Youtube hearted comments of (@ThePlainBagel).

  1. Influencer marketing in the financial services/products space is such a hazardous practice. There's a reason most (not all) YouTubers with industry experience don't take these deals.
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  2. As the creator of Half Donut One Donut Finance, I wanted to thank you personally for the mention. :) Also, excellent video!
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  3. Wow, crazy that people would act like this... So anyway, with bitcoin crashing now's a great time to buy Bagel Coin, it's going straight to the Pluto. Edit : Jesus Christ just saw that bagel coin is actually a thing, full disclaimer that this is a joke and I don't actually recommend buying bagel coin.
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  4. Thanks Coffeezilla for the fun chat! A quick point of correction; I at one point call Steve Eisman Canadian, but I was thinking of David Rosenberg, a Canadian economist who has similar views on Canadian banks. Eisman is fully American!
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  5. I like the pointers at the end for influencers - outside of the clear conflict of interest these promotions introduce to the YouTuber, influencer marketing just isn't a good place for promoting financial services. The promotions often don't disclose the important risks, usually misrepresent the upside, and really open the viewer up to significant financial losses. The consequences of promoting a regular product or service that doesn't live up to expectations is much less severe. Thanks for the shout out btw!
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  6. Patrick's dressed like he's attending a funeral - not sure if its for institutional investors or comedy on his channel. Nonetheless, thank you Patrick for taking this all seriously and explaining things in terms of bananas so we could better understand the situation.👍
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  7. 13.3M like smashes, will your hunger never be satiated!? I actually really appreciate your thoughts here; it was refreshing to hear a big finance personality not predicting where bitcoin was going to go in the future. I still struggle with bitcoin being both a "currency" and an "investment" like you touched on (seems sort of paradoxical when traditional economics argues that depreciation/inflation don't matter once things have adjusted) but perhaps I'm too old school to understand. Nonetheless, could use more of these cautionary videos on YouTube!
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  8. I actually really enjoyed this, hit home hard on a few points. Keep up the great content man; the viewers will follow wherever you go with the channel
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  9. Incredible piece, James. Your capacity for story telling, combined with your stunning editing, made this a genuine joy to watch. And you really did explain the issue so well, a solution looking for a problem AFTER it's already been priced for perfection. Bravo 👏
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  10. Dammit, and here I am with a 2012 Mazda 3 thinking I just might make it in the finance YouTube game
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  11. It's funny, there are a lot of similarities in terms of supply when it comes to housing and oil. Home constructions were booming leading up to the 2008 crisis, and then as defaults rose, new supply crashed as businesses were spooked out of the area. Oil basically experienced the same thing; just before the pandemic, shale oil companies flooded the market, caused prices to fall, spooked companies out of increasing production, and since then supply has been really constrained. Even with oil at $100 a barrel, companies are really reluctant to add more capacity; it seems investors are slow to forget past pain. There are obviously fundamental differences between the sectors (housing has a brighter future than oil), but seeing the housing construction chart made me think of the comparison. Really good video Graham, a lot of interesting data all nicely tied together. Well done!
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  12. Hey Andrei, just to clarify - the NBER isn't the government. It's a private institution that yes, is funded in part by the government, but it's also funded by other sources including private donors. You could argue that this does incentivize them to act in the government's interest (a valid concern!) but an important distinction; they don't change with the party in power. Not to say criticisms of their approach aren't valid, but just wanted to point this out because a lot of people are assuming the NBER = the government.
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  13. Excited to see this posted, thank you Ted Ed for the incredible opportunity of working on this video with you!
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  14. I was curious to see if any creators had commented to defend such sponsorships, glad to see them siding against it! Great video Brandon, and thanks for the mention: would definitely like to see less of this sort of activity going on in our space.
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  15.  @BenFelixCSI  well at this pace it won't be long until you take the lead! Keep up the great work.
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  16. I appreciate the corrections around the new currencies being discussed - definitely an oversight on the part of my own video. To clarify, I make no attempt to predict whether the US will become MORE or LESS prominent in global trade (certainly, the trend points to a slow increase in alternatives to the US dollar), nor do I attempt to ascertain what SHOULD happen globally (all the power to economies to take more control over their finances). I do, however, argue that the trend is likely to be more moderate than many are suggesting, and similarly highlight that such a trend does not ensure the collapse of the US dollar within our lifetime - the video was targeted at the alarmist videos looking to spin this trend into a bull case for gold/bitcoin (something I'm sure we'd both agree is a little predatory). Time will tell what happens - I don't put much stock into predictions, so happy to concede if we DO see rapid de-dollarization. Thanks for the well-thought-out contribution to the conversation. 👍
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