Comments by "J ay" (@Jay-ho9io) on "The Financial Diet" channel.

  1. I don't know but don't. You're doing the right thing to try to do the best by yourself.
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  2. ​ @sunny3907  Yeah I heard that a lot. We're celebrating our 20th anniversary. I guess it's "just a phase" for two decades. (She makes roughly three times what I do.)
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  3. By organizing, internalizing solidarity and voting in large blocks. Because basically they've got no other solution that doesn't involve guillotines.
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  4. Yes.
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  5. With what level of contributions? In what fields and to what level of penetration within the workforce?
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  6. In what blissful world do you believe that every 50-year-old makes anywhere near the same level of income?
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  7.  @cacovie  I'm younger than you think, and my POINT was that tax strategy would be screwing a lot of people, older or not. Using fixed qualities like age to base a tax bracket is a hideous idea for folks that aren't white, male, educated and otherwise best positioned.
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  8.  @myopinions1  neither, but the nearest approximation of institutional study. :)
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  9. "there is nothing you can do overseas that you can't do in your home country." This is the kind of statement a diet of paint chips produces. If somebody is the kind of human being that can't find a new experience in travel, and encountering different environments and the different cultures that live there, they're not going to be learning much their home country. But that's because they're a window licker, Not because travel isn't useful or beneficial.
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  10. Bet you complain about shit that's a result of the things you do, at the same time.
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  11. The funniest joke will happen a little bit earlier, when all the boomers start either getting dementia or end up having to be in some kind of home, not because they don't own homes but because their kids will be too busy working to take care of them. And they'll be too unhealthy to take care of themselves.
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  12.  @jswan312  "White guy on the internet has no understanding of reality" Insert surprised face
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  13. Hope you got it.
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  14. What are incredibly and intentionally dishonest statement to make. First show your math for the 83%. Second explain how you are capable of seeing into the future and providing absolute proof that the people that say they want to get rid of Social security don't. And there are people saying they want to get rid of Social security. And they have the power to do so. That's not fear-mongering. That's taking people at their word.
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  15.  @Sunnybunnypi  are you a citizen of the United States? Because EMS makes significantly less the most law enforcement (I say this having worked both jobs) While most trades make significantly more than both of those. Being electrician, or plumber is a borderline license to print money. More than a few former officers I worked with ended up leaving law enforcement for long-range trucking which also paid better. Less so in the north, but down here in the southeast HVAC also pays quite well. None of this is an opinion. It's very easy to go ahead and find regional and national income levels. Trades are where it's at.
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  16. Well there was your opportunity.
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  17. I don't believe it's too unbelievable but dystopian fantasy to see a place even 20 years down the road when many hedge funds and other interests have purchased them majority of housing stock.
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  18. If you don't think it will change, how is changing your location going to keep you safe from it?
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  19.  @yaneznayoui1597  It is a powerful enough country that there is no country on this planet that is not impacted by it.
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  20.  @yaneznayoui1597  also please understand I am in no way saying you should stay in the United States. Everyone can pursue whatever works best for them. I'm just wondering how you think leaving makes you safer in any kind of long run.
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  21. Cool story bro.
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  22. Thanks
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  23. Who said otherwise? Specifically. Not just "they."
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  24.  @jamesmitch9792  cool story bro.
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  25. ​ @ummmm_okay  In my professional experience, people are relatively peaceful during the actual dying part of drowning. But it's incredibly scary and very physical leading up to it. Not the way I would choose.
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  26. "at the end of the day no one likes paying their taxes." Speak for yourself. I have visited significant portions of the world that do not have the things my taxes pay for, and I don't mind paying for them.
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  27. It will always be more worthwhile to the parasite class, to spend more money, of which they have plenty, In teaching AI the skills that replace you. And while AI is stupid, it's improvement in a relatively small number of iterations is enormous. To think that the AI that we have now will be very similar to the AI of 5 to 15 years from now is more of a religious hope than a reasonable expectation.
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  28.  @margesherwood5103  which rich? How? You have proof for your statements?
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  29. That shows how little you know about what the luddite strikes were about.
