Youtube comments of Cyrus M (@cyrusm3391).

  1. Kids are overrated, you can substitute the joy they give with video games, motorcycles, pets and travelling the world. You know things that will require spending money on.
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  2. Yap give them all 20 years behind bars.
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  3. The demand ISN'T low, its simply that affordability is high. Once the latter is low, demand will be even higher.
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  4. ​ @CursedAmbition  sometimes people dont know what they want until theyve experienced otherwise. Least he tried it out cuz scared money don't make money.
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  5.  @gobadgego  yea hey guys, let's remove people's homestead rights so that gobadgego can get a house. Lmao
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  6. 6:37 lets be clear, demand IS HIGH but the affordability issue and inventory is keeping from NOT buying
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  7. ​ @Heyu7her3 clearly you cant read. She said she paid off her house already. You must be comprehension-poor
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  8. I second what Harry Potter said. Invest in the long term, sacrifice now. Cry now, smile later
    13
  9. Wondering if they were homeowners or renters?
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  10. Wife's student loan just started. And we are going to start paying it off. Fortunately we are still well within our household budget. There are 3-4 things that we can easily let go to make up lost budget before even thinking of selling our house.
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  11. What does inventory increase mean if the quality of the inventory is shite?
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  12. Can't we all finally agree that the 2008 crash comparison has already been debunked!
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  13. ​@davidaponte7521 hope he doesnt listen to you or he'll be waiting saving forever
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  14. Most new builts here in CA are in hot and not so desired places. Make sure to watch out for mello roos fees
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  15. 1:26 I thought you said there are inventory? Whats with all the "boots on the ground" stuff
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  16. Orlando you sound desperate 😂
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  17. How does a realtor negotiate for their client's lender?
    10
  18. Thank you CA and Prop 13!!
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  19.  @kinghunternick1365  Yes because the Roman Empire had inflation. Read up your sources why the Roman Empire's birth rate was declining before trying to correlate it with today's economy.
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  20. that right! Also thank Trump for taking the interest rates so low
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  21. Wouldn't it be the same whether you bought the house for $600k vs $300k? You lose a job you lose shelter. I guess it would be easier to keep the lower prices home if you're willing to take on a lower pay. But that typically means stepping down in career/position 😅
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  22. I think this entire discussion skipped the importance of level setting terms and expectations. There were rarely any common grounds to spring board from to an indepth conversation based on the prompts provided. That said, it was still interesting to hear what women with varying thoughts had to say about modern feminism.
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  23. If you're done with it, what's your next move?
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  24. FOMO = Fear Of Making Offers 😂
    9
  25. Damn Piers got OWNED!
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  26. ​ @barringtonedwards7008  ​I'm pacific islander and I grew up poor af and everyone around me too, hispanics southeast asians and islanders. I didn't even grow up with a cellphone until end of college, while yall make these posts about being poor. Mf please first girl talkin bout bubble baths and second girl has red interior leather seats, dudes have their own room complaining. I had to share a room wt 3 other siblings the size of a walk in closet ! Please yall dont know poor poor like that. Stop crying with yo 1st world problems
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  27. You catching that lettuce wt your mouth was hilarious!!
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  28. Even Peter said there ISNT going to be a crash like the GFC, but yet yall keep waiting and claiming it will 😢
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  29. Who exactly is they?
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  30. The latest data is in! Yoy there is more inventory and higher prices 🤷‍♂️
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  31. Florida is a red state, California is a blue state. Both are the top two worst and unaffordable housing market states to buy in 🤷
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  32. People need to stop eating too many fast food anyways
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  33. Dude, it's near the summer, of course home sales increased its the season! But it doesn't mean it's the "areas that will experience the crash first" - Southern California here. Prices are still high, demands are still high.
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  34. As a former Fed Reserve employee, adjustments are constantly made throughout the year. This isnt new.
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  35. Michael: Noone saves money anymore Also Michael: Been in vacation for a month. Staying in expensive locations 😂😂😂
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  36. This is exactly why I think Travis is in a whole different demographics than the audience he is trying to cater to. A bit hypocritical I believe.
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  37. Student loan debts were calculated as part of mortgage pre-approval and underwriting process. This claim severely undermines people's knowledge of their own finances
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  38. See what happens when you dont listen in class and dont do your homework
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  39. Labor cost isn't going down unless you're gonna build the house by yourself
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  40. How is that coming along? Just submit an offer below asking.
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  41.  @Kurplode  exactly so this data is misleading. Where exactly are people starving themselves to pay mortgage?
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  42. So with all that said and done...lets all continue to stay renting until prices are atleast 40% cut! Pre-pandemic prices here we come! Noone is going to outbid this time.
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  43. This just tells me Orlando's audience demographics lol
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  44. I never trust Zillow articles and data at all
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  45. @momomama2510  It does, for sure. Shopping spree is better than Costco spree any day.
    6
  46. You know its all bad when crash bros have to keep making guests for each other to keep content going 😂
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  47. Travis, you saying to not buy a home even if you can afford it is DISASTROUS advise. Add it with your ending line, is a bit patronizing and hypocritical don't you think?
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  48. For newbuilts, still happening for existing homes
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  49. I read from another source that most new construction are built to rent. I agree with incentivicing builders and not buyers, but only if it's to own...not to rent
    5
  50. Hahaha this is a great topic to cover! Nicely done!
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  51. Great refresher
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  52. Only spoiled people don't want to make financial adjustments when they're only making low to middle class salary. Get over yourself especially if you want to save for a house
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  53.  @realestatemindset  once the prices go down again, those people sitting on the sidelines waiting will have to compete again with one another. Hopefully starting at a more reasonable price but imo the demand will always be high. Millennials is a large group ready to settle down now.
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  54. My sister went bk in 2008 and now she is good credit standing. It's all anecdotal
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  55. 0:56 who did the Jews bought the land from?
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  56. ​ @Kurplode  appreciation doesn't affect your mortgage 🤔 but taxes do...and it hasn't increased significant enough that people are scrambling for pennies to pay their mortgage.
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  57. ​​ @parkstheunknown  Cap you don't own any property. If you did, you'd spend whatever savings you had and buy another one in that same country or another as an added investment. Is that a vacay house you say, must be an airbnb then when you aint staying there. Cope harder.
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  58. It's not bullying, it's called free market and competitio aka capitalism. If you dont want to overpay, then don't counter/submit an offer. Noone is bullying and noone is pointing a gun to your head. FOMO = Fear of Making Offers 😂
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  59. The DFA is going be gone by end of the year. The total funding is already going down
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  60.  @realestatemindset  you're right Travis, i should be nicer. But I'm not wrong either, always check your HOA guidelines folks versus getting in trouble and forcing yourselves and others to court disputes.
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  61. Yap just rent for the rest of your life and invest the difference. RE is not an investment anway and overstated for generational wealth, just don't have kids either!
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  62. So you'll wait for prices to drop and interest rates to rise. Be in the same line with as many investors and buyers?
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  63. Do yall feel better after watching this video?
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  64. Relax its only Family Dollars
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  65.  @realestatemindset  I think affordability (staying within 20-35% of your mortgage to income ratio) is not inclusive to "overpriced" properties. You should really differientate those two things better, don't you think?
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  66.  @halfunkbass2966  I live in California for 45 years and houses eventually go up after dips.
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  67. But the author of this article specialized in music business journalism! How reliable and credible is this source foreal Travis? And its main source from Clever Real Estate, lol why do you keep using them? They're infant to the industry and extremely localized.
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  68. ​ @septem40  because the inventory sucks and the majority of buyers are not flippers
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  69. FEAR FEAR FEAR! there are more bad news on Micheal's channel than your local news
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  70. This is a good idea for someone single and young or old couples that can handle a smaller interior space.
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  71. FOMO = Fear Of Making an Offer
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  72. The system isnt broken, its just called Capitalism
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  73. This guy again and his claim of a market crash 🙄 Dude one day you will be right but not 2024 and the last few years youve been claiming it.
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  74.  @MrRussianGerman  key point: right before Covid
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  75. Gonna be a loooooonnnggg while. The standard of prices is here now and here to stay.
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  76. Orlando, scared money dont make money! Hahahahaha hahahaha hahaha
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  77. Min wage workers arent going to significantly impact RE demands and inventory. Maybe the rentals sector.
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  78. Personally that isn't bad at all especially with zero debts. You'll still get by while paying your bills but just be cognizant how much it will impact your lifestyle and savings. If you have kids and the only income maker, then it will be much tighter. All doable just depends how simple your life is.
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  79. So Travis are ypu saying don't buy right now (again) or do we still look for wedge?
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  80. Sweet deal, people forget there are deals to be made depending on seller's motive! That's why I always ask my realtor to request if seller is an investor, older couple looking to give to a younger family, in urgency, etc.
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  81. You know what's more sad than a recession and economic collapse, are people who find consolation to those who aren't able to feed their family or have lost a job...simply because it gives them an opportunity to get in the market or comfort that they MIGHT have came out good when not being able to win a house themselves in the last few years. SMDH
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  82.  @safeandeffectivelol  doesn't take a rocket scientist to know that.
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  83. This is why we gotta keep recycling, limit burning of fossil fuels, increase dense forest landscape, and stop buying too much plastic. If not, more 🌀🌀⛈️⛈️ and higher 📈📈 insurance
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  84. 4:28 what drove demands was a generation ready to settle down, not the rates.
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  85. Wages are going down?!
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  86. What's a housing price crash when there is only 1 house for every 100 people? FYI CA, the state Michael is currently visiting for the last month, has listing YoY decrease of -5%. In US: Total existing-home inventory -0.9% lower MoM; -14.06% YoY There is only a total of 1.10M inventory.
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  87. ​ @Laoriginal718  It's nearly a wash when your mortgage interest is tax deductible and your rent is not. You're also paying down principal payments which is a savings account while all your money for rent doesn't go anywhere for you.
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  88. Agreed, there's no incentives for owners to sell right now. If people are waiting for a catastrophic economic downturn, we have bigger problems than the housing market.
    4
  89.  @jokbok995  it's also not a matter of yes from her to have a date but to show her and yourself a good time. Young guys these days have their objectives all wrong these days
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  90. ​ @jghifiversveiws8729  if you believe the FED is still not influenced by executive decisions, then you are misinformed. Guess who appoints, nominates and hire the Board of Governors of the Federal Reserve System?
    4
  91. Im not surprised white conservatives are usually openly racists
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  92. How about just not eating so much cheese lol everyone acting like inflation and current wages are permanent
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  93. What, wait?! I thought we've been in a recession for the past year lol
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  94. 💯, I don't trust any of the data on his app.
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  95. If you were able to afford then, but decided to wait and time the market for the last 2-3 years, yall deserve this circus. Affordability is now your problem, dont wanna see them tears.
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  96. Wait for 2-3 more years
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  97. Cool story wanna rub it in some more for those who haven't gotten a house yet?
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  98. How's so, wouldn't it be around the same monthly mortgage? Refinancing for a lower rate would be a while, I don't think we will see a 2-3% interest rate again in a very long time. Unless this is your forever home, I understand
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  99. Bruh its been a year since the recession started
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  100.  @Elzon1  It's been 4-5 years since people have been saying this. There is no subprime and ninja lending and significantly SIGNFICANTLY lower ARM lending than 2008. If you're banking on increased layoffs, sorry to tell you, the only ones losing their jobs are mostly current renters.
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  101. Prop 13 CA
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  102. Ahhh Travis, NOT ANOTHER Clever resource of data lmao! Pls you are misleading people with uncreddited source of info. I suggest people to look into these sources and you will see, e.g., a couple of them use small of a pool survey they conduct (1000 people only) from a concentrated area. This is not national data
    4
  103.  @stevecarpenter2638   Went right over your head. I'm stating movies because you romanticize vengeance so much. You don't know what at war is, you don't know the context of the hit. Dont act like you know gang or cartel life. Your last name is Carpenter for god's sake.
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  104. Jesus Christ the Lord Amen
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  105. 😂😂😂
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  106. Same for sheriffs!
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  107. How can you ask more discounts from the seller when the competition is still high with multiple bids?
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  108.  @PureSwank  Relax Danny, no need to flex on em to justify your statement. You sell real estate for crying out loud, it could be lucrative and in your case, it seems like it when selling million dollar homes. But its not everyone's calling as a career.
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  109. How do these news relate to a housing market crash? Also elderly evictions and squatters arent a new thing and exists whether the market is up or down. We do need solutions for them but they are isolated incidents.
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  110. Thank Obama and Trump!
