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whyamimrpink78
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Comments by "whyamimrpink78" (@whyamimrpink78) on "" video.

I have student loan debt and this is foolish. This will lead to more inflation.
2
@Mixinnitup you don't need college to become educated. You can use the internet, read books, go to the public library, etc. I have a PhD in physical chemistry and an MBA. With my current job I read up on subjects outside of my field. The value of a college education is that you show employers you are willing to invest in yourself to accomplish a long term goal. Also, in college you spend much less time in the classroom compared to high school. The onus ends up being in you to find time to study. Many universities only require one office hour a week for professors. Or to give examples, consider people who learn things on their own. For example, as a recovered alcoholic I have found and read many sources on it and actually ended up knowing more than my doctors. They never told me how alcohol mimics GABA, which is basically the bodies natural vallum, and when one comes off of months of hard drinking the brain does not have enough GABA to offset glutamate and thus alcohol withdrawal leads to the brain being in an excites state leading to hallucinations, tremors, etc. Learned all of that on my own. Or you have people who become self taught on musical instruments. Or people who learn how to work on vehicles with no proper training or schooling. You can educate yourself without college.
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Student loan pause extended "one final time". Yeah, sure, I believe when I see it.
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A centralized planned economy like that will fail. Consider how the USSR had the ability to put a man into space but lacked food.
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@camwyn256 it won't give them more purchasing power. This does not increase the quantity of goods and services. So you are going to have more money chasing after the same amount of goods and services.
1
@knavishknight it isn't propaganda, it is very basic economics. Say you are running a business and you had 10 sandwiches that 20 people want. You would give those 10 to people who are willing to pay the most. Now say everyone's has twice as much money due to government giving those 20 people money. Well, you will raise prices as you still only have 10 sandwiches. You do know that most businesses are not corporations? Also, there are factors such as lower worker participation, thus less productivity since covid. Less competition due to many businesses shutting down forever after being forced to shut down. The covid lockdowns favored large businesses as small ones were told to shut down but larger ones like Walmart and Amazon were called essentials. You can blame democrats for that.
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@knavishknight BTW, forcing businesses to shut down saying they are not essential but certain ones are is not capitalism.
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A lot of businesses laid off workers because the unemployment benefits were greater than the pay they were receiving. You know, many businesses care about their employees.
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@rdean150 they did.
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This will hurt the economy.
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@AConnorDN38416 "The money we would have spent paying back loans can now be spent on actual goods and services" And that is the problem. You will have more money chasing after the same amount of goods and services. Thus, inflation.
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@processlayer1212 I do not support handouts to the rich. And as Trump showed, tax cuts do work. And since the 70s the defense budget has been dropping as a percent of GDP. We spend more on social welfare programs now. Other nations' universities are nowhere near as good as the ones in the US are. Also, employers here see college as an investment, where you are showing you can invest both time and money to accomplish a long term goal.
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@122Jeffrey at college the onus is on you to find time to study. Compare to high school you spend 1/3 of the time in a classroom. And at high school they try to keep a 30 student to teacher ratio. In college you have lecture halls that in some cases hold around 500. As for university rankings, they are typically ranked based on research and grants, not an actual education. In fact, education is the last thing considered in university rankings.
1
@122Jeffrey uh, I said study. And as I said, in college the onus is on you to find time to do that. And a part of that challenge is balancing work and studying. I was, at times, working 60 hours a week while doing my undergrad. But in the end I was accepted into graduate school, earned my PhD and now have a high paying job. If you make college free it would be better to skip it and just join the workforce right away. And anything in life that has value has a paywall. What about people pulling out loans to start a business? US universities are better compared to other nations. Also, you have to look at what employers value. In other nations they value what university you went to. In the US they value what you accomplished and produced. I went to a small university. With limited resources I was able to get a published paper that help me get into graduate school. With limited resources there I ended up with 7 publication and now a high paying job. And you don't have to be wealthy to attend college. That is what loans are for. That is what community college is for. A big problem we have in the US is that so many attend Stanford or a similar university pulling out large loans as opposed to going to a community college first.
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@122Jeffrey what do I not take into account?
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@knavishknight I am never given examples. All people do is call me a troll. There is never an attempt to counter any of my arguments. Just name calling and that's it.
