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Ficus-lovin\x27 Capybara N\x27 pals • 🌟 • 25 yrs ago
The Financial Diet
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Comments by "Ficus-lovin\x27 Capybara N\x27 pals • 🌟 • 25 yrs ago" (@YourCapybaraAmigo_17yrsago) on "The Financial Diet" channel.

I'm so sorry your brother repeated the same mistakes your father made. I hope he gets some help and can find his way to sobriety. It's never too late!. God bless you for being there for them!! That's the true meaning of family! If only family cared for each other, even if they couldn't afford much, love doesn't cost a thing- SO many problems could be avoided. Unbelievable how some people treat their own flesh and blood to me. In my mind, only true heartless people, people who are evil at heart, and/or are narcissists could put people through the stories I've heard and to some extent have experienced myself. Those in government could always be doing better by us, but if we don't love each other or look out for each other than DAMN I mean it's a sad sad world and a sad day. A very sad day.
60
@benjicharlie5823 do I need to explain why this fallacy is both factually and ethically wrong? Anyways we can debate until the cows come home maybe I would convince you maybe I won't but the bottom line is this: the federal minimum wage needs to be MUCH much higher and all other wages need to rise comfortably as a result. The bare bones federal minimum wage for most businesses should be no lower than $24/hr with a legal exception made for small and very small businesses who genuinely might not be able to pay that. In that case I would set the limit at $15-18. Also: aggressive rent control in every single zip code on non-luxury units plus full comprehensive public healthcare. And that's just the beginning. Do you not find it shameful shocking and disgusting that we have something like 50% real poverty rate in a country supposedly as wealthy ours?? I know I do.
44
Interesting that some of these employers don't think that "temp" workers need to eat, pay rent and exist outside of the workplace. I didn't know life was free if you only worked somewhere less than 12 months. Gosh I now know what I've been doing wrong!
34
@kevykevTPA I'm afraid everyone is worth a wage of dignity. Imagine demanding higher standards. We don't have to accept the status quo.
11
Yeah we need to change these things. Nurses and teachers are some of the most essential jobs in our society- we couldn't function without them. All useful jobs deserve to be compensated well but especially those two. We need many changes in laws and expectations regarding for working people in general. Some working people do make good money, but a lot don't and that's by design!
10
I think it goes without saying that every type of welfare and public assistance program in this country needs to be redesigned or greatly refurbished from the ground up. Nobody should be forced to live in abject poverty just because they have a disability they cannot do anything about or for any other reason. No public policy should have as its intent the desire to keep someone in extremely impoverished and disempowered circumstances. This is unethical, immoral and wrong.
9
@drcatrinaking I'm not sure about that. Increasing the minimum wage to a strong level is step one. Forcing some level of rent control is step two. Employing a full suite of food repurposing, redistribution, supplemental and food saving programs is step 3. Having price controls, limitations on executive pay, market share limits, markup limits, anti-monopoly limits and such is step 4. Employing full public healthcare is step 5. Placing a strong full suite of Labor protections into law is step 6. Guaranteeing a limited amount of UBI for those under a determined income threshold based on household size is step 7. And so on..... Poverty and insecurity is what happens when the ruling class is unchecked and the 99% don't matter- in short it's a policy failure. It's the me-first ideology, where nobody and nothing else matters, all workers are disposable, and only money matters. It's bogus and destructive. I'm not against the business sector but the worker HAS to come first; as do our communities, as do our environment. Without that our lives don't have much value & companies can do whatever they want (which they do) and I'm sorry I cannot support that.
9
@kevykevTPA that is unfortunate PH chose to be a c unt but everyone deserves to make a living wage. LW /=/ "high". Sometimes thru no fault of one's own one needs to take a low skilled job. The reasons could be anything. Either we let the the oversized corps set the rules or we get comfortable being their b itch. Which would you prefer??
8
@morighani @morighani it's because there's no national healthcare here and people are forced to practically mortgage their home and give up a kidney to be able to afford rip-off health insurance. It's very shameful. There are other things too that push huge numbers of people into financial precarity and/or poverty but that's a big one. There's a long list and it's shameful and it shouldn't be that way, but I would say lack of a publicly-funded healthcare system would be number one because it only takes one serious illness without health insurance or coverage to wipe out one's entire life savings, and it shouldn't be that way. It would easy be easy to provide basic financial security for every man, woman and child in this country but it will never come from the red or blue team. They are two sides to the same duplicitous face. The "duopoly" isn't here to help anyone but themselves. The Dems are as profligate liars as the Repubs are. They claim they want to do all these wonderful beautiful things for average americans, and then the moment when they get into the majority where they don't have to worry about GOP obstruction, most if not all of them never come to pass. I've realized by now that's all part of the plan, and I don't fall for their lies anymore. They've had 60 years to back up what they say and they haven't and I don't believe they're even trying. To continue to vote for these assholes after all these decades of intentional failure on their part would be extreme naivete and foolishness on my part. I resolved several years ago that the only people I will be voting for in any election, local, state or federal will be independent candidates, hopefully from the Left. If there are none in any particular race then I just won't vote because as far as I'm concerned it won't make much difference whether it's Red or Blue candidate who ends up taking that seat as the policies won't be meaningfully different.
