Hearted Youtube comments on How Money Works (@HowMoneyWorks) channel.

  1. My first financial mistake was being a sixth grader instead of buying a house. It has been an uphill battle ever since.
    24000
  2. It's also surprising how many people delude themselves into thinking Wolf of Wall Street is how the system works, rather than a morality tale of degeneracy that ended with the protagonist in prison.
    12000
  3. Norfolk Southern approved a $10 billion share buyback program and a 9% dividend increase just before they told their employees that they couldn't afford to give them any sick days and 10 months before they had a giant accident that poisoned a whole town because they wouldn't invest in maintenance and pursued understaffing to save money.
    10000
  4. Bro Corporations would hire a Culture manager instead of giving people more time off
    10000
  5. Sitting at my desk listening to a guy explain my job as I do my job
    9800
  6. “Doing what you love” changes when you add the pressure of deadlines, a boss and people you don’t want to talk to lol
    9600
  7. We didn't even have a roaring 20s, what a lame century.
    9300
  8. I know if I was already rich and wanted to hold back potential future competitors, I’d tell them to wake up at 5AM, ignore sleep, and spend all their time “grinding” the lowest barrier-to-entry, highest competition business.
    9100
  9. Chinese proverb “Wealth does not last beyond three generations” The first generation grew up poor, as adults they strove, lived frugally and built wealth. The second generation saw the wealth being built and understood how hard it was. They continued to build but enjoyed a higher lifestyle. The third generation grew up rich, never understood how that wealth was built. They take it for granted, live lavishly until all the money is gone.
    9000
  10. How to turn your bad economy into an even worse economy
    9000
  11. My boss told me we are a family, why would i need another family?
    8700
  12. One of life's classic Ironies. Billionaires trying to live like Brokies & Brokies attempting to live like Billionaires
    8600
  13. The bureaucracy must expand to meet the needs of the expanding bureaucracy.
    8300
  14. imagine going to war for an ability to have a business set up in Ireland
    7400
  15. American: “At least we aren’t Canadian!” Canadian: “At least we aren’t Australian!” Australian: “At least we aren’t British!” British: “At least we aren’t German!” German: “At least we aren’t American!”
    7200
  16. I don't mean to brag but I literally have hundreds of dollars in the bank
    6600
  17. This is what happens when you let real estate bros build an economy…
    6100
  18. I remember seeing something claiming that Warren Buffet clips coupons and I couldn't help but laugh. What a ridiculous notion. If I was a billionaire, I wouldn't even buy my own groceries, let alone waste my time clipping coupons for them. What a load of horseshit.
    5600
  19. Ironically, the higher up I go, the less I do.
    5300
  20. We really lucked out with Lina Khan. She knew she'd make enemies. She knew she would never be re-appointed. She didn't care - she did her job anyway. Respect.
    5200
  21. why become a real-life millionaire when you can become an EVE online trillionaire?
    5200
  22. TLDR: equivalent to a financial VPN
    5200
  23. To be fair, designing a doomsday bunker is super fun
    5000
  24. This is the national equivalent of "we just let go of a bunch of workers but we can just make the remaining workers harders."
    4800
  25. I had a 7 figure salary before I was 30 but it included the digits after the decimal
    4800
  26. Would be nice if you credit your EVE footage.
    4700
  27. Finally now these evil companies can stop hurting the reputation of my pyramid schemes
    4700
  28. I got to the end and still don't know the difference between a stone and a rock. A stone is smaller, right?
    4500
  29. Can't retire, can't get a job, can't start a business, can't get out of debt. Gotta love how money works.
    4400
  30. I’ve seen companies that keeps adding managers instead of more staff. I’ve had the experience having 5 managers just to manage me.
    4400
  31. All that money is going to nursing homes long before it goes to their kids.
    4400
  32. Millennials: working till they drop dead GenZ: working even after death
    4300
  33. Don't invest time in a company that doesn't invest in you.
    4300
  34. Bold of you to assume that I'm trying to get rich myself instead of just transfering my money to the hard working, Wall Street Executives who need and deserve it way more than I do.
    4100
  35. 'gambling in denial a.k.a investing' is this a personal attack or something
    4100
  36. If tech firms were in charge of the fire department, they’d lay everyone off if there was not a fire every day. “You’ve gone three days without putting out a single fire! I can get someone from India to put out three fires each day!”
    4100
  37. It’s definitely not a bubble. As long as the eye balls are here the money will be as well. I was literally just told by a CEO last week that he bought an ad on a championship football game and got less then have the conversion they did on a single one of our videos haha. I think you alsounderestimate how many YouTubers are genuine and wouldn’t fuck over their audience for a quick buck. Just cause we have a few sour apples doesn’t mean the millions of other YouTubers are bad.
    4100
  38. Employer: Don't like it? Leave Employee: I'm leaving Employer: Unbelievable! Why? Employee: I don't like it Employer: This is a great job
    3900
  39. Um excuse me, if you work 30 years you might get a cake and a watch.
    3900
  40. Im actually in the middle of setting up my own religion/church/university/charity
    3900
  41. Bro, I love you, but you're out of your depth on this one. My Beanie Baby collection is gonna' 10x in value any day now, I can feel it!
    3800
  42. If I were a billionaire, I would definitely don't want to let everyone know that I am one.
    3700
  43. You: “Don’t take advice from people on the internet.” Fact: you are on the internet. Interpretation: Don’t take your advice. Conclusion: Get advice from people on the internet.
    3700
  44. If everybody lives off passive income then who is making all the food/power/anything else?
    3700
  45. My response to the latte argument: "I went to school, became an engineer, worked hard, and don't live beyond my means. If I can't enjoy an overpriced coffee once a week after all that then I might as well die pennyless" 😂
    3700
  46. A quick list to remember the major points of the video 1. Expertise is domain specific 2. If they can't explain their plan simply, that's because there is no plan 3. Plan to live your own life, not to replicate someone elses 4. Don't ever trust the hype 5. Don't ever trust the hype
    3600
  47. I would be satisfied with a moon base and a spaceship to go where I want. So maybe 2-3 trillion would be a good start.
    3400
  48. “AI will make money meaningless”- random AI bro
    3300
  49. Wow, with that kind of money the Japanese royal family can soon afford to buy half a San Francisco townhouse. That's impressive!
    3300
  50. Saying you are overqualified is the most polite slur I ever heard
    3200
  51. This is real. I played Eve for many years and been involved in several alliances and null sec fleet wars. The money invested is astonishing and why there are some very serious people behind those alliances and wars.
    2900
  52. Its Australia, any downturn is an upturn there
    2900
  53. I guess it's partly because of the psychological reasons: -They genuinely enjoy what they doing. -They've built too much of their sense of self into what they do for a living. -They need to feel alive somehow and their work helps them feel alive. -They don't trust anyone else to run their 'baby'
    2900
  54. A minute of silence for How money works, that had to go through hours of Andrew tate's fotage in order to make this video so we don't have to. you sir are a hero
    2700
  55. You've made videos about my job being pointless and how I will never retire...but this is the most depressed you've ever made me feel, and right around Xmas too. Well done, Subscribed.
    2700
  56. I love right around @6:30 how you talk about how most people don't want to hear about "being old and rich" (which is a reasonable long-term goal). People want to be "young and rich," which is usually where the scammers come in to feed and pounce on that desire.
    2700
  57. They're entertaining, but I stopped listening to them when Kevin (a real estate agent who invests in rentals) started pontificating on the economy, Graham (a real estate agent) began musing on the stock market and Andrei (who a few months ago was professed a love for dividend investing dropped stocks paying dividends -- the distributions are expensive now at his tax bracket-- so he's now a crypto guy). Let's face it: They make money on YouTube. With that in mind, treat the financial advice with a grain of salt.
    2600
  58. If you follow the ownership chain upwards, you realize the illusion of choice between different "options".
    2600
  59. This channel has made me even more pessimistic in money terms, and i love it
    2600
  60. I think everybody would like to see some of these "influencers" go to jail for pumping shit coins to retail investors, at least the ones that were obvious scams and fraudulent
    2600
  61. Of course you can retire. Your retirement plan just need to have enough bacon to reduce your life expectancy to under 55
    2400
  62. I can say after watching this video, this truly is an economy of all time
    2400
  63. "Y'all make sure you're coming in 5 days per week!!!" "Where are you?" "Stop asking questions, I'm busy"
    2300
  64. My job offered me a competitive salary. My salary is competing with my bills
    2300
  65. Speaking from Australia, for the love of all that is holy do not copy anything we did here. The lesson any country should take away from our example is the lower you make the barrier of entry into housing the more rich old fucks will buy houses and push prices up. You need a solution that targets the core issue of using houses as an investment asset classes.
    2300
  66. "Employers are going to screw you; so, screw them back.". My corporate philosophy from day one. The earlier you understand this, the faster you'll climb.
    2300
  67. Also the definition of employment includes being a driver for Uber or Deliveroo. If the definition of employment was “you have a job that allows you to afford to buy a home, a car and take a holiday each year” then I’d love to know where we are.
    2200
  68. Admirable for foreign governments to take care of U.S. veterans
    2200
  69. "Attention is the new currency, you should spend yours wisely", those words hit me, you just woke me up from the matrix.
    2100
  70. I think we want the purchasing power, Social safety net, and Union protections that came with those jobs, rather than the actual jobs themselves.
    2100
  71. Yes. If corporations are going to insist they’re people, they should “enjoy” the consequences of their actions.
    2100
  72. I have a boring job and I absolutely love it. My bosses are so lenient. No one wants to apply for this job because it’s either too boring or overwhelming. They can’t keep people. So they treat us so we won’t leave
    2100
  73. To I quote futurama: Dr. Wernstrom, can you save my city? Of course, but it'll cost you. First, I'll need tenure. Done. And a big research grant. You got it. Also access to a lab and five graduate students-- at least three of them Chinese. All right, done. What's your plan? What plan? I'm set for life.
    2000
  74. There's a famous saying. "If you owe the bank a million dollars, You have a problem. If you owe the bank a billion dollars, they have a problem"
    2000
  75. I'm glad you noted how loathesome a cliché the verb "disrupt" has become.
    1900
  76. Not all of us are rich.
    1900
  77. If the bosses are going to be greedy then the workers need to be greedy too.
    1900
  78. "...no one is talking about how they lost their life savings flipping houses." I should make a YouTube series on how I lost $80k on a house rehab. If I embrace the Art of Bullshit I might be able to stretch it to five, maybe six episodes?
    1800
  79. This must be karma for me stealing Wendovers airplane content!
    1800
  80. I've always felt CC's are NFT's for companies.
    1800
  81. Great video. I've been saying in my college classes for many years, "Culture is a way companies attempt to get more commitment from you without giving more of a commitment to you."
    1700
  82. "You will never afford to buy a house. This is the deal you made by being born after 1988." -John Oliver
    1700
  83. I’m 28 and running for city council this year! (I have also voted and spoken at council.)
    1700
  84. Any rule where punishment is monetary is just poor tax.
    1700
  85. Survivorship bias is a hell of a drug.
    1700
  86. throwing shade at the Infographics Show at a spectacular rate--I'm here for it
    1700
  87. “WE didn’t price fix. We just made a TOOL to price fix for US.” FTC: “And that makes this different how?”
    1600
  88. HR managers smacking their keyboards in dispair
    1600
  89. You forgot to talk about one of the most important income source for both parties in this war entirely. Basically all parties involved in this war are working together to control the player market in highsec space which is a big chunk of their income. Different groups tried to take advantage of this war and attack that market but every time it happens they pause the fighting until the threat to their monopoly is dealt with (which is usually pretty quick seeing that like 80% of active pvp players are fighting in this war.)
    1600
  90. I'm here for the "weekly depressing lectures"!!! Love it.
    1600
  91. For a beautiful moment in time we created a lot of value for shareholders.
    1600
  92. The government wouldn't take kindly to Amazon express shipping artillery to Walmart. Ha ha ha ha.
    1600
  93. Nice asset bubble you got there... sure would be a shame if someone... POPPED IT!
    1600
  94. As an Aussie, we have a hefty set of problems that require a government to make large, substantial changes, neither major party wants to change the status quo. So we keep stumbling towards a recession/depression cliff ... how long until we tumble off, who knows, but no one wants to solve the major issues as it would rock the societal boat.
    1500
  95. I’ve been having to explain to people my whole career why I will never sign up for LinkedIn, thanks for giving me some extra ammo to fight the cause
    1500
  96. This is such a underrated and polished channel. You make Graham Stephan’s content look dull and repetitive. I really look forward to watching your channel growth unfold!
    1500
  97. "It's big club, and you ain't in it!" relevant George Carlin reference
    1500
  98. I'm trying to become a terrible consumer.
    1400
  99. "Well I have 50 years more years experience. Where's my prune juice again?" Experience is important but over time it has a depreciation of returns.
    1400
  100. Last time I was this early, the US had decent relations with its neighbors
    1400
  101. Can we at least get the cool cyberpunk tech with our corporate dystopia?
    1400
  102. Private companies’ interests are often in direct conflict with the interests of customers and employees. This is how we got cheap disposable products being manufactured outside of places with solid labor rights.
    1300
  103. Ahh yes Billy Gates, my favorite small-scale farmer
    1300
  104. One of the best ways to spend money in my opinion is to spend the money on health. This could be things like your own personal doctor, building a sauna and home gym, healthy but expensive food, a treadmill standing desk, a personal trainer or any sort of health gadget.
    1300
  105. Least depressing "How Money Works" Video 😭😭😭😭
    1300
  106. I love learning about economic problems while turning 22.😂
    1300
  107. ”Half of the state’s top 10 billionaires live in South Florida” So 5/10 billionaires live in the southern part of Florida while the other half live in the northern one😂
    1300
  108. 10 years in HR. This is 95% accurate
    1200
  109. HOMEOWNERS ARE THE NEW NOBILITY CLASS. Once you own 3 properties, you can have people refer to you as LORD.
    1200
  110. No reason not to fire the overpaid diversity officers that were primarily busy with filming a day in the life tiktoks.
    1200
  111. I’m not wearing any pants.
    1200
  112. HR exists to protect the company from the workers
    1100
  113. It's insane that you built this channel while also doing this job.
    1100
  114. I love everything about this channel, but the best part is: "I hate dragging out an answer". Thanks for that!
    1100
  115. Here to collect my useless heart emoji. Our local school board had a referendum asking for $40mil to expand some 9th grade recreation wing. It was so corrupt it taught me to vote in low level elections.
    1100
  116. Sucks to be entering the job market right now as a recent college graduate. It was tough finding a job, and now it seems to be tougher to try and keep it. 😢
    1100
  117. Ahhh yes, a fellow financial professional reflecting on the social waste of so much talent spent shoving money around
    1100
  118. Job security? Whats that? Whats a job?
    1000
  119. "There are tens of thousands of ships like it floating around" (shows an ultra-rare special edition ship that only has a few in existence)
    1000
  120. How about nationalising the offending business? That is like death penalty for investors, so they will do all they can to avoid it. In the end if company still does that, gets nationalised and then state can sell it, recovering some of the damages back. A lesser punishment could be partial nationalisation, or fine equivalent to some amount of company value (say 30%) and jailing executives who have both failed to prevent it from happening and mislead investors about real business practices. In such case both investors would be incentivised to looks at what executives are doing more carefully and executives would be incentivised to be as transparent as possible.
    1000
  121. There is one thing that's always missing: You should not base your decision to change jobs solely on earning prospects. Instead you should look at overall value proposition because being miserable in exchange for money is imo not a good trade.
    1000
  122. You're so well spoken and explain things so clearly, I do believe you're gonna be big, and you've earned yourself a subscriber.
    975
  123. Here for my useless heart emoji
    965
  124. I like the pointers at the end for influencers - outside of the clear conflict of interest these promotions introduce to the YouTuber, influencer marketing just isn't a good place for promoting financial services. The promotions often don't disclose the important risks, usually misrepresent the upside, and really open the viewer up to significant financial losses. The consequences of promoting a regular product or service that doesn't live up to expectations is much less severe. Thanks for the shout out btw!
    954
  125. People miss unions, not manufacturing jobs
    954
  126. The "revolving door" is what we call it in the UK when those in government leave office and come back in as lobbyists and board members. Though it does more famously get used for politicians its mostly actually the civil service. Especially as the British civil service is pretty secure and powerful
    949
  127. Essentials went from affordable to pricey while non essentials went from pricey to affordable. Wages are not keeping up with inflation and cost of living, college, housing, etc.
    947
  128. The IRS could probably make a lot more if they closed the Art Donation tax loop hole
    936
  129. With Youtube as an platform job the good side is the fact you can get paid from multiple platforms at the same time for the same job. Just crop your videos to different lengths and resolutions for different platforms and you are getting paid multiple times more for the same work and at the same time diversifying the risk of being just one platform away. Try doing that while delivering food or driving a car :D
    919
  130. " We are gonna start with the good news first :D " " college degrees are expensive "
    908
  131. This reminds me of the famous California gold rush story. The people who got rich were not the ones who ever found gold but it was the ones who sold the tools for digging. Same thing here but different flavours.
