT. That salary previous was clearly a very safe (in context, you'd have been well renumerated if made redundant) and well paying one.
    1
  1503. Amazing information as always mich! Could you please go into how you would approach money market funds
    1
  1504. New subscriber here. I hope to learn & understand how it works as I have zero knowledge about investment 🤞. x
    1
  1505. This happened to me. I bought a load of stocks in ammunation when I had the game on 360. Went back 5 years later when it was released on the new consoles and my investment was like 10x from what I put in lol
    1
  1506. 🤑
    1
  1507. Hi Mitch, I have just bought my first stock and since I have purchased it has gone up around 7% at the time of writing this. My question to you is when do you know when the right time to sell is, or do I just leave it!? enjoy your videos, would appreciate your advice. Thanks
    1
  1508. 🤑 been investing for exactly one year now and only looking forward to
    1
  1509.  @MitchShoesmith  forever love fam🙏🏽❤️
    1
  1510.  @MitchShoesmith  yeah, hopefully Nigeria wins too. Thanks for all your videos I learn a lot from it ✌🏽💯
    1
  1511. Can I ask you guys for some recommendations. I have just purchased the intelligent investor, what other books have helped you progress with your own investing? Thanks 🙌🏻
    1
  1512. 🤑
    1
  1513. 🤑 you have inspired me to put away some money into the S&P 500 each month. Thank you
    1
  1514. I love your videos, you gave me the kick I needed to start investing a month back. I also opened a junior ISA for my daughter but it would be great to have a video comparing the best junior ISA brokers.
    1
  1515. HMRC and the FCA basically regualte all these products. We have trust in them being able to do their job properly, if they havent the fault lays at their door not ours. Seems to convinent this has gone on for years and now it comes to the surface a month before jeremys autumn budget where theres a big emphasis on isa reforms
    1
  1516. 🤑
    1
  1517. Good Sunday morning mate
    1
  1518. Fighting inflation caused by external forces by punishing a small amount of households! good work BoE and Gov! They don't know what they are doing!
    1
  1519. Lewis Hamilton Fan, You Love to see it #Hammertime
    1
  1520. Nice work my portfolio is up 11% after a VUSA rally
    1
  1521. Great video
    1
  1522. Mitch, would you be able to do a video on US Withholding Tax and how it impacts anyone in an ISA? Especially as so many people that deal in US stocks might not know about it.
    1
  1523. Morning Mitch
    1
  1524. I've put 30 into snp500 hopefully works out ha I'm 34 trying to put in 500 a month unsure if to add a worlds stock aswell
    1
  1525. 📈 Investment strategies/ retirement at 60
    1
  1526. 🤑Your videos are a massive help to my personal finance. Being 18 i'm trying to building up my investment portfolio as much as possible.
    1
  1527.  @MitchShoesmith  interesting, I was thinking with the increasing inflation in the US and upcoming years that might be different? Or are you still sticking more into S&P over LS
    1
  1528.  @MitchShoesmith  cool, that will be interesting
    1
  1529. Thanks for your videos Mitch! Inspiring to see and you are definitely motivating me to be more disciplined with my investing goals!!
    1
  1530. Don't forget that if you contribute via salary sacrifice you save NI too. Not just 40% tax but NI as well.
    1
  1531. Great content Mitch, I have recently come across the Junior SIPP which looks interesting. It may be worth exploring when the time comes. The advantages of a Junior SIPP: Tax-free investing - Like most child pensions, money in a Junior SIPP is free from UK income and capital gains tax. Inheritance tax savings - Making payments to a Junior SIPP could help to reduce inheritance tax bills. Pension tax relief - Each time you add money to a child’s pension, the government automatically adds 20% in pension tax relief. The Junior SIPP allowance this tax year (2023/24) is £3,600. This includes any tax relief added by the government. You can pay in up to £2,880 every year and the government would add £720.
    1
  1532. Thanks for the education! x
    1
  1533. Really inspirational, I recently started my YouTube journey and looking to follow similar steps finance wise. Great to see that it's possible if you put In the work.
    1
  1534.  @MitchShoesmith  thanks for replying and confirming. Appreciate it.
    1
  1535. You could go for airlines or builders like boeing/airbus, they should grow after the pandemic i guess.
    1
  1536.  @MitchShoesmith  thank you 🙌🙌🙌
    1
  1537. Congrats man really enjoy ur channel
    1
  1538. Start an initiative to get those savers with the 233 billion quid investing? Nah-uh Find a way to nickel and dime those investors starting on their investing journey ? yeah hah
    1
  1539. £124k at 18 😍
    1
  1540. 📈
    1
  1541. This is a great video
    1
  1542. 🤑
    1
  1543. simple and clear explanation! Than you!
    1
  1544. My financial goal 2025 = pay off mortgage!
    1
  1545. 🤑
    1
  1546. 🤑
    1
  1547. 🤑
    1
  1548. What a ride it's been with meta, we both went though the meat grinder. I remember watching you keep buying while the stock was crashing, paid off in the end
    1
  1549. 🤑🤑goodmorning from Italy😉😉😉
    1
  1550. Thanks Mitch, this channel is so underrated it's beyond belief. I hope you hit 100k.
    1
  1551. The more it goes down, so more shares i can buy :)
    1
  1552. 📚 great job
    1
  1553. Should you care about the companies you're investing in?
    1
  1554. Gene Munster looks like a robot.
    1
  1555. Great piece.....I've really enjoyed your very transparent and relevant content....well crafted, good cadence and informative....whilst being entertaining and informative I wish you well and look forward to future videos
    1
  1556. Chris kamara memes, love it
    1
  1557. ​ @MitchShoesmith just to give another perspective, I for one find these risqué edits very entertaining 🤷🏻‍♂️
    1
  1558.  @MitchShoesmith  I for one also find those clips entertaining. Anyway I always love you videos. My only criticism is that you do not upload frequently enough ❤
    1
  1559.  @MitchShoesmith  I mean imagine if you were hiring someone on your team, would you prefer someone who has been at previous employers for a few years (long enough to proved themselves/add value) or someone who has jumped from job to job every year.
