Comments by "whyamimrpink78" (@whyamimrpink78) on "Media Still Doesn't Understand Bernie Sanders Revolution" video.
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"Should a health insurance company be allowed to deny coverage because of preexisting conditions? "
Yes, but in the free market that won't happen. Especially is people got their insurance at a young age instead of getting them through their employer. I do feel it is a problem, but the problem exists from people getting their insurance through their employer. Let me ask you this. If someone refuses to get insurance until they are in the 50s, should they be allowed to?
"Should a health insurance company be allowed to rescind coverage to
someone who has paid premium after premium by looking for any excuse to
pull from someone's medical records to deny paying for expensive
treatment, such as falsely claiming unreported acne were cancerous skin
legions? "
Yes, but again, that won't happen in the free market. If an insurance company is doing that then no one will use them.
"The preexisting condition I was born with means I could not ever get
health insurance through no fault of my own. Is this acceptable? "
What is your pre-existing condition? What is your age? I know people born with diabetes that got insurance. In the free market a company will pick you up. It also comes down to why is insurance=care?
" If you want a private system, you have to be prepared to regulate it
heavily or have some government option to cover those the private market
refuses to cover"
The government and regulation is what causing our problems.
"At the end of the day, private insurance is about making a profit."
Which isn't necessarily bad.
"Insuring someone over the age of 65 is not profitable, "
It was if that person got their insurance at the age of 25.
" Insuring someone born with Cerebral Palsy is not profitable"
In some cases it will be. They may not cover the treatment for cerebral palsy, but they will cover something like care if they were in a car accident. It comes back to why does insurance=care?
"What do you propose we do in these instances? Let them die? Let them go into debt from medical bills? "
With a private system cost will go down. If someone is born with a disease they will live with that their entire life. They will have healthcare providers compete for their business. Instead insurance companies become a middle man where prices are not compared and there is no competition. Again, why does insurance=care?
Insurance companies do the things they do because of no competition. It comes back to why do so many employers offer insurance as payment instead of a higher wage?
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To start, healthcare is not a right. You don't have a right to other people's services and property. Even if we had an abundance of doctors (we don't), you can't just force them to give up their services.
Next, we do lack doctors, nurses, professors, TAs, and researchers in the medical field and colleges. It is a problem. To work a high skilled job like that it is a lot of work and stress that very few are willing to do. I support pushing people to take on higher skilled jobs like those, but Bernie doesn't seem to. Bernie wants
1. $15/hr min. wage which will lower in incentive to get out of a low skilled job
2. guarantee healthcare to people
3. guarantee vacation time
4. guarantee maternity leave
5. guarantee retirement
6. guarantee jobs
Why work hard when you are promised so much in life? One reason I work hard getting a PhD doing scientific research because I want to have those things. But if I am promised them then I would go back and work at Burger King my entire life.
The problem with Bernie supporters is that they have no idea how they are going to provide those things to people. People ask "how is he going to pay for it". Bernie supporters yell "TAXES". It isn't that simple. If it were I would support it. The issue is that where is the wealth going to come from? Why work hard to develop new wealth when you are guaranteed those things from Bernie?
This is why the top are taking all the wealth and income. They are the ones creating it all while we have a group of people, Bernie supporters in this case, that just want to take but don't want to put forth the effort to create more wealth. We have 30 million people without healthcare because we have people asking for it instead of pushing people to work in the healthcare industry to increase the resources in it.
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