Youtube comments of XAUCADTrader (@XAUCADTrader).

  1. Another big one is that they don't allow lending or making money from interest. It has to be by your own work and labour. They consider interest to be usury and unethical. The Western world and capitalism is completely reliant on interest, it's the most important variable in an economy.
    89
  2. Amazing video! Yeah, as a data analyst I climbed from 60k to 90k in about 7-8 years. But I worked for gov that had a better work/life balance at the cost of lower pay. I'm switching to developer or cybersecurity if developer is...cognitively blocked lol...Thanks for this video, confirms I'm doing the right thing. I also considered being a financial advisor because that's my hobby/passion (which allows me the resources to be able to switch careers.) Maybe I can do that as a side gig...Another thing I got out of this video, I gotta get out of Canada and into the US of A!!!
    76
  3. WARNING: I would say it's not for people who want to do medicine, law, dentistry, or other post-grad programs because you will get a 3.00 GPA for every course you complete, as it's pass/fail. This is a huge caveat that warrants a thought bubble in the video as it could steer people into the wrong direction that they won't find out about until later. I'm planning on using WGU myself for a Masters degree. WGU is an amazing concept/model.
    62
  4. Jordan Peterson mentioned this, it was mind-blowing when I heard about it. I didn't think it was the case initially but then I thought, how many women are entrepreneurs and create jobs? Or on the billionaires list that wasn't an heiress or divorcée lol...
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  5. I live similarly, 39 yo Chinese dude. Juice isn't worth the squeeze, got lots of time money and freedom. In Canada, a bad divorce can turn you into a slave for an ex.
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  6. Thanks for this! You should really do collabs with divorce attorney James Sexton or relationship therapist Dr. Orion Taraban. The manosphere needs your wisdom/experience!
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  7. @Valens Got Jews out of Nazi Germany, got my parents here from a communist country in 1980s...
    36
  8. The multiple rounds of interviews with testing now is ridiculous vs the single 15 min one 2 decades ago is ridic. This is if you didn't apply to hundreds of ghost jobs.
    31
  9. Favorited this video. This is amazing. I always had these thoughts in my head [why do common law colonies fare better than those with civil law?] There's so much suffering in Africa, and everything has been tried, communism, theocracy, military dictatorships, but not freedom and free markets. If Africa be more free and prosperous, there'd be far less suffering in the world. There's so many people there, especially young people that have tons of potential.
    29
  10. Finally a non-dating video! Super useful! This is the most important question.
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  11. Thanks Tucker! I'm obviously pro-NATO/USA, but I think it's important to hear the other perspective. Man, you are a media/journalism hero. I'll be tuning in.
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  12.  @scottadams6903  We need that astronaut meme where one guy makes a discovery off-the-ship and the guy on the ship has a gun to his head: 'always has been'.
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  13. Oh yeah, keep massive savings buffers too! Months, I guess up to a year based on this video. People say 3-6 months, but I would keep at least a year due to this sh**ty economy.
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  14. For sure, he really cares about these people and it's kinda nuts to see how hopeless it is. Not sure how he goes to work everyday.
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  15. ​ @himankaghosh7307  The casino, or the Chicago Board of Options, or the futures market, or FOREX. I do not recommend any of these... Also loan sharking if you're willing to break some legs. Drugs and prostitution are always good or a high rate of return. Realistically (I hope, but I don't judge), jack up your skills & experience and go for those promotions =/. I would rather people spend time becoming more economically productive than waste time speculating. I've been in both positions. You're richer and happier providing value to society vs. gambling. Gambling is awful, the emotions, the destruction. I haven't tried crime yet but the stats aren't good on those so I'll refrain.
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  16. Lol that's my question...
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  17. ​​ @solarguy1702  lol probably didn't meet her attractiveness standards. Great story for the warning. Lesson learned. Tom Leykis always said keep it professional in the work place. Only trouble can result. By professional, he meant don't initiate talk with women. That was in the early 2000s...
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  18. In Canada, we had generous EI and pandemic pay so a lot of low-wage positions weren't getting filled. I think as the pandemic hit, people lost their jobs and realized how disposable they are, and they went out on their own doing more meaningful work or freelancing? How is the job market for higher pay white-collar jobs?
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  19. @Screwdriver440 Everyone is getting scammed except our political class. Awful. We keep voting them in.
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  20. Wow, this is a great video, subbed and looking forward to your other ones!
    15
  21. That's why it will never happen.
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  22. This is why people go the stealth wealth route...
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  23. Oh man, this is my weekend watch for sure! Loved your last Vancouver coverage video. I suspect it's coming to Toronto soon as we decriminalize drugs. I've seen so many homeless and druggies pop up recently at fairly affluent intersections. More foreign gang perfusion as well. The TTC is just nutty now...Always some mental health or anti-social behaviour event every time I get on. And I'm from a wealthy part of the city!
    14
  24.  @thiagomattos3019  That's exactly what I mean. Because it is competency based, it's pass/fail, so a grad school would have to assign it a 3.00 which can be incredibly damaging to a grad/professional school app.
    13
  25. I didn't fear for my safety on the TTC as a jacked dude. I remember walking around in Toronto in 2015 without crowds. And you could use the 401 outside rush-hour. Rent and food crazy high. Idiots tanked this country, re-skilling in tech and GTFO ASAP to USA. Salaries are shit vs. our rising living costs. The fact he was voted in 3x despite all the scandals, incompetence, and idiocy has made me lose all respect for this country (I was born here). Canada deserves what they're getting really soon. I don't give a shit what happens at this point. I saved and invested (in S&P500) in USD from 2015 onwards, insulated from this stupidity.
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  26.  @alexcarter2461  No fights, conflict, or compromise as well
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  27. There was a quote I heard somewhere, "You can either love a woman or understand them. But you cannot do both."
    12
  28. Same here brother! Nothing left, no point other than to secure my own safety/survival.
    12
  29.  @verapamil07  Charlie Munger said greed doesn't run the world, envy does. Not everyone has envy though, but you'll find out the people that do when you succeed...
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  30. Yeah, they really should have calibrated that model to see who the 18-25 women were messaging. I got my hopes up at 50, but if it's just 35+ then pointless. I'd rather stay single and not risk the wealth I've accumulated for sloppy second-thousandth...
    11
  31. Leetcode is the SAT score nowadays.
    11
  32. Isn't Singh supporting this government till 2025?
    11
  33. Thanks Justin!
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  34. If it floats, flies, or f***s, rent, don't buy. That's how you stay wealthy.
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  35. Omg I was thinking the same thing! Hair, when did that happen!? And it was voluntary!?
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  36.  @Kurt1969  Pun intended?
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  37. Is it me or has our driving quality gone way down. Our insurance rates are up as well...Not sure how much of that is general inflation but I suspect their payouts are increasing.
    9
  38. Glad to see you back! These days I'm thinking of just not thinking or bothering with women and just maximizing health, friends, family, education, career, and money...I guess I've always done that, but I realize the juice isn't worth the squeeze - especially in Ontario! Dr. Orion Taraban was saying that you need to get your life to a good state (building your ice cream sundae), and dating is just a cherry on top. The cherry is way too risky/expensive.
    9
  39.  @archvaldor  Ben is a CFA charter-holder and a government-regulated adviser, he would have been reprimanded for making a specific high-risk speculative punt to a broad YouTube audience.
    9
  40. Just Passport Bro it, this place is done. Just let this generation of women age out into infertility and just continue paying taxes to hold everything together. I think men checked out, NILF. I became one, can't really muster the motivation to work here (sitting on FU money), but I've got a few degrees/licenses I can take somewhere more hospitable.
    9
  41. Thanks for the warning, I thought about trades vs the uni degrees I have, but the body can break in trades. Even worse when society doesn't acknowledge or care about the sacrifice.
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  42.  @nealdee1755  Yep, I would say around there, 106-110. I was in education for a brief time...Did not fit in at all, so I'm doing computer science. I'm a med school reject, but was at 85'ile on MCAT with 95'ile on the physical science sections and writing...(Canada) I'd be a Dr by now if I was American =(.
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  43. You'd think this advice would be obvious, but...as you said, you're in court a lot!
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  44.  @Syrin23  The issue was that back in the day, they ran up the government deficits that had to be monetized to form our current inflation. This is why our wages haven't moved, yet the cost of everything is going up. It was due to prior accumulated debt/overspending. We won't be able to pick up the tab, because there are going to be fewer of us. No one can afford to have kids now. It's a dire problem.
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  45. Enough to vote him in 3x...Man...wtf is wrong with this place.
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  46. Oh man, we had a buddy who put holes into his wall/doors, fatherless. We thought it was really weird, but I guess it's more common.
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  47.  @KyleisHarri  I've done it all, this is the best solution for the average person. I wish I spent my youth gaining advanced math skills for higher pay jobs vs mediocre pay and spending my free time unfruitfully on trading. It's got similar odds of success as the casino. People do win though, there are elite poker players, but you want to dedicate life to that?
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  48. Oh I just graduated CS too, I feel your pain. Worst time to graduate CS since 2008 or the NASDAQ burst of the early 2000s, but at least prices went down then, now they're going up.
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  49. 39 never had a gf lol, going on 40 year old virgin this year!
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  50. This is my new favourite channel lol. Super honest.
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  51. That's why they got divorced! lol...
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  52. Never dated but seems like I dodged a bullet. I felt dating to be a rip off. All my money and time is my own. After porn, I don't care at all.
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  53. I've read all mentioned. I agree. Index is best. I would not advise trading for the average person. Indexes break 87 percent of professional managers. An HFT algo will kill a human on technical analysis. AI will make minced meat of us.
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  54. 39, same, 3 STEM degrees. Bodybuilder too! And hundreds of thousands in networth in 30s.
    6
  55. Violence in a relationship NEVER EVER ends well. I've seen it in a few people. They were all super low confidence.
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  56. I see more mobilization and checking out (which is a form of mobilization) now. Atlas Shrugged! What took so f'ing long. We've been screwed since the 60's.
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  57. Glad I'm an Incel, you get used to being alone to the point where you enjoy it. But I'm always going to the gym with buddies. I do Toastmasters, I have course buddies, work buddies etc. Sometimes introverts need recharging at home alone as well. I can't imagine getting nagged or having to serve someone else's interests in my own domain on my own time. Maybe some of us were built to be alone...If I felt really lonely I'd probably just get 2 dogs.
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  58. It's an expensive neurotoxic and teratogen.North America has some dumb drinking culture...Causes so many issues, there is nothing redeeming about it. People are basically taking their frontal lobes offline chemically which leads to really stupid stuff in the short term and long term as they become stupider. I would never marry anyone who drinks. I don't have any friends that drink even moderately, we're all highly educated professionals. Most of our hobbies is working out and investing.
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  59.  @derrick2181  I think there is an element of luck too, being born into the right country/family. But yeah, you're largely right for us watching this video, within the same civilized and developed country like a G7, and assuming a median family in function/income, you should have a good chance to succeed. Many don't even with great conditions growing up. Socialism and communism is entirely envy based, and the results are quite horrid lol...Basically theft from the producers where the producers don't even bother working anymore, and all trust breaks down in society.
