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3namechangezalowd Evry90dayzlernmor
CBS Chicago
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Comments by "3namechangezalowd Evry90dayzlernmor" (@3namechangezalowdevry90day7) on "CBS Chicago" channel.
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The tellers are doing their jobs and following their company's and government policies. Those policies were put in place because there's a ton of fraud. It's mean to snap at them.
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True, but 50 days hold is excessive. Makes it look like there was clerical or computer error... And the report doesn't say why her account got closed.
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BOA's not going to let their people be on air explaining their incompotence. It's bad press. The reporter might have been able to dig a bit more into why the account was closed. Holding large checks to prevent fraud is a national statute but 50 days is excessive. That indicates clerical error on BOA's part or on the part of the government agency that issued the check.
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How did they cash the check without a checking account to deposit into? That thing about holding large checks being a national policy to combat fraud is true. Did she have an account and then they closed it? If so, why?
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Holding a check that big to combat fraud is a national statute. 50 days is way too long though, and somehow her account got closed? Sounds like some sort of incompotence/ clerical error, in which case she should still sue. I doubt she can win just on grounds of discrimination because the clerks and computer programs running the bank's paperwork have no idea what race she is or that she has a disability.
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@goldenfury7231 This looks more like clerical/ computer error. You're just an account number to the people and computer systems handling BOA's accounts. They have no idea what you look like or whether you're disabled. Discrimination will be hard to prove. She should still sue for the inconvenience because 50 days hold is excessive.
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Banks have been sued by illegals too, for holding money and not releasing it to a family member after the account holder got deported. Countrywide mortgage cheated a lot of migrants (prior to the crash of 08) who couldn't understand the mortgage terms because they couldn't read English. Then, as part of the terms when BOA bought Countrywide after it failed, BOA had to pay back a lot of the people that had been cheated.
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@Bleu413 Yeah, they said that about the 50 days and that's clearly excessive. But we have no idea what happened during those 50 days. Was there clerical error on the bank's part or on the issuing agency's part? We know the check was flagged as possibly fraudulent by the computer system. Was there nowhere to deposit the $ once it finally cleared because the checking account closed? And we're also not told why the account closed . Sad story with few facts.
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If it's true that she just opened the account to fund with the check, then the check didn't clear, that's probably what made the account close (for insufficient funds). Then if the check cleared later, it had nowhere to deposit?
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IRS is incompetent AF! If you've ever called their 800 # it's a guarantee you'll get transferred around like crazy from idiot to idiot. I wouldn't be at all surprised if the IRS or Social Security dept. screwed up the amount verification on their end!
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