7
Yes well if I'm ever in a position to change this I'll do my goddamnest and that's a fact.
6
@MeryOnTheRun yeah agreed. That's when a lot of it really started taking off.
5
@katelyndefreitas2810 you mean you wish you could give them the standard that you grew up with but you are finding it difficult even tho you're working?
5
I wish all it took was being more personally responsible but the most proactive person in the world is no match for a bad law. Laws and policies can be changed it's just hard that's all. But the hard shouldn't dissuade us from trying to work together and either get elected or get others who are elected to make the changes we want to see.
4
@riunikii of course he does. Thank you so much for caring tho. That's more than my bizarre trash older only brother of ten years (I'm now 40, he's 50) ever did for me. I have very dysfunctional narcissistic (I think) older parents (weird sad very bizarre backstory there) and I wouldn't know what a friendly, kind or loving sibling was if it slapped me in the face. I think I'm a pretty decent person, I have empathy for others and have always worked hard. I'm by no means perfect, but I've never ever felt an instinct to harm another person or even say something cruel. I will never understand why my own blood hates the ground I walk on. They are just so confused... It's unfortunate for me because the older I get doesn't seem to helping me understand it any better. It's such a waste. I'd like to know what a nice, reliable, stable, rational, caring non-dysfunctional bio-family feels like before I die, maybe I will someday; just not mine I'm sure. I really appreciate you being there for your brother. My only living sibling has treated me like absolute trash and feels no guilt about it so I can't even fathom what it would feel like if I had somebody close to me that not only didn't treat me like trash but was actually kind??? Wanted to give me help was actually there for me if I had a problem? I mean what is that?? I have literally no idea what that feels like. Yeah not sure how I would react to that bec I don't know what that is. The parent situation is a little bit more complicated, I would say in my adult years they have been there for me a little, a very little, but yeah, that's the sibling situation. Maybe I appreciate it more than he even does. Who knows what the future will bring? It's never too late to make a positive change. Thank you so much for being good. I hope it's not too rare.
4
This young woman's partner sounds like a wonderful young man but it's pretty shameful that he had to go through the process that he did just to enter the country "legally" and that's also EASY version?!! And people wonder why others try to subvert the system when that's what they're going to have to go through! Not everyone has the luxury to be young, childless, full of energy, super healthy, suffer from no mental health or trauma experiences, have outstanding psychological stability and so on and so forth. Not everyone has those kinds of emotional resources to sustain this kind of neverending Kafka-esque process. There's a reason why tens of thousands are trying to come into this country through the southern border. They're desperate for very knowable and understandable reasons and they don't have 10 years to wait. There is no sane legal way for them to come in. When they try they're treated like animals and criminals and were recently forcibly separated even from their own infants. Such is the hatred for the person who doesn't have white skin by the feds. This policy was undertaken joyfully by those barbarians under the Trump administration but little has changed since. They claim they're not performing family separations anymore, any maybe not, but migrants are still being held like cattle in for-profit private immigrant jails, instead of humanely processed and admitted as political, violence or poverty refugees. There's no excuse other than racism to make immigration here so difficult. It was OBVIOUSLY designed to limit influx of those from non-white majority nations. Let's just admit it people- Congress and unelected significants on the Hill are a bunch of sick destructive psychopaths who are happily destroying the world right now, starting here at home.
3
@mukkaar yeah agreed. I mean essentially I think it goes without saying, and we all need to do our best to take responsibility for own lives and change what is within our power to change. However, that's not the point. If we want to change public policy then we're going to have to do a lot more cooperation and collaboration than just focusing on our own individual experiences
3
@kay203 sure I don't disagree. But all the shit laws and policies need to get changed eventually. The only question is are we going to be the ones that try to organize and force those changes. I'm willing to try. I'm not there yet, but I'm working on it. I mean imagine all those slaves under slavery- I'm sure they thought "well maybe I'll just be a better slave and I can better my situation". Sure yeah maybe. In some cases I'm sure he did better his situation, within the limits he found himself. But that didn't change his status as a slave does it? It took a much longer fight and unfortunately in this particular case a war, and it still didn't stop all the subsequent discrimination but at least it did stop chattel slavery (although sharecropping was slavery in all but name). Systemic governmental changes are a long-term project. Sometimes it can happen quickly but more often it takes months, years, decades.... Or longer. A person involved in this has to be willing to think long-term, not just a few years down the road but 100, 200, 300 or more. You have to think big and you have to be able to think systemically- to see how all the small parts work together as a cohesive whole. For me, I'm guided by a vision of what I believe ideal society should look like and what are the obstacles to get there.
3
@LovesNeverEnding oh true?? Well there's a slight silver lining I suppose then.
3
@aellaaskew4263 did yt post my replies to you? Just checking bec a lot of my posts don't show up when I make unreserved criticisms of government policy.
