Youtube comments of TeeKay (@teekay_1).
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A Honda dealer tried this with my wife; (in fact all of them do this when they run into a Honda brought in by un-knowledgeable people who come in with an older/high mileage car.
My wife brought in her odyssey at the time with about 120K miles, nothing wrong with it, and they returned her a checklist of things wrong that totaled $5K. Now the thing wasn't worth $5K, so she called me and asked what to do, I told her to bring the list home. And a lot of things looked pretty scary, broken suspension, failed steering components. They even had pictures in the estimate of tie-rod ends broken, collapsed shocks... it looked pretty bad
I told her it was nonsense, but she didn't quite believe me with the "how could they just lie if they have pictures", so I told her to take it to the local guy and he looked it over and laughed and said "nothing is wrong with the car" and didn't even charge us anything. So I took the estimate back to the Honda dealer, and I said, what do these pictures mean? Did you actually take a picture of the tie-rod? "No sir, that's a picture of what it looks like when it breaks". I see.
A few weeks later, friends of ours got the same treatment (we should have warned them). They walked out after buying a new car (and getting nothing for the trade-in). So you understand why dealers are eager to drive business both ways... either you spend $5K fixing something that doesn't need to be fixed, or they sell you a new car.
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@mojo9291 Actually, he failed, because Hawley's point is valid. You cannot try to force people into electric cars, putting almost all the autoworkers in the US out of work without a reliable source of processed materials necessary to make them..
What Hawley should have added was that no first world country will allow the mining and processing of these materials because it's terrible for the environment, which is why they shut the Minnesota mine down in the first place.
The bigger picture is that like most things this administration does, it's to score political points with the crazy left and rarely considers the side effects of their ignorant policies. Whether it's defunding the police, printing trillions of dollars, (which is different than any president before this one), gender ideology, opening up the border or DEI nonsense, every one of them ultimately is weakening us as a country, and the thing is.... they don't care.
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Chris, Trump hasn't filed for personal bankruptcy at all. He's started businesses that have failed, but that's the life of an entrepreneur. His core business of real-estate has never declared bankruptcy. So you're misinformed.
The other raised by a middle-class single parent became a lawyer, prosecutor, senator, NEVER filed for bankruptcy
Kamala was raised in a traditional Indian home (The name Kamala is Hindi for either "lotus" or "pale red") definitely upper middle-class, where both parents were professors (her father was a Marxist economist, and her mother, Shyamala Gopalan was a biomedical scientist ). Today she is a multimillionaire, and hasn't had to declare bankruptcy because she's always worked for the government her entire life.
Begging the question, how do you become a multi millionaire working for the government?
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It's surprising people keep making the payments to the vendor of the extended warranty after they refuse to fix it.
Seriously, if you want to buy an extended warranty, ONLY buy one from the manufacturer. They're cheaper, they're more comprehensive, and the dealer takes care of it. Dealerships, ironically don't like carrying the manufacturer's extended warranty because there's not much margin in them.
In that case there are dealerships that sell them online. And they generally sell them 30% or more off MSRP. I have experience with Chrysler and Honda extended warranties, and yes, generally they don't pay for themselves, but they make the car a lot easier to sell privately, since you can get them for up to six years, and the warranty transfers to the new owner.
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@cooganalaska3249 Rent, office staff, service writers, mechanics, parts guys, space to store the parts, electricity, holding costs on cars sitting on the lot, typical office expenses, computers, lawyers, advertising, etc.
I'm no dealer either, but if you've ever run a business the overhead with a any business that complex is crazy high.
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@waytoobiased If I'm a guy and I prefer she/her, does that make me a woman? That doesn't seem right.
You can want a female body all you want, but if you weren't born with it, you won't have one. It won't have fallopian tubes, a uterus, a vagina, ovaries etc etc etc.
If you have a beard and penis, you can't be perceived as a female.
Not sure what "Femme Expression" is.
You're falling back to cliches about women to define a woman.
It's like saying, "If i feel girly, get hysterical, and drive poorly that makes me a woman" which is both offensive to real women and wrong.
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3 years later... The equities market is not "gambling". And it's not complex. It's a silly notion to get clicks. The market goes up and it goes down, and generally it's fairly rational. If you look at the market over time, on average you'll get a 7.5% return on your money annually. Some years it's much more than that, other years, it's much less, but over time, the market keeps up with inflation, and even when it drops it goes back to where it was in 5 months or less.