    1
  1560. Will you not get taxed more for investing directly in US stocks?
    1
  1561. Hello thank you very much for this video, I have just turned 18 and looking to invest 100 pounds each week into S&P 500, I’ll keep you updated on how it goes ext once again thanks for the video! :)
    1
  1562. My financial goal for 2025 is to surpass £1 per day in dividend income.
    1
  1563. 🤑
    1
  1564. Always love your content. My side hustle is trying to start a health channel but it is very early days but loving the process
    1
  1565. great message about the action you took
    1
  1566. 🤑
    1
  1567. Top video thanks
    1
  1568. Great video. If I had to guess I would think we have a 5-10% pull back before reaching all time highs by the end of the year. Time will tell :)
    1
  1569. Congratulations Mitch and good luck, some achievement. I would love to get into the property game at some point. Got to finish off ACCA studies alongside work, and renovate my own home first though!
    1
  1570. 🤑
    1
  1571. Sage advice
    1
  1572. Update 2024: VUAG is now on the Vanguard platform.
    1
  1573. 🤑 Great vid as per! My portfolio is still down some 50% almost, (pretty much all tech stocks purchased in 2021 whoops) but they're good investments, so im not stressed and im adding to them.
    1
  1574. Hi Mitch, high interest building society account or money market account for cash, which do you think is best?
    1
  1575. Buy a house and increase passive income
    1
  1576. 👏
    1
  1577. Great vid, thanks
    1
  1578. 📈 woild be interested to learn more about investments that are NOT etf’s (I already invest in them, and would like to know more about other options)
    1
  1579. 🤑 Great content as always.
    1
  1580. 🤑
    1
  1581.  @MitchShoesmith  balls deep in fact 😁
    1
  1582. Hey Mitch 👋 Quick question. I work in the NHS, do you have any idea whether the option is there to contribute to a stocks pension rather than the current NHS pension scheme?
    1
  1583. And only one stock per tax year on isa ?so can I buy tesla and sell all of it and buy Apple again in the same tax year ??
    1
  1584. No, you can only invest into one stocks and shares ISA a year but within that you can buy/sell multiple stocks within a year
    1
  1585. You can buy as many different stocks as you want in a year, but the maximum amount you can invest is 20k
    1
  1586. 🤑
    1
  1587. Good informative video…… I think VUSA for me
    1
  1588. 😂 literally watched 2 videos like this in the last hour scary coincidence
    1
  1589. I think once I can add it to Apple Pay I think it would be more useful.
    1
  1590. Congratulations Mate, being able to do this in your twenties is amazing. Being your own boss is definitely a luxury in life!
    1
  1591. keep up the good work ❤
    1
  1592. Hi Mitch, thanks for the video, just discovered your channel! Question: if I already have a Stocks ISA elsewhere (Hargreaves Lansdown) can I also open one with Trading212 and share the allowance between them? Or are we limited to just one of each ISA type per person? I like the look of T212, and would like to try it out (especially the Pie feature!) but just want to dip my toe in the water as I already have a lot of investments with HL. Thanks!
    1
  1593. 📈 great video today mate, pensions and turbo charging.
    1
  1594. Hi Mitch! Do you recommend/use any savings accounts with 5% interest? Im in the UK and I am now putting aside funds into VUSA, but just wondering what you do with cash you want to put aside and save for other future expenses that are not shares in 212 thanks😊
    1
  1595. Very helpful Mitch. 👌👏👏 I have opened my cash isa. Loving the T212 app. Can we buy shares in that company?
    1
  1596. You are absolutely spot on. The top 1% are raking it in, while the rest of us are being gouged. Something needs to change.
    1
  1597. Great vid
    1
  1598. 🐒 i don't have the graph emoji on me PC. SIPP would be good but thoughts on Growth/Dividend would also be good to chat about. Thanks for the videos again Mitch!
    1
  1599.  @MitchShoesmith  thanks Mitch, that clarified things :) I get confused, as if I pick bonds, for example, the price of the bond can change which can change the value of originally invested capital but in the money markets, it just seems like a low risk 5% easy access saver. Thank you :)
    1
  1600.  @MitchShoesmith  awesome, looking forward to it
    1
  1601. 📈 investing for children or side hustle ideas
    1
  1602. Great vid Mitch fast becoming my fav finance you tuber keep it going
    1
  1603. Brilliant. Thank you
    1
  1604. 🤑love the content
    1
  1605. 🤑 another great video, great that you share your knowledge on investing with others 👍🏻
    1
  1606. Great video thank you
    1
  1607. Another great vid Mitch!
    1
  1608. 📈 would love to talk about investment goals and the options of pension and stock portfolio. Louis
    1
  1609. Such an eye-opening and practical approach to budgeting! 💡💰 I love how you break down your income tracking process—it’s simple yet super effective. Definitely taking some notes to improve my own financial planning. Thanks for sharing these valuable tips! 🙌
    1
  1610. Most informative and easy to understand video on YouTube for tading 212 thanks
    1
  1611. Definitelely got to feel comfortable pushing your self for that career promotion. I've gone from £60,000 to £137,000. Now I focus on maxing ISA each year while building additional income streams.