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@seek4wisdom a few things on the PPP loan. To start, the government shut down the economy, so those businesses were at no fault. Next, I disagreed with both the shut downs and the PPP loans. And we saw what happened when those loans were given and then forgiven, massive inflation. Student loan forgiveness will do the same thing. two wrongs don't make a right. "and there’s also a 50 years study that shows trickle-down economics does not work." Well to start trickle down economics is not an actual economic term. So we need to start there. So by trickle down economics what do you mean?
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@knavishknight no, massive government spending when productivity is low is the reason for inflation. Many businesses are shut down for ever making zero profit.
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@seek4wisdom what economic study? The rich pay the most in taxes. Also, do not confuse wealth with income. And again, "trickle down economics' is no an economic term. You also say tax cuts, that is a very vague term. Do you know how long our tax code is? What kind of cuts? For how long? You bring up Reagan, the 80s saw some of our strongest economic times in the US. Also, comparing nations side by side like that is very difficult. You had nations rebuilding after WWII, you had the Cold War, you had the space race. You had a lot going on. I will look into the study but by how you described it it sounds vague and unreliable.
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@seek4wisdom just as I thought, very vague. For one, they never clearly define who is "rich'. Next, they focused only on tax cuts, which was also vague. They never defined what sort of tax cuts. Not a convincing paper.
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@seek4wisdom here is the reality on those "billionaires". They actually don't have billions of dollars. They have a lot of wealth, but not income. For example, Warren Buffet is worth billions, but he really earns around $100,000 a year.
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@Anna-vl8qc well sorry you failed at that.
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@seek4wisdom it is very hard to liquidate stocks.
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And that is not really fair at this point. Many did not go to college but instead pulled out a loan and started a business. So where is their loan forgiveness?
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@terrystevens3998 how many received a PPP loan? And how many had to pay them back?
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This is asinine. Those with college degrees typically earn more money than those who don't have one. This is basically hand out to the well off. I, myself, earn 6 figures and I will be getting $10,000 wiped away from my loan. This is going to lead to more inflation.
1
@122Jeffrey college is a personal investment. So yes, at times you do need to go into debt.
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@Rae Tavia yes, college is an investment.
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@122Jeffrey and financial. It shows employers you are committed to investing in yourself.
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@knavishknight no, anyone can spend a lot of time reading material and watching videos to learn. With college you are showing employers you are willing to invest in yourself to accomplish a long term goal. It shows maturity and responsibilities. If college is free it will simply become a hobby someone does on the side. No different than someone reading books on their free time.
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@knavishknight no, they are looking to see if you are willing to invest and commit to a long term goal. As I said, anyone can read on the side and gain a ton of knowledge. You paying for college shows you are willing to invest in yourself. If you make college free at that point it becomes no different than some hobby you do on the side. Also, as for knowledge, a company will train you. And again, that is where it is important to show you are willing to invest in yourself for a long term goal. That as opposed to just having some hobby.
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@223Drone so we cannot obtain knowledge anywhere else besides college? So when I apply for a job I should only put down my degrees and not my work experience?
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@223Drone education is not a right. You do not have a right to other people's goods and services. Also, as I keep saying, you can educate yourself. There are plenty of resources out there to do so. I do it all the time on the side. As I told you how I educated myself on alcoholism through numerous sources both from experts and people who experience alcoholism themselves. In life you make all sorts of financial investment. The value of a free good/services is zero.
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@223Drone also, here is a huge elephant in the room. How do you handle the NCAA?
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@122Jeffrey you don't need to go to school to become educated.
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@223Drone the NCAA has a lot to do with tuition.
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@knavishknight here is the problem with you guys who took on a loan and can't pay it back. You feel that just by going through the motions in college and getting a degree meant a higher paying job.. You failed to realized it is an actual investment and requires work. You failed to succeed with your degree because you did not put in work. Others, like me, did and are doing well because we know what investments are.
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@223Drone it has a lot to do with tuition. So I guess now you don't support tuition free college.
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@223Drone yes is does. Tell me, how does the NCAA separate out the different divisions, such as D I, D II and D III?
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@223Drone ok, so thanks again for admitting you are against tuition free college.
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@122Jeffrey not really. There are a lot of people with degrees that are very ignorant. There are a lot of people without a degree that are very intelligent.
