Hearted Youtube comments on Two Cents (@TwoCentsPBS) channel.

  1. Just here for the mustache
    196
  2. There is a new financial coach in town. Love your videos
    195
  3. Invest in Two Cents for guaranteed returns 😊
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  4. I was laughing so hard on your parody of online ads. Very entertaining and informative as usual ❤️
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  5. Only 4000 subs? Wut....I’m confused, the mustache on this guy should be pulling in 4000 subs a video, minimum.
    193
  6. I just used your videos to study for my finance exam, especially the one on mutual funds and index funds. Thanks a lot you two
    191
  7. I had some things go to collections when I went through my divorce. It was a combination of already having financial problems and my ex not giving me my mail. I remember getting those calls daily. I spent the next several years cleaning up old debt. I listed my debts smallest to largest and worked on them one at a time. After all the bad debt was taken care of I started focusing on getting rid of the current “good” debt. It took me 4 years but I owe no one now. My house is paid off now. I won’t ever borrow money again. Now I save for retirement.
    190
  8. I really like the idea you're sharing about the MSRP. I manage at a retail store. The kind where our price tags are all made up. Everything is on sale always. I find myself trying to explain to my high school aged associates that the tag may say $100 but it isnt a deal and I'll challenge them sometimes with "when was the last time you priced these out to know if it's a good deal?" I see it daily with my kids they try to impulse buy because we write whatever silly number we want on the tag and throw up "LIMITED OFFER" and a week later we offer the same exact sale or one very similar.
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  9. It's awesome that you are bringing awareness around this issue. You two are the best!
    189
  10. This is very true especially in place with poor transit systems. Takes years to dig out of that. Taking bus loose 1.5 hrs to make a trip that would take 20-30 in a car. Living with someone else to make cost of living cheaper have no utilities in name. Need groceries for 2 weeks cant hold them while holding onto bus rails so make multiple round trips trying to eat healthier or pay someone $20 for gas money and time to drive to grocery store. Want to work at that job that pays more bus doesn't go there. Dont want to walk in sweaty from the half hour walk. So now try to get a loan from a good lender, not enough credit, no proof of long residency or income too low. So buy here pay here double price for car that needs to go to mechanic every month draining the little raise of pay you got. Single parent can't afford day so have to work multiple part time jobs to go between friends and family who rotate watching your child so government doesn't take your child. Being poor and not having family or friends who can teach you how to get out is a drain of life source. The list goes on and on. Some people buy stuff just to give themself a thank you to say all this loss of time wasn't for nothing. While some are just impatient and delusional and spend all their pay check to put up an image.
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  11. Awesome analogy of budget to battlefield, money to soldiers. Really impressive presentation.
    189
  12. They always tell me to live below my means. But who says my means are enough to live.
    188
  13. I was so naiive growing up. People really do need to be informed of how it affects minorities today- not just a part of history that happened long ago (how my schools taught the subject) Love this video!
    186
  14. Legends say if you are early, two cents will reply
    185
  15. I am a simple man. I see two cent's video, I click on it!
    185
  16. Loss aversion has been shown to be more powerful than the desire to make more income, and that is why people make bad financial mistakes during times of panic like during a market correction. That is why it is so important to build an emergency fund, and a little leeway so that you can reduce some of that risk aversion panic and be wiser with your finances 👍
    184
  17. I love the production value but simple ness of these videos. Keep it up!
    181
  18. I do appreciate that more than half of the $10k was being designated for savings, not just the suggested 15%.
    180
  19. I've said it before and I'll say it again: Best channel on the Tube
    180
  20. I have to say I’m glad that I live in Germany where I did a two and a half year apprenticeship in a company. I didn’t have to pay tuition for vocational school and I actually earned money while learning and gaining work experience. Now that I’ve finished I was able to keep working there, earning more money than any of my friends who are still in college. I will be able to earn my bachelors degree while still working and gaining experience. Even though I will have to pay tuition for that I can still afford to live on my own in a big flat, with a new car and no debt. I wish more countries would have this system, so far fewer young people would start into adulthood with a huge amount of debt.
    177
  21. You never know how much you have until it's taken away. This video really shows what it is like to live below the poverty line.