    896
  132. 5:08 "Sometimes these guys have no idea what they are legislating. For what it's worth, that's fine. It's impossible to expect for all these lawmakers to be experts on all things..." But since laws then apply to everyone, it is sort of expected that everyone can understand them. That even the politicians themselves don't understand the laws they're passing is anything but fine, it's gross negligence at best.
    868
  133. I think productivity is good but only when you know when to stop or when its not worth it. Like making $50 a month on YouTube sounds good until you realize one shift and McDonald's can get you the same pay.
    867
  134. Dude I absolutely love your channel, glad you've found so much success!
    867
  135. College Sophomore here, thank you so much for making this video, now I know I definitely don't want to pursue this career, thanks for saving me from a lot of suffering!
    857
  136. Real estate attorney here who has filed these kind of cases. One small correction is that not every state requires you to have a reasonable belief that you own the land. This is actually the biggest variation (aside from the time element that you mentioned) from state to state.
    852
  137. I caught the subtle comment about you now being a full time youtuber. Congrats!
    845
  138. Out with the old, in with the... also old...
    835
  139. The issue with Eve is they only react and push updates based on the Null Sec players. For the smaller groups who just want to play with a few friends, we get screwed over by these changes. I have a small corp that was trying to run two structures for a group of miners and mission runners. After the moon changes, ore changes, and the introduction of Cores, the cost to operate these structures compared to the potential income from them was completely swapped in that they now cost WAY more to own and operate than you can EVER get back from operating them. All because a relatively small group of Null Sec players were spamming structures, and CCP went OVERKILL on the response.
    806
  140. Hope you catch an algorithm break. Your content is too good, and hope it happens soon.
    806
  141. Correction: Square/Block doesn't own Stripe, they are entirely separate companies 10:37
    777
  142. Thanks for the specifics! basically investment bankers are the real estate agents of complex business transactions. So the incentive of investment banks is to increase transaction volumes and reduce transaction time.
    762
  143. “Its time to learn how money works” is a genius catchphrase.
    733
  144. a venture capitalist is someone who goes to play roulette and goes all in on green
    731
  145. I feel like this concept applies to more than just video games and all industries these days are trying to push some sort of microtransaction system into their business models. You see airlines like Ryanair who charge very little for the actual price of the ticket but charge for even the simplest stuff (such as in person check in). You see tech companies like Samsung that sell you cheap tech (e.g. a budget Galaxy Phone) but then tease you into buying accessories (such as Fast Chargers, Cases, Wireless Earbuds etc) and the list goes on
    721
  146. Figure out how to spend other people's money.
    718
  147. The Answer is..... Just don't do Financial Fraud
    709
  148. That’s absolutely not true. Dusty Rhodes AKA The American Dream has been dead for years now.
    705
  149. Laughing at all the executives crying over this 😂
    701
  150. the editor creating the animation of you paying him to edit the video must've been so happy lmao
    696
  151. This video is a great example of why I love this channel. It's almost entirely about education and not about hype. The channel name says it all.
    688
  152. The sheer quality and quantity with which this man is pumping out content is nothing short of miraculous. Kudos to this channel 🤗
    685
  153. They are a living museum time piece. Governments all over the world fund museums....
    680
  154. As someone who bought 2 years ago, I'd advise people to take that warning about elites being the only property owners to heart - don't keep renting forever. The only 2 ways I'm seeing young people buy a home is 1) massive inheritance or 2) getting married/not having kids and saving. I took option 2 and saved for 9 years. If you don't have rich family, start on route 2 now and buy when you reach 20%. If you're watching videos like this, you're smart, and you can do it if you play the long game.
    674
  155. If I wanted to get people coffee without getting paid, I'd just work for my parents.
    665
  156. On the bright side, you don't have to deal with frustrating squatters in your house when you have no house!
    659
  157. Realistically we could treat steady revenue as "good enough" instead of expecting unending growth something that's impossible anyways.
    632
  158. Defending the INDEFENSIBLE You guys, it's literally in the title, he's playing devil's advocate
    630
  159. Me: What if I could combine nihilism and economics? How Money Works: I got you bro
    621
  160. Its cool, we can just recycle people past 50 as soylent green.
    601
  161. 2:50 "and when everyone else is super, no one will"
    588
  162. Middle managers in my country: "Don't care, I get paid a lot for doing nothing or growing my own business."
    585
  163. Nestle being the top holding of several ESG funds tells you everything you need to know about this fraud.
    581
  164. "The rent of land, therefore, considered as the price paid for the use of the land, is naturally a monopoly price. It is not at all proportioned to what the landlord may have laid out upon the improvement of the land, or to what he can afford to take; but to what the farmer can afford to give." — Adam Smith, An Inquiry into the Nature and Causes of the Wealth of Nations, Book I, Chapter XI "Of the Rent of Land"
    578
  165. I'm financially responsible. I watch YouTube all day. Can't spent money. Must watch.
    566
  166. Private equity is the Bain of human existence.
    563
  167. Worked at nursing home for 12 years. If people only knew how these people are treated 😢.
    529
  168. You also have to mention that the older organisations in EVE over the years have accumulated a shitton of wealth, so it wasn't really a problem :D Well, probably financing 400 titans welp is, but, smaller-scale it's not that much, and players are willing to lose it. The aspect of these mega-corporations - or alliances, is interesting because - they have to provide interesting content to keep most of their trigger happy people around yet at the same time, if they provide too much, the krabs will burn out and slowly stop attending the fleets at the same time, if they don't provide, either people will leave, or your people will become more and more industry oriented and you'll continue to attract industrialists only yet if you do not do it enough, your space isn't secure So the incentives to go to war are a bit different than in real life - if you don't go to war, you lose people and their interest, this is still very much an economy of enjoyment - less of prosperity, but important too, very important Also, low scale/covert ops/black ops - like in real life are pretty cheap and can provide huge turmoil in enemies space, you don't even need to go to war to do that regularly So, it's like Ancapistan, except you have still Daddy CCP, and you're at a perma-state of war with neutral to you people :D, where breaking the NAP would be just arriving in someone's space as a hostile or neutral.
    526
  169. The book "Scale: The Universal Laws of Growth, Innovation, Sustainability, and the Pace of Life in Organisms, Cities, Economies, and Companies" goes (as well) over the point of longevity of companies. An incredibly interestin read!
    524
  170. For me, @6:25 a super valuable point in this video was showing the steps of how a little piece of questionable data from a fairly leading question gets eventually oversimplified into an alarmist headline that people treat as hard evidence. That brief sequence in the video is an excellent illustration of the way likely most studies are reported in the media.
    523
  171. This is the main reason I play only single-player games (apart from Minecraft), and mostly old ones. Usually I buy them from sales or bundles where I can buy the all the DLC included for the price of base game. I don't buy any subscriptions, loot boxes or cosmetic DLCs that have no impact no the gameplay. In addition, I try to pick games with the most depth and playtime available (at least 100+ hours and replayability). So far I have been quite successful in this
    517
  172. The companies that boast about their flat organization structures are typically not very representative of the average worker. If your company can hire only from the top 5% most intelligent and motivated people in the country, then it might be able to function without a middle managers, but most workers will need someone to organize their work and monitor them from time to time.
    505
  173. Wait! Does this mean that you are cancelling your plans for the How Money Works Hype House?
    497
  174. We support Khan 🙌 Not Corporate America
    494
  175. The very fact that this organisation gives these ultra cheap loans on very lenient conditions disincentivises/delays real economic changes that could promote foreign investment to begin with. Makes the bad policies last longer by giving a free lunch.
    492
  176. Basically, companies complain they cannot find employees, but they are really complaining about the lack of employees qualified for their open positions.
    491
  177. Unfortunately we live in a world,where those that talk sh!t about sh!t earn millions, whereas intelligent, educational content like yours have to fight to earn a living. Keep up the great work and I will keep Watching. Even if its take you another year to go full time, at least you know your educating the world.
    473
  178. BTW, I'm sure you have a million possible videos to make. So, take this suggestion as just my passing thought. I've read conflicting articles about the extent to which retirement is associated with dying. Some people/researchers say that continuing to work lengthens our lives because people often die not long after retiring. The idea is that working gives us a structure, a purpose, a reason for living and staying healthy. Other people/researchers say that people often retire because they are not as able to do their jobs because their health is declining and that it's not retirement that killed them but poor health that made them retire. In that light, dying soon after retirement makes sense. I honestly don't know who is right in this debate. Anyway, this video from today reminded me of that debate.
    471
  179. Love the honesty in this video. Thought it would just be another generic money reveal video but instead was thoroughly interesting and entertaining. Some great roasts too lmao
    469
  180. Im glad you addressed this, I see these videos all the time with millions of views
    469
  181. Valve is a great example of a company with no management.
    465
  182. I love that this channel is exploding!
    462
  183. I miss when it was just netflix and hulu
    452
  184. If I'm a whistleblower I'm not telling anyone but there will be signs...
    451
  185. The Plain Bagel channel is one of the most trustworthy when it comes to financial education.
    448
  186. I used one of your videos and researched more into it for an economics project. My economics teacher loves me now. Thank you!
    445
  187. Spot on! The best strategy for a side hustle is for it to be the embryo of a potential new business doing what you like. This is one of the reasons I opened my channel. Thanks for the video.
    436
  188. It's interesting to see videos like this, honestly as a dude who plays lots of games i really think this is an interesting video we perhaps haven't thought about but now we should. Very Informational and creative love it! Keep it up man.
    435
  189. He also said we suck at investing, we’re never getting our finances together and we’re easy to replace. Bruh…
    434
  190. I live in the UK, and I like the way we do it. Nobody is allowed to lobby, but equally nobody is allowed to run political advertisements. We have TV debates and social media but that is about it. Our voting system (plurality/FPTP) is shit but the finances is handled perfectly IMO
    433
  191. Great video, but you've got one detail wrong: Businesses do gain something from this, the large ones at least. As you mentioned, smaller entities will have a harder time breaking into a market because of these "ethics", a.k.a less competition for the big fish. And then there's of course the fact that it's a marketing stunt in order to cater to a segment of consumers who want to feel good about the brand they're buying from.
    430
  192. Dana white is very close to Trump. This is actually a great business move - but exposes what boards are really about….
    429
  193. I've worked in healthcare for 16 years, and in that short time I saw the amount of administrative staff become larger than actual care staff at the small hospital I used to work at...and that was five years ago.
    429
  194. They called it EVE because Mos Eisley was copyrighted
    420
  195. I remember hearing Grant Cardone say something along the lines of “I don’t care if people hate me, at least they are thinking of me”
    420
  196. someone had to say this, all those graham, kevin, ricky guys are all over my feed and they have been getting on my nerves so much. But there is a grain of gold in the barrel of crap, Plain bagel for example is amazing, I trust that guy he knows his stuff and doesnt take sides
    411
  197. HMW is always there to completely rain on my parade without fail. Thats why i love this channel
    397
  198. A sales funnel that generated 4,000 new auto customers from 1 million ad impressions would be the greatest sales funnel of this century.
    390
  199. Heck yes that's my game, and believe it or not, it tought me a lot of every day economi that use use on my real life
    384
  200. I understand the difference in stress between running a company and running with a company. Most folks do better when they feel like they contribute, and feel appreciated.
    373
  201. Here before this channel "disappears"
    373
  202. Perhaps loot boxes should be labelled as gambling
    372
  203. I virtually stopped playing video games 10 years ago because this sort of thing started getting bad... I understand why gaming companies do this, but for me it's ruined what a game was. I'll just go back to the old Rome Total War and call it a day. Thanks for the video! I hope someone watches this who's getting into debt to play games.
    372
  204. Instant like just from the hilarious title
    370
  205. This explainer cleared up a blind spot (lot of unknown unknowns for me in this vid) of a pretty integral part of how our society functions
    364
  206. This should have a million views.
    358
  207. Day-trading on jellyfish!
    357
  208. I cannot stress enough how much I appreciate your channel; The consistent transparency and honestly you display in your videos is so refreshing. I feel like you're the only finance Youtuber who isn't trying to sell me something or gives shitty advice about money. I've developed a sense of trust whenever I watch your videos now, and I sincerely hope you keep it up man, you rock brotha!
    355
  209. As an entrepreneur I am offended... by how accurate this is! 😅
    355
  210. I feel personally attacked
    353
  211. How Money Works helping us old guys in our mid thirties keep up with the trends. Reddit exploded talking about this guy. I'm like dude my knowledge of YouTube ends around 2009 with Dr. Tran and Lonely Island.
    353
  212. If the costs weren't so insane, more education would never be a bad thing.
    347
  213. everyone is talking about the guy who made millions in a few years starting from virtually nothing, but no one talks about the guy who lost 20 billions in 2 days (figuratively speaking)
    347
  214. The real hustle is making videos and selling courses on how to make money online
    347
  215. Congrats on your impending 1 million subs award. 🔥
    347
  216. Having a job that actually accomplishes something and means a lot to people can be very stressful, but it's super rewarding. I love my job.
    347
  217. This was uploaded on my birthday, and all I can say is after all these years of being alive... I'm pretty sure I'm as broke as I was when I was first born. At least I can be happy knowing that my birthday comes with a bunch of corporations sending me random junk in order to keep me as a "loyal" customer despite me never using them!
    334
  218. I like the "Defending the undefendeble" concept, but if I may give a suggestion: Make the name of the series a bit more front-and-center. The title of the video makes it sound like one of those other thousand videos complaining about MLM's, whilst you do have something new and more interesting to tell.
    331
  219. They were the kids who didn't eat the crust on their sandwiches growing up
    328
  220. I would like the company I will work for to be like a family, meaning they it would take 9 months to replace me
    328
  221. There's always Raid: Shadow Legends (:
    324
  222. We live in a World Ruled by Fire Lord Ozais and we have no Uncle Iroh that understands the role of youngsters in the world.
    318
  223. I can just feel the burn out and stress emanating from this guy's experience
    313
  224. its almost like only billionares can buy $100million bunkers if i could i would... especially if it would barely scratch the surface of my wallet
    312
  225. The basis of the housing market being the "backbone" of an economy, relies on not supplying enough housing for economically active citizens over the actual GDP that citizens could offer if they were sufficiently housed. You don't need to give these things for free, but if a citizen has a home, clean water and heating, the rest will practically fall into place. And the leveraging and reliance on the housing market will, with no doubt, induce severe fluctuations in that market from time to time. It becomes a stock that people sell off in large volumes that affect the overall market value and negatively impact those without the option to buy and sell on an annual basis.
    311
  226. Now I want a “Carnage Hall”
    308
  227. The Klarna ad on this video was really the cherry on top
    304
  228. It’s refreshing to watch a video that’s both educational and not political
    303
  229. Now Im waiting for "How business deals in Arrested Development actually work"
    302
  230. Should have purchased that house when I was six years old DARN IT!
    302
  231. This is indeed a spooky video
    296
  232. It was easier to put your name on forbes rather than become an actual bilionaire
    295
  233. Your perspectives are always something fresh for me on the YouTube sphere
    291
  234. I think you mean Mel Gibson's Church of the Holy Family. Though admittedly the idea of Mel Brooks making Passion of the Christ is super funny
    289
  235. Well...Im gonna stress myself to death by 31 at this point. I'm 30.
    289
  236. I vote locally. Witness me!
    288
  237. wow, eve online sounds fascinating.
    286
  238. When in doubt... zoom out!
    283
  239. awful lots of video these weeks. Did you manage to make YT a full time main income stream? Congrats if so. Love your videos.
    279
  240. I think the biggest issue is the point you note at the end about GIANT corporations and funds being the primary shareholders of these companies (with all the caveats that you mention). Great video as usual!
    279
  241. Sooner or later, everyone becomes the victim of their own success.
    277
  242. What did anyone expect... There's so many tax advantages
    273
  243. When you get the right risk free bonds but forgot about duration
    268
  244. Specific to the implementation of new features and low paying "jobs". The main aspect I've seen regarding those is supply and demand. If they are too profitable then they get over produced and burn out their own market. The opposite occuring with low profitability activities. You even mentioned it yourself with ore prices being at their lowest. However, never underestimate some players abilities to take a low paying activities and min/max it into one of the most profitable. Like you said, hyper specialized.
    264
  245. 5:55, I guess you could say that the humble jellyfish help these venues to trade more "efishently" 😏😏😏
    257
  246. 26 dislikes. I wonder how many of those are natural persons.
