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3namechangezalowd Evry90dayzlernmor
TED
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Comments by "3namechangezalowd Evry90dayzlernmor" (@3namechangezalowdevry90day7) on "How the US Is Destroying Young People’s Future | Scott Galloway | TED" video.

@DeenanTheKemon1 Nobody said all that. Higher population plus more automation means MORE competition for a shrinking number of jobs. That's reality. You work hard or they find someone who will. When the housing market cools off, it'll be time to buy for the people who lived frugally and saved...not the whinefluencers, doomspenders and YOLOS.
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There was never a guarantee. Who told you that?
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@OriginalBongoliath No, because guess what? In the real world, options have pros and cons. You may make good money and not have college debt in a trade, but construction is cyclical (boom or bust), there's a lot of sexism against female employees, and there's high wear and tear on your body. Working to 65 may not be an option.
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Use your tax advantaged retirement plans to DROP your tax bracket so you pay LESS. IRA, 401k or SEP IRA if you are self employed. Eliminate vice and entertainment spending until your debts are gone. Remember, it's not what you make, it's what you KEEP. Stay in the cheapest possible living situation you can find and save to buy land.
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@thequackashow619 An increase in the prime rate (which the Fed has been doing) increases the mortgage interest rates. This decreases speculation ( buying multiple properties to flip, etc.) and cools off the market. Also, the population isn't increasing at the rate it had been in past decades, and higher rental prices are a motivation to build more units.
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 @brianluck84 The hard worker tends to be the last to be laid off.
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@artemis666333 Great. How are you going to have manufacturing without pollution better than they did? Let's hear your plan. "Shove it" is not a plan!
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GREAT, ANOTHER ADVISOR SPAM THREAD!!!😂😂😂
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We have a zero percent cap gains tax for people in the lowest brackets to HELP the poor.
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WTF? Me Too was about harassment and BLM was a police brutality grift! The slides he's using have almost nothing to do with economics! No wonder he got fired!
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@Readytore Who's saying that? Sure, the future won't be as rosy as when the need for workers exceeded the population of able-bodied job seekers, but "You'LL hAvE NOTHING!" is melodramatic and exaggerated.
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@Readytore BOTH parties said they'll save social security. Trump says he'll de-tax it, which would make the trust fund run out sooner. It would have to be bailed out from another department or money has to be printed (which devalues the dollar).
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@trevorloughlin1492 They can't charge more than what people will pay. it might be to their advantage to leave a few units empty to drive up prices, but they can't leave them ALL empty.
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@ericdoheny9108 That's true. You have to work hard, save and invest wisely. Work hard plus nice apartment and new truck every couple years equals never able to retire.
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@banziattack1354 The Fed has been raising the prime rate for the last couple years to fix inflation. They can't do it too fast or there could be a recession and more unemployment.
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You can buy stock and become an "evil shareholder" yourself. Preferably, within an index fund in a tax advantaged retirement account!
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Just telling the "fellow kids" what they want to hear!
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 @bryangregory48 You're nothing but greedy. A functional society supports those who can no longer contribute financially through no fault of their own.
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 @ianslee4765 Boomers in the USA were very progressive. Ultraliberal hippies.
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@ianslee4765 Y'all hate the boomers that busted unions and ALSO you hate the boomers that were IN those unions for collecting pension checks you never will!🤦 😂😂😂
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@idontwantahandlethough Wait, I thought he was the opening act and Ted Nugent was going to talk later ..
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@will__w , @ianslee4765 Y'all hate the boomers that busted unions and ALSO you hate the boomers that were IN those unions for collecting pension checks you never will!🤦 😂😂😂
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 @godcipherz696 He needs SELF DISCIPLINE to control his spending. Making more won't help if he turns around and spends more!
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@CapitalismDeathSpiral If you're able bodied you should be ashamed to deliberately be a drain on society! People donate to food banks help those IN NEED, not the lazy and fed up. Slackers are why Communism will never work without a government that can force labor.