3
@laurent3415 yes I always do a copy paste to my clipboard before posting now. That's worried about your second paragraph but yeah you might be right. Damn aggravated yt trolls do be finding the ways to work off all that extra time on their damn hands.
3
@clarie0021 @clarie0021 I don't really have a problem with responsible and considerate Airbnb hosts & sounds like you are. Just like with traditional long-term standard apartment landlords, it's usually not the small single landlord that's the problem, it's large-scale corporate real estate holders, like the company I'm renting my apartment from right now that causes all the problems. Alternatively, sometimes the problem is with individual landlords who behave as slumlords. It's true that responsible considerate landlords do put in a lot of work and that should be recognized. As for the rent, when it comes to short-term rentals I really don't mind how much is charged because each person is usually there for pleasure & they wouldn't choose it if they can't afford it. For single or small-scale landlords who hold regular apartments, that's where I get a little bit more opinionated and I feel we need some real rent control in this area, however I don't want it to be thought that I believe the landlord shouldn't be able to make a profit because obviously this is a business and not a charity and they have the right make something at the end of the month to make it worth their while. So I understand that.
2
@mikemccarthy1638 I can't even tell if yt posted my reply to you. I can see it but I don't know if you can.
2
YouTube is a strange kind of trash these days. Some comments criticizing the status quo get through but so many get blocked, like mine right now, for the last four times.
2
Appreciate this guest. She has seen the madness that comes from an immoral hyper for-profit privatized healthcare system in this country when treating low-income areas. Only people at the very top of benefit, everyone else loses from our current system. While she did fantastic securing a strong income for herself, many other nurses are not so lucky and have to deal with poor wages and intentional understaffing to cut costs. Members of the public forgo desperately needed healthcare because they don't want to be hit with a ludicrously high medical bill for being prescribed ibuprofen and a band-aid. Meanwhile, health insurance executives and top hospital administrators have never made more money (gee, I wonder why!) It is a crime against humanity NOT to have full public healthcare coverage for every citizen in this country. No two ways about it. A trillion dollars for war games and BS every year from the feds, but not a penny for helping people stay healthy and get vital healthcare. The health insurance cartel is literally ROBBING hundreds of billions every year that should be going to healthcare workers and patients. This shouldn't be a THING. A full public healthcare system would end this or at least give people an alternative. It doesn't take federal action either, each state can enact their own version of public healthcare, but because the politicians are absolutely owned and operated by those who represent the ruthless profiteering interests of those who want to keep the status quo, they won't.
2
I'm sure Europe isn't perfect. I'm sure there's no doubt plenty of issues still to be worked out there. But my god here in the US we are backsliding at a record pace. We are now in the dark ages compared to all yall. Nutbag times.
2
Due to the depravity and violence of the long-term entrenched political elite class in this country, this country is set up to serve the top 1% to 2% at everyone else's expense. If we got better people elected this could change, bar none; but people keep voting for the same evildoers and are shocked when nothing changes, and the business and private elites continue to take more and more which causes poverty to expand and trickle upward at alarming rates. I'm all for fair and ethical business provided it is indeed fair and ethical and everyone is benefiting from it; which isn't the case in most enterprises today imo. With a few simple legal changes ALL effective poverty could be ended tomorrow but that won't happen until people of actual conscience get elected in this country and start taxing and regulating all of the excess loot away from the top and funnel it back downwards where it belongs. People can still be wealthy, just not to the ludicrous degree they are now. To think that people have a right to infinite accumulation is something that has always been obscene and appalling to me and I oppose it in my bones. NO private business, no corporation and no single individual or private household has the right to accumulate bullshit amounts of wealth without end. There should be upper limits to income and business size across the board. We can debate where these limits should be but they should most definitely exist. We have to set them somewhere. All families and children under certain wealth levels should get absolute ironclad guarantees of access to comprehensive medical care, a variety of nutritious and desirable food, housing, mental healthcare support, quality public schools, access to public transportation, emergency services and emergency safe housing, and any other basic need government can assist with. If these political filth only want to serve the crassness and the evilness of the ultra elites then they needs to go. The bottom 90% matter TOO. If only we could pull a 1917 today. It has to start by demanding better for ourselves and all other ordinary people in the country. We CAN do it; it just takes political will, which unfortunately is about as craven, corrupt and evil in my eyes as it gets. If we want public policy to work for the bottom 90% we're going to have to throw out the corrupt Red and Blue nonsense clown show and put in some communists and socialists that will do what I have described. Things absolutely WILL NOT change and will only get worse until we do that. I think we can indeed vote our way out of this but only if actual human beings step up and run for office. Short of that I don't actually know because then that means we're stuck with the status quo, and I find that unacceptable. We certainly not going to shoot our way out of this, so voting and debating is the only way. I don't know- it may take a lot longer than our lifetime to change it. Really sucks. Life could be materially secure for all at virtually every moment but not with this kind of Satan-loving political structure in place. One way or another we better start demanding change, organizing for and doing what we can to get there. Every little bit helps. Poverty and lack is absolutely unnecessary and a stain on our social conscience in a nation as materially blessed and plentiful as this one. Bar fucking NONE.