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  111. Yes let's all turn the spotlight to you and your greatness
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  112. ​@@LesHom yap! Before you know it, wages have caught up and these prices still hold
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  113. We've been in a recession
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  114. How can this guy be blaming the government for higher cost of living while begging for it to increase the inflation rate?? Total contradiction
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  115. 🤔 how the hell did you make that calculation?
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  116. I hear so many buyers saying recession = more inventory..but what makes you think, as a buyer, you are not susceptible to job loss? I just feel that most current home owners with such lower interest rates can and will withstand any imminent recession/job loss.
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  117. 2:07 let's be clear, DEMAND IS HIGH but affordability is keeping everyone in the sidelines waiting.
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  118.  @themostsecretscience6409  very true, at the end owning is better than renting. You also make a good point that people have to see it less as an investment and more as a home. Eventually all prices in every industry will go up, and so will your home's value.
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  119. We have a genius one here folks!! Lol
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  120. A pause in the federal rate is not a pivot 🤦🏽‍♂️
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  121. I'm curious what exactly people are waiting for. Is it a higher unemployment due to the current recession? Lower interest rates due to Fed pivot? Is it lower price due to mortgage defaults? What if those things never happen in the next 4-5 years, I'm interested to know what are people's plan B?
    3
  122. Well off financially but can bankrupt. Just cuz your underwater doesnt mean you have to sell, especially if you're financially well of...hhmm some contradictions here
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  123. I love how everyone is excited for an economic collapse. LFG! 😂
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  124.  @kidwichita  💯
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  125. ​ @dsj9831 your house only loses value if you decide to sell at the dip of the market. But it always appreciates longer than the dip. Buy a house as a shelter and not as investment. Buy because you want to be in it for a long time.
    3
  126. ​ @jplebihan I'm happy and relieved hearing this. Bought a 1100 sqft house with two kids, large yards with potential to expand, and while I regret not getting a bigger house. The current house is easier to clean and faster for the AC to cool down which means lower utility bill .
    3
  127. Hey Orlando you know what, i respect you for thinking this far that there is still going to be a housing crash lmao
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  128. ​ @sunnybunnyranch 4.25% apr haha that's chump change
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  129. Travis, i dont think the average minimum wage earned is your typical home owner. Any major layoffs in fast food labor isnt going to dent the RE...maybe the rental sector only
    3
  130. This is exactly what this channel wants owners to do but yet Travis won't even sell his own rental property. If he really believes in a crash, he should sell his property now for a high price and buy again when the market "finally" crashes
    3
  131. You'd be surprised by how much more you're paying monthly for the former versus the latter. This is if the house is listed starting at ~50% of what it is today (~$320k) because you will be bidding. I highly doubt the price will ever drop to 50% of what it is today.
    3
  132. ​ @BAMWmusic  This is what Orlando said 24 months ago!
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  133. RIP
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  134. You have to be kidding me right?! RE is not as important to the Fed as consumer & goods. They don't care if citizens are homeowners or not because the Fed only wants to please rich multi-property owners. Regular citizens can stay renting for all they care.
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  135. What would you like them to do instead? Stop the entire operation?
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  136. Youre one of my favorite youtubers that I recently found. Cant believe just finding you now. Dont give up, you have many supporters and fans!
    3
  137. Man...stop with the "Begun" "Started" "Its Here" type titles 😂
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  138. People ask for more inventory, well hey new builts are being built go buy them! Poor quality, farther out away from metros, people thought the exact same thing 50-70 years ago...the typical damn if you do damn if you dont.
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  139.  @realestatemindset  Historically, people's mortgage to income ratio were 30 to even 50% at the beginning of their amortization. Its temporary. If you have a good career and the horizon shows increase in salary then go for it. Id never expect a minimim wage worker to be a homeowner, not historically not today. But dont rely on an economic downfall to make your move. Everything is a risk. big risk big reward. decide on your level of comfort.
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  140. Dang what are some of the things that says "woke Democrat"?
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  141. Here in the west coast, there is usually a longshore men strike every other year. And the ports provide more than 60% US exports...guess what, there is always a resolution and the show goes on. We'll be fine.
    3
  142. And yet you're here waiting for indications when to start buying a house lmao
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  143. Hi Michael, with all the changes and downfalls of various markets and businesses you mention repeatedly in your videos, how come we don't see that in real life? How come we aren't seeing the impact in the overall economy climate that is allowing us homebuyers make buying homes more affordable?
    3
  144. Lmao lotta funny people in the comments. Dropping knowledge about finance they just learned via YT 1-2 years ago
    3
  145. Its called capitalism and free market
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  146. 9:21 exactly! This is the new standard. The issue with affordability isn't interest rates...it's inventory. Higher inventory lower price. How long is your doom and gloom?
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  147. Travis, did your offer get accepted?
    3
  148.  @tobyk5149  lol Orlando's cheerleader
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  149. FYI, source of data is from Clever Real Estate. Been around since 2017. Based in Missouri. This data's methodology: Clever surveyed a total of 1,000 recent buyers between 2022-2023, location and demographics of those surveyed are unknown.
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  150. You could also get shot, kidnapped or killed during vacation. Your point?
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  151. Everyone keeps saying "They" , who the hell is exactly "they"??
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  152. Nationally and currently we are only 10% lower in price versus last year this time. Many predicts it's going to bottom at 15%, we are nearly there. IMO I don't foresee any significant decrease in home prices from today.
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  153. Stop crying about HOA's when you damn well when you signed the dotted mortgage line that there is an HOA. Always check in with your HOA for updated guidelines. Stop crying Jack, these anecdotes are your fault.
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  154.  @Dentalcoverage4u  my life is awesome and I absolutely don't take it for granted. I love it. I just want to make sure people are informed about the decisions they make, like Travis is about informing ppl about potential regrets of buying now. I'm not wrong in my statement about being informed about your HOA guidelines.
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  155. Both of you made very good points! Still driving my 2010 honda accord nearly 200k and runs perfectly. Bought cash a motorcycle for solo commuting to save gas. Wife's car is a 2018 honda crv and always on schedule with maintenance. No car debt and so much better to our peace of mind.
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  156. What are NY and CA mandates
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  157.  @besnkinic  you're delusional. Go find a home you like and bid it for 25% less and see if you win lol
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  158. Michael: The economy is in terrible shape, no one has money to spend. We're heading to deep depression. Also Michael: *visits and stays at only expensive coastal cities in CA 😂
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  159. You really can't express and describe the experience and concept of raising children. People just have to go through it.
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  160. Do you rent or live in your own home now?
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  161. Michael can you do 7 reasons WHY TO BUY a house in this economy?
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  162. You should be a multi-billionare by now, are you?
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  163. That inflated price will be lower than the baseline market price in a few years ... With a good interest rate
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  164. This comment isn't going to age well 😂
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  165. Talk to me when people with kids are getting laid off and not early 20-30's living on their own. Easy to survive that foreal.
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  166. Crash...20% from what year? Today or pre-2019?
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  167. So you're part of the problem 😅?
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  168. Here you go again Travis…telling people to stop buying houses…while you submit offers yourself smdh
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  169. 🧢🧢🧢
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  170. Is it the realtors or the buyers putting in higher price points to outbid the 30 other bidders?
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  171. ​​ @realestatemindset  The majority wasn't rushing. Send me a data that shows people were "rushing". It looks like people were rushing and there were lines for viewings because there was and still is the low invenntory. You know exactly what I mean by timing the market!
    3
  172.  @realestatemindset  well first off, your channel keeps deleting my other responses. Wonder who and why they are doing it? Timing the market with the likes of this channel is the practice of buying or selling a property at a specific time in order to get the best possible INVESTMENT deal. The sources you've used for homebuyers with remorse were uncreddited with a concentrated sample size of less than 5k. The Norada real estate source has higher mortgage as the reason at 22% only. In contrast, at 27%, is location (that's a buyers fault not the market).
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  173.  @MichaelBordenaro  agreed although I'm beginning to think people would rather see the price go down first before the rates.
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  174. Where did you get the 50% data from?
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  175.  @toysandkids1165  im from CA and it is not in my area. Where in CA are you in?
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  176. Why would you spend a dime for mediating mold? Isn't that the landlord's responsibility?
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  177. Careful what you wish for 😂
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  178. Im still on my 2010 honda accord ex-l v6, 177K. Paying $2.5k to replace all gaskets in engine. Not letting it go until I hit atleast 200k mileage atleast.
    3
  179. ​ @elizabethparsons1990  Are those homeowners selling? Cuz its not underwater unless they are selling
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  180. ​ @bonanzatime 😂 good one
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  181. Orlando, when are you going to start talking about Real Estate again and how these fire will impact the limited inventory in SoCal. It's going also going to raise prices here ... Something you keep avoiding. How about that crash talk?
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  182. How can you be a consumer if you can't even afford to buy anything anymore?
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  183. Hey Michael how does it feel to always report on bad news narratives?
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  184. I'm getting a, and the entire corp company, a 5-6% salary increase annually. Also is free COVID money really that significant. I only received a total of $6k, extremely minimal contribution to my housing savings and down payment
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  185. Two words: real estate
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  186. ​ @daveblackman816 "I know someone" haha yea that doesn't relate to the general. I've never heard anyone paying more than 100K over asking .... CA here
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  187. Crash #2, here we come!!! It's gonna happen 2024 and I'll make sure to buy atleast 3 houses
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  188. Hey Travis, if you believe a crash is coming, why don't you sell your rental house and cash out big. Then buy again at a low price when the big crash happens?
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  189. @keyisersoze lol so wall street sets the taxes and inflation rates. And people are absolved from taking investment risks...you clearly have zero knowledge of economics
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  190.  @stevecarpenter2638  you watch too many damn movies. All you stated are assumptions. You don't know ish about the "game"
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  191. Who tf pays $800/month for student loan...relax
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  192. ​ @kidwichita $700K to $300K is such a significant difference, pls tell me these are from 2 different states? I'd say cap 🧢🧢🧢
    2
  193. Do you think you will still be competing with the same amount of investors and many other buyers that are also waiting on the sidelines?
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  194.  @Wise__guy  you think wise guy?
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  195. Travis, when are you going back to talking about real estate and the upcoming opportunity to buy low?
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  196.  @jermon983  lol I have no interest in having a YT channel. Yea youre right i know nothing about RE based on my initial comment 🙄
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  197.  @farhandahir1427  SoCal here and prices are still climbing. Only decreasing houses are those in very bad condition and/or far away from central hub cities.
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  198. Wow Todd moving that crash/correction criteria post again...before 2022 he was saying that it was the worse time to buy. Now a crash and correction baseline is from 2022 smdh
    2
  199.  @artlife6210  I think what you decided for yourself is perfect. I only stated smaller interior in comparison to a house and those with kids. Hey, I would do the same...maybe my wife and I once we become old and empty nesters. I simply couldn't do that right now with young children...which is the typical home buyer demographic.
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  200. American people and their sports smdh
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  201.  @anthonyrichardrealtor9365  I should have clarified, isolated from recent housing market changes. I read through various market summaries from the site and many, if not all, where evictions increased was due to the moratorium of Oct 2020 (some cases to 2021 extensions). There was a lack of significant connection between increase of rent prices to increase of evictions, which we can assume to be the reason but the site is still lacking that evidence and data. This video did not show increase in squatters with data but rather was simply something that is "skyrocketing".
    2
  202.  @anthonyrichardrealtor9365  i just love how this channel keeps deleting my replies
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  203. Michael: No one spending money. Inflation is high. Everyone is struggling to pay utilities. Save your money and wait for your opportunity to buy Also Michael: Hi were here in sunny California, staying at the most beautiful and expensive coastal cities 😂 We love you Michael, keep doing yo thang
    2
  204. ​ @everss02 how you get those numbers?
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  205. ​@@LesHomif you are single (or even a couple), dont have a family or necessarily need a turn key, just bid lower and work on the house yourself.
    2
  206. At the end of the day, most people want a property/house as a home and not as an investment. Stop revolving everything around the money aspect of buying a house, unless you are a hedge fund investor or a flipper, then "I hope you lose" lol
    2
  207. ​ @iiio12 says the renter
    2
  208.  @Dentalcoverage4u  that's IF they sell. People forget that buying a house is less of an investment and rather a stable shelter to raise families in. That the problem with buyers today.
    2
  209. Insurance payment beyond your deductible based on signficant damage is what your premium is paying for. Id rather have insurance vs saving on my own. For example, if by year 2 as a homeowner would you be able to afford fixing half your house that was burnt by an electrical short circuit? Insurance also help pay for a temporary place to stay, ensures all work was done to industry standard, reimbursement of personal item loss etc.
