Comments by "gary K" (@garyK.45ACP) on "Florida homeowner with solar panels gets cancellation notice" video.

  1. I'm sure you do. That was the case before DeSantis was Governor. And will be the same after he becomes President. Florida has hurricanes, lightning strikes (the most of any state), hail, strong thunderstorms throughout the state every afternoon in the summer. Many of those storms produce brief torrential rain, hurricane force winds, large hail and tornadoes. Severe thunderstorm warnings are an everyday thing from May-October. PLUS sinkholes and flooding. Not to mention the usual insurance risks like theft, general liability and fire. Florida is the 3rd most populous state, so that's a LOT of people and a LOT of homes to insure. We are also the #1 tourist destination in the world and all those people need to stay somewhere, and those places need to be insured also. That's a LOT of risk. That won't change when DeSantis becomes President. Insurance companies doing business in Florida cannot avoid those risks, they are natural occurrences. So they seek to avoid as many of the other risks as they can. Polybutylene piping and FPE or Sylvania/Zinsco electrical panels will get your insurance cancelled in Florida, but not other states. Solar panels add a large risk to the insurers in Florida. More than in other states. It really isn't a political issue. It's simple risk/reward. Cost/benefit. People need to consult with more than just the solar panel salesperson before they do these things. They are not making fully informed decisions. Quite likely this couple's insurance company had no idea they had solar panels and only discovered it recently by reviewing public records of permits or by a required 4-point inspection.
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  2. You should see Ukrainian women. MUCH hotter than these girls.
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  3. People need to consider the full cost of solar panels. I shop my insurance every year on my home in Florida. The last three years they have asked "Do you have solar panels?" I do not. They have told me they will not offer coverage to homes with solar panels. They are expensive and very prone to damage from wind and hail...and can damage the underlying roof if they are ripped off in a hurricane. The real question is, "Did this couple's insurance company know they had solar panels before now?" Quite possibly not. Have they been required to provide a recent 4-point home inspection? Insurance companies do that every few years...I have had 2 on my home since 2015, most recently in 2021. That would have revealed the panels to the insurance company. Insurance companies also do "drive by" inspections of homes, literally just photos of the outside of the home, and also review "Google Earth" photos of properties and county tax records for building permits. Putting solar panels on your roof involves a lot more than just the savings from solar power. What are the savings, really? Do not count on the solar sales people to run the full gamut of costs, and they likely know nothing about your insurance coverage. I doubt you will find one that says "Check with your insurance company before you sign this contract" This couple may not have had an electric bill for a few years, but what will their new insurance policy cost them? I've played the numbers on my home and installing solar panels simply doesn't even come close to being feasible. My electric bill isn't high enough that solar panels could possibly be a net positive for me. There are lots of things you can do to save electric costs, that will not affect your insurance, won't cost nearly as much as solar panels and require little or no maintenance. The best advice is to seek a comprehensive energy audit of your home from a professional and find all the ways you can save money...and what the full cost and pros/cons of those are.
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  4.  @latehappylife  DeSantis 2024!
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  5.  @karenfischbach5669  DeSantis 2024.
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