Comments by "Ginny Jolly" (@ginnyjollykidd) on "7 \"Grown-Up\" Behaviors That Are Wasting Your Money | The Financial Diet" video.
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I have a 1, 000 square foot condo and it is right for me. It was built in 1975, but it still had some good fundamental stuff like underground pipes and a chiller /boiler HVAC system that is effective, efficient, and economical for our 160-unit community. We even got a new boiler and new piping last year, so we are up to date. Yay for us!
When I got there, I had to replace the windows because of old mechanisms that were hard to move. This posed a fire hazard because it blocked secondary exits. For 8 windows, that was a huge chunk of money, but worth it. And I learned many smaller DIY projects: rehanging doors, replacing PVC plumbing, replacing door handle parts, and hanging a bathroom mirror cabinet.
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Another way to save money is to check out places that take donated home furnishings and resell them. One great one in the U.S. is Habitat ReStore, selling furniture, hardware, chandeliers, electronics, kitchen counters, doors, flooring, and much more. The proceeds go to Habitat for Humanity, an organization to help people build their own homes or help build other people's homes, to pay a part of their home with work, which is called "sweat equity." This program was started by former president Jimmy Carter after he left office. He said that with his connections, he could do more for people outside of the presidency than he ever could within his presidency.
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Cigarettes and tobacco products are expensive out the roof!
When I order Club Soda at a restaurant, I don't get any strange looks from the wait staff, from friends, or even onlookers. They don't care. Why should you? (beyond taste)
Check out Meetup.com. There are groups that meet for different things. There might be something appealing to you that doesn't cost an arm and a leg: gaming groups, "stitch and bitch" needlecraft groups, hiking groups, and so on.
Learn how to make that smoothie, sushi, avocado on toast, or get a bag of that specialty coffee or tea or chocolate. Create a happy place for yourself, whether you share it with friends or enjoy it with your furbaby.
There are ways you can economically treat yourself.
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I went to a convention once, but when I prepared my clothes, I found I had dropped 2 sizes and truly had nothing to wear! I had to wait till the next day and I anxiously waited for the doors to open. I fairly ran to the proper department, and I told the lady at the department, "I have a hundred dollars; dress me for a weekend! She helped me find coordinate pants (2 pair) and blouses (3). She also showed me how I could rock a smaller size than I thought I had to purchase, and the set was sweet not only for that convention but also for Sunday service, and even everyday looks and work. As long as I fit it, I looked great in it for many situations, including my friend's wedding.
As for weddings, they don't need to be soirees. My friend, a riverlorian for the Belle of Louisville Steamboat, got his license to marry people. That would be a sweet an inexpensive cruise to get married on a boat!
You can get married outside the courthouse. In my hometown, there is a beautiful square outside the courthouse where I have seen several happy couples married by the Justice of the Peace. They were wearing a beautiful dress of the season (one lady in peach and frills!) and a suit. Both outfits can be used in many occasions!
Wedding gifts don't need to be big! I remember a punchbowl gift I knew was about $10.00 (because I sold them at K-mart), but it was just as gracious and loving a gift as those who bought me more expensive gifts. And shower gifts don't need to be big; practical. Utensils, towels, pots and pans, all can be gotten at discount places; some at dollar stores. Baby items? Look at the Dollar Tree first as well. Baby shower cards? Forget them. For the price you pay for them, you can get a children's book. Then you can write your message inside that. The book is a much better card than any card. Better yet: I've seen Dr. Seuss books in baby - style board books. For some $5.00 I think! How appropriate!
Don't spend $80.00 on materials to make a wreath for X-Mas because Martha Stewart told you to! Get apps for coupons for the craft stores and get your materials for half-off retail. The wreath she described could be made for $30.00 or less by a shrewd crafter.
Don't pay for pine cones. Gather them. Stuff like that.
There are also times when online beats the store and vice versa. Always check. And always do your own math. Sometimes the shelf labels are wrong. And anybody who does their own math when comparison shopping is doing algebra whether they know it or not. They're just not using any symbols.
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