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3namechangezalowd Evry90dayzlernmor
More Perfect Union
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Comments by "3namechangezalowd Evry90dayzlernmor" (@3namechangezalowdevry90day7) on "Retirement Used To Be A Lot Easier. What Changed?" video.

These are SCAM BOTS, not people! Read the comments below the setup post and click the profile photos! They do this same " oh do you know an advisor"--🤖 "oh I know her, she's the best"--🤖routine on multiple videos !!
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False.401k was around in the 80s, plus many early retiree X and Millenials use it! 😊
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" I's A reLatAble HomeGurrl from Roun' the way! I needs some help to invest this 189k !"--🤖 "Oh Hai, chica, jus so happens I know somebody"---🤖
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@artiecon97 You realize this is an Advisor scam thread, right? The point is for the AI generated bot comments to scare you into calling the advisor that someone "just happens" to have the number for.
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This is deceptive! A self employed person can set up a SEP IRA! ANYONE with income can set up an IRA, even if they have a 401k also.
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@nickns732 They took your spam warning comment down with their bot army!
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@nickns732 They took your "spam warning" comment down with their bot army!
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@Marynicole830 Politicians are not doing their part by breaking up monopolies to allow competition ( which leads to lower prices)! Last time was AT&T, and that was decades ago!
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@FranciscoSalas33 Good advice, but you're talking to a financial advisor scam thread!
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@TheTapeandscissors Also, gig workers can contribute $69,000 a year to a SEP IRA and invest it in whatever!
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It works for the people who max out their 401k and IRA and don't chicken out when the market drops! It cuts your taxes BIG-TIME! 😊
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😂Relatable post to kick off a SPAMBOT THREAD!! 🐷🤖🐷🤖🐷🤖🐷🤖🐷🤖🐷🤖🐷🤖🐷🤖
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 @NoorJari406 BOTS🤖!!!!
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@sarawilliam696 SURE... How "relatable"
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@artiecon97 The OPPOSITE is also true. People who work hard, save and invest wisely graduate the work force in their fifties or forties.
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@SenkaZver There's very, very little "stagnant money". Banks get paid by loaning out what you deposit. Someone who sold you that stock or bond is using your money to earn profit. If you want wealth, don't keep 'mattress money' that loses buying power to inflation!
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@katieblasingame4664 Who is going to hand you THEIR money so you can be secure? If you don't have time to research individual stocks then just "buy the market " through an index fund in a 401k or IRA (which drops your taxes).
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@katieblasingame4664 Don't you understand the basics of buy low and sell high? When the whole market drops because of some external force, that means the STOCKS ARE ON SALE! Those factories, warehouses etc. still exist and are still worth something. If you're dollar cost averaging (same amount every month) you make money when those undervalued stocks regain their value. That's where indexing comes in. ONE business can be mismanaged and fail, but it's unlikely that the whole market will. The customers lost by one failed business go to another business.
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This is false information! Gig workers can contribute $69,000 a year to a SEP IRA and invest it in whatever!
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Faster to get crumbs (as dividends) than as tax funded handouts from the government. Saves steps and less incentive to offshore. Remember, no tax on those cap gain and dividend "crumbs" for those in the lowest bracket!
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Well, then they'll be able to drop the retirement age back down thanks to the vapey obesies.
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@TheRealEdStoner "She" will never have ANY emergencies because "she" is an AI generated setup post for a FINANCIAL ADVISOR SCAMBOT THREAD!
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@JimVajda82 Good advice... but "she" is an AI generated setup post for a FINANCIAL ADVISOR SCAMBOT THREAD!
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⚠️ ⚠️$¢∆|\/| 80+$!!!⚠️ ⚠️
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@jet4415 You know this is an Advisor scam thread, right? The point is for the AI generated bot comments to scare you into searching the advisor that someone "just happens" to know... 😂
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The irony is that the top comments are triple-name financial advisor SCAM THREADS! 😂
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@TheTapeandscissors This whole vid is Disinfo! Gig workers can contribute $69,000 a year to a SEP IRA and incest it in whatever!
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@TheTapeandscissors This whole vid is Disinfo! Gig workers can contribute $69,000 a year to a SEP IRA and incest it in whatever!
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@LDrosophila Whatever. They've been waking up to their Slayer cassettes for years. At noon. Because they're RETIRED!! 🤘🤘🤘
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@user-tb7rn1il3q Probably not! That's where private health care with insurance middlemen comes in! Better do those pushups and eat that fiber!
