Comments by "whyamimrpink78" (@whyamimrpink78) on "States Revoking Licenses Over Student Loan Debt" video.

  1. Get a job and pay it back.
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  2. If you have $220K in students loans you fucked up.
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  3. Get a degree that is actually worth something such as in the STEM field. Work hard, get jobs, develop connections. Become personal with professors and TAs. Show up at their office hours. References are important. That is a start.
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  4. To add, go to a cheaper college. Community colleges are great for remedial courses and are cheap. There are cheap four year colleges as well. In the end it requires work.
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  5. The average student loan is what? $30,000? Unless you go into the medical field your loan should not be that high.
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  6. Chewrraxia, I read his comment. Unless you are going into the medical field you should never get a debt that high. There are many cheap colleges out there.
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  7. I have a $70,000 loan as well. You say you have two advanced degrees? Why? One should be enough.
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  8. I agree on cheap colleges putting you behind the curve, but the course work is the same. When there is a will there is a way. There are also internships and when you go to graduate school you just have to work harder. I did just that. I went to a cheap college and I struggled in grad school, but I am one of the top researchers in my field now. As for employers looking where you went, only to a degree. If you have work experience and strong letters of rec you will be fine. I have been offered many jobs, but I have also worked many jobs and have several activities. For example, I became a sports official. Sports need officials in football, baseball, basketball, etc. If you did a sport in high school become an official. That looks great on a resume. Scheduling is flexible (especially in baseball and basketball), and you can get references from those individuals. To many people just go to college. You have to do more. In the competitive field you have to simply so more. You can make it out of a cheap college, it just requires more work.
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  9. I watched the video. You can still get an ID, find another way to work.
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  10. "Or we can have free college like the rest of the fucking civilized world. That would be a start." The start of destroying our universities. The US has the best university program in the world.
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  11. Aypriux, college will never be an investment. People make the mistake of thinking you go to college to learn course material. In reality most degrees you can learn on your own. You go to college to develop connections, learn how to manage a schedule with class and work, and show employers you are willing to invest time and money into a long term goal. If you make college "free" you take a lot of that away. Also, we simply lack supply of dorms, classrooms, professors, TAs, etc. Something will have to give. Either you limit who can attend college, raise prices pushing our country in to more debt, or lower the quality.
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  12. "The investment of money is all that I see disappear. If other modern nations can achieve free college, why can't the world's biggest economy do it?" Their colleges are nowhere near as strong as ours. That is the point. Also, they limit who can attend. If you do not do well in high school you are not allowed to attend college in those countries. In the US we still allow them in some cases. Also, when investing money you are willing to put in more work. Possibly get a job and thus have to work a schedule. There is a problem of people just going to college and never working. When they leave college with no work experience they fail as they do not obtain that skill. Another factor is the NCAA. How do you account for that?
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  13. Bernie Sanders asked this last year "You have families out there paying 6, 8, 10 percent on student debt but you can refinance your homes at 3 percent. What sense is that?" This method can be a way to lower interest rates. The reason why home loans are lowered is because of collateral, you can take away someone's home. You can't take away someone's brain nor their degree. But if you can take away their license that is the collateral and can but used to lower interest rates.
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  14. So you have to pay back a loan? What a shocker!
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  15. Fanatism, you have to push people. Many people in this country simply want a handout. Also, no license means no car means less money to spend on gas, insurance and car payments.
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  16. donavannj, there is public transportation. You can walk. Live close to your job.
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  17. I live a 10 minute walk to my job.
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  18. "Obviously people work far from home. This guy must have never work a day of his life." I have. The farthest was a 20 min. bike ride. It can be done.
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  19. You can also car pool with co-workers or have friends take you. If you can't pay high rent in a city than move somewhere else, or get a degree that is actually worth something. But that aside, say you live in the bay area. Take a bike to the BART, take that into the city, work, and come back. Many people do it. It is very common. Cities have a lot of public transportation.
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  20. donavannj, I grew up in a rural area. That is where my 20 minute bike ride came from. And there are plenty of cheap apartments there. And walking on those roadways are fine. I grew up on them. But also, in rural areas rent is cheap. Find an apartment in town.
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  21. Amanda Garcia, in the Bay area it is common for people to live with their parents until they are 30. I know several who are doing it.
