Comments by "L.W. Paradis" (@l.w.paradis2108) on "Ultra-Wealthy Kylie Jenner Asks Fans To Fund Friend's Surgery" video.

  1.  @Draxxuzownzu  Then sharing the story was tacky. You've never heard of small, anonymous acts of charity? That was a very strong principle once. The recipient wouldn't even know the name of their benefactor, so as not to cause them embarrassment. Oh how far we've fallen . . .
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  2. Did someone say "cancel?" What would that even mean??
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  3.  @rudiklein  No one but the victim pays for hair reconstruction, unless it's part of a recovery in a court case where the other motorist was at fault. But deciding that takes forever. Yeah, this is how it is in America.
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  4. Or maybe admired?
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  5. The fact that people with medical bills (and friends whose collective net worth is in the billions) need to start a GoFundMe page -- and hence give up their right to PRIVACY of the gist of their medical treatment -- is not a story in your book? Or is it the math that's challenging? BTW, if you or your loved ones needed brain surgery, would you prefer that the whole story not be circulated on the Internet -- assuming, of course, you could afford having the choice to keep it to yourselves? Thought so.
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  6.  @Draxxuzownzu  I did, too.
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  7.  @Draxxuzownzu  Okay. You're right about the "culture" part, or lack thereof.
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  8.  @Draxxuzownzu  I think it was tacky to share the information about the GoFundMe campaign, then. Exactly. Though of course his family would rather have more money. You don't get the picture? Reread my post, past the first line if possible.
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  9. Insured people in America can have a bill that large. A deductible of, say, $5000, plus roughly 80% of all physicians' fees, and 80 to 90% of hospital expenses, with only the ER covered at 100% once the deductible is met -- a million dollar bill can mean over $60,000 out of pocket. (Chances are, he has good insurance.) You didn't know? Insured people go bankrupt on account of extraordinary medical bills all the time. In the meantime, damage claims (which cover much more than just the costs of therapy and disability) are tied up in court for years.
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  10. Did you think his whole bill for BRAIN surgery was in the tens of thousands? A simple mastectomy, no reconstruction, is vastly more. How did you think Americans live? LOL
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  11.  @rudiklein  No. The surgeon's fee for brain surgery is a remarkably small percentage of the total cost. Everything else is separate, including emergency room, operating room, intensive care, imaging, in-patient physical therapy and rehabilitation, etc. There is no insurance that covers absolutely everything. If his total bill is between half a million and a million, $60k out of pocket is not extraordinary. And if he was earning a lot before the accident, he cannot qualify for assistance or even a 0% interest payment plan (moderate income and pediatric cases get 0% plans routinely). In the future, if he is unable to work and earn what he once did, he will qualify for some sort of assistance (reduced or waived copay and 0% payment plans).
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  12.  @rudiklein  FIRE (finance, insurance, real estate) must be served. Capital formation, yo. :)
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  13. You're sure he can work again?
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  14.  @eetdarichmarx7423  I don't either. But if he needed brain surgery, anything from full recovery to lifelong disability are possible. :/ It's not unusual not to know for a solid year how well you'll recover. Some people are in bad shape, and then make progress for years, to the point where only their neurologists can detect their issues. He's really young, so . . . We can hope.
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  15. That was why very rich people would give anonymous gifts. Remember?
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  16. I know about this. Extremely rich people will sue over peanuts all the time. They consider it a line in the sand.
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  17. He may have good insurance. His total bill could be so large that $60,000 represents less than 10%. Not to mention, his Social Security disability could be tiny relative to his obligations. Did everyone suddenly forget about deductibles, policies that cover only 10% of all costs, etc.? Wild.
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  18.  @woodstream6137  I didn't know this was legal under ACA!
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  19.  @fchiarel  A brain surgery could easily reach a million dollars, leaving the insured patient with a $60,000 bill. Deductibles, 10% of hospital fees, 10 to 20% of doctors' fees, and so forth, can add up to that. ER may be covered in full, all expenses above a certain limit ($500,000 to $1,000,000, depending) may also be covered in full, but all of that can still leave an insured person, who now cannot work, with a large bill. To get full compensation, he will have to sue.
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  20.  @estlee1583  He might have good insurance. $60,000 is only 6% of a million, and if he had brain surgery, the intensive care alone will top $60,000, nevermind the operation. Paying 6% of what's billed is good insurance
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  21.  @nootnewt3  So you think $60k covers brain surgery, and all hospital expenses as well? Well, I guess that explains why we have the politics we do.
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