Hearted Youtube comments on Two Cents (@TwoCentsPBS) channel.

  1. Two Cents needs to be a mandatory financial course for High School students šŸ˜‰ And that's my "Two Cents" šŸ˜šŸ˜Š
    406
  2. The one really irritating me these days is the "your car warranty has expired and we've been trying to contact you!" So what I've started doing is playing along and giving all kinds of fake information. Because the way I figure it, if I take up their time, that's the one thing they can't get back.
    405
  3. This channel is literally what should be taught in schools. Kind of sad that it took 25 years of my life to finally learn what the Dow is.
    398
  4. Please consider making a video explaining compound interest and the best retirement planning strategies. I know that you have already made a video regarding early retirement (great video by the way), but, could you go into more detail regarding the subject? Asking for a friend. (It's me... I'm the "friend".)
    396
  5. When ā€œThe Economistā€ made the rent vs buy video saying rent is sometimes a good idea and it worked out in some countries, some commenters complained along the line of ā€œThe Economist is a shill magazine for millionaires/landlordsā€
    395
  6. You guys have a lot of viewers, but you deserve a lot more. Thank you for your two cents.
    394
  7. I dont know about anyone else but around me more and more stores are straight up doing away with the little hand baskets or there hidden somewhere obscure
    393
  8. Hi, Philip and Julia. You should make a video with regards to filing taxes, tax returns and how all of that works so young people know what to expect when the season comes around and they're not stuck dealing with the IRS. šŸ˜Š
    393
  9. The tax thing is so real. My first year as a freelance writer I owed over 4500 dollars! Totally blindsided and it took me two years to finish making payments to the IRS.
    377
  10. I like your 2 cents. Or as we call them in India, 1.45 rupees.
    377
  11. Thanks. I'm only 15 and learning so much from this channel!
    376
  12. Just finished my 3 month emergency fund last week!
    375
  13. Even fish are expensive af (if you take care of them properly instead of putting them on bowls).
    375
  14. Can you make a ā€œfinancial things to do when turning 18ā€ ?
    372
  15. I "trust" that you will cover Bitcoin in the next episode.
    369
  16. A quote I recently heard that has really stuck: ā€œyou didnā€™t make good choices, you had good choices.ā€
    364
  17. Actual useful information, love your videos guys.
    364
  18. This channel should be promoted in schools! We live in a money driven society, yet we know so little about economy and finances. Great content! Keep up the good work!
    364
  19. Yes, but what about tips on how to save my wedding?
    359
  20. Finances cause so much issues and will end up in divorce. Talking about money is hard but these questions are really good.
    357
  21. We need your HELP, Two Cents Fans! We are thrilled to announce that we've been nominated for a "Webby Award"! If you love Philip, Julia, and the Two Cents team, can you take 30 seconds to vote for us? We'd be so grateful! https://vote.webbyawards.com/PublicVoting#/2019/social/social-content-series-campaigns/how-to-diy Much love, Two Cents
    353
  22. Great video! Although I have one complaint. I don't think the danger if mlm companies was stressed enough. Companies like Amway and Herbalife are predatory and should not be bunched up with legitimate side hustles in a light-hearted tone. I see that there was a warning about the %1 of people turning a profit, but I don't think that's enough. People will think they'll be that one percent. Just look at the lottery (and they have worse odds). Thanks for reading!
    351
  23. It is not about how much you charge. It is about offering sound advice. As long as you put your customerā€™s interest above your own, are transparent and have no hidden agenda, you can charge as much as you like. If you still want to help those who cannot afford your new fees you can refer them to somebody you trust that sees eye to eye with you and is still charging less. Plus, if your fees and the channel provide enough income for you, maybe you can have the luxury of making an appointment for free each week for someone who really needs it. In any case, you are helping thousands of people everyday with your videos. Be transparent and enjoy what you deserve.
    344
  24. I love how this channel informs me on the basics and leaves me motivated to investigate further on the subject. There's rarely a definite yes/no, they leave it up to the viewer to decide what do do.
    342
  25. Make sure you loan officer is a broker not one associated with a specific bank. The can negotiate with more lenders for you for the best rate based on your information.
