Comments by "" (@Divide_et_lmpera) on "PolyMatter" channel.

  1. I like the flexibility... I work in a warehouse, mostly operating a forklift truck and from time to time picking with a headset. I'm single and living alone in a rented tiny house, so I can afford to work only 4 days a week. My rota has a repeating 4-week pattern and every 4th week I have 5 days off in a row. That's like a little holiday every 4 weeks. I can also choose from 3 shifts, so I'm currently on Lates (3 pm to 11 pm), which means as a night owl I can sleep in the morning for as long as I wish. Apart from the cold environment, I have no stress, I don't have to work any overtime ever (they announce it in the tannoy but I never sign up for it). I don't go on expensive holidays or buy expensive clothes or eat out, so even from this low income I still put aside something every month.
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  2. A search for elevator engineer in the UK shows " £36,800 per year or £18.87 per hour" and "up to £45,000" probably with many years of experience or maybe working more than 8 hours a day 😑
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  3. Here in the UK, I don't need credit cards either but I still use them. They provide you an additional protection on purchases (called Section 75 if you'd like to look it up) and the main reason for me it's building a good credit history. With a good credit history you'll get a better rate on your mortgage or car finance. My landlady is a business owner, she's well off, but she never uses any credit card. She ordered a new internet and they declined her application because she doesn't have any credit history, lol... She wrote an email to them scolding them a bit and they apologised and opened her account. But still, it shows you how important it is over here.
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  4. 18:19 "if you are not white" - did you mean "if you are not Asian" ?
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  5. Such as Gender studies, Women's studies, Fat studies, Post-colonial studies, etc.
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  6. I checked elevator engineer in the Uk and it says " £36,800 per year or £18.87 per hour" and "up to £45,000" probably with many years of experience or maybe working more than 8 hours a day. 🙄
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  7. Get the card, just don't use it as an excuse to overspend. Only buy things that you need to buy anyway. Then wait for a monthly statement and pay off the whole sum. Next month repeat, and so on.
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  8. Where are you from? You might be missing on building your credit history which can be pretty important. I never used any credit in my home country, but after I moved to the UK, I discovered the whole credit score system, and also, how I can use credit cards to my benefit.
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  9.  @richardcook1987  Which European economy is high wage then? Norway? Switzerland? Not sure about Germany. I came to the UK for a better life (and also to improve my English). Maybe it's time to now learn my fourth language and move on again. maybe somewhere closer to my family.
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  10. Don't forget about building your credit history A good credit history can get you better rate on your mortgage or any other credit in the future.
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  11. Me neither.
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  12. * BOTS* :face-red-droopy-eyes:
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  13. Where? North Korea?
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  14. That's to destabilise and ruin the Western society. First telling your kids there are 367 genders and they are probably not just a normal boy/girl and also their sexuality is "on the spectrum". In ideal communist scenario, the kid will either trans into something else and ruin their life, ot not trans and think that that's why their life is ruined. If that doesn't work on some individuals, then there's the good old white guilt vs black victimhood division. That's why they teach things like gender studies, women's studies, fat studies, post-colonial studies, etc.
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  15. Btw, can you let me know if my previous comment is visible? CommieTube usually deletes anything that comrades don't like.
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  16.  @Poldovico  Unfortunately because you're a communist too? :)
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  17.  @Poldovico  But feel free to explain how are those "study" fields useful for anything else than fueling grievances. And by any chance, have you heard about 2018 Grievance Studies Affair?
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  18.  @Poldovico  Look it up, it's on Wiki too. You will discover not only how poor is the review process in those leftist pseudo-studies but also who is James Lindsay. Then you can proceed to his New Discourses here on YT. It's very captivating and you can learn a lot from it. Or use it as a starting point for your own research. He brings up names, books and concepts that most normal people would never come to contact with, despite being influenced by it. There are more authors pointing out to those things but I think his pod is the most comprehensive by far.
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  19. In the UK it's pretty similar.
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  20. Not sure if most, but certainly the neo-marxist ones...
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  21. It's beyond believe that universities today are places of neo-marxist indoctrination masquerading as legitimate subjects... Gender studies, Women's studies, Fat studies, Post-colonial studies, and so on. None of those is useful in any way other than indoctrination and producing more neo-marxists who then infiltrate companies. Sometimes they even admit it themselves. Look up this: Women’s Studies as Virus: Institutional Feminism, Affect, and the Projection of Danger. February 2016 Multidisciplinary Journal of Gender Studies 5(1):929
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  22. Certainly not 99.99% but there are certain fields of "study" which are nothing else than in-doc-tri-nation. Let's see if CommieTube deletes this again...
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  23. Those fields are for example Gender studies, Women's studies, Fat studies, Post-colonial studies, etc.
