Comments by "fialee8" (@fialee8) on "" video.

  1. If they are "recent" in Canada, then they don't have a credit history. That means they won't qualify for OEM financing, or bank financing. To get the OEM financing, you need a sterling credit rating... which you don't mention at all. In the US, they actually have a disclaimer that only "well qualified" buyers would get that rate... which is prob less than 10% of the buyer.
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  2. Ceramx can easily looked up on the Internet. You should prob spend maybe 10mins to do some research online before making a video. Makes you look like a lazy reviewer.
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  3. There was prob $10K worth of add ons that was sketchy... but the financing is actually legit if they have "average" credit. You need to have very good or better credit rating to get a sub-10% interest rate. It's the buyer's choice to go with eight years, not the dealership. Blaming the dealership for an eight year loan isn't fair. Unless you have a 790 credit score, you'll prob won't qualify for the OEM promo rate of 5% or less. You can't get a sub-5% auto loan rate from any bank or credit union these days. Agree that getting shorter loan is better than a longer loan... but once again, that's the buyer's choice.
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