    1
  1612. First 🎉
    1
  1613. 🤑
    1
  1614. I am looking for a platform to open a DIY ISA on April 6th now that you are not limited to contributing to one stocks and shares ISA. I will still contribute a portion of money to my main stocks and shares ISA which is professionally managed.
    1
  1615. 40..B GOING ON TO A
    1
  1616. Hi Mitch, so im currently averaging out of my Rolls Royce shares, luckily bought 16k shares a couple years ago, selling 100 each week. would it be a good idea to look into these to keep my uninvested cash in? Thanks
    1
  1617. I really liked the look of the Manchester half 🏅 maybe one 4 next year
    1
  1618. Really great video again Mitch, thank you. Very motivating. Started my investment journey 3 years ago and looking to hold for 25 years total until I can retire. Money comes out of pay check automatically so don’t even see it’s gone. Approx 24% of pay check , trying to increase where I can. Keep them coming. 👍
    1
  1619. Mitch, you never fail to impress. You offer concise and greatly educational videos. I love it!!!
    1
  1620. This video was absolutely incredible, thank you for a unique insight!
    1
  1621. £22 of airbus shares on my referral! Man thanks!
    1
  1622. Used your free share, got 0.07 of a share equating to £25 in Microsoft. Intend to start by putting £100 per month into the vanguard S&P500.
    1
  1623. This sounds great
    1
  1624. Wow amazing
    1
  1625. 🤑
    1
  1626. 📈 I’m hit and miss between the uk and us stocks, I don’t know if I should have one or the other or both in my portfolio, but while doing it I want to be able to start accumulating dividends for the long term, so maybe chat about what to look for when buying stocks which I kinda some what know I guess I just want someone better than me to guide me 😅
    1
  1627. I’m 26 years old and I started investing into dividend stocks 6 months ago, in the first 6 months it wasn’t great but it’s a start, I made £9.63 in 6 months but now this year I’m going to try and go as aggressive as I can the goal is to make £100 but if I can do more then great! I’m also thinking of starting my own investment journal channel and hopefully use that income to help invest too so by time I’m like 55 my goal is to retire through my dividends and other investments
    1
  1628. Just buy that spy homie and chill
    1
  1629. Great video Mitch and well explained :) Loved the visualisations at 04:00
    1
  1630. Well done Mitch. The world is yours to take. Keep enjoying your journey
    1
  1631. 📈
    1
  1632. 🤑
    1
  1633. financial detox is a great idea. however... not best to do over christmas 😂😂
    1
  1634. Another great video mate. Inspirational. Question for you; if you had an opportunity to get your portfolio to £100k instantly, would you do it, even if it took you beyond the £20k PA ISA threshold? I guess what I'm asking is, is there a way to estimate if getting as much cash in as early as possible would (potentially) generate a better/faster return than going over the £20k ISA amount? Hope that makes sense! Cheers!
    1
  1635. I've been investing 1000 a month in an S&P ETF and 200 a month into a semiconductor ETF for last 3 years I'm 48 and hoping to retire at 60. Unfortunately we dont have ISA's here in Ireland. Great content pal 👍
    1
  1636. @MitchShoesmith  a good way of thinking Mitch, thanks for taking your time to reply mate
    1
  1637. 📈 great video as always Mitch! Would be great to have a chat about your property investment, as well as creating a side hustle in general. Thanks!
    1
  1638. Great video and advice. 🤑
    1
  1639. Thanks a lot for this video, I needed a simpler explanation of things about which people write tons of information.
    1
  1640. Started doing this at the end of July and it's down just under 1%. But then we know markets have fallen lately (so a good time to buy) and this is for the long term.
    1
  1641. Ive been sitting on money thats not been earning interest for some time and had a few zombie expenses. Even without getting into stocks im up nearly 2k a year so far
    1
  1642. You miss the main reason being the ridiculous lockdowns/response to covid and chucking billions of extra cash into the economy
    1
  1643. Keep up the good work Mitch 😊
    1
  1644. 📈 starting on this journey slightly late but keen to put the right mechanisms in place. Finances sound just need to point it in the right direction.
    1
  1645. Love your videos, your journey is inspirational. My financial goals 1. Increase my earning potential. 2. Continue to Overpay my mortgage 3 Continue to pay into my ISA
    1
  1646. Palantir have had a very interesting Q1 earnings. I've been DCA'ing into the stock for 18 months now. Holding 347 shares @ $9.47. I think it's a stock worth holding for at least 5 years.
    1
  1647. Mitch great job
    1
  1648. 🤑 Mitch, I absolutely love your videos! You're a very switched on lad and we are at a very similar place in life! Keep going!!! Ps. Remember 'That first 100k is a bitch' from Buffet, you're there!!!!
    1
  1649. 🤑
    1
  1650. epic video thank you!
    1
  1651. Keep up the great work!!🤑
    1
  1652. 📈Best way to save for first home and work pension.