    256
  247. In before the crypto bots trying to scam
    256
  248. I have a genial idea. Let's just up that to 14 days work week and with that we will more than double the GDP.
    253
  249. One important point that you did not mention: Some of this issue is of the IRS' own making. It is not just rich people who don't want the IRS to be funded. Everyone who is from the working or middle classes who has had the IRS go after their earned income credit has a valid reason to be holding a grudge against the IRS. Most of their friends and family do as well. Both political parties defund the IRS because defunding the IRS is popular. Defunding the IRS is popular because of how the IRS operates. Going after contractors and tradespeople will make this problem worse in the long run. When your plumber cannot show up to fix your toilet because the IRS is harassing them, then the IRS harassing your plumber becomes your problem too.
    253
  250. Don't care at this point.
    251
  251. The way I see it is that Eve is less of one singular game, and more a dozen or so games with the market acting as a loose trench coat disguising them as one. If you ever feel burnt out on one game (like say mining) then you can simply reship and switch to another one (like exploration or ratting)
    243
  252. IM THE GIRL IN THE VIDEO???? IM CRYIN.....IS MY LEGACY GONNE BE UNEMPLYMENT
    241
  253. Already knew this. If you’re paying attention at all to events, both locally and geopolitically, you know, without understanding all of the elements, that we will retire when we are dead. Good to see someone being honest about it.
    240
  254. They can talk about how much they've invested in my training when they cosign my student loans.
    232
  255. Definitely a controversial topic that has for- and against- arguments. Great video showing the basic structure of these "tax preparation" and "lawsuit mitigation" schemes. Keep making good original content
    231
  256. The FBI should buy CashApp, just to kept tabs on criminals.
    230
  257. Thank you for investing so much time, money and energy into making these educational videos that sincerely make people rethink popular assumptions about money.
    228
  258. "You probably wouldn't know" God I wish I didn't know my highly negative net worth lmaooo
    226
  259. I watch way too many videos. Most videos, that have stock footage in them, keep my attention for about 10-20 seconds before I click away. The things that make me click away is the voice and the slow pace. Mr Money, this is the second video of yours that I have watched today. Your pace, content and even use of stock footage are well done and well placed. You are also talking about a topic I am exploring a lot in 2021, and doing things about it.
    226
  260. As an Arizona Realtor, I think NAR is an anti-trust violation because you can't work as a real estate agent without working for a real estate broker and if your broker is a NAR member you as an agent are required to be a NAR member to work for that broker, and there aren't many brokerages in Arizona that aren't NAR members; it's "effectively" impossible to be a real estate agent in Arizona without being a Realtor But.. I think the IRS ruined the market more than NAR, all the YouTubers talking about tax loopholes for being a professional real estate investor created too many investors in the market, then the investors from states with a lot of money like California sell 1 property and take the money into states like Arizona where they can buy 3 and jack up the rent to keep their cash flow up; even eliminating NAR won't fix the problem the IRS has created
    221
  261. Great video. Another point to this is also just starting a business that people don't want to do. You can easily make 6-figures running your plumbing company in California. This example comes from 'UNSCRIPTED: Life, Liberty, and the Pursuit of Entrepreneurship' which is a pretty good book on the topic.
    218
  262. Immanent means within. Imminent means to expected to occur.
    218
  263. I've seen several of these "how much do I get paid?" videos. Gotta say, yours was the best, and I joined today for 2 reasons. 1) You always answer the question you pose at the beginning of the video. So I know I don't need to wait (or skip) through a bunch of crap to learn it. I also know you are going to spend the entire video delving into the topic, which is the really interesting part. 2) You told me how much it cost to join and the number is very small. I'm not recommending you add a 30 second blurb during every video, but I can't be the only person out there too lazy to look it up. You're doing great work. Thank you for your time, energy, and research.
    217
  264. Also, please more videos like this. Obscure wealth videos are the best.
    217
  265. Great Video! Thanks for the shout out!
    215
  266. It was great working you all! In all sincerity, we truly, truly appreciate your channel’s transparency. It’s very easy to be non-transparent (even if it’s unintentional), but it’s important for those who have a platform/audience consciously make the effort to be more honest and forthcoming. A lot of the world’s problems could be solved if there were more voluntary transparency.
    199
  267. there is also a chunk of baby boomers that were close enough to retirement to say "it isn't worth dieing".
    190
  268. In 1997, I crossed the 50k threshold. Added to my long-term happiness because that amount made real retirement more than a pipe dream without just paying some old version of me more than a third of my income and start paying myself first. It was also when I crossed into knowing my income would exceed my non-discretionary expenses by a large enough margin to not be stressed by every penny I spent.
    190
  269. I'm glad more people are learning about this. They absolutely do prey on those who struggle with addiction and social isolation. I miss the days of Warcraft and Warcraft 2, back when Blizzard still had a soul.
    189
  270. I just think it's a little silly to say "it's not fair to the people who paid" yeah. That's just how it works when you change bad things. it also wouldn't be fair to nationalize the healthcare industry and give everyone free healthcare because people currently pay out of pocket constantly for healthcare. It also wasn't fair when civil rights was passed and all subsequent generations had to deal with a little less oppression than their ancestors. "It's not fair to the one's who suffered to prevents others from suffering." is just a bad position.
    189
  271. I absolutely love seeing Benjamin references in finance videos 😂
    187
  272. How much? I'd say $150,000 annual income would be great in the mid-west US. That same amount would be less great in NYC and positively amazing in less costly regions such as Eastern Europe.
    186
  273. Starting a business is rough. Lower barriers to entry could help the market competition and help close wealth inequality, but a lot of people who start businesses don't do the proper market research and go under from their own stupidity, making investors wary of first time business launchers. Idk, something something Al Gore's rhythm hope your channel grows
    186
  274. But seriously: In a few decades, we will look back and laugh at how much we used to work.
    185
  275. I watch your videos all the way till the end regardless of the upfront answer.
    184
  276. On point man, I did some major research on both of these institutions when I was studying my econ minor
    183
  277. There is always interesting stories coming from eve online
    179
  278. I have been to a city council, spoken at a city council meeting, and voted in a number of municipal elections. ❤
    178
  279. As a gamer and as a person who is interested in the economy, I'm really glad you made this video. You make so many valuable points and arrange them so nicely that non-gamers and gamers alike can understand what the issues are with the gaming industry. Now that Microsoft is about to acquire Activision Blizzard I'm even more concerned about the future of the industry. Where will it end? Will we have another E.T. again? When will consumers stop financing all these bad practices?
    175
  280. bankers hate this simple trick wait…
    175
  281. Answer is usually "No but maybe so let's talk about it."
    170
  282. I am a simple man. I see a "how money works video" I click
    161
  283. You're seriously one of the most balanced, down to earth finance channels on YouTube today. Excellent work!
    161
  284. One of the best changes I ever did, for my mental health, was change jobs. I had been working at an IT call center. 10 hour shifts, bad pay, and miserable conditions. At the end of the day I'd log off the call switch and desktop, and stare at a blank screen, having accomplished nothing I could look at. Now, im using the equipment operating skills I learned in my time as an Army Reservist, working at a literal gold mine. At the end of the day I can see physical changes to the world around me, that I did. I know what the end goal is, and I can see progress towards it. Sure, shifts are now longer for me, 12.5 hour shifts, and I'm just as isolated, alone in a dozer cab as opposed to alone in a cubicle, but for me, the sense of accomplishment makes this life sustainable.
    160
  285. Commenting for the God algorithm. Economics Explained linked to your short selling video and I'm going through the rest of the channel's videos. This is high quality content, great work.
    156
  286. I bought $20k of Barefoot wine. Thinking about my kids' futures
    156
  287. Good luck, hope to see more unbiased well research content from you.
    156
  288. The best editing in this niche by far!
    155
  289. So in short, fraud gets out of hand -> bureaucratic regulation introduced to manage fraud -> increased costs to end consumer due to newly introduced inefficiencies (market and operational)
    153
  290. I learned this hard way. The Grind Set is a fools errand. Now instead of "being my own boss" my second job is bartending at a club on the weekends where I make between $850 and $1100 in two nights.
    153
  291. Excellent video and hitting close to home! Like a lot of the self-help stuff, productivity videos/books and the related time-management literature, these guides often suffer from the same problems: Banalities and bad advice. Many nifty-sounding solutions require you to be Superman. But you bought the book because you aren't and can't be. Also, such books usually cannot fix basic motivational problems. Enthusiasm, however, is often more important than method.
    150
  292. Oh man we're fast today
    150
  293. All these new sca- I mean alternative investments are just preying on people’s financial insecurity
    150
  294. It’s no surprise that Jim Cramer is bad at picking stocks. He does about 5 minutes of “research” before making a buy or sell call on a stock. Compare that to a hedge fund analyst who literally will spend 100s of hours researching ONE stock before he or she recommends it
    148
  295. When How Money Works interviews people, he's going to force them to watch all of his videos.
    147
  296. How Money Works, the Plain Bagel, Patrick Boyle and ColdFusion are the 4 only channels i take seriously about finance and economy. CoffeeZilla is the bonus part, he's more about punching scammers in the teeth. Plus a French analyst (Xavier Delmas) that does videos in french that are really informative too.
    147
  297. Watching this is bad ISK/hour, gotta go back to ratting.
    146
  298. Youtube is a middleman and I wouldn't watch you if you weren't in it
    145
  299. These Wall Street execs watched too much Yellowstone.
    144
  300. Love this channel. Helps my uneducated ass catch up on economics!
    142
  301. I love that this video dropped one day after Trump announced his NFT collection. No surprise that Trump is getting in on another grift, but it's hilarious that he's getting in about a year too late!
    142
  302. Long time watcher, first time commenter. This video was super refreshing to see. How Money Works (in my opinion) is always down to earth and level headed. It’s the only finance channel that I really watch anymore. Andre and Steven (in my opinion) are more the product of luck than “smart” investing. Your perspective about things always include more angles, and is always more insightful. Thanks for all the good work :)
    140
  303. I myself do everything I can to stay off of that Bloomberg lists!
    138
  304. You could be the in most obscure island in the middle of the Pacific Ocean, but if you use a Disney likeness without permission then their lawyers will find you within a few hours
    138
  305. Another great video! I fully admit that I may be biased based on the videos I make but I think Warren Buffett is the greatest investor of all time. To consistently generate strong returns for 60 years with ever increasing sums of money is truly remarkable.
    137
  306. Well, there go my dreams.
    137
  307. This is great, as always. I've heard that people with Math Master's degrees earn more than those with Math PhDs for similar reasons pointed out in this video. The Ph.D.s have prestigious jobs, but people with MAs work in higher-paying industries.
    136
  308. I like that title. As an American, I'm a certified OG buyer of all kinds of shit
    135
  309. It is interesting reading the comments above regarding your supposed negativity. The truth is most people will not get rich. Writing that is not pessimistic, just plain old statistics. And if a YouTube video stating the obvious is all it takes to strip you of motivation, I am afraid life will be hard for you. Greetings from the socialist state of Norway.
    132
  310. Am i too european to understand?
    132
  311.  @HowMoneyWorks  I just wanna say I wont subscribe to your channel for the simple fact that I dont wanna get your subscriber count from 420K to 421K ;)
    132
  312. It warms the dark cockles of my heart that Iger’s one of your examples in the thumbnail.
    130
  313. I, for one welcome the idea of Amazon and Wal-Mart shelling it out.
    130
  314. Someone tried to rob me on the street and I said nah and they ran away, did I just find a robbery loophole?
    128
  315. I always thought he was a billionaire because of apple 😱
    128
  316. That was actually an ad/sponsor I sat through. That must be because you make decent content and at least come across as someone with integrity :)
    124
  317. Man its weird to find a video less than a minute after it's posted, it doesn't feel right...
    123
  318. great vid man. Im 20 years old and I see a lot of my peers finding advice from guys like that. I know its a bit hypocrtical for me to say that and also say that your advice is great, but i think its always important to listen to both sides and not to be impulsive. I think this is not a topic that is explored enough and that so many impressionable people, me included, have believed or still believe in these stories. Its just harming at best and life ruining at worst and Im sorry that it isnt more talked about on youtube or other platforms. Keep up the good work, and maybe explore this topic even more, wishing you all the best
    120
  319. This channel is really underrated right now... I hope more people find it.
    119
  320. So finally, after all those years, I can write the first comment haha
    119
  321. The important part is.. middle managers position and importance also make them the most likely component to cause a critical problem in the company operation. They are too far from BOTH extremes (the operation and the planning) and they can and frequently cause noise.
    119
  322. ​ @THETRIVIALTHINGS  Bain Capital is a private equity group closely associated with Mitt Romney.
    118
  323. Just was watching your video on why I will never become rich and it really resignated with me :)
    118
  324. ONE MINUTE GANG! Thanks YT for being a middle man that immediately gives me videos as they go up!
    118
  325. the intro is fucking hilarious.
    115
  326. The idea of a land value tax is fascinating
    109
  327. 👏👏👏 Great presentation! Thank you for bringing awareness to this issue, my son has this addiction thanks to Roblox but i was not a good role model either. I personally quit playing Clash of Clans late November 2020. It was taking away from my time with my family and while I wasn't dropping thousands every month I have probably spent thousands on mobile games overall. I personally saw it as a contribution to the developers from some games but CoC was just in it for the money with no improvement to the quality of the game. Roblox is probably the worst offender right now who takes advantage of children and creates this addiction
    108
  328. I watched this video within seconds of posting, so the number at 0:50 exactly matches my current video title 🎉 That’s some real viewer loyalty right there. And I’ll contribute 100% watch time.
    106
  329. But if you drink 2 coffees a day you'll definitely never retire.
    105
  330. Today I Learnt: Bezos is the Stonks man😂😂
    103
  331. 10 mins to work, and the video's 11 mins long. Looking like I'll be late today 😅
    103
  332. Can't believe YouTube hid this from me for 5 whole minutes
    102
  333. Don't believe the illuminati exists? -EE takes airline videos from Wendover -Wendover takes China videos from Polymatter -How Money Works takes EVE videos from EE Lizard people at work folks!!!
    102
  334. Direct the board?
    101
  335. So they drove capital expenditures up and at the same time reduced the returns on investment. No wonder people are camping their territories. Its too expensive to expand and gain resources, its simple not worth the cost. Ccp should have seen this coming, but they did not because they don't understand the way people think. Return on investment is not just an economic thing in the real world its in every aspect of life. Games are supposed to be fun, no one wants to work at a game, but many do. But the time and energy in a game is competing with real life necessities and desires and also other games. I play two MMOs and several other games. When a MMO decides to pull this garbage I switch to one that give me more rewards (profits) than another. EVE Online is a subscription game, so when they nerf rewards they have to understand that people dont have to keep paying to get screwed over, they leave. Common sense is not very common.
    101
  336. Really enjoyed watching this with my wife after I just stopped working TOO much trying to make myself successful. The animations were laugh out loud funny too!
    101
  337. So long as you keep saying the answer of your clickbait at the start, I will remain subbed. Thank you for making a difference!
    98
  338. Just understand that Cramer isn't a financial advisor anymore than Jerry Springer is a family therapist.
    98
  339. you do really good work here, your scripts are well put together. The message is concise, and I appreciate that you give proper consideration to actually unpack the detail of macro trends :trophy-yellow-smiling:
    97
  340. Thanks for the shoutout internet video daddy!
    96
  341. Serious question; would $1m be enough to set up a jet ski jousting league?
    96
  342. The suscribers of this channel are just a bunch of masochists. New video when :D
    94
  343. “Not exactly a shining beacon of moral virtue“ has to be the most eloquent insult ever. I will absolutely include that in every passive-agressive email I send from now on. Thank you! :D
    93
  344. Thanks for keeping us up to speed
    92
  345. I will stick with my 09 Lexus. Thanks
    90
  346. Another great video! This is the kind of stuff that they don't teach us in school. Thanks!
    89
  347. There's an article that came out years ago using the same rhetoric, called: "On the phenomenon of BS Jobs" - and there's even a book about it. It's good stuff.
    88
  348. Thanks for this video man. I love the practical no-nonsense analysis of finfluencer lies. Whenever I hear a friend or family member mention a too good to be true opportunity I’m happy to share one of your or plain bagel’s videos
    85
  349. Finally someone says this out loud.
    84
  350. A more accurate name for this channel is “why shitty systems exist”
    83
  351. "As seen on Forbes" sounds like a scammy company reputation laundering now.
    81
  352.  @NoName-sn3db  Why do you instead of mining coal watching the video then?
    81
  353. Because capitalism is the art of creating monopolies, well, now they call it "moats".
    80
  354. Is it “control” and “office lease price”?
    79
  355. Thank you now i know why I’m poor
    78
  356. mr money works ty for another banger
    76
  357. And I still stick around to watch the end of the video anyways. That’s how you know it’s good content
    76
  358. Investing in life insurance policies is something I was never aware of! That is genius.
    76
  359. Great video, your channel is super underrated
    76
  360. On today's episode of "Why you should just give up..."
    75
  361. I highly recommend the channel Ben Felix. He explains a lot of important concepts in detail when it comes to passive investing, and provides roboust citations (research papers, not WSJ opinion pieces) for virtually every claim. Turns out, the best way to invest for 99% of people is: 1. Buy a broad index of diversified stocks and bonds 2. Do not look at your account 3. Ever Which is basically what How Money Works explains nicely in this video. There are so many influencers making bogus claims about getting rich quick, but if there was a way to get rich quick in the market, they wouldn't be posting about it because they would be busy sipping martinis aboard their superyachts.