2
All those activities (gambling, prostitution, drugs) should be legal tho and it's tyranny that they aren't. How dare Big Brother tell us what we can and cannot do for our personal recreation!!!!! These are our RIGHTS and nobody has the right to control another person in this manner. NOBODY. In these issues of personal choice, government trash has NO RIGHT TO INTERFERE. Only when someone is being coerced or harmed do State agents then have the moral right to interfere but NOT BEFORE. Edit: I'm referring of course to consenting adult prostitution and I know it's not done for amusement, but usually out of necessity. Ofc I understand that. However the rest of my position still stands.
1
@morighani it's because there's no national healthcare here and people are forced to practically mortgage their home and give up a kidney to be able to afford rip-off healthcare insurance. It's very shameful. There are other things too that push huge numbers of people into financial precarity and/or poverty but that's a big one. There's a long list in fact and it's shameful and it shouldn't be that way, but I would say lack of a publicly accessible healthcare would be number one because it only takes one serious illness to wipe out once entire life savings, and it shouldn't be that way. It would easy be easy to provide basic financial security for every man, woman and child in this country but it will never come from Republicans or Democrats. They are two sides to the same duplicitous face. The "duopoly" isn't here to help anyone but themselves. The Dems are as profligate liars as the Republicans are. They claim they want to do all these wonderful beautiful things for average americans, and then the moment when they get into the majority where they don't have to worry about GOP obstruction, most if not all of them never come to pass. I've realized by now that's all part of the plan. I don't fall for their lies anymore. They've had 60 years to back up what they say and they haven't and I don't believe they're even trying. To continue to vote for these assholes after all these decades of intentional failure on their part, would be extremely naive and foolishness on my part. From I resolved to myself several years ago that the only people I will be voting for in any election, local state or federal will be independent candidates, hopefully from the Left. If there are none in any particular race then I just won't vote because as far as I'm concerned it won't make much difference whether it's Red or Blue who ends up taking that seat. The policies won't be meaningfully different.
1
@morighani @morighani it's because there's no national healthcare here and people are forced to practically mortgage their home and give up a kidney to be able to afford rip-off healthcare insurance. It's very shameful. There are other things too that push huge numbers of people into financial precarity and/or poverty but that's a big one. There's a long list in fact and it's shameful and it shouldn't be that way, but I would say lack of a publicly accessible healthcare would be number one because it only takes one serious illness to wipe out once entire life savings, and it shouldn't be that way. It would easy be easy to provide basic financial security for every man, woman and child in this country but it will never come from Republicans or Democrats. They are two sides to the same duplicitous face. The "duopoly" isn't here to help anyone but themselves. The Dems are as profligate liars as the Republicans are. They claim they want to do all these wonderful beautiful things for average americans, and then the moment when they get into the majority where they don't have to worry about GOP obstruction, most if not all of them never come to pass. I've realized by now that's all part of the plan. I don't fall for their lies anymore. They've had 60 years to back up what they say and they haven't and I don't believe they're even trying. To continue to vote for these assholes after all these decades of intentional failure on their part, would be extremely naive and foolishness on my part. From I resolved to myself several years ago that the only people I will be voting for in any election, local state or federal will be independent candidates, hopefully from the Left. If there are none in any particular race then I just won't vote because as far as I'm concerned it won't make much difference whether it's Red or Blue who ends up taking that seat. The policies won't be meaningfully different.
1
@katelyndefreitas2810 you mean you wish you could provide more but you can't?
1
Yes people just don't understand how much has been stolen from the majority of citizens over the past 60 years. The amount is truly staggering. Everything has gone to the top 1% in corporate executive profit and so many people have fallen out of the middle class or have been baked in to the poverty class as a result. Just insane. A lot of this can be reversed with thoughtful, moral, honorable upstanding people in politics but good luck getting THAT here in this country. The shit always rises to the top in politics in America, not the other way around. Anybody that wants to run on an unapologetically people-first ticket would be smeared and called a communist. I would do it but I don't think I would win because people are brainwashed into voting Red or Blue and then acting shockedface wondering why nothing ever changes, other than the stock returns for the 1%.
1
And the worst thing is our government is full of criminals who work FOR (in the sense of protect) the wall street or banking criminals who do these things. The REAL white color criminals that cause harm from coast to coast will never be brought to justice. Meanwhile if an average-income or poor person commits some kind of a crime even a minor one you can better believe if they're caught they're going to face an unfair court where they can't even afford a good defense because public defenders can't afford to care or actually don't care because of burnout. Our systems are so inside-out and backwards at the moment.
