Comments by "Harry Mills" (@harrymills2770) on "Health Insurers REMOVE Photos Of Executives From Website After Shooting!" video.
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Insurance companies are downstream of government policy, which is a mish-mash of public and private, where on any given day, some bureaucrat might decide "You're going to cover this procedure that was just invented." How can an insurer make reliable actuarial tables if the variables change at the whim of government? What happens when the government sets an artificially low price (or high price) for medicare payments for a given procedure?
No surprise, doctors push people towards treatments and procedures the government pays more for, whether they need it or not.
You see part of it, Jimmy.
What you don't see:
There was no such thing as health insurance before Roosevelt instituted wage freezes (bad policy). Big corporations immediately started offering health and pension benefits, because it was a loophole in the law. They could compete for the best workers and keep them happy without ever violating the wage freezes. Small companies couldn't offer the same benefits.
Before health insurance, each town had its hospital or hospitals and did its best to help everyone. People donated a lot more to the local hospitals than they do now, and the community ran fundraising efforts (an excuse to throw a party!) and treated doctors like kings (and queens). Doctors exercised a lot of discretion, and maximized the quantity and quality of health care within their means and within the limits of what the COMMUNITY supported.
For what they had, back 100 years ago, they did a lot more for a lot more people for a lot less. We'll never know what it might have led to by now, because the government hijacked the system and now we're at government's whim.
You can't insure a human's health. Not really. When you wreck a car, it gets "totaled." You could give it "life support" with really expensive repairs, but you don't, because it's not worth it or not affordable. There's a different calculus for health care. You don't "total" a human.
When the government guarantees everybody with an ailment gets government help, what happens if too many people get sick in a year or every year? Does the government just borrow money? You like that idea? There's no end to it. What ends up happening is government becomes the rationer of health care. Oh, you'll get your heart transplant, but it'll take us 10 years to get to you. You'll get your cancer treatment. Now get to the back of the line and wait your turn.
Resources get stretched. Compromises are made. The best doctors leave the business. The best candidate doctors avoid the business. Because it's free, demand is unlimited.
But there's an up-side to it: People are more loyal to the government when it gives them free stuff. Give them free stuff long enough and they forget how to take care of themselves or think for themselves. People are always talking about Nazi this or fascist that, but the ones screaming the loudest are the ones that insist that the national government run health, education, and welfare. Germany also had state-run media.
We wonder why Germany went nuts, because we forget that the people were treated like children, indoctrinated in state-run schools, and propagandized by government monopoly on media.
What's also surprising to most people is that we've had state-run media for decades. it just operates in the background. Back in the day, it was 5 or 10 phone calls to the head honchos of 10 of the biggest print, radio, and tv outlets. "Squelch that story. Emphasize this other story."
Twitter files shows how that decades-long culture of news manipulation became so ingrained, that they thought it was OK to have the FBI and other federal agencies telling Twitter what accounts to ban, shadow-ban, or otherwise censor. Every time it was an attempt to keep false narratives supreme across all media, and they were tremendously successful. They also did a tremendous amount of harm to our mental and physical health, and enriched themselves out of our pockets and out of our grandchildren's pockets (Have you checked the national debt, lately?).
Sorry to free-write on you. Anything but grade calculus... Now back to grading their final math projects. Chained to this chair for 12 hours. I gotta break it up!
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