    2
  210. Why wouldn't they be able to, if student loans are already considered before approval of mortgage loan?
    2
  211. Ppsf in my opinion isn't the best way to monitor house values. A property's layout can make a huge difference and this takes in person visits. I've seen so many homes with under utilized space or unusual angles that can turn a potential buyer away.
    2
  212. Y'all been saying this for 2 years 😂 I thought the crash is here?
    2
  213. Travis did you ever increase your rent price to your current tenant? 🤔 Honest question
    2
  214. 1:16 you can afford but doesnt cash flow, what does that mean? Are your clients investors, flippers or mom and pops landowners?
    2
  215. Fear mongering. Sounds like most people aren't doing this based on all the comments here
    2
  216. 15:13 actually on the contrary, you dont have the RIGHT at all to talk smack about CA cuz you didn't make it out here. And im here where you're from, Chino.
    2
  217.  @MSMAXIALE  exactly! Lol there's an incentive here
    2
  218.  @MichaelBordenaro  that's right! Avg Americans savings are declining. Careful of inflation. But glad you're traveling and on vacation (while working for YT ads). In all seriousness, it's good to take time off. Safe travels.
    2
  219. Just dont be parking on my street
    2
  220.  @robertbrown1021  I would never wish to buy a home because a family lost theirs (due to recession, job loss or death or etc. ). That's such an unfortunate event. I just wish something can really be done with all this housing chaos.
    2
  221.  @thejuicerr  exactly! My neighborhood (Chino) is still hot and house stays in the market less than a couple of weeks
    2
  222. "I'm one of those dudes" man gtfo, 🧢🧢🧢
    2
  223. How y'all know they didn't end up together? Video never confirmed, for all we know they could've hooked up or even became a couple. Now that $219 would really have been worth it?
    2
  224. Why did you settle?
    2
  225.  @SirCarlosMusicBMI  im from California. Without details to your matter, its hard to make any opinion. Wish you the best of luck
    2
  226. I'm really only concerned about my local RE market. Every jursidiction is different. Thankful for CA prop 13 while there are so many bad CA policies.
    2
  227.  @tobyk5149  it's not going to be repealed just like a years ago. Democrats are adding it under a different name to confuse voters. Who the hell in their right mind as homeowners and renters going to agree to a prop 13 repeal??
    2
  228. Great interview David! Of all the housing market news, Ytubers and analysts predicting the market. I've always followed Ivy, not simply of her historical track record but consistently agreeing with her on major topics. Straight to the point!
    2
  229. ​ @bdog0212 ain't nothing wrong with renting for now
    2
  230. I thought it started last year?
    2
  231. Do you have a credit card? Then you're part of the problem.
    2
  232. 2-4, that's all?! Get your money up kid
    2
  233. ​ @AmericanWears 💯 exactly!
    2
  234. ​ @nogotrobot7954 You're not getting the same policy from a century ago. Don't hold your breath.
    2
  235. So what's everyone's plan for 2025 if the market doesn't turn around for buyers??
    2
  236. 12:20 Travis aren't you a Mom and Pop RE investor since you have a few properties for rent?!
    2
  237. They acknowledge it but what are they doing about it?
    2
  238.  @Betterworldtoday2025  lol
    2
  239. Sure so he can push the Fed Reserve and the economy down to a 1-2% interest rates. Swear yall supporters have no idea the consequnces he caused to our economy today smdh
    2
  240.  @MrClownWorld  imagine thinking material is as important as the water bill. Less is more 🤷
    2
  241. No, the only one putting fomo are the people themselves. Take accountability. You acquire a realtor when you solicit for one. Stop blaming others, control your own feelings.
    2
  242.  @psikeyhackr6914  I know mom
    2
  243. Not every market. Most metros typcially have higher mortgage than rent. However youre paying towards principal. Rent tends to increase higher than mortgage w/ prop tax and insurance as well
    2
  244. @TheTalkingTim What's keeping you from going back to renting? Personally I love DIY's and occassional yard work. Gives me more pride in my home that I don't get the same from renting.
    2
  245.  @jacinedelarosa6302  I hear that! I had to make so many sacrifices by not taking my family on vacations, buying expensive items and selling my toys for years just to get a house. And Orlando and fans are crying about chicken and spaghetti's hahaha come on now!
    2
  246. People who hate on homeowners are just bitter that they aren't. Instead just focus on what you can control
    2
  247. ​ @AB-fq4mr it's called demand and supply. And it's going to get worse since most home owners have refinanced to lower rates...atleast for the existing homes. 😢
    2
  248.  @realestatemindset  100%!!
    2
  249. You need to take some lessons from michael on how to walk and talk 😅
    2
  250. It's called entitlement
    2
  251. How exactly does it tank after the election?
    2
  252. So with all these apparent house price "crashes" why aren't people buying houses? Are people waiting for atleast 40-50% decrease?
    2
  253.  @shroudedinshout  respect for being aware and honest. It's the first step to your goal. I wish you best of luck.
    2
  254. Oh so we're just throwing numbers around now 😂
    2
  255. ​ @seanou2837 u sure about that?
    2
  256. Scared money don't make money! 😅
    2
  257. Hey Travis, where can I buy that "Crash Bros" t-shirt?? 😂
    2
  258. Damn Orlando...now you're just reaching haha
    2
  259. 8:28 im in CA my equity is up by 4% from 6 months ago. Went dowm by 0.01% last month.
    2
  260.  @ChrisGenXer  lol by the time you are ready to buy, prices have already gone up 4-5% yoy
    2
  261. Is this a poem dude?
    2
  262. For all you Cali haters....SUCK IT!!! Lol 😂
    2
  263. Travis, not gonna lie. I had atleast 4-5 people in the last week, both in friends and strangers ask me about my lender and agent. I'm in CA and folks look like they're getting ready for the Spring to buy
    2
  264. Teacher pay has always been low even before any drastic increase in inflation
    2
  265. ​ @Katadori09  this has been going on for 2.5 years already wdm??
    2
  266. Orlando basing facts on inflation "feelings" haha
    2
  267. ​ @tobyk5149  you should move outta state bro, idk if you can afford it anymore.
    2
  268. Any Airbnb hosts in these comments? Tell us what ITS REALLY like lol ?
    2
  269.  @Track20x20  Noice!
    2
  270. They are also not concern of the housing market
    2
  271. That's right kick em out!! More the reason to huddle up in one home or find a cheaper shelter.
    2
  272. Yeay im going to buy a house now!!
    2
  273. Source pls?
    2
  274.  @realestatemindset  even real wages have its ebb and flow but since the 80s and even before then, it has shown to always increase. Surely real wages haven't impact you enough that you couldn't afford your fishing trips? My point is people are still affording things
    2
  275. Lets go for deep depression, im talking about 70% unemployment nationwide!!
    2
  276. Actually most recent home buyers did NOT accept a loan at their max. So I say, they'll be fine. Might be more frugality than usual, but they'll get through.
    2
  277. Soo hows those stocks today? 😂
    2
  278.  @gymjoedude  GL getting a house after you file for BK
    2
  279. But did they tho or are you speculating? Let's wait until a massive hike in inventory due to not being able to pay property taxes before claiming anyone "crying"
    2
  280. While yall saving crumbs, Michael here is vacationing and expending 2/3rd if the year 😂😂
    2
  281.  @gemjess132  thanks!
    2
  282. Great video Travis!
    2
  283.  @geocam2  thank God for prop 13 at CA
    2
  284. Michael you've been running your mouth and BEEN talking trash to people who had made the right choice to purchase investments (aka house) in the last 3-4 years. Gaining capitals, stopped rent increases, establish a foothold for their families, etc. Dont dish it if you can't take it dude. Now is not the time to be the "bigger" person.
    2
  285. Wouldn't all those demands that are currently sidelined then will all get in the market at the same time? Wouldn't this cause more bidding frenzy again? Atleast let's prepare, first come first serve on a better price.
    2
  286. Sounds like YOU ARE changing your tune 😂 what no more 2008 crash like you always said? Govt FTHB aids have ALWAYS existed...crash bros never complained then
    2
  287. Its a trap!
    2
  288.  @EconofinUSA  because renting out an ADU is not guaranteed. This program encourages many homebuyers to take on a mortgage that is too far for their reach. ADU profit should always be a supplemental to income not as an incorporation of.
    2
  289. @davidallen2682 you should know by now "Free market" always involve the govt. You're a free citizen but live through the confinement of the law. Why do people only complain about govt involvement when it's not doing them the favor? Obviously not when Trump was around and rates were near zero and everyone was over-consuming. Lots of people just missed out or were outbid during the biggest opportunity to purchasing RE during that time. That's capitalism. Big bank eat small bank. I agree its not the best of time economically now, but while most think its a crash, I think its any inflationary correction.
    2
  290. CA here, still selling and prices are more than not stagnant
    2
  291. This data is only based from 1,000 recent buyers ... from Missouri 🤔
    2
  292. Are you actually waiting for it to be the same price as 2017?
    2
  293. FEAR FEAR FEAR FEAR FEAR 👀👀👀👀
    2
  294.  @jizzyjake6783  That seems quite high of a savings (600K loan = 200-300K backup) for an average person. Lifestyle is subjective. How did you come up with that calculation?
    2
  295.  @Kevin-im1ns  I'm sure they will contingent on how fast they'll get another job and what their savings are. Especially if they bought at a very low rate. You also don't know how much they bought their houses for, could be pre-pandemic . Your example has a lot of unknowns.
    2
  296. They already mentioned two more hikes before end of the year. Do y'all just rely on YT for news resource?
    2
  297.  @green3488  lmao I just had to laugh at the Egyptian part 😂💀...aight I should've specified, next time
    2
  298.  @marks-0-0  Wait, so you've never taken a girl out for dinner before they became your girl?? That's crazy lol, y'all sad as hell! Dating and paying ain't that hard, I mean unless you pressing for money, which what it sounds like.
    2
  299.  @jokbok995  🧢🧢🧢 you ain't getting no dates lol
    2
  300.  @jaydeeare285  What other choice do we have? And not for long! And many will just move in with parents. And why a Porsche, out of all the vehicles in the world, you use it to buy a Porsche brand smdh?!
    2
  301. Bad financial situation because they can afford the mortgage payments? 🤔
    2
  302. Travis, youre talking about "locked out" in a home as a bad thing lol...most families are young, with young children, and of age to stay put for the next 10-15 years at the least. Most couples are having kids in their mid to late 30s, which also means they have a much more secured and established careers.
    2
  303. Speak for yourself dude
    2
  304.  @ebones6957  hey I can respect a person who is honest about their fear. Thanks for sharing. But dude, life is too short. Never live in fear! And if things start to go south before you know it, address it at the bridge and adjust accordingly. Create mitigation plans now if you have not. But even if you lose everything, its not the end of the world. Never ever live in fear! This is coming from a family man with young children and a wife, a great job, blessed with a house, and many depending on me and alot at risk. But I REFUSE to live like things outside of my control will crush me. That ain't living! And im not scared if I lose my material things, or i dont go to vacation this year, or have the latest truck, boohoo...as long as I have my family,friends and health..I'm good, im thriving and fortunate.
    2
  305.  @Kskep  rates aren't going to come down pass 3% in a very very long time
    2
  306.  @patriotsakaalsalazar4111  wouldn't that be the case for someone who wants to sell their house? Why would anyone sell their home sitting at 2-3% APR? Unless there is a major recession and unemployment, I doubt a crash worse than 2008 will happen
    2
  307.  @House_hacker_619  dude save some houses for first time young families trying to raise children lol!
    2
  308. Doesn't make sense, did she ended up working at McDonalds after graduating?
    2
  309. Nobody buying but the price aint crashin
    2
  310. "13% can't afford payment if they aren't able to refinance"...doesn't sound so many at all especially with the low number of recent buyers
    2
  311.  @fosiko123  This so called crash ain't gonna be like 2008. If you have long term plan, you'll be fine. Esp. if you have job security. That said, I'm also ok with waiting to see how 2023-2024 market fairs. If it doesn't change, for sure a significant crash ain't coming.
    2
  312.  @losfromla1480  no crash in California 🤷🏽
    2
  313. ​ @MrNatsuka  People have been talking about Fed Reserve printing significantly more money again... Hasn't happen in 2 years. Y'all think you're smart lol
    2
  314. So many following you and so many videos are made about the need for housing affordability, tells me the demand (in the sideline) is very high...aka shadow demand
    2
  315.  @realestatemindset  all I'm saying is there is a huge "unhinged" demand. There's no reputable data about sideline demands, so you can't prove there was ever not in history and vice versa. But it sure does feel that's very high these days
    2
  316. Why cant the housing market just be stagnant for a while? Juar cause it doesnt go down doesnt mean it has to keep going up?