You cannot time the market, you do income averaging, taking advantage of employer matches, and you pay yourself first. And when you retire, you have a lot of money in the market. It doesn't take special knowledge, and people who claim that simply don't want to understand it. Don't blame the system, blame yourself for not spending a few hours to learn how 401K's and IRAs work. The challenge of being a free people is it is your responsibility to run your own life.
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@geirvinje2556 Well, that makes sense though. The world depends on oil. In fact without oil, we'd be running civilization like the 1850's, with all of us using whale oil lamps, and huddling around fireplaces for warmth.
The reality is ships, transport (long distance and local), heating houses, trains, farm equipment, can cars, largely depends on oil. So keeping oil cheap is the key to keeping the cost of all goods and services down.
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@badchefi so first, you must realize that $20,000 US is about $31,000 NZ.
Second, gas is $3 US a gallon but in New Zealand, a gallon of gas is the equivalent of about $11.50 US, and at that price a Honda Civic will use about $950 US a year or about $11,500 NZ a year. So over 20 years, gas will cost about $18,000 US or $218,500 NZ because of your government gas taxes (this assumes an average driving of 11,000 US miles per year)
The cost of a new model 3 Tesla in NZ is $66,900 NZ or $43,000 US
So in the US when you run the numbers against a Civic, the Tesla 3 makes no sense economically, and there's no way that Tesla 3 will make it to 20 years.
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@jedrouth9147 In reality, all ev's are struggling to meet expectations of the middle class
What people are looking for in cars these day is something that costs about $20K, can hold 4 adults, can go 400 plus miles without refuel/recharge, and they feel comfortable it will only required scheduled maintenance for 10-20 years. That's the consumer's wish.
EVs are interesting and amazing in many ways, and Tesla deserves a lot of credit for that, but as much as I admire Tesla and the man behind it, these cars are not attractive, they have odd proportions, and don't meet the expectation that I laid out above. They don't match their EPA range figures, they struggle in the cold, you have to be careful with the battery, and they feel like a color TV in 1961, interesting and something the rich kid up the street had. And when people hear about unquenchable fires, and potential battery problems, they're closing up their wallets.
And instead of telling people they're wrong for having these expectations, EVs need to evolve to meet those expectation before they get to be more than 1-2% of the entire population of automobiles in the US. And if EVs can't get there quickly be honest with the consumer and tell them it's not a direct replacement for a gas/diesel car, it's a commuter/around town car.
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@proUNITEDSTATES Nice try, but the spirit of the Declaration of Independence cannot be superannuated by a treaty, since it is not part of the constitution.
And BTW, the first article simple says: "His Brittanic Majesty acknowledges the said United States, viz., New Hampshire, Massachusetts Bay, Rhode Island and Providence Plantations, Connecticut, New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia, North Carolina, South Carolina and Georgia, to be free sovereign and Independent States; that he treats with them as such, and for himself his Heirs & Successors, relinquishes all claims to the Government, Propriety, and Territorial Rights of the same and every Part thereof."
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Perfect example of Google manipulating search results... people were claiming that 6,000 people had died in Puerto Rico because of the hurricane a couple years back, and I wanted to know how many people died in Puerto Rico in a typical month. This information always has been readily available for countries, US States, and Cities.
Every search on Google pointed to articles about how the president was responsible for the 6,000 deaths in Puerto Rico. Google would no longer give me the links to the raw data to do a comparison.
Several months later, I did the same search and I could get the data unfiltered, and guess what.... 6,000 people die in Puerto Rico every month. And so if what the press was saying was true, you'd expect to get an anomaly for the month and of course for the year. In reality, the data showed that no additional people had died in Puerto Rico, making the point that the big tech companies, including Google manipulate results not just for business purposes but for political purposes.
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@DerrickDJ and it's already paying for itself buying going the same distance for less and the maintenance cost
Since a Model Y starts at $44,000, and maintenance on a gas car in the first 5 years is minimal, you've just spent $44,000 (minus taxpayer subsidies) to save $1,640 per year in gas charges, and roughly $400/year in maintenance costs (which is a little high).