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@TodaysPilgrim-zo7sl Your money went to aid the old and infirm of a previous generation. It's a Ponzi scheme.
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@bbbbbbb51 Do you not get that van life does not get you " out of the game"? You still need to work hard, save and invest in order to cover emergencies and retirement.
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 @jommydavi2197 Would you rather be a pet until your owner tires of you than make your own money?
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Meanwhile, people who ignored the Doomer script, worked hard, saved and invested are retiring in their 40's and even 30s!
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@OriginalBongoliath I don't care about an "own". I'm telling people what they need to do to survive and make it out of the rat race. It's a far better strategy than slacking off and shaking your fist at "Grandpa"! I don't know what history book you read but previous generations had it pretty tough between wars and disease. The silver lining of that lowered population was LESS competition for job openings. Employers were competing to get employees by offering things like pensions.
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@gabriellauwumarongie9361 "Not a dime" isn't going to happen because OLD PEOPLE VOTE.
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@88COR88 These guys won't save for their own retirement! They don't give a f about planting money trees for the gen after alpha to sit under!! 😂😂😂
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@mikemann1960 How TF do you "loot" a saying?!!!🤦
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@JDog2656 If you plant that 401k/IRA tree in your late teens/early 20s and WATER TF OUT OF IT, you could easily be sitting under it by your 50s or even your early 40s!
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@jem77469 The Ancient Egyptians. Also elitists and slave drivers, but they were way less sexist.
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Oh no, the scapegoat people squandered the philosophical rantings of the ancient slave driving elitist PDF files! ----- @warzip1581 😂😂😂😂😂😂😂😂
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@diambarabas2624 Have YOU maxed out your 401k and IRA this year? Or are you just looking for a scapegoat to make yourself feel less irresponsible?
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@AntonGudenus If they plant those 401k/IRA "trees" in their late teens/early 20s and WATER TF OUT OF THEM, today's kids could easily be sitting under them by their 50s or even early 40s! Unless you're saying they're too obese and vape too much to live that long?
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@rnangel69 Make your kids get jobs and save money. Teach them that "hard and stressful" doesn't mean "can't be done".
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@rnangel69 Max out your 401k and IRA every year. Then, (assuming your debts are paid off) max out your HSA if you have one, while paying cash for your copays.
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@colonspiller8209 Aww, look a li'l conspiracybro📈🤔 in the wild! 🤦 I bet you get "username checks out" 100× a day!
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@tehlaziness Naah, the AC cools the INSIDE while making the outside HOTTER! It's a measurable 'footprint" and a kick in the a** to the broke areas of town without big shade trees, ponds and water fountains!
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@futurethinking Not all the old people voted for Reagan. What if those who did vote for him were thinking he would save babies or be tough on drugs and crime? They weren't psychic!
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@Kasuar-s6v You have to work hard AND save AND invest wisely. Working hard plus nice apartment plus new truck every couple years equals never able to retire.
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@mikeb5664 The Native Americans and pioneers were here long before AC! Houses were built to take advantage of the prevailing breezes, with porches and larger windows. When electricity arrived, attic fans were used to blow hot air out of the attic which pulled cooler air in through the windows.
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Right...and NOT working is going to pay your bills better?😂😂😂
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@av2279 This guy shows irrelevant graphs about BLM and MeToo, so I say WHAT DATA?
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@bbbbbbb51 *"New wine into old wineskins"🤦😂
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@nattie911 The Fed has been raising interest rates which benefits SAVERS and cools off the housing market.
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@BFrydell You have to control your OWN actions. Your odds of overhauling the system are small. USE the advantages you have such as IRA and 401k. If you want a better life, you have to work hard. save, and invest. Get after it now, while you are still able-bodied and have the power if compound interest on your side.
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@CMStrawbridge Whiners who won't give up their overpriced snack foods won't be fighting a revolution! Quit wasting your time on slacktivism! Work hard, save and invest.
