Comments by "Raju" (@rajx7120) on "How prepared is the Indian banking sector to prevent collapse like SVB?" video.

  1. My issue with the bail-in clause of the FRDI bill is, that the bank did not ask me before giving loans to risky ventures. So, I should not be penalized with my deposits for the bank's mistakes. I would rather willingly invest in risky bonds and debt funds, because then I am responsible for my decisions. Whereas, bank deposits are meant to be zero risk. In such case, bail-out is better because my own taxes are being returned to me, for guaranteeing zero risk of savings deposit.
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  2. Ghanta! Who are you fooling?
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