Comments by "Daniel Bradford" (@Falconlibrary) on "What My Bank Manager Said About The Housing Market" video.

Individuals are not buying homes to occupy. Investors are buying homes. Almost every real estate listing I see now is explicitly marketed to investors and touts the house's investment potential, NOT its potential as a home to live in (spacious kitchen, good schools nearby, fenced-in yard for kids and pets). If housing prices crash, investors will just buy up more houses and people who just want a home will be shut out. We don't need a market correction, we need legislation regulating investor activity in the single family home market, or this will never be fixed.
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