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@av2279 Yes, there's a higher population now, so, more competition for housing and jobs! Are you mad at the boomers for making descendents (including YOU)? Yes, times are tough. but being a YOLO, doomspender, or quiet quitter won't help you! Take responsibility and control what you can control!
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@johnchedsey1306 Socialists don't want these whinefluencer guys! They want patriots who'll work their butts off at the factory/collective farm.
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@urgo224 Like I told @CMStrawbridge, whiners who won't give up their overpriced snack foods won't be fighting a revolution! Quit wasting your time on slacktivism! Work hard, save and invest.
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@osirisgamingchannel Yes, there's a higher population now, so, more competition for housing and jobs! Are you mad at the boomers for making descendents (including YOU)? Yes, times are tough. but being a YOLO, doomspender, or quiet quitter won't help you! Take responsibility and control what you can control!
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@Casper_Sav First off, NEVER listen to the "HaRd tHinG cAN't Be DoNe bECauSE iT's HAAARD!!" and the " SOmEone oUt TheRE hAs NO BOOTS, tHerefore BoOtstRappIng imPoSSibLe, sO i wIll slEep iN anD eAt dooR daSh" people! AVOID DEBT. Work hard, save and invest. Better to grind NOW while you are able bodied and compound interest is on your side!
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@SonOfMorning Fund your 401k and IRA. Get some low expense ratio stock and bond index funds in there. You'll at least pay less in taxes. Stick to it and you'll see results.
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@acamiln8354 Politicians won't save you. Wealthy corporations buy both parties. Learn the tax and investment regulations and use them to your advantage.
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They're old enough to have gotten rich by not wasting money! All it takes is a couple index funds in the right account anyway!!
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At least delete your apps and quit listening to those pro whiners! Develop self discipline and pay down debt.
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@yakhalheart You have to shift your mindset from "blame the system" to personal responsibility. Put needs ahead of wants and stop paying for "I dEsErve iT" treats, entertainment and convenience. Ask yourself whether you want to be one of the savers/investors that makes money in a high interest rate environment, or a money waster getting deeper and deeper in debt while shaking your fist at "the system".
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@yakhalheart Mindset comes first , but you don't "manifest" or "speak" things into existence! You have to work hard, save and invest. Think AHEAD. Save and pay cash for the best deal you can get. For example, If you can barely afford rent, don't rent furniture.
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@ZentaBon Why do you expect others to be psychic? I can't give specific advice without knowing the specifics of your situation. I suggest you watch Dave Ramsey or George Kamel until you learn how to get out of debt. Then Rob Berger, The Money Guy Show or The Plain Bagel to learn more about investing. Responsibility and living below your means applies to everyone. You save by REDUCING your spending, not by expecting there to be money lying around at the end of the month that you can put in savings.
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@callosamiusprometheus7350 No, mentality isn't everything, but it takes self discipline to work hard, save and invest. You could just as EASILY poke an app and buy a low cost index fund that would let you share in the profits of those "evil corporations". But you'd rather scroll and be outraged and shake your fist?
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@yakhalheart Don't you understand that credit is people spending money they DON'T have? If you can barely afford rent, why would you use credit to rent furniture? You'll still be paying it off (with interest ) long after you've been evicted and the furniture's been repoed! YOU sign up for debt. YOU signed the lease and the car note! Take some responsibility for your own actions. Meet your needs with a cheaper alternative.
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@yakhalheart Don't SIGN UP for wage slavery! Don't use credit to pay for what you can't afford. Take some responsibility! YOU signed for the lease and the car note and the phone plan! Buy the cheaper alternative or do without. Don't run up your bills like a fool and then cry that there was no money left to save!
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@yakhalheart I seriously doubt that percent of workers earning federal minimum wage has shot from 1.3% in 2022 to 70% in 2024. Did you get your stats from a brainrot clock app whinefluencer?
