Comments by "wvu05" (@wvu05) on "The Financial Diet" channel.

Ryan: If we just form a line, we can get finished a lot quicker. Stanley: This is a run out the clock operation.
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"I never went camping. I grew up poor. I didn't need to practice being homeless." Dusty Slay
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@LizaMinenkova Hey Liza, genuine question. Where does your "hustle culture" leave you when someone more desperate is willing to do twice as much as you for half the money? Maybe figure out how much the worker actually brings to the table before giving platitudes. A pizza place once as part of an experiment decided to keep zero profit for the day and pay people based on the production of that day. They got $78/hour. I don't care how many tips you're getting, that is a huge pay increase.
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@lijohnyoutube101 There are only so many promotions to go around, but they just love to dangle that carrot. If you make yourself "indispensable," then management will say "good [insert job here] are hard to find" and won't promote you, either.
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@frida507 How many rich people actually look at the people waiting on them, though?
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Not used to being told no, and people who think that they're temporarily embarrassed millionaires who think that this is how to get promoted, when they don't realize that if you do the work of two or three people and become "irreplaceable," that means that you'll never climb any higher because "good [insert current job here] are so hard to find."
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Darn right! Even in my office with a union job, several of us keep reminding other workers to take their breaks and lunches. All working through it does is screw yourself (because you don't get paid) and everyone else (who then is expected to do the same). The boss wants to do everything possible to wring as much from you as possible without getting you to quit, so accept the fact that this is a "they need to give me overtime or hire more people" situation.
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@LizaMinenkova Here's how you do it: focus on quality rather than killing yourself for people who couldn't care less about you. You might think it works now, but mark my words, you will reach a point where you realize you hit a wall and you're middle aged and will wonder where the time went.
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@frida507 Even seeing upper-middle class people, I've noticed that it seems like the more money people have, the less likely they are to look at "the help." They are also much more likely to berate staff. Not always (there are some who just care about being above someone else of all economic levels), but some really do embody that time when Mitt Romney said "I like being able to fire people who provide a service."
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@gabbsdy8741 Assuming that is true (and I am highly skeptical given that Scandinavia has the highest tax brackets in the world, and none are 70%), a lot of the wealthy structure their money in a way to minimize their tax contributions. And don't give me "I pay plenty in taxes" while arguing to drop taxes at the same time.
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Unions call it "work to rule" or "work to contract."
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@Siures Indeed. It also helps that a lot were in unions who made sure that they understood why they didn't want to act against their own best interest. Too many today get caught up in the dog-eat-dog idea that they'll somehow make it to the top by stepping on everyone else.
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You shouldn't be expected to do more. You do it, too, and if the boss complains, say that he/she needs to pay overtime or hire more people.
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"It's only a banana, Michael. How much does it cost, ten dollars?" Lucille Bluth
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@fionarofl I'm sure if someone offered money, they'd take it.
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See Brian over there? He has 37 pieces of flair. Now, what do you think of someone who just does the bare minimum?
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@Etevaldo Skylab I am a Caseworker, and I can assure you that the poor don't have basic needs taken care of. The benefits are not nearly as generous as people think.
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Every employer/employee relationship is based on exploration and conflicting goals.
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So, Daniel Levy never asked his dad for help... yet he literally co-created his breakout hit with his dad. Yeah, that makes sense.
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7:33 Yes! You're not going to stick out among other desperate people who will do the work of two or three people for half the money. You are only hurting yourself in the long run if you don't say no.
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Nobody is ghosting anything! If the boss wants you to do the work of two people, the boss should pay twice as much.
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@johnmartin4641 If you really think that $95,000/year is "buying the basics," that is Lucille Bluth levels of cluelessness about how the rest of us live.
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When I paid off my credit card last year, my daughter was about to start kindergarten, so I moved to an area with a high-performing school district. (I was going to move anyway, but this definitely was a factor in where I moved.) My income is fairly close one way or the other to the national median, but the median income of the school district is nearly twice the national level. When dealing with even the upper-middle class, there can be a certain level of cluelessness as well. My daughter wanted to have a playdate with another girl. I tended to suggest places to go that were free (parks, libraries, etc.), but the other girl's mom always wanted to suggest places that cost money, and I knew they were moving, and she casually mentioned someone offering cash at $40K above the asking price. Considering that I live in a 2 BR apartment, definitely not the kind of windfall I can expect. She was never mean or bragging, but I don't think that she honestly understood how not everyone has such good luck.
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@skyywriting The problem comes when the boss like a frog in boiling water demands a little bit more at a time, and before you know it, you're cooked.
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@rabidfollower In happiness studies, they have been pretty consistent that happiness generally increases until a person has an income of $75,000/year, and then levels off or drops after that point. It's not a coincidence that fights over money tend to be the leading cause of divorce.
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@johnmartin4641 They've never been to Europe? Oh, the vapors! You're just digging the hole deeper. And while, yes, college is ridiculously expensive, few people go to college that costs $50,000/year, and even fewer pay the sticker price. "It's just a banana, Michael. How much could it cost, ten dollars?"
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Not sure how active it is, but a horrible charity is Livestrong. Even ignoring how distasteful its founder is, literally none of the money goes to cancer research, and at one point, over 90% of their money went to things like swag at high-profile celebrity events. The charity is just as bad as he is.
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@JustFollowingOrders12 Pointing out who would enjoy that sort of poverty cosplay and who wouldn't.
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@LethalBubbles Indeed. Then again, as far as someone leaving the job, if the worker gets paid better and treated better, as well as maybe some profit sharing, wouldn't that make workers far more likely to stay where they are?
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And that's why hustle culture is a scam, a carrot that you never catch. So sorry that happened to you, but glad that you moved on to better things.
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Indeed. At a certain point, you have to ask yourself what the point is with "awareness." Everyone already knows about a lot of these, so quite frankly, it makes no sense to spend money on that instead of research.
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@skyywriting If you want to make it obvious, fine, but you're acting like employers are these benevolent, understanding figures who wouldn't just as easily fire you if someone else is willing to take on way too much for way too little pay because that person thinks "this is how I get ahead." Yes, as the video says, organizing is the more sustainable answer, but given that most workers don't have a union fighting for them, this is what people get reduced to. When the boss gets passive-aggressive, it's not the job of the worker to bridge the gap. Listen to corporate speak sometimes. It's designed to be opaque to make everything look like the fault of workers.
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One of my ex-wife's friend's dad paid his down payment for him, but he insisted that he bought the house because he made the mortgage payments. The down payment is the biggest part! I know of people who said that their mortgage payment was substantially lower than the rent they were paying before. This person also ended up with no student loan debt despite only getting a partial scholarship to a school with higher tuition than most people make in a year. Gee, I wonder why he was able to pull it off.
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@johnmartin4641 No. You're the one who said that $95,000/year was "just the basics," not me.
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@johnmartin4641 Someone saying that having more money makes him smarter than anyone else. What a shock!
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@SilverLakeKingdom Or, many of us are poor because it's a rigged game that only a few can ever win.
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@Here4TheHeckOfIt You may be right. I'd heard the number about a decade ago.
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