    75
  362. I support a "supertall" structure where every single employee has a unique rank designated with a unique number and everyone manages exactly one person besides the newest employee who manages no one
    74
  363. Thanks for shedding more light on this. I make games as a hobbyist, and I'm looking to build an ethical business selling puzzle games for a flat price. It's really disheartening to see all of these so-called "AAA" studios basically bilking their customers out of money while providing a terrible gaming experience. Meanwhile, over in the indie scene, there are people who just want to get paid to make good games. We won't go get a job in the game industry because so many companies would have us building predatory psychologically addictive trash. I'm not sure what the answer is (maybe regulate casino-like elements in video games the same way regulate physical casinos/gambling), but I do hope consumers are becoming increasingly aware of these scam tactics and are pushing back by not giving a dime to these companies. Burn the predatory studios to the ground. Salt the Earth. Give your money to people who make real games, and only pay a fixed price for it. Ethical game studios exist. They don't have as big of a name or budget, but their games are much better and they respect your time.
    74
  364. Its okay. We all Want Facebook Meta to fail too!
    71
  365. Even the guy famous for the (awesome) "defending the indefensible" serie can't defend EA
    71
  366. Now this is something. I’m buying in 😂
    70
  367. EVE Online is a perfect example of what happens when there is no government to regulate businesses the businesses become a mafia government with their own private armies shooting up all that isn't absorbed into them
    70
  368. They want affordable housing... as long as it's not theirs.
    70
  369. YouTube recommendations had never reached this point of quality before
    68
  370. Big Fan of Your Content. You Certainly Deserve more.
    68
  371. I feel victim to this. Thank you for putting this together; I hope it will keep others out of harm's way.
    68
  372. I've had similar (30+min ads). I leave it running, and get a new device to continue with what I was listening to/watching. They can pay for the damn ad.
    66
  373. Well this is new
    65
  374. Reckless Jellyfish Printing 😂
    65
  375. Thanks for doing this breakdown. Even down to what the sponsor paid!
    65
  376. Nice video! Props to you for growing the channel!
    64
  377. Definitely have time to go to local city council meetings
    64
  378. "Can we afford for everybody to be finanically responsible?" Lmao probably not, but best of luck everyone
    63
  379. me as well as many of my friends quit playing EVE due to this scarcity cause the game isnt fun anymore, everything is way too expensive now and literally no incentive what so ever to even leave ur station its so not worth flying any ship now when you make so little and everything costs so high, CCP is literally just killing their own game and seemingly doing it on purpose and especially when the game cant afford to lose players, but it has lost alot due to these changes and its not just EVE ive seen this in many games lately, its like all gaming devs and their corrasponding companies have lost their connections to the (GAMERS) literally the ppl they need to keep any game afloat and many companies are shitting the bed with their player communities, its a sad time in the gaming world
    62
  380. lol, I left the npc trading port checked the player one and quit the game because of the tax instability. the main thing i played for was the markets.
    61
  381. You deserve a ton of subs. Your content is fantastic and unbiased.
    61
  382. When they say virtual reality, they mean a video game economy that’s virtually real right?
    61
  383. Sometimes Japan seems like somewhere from a different planet. Great food and great people though!
    60
  384. I checked that guide on how to be a whistleblower and they started by teaching me breathing techniques…
    60
  385. The fact that you care about the viewer and your honor is why I keep coming back. Live long and Prosper.
    60
  386. I think the issue of identity @6:48 is right on. Their careers define who they are and how they see themselves. Many people take great pride in their job titles, the brand-name organizations they work for, and their high status at work (e.g., "I have 200 people under me."). Employers know that and feed it and the even higher-ups are all caught up in it themselves. I've seen them strut around the halls as if they are the in-house rock stars a bit drunk on their own perceived power and prestige. So, if they quit or take an early retirement, who are they then? Where does their perceived value come from?
    60
  387. Do you accept cash app for your merch? 😜
    60
  388. Throwing plain bagel under the bus like that 🚌
    59
  389. How Money Works is like your overly cynical grandpa who nonetheless has plenty of sage advice to ensure your well-being. Very cool!
    59
  390. I actually quite my job a month after my state locked down and got a new one, better hours and more pay. My mom just quite her job because she can finally move back home and get paid more.
    59
  391. 1 view in 16seconds, bro fell off
    58
  392. Here before the algo crushes this video into suppression 😂
    57
  393. The truth is, most work can already be done efficiently with less people, but the economy needs spenders in order to flow. So we make up jobs to continue existing.
    57
  394.  @HowMoneyWorks  Bumps some spaghetti rack and the whole warehouse comes crashing down.
    56
  395. Plain bagel guest appearance was awesome lol.
    54
  396. I give Warren a pass for looking for Charlie lol
    54
  397. 0:58 "unimployment bandwagon". I think that you have missed the point because everyone knows that today nobody quits until they have a new job or a clear plan to become self-employed.
    53
  398. Always a good day when HMW uploads
    53
  399. I was in a voice chat with him back when he was Compounding Daily. It was insane to see him pop up on my home feed a few months after that with millions of views. It’s starting to make me to get off my ass and finally give YouTube a try. Seeing him try out different things, seeing what works, improving over time, and keep at it consistently is really inspiring. Kudos to him for keeping at it, I don’t think people recognize how hard that is.
    53
  400. I love you and your work!!
    53
  401. The only channel YT directs me to for EVE online lore… love it! Gamers are a good audience to capture 😉.
    52
  402. All’s I’m getting from this channel is: Wanna go to college, get a worthwhile degree, and make a good living? Haha good luck idiot Wanna take investing to the next level to secure ur future? Haha good luck idiot Wanna retire? Haha Good luck idiot Wanna house? Haha good luck idiot Wanna literally do anything at all that involves money? Haha good luck idiot And so on and so forth. (I’m still gonna watch all the videos tho)
    51
  403. i saw this from compounded daily it was awesome. and thank you for the team behind how money works, you are insanely good at your job.
    51
  404. Great video, deserves much more views. Keep up the good work
    51
  405. Thanks for mentioning your history channel, i did not know about it and if it is even just half as good as this channel you have a new binge watcher
    51
  406. As a Canadian living in Vancouver and making 6 figures I am already strongly considering moving to Seattle or Texas
    50
  407. "Two cars, a well furnished single family home and multiple vacations are all part of an upper middle class income starter pack" Don't forget that golden good boi. Very important!
    50
  408. Thanks for the shout out!
    50
  409. Amazing video, any recommendations on the steps to take to learn some of the technical skills associated with a entry level job into IB? I'm graduating with hopefully a 1st in a Bachelors of Economics and Finance (Highest grade in UK) but feel like my degree didn't contain a lot of the skills, and I failed to get an internship in my second year summer. Should I be looking for internship oppertunities at boutique's? Not sure whats the correct or available paths :) Thanks and keep up the great content
    50
  410. Great news for the people!
    49
  411. I can only assume the multiple sets of "three reasons" is also a subtle consulting joke lol
    49
  412. I've been watching your videos for a long time and they're definitely very informative!
    49
  413. Amazing video. I've currently got my bachelor's and am a graduate at a fortune 500 company so I'll take your tips to knuckle down and get my name out there!
    47
  414. "Most of the time the are just going to ghost you anyway" ouch
    47
  415. Looking forward to that video about gamification in business.
    46
  416.  @HowMoneyWorks  But the fact that you can be so honest and down to earth about that (and even humorous) is pretty cool. I nearly spit my drink out at the chef part.
    46
  417. Love your videos brother, keep up staying true
    44
  418. The difference between Bernie and Elon is that those who haven't sold at a loss after the crypto crash will probably still break even in a while, even if it takes a few years for the market to go up again, as it always has. (You might be surprised, but no, this isn't a scammer comment.)
    44
  419. Poor Ronald Wayne can't even get in this video :(
    43
  420. Anyone can set these up, but few have the knowledge and resources to so so or the money to make it worthwhile.
    43
  421. Man this is 110% great content. Give this man a trophy and a medal!
    42
  422. Thank you! In honestly a lot of people also derive a lot of benefit from the expense too, working/studying at a coffee shop. Being away from working at home and in a new environment is extremely valuable in being more productive for me personally. Its more than worth the expense of the coffee.
    42
  423. F in the chat for those who can't grasp the concept of 'defending the indefensible'
    42
  424. On a par with economics explained as one of the best financial channels
    42
  425. super easy ... paid OJT !
    42
  426. Exactly the reason why I watch his videos till the end
    41
  427. Currently, I am happy with 60k household income. (55k was not quite enough, 82k is way more than I need). Once the kids more out, my wife and I plan to happily live on < 30k.
    41
  428. I'm quitting my job this diwali for higher studies and entrepreneurship. Love from India.
    41
  429. I like your video and commented to help engagement
    41
  430. I'm a human liability
    40
  431. FED should just buy state bonds to fund infastructure with positive real value. Simple. Solved America. I'd like to pay $5.95 for express shipping on my Noble Price.
    40
  432. 5:26 I always keep money on me because I do use cash sometimes. It comes in handy, especially in smaller areas like where I live. There are some places that only accept cash (I live in Europe and people can sell fruits and veggies or flowers from their front yard and some only take cash)
    40
  433. the children yearn for the 80 hr work week!!
    40
  434. My favorite finance YouTuber covering my favorite finance movie. It's a good day.
    38
  435. Open offices are distracting. Good video
    37
  436. This was great, well done
    37
  437. And this is how you get a good outlook to your viewers about the subject of how YouTube runs
    37
  438. Welp... my dreams are dead 🤣🥲
    37
  439. We're all getting partners in 2023 right fellas. Fellas?
    37
  440. Tom was my first friend and I am happy he is living his best life.
    36
  441. This channel shares valuable information relevant to recent times. so I appreciate it and I am subscribing to this channel.
    36
  442. Top 3 YouTube channels
    35
  443. damn lizards
    35
  444. Oh silly. You can get a job. You just don't want that Walmart job
    35
  445. I really admire and appreciate these videos. They're well scripted. Thanks...uh.. Mr. How Money Works.
    35
  446. Can't wait to see this channel fly! Came from EE's discord.
    35
  447. ayyyoooo new how money works just dropped
    34
  448. @HowMoneyWorks totally, it's a $45,000 a year job nearly tax free. Thanks for the reply, love your channel.
    34
  449. Never clicked so fast lmao
    33
  450. So close to 1 mil subs!
    33
  451. I still can't believe how fast your channel is growing... already at over 400k subs... I've been here literally since you started to actively post videos... specifically since the EVE Online In-game-economy series
    33
  452. Happy news year
    32
  453. too much supply of employees or maybe they are researching to pay you as little as possible
    32
  454. Well AI will be the middle managers ... they would monitor every employee and get reports from all and the top level will just listen to reports from the AI ..
    32
  455. Really good content.
    32
  456. Now this is something I wished to watch in school
    32
  457. In-state tuition for an electrical engineering degree was easily the best investment I've ever made. And being a TA paid for my Master's degree.
    31
  458. 47 seconds and only 1 view, bro fell off
    31
  459. If Bezos plans to give away most of his money when he dies, then why does he need more money than you could spend in a thousand opulent lifetimes? If he doesnt plan to create a dynasty, he could invest some of that money into not treating his workers like wage slaves.
    31
  460. Insider trading has and always will be a factor. The biggest manipulators are in CONGRESS.
    31
  461. That’s nice to promote one of your writers. God bless you.
    30
  462. Cant believe there are no views on this video? Cant be because im here first again can it?
    30
  463. Love the videos keep up the good work!
    30
  464. Now days if you have a dying company and you need one last influx of cash so you can cash out and run just turn it into a "crypto" company
    30
  465. Your videos are literally the best!!!
    29
  466. very interesting topic, upvote upfront :)
    29
  467. Woah, I was just scrolling through my subscriptions and found this like 15 back. Clicked. This video was posted 52 seconds before.😳
    29
  468. It's comedic. They need people but don't want to hire them cause they know nothing.
    29
  469. Nothing quite hits like getting a set of Tai Lopez and Grant Cardone ads right before watching this video
    29
  470. Love your content mate. Keep it up
    28
  471. I kinda agree to a point as I feel experience is more valuable early on in your professional life. Proving that you know what you are doing and the potential of having companies with prestige on your resume is going to make it easier to sell yourself to potential employers. BUT there is the saying, “If you’re good at something, don’t do it for free.”
    28
  472. Man, eve online harvested my tears n rage for about ..two years. After that, i ran away as the last clone and never returned. :P
    28
  473. As a full time STR owner, I'm looking forward to this. Our markets our down BAD
    28
  474. Good riddance. I'm suprised that was legal to begin with.
    27
  475. Haha that McConaughey scene made me spurt my morning coffee 🤣
    26
  476. I was offered $15k to promote Raid: Shadow Legends when I had only about 150k subs. I declined obviously but that seriously made me wonder what they must be offering to multi-million subs channels.  I must say that I've promoted a popular VPN service in the past so I'm not exactly "clean" either. I worked with them because they allowed me to do the promotion at the end of the video, and not in the middle.
    26
  477. It’s like that Patrick Boyle guy. He ACTS like a regular Joe but we all know he’s filming his YouTube videos from a studio on his 300-foot super yacht.
    26
  478. I started off watching Graham Stephan and Andrei Jikh. They used to be a good source of the basic info for those who are literally on square 1. People who don’t really know where to start and aren’t committed enough to put in a lot of effort yet. Now a lot of their content has diverged into speculation as mentioned in the video as fake advice. The next step should be moving in a direction that requires more effort and is less fun, but they want you to keep coming back to their channels.
    26
  479. Finally the anticipated Aussie video
    26
  480. Holy crap, I had a boss that was 100% an absolute "task master" in my last job. He was a manager of 5 whole people where all five of us largely operated completely independently. All he really did is 1. put together bull crap power point presentations with useless reports and graphs like "first response time" and 2. Slam the hammer down with rules/policy pulled out of a hat that none of us had ever heard of when something went wrong ("It should be done this way!" "We always need to have this first"!). We all agreed he only did it to appease his boss who was a director of like 13 people, it was all so wasteful. All of us constantly complained how little he actually did compared to us and it seemed incredibly wrong, I know 2 people quit specifically because they didn't like him and how little he contributed. I stuck around for a little while but eventually found a better position in another company and am much happier now.
    25
  481. Love your videos. From KENYA.👍
    25
  482. Loved the presentation. Being guilty of using TTT as a tax haven, this video made me chuckle :P
    25
  483. bro has 2 views in 39 seconds, literally fell off
    25
  484. Okay, seen the post in less than a minute from posting
    25
  485. Keep that gravy train going!!!! Come on!!! Ha. Great video. Glad your channel is crushing it.
    25
  486. This some some nice quality eve content
    25
  487. Your videos are so well put together. But also so depressing to watch lol
    24
  488. Yes rich people. Move to Texas and pay me to install irrigation systems in your mansions.
    24
  489. That sounds like an absolutely horrible job.
    24
  490. Scotty Kilmer would be proud
    23
  491. this channel soon gonna become elite..trust me
    23
  492. Maybe people's money would go farther if we weren't in QE infinity?
    23
  493. Glad to hear it. Planning on quitting soon and taking the Krabby Patty secret formula with me.
    23
  494. I literally watched the ethical investing video 15 minutes ago... This video dropped while I was watching it.
    23
  495. Are you saying that buying a Porsche is an ultimate finance bro flex ??
    22
  496. Nah, Fisker has been pushing essentially the same designs since the late 2000s. They didn't really die. It's more like their backers stopped paying for life support.
    22
  497. Imagine taking advice from a youtuber in the first place
    22
  498. Great video as always!!
    22
  499.  @HowMoneyWorks  likewise!
    21
  500. dont be a d*** approach lol but there is a lot of jellyfish subspecies. are they worth the same?
    21
  501. first person to write a full sentence! 😂😂
    21
  502. Sorry for being late, but here I am
    21
  503. Oh boy, my weekly dose of depression!
    21
  504. 6:48 Worst type of games? I immediately thought to myself "Electronic Arts". I was expecting EA to be mentioned at this point, and I wasn't disappointed
    21
  505. How money works having one of the best series on YouTube by financial youtubers
    21
  506. Bernie: Investors get most of their money back SEC: No, you can't do that. Elon: Promotes pump and dump scheme that causes retail investors to lose life savings SEC: Y'all hear sum'n?
    21
  507. I definitely disagree with everything in this video, but it's good to have my knowledge tested every once and a while! Nice video.