    2
  317.  @John_Lee_  🙌 thats right!! Keep that car going! Treat her right and she'll do the same
    2
  318. I love my neighbors, im at 6%. Im good and not moving
    2
  319. Ask how much a lawyer charges for multiple house visits, mileage, etc.? See if the cost difference between lawyers and RE agents is significant enough. I would only hire an RE lawyer if it's a private sale, special provisions, or act as the agent myself.
    2
  320. Housing is not going to crash for another few more years. And when it does, the prices won't be as low as pre-COVID. But it is still a good idea to save your money and limit your spendings if you are priced out.
    2
  321. These crash bros talk about income wages by individuals and not by dual income homeowners. Majority of homeowners are at 15-30% (dual) income-to-mortgage ratio
    2
  322. Y'all take Zillow to the heart
    2
  323.  @Thatoneguy-e2f  Funny thing is, while y'all roast on, they get their asking price or higher/lower, they're going to receive at least 25% appreciation from selling. Its OK to be on the sideline and hate. But don't hate the playa, hate the game. Be in it to win it
    2
  324. Yall lucky Travis keeps deleting my comments
    2
  325. S T A G N A T I O N E N T E R I N G
    2
  326.  @StructuredCapitalGroup  exactly, he might not want kids anyways. He living for himself and that's fine.
    2
  327. Travis, do fishing trips count as a saving procedure? 😅
    2
  328. Dude Clever Real Estate Agency is not a reliable source to get your data from
    2
  329.  @DrDisinfect_TheWorld  you're right its already happening , don't need to wait for 2024. But all people should first do is make the necessary financial adjustments. Do you track your budget per month on a spreadsheet, if not you should? Whatever happens, when you get to a certain bridge financially then decide the best then. You can live conservatively financially but no in fear
    2
  330.  @truckingwithtobee  most of those are probably in retirement. I know family members who did, can you blame them?
    2
  331.  @Casket771  yea your name checks out 🤦‍♂️
    2
  332. How do you ask us if we enjoyedcthe video when it's all bad news ?? 😂😂
    2
  333. He keeps us all clicking 😔
    2
  334. And yet you didn't buy it at $485k smdh
    2
  335. You can blame Bush and the republican party for bailing out banks in 2008. Then comes Trump to push the Fed Reserve to a nearly zero interest rates so him and his buddies can buy up properties. When are yall gonna learn the conservatives' focus is to conserve their capital assets?? The rich gets richer
    2
  336. Kasparian talks as if she's an engineer 🙄
    2
  337.  @KorthyV2  its ok your investment is generational wealth, not a house. You can make any place a home. What are you investing in...bonds, CD's, HYSA, stocks? Think about day trading stocks and youll really pass the RE appreciation.
    2
  338. Funny how they don't ever disagree on ANYYYYTHING 🤷
    2
  339. Travis what's the update on the house you submitted an offer on?
    2
  340. Just an insight and perspective from a non-black here (I'm Filipino married to a White/Puerto Rican woman). I consider myself Pro-Filipino in the same way one claims to be Pro-Black in the most general sense. The level of my knowledge of my culture, pride for my people, love for my country and desire for the next Filipino-American and the community translates to a level of empathy and understanding for someone who attains the same level of pride and love for their own race. It's because of my awareness of the love I have for my race let's me understand and appreciate someone who is also pro of their own race. It's a beautiful thing. At the end we think this way because American society and culture keeps us in arms and defensive. But at the end, I will never give up being a humanitarian for being a patriotism/nationalism.
    2
  341. What makes it an incredible quality of life?
    2
  342. Cuz yall been spoiled by a lifestyle prior to the last 4-5 years. Just make the necessary adjustments
    2
  343. Hey Travis, I tend to be more bullish than bearish. Ive watches many of your videos but you made some really great points on this video, points that I agree (e.g. new builders forced to significantky lower their prices)
    2
  344. Fr 😂!
    2
  345. ​ @Mobev1  ahh so youre just here to flex 💪 lol
    2
  346. ​ @jackshull1963  So it's not most. Wonder how much 35% really impacted your RE market?
    2
  347. 18:39 more the reason why its not like 2008
    2
  348. Glad I took a mortgage loan on my own and not over stretch. No loan from my wife leaving her room to take one out for another house if there is a crash. Thankful that I also receive an annual raise and annual bonus. Looking to be promoted in the next 2 years. Job security is the upmost importance for buyers right now!
    2
  349.  @ignazs.5816  Your plan doesn't translate to American tax and rules, so your comment is unrelatable to 99% of the people here. Gl in Mexico.
    2
  350. Which city?
    2
  351. It's gonna go down to 60-70%!
    2
  352.  @HPM619  Once you pay off the mortgage, you are no longer obligated to have insurance. Property tax will always cost significantly less than renting for a whole year. And obviously, you earn equity when you decide to sell your house. Try doing that while renting an apartment. People that say things like your comment are just finding a way to cope and justify renting. But that's OK. People who own their homes know or paying mortgage know that they are sitting on more equity and more security than those who rent.
    2
  353. "There are still FTHB down payment assistance around"... Those have BEEN around for decades
    2
  354.  @toysandkids1165  that makes sense, Santa Clarita is too hot and further out from LA. Only thing selling there are homes with HOA and mobile homes
    2
  355. But then they afford for maintenance and repair now...thus you being called
    2
  356. ​​ @bigrod997  I think it's not that sellers CAN'T sell at a premium but average buyers CAN'T or REFUSE to buy at a premium. The question is if today's prices are really at a premium or if it's the new baseline? Personally, there's more chances for new built prices to go signficantly down vs. detached houses which is now becoming a real hot commodity. Space, land, and proximity to city centers are shifting.
    2
  357. the day minimum wage workers are the average homeowners would be the day pigs fly
    2
  358. Low rates was heavily supported and encouraged by Trump so him and his wealthy buddies can capitalize on RE
    2
  359. ​ @joseCalderon1976 cool story dude
    2
  360.  @Dorian_Gray83  true but it doesn't really matter if you're making mortgage and have a long term horizon. House value will eventually rise again.
    2
  361.  @Dorian_Gray83  you all are living in fear...what if what if what if. You lose a job then address the situation when you get to that bridge. If you want to wait for houses to drop so low that you can still make it thru payments if you lose your job, then go ahead keep waiting. Lmk how that goes in 10-20 years.
    2
  362.  @alansmithy7930  Housing shortage is not the issue , it's the high demand due to this generation's (gen Y and Millennials) large number and of age to settle or nest down.
    2
  363. Timi😊ng the market 😳....
    2
  364.  @kidwichita  inflation has barely made a dent since most home owners have a sub 4% interest rate on their mortgage. I refer to "only" as the job loss by a group of "mostly" type of people. I didn't need to say "only" but im not the best in grammer. That said, you're obviously a beginner in RE. Move along
    2
  365. Michael, it sounds like you want to cry
    2
  366. Ok Orlando, you said it "Recession is here"
    2
  367. ​ @realestatemindset the first article sir. The bases of the argument. And I'm usually a fan of your data
    2
  368. Wonder what people will say when roads begin to detoriate, no capital funds for major repairs and improvements to schools, crime increase with lacking enforcement and fires are left to burn.
    2
  369. ​​​ @Megs658 I disagree, many of my friends who dont want kids say things liken"because im still selfish" reasoning to enjoy more vacations, more consumption for their hobbies or material, more things for themselves. Hey thats all fine, more power to them, but parenting is A LOT of SACRIFICES of one's self: time, health, money, energy, patience and peace of mind lol hardly a self fish thing
    2
  370. ​​ @JohnSmith-bb1sv  I had kids in my mid 30s which is considered late. Never thought to have kids my entire 20s. But once I had kids, its one of those "if you know you know" kind of deal. 100% agree with you that pursuing and acquiring money does not even come close to the energy I put in growing my family with love. No amount of money can replace it. My wife and kids actually made me more serious about my career, retirement, stocks etc. My family's health and joy takes precedence 10 out 10
    2
  371.  @daveblackman816  exactly thats just you and DC...one city in a giant nation. DC ain't even on the top 20 richest cities. Check that out and tell me how many California cities you see. CA > DC
    2
  372. Lol how long do you plan to stay in your house? Moving every 5 years? Swear ppl dont have patience these days. Raise a family and settle down, 15 years will fly by real quick
    2
  373. Why would lower rates equal decline in house prices?
    2
  374. "Can call that mortgage", what exactly does that mean?
    2
  375.  @kidwichita  that's the very last resort, I assure you they will work with you on numerous options to keep the house. People will find insurance first and way before a bank will even think to call you
    2
  376. Demand for housing is different than demand for renting
    1
  377. ​ @levimcfadden7276 so what rate are you waiting for?
    1
  378.  @kidwichita  I understand what the reasoning would be but that is such a a large disparity. You mustve initially been looking at 2500+ sqft and went down to atleat half of that if in the same area.
    1
  379. 46:06 Isn't buying a house a slow and patient investment? Real estate, however they dip, will always and always increase in longer terms (atleast in most markets/cities). In addition, there are intangible pros to owning a house especially when one has kids.
    1
  380.  @T_Cruz  hahaha
    1
  381. Any update, it's now April?
    1
  382. Give em to me, trust
    1
  383. ​ @Mrdiver001 hell yah, you have a war chest full of money like me! Waiting for the mayhem to happen to unload all this cash on RE, 2-3 maybe 4.
    1
  384. You mean Orlando and the rest of the crash bros pushing for subsriptions and "free" lessons/newletters 😂
    1
  385. This goes against a lot of what the foundation for free market and capitalism. But I wish it could be done.
    1
  386. Hey Travis, are you doing fine? The emotions are high in this video. Rememeber RE should never be analyzed enotionally but logically
    1
  387. ​ @marojupavan  wage increase or supply will eventually catch up. Either way the price will remain high (not a drastic increase) but interest rates will also remain 7-10% by that time
    1
  388. Does an avg middle class want to live in vacation homes/areas? 🤔
    1
  389.  @joeyork9891  huh?
    1
  390. Relax, its only a one or no more than a handfull of companies. Haha you're running out of topics Orlando?
    1
  391.  @josephguastella8037  this comment is trite
    1
  392. Unemployment mindset
    1
  393. Yap sideline buyers too
    1
  394. But isn't overall investor RE make up a quarter of the market? Even if they all release their properties in the market, do you think it will meet today's demand?
    1
  395.  @toinengwyn3935  the only major difference this time is that demand is still high (or else this channel won't have as many views) and supply is at historical lows. I wonder how big of an impact these really has on the market 🤷🏽
    1
  396. 7:45 im sorry michael but your entire "LA-CA" neighborhood visits and market analysis miscontrues the real LA market as a whole which is that you neglected (and avoided) to do the analysis based on the middle class neighborhoods of LA (southeast, southbay, the valley, etc). Your focus on million dollars plus homes and coastal areas is just a niche and a small (extremely rich and wealthy) population of LA County. That said, I did enjoy your guest in this video. She stated a lot of true facts about the LA market in general . -By a middle class LA native (have lived in various economic and social classes including the valley, DTLA, SFS, Norwalk, Long Beach, and Orange County-Irvine/Newport Beach)
    1
  397. ​ @AssetAllocator99 Wth is considered a medium term rentals?
    1
  398. ​ @Dentalcoverage4u  source regarding 80%?
    1
  399. Brilliance and Bravery 💯
    1
  400. 19:24 wheres the fact that fraud is a national issue? Sounds like TX problem
    1
  401. YOLO started way before the pandemic dude
    1
  402. This is what that is, sponsored by Orlando!
    1
  403. Michael, when are you going to start taking accountability from telling people to not buy a house in the last few years?
    1
  404. ​ @Kurplode  and all the while the interest rates goes up as well!
    1
  405. ​ @JacobColson34  you need to bid on properties with seller motives that doesnt support corporate investors. Trust me theyre out there but you wont know being on the sides. Dont underestimate seller's motive who simply want to give home ownership (wt a fair price) to someone who really needs it
    1
  406. ​ @liviyatulbya481 What exactly is "true" capitalism?
    1
  407. I agree on this on many levels. American culture is more concerned of money, investments, and capitalism, that unless you have these, you will have a better quality of life. But I believe there needs more leniency and care for those that are elderly to get the proper care and that is most closely to housing/shelter.
