Comments by "whyamimrpink78" (@whyamimrpink78) on "MSNBC Flops With Staggeringly Atrocious Questions At The #DemDebate" video.

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  12.  @parsonj39  , coverage does not equal access. Just because you are covered on paper does not mean you have access. Case in point, on paper in South Africa everyone has a right to a home. But homeless people exist there. My plan? The difficult part will be to change the mindset of the culture in this nation which is hard in a nation of our size. To me the issue is the payroll tax. Because of that businesses pay with benefits like healthcare insurance as opposed to a higher wage as they are tax free ways to pay employees. That creates problem with healthcare insurance. You have no say in your plan, and if you quit jobs you have to change. Also, healthcare insurance covers all of healthcare as opposed to unplanned, expensive situations. With no payroll tax businesses will pay with a higher wage and people can buy their own plans. That will force insurance companies to compete and cater to the consumer lowering prices and improving quality. That will allow people to get insurance when they are young and healthy with no pre existing conditions. They can change jobs and keep their plan. Also, a lot of healthcare can be paid for out of pocket which will also lower prices thus insurance will cover unplanned, expensive situations like car insurance or home owner's insurance does. There will be some people who still can't afford it so at the local level they can establish programs to give access to the poor such as local charities or local government programs. Just bear in mind they won't be strong. I used a government funded source for an STD check up. It took 6 hours to do. I used my insurance a year later and went to a private source, took me 30 minutes. That is my plan. And again, coverage does not equal access.
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