Comments by "whyamimrpink78" (@whyamimrpink78) on "Democrats Picked The Wrong Candidate" video.
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Carl Smith On question 1: The reason why is because of the payroll tax. Paying with benefits such as stock options, a company car, and healthcare insurance is tax free. With a payroll tax if a business wants to give a higher wage they will have to pay a higher tax.
So what you get is people getting a generic plan that they don't need, like women getting a plan that pays for viagra. Or a business refusing to pay for contraceptives.....sound familiar? Also, people have a harder time switching jobs because that will mean switching plans and they might not get it due to pre-existing conditions.....again, sound familiar?
A better option would be for people to get a higher wage and buy a plan they want. Making insurance companies compete which will lower the price and have it so they develop plans that cater to their consumers. That will make insurance better.
Question 2: Healthcare costs are high because of lack of competition. If insurance companies had to compete they will lower prices causing doctors to lower prices. Also, some forms of care don't need insurance. I get physicals and STD check up yearly because it is, in my mind, the right thing to do. My insurance pays for it. I could, instead have healthcare providers compete to where they will provide a better service at a lower price.
There is a place for insurance, as in expensive surgery or emergencies. Just like car insurance covers an accident. But it doesn't cover an oil change.
LASIK is not tied to insurance at all. It has become better and cheaper throughout the years.
We have to bring back competition in healthcare. The payroll tax killed it. Once again showing how the federal government breaks everything it touches.
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