Round this up to $2.1K/year for the gas car, and what you'll find is that there is a 20 year payback, not considered the interest you're paying on the loan for your Model Y. Now, of course, if your RDX was crashed or no longer serviceable, that may make sense, but otherwise, you've spent a lot of money to save a little bit of money.
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@jimcarrington6744 Reverse mortgages are a symptom of misplaced priorities:
1) People make a big deal of paying off their mortgage before they retire. In theory a noble goal
2) But that money you used to pay down the mortgage is now in the house, and you can't really get that money out of the house without selling it
3) Unexpected circumstances come by, broken car, medical bills, junior lost his job, and they have no cash
4) So they turn to the only source of income, their house, and take out a reverse mortgage.
The point is that a paid-off house is great, but if you pay it off by using money that you'd be better off saving for retirement, then it may not be a great idea, and houses are an asset that can't easily be leveraged to generate cash.
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The problem seems to be the coastal cities have loudly and boldly proclaimed they hate the rest of the country, and in return the rest of the country has decided to repay the favor. And the coastal cities have absolutely dumb people running the places, so between the disdain for the rest of the population, and the absolute ineptness of the leadership at a local, state and federal level, these cities are left in a place where they believe crime is okay, that they need to control the population to a degree that the rest of the country won't tolerate, they believe education is essentially useless and thus, the core of these cities is hollowed out.
BTW, homelessness is big business, which is why it will never get fixed.
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@Tijuanabill Sorry son, but Stolen Valor is a crime. if he had been in combat, he would have received the CIB and thus he would be liable under this act:
The Stolen Valor Act of 2013 is a United States federal law that was passed by the 113th United States Congress. The law amends the federal criminal code to make it a crime for a person to fraudulently claim having received a valor award specified in the Act, with the intention of obtaining money, property, or other tangible benefit by convincing another that he or she received the award
He also claimed that he used "weapons of war in a combat zone", and encouraged other people to claim the same.
Finally, he lied about he rank he had when he retired.
This is not a "technicality", it's a lie. It's a big fat lie, that probably won't be charged, because he's already been humiliated enough. But there's nothing about him that can be believed. Kamala can hang onto him, but it doesn't matter at this point, as their ship is sinking quickly as every new story about him is casting grave doubt on the entire ticket.
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@brankobelfranin8815 Education doesn't mean "college degree". It also means "journeyman machinist", "master electrician", "HVAC specialist", "nuclear technician", "field service engineer", "industrial electrician" etc.
I will say that yes, college is worthwhile for mechanical engineering, chemical engineering, nuclear engineer, software engineer, computer scientist, mathematician, statistician, actuary. And you can throw in MBA too.
But if you're going to school to get a degree in English lit or "communications" or "sociology", save your money and go to the library.
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@carolreyna3409 You're just very misinformed about tariffs.
Let me help you because I feel like If I make you a bit more educated in one little aspect of your misinformed life, then that will cascade to the rest.
Tariffs against China work like this:
1) China ships widgets to the United States for $100 each, each subject to at 10% tariff.
2) At the port of entry, a tariff is placed on the US importer of the Chinese widgets who must pay 10% (or $10 in this case) for customs to allow the good to come into the United States
3) When sold, the US Importer (a US Company, staffed by Americans), adds the additional tariff into the purchase price so instead of selling for $100 to you or me, it now costs $110
You'll note that China does not pay the tariff, the consumers (all US citizens) pay the tariff.
Now you won't believe me, but really, that's how they work.
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@stefandavenport1588 Vary your news sources
I'd say "right back at you"
From CalMatters :
"California’s tax system, which relies heavily on the wealthy for state income, is prone to boom-and-bust cycles. While it delivers big returns from the rich whenever Wall Street goes on a bull run, it forces state and local governments to cut services, raise taxes or borrow money in a downturn. During the Great Recession, the capital-gains taxes that sustained the state in good times plummeted. School districts handed out 30,000 pink slips to teachers, and the state was so cash-strapped it gave out IOUs when it couldn’t pay some of its bills."
The result?
"According to the Legislative Analyst’s Office [of California], half of the state’s personal income tax revenue comes from those making $500,000 or more. Conversely, households making $50,000 or less make up nearly 60 percent of tax filings but make up just 2 percent of revenue."
