Comments by "Link Knight" (@OffGridInvestor) on "Louis Rossmann" channel.

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  2. My father asked for an account to be closed after they started charging fees for THE FIRST TIME ever in Australia back in 1994. But the bastards DIDN'T CLOSE IT. Instead they withdrew all the money and LEFT it open. A couple months later he gets account fees on an empty account but they tried to make IT CREDIT for the fees because there's no money in the account and charge him some kinda OVERDRAFT FEE. "Oh I suppose we can wipe the fees". He told them farking oath you can because you SPECIFICALLY IGNORED my instructions when I was right there in person in the bank 2 months ago. The mongrels pretending THEY WERE GIVING HIM a favor. I went to close my account in the same bank after they left the town. I was in the nearby city and asked for it to be closed and the bastards tried to pretend that I only wanted a withdrawal so I had to repeat myself and double checked before I left that they had done what I actually asked. That's only the tip of it all in Australia. They foreclosed on TONS of businesses that had NEVER missed a payment including people my uncle knew who owned a brewery. And interestingly enough one of the bank managers friends was waiting in the wings to buy the place. Dumb bastard expected to get the special strain of yeast the family had bought over from Germany decades ago. Didn't happen and this bank managers mate was going on like he'd be ripped off. Not a single payment was missed and no reason was given for the foreclosure. Bank tried something similar with my farm while I was consistently 6 months ahead in my payments, and still had 5 years left on the term of the loan. Starts the phone call with "congratulations on requesting to finalize your loan". I said "I never requested that". He goes "Oh well the loan has to be finalized anyway". 5 years before the term ended. The idiots then told me that I could apply for A NEW LOAN but because I had recently started working again, I wasn't eligible for a loan (need to be in a job for 6 months). It was so small that I tried to get a credit card. ALSO not eligible for the same reason. In the end my parents had the money and we paid upfront. Very interestingly there was NO LETTERS about this. All completely done on the phone so NOTHING was in writing.
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