    5
  60.  @mysterioanonymous3206  Yep, the high inflation, obvious housing bubble, and high cost of living in general is the final nail in the coffin. Like Lenin said, we were ground with the millstones of high taxation and inflation. I was born here, but preparing to leave for better working conditions in Europe, OR more money in USA. We lost our standard of living for no reason...
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  61. Me too, what do I do with all this money?!
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  62. This guy is nicknamed Wilcucks because he married a single mother. Hahah, 3:1 hate ratio on that video now.
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  63. I worked on mainframes on my Waterloo coop back in the 2000s, my god lol, blast from the past. So clunky...
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  64.  @Syrin23  It was supporting the argument that boomers are relevant to the economic picture. I agree, we're on a terminal trajectory at this point. In Canada, as they're cooking up our budgets, they're saying it's not feminist enough because women are under represented in critical funding sectors of agriculture, resources, construction, infrastructure and defense - so all the money is going to men...
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  65.  @cat-.-  This makes sense, can you imagine the insurance payout if you ding those cars? Also, you could be screwing with someone powerful. It's not shallowness, it's just innate/subconscious risk management.
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  66. Hell man, with decriminalization I'm tempted to try stuff! Those laws kept me away lol...But honestly I wouldn't get into it. I'm too much of a wealthmonger and drugs absolutely destroy wealth. Good luck to you man! There are government services for addiction in the country, but you probably already know. Not sure how effective they are though, clearly not in Vancouver...
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  67. Love the content man, keep it coming! Chinese Canadian here as well, incel at 39.
    5
  68. You did the right thing bro. I did something similar. Just enjoy life, and don't take anyone's shit. Having a family would necessarily mean you're taking it from your wife primarily, never a moment's peace, your in-laws judging you, your kids, your new social circle/group. We're fine living it out Robinson Crusoe / Walden.
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  69. Equivalent to poisoning
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  70. There's definitely demand for this material. But I'm sure YouTube is shadow-banning this material.
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  71. Dating markets are broken, I don't think Western men have an avenue of sexual release now other than porn. I don't see the male consumption side as problematic (I'm a gentleman of culture myself), but how the actors/actresses are treated is pretty terrible.
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  72.  @fmq94  In Japan, some places don't allow women into medical school because they would study, take a spot from a man, then check out of their career =/. Japan got in a lot of trouble for that one.
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  73. Omg I saw that, wtf was that video!? I'm not American, but shit...it's obvious people are pissed. I wonder how many dislikes that accumulated. Basically a rich jackass telling you that your problems aren't real, and you're an idiot for believing they are.
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  74. The Atlantic voted in Trudeau with a lot of enthusiasm. They need to pay for our country's ruin. This is awful, preferential treatment from people who caused these problems.
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  75. I started CS at 36 =/, during this tech wreck lol. I was a researcher/data analyst/teacher (French/stem)
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  76. On the plus side, most family lines will die out, leading to fewer people suffering in the future...
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  77. This is why I'm not working...Don't think I'll ever work in Canada again.
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  78. Great video, I like the grander themes covered in society. The next thing would be, how do men prepare for this new and uncertain future?
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  79.  @mikeleo5990  "An evil enemy will burn his own nation to the ground... To rule over the ashes." -- Sun Tzu.
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  80. The West thought trade and wealth would have made China more democratic and cooperative. I think the powers that be realized that's not working anymore, but the financiers want to leave as intact as they can (they won't). Proud to invest in the USA only (not my now broken country Canada).
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  81.  @Friendly_Boo  Maybe 105 elementary, 110-115 HS STEM, and 120+ for professors? Total guess.
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  82. This dead or alive thing is a bit odd...
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  83.  @theanatomylab  Shouldn't a pound of fat contain 4000+ calories? It's 454 g per pound, and each gram of fat is 9 calories for 4086 cals? I hate to be the ackshually guy, but it's a legit question because I see 3500 everywhere. Also, for those of us that are intermediate-advanced, can we use fat stores to fuel hypertrophy even in a calorie deficit?
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  84. Lot of narcissism content, but I guess that's what you see in your office primarily? Hmm I got a practical question for a future video. Are prenups suggestive and not binding? You've probably seen prenups tossed out because the chick said she didn't understand the terms or was under duress. What's the best practice in drafting a prenup. Would be an interesting one. I'm definitely not getting married, but I think people need to know the risks there.
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  85. Yeah, cause is hard to prove, it's easier to just lay off. And the employee gets severance and EI. It limits liability.
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  86. You made this move at 36/37? I'm in this position now (same age), came from a decade in analytics but am now unemployed with lots of time to do another degree.
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  87. I think we're done, but it's weather we have a bad death, or a less bad death...
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  88. Very awkward, I'm skipping the gym to do math, but now the Math Prof is telling me to go the gym...
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  89. CS student here, it's usually around 10-20% =/. They complain that they're not 50% of the tech market...You know, they never complain about 50% of infantry, garbagemen, electrician (2%), and plumber representation...
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  90. Seems like a smart guy who avoided the drama and asset-destroying divorce courts. Anyway dev channel, not a family channel...
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  91. I'm an American in exile...
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  92. Omg once I closed this app, I realized what you meant by gardening tools! Logged back in to say this. I also went monk at 25, should be able to retire in my 40s
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  93.  @tylerbruce5731  I meant for fat loss. Quite efficient. But yeah, they die early with anabolics - supra physiographic doses. I'm getting more into cardio now in my 30s for quality of life longevity.
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  94. Same here! 1998, Drew Carey sitcom age with the massive Borland books on people's book shelves (I was 13).
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  95. I'd bother to work, but not bother to date/marry. But not having desirable women there kind of roughs up incentives. My objective is to store enough cash to live off the investments.
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  96. Definitely a merch t-shirt right here...
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  97. Dysgenics at work.
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  98. I saw the channel name and the thumbnail and had to look for 10 seconds to make sense of it
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  99. Wow, thanks for the warning. Shit... You ever try a non Western country?
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  100. You're Canadian? You're a brave man lol...I suspect crime and garbage is related to a sense of comfort around entropy. Cultures with higher IQs can't stand entropy and try to instill order. Take a look at a peer-reviewed IQ map by country or even the international PISA test scores (international standardized test for 15-16 year olds in the OECD). Those Asian countries (esp. Singapore) are at the top. They also have the lowest homicide rates per 100,000 population. I think Singapore might be the safest. Hoping for your safety from the RCMP one day lol.
    3
  101. This video was super helpful! Thanks! I will implement all of these. I graduated from a CS program and practically learned nothing, just theoretical abstractions that aren't really useful in the workplace, yet. Maybe I'll discover it later when I actually find a dev job. All the information here is consistent as a teacher learning how to code/develop (career switch) with some programming background as a former senior data analyst. I saved this video in multiple lists because it really resonated with my position in life, and the soundness of the advice from a neurological and pedagogical perspective.
    3
  102. Tl;dr this is a divisive issue not worth discussing since whatever is said or is un-said will piss off a lot of people. Original commenter is at fault bringing foreign politics onto a developer channel. Not everything has to be political, most certainly not "how to learn programming languages quickly." Most people aren't thinking politically or even aware of most issues, they're just living their life free of drama/conflict, especially if it doesn't involve them directly.
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  103.  @PeterParker-yg6fc  So there's hope after all! I don't think women think of age the same way we do...Pretty crazy, that's the primary turnoff for men.
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  104. They wear it themselves. Back when clubs were popular, I remember they would go out in no-sleeves and short skirts in the middle of Canadian winter. No one told them to do that...
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  105. Omg, I remember you episode, that was so eye opening. So sorry this happened to you! You fought the good fight. You hit them hard in a weak spot and they got so threatened.
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  106. Omg, learning about the renal system was a mindf**k in physio 2. So many parts! This video is much more clear than the Silverthorn text (though it was a pretty good text for it's day).
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  107. Just went into computer science in my 30's. Fixing up my useless bachelors in health sciences.
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  108. This is my social psychology class in university made into practical real-life steps!
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  109. Why!? Hope you won't be spending too much for it.
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  110.  @MrsDiva1  You might be succumbing to the sunk cost fallacy there. You're not using debt to finance this masters? It won't be costing much? I don't think there's a good ROI in education, but would you want to get a B.Ed or a teachers certification? A teacher's life is very hard now, their salaries will not keep up with the inflationary onslaught and admin/parents are eroding your rights and autonomy as a teacher. It's a job with a lot of responsibility without power or respect. If it's a free ride then you'll pay in time which isn't as bad as paying in time and money. It's never too late to make a change.
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  111. I can't unhear this now!
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  112.  @druvaciam5407  Of course, it's a bullish leading indicator. Hopefully our portfolios grow as well as his hair!
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  113. Just now?
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  114.  @RaymondHng  You mean one bedroom in a home in the suburbs of SF Bay? lol...
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  115. Uhhh, does girl do all that? Sounds like a unicorn.
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  116. Hahah, I laughed for real when I heard "designer clothes and handbags". These videos are so valuable, I like these obscure legal "gotchas".
    3
  117.  @mazdrpan4099  Very true, look at the US Federal deficit pre and post suffrage. Before, a war would cause a deficit, but then it's patched up (and the debt). After suffrage, the debt and deficit just keep going and going...Worse than war periods.
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  118. Just finishing up a CS degree to get a TN Visa out of here. Canada sucks so badly now. High corruption, high cost of living, higher addiction and homelessness, higher censorships and freedom restriction. I'm so fed up with this place. I can't believe how much it has been irreparably destroyed in 8 years. F this government and this place. Can't wait to get out. Also, everyone is depressed and lonely here. Six months of the year is dead and gray.
    3
  119. The Android/Kotlin one is in the video, but not here or on their site? I'm in Canada...
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  120. This is amazing lol
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  121. I have the same political slant as you, but I don't think politics belongs in these videos. This one looks more professional than the previous. No point alienating 50 pct of the viewership from a business stanpoint.
    3
  122. Great video! Didn't think about the social security and Medicare aspect. We're really screwed... Many aren't forming families anymore because gender relations is at an all time low. So lot of line single people with no money soon.
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  123. This is civilizational suicide...Whose idea was it to institute a matriarchy?
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  124. I went in the late 90s for Cadet camp, it was a nice calm quaint city. This is nuts...
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  125. I was taught opportunity cost by my best friend whose father was an entrepreneur. I didn't learn it formally until I took economics in when I was 20. I never thought of applying it to relationships and marriage, with that in mind, I think I will just push with education, business, and investments.
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  126.  @musicalneptunian  Afghanistan! The graveyard of empires.
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  127. Jesus, that bad eh? Never touched the stuff at 38, but I'm on my way to financial independence. Was thinking of experimenting but the more I hear, the less I want to try lol.
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  128. I love these real-life practical videos! Bodybuilding is the fastest way to getting the body you want - efficient application of scientific principles in diet and in the gym (weights + cardio).
