Comments by "Robert Morgan" (@RobertMorgan) on "Americans Are CRUSHED By Rising Cost Of Living | Told To "Quit Crying About It"" video.
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My rent was a struggle back in 2014 even at $600/month.
So I moved home to the paid off massive farm I grew up on, now it pays me $1000 profit a month averaged from my row crops, soybeans this year. I expect yield enough to feed something like 10,000 people for a year from my harvest (probably in China). That totally covers all expenses for the year, food, utilities, and taxes and insurance.
So I start debt free, expense free, and I work a full-time municipal job as a dept director and water treatment plant supervisor, only $40k after taxes but it's all discretionary, I invest most of it in dividend stocks, so I can retire around 50 at the same current salary in dividend income.
Just gotta make sure I don't do anything stupid like fall in love or some shit and lose it all
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The sole way I would agree with him is my own situation, actually, I have built up a skillset and license level that's in extreme demand, water treatment, BUT I'm tied to this area because I'm caring for my dad for his end of life, he's 84. I attend to him daily along with working full time.
I make $22.50/hr.
If I could move anywhere in the US, I'd have a $50/hr job tomorrow, and I've been offered that.
If I wanted to leave the US I could make 7 figures consulting, there are entire nations overseas building new water plants for millions of new people, the next century is an industry bonanza.
But I can't access those opportunities currently. If you can move and it's shatteringly more money for the same work, that DOES make sense.
If I could work from home for my same salary that would be a giant raise because I have a 30 minutes one way commute, ditching that would reclaim 30 DAYS A YEAR of just eliminated driving time to and from work, and the fuel cost.
Math, there's lots of it. Cost/benefit analysis should be mandatory education.
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I will put my sister up as an example, she is an actuary, has her actuarial science degree, and as a freshman in college she had an INTERNSHIP full time that paid $19/hr. That's $39k/year in college, private school, full scholarship.
Now she's 30, looking at house #4, a trust banker at UMB, and will probably retire before 41 year old me does lol.
Pick a specialty with insane growth and start in early is the key. She was getting financial mathematics white papers published while she was in high school, and playing on multiple school and private softball teams, and for a while there she could bench 185.
Some people I think are just more motivated than others.
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