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@engineeringtheweirdguy2103 Warranty period are not based around longevity of something, they're based around two things: 1) What marketing needs to give consumers confidence in a product and 2) The point where consumer claims will be great than roughly 1% failure rates.
When Hyundai came to the United States, their warranty was 7 years or 70,000 miles. Did that mean Hyundai had secret ways of making engines twice as good as anyone else?
Since the Tesla battery warranty on the 3 is "8 years or 100,000 miles, whichever comes first, with minimum 70% retention of Battery capacity over the warranty period." Means that by your standard , a Tesla battery is expected to only have 70% of it's capacity after 8 years / 100,000 miles. Which means that after 100,000 or 8 years the 333 mile battery life will degrade to 233 miles. And BTW, Tesla doesn't replace with a brand new battery, they give you a refurbished battery.
If that'sfalse, then your theory that a normal car engine warrantied for 3 years / 36,000 means they'll only make it to 36,000 miles is probably false as well. As to your idea that a refurbished short block will cost $12K to replace, you're off by a factor 3-4x. It's going to be closer to $4K.
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@junehanzawa5165 The only thing worse than dealers are the automakers themselves.
There seems to be a mantra that if dealers were gone, cars would be cheaper, there would be no additional markup when supply was tight and that they hate dealing with salesmen etc.
The reality is car won't come down in price if the dealer goes away. That thought process is devoid of basic economic literacy. And the way automakers will screw consumers on price is when supplies are tight, you'll only be able to get a fully equipped model. Kinda like they're doing now.
Personally, I've never really had a problem with dealers, yeah, slightly ambitious sales manager will sometimes try to sneak things on the sales order, and sure, today's car salesman are ignorant of the product, and are being pushed to get you to buy on the basis of payments.
But the difference is that if the dealer down the street is adding mark up, doesn't have the car you want, or won't order what you want, you can go to another dealer who will either offer you a better deal and/or has the car you want.
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The big "issue" with SAT scores is that it's the best predictor of college success. That's why it's used.
The problem is that about 50% of the people in college today are not college material. College is supposed to be difficult, it's meant for the top 10-20% of IQ. It's meant to be exclusive. Unfortunately with colleges being big business with huge overheads, they need more kids to be sustainable.
A liberal arts degree used to mean something 40+ years ago because you had to study a wide variety of disciplines, mathematics, science, literature, philosophy, economics. Today, unless it's in a handful of majors, it's grades 13-16, leaving student in debt with no marketable skills.
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iscadean3607 "All humans need to relieve themselves and refuel every 3 hour or so."
Maybe when they get really old? 3 hours at 70 MPH (avg), 240 miles. Not even one stint with that kind of range. Then I have to sit around for what.... 90 minutes? By comparison, the SUV will go about 500 miles, get 25 MPG, meaning we can make it 1/3 of the way across the country, then settle in at our hotel.
But to the topic at hand, the Polestar falls into that range where it's too expensive for the core functionality it provides. Sure, it has really great Scandinavian design, brilliant controls, passable shape, but why would I pay $65K for such a limited car? If it were a gas powered car, it would be selling for 1/3 less. So as a consumer, there really is only one rational choice, and it's not the Polestar, as much as I like the interior.
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@janisfeldmanis1364 The Soviet Union worked for a while and was considered the 2nd most powerful country in the world. They collapsed rather spectacularly because their citizens demanded the freedoms of the west. And China grew so quickly because it was an agrarian economy well into the 1980's.
Right now China has death camps, proudly kills ethnic minorities, monitors citizens emails, texts, and social media postings and if you disagree with the state, privileges are taken away from you or you're jailed. Aside from the fact that China is an aristocracy combined with fascism, it's not a nice place to live for people who want to disagree with the state. Those wonderful strikes that France has today in China, the protestors would simply disappear.
If that's your ideal place because they call themselves "communist", then enjoy, but you'd be the first one sent to a work camp when you posted something negative about Pooh Bear, the great and powerful leader.
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@petebrown6356 Sure, it makes them feel sad, and speech that makes you sad is illegal.
Other than that you can say anything you want. Well, except you can't mock someone online. But other than that, you can say what you want.
And if you say something false about a person online, they can arrest you for that as well. But other than that they 100% have free speech.
Unless you criticize government ministers because they're idiots. That's not allowed, but everything else is okay with the exceptions of everything I mentioned here plus a few more.
