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whyamimrpink78
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Comments by "whyamimrpink78" (@whyamimrpink78) on "The real reason American health care is so expensive" video.
It isn't that simple. For elective and planned procedures we should be able to see the cost, but because of the way insurance works we don't. Insurance is healthcare in this country as it is a form of payment because of the payroll tax. We should be able to see how much healthcare cost and healthcare insurance. We can't though.
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"Dude.... you have forced armed services... forced education... forced fire saftey... forced justice... forced roads" Break that down Defense: Constitutional and is only 3% of our GDP Education: Ran and funded locally Fire safety: Ran and funded locally. Many places have a private route and 70% of fire fighters are volunteer Justice: Constitutional Roads: 3/4 of funding for roads is state and local And in all of that they are a small portion of the overall budget. Healthcare is 1/6 of our GDP. You are pushing for a nationalized healthcare system that is a large portion of our economy by looking at state ran programs that are a drop in the bucket in our economy.
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P2DP, car insurance is a state law. Also, you don't have to buy car insurance as long as you don't drive.
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P2DP, you have no idea how insurance works. Insurance is there in the market to handle situations that are expensive and unplanned. Such as a car accident or if you house burns down. If you house burns down you need a place to live, so you have home insurance. Insurance companies can also have the ability to drop you if they feel you are too risky. The reason why healthcare insurance in the US has become healthcare is because of the payroll tax. With the payroll tax businesses will end up paying a higher tax if they pay a higher wage. So to counter that they pay with benefits such as insurance. Since healthcare insurance has become a form of payment it has now become healthcare which is, in my opinion, the root of the problem and why the US is not a free market system. People have little choice in who their insurance is and what it covers.
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" 45 thousand people died because of it every single year because of lack of access to healthcare." That number is highly misleading. First off that is 0.01% of the population, in comparison 35,000 die a year in traffic accidents. Next, people die in other countries as well due to shortcomings in healthcare. Many die in waiting lines in other countries. Also, those 45,000 are poor to begin with and there is a correlation between bad health and being poor. Poor people have higher rates of obesity, type II diabetes and smoking. So the question becomes are they dying because of lack of access or because of being in bad health to begin with.
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"Oh god, you are hilariously ignorant. I could describe insurance to you by creating a nursery rhyme for it and it would still be too "difficult" for you to understand." You don't understand how insurance works, so it might be best if you stop trying to explain it.
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https://www.aei.org/wp-content/uploads/2014/03/-the-business-of-health_110115929760.pdf
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Also, since someone brought up fire and education, in comparison if your house burns down the fire department puts it out. They do not buy you a new home. With education all they do is "educate" you, they do not guarantee you anything beyond that. After a K-12 education you are not guaranteed a job.
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