    2
  129. Thanks for this vid! So timely, the YouTube algos have been feeding me a ton of Zone 2 stuff from Dr. Peter Attia. I seem to be doing VO2 max training daily though, my resting heart rate dropped like crazy and I can now lift in a mask. And I don't get winded from lifts. Great stuff! The lactate meter seems to be a point-in-time test, it's not something you can attach to yourself continuously?
    2
  130. Love these Q&A videos Eli!
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  131. Used to be fear, now complete apathy. I see nothing but expenses and liability, money only if lucky.
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  132.  @DeusExMachina50  I thought it already set after WW2? Wow, UK, I feel for you man. I heard the dating scene there is absolutely horrible as well (Canadian here). Yeah this place has turned into a criminal and impoverished cesspool.
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  133. Oh I would be interested in seeing a video about that, problems, and how to avoid them. Stones are another one...
    2
  134. Great take on the distro! From my research, one of the selling points of this distro is that it sandboxes vulnerable apps (via firejail) keeping them isolated from the main system - kinda Qube-esque but not as paranoid to run multiple VMs for compartmentalization.
    2
  135.  @ShaneHummus  Oh don't be sorry! I'm old (37), I wish I had all your material back in the day when I was deciding my major. I did health studies (or health sciences)...completely useless. Thanks for all the content you produce, you're saving a lot of lives.
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  136. Mild in absolute terms, far worse in relative terms for Canadians.
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  137.  @AlyssaMartiniMusic  We've got someone worse up here in Canada lol...We WISH we had Biden, or anyone really...
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  138. I can't wait to take linear algebra next term! You don't have a linear course on udemy eh? That's going to be a hit in an AI/ML world!
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  139. Brian Tracy wrote an entire eponymous book on this.
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  140. Ice cold money shot!
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  141. Why does society want its men to be scrawny now?
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  142. @latenightdriver9680 Damn, in the 60's we had like 7-8 workers per retiree, we're at 3.5 now and going down to 2.5. Think it's best to get out of here so you don't have to pay for people who didn't bother saving (and spent our generation's money / wealth). I think a lot degens like me just checked out, you work really hard and get nothing. I'm just waiting on finishing my CS degree and TN'ing my ass out of here.
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  143. Well we voted in a problem that can no longer be solved. You can thank your countrywomen for that.
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  144. They ate the whole load but definition lol
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  145. They ate the whole load, by definition.
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  146. BoC has no effect on the US S&P500...
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  147. What if we couldn't get into a relationship anyway? lol
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  148.  @StefanMischook  I think McDonald's provided meals to Israeli soldiers during the retaliation against the Oct 7 attacks which pissed of this particular viewer. I have friends that have boycotted, other friends that are pro-Israel. The thing is, not everyone is into politics nor do they care, right or wrong. For you, you're just getting a cheap, good-value, decent-quality coffee. To this particular viewer, he thinks you are purposely supporting Zionism and slaughter in Gaza, which probably never ever crossed your mind. Different parts of the world care about different things as do different political factions. Some people are such zealots that they cannot comprehend other people either having different opinions, or having no opinions. Of course, I don't know why a random dude would come onto a developer channel and start making political statements on a foreign war...Different social custom maybe. In the USA, lots don't know and/or don't care about foreign issues, I bet the majority couldn't locate Rafah on a map. Thanks for this video by the way, it was super helpful for someone looking for help on the development path (the raison d'être of this channel). I didn't even think about the Israeli-Gaza conflict when I saw that coffee lol. It's one of those "Sir, this is a Wendy's" meme moments (inappropriate context to be bringing up other heated unrelated topics).
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  149.  @cooper8t  For Canada, just Norbert's Gambit into USD and buy on the NYSE. What upsets me is that we didn't get Vanguard Index Funds up here, but have to use the ETFs.
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  150. This video completely ignores the decline in fertility to start a family...(which is correlated to physical attractiveness since they're mediated by the same hormonal cascades). It's just biology...Most end up fine anyway, so not too much to worry about.
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  151.  @mercenarymike1397  They shipped them to Syria I think, Ba'ath North. They totally gassed the Kurds and Iranians. I don't get the narrative of no WMDs, maybe we didn't find them, but Saddam did have an use them.
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  152. I love how these are comprehensive and succinct, but it probably comes from a job when you're constantly on the clock and each minute is valuable. You're making me want to go to law school, but I'm in my late 30s!
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  153. Oh man, you're Canadian! I'm so sorry! [ I'm Canadian too =( ] Why the hell did we do this to ourselves. I'm going to leave to the States after we purposely crippled our economy for funsies...And put a Nazi in Parliament and gave him a standing ovation the day before Yom Kippur =/...
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  154. Thanks, I really needed to hear this video just now...
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  155. What if the opponent family doesn't have the means to mount a legal suit or find a quality barrister? Not sure how things work in the States there...
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  156. Got your Calc 2 and Calc 3 on Udemy. You don't have Linear Algebra do you? Any plans for it? Thanks!
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  157. We are beyond screwed...We're at the life raft moments now. Cops getting shot but parolees, homelessness and drugs increasing, debt and money printing going rampant, and population collapse that we have to bring in immigrants that do not share our values and culture. A horrendous mess...Paul will win next election, but the damage is irreparable. I don't believe in conspiracy theories, but the amount of damage that was done in such short a time could not have been done by incompetence alone.
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  158.  @ashog1426  Homer Simpson
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  159. Such a great analysis.
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  160. Like this in-depth fundamental content. Edit: I was skeptical about the corporate argument, but I think you're right. I thought it was feminism that nuked the fertility rate, but feminism doesn't explain Japan and China...
    2
  161. Hmm, I would say there are situational depressions (your real depression), cognitive distortion derived depressions (shit thought process even in good situations) and endogenous (biological - SOL) depressions. The endogenous depressions need drugs (or even electroshock therapy (this is last resort)), no if, and, or buts - there are complex genetic factors here (even having to do with clock genes and neurotransmitter production/secretion (notably dopamine serotonin and noradrenaline). The telltale sign of this is bad insomnia (including frequent wakeups) and feeling worse in morning and better at night (this is likely due to cortisol secretion). The cognitive distortion depressions can be fixed through cognitive behavioural therapy or mindfulness (Dr. David Burns is one of the pioneers of this treatment modality (Feeling Good Handbook - I think everyone can benefit from a read). The situational depressions dissipate with time away from the depressing event but obviously, having a healthy cognitive behavioural algorithm in how you process events will determine how well you do and especially how much you have on your plate...Ecouch and Moodgym are free online resources if anyone needs them for cognitive behavioural therapy. There are tons of stuff on youtube about mindfulness...just...don't step into a cult haha.
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  162. Remember, politicians don't care, they want power. By upping immigration, they will have a grateful voting base (and ones dependent on the government to authorize chain-migration). This is stacking the voting dice. The politicians have pensions for life, so they don't care what happens to the macroeconomy, and they're behind gated communities.
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  163. Interview him! This will be awesome!
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  164. HVAC looks like a pretty sweet job, recession-proof. Wish I did that before multiple university degrees, only to be useless in a recession. You enjoy your job?
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  165. The Economist reported on a study, saying that strippers made far more money when they weren't on birth control than when they were. Probably has to do with ovulatory pheromonal suppression.
    2
  166. Oh wow, did she get work done? I never remembered her looking like this.
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  167. Tate is polite?
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  168. Hard to imagine that Vanguard was the one that wrote this piece on home investing bias: https://www.vanguardcanada.ca/documents/home-bias-adv.pdf I don't understand why they have 20-30% Canada...Are Canadians demanding this? Because our markets are complete crap compared to the US and there are fundamental reasons why this is so...
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  169. Omg LOL so true!!!
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  170. You should have seen what Canada did with immigration. It is not a pretty picture here...We're basically a huge SF now, with Alabama wages.
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  171. When would you say ageism starts?
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  172. 5 am, I'm probably moving to Japan...
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  173. 0.2% for young'ins, for 80+ y/o it's 14%
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  174. You've taken Dave Ramsay's Total Money Makeover approach? Well, he would have advised cutting all cards. Entertaining to listen to, but I don't agree with all his personal finance philosophy.
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  175.  @BradleyStickland  My university had a good coop program. I did a science degree then worked in analytics. While there, I was thinking of pivoting to finance so I was thinking of writing my CFA but I didn't. I'm doing a CS degree now, you can do a quick one at WGU if you're American and don't mind a 3.00 GPA. I didn't because I want a 3.9+ GPA for better grad school options. Check out Western Governors University (at your own pace, pass/fail, cheap and can be really fast), but it won't be as good as a school with a good coop/internship program. But you need not do tech, it's just the hottest now. This is for Americans/Canadians. I would go tech/IT route now as other jobs will be obliterated, but healthcare is always good too.
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  176.  @Lawlesslarry69  tuition is most definitely cheaper. I did health science, premed. Our tuition has stayed steady around 2-4k per semester over the past 20 years. US is nutty for tuition. In Quebec you can get an entire law degree for 15k lol.
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  177. Whoa 14k likes vs. 36k dislikes
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  178.  @henrynguyen8901  I don't think it's difficult, but maybe because I don't have options that'll lead to ethical dilemmas. A virtuous life has its own rewards, no fear of retaliation, mitigated litigation risk etc. We're East Asian, we still have standards of conduct in our culture when it comes to dating and marriage. That's why our household incomes and networths are higher when we hit Western countries. Confucian ethics. In fact our divorces, single mothers and adulterers have to run to the West because there is shame in being a sloppy second/third. fourth/... / n-th.
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  179.  @henrynguyen8901  That's why this society is crumbling. The unwillingness to explore and action on truth because it is unpalatable. I think our enhanced math capability makes us see this more clearly lol...Math is super important in creating situational awareness of the reality. We became more feelings driven than fact driven and I suspect that's because women have taken over the political and social discourse.
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  180. I was born and raised in Toronto. The Trudeau government has absolutely destroyed our economy and is now scamming poor developing nations to come here and work as wage slaves while packing 25 dudes into a basement. This is deplorable. This is just the Indian student scam (selling false dreams and a poor education), we also have the migrant labour scam in our fruit/vegetable fields where workers are abused. I honestly don't understand how these new immigrants survive here, even our Canadian-born are having a lot of financial trouble. Thanks for covering this BBC, the world should know about our economic malaise and how are government is deliberately wrecking this country economically and scamming unsuspecting foreigners.
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  181.  @schmingusss  Figuratively at first, literally now...lol
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  182. Wow this is mind blowing. Wish I knew this in my teens, my life would have been so different!
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  183.  @Seekingtruth-mx3ur  Yeah, thank goodness I was never interested in that. I am more interested in AI/ML (but isn't everyone?) I'm willing to trudge through the math. CyberSec failing both of those. I'll admit I'm pretty scared for the future.
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  184.  @Seekingtruth-mx3ur  Higher cognitive ceiling on ML for sure...But that's all that'd be left =/. Both interest me, but even cyber can be delegated to AI at this point, maybe? Except the human aspect. Tech is the only thing left, unless we want to swing a hammer =/...I'm too old for that.