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@knavishknight if you spend money on something and do not put in work you then wasted it.
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@223Drone employers care if you put in effort. If you spend money for a college education and put forth little to no effort, nor produce anything that is a waste of money. Same as when an employer wants to invest money to grow their company.
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Trump was rude and dismissive to the elites, members of the corrupt media and other politicians. Not to the average American. That is why so many supported him. So many average Americans are dismissed by the elites and Trump barked back. When you have Obama telling business owners that they did not build their businesses, or Clinton called Trumps supporters a group of deplorables, or Romney saying he does not have to worry about the 47% of citizens who pay zero dollars in federal income taxes.....that is dismissive.
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Also, Biden has basically blamed the average American for his failures. When this leads to more inflation you will see him continue to do os.
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@UpliftedTranceJunkie that will ruin the value of a college education. The value of a college education is that it is an investment to accomplish a long term goal. If you publicly fund it the value will drop a lot. Also, how do you manage it with situations like the NCAA?
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@122Jeffrey no, the value is that you show employers that you are willing to invest both time and money to accomplish a long term goal. Almost all you learn in college can be self taught.
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@admiralfrancis8424 again, explain people who know how to play a musical instrument, or know how to work on cars, or know history, etc. all without a proper education? Like I said, I never went to medical school and I knew more about alcoholism compared to my doctors simply because I took the effort to read up on it. .
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@122Jeffrey ok, sure. I guess no one can learn new information without going to college.
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@admiralfrancis8424 so I guess you are saying we should do away with public libraries as clearly you can't use it to become educated.
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@122Jeffrey with money it shows you are willing to invest and take the risk. What is the value of a free good/service? Nothing. A part of being smart is knowing how to invest in yourself. If you make college free anyone can just attend with little to no risk. So at that what have you proven to employers? Nothing. At that point it would be better to go to a trade school or enter the workforce immediately. A lot of people work careers that are not directly related to their degrees.
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@122Jeffrey what makes you think I am not serious?
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@Mixinnitup it does become worthless. Where is the actual value? At that point you might as well enter the workforce and teach yourself on the side at home in the evening.
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@Mixinnitup with college being free what do you actually prove by going? What challenge is there? Nothing.
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Liz Skelton universities in Europe are not valued that high. There is a reason why the US has the highest percent of international students.
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@camwyn256 public schools are ran and funded locally and are completely different than college all around. Also, it has been free past 3rd grade for decades. And on top of that, what is the unemployment rate and average yearly income for those with a college degree and those with just a high school diploma?
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@knavishknight here is the big difference between me and you. I can teach myself where you need everything to be spoon fed to you. I come here for discussion as is one way people learn. However, instead you just call me a troll and choose to remain ignorant.
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@Mixinnitup to start, many college professors are not good teachers as many rather do research. In fact, I encourage people to go out and attend community colleges as those professors want to teach as opposed to professors and grad students in larger institutions who want to focus on research. Next, if you make college free you will have many people just calmly doing college as opposed to looking to be more organized to complete it in an affordable way. So instead of someone failing the same class three times they will push to pass it the first time to same money. Also, money management is very important to employers. Many businesses operate on thin profit margins. You don't want employees who do not know the true value of money. Spending money for a college education helps people learn the value of money. As for a doctor, I gave an example in this thread that there was a healthcare topic that I knew more than my doctor on. One reason is that many universities have archaic curriculum. Take the fact that a lot of medical doctors do not have to take nutrition. Or that a lot of professors have the feeling of "I had to do it this way so you are as well". As in my example, my doctors recommended I go to detox to withdraw from alcohol after months of hardcore drinking (I was drinking 3 fifths of vodka a day for around 6 months). They never told me what I would experience, what going to detox would prevent, what alcohol was doing to my CNS, etc. They had a vague understanding but not specific. Even the ones at the detox center did not know. There are issues with colleges, but as of now they still have value because you have to pay to attend. If you make it free employers will see it as worthless and would look for something else in a potential employee.
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@Mixinnitup the fact is this. College, for many, is designed to separate your from other potential candidates for a job. A part of that is you are showing employers you are willing to pay and invest in yourself to accomplish a long term goal. And that if an employer invests in you they can see you grow with the company to be a very important asset for them. If you make college free at that point a college education will be viewed by employers as something you did as a hobby on the side like fishing, or reading a book. As I said, I read a lot and I have taught myself a lot on other interests in life. Things I did on the side that were essentially free. With a college education I actually invested money into it. It was not a hobby at that point but an investment.
