Comments by "" (@jmitterii2) on "Bernie’s Glorious Victory Moment On Fox News" video.
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Our company insurance is a joke that we're the brunt. You should see the faces on people when I mention what Germany's insurance covers: all medical clinic and hospital, surgeries, dermatology, including dental, orthodontist, vision, 6 weeks of 100% paid sick days, 70% income on long term disability, Rx covered with max co pays at 2% and 1% for those with chronic conditions max yearly copay; copays range from 4 euros to 6 euros per doctor visit, Rx filling, hospital day stay, etc. Tax is 7.3% matching contribution 7.3% from employer. And max yearly premium tax at $4,800 Euros which happens after about 50K Euros a year salary/wage.
Canada's is cheaper than Germany's and ours, but covers only hospital and bodily clinic and Rx inside the hospital or clinic, not at a pharmacy and no dentistry at 5.3% tax with a annual max tax premium $2,800 Canadian dollars which is income after $52K Canadian stops being taxed.
UK covers all medical like Germany, but most of the Kingdoms like Scotland, Whales, Ireland there are no co-pays for any of it. It starts at at 0% for the first bracket, then middle bracket 12% then goes down to 2%.
All three cover any dependents (children) with the same price, there is no increase for "family" and premium goes up per kid you have to cover as it does here. The reverse happens instead in many instances the tax and copays are reduced if you're caring for someone chronically sick, disabled, affirmed, etc. and you get tax credits for daycare for your kids.
What we have in our country is gimmick after gimmick.
1) Our insurance system never wants to payout. Even those employer created insurance pools really don't want to payout because then their $6,500 for the high deductible really shitty plans or the more typical $9,000 for the PPO medical plans employer contributions go even higher.
2) Private clinics that want to bilk insurance for as much as possible adding the most ridiculous items at several times the actual price particularly at hospitals. Ambulance fees are so insane, most always opt not to take it if one shows up, but have someone drive them. All universal healthcare nations, the cost less than the price of a taxi, or not price at all. In fact, thinking about a price for an ambulance would be us thinking about having to pay for library memberships, fire department calls, or police calls: ITS A FUCKING EMERGENCY.
3) Big pharma rakes in ridiculous sums as it can in such as sector because people will pay any price not to die or be in misery so no matter the amount of suppliers price doesn't reduce: inelastic demand. Hence why all those other nations negotiate the price tag. Our country even with our elderly and affirmed medicare/medicaid program leaves negotiation to private insurance regionally. Absurd as putting bank robbers in charge of guarding banks.
4) if you're sick for long period of time even with FMLA after 12 weeks (4 months) your employer can fire you, then you pay employers portion under COBRA (aptly named) which eats up much of your short term or long term disability which is usually 55% and often require a buy up premium just to get 66% of income. So it's an insufficient coverage.
Really the entire insurance shtick, is more of an insurance for various clinics and hospitals will at least recover some revenue should something catastrophic happen. It really just protects clinics and suppliers. Hence why medical bankruptcies for families are still with mostly people that have so called insurance.
Our medical system is a complete fraud. And people are well aware of it. We travel more than any time in history, we're more connected with the internet.
We know what's up.
The days of establishment spreading false rumors (propaganda) pissing on our legs calling it rain is over.
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