Comments by "campkira" (@campkira) on "Who actually pays for your credit card rewards?" video.

  1. They are too positive about using credit card so yes it a ad. Negative, fall to paid for your credit card monthly and you will fall into hell. In the end, depend on where you live. I live in Japan so the store do have their own reward system that don't need credit card. And it is cheaper than the store that allow credit card.
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  2. They just cap them. It not about ethics. It just standardize.
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  3. It don't work that way man. Alot of those reward trend to found company that have bank loan so they give anyway their service for exchange of reducing interested paid. The percentage of getting reward fee from venture is so low. You not going to noticed. He make it sound like you paid for my trip, no it isn't your fool. They do that so you would spend more since free trip is not fully conclusive and if you trend to spend money to get point. You will spend more with tax free purchase. Basically it a trap. You don't get free trip. They are target you to spend all your money, fool.
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  4. He a fool. One day he going to make mistake and fall into credit card debt.
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  5. They still got transaction fee from the venture.
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  6. It depend to country to country. But euro do cap at 3.0%. And yes AMEX is expensive everywhere.
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  7. Used credit card responsibility.
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  8. Some people keep thinking about point and forgot about the end of the month payment. I live in Japan and some store do have their own system and much easier to used.
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  9. The system support by credit card debt.
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  10. One the worse thing in the world.
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  11. In other word, not a trustworthy person. These are 3 way to get high point, one you spend a lot of money to get them. (I would take forever and there are transaction charge to some store do.) two, you used one of company's card. Usefully they give point to employee. Three, you manage to some how get extra point form the credit card company. (Which is one time thing or he is a PR guy who get shandy deal.)
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  12.  @c187rocks  It does not matter in the end of the day, sale just want sale number. About the reward. It just depend on the time. Which give better one.
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  13. He is a fool. If there are choice of going to store where its cheaper to pay can or the store that more expensive to pay as credit card. Would you just paid cash? Not everyone have enough point to do much and sound like he using company issue card so he got more point that normal people who spend annually anyhow.
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  14. Did you fig it out? I have been avoiding to go to USA for very long time.
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  15.  @Spike.SpiegeI  Those reward are small amount compare to the transaction fee the credit card get.
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  16. Have to check it from time to time. They not always giving you all the time.
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  17. Just use what you can at the time. Just don't used it when they charged for transaction fee. And those point are so low and so short time that you using them is meaningless. After the all the goal is to control your annual expense. Point just extra thing you can used or not used.
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