Comments by "Papi Chulo" (@par3me) on "How Credit Card Late Fees Are a Scam" video.

Remember when you all fought to give lending to high risk borrowers? Now they shouldn’t have to pay?? 😂
2
So your you’re loaned money. Don’t pay your debt on time and shouldn’t be responsible for it?? Why should you. You’re entitled. Give it to me now!! How dare you expect me to pay on time. Makes complete sense. 👍🏼
2
@3_pancakes767 Why shouldn’t adults be held to the agreements they make? Why do you only believe in accountability for one party?? Your augment doesn’t hold water.
1
@alexion3007 Pat your f*cking bills on time. Why are your fighting so hard to have people be dead beats and not Pat what they agreed to pay. Simple fix, don’t barrow money. If you do, pay it back. If you do, pay on time. Problem solve. Why should the banks loan you the money if you’re unwilling to following through with the terms YOU agreed to.
1
@alohatigers1199 That’s not what I or this video is referring to. I’m referring to those that don’t have the money saved but finance purses, toys, luxuries, vacations etc. Then when they don’t pay on time because they’re over extended. They shouldn’t have to pay the fee the agreed to. Where’s the personal responsibility? Why isn’t anyone pushing for financial literacy in schools? This is why so many don’t take this generation seriously.
1
@-._.-KRiS-._.- absolutely nothing to do with anyone other than being a person of your word. If you agree to take on debt for X% interest rate and XYZ late fees. Pay it, or don’t barrow. I don’t care what you finance. I care if you honor your word and agreement. I care if you’re personally accountable and responsible.
1
@-._.-KRiS-._.- yes, you intellectually dishonest jack*ss. I’m referring to a four year old that doesn’t have the ability to enter into a contract. When referencing accountability to said contract. I’m actually talking about my generation, the millennials. The spoiled, entitled and lazy group hell bent on destroying everything those before them built. All in hopes of achieving a utopia that doesn’t exist. ❤️
1
@argeus3639 don’t barrow money you don’t have if you’re unable to pay it back. Why is this a hard concept to understand. No one charges 1k for 10.00. You’re insane.
1
@derekrosas1593 nope. Self employed. I couldn’t work for a sh*ty corporation again. Try again.
1
@-._.-KRiS-._.- I haven’t the slightest idea of what you’re trying to prove. It doesn’t matter how much you have or how much you want to barrow. It’s your fico score that shows how well you manage and pay your debt. When you don’t honor your word or you over extend. Your score goes down. When you keep your debt/available debt less than 10% and you pay your bills on time. Your score goes up and you’re offered more financing if you choose. Not sure why this is a tough one to grasp. Maybe this explains the debt issue. It’s a complete lack of finical literacy.
1