Oh, yes, you can't pray silently in public, because it intimidates people, and that is definitely something you should be arrested for.
But yeah. Free speech.
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@kidkrypton6286 I agree. The only ting whitey invented is computers, the internet, facebook, twitter, automobiles, modern forms of government, rocketships, the post office, libraries, electric cars, modern medicine, the financial system, global commerce, modern electrical systems, modern manufacturing, they developed our understanding of physics, calculus, atomic physics, solar cells, hydroelectric generation, genetics & hybridization, modern farming methods, ..... probably some other sh*t too.
Other than that, not too much.
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@williammeek4078 The cost of repairing “fender benders” is the same for new cars BEV or ICEV
"Hertz Global is slowing down the pace by which it adds battery electric vehicles to its fleet, executives said on a third-quarter earnings call on Thursday. The rental car company cited Tesla’s price cuts negatively impacting the resale value of its EVs, and higher than expected repair costs for EVs as a reason to slow its pace of electrification "
"According to the report, insurance claim costs are usually higher for electric cars. "As it relates to average severity for repairable vehicles, EV costs continue to exceed those of ICE automobiles. For Q2 2023, severity costs were higher for EVs by $963 in the US and $1,328 in Canada ," wrote the study." from InsideEV written by Andrew Lambrecht
"But collision repairs may be a different story. According to a recent study from CCC Intelligent Solutions Inc., for example, based on actual insurance claims for small, non-luxury-brand cars with front-end damage that were still driveable, the average EV model cost $4,041 to fix. That was about 27% more than the average for roughly comparable non-EV models . Based in Chicago, CCC processes and analyzes auto insurance claims related to more than 16 million repairs annually, the company says." from Forbes
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Meh, probably not. if you look at the hourly increase, it's not the cause of why EVs are so expensive.
EVs are expensive because they are harder to design properly, they depend on a terrible and expensive battery, and overall the materials used are more expensive.
No car will succeed without a strong dealer network for service, and a trust by customers that they'll be around for the long haul. If Chinese EVs were $5-10K, you might risk it, especially since Chinese products don't have a strong reputation in the US.
You need to do it the way Japanese and Korean manufacturers did it, with initially offering warranties double what competitors do, building cars so good that they go 100's of thousands of miles without failure, and for EVs probably a 15 year warranty on the battery, no questions asked.
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@mochithepooh5368 I could tell the way the pretty much burned down Minneapolis, and the cops they killed, the people hurt. And BLM promised that if Trump were re-elected they'd burn down every major city in the US. Weird, eh? All that burning, looting, and killing and everyone arrested was released.
The people protesting in washington on January 6th by contrast, no demands were made, no one was armed, no police were killed. The police led them around the capitol, led them outside, they said prayers inside the chamber and they left. Yes, some yahoos committed vandalism.
The people saying "Democracy was at risk" fall into two camps: The very stupid, and the political liars. Which are you?
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The panel is ignoring one other point about the legacy automaker... their gas cars are functionally better than their EVs and there is massive demands for certain models that they won't make enough of for some reason. Worse, they're using markups on their gas cars to offset the losses on substandard EVs that few people want.
So for their popular models, they're overpricing and under-producing. All of this while trying to flog EVs that nobody wants, in an era of rising interest rates.
To the viability of EVs, they will never be able to replace gas cars as long as they have lithium batteries. The energy density will never be there for lithium, and saying "next gen batteries will be out soon", is simply a pipe dream. Next Gen batteries are 10-20 years out because lithium battery plants make them now a legacy technology and no one willy simply replace their $9B battery plant quickly.
And to Farzad, it's not so much the CEO needs a new yacht, if stock prices go down 90%, the overall value of the company disappears, and you can't raise equity to move to a new technology. I hear people say silly stuff like that all the time about "greedy investors and CEO". It just a silly meme for people who don't understand finance.
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@seth3189 Yes, you have to go through menopausal to be "post-menopausal".
To your larger point, if the person was biological female at birth, but because of sickness, injury or birth defect they could not bear a child, then yes they are still a woman.
If they cut their breasts off, and have their female parts removed, yes, they are still a woman, albeit a mentally ill woman.
This is so easy, you'd have to be a 15 year old boy trying to prove a point to be puzzled by the obvious.