    1
  408. Travelling doordash travel 🤨🤔
    1
  409. Orlando aint nobody tellin you nuttin but where's that crash tho?!!!! 😂😂😂
    1
  410. 10:31 its probably because those properties are in poo poo conditions in the first place. Turnkey starter homes are still holding and increasing prices atleast in SoCal
    1
  411. Terrible idea
    1
  412. ​ @brandons2842 in what way is it outdated?
    1
  413. What happens when you have kids?
    1
  414.  @johnnifly  sounds like you have a good plan
    1
  415.  @StructuredCapitalGroup  overall I don't think the housing market will dip lower than 10% and not a sub 4-5% rates, two years from now.
    1
  416.  @StructuredCapitalGroup  thanks and good points. I'm in CA and so fixer uppers are limited. If I was single or just me and my wife, this would be easier. I'd jump on a fixer upper in a heart beat. I'm pretty handy. But wife wants a turkey move in due to 2 very young kids and we want to focus our energy (and money) into their education and activities.
    1
  417.  @realestatemindset  thanks and great to hear
    1
  418. Why?
    1
  419.  @jayc4715  why not do that now? Rates don't matter if you're buying cash. If you think increase in foreclosure, imo I highly doubt it'll happen in a significant qty
    1
  420. Are you a homeowner or renter?
    1
  421. Many guys in this generation has no balls to take risk and be in a relationship...be vulnerable and make mistakes. Too serious about money and the future.
    1
  422. How's so?
    1
  423. Hangover started when covid ended...2-3 years ago
    1
  424. You'll have to provide data how many are actually accepting this offer. As far as I'm concerned they just rolled this out.
    1
  425.  @tilleryinnovations592  only if interest rates go below 3% which I doubt we will see again for a very long time
    1
  426.  @realestatemindset  yes I think govt should give builders incentives to build so that the supply will increase ie. subsidizing material, expediting the permit process, etc. Builders incentivicing buyers right now is futile because the demand is still high
    1
  427.  @chadmasters3935  Agreed! SoCal here
    1
  428. Mitch is milking the ish out of these RE "experts" and viewers hahahaha
    1
  429.  @waynewallace2061  like he says "noone saves money anymore" kinda hypocritical ain't it.
    1
  430.  @Pinkfrosting962  you're right 😂! Micheal is frugal
    1
  431. ​​ @tobyk5149  Fear Of Making Offers daz right!
    1
  432.  @juliorivas7428  if there are 16 leading indicators stating decline, then why even care what the FED says? We've had previous recession and did fair. It's not a matter of or if a recession comes but how significant of an impact it will be. People here talk like they want a depression. Sure let it come and noone wins!
    1
  433.  @juliorivas7428  I agree but to what the degree it will be, we don't really know. IMO not as bad as doomers would like.
    1
  434. So Julio how's that lowered rates coming along lol ?
    1
  435. ​ @juliorivas7428  how's 2024 cleansing coming along? We are still in a recession. Pls don't listen to guys like these who are too rigid and can not adjust to alternative patterns of the econony of today.
    1
  436. Salesman😂
    1
  437. Take it back!!
    1
  438.  @StephenGamboa  and how long is that going to be? How much more are things going to cost? I understand how QT and QE works but he should just state the latter knowing its going to impact the cost of things even for a short while. The contradiction is that he blames the very institute that controls rates (even though the Fed Reserve is not truly a govt entity but is highly affected/regulated by it)
    1
  439.  @StephenGamboa  I understood everything he said, I'm not buying his book. Govt intervention in economy is required if done correctly. If you all blame bank bailouts are one of the major reasons we dont have a crash yet, you all do not understand the fundamental of American capitalism and investment. Its all a game! And if you dont how to play it, you already losing. Capitalism is more than not, an unfair game. If you all are waiting for massive unemployment and inflation to increase, don't think that buyers are not susceptible.
    1
  440.  @arabee4497  If you're banking inventory to come from "one expensive repair", you're thinking current home owners are not putting money aside for savings. They most definitely are. It also wouldn't be enough to offset the high demands for housing. There are also so many purchases of new builts. These homes are far away from any repair, longer warranties, and insurance backing.
    1
  441.  @arabee4497  we will see...banks have stricter lending qualifications these days. But we will never know until the next coming months/years. I do hope for the best for all of us looking for a home.
    1
  442.  @matthewsmith2362  Great advice! Less is more.
    1
  443. ​ @General_Maximus  You shouldnt have to leave honesty by a leader on fact checking, typical audience don't necessarily want to watch closely and have homework at the same time
    1
  444. All I know is that the economy is so good, we can all still have vacations and trips...right Michael 😂?
    1
  445.  @ckm-mkc  months for those in bad condition or require a lot of renovation. Turn key homes are still hot
    1
  446. ​ @Harry_Dawg.  Do it already dawg, walk the walk dawg
    1
  447. ​ @pqtpat7734  congrats! Good for you
    1
  448. If everyone losing money, ain't no body buying a house haha
    1
  449.  @madandinzane  Houses do not meet demands as fast as toilet paper. Perhaps someone who has a history of failed purchases may need to continue learning more before advising?
    1
  450.  @tobyk5149  thank god we have California Taxpayer Protection Initiative (CTPI) to stop the lies and loopholes of prop 13 ballot frauds.
    1
  451. Does that mean you regret buying the house?
    1
  452. How is Bianco going to address the housing market affordability issue again?
    1
  453. Lots of people, non corps are buying and maintaining.
    1
  454. The Democrats live in this admin's head rent free all day lmao Trump caused the inflation by pushing the FED Reserve in 2019 to near zero interest rates
    1
  455. @Purple_Pessimist  wth does "goated" mean in this context?
    1
  456. What exactly dictates a house's worth, the real estate market, the condition of the house, the size of the house, the appraisal's evaluation, etc?
    1
  457.  @donwhitton7791  what do you mean "fall in love"? Can a house really be overpriced if appraisal is valued at current RE value?
    1
  458. Start buying!
    1
  459. Say goodbye to homeownership then 😂
    1
  460. Yap, I hope trump comes back and nose dive the rates to near zero AGAIN 😂
    1
  461. Are they upside down only if they sell the house?
    1
  462. Why can't you just do the latter now if you know it'll be the best life for you and your wife? I would😊
    1
  463. 😮 that'd be a disaster
    1
  464. He said it yall! Save your money dont buy $33/month app 😂
    1
  465. Orlando, based on comments here...BF didnt bankrupt no one 😂
    1
  466. ​ @tinahale1471  What kind of pain was he in? Physical pain and needed surgery but UH insurance denied him? Backstory about his pain?
    1
  467.  @thegods2622  where did you get the 7 out of 10 data? And $1000 is not enough for an emergency fund
    1
  468.  @MrBankForeclosures  Fortunately the housing market this time around is nowhere near the same conditions that made 2007/08 the way it was. Were you even an adult then?
    1
  469.  @thegods2622  I saw from various sources 70%, 61%, and 50%...so which one is it really?
    1
  470.  @32kay12  if the prices decline steeply, wouldn't your current house (if you need to sell and use that equity for the next down payment) also would be sold at a much lower price as today?
    1
  471.  @financialninja3180  down the road it goes! What do you mean by "keep clicking" btw?
    1
  472.  @financeexpert594  If I lose my job, get another one. If I can't, sell the house duh. But the likelyhood of that happening is much significantly lower (high job security) than the alternative. I don't care for my house to lose value rn, because it will eventually go up. I'm here, at the least, for the next 20 years
    1
  473. They were not engaged, more like just a baby momma
    1
  474. If you say the prices are still going to go down, investors would be selling their properties right now to avoid being further under the water....but guess what, they are not. 🤷‍♂️
    1
  475. Hey Travis, im sorry but you seem extremely triggered by the opinions of bulls. They're living in your head rent free! I thought you've changed that a few videos ago. I hope the best for you and your health. Keep focus on your own predictions and data. You're doing well by reporting just that.
    1
  476. Dont let these people tell you only the bad news with new construction. This is the inventory people have been asking for with lowered prices but yet yall asking for more. If this is your first home, more than likely wont be your last. Just build up.
    1
  477. FEAR FEAR FEAR! DON'T BUY A HOUSE, NEVER EVER BUY ONE. This is the bad news and fear mongering channel! Michael is essentially saying y'all too poor to afford a house lmao
    1
  478. ​ @EclipseEditzx3 the cause of price increase in the housing market is multi-faceted and not specific to money printing alone.
    1
  479. ​ @Mita7401 exactly the same problem that Biden had to face. Both candidates are terrible. The govt has more incentives in consumer goods CPI than the real estate. The govt supports the elites not your 30-50 year old first time home buyers
    1
  480. ​ @iiio12  but it's already here! And prices arent going down as fast. And if it does, you'll be stuck with a double digit interest rate
    1
  481. Wow I remembered when Cerritos was only $400-500K...it's an ok city IMO.
    1
  482. ​ @CaptainCaveman1170 it's going to be sideways, dip and rise. But SoCal is far from crashing.
    1
  483.  @marcmcreynolds2827  im old enough to remember movie tix at $6, gas was $0.85, burritos at Alberto's Tacos for $7, and a street sweeping ticket at $25 lmao Nowadays my HS niece gets paid hourly for her subway job the same as my first job outta college.
    1
  484. SELL SELL SELL EM!!
    1
  485. Michael why don't you go to southeast LA where real LA is at? It's where the middle class lives
    1
  486. Does property tax decrease if market value decrease? Because if it does, it will help sustain mortgage payments right?
    1
  487.  @safeandeffectivelol  you mean county accessor? Appraisers don't deal with the property tax
    1
  488.  @davidzawistowski4073  You sound bitter about my financial situation lol. You have no idea what the past years were for me and my family and what our "plan" was during a non-accumulating interest student loan period. Well let me tell you for the fun of it, in 2.5-3 years: paid off 3 vehicles (2 brand new), 2 credit card debts at $8K, and one other student loan at $10K. All the while supporting two kids with daycare and paying for after school activities. Still saving money. Fast forward today: Besides a mortgage (5% rate), we only have her student loan at a trivial $20K to pay off. No other debts. And even more money left over for savings. But go on ahead and feel mighty about yourself.
    1
  489.  @MrClownWorld  pls care to elaborate then?
    1
  490. Thank God we have you here to point that out 🤦🏽‍♂️
    1
  491. What's really funny and ironic is that your YT ads are by Airbnb's 😅
    1
  492. So how bad the quality of these new builts are, I wouldn't consider them as inventory in the market.
    1
  493. ​ @amrice62 can you tell us how many kids and sqft of your home (since it's a 3/1)? Where did you end up moving to - change in scenery/lifestyle?
    1
  494.  @jplebihan  true, I only have central HVAC. I'd like mini splits but not necessary for my size of house. Glad you did yours. Btw 1600 is not "small" to most people 😅
    1
  495.  @jplebihan  I'm jealous 😭 lol
    1
  496. Orlando, you're finally getting it hahaha, lots of your points have been by those that are anti-bubbler. At the end, do what you can control and stop complaining about other factors
    1
  497. ​ @krapekk 💯
    1
  498. ​ @grQ57gsbZ  i dont think ppl are buying home primarily for the appreciation. But shelter and more stable security
    1
  499. @TheTalkingTim makes sense...condo/townhouse sounds like something that will fit your needs. Letting go of that 3% would be tough, might never see that again in our lifetime. All the best for you 🙏
    1
  500. Sounds like a win-win
    1
  501.  @vids595  I agree to some degree. Investors and landlords are part of the free market, but with how they've impacted the inventory, I think future investors (and via hedge fund) should have more restrictions in attaining or bidding in properties. Average families owning their own homes are more important and vital to both the economy and society.
    1
  502. Hahaha you wish. Most are buying homes for long term
    1
  503. Subjective about it being overrated
    1
  504. ​ @Dentalcoverage4u you speak of inverted yield curve as if it's a good thing 😂
    1
  505.  @Dentalcoverage4u  greed wasn't the factor it's finding the loop hole in system of "free" market. This is a capitalist system if you forgotten.
    1
  506. Karoline tell the truth and be transparent: those aint yo real upper lips 😂??
    1
  507. I really enjoyed this interview and the perspective he gave. However, with James being a divorcee, I also want to hear it from someone (or his friend) that have been married for 25years. I'd like to know there is still hope in marriage (I've been married for 6 years and no problems). I'm also a true believer of "All's fair in love and war".
    1
  508. Black men don't cheat.
    1
  509. None of these testimonials are men who actually know how to upkeep their home.
    1
  510. But doesn't RE always go up?
    1
  511.  @MrChrisH33  not necessarily normal but this isn't normal times. Sustainable, yes, if you can afford the monthly and still be within 28-32% mortgage:income ratio. That said, it's unaffordable to many people.
