Hearted Youtube comments on Vincent Chan (@VincentChan) channel.

  1. Quitting my job was one of the best things I've done. Even with all the challenges I get up and get excited everyday. Keep up the good work!
    176
  2. Thank you for this amazing video. After the Russian-Ukranian war that just started a couple weeks ago, the US dollar has taken another step towards death before our very eyes. Every American needs to see this!
    175
  3. I own my own business. IT IS VERY SCARY. I just opened up about 4 months ago and things are good, but literally day to day you go from feeling like a massive success to feeling like a total failure. But I wouldn't trade it for a steady 9-5 of someone telling me when I can eat and piss. Please remember life is short and you will spend more time NOT on earth than on it. Make the most of it.
    175
  4. "Personal finance is personal" - Might be the best quote I've heard all year. Have an amazing day!
    174
  5. The storytelling and education + perspective provided in your videos is crazy, I really like how you provide a glimpse into other world economies and cultures that a Western audience normally wouldn't be exposed to. Great stuff man.
    174
  6. this just covers the math of it all. There is so much more to consider: what about actually living in that house, coping with with the neighborhood/neighbors, what do you do for entertainment, making friends/social. Its a tough tough world
    172
  7. I buy everything on a credit card for the points but I pay it off almost immediately if not by month end. I’m curious to see what percentage of credit card debt is rolled over from month to month. I feel like that would be a better gauge of financial health rather than just “total credit card debt.”
    172
  8. Im fourteen, im tired of being broke and i also want Weed
    171
  9. “It’s on sale I gotta buy it” is my favorite money trap to point out to people
    170
  10. Exactly it is so hard to do that
    170
  11. "Wealth consists not in having great possessions, but in having few wants." - Epictetus
    170
  12. This is life changing if we can get to the younger generations to change their mindset. This is amazing work!
    170
  13. Some people don’t understand the feeling of being alone in a crowded room. I love my friends but after x amount of time i just want to hide and recharge my life battery.
    168
  14. I just finished nursing school but I don’t wanna work as a nurse for rest of my life. I’ll probably work for ten years and leave. It’s hard to for work anyone because employees don’t get appreciated enough.
    165
  15. We are upper upper class in item of net worth with around 5 million. But we got here with a single middle class income. Saving and investing are our way of getting to where we are.
    165
  16. I've been seeing more and more of these videos on Youtube lately. I m trying to be prepare to make the same plunge you did. I'm inspired and as an Asian American myself I understand your feelings about how your family would react to you quitting your job. Thanks for posting this video and positive vibes to you and the next videos ahead =)
    163
  17. For most people finance is like weight loss: the formula is simple but the implementation hurts
    161
  18. Mindset is everything - I kept hearing this my entire life but the lightbulb went off in the shower a few months ago, and I've taken the steps I need to unlock maximum happiness by living in the moment. Thanks for the video.
    159
  19. The whole idea of a side hustle is to work your own business, not work for someone else, that’s just a job.
    159
  20. I was taught about personal finances in school. We covered savings, how to invest in shares, how investing in property worked. Most importantly we learned about how inflation worked and how important it was to invest your money so that it didn't lose value overall. sticking dollars in a sock under the bed was actually a way to lose money, not save it. I went to school in Australia, but the class I took (I was in year 9, age 15) was optional. Only about 1/5 of my year level took the class. I 100% credit this class with setting me up in life. I would NEVER have invested my money at all had it not been for this class (nor would my husband, he only did it because I took over the household finances and started investing). We are now decently well off, living in comfortably in Silicon Valley, one of the most expensive places on earth (one of). To be honest, I would live somewhere cheaper lol, but we would not have even had the choice of living here had it not been for the financial savvy I learned in school as a 15 year old (and significantly built upon as an adult because I had learned the value of financial knowledge). My toddler son, when he grows up, will most likely have to learn from his parents but at least now I can be confident that I have something of value to teach him.
    158
  21. I’m 14 and I have a good life but I honestly want to make my own money so I can buy my own things. I don’t like to work too much because I’m an athlete. Do you know a good paying online job for me?Please respond because I love your videos!💯
    157
  22. This is true for software engineering. The people who make a lot of money are not necessarily the most hard working, or best engineers. The best way to make money is to switch jobs often, and the way to do that is to have great interview skills. Now don't get me wrong, I won't argue that the highest earners in the field are not hard working -- you still have to be a competent engineer (which usually involves a good amount of hard work or talent). However, if your goal is to make money and not be the top performing engineer, then you are better off putting effort towards being excellent at interviews instead of grinding away at your current role trying to become an amazing engineer.