    21
  508. Check out the Rational Reminder podcast. They interview litteral Nobel Prize winners who apologize for talking too long on a question. Intelligence + humility is insanely refreshing. Specifically 100 and 200 Fama and French are both class acts.
    20
  509.  @HowMoneyWorks  Tell him that he needs a raise, ASAP lmao.
    20
  510. 8:50 - Glad you used the email analogy. As a programmer, I was thinking this the whole time I was listening to your analysis. Very true, and very effective.
    20
  511. First to comment, last to homeown
    20
  512. I work at an investment fund and we literally spend MONTHS researching one stock
    20
  513. You were definitely "blessed" by the algorithm when you had like 10k subscribers of even less. When you made those economy videos about the video games
    20
  514. Congrats on 4k subs :)
    19
  515. Sometimes I buy games that do not offer DLCs or subscription just to thank the developers.
    19
  516. Commenting, liking and subscribing. Algorithms, please promote this man's work. It's just as expertly edited, voiced, concise and thoughtful as all the larger Educational channels here. You just made me realize that instead of speculating why an often-quoted "fact" seems questionable... Should simply read the paper it's based off of, first. Edit : Kept thinking how the study was conducted during the Crisis, if it's the paper is 11 years old. Eleven years ago, is still 1990's in my old crummy young adult mind. Ho boy.
    19
  517. Big props for the shout-out to your editor. Your doing great work and I love these videos. I can't wait to check out the new channel!
    19
  518. Are you still going to make a video on what would happen if eve online allowed real money to be traded back for in game currency??
    19
  519. And that's why indie games are just becoming more and more popular while AAA games are dying 👌
    19
  520. Should change Medicare law to allow aged people to be cared for overseas.
    18
  521. How about a video explaining what would need to be done to resolve the 20 some trillion debt we have and keep us in a perpetual surplus?
    18
  522. So, you're saying I'm screwed? Not even surprised. 😅
    18
  523.  @HowMoneyWorks  Seriously, congrats. Great channel :)
    18
  524. Wait! are you already a lord and have been keeping quiet about it?
    18
  525. That one time the Star Fraction wrecked the undefeated Band of Brothers in AT 4 with a bunch of T1 "Mighty E-peens" (Thoraxes). The good old days.
    18
  526. Love your channel, brother. You're killing it. I love the last huge chunk of this about the ego/power/identity-related reasons top managers want people around. I'm so glad you explored that point because I think that's a major motivator for lots of terrible decisions.
    18
  527. Came from an Economics Explained video, keep up the great work man!
    18
  528. Thank you for making this content!! Young adults who grew up with the old style video games (buy at the beginning and that’s it) can see the difference and how these companies play with your mind and emotions so they can get their hands in your wallet. But kids, they have pretty much no chance against them and are really getting hurt for the rest of their lives. Parents (every grown up really) should look at gaming almost as dangerous than any other vice in regards to kids. And don’t think I don’t like video games, I do, but I think a line has been crossed when they mercilessly target vulnerable parts of the population (same goes for you, social networks)
    17
  529. Just wanted to encourage you to keep making videos. I feel there’s a lot of genuine value here. Enough for me to make my first ever (i think) comment on youtube to let you know that. Great job!
    17
  530. Man, with every new video you make, you wow me even more than with the last one. This one finally made me want to donate to you monthly to support your great channel. I've got one question tho, on which platform do you get the bigger cut out of donations, YouTube or Patreon?
    17
  531.  @HowMoneyWorks  You have a great channel, man. The sky is the limit. I’m a huge fan.
    17
  532.  @HowMoneyWorks  love you bro.
    17
  533. Work work balance :P
    17
  534. I had someone come in at work yesterday complaining at me the entire time I helped them about how people like me are lazy and just won't work an honest day anymore for (S O M E R E A S O N) and it took 100% of my willpower not to say some shit that would get me fired. It's not a labor shortage, it's an awakening to the existence of the wagie cage
    17
  535. Great video. I started watching the plain bagel and unsubscribed to most of people like Graham. I lost money on FTX ($500) but it’s a lesson I learned. I can’t have an ex realtor sell me on how to get a better lifestyle while he makes money every sign up that comes in
    17
  536. FIRST! Haven't done this in years
    17
  537. 0:10 Delighted that my comment made the video 😂😂
    16
  538. Would love to see you guys go over the crazy PE ratios in stocks like tesla and palantir
    16
  539. 5:30 onwards makes me think of Carlos Ghosn -an alternative non-American example a cosmopolitan man.
    16
  540. Great video, your content is worth viewing for all ages
    16
  541. A necessary “evil.”
    16
  542. For people to make money
    16
  543. Far too many bots in the comments these days. No one cares about the newest Investment advisor scammer out there.
    15
  544. I found your Eve videos a few weeks ago and I'm really glad I subscribed. Great stuff!
    15
  545. thanks needed this, i dont have millions but i did make some gains in crypto
    15
  546. One channel that deserves to be where it’s at: this one :)
    15
  547. I was not expecting a Benjamin reference but i am excited to see it!
    15
  548. Really interesting topic, never really invested much time into the subject. Anyone else has any experience in investing/drinking fine wine? :D
    15
  549. HMW: Iphone will be the same as 40 years ago, riddiculusly expensive. Meanwhile me, in Poland, looking at Iphone's price: 7000 PLN (1 770) BRUH DO NOT COMPLAIN YANKEES! YOU WOULD STILL PAY FOR IT WITH ONE SALARY! JUST SAVE IT.
    15
  550. of course i will be a millionaire. Everbody will be a millionaire. We will buy a loaf of bread for 50,000 $
    15
  551. Burning bridges already!
    15
  552. I’m guessing most people here came from EE discord.
    15
  553. Ghosts are spooky, I would never accept a Ghost Job!
    15
  554. This is a fantastic summary of everything. Thank you! Also - love your sponsor 😀
    14
  555. Freedom over flash.
    14
  556. Retirement is in itself a modern convenience....
    14
  557.  @HowMoneyWorks  I can’t tell if you’re being sarcastic or not but we McFarts love to leave our impression. Thank you
    14
  558. Awesome video, loved it. Keep up the great work <3
    14
  559. You guys are getting a job?
    14
  560. uh.. what? why not just have the business owner micromanage the grunts directly and homogenously, with no specialized team roles apart from the boss barking the orders, just everyone working on the same task?
    14
  561. No joke, subscribed because of the dig at infographics. Well, that and the last video was great. But mostly the dig.
    14
  562. I actually really like your videos
    14
  563. I just noticed you have 600k Damn I remember being here when you had less than 10k
    14
  564. They're not gonna like this one.....
    14
  565. i found you on the plain bagel comment. very useful info, thanks you.
    14
  566. I wanna see this channel reach 100k subs less than 2 weeks after 10k =)
    13
  567. I think Dave Ramsey is the outlier here, his advice is all about self-discipline and long-term investing. He routinely call out get rich quick scemes. But I agree about people like Meet Kevin, his content is potentially dangerous.
    13
  568.  @HowMoneyWorks  Hey thanks dude, you're channel is exploding from the looks of it, good work and solid content!
    13
  569. w channel , w guy that makes them , w video
    13
  570. He's a sultry wood nymph
    13
  571. Thanks for the video! Now I know what to do after AMC makes me rich 🤑💸
    13
  572. Glad I found this channel. Commencing binge.
    13
  573. Done! Subscribed.
    12
  574. Thank you. Your channel deserve more views!!
    12
  575. great video!
    12
  576. this is why I watch this channel. making the seemingly complex a little more palatable.
    12
  577. Explains all the crypto pumps being pushed, they know their time is limited
    12
  578. I love How Money Works! It seems to me that lots of people are drawn to hustle bros because they value autonomy and freedom. While there are much better options for pursuing autonomy (like becoming an expert in a field) in today's world autonomy and freedom are very often looked down upon. Which is a very dangerous thing considering the historical value of autonomy and independence. How often do you hear people saying "you cant compete with big tech / corporations blah blah?"
    12
  579. I work as a welder for various manufacturing plants and warehouses so I think my job contributes quite a bit.
    12
  580. Money man good
    12
  581. American economics explained?
    12
  582. Under 4k subscribers?!? This type of video quality deserves at least 100k
    11
  583. Great video, thank you and keep the good work!
    11
  584. Awesome video.... Just too much truth in this video!! Most people are in jobs these days, where they spend 6 hours a day, justifying their job and playing politics
    11
  585. You sound just like the guy from “How History Works”
    11
  586. Alright, I saw the ending. As Plain Bagel said, Graham Stephen really gives the financial videos a boost. So here is me calling out Graham Stephen - "Hey Graham Stephen, this is a nice video I think your audience should watch". To be fair, I had never even heard about Graham Stephen before watching The Plain Bagel's video 😅
    11
  587. you guys are the real deal, I was waiting for your video
    11
  588. IB recruit from a variety of schools (public and private), but with a focus on Ivy League and top tier public schools. Typically the process starts at On Campus Recruitment (OCR) acting as a direct pipeline into the various IBs for full-time and internships positions. However, it's not uncommon for a non-Ivy or top public school students to get in via networking or plain ol' nepotism. I seen people from all walks of life join (engineer, liberal art, or comm major). Just gotta pass the technical interviews to prove you know your materials.
    11
  589. First comment award 👑
    11
  590. Great video man, I’ve being watching for a while, even with the sub rally, you are still incredibly underrated. Good job 👍
    11
  591. Notification :)
    11
  592. Finally congrats on 1million subs!
    11
  593. This has to be the most 0 BS channel on Youtube.
    11
  594. I would love a worthless love heart reaction
    11
  595. thanks for shout out
    11
  596. Commenting for algorithm help.
    10
  597. Interesting take, sure to be controversial. But high quality content as always!
    10
  598. Now this is some synched audio
    10
  599. these videos and EE got me into eve online, quite fun game :D
    10
  600. Cringe title, cringe video, unsub.
    10
  601. 3:36 whoops????
    10
  602. If I have to live in a country when I don’t plan on retiring before 30, I don’t want to live there anymore. That is completely absurd
    10
  603. 1:00 They are called “Slides”! Do you think I’d spend $500 for “flip flops”? Put some respeck on the name. 😢😢😂😂😂😂
    10
  604. wool socks to sleep = most dreams youve experienced🟦🟧
    10
  605. But what if I am a 7 figure tech worker at a FAANG company? Checkmate 😂
    10
  606.  @ktanner438  They seem to be everywhere nowadays!
    10
  607. Absolutely loved the video, I actually learnt quite a lot! Never realised how hard the job of the CCP dev/economy team is... You say this is the last Eve video? But why!?
    10
  608. The key quote in this video is 12:04 “These executives will have already made up their minds” Once that happens, everything is just corporate theater
    10
  609. ty! its better to be ready for richness, than not to
    10
  610. 11:11 I have YouTube premium and was extremely confused by that segment
    10
  611. Don’t @me like that with a notification man cmon 😭
    10
  612. $10 million? Really? 😫
    10
  613. Interesting. Very informative and educative post I must say.
    10
  614. Nice channel, great work! I got a recommendation from the almighty algorithm a few days ago, since then I've watched several of your videos. You're creating great content, thank you!
    10
  615.  @adriel68  He doesn't really bash ads just explains them and points out how online ads are even more specific than TV ads and how they take advantage of the larger options.
    10
  616. Love it Yen you post!
    10
  617. Thanks again
    10
  618. Stop using the word "sustainable", even the Sun is not.
    9
  619. Let’s face it, most people buying a Rolex for investment are just trying to justify their expensive midlife crisis
    9
  620. The contrarian voice of reason in the YouTube finance space. Love this channel
    9
  621. Mistake: you said horizontal merger twice. Vertical merger is the first definition you gave, where a company merges with a supplier or customer. (Google/Alphabet buying Android. Totally separate from Google's business. Instead of android supplying an operating system to Google customers & users, Google now owns its search engine, and the platform that many mobile users will use to access its search engine) Horizontal merger is the second, where companies of the same industry merge under one umbrella. (Facebook buying Instagram)
    9
  622. I watch both channels, thanks for the great content!
    9
  623. Comment for the algorithm
    9
  624.  @radudragan89  Im pretty sure he made a video recently about how VPN companies dishonestly marketed their product to users by using fear tactics instead of actually explaining VPNS. This take was pretty genuine for what they can do for users.
    9
  625. The 9 scariest words in the English language "I'm from the government and I'm here to help"
    9
  626. Extremely worthful, no ways of disliking the video & who disliked it are the idiots who watched it for the entertainment purpose which they didn't find and disliked it.
    9
  627. $?: “ studied hard in high school graduated college and became an investment banker” No one: Me: sips coffee on hour 18 of building a pitch
    9
  628. Awesome video, great subject, impeccable quality and honest transparency. I’ve come to expect that from you and you always meet my expectations. Bravo
    9
  629. Wait how does homeboy only have 6000 subs? His video quality is way to high to have so few subs.
    9
  630. Still don't understand how you have so few subscribers... :/
    9
  631. Do you mean Mel Gibson? Instead of Mel Brooks. (Guessing you do as you showed Passion of the Christ which is a Gibson film)
    8
  632. THANK YOU for making this video!
    8
  633. Damn, if only there was an energy source that respawned every 24 hour cycle in the real world we could end most resource based wars... hmm... an energy source that spawns every solar cycle... hmm... damn... i'm stumped.
    8
  634. That EA jab at 1:36 hahahaha :D
    8
  635. Thanks for all the awesome content and great videos!!
    8
  636. To be fair, the ad really was pretty honest, no spooky stuff about people snooping in on your data.
    8
  637.  @HowMoneyWorks  oh wow, Thanks. Yeah, I discovered you only today. Great content, keep it up!
    8
  638. Eve Online is NOT a game. It hasn't been a game for a very, very long time. It's a JOB that the 'player' pays the employer to work at.
    8
  639. Here from EE Discord, great content though subbed
    8
  640. Thanks for another great video. If you keep educating people, that will help reduce the equality gap, so please keep up the good work.
    8
  641. Bro went to uni at Ohio 😭🙏
    8
  642. 2nd comment is an arabic bot?
    8
  643.  @HowMoneyWorks  congratulations man
    8
  644. Love this style of video😇
    8
  645. If you haven't watched Patrick Boyle videos then you are missing out on very crucial financial information and humour😅
    8
  646. One of the biggest problems with Eve's economy, is the source of new ISK vs. in-game ISK sinks... It's severely unbalanced. Which in turn lowers the value of the ISK overall.
    8
  647. This is an excellent chanel!
    8
  648. god damnit second
    8
  649. Just like this YouTube channel, jkjk.
    8
  650. I finally joined! idk why I haven't sooner, I watch the eff out this channel and rewatch it over and over every other month! Great content bro, keep it coming
    8
  651. I'm not sure which is worse: (1) Being held responsible for the choices of others (2) Or encouraging those choices Who is to blame for the Bernie Madoff and Elon Musk "events"? I mean, yeah, they encouraged certain choices but they didn't exactly make those choices for the victims. I'm at a loss in this case🚶‍♂️
    8
  652. or Private Equity??????
    8
  653. I'm the first viewer haha
    7
  654. Definitely subbed for more content like this
    7
  655. Sometimes we forget as viewers that their jobs are to get our attention/time and eventually our money Thanks for always teaching us how money works
    7
  656. I love this channel so much.
    7
  657. For the algorithm. The guy at 0:07 has a super weak golf game.
    7
  658. Business is spelled incorrectly 3:39
    7
  659. guys this video is great
    7
  660. TL;DR: I'm middle class, anyone wealthier than me is upper class, anyone poorer than me is lower class. 10 minute saved, you're welcome :)
    7
  661. First comment!
    7
  662. Hey, I am a big fan of your works! Any advice on where you get these b-rolls from? And by the way, I think it's ecology and diet that differentiate rich and poor nations and control over life longevity. When rich take care of their bodies and minds and oxygen, poor nations throw coal and cough.
    7
  663. Been loving your vids man!
    7
  664. New goal. Make HowHistoryWorks profitable 😈
    7
  665. I love the channel bro keep up the good work
    7
  666. These click baity titles are getting kinda pathetic You literally say bad thing... Oh but it's actually good or vice versa
    7
  667. Notification!
    7
  668. Never been so early to a video
    7
  669. Ironic to post it on Youtube
    7
  670. Great video, well researched and nicely edited, how do you not have more subs?
    7
  671. Love the shout out for Ben Felix, he is the reason I started investing back in 2019
    7
  672. Your Channel is Quickly becoming my favorite on YouTube!
    7
  673. First
    7
  674. Thank you for making this video, it is always useful to know when a channel is speaking outside of their competency.