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  24. The original quote is about communism, not capitalism.
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  25. Are you sure? I'd like to see how they don't allow credit cards... Maybe not Amex, but others like Visas or MC?
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  26. Not only in America.
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  27. Eh? Why...
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  28. If you hate money, I can help you get rid of it 😎👍
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  29. Not to mention communist indoctrination in bogus fields... with the sole purpose of producing even more communists who then indoctrinate more people, and so on. That's why companies after reaching certain size are obliged to hire DEI officers who in turn hire more communists or any demographics which feels like an oppressed class (which communists made them believe they are) in order to fuel their future revolution.
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  30. What credit cards do you have over there? Any good offers on them? Something like 0% interest for certain period, or something like that?
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  31. Except the elevator engineer doesn't earn anywhere near 99k over here. I just searched it and it says " £36,800 per year or £18.87 per hour" and "up to £45,000" probably with many years of experience or maybe working more than 8 hours a day
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  32. Leicestershire here! The cost of credit card fees and rewards is already baked in the prices of goods in supermarkets, so if you're not using reward credit cards yourself, you're just subsidising those who use them. Also don't forget about credit history A CC is the best way to build your credit history, because if you're financially literate, it will cost you nothing to use CC but it will give you better rate on your mortgage or car finance or any other credit in the future.
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  33. huh?
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  34. Do you have 0% cards in Brazil? Here in the UK you can have a card that gives you for example the first 20 months with 0% interest. You still need to make monthly payments (at least minimum 1% payment or so) but you don't pay any interest on it for 20 months. After that, you can either pay off the whole balance, or transfer it onto another card, again with 15 or 18 or 22 or some other number of months with 0% interest. And so on.
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  35. Why would you want to use Amex abroad when they charge a hefty FX fee? There are specialised travel credit cards with 0% FX.
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  36. No it's not. Every other alternative is only worse.
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  37. BOTS :face-red-droopy-eyes:
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  38. They are not exactly useless... They are very useful to communist for fuelling their desired future revolution. Look, companies of certain size are already forced to hire DEI officers (communists) who in turn make sure that the company hires more communists and/or people with revolutionary mindset (those who are told by communists all the time that they are an oppressed class, so they constantly feel miserable and willing to revolt).
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  39. How do people always claim these sums? I just searched an elevator engineer in the UK and it says " £36,800 per year or £18.87 per hour" and "up to £45,000" probably with many years of experience or maybe working more than 8 hours a day.
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  40. Also, we have "0% money transfer credit cards" which means you can transfer money from your credit card to your bank account and then do whatever you want with it. It's usually 12-18 months interest free. You only pay a one-off fee around 3-4% of the sum transferred. If the fee is lower than saving accounts interest, you can earn a few extra bucks while building your credit history at the same time. My last offer was as low as 1.9% fee, while the saving interest was 6%, so I transferred more than 10k and put them into a savings account. When the 0% interest was at the end, I transferred money back from my saving account, paid off the credit card debt in full and kept the interest earned from the savings account. This is called stoozing. Not sure if it's possible in other European countries.
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  41. Colleges should axe neo-marxist indoctrination which has nothing to do with education... Gender studies, Womens studies, Fat Studies, Post-colonial studies, and so on. Those are NOT legitimate subjects by any stretch of imagination, although they use scientific language so they can masquerade as if they were.
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  42. Can you guys see my previous comment on here? Interesting how it always disappear when I mention certain things that colleges are doing.
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  43. I pay my cards in full every month, so I don't care if the APR is 15% or 35%, it doesn't make any difference because I don't pay any interest. But then there are cards with 0% interest for certain period. On those cards I only pay a minimum (or little above minimum) payment each month, until the 0% period is over. Then I either roll it over onto a balance transfer card, or just pay off the balance in full. I bought my used car on a credit card. The interest on this card was 0% for 20 months. I had enough money to buy that car for cash, but why would I do that?? I kept the cash in my savings account earning 5% interest on it, while only paying the necessary minimum payment on the credit card each month. After 20 months when the 0% period ended, I rolled the remaining balance onto another card, while still keeping my money in the savings account. Now, with the second credit card I had to pay a balance transfer fee of 2.9%, but still, that's much lower than savings rates at the time, so it gave me another 18 months of 0% interest on credit, while earning 5% on my savings. Another benefit of this whole thing is that using credit cards (never ever being late with monthly payments) builds you a great credit history, which in turn gives you the best rates on mortgage in the future.
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  44. In the UK it's accepted almost everywhere, or at least in all supermarket chains, fast foods, etc.
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  45. I don't understand why would they want to use Amex in Greece, since Amex does charge FX fees if you use it abroad. There are specialised travel credit cards with 0% FX fees, but they are either Visa or MasterCard.
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