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Comments by "" (@jmitterii2) on "RJ Talks" channel.
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Worlds coming to an end my heads on fire oh no! Run for the chickens are coming home roast and fart on my face and everyone else's! It's run toilet paper all over again! Right when we all need even more toilet paper as we poop ourselves silly! (Market continues to melt up). LOL!
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I'm sorry, but banks aren't really tightening. I have a credit card since May giving me 0% APR til November and an offer for over a year 0% APR introductory rate... I'm using the one I already have since April to run up food and other stuff excluding housing payments and utilities, and pushing that spent money over to 5% sweep account since May, and plan to use that "spent" money on credit in my bank over to my broker, and will pay it all off October a month ahead of time. Might as well make some interest on my spent money... and I get reward points at the same time that's about equal to that 5% interest return difference to the 0% APR. So I'm not seeing banks really tightening. My limits haven't fallen since 2020 when banks freaked out about a pandemic inducing a great depression. But then I've gotten my limit return to higher... and again another company is offering my $20K limit 0% APR over a year introductory period. Which I'm deciding whether to take them up on it or not... not sure right now. 15 months 0% APR on new charges introductory and $200 bonus if I spend $500 in the first 3 months, with 2% cash rewards, 0 membership fee. Kind of a decent offer.
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