Comments by "CindyOnYouTube" (@cindyonyoutube) on "Real Estate Mindset" channel.

  1. I bought a house in the early 80's with an interest rate of 13% but the house was cheap! I'll take a higher interest rate with a significantly reduced house price any day of the week & twice on Sunday!
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  2. Interesting info but I think Zillow is trying to get people to jump back into the market now, which generally seems too early to me.
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  3. It's no longer shocking to me how much we're being lied to & manipulated. Like you said, we each have to be boots on the ground, do our own market research, & not believe what the "official" narrative is. Thanks for reporting on this, Travis. ❤
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  4. This decision to bail out the wealthy depositors 100% at SVB was a real kick in the teeth. We've been working hard, preparing to find a decent house at a fair price. So I'm discouraged. Especially because we're older (I'm at least old enough to be your mom, Travis) and frankly, we don't have a long time horizon to wait. If the Fed pauses or God forbid, pivots next week......well, I don't even want to think about it. Thanks for your analysis & insights, Travis, I appreciate your hard work.
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  5. I agree that realtors get paid too much for what they do (or don't do). Too many realtors aren't interested in serving their customer but rather they're just interested in the dollars they'll make. I hope you keep us updated on this. Great to see you & your daughter having a great time on the beach! 🦈
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  6. It's amazing how people are so irresponsible to buy things like Bentleys that they KNOW in the long run, they can't afford. But hey, they got a few months of Instagram-worthy pics with their new car & that's all that really matters right? 😱 Thanks for this update, Travis!
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  7. The housing market in FL certainly broke fundamentals in the past 3 years. 😢
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  8. Travis, thanks for continuing to share these important stories.
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  9. I think Ramsey does help people get out of debt BUT listening to his cheerleading on the housing market is a whole different thing.
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  10. 2K is definitely a significant amount of $$ to me!! There are quite a few OpenDoor properties in my local area, with significant price cuts. Guessing they're headed to being ClosedDoor. Thanks for your hard work in providing this data, Travis!
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  11. It's amazing that they're still open. I've seen several homes that they're trying to sell at a loss - with no luck.
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  12. I don't know if there will be a nationwide housing price crash but I certainly think there will be a transaction volume crash. I do find it interesting that so many people say there will not be a crash because things are different than 2008. IMO, 2008 is not the only recipe for a crash. There were housing market crashes prior to 2008, for various reasons (1929 anyone?). So I don't use 2008 as the one-and-only-end-all-be-all definition of a crash.
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  13. It's not all that shocking but it certainly is sad to know that this is happening.
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  14. With this being an election year, everything will be manipulated. Thanks for this video, Travis!
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  15. Wow, can Lennar get any worse??? It doesn't matter if it was a weather event, the guy passed away ON THE JOBSITE!! It's disgusting that they won't do anything to help the family, that they won't give that respect to one of their team members. Buh-bye Lennar!!
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  16. Frustrating to see the months of supply going down but nice to see the percent of homes sold above list is going in the right direction. Great info & analysis, as always!
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  17. Travis, thanks so much for having Jack on & bringing us this important information.
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  18. Fantastic video, Travis! Thank for working so hard! It is really fascinating to see what's going on across the country. I was shocked by the fact that there were no buyers walking around! Empty streets for blocks! It looks like they're going to need a major economic turnaround or major price cuts to avoid having rolling tumbleweeds as their only traffic.
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  19. I love the facts, data & analysis you provide in each video, Travis. You're doing an awesome job!
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  20. This information is so valuable. I hope you can do more videos like this in the future. I suspect that the CBDC will be forced on us, as it is the ultimate means of control.
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  21. The other thing about new construction is that you will probably move into your brand new home with a massive punch list of things that still need to be finished or fixed. That list won't be finished for months (years?) because the builder will claim supply chain issues, not enough staff, etc. Awesome drone shots today, Travis!
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  22. I finally found a new home builder in FL who has dropped the prices in a new subdivision by 20k.
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  23. Travis, you're a real estate beast!! I agree that most of us are wise to be on the sidelines. But do research while you're waiting! Know the prices & trends in the market where you want to buy. Then you'll be able to spot the great opportunities when they happen. Thanks for your amazing hard work, Travis, & I hope you get some good rest soon!
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  24. Excellent collab, as always! Thanks to both of you guys for all the wisdom you bring!
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  25. Yesterday, I was surprised to find a new construction home with a $17K price drop, on the Florida Gulf coast. Definitely hope to see more of this.