    1
  512. Thats right, hell we don't need the govt and police to enforce laws on murders and thieves. Judicial system to pass on punishment. Presidents to deal with global affairs...my uncle right round corner can do all that! 😂
    1
  513. Thats pretty messed up to use someone's house that may seem unkept as a "broke owner" lol
    1
  514. If food prices isnt going down due to inflation, what makes you think house prices will?
    1
  515. "Pass down to my tenant" this is why eventually it would be smart to own a house
    1
  516. Where at so I can buy there too?
    1
  517.  @vegasatoshi  You have no idea what Socialism is, which is completely by NOT giving money to banks and investors. Banks and investors are privately owned capitals not owned by a community. And what exactly is a "real economy"...prior to 30 years ago are the 80s. Are you serious? Reaganomics did not helped the poor at all, especially if you didn't ask for a raise! You've got a couple of contradictions in your comment.
    1
  518. FOMO = Fear of Making Offers
    1
  519. How do you know?
    1
  520. Wise message! 💯
    1
  521. Questionable statement.
    1
  522. 2:49 TBH, coming from SoCal, the area(s) that the "shadow inventory" are located in, are areas no one wants to live at. Those are getaway places.
    1
  523. Hell yah time to start buying!/
    1
  524. If you struggling with necessities, im wishibg you all the best in this market
    1
  525.  @Sooogfsdhjll  wth are you yappin about, you're all over the place!
    1
  526. Mr Orange man but noone wants to admit it because the economy was so doing "good"
    1
  527. Yap and still RE prices are showing resilience
    1
  528. ​ @ollie1795  Theres Alaska and the Dakotas
    1
  529.  @safeandeffectivelol  fair point but they will keep it going
    1
  530. You forgot to mention that housing costs is only a fraction of the reasons. They stated: declining birth rates and increased interest in alternative options such as charter schools and homeschooling. 😒
    1
  531. Fear mongering when you haven't even seen the details
    1
  532. Who said this?
    1
  533.  @dannyjohnclaude9983  🧢🧢🧢
    1
  534.  @mosa4370  ?? What ??
    1
  535. Clearly based on your tag name. Stop bring broke bro
    1
  536.  @lostallmymoney2082  I'll put my money where my mouth is. You ain't got nothing but $20 lol broke a$$
    1
  537. Why make production when no one is buying?
    1
  538.  @johnnycastaneda2371  is that in Northern or Southern CA?
    1
  539.  @jjold9394  HOA isn't necessarily bad but the amenities deftly need to be worth it. Some people pay $100-$300/month to upkeep their own lawn and pool anyways. Atleast the latter, you can always cancel tho.
    1
  540. That's because you either broke or a casual
    1
  541. Anyone buying a house yet?
    1
  542. I personally know 4 people with 2ish % rates and they gave it up. They sold their houses...to their kids and grandkids at an extemely low price.
    1
  543. Travis, do you really think people are still purchasing with FOMO when demands are significantly down? Do you have data that someone bought with FOMO?
    1
  544. Home insurance is up and rental insurance is up
    1
  545. Aint nothing new
    1
  546. Michael, how much did you sell your rental property? Did you sell it lower than market to help people looking for a home?
    1
  547. 😮
    1
  548.  @fabuloushostess6171  sometimes you gotta go through the storm in order to get to the rainbow
    1
  549. How about we start by NOT OVERPAYING the Sheriff Depts in the entire state?! They are making a killing while playing candy crush and standing around at a scene doing nothing.
    1
  550. I wish Ryan was taking this fight a lot more seriously. Id give him more respect win or lose but if he loses this, his career towards being a champ is done.
    1
  551. Fear mongering fear mongering!!
    1
  552. If you have significant debt to any loans and credit cards, you have no say about the US having to pay the national debt.
    1
  553. 15:03 this is why if you can hold on to your home, opportunity to lower your mortgage rates is inevitable
    1
  554. Yea you would
    1
  555.  @danh2492  what what?
    1
  556.  @danh2492  What exactly are you asking? Enlighten you about what?
    1
  557.  @danh2492  you don't even know 🤣
    1
  558. 8:34 wow I didnt even know the banks got bailed out?!! More info?
    1
  559. Where do you live Joe? Are you from a "reservation"?
    1
  560.  @angelod8660  dude dishwasher soap and heavy dulition of water....problem solved
    1
  561.  @katemiller7874  whatever makes you feel better about it 🤷‍♂️ keep listening to his advice n youll be a forever renter
    1
  562. You know why this and other crash bro channels dont talk about real estate anymore??!! Cuz the crash AIN'T coming 🤷‍♂️ !!
    1
  563. ​ @traceysantos9954  but those folks also have a very lucrative career
    1
  564. Homeowner here, used only $100 from my cc
    1
  565. What's the morning and evening commute like if working in downtown Sacramento from Folsom?
    1
  566.  @steve0h2004  that sucks, im in SoCal and thankfully only 12min commute from my work. I feel for those with more than 45min commute
    1
  567.  @1powerequalsgod  do you have a TLTR version 😳?
    1
  568.  @ReventureConsulting  I don't believe it! Even McDonalds have raised their starting wages. I won't believe until I see data or impact. At this point , it's just speculations
    1
  569. Couldve shot someone across his apt.
    1
  570.  @TomBTerrific  I think you need to read on prop 13 more. The only politician that was in the wrong was Trump for pushing rates to near zero so him and his corporate buddies can buy up more properties. Mello roos is an entirely different matter, its not a new topic and it only impacts new development and houses. Do you even real estate bro?!
    1
  571. 🥱🥱🥱
    1
  572.  @winniethepoohandeeyore2  it definitely does, however helps you cope.
    1
  573. Lol it used to be the greedy govt and the corporations. Orlando is folding like a lawn chair, surrendering!
    1
  574. Nah youre just creepy 😂
    1
  575.  @ComicLover-oj5sv  thanks for the sources!
    1
  576. ​ @realestatemindset  If if if...lots of if's
    1
  577. They are just the reactors, they are not the cause.
    1
  578. This is our generation's fight, keep your head up and be wise with your finance, it'll get better!
    1
  579. 💯💯
    1
  580. Same same, congrats to you!
    1
  581. In these days and times. There isnt anything fundamental about anything
    1
  582. Are you blaming the govt or the landlords...I don't get it?
    1
  583.  @davidallen2682  bailouts keep the small and big businesses going which in turn provides and maintain employment to many people. It also maintains access to credit for businesses. The free market is not in structured to encourage spikes in unemployment. Try again.
    1
  584.  @bpb5541  this is how the Great Depression of the 1920s happen. Ill rather have the Great Recession anyday. Bailouts of banks need to happen to avoid drastic unemployments and maintain borrowing credit by businesses. These business provide employment to many people. Granted, these banks CEO's should not be using bailout money for yachts and expensive vacations. Thus you have govt to step in again to create regulations and enforce them. Its not just economically but environmentally as well. Just like people, free market still need to be governed.
    1
  585.  @davidallen2682  exactly no rebuttal. I rest my case
    1
  586.  @michaelallen1154   aaahhh capitalism and free market and its impact to american economics, specifically to the housing market. What exactly do you not understand, specifically?
    1
  587.  @rogerbec5766  i can agree it is indeed abusive and corrupt
    1
  588.  @davidallen2682  what is exactly false?
    1
  589. Bri, you sound like you have a good head on your shoulder. Thank you for doing this interview and you are brave for this. As a father to a young girl, it motivates me to be more mindful of how I raise my daughter. Being pretty or ugly is subjective and is never a factor of how we need to love, care and guide our children. Im happy for your future and wishing you all the best. You have so much more depth to offer than your beauty.
    1
  590. Then you'll be restricted your analysis on relative locations. IMO price/sqft has many more variables to consider
    1
  591. Yikes ! 😮
    1
  592.  @GrouchyMonk2025  I work in electrical utility. This doesn't sound correct, you should check with your electrical provider and make sure your meter is set to net metering.
    1
  593.  @backrack01  so true, there's a lot of people with deep pockets ready to become landlords or flippers
    1
  594. This channel keeps deleting comments that doesn't support its narrative
    1
  595. If you are a single, don't plan to marry or have kids, AND simple as you say...then just get a 800-900 sqft house. You'll be fine.
    1
  596. Rental
    1
  597. @@ZZZzzz-fuytb Regarding the seller, consider it price R&D. Regarding the buyer, why care if you believe buyer will end up losing the house anyways? Making money in America is a game! You capitalize where you can. Investors invest, near retiree want the most buck, and some just want to sell a house to a family. All fair. Until you understand and are aware that making money is not necessarily about hard work and fairness, then you will always be behind. Don't hate the player...hate the game. Money knows no ethics or morale. You can deftly use it to appease yours but it doesn't obligate it the other way around. Cry all you want, but money doesn't like those that don't like it back. At the end, don't over stretch your budget. Throw the same offer even if it takes 4-5 years from now, see what happens 🤷
    1
  598. @@ZZZzzz-fuytb Got it, resorting to name calling is your best rebuttal. I'm 40 with 2 kids and a wife. A beautiful home and a beautiful family. I live in sunny Southern California and we don't have basements here. Like I said, America's economy is a game. And you sound like you don't know how to play it. I just wish you luck on saving your money and house search. I know it's frustrating so just take a deep breath and don't take it out on me.
    1
  599. @@ZZZzzz-fuytb you don't make sense at all. Something is wrong with your comprehension. Btw, to you and the OP, there is such thing as an appraisal. You list a house for $900k and someone buys it, local appreciation will say it's overvalued. Buyer will used that as a means to lower asking. Y'all like to just throw numbers around but don't ever understand how the housing market works 🤦🏽‍♂️
    1
  600. Idk why but you remind me of Glendale Gary in IG lol
    1
  601. Genuine question, is all this issues about FL tax and insurance increase have anything to do with the state being conservative/red?
    1
  602.  @tobyk5149  Orlando's cheerleader
    1
  603. ​ @chasegoldLDN  oh you got a long way to go about understanding what safety, stability, and attraction is to the general population who are in a secured and lasting relationship.
    1
  604.  @jizzyjake6783  it's still seems excessive of a savings. Will take you a while to get a house shooting for that job of a savings IMO. But to each his own. Best of luck
    1
  605.  @joshcobra11766  I'm not sure if I'm understanding your calculation. Depreciation is related to the value of your house, type, and it's demand. A $600K house losing equity won't have the same value for a $300k house. But like I said I don't think I'm fully comprehending your comment.
    1
  606.  @Kevin-im1ns  ask where those 50 people live and let's check if 50 new houses go on listing within the same months?
    1
  607.  @markme4  I know that
    1
  608.  @Bethune98  How can we really know? Alternative to being laid off, the buyer gets promoted at work, gets annual raise, etc...lots of possibilities
    1
  609.  @yourbeautybff  I'm not sure which of my comments you are referring to. I understand how house hacking works.
    1
  610.  @klausschwab6808  Yo!!! This was funny lol messed up, but funny
    1
  611.  @incredibleshrinkingfungus1731  that scenario will require atleast a few hundred thousands of unemployment. By then, I assure you we as a nation will have a bigger problem than the housing market
    1
  612. Inflation increase isnt driven by the housing market. Its a multi-facted impact to various industries
    1
  613. ​ @mikek545 damn just $20, you need to trade your trd pro and get a Honda Fit.
    1
  614. Y'all want the crash so bad without thinking or considering how it will impact families and elderly in their homes. It's pathetic and selfish! I get it, you'll do just fine but not everyone is as fortunate.
    1
  615. So....youre talking about 1/10000000th experience??
    1
  616. When can we expect money back in our pockets and the impacts to our personal lives from these federal employee layoffs?
    1
  617. Does this mean you're going to be buying a house soon Travis?
    1
  618. 5:36 w/ trump, outspoken racists are going to be more prevalent. Sorry Vivek.
    1
  619.  @green3488  I was obviously replying to the OP, not you sir.
    1
  620. 3:08 but airbnb properties are im areas where typical home buyers dont want to live. These are vacay or get-away properties
    1
  621. Why 20%?
    1
  622. Thank you Trump for advocating and pushing the Fed to lower rates to the bottom for too long.
    1
  623. Why Tonga?
    1
  624. Thats not what Orlando says 🤦
    1
  625.  @DennisMartinezCalifornia  hahaha dont be scurred or maybe you can't define it
    1
  626.  @truthseeker1959  ah gawd, another one of you 🤦‍♂️
    1
  627. @turbotheamericanstaffy  unless I see real data, Michael is talking out of his ass. Sure there's ppl out there who did but not signficant enough to ring the alarm. He's thinning out of topics to blame or fear about relating to the RE market.
