Hearted Youtube comments on Vincent Chan (@VincentChan) channel.

  1. I did join the Great Resignation. I quit my first job after college after a year. I wanted a different role, more stability and more remote work. I would love to try working less hours, I'm pretty sure my hapiness and productivity would improve
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  2. Every time I watch Vincent I feel good in finance and also feel sad for my country for not being able to even get the ideas this single guy has Hmm...
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  3. Iceland already tested with great success for the 4 day work week and now 85% is actively implemented and working towards it. The worst outcome was no productivity increase; best was significant productivity increase. But america does not care about our citizens as profit margins are valued far higher, even at the cost of workers' safety, than the quality of life of the working class.
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  4. I love your content and this departure from the usual topics to tackle a real issue was just an amazing surprise. Excellent production and quality content are the reasons why you’re one of the most underrated YouTubers around.
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  5. Unrelated to this video specifically but I wrote out a goal for october to pay at least $2500 towards my credit card when over the past year I was only paying the minimum of less than $200 a month. I had to really lock in by cutting out BS spending, taking a few extra shifts at work Happy to report that with it still being october, I was able to pay off $3600 of that debt You’re one of the very few finance guys I watch and I’d like to think you had a hand in stimulating the habits it took for me to make this possible, thanks bro 👍
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  6. This was a really good share, thanks Vincent! Appreciate having an insight into how u r building your future
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  7. Thank you Vincent for sharing this when I needed this the most. I've seen my Asian parents argue with each other for more than 2 decades because of financial problems. I hope me and my future husband won't repeat history so I am gonna take your advice and start something.
    69
  8. " I was a true hustler at heart " this right here is going to be my daily motivational quote. 😌
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  9. "Slave labour....and the name could be improved" made me laugh more than I should have 😂😂 but these are all solid: the secret shopper one caught my eye the most! Thanks for sharing Vincent, and also huge congrats on hitting the 11K mark too 👏
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  10. Fidelity looks so much superior than Robinhood
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  11. Being rich is the opposite of being poor. It’s incredibly easy to get poor quick, so to do the opposite and get rich it shouldn’t be quick it should be the opposite of quick.
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  12. This has been the best explanation for beginners. Iv been trying to wrap my head round it for months and this was so simple. You used terminology and explained it for me to understand unlike other videos where they expect you to know what that means.
    68
  13. To everyone who is reading this, you’re beautiful and an amazing person. Please exercise frequently and eat more fruits/veggies. I wish you all good health, great success, and everlasting happiness!!!!!
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  14. The only reason I don't quit is because out of 8 hours a day I only work an hour and a half. The rest is up to me I can be as productive and lazy as I choose to be. Office door is closed and nobody bothers me.
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  15. I will achieve financial freedom 💪
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  16. As one of my favorite channel, it would be great to also mention if these side hustle are having limitation ( for example Relode works only in N.A) and i am based in Sweden :) I believe you have an international Audience
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  17. Amazing video. Vincent, please keep up the content. I enjoy watching every second of each video!
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  18. I have been considering quitting for almost two years now and your videos helped me solidify my decision. Thank you for making these videos. And i haven’t quit, yet. I’m building myself a nest and alternative income sources to give me the most prepared leap of faith I can have. Keep up the great work!
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  19. Vincent, I’ve been watching you since the beginning. I know entrepreneurship is not all rainbows and butterflies, but seeing you jump into that uncertainty and trying unconventional ways really gives me the courage to find something in my life as well. Keep up the grind! Your journey is SO interesting
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  20. the easiest rule to manage your money: watch Vincent at least once a week
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  21. I really like the emergency fund concept. No one is ever clear where one should fall on the 3-6 months or 3-12 months people say sometimes. I know it’s personal but it is good to have a defined breakdown to psychologically switch to investing instead of saving.
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  22. I knew the PE firms loaded the companies they buy with debt but didn’t think about how easy it would be for them to for example put 1% down, say 1 million on a $100 million company, suck out 10 million in fees,, selling off assets etc. and then just let the company go bankrupt that is not officially part of the PE firm
    63
  23. Auto engineer here. Keep your windows up, not down, to save the most. Aerodynamics on modern cars makes it more important to reduce air drag than to turn off your fan.
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  24. Really thought this was going to be a troll video due to the thumbnail but was instead was really great actually. Loved how you mentioned barriers that most Americans would not even think about with day to day logistics of handling money and some aspects of thinking fatigue. I also wish you have mentioned how predatory credit card and payday loans can be for those who are in the money trap. Also things first-last month's rent + proof of minimum stable income can be hard if you are gig worker for example. Great video overall.
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  25. The intro is great. 😂 Water was definitely a better option, lol.
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  26. Did we quit or were we fired and not getting hired? That’s the real question they aren’t factoring in.