1
Yes, people just don't understand just how MUCH has been stolen from the majority of citizens over the past 60 years. The amount is truly staggering. I'd wager it's in the high billions maybe low trillions idk. Everything has gone to the top 1% in corporate executive profit and so many people have fallen out of the middle class or have been baked in to the poverty class as a result. Just insane. A lot of this can be reversed with thoughtful, moral, honorable and upstanding people in politics but good luck getting THAT to happen in this country. The shit ALWAYS rises to the top in politics here, not the other way around. Anybody that wants to run on an unapologetically humane people-first ticket would be smeared and called a communist. I would do it but I don't think I'd win because people are so brainwashed into voting Red or Blue and then acting all <shockedface> wondering why nothing ever changes other than the stock returns for the 1%. Crazy. Maybe voting harder for those same red/blue political party duopoly crooks who got us into this mess in the first place will help!.... says the voting public year after YEAR and thoroughly predictably, it never does.
1
Agreed. I'm not a nurse but I'm aware of the problem. It's appalling. I don't know what's going to happen this country in the future. They're trying to bring back slavery one little policy at time. Both mainstream parties have been complicit in this. They want everyone to be slaves and only the very top level corporate elites deserve to make any money in their eyes for some reason. The rest of us should be happy working for scraps and when we resist that of course they claimed we deserve to be destitute or victims of violence. What a nice world.
1
You're absolutely right these are massive problems and I don't see them getting fixed anytime in the future. People are going to start dying in droves and COVID is going to look normal. More and more people are going to flee this abusive cruel environment that our ruthlessly predatory plundering robber baron for-profit hospital system is creating. I have no idea when this will end.
1
@katarh @katarh HOAs are amoral and criminal for so many reasons and I can't believe they're "legal" as they are the definition of organized crime to me, again for several reasons I can explain later if necessary, altho to me it's beyond self-evident fascism, soft slavery and criminal racketeering & extortion plus (what should be) illegal coercion, but I'm glad your group is at least doing that. I want to see limits like that throughout the real estate sector. Mass landlordism should be illegal imo. We can debate where the cutoff should be but that is my position.
1
The "how are we going to pay for it" crock is so outrageous that I can barely get the words out of my mouth. They never ask that when it comes to the endless river of gravy train handouts given out to all the various wall street/ big biz crony buddies straight from Congress, you want to talk about welfare? Y'all are looking in the wrong place! There it is! In sheer handouts and big business subsidies. They never talk about that. Hw about a DoD budget every year of approximately 1T? Such a ludicrous outrageous species argument that we can't afford it. It's just bullshit. It's absolute fkg horseshit. Not only can each state and local municipality afford 6much more if they would just tax at the top, mainly big business but also the top 5% of private households, cut back hugely on the police state and rates of incarceration which would help out immensely, the federal government can appropriate any amount they goddamn wish. It's their job. They appropriate. They sign bills and they appropriate. Sometimes fairly, and imo mostly unfairly, but that's what they fucking do. (Oh and btw they DON'T need to assess federal taxes, the IRS is bad and used to as an excuse and a corrupt lever to attack and cause extreme harm to average or low-income people just because they can; why do they need OUR money when they create new money every day?? I mean I'm willing to hear counterarguments to this but.... Yeah.) It's Congress's job to pay for programs and they could pay for whatever they wish. The moment they allocate the funds the money will be appropriated. We have a federal Mint that prints money 24/7. Money is also created and/or transferred digitally every second of every day! If the political will was there to have a national healthcare system second to none we would have it!!!!! We could afford every goddamn thing we wish!! IT'S ALL ABOUT PRIORITIES AND VALUES, PERIOD. You could end all forms of systemic poverty tomorrow easily with a few political tweaks, it wouldn't even require massive changes. It really wouldn't. It's a relatively easy problem to solve.
1
All Wht people from middle class backgrounds think like this. It's a little frustrating. They have the absolute privilege to live in this woo woo space and utterly believe with all their little hearts that that's how life works. Just "dream harder! You are WHITE! The entire universe is set up to serve you and present to you your dreams!" Such absolutely precious naivete and background entitlement. It's all very "think and grow rich". Another perfect example is when I was about 20, I read a pretty interesting book in the job advice category called "do what you love the money will follow." Now I'm not necessarily against that philosophy, but it absolutely belies the precious sheltered background that most white people just take as their birthright and have known all their lives. They just have this precious naive belief that the universe just lives to be bent to our sweet visualizing will, and that all our dreams are just /destined/ to happen because God loves us so very very much. I don't necessarily blame them for this type of mentality because I'm sure if I came from their background I would feel the same, but it's just so hilariously evident for anyone that wasn't so favored in life, know what I mean??? It's just so obvious to anybody who lives outside this precious naive bubble that's ever had to struggle for even five minutes in life that this is such a immature way of seeing life and SO dependent on being financially comfortable in one's early years. Could you imagine telling a high school dropout young man or woman from an abusive home or foster care background these statements?? Well God bless him. They have the privilege to be so insulated from life's true struggles. To them it's just "think real hard, believe with all your precious heart... and the universe will just open itself up before you..." Meanwhile 2/3 of this country has to live paycheck to paycheck by necessity, and I think 1/2 of 2/3 of the world lives in some level of poverty, maybe more? These are nice people but they are incredibly privileged; they don't know what real struggle is and they don't want to look outside their comfortable self occupied world. I truly wish I had such luxury. 😑😖
1
@listeningatwork8719 sounds to me like she should have tried to sell the home to someone and then put the money in a separate account and just not tell them. They're not the eff bee eye I doubt they would have any legal right to go searching through her financial records.