    1
  628.  @turbotheamericanstaffy  besides the federal sources (which crash bros don't even want to accept as real data), he uses so many unreliable sources thru articles. Does he ever actually show you numbers???? Never, he walks and talks and reads off his phone. I want graphs and pie charts haha
    1
  629.  @turbotheamericanstaffy  his real world examples are anecdotes and exemptions to the rule...if it was anything general, it's nothing new and rarely ever a nationwide issue.
    1
  630.  @truthseeker1959  yes it is but your facts applies to 1 out of a million people 😂
    1
  631.  @truthseeker1959  you weird
    1
  632.  @turbotheamericanstaffy  ive watched enough of his videos to know he spews nothing but emotional coping
    1
  633.  @turbotheamericanstaffy  im not talkimg about your cabal halal stuff, if you think they control your retirement $ then I feel sorry for you, that youve gone too deep down to the depths of the conspiracy rabbit hole. GL getting out
    1
  634. Yall SHOULDN'T have listened to this guy, now you're waiting longer and competing for the last bits of houses that are forced for sale. Demand > divorces, mass unemployment, labor rates, etc.
    1
  635. ​ @candymanAM what's are the other ways?
    1
  636.  @backrack01  banks failing only affects those that need loans. If the generak businesses and services are gaining profit I doubt they'll need ask for bank loans.
    1
  637.  @patriotsakaalsalazar4111  I don't know much about banking process but I will read on it. All I know is a higher interest will also mean higher cost for eggs lol contrary to your statement
    1
  638.  @rich6246  and did you get a new home already?
    1
  639.  @House_hacker_619  wish that philosophy of yours can apply to me. My kids are outgrowing and destroying our rental 😂
    1
  640. ​ @yorsan2240 banks are much stricter in lendings than the last few years.
    1
  641.  @tobyk5149  exactly!
    1
  642.  @kimberiysmarketstrategy  💯!!
    1
  643.  @losfromla1480  I'm not a realtor and I'm directly from SoCal. Im more in the boots in ground than REM will ever be in SoCal. I'm a buyer and been in this market since pre-pandemic. Sounds like you just got on it. If you're not from here than you need to focus on your local market. These new builts are in areas that aren't necessarily desirable, even REM says this. And they're all sold already.
    1
  644.  @losfromla1480  yes I was around then. You sound so emotional about this. Chill man, everything will be fine lmao
    1
  645.  @House_hacker_619  great moves! 👍🏽
    1
  646. Hey Orlando, can you talk about what we can expect once prices do go down if supply and demand stay the same as today? Are we going to expect high competition with one another or investors?
    1
  647. 💯
    1
  648. Thank god for CA prop 13!
    1
  649. I wish I get paid enough to be able to travel and take my research and rescue classes
    1
  650. ​ @keithlukeswanson9345  Do they stop or keep running thru at red lights tho?
    1
  651. Can you do a video about life in Berlin with young kids?
    1
  652. So Zillow is finding ways to innovate because it isn't doing so well in the RE market. Isnt that the same as you being a youtuber because you're losing money as an investor/realtor 😂😂😂
    1
  653. ​ @EclipseEditzx3  Are you susceptible to the upcoming recession and job loss?
    1
  654.  @EclipseEditzx3  then how could you possibly buy, afford and maintain a house during a recession and/or a job loss? Recession hits EVERYONE Every buyer thinks it's only the sellers that'l are going to lose in a recession.
    1
  655.  @EclipseEditzx3  that's because you are bearish to the market. Price isn't going to decline much more than now. 5-8% more and that's it. Lots of people with low rates bought from buying the last few years and those who refinanced at lower rates. They're going to survive even through this short recession. I just think the market will be a bull.
    1
  656.  @Wickedpissah138  you said it..."zESTIMATE"
    1
  657.  @Isabellaprincess544  i think you really need to disregard these macro numbers, whether you believe them to be right or wrong, and focus on your immediate housing, job, economic market. You keep doing this and you'll have too many targets to focus on. Nothing wrong with occasional updates on the multi-market status on a nation scale but it shouldn't be something to focus on. Refine your target and goals.
    1
  658. I think the rates, inflation, prices, etc. are a place where it needs to be. People are still pending but not as much (we want to avoid completely freezing all markets). Keep it like this for a few years, wages will catch up and the balance will be better.
    1
  659.  @LockedUpLarry  Not for major industries, except for IT but IT has been saturated in the last 10 years. Work was transferred to outsourced employees 1099. Layoffs were done to increase wages for existing employees
    1
  660.  @tobyk5149  hey just telling the truth
    1
  661.  @LockedUpLarry  wages for top corporations are up. Layoffs were done on over saturated businesses.
    1
  662. 95% of Trump's speech is attacks on Harris and the Dems, 2% of economic policy plans, and 3% of what the conservatives want to hear.
    1
  663. ​ @davidaponte7521 and yet he submitted two offers for a house last year/this year...and he didn't win 🤔
    1
  664. Sounds like you could be in your apt forever. You don't need a house, ain't nothing wrong with renting for the rest of your life.
    1
  665.  @kayw1771  Sounds like you have a plan set and glad to see you have plenty of options. Also sounds like you don't have any kids so the opportunity to move around is perfect. I never understood others retiring at such a young age, maybe because they don't enjoy their work enough but make buttload of money. Beats me 🤷🏽. More power to you.
    1
  666. You mean "refinance"?
    1
  667. Nah its 20%
    1
  668.  @jvz28az  I wouldve invested heavily when the buying was low if I forsaw what you did. Apperently you knew the market for the last 15 years
    1
  669. Just read contextual article on HD forecasted year and their CEO expected this. As the pandemic have lightened up, less people are hunkering down and instead use their money in other expenses. This video doesn't tell the entire story. Regardless, I'm anticipating for mortgage rates to go down
    1
  670. Are you the Shaun Jones that 0-2 in mma?
    1
  671. Steven Steven Steven Steven Steven...
    1
  672. Having dogs is a class status validation anyways
    1
  673.  @tobyk5149  scared money don't make money
    1
  674. Then sell that rental so it can be put as an inventory. Put your money where your mouth is
    1
  675. BRICS can't even get themselves together. Their society is as bad as the US. There was a possibility at one point, but not in the near future.
    1
  676. ​​ @jghifiversveiws8729  guess who nominates the governors board of the Fed Reserve and provides visibility to be voted?
    1
  677. Those landlords probably refi'd for a much lower rate tho.
    1
  678. What country are you planning to move to?
    1
  679.  @eldybellacetin8167  it means they can buy more time by paying a low mortgage while they get another job. Yall think homeowners don't have savings or investments at this "high" interest rates.
    1
  680. ​ @privateprivate4882  what do rate cuts mean for foreclosures?
    1
  681. Guys remember, these new builts are crap and low quality as everyone is saying. Therefore should not be considered within the inventory lol
    1
  682. This I can agree to!
    1
  683. Its Ok Trump will win and bail out big corporations!
    1
  684. Orlando still laughing at himself waiting for a crash Hahaha
    1
  685. ​ @jbiz7896  the elements used in previous data are not all the same elements used this time around
    1
  686. This guy definitely DOESN'T go to the gym
    1
  687. Noone is mad, relax
    1
  688. Buyjng a $75 meal is alot bruh, if thats what living "below your means" u ballin
    1
  689. ​ @ozmolabs thats cuz he's lyin. What the hell does going to the gym gotta do wt economics 😂
    1
  690.  @missymiller2186  damn how many people hurt you?!
    1
  691. ​ @tobyk5149  toby that missed the ship is here
    1
  692. 9/10 of my friends do NOT use credit car for bills . Stop spreading lies Orlando
    1
  693.  @DrKnowsMore  affordability is going to get better because prices won't go up anymore. Down side, good inventory will be a scarcity. GL
    1
  694.  @mohhingman  what kind of work do you do?
    1
  695.  @MonicaSzychulda  you sold you house because you couldn't refinance or because you afford the mortgage due to job loss, etc?
    1
  696. ​ @Bhavipatel1207  geez he already said he'll start geez 😂
    1
  697.  @AR-me9jy  If you are in the high six fig salary, then you shouldn't have a problem buying. I have plenty of friends that are within that scale of figures and all have bought a home easily. Plus the more taxes from property and interests you pay, the higher you get back in tax returns (within a max threshold). Stop the 🧢!
    1
  698.  @AnonYmous-vm5ls  You are so wishing for a crash, you would love to see that misery just to say "I told you so" or continue on gaslighting others. It's a misery because families and elders will lose homes. That's pretty pathetic way of wanting to have a dog in a fight in this housing market, which you'll end up racing with the other 30 bidders that didn't win either and were waiting on the sidelines as you are doing now. Idk where you live, here in SoCal, rising rates have not put a dent in pricing nor demands. Major companies have increased their minimum wage salary and investors are motivated in securing real estate due to the fact that it will always grow, even if it takes a dip. Those who received stimulus had to reconcile that through filed taxes and federal (and banks) programs are now in place to assist those where were in forbearance to keep their homes now that forbearance has ended. Look up the national foreclosure data and you will see that it hardly contributes to the most important issue: extremely low inventory. Especially in metropolitan areas where residence have increased in the last generation.
    1
  699.  @ronaldwhite4223 I agree a correction is coming but not as dramatic as you make it sound. Are you a licensed realtor, If so what's your real estate license #?
    1
  700. Off load what houses lol...new builts with HOA's, bad quality and no space between neighbors?
    1
  701.  @acamiln8354  are you sure you understand what CA prop 13 is about? Look it up
    1
  702.  @nickmauge7696  you dating or interested in the wrong type of girls then.
    1
  703. My family and I are in the EXACT boat, to the T! I'll pray for us both. SoCal here.
    1
  704. Insurance will only impact properties in high risk areas. It can also be refuted if you hire a company to do report that states the risk is otherwise. I agree with Ivy, people will make the necessary adjustments
    1
  705.  @johnnycastaneda2371  I'm in CA near high risk fire zones. Since I'm in the lower valley areas, as is most of the population, insurance has not increased. Earthquake liability has not changed either. Just refreshed insurance policy.
    1
  706. ​ @LajitasRain Name one country's educational system that does not?
    1
  707. Lucky you Elizabeth
    1
  708. Overall foreclosure rate has decreased yoy
    1
  709. Im from CA, ive known 3 families close to me who recently bought a house. Looks like buying is going up. I also think there are a lot of buyers are ready to purchase but are just waiting for the election.
    1
  710. 5:41
    1
  711. So hows those stocks sir?
    1
  712. ​​ @dman9416 If I was her you'd have to pay me for the secret sauce. David's questions were great. The value of this video is that you get direct "high-level" responses from an extremely credible source. Unlike Ytubers who started 2-3 years ago who pick and choose data (and questionable sources) , analysts that focuses on 3-5 multiple markets without any strong backings, etc. You must not know her.
    1
  713. ​​ @twattgurll it's not always true. "Scared money don't make money" is also true. Risks and rewards also takes experience. Investors invest they don't always or need to wait because they have capital to spare.
    1
  714.  @slimdude2011  it's an anecdotal, don't take it seriously. Age of elderly is subjective to most? My aunt was considered 65 elderly went back to work (engineer) after 2 years cuz she was bored and wanted to continue working for the hell of it. Most anecdotes are not the general rule, including mine.
    1
  715.  @jackshull1963  ~35-40% purchases w/ DPA has been consistent since 2010. Damn if you do damn if you don't IMO. Many middle class have been asking the govt to help them with acquiring a house and thats what DPA does, esp. for FTHB. Obv. you still need to be financially responsibile and DPA programs have been around for so long. Spending habits, expenses etc can change (to be more frugal) easier than trying to change salary. Fed rates are going down so I'm assuming it will decrease the cost of things.
    1
  716. Discussion on lack of inventory, today and in the future?
    1
  717. Ammmuurriiiccaaa
    1
  718. 3:58 your definition of a "crash" is 15% minimum decrease from top peak after a minimum of 40-50% increase from the last 2 years 🤔
    1
  719. ​ @ignazs.5816 so why are you waiting to buy a house then? Pls tell me you'll be a lifetime renter right?
    1
  720. ​ @jdenino6022 I love DIYs and fixing my own house too. Lots of friends and family in various trades which means free or big discounts. Biggest plus to owning is making your home a house of your own, fully customized.
