Comments by "whyamimrpink78" (@whyamimrpink78) on "Conservative Trolls Own Themselves On Healthcare" video.

  1. 4
  2. 2
  3. 2
  4. 1
  5. 1
  6. 1
  7. 1
  8. 1
  9. 1
  10. 1
  11. 1
  12. 1
  13. Pinkies Out, here is the problem. We do not have a free market system. In a free market system people can negotiate prices. Now you may say with healthcare we do not that ability to shop around when something extreme happens, and I will agree. Healthcare is inelastic with demand at times. But that is what insurance is for. With insurance we lack a free market system. Why? Because of the payroll tax. Well over half of the country, as in over 60%, receive their healthcare through their employer. Why? Because paying with benefit is a tax free way to pay employees where a higher wage means a higher tax thanks to the payroll tax. Because of that people rely on their employer for healthcare insurance and since insurance is a form of payment insurance has become healthcare. Instead of allowing people to earn a higher wage, shop for a plan that suits them that only pays for expensive, unplanned events like an accident, healthcare insurance pays for all of healthcare. Certain things should be paid for out of pocket as it can be planned. Eye exams, pregnancies, routine checkups, etc. If insurance did not cover that insurance prices will drop. Also, if people paid for those things out of pocket the price will drop. LASIK is a prime example in that happening. If people bought their own plans then insurance companies will have to compete and people can get plans they want. That will lower prices even more. Fact is we do not have any of that. Insurance is a form of payment at at job, thus it becomes healthcare. The consumer does not see the cost of healthcare, only the insurance companies do. The consumer cannot choose their plans as the employer does. Thus healthcare providers and insurance companies can just jack up the prices as no one is there to stop them. Now those on the left will say government can stop that, but providers will just lower quality as now the people are dependent on the government for healthcare. The dependency goes from business to government. Giving the people negotiating power is key. They don't have it which leads to high cost.
    1
  14. 1
  15. 1
  16. 1
  17. 1
  18. 1
  19. 1
  20. 1
  21. 1
  22. 1
  23. 1
  24. 1
  25. 1
  26. 1
  27. 1
  28. 1
  29. 1
  30. 1
  31. 1
  32. 1
  33. 1
  34. 1
  35. 1
  36. 1
  37. 1
  38. 1
  39. 1
  40. 1
  41. 1
  42. 1
  43. 1
  44. 1
  45. 1
  46. 1
  47. 1
  48. 1
  49. 1
  50. 1
  51. 1
  52. 1
  53. 1
  54. 1
  55. 1
  56. 1