1
@aellaaskew4263 yeah that's shameful. That is not right. And where tf are the COLAs????? 2007 it was the same! $900 in the state of CA. I would say I'm shocked it hasn't been increased in almost 20 years but unfortunately I'm not. These criminals who get in office have no intention of doing better by those in the very bottom. Unless you're able to rent a cheap room or find subsidized housing, who the hell can live on that??? It would be one thing if the law mandated that no one could charge you more than 15 or 20% if your income for rent, which really needs to be universal, but there's nothing like that. Disability as it currently stands is a disgusting program that needs to be completely changed. I'm sorry for those who have no choice but to take it who are then forced into constant poverty. These rules are vile and wrong. Lawmakers from both parties but esp the GOP are shockingly evil people. They will do everything possible make sure their rich buddies and the wealthy interests who fund their campaigns can skim more and more off the top and get richer and richer while bending over backwards to make sure the poor and average income can never move up the income ladder, and stay as poor as possible. Their intent is clear, ugly and obvious. No one should be forced into abusive poverty just because they need assistance! Everybody has the right to have savings. Savings are there to prevent you from losing everything due to an emergency and to make you life a little better. The point of savings is NOT TO LIVE ON day in and day out! Just because someone has modest savings doesn't mean they don't need assistance if they have a disability! It's because the blood-drinking demon savages we elect hate the poor with a blinding passion; they want of them to go off and die, they hate the very thought of helping those that genuinely need it; they only want to give money to those who are already wealthy or very wealthy. It's corrupt, gross and perverse. I don't understand it, I don't know why these are the same kinds of filth that get elected and reelected over and over again, but it never seems to end. The same exact kinds of criminal hateful ignorant short-sighted scum that have pushed for the same terrible public policies that have impoverished not just those on public benefits but huge chunks of the population again and again keep getting elected and it's sad. There doesn't seem to be any other option right now. I absolutely want to change this but so far it's been impossible.
1
@aellaaskew4263 just a question - if you opened a bank account and started making regular deposits, how would anyone know unless you were under some kind of investigation or you told them? Same thing for keeping/saving cash on hand or using one of the other banking alternatives out there like Chime?
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Whatever the details, the facts are that those animals who get into public office in this country want all the money for themselves and their super rich friends in business who fund their campaigns. If you start out in poverty they sure as hell don't want you getting out. If you make it into the middle class they don't want to give you ANY protections from falling out of it. They're amazing- amazingly amoral. Once you see their agenda for what it really is you can't not see it. Nobody's life out here matters to them they just want to get as rich as possible serving the deepest pockets in their state, while going out of their way to to use public policy to entrap millions in serious poverty, bankruptcy, destitution, and/or homelessness. Absolutely amazing. And they sleep extremely well at night that's a fact. These cruel policies won't change until we get people in office who don't embrace cruelty, idiocy, unfairness and neglect towards the average citizen, and so far that seems impossible.
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@mikemccarthy1638 this isn't craigslist. I doubt people are reporting me. I can tell when I'm being blocked by the AI censoring algorithm and I'm hardly the only one. Thanks for your patronizing response but I disagree with you that that is what's happening in my case. This isn't a single community. This isn't Reddit idiocy. We are all here with a variety of viewpoints and difference is to be expected. Very few people report comments on yt. I doubt anyone is reporting me. This is YouTube's AI bot all the way. As annoying as YouTube's censorship is, I would say amongst all the social media platforms YouTube is one of the freest.
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@listeningatwork8719 do you notice 4-5 responses of mine?
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@AnimalFarm341 right, but it's wrong either way. It's enforced extreme poverty. Just so morally wrong. Those who I've come across who needed it due to mental or physical disability never got more than $1000 a month. It would be one thing if rent was super cheap or a function of income, or if there was plentiful public housing or section 8 actually worked (it does but waiting lists are often long and it's getting harder and harder to use the voucher because of the dumb rules), but in most cases that's not true. So if you have to live on SSI you better hope you live in an area where you can find really cheap rent or if you have a family member to help you out or you can rent a room for hopefully not your entire paycheck, otherwise you're going to be facing homelessness all the time. I mean our policymakers are just blood-drinking demon ghouls and it's just time for the deliberate abuse to stop. Make no mistake all of this was intentional. These people are that stupid. They know what they're doing to people out here, they just don't care. I'm surprised we haven't hit a second Great Depression yet, the way poverty is exploding things to both parties actions. They only serve the rich and the very rich. I don't know what made them as trash as they are but something did. They're allowing basic costs of living to explode out of sight while while joyously refusing to raise the minimum wage or do any kind of controls on the private sector whatsoever, including providing accessible healthcare. It's stunning really. But we have to understand that nobody in the duopoly cares about us. That has nothing to do with why they're in office. It's all a performance for them. As always, they are 100% creating the very problem they complain about, poverty and homelessness. At this rate we'll be a tent city America in no time.
