Comments by "roachtoasties" (@roachtoasties) on "CBS Evening News"
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I have a serious question: I've come to the logical conclusion that my name, SSN, DOB, etc., has been stolen many times. Yours have too. Dozens, maybe hundreds of times. How many times does the same information need to be stolen? It's an attention grabber in the news when this happens, but the horse has already left the barn, and keeps leaving that barn. I do have my credit reports frozen, and only unfreeze them when applying for credit. That only helps with a tiny part of the problem. The scam emails, texts, phone calls, hacking, etc., has got out of hand. I don't believe anything I'm contacted about anymore.
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I have a ton of old VHS tapes: Purchased movies, ones I've recorded, various screeners, and so on, piled in a closet. I do have some VHS tapes players too, including a couple still unopened in the box, because they got so cheap. The things is, I haven't looked at these tapes in years and years, and many never. With VHS tapes, they do degrade, especially ones you recorded yourself. Another problem. It may be nostalgic, but I'm unsure how long that will last.
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The reporter was mentioning the 8% increase you get per year for delaying Social Security benefits, but what's the point CBS? First, inflation is 8% so that negates it. On top of that, you're not collecting any Social Security for that year. If you would have got $1,500 per month, that's $18,000 for the year. It will take a long time to make that up, and then, inflation still is creeping up. There's no guarantee you'll be in the same health in future years. Just collect the money now if you're retired, and don't work at your construction job until your over 70, to get the maximum benefit. You'll wear yourself out, and might drop dead at 71. Besides, what are you going to do without your Social Security benefit if you need it but are waiting? Live on the streets? If you really don't need it, still collect it, but save it. I get tired of all these so called "experts" that tell you to delay it. It's nonsense. Social Security just does an actuary type of adjustment. They're not paying you more in the end.
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This is an old video, but one thing that's not explained is when he was laid off after 29 years, one year shy of a full pension, what is the difference in his pension if he did work one more year? There are vesting requirements with pensions. It's not like if he worked 29 years he gets no pension and 30 years he gets a full pension. He must have got some pension, although slightly reduced. If this did happen, pension laws have to be written to prevent this. Although pensions like this are now not as common, they do exist. If a company can get rid of someone in the 29th year, 11th month, and tell them you're no longer needed, and by the way, your 30 year full pension is now worth zero, that's totally not right.
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