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@yakhalheart The USA isn't in the dire poverty you describe or food delivery apps, fast food, concert tours, movie theaters and paid streaming services wouldn't exist. The problem for most is failure to plan and lack of self discipline. How else do you explain the many Brainrot Clock App videos in which the shopper whines and cries over the "surprisingly high" cost of groceries, as if they couldn't read the prices on the shelf and add them up? They're either deliberately wasting $ to create "content," or they lack basic skills such as comparison shopping.
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@JohnAndrewNoftsinger3rd Yeah, because WE OUTSOURCED OUR MANUFACTURING to those "dirty" countries! We could have paid more for our products and kept those American jobs., smog, oil spills and asbestos trash here!
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@Readytore When the trust fund runs out, it'll be pay as you go, with current workers paying current retirees. Or they'll bail it out from somewhere else. Old people vote.
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@millerforester6237 CVS is a notorious employer. They understaff, leading to pharmacy errors.
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@Readytore The money you put in helps old retired people NOW. The money paid in in the future will help you when you're retired.
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@trevorloughlin1492 You can buy a REIT ETF in your IRA and make a share of that profit. They can't buy all the property if you buy some first. Even if you get stuck renting it's better to have money saved. right?
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@Readytore The Boomers CREATED the trust fund because they were a big generation paying in for a small generation. Un"screw" yourself by maxing out IRA, 401k and HSA ( if you have one) contributions.
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@Readytore The Boomers CREATED the trust fund because they were a big generation paying in for a small generation. Un"screw" yourself by maxing out IRA, 401k and HSA ( if you have one) contributions.
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@Readytore The Boomers CREATED the trust fund because they were a big generation paying in for a small generation. Un"screw" yourself by maxing out IRA, 401k and HSA ( if you have one) contributions.
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@Readytore The Boomers CREATED the trust fund because they were a big generation paying in for a small generation. Un"screw" yourself by maxing out IRA, 401k and HSA ( if you have one) contributions.
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@Readytore The Boomers CREATED the trust fund because they were a big generation paying in for a small generation. Un"screw" yourself by maxing out IRA, 401k and HSA ( if you have one) contributions.
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@lowlink534 What's wrong with that? Don't you intend to live a long. healthy life? Most of them still work part time or live off investments, anyway. Very few make enough from Social Security alone.
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@AMcGrath82 A higher prime rate cools off the market. It has cooled off since 2020. Trump will pressure the Fed to lower rates, and probably replace Powell once his term expires. Lower interest rate loans will lead to speculators buying up more houses. Blackstone's CEO endorsed Trump.
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@lowlink534 Don't YOU want to live a long, healthy life? Why don't you quit worrying about what someone else is doing and save and invest for yourself?
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@Happinessisachoice2023 Well. write your Congressman and tell him you want to pay higher taxes so everyone can have pensions! The Post Office can be absorbed by the Federal Government since they're losing market share to UPS and Fed Ex.
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@ericdoheny9108 The federal reserve raised rates, which rewards savers and cools off housing speculation. Why are you mad at them?
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@banziattack1354 There's no "fix inflation" button! Politicians have no control over shortages from foreign wars, outbreaks, of poor weather.
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@mistermoo7602 Not sure which comment you're referring to with the "mooches" because I answered a lot of people. If you mean somebody like Mu$k, who has received tens of billions from the US government, I'd say he's more of a skilled manipulator of the system than a mooch. Usually Socialism, not Capitalism, is accused of encouraging mooches.
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@christinajackson3461 So, you're 100% responsible to future generations for what politicians and big business decide to do today?
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@christinajackson3461 What am I denying? This speech is nothing but a bunch of pandering and finger pointing. Plus, terrible advice.
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@garrettleatham7138 Don't you get that muscle mass and agility decrease as you age? Stop playing like retirement is just laziness. Start saving and investing because you're next.
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@Lord_Tourettes You have to choose from the options available. The worst decision is to sit home until an ideal work situation appears while your debts pile up.
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