Youtube hearted comments of Crime Stoppers (@crimestoppers1877).
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Been there done that! I would recommend one more layer of protection. Read,study, research everything to learn about divorce in your court jurisdiction. In any profession there are specialists who are just getting by, there are large firms with hundreds of clients that will bill the H out of everything, and there are those who live and breathe the latest information to WIN and prevail for their clients. You want a current practice trial attorney who is known as a winner to help you keep from losing every asset you have earned and will earn in the future. Why? Because opposing attorneys might just be more cunning, skilled and aggressive. The best defense requires an excellent offense. George Washington, in 1799 wrote, “…make them believe, that offensive operations, often times, is the surest, if not the only (in some cases) means of defense”. Sun Tzu, the Chinese military general, writer and philosopher in The Art of War wrote that “Attack is the secret of defense; defense is the planning of an attack”.
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Excellent especially for first time home buyers. However, I found that each one of these important recommendations can be met when the buyer hires the Listing agent where this is permitted ie Dual Agency. When I am looking for a house, THE most important factor outside of location, is not the house but the experience, knowledge and skills of the listing agent! Every point of yours mentions how important this is. So why play the game of telephone where misinformation is commonplace? I learned that a property purchase is in this order of importance: Location, listing agent, the property itself ( most buyers and sellers think this is number one) , details of the property including mortgages, liens, construction and local taxes and fees. If I find the house I love, in the location I want, but it is listed and represented by someone I do not trust, I do not even ask for a visit and do not make any offers. This fact tells me the seller is NOT serious about selling the house. Every day is the best time to buy, there are millions of good houses out there. There is always a better deal for me. If buyers ( not first timers) did this more often it would flush out the listing agents ( so-called "listers") who only want a seller to sign a listing agreement and rely on other agents to garner interest and bring in qualified, motivated buyers.
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David, David, Ahmed WHY? Please tell us about the external ( metal and polymer) painted vehicle parts ( Toyota and any others) ? I think it is shameful the poor wear quality of paints of most sedans and SUV's from most main stream manufacturers especially any paint with metallic ingredients. Why are the silver and Gold paints terrible? These paints might last a few months. Manufacturers and dealers already have the consumers money so should they care? The only color I can buy is a flat white with no metallic or pearl additives. Most people who work for a company do NOT have a covered garage to park during daylight hours. Silver or Gold tones, metallic paints, NEVER again. I anticipate the typical excuses (environmental, VOC's, characteristics of the aluminum powders, thinness of modern paints and more). The typical silver, gold or metallic paints make a new car look like it has a bad rash or a skin disease, flaking, rub off of very think clear coat within in DAYS. I bought one car within a few months and could not have it washed waxed and detailed. "Sorry sir there is not enough paint on this new car for me to hand polish and detail it! ". Why? My next new car I will have repainted with REAL paint that does not chip or peel when you look at it before driving it. High standards for paint coatings? Lets talk about it.
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Again Excellent on inspections. My last house I hired 6 different specialists all scheduled the same day. Each specialist was a licensed contractor for a specific aspect of the house" Electrical, plumbing, structural, roofing, pest control-termites ( two different ones), General construction, HVAC, chimney fire places, water well, septic. I pay for these inspections and they work for me only. I require photos and a scale sketch of findings good or bad. I require GPR ( Ground Penetrating Radar) for all concrete slabs ( rebar quality and voids and other defects) I never use a "love letter" in writing, it makes me a weak buyer. However, providing a "love letter" but orally is fine through our one dual agent. I don't like any part of the transaction that is NOT in writing including the "love letter". A love letter is just talk and emotion which fine for sales but has no business in a written contract. Can this be a legal issue? Not when I buy. In my last deal my "love letter" was concerning the emotional interests of the seller, only, and it was done by speaking it. This did motivate the seller to accept my lowball offer as the Best ( fastest) for them. The Lowest and Best offer won out of six offers. The seller wanted Best ( fast) over price. I worked independently worked with the underwriter of the sellers mortgage company and the underwriter from my mortgage company for agreement on trying to avoid a short sale. Our Dual agent should have done this, but they only knew how to sell houses and not negotiate with mortgage underwriters ( also involved loan servicing depts).
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