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@Mixinnitup it is more than just time. I can spend a lot of time reading books related to history, or on financing, or accounting? If I spend a lot of time reading books on accounting should I be hired as an accountant? No, but I have not shown I am actually willing to fully invest in that material outside of being a hobby. As for working other jobs, many times that requires a money investment. It can be on a reliable car, or nice clothes, etc. And getting a college loan is very easy. And as I also said, community colleges cost much less.
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@Mixinnitup this is a big problem here. Many want to be spoon fed things as opposed to actually earning it. You make college free you never actually earned a degree. You just did something on the side. No different than reading books on the side. Or learning a musical instrument. On that latter part, a great example. You can learn how to play the guitar real well on your own. But to produce music you need to purchase a nice guitar, rent out a studio, find a company and pay for them to record and produce the album, etc. It isn't all free. And again, on my own I ended up learning more about alcoholism and why it ruins a person and the CNS compared to my doctor. I am not a doctor because I did not invest the money to get my MD. I invested the time, not the money as well.
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@223Drone employers are looking for people who are willing to invest in themselves to accomplish a long term goal. Someone paying for college puts them in that position. If college is free it is no different than someone deciding to just spend hours in the public library reading. It becomes a hobby and not an investment. Also, companies hire people knowing there will be holes in their knowledge which is why they trained them. Have you never worked a job before?
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@223Drone "You were never a "alcoholic" at all you're just making nonsense up." And here is the problem with you, which is why I am more or less ignoring you. You do not believe anything I say. I come here to have legit discussions and you just dismiss me automatically. Yes, I am an alcoholic. I say I am because I use the term coined by Delirium Dirk. That is someone who is a sensible person but once I start to drink I really can't control myself. So I stay off it. I went through detox and I am fortunate enough not to go through delirium tremens. But I did have hallucinations, mainly visual and auditory. . I had high blood pressure (190/130) and had to go to the ER the second time I went to detox. I have detoxed on my own and not at a clinic (not wise). I was shaking so bad I could not write my name, I could not swallow pills, I had night terrors and woke up at night seeing people coming out of the mirror in my bathroom. So you don't have to believe me, I have been there. As a result I have done research and learned a lot about it. It is clear that you never want to learn the truth about anything nor do you want to have your myopic ideas challenged. I suggest you also look up Chris Scott who runs Fit Recovery. He never went to college to study alcoholism, but he knows a lot about it and even wrote a book called "Drinking Sucks". By your standard he should know nothing about alcoholism as he never studied it in college.
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@223Drone by your standard unless we go to college we should not know anything. That the only way we obtain knowledge in life is by attending college.
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@philleprechaun6240 wages have not stagnated. And tuition shot up when the government decided to get involved by giving out student loans that almost everyone qualified for.
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@melgibson7313 one, yes it will. Next, how do you handle issues like the NCAA?
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@223Drone education is not a right. You do not have a right to someone's goods and services. With college costing money you are showing to employers you are willing to invest in yourself for a long term goal. If you make college free it is no different than one spending time in the public library for hours learning new topics. There are no barriers to overcome and no challenges. Also, how do you handle the NCAA?
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@tschorsch I pulled out a large loan. I still worked very hard. I worked hard as an undergrad, did research with limited resources, got a publish paper and went to graduate school. I worked hard in grad school, earned my PhD and MBA, I have 7 publications with my name on them, and quickly obtained a high paying job. If you make college free people like me will find other methods to succeed. Making college free removes barriers in it thus ruining the value of the degree. Where is the challenge at that point? There really is none. There is also no real responsibility at that point place on the student thus employers don't know how dedicated that person is.
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@tschorsch education is not a right. You do not have a right to other people's goods and services. Also, if you make college tuition free, how do you handle the NCAA?
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@philleprechaun6240 tuition spiked when the federal government started to give out loans to almost everyone starting in the 70s. So universities just jacked up tuition knowing they will have a guarantee customer. Wages have gone up. Case in point, people have in their pockets a cell phone that has more computing power than what put a man on the moon.