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  22. To give another counter point on this Bernie Sanders asked this last year "You have families out there paying 6, 8, 10 percent on student debt but you can refinance your homes at 3 percent. What sense is that?" Well,the sense lies in the fact that you can take away someone's home, but you can't take away someone's brain nor their degree. It is collateral. By taking away licenses you add collateral which can be a way to lower interest rates. So this can help students as interest rates can be lowered now. Not saying this will happen, but that is one possibility for this law.
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  23. I have a job. I live 2000 miles away from my mom.
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  24. "So you’re in favor of debtor’s prisons?" You don't pay back your loan you have to lose something. Bernie Sanders last year asked "You have families out there paying 6, 8, 10 percent on student debt but you can refinance your homes at 3 percent. What sense is that?" The sense is collateral. You can take a home away but you can't take away people's brains nor their degrees. To play devil's advocate this can be seen as a way to lower the interest rates on loans. The license is the collateral.
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  25. Jeffrey Crenshaw, you don't need a license to work. All you need is a form of ID that comes in various forms, like a birth certificate or a passport. If people want lower interest rates on student loans you need collateral. That is how loans work. But again, you do not need a driver's license to get a job.
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  26. My friend has a job and no license as he never got around to getting one. My brother in law is the same way due to his DUIs. He has a job.
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  27. "Pink's solution? Work a minimum wage job for the rest of your life paying for it or another low paying job that more than likely won't coincide with your goals" I never said that. I simply said to get a job. If you have a college degree and the only job you can receive is a min. wage job then that is your fault.
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  28. Gasai Yuno, get a new job. You have to motivate people to pay back their loans. We have too many entitled people in our society. I am sorry but that is the reality of the situation. If you miss a home payment you can have your home removed. Well, if you miss a college loan payment you should have something removed. Nothing is free in life. You leftists continue to live in a fantasy land. This is why we have growing income inequality. You are lazy, you cater to the lazy, and you fall behind while people who actually work hard pull ahead.
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  29. At this point this is becoming ridiculous from the left. Fact is you have to pay back your loan, period. If you don't you should get punished. Ultra leftists have no idea what goes on in reality. This is why people think you guys are insane and why your boy Bernie Sanders is considered a joke.
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  30. Education is available to all, go to the library. In college you do more than learn course material. You show employers you are willing to pursue a long term goal and invest time and money in it.
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  31. It is an investment, much like starting a job. Go after a degree that is worth something. History is not one of those degrees. Sorry, you can learn about history by simply having a library card.
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  32. "because like 3 days ago you told me the great depression was caused by bank regulation" I actually never said that, but OK. I can see why you are going to struggle getting a job.
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  33. Chris L, if you get a history degree expect a low paying job. At that point you are going to be a teacher or a professor. There are many skilled jobs that are not being filled as many are not pursuing those skills. That is the reality.
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  34. El Malifico, I use the "internet/library" argument as history is a degree you can learn on your own. I support interacting with professors and peers as I feel that is the real value of college, developing connections. But in the end history is a low earning field as you have low skills.
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  35. Derp Jesus, a few things. 1. Jimmy never gives a link to the story 2. When Jimmy says "worker's pay has been decoupled from productivity" that is not true. Higher productivity means goods are services are cheaper and better. For example, what is cheaper? A car built in the 80s sold to today's dollars adjusted for inflation, or one today? Cars today are safe, last longer, get better mileage, etc. 3. A guy saying "bullshit" in congress is unprofessional. But that aside, to counter that argument I gave you how prices are dropping and products are getting better. Also, Jimmy truncated that graph from the FRED. Go prior to that a wages were dropping at a much higher rate. Other factors include women entering the workforce and immigrants, both who earn less. 4. Who was in that room? What corporations? I see a random group of people. This was around 4 minutes in. Jimmy is a fool.
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  36. Derp Jesus https://fred.stlouisfed.org/series/LES1252881900Q Jimmy is literally a liar. Also, half of the country is not poor. He is also an economic illiterate.
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  37. Derp Jesus, any other questions or videos for me to take on?
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  38. shurednichso, history is great, but intelligent people can learn it on their own. We have the internet and libraries. Those getting history degrees need to be told point blank they will most likely be teaching and not earning much. It will benefit you to get one at a cheap school.
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  39. " dude, unlike engineering, nursing, plumbing, there's no clear cut pathway for a history degree." For engineers there are plenty of jobs. For example, 30% of CEOs are engineers. So there is also no "clear cut" pathway for engineers. Nursing is a program much like pharmacy or law. As for applying to law with a history degree, you can do that with numerous degrees. I can do it with my physics degree. And you don't need a history degree to read up on factors leading to the events of a war and the consequences.
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