Comments by "Maxwell Benz" (@Tential1) on "Jack Morgan RLP" channel.

  1. But it's weird to me, because some people are treating basic or mid-tier Brands as a status symbol. Why are you spending $1,000 a month on an Acura for a red interior? Some of this pricing after depreciation is more expensive than just buying a used Ferrari with an extended warranty. That's ridiculous
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  2. The Cadillac was a steal. Those types of cars are gonna be in high demand. I'm looking for old school cars like that.
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  3. ​ @whatchis1120 I just don't get it. A 2014, Porsche cayenne gts is 20k pretty regularly. That's more than enough car for anyone. Why are people buying the brand new car? You can buy a literal BMW m car, used for that price. I don't understand how so many people basically spend used r8 money on cars. Or why you'd buy an expensive car that depreciates, when a used 911 won't depreciate.... You can drive for just interest cost... Wtf.... I don't understand humans.
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  4. People crying about car prices when you can buy a used Honda accord for 5k....
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  5. Most people don't track their spending, you can't improve what you don't track.
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  6. "I'm not your slave" lolololol. We didn't abolish slavery, we made it equally accessible to everyone. Not having debts still is slavery. Lol. You only have freedom when you have enough net worth to sustain yourself
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  7. ​ TheRealCatof lol, Mercedes ice cars depreciate, but this is a whole new level dude.
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  8. ​ @austinpowers1999 I'm enjoying your tesla too. 📈
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  9. ​ @justhomas83 you can. If you literally just invest 10k in stocks, never sell by 25, and another 25k by 35. That small amount is enough to make a million by retirement. People just can't do math. It's why I don't feel bad for the poor... It's not hard... I've helped tons of people get on that path.
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  10. ​ @CliffNotesAnesthesia OK, what happened if we hit ww3. Government wants to survive. Do you think they fund ebt? Or do they say, "your next ebt check is in Iraq." depending on the government is fun until the government wants its payment back.
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  11. I legit screamed at the 1200 payment. This is scarier than most horror movies.
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  12. ​ @sippigrrrl also, they revolving door. They get a job in congress, then, they go private sector, then back to congress. And it's actually more nuanced than that, you need to prove your usefulness in lower level positions, etc. But it's just business controlling govt.
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  13. 2:30 driving foreign is mostly luck it seems. I never experienced insane expenses.
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  14. 7:30 my mom still drives a 2012 accord. She makes straight idiot money. My father, after he got his fully loaded Mercedes, never upgraded again
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  15. 13:20Amazon is a publicly traded stock. If you think they are unfair.. Buy the stock? This is like people seeing that the rocket launcher is imbalanced in halo, and then going to the forums to write a blog post about it rather than picking up the weapon. Are you guys seriously this dense?
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  16. People are afraid of the stock market. People don't understand what it is or how it works. I work in financial services where we cater to people who have eight figures or more net worth and I work with people that don't understand the stock market and don't invest because it seems scary. Americans are literally financially illiterate, but they think they are illiterate if they understand something like don't get into credit card debt. They don't invest, and if you don't invest then you cannot win in America because the whole system is based on invest. So many people struggle in America and don't understand why when America is literally brain dead easy to make money in and become wealthy, buy stocks it goes up you become a millionaire very quickly. It's almost impossible to not become a millionaire in America if you just regularly buy stocks by at worst retirement age
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  17. Anytime I'm tempted to buy something, I just invest the cash, before I can spend it.
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  18. Stop blaming cc companies for stuff you wanted...
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  19. ​ @EpicMinecraftFail it's not how hard the work is, but how replaceable you are. This is why so many westerners fail. They think hard work means they deserve something. They hardest jobs are also usually the most replaceable. Just because you scrub a toilet bowl with a tooth brush, which is hard, doesn't mean you should be paid more than the person who used the proper tool, which is easier, but more efficient.
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  20. I have no energy to socialize, and anytime I have free time, where I do have the energy to do so, I think I should be working more. I think we've "optimized" work to eat up most of your waking life.
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  21. ​ @TastyJester lol, I had no idea that financing a vehicle meant the bank could dictate insurance? Seriously? Am I revealing myself here.... 😂😂😢
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  22. They don't want capitalism to survive, but also don't want the bread lines of communism. They really think we can have some communist utopia, and not the actual slavery communism is.
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  23. 10:40 no, he's spot on. I know people who make a half million, still pay check to paycheck. More money doesn't help. Most people just scale up their wants. My dad broke, and stopped, but I never saw my neighbors stop. They all got the obligatory 911 Porsche, range rover suv, etc. You don't stop. My dad reverted back to Honda everything and stopped caring, but most people, just keep increasing life style.
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  24. Damn, that's a buy. I wish I had spent less. Lol. And I bought cash. I just always wish I had more stonk.
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  25. ​ @talyahr3302 they definitely don't. We have the best accountants and lawyers. We don't cheat on our taxes. We know the rules better than you. I work for a company that covers about 1 trillion in assets. We are a small company too. I know of others in our field. No one is being hit with crazy audits. Think logically... We manage insane amounts of money. The legal and accounting teams we have access to, are miles ahead of yours. It's not a numbers problem, it's a skills problem. Even if you could win, we just hire your best agents. We can pay 4x more. Lol. I mostly know millionaires. No one is being audited. Audits are for the poor.
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  26. 5:45 this is why I like cheap cars. If I break it I'm OK. And I just don't care.
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  27. 14:45 I've dated black women who literally listen to their finesse men podcasts on our "dates". Lol. It's definitely a thing.