    338
  26. Funny they didn't mention my butterfly therapist degree...
    334
  27. Congratulations to you both. Wishing you 3 a prosperous and bright future.
    333
  28. This video was so well animated - and the advice is spot on!
    332
  29. I adore this channel for helping people take away the stigma of talking about money and how to more responsibly handle it! Thank you two for all you do!
    331
  30. Favorite couple on YouTube.
    330
  31. "Run The Numbers" straight into our hearts
    327
  32. Love it , Make a series for stock market Please , Many people don't know about it and are too afraid to invest . How can one invest in them without paying any 3rd party company or financial advisors
    325
  33. I'm guessing this channel's audience is on the relatively younger side. You're not retiring for decades, so these downs in the market shouldn't matter. Keep putting money into your 401k, Roth, and brokerage accounts.
    325
  34. Ā @dr.ashutoshpandit9180Ā  Well Dr.Ashutosh ..I can't give you an in-depth analysis but from my personal experience : 1- The major difference is that the tax system in sudan is not well established so most people don't pay income taxes 2- more than 50% of the country lives under the poverty line and live with day by day income 3- There is no interests in loans which is forbidden in islam the majority's religion 4- people often live in family's house and share finance until they get married and sometimes even after that They are other differences in people spending habits , the increasing inflation rates, and other stuff that affect many people ability to save and plan their finance .. These are just my thoughts as i am no expert in these matters but i hope that helped .. Thanks for your comment
    319
  35. Not gonna lie... Those animations really helped me understand this.
    318
  36. OMG, that animation where Warren Buffet looked at the gold and his eyes popped out? Yeah, I wasn't ready for that and I was drinking tea. I laughed so hard I coughed and sputtered and choked on my tea as I spat it all over my keyboard and monitor. Tea came out my nose...so yeah, thanks for that Two Cents animator!
    316
  37. Unfortunately I took out loans when I went to college. But after college I went hard at my student loans and even pick up a part time job on top of my full time job. I am almost 27 and have completely wiped out my student loans. The feeling is SO AMAZING!!!
    311
  38. 1 of 4 failed marriages are caused by money problems. Itā€™s a real issue. Thanks for tackling such a sensitive topic in a world with a variety of non-traditional set ups. Great video!
    308
  39. The low-flow shower head doesn't save heaps of money, but as someone living in California that actual water savings is HUGE! We're gonna have another record drought to deal with this year and every drop counts!
    306
  40. It is so difficult to see both of them without regular funny and chirpy and great one liners. Wishing you both a great life.
    296
  41. I've tried owning, and I've tried renting, both houses and apartments. I'm done with home ownership for a long while. Home ownership is just important to our culture, and there are costs and responsibilities people won't talk about because it blemishes that image of being a home owner, so I was unaware that it would initially be much more expensive and it made my life worse as I was in college. Also, the process of buying and selling is miserable. I'm saving money by renting a nice apartment, putting more into retirement, and I have the freedom to move as often as I want.
    295
  42. Always wondered if I can afford a dog! This was really eye-opening! Thanks!
    292
  43. Well, this is painting a jolly picture for us millennials.
    290
  44. I didn't know Ryan Goslin had a YouTube channel, but how refreshing. Subbed
    289
  45. You guys deserve 1 million subscribers
    283
  46. Hehehe I bet you are moving to a bigger place for the baby and thatā€™s where the video idea came from. Either way, nice vid & useful tips šŸ°
    282
  47. Emergency funds more important than ever, and harder than ever to grow emergency funds.
    279
  48. "Maratha recently gave up her oxygen habit" Is probably one of my favorite lines from this show
    278
  49. "[free samples] create a feeling of personal obligation" ==> so true! :/
    278
  50. Not all of the Two Cents videos apply to me, this one I really hope doesn't apply later in lie. But, I watched it through to the end and gave a thumbs up because I love the quality of their videos and I love to see their content! This channel is truly looking to provide useful information to people, not grow a subscriber base as quickly as possible with reckless disregard for quality in order to do it. Way to go Two Cents, you rock!
    277