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@melgibson7313 answer this simple question, if you make college tuition free how do you handle the NCAA?
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@philleprechaun6240 with the GI bill you actually served our country. Big difference., My point on the cell phone is that technology and goods and services have improved for years. Take cars. Compared to the 70s they last longer, get better gas mileage and are safe, all which saves money. Or online shopping. Instead of driving around wasting time and resources going store to store looking for something that might exist, you can look online and get it quickly. Also, what phone are you paying $500 for? They are basically given away now. My phone was free. On your first PC, how long did it last? How much memory was there? On your cars, how long did they last? What gas mileage did they get? It seems like you are the problem because, like always, things have improved overall for society in the US.
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@melgibson7313 clearly you don't know how the NCAA is handled. Here, there are different divisions. D I, D II and D III, football has two DI divisions, D I FBS and D I FCS. They are separated based on scholarship limitations schools can offer to athletes. For example, in football D I FBS schools have have 85 full rid scholarships. D 1 FCS is limited to 63. D II is limited to 36, and D III have none. So if you make college tuition free how do to separate the different divisions? Seems like you have not thought about this.
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@melgibson7313 " lol kid do you know anything about the real world at all? Or do you only “know” what you’ve been told to think?" Says the person who does not know how the NCAA functions.
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@melgibson7313 ok, then explain to me how do we separate the different schools by their divisions if you make college tuition free? Without tuition there is no need for scholarships. So now how do you separate the different schools.
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@alexc.7975 a few things. As I keep bringing up, how would you handle the NCAA? Next, those nations have restrictions. For example, in Germany they track their students where in high school they decide if can go to college or not. In the US we allow almost anyone in college, even if it is a community college. Also, the US has the highest percentage of of international students for a reason.
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@122Jeffrey you don't need college to be proficient and competent in your field. I have a PhD. One of my coworkers does not but has been working in the field for 30 years and knows a lot. What is so sad is that what I see here is people need to be spoon fed everything. People like you do not understand how to learn things on their own and thus feel they need college to learn things. You really don't.
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@knavishknight if you make college tuition free how do you handle the NCAA and scholarship limits? You are clearly not thinking here.
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@alexc.7975 it is not a lie. A colleague of mine is from Germany. He was tracked to go to a trade school. He left to go to college in the US and earned a PhD. He would have not had that opportunity in Germany.
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@melgibson7313 not a lie buddy.
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@223Drone and you don't exist at all bud.
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@HashknightGaming for the final few years of my PhD route I did not take one exam. In fact, exams and grades are not ranked that high with employers. You may earn high grades, but can you produce.
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@HashknightGaming "Bruh the exams are the challenge of college learning the skill is the only important part " Nope, there are more important parts such as letters of recommendations, research if available, etc. Exams are pretty much curved these days. I had a 3.20 GPA in undergrad, still got into grad school in physical chemistry due to my research experience and letters of recommendation. Earned my PhD and MBA and because of that I quickly obtained a high paying job in less than 2 months. "No one owns knowledge." Yes they do. There are a lot of things I know that I bet you don't. Can you explain laser induced grating? I can. And I don't have to tell you. Now there are other places you can look, I have a great book on it, but I don't have to tell you anything.
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@HashknightGaming college is an investment. So many do not see success after college because they feel they can just go through the motions, get a degree and there will be a well paying job waiting for them at the end of the tunnel. Fact is college is an investment. It is foolish to pay all that money and put in little work. Employers see that and question people who do that.
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@melgibson7313 no it isn't kid. Considering how you always offer nothing to the discussion I will trust what I know.
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@melgibson7313 kid, read the paper "Analysing Diversion Processes in German Secondary Education: School-Track Effects on Educational Aspirations" In the intro "In particular, high-performing but risk-averse students who otherwise would have opted for the more demanding academic route might be diverted into the less risky sequential alternative of starting in a lower track first and upgrading to upper-secondary education after reaching a first lower-level credential. This diversion process has adverse effects whenever attending a lower-level track instead of the academic track is connected to influences that cause the student to abandon the initial plan of attaining an upper-secondary credential." While not complete force, there is a lot of diversion that goes on and it happens a lot. It is rooted on what was practiced in West Germany. And there is a lot of social pressure for people to stay on their track. As I said, my friend was tracked for essentially trade school. He got out of Germany, came to the US and earned his PhD. You know, thinking and learning what goes on in the world is difficult, I know. But you should try it kid.