    7
  675. If the Rockefeller family had watched How Money Works back then, they'd be trillionaires
    7
  676. Im in the capitalist discord, so i hot the notification, searched "how money works" into youtube, didn't get the channel, searche "how eve onlines masdive battles are financed" didnt get the video finally searched "how money works eve online" and it was the third result, I'm sorry dude but YouTube really doesn't like promoting your videos, even being in the discord, with the title in hand, this video was annoying to get to but good luck growing
    7
  677. You added logo of consulting company Bain and not Bain Capital (PE). Nice vid tho.
    7
  678. like for the nokia
    7
  679. Great post! I’ve always wondered about this line of work.
    7
  680. 0:28 earned you my subscription
    7
  681. I really like the channel New Money for this reason as well. No advice, just analyzing and explaining what is happening in the financial world
    7
  682. Remind me in 10 years hopefully
    7
  683. I liked the video lot, but I have a few issues with it. I have personally worked with the world bank. I think there are a few oversimplifications you made, and some things that you should’ve added to the video. First, much of the world bank’s money today goes to guarantees. Which basically say that the bank will pay back part of a country’s loan to a private bank if that country can’t pay it back. Second, the world bank is not allowed to invest in infrastructure projects, it’s only allowed to give loans to countries or guarantees on those countries loans. The IMF however is different and this is a point of controversy as well. When the IMF builds a power plant let’s say they can have a stake in it. And the problems with that can arise. In addition both groups are basically not liable for what’s done with the money and how well projects go. To sue the bank or the IMF you do it through an internal entity. I really loved your editing and presentation however, the video was very nice to watch.
    7
  684. Marketing teams and PC box tickers in gaming industries are totally 100% bullshit money leeching jobs. Zero excuse for existence and only destroys everything.
    7
  685. :)
    6
  686. You made wine make sense. Wow! 😂
    6
  687. We need more, in our dreams, the back of our eyes, in the starry night sky. I need to be thinking about brand market share at all times
    6
  688. This video hits the nail on the head. Coffee ain’t gonna destroy you.
    6
  689. Sounds like someone got rejected from MBB
    6
  690. First!
    6
  691. Up in here!
    6
  692. Pixar?
    6
  693. Body yearns for physical fruits of physical labor
    6
  694. My brother got picked up by Goldman out of SDSU, he had done a fuck ton of internships at various other investment banks all through college He left investment banking to be the CFO of a large air conditioning company and got a small share of equity as they’re family owned planning to go public soon
    6
  695. AI is going to end much of this, the legal industry is low hanging fruit.
    6
  696. This truly is the dumbest timeline...
    6
  697. Damn, i’ve just noticed you’ve got 600k subs! Last time i remember looking at your subs you were at 100k something lol anyways, congrats, well deserved! Thanks for great educational and spot-on no bs content!
    6
  698. Sounds like a cult
    6
  699. Excellent video, as usual. Concise & insightful. Congratulations! 🎉
    6
  700. Been watching your videos for months. Now I learn you have integrity. You’ve earned my sub.
    6
  701. First!!!! Did I beat the thirst bots?
    6
  702. They Executate, duh
    6
  703. The best part is that Brilliant won't steal all your money through fraud!
    6
  704. Another banger video like always 🔥
    6
  705. If (when?) your channel pops off it will be funny if Omaze is the first company to offer you a sponsorship.
    6
  706. This is some really high quality and interesting stuff 👌
    6
  707. The fear of coffeezilla is a good fear to have😂👏🏾.
    6
  708. Don't take advice from financial YouTubers.
    6
  709. Cool.
    6
  710. First (also thanks for including my name in the intro credits, even though I did pay for it)
    6
  711. How Money Works discovering that the "Pls Fix" doesn't end...
    6
  712. What about a video a video on how profitable USA government was?
    6
  713. Love being part of that under 10 minute club
    6
  714. #howmoneyworks is the G.O.A.T. 🐐
    6
  715. How long have I been first to it?😇
    6
  716.  @HowMoneyWorks  I have YouTube Premium, so I don't see ads. However, your ad here clearly hits my demographic as a busy, working individual that needs minimally edible and reasonably quick sustenance.
    6
  717.  @HowMoneyWorks  i remember finding you with 3k subsribers, and thinking “This is the Little Brother to Economics Explained” and man am I happy that EE has a little brother. Glad to see you in 100k subs territory just 2 weeks later🙌🏼 your head must be in the clouds
    6
  718. First to the comment!!!
    6
  719. What if Jim says long $SJIM?
    5
  720. Never was this early My brain auto ignores adds
    5
  721. This man needs more subscribers yo
    5
  722. Crayons for Marketers 😅
    5
  723. First
    5
  724. Get the Likes Up! 👍
    5
  725. ⬜wool socks to sleep=no coffee needed the next day due to improved sleep quality🟠
    5
  726. oh cool let's see how this works one minute in: it's a for profit organization... oh f*ck that's not a good start
    5
  727. This is one of the best videos I have ever seen, as a member of a family business
    5
  728. Equity owners
    5
  729. Alright, I’ll subscribe now, only watched like 10 hours worth of your videos.
    5
  730. Hey HMW! You dont need to take a course to boost your self confidence! You are amazing and have one of the finest channels on financial Youtube!!! Keep up the good work!! (Btw due to one of your videos, I hopped jobs for a while and now I'm at a big 3 firm. Thanks!)
    5
  731. I might be biased for agreeing with your advice/video but I feels good after watching your video because I know I was right and on the right track. I don't give thumbs up easily. If you any of you gyus wants some solid advise and you come from a lower social/economical background. Keep on watching his video. Good stuff
    5
  732. Another great video!
    5
  733. I love how I got a Robinhood ad in the middle of the video
    5
  734. Very informative! Thank you!
    5
  735. Guys this video is so well produced and entertaining with it. Well done to all involved. 🙏
    5
  736. Great video
    5
  737. Good Job, I'm first nah!
    5
  738. Came early
    5
  739. Great breakdown....so many benefits of self driving. It will change everything tho good and bad for some folks 😁👍
    5
  740. Hey money man! Nice video!!!!!!
    5
  741. FIRST!!!
    5
  742. Here for my weekly depression
    5
  743. Never trade real money for fake game assets. Good explanation and vid
    5
  744. First to it!
    5
  745. Notification! Nice to see a new video from you👍🏻
    5
  746. I think Marko is pretty good ;) All joking aside, I have a finance degree and have actually worked in finance and commercial real estate a majority of my career. A lot of financial YouTubers have no real world credentials, for better or worse. 🤷🏻‍♂️
    5
  747. I never thaught u cared whether i get rich or not. I still love and watch your videos tho :D
    5
  748.  @HowMoneyWorks  yeah the new title fits much better
    5
  749. It's fascinating, but I have no desire to actually play it myself.
    5
  750. 'Hot hand fallacy' learned something new today.
    5
  751. you see that mad lad using a touch pad to play eve?
    5
  752. its not skill gap its skill issue git gud scrub! gg ez no re!
    5
  753. I had a call with How Money Works the other night and asked him about how his history channel was going. Never would I have thought that it wasn't making money on it. I hope it takes off because he's got some interesting topics in the pipeline that I am looking forward to learning about.
    5
  754. oh my god I wish I could invest in this channel. You're going to blow up
    5
  755. First
    5
  756. Can you do a video on what if EVE online did allow for ISK to be traded for $$?
    5
  757. excellent video.
    5
  758. First, love your videos
    5
  759. when I see people talking about inequality as the worst thing ever i always bring up this question: if the poorest person in the world could afford food and a home, why would it be a problem that a guy is worth 999 trillion dolars?
    5
  760. Your videos are amazing 👍
    5
  761. no 1 here
    5
  762. Thanks Youtube algorithm, I found a great new channel😁👍🏾
    5
  763. Very important nuanced take. Great stuff!
    5
  764. Tell you what though, i made a lot of money assembling shitty furniture for all the airbnb's that sprung up.
    5
  765. or just evil
    5
  766. I feel like this video would be better if it was uploaded on April 1st lol
    5
  767. Wait did this videos title change?
    5
  768. Dude, been binging this channel and love it. Awesome work!
    5
  769. Awesome video! Thank you for making another!
    5
  770. Notice his word choice "They abandoned me" salty
    4
  771. Love your channel, my dude.
    4
  772. as an Aussie, you pretty much nailed it.... but its actually a bit worse than that, but we'll see soon. Entree' the great Aussie😗🤑🤭 depression of the 2020s'
    4
  773. Early gang here we are
    4
  774. Very interesting! For me, the most fascinating aspect of this you mentioned is how things like money and status would be completely worthless in an end-of-the-world scenario. Without the rule of law, there's nothing stopping the people you've hired to protect you from just taking your stuff.
    4
  775. Send asmongold money. He brought me here.
    4
  776. Thx for the amazing vids!
    4
  777. 5:29 wow 3 avatars
    4
  778. So happy to hear Below the Asteroids as soon as the video started, kudos!
    4
  779. As a HR person I support this meaning ❤
    4
  780. 10 views after 1 minute? Bro fell off
    4
  781. Great video, glad you took the time to make a video about this topic!
    4
  782. 4 seconds ago I gotta do this FIRST
    4
  783. Dude how do u only have 6k subs these videos i would expect from someone with a million
    4
  784. Look up the plain bagel i think you’ll like it too
    4
  785. Another video for the bois. Buy dogecoin
    4
  786. Great vid as always.
    4
  787. Nice use of the JonTron snake oil salesman!
    4
  788. Really good video, and I love the thorough research
    4
  789. This video would had been perfect if you had a raid shadow legend ad in the middle
    4
  790. Ah just when I was thinking of doing something with my day. Thank you, HMW, for giving me another excuse to procrastinate.
    4
  791. YTB all aboard
    4
  792. these videos need alot more attention!!!great channel
    4
  793. A good video, as always.
    4
  794. I agree with this whole video. Appreciate the great content.
    4
  795. First comment 🎉
    4
  796. No, their products are not cheap. At least not here in Europe, where there are far cheaper options. Also the problem is selling. There is none. When you are going to meet MLMer, it is never about the products, but the system. Actually after first or second meeting you hardly know what they are selling, but you are full of Kiyosaki and rag to riches stories. There was a research among the members and vast majority became members to do a business and not just to buy from themselves. Of course they ended mostly buying from themselves, as there is hardly any demand for overpriced no name products. But it is not the choice of those freshly recruited, it is where they ended up with this opportunity. Actually after Covid outbreak Amway increased the prices of many products here significantly. Also in Amway you have some products which you can dilute etc., but their espring or pans and pots, it is easily 10 times overpriced to regular Europe brands. And you can not dilute a pot... Also the quality is quite an issue. Have you read the ingredients of their products? For example their toothpaste has some artificial colourants in it. Which are linked to cancers and believe should not be even distributed in EU. And again, price is 10 times of the regular Colgate product. And you completely left out the tool scam out of the video. This motivational pseudoreligious gatherings are organised by the club of higher pins and this is where they make real money. With Covid they do it on Zoom now charging 300 - 400 dollars per weekend online motivational session, with literally 0 costs to organize it. So if you meet your products quota monthly and buy all the tickets for these meetings, losses can be significant... And the sales to non participants in the scheme are almost non existent. Fun fact is, in my country, there are something like 30k registered members, but their annual sales are below one Tesco hypermarket store with 100-150 employees. It would be really hard to find some less effective product selling organisation.
    4
  797. Notification :)
    4
  798. Congrats bro! You deserve this and more! 👏 Always being a productive member of society 😂
    4
  799. Love you HMW ❤️.
    4
  800. Peter Gibbons: The thing is, Bob, it's not that I'm lazy, it's that I just don't care. Bob Porter: Don't... don't care? Peter Gibbons: It's a problem of motivation, all right? Now if I work my ass off and Initech ships a few extra units, I don't see another dime; so where's the motivation? And here's something else, Bob: I have eight different bosses right now. Bob Slydell: I beg your pardon? Peter Gibbons: Eight bosses. Bob Slydell: Eight? Peter Gibbons: Eight, Bob. So that means that when I make a mistake, I have eight different people coming by to tell me about it. That's my only real motivation is not to be hassled; that, and the fear of losing my job. But you know, Bob, that will only make someone work just hard enough not to get fired. ” --Office Space, 1999
    4
  801. Heart pls :D
    4
  802. Amazing video! I think Tim will love this one haha
    4
  803. 7:56 that "he he" made me go "ha ha"
    4
  804. Love this channel
    4
  805. First
    4
  806. Why is it slimy when others (Omaze founders) put their heart and soul into creating a business that also creates wealth... Whereby they may also create jobs that might enable someone employment, or to buy their first home, or invest for their child's future? Good breakdown but also biased! I enjoyed the video and nonetheless, great work!
    4
  807. As someone who has 95% of there money in AMC I took that personally
    4
  808. All hail the great Benjamin
    4
  809. Alright alright. You got me. That battle is pretty funny. 😂
    4
  810. Mlm make me 🤢
    4
  811. First
    4
  812. I just got here and this comment is for the algorithm
    4
  813. First
    4
  814. First ❤
    4
  815. ​ @HowMoneyWorks  "How do you do, fellow kids?"
    4
  816. I love your videos
    4
  817. Great video mate 👍
    4
  818. Don't forget to add the newsletter link to your About! ✌️
    4
  819. For me the worst are definitely car dealerships and insurance of any type
    4
  820. intresting vid. also would you also be doing a vid on something like UBI, since i think it would be a pretty interesting argument to (for or against ) Wealth Inequality.
    4
  821. Very interesting. I loved the video! Keep it up 😃💸
    4
  822. Your channel is so important in this world
    4
  823. Abundance of resources could make wars possible and devastating. Because WE CAN
    4
  824. Well, I’m here cause you asked me to be here. As an eve player, I don’t want RMT. Eve isn’t just a game, at least not for me. Eve is one of those things that once you get a foothold into it? You’re sorta elite among other gamers just due to the fact that eve is honestly just a reflection of yourself, it becomes a lifestyle, the people who enjoy eve plan their IRL events around eve and their goals inside of it. RMT is just going to bring about an influx of horrible people only doing things to earn a dollar, at that point eve just becomes a job. I understand that this is an economics channel, so, this next tidbit might not be viable in your content, but if CCP want’s to stay afloat, things need to change. Firstly, CCP needs to discover a way to incentivize PVP in a way that retains value, but doesn’t overpower in success so we don’t end up with the imperium dorks who are too afraid to bust out the big guns and pop out some content to keep players invested. Secondly, we need more ships that upset the balance of things in later game that are really really hard to get, but are also beatable by the attacking force. Right now in eve, when I see a titan on grid? I don’t feel scared, everybody and their dog has a titan, I’ll just call uncle Jim and he’ll roll up on grid with 5 more titans and a bigger dick to steamroll my opposition. I am fine with scarcity, honestly I really don’t mind my ships being worth so much more, because that in itself forces me to think about what it is that I’m doing before undocking. I live in nullsec, and I’m right off a bunch of pipeline systems and it’s pathetic the amount of players not floating around trying to get kills, now, granted we are coming out of the restrictive phases of the pandemic so people will be reaching back out into real life again, so, I think the changes they just made should have been done this upcoming winter when players are more active as they’re trying to stay out of the cold. They picked a very very bad time to release the content they did, and there was no build up to prepare players for the entire shift they just shoved down our throats. Even in its dilapidated state right now, I love eve. It has helped me through some of the hardest times of my life, and it’s style of game play has helped me learn how to think differently in my real life as well as in game. Our biggest issue right now as a player base is CCP and it’s over nerfing of important assets. Ultimately, if we the players could find a way to reignite the fires of war, and I can see eve beginning to recover. But, until TEST and GOONS pull their thumbs out of their buttholes and decide to put their money where there mouth is, I think we’ll be in for a loooooooooooong depression. Edit: also fuck you for making this your last one, new players in eve would love to have someone explain the economics of eve in a way where they can learn how to appreciate their assets. These videos have the potential to stop new players from getting ripped off by Jita dickwads who do nothing but scam their way to the top. To you these are just videos about video games, but, to a new player this is like gospel. I say do your usual content, but also keep doing eve stuff on the side for newer players. Content like this is what keeps eve afloat, you’re directly influencing player counts going forward with this exposure. You started this, you might as well run with it until the bitter end. We can’t rely on CCP alone to fix what’s broken. People like you can help people like me fix what needs to be fixed.
    4
  825. Brilliant video, interesting new perspective but maybe a little more in depth next time?
    4
  826. It's also called counterparty risk, which is there for every investment. Except for a few commodities.
    4
  827. Eve has always been a game more interesting to read about than to actually play.
    4
  828. Can I be honest? I wanted to like the this video 100x because this is the REALEST first 3 minutes I have ever heard.
    4
  829. First comment ♥ ♥ ♥ 🔥 🔥 🔥
    3
  830. He specifically said big gains are equivalent to a winning hand in poker. They happen, but they are not reliable enough to build wealth over time.
    3
  831. see my problem isn't crappy mobile ads and shifty courses. recently and frequently I've been fitting deep fake advertisements using elon musks face and voice to bring you to a site called tesler. stuff like that, should be illegal
    3
  832. I spotted Ben Felix! Well-played
    3
  833. Shameless plug for your other channel. Don’t worry I subscribed cause I like history 🤷🏻‍♂️
    3
  834. Here before Joshua Fluke
    3
  835. The good news videos are also filled with bad news. Hey something great happened..... After years of you getting screwed over and it will likely get reversed by a corrupt government! Yay I guess?