    1
  1653. I saw the thumbnail before the title and got worried for a moment 💀
    1
  1654. 🤑 Newbie here. Thanks for all your advice
    1
  1655. Big fan of your transparency in growing your sources of revenue. I hope to rent out a property early next year. My channel on here is still very small but I enjoy it. You are a great source ideas and inspiration, thanks Mitch 👍
    1
  1656. I was looking for video like this since last year finally I found one thanks for making video and it’s all explained very well and understandable for new people like me in investing 👏
    1
  1657. Congratulations Mitch! Wishing you all the best and well deserved :)
    1
  1658. 🤑
    1
  1659. A nicely put together video. An honest approach to wealth that’s many can learn from. 👍
    1
  1660. 📈, growing portfolio
    1
  1661. 🤑
    1
  1662. Great Review. Thank you.
    1
  1663. 🤑 great video mate keep up the content
    1
  1664. @mitchshoesmith, thanks for the valuable information as always. "Let your money work for you whislt you sleep" 📚
    1
  1665. 🤑great tips
    1
  1666. 🤑🤑 Fingers crossed I will share the book with family and friends if lucky
    1
  1667. Congrats Mitch.
    1
  1668. 112k is a bargain 🎉
    1
  1669. Don't spend too much time thinking about it, just do it.
    1
  1670. Straight to it. Love it. Watching you from day one - killed it mate love to see it 🎉🔥💯
    1
  1671. Fantastic - thanks for being so open and sharing 🙌
    1
  1672. 🤑
    1
  1673. Amazing video been following you since May 2023, I am currently 18 with £5k invested Id like to talk to you about growing my investments and diversifying 📈
    1
  1674. enjoyed the vid. nice to see a reasoned, well though-out investing approach with clearly explaining thinking behind it. appreciate the transparency & insight would be interested in a more in-depth video (or series of videos) on investing in property, informed by your experience with it & lessons learned along the way
    1
  1675. 🤑
    1
  1676. Good experiment in a bad month. I like it. Those Palantir shares of yours must have had you tearing your hair out, then (when it made the S&P500 on Friday) whooping with joy. Tracker ETFs will have to buy Palantir over the next few weeks.
    1
  1677. Porshe
    1
  1678. Legend of the game
    1
  1679. Great video Mitch 100% trying to teach my 9 year good habits now that will last for life. Investing early is such an advantage that I missed but my son won’t.
    1
  1680. 📈 where/how allocate my money every month! Top man Mitch🙌
    1
  1681. Letsss goo that youtube money coming in clutchhhh Love the growth brother
    1
  1682. Very clear information 👌
    1
  1683. Awesome video Mitch - Thank you for the transparency.
    1
  1684. Mitch your content encouraged me to finally start investing my money so thankyou! And another great video 👍
    1
  1685. Very helpful. Thank you
    1
  1686. Market goes up, market goes down. It's just numbers. Just keep on putting regular payments into the markets and reap the benefits when you're at your midlife crisis and ready to buy the soft-top Porsche and wig that you've suddenly got an urge for😁
    1
  1687. 🤑 - great video as always!!
    1
  1688. 🤑great video im also trying to make my own videos
    1
  1689. 🤑
    1
  1690. 🤑
    1
  1691. Great video mate
    1
  1692. 🤑
    1
  1693. The government is shameful anything to suck in more money
    1
  1694. 26 and about to turn 27 next month. Net worth £60k+, and no outstanding debt. Payed off my plan 2 student loan debt of £44.4k in full this January due to the 7.6% interest rate. Should hopefully hit the £100K mark by this time next year. I still feel like I'm falling behind, although I know I'm better off than most people my age.
    1
  1695. 🤑
    1
  1696. 🤑
    1
  1697. 🤑 Great video
    1
  1698. For me personally im not bothered what it does as im in for the long run and await the reward of compounding. If it goes down then can pick up some extra shares while also getting annoyed thay my portfolio value droped even though it doesnt matter at this present time as we all love to see the value go up every time look at it.
    1
  1699. 📚better later, then never
    1
  1700. Really made me think what I should be doing better with my side hustle money each month. Ty. 👍
    1
  1701.  @MitchShoesmith  thank you replying so quickly...subscribed for this super quick reply to my question....just one more question....if i withdraw 1000 pound after six months, do i get the interest or just the 1000 that i deposited? Basically want to know if interest gets actually paid if we withdraw before a year of investment....sorry if its a dumb question...im just learning about uk investment...newbie
    1
  1702. Very valuable advice- Thank you.
    1
  1703. Top work Mitch
    1
  1704. Bro you have a Lotus Elise?? That was always my dream car 😍 is it fantastic?
    1
  1705. 🤑 great video as always💸
    1
  1706. 🤑
    1
  1707. I did it. Today I reached 100K. So happy!
    1
  1708. Ive got a few index funds on the go, its more weighted to the s&p 500 and just buy in each month. I dont have the right attitude to chase individual stocks, think about them too much.
    1
  1709. They are trying to claw back money that they lost in the grxxt resxt cxxxd scam any way they can, ulez, caz, ISA the list of new legislation on this legalised extortion is endless and you better believe the government are going to fleece us at any and every opportunity they can until the impending global collapse of civilisation. Time to cash in your investments and buy gold I’d say. Those that escaped the nazis done so with gold not stock investments?
    1
  1710. 🤑 Thanks Mitch, keep the great content coming.