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@stevemabus6178 Steve, that's more of your imagination. Trump was an exaggerator, not a liar. And Barr was simply dropping truth bombs on you. You still think there was collusion with Russia, when the whole thing was made up by Hillary and her campaign. If you cannot accept that, you could possibly be crazy.
With Brandon, it's hard to say he's lying because he has no idea what's going on. And I get it, you find him hilariously funny, but the problem is the Chinese and Russians see Brandon as too addled to do the job, so it increases our chances of war.
Again, if you don't see that, it might be time to see a therapist, because you seem to be detached from reality.
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@blessingjohnchelliah4317 Well, lowest labor participation rate in history, Putin is still waging war and Biden doesn't know what to do. We're not sure she's a black woman because she admits she doesn't know what a woman is. NATO still hasn't done anything except talk, the infrastructure bill isn't actually delivering infrastructure and the biggest deficits and debt in the history of the world.
Further, highest inflation in 40 years, gas prices at all time high, food shortages, car shortages, Joe has wrecked our energy independence, and China laughing at the United States, and Joe is senile.
This is what Democrats consider "good". Most people now consider Brandon the worst president in US history.
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@eniselmenic5056 So you've just admitted you don't get analogies, which is fine. 50% of all people are below average, so there is that on your side.
So with that knowledge, I'll help you, because I love my fellow human beings. I'll do it step by step, so you get it:
1) A letter was written about pet theories by the crazy left. You know the left-wing nonsense slogans, American is fundamentally racists, defend the police, we shouldn't jail minorities, hands-up don't shoot, and all that B.S.
2) Progressives actually believe that stuff, and some people wanted espouse the in-vogue theories of crazy people
3) And so this hapless attorney signed the letter to look all progressive-y
4) She tried to hide the letter, but sucks for her that it was on the web.
5) Now she's claiming she doesn't remember signing it.
I apologize to everyone for long response tedious response, but you seem to be unwilling to see the reality of what happened in the clip.
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@nsweeney3970 Well, with a US perspective, the cost of Gasoline (petrol) or Diesel is one of the least important cost in running an automobile. Much more important is depreciation (probably the same in Europe and the UK), maintenance, and insurance. And of course, the availability of fuel while on long trips. And yes I know the stats that show most people never drive more than 50-100 miles from their home, but it effectively makes the car a local vehicle only. People in the US will very often drive for summer vacations, going to many places that don't have any sort of EV charging infrastructure.
Lastly, in the US, the data shows that most people have an EV as a 2nd or 3rd vehicle, as a commuter or grocery getter. It's basically upper middle class people using local and federal subsidies for both the automobile and the charger. I suspect those will go away at the federal level quite soon.
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@user-kc1tf7zm3b The largest cost in operating any automobile is the depreciation costs. Fuel costs are only the 3rd most expensive cost of running an automobile. Insurance is 2nd
So if a gas powered vehicle can be purchased for $29K and gets 33 l/100 km, and you drive about 15K km/year you'll spend about $1,100 per year for gas.
The Tesla model 3 starts at $40K. And these models are quite comparable in size, passenger seating etc, you already start with a $13K deficit, primarily because electric cars cost a lot to build.
After 6 years, the Tesla is worth $20K, the Honda $14K, Depreciation lays out at $20K for the Tesla and $13K for the Honda, meaning that the 6 year depreciation is another $7K difference. The Honda will use $7K in gas over those 6 years. Maintenance costs is about $3K in those 6 years. Let's say the electricity costs of the Tesla is $1K with no maintenance costs.
Let's add it up:
1) Initial outlay for the Honda is $13K less
2) Depreciation for the Honda is $7K less
3) Maintenance and gas for the Honda is $9K more
The Honda is $11K cheaper over a 6 year period than a Tesla model 3. And more significantly the Honda has a 15 gallon tank giving you a range of about 500 miles, and can be refueled in 3-5 minutes.
The Honda will still be running in 20 years. The Tesla will be recycled in 20 years.
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@ Well, yes it it is.
Let's break it down for you
International affairs refers to the interactions, relationships, and dealings between nations and their governments on a global scale. It encompasses a wide range of activities, including diplomacy, trade, conflicts, treaties, and cooperative efforts to address global issues like climate change, human rights, and economic development.
So yes, it is actually international affairs.