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  185. Details! How do we avoid this? I'm just getting jacked and carrying hardened versions of everyday objects that can be used as improvised implements. We're not allowed to be armed in this country like the criminals are. Was this a druggy or gangster...or both?
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  186.  @FreeALBERTAfromOTTAWA  Back to slings...I always knew Trudeau would take us back to the stone age...
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  187.  @FreeALBERTAfromOTTAWA  Yeah, his son is here to finish the job. He did a great job of destroying this country in less than 8 years. Quite remarkable. Whatever isn't destroyed, I guess his son will do. I'm hoping to get my Masters of Artificial Intelligence and just head off to the USA. They're in decline too but they're not completely destroyed, you can still make some decent coin and survive well. Canada...yeah...We went from first world to third in 8 years. Unacceptable. There's a bit of poetic justice that's coming for his voters in the next few months (economic perspective).
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  188. Happy birthday! Look into WGU, you can finish that degree pretty quickly and cheaply and you'll have industry-relevant certs. But of course, do your research. There's a recession now, so education isn't the worst thing you can do. WGU is also online and pass/fail, so it's better if you're not a school person trying to hunt down A+, you just want to prove you're competent. Shane has done videos on this school. I'm the A+ type, it's useless lol...Just get yourself in the right place at the right time, you don't need to be a school person. One of my friends is a developer at Amazon, no degree, but he had to fight a lot harder than my friends that graduated from Canada's MIT that just walk into a FAANG at 6-figs immediately. Since you're young, if you invest early, you can retire early and get pretty damn rich just from compounding time. Look into this...It's called the FIRE movement (financial independence, retire early).
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  189. Is this worth the effort anymore? I'm over women in my late 30s as an Incel. I just have a ton of money and time abundance though, not a bad trade-off.
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  190. End of the video is gold, nothing keeps the ladies away than math and computer science...Definitely a mood killer for everyone...and I'm doing a CS degree now =/...No desire whatsoever other than to solve leetcode problems. I'll check out Brilliant lol - I'm a Victorian Prude scientist.
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  191. He's been wrong a lot on a lot of things, but his Nobel Laureate was on Trade Policy, I'm going to trust him on this one.
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  192. I never got started, but seems like I dodged a bullet.
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  193.  @chayne5433  I don't understand what all this insane destruction was for...? What did we get out of it?
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  194.  @asparrow9876  Congrats! It's good to see some of us are able to achieve the Canadian dream of leaving.
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  195. Evolutionary psychologist Dr. Santoshi Kanazawa said the midlife crisis has more to do with the wife's age. She becomes infertile and the man wants to sow the last seeds of his life with more fertile, younger women.
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  196.  @Straga_Severa  Yep, Jonathan Noble the divorce lawyer youtube guy always rips into Canada and California...I'm def leaving Canada or I'll be 40 yo incel next year lol [not joking =(]
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  197.  @Straga_Severa  Thanks, yeah the West is probably losing a lot of demography, capital, and productivity (men checking out) from this issue. I guess divorce laws are a way to ensure men are forced to work lol. I'm lucky that I've always been free, and everything I earned went into investments so I'm free to displace or do whatever. Guess it's not all bad. There are worse fates.
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  198. This video was a low-key FU lol
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  199. ​ @v1e1r1g1e1 lol facts
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  200. Good video, I got suckered in by Peter Schiff...Wish I put even a grand in Bitcoin at the time (2009-2010). Ugh. dude ruined my life, but my fault for listening. I still use Gold ETFs because of the negative correlations to stocks, they did perform at 17.8%? between 2000-2011 when the S&P500 did nothing. Ditto for the 1970s. Looks like we'll get hit by one of those again. But ETFs are way more liquid and you can get GLDM where MER is like 0.1*%.
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  201. As an added point, holding gold from the 2000s (even late 2000s) was far more profitable than holding CAD, especially during the ZIRP era. No regrets. I only regret having CAD cash.
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  202. It's too late =/...Damage done, lots of damage done, Canadians don't even realize.
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  203. Thank you so much for covering this!
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  204. Can you look at the math of how many traders and professional managers have underperformed the index? I don't advise people try everything, best practice is the index. This should only be done as a small gambling hobby. You can spend a lifetime on this and get no where, or lose everything.
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  205. High school supply drama teacher, apparently there are rumours he got in trouble at West Point Grey Academy for professional misconduct? Fact checking sites say unproven.
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  206. Feels like this place is imploding, but I'm in Toronto.
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  207. Chris Williamson's podcast is great. Yeah, you need a mix of both videos, intellectual stimulating, then seeing the stupidity out there. I enjoyed this one. Thanks!
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  208. UT?
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  209. Why? Curious.
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  210. The economics are very easy to understand, but the sociological dynamics are a bit tougher (which do impact the economics downstream): Fertility is high in countries where women don't work, but standard of living not necessarily the greatest. Standard of living WAS high, but fertility is low in countries where women do work. Raising kids AND working is very tough, and is a raw deal nowadays, especially as welfare allocates resources from those who do work to those that don't. No one really knows the answer/solution to this one. I'm not advocating women don't work, they should be free to do as they wish. There are just obvious trade offs. I don't have the answers to this one...
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  211. Thanks for that post, that's very helpful for everyone. There will always be regrets. These are probably the ones I would list as the most common.
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  212. Ugh, just crash already. This thing has been teetering for so long. Just let the logical conclusion play out and let prices come back to normal. Anyway I've lost all respect and faith in this country. I remember we used to laugh at the US for this from our budget surplus in 2007/2008. Now we're the laughing stock of the world in more ways than one.
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  213. Hmm what about when gold was $200 in the 90s...? Gold prices very distorted from manipulation. I agree, real wages dropped considerably. Thankfully, new tech has made things cheaper to produce so we can buy more on less wages. Though we screwed on commodities (what's listed on a futures exchange) and housing which is huge. Big win in electronics though.
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  214. Singapore has among the highest IQs in the world and one of the top PISA/education performance. They know what they're doing. North America is getting trashed from drugs and crime.
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  215.  @craigmeyer3123  Chatr/Zoomer/Wind work for me
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  216. Wow, I didn't think or know about the edits, that's crazy!
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  217. This just creates criminals and welfare dependents...
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  218.  @tylerbruce5731  Dr Peter Attia, this channel and Greg got me more into cardio. The zone 2-5 thing is fascinating. I'm also tracking it all with a fitbit. Zone 2 is like a new trend! Bodybuilders hate it. I found my lifts got better with more cardio as well. Definitely faster recovery times between sets. I also see spillovers in increased will power.
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  219. Did they destroy our nations on an emotional whim? Giving us policy that they themselves didn't even want? I'm starting to understand religions now.
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  220. I agree with this law. DUI people are socially destructive degens.
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  221. Started a Meta's Front-End cert post-CS degree, going at it full force! Removing all distractions.
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  222. Trained STEM teacher, but immediately pivoted to CS. I would not survive the woke atmosphere, it's also taking the entire institutional edifice down...
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  223. Canada isn't a hard fix, we're purposely destroying ourselves. I'm going to the States after I finish my computer science degree, previously an analytics worker. Numbers don't add up here for sure. In Toronto, it'll take you 25 years with a 250k income to buy a house, our economy has been wrecked, and our crime is getting out of control because our government started releasing offenders based on race (Bill C-75) and taking in huge waves of migration with dubious vetting. Basically woke policy in government form. Trudeau makes Biden look like Trump.
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  224. Thanks Justin! And the people that voted for him. I really don't know what we got, it was like we destroyed this place for 8 years for 0 reason and it's going to take even longer to recover. Think OECD said we'll be back on track in 2060?
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  225. Thanks for looking out for us!
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  226. Also, I'm not against LGBT at all, but check civilizations that gender bended/transV'ed in the past.
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  227. Brain chips seems like a huge infection risk...
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  228. Same age as you, porn and youtube addiction for me, it is life ruining...Substances cost money, so I got lucky from being cheap. My 39 year old advice - invest early if you can, compounding is frickin' powerful. And don't major in useless stuff (did that, back in school now). And there's the marriage thing, be very careful, but I'm a porn addicted incel so no uselful/practical advice here...Just don't get abused or divorced.
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  229. Reached the end of the video. One thing: Money Guys Podcast: If you invest in your early 20s, each dollar is 88 dollars at retirement...Small amounts make a huge diff. That multiplication factor goes above 100 in your late teens. This is using the S&P500 index as your vehicle.
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  230. Please let the world know about our stupid incompetent dictatorship. Thanks for covering this! We need help badly. We got cucked by a stupid population. Btw the Nazi was 98 years old, hard to find live Nazi's nowadays, let alone give them a standing ovation by all government officials.
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  231. ​ @MakeThatChange  The problem with wokeism is that it relies on emotions rather than reasoned arguments and fact. So when people go gung ho about the environment and shut off our main primary industries that pollute, it's going to affect our economy. The same with calling anti-immigration people racists, that is no longer being done because it is quite clear that immigration is disrupting our housing supply/demand dynamic, transportation, healthcare, and education. The same with putting incompetent people in key positions due to their identity vs. their skills. I would say we went into a pretty bad recession in 2014 when the Saudi's over-supplied the global crude market to destroy the US frackers. This weakened Harper, and the millennials were all too happy to vote in a woke PM without considering his egregious economic effects. People focused more on social issues, now that they're broke, they're going to swing back to economic issues. But at this point it's too late, all our capital was malinvested in a housing bubble, and we have way too much population now throwing us into a 'population trap'. National Bank talks about this at length, which means our population's capital : labour ratio is off such that we cannot increase our economic growth/productivity as all our productive efforts will be used to play catchup to accommodate the larger population. This is a terminal mess. As an investor, I and many others moved our capital out of Canada as soon as Trudeau was elected, foreseeing economic malaise. Our population was not so smart, they went woke, and now they're broke...It took them 8 years to realize they made the wrong decision lol. They don't even know what'll hit 'em next. The OECD forecasts we will have the slowest growth of the 38-member-nation group until 2060. The country and people are broke.
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  232. Oh yeah, another problem with wokism, Bill C-75. They say it's not a criminal's fault that they commit crime, it's their background/upbringing and social conditions. As a result, Bill C-75/C-5 let criminals out at the earliest opportunity. Criminals now know that there aren't really sufficient/adequate deterrents so they commit crime with impunity. There was a 14-year old girl arrested recently in Toronto for a robbery stabbing at 5:30 pm Toronto's public transit. Approximately 1 year earlier, she was involved with 8 other girls to stab a homeless Ken Lee for fun. I think all of the girls are out on bail or on house arrest - because they are minors, they are protected by the Youth Criminal Justice Act (which they are knowingly abusing). If you track a lot of recent criminals (all the TTC stabbings), they are people on bail or released early. It's from the bleeding heart liberals that are too lenient on crime and letting hardened criminals out that is causing even more social decay and dys-cohesion. I think there was a report that 3 Montreal carjackers were let loose because there weren't enough judges to prosecute them? Carjacking is a new crime epidemic that was not here before. The stupidest thing I saw were the defund the police movements. I remember they took cops (SRO)s out of schools, saying the police are a racist institution, there was so much fanfare and applause. Recently, we've had a few schools in Toronto that have shut down from violence or have had teachers whistleblowing on administrations' incompetence in dealing with behaviours and discipline: Tomken Road Middle School, York Memorial Collegiate Institute, you'll find news articles about them. The left wing hates law and order. Look up the Wiki page on Canadian scandals and you will see this government administration committing the most scandals with the largest takes (stolen money). Our population turns a blind eye to this and will elect this government again and again, until now, because people's finances are at a breaking point. You can check out the Toronto Star article: Majority of Canadians are now spending more than they are taking in, StatCan says. Here’s why the wealth gap is widening The wealthiest 20 per cent of Canadians recently accounted for more than two-thirds of total net wealth in Canada.