    1
  1711. A long time follower here Mitch. Excellent transition mate!
    1
  1712. Brilliant video - go you 🎉🎉🎉 I look forward to your next phase of content. Good luck 😊 Sue
    1
  1713. Good news starting this group, im trying myself to build my tribe of like minded people, to share ideas and grow together, so this definitely appeals to me 👌🏻👍🏻 thanks for the video and transparency 👌🏻👍🏻
    1
  1714. Grade A + including liquid only as I don’t like counting equity in house etc and in early thirties. Been doing well by just maxing out ISA when it’s reset and putting away into SIPP/GIA. May look into fixed bonds in the future but I think I’m doing alright for now.
    1
  1715. keep them coming Mitch 😊
    1
  1716. 📈 How to build a second, third and fourth income stream.
    1
  1717. I can confirm that getting my portfolio to $100,000 is hard.
    1
  1718. 🤑 thank you for your insightful videos
    1
  1719. I just bought £5000 worth of tesla share just before the bell on friday
    1
  1720. Congratulations Mitch. Completely agree with you that at no point in my 14 years of education in the UK was I ever taught anything about the importance of managing finances. Information you provide here is invaluable.
    1
  1721. 🤑
    1
  1722. Hey Mitch, I have been curious about starting my own side business whilst working full time and have been worried about the tax side of things. So if you register a ltd company and keep the money earned in that account, does that mean you do not get slapped with a big tax bill?! It is all new to me and not sure where to properly read up on it
    1
  1723. thanks mitch useful :)
    1
  1724. 📈 Great vid Mitch. Would love to talk about starting an (online) business and lifestyle inflation
    1
  1725. thank you
    1
  1726. Great video - time in the market beats timings the market!
    1
  1727. super video!
    1
  1728. Absolutely. Time, or more importantly the ability to be in control of your own time, is the greatest asset we have. It's why so many people are miserable in the corporate trap rat race.
    1
  1729. 🤑
    1
  1730. 🤑
    1
  1731. Nice one dude, you’re still so young too. You’ll be a millionaire quickly
    1
  1732. 🤑🙌
    1
  1733. 🤑
    1
  1734. This is the moment you buy more
    1
  1735. How come you chose not to invest in Microsoft or Alphabet? Big players in AI
    1
  1736. Thanks for this. I'm new to reading and this was so simply set out. The code worked too. Legend
    1
  1737. Personally I think it is easier to think of things in terms of todays money and use investment returns net of inflation. I assume 5% return after inflation
    1
  1738. Loved this video, such important stuff. Thanks Mitch!
    1
  1739. 🤑 Im so happy I recently found your channel, I have only started my stocks investing journey this year and in a month I'm already seeing benefits (Mainly because of Meta recently haha) but either way thanks for making easy to understand content that is engaging and fun without lacking the education!
    1
  1740.  @MitchShoesmith  great thankyou! The video is also really helpful!
    1
  1741. Respect
    1
  1742. 🤑 . Keep up the good work !
    1
  1743. Iweb is another cheap one for buying and holding in an ISA, not so good for small or frequent trades
    1
  1744. Good video but if you look at when Charlie said that in todays money it’s more like a million not 100K Can’t remember the exact period he was referring to but it was talking about when he was in his early twenties
    1
  1745. 🤑 Thanks Mitch, you're the best
    1
  1746. Fair play to you Mitch!!
    1
  1747. Do a day in the life video
    1
  1748. Great news
    1
  1749. Please keep us updated in regards to possible HMRC changing fractional shares tax implications
    1
  1750. 📈 currently investing in stocks and looking to start a property portfolio.
    1
  1751. 🤑 great vid
    1
  1752. 🤑
    1
  1753. Congratulations Mitch🎉 must’ve been a great feeling once it had all gone through. Me and my partner want to do this and are currently saving towards a deposit amount and all the extras👍
    1
  1754. Nevertheless, I would keep the balance. What's your portfolio really worth, if you never spend it? What's better: Being "rich", but not being able to spend anything because you are old and not healthy - vs. Being "well off" but having a good time until you are old, and then still being able to live a decent live. So fully agree with your point to not spend crazy on big baller clothing, cars or food - but I think you should still treat yourself here and then while you are young.
    1
  1755. Hey mitch, thanks for sharing, well played on all of this. Hopefully in 2030 you can enjoy some of those gains. In terms of the pension, is that a private pension fund?
    1
  1756. I wish I could buy shares in your channel
    1
  1757. 🤑
    1
  1758. My bad I listened again. Explained perfectly. I love you
    1
  1759. Short and sweet, thanks Mitch for sharing this.
    1
  1760. 📈
    1
  1761. 📈 index funds vs stocks and shares risks and benefits
    1
  1762. Great video Mitch covering a number of topics very clearly and concisely. I have been looking into calculating what I would need to retire and the stock market does seem the best option to grow funds. Also considered how property plays a part and with no offspring to consider it would be great if you could create a video about renting versus owning property in old age and using housing equity as retirement funds.
    1
  1763. Great video !!!!!!
    1
  1764. Hello we use your promo code and the shares went into the ISA utilisation , but isn’t it meant to reflect on the Free Funds ??? Thanks for your answer
    1
  1765. Brilliant Mitch and very motivational 😊
    1
  1766. At 28 awesome work dude. I am 26 and been investing two years less, started in 2019. So close to hitting 6 figs!
    1
  1767.  @MitchShoesmith  yeh pay just as much attention in it as you do your other investments. The benefits in later life and inheritance planning are vast. But easier to start now than stumble to 50 or 60 and have to rush. If you later decide to go down the commercial property route you can put that in your SIPP. Plus use leverage up to 50% of the pots value.