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@rachaelpino6914 asset limitation is grossly unjust and far too low. So wrong. It's enforced extreme poverty which is morally reprehensible. But cruelty is what these demonbags love best. But what else would you expect from these blood-drinking vampire bat ghouls who make these laws in the first place? They'll gladly rub all of us blind and bleed us dry so their rich and ultra-rich friends from the elite ranks can make a cool new billion or million. THIS is who we elect. Whether it's red or blue at the end of the day it doesn't matter. They work for the 1%, together. This is just one of them. Extreme poverty and hardcore abusive rugged individualism for us, massive handouts, special rules and the ultimate in protection for their 1% friends and interests. The finest political and legal protection money can buy, that's governance in America.
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@rachaelpino6914 @rachaelpino6914 asset limitation is grossly unjust and far too low. Just because you're a disabled person it doesn't mean you don't have the right to build up a small amount of assets yourself including a home a personal vehicle or some savings. It is disgusting what does vampire bats are doing to the most vulnerable in our communities. So wrong. It's enforced extreme poverty which is morally reprehensible. But cruelty is what these douchebags and douche canoes love best. But what else would you expect from these blood-drinking vampire bat ghouls who make these laws in the first place? They'll gladly rub all of us blind and bleed us dry so their rich and ultra-rich friends from the elite ranks can make a cool new billion or million. THIS is who we elect. Whether it's red or blue at the end of the day it doesn't matter. They work for the 1%, together. This is just one of them. Extreme poverty and hardcore abusive rugged individualism for us, massive handouts, special rules and the ultimate in protection for their 1% friends and interests. The finest political and legal protection money can buy, that's governance in America.
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@listeningatwork8719 I'd like to talk more to you about this situation but I'm being hyper censored by YouTube right now.
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@listeningatwork8719 would love to talk more about this situation you observed. I never knew YouTube had such a hard on for preventing people from criticizing current public assistance policies. They suppress a lot of criticism- some still makes it through but I could write a novel with the comments of mine on bread and butter issues that were in no way abusive that have been blocked. It's not people complaining about it like that genius seems to think it's the AI chopper bot. How do we not know this by now?
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@MyLoganTreks 100%. Every time I talk about my feelings on this issue on this thread my comment gets completely censored.
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Student loans are and were a vicious evil perpetrated by the federal government upon students who were not independently wealthy. What the living fuck is the point of going to college if you stay in debt for 10-20 years because of it!?!? Doesn't that defeat the purpose!?! Of course it does Nobody should have to get a student loan to go to college. To add insult to injury these providers are basically giant loan shark companies that keep recipients under usury-slavery in some extreme cases for decades. All with the blessing of the criminal feds! Student loans are and were an absolute evil and nobody should have to pay them back anymore. Hopefully in time he'll come to see why this is true and he'll stop making excuses for the current insane student loan crime syndicate.
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Agreed. It's so sad. We literally do sign under duress because we have no other choice. We HAVE to live somewhere - van life is awesome for a break but not a long-term solution. Rent control is vital. Nobody has the right to charge like this for rent or anything. 20% maximum of one's take home should be the upper limit, capped at a predetermined amount. There can be a separate class of luxury housing set aside from this but in general this should be the rule for dll standard rental housing. Other rental reforms are also necessary.
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I don't know what's going to happen this country in the future. They're trying to bring back slavery one little policy at time. Both mainstream parties have been complicit in this. They want everyone to be slaves and only the very top level corporate elites deserve to make any money in their eyes for some reason. The rest of us should be happy working for scraps and when we resist that of course they claimed we deserve to be destitute or victims of violence. What a nice world.
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All w people from middle class backgrounds think like this. It's beyond frustrating. They have the absolute privilege to live in this woo woo space an utterly believe with all her little hearts that that's how life works. It's all very "think and grow rich". Another perfect example is when I was about 20, I read a pretty interesting book in the job advice category called "do what you love the money will follow." Now I'm not necessarily against that philosophy, but it absolutely belies the precious sheltered background that most white people just take as their birthright and have known all their lives. They just have this precious naive belief that the universe just lives to be bent to our sweet visualizing will, and that all our dreams are just /destined/ to happen because God loves us so very very much. I don't necessarily blame them for this type of mentality because I'm sure if I came from their background I would feel the same, but it's just so hilariously evident for anyone that wasn't so favored in life, know what I mean??? It's just so obvious to anybody who lives outside this precious naive bubble that's ever had to struggle for even five minutes in life that this is such a immature way of seeing life and SO dependent on being financially comfortable in one's early years. Could you imagine telling a high school dropout young man or woman from an abusive home or foster care background these statements?? Well God bless him. They have the privilege to be so insulated from life's true struggles. To them it's just "think real hard, believe with all your precious heart... and the universe will just open itself up before you..." Meanwhile 2/3 of this country has to live paycheck to paycheck by necessity, and I think 1/2 of 2/3 of the world lives in some level of poverty, maybe more? These are nice people but they are incredibly privileged; they don't know what real struggle is and they don't want to look outside their comfortable self occupied world. I truly wish I had such luxury. 😑😖
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@BigRon-e4k it was indeed. ALL scarcity on the planet is human-caused and EASILY fixable. But the people with the power to change it don't want to. That's all it comes down to. This is the source of all of our material problems. That's why I'm now a militant communist but you know to each their own.