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  30. You really don't, the (metaphorical) devil doesn't need any advocates. However your desire to act on his behalf definitely says where your priorities lie. It is simply much easier to get the cheap rush of kicking down than embrace the more daunting task of punching up and doing math and exercising a little more bravery than cowardice. TLDR: Your comment is understandable, but not at all respectable.
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  31. It's true. It's effectively the largest mass religion in the United States.
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  32. It is unfair. Y'all got screwed My fundamentally greedy and self-absorbed parents and grandparents. And the zoomers are getting it worse. And the generation after them even more so. I have been working with 18 to 22-year-olds since I was a 28-year-old, And a level of effort of each generation has had to increase with commiserately diminishing returns.
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  33. You're bad at geology
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  34. Your second sentence answers itself. The thing you're talking about, is something people would rather live in the world we live in now, than change.
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  35. Ouch
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  36. Good luck & get paid!
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  37.  @julissadc6303  Not actually born out in the data. Whether it is by certification or degree, more people have been focused on STEAM based degrees than ever before. It's almost like while education certainly helps you be more marketable There are significant problems inherent to the economy themselves and the businesses that are a part of it, that make even the highly educated struggle.
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  38.  @peterparadis6788  There is no one issue. That said, The abusively high cost of education as a part of the commodification of education as an end-all be-all is definitely a huge part of it. You're absolutely right about that.
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  39.  @peterparadis6788  I didn't feel that way too much. I think for YouTube comments, we've managed to keep things more civil and productive than most. My counterpoint is that we can't completely understand which degree fields actually benefit the most, and some that are considered low productivity turn out to actually have significantly higher productivity on a longer time scale than is assumed (That data is contained within that article article I added.) Since the market already favors steam education, and k through 12 already favors it, I think that we could reap broader benefits by simply opening up more education in general (post secondary and trades) let the individuals pursue it without the crushing debt that comes with it, and reap the benefits as they come, while being able to hedge our bets against the potential downfalls of overinvesting in one career field versus another.
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  40. "the girls don't want kids" Because the fuckers are expensive, everyone's got to work a job or three, they're EXPENSIVE, plenty of men still don't want to pull their weight, THEY ARE EXPENSIVE, and long-term penetration of birth control methods and consciousness of motherhood is not being the end all be all the female experiences allowed for other options. And they're expensive. It's not "apps."
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  41. Sounds like a skill issue. For you. Was neither boring for me, and it was helpful.
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  42. Going on the averages, you've probably earned it a long time ago. Considering that women are undervalued and women of color undervalued even more, it's depressing but you've probably been exceeding the standard of performance for the majority of people you've worked beside for a long time.
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  43. How rich and how white and how male and how straight do you think EVERYONE else is? Cuz that ish don't exist for everyone else.
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  44. Private schools have not been proven to do better on an educational standpoint. Funding public schools equally across the board as opposed to funding them by neighborhood taxes that create better schools in one area and where schools and others is significantly more impactful than any kind of voucher system. There is no benefit to making a business out of that education or commodifying the education of a populace.
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  45.  @davidg9091  I'm not in the hope business, Dave. If and I do say if because I don't know what you want, but IF your preference is to assume you're screwed no matter what and there is no point to fight, nor heart to fight in you, that's on you. I'm sorry you're in that space. It's not a good one. Me, I'm for fighting and building. If I can move the needle however much to the progressive, then I will. If I can make the bastards of the world get even a little less of what they wanted, or hurt even a few less others, than I've won. They have all the advantages. I have myself and those that are willing to organize, come together and fight in whatever way they're best at fighting, and build in whatever way they're best at building. But I would challenge you like this; if there's a one in a million chance at winning something and all the other chances mean you lose.... You still CAN'T win without taking the chance.
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  46. One month old sock puppet acct
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  47. Yeah, there's no correlation between having children and giving a damn about humanity.
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  48. I don't feel disrespected. Pretty male. Maybe I'm not old enough?
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  49. Yep
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  50. @starlightwaters1  I said what I said. Liars are continuing to lie. There is no reason to take them (or their water carriers, such as yourself) with any seriousness. Somebody who has no integrity or honesty can be dismissed out of hand. Nothing they say can be trusted, so nothing they say is of value.
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