    1
  1768. Just to be clear, are you saying if someone had invested $10,000 in the market and not put any more money in, it would have grown to over $60K?
    1
  1769. 🤑 Great video Mitch, you are making awesome progress and these videos are really motivational 👏
    1
  1770. Great vudeo. Thanks for sharing
    1
  1771. 🤑
    1
  1772. Hello @Mitch I used your free promo code but I can't seem to locate where to find my free shares are you able to advise on this?
    1
  1773. Hey bro how old are you?
    1
  1774. There is no such thing as critical mass for me it’s a marathon not a sprint generational wealth is everything 👨🏿‍💼… awesome video
    1
  1775. 🤑
    1
  1776. Mitch is Leveling Up and dragging us with him <3 Congratz Mitch, Good Luck and see u in the next one :D
    1
  1777. Investing should be a long term plan, make a routine of investing even (or especially) when the stocks are down. 📚
    1
  1778. Thank you for a great vid
    1
  1779. 🤑
    1
  1780. Nice video, Hopefully I will love to get more insights in Stock markets. Thanks!
    1
  1781. Well done Mitch, hope this works out well for you and should also benefit your followers too 😅 you're definitely right about schools failinging us when it comes to education on personal finance.
    1
  1782. we will be waiting! hope nothing too bad!
    1
  1783. 🤑
    1
  1784. 📈 Great video Mitch, would love to talk about increasing income, growing a portfolio from a young age and property!
    1
  1785. Thank you! Very informative and clean explanation. I love your spreadsheet and definitely will use that for myself.
    1
  1786. thank you !!1
    1
  1787. 🤑 from Manny :)
    1
  1788. 🤑 loving your content
    1
  1789. Love your videos Mitch! Out of interest, what do you do for work? Long time fan! Tom
    1
  1790. 🤑
    1
  1791. You should be midlands or North. In south/south east you cannot buy a flat for this money so not same appreciation :) U are doing great. I wish I was in my 20s again knowing all this :) Nice video :)
    1
  1792. Amazing 👏
    1
  1793. Congrats Mitch! Looking forward to your next upload man🤝🏻
    1
  1794. 🤑 Thanks for posting this video. Really enjoyed watching it.
    1
  1795. 🤑 Great video as always Mitch.
    1
  1796. My interpretation of this economy is that covid put this cycle in reverse - we were all stuck at home not doing stuff and not experiencing life all whilst rates were at their lowest. Now, it doesnt matter what the rates are people are still going to do what it takes to get that new iphone or to go on that holiday and i dont blame them. Hindsight is 50/50 but forcing the recession for as long as lockdowns was around might have actually been the best thing to stop inflation. But i fully understand why world leaders did what they did to protect people during 2020 than the economy.
    1
  1797. Did you manage to have a look at T212's higher interest rate option for your free funds?
    1
  1798. Ignore that mate, you’ve just answered me question later on in the video
    1
  1799. Well done Mitch! Maybe just the reminder I needed to hear this week to get my arse in gear, as time freedom is so under rated.
    1
  1800.  @MitchShoesmith  great, thanks mate, looking forward to the journey!
    1
  1801. Investing tip: the stock market is a mechanism to transfer wealth from the inpatient to the patient. Do not be a paper hand. 📚
    1
  1802. 🤑
    1
  1803. Trust the system and don't be tempted tinker 📖
    1
  1804.  @MitchShoesmith  Yes, I watch them to, and where they are together on Millennial Money.
    1
  1805. My ISA hit a new high of £98k last week, Nearly there!!
    1
  1806. 🤑
    1
  1807. Thats fantastic great to see you doing so well
    1
  1808. 🤑
    1
  1809. Loved the video! I don't agree with the student loan being counted though, it's not like a normal loan. A better calculation would be to estimate how much per year of the student loan you will need to pay off. This is more representative of how it will actually affect you.
    1
  1810. My financial goal for 2025 is open a stocks and shares isa and invest 10% of my annual income in a diverse portfolio and for it to be passively managed.
    1
  1811. 🤑 definitely here to learn 👍🏾
    1
  1812. Great vid Mitch. Just a poss suggestion for in another video. We know about DCA every month, and you have looked at the 5or6 best days in market history to maximize growth. Is there any difference though in DCA at the start of the month, mid way through or the last week of the month. Keep the vids coming though pal 👍
    1
  1813. 🤑
    1
  1814. Love your advise, you have earned a new subscriber for sure. With regards to a child's stocks and share isa, any idea on the best provider for this? My son is 5 months old. Want to get this sorted for him. Thanks, Jason
    1
  1815. Also, love your investment journey. I am on mine too, started the year with 15k, up to 18k, going 💪
    1
  1816. Great video Mitch, helpful tips as per usual
    1
  1817. Well done mate. Big and profound move. Wishing you the best with it.
    1
  1818. 🤑 love your videos mitch - been following since 2021 keep it up
    1
  1819. 🤑 keep up the great content 🎉
    1
  1820. Mitch I've been here since the start of your channel........delighted to watch your personal growth.........all the best
    1
  1821. Hi Mitch, I find your videos not only helpful but hugely interesting. I would be interested to learn more about your two Sipp funds if possible ?
    1
  1822.  @MitchShoesmith  That makes alot of sense, thanks 👍
    1
  1823.  @MitchShoesmith  As a company director you can pay loads into your pension and reduce the company’s corporate tax.