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@alexc.7975 how so? Please explain? I even cited a source bud. They do track students in Germany. And sure, compared to the 60s they since reformed. But the culture has not changed much. So, what do you have bud?
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@alexc.7975 BTW, in the US 44% of those 25-64 completely a tertiary education. In Germany, it is 27%. The US has a higher percent of adults with a college education compared to Germany. Explain that.
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@alexc.7975 it's clear that you bit off more than you could chew.
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@223Drone how am I factually wrong? I cited a paper that discussed Germany's education system. I guess take it up to the authors of that paper. The title of the paper is "Analysing Diversion Processes in German Secondary Education: School-Track Effects on Educational Aspirations" The lead author posts their email address. You can contact them.
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@223Drone why do you purposely be factually wrong?
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@223Drone I know they can. My point was that particular person was placed on a track that would not allow him. And while in Germany they will claim people can change tracks, it is very difficult. That is why only 27% of adults in Germany have a college education, the US has 44%. College may be "free" in Germany, but there are more restrictions on who can attend. I did cite a paper. Again, here is the title "Analysing Diversion Processes in German Secondary Education: School-Track Effects on Educational Aspirations" Simply look it up.
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@223Drone besides, you even admitted to me you are against free college.
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@122Jeffrey I do have a PhD and an MBA. You don't have to believe me, but I do. Research is specific, and really, a lot who get PhDs are very knowledgeable in their field but ignorant elsewhere. Great examples are people like Fauci and Chomsky. And you can get a job at some corporation without a degree. It happens often.
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@Anna-vl8qc the money part shows you are willing to break through barriers to separate yourself from others. If you make college free what makes one person different from another? Nothing. The investment part is where people separate themselves. Also, if you spend money going to college or pull out a loan and just go through the motions employers will see that as foolish and a red flag.
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@223Drone because you admitted you are against free college.
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@223Drone employers care if you show you can take on challenges.
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@knavishknight the paper was not about making Germany education not free. It was about how in Germany they track their students when people replied back that they did not. To take on a challenge a lot of times requires money.
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@223Drone well, considering how you want colleges to charge high tuition you have little room to talk.
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@knavishknight so screw the NCAA? Screw the jobs and life experience it offers to students? Wow. Your true colors are showing.
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@223Drone I own my views. You literally admitted to me that you want colleges to charge tuition.
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Big difference. People choose to go into debt. Not many choose to get cancer.
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@terrystevens3998 yes, what is your point?
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@rje024 I actually learn a lot challenging people here. It also shows how ignorant people choose to be. What is wrong with anything I said, and why?
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@christopherlundgren1700 many people live successful happy lives without going to college. One thing we lack are people with an actual trade. Go to a trade school. Or work at a warehouse that pays well. Amazon was paying nearly $20 an hour with great benefits when I was working there. Also, you can go to a community college to start. Get the gen ed courses done there at a much lower price. In fact, I can argue you will be dealing with better educators there as you will have professors that want to teach as opposed to professors and grad students who rather do research.
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@christopherlundgren1700 the value of college is the investment. Someone can spend a lot of time reading material on the side, or watching videos learning new things. The value of college is the investment. If you make college free it becomes no different than some hobby you do on the side.
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@223Drone so by your standard any knowledge I obtain in life is either in school or in college. Nowhere else. Gotcha.
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@HaiRune and same in people deciding to get obese. And guess what, they pay for it themselves in the end.
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@223Drone uh, yes they do. Here Person A: Pays a lot for college, even pulls out a loan. Just goes through the motions and gets a degree Person B: Same situation, pays a lot, pulls out a loan. But during college he not only studies, but participates in activities. He works. He interacts with professors. He actually puts in work in his investment. The employer will look at Person A for being a fool for spending so much money and not putting in work compared to Person B. Here is the problem, so many simply go through the motions expecting that a degree means a high paying job. It is not the degree, it is the investment. That is why you see so many failures begging to get their money back where a successful person like me is not.
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@knavishknight in college you have to do a lot of self learning. Many professors are not trained to teach, are you aware of that? You need to learn what fallacies are. If college is free and you attend it then it is a hobby. Just like me walking to the park is a hobby. It really gives me nothing but personal satisfaction.