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@lipsum42 Cash for retirement is what's needed. Investing inside a 401k gets you more CASH because your taxes are lower!
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 @powertothesheeple5422 But you could be in the club, if you chose to work hard, save and invest!
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 @Novusod How is investing within a 401k or IRA and getting a huge tax break a scam? If so, it's a scam that benefits YOU! 😂
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 @nmize7623 That's why you do without luxuries, save and PLAN, so that when bad times hit you are "luckily" prepared! 😊
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@nmize7623 That's why you do without luxuries, save and PLAN, so that when bad times hit you are "luckily" prepared! 😊
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DanielLeo-u2e Gee Tee Eff Oh, SPAMBOT🐷🤖🐷🤖🐷🤖🤖🤖
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@Ek0 Medicaid is for the POOR, regardless of age.
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@TheCarnivoreSoprano Not really. But making it so people had to opt out of 401k enrollment was a better step. People put off planning for the future if it involves paperwork and there's a signup window.
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@stevepest4143 This policy is not unique to liberals. Trump's idea of de- taxing Social Security will bankrupt it faster.
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@bergamot333 If you're contributing, that's not a pension! Contribute! Save on taxes and take whatever that retirement plan is with you to your next employer!
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@maximemeis2867 If you need money, you have to take what work's available. People can't afford to stay home until optimal conditions are met.
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@ohiasdxfcghbljokasdjhnfvaw4ehr 401k becomes a rollover IRA you can take with you.
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STOP TAKING OUR COMMENTS
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@PatrickFitzgerald-cx6io SPAMMITTY SPAM🤑🐷
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@DonaldMark-ne7se 🤦KICKING OFF ANOTHER ADVISOR SCAM THREAD WITH A "WISDOM QUOTE" ?
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@JacquelinePerrira SPAMMMMM🐷🐷🐷🐷🐷🐷🐷🐷
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@Jamessmith-12 BBBOTTTTS🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖🤖
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@SenkaZverThere's very, very little "stagnant money". Banks get paid by loaning out what you deposit. Someone who sold you that stock or bond is using your money to earn profit. If you want wealth, don't keep 'mattress money' that loses buying power to inflation!
1
 @Crusadxr Get ANY job. Work hard so that you're not the one laid off when business slows down and spend less than what you make!
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@SenkaZverGamestop was mass manipulation by outsiders.
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@amzarnacht6710 That's being melodramatic. Yes, loopholes exist, but we have a progressive tax system where the poor may actually MAKE money on their tax return due to credits and the lowest bracket pays 0% on Cap Gains.
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"RELATABLE" SETUP POST=TRIPLE NAME ADVISOR SCAM SPAM!!
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@katieblasingame4664 FALSE! You just set up an IRA at your bank, credit union or investment firm . Pick a low cost Stock index fund and and a low cost bond index fund. Do the same with your 401k at your employer. Set up automatic contributions. DONE!
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@princetonscholar5723 Depending on Social Security alone is risky because of the ratio of young workers compared to retirees and disabled. Taking risk in another area such as stocks and bonds or real estate actually REDUCES the overall risk. It's called hedging your bets!
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@bria2596 Advisor scams usually kick off with relatable life situations or wisdom quotes designed to get a lot of thumbs up from people not paying attention! That gives them "social proof" that makes them look legit!
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@princetonscholar5723 LIFE is risk based. Do nothing with your money and you risk losing buying power to inflation. If you don't have time to research stocks then just "buy the market " through an index fund in a 401k or IRA (which drops your taxes).
1
@katieblasingame4664 Don't you understand the basics of buy low and sell high? When the whole market drops because of some external force, that means the STOCKS ARE ON SALE! Those factories, warehouses etc. still exist and are still worth something. If you're dollar cost averaging (same amount every month) you make money when those undervalued stocks regain their value. That's where indexing comes in. ONE business can be mismanaged and fail, but it's unlikely that the whole market will. The customers lost by one failed business go to another business.
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@katieblasingame4664 What's your better plan, then? A Ponzi scheme where current workers pay retirees needs an ever-expanding population to work.
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@princetonscholar5723 A Ponzi scheme where current workers pay retirees needs an ever-expanding population to work. That's not guaranteed, so best to hedge your bets!