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@DimaRakesah right. Just an excuse to pay crap pay. Look no one is saying to pay low skilled jobs like a surgeon, we know there's a difference, however - we all need to live. With or without rent control, min wage should be at least $18+. I prefer 25 for most. Come on. I'm disappointed this is still an issue we have to fight over. Business elites who buy all the local/state/federal lawmakers really are shameless. - proper pay/COL adjusted benefits - full public healthcare - rent control & foreclosure protection - bonus: some UBI > the three pillars of poverty when not ensured. Fix these and 99.999% of all material insecurity goes away. UBI even more so.
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@drcatrinaking lady, are you dense? Ive thought more about this than most and I'm not saying overthrow anything I'm saying to better regulate the private sector, mostly at the top, while providing a better public sector to all. Try to read what I'm saying a little more carefully, and less patronizing if you don't mind thanks. I'm 40 and I think I get it. You also seem to think supply and demand is some holy concept handed down by god when it's nothing of the. You act like there's no place for regulation and laws. Ok that's your view but mine is different. Stop worshipping this nonsense handed to you about a so-called free market. First, there's no such thing as a "free market", our private market is quite rigged for the top 1% and business elites, all I'm suggesting is that be changed through intelligent and proper regulation to protect all workers from entry to PhD, our communities, and our environment; along with the beefing up of the public sector to include better guarantees such as modest UBI for lower-income households, better family and early childhood programs, and comprehensive national public healthcare (and much more but that's just to name a few). This could all easily be financed by better taxation at the top and greater federal funding. The solutions are simple, but they won't come from this current government, the two main parties are shameless and proud corporate servants and all fully bought and paid for down to a man. It would have to come thru electing better people (nigh impossible here for whatever reason, but maybe more possible in the future) or public ballot measures (much more possible imo).
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@drcatrinaking I did reply to you but I don't know if yt posted it
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It's because the entire government is set up to serve and protect the 1% and the infinite corporate profit demands, not the needs of the many. As a Communist, I oppose this. I'm not against a business provided it's properly regulated and has to operate with an ethical limitations, but the well-being of the many should ALWAYS come first. That is the foundation of my moral compass. And that is why I am a based communist capybara.
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Yeah sometimes it does help, that's true.
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Only in America do you have to enter long-term debt slavery just to attend higher education. What a time to be alive. Everything is an exploitation. Only with 3% or less interest, NOT COMPOUNDING, would private student loan providers not be committing usury.
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Yes he's a nice guy but so backwards on that. It's too bad.
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Being more entrepreneurial is fine, but there are way deeper issues than that he just cannot see.
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He's not wrong per se but he's incapable of seeing the broader systemic issues. However, within his small sphere I don't necessarily disagree with anything he said. For people who are in a position in life where all they have to do is work harder and focus on themselves, he gives pretty good advice. Unfortunately, a lot of us are at least partially being held back by some systemic issues and those issues are going to take a lot longer to untie and try to eradicate. They will vary from person to person but suffice it to say in this country, mass poverty and mass incarceration are massive evils that are incredible millstones around the necks of too many people. But I don't necessarily disagree with him; I mean I don't want to throw the baby out with the bathwater. All this positive thinking advice does have some value to it.
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The problem in this country is nothing it is seen as a right by the demons we keep electing to be our overlords. Opportunity is parceled out piecemeal to a lucky few, and the bottom 60 to 70% are routinely thrown away and left to their own devices with few to zero supports. Human life has no value to the animals who have power here and therefore if people die or suffer due to avoidable material lacks they could care less. It's the benefit of being a sociopath. All these problems are beyond easy to solve. We ALREADY live in a post-scarcity world. We produce enough stuff to provide for everyone several times over, but where is it all going? Well some of it's going to those who paid for it, and the rest is going in the trash. Not enough is being redistributed and sent to where its needed. This could be so easily be changed by conscientious hardcore leftists in office if they could ever get elected- but that does seem impossible. The two less than human, utterly worthless, joke of existence corporate parties control all and people continue to be fooled time and time and time and time and time and time again. Its sad to see. People don't have inherent rights to basic material security here; but billionaires, mega millionaires, and Wall Street legal crooks have the right to keep taking forever and impoverish the rest of us to do so. Nice value system our ruling overlords operate from isnt it?? If we want different we have to build up an actual Left party where we matter and vote differently. To think the subhuman Democrats are literally going to suddenly change their spots and start carrying about us (pretending they mean what they say) is beyond a sad hopeless naivete, when generations have showed us this will NEVER happen. Like their GOP friends they serve the elites and always have. Wall Street controls all when it comes to overarching government policy; the Red and Blue parties are the same party with two different faces- that is all.
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