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  233. We voted this in 3 times, we deserve everything that's coming.
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  234. Glad to see progress in your health! Hope recovery gets better and better!
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  235. 150k isn't a lot of money...To retire in North America you'd want 2M to be comfy, 1M to be barebones. You can feasibly get millions if you invest maybe 5-6 grand a year in our 20s in the S&P500 by the time you retire. Saving it from a job would be tough but doable. Putting all that 150k in a house makes his wealth illiquid, not a good position to be in unless the property increases in value (which it most likely will but that is speculative.)
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  236.  munchkin42  You can save about 2-3k/mo in China just teaching English (because they cover accommodations). You can have it in 6 years (maybe less than the timeframe you had in mind). I think in North America, we're just taxed so much, property prices are so high, and education is so damn expensive to make this believable. I think he worked as a programmer prior to going to China as well...Prob 60-80k in the States starting. Among people I know in Canada, having around 150k around 30 without inheritance is not unusual but our education costs are a fraction of what it is in the USA.
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  237. The CE has a slower processor relative to the load it handles than the TI-84 Plus Silver Edition. CAS is used for cheating, so a lot of proctored testing REQUIRES non-CAS calculators.
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  238. Oh man, I'm definitely autistic then...
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  239. Keep it out of everywhere, this thing is a society-breaking virus.
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  240. What can we as citizens do to influence the outcome? I didn't vote for these losers but I'm going to suffer the blowback of their dictatorial and incompetent policies.
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  241. Can save a ton of money
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  242. Good luck man! Bo sent us! The world is complete shit now, you're not alone.
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  243. You won't know whether you made a good or bad decision until you see an outcome - fortune-telling is impossible. Your decision-making criteria and considerations were correct - you need space to increase output and to expand your team. You need a level floor to avoid workplace injury claims and dropped equipment. COVID was a random once-in-a-century event. The reason you've done well up to now is that you've taken on more risk and it panned out, but with many businesses sometimes the risk can sink them. The most important thing is getting up and running again which you have no problem doing - you did earn your successes. Just...try not to ruminate too much, it can lead to depression and alter your brain in a way that won't be productive. The more you fire a certain thought pathway, the more ingrained/rigid it becomes. If the thoughts aren't there to help, then they're not worth engaging in. I think you got the message from them. Not ruminating is easier said than done, but sometimes it's good to work out, play video games, sports, or engage in something that takes your mind off the negativity vs. staying in that chair. Good luck, we're all rooting for you!
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  244. Wow...how did these myths come about? Basically flies in the face of basic bio. Makes me worry about humanity lol...We learn this in middle/high school, but nowadays we have internet, so there should be no excuse? I do have a health science degree, but I mean, we never had sex ed there.
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  245. There's a reason why the alt-right calls us cucks. We sit on the corner couch and watch the Libs rape our future and wank to it. Shadowstats was a good site for this. Trudeau creates media bailout (600M) packages before each election where he was incumbent. Is this vacay or are you out for good?
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  246. Upsetting seeing this, I was on the pre-med track with a lot of chemistry, physics, bio, but upon graduating I realized how useless these were in the job markets. I didn't make it into med school with a 3.7 cGPA and 3.86 last two year GPA (Canada.) I should have taken something easier that'd achieve the same result, or something harder but with more marketability.
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  247. This is amazing... I want one just to support these guys. F AAPL
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  248. We didn't have feminazi ideology perfusing China as badly. I'm Chinese in Canada, I wouldn't date women above 30+ on principle. I'd rather stay single the rest of my life. China is harsher at 27. You can see how they're masculinizing the kids there and preparing them for war or science/math lol. Over here, I don't know wtf they're doing to the men here, but it's not good. I'm a capitalist, so I don't want the commies to win this one. Hypergamy is not feminism though, and that'll be the downfall of humanity, we're seeing it with the drastic decline in fertility globally. I wouldn't even go to those marriage markets, too demanding. Their divorce rates are increasing to Western levels. Not worth it. Feminism is likely the politicization of female nature =/...SE Asia for the win!
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  249.  @chuckchan4127  "Confucius say, Man who fish in other man's well often catch crabs." Sloppy seconds is like the most cuck thing ever.
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  250. Damn, crazy insightful vid. Thanks to original poster, referrer, and Bo!
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  251. Trudeau has made everyone's lives worse. You should read that bankers conference where the nations top economist said the Liberals screwed our population : capital ratio, this is called the "population trap." They turned us into the third world...Even those from the third world are leaving because economic conditions are so bad here.
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  252.  @sunil.shegaonkar1  that's optimistic though, Canada is quite passive. That's how we got into this problem in the first place.
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  253. Omg, she's only 48!?
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  254. Pharmacy didn't make this list!?
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  255. Damn, that storybook one hits hard
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  256.  @halfbakedproductions7887  oh yeah, Canada is done for. We have a get woke go broke dictatorship of full r idiocy. Skilled workers are eyeing the exits. This place will cave in for sure, massive housing bubble. At least UK has a rich multi millenia history.
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  257. Myron is just going for clicks...He's so wrong on a lot of things, successful people do get depressed - there's a medical basis to it.
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  258. Love the Crassus analogy! Reminds me of Roman History class in undergrad - delivered almost exactly the same way. How he died is also story-worthy!
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  259. They censored the dude, holy shit. It's hard to find his good stuff, it gets removed.
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  260. They are definitely not 130 as an average (I'm sure there are many that are - physics dept. lol)...On the teacher subreddits, I see teachers in the States trying to introduce Critical Race Theory. In Ontario Canada, we had a pedo (Benjamin Levin) design our sex ed curriculum for Grade 1 kids with pretty graphic material. Some people I knew were on board because it breaks LGBT stigma - admirable goal, but at Grade 1? Thankfully it was removed after 3 years. We also had the supreme court turf a teaching qualification math test for elementary teachers =/...It was on math material up to Grade 8 =(. It was very anxiety triggering for a lot of teachers.
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  261.  @mardbenzmura1446  It is, but through a large range of history, it wasn't. Even many are opposed to it. There's a lot of changes in banking practices in Muslim families. One of my buddy buys gold bars cuz he can't get anything that bears interest. I know the Ismali community runs their own community/family "banks" that don't lend at interest. There's an entire field of Islamic finance to make sure everything is Halal - Sukkuks as bonds with net present value of future interest flows tacked onto the bond price vs. a cash stream, etc. It's a big deal, some people are more pious, some aren't...Huge spectrum. But scripturally, it is a no-no if you want to be a purist, and many do. Religious purity is big deal for many.
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  262.  @TheTruth-cg8vj  That's a good point. I'd be surprised if that nuance would have been captured by scriptures pre-Adam Smith / Ricardo / Irving Fisher...So not everyone adapted the interpretation.
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  263.  @theanatomylab  Yeah, I really am scared of stones and CKD and would like to know how to avoid them. You'll save a lot of lives with that video...or a lot of pain in the case of stones.
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  264. Cucks!
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  265.  spartian1176  Not Canada or Nordic countries at least. Feminism has a stranglehold, they don't want you to have an escape hatch out of the terrible dating markets the feminists have created.
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  266. Does that actually happen? Freedom and money, yeye!
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  267. Yikes, this is a suicide watch case. Not joking. Quite sad.
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  268. What kind of stupid cuck dates single mothers these days?
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  269. It's strange, I guess envy is one of those 7 deadly sins. I def have sloth gluttony and lust, but I don't have a trace of envy. But I can't actually think of anyone I hate.
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  270. This needs to go viral. I will be sharing it. Thankfully Meta/Goog aren't blocking YouTube videos as they are blocking news articles in Canada.
    1
  271. Inceldom and porn, chicken and egg...I would say feminist society probably took down our young men more than porn did. Most guys would rather a real gf than watch porn, but the former is not really accessible for 60% of young men at least, according to stats on The Hill. I think this new wage of feminism has Marxist roots, and I recall ex-KGB agent Yuriy Bezmenov talking about demoralizing the US by inserting this oppressor vs. oppressed ideology in everything - race relations, gender relations, class relations, people vs. security forces, etc. I'm an atheist, but I think Protestant Christian social values needs to come back to the States to have some semblance of social structure and order, because most aren't able to make proper life decisions themselves (though they should be free to do so).
    1
  272. What the F, only half this place is working? Holy s*** no wonder everything is crumbling. ("Unemployed" dude of several years that used to clock 2x+ median Canadian income).
    1
  273. Those don't look like tears...
    1
  274.  @brettcatterall7761  It is a setup. If not through this enslavement mechanism, then through a false allegation for blackmail. Not worth it. Who asks strange men to look after their kids? I thought society painted men as perverted pedos. Just say no. But it looks like you already did!
    1
  275. Fertilitiy now down to 1.26 in Canada! Encore!
    1
  276. Closing in on 40, never dated, have hundreds of thousands stacked up and haven't worked the past few years just for fun. Retraining for (Masters of) AI though!
    1
  277. Senior data analyst with a psych/bio background. Never installed a dating app ever!
    1
  278. Thanks Liberal voters!
    1
  279. That's TradCon propaganda. It's the 6-6-6 pack - 6ft, 6-figures, and 6"+.
    1
  280. Shit, I wish I short sold this when I saw your first video...
    1
  281.  @Shurehlm  We didn't vote for WW1/WW2 three times lol
    1
  282.  @gaia7240  It's called a brain drain. Bad conditions having their elites leave. But it empties out the best people from the country. The receiving country benefits from already trained workers. The country losing them loses a lot of capital/skills. But that's the governments fault, but society suffers.
    1
  283.  @gaia7240  Yep! In Canada, we lose our best and brightest to the USA, salaries too low, cost of living too high, and really cold. I guess Italians just go West to UK/Germany/France/USA?
    1
  284.  @gaia7240  Wow, gotta be desperate for Argentina or Brazil...but it's because it's linguistically easy and easier to thrive in relative terms?
    1
  285. Canadian housing bubble: Hold my maple syrup!
    1
  286. They're not attractive at all. Past their fertility point. It's just nature.
    1
  287. Hahah, I hope Modi and Indian media are spreading the word. Help us get this stupid incompetent tyrant out of here!!!
    1
  288. Wow that CGM is pretty awesome, do they have lactate monitors with that?
    1
  289.  @user-yw9ys3dz7x  Elliot Rodgers, Alek Minassian, and Marc Lépine - not pretty
    1
  290. This Marxist political correctness is a cancer to society. Commies literally destroyed our presumption of innocence framework. The burden of proof should be on her, if it is a retail store, they can just corroborate using CCTV videos on the alleged date.