    157
  23. This video really resonated with me because I was also a QA engineer who was laid off. It took me an entire year to land a new gig. I knew that the opportunity cost would be too great if I spent 40+ hours/wk working at a restaurant, so I decided to go part-time while searching for a job in my downtime. It was extremely stressful because I thought that by month 3 or 4 that I'd find the perfect role... It's tough out there, but you 1000% need to network both in-person as well as online vs LinkedIn. Definitely make sure you get referrals and make sure your resume matches all of the keywords (i.e. technologies, methodologies, actionable words, and coding languages).
    155
  24. LET SEE IF THIS WORKS ILL BE BACK IN THE END OF THE YEAR
    153
  25. Oh my god, I have that exact same bad habit you talk about at 6:00, my wife is constantly catching me and saying "what are you sighing about now?!". I feel like you're my twin, in every aspect lol. Saw your "Quit my $120,000 job" video and came to this one after. It's funny how the timing of it worked, because I JUST did most if not all of these things right before coming across your channel. It's great to watch these videos shortly afterward, which reinforce my thoughts and decisions :)
    152
  26. middle class = acquiring debt to get a job to buy things you can't afford.
    151
  27. i can’t pay attention due to the himalayan rock having googly eyes and i love it
    149
  28. Welldone Vincent! Not only is the quality top notch, you also put a lot of work into the analysis. Thank you
    147
  29. This video reminds me of a book that I am currently reading, "Your Money or Your Life" by Vicki Robin and Joe Dominguez. I agree with you, no matter how much money make you still carry the same type of concerns and worries just on a different level. Finding meaning in our lives and balance is key. Thanks for the great share and reminding us how to seek inner happiness.
    145
  30. If your wondering why the middle class is non-existent you should thank your politicians....
    143
  31. I used to be a teacher for 3 years and a bit. I am kind of excited to try online teaching. Sounds like something I will enjoy.
    142
  32. Valuable information that we don’t get in school; one of the many reasons I love YouTube and your channel specifically.. keep up the good work Vincent 🙏🏽🙏🏽
    140
  33. “It is preoccupation with possession, more than anything else, that prevents men from living freely and nobly.” - Bertrand Russell
    135
  34. I love this video Vincent! Great production quality & fantastic video.
    134
  35. The ending really stuck with me. "You have to take the jump, when you can afford to drown." My greatest goal in life is to program an application that utilizes AI to save people diagnosed with cancer. I am currently in school, taking advanced biology, chemistry, and computer science courses in order to fulfill my dream. Lately I have been losing hope that I can do this, but this video gave me the motivation to continue trying. So I guess all I am saying is, thank you.
    133
  36. I think the psychology behind financial decisions is the part many people do not address. When I was a financial advisor I had to double as a psychologist lol
    133
  37. "Compare to yourself, not to others" is a message I have seen before, but I need to be constantly reminded of. This video does it wonderfully. Thanks!
    132
  38. You're on fire with these vids dude. Amazing editing
    129
  39. I realized that in entrepreneurship, your product is not your videos or some online course you’re trying to sell. Your product is you. I try to keep learning and growing and investing in myself because the skills and the story are priceless. Love the evolution of your expression and personal style. Keep going!
    128
  40. The production of this video is absolutely amazing. Kudos to you and the team Vincent! The principle of the video is a simple one, but the way you tie in a story and make it understandable and very enjoyable to watch doesn’t go unnoticed. 10/10
    127
  41. I have one reason that I'm broke and it's because I spend all of my money
    126
  42. Love it. No clickbait, no BS, you went straight to the goods.
    120
  43. This is the easiest path to financial freedom that anyone can achieve. 1) Reduce your expenses to only the things that ACTUALLY make you happy 2) Build up your assets/passive income streams until your monthly income is consistently higher than your monthly spend As long as your income isn't directly tied to your time or location, then you will have achieved financial freedom. I believe the majority of the people reading this, can achieve financial freedom within the next 5 years so long as they don't give up. Keep going my friend, I believe in you 💙
    118
  44. Pros and cons to everything but betting on yourself is an amazing feeling. Props for fighting through the uncertainty and doubt and for making great content!
    118
  45. Being debt free and having low expenses has given me a lot of freedom.
    116
  46. Man, I love this realness. I feel all the time that folks have their crap together and I’m winging it. That’s the toughest thing for me, I feel I’m just going about things not knowing what I’m doing! Appreciate the realness.
    114
  47. The thing I love about YouTube is people like you shares stuff like this. I searched up places how to invest and they would make me sign up to places where I have to pay money to learn about investing and I’m like nah
    113
  48. I want to quit my job for one simple reason. I’m tired of feeling like the struggle that younger me went through to get this far was a waste. I promised myself it would be better and I’m determined to keep my promise
    112
  49. Glad we are doing the right things. We are married 26 years and after two years we started looking in buying our first home. That is when the fun started. All these little bits add up and today I drive a 10 year old car, that is very well maintained. We are never afraid to move money to a better investment opportunity. Always learn, each and every day.
    112
  50. If Morgan Freeman says so then I’m all in
    111