    3
  836. Graham for exemple makes 90% of his income with YouTube and selling Courses. They're great, but not an exemple to be followed. I used to watch a lot of fin-tubers, but now I'm focusing on my career. I'm at a junior position and I still have a lot to learn
    3
  837. damn stereotypical american suburban house really looks like a cardboard.
    3
  838. Finally some truth!!
    3
  839. economists aren’t surprised unless you’re a “economist” that knows nothing about how money works or what money even represents like say a socialist
    3
  840. you should check out Albion Online and the few world wars that happened there
    3
  841. loot boxes ARE GAMBLING. full stop. just like in a casino. you MUST have said that outright, man.
    3
  842. Notification! And like 👍🏻
    3
  843. Awesome! The more you know!
    3
  844.  @HowMoneyWorks  I'm a longtime gamer, among other things :D I SO VERY MUCH RELATE hahahaha :D
    3
  845. last!
    3
  846. Your work is INCREDIBLE
    3
  847. You will own nothing and be happy, or else...
    3
  848. Brilliant video!!
    3
  849. Exactly what I have thought about Omaze, you have put in words (or video in this case).
    3
  850. Really interesting peak behind the curtain. I think you loose quite a bit more money per video because you assume that you work for free. One way to split your profits from your labor is to assign yourself the hourly wage you would pay someone else to do your job. If you do that, I think even in our niche, a channel might only really be profitable if it gets 300-500k views per month. Would that be accurate?
    3
  851. Your content is great, man.
    3
  852. Great videos. The reasons you mentioned for married men making more money than single men all resonate with what I've witnessed. Most single men I know (who are let's say in the 40s or older) tend to work enough to pay their own bills but not much more. Numerous older single men I'm friends with work less than 30 hours per week and they like it that way. And, they've worked less than full-time for many years and were frequently out of work. I think single ladies notice when a guy works as little as possible. In contrast, working less isn't an option for my married friends, especially those who have kids. They work LONG hours because everybody is counting on them. But interestingly, most of those guys have had that work ethic since they were young. They worked their way through college, two jobs after college, etc. And they have virtually no periods of long unemployment. And the single ladies notice that about them and see them as better potential providers.
    3
  853. wow that's a really small number of view and subscribers, I really like your work, really professional, am gonna subscribe
    3
  854. Love you content thank you for all the work you put in
    3
  855. :_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW::_HMW:
    3
  856. Your videos are always dope 💯🙏❤️
    3
  857. 1000 views in six minutes, bro fell off 💀💀
    3
  858. Love the video! 😃
    3
  859. I am grateful for this informative videos that you post. Keep it up.
    3
  860. First
    3
  861. I don't know why I'm commenting
    3
  862. I hate the middle age man
    3
  863. Genius question, now I'm gonna watch the video
    3
  864. Brilliant as usual!
    3
  865. How can you be an ex-IB and support taxation?
    3
  866. Doing tricks on it
    3
  867. 32 seconds ago is hot
    3
  868. 998k subs and 305k views. These indeed increased since the EVE videos
    3
  869. For me, an advertisement for sun screen came up.. It's true, my skin is quite light..
    3
  870. Holy smokes I am actually really lucky and unappreciative of how lucky I am.
    3
  871. 7:05 - Our narrator - f'ed. Caption - Funded
    3
  872. the channel's creator is so stressed that he has to create a youtube video to calm
    3
  873. Unpopular opinion, unless the consolidation is too concentrated and the centralized farmer becomes a price setter, a more centralized farmland ownership is really fine
    3
  874. meow
    3
  875. First
    3
  876. The world market better hope CCP never implement a real world equivalent to the stock market that exists, where futures can be bought and sold. Because, and I’m betting money on it: one of us is going to train themselves how to execute a scam like that and after they have successfully tanked the EVE economy they’re going to do the same in the real world. And if you’re smirking at that, I promise you none of us would be smirking at it because we know the characters we’re dealing with.
    3
  877. FIRST
    3
  878. Both Graham and Kevin used to make good content especially about real estate but I’ve stopped watching them since a little over a year ago. The content they produce now I don’t see the value in it and neither is it entertaining and those thumbnails are ridiculously terrible to even look at
    3
  879. "Since this video was obviously not sponsored by Raid Shadow Legends" - LOL! That would have been so incredibly perfect if it had been though.
    3
  880. Interesting 🧐
    3
  881. first for the first time :))
    3
  882. MATE! Calm down! I'm trying to sleep, and it is a little hard to do so around all these shots fired.
    3
  883.  @HowMoneyWorks  You and me both buddy
    3
  884. At the end of this video you asked for similar games to look at that had an economic system that was a bit different. I would ask you to review and give opinions on SECOND LIFE. Second Life(SL) is a pure build world, anything you want can be made by players, and can be made to be sold. The single biggest difference is that the currency (linden dollars, L$) are completely convertible to US$ and have been since day one, eighteen years ago. This has produced an economy that is worth roughly 50 million US$ per year GDP. You may have an interesting time.
    3
  885. Great video!
    3
  886. Ye
    3
  887. "since this video is obviously not sponsored by Rage: Shadow Lengends" LMFAO
    3
  888. It's amazing how video games teach you more about currency and life than going to school does
    3
  889. A great video I’m sharing with everyone. Would you speak to how many financial institutions are looking at moving out of NY and move to Florida? Miami is booming.
    3
  890. So much dancing this video
    3
  891. I hope they do....they should
    3
  892. Please get sponsored by Raid Shadow Legends so we can taste the irony.
    3
  893. I liked your video before even watching it ;) haha Love this subject matter- continue doing more of it!!!
    3
  894. First
    3
  895. Love this video!
    3
  896. Im behined but I think we deserve a little love too :(
    3
  897. This video is amazing
    3
  898. As a player, the analysis here is great. Excellent video. However, like many things in classical economics: reducing CCP's actions to purely economic terms, misses the underlying behavioral factors. Their are economic lessons to be gleaned for sure. But remember many of these game changes are relate to digital combat assets. It's not like buying a house or a consumer good. The most impactful changes directly impact the digital equivalent to going out and purchasing an fully manned aircraft carrier. Corraling the game mechanics and player behavior around those assets is equally important as the economic considerations. Somthing that should carry weight in the full analysis. There is also a full scale, in-game, player created war which also drives many players behavior during this period. However, these points aside: Excellent video
    3
  899. 🇧🇸🇧🇸🇧🇸🇧🇸🇧🇸🇧🇸👍👍👍👍👍👍👍💯💯💯💯💯💯 keep up the good work bro 🙏🙏🙏
    3
  900. I would pay to watch Patrick Boyle. Not much else, frankly.
    3
  901. First
    3
  902. Jokes on YOU! It was a woman pitching a monthly subscription for premium crystals!
    3
  903. FIRST
    3
  904. I like channel and I like how you speak.
    3
  905. Jesus won EVE
    3
  906. first! :)
    3
  907. Underrated channel, love the content!
    3
  908. S&P 500 index fund, my man. As long as you can leave the money alone for at least 5 years (some say 10), you'll make out like a bandit guaranteed. These past 5 years in particular - you would''ve doubled your money.
    3
  909. comment for algarithum love the video atual review! :)
    3
  910. Comment 1
    3
  911. Not gonna lie 2s is my lowest yet
    3
  912. Watching this from Canada...
    3
  913. Solid hitchhikers guide reference
    3
  914. Wow, under 1 minute gang
    3
  915. Excellent ratio
    3
  916. >or Private Equity Somewhere a stickler associate is losing more hairline over this typo
    3
  917. 20th comment!!
    3
  918. Brilliant content, as always. Happily subscribed and liking them all. (and I watch 100% of each video) =)
    3
  919. Already am
    3
  920. First
    3
  921. Keep this up and you’ll be a very very successful channel. Subscribed
    3
  922. I did a test in M1 on the Spacs from Chamath and they all basically tanked them minute he claimed to be the next Buffett. Meanwhile I mirrored Buffet in another M1 portfolio and it kept going up. In short this video is spot on. Diversify and invest in companies with good returns and longevity.
    3
  923. Merry Christmas @HowMoneyWorks Your content has been really top notch all year round
    3
  924. Sorry babe new How Money Works Video just dropped gtg
    3
  925. Y'all Street 😂
    3
  926. First to it mah people
    3
  927. First!
    3
  928. 2:32 That's Laura Palmer's house from Twin Peaks. I mean it's the real house.
    3
  929. Great content, thank you!
    3
  930. This is a great video
    3
  931. Bernie Madoff to the moon
    2
  932. Great Video!.. Is there someone with great subscription based business idea?
    2
  933. I've voted in every local election since becoming a citizen in 2010. Civic responsibility.
    2
  934. Ayyyy, we're positive numbers now.
    2
  935. Remember, if you hear bad things about Lina Khan in the following months, corporate America has a stranglehold on politicians and the media, and will use their lobbying power
    2
  936. Uhh...I think you meant Mel Gibson, not Mel Brooks.
    2
  937. Oh my fucking god. Thank you for posting this.
    2
  938. Number 5 reminds me of Michael Scott
    2
  939. How do i get bullish exposure on this channel's growth?
    2
  940. Yayayay I remember Compounded Daily
    2
  941. I love this channel.❤️❤️..
    2
  942. I like my boring IT job, doubled my salary last time I switched job. Next time it should go up by at least 50%, maybe even 100%.
    2
  943. I’m on track; heart me please.
    2
  944. This is why he is my favorite YouTuber videos like this
    2
  945. You’re amazing dude
    2
  946. You are a great guy, keep up the good work
    2
  947. Great video, love your presentation style! Keep doing what you're doing.
    2
  948. I found this small channel but with great content. My happy!
    2
  949. I respect you for respecting my time
    2
  950. Can i get one of those useless heart emojis? 🥺
    2
  951. Okay, that was worth a subscription.
    2
  952. I love the callout to @Coffeezilla XD I’ve been binging his videos on the Frazier Kay crypto scams
    2
  953. In the next week's episode: Microtransactions! Good, or great!?
    2
  954. First, love your videos
    2
  955. Thank you for correcting the wide-spread misconceptions about these research studies.
    2
  956. Excellent education on an important subject! 👍🏻
    2
  957.  @HowMoneyWorks  Well over a year, now I have my corporation and it is even better. U tried Eve?
    2
  958. Great Video Thanks
    2
  959. "This is not assault and/or battery" punches you
    2
  960. I have an Associates in Game Design and a Bachelors in Finance. It's like this was made for me.
    2
  961. Fantastic work! Just took the membership!
    2
  962. Those capitalistic aquarium scum!
    2
  963. Eve online is honestly a more realistic world than the real world. It shows what humans would do in a world where economics is the only law.
    2
  964. Man i fking love Eve but yeah the economy is fuck up and from my own experience some playet area really toxic toward another player which created this kind of atmosphere that im not really comfortable with, hence i quite eve a while ago.
    2
  965. I like this channel that much, I sit through all the ads.
    2
  966. Viewer engagement.
    2
  967. C'monn💸💸💸💸
    2
  968. A happy user of Premium
    2
  969. Not to mention people who narrate videos over stock footage
    2
  970. oh got here in 50 seconds
    2
  971.  @HowMoneyWorks  yes and I hear people say they should have both, but the IRR is on all the pitchdecks, and the press, the sales keep quoting it and confusing it with a 'rate of return' (CAGR). In my view it's too confusing and should not be used (that's the opinion of my latest guest prof. ludovic phalippou). But there are accurate measures of actualperformance available like the CEM benchmarks available (for a fee).
    2
  972. You honestly haven't tried those courses. They aren't teaching you how to make money with these things as speculative assets, they are teaching about the uses of these assets. Also, courses from brilliant are very transparent on the risk of this speculation.
    2
  973. great video
    2
  974. I got a virbo ad at the end of your video. Quality comedic timing
    2
  975. instant click
    2
  976. Unfortunately not just a first world problem
    2
  977. Very informative video. Thanks for the awesome info 🙏🙏
    2
  978. read the title and knew id like the video, great work!
    2
  979. Ummm, this video is out of date, the alliance tournament is back now.
    2
  980. Nice video!
    2
  981. Everything is business
    2
  982. Honestly, as a YT Premium subscriber, I had no idea. More comment after the break...:_HMW:Welcome back. The rest of this comment was paid for by HMW. Check out my other comments in the end card. :_HMW:
    2
  983. Loved how you pointed out carwow.
    2
  984. love your videos
    2
  985. Damn, UK really caught that stray bullet
    2
  986. Idk, dawg, if you wanna shill me Raid Shadow Legends, I'm not against it 😂😂😂
    2
  987. great first second
    2
  988. Clarity, transparency & education? Yeah, just joined & thanks! Shot-out from Sunny South FL.
    2
  989. Thank you for awesome content ☺️
    2
  990. Man, this channel is golden.
    2
  991. Yo why is this intro so lit 🔥
    2
  992. How did I end up here? I've never played this game and only heard of it in passing a few times years back. Algorithm be like brrrrr. That being said - awesome video. I enjoyed it. Thanks!
    2
  993. "It's"???? Edit: It's changed now
    2
  994. (no hate) at 1:46 you spelled "invest" wrong
    2
  995. This is like Economics Explained but more hip. Glad I came across the channel.
    2
  996. First 5 seconds of the video: Jim Cramer was FLOATING over that beat. Straight 🔥🔥
    2
  997. Hilarious 😂
    2
  998. Honestly one of your best videos so far. Is it weird I enjoyed you shitting on my dreams?
    2
  999. The algorithm is truly pushing this guy’s channel! Nice job bro! The algorithm finally favored you
    2
  1000. PS I came to the same realization you did, and unsubscribed from all three of them some time ago, but today I subscribed to you. :)
    2
  1001. Nice South Park reference at the end XD
    2
  1002. foirst!
    2
  1003. 4th and final eve video? How about elite dangerous style game economies which aren't quite as realistic as these? Although, if you're done with games for a bit, I'd love to see your take on the rise of subscription services and software. Besides that, amazing video!
    2
  1004. Another great video!!
    2
  1005. Man, your channel is so underrated
    2
  1006. We love you
    2
  1007. I love me too
    2
  1008. Great Video!
    2
  1009. 8:30 More!
    2
  1010. The informant is mark zuckerberg then?
    2
  1011. Not only does it cost money, it also costs a great deal of time. My average video takes around 26 hours to go from idea to published. I made a video similar to this a few days ago. Where did you find your editor? I need to hire one 😭.
    2
  1012. The description of the majority of content on LinkedIn is so spot on and comedy gold. 😂😂😂
    2
  1013. You should check out the worst MMO series on YouTube. He talks a lot about malicious monetization
    2
  1014. give this man a like
    2
  1015. When you're talking about American govt but your a dumb@ss and think you're talking about a game.
    2
  1016. I really appreciate your work man good job
    2
  1017. Wow I guess this is the first video where I don't hear your voice first. For a moment I thought I clicked on the wrong video then assumed this was your face reveal and you are actually a blonde woman...
    2
  1018. love your videos ♥
    2
  1019. TL; DW Investing is like gambling: The house always wins. So bet on the house.
    2
  1020.  @HowMoneyWorks  Couldn't think of a better word on the spot 😅. Love your videos, keep up the good work.
    2
  1021. It’s too late, you already went down the rabbit hole.
    2
  1022. respect for richard
    2
  1023. My main job is farmer ,, and my second job is cook both is not important so basicly i just npc or mob on this world
    2
  1024. People who had subscribed to newsletter got early access 12 hours ago.
    2
  1025. I vote locally! (And my motor functions have yet to be crippled by age)
    2
  1026. This crazy s&p performance has only been a recent phenomenon.
    2
  1027. Another great video and the reason why we ALL need to take back control of our finances and not rely on government or private companies to look after our retirement plans as they dont give a damn and prefer us to all be poor. Lesson 1 understand the difference between being rich and being wealthy!!
    2
  1028. Have never heard of Omaze, but nice vid.
    2
  1029. You had me until about 13:00 when your comment came about the WWE! Ha. Just kidding. I see your points, but like you, I still do watch for the entertainment value, not really for the advice of his show. He's a bit smug for me.
    2
  1030. it's being imposed... just like the real world.
    2
  1031. Thanks
    2
  1032. Great video ! You got me back into Finance 😂
    2
  1033. I've worked in one. Think tanks are a way for corporate and government grant money go to enrich other wealthy people who run the places. In return, they push the agendas of the powerful while making bank. So basically it's hell.