    1
  291. These women are atrocious on appearance...They're f*'ed, or not rather =/...The brutal thing is, it's a long way to 90 years old, being invisible like 80% of men are by default.
    1
  292. I found this channel awhile ago and knew it'd blow up!
    1
  293. Chartered General Accountant? That's an astute analysis of the situation.
    1
  294. Is there a new Dr. Mike episode coming?!
    1
  295.  @rebeccavarga8323  Proud incel ;). Everyone thinks it's insulting until they realize how much money I have. All women have a price.
    1
  296. I've been a bro science expert for 20 years, but I didn't know about glucose going into muscle cells without insulin! We never learned that in BIO101. Also, the 20-30% increase in glycogen storage capacity in athletic people vs. sedentary. That's huge!
    1
  297. Good coverage from CBC, though it all pins it on the provincials and not the federals pushing immigration beyond our capacity and limits...Still some bias, but hey, at least I can comment on the video, so that's a step in a positive direction...It also ignores the macroeconomic effects that brought about the inflation, the other killer along with housing expenses.
    1
  298. Holy moly, I had no idea it was taken by private equity and they did that. I'm un-subbing.
    1
  299. Great message/video!
    1
  300. He has videos on this. It's high risk high reward. Not a lot of job satisfaction, definite oversaturation. You can make either very little or a helluva lot, it's extreme. In many cases, you have low earners with tons of debt. I've seen more of the latter than former, but this is Canada...
    1
  301. Why did they go socialist again? Aren't there a crazy ton of examples of it not working? Why did Biden even bother trusting them?
    1
  302. Freebook, love your channel!
    1
  303. Raised her son like his own? Did he cuck himself? Why!?
    1
  304. Sounds like classic narcissism, everything is as I'd expect...Saw this in 2015.
    1
  305. They chickened out! I don't think they can go above 5% lol, we're so screwed.
    1
  306. Lotta broke Canadians, and broken Canadians.
    1
  307. They think Canadians are stupid, they are right...They were voted in 3x lol...
    1
  308. Could you conceivably use your fat stores to make up the caloric deficit, in order to not burn protein for energy?
    1
  309. More like taking a used condom out of the dumpster...
    1
  310.  @astrumrimor2450  Got a channel name/link? Yeah, Putin created a huge shitstorm and it can end up at our doorstep even in Canada if people keep joining in like PRC/NK.
    1
  311. With governors and politician like these, can we be surprised with our situation?
    1
  312. So Canada is worse? Ugh...I thought Australia might have been worse, but they have positive networths.
    1
  313. Welcome the "Passport Bro" movement...
    1
  314. Isn't W Brad Wilcucks a literal cuck?
    1
  315. I dunno, I just stuff everything into the S&P500 =/...I tried a lot of strategies prior to, but the academic literature was right =/...
    1
  316. Oh it's far worse than this, the incompetence and corruption. Thanks for covering this. We're getting gaslight by our government and their voters on how great things are...
    1
  317. Damn, do the people who voted him in 3x know? They kinda gave up their economy, solvency, security, and freedom for it... Supposedly.
    1
  318.  @beaub152  Central fat male belly (android) vs. breast fat (gynoid) - androgen vs. gynecology
    1
  319. Nothing is worse than those enacting bad laws and putting criminals back on the street/enabling them (I'm Canadian). Also these divorce laws are crippling both our countries to the point where we're not even replacing our population, requiring immigration to do it.
    1
  320. Boo-yah! Tom Leykis: Do Not Date Single Mothers https://www.youtube.com/watch?v=PYwbzqYYAfo
    1
  321. You pay in work, but you get a guaranteed return at least. Or your money back.
    1
  322. YouTube is trying to silence you... I figured you'd get blasted real soon after the truth videos. There are many other free speech platforms
    1
  323. Thank you for this! Might be late for my approaching 40, but I got the finance and bodybuilding down. Men helping men!
    1
  324. I think Canada values climate change more than their standard of living. That's the only thing that can explain this voting behaviour.
    1
  325. Hahah, I love the reaction to the single mother section!
    1
  326. Waterloo used Stewart when I was there, I remember using that! I will be using Larson soon for Linear Algebra (another school). Look forward to it! Omg, totally relate to teaching time causing less content than an online course.
    1
  327. I knew a lot of incel bachelor degree holders. Might be a better situation than not having one, but from what I can see (and my own situation as a near 40-year old incel with 3 degrees), I don't think it's the panacea you both are making it out to be...
    1
  328. We started ignoring government corruption, this is very dangerous and will turn us into the third world. SNC Lavalin, WE at the very least...SNC should have done it, it's so bad that they had to do a corporate rebranding, yet, Liberals are still here.
    1
  329.  @mattgg1216  Can't blame Biden, he's got dementia, he at least had to earn his political position by hook or by crook. Our guy...yeah...
    1
  330. Wow, yeah he didn't even get the names right, Chrystia, not Christina. And she's not competent, our macroeconomy is breaking apart, homelessness way up. The only dumber people than Trudeau are the people who voted for him. Smart people saw him as an airhead at the start. Pierre Poilievre is on track for a huge majority. It's not even close...
    1
  331. I'm Chinese (Canadian) and I didn't know this. This is like Sharia lol...
    1
  332. She's hated. She pumps her green creds by bashing cars then gets busted for speeding in Alberta. She told families to buckle up and save, for example, by cutting Disney+ while in Pradas. She's also very shrill and condescending. She's screwed up our foreign relations as foreign minister and tanked our economy through inflation and capital flight as finance minister. She's so incompetent yet so smug about it.
    1
  333.  @bigpotpoker1  I knew a few people that did this by doing coop in university and staying at home with their parents when they were working (and investing in indexes from their first paycheck.) Love the name boss - shows up well in the reply.
    1
  334. @Jimmy Jazz Yes, I had a consulting coworker who was Punjabi and he said that it is common among Punjabis to have husband-wife pairs to drive the trucks. One sleeps while the other drives, and they basically just stay "on" all the time. Because they are "on" for so long, they are able to make more runs and collect more bonuses. Maybe not 250k USD but definitely six figures (he did say 200k+)...I still find it hard to believe. The average truck driver makes around 26/hour, it doesn't compute for me...
    1
  335. I just got diagnosed...yeah, I overextended myself into nothing =S
    1
  336. Shameful part of our culture, it's very primitive. It's ironic that it's happening in the communist People's Republic of China, and not to the same extent in the free Republic of China.
    1
  337. Shouldn't it be spelled Masturdating?
    1
  338. Bad decisions? Like no condoms?
    1
  339. What do we win?
    1
  340. I'm no fan of communist china, but why didn't we build any houses? And why did we vote in a gov that knocked out our primary industries? Unless the Chinese gov was genius and knew the wokes would have broken us and swayed our elections that way...then invited 1 million migrants in 1 when there was already a housing crisis.
    1
  341.  @Tentacl  Japan was probably the most brutal modern belligerent in the 1900s. But it's a different country now, the US taught them a lesson. Japan terrorized and brutalized the entire region 70 years ago (objectively speaking and by many accounts), but I am more afraid of the communist authoritarians than this Liberal Democracy that has shown pacifism for most of my life.
    1
  342. Fuck Trudeau and Freeland. I'm leaving and taking my wealth out. I'm going to remove stuff now. Thanks for the urgency warning! That's why they make us fill out a T1135 and stack on grievous penalties for an insignificant form...
    1
  343. No pu$$y pass on this one!
    1
  344. I love how you fill in the huge elephant in the room which is women exceeding men socially to the extent where they're not bothering. Welp, society needs men to run so if there are a shortage of construction and trades things will get pretty bad. I have my doubts that the feminists will run equity campaigns in mining, lumberjacking, construction, plumbing, etc.
    1
  345. Did these guys not hear about Zimbabwe? lol
    1
  346. I don't take vacation because I accumulate it as advanced severance / payout. It worked!
    1
  347.  @youngb1ood  Yep we voted for this repeatedly. They called down the thunder, now reap the whirlwind.
    1
  348. Holy shit, this is so true! I did science followed up by education, have to rebuild from scratch (CS) at 37 after a layoff.
    1
  349. China is a 105 IQ society, they won't settle or let themselves degrade as the West has...Even with 30 million+ extra un-matchable men.
    1
  350. Same! Wow
    1
  351. Did they pull the Google Android Development Certificate?
    1
  352. Jews/East Asians are K-Strategists, highest income in USA, highest IQ, family structures & integrity matter.
    1
  353. But after the enjoyment of sensual pleasure is passed, the greatest sadness follows. If this does not completely engross, still it thoroughly confuses and dulls the mind." Arthur Schopenhauer, writing later on the phenomenon, observed that "directly after copulation the devil's laughter is heard." - Arthur Schopenhauer
    1
  354. I was thinking the exact same thing. Mining shares are gold risk + equity risk. Equities are at all time highs again in a secular bear market held up by Bernanke's diarrhea.
    1
  355.  @gitgud8131  after the last two times, I won't underestimate the stupidity of Canadians. SNC Lavalin should have done it for reasonable people and black face for the wokes... Then 2021 smart people knew the economy was going down but the debates centered on climate change, indigenous affairs and not the economy, affordability and inflation. Why else did they call an election were it not for obvious inflationary and recessionary onslaughts. I think PP would take it but you can never underestimate...
    1
  356.  @JarinXeno  Damn, I only hear him from guy's side where he's always yelling...Guess you gotta adapt your communications.
    1
  357. 3:40 construction bro doesn't understand inflation...
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  358.  @blackpillfitness9136  Weights will age men? Is that if they're using steroids though?
    1
  359.  @SantoroPictures  But they don't though! They battle the same temptations for decades. Best not to start. I'll take my own advice despite the tempting fun houses the Liberals are giving us.
    1
  360. We're broken for sure. We get the government we deserve.
    1
  361. @@spotscorner6040 Well that's nature's way of saying to go after fertile women...You can date into the attractive 20s but competition will be fierce. I was always good with math, so I never tried in this environment. I'm 5'7 male. But as a side-effect I have a lot of money and am very free. No stress.
    1
  362. That American woman has negative sex appeal...WTF is she complaining about? She had her time...
    1
  363. Look up their average IQ and PISA test scores... It's all related...
    1
  364. This is an amazing video...Can't believe I missed all these Psych 101 talks after being subscribed for months.
    1
  365. Thanks for covering this! We got ruined by Trudeau in Canada! Lost decade, no gdp/capita growth.
    1
  366. You may have saved my MSc! Thanks!
    1
  367. Shouldn't a pound of fat be (454 g * 9 cal/gram) = ~4086 calories?
    1
  368. We all do lol...Frig man, these dumbasses voted Trudeau in 3x. He's right that it's the people though.
    1
  369. That's why we're all listening to him on how to get rich lol
    1
  370.  @Lawlesslarry69  I'm finishing up an Honours degree in CS. Applying to a Masters in AI and another in Stats. I may do WGU's Cybersecurity afterwards, that 3.00 GPA is irking lol...Georgia Tech's OMSCS is another option.
