Comments by "Raju" (@rajx7120) on "Rahul Gandhi must celebrate 2024 poll results but not because of PM Modi’s loss" video.
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@letsthink1991 NPA aur twin balance sheet problem, koi swabhavik nhi tha. Yeh loans, saare 2006-2008 ke beech mein diye gaye the. Khud Raghuram Rajan ne bola tha. Aur Rajan ne hi banks ko Prompt Corrective Action pe daal kar, loan dene se roka, jab tak unke NPA kam na ho jaaye.
Aur yeh bad loans, isliye hue kyonki, bina check kiye loans diye jaa rahe the. Aur 2008 global crisis ke waqt, ek forebearance circular nikla tha, jisme bad loans ko NPA na declare karne ki raahat di gayi thi. Par yeh circular jo temporary hona chahiye tha, kabhi waapis nhi liya gaya. Aur isliye, ye loans 6 saal tak, evergreen karke chupaaye gaye.
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