Comments by "" (@jmitterii2) on "Airhead Meghan McCain Grills Kamala Harris On Socialism" video.
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And other countries include ALL medical too, so we could add dental and vision in our universal program as does UK, Germany, Sweden, etc.
And its still 50% cheaper than what we Americans and our employers pay on just premiums, and then copayments and deductibles. I have two choices for just my medical a "low" deductible PPO that still has a $1,500 deductible, or a high deductible plan with $3,000 being deductible, anything medical I have to cover the $3,000 before insurance even kicks in, and I pay $50 bi weekly paycheck for that portion.
Our dental only one option that's $4 a paycheck, but only covers so much two cleanings a year and some things are 80% covered and other things 50% covered. Orthodontist if you're under 21 is covered 50% but only up to $1,000.00... I got braces back in 2007, with another employer that covered 50% up to $1,500 lifetime max, and still paid out of pocket over $3,800.00 for the two year treatment. My medical was better than too as we had PPO option office visits were $10, Urgent care $20, and ER was $100 and free if admitted to the hospital, and they covered lots of stuff, but my employer was paying a lot of the portion of the premium over $10,000 a year, and I paid $100 a month. My current employer's insurance options really suck, they're putting in $5,700, while I pay $110.
Vision is $2 a paycheck, I didn't buy that since my vision is better than 20/20.
Fortunately, I have only had dental issues lately, had a Rx under dental so that was covered, and some bone grafting was covered I only had to pay $250 when it was originally billed as if it was going to cost me half of $1,900 and my portion being $975. Because I have insurance, the insurance has a discount so the price was $850, and I only had to pay $250 of it. Someone without insurance would have had to pay double, that $1,900 figure. I don't get our system.
I did use my medical portion last year, and it didn't cover the 15 minutes at a primary health clinic where they checked blood pressure wrote Rx, that cost $120.
The medicine wasn't covered either was $28 for just one treatment dose (8 antiviral pills). "Medical" Rx and offices visits don't get covered at all until I get to the $3,000 deductible. Again I pay $50 a paycheck or $100 a month for this so called insurance that essentially doesn't cover shit.... until you've racked up bills over $3,000 in that year, then it will start to cover some, but not all until you reach the max out of pocket $7,350.
Can this medical portion of my insurance really be called insurance????
To be fair, I did get $500 contribution over the course of 2018 into a healthcare savings account. But $500... when my deductible is $3,000.... I'm paying $100 a month... company is paying $5,000 for this portion a year.
I have a feeling that other countries wouldn't even call what we have insurance of any kind. More like a scam.
Universal healthcare program would save families and even employers buckets of money, and we'd actually get healthcare. Instead of giving so called insurance companies a racket, and these medical companies a racket.
I'm really glad I'm fairly healthy. But for those with chronic conditions like diabetes... what a fucking nightmare.
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