    1
  371.  @Lawlesslarry69  computer science, I'm doing another bachelor's, no masters yet. 3rd bachelor's =/
    1
  372.  @Lawlesslarry69  Oh nice! Yeah I was a premed, but I had a 3.7 GPA so that held me back. That could get into med school in the States with a high MCAT and research publications like I had, so Canada doesn't have as many opportunities. I think Canada was great to grow up in because of free healthcare and cheap tuition, but job opportunities are scarce now and pay has always been lower. Our dollar is lower too. Politicians made a mess of this place, I know there's crazy stuff down there, but you can correct them in 2 years and they have term limits =/. Just saw a news report today that our life expectancy is dropping. So we have a housing crisis that's taking out young people now, lot of people are desperate now, increased food bank use. If you're retired with a home, then you're sitting pretty, but for someone trying to establish themselves, there's no hope of earning property. I'm going to head down to the States when the Masters is over. It can range from 12-26k for an entire Masters degree here, pricier than undergrad, but still very affordable. Our MBAs can go over six-figures though...that's just the market for that particular product...
    1
  373.  @sandwichmayo4236  Try looking at the Google Cert course. But in university, you'll want to load up on statistics and light programming. I don't think school is the greatest way to learn or prepare. I did health sci lol. Yeah, we have a few extreme introverts that did not talk to anyone at all (I talked on behalf of them as the senior). What's BSEd? Like a teaching degree? Yeah, teaching can be brutal...I have one of those too lol. You can always do a Masters after, like Georgia Tech which will run you less than 10Gs and online. They have a Masters in Analytics.
    1
  374. Never used these...basically means you can't afford it.
    1
  375. Great video! I like this theming, how to survive the coming onslaught.
    1
  376. Oh god, I love this podcast but this episode makes my blood boil. Is that Muslim dude denying that Christian dude's real lived experience in Morocco!? (That we know to be accurate?)
    1
  377. This article was written by an autistic lesbian, it says so at the end of the article...
    1
  378. Random walk is a very important mathematical system in markets... This is why quants have trouble making money. But they do well, I know one that makes 1 million a year. They're a math major/masters.
    1
  379. Sean Fraser seems to have a better personality but he seems to ruin every portfolio he touches, remains to be seen for housing. I'm voting for PP in any case, the party is more important than any individual. We've gone woke and became broke...
    1
  380.  @sole__doubt  Don't the advertisers have to get married and have kids too, and rely on future generation of kids that grow up to buy their products? Do you have a good source/text on that? I'd be interested in reading. Makes sense for a short term profit but screw everything and everyone else afterwards kinda thing...Oh well, at least we men were kinda spared, at least the MGTOW and Incels...
    1
  381. I went here long ago, it was/is the best engineering and CS school in the country. The other faculties, it's not as famous for. The woke virus has infected all the country within the past decade and a half, it wasn't woke before 2010. Kind of sad to see what Waterloo stooped to. OISE is probably the central vortex of woke at the University of Toronto. That is our leading teacher's college =/.
    1
  382. This is based on a Keynesian consumption model, but what about an Austrian increased capital stock model - where we expand production capacity and capability through increased capital?
    1
  383. Paradox of choice
    1
  384. This is such basic biology, I don't know how people F this one up. Why don't they just put this in the sex ed curriculum - a fertility chart. Oh well, ideology drives everything...Wasn't worth our civilization...
    1
  385.  @truthteller6743  There is no such thing as perfection, but there are better, and there are worse choices.
    1
  386. Just realized you left DW lol, quarter late, but came to join here.
    1
  387. Think it's once a week for married people on average?
    1
  388. They'll try to get these banned, but they'll have a harder time banning this than prostitution to force men into a position to get rejected by them.
    1
  389. Wow this is widescale corruption from government down to the slot-C.
    1
  390. Uhh even a video a month prior, he's pretty different. Took me months to make that amount of progress if not years, in my 20's!
    1
  391. Oh shit! You got FRO'ed. Did you watch David Foley's interview with Joe Rogan on his divorce? Also from Ontario. That video got censored off YouTube. I swear, there's a conspiracy lol. Ontario is the worst man...Mid-late 30s, I stayed out of this market.
    1
  392. Asians are K-strategist reproducers, better than dropping babies off from multiple men in the West and putting them on the dole while proclaiming strength and independence (R-strategist) =/...
    1
  393. I hope insurance has a tick-box for bodybuilder =/. We're going to get penalized cuz 80-90% of people don't work out?
    1
  394. Amazing vid, came back to this channel after I saw reddit posts saying you turned around. I just stayed single, saved all money for myself. Yep, too much self-respect to date here.
    1
  395. I'll be waiting for that book as a Canadian. Not sure how a city gets trashed that badly...
    1
  396. They're gaslighting us. They release people with long records that graduate to cop killers. We've lost so multiples more cops than average in the past year. That's audacious of these criminals.
    1
  397. HK, Macau, and Singapore make it on there with completely different political and economic systems. Interestingly, Taiwan crapped out.
    1
  398. Your notice makes sense, I could hardly believe I wasn't subscribed, I'm a huge fan of Sowell...Evil, wow...
    1
  399. Whoa, recruiters being laid off? That's not a good sign for the economy...
    1
  400. I remember dumping anything Canadian I had in late 2015 and just went whole hog into VTI (US Total Market). Bogle saw no reason to go outside the US. Wasn't there in the 2000s though, it was brutal for Canadians holding US equities.
    1
  401. A lot of the smart and monied Canadians are leaving to the States because of him. Trudeau destroyed our economy. We've had 0 GDP/capita growth since he took office (it's probably negative because they keep fudging our inflation numbers). He's put on UK-like bills where we can get arrested for hate speech. He overloaded our immigration bringing 10% of our population in the past 3-4 years during an existing housing crisis. This guy needs to go, I would not mind becoming a 51st State after what happened during his decade in power. This place can't vote or govern responsibly. I'd rather get paid a fair salary in a fair currency rather than giving up a decade of standard of living for his failed wokeness. Everyone hates him, but he refuses to step down. Oh yeah, with the Israel and Palestine thing, Montreal was burning and Trudeau was handing out friendship bracelets at the Taylor Swift concert in Toronto.
    1
  402.  Boyce5'9  Thanks! I will, it'll be to open my canned food lunches because I refuse to buy anything else at these inflated prices now. I'll find mine, carried it on travel for travel purposes. I use a Tac Pen now for writing, but it doesn't have enough writing power...
    1
  403.  @stoptrudeau42  Great quote! Yeah, it's crazy that the leftist want us to stop all activity, including the perpetrators assault, to wait 10-15 minutes for the cops to arrive through what will soon be Mumbai/Beijing-level traffic.
    1
  404. Is this problem confined to the West though?
    1
  405. They couldn't find dates in America.
    1
  406. Love Zerohedge! You can probably tell by the username. Welcome to being on the DHS watchlist...
    1
  407. Write to your MP!
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  408. Isn't he a cuck too? I heard Jada cheats on him?
    1
  409. They also banned news sharing from Bill C-18, and soon Bill C-11 will censor the rest. The funny thing is, they gave the opposition this power in the future. Those dumbasses...
    1
  410. Run a pledge drive lol
    1
  411. Exact same thing in Canada...Wow...Globalist leaders sheesh, no creativity...
    1
  412. Gov workers, some hate him but their jobs depend on him. Gov sector is the fastest and only growing. Totally destroying us for mad power lust.
    1
  413. Need a list of viable countries to move to!
    1
  414. Yep, demand too much but can offer very little. It makes no biological sense either since men are attracted to fertility (or synonymously, youth and beauty).
    1
  415. LOL I like the quick conspiracy theory at the end. Great video as always!
    1
  416.  @TruthTV8556  Don't they suck up a ton of our tax money?
    1
  417. Too logical, you'll be cancelled!
    1
  418. Great video and analysis as always!
    1
  419.  @Peglegkickboxer  This guy knows...I'm leaving soon as well, moved out my capital in 2015 once Trudeau was elected foreseeing he'd turn this place into a dump. I have no faith this place will improve because if our population is stupid enough to vote for Trudeau thrice, they'll do the exact same shit when the next incompetent corrupt idiot comes in... Thomas Jefferson — 'The government you elect is the government you deserve.' Smart of you to go, and the others. That's all you can do now. Why pay for other people's mistakes with your quality of life?
    1
  420. I'm definitely getting that last book from this video!
    1
  421. Great video! Seems pretty factual.
    1
  422. I think the courts make men give up equity no?
    1
  423. I love these videos! It's all interlinked. There was a book by Leonard Peikoff called the DIM hypothesis, basically we're espousing 'disintegrative' ideologies in an accelerated form that will, well, disintegrate our society. It's inevitable at this point.
    1
  424. I can't understand why guys would put themselves in this position, even as an incel. I would never sink that low...
    1
  425. I've been searching for an answer to this for decades but no one could give me a concrete answer (why I got knocked out from food). I even worked with physicians and health researchers! I had no idea about the inflammation aspect. Wow, mystery solved. My response was carb minimization, but did not know about the fat + liposaccharide leaks. Thanks!
    1
  426. Would you just advise sticking to US indices? You can lose but there's historically been a good chance (almost guaranteed) of making it back. I made the exact same mistakes as you did, with the exact same news sources, investments, and mentality. Though I only lost 1/7th of what you did, still quite painful. I never made over 90k in salary and I'm in Canada where taxes are high.
    1
  427. Pharmacists have to deal with the junkies either robbing them or getting naloxone or methadone to stay together.
    1
  428. Phone division dead, can't even buy it from their site anymore. I think they disappear because they offer so much value to customers that they go bankrupt!
    1
  429. Similar age, also leaving this Liberal shithole! We got the worst case of feminism and divorce laws, you will find way better overseas for everything. As an investor, this place is done anyway, let it rot.
    1
  430. Do you have projects? Like examples of analytics work you have done and insights you've pulled. I got lucky and my university coop program threw me analytics jobs. It took me almost a decade to work up to that ~95k mark, but I'm from Canada =/, so YMMV.
    1
  431. Oh yeah, I JUST got out of undergrad when I did that. There's a sucker born every minute! I did it for a few years. But it cost me dearly because I should have been gathering S&P500 units, and also, he spread Bitcoin hate, it was 18 cents at the time. Would have been worth a $1000 casino allocation =/. Ugh...Friend of mine bought into Bitcoin back then, just bought a Toronto house cash a few years ago. He didn't have Schiff exposure and he bought NFLX AAPL in the 2010-12 area and Bitcoin, around the same time.
    1
  432. Damn, these videos are so interestingly delivered that I even watch through the ads...
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  433. Amazing discussion!
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  434. Congrats on 1M!