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  27. Although I'm not planning on quitting my job anytime soon. This made me organize my life a little bit. I have been clueless with where to go in life: should I go to college and graduate or should I reach managerial level at my current restaurant job because its more comfortable? I decided to write down my dreams immediately after watching this video and wrote two pages worth of dreams that I want to accomplish in life. These dreams weren't just "travel the world" and "make money". These dreams were spit out from my unorganized brain onto a more organized lined notebook paper and helped me realize two things. One, being that all my dreams revolve around one major passion of mine that I never really thought twice about. And two, being that writing all the dreams/goals/ideas I had, scattered across my brain, helped me actually organize short and long-term milestones that seem tangible like some sort of map. To be completely honest, I don't know the particular moment in this video that made me go "a-ha" but once I finished the video and picked up my pen and paper, that's when everything clicked. I genuinely can't express how much this video helped me, thank you for this.
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  28. Did he say he's a professional quitter ? LMAO
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  29. 6 Habits Everyone should implement into their lives ASAP: 1) Surround yourself with successful people 2)Start setting Goals! 3)Read & learn new things everyday 4)Exercise Daily 5)practice a being grateful and staying disciplined 6) STAY OFF social media unless for business or learning purposes!
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  30. While I agree that this is for the most part accurate, I think you are speaking from a place where you're insanely financially stable to escape that type of environment versus someone who absolutely has to work it regardless.
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  31. Wow this is well said. I love the “having enough money to buy something gives you more joy than actually buying that thing.” You said it perfect.
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  32. Probably one of the most down to earth Youtubers I've seen on the platform.
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  33. "A question opens the mind, a statement closes the mind" - Robert Kiyosaki
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  34. “If you don’t find a way to make money while you sleep, you will work until you die.” -Warren Buffett
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  35. 9:20 Distinction between running from and running toward, focus energy on what you are running toward. This is the pearl of this video. Brilliant.
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  36. Yo I love your vids I’m 14 and you have made my mindset better and made me more productive but I was wondering if you could make a video for teens starting a business please if you can that would be amazing
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  37. Great video and explained well. One thing you did not go over is qualified dividends. Qualified dividends are tax advantaged the same way as LTCGs (long term capital gains), and they use the same federal tax brackets of 0%, 15% and 20%. In my taxable account(s), I only buy qualified dividend stocks. I avoid non-qualified dividend stocks in my taxable accounts because those type of dividends (non-qualified) are taxed as ordinary income. Non-qualified dividends are usually paid by REITs, BDCs, and MLPs/LPs, so I avoid those in my taxable account. Qualified dividends like LTCGs are tax advantaged (taxed less than non-qualified dividends). It can make a significant difference in your federal income tax liability. If you are in a low enough tax bracket, there will be NO federal tax liability (just like LTCGs). For instance, a couple (married filing jointly) can make up to $123,250 in qualified dividends in 2024, and not pay any federal income tax. The LTCG (long term capital gains) and qualified dividend federal tax table shows that the tax bracket from $0 to $94,050 rate is ZERO for tax year 2024. So, if a couple made a total of $123,250 in qualified dividends (or LTCG), and had no other income, they would deduct their standard deduction for a MFJ couple of $29,200 to stay within the zero rate tax bracket ($123,250 - $29,200 = $94,050), and thus, have NO federal tax liability. If the couple had all ordinary income (non-qualified dividends or any regular income) of $123,250, their federal tax liability would be $10,822. That is a HUGE difference ($0 vs $10,822). This would be an extreme case and most people will have multiple forms of income from like a job, interest, pension, etc., which will create some federal tax liability. However, even if a portion of the $123,250 is qualified dividends, that will still save you money in taxes.
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  38. Thank you. You did it. The teens I work with enjoyed your videos. I think constantly showing animation to explain your knowledge helps keep their attention. Keep rising shinning star.
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  39. I love the last tip! I feel like a jerk for copying others as I build out my income streams. But then as I dig deeper I find that they're all super similar. Probably due to them copying each other as well lol. Great content that i'll definitely be coming back later to steal (Thanks in Advance)
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  40. BUY and HOLD AMC as much as you can guys...! AMC to the moon...! 💪🏻👍🏻🙌🏻🦍🚀
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  41. Younger me was so embarrassed when my mom buy a shopping cart full of items on sale. She said better to stock up items on sale. Now I do the same. I buy boxes of Toothpaste on sale. Nothing in my house is paid full price.
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  42. Wow. This certainly was a different type of video but I thoroughly enjoyed it. Thanks for being real and showing us both sides of the coin. I hope you find peace and success in your new style! 👊
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  43. I took personal finance in high school. Best class I have ever taken. Learned how to buy stocks.
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  44. These have no degrees, but require experience. Me: No experience 😭, but I can learn quickly 🥺
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  45. I love all this advice - especially the 2 week rule. It is also very effective to think about how much things cost in terms of your hourly earning rate. I like celebrating by having meaningful experiences (travelling, skiing, quitting a job when I don’t like it hahaha)
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  46. Defining what an asset or a liability is really does help a ton!
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  47. I didn’t start saving and investing until I turned 22. Having an emergency fund and that peace of mind is a game changer. If you can just put 20-25% of your paycheck into retirement. Even with a small salary you can retire a millionaire baby!!
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  48. This was timed perfectly with where I’m at in my financial journey. Your videos help so much in developing a higher level of financial literacy.
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  49. 50 points in 3weeks after my first payment,second payment In bout 12days looking fwd 🙌🏽
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  50. As an American, I truly hope this doesn't happen for a lot longer.
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