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@223Drone why are you being factually wrong on purpose?
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@223Drone you say education is a human right but you want colleges to charge very high tuition. You admitted that in another post.
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@223Drone but again, you support colleges having high tuition. You admitted it in another comment thread.
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@HaiRune no, I have principles. I also know that forgiving student loans will lead to inflation. Those with a college degree have lower unemployment and higher income compared to those that don't. So the people that get screwed are future students via higher tuition and those who do not have a college degree due to higher prices. Unlike you I think about others and not myself. You can forgive my loans. I earn around $100, 000 and life in a state with a low cost of living. Who are you helping at that point? No one.
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@HaiRune what am I wrong about? I have principles. I earn nearly 6 figures a year and live in a low cost area of the nation. I can actually pay off my loan. This is a handout to the well off and rich now. "Please explain how erasing student debt causes inflation even though we’ve had a moratorium for years that allowed people to not have to pay" You just answered your own question. What is the inflation rate right now? Record high. The Federal Reserve is going to raise interest rates again because of it. How does it cause inflation? You will be having more people with more money chasing after the same amount of goods and services. For example, supporters of this forgiveness will say that now people can afford a house. So instead of say 5 people bidding on a house you have 15. The price of the house will go up. " The govt already spent the money when we took out the loans " Tuition went up, a lot. The student loan program from the government started in the 70s. Since then the average yearly cost of tuition went from $400 a year to nearly $10,000 a year. "Tuition has been rising already" You continue to answer your own questions. In this case you answered the one about government giving away loans and what happened. Well, higher tuition. You are so close bud. Just keep working on it and you will see.
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@Anna-vl8qc many choose debt. Without debt you can't buy large purchases.
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@melgibson7313 kid, when there is more money in the economy being exchanged but there are not enough goods and services, you get inflation. Now watch the bouncing ball here kid You can't consume what you don't produce. Don't believe me? Explain this. Why can't I buy a Big Mac at a Jiffy Lube?
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@melgibson7313 companies can only produce so much. Easy example kid, can you, yourself, build 1000 cars in an hour?
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@HaiRune most government subsidizes cause inflation. Student loans by the government led to tuition going up, but mainly only tuition.. Now with student loan forgiveness you is going to have more inflation all around. Biden is saying that now these former students will have money to buy homes or purchase other goods. But when there is a same amount of goods and services you end up with inflation. Want me to prove what I am saying? First, on student loans and increase in tuition. In 1970 4 year colleges cost, on average, $400 a year. Now it cost around $10,000 a year. That is an increase of 25x. In the 1970s the federal government created the department of education and created the federal student loan program. So there is that. On inflation in general, you are giving those people $10,000 more. Use a very simple example. Say you have 10 people looking to buy a sandwich, but there are only 5 sandwiches. Of the 10 people. 5 have $10 on them and the other 5 have $5 on them. The sandwiches will then cost, at lease, $5.01 pricing the 5 with only $5 on them out of the sandwich market. Now say some government official says everyone should have a sandwich. So they give everyone a penny, or even just those with $5 a penny. Well, on the surface they can buy a sandwich, but there are still only 5 of them. So now the price goes up to $5.02. Say that government official gives those people $3 dollars. Well, the price of the sandwiches will be $8.01 a piece as there are still only 5 of them. Giving away money does not increase the number of goods and services. If it does why don't we just give people a million dollars? We will all be millionaires.
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@HaiRune another example, why not cancel all debt?
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@knavishknight anyone can gain knowledge. I have a ton of knowledge on alcoholism. Really, more than most doctors do. Does that mean I am qualified to work at a hospital? Knowledge is nothing without work ethics. Sorry so many went to college looking only for knowledge and not having actual work ethics.
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@knavishknight "DeadlyMargiKarp223" Actually he did. He brought up tuition free college. I brought up the NCAA and he said the NCAA will stay. For that you need tuition to keep the scholarship limitations in place .So he clearly supports colleges charging tuition.
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@HaiRune so make everything free I see.
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@223Drone "You're being disingenuous as usual because you know the NCAA has nothing to do with student debt." So tuition and scholarship limits have nothing to do with the NCAA?
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