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  26. I think a we're in the process of a significant downturn. The government can't just flood the system with money & not expect consequences. I find it hard to imagine that people believe that real estate values can only go up! Were they alive in 2008?? Over the long term, yes, housing values can generally increase, but with big dips along the way.
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  27. Wow, this is a very sad story for these homebuyers. I wonder if any of them did any research on this builder to try to guage the financial health of the company. You really have to be careful with these small builders because they may be poor money managers/business managers or outright fraudsters.
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  28. Travis + Orlando = AWESOME COLLAB!!!
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  29. The FL housing prices vs income is just crazy. Hoping it will better align in the next year.
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  30. Travis, thanks so much for doing these updates while you're traveling! I think the next shoe to drop will be the crash of commercial real estate. I expect unemployment to be rising & then personal credit defaults. I think new home builders are overbuilt in some areas, but I'm thinking FL is not part of that. Demand is still so high & new inventory is not coming on market very quickly, so I think people will turn to new home builders because there's not a lot else available, especially for 1st time buyers.
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  31. The people who think the Fed will pivot soon, are living on hopeium, I think. Being on the sidelines, saving $$, making sure your credit utilization is low, is still the way to go right now. Appreciate you, Travis! 👍
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  32. It truly is shocking that you need over $100K to buy a home! Keep bringin it, Travis, your info is invaluable!
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  33. Wow! Some BONKERS reviews!! Especially the one you read from the guy who owned 2 DR Horton homes in the past - he said they're really low quality so.....why the heck did he buy more than one??
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  34. I love your walkabout videos! It's amazing how much they're building and the incentives they're offering. Great info & cool drone shots! Keep up the great work!!👍
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  35. Keeping my eye on the Florida gulf coast market. I'm seeing some price drops, which is encouraging. Thanks for bringing these interesting articles & analysis!
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  36. I'm thankful for you & your spot-on analysis. I hope you have a beautiful Thanksgiving with your family! 🦃🧡
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  37. It's very scary to realize how sophisticated these scammers are. When dealing with $$$, you've got to check & double check before releasing your money.
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  38. I'm so sick about this I can hardly speak.
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  39. It's amazing to find new homes at that price!
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  40. I am seeing some price reductions in the gulf coast of FL, as the map showed, which is encouraging. But the prices inflated so much over the past 2 years that the homes are still overpriced, in my opinion. So it's still a waiting game to see how this year goes & how 2024 will shape up. I appreciate your hard work, Travis! (Are there any LBSF videos coming soon??) 🦈
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  41. It's quite shocking to see Mr Ramsey use a city like Austin, TX to say that he was right about prices going up!!! It's kinda like the current government saying that the economy is strong & there's no recession. They just keep repeating a narrative & hope you'll be foolish enough to believe it. Keep up the excellent work, Travis!
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  42. Good morning Travis! One realtor we're considering has advised us that we have to sign an agreement stating that we will pay her commission if the seller doesn't.
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  43. Great collab, guys!! I appreciate the FL info! And you're both having a great hair day! 🤣
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  44. Thanks for having another great expert interview!
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  45. Your video looks soooo much better without the blur!! I'm really surprised that a very nice master planned community would allow an institutional investor to do this. This serves as a warning to anyone who thinks their perfectly planned community won't be overtaken by rentals - check before you buy to see if this type of purchase will be allowed!
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  46. Not seeing Lennar cut yet in the Florida area that I'm watching but I hope that will change. I have seen price cutting with smaller builders.
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  47. Travis, thanks for sharing this. I've been worried about this for years but I don't have another solution for where to put my money & maintain liquidity. When you put your money in the bank, you become a creditor of the bank. So in a Bail IN, the bank seizes your money to take care of themselves. Individual depositors go to the bottom of the list of creditors who will be paid back. It is truly a terrifying scenario. I have money spread between banks & credit unions but in a massive financial collapse, it's not safe.
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  48. I think it's a good thing that the agents who got in, thinking they'd make big bucks quick, now will get out. Hopefully the new agents who really want a career will take your advice & try to get into a decent agency.
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  49. It's never good when a bank fails. It seems like SVB not only made bad decisions but also was largely tied to the tech industry, which has been on the downslide. So SVB had several factors against it. This isn't absolutely the 1st of many dominoes to fall, but it is a wakeup call to pay attention to what's happening in banking because this definitely feels like a "disturbance in the Force". I 100% agree, Travis, that you should spread your money out to several banks. BTW, I hope you had a fun sharkhugging vacay!
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  50. Thanks for bringing Jared on! ❤
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