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When I looked at Solar, there was a 25 year ROI for a 100kw system. Which, coincidentally, was the stated lifespan of the system. And yes, I had a southern exposure. I'd love to do it, but as an investment, it didn't work for me. I'm re-insultating, the entire house which gets me to a break-even in 5 years.
As to increasing home value, yes, but! Aesthetics matter on larger/more expensive homes. Personally, I wouldn't put solar on the front of a house.
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Dave, the real answer as to why mainframes exist is because IBM (Kyndryl?) prices the machines high enough to make a good profit, but not so high that it's worth switching away. If you have a large portfolio of mainframe applications and you figure out what it takes to migrate away from it, you'll spend a lot more money than you'll save even with a 5 year payback window. This is not due to any magic of mainframes, it's just the way the numbers work out.
Not trashing the architecture, it's cool stuff, but if you were starting a company or even had an established company and you had a CTO tell you "we need to buy a mainframe" you'd laugh. The last guy to do that was Werner Vogels and that mainframe didn't last very long (ask him about it if you see him).
Also, the other fly in the ointment is that you can get IBM (Kyrndryl?) to come out and give you a demonstration and show you some really cool stuff the architecture can support, but when you ask them if they have it ready to go, and who else is actually doing it, you get crickets. They'll offer to build it for you.
OS/2 was the canary in the mine.
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@sammi-joreviews1135 All of your assumptions are wrong including about my age
If you have a 2.5% loan, you're essentially getting free money, particularly with inflation running at 10% plus. If you pay off early, the bank should send you a thank you note from the CEO and a free vacation. You're FAR better off putting that extra payment into a bank account.
The trouble with a house is that it is a completely non-liquid, non-performing asset. Worse, once you retire, the only way to get money out of your house is to take out a HELOC or similar. But you're retired, so the bank won't give you one because.... you're retired.
If you had kept your money liquid, you'd have the situation in hand. You should never pay off a mortgage early UNLESS you have a bad interest rate or you have 9 months of salary saved.
So going with your advice, you find yourself with a $50,000 medical bill and $2K in the bank. What would you do?
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It would have been interesting to test these with a stand-up paddleboard.
Two more things, check your link to all the GooLoo. It says it's out of stock, but there is an exact same model that just has a different URL.
Despite the rave reviews of the DeWalt, there are two problems with it from a practical standpoint. If you power it by battery, you really need a 4 amp battery (or greater), and if you want to connect it to a 110v outlet, it requires a DeWalt step-down transformer to 12V, so it provides no additional advantage to just plugging it into the cigar lighter.
For all the compressors that can use their associated power tool battery (Dewalt, Ryobi, Makita, etc), it would be useful to know if they can charge the battery if plugged into a 110v outlet. Apparently the DeWalt cannot charge it's battery.
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My sense is what the questioner is asking is "Gee, Walmart is basically stuff made in China on machines that mass produce millions per hour, my friend is knitting at home so each piece is a bespoke product, so why compare that to mass-produced junk to hand-made American craftsmanship?" Perfect example is in the US Southwest native blankets (used as works of art hung on the walls) a relatively small blanket is $5,000 and up and you understand inherently that this took someone months of their life, so of course, it would cost that much.
However, the market for $5,000 handmade blankets is exceedingly small, so as a result, the local shops that sell them have lots for sale, with few takers, even though arguably the pricing makes sense. So you need to understand the size of your market. It may turn out that while the market appreciates bespoke artwork, they don't appreciate it enough to actually pay for it, in which case it's not a business, it's a hobby.
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@tonyfulford3175 The "Edsel" was a great car.
Not really.....
Ford promised a technological marvel with elegant and artistic styling. They even went as far as to claim Edsel cars were “the most beautiful thing that ever happened to horsepower"
The hype was so high that Edsel broke the record for pre-production orders. When the “E-Day” came, on September 4, 1957, people rushed to the dealerships to see the new Edsels. They even had a TV show made, The Edsel Show, just to advertise the brand. The show featured stars like Bing Crosby, Frank Sinatra, Rosemary Clooney, and Louis Armstrong. But the hype quickly died. Not just because Edsels were badly built and ugly, even for 1957 standards. True, it didn't help. But also, there was the biggest recession since the end of World War II. There was a perfect storm, resulting in Edsel's flop
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