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@katieblasingame4664 What's your better plan, then? A Ponzi scheme where current workers pay retirees needs an ever-expanding population to work.
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@123lowp You can buy regular non-ETF index funds from Fidelity and Vanguard, too. Once you have over a certain amount in a fund, Vanguard lowers their expense ratio for your shares of the fund.
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@jon9103 Great. But you still need to save for retirement, so why not do it inside the 401k and cut your taxes?
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@jokerpilled2535 Ok, so why are they STILL coming if it's so bad?
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@jokerpilled2535 They have cel phones and social media to see how we live and relatives/friends here that tell them. Your "bad" is their " way better".They see us as coddled and lazy.
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 @TQFMTradingStrategies MORE THAN 75% OF NEW BUSINESSES (AND PLENTY OF MARRIAGES) FAIL! I'll take low expense ratio index funds in a tax deferred account! 😊
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 @Boris80b So? They can also have an IRA, HSA and a regular taxable account.
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@douglashogg4848 "Professional expertise" UNDERPERFORMS just buying an index fund or two.
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@ellaaysun6181 So
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@YaxelBurone Sick
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@GobinderLuymes SCAM
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@LuuzbelitoPirogovsky BOT
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@ryancihet555 These are SCAM BOTS, not people! Read the comments below the setup post and click the profile photos! They do this same " oh do you know an advisor"--🤖 "oh I know her, she's the best"--🤖routine on multiple videos !!
1
"RELATABLE" SETUP POST=TRIPLE NAME ADVISOR SCAM SPAM!!
1
🎵TRIPLE NAME ADVISOR🤑SPAM,🐷 SCAMMY SCAMMY SCAMMY SCAM🎵
1
 @hexlensespectacles "No restrictions on what the politicians can do" is a DICTATOR. WHY would you want that?
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@hexlensespectacles Politicians' actions not being limited is a dictatorship. WHY would you want that?
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@chocolatecaramel4447 How is that false? Money is loaned into existence. A higher prime rate dries up the money supply.
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@greevar You're describing communism, though.
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@Aaron565 The worker takes a risk that the new company won't go under. Most do. Meanwhile, long term capital losses (on stock that has depreciated) can be DEDUCTED against the investor's yearly income on taxes!
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@Aaron565 Hey, nobody was born educated. Their 401ks' mutual funds' expense ratios are supposed to cover the cost of client education.
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. Their 401ks' mutual funds' expense ratios are supposed to cover the cost of client "education." All that's provided is a sales pitch for MANAGED FUNDS which are more expensive and perform poorly long term as opposed to lower expense ratio index funds .
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@katieblasingame4664 This vid is false information! Gig workers can contribute $69,000 a year to a SEP IRA and invest it in whatever!
1
Fish and garden.
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This is why being a housewife is the biggest gamble. At least this guy had a few quarters of income for SSAdmin. to average!
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@VivaciousOM That's true. The full retirement age is increasing as it was scheduled to way back in 1983.
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@coolben854 Ooo
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@face2lune whatever
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@CharlotteJacobsons Oh
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@claireNymans I saw Ms. Reeves has an only fins account where she does vile things with salmon! There's certainly no shame in her game!
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RELATABLE" SETUP POST=TRIPLE NAME ADVISOR SCAM SPAM!!
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@nickns732 I's A reLatAble HomeGurrl from Roun' the way! I needs some help to invest this 189k !--🤖
1
@nickns732 I's A reLatAble HomeGurrl from Roun' the way! I needs some help to invest this 189k !--🤖
1
@nickns732 " I's A reLatAble HomeGurrl from Roun' the way! I needs some help to invest this 189k !"--🤖 "Oh Hai, chica, jus so happens I know somebody"---🤖
1
@JimVajda82 Good advice... but "she" is an AI generated setup post for a FINANCIAL ADVISOR SCAMBOT THREAD!
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@JimVajda82 Good advice... but "she" is an AI generated setup post for a FINANCIAL ADVISOR SCAMBOT THREAD!
1
@CharlotteJacobsons ⚠️ ⚠️$¢∆|\/| 80+$!!!⚠️ ⚠️⚠️ ⚠️
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@jet4415 Great advice but make sure you invest INSIDE an IRA or 401k to drop your taxes. At least get a stock index fund because they offer LOW expense ratios and built in diversification. Bonds alone might keep up with inflation but they don't offer much real growth.
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