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  28. I don't understand how you can normalize paying for something, if I can get something cheaper than I'm going to get it cheaper, so how can you normalize paying $1,000 a month for something?
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  29. 18:00 because women all get the same majors. Women typically concentrate in majors without looking at job prospects for that major. We still see people getting Arts Majors when you aren't going to be an actor.... Hell, I go through this with my neighbor. She wants to go back to school for a degree, and refused to acknowledge the bad job propects. They automatically think that a degree will get them a job which is not the case
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  30. Even though obviously people are in dual income households, something about boomer news anchors making it still the norm pisses me off to no end.
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  31. 11:15 I can't believe Americans forgot why we got rid of pensions.... you don't want to gamble for your retirement, but you're pretending like a company gambling for your retirement is an assured thing.... the reason we got rid of these things was because companies would Gamble and fail in thousands of people would lose their retirement. Why am I arguing against this, just do it. Bring the pensions back so you can print more billionaires in my field. Yes, billionaires. Pensions is us, lobbying you. You guys are that freaking stupid.
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  32. 6:36 despite all the insanity, the stock market is still up 80%+ over the last 5 years.... You miss out on extra money waiting in the bank, while everything inflates around you. Why are you so obsessed with cash? Why do you want to hold a medium of exchange that sucks? Everything is cash.... You can trade anything for anything.... Dollars are convenient... You pay a huge penalty for that... Why?
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  33. America is a game, and 99% of you refuse to learn the game mechanics. It's literally just an mmorpg with multiple currency economies, and most of you still use the worst currency economy, cash, and you focus on farming that, and that's why you struggle. You're just focusing on maximizing the wrong metric. Every new game has multiple currency economies and you never farm the first one. Same concept.
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  34. 12:25 holy crap, I'm definitely dating more white women, just to gaslight them truth this book. I ain't even gonna read it. Just anytime we have an argument, open the book and talk like you're reading from it. White women are hilarious, literal books exploiting you, and you don't get this is all a grift.
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  35. ​ @sippigrrrl insider trading. They're legally allowed to insider trade... They post their trades. Nancy Pelosi trades better than 99% of hedge funds.... Lol.... I thought this was public knowledge
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  36. I love the migrants, they all feed into my investments. The Democratic party is pretty sweet once you understand their grift. Will vote again
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  37. 14:10 every celebrity has an alcohol brand, because all that you need to do is branding. All alcohol(spirits)comes from a few central distributors. So they all do a hard liquor. There's a reason they don't do beer. Dude, none of this is conspiracy, it's just basic business... Just, Americans are illiterate as to how the underlying business world works.
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  38. 13:28 "I want to be part of that game". Amazon... Literally a publicly traded stock.... If you want to be part of it buy it. Otherwise, stop crying. You're not allowed to cry about companies you can literally be a part of and profit from. Makes zero sense. I don't cry about Amazon... I just buy the stock and shut up. If a company is looking broken, then I buy it... Wtf. I don't cry online about it. It makes zero sense. It's almost like people don't understand how to play.
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  39. People save their money in dollars, and wonder why they can't get ahead.... Lol.
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  40. Economy sucks. Dog got sick, boom, there goes my budget for the next 2 months. It was insane being gaslit by democrats saying the economy is perfectly fine.
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  41. 9:10 wide body scat pack means he already dropped a metric f ton of money lol.
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  42. 2:55 nothing wrong with a car payment on the right vehicle. Porsche 911s, land cruisers, 4 runners, and a few other vehicles will lose you minimum to zero dollars. 996 turbo and 997 turbo appreciated. I'd stick to turbo/s for 911, and Toyota are frustratingly high in price, until they get over 200k+ miles, and even then, still expensive
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  43. I really hope you don't end up in the hospital.... an ambulance ride is expensive with health insurance. I'm pretty sure they would just take all of your money if you have to go to the emergency room ever. Health insurance is a tax, but I've seen out of pocket costs and I'd rather pay the tax than potentially have to pay a full out of pocket cost. This is even doubly true if you're traveling overseas.
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  44. ​ @ericg1149 yep, most people in America are actually struggling, they're just trying to live way above their means. But hey, makes my stocks go up.
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  45. ​ @randomperson5817 yes, but I review people's financials regularly and help people with them, and it is very rare that people are not overspending. There's a reason why the average credit card debt is 6000
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  46. ​ @traceydean2803 (not you specifically) but, why do so many of yall have credit card debt in the first place? You know how much money you have, why are you spending more than it? It's not emergencies, I can see the data. And I help so many people with financial advice. It's rarely emergencies, it's almost always vacations, gifts, or some other luxury you don't need. Why? I'm guessing most just don't understand how much money a dollar saved in the stock market earns, vs a dollar you don't have, spent on credit cards. You don't just lose the money, or the interest, you lose the potential gain. Warren buffet has a biography, you could read it. Why don't yall read how all the other rich people got rich? I don't get it, if money is so important to you, why wouldn't you want to learn how all the other people made money so you could make money too
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  47. 12:30 401k isn't the problem. People don't know how to use it. They don't know what it is. Lol. My 401k returns are stupid. But I also make sure to actually read all of the paperwork. People seem to not understand that a 401k still requires you to pick the Investments. you have to understand the investments, and most people don't understand anything in the 401K because the 401k makes things more complex.
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  48. You live in a different area bruh...
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  49. She's never as good as you thought.
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  50. How is it possible people think Blackrock owns everything? Are we this financially illiterate? Like, I want to reach out to the creator to explain it to him, but now I'm afraid. Are people in my industry purposely doing this? Because if so, then I don't want to stick my neck out, as I know these people work with literal assassins
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