    177
  22. It is crazy how complicated some of this gets! Thanks for the great video
    174
  23. I’m on a social media break and I’ve been contemplating on deleting them permanently though.
    173
  24. That's why it's so important to have loving parents, role models and good teachers when you grow up. Education is the way out. Once you're grown up, it's much harder to get out of poverty. If you're in this situation, don't lose hope though.
    173
  25. Congratulations Julia and Philip! Let's hope that the baby's good investment lol
    173
  26. Such a fun video! I loved how you guys could give your own personal experience with every tip, helping with the ideas you were sharing! I think we should always be thinking about the future ( even the distant future for me ) and how we can do better and these videos really help! Thanks for sharing!
    171
  27. I hope you guys will be okay, so sad when you said: "and that's MY two cents"
    171
  28. Great Content. The amount of Financial Awareness i get from this channel has definitly changed my life view. Im just starting my life but I'm starting off good. Just 17 years old
    171
  29. If you're young and going to go into business with a friend...Get. EVERYTHING. In. Writing. Back it up. Record the signing. Everything. Lost a "best friend" and several years of my life because I didn't think my friend would ever screw me over and I didn't want to over complicate the business early on. Terrible idea. He made out like a bandit and all I made out with was the priceless experience that business and friendships don't mix.
    169
  30. Opened my Roth IRA last year at 26. Best decision ever! Thanks for covering this topic!
    167
  31. Not gonna lie. As an Aussie I knew this most likely wouldn’t apply to me , but I knew it would be a good video. Then I saw the pun counter and that confirmed that I had made the right choice by watching this
    167
  32. 😂 Those death puns were killer.
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  33. As someone who has been your customer recently, your fee was pretty hefty for a one time hour and a half. HOWEVER, the information you gave was SO helpful that I have already earned back the amount I paid and the peace of mind knowing I'm on the right track is so great. You're definitely worth your fee and if you raise it, like another comment said, maybe you could do free/lower fee consultations for lower income customers.
    163
  34. Y'all two are awesome! I get more financial advise from these videos then i ever got from my own family! Thanks! Keep up the great work!
    162
  35. I love this show. More power to 2Cents.
    161
  36. For somebody who has moved at least six times, these tips are really great! My family even uses some of them ourselves and they work really well! Thanks so much for sharing! :)
    160
  37. This early and not even notification squad #YouTubeIsMyLife
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  38. Just yesterday, my friend and I was talking about this. This video came at a great time! Thanks guys. Almost like you read my mind.
    159
  39. Absolutely love this channel, I learn more with every video!
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  40. They should be teaching these in schools
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  41. Thank you for this honest and candid video of the historical economic disparities that have taken place in this country. Denying certain groups a fair opportunity in real estate has resulted in many of them being denied the American dream of creating generational wealth. Unfortunately, the impact lasts for decades.
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  42. I love how the dept counselor is a nice demonette.
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  43. I have house rabbits, they cost me next to nothing for food as they eat my left over salad (being pescatarian I eat a lot of salad and it saves on waste) the vets cost my £70 a year for there vaccinations for both of them. And I also can forage in the local forest for treats for them. Biggest cost is the amount of electrical cables they chew up. Needed to bunny proof the flat with cable protector because they will chew anything they can get there teeth on but the love I get is totally worth it.
    155
  44. Honestly, I’ve learned more life skills from YouTube channels like this than in all my years of schooling. I really wish more people would take the time to seek this information out instead of complaining about how hard life is. Keep up the great work!!!
    155
  45. Who knew YouTube could be saving people's lives? We need more channels like this one.
    155
  46. I officially feel like a grown up now! Thanks Two Cents!
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  47. Whoever edits your thumbnail needs a high five.... anyways... Great video! I love watching videos about my eventual financial future. It gives me the satisfaction of planning ahead and is fun as well.
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  48. Low cost index funds are a recommended long term strategy. Trying to pick stocks still brings human emotions into it, and people are noticably bad at trying to time the market. #justmytwocents
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  49. This episode is... gold.
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  50. IM SUCH AN OSTRICH THANK YOU FOR CONGRATULATING ME ON BEING HERE :"(
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