    1
  1824. Thanks, Mitch, really useful as always
    1
  1825. Stock returns aren’t high enough to get wealthy in a reasonable amount of time… far better to go into business or property
    1
  1826. Really enjoy your videos! This one was just what I need to hear today! Do you have a list of book recommendations discussing investments?
    1
  1827. Good summary. I have a small allocation (5%) of my SIPP in UK (Fidelity Index UK) and some in my ISA, but the performance so far has been pretty disappointing. I'm only keeping it for diversification and the dividend income, but I'm mostly in global and US funds, where the growth is coming from. One UK stock that I wish I had bought was Rolls Royce, which has exploded in the last year or so (up 122%) but that was after falling off a cliff in 2020, and this is quite unusual looking at most other UK company stocks.
    1
  1828. 📈Great video again. I’d like to talk about being a young investor looking to get into property at somepoint and some general pointers to allocate my money to.
    1
  1829. 🤑
    1
  1830. Happy Birthday Mitch! Cannot wait for the Shareholder Lab :D
    1
  1831. Onwards and upwards!!!
    1
  1832. I include my pension in it as my savings are all for that goal. My retirement goal is a pretty modest £20k/yr inc state pension. I've saved 8.3k at 33 while contributing £202/month with the intent to up it another £100 after my wedding and eventually mortgage contributions once that's paid off at 52. It's not vast sums of money but 20% (£450) is going to savings, 70% towards essentials leaving me £200 fun money a month for games, clothes and going out.
    1
  1833. 🤑
    1
  1834. Great vid Mitch, for me the stock market is like shopping in a sale, discount share prices! Additionally, I always dollar cost average, that way I minimize risk.
    1
  1835. I’ve watched video now about 5 times, maybe this should be shown at school around year 10 and 11
    1
  1836. Good video
    1
  1837. @MitchShoesmith  I see, yes that makes sense. I wish I had known about this at your age. I've just completed my 1st year of investing. Took a while to nail the right plan for me. But it came together. Just got to stick at it now. All the best, Paul.
    1
  1838. I invest mainly in 2 indexes the sp and Nasdaq plus some UK based ETFs.
    1
  1839. 🤑
    1
  1840. 🤑🤑🤑 top man! As always Mitch!
    1
  1841. Congrats on becoming a full time Youtuber! Great video yet again
    1
  1842. Looking forward for sum bargains 🤣
    1
  1843. 🤑
    1
  1844. Congratulations on your engagement!
    1
  1845. Do you pay into both your Stocks and Shares ISA in the same tax year?
    1
  1846. Awesome Mitch 😎 wishing you all rhe best for 2025
    1
  1847. 🤑🤑🤑🤑🤑🤑🤑 Gone a bit overboard
    1
  1848. 🤑
    1
  1849. Thanks for the info Mitch
    1
  1850. Love the channel Mitch! Well done on your progress. I'm investing monthly but with three children and other outgoings its hard. Im committed though and will continue to educate myself 👍
    1
  1851. Very new to the game but one of the tips, or more advice from yourself and others, is to simply just start your journey. Don’t be reckless of course but just get started investing… I’m sure plenty other comments have said the same but time in the market rather than timing the market! So the sooner you start the longer you have in that market📚
    1
  1852.  @MitchShoesmith  I applaud your success for far mate. Keep going, I subscribed yesterday 😃
    1
  1853. 🤑 great video as always
    1
  1854. To push my daily dividends over the £4 mark, plus I'm in Harborne, so you can walk it over 🤣🤣
    1
  1855. Thanks, Mitch, for the update, which was well-explained 💯 👍🏾
    1
  1856. Great video and so Many true aspects mitch👌 I always say as well "people only show you what they want you to see"
    1
  1857. Interesting stuff, if I've understood correctly just a couple of thoughts. If you don't select the new MMF interest mechanism, you wont receive any interest on your cash held going forward? Also, if looks like you're not taking up this option, any reason why? Many Thanks G
    1
  1858. 🤑 keep up the good work Mitch
    1
  1859. 🤑
    1
  1860. I love your videos Mitch but as a long term subscriber I wanna see something new and fresh
    1
  1861. Finding meaning/ purpose. Struggle so much with this. The pivot from banking to personal finance YouTube makes sense. But what do you do if you are not interested in the sector you’re in right now 😅
    1
  1862. What type of account is tax free and for a complete newbie in this?
    1
  1863. Great content as always. Could you recommend any good books to read to support personal finance growth ?
    1
  1864. Good job Mitch really enjoyed the video
    1
  1865. 🤑
    1
  1866. 🤑
    1
  1867. Great video. But not sure I need financial independence. I'll have my state pension in 6 and 1/2 years time. And assuming things carry on as they are it will be a large part of the money I need to live!!
    1
  1868. Goal to find more to invest more into retirement. 3:06
    1
  1869. 📈 I’ve only very recently started to look at investing as a 21 year old, I know there’s many people who would probably use your time better, but as someone new to this with so many pieces of advice online it would be amazing to speak to someone as experienced as you. Thank you for the videos :)
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  1870. 🤑
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  1871. Hi Mitch, where did you get that sexy 1/4 zip from?
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  1872. Hi thanks for help my financial goal this year is saving about 30% of a commercial unit beside stock investment so i wish to get that free book .