    2
  1034. I've been dying for a vid like thiz
    2
  1035. Oi take us out on the boat ya dog
    2
  1036. Money isn't resource and taxing all wealthy people would have same effect as printing more money
    2
  1037. You are a hidden gem among the vast videos of youtube
    2
  1038. First
    2
  1039. Financial responsibility!? I'd rather take a drink for every sound effect I hear in this video.
    2
  1040. Here's a membership for your frank honesty.
    2
  1041. Please add the option to only receive a weekly summary in the newsletter
    2
  1042. I hope so, want to pick up some mtg for the actual game.😢
    2
  1043. Nice vid
    2
  1044. Feeling Lonely? Have a meeting!
    2
  1045. I'm here early:)
    2
  1046. How did you know I am watching this at work? Don't tell my boss. 🤣
    2
  1047. My guy! Another excellent video. The economies of GTA V or the Total War series would be great!
    2
  1048. I watched this video upside down so I could better relate to the Australian people.
    2
  1049. Patrick is fooling you, he has an immense fortune from his underground rapping career hes hiding from you.
    2
  1050. I was here while it was negative
    2
  1051. Damn HMW why you gotta out us like that 💀
    2
  1052. Citizen's United is one of if not the worst piece of legislation ever passed by congress.
    2
  1053. Love to see you do a video on why EBITDA is pure trash
    2
  1054. Silicon valley yuppie making over 6 figures who drives a tesla or prius and codes and dibble dabbles with trading and yearns for a hot gf. Youre welcome.
    2
  1055. Greetings, I am from the Department of Redundancy Department.
    2
  1056. Your Channel is gonna shoot up!
    2
  1057. Good video, fellow human
    2
  1058. I saw your faceeeeee!!! Nice meeting your Darin!
    2
  1059. First
    2
  1060.  @HowMoneyWorks  Yeah I realize that it wasn't meant to imply they were a scam. Hello fresh is not a scam.
    2
  1061. Here before a million subscribers.
    2
  1062. Didn't even know there were ads like those. Been using premium this entire time.
    2
  1063.  @HowMoneyWorks  https://youtu.be/lqeurV9ImuY You can still watch it. I'm surprised there's still a video of it as it happened so long ago.
    2
  1064. Brilliant video
    2
  1065. Amazing video! Im watching while you are still losing money kkk I also have a finance channel, but in portuguese, cause im from 🇧🇷. Im yet a small channel but hopefully someday i'll get to your level!
    2
  1066. Notification!
    2
  1067. Woot up 300 bucks as of 8:48 PM 11/30/2022
    2
  1068. Just so you guys know, you can enter the giveaways without contributing, and the promocodes are extremely easy to guess haha. But great video bro!!
    2
  1069. Board of directors interesting.
    2
  1070. Awesome video, awesome channel... Please, talk about Albion, they created an awesome economical system against resources saturation and keep the market healthy... SBI (developer) is constantly fighting against RMT but it so unsucessful that all the politics, diplomatics and war in the game is related to RMT due to people RENT territories won in war... like real feuds.
    2
  1071. Always hated the way these so called financial gurus shit on the very jobs that keep society functioning
    2
  1072. I play Tibia, and even thou it's a completly different game, people still have items that values thousands of dollars, and ingame wars costs millions of dollars. Althought the game is really old, it's really fun all the drama it creates
    2
  1073. Now THIS is a video!
    2
  1074. Boom. Subscribed! Great content. Gonna learn something from you.
    2
  1075. Thanks! Love the "meme coin" joke. 🙌
    2
  1076. First
    2
  1077. i build houses
    2
  1078. Oh, baby! Almost to 1 million subs. I'm thrilled for you.
    2
  1079. During this video I got a financial scam ad.... Just great...
    2
  1080. Amazing. Love it
    2
  1081. if you wanna be a billionaire just become a trillionaire and made a lot of really bad decisions
    2
  1082. first comment fast
    2
  1083. THANK YOU! I've been calling out Niel for his BS for ages because the moron needs to stick to astrophysics. He's an idiot on basically every other topic he has ever spoken on.
    2
  1084. This channel is so good. I drop everything to just watch every new video
    2
  1085. Welcome back! Missed your videos.
    2
  1086. Well said. Loved it thanks
    2
  1087. I know that guy at 9:42 😂
    2
  1088. First comment! ❤️
    2
  1089. Why do all of the stock video clips with people using table saws have the blade set dangerously high? Makes me cringe every time!
    2
  1090.  @HowMoneyWorks  fair point
    2
  1091. Hey hey, notice me senpai. I go to city council meetings.
    2
  1092. Cause they pay well and are stable
    2
  1093. Oh, this channel is so good.
    2
  1094. Well EVE is a game so abundance can drive conflict because people are bored and have shit to throw away in pvp. In scarcity people are afraid to engage in pvp and lose what little they have.
    2
  1095. Reverse survivorship bias
    2
  1096. Can you stay on graphs longer instead of adding so many stock videos. I want to see the data
    2
  1097. Since I'm watching after 1 min it was uploaded, I'm guessing you are in negative as of now and given the swearing, there's a chance you could have problems YouTube is really a great platform, sure there are lots of genuine to be made but in general YouTube has been a net positive thing to have happened for creators. So many people have been able to make a living out of it and change their lives. Can't imagine how I would entertain myself without it. Good video btw, keep it up
    2
  1098. All of that ''economy'' seases to exist witha flip of a power switch ... Just imagine what it would be like in real life ...
    2
  1099. Sometimes i feel guilty for consuming content with the intent of betterment then once in a while i get something like this and appreciate this App👌
    2
  1100. btw I love How money Works. He is the first realist youtuber i ever discovered
    2
  1101. How to make money with AI: -Create a content how to make money with AI
    2
  1102. I’m in the first 24 hours, he’s talking about me!
    2
  1103. 2nd
    2
  1104.  @HowMoneyWorks  i just got recommended your channel and I really like it :) you’ve got a new subscriber
    2
  1105. 5:06 The Father, Son, and the Holy Spirit of Youtube finance.
    2
  1106. How it feels not to take ftx money
    2
  1107. First :D
    2
  1108. W youtuber
    2
  1109. Great video!
    2
  1110. Really loving this channel. Came here from the Rational Reminder podcast. 👍
    2
  1111. 10/10 would watch again. Never change man!
    2
  1112. :_HMW:
    2
  1113. Petition to trademark the word trademark😎😎.
    2
  1114. is it just me or is this game more real than real world
    2
  1115. A Land Value Tax would fix this
    1
  1116. Thanks!
    1
  1117. Appreciate everything you guys do! Thanks and Happy New Year!! 🎉🥳 🎊
    1
  1118. amazing video
    1
  1119. If you earn 0 dollars you pay 0 tax! #NotFinancialAdvice
    1
  1120. this comment is just to increase engagement. edit: I just realized that youtube has a fake engagement policy, so I just want to make it clear that this is about as authentically as I've ever engaged with a video.
    1
  1121. 200k a year
    1
  1122. You forgot to mention the part where domestic manufacturing is needed for supply chain interruptions like during Covid.
    1
  1123. ROAD TO A MILLION SUBSCRIBER'S!!!!!!!!!!!!!!
    1
  1124. FIRST
    1
  1125. Thanks!
    1
  1126. 😂 finally, the Australia episode
    1
  1127. You are able to make this video, thanks to ‘bullshit’ jobs 😉
    1
  1128. Not everything is a monopoly! Some of them are cartels!
    1
  1129. 5:09 I would spend my time playing video games and watching YouTube all day.
    1
  1130.  @HowMoneyWorks  just wanted to say that its a very important topic
    1
  1131. 10 minutes and bro hasn't hit a million views yet How Money Works has fallen off 🫥
    1
  1132. I have never missed an election for counsels
    1
  1133. Please proofread your captions before posting. At 2:29 you say "decades" while the caption says "centuries".
    1
  1134. You should compare the ships to magic cards, not rollys.
    1
  1135. My god i love your channel 💖 Why youtube did not recommend me your video before
    1
  1136. i feel better
    1
  1137. 4:26 no "time to learn how money works" signature logo :(
    1
  1138. Let's gooo with a fresh upload
    1
  1139. Yeah the boizzzzzzzzzz
    1
  1140. Here for my useless heart emoji
    1
  1141. giving the answer at the begin is fine, what i and those sub want to know is how did you get to that answer, fact and figure did you use and so on. let average lose go the winners stay till the end.
    1
  1142. No punishment of the law should be a fine.. it's only a punishment for poor people
    1
  1143. i actually do vote in my local elections
    1
  1144. Great video, I subbed
    1
  1145. Great Video!
    1
  1146. I have an office job doing tech support with a low number of calls in a boring industry, my coworkers and boss are all chill and its honestly a super nice gig.
    1
  1147. Did you just assume my income
    1
  1148. 3:49 What about colonel Sander's secret sauce?
    1
  1149. Loved the Coffeezilla bit 😂
    1
  1150. this is so cool
    1
  1151. Thank you for your attention to detail and quality. Your videos are always impressive.🫣🏸🤖
    1
  1152. I vote locally!!! (I did once)
    1
  1153. I'm the biggest non local election voting bum around! Pick me!!
    1
  1154. I correct documents, errors in scanning. Is menial AF, but get to work from home and I love that.
    1
  1155. Early
    1
  1156. This video was so satisfying.
    1
  1157. Great video as always Try not to mention your former investment banker job challenge (impossible)
    1
  1158. 🥇
    1
  1159. 26 seconds ago
    1
  1160. Your channel is soooo good ♥ ♥ ♥ 🔥 keep it up ♥ ♥
    1
  1161. This dude sounds like he's mad he didn't come up with these schemes. LOL
    1
  1162. Broooo you're sponsored by the Morning Brew?? That's so dope! I love the Morning Brew. Been a subscriber for 3 years and they totally deliver.
    1
  1163. I'll bite. I have become a Patreon supporter. I want to watch good quality videos and I want to pay for what I want to watch.
    1
  1164. I paid with cash the last 4 transactions ive made within the last 48 hrs. And one was a card transaction. But i see ur point.
    1
  1165. congrats on reaching 1 million subs
    1
  1166. Lol. Too scared of coffeezilla
    1
  1167. I am a welder fitter. I make steel structures. People like me with our work have to feed 20+ other people who produce nothing. We who produce have the least of our work.
    1
  1168. Not only is WFH better for employees & productivity, it's better for the environment. If you're not driving, much less pollution and road maintenance. So it's better for public services, too. It also gives companies a bigger labor pool bc the talent they need may live 5 states away. Impossible commute but great opportunity via WFH.
    1
  1169. I absolutely love and respect how smart this content is.
    1
  1170. the ultra rich want to live in florida because they got sceptical about the florida man stories and wanted to see him with their own eyes.
    1
  1171. great content thanks
    1
  1172. Yay another depressing reality check
    1
  1173. This episode wasn't nearly as depressing as usual. Quite a pleasant surprise.
    1
  1174. 2.5M$ in 2065 won’t be that much
    1
  1175. just wanted to point out at 13:40 the source says .02% of single family homes not .2%
    1
  1176. This guy Graebers
    1
  1177. Thanks!
    1
  1178. greetings from germany .. paying in cash is still - for better or for worse - a common thing to do over here .. although since the pandemic e-pay solutions became instantly more popular
    1
  1179. "'im not a financial advisor", then don't acting like one!
    1
  1180. Patrick Boyle ref. nice ^__^
    1
  1181. I remember compounded daily !! 😃😃
    1
  1182. First.
    1
  1183. San Fran dig 8:49 was laugh out loud good.
    1
  1184. Very interesting video good job
    1
  1185. I voted in a local election once.
    1
  1186. 3rd
    1
  1187. I had to go to a local council meeting for an assignment when I was in college.
    1
  1188. Strike over, that was fast.
    1
  1189. I've done MY civic duty!!!!
    1
  1190. Thank you for convincing me to not start a sour strips brand
    1
  1191. Learn a trade skill. 99% non bullshit tasks
    1
  1192.  @HowMoneyWorks  I guess that answers that haha
    1
  1193. 6:18 Liked! People think if they stop eating fast food twice a weak they will gain financial autonomy/security. No. That only happens (if you just use normal investment products) if you have enough money to leverage in the first place. 10x a crumb is not a cookie. The other thing people don't understand is the risk accrued by being alive. They don't understand that tragedy or hardship is inevitable for almost everyone. As such, deliberate risk is necessary in order to invest in yourself to increase your earnings. One reason wealthy people get more wealthy is their ability to afford risk and recovery from failure. A bitter pill.
    1
  1194. Another Awesome video!
    1
  1195. Not First :) but only 2min after posted
    1
  1196. Bro I promise on a bulldogs butthole I just looked up what the bell do think tanks do.
    1
  1197. LOVE IT!
    1
  1198. Once you get old enough, you run into the issue of "if I stop moving, I will immediately turn to dust".
    1
  1199. First
    1
  1200. Your videos are always so heartfelt and fun at the same time! Thank you for your ability to bring joy and smiles into our lives!🥁🌕🟩
    1
  1201. By far my fav finance channel! Its like if matpat did finance and business theory!
    1
  1202. No ad thanks to YouTube Premium
    1
  1203. first :D
    1
  1204. Really appreciate you outing the investment bros scumbags.
    1
  1205. Video Comment for Compounded Daily "Is Investing in Wine Better than the Stock Market in 2019?". https://youtu.be/ywSFgfuem-o
    1
  1206. Another depressing video from How Money Works to reminds us there is no hope…yayy
    1
  1207. Out of all of the clips - S tier choice my good sir!
    1
  1208. N A N I
    1
  1209. Wooo 1000th like right here baby. Man that was oddly satisfying
    1
  1210. thank you. you've got a new subscriber. 👍
    1
  1211. Or maybe NY can stop being so freakishly corrupt
    1
  1212. 6:42 Did I only see this? Check the feet
    1
  1213. Posted 18 seconds ago...
    1
  1214. "So let me cook" 4:06 cringe as hell
    1
  1215. Happy new year @HowMoneyWorks 🎉
    1
  1216. Quickkk
    1
  1217. The few decades everyone was worried about overpopulation. Now its underpopulation? Decide WHAT is the problem.
    1
  1218. first
    1
  1219. So I watched the Australia video and damn the similarities are scary.
    1
  1220. first
    1
  1221. Number 5. Spelt invest incorrect
    1
  1222. Used to watch Graham Stephan years ago, stopped after he starred talking crypto and bs promotions
    1
  1223. 10:45 - Mel brooks?! I think you meant Mel Gibson! Mel brooks is jewish and had nothing to do with passion of the Christ 😂. Other than that amazing video and i wish more people talked about how corrupt the church is and how our country needs to do something about it. Like… i don’t know? Tax religion above a certain $ amount? It’s all a scam to pocket money from naive people.
    1
  1224. You had me at sleeping and video games
    1
  1225. wOw ReaLLy gOOd StUfF!1! sO WhERe dO i SIGn Up fOR yoUR pASSivE INcum CourSE?/?
    1
  1226. comment for the almighty algorithm !!
    1
  1227. Yup. In the middle of your show I got a video from someone who said they made a million dollars a year ( show bogus check here ) LOL! You got a new subscriber and a like from me!
    1
  1228. "2022 was the worst year for financial fraud... YET" 📉💸💀
    1
  1229. 4views and 13likes?
    1
  1230. I voted in a local election; heart me bro lol
    1
  1231. I have always felt this. thank you for explaining it so well.
    1
  1232. Thanks!
    1
  1233. ok I've voted n lots of local elections
    1
  1234. I don't know how to fully summarise the level of multi-layered awesome that was in this video... It also kind of reminded me of Tom Scott's video on VPNs (which I often refer people to when discussing the pros and cons of video sponsorships... And about why a VPN won't help their particular problem, haha)
    1
  1235. Wonder if they think the same thing..
    1
  1236. Just wondering where's the Love this button because liking it isn't enough.....
    1
  1237. I pay for YouTube Premium because I learned about how to advertise in college before my breakdown and now adds make me sick to my stomach when I see how they are trying to manipulate me.
    1
  1238. 9:35 i'd pay for your channel
    1
  1239. Thanks I hate every single point in this.
    1
  1240. If money does not make you happy... it is because you are spending it wrong
    1
  1241. This is a great and non-partisan breakdown…which is no easy feat in these hyper-partisan times. Well done- and go Buckeyes!
    1
  1242. I retired at 57, my wife retired a few years later, with 1.5 mil I think we will be ok.
    1
  1243. Thanks!
    1
  1244. You're doing a great job on Patrick's laundry!
    1
  1245. This is really great stuff. Keep it up and keep it real.
    1
  1246. The gayest finance channel in Amerricaaaa
    1
  1247. They want you to buy in like a cult! They only care about $$$$
    1
  1248. MaYbe iF YoU D0nt BuY THaT icE coFFEee
    1
  1249. You mixed up two sayings: there’s death knell or last nail in the coffin. There is no death nail in the coffin.
    1
  1250. You got me with your new title. I see Start-up, I click. I'm a simple man.
    1
  1251. Add Ben Felix to your list, if you are brave enough. Just Kidding, Ben is CFA and has an amazing channel.
    1