Comments by "whyamimrpink78" (@whyamimrpink78) on "Ding Dong The Obamacare Repeal Is Dead" video.

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  3. lcearchon, in my opinion the problems with healthcare is the payroll tax. I highlight the problems with two questions 1. Why do so many employers pay with healthcare insurance as opposed to a higher wage? 2. Why does healthcare insurance equal healthcare? Covering those two points accounts for inelastic demand you bring up. On question one, businesses do it because it is a 100% tax free way in paying employees. With the payroll tax a higher wage means a higher tax, but benefits are not payroll. Thus they are not taxed. That creates problems. The consumer cannot pick the plan they want. They are restricted to the plan the company gives them. They cannot force insurance companies to compete which will lower prices and increase quality. Also, if they change jobs they have to change plans. What it also does is that it makes insurance to be healthcare. That is point two. Insurance should be there to cover unplanned, expensive cases like car insurance covers car accidents. But car insurance does not cover a broken head light, tire rotations, oil changes, etc. All necessary to have the car running efficiently and safely. Healthcare insurance should cover only emergencies and other issues such as routine checkups, pregnancies, elective surgery, it should be paid for out of pocket. With that you can have providers compete which will lower prices. LASIK is not covered by insurance. It has improved in quality and lowered in prices for years. There will be instances of people who are young that refuse to get insurance. At that point that is on them. Nothing is ideal. People who look towards the government for the ideal case is delusional. However, I feel the best system is the free market system. We can have government involvement, but it should be at the state and local level to ensure government works for us. But that is another discussion. But in the end, the problem to me is that right now the consumers of healthcare do not have the ability to negotiate prices or have companies compete.
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  10. "You are stating that one can have a free market within an industry that provides inelastic goods and services. I hear what you are trying to say, but completely laissez-faire approach to healthcare inevitably results in millions of people being uninsured because they are either A. not responsible enough to buy into insurance while they are still healthy, or B. have to choose between decent health insurance or putting a roof over their head because real-wages*** for the majority of the country have dropped by over 30% the past three decades." Couple things. One, "real wages" have not been dropping that much. A main reason why is because of technology making things better and cheaper. A car today is cheaper then a car in the 70s and is much better. They are safer, last longer and get better mileage. We have the internet. We have high speed computers that fit in our pocket. The idea that wages have dropped is mainly a myth. Not saying it is a problem, but it isn't that major of an issue. Also, another reason for the lower wages is that they payroll tax was expanded in the 60s. Businesses instead pay with benefits such as healthcare insurance as opposed to wages. "What I'm saying is, I don't have a good answer here, but the system we currently have is even more wasteful than if we have a strong government agency that had strong negotiation power provisions to negotiate directly with healthcare providers, medical device manufactures, and drug companies, which are currently getting away with murder on their pricing structures, with double digit percent price increases on care happening annually because they can get away with it and insurance companies just absorb it regardless. " The problem is government as we do not have negotiating power because of the payroll tax. I will cover that in another comment. However, thinking that the government can keep prices down is not going to happen. Businesses will just lower the quality. We see that with another form of price setting, the min. wage. With the increase in the min. wage businesses just cut hours. You enforce how much is paid per hour, but not per week. Or with rent control. With rent control apartments are not kept up because why would you do it? Why keep an apartment complex looking nice if you can't raise rent? The quality drops. "Healthcare is much more opaque and inelastic than a classical good or service like cars or shipping. " Not really, and I will explain why in the next comment.
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  19. Ok, Jonathan here we go again. Those polls are local polls which will be more accurate since you are sampling a specified sample size. However, look at healthcare. Polls said that 2/3 of the people want it. However, 80% voted against it in Colorado and the entire nation voted for republicans who ran on repealing Obamacare. On background checks on guns. Polls said that close to 90% wanted it. But in Maine it failed and in NV it passed by only 0.45%. The national polls have been wrong lately. Stop cherry picking. "Polls can be completely accurate if they poll 1000 people from different areas using random distributions and avoiding systematic error and biased on their part. " Polling 1000 people in a nation of 320+ million people is not accurate. When you go to the state level it can be more accurate as you have only a few million. But across the nation 1000 is too little. Even at that phone surveys with technology these days have many flaw. https://www.ncbi.nlm.nih.gov/pubmed/17094769 " This is learned in a basic statistics class in undergrad, " Funny, considering one of my old bosses has a masters in statistics and disregards phone polls. " again get an education" I am a PhD candidate in physical chemistry. You, however, I question. Remember, you 1. Did not know that you can be covered off of your spouse's plan 2. Could not read and understand the Coloradocare plan 3. Could not read the book I cited 4. Felt that professors who do research related to healthcare know nothing about it "Lets take this argument for a logical spin, you literally just said the majority of the country polling wise supports Legislation X. However because a single state did not pass it, thus all polling is incorrect." Based on 1. A larger sample size 2. The major difference in the numbers (2/3 support it in the polls, 80% didn't) 3. The state is left leaning " I mean think about how stupid this statement is. " I don't see how. Also, Bernie Sanders won Colorado. "So far, you have cited no statistics, given no evidence to even support these numbers(as always)." Neither have you. I did, however, just gave you a link to a review on phone polling. "Then when citing these made up numbers, you don't even understand simple logic to extrapolate polling from it" I do. Funny how the polls are not matching voting results. Tell me again how a blue state, that voted for Bernie in the primaries, had 80% of the voters voting against single payer? ", it doesn't demonstrate anything since there would be 45 more(in this case, over 45) that haven't tried the healthcare bill. " Maybe because they don't want it? "Again the polls were accurate" Not really.
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