    1
  721. Sounds like a "ME" problem
    1
  722. ​ @investfourmore not true, that's why competition and biddings were all time high from 2018/2019 and still to these days
    1
  723. Just try it yourself
    1
  724. ​ @Kurplode  Tell us how the journey goes! With 70% down, I would think it wouldn't be a problem to win a house bid.
    1
  725. ​ @InvestingWithAdamK  same here in CA...goes through AMC, appraisers are lottery-picked within property location
    1
  726. ​ @hangguy209  is monthly rent vs mortgage the only reason why you're buying? I have an impression there's more to it.
    1
  727. $16k for property tax?! Thats insane. Im in CA and pay only $7k, within a major city border
    1
  728. I'm sorry Michael but your thoughts on addressing the high insurance premium wasn't concised. If you believe that house value must significantly go down in order to lower insurance or self-insure your home in order resolve this issue, IMO you're still lacking additional details and fail to propose actual alternative options that people can control. This sentiment simply keeps people from being a homeowner. Lots of fear in your message.
    1
  729. all these commentors about video games lmao aint no grown folks got time fo that!
    1
  730. EVERY meal?! 😂
    1
  731. Those liberals were the same liberals that left the east coast 20 years ago to Cali, trying to pursue thwir dreams in hollywood.
    1
  732. 7:43 first step is to ask for a damn raise
    1
  733. You hiring the wrong contractor or watching the wrong DIY videos
    1
  734. But im sure youre paying more for the convenience and location you are now in the long run. It sounds like the issue has more to do with you not wanting to manage these fixes.
    1
  735.  @farrahbluestone2455  how about a house without HOA?
    1
  736. Looks like you did as well 😅 where's your furniture?
    1
  737. Yea I don't remember you saying that jermon
    1
  738. ​ @sdxus good thing there are states like CA with prop 13 !
    1
  739.  @Shini1984  u sure renters can't do this? Go to colleges and see how many apartments get f**ked.
    1
  740.  @tobyk5149  not trolling but am I lying though? If I can afford a house withib my 20-30% mortgage to income ratio even if prices went up $100K from last year and it all makes sense for my family why not? Ask Travis, he submitted an offer last year and I wouldnt be surprised if he does it again this year. Like I said, affordability isn't yall problems, it's wishing the prices are pre-pandemic prices. Not gonna happen, even Travis knows that!
    1
  741. All cap 🧢 you're one of them that's why you're here listening to the channel to assure your self that it's not the right time to buy
    1
  742. This is exactly what I've read from another source!
    1
  743. Hey Orlando, how are those price declines going?
    1
  744. So did you?
    1
  745.  @dosborne7041  good you avoided that!
    1
  746. ​ @samaracanfield3211  Recession hits everyone. How are those buyers on the sideline going to buy a house without a job? Buyers are not susceptible to job lost too.
    1
  747. So....why haven't you?
    1
  748.  @jeremybaldwin2840  perfect , then no need to cry about housing here
    1
  749. ​ @k.williamelliott7969 not just that but historically low inventory
    1
  750. ​ @takemetothelakes788 it's not going to decline past 15%. While you wait for the price to decline (for no less than 5% YoY), the rates increase (2 more hikes before Q4 2024)
    1
  751. What makes you think it didn't happen with her? The video didn't say otherwise.
    1
  752.  @Hunterisms  Not necessarily, it's the age of social media. People film themselves doing anything and everything. Maybe she trynna flex him and even said how great the date was at the end. Not once did she said anything bad about him or the date. All you're doing is speculating.
    1
  753. Trader in what?
    1
  754. So this is just a Florida issue??
    1
  755. Just one bonker?
    1
  756. Just one bonker?
    1
  757. Darius, stop the 🧢 ain't no one following you at the gym lol
    1
  758. ​@eyeinsee 🥱
    1
  759. FOMO = FEAR OF MAKING OFFERS 😂
    1
  760. ​ @macsautos1098  but he been saying it started...a years ago lol
    1
  761.  @Haitian1130  all good thanks for the context. Do you think due to extremy low inventory, the competition will be the same when prices drop? Lots of FTHB that are on the sidelines, even investors.
    1
  762.  @Haitian1130  So you're saying they won't even be interested in the lowered house prices as long as the rates are high? I think demand will stay high (maybe even more) if house prices go down because it brings those who could no longer afford back in the race.
    1
  763. ​ @GnarlyFamTV and its been going for a few years
    1
  764. Sad that you stoop this low to support Myron smdh you lost my sub
    1
  765.  @firemustburn  if you know why you asking?
    1
  766. 11:24 geez you can't even buy a foreclosure?!!! I thought this was one of your shadow inventory Michael?
    1
  767.  @fgjf1079  mass layoffs will include buyers waiting on the sidelines. Most households are dual income. Imo inventory will increase due to layoffs but not as many as sudeliners think it will be
    1
  768.  @tappingnutritionforstressa80  imagine without CA Prop18, consider ourselves lucky.
    1
  769. No game recognize no game, respect
    1
  770. Sounds like you're stuck in the same echo chamber, be careful
    1
  771. Lol we get we beat Biden stop comparing and continue to just clean house
    1
  772. How many of those 5,000 employees are actually home owners tho?
    1
  773. ​ @toinengwyn3935  There are more avenues to make income, people with less (or none) children to support, and add that with existing low mortgage rates IMO I believe people will find a way to make it through a significant unemployment era and keep their homes but barely getting by until things turn around again. Bottom line, people are going to do their hardest to hold on to their property and not default.
    1
  774. 3 year pause then they'll drop the rates.
    1
  775. Y'all wishing too hard. Prices are gonna keep going UP UP UP and AWAY!
    1
  776.  @Ivan-tm9pd  not everything and not steep enough sir!
    1
  777. Beacuse wealth is not increaded by a single facet of capital.
    1
  778. Its not rocket science
    1
  779. What did you expect getting working only part-time 😂
    1
  780. So what I get from this video is: hey everyone, inventory has increased but oh the quality is extremely poor so don't buy. Is the price really the problem or location or quality or lack of character???
    1
  781.  @choncha23  June 2023 unemployment rate was 3.6%. A 0.5% increase is nothing in a year. I agree its a weak resessiom but Travis makes it seem as an indicator to a larger problem.
    1
  782.  @Dorian_Gray83  lol many yall really don't know how the RE market works. Does the value of a house really matter if you're not selling and making mortgage? Get back at me when there's a nation wide of "underwater" homes for sale due to massive unemployment.
    1
  783.  @lrevz9672  like what happened to you, house prices will ALWAYS eventually go back up. Buy now if you have a secure job and a long term horizon. Houses will keep becoming more of a commodity in the future in many markets. If you are concern what your neighbors paid for their home, then you shouldve bought when they did.
    1
  784.  @lrevz9672  if its fake money why is it "real" when it declines $100k. So many holes in your comment
    1
  785.  @Dorian_Gray83  2008 is different from today. Cap about you buying two properties
    1
  786. He looks tired already
    1
  787. How ppl can vote for Trump over Vivek is bewildering
    1
  788. ​ @joeschmo6126  40-50%?! Where did you get this number?
    1
  789. "Re-Venture app" 😂😂😂😂
    1
  790. Just use google translation, gatt damn it
    1
  791. 😮
    1
  792. ​ @gregh7457 so true, and a whole different layout and more efficient appliances. Personally, I don't factor $/sqft as a top priority as much as overall layout and flow, efficient utilization of space, and potential space from under-used voids.
    1
  793.  @tobyk5149  i was 30 and DIDN'T have a job. I had a career.
    1
  794.  @tobyk5149  I was 30 and DIDN'T have a job. I had a career.
    1
  795.  @tobyk5149  I was 30, didn't have a job. I had a career.
    1
  796.  @kidwichita  im not to the moon person but deftly not a crash bro and the sky is falling. This is the correction, stagflation. And if you ain't correcting yourself by getting your foot into RE...to a house you CAN AFFORD, then you'll be on the wrong side of history
    1
  797. Sounds like problem is solved 👍
    1
  798. Stop talking about "fundamentals" as if these times are ever the same in the US/global history. The standards are being broken in this generation and if you aren't aware of the changes and make the adaptation, you'll be left in the dust.
    1
  799. Trump would had made our economy today even worse if he was re-elected. He pushed for a near zero evem negative fed interest rates so that he and his corporate buddies can invest against middle class americans. Look at the housing market today, we are now seeing the consequences of big investors taking advantage of the extremely low rates of 2018-2020. Now Biden has to try to correct that (who is also incompetent). Trump caused the battle of inflation and high consumption that we are facing today. Id hate to see him become president again.
    1
  800. What about if prices don't go down from here?
    1
  801.  @Larrysleft4deadagain  Are you talking about inflation rates or house prices? Why would high house prices cause unemployment for those looking for a house? I'm assuming you're talking about inflation. Prices of houses don't have to rise either. Can it maintain where it is now, what would happen then ?
    1
  802. @Larrysleft4deadagain  dude tell me something I DON'T know. Prices aren't going up anymore but it's definitely not going down significantly. We are not going into hyper inflation, its going to stay stagnant. Recession or not, plenty of metro areas are still staying resilient. Lagging indicators blah blah blah...every bear have been saying that since 2020. One thing that is not going to happen is a significant drop in house prices. Rates are going to go down which will be in favor of the labor forces and corporations.
    1
  803. @Larrysleft4deadagain  what are you talking about?! Lol interest rates goes down and it's beneficial to All businesses especially consumer goods, and energy, the two most important consumption in the world. If limited number of people can't buy houses, the only ones going to be hurting is anyone working in or related to the RE industry. The fed doesn't care about the health of the RE market as much as other issues such as consumer good and energy, border integrity in the sunbelt states, and esp. immigration, etc. If the Fed did ever care, homelessness would be dramatically lower.
    1
  804. How much shared?
    1
  805. In what industry are you talking about? Because minimum wages are now higher than ever before. If there isn't a shortage in labor that means people are still working, earning and consuming.
    1
  806. Never heard of renos on a builder-grade house, and if there was not very expensive. Because builder homes are usually under HOA
    1
  807.  @jdwilder63  oh you mean it's already bad? Well it sounds like it's just going to get worse. I'm sure you've already callled your local public works to request road repairs or engage in planning meetings.
    1
  808.  @jdwilder63  just spot checked Bismarck ND and the roads look great. Ive even see fresh asphalt on cracks on multiple areas. Have you driven thru Commerce, CA lol?
    1
  809. But you can deduct mortgage interests into your tax smdh
    1
  810. 7:47 im confused by what you are saying, are these data checking or SAVINGS account balance? And is this after expenses - not clear?
    1
  811.  @enthused7591  what happened to unemployment late 2022, then supposedly mid-2023? Now it's 2024-2026?! Y'all just keep pushing the goal posts
    1
  812. So what does that mean at the end?
    1
  813. We pump too much taxes on govt jobs like the military anyways
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  814.  @ladycheyne5607  they're not gonna do anything. They bought up what they could already
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  815. ​ @jon5756  Trump will make that happen
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  816. FOMO = Fear of making offers
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  817. Exactly, this was already his duty. And as claimed by the video, "from his native Israel".
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  818. I live in Cali, specifically Southern California, and there are NO corrections here. Prices are still high, demands are still high. The only places that I see prices lowered (by not a lot) are the areas outside and far away from central areas. Your trade off in those areas are high temp, very long commute, and away from major social activities.
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  819. ​ @allchatgaming7107 more like 100-200% u serious?! It's 50% alone in the last 3-4 years.
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  820. Q3 2025 is when the FED will significantly pivot to lower rates...which means back to bidding wars on existing homes and impacting rentals and new builts.
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  821. 10:39 it's called demand and supply. Commodity
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  822. DeVory what latino accent are you hearing? Lol You deaf as hell
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  823. That's why I'll never live in a house with HOA.
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  824.  @GarthVonMaraner  that was your problem...you had too much debt in your credit card and expect others have the same amount 🤦🏽‍♂️.
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  825. Is a recession a GUARANTEE to a housing market? Is there historical pattern someone can share?
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  826. Source to this data statistics please?
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  827. Step 1: dont have kids
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  828. Technically it does. Corporations won't have mass layoffs as long as fed interest rates are at pause or have an extremely slow increase in the next 5-6 years until they pivot to going down
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  829. The same reason ppl think rates will drop is the same reason ppl think the housing market will crash
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  830.  @tonigallegos1325  I never claimed I did, so mind yo damn bizness, read my responses to the other dude..."don't be a doorknob" lmao ur lame
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  831. This message was sponsored by a guy who made multiple offers in early 2023 😅
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