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  1873. Been working since I was 21. Now 35 and safe to say my financial status has been an embarrassment up untill lockdown hit. It was only then I went self employed and had my own business making double what I was making in my old job. 4 years on I have finally moved out (renting unfortunately) but paid off pretty much all my debt. All I have now is car finance and I’m paying that off next year. Now I feel I’m in a rush to get the future sorted with a proper pension and investment.
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  1874. Thanks for the video! The only minor caveat I’d make with point 4 (don’t invest short term money into an ISA), it can be an ok move to do so if your S&S ISA is a ‘flexible’ one. Very few are, but vanguards is for example. So for example say you were saving and investing £1000 a month in a global index fund for long term goals and £500 a month in a money market fund for ‘house renovation’, then there could be a nice use case for doing this all through your S&S ISA as opposed to doing your house renovation fund through a bank savings account where usually rates are slightly lower of course
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  1875. The Remains of the Day - Kazuo Ishiguro
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  1876. Good vid man, the idea of 6-12 month mortgages certainly makes more sense than just offering something like a 'interest only' term were we'd just be kicking the can down the road further. BOE need to wise up and grasp the problem isn't as basic as just raising an interest rate, its never been a problem of mass spending and it's just gonna kill the finances of many paying for a roof over the head.
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  1877. 2025 = start of financial freedom for more skateboarding, skateboarding content creation and skateboarding ideas brought to reality 😬🙏🏼👌🏻😁
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  1878. 🤑
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  1879. Such an underrated channel. Fantastic information thank you.
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  1880. Hi Mitch great channel and best of luck with your 1st BTL. You make an interesting point on pensions. These shouldn’t be overlooked and very tax efficient tool for building wealth. Had you put your £36k in a SIP invested in an S&P ETF for example with an average annual return of 9% you’d have a £530k after 30 years. You should consider both options 😉
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  1881. Amazing video, very useful!
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  1882. Congratulations! Smart and brave move. Your video’s are so motivational and inspiring. Big fan 👏🏼🙏🏼
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  1883. Hi Mitch, a brilliant post. Well put together and clearly delivered. New to T212 so I've been learning from you, you've taught an old dog some new tricks. Very grateful granddadjon
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  1884. I’d love to discuss increasing my income and investments and learn from your story 📈
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  1885. great video, always enjoy seeing your latest release, very inspiring 🙂
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  1886. Good luck Mitch. I did something similar years ago. I didn’t have the YouTube alternative to fall back upon but I realised I learnt so much more by being out of the salary comfort zone. Keep the videos coming. 🎉
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  1887. Another great video 👍
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  1888. 🤑
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  1889. 🤑🤑
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  1890. Great video! Thanks for the tips. I personally use the 50/30/20 method as well. To avoid impulse purchases, I always ask myself, "Do I really need this? Will I actually use it?"
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  1891.  @MitchShoesmith  I am really confused with some things atm just bought your course gonna listen to that from today
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  1892. Best video I’ve seen so far regarding this topic! Thank you for making it really understandable and for speaking clearly. Your videos are great! 😊
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  1893. 🤑
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  1894.  @MitchShoesmith  - Thank you so much, love your videos, starting my own portfolio videos this week! :)
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  1895. 🤑
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  1896. Congrats. Big moment.
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  1897. hey, by any chance do you require a video editor ?
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  1898. Great video Mitch 🎉. I am up £30k so far on Nvda which is crazy as I have only had it for just under a year. They are building a whole ecosystem which most people are missing. Chips, robotics, autonomous cars meaning they are well positioned for all the new growth waves. Happy to hold for the long term. Generational company in my opinion. 👌
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  1899. 🤑
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  1900. interesting video
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  1901. Hi. I thought there were no fees with Trqding 212 if you credit your account via bank transfer?
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  1902. Yes you still pay those, it’s free to deposit funds via instant bank transfer and standard bank transfer. It’s free to deposit funds via card up to £2000 then there is a charge to do this.
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  1903. Awesome vid, very informative. You could do a little content on tax of pensions or more on how to efficiently make use of what you have without falling into tax traps.
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  1904. 📈...best strategy for myself to retire early!
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  1905. 🤑
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  1906. Great job Mitch. As someone who works for an investment bank I understand your rationale and also like to see someone escaping the rat race for a positive reason.
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  1907. 🤑
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  1908.  @MitchShoesmith  no way thank you so much!
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  1909. Great video full of useful information. Thankyou. One question i can't seem to find an answer for. Could I invest £20k into a stocks and share isa this tax year. Then transfer my full £9k from my now pointless help to buy isa and it not contribute to the £20k per year limit? (P.s not invested anything into an isa this tax year)
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  1910. Never fail to deliver a good video 🤑🤑
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  1911. Just found your channel Mitch and subscribed. Can you recommend a few books as an absolute novice to saving/investing? Thanks again, James
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  1912. You've done really well to be where you are by 30 mate. i Started investing late thirties and still wish i could go back to 2008 and tell myself to start putting every penny i could into SNS. The problem is i probably would have told myself to FO, and carried on partying and chasing women. However i'm Mid 40's, mortgage free and 3/4 of the way to my retirement fund, i honestly cant complain. Getting hold of your finances is one of the most important things you can do in life, but don't forget to have fun along the way.
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  1913. 🤑 Nice work Mitch.
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  1914. Happy new year 🥳 Great video as always Mitch 👍
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  1915.  @MitchShoesmith  thanks man I’ll take a look
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  1916. Both 👀🤓🤣
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  1917. Great information very helpful
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