    1
  435. Isn't GST 5% not 15%?
    1
  436. I don't like walking out alone at night and I'm pretty built...But I don't go out at night for that reason...
    1
  437. Non-Indian Canadian born and raised. Thanks for giving Trudeau a lesson in common decency, that loser destroyed our country. Peaceful protest my ass, he arrested and froze the bank accounts of protesters during a truck convoy protest. I don't even agree with that protest, but how the hell is he going to use the equivalent of a war measures act on a peaceful protest then tell other countries to allow peaceful protests? What a hypocrite. You can look up his scandals: SNC Lavalin (constitutional threat), WE Scandal, he wore black and brown paint to mock black and brown people - yet our stupid citizens still voted for him 2 MORE times. Unfortunately we are stuck with him until 2025 because our left wing party NDP led by Jagmeet Singh want to collect their salaries and pensions. We are becoming broke, homeless, hungry, and on drugs because of Trudeau. He let out criminals because he said our justice system was racist and we're dealing with high crime rates including a carjacking epidemic. He ruined our real estate market, no one can afford homes. He ruined our futures. Thank you Modi and India for highlighting what a loser our PM is!!!
    1
  438. Holy shit that's an amazing observation. They really don't give a shit, we're disposable slaves.
    1
  439.  @BeatoricheChannel-yy4gk  Don't worry, feminism will ensure all the construction, plumbing, and garbage collection will be almost all female just as they're targeting with the CEO/doctor/lawyer/engineer positions.
    1
  440. We voted them in again and again. Well, not the central bankers. I told people this would happen in 2015 lol...They wanted something hip and cool I guess. Welp, their problem now.
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  441. Did you cover how woke Canada blew up our economy in the past decade? Funny stuff happening now with our disastrous PM resigning and Trump suggesting us being the 51st State.
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  442.  @woodrmp1  Believe it or not, it was our cuckservatives that made it illegal in Canada...I totally agree, it should be an entirely legal profession without any black market intervention.
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  443.  @magnushelin007  Awful, we're in a gynocracy ironically run by cucks and white knights =/. Oh well, demographic decline, Darwin always wins...
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  444. Blackface was bad an embarrassing. SNC Lavalin was very serious. This is both serious and embarrassing since we were laughing at the Russians for saying they are going to war to De-Nazify Ukraine. What do we do? Standing ovation of our entire country's leadership in our leadership committee place of a Nazi lol...Great propaganda victory for Dimitry Peskov - he already took advantage of it. And rightfully called us dumb and ignorant of history. Russia uses ugly but smart people, we use pretty dumb people, wasn't this Mélanie Joly's department as foreign minister (State head visit). I found it weird that she was calling on Anthony Rota to resign when this was her wheelhouse...
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  445.  @thomastruong8382  He has self-respect, but he shouldn't. He's a narcissist. He probably doesn't even think he did anything wrong, and that it's all Rota's fault. Same with Gerald Butts and SNC Lavalin, and Bill Morneau with SNC Lavalin. And of course Mendicino for the Chinese Election Interference. Communist China really F'ed us by pushing Trudeau to get elected. Trudeau is more economically devastating than war, good ROI on China's part.
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  446. This is great advice! Wish you could be our PM in Canada vs this trust fund nation destroyer.
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  447. Another cheapskate here, was waiting 1 week the only cost we had to pay?
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  448. 3 times!
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  449. Charlie Sheen!
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  450. 1 hour of VO2 max is too much, how many minutes are we spending in the peak zone? 5-20 min?
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  451. The Western economy and social cohesion (starting with family) is caving in right now =/. Dudes are also getting slaughtered in online dating too, just from the pace and changes from tech.
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  452. Best value calculator for sure...
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  453.  @BaileyJames-zv2ddd  S&P500 is up more than 22% this year-to-date and 33% in the last 12 months. Just go passive index?
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  454. Hey age and networth brother! I'm just doing a Masters and GTFO ASAP'ing out of Canada to Thailand or Vietnam (I have a teaching degree though). I lost my job in my early 30s though, nice FU-fund pile, but this country is no longer worth it after we purposely took out the economy lol. Ominous video title! Though content completely unexpected. I just chuck everything into the S&P500, VFV in Canada or VOO in the USA. Kept me alive for this long...15% annual on average since 2012. Not sure why everyone's going more complex if they're not with Renaissance or Citadel.
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  455. 21 is easy when young, but when older, there's more of a dopamine/energy drain that hits productivity. Anyway, not technically proven I guess...
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  456. This was a great video! Thanks all.
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  457. So at the end of the day the outcome is the same, no money for early childhood education =). Isn't this just a lesson to not trust central planners because they can't be trusted with your money and children's welfare?
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  458. Conscription sucks, lot of dudes probably didn't want to be there as part of the invasionary force. They would have been better off at home with their families.
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  459. Atheist here but I appreciate the Christian lesson here, probably won't get as many views since this isn't about dating but this is super personal and useful to me.
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  460. They call it crony capitlism. Yeah, hypergamy won't work in these economic systems. It's a self-correcting problem since fertility will crater and the civilization dies.
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  461. Glad you're alive man! Can you sue the Federal government over Bill C-75 for allowing this criminal out early? The government should be accountable for this. This might help you receive your just compensation. Why are we losing your hard labour in our economy because we let out someone who clearly should have been behind bars? There are so many victim's due to the Liberal's C-75 policy (even our cops!). Most notably: Const. Greg Pierzchala killed by Randall McKenzie Const. Andrew Hong killed by Shawn Petry 11 members of the James Smith Cree Nation by Myles Sanderson I think all victims should be compensated for these very obvious asinine and naïve policy failures.
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  462. Helots == immigrant labor on the large scale
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  463. I'm generally an A student in math, but I never found trig useful for real life applications (personally (researcher/data analyst/teacher/programmer)) so I never put too much energy into it. It just felt like trivial memorization, I'm sure engineers/graphics guys use it. I like memorizing things as I'm a bio specialist, but with bio, the memorized information has practical life applications. I think there needs to be an emphasis on the applications and usefulness of trig in life. Most won't need it. For those that need it, it is do or die. I was a sci major, not a math major. I'd die in math, maybe if I did a math degree I would have put more energy into it.
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  464. 70-85% of millionaires are self-made. I grew up in poverty (someone got stabbed outside my window!), should hit 7 figs in a few years. SES is important, but there's still decent social mobility in North America (can't say the same about most of the world, you would be right).
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  465.  @TheXenoBrosMC  That's true. I was able to use French Immersion to escape the hood and head off to a rich school - where everyone's parents were engineers / businessmen / doctors / lawyers. One of my best friends from then unknowingly taught me about the concept of opportunity cost and sunk costs, that I didn't learn later until my economics electives (and the fact that I knew to take economics.)
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  466. ​ @TheXenoBrosMC  Oh I'm Canadian. I'm actually Chinese, but we had to live in the ghetto from poverty (immigrants). Though, one of my elementary school buddies got booked for arms dealing way later on after I lost touch (English stream). I think the Chinese have Confucian culture that protects us from a lot of social ills suffered by the poor in North America. We out-earn whites actually if you look at the income/salary statistics by ethnicity. In Canada, we have the French Immersion stream and English stream. Usually the rich or stronger parents will put their kids in French Immersion, so you get a better environment with less behavioural issues that can derail the class. Slower or problem students don't survive having the entire day in French and having to manage 2 languages. But the program also allowed you to jump districts because you won't find French Immersion programs too often in the ghetto, if you do, it's so the school can get additional funding or more diversity in (bringing in higher income kids). I was from the poor side. French Immersion students have 20% higher standardized test scores than standard English students. My friend anecdotally said the average French Immersion student is probably 110+. Don't know anyone that got booked from French, but I know a few millionaires from the program - docs/lawyers/engineers.
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  467. Holy shit, that debate last night invalidated that theory...
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  468. I worked in mental health, it is a thing with mania!
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  469. Learned it in Grade 11, after learning C in Grade 10! lol I didn't see an issue with it back then.
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  470. I should preface this was in 2000/2001...Toronto public school.
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  471. Most evil system ever...Mao was a fatal mistake. This is a huge improvement from the Great Leap Forward and the Cultural Revolution believe it or not...
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  472. Dump the cuckbuck...
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  473. Omg they put up a Jewish pregnant lady to fight Trudeau on Isreal? Thanks for letting us comment Globalnews, not like those dictatorial propagandists CBC which claimed "airstrikes" hit the hospital lol... No comments allowed of course...
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  474. Jobs or women/family/marriage?
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  475. Porn is preferable to divorce grape and general psychodrama. People these days aren't dating or mating quality and the laws are insane. We would rather die as a civilization than fix this...
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  476. I'm a dude and I have coloured bulbs...lol No camming here, no one would pay me for that shit.
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  477. This probably explains the mass quitting of key OpenAI staff...
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  478. Congrats! That's actually a very normal outcome. Single, never-married, no-children women outperform men economically.
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  479. Weird, Human100 doesn't work for the treadmill, maybe because I'm Canadian...
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  480. I'm feeling a bit too proud of my portfolio, that usually means bad things are coming!
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  481. Video favourited, wow...
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  482. Never dated here, same age. Spared a lot of problems. Saved & invested lots and will early retire.
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  483.  @griffin1366  You can fix your body within months, I've done it a few times. Keeping in shape is hard, but lifting goes a huge way in maintaining any fat loss gains.
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  484. Think he has bigger problems =/. Youtube video "MMT Was Right Again" on Michael Norman's channel. Wonder what happened.
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  485. Omg...I can't unsee it now. Maybe Ben hires people that look like him.
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  486. Sounds like a planned heist that was prepared over months. Sorry to hear that. We young men realize this now and are avoiding marriage all together, even dating. Going to kill our fertility, but oh well, they should change the laws/social conventions if they want society to continue.
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  487. Oh so that's where the gold disclaimer came from on recent videos lol
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  488. Good intel, always wondered how this worked. Yeah, in North America, the dating market is pretty bad...I think 60% of our young men are single while only 29% of young women are lol. I think the women go after the top 20% of men, so most men have no opportunity and few men have too many. In the end, our demography is trashed because the marriage rates are falling from the disillusionment. Marriages are seen as meal-tickets from one party, so people get married and divorced to plunder 50% of the breadwinners assets and income. It's all economics. Money and p***y run the world...Literally...
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  489. Nice vid of Thailand! Miss the place. Hate being in Canada, especially now. This place is a cuckfest. We're going to vote in a huge WEF head after the last one destroyed our economy/safety. Go figure...I'm out after my Masters.
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  490. Who is pocketing all that cash?
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  491. This video and disappeared and came back. I was looking for it because of the amount of truth bombs. Society needs to hear this! Too bad you got cancelled Vincent, this is an awful world...Down with censorship of facts/reality/data! Shiet...This was why tenure was developed...It won't work anymore in this shitty age of authoritarian NPC automatons though.
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  492. I got a pornhub t-shirt, pretty proud. You should read about the horrors of the modern dating and marriage market. Things aren't the same when you met Tammy and got married (our marriage rate has fallen precipitously). If you remove porn, you're going to remove the sedation off the 60% of young men that are shut out of the dating market in their 20s (young male aggression hypothesis). More than half of young men are single, only a quarter of young women are. This is the only sexual outlet for the majority of young men when they don't have the status to date in a de-regulated sexual marketplace.
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