Comments by "Snack Plissken" (@snackplissken8192) on "The Legislation That Changed America Forever" video.
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The fact that America's medical system tries to save premature babies at a much earlier age than in countries with socialized medicine, which simultaneously increases the number of premies who live while necessarily converting those who can't be saved from uncounted "stillbirths" into "infant deaths," is never taken into account.
Also, you do realize that if you let people who are guaranteed to cost more than they pay in insurance avoid paying any premiums until they need a payout, that no reasonable person would ever pay an insurance premium while they are healthy. The entire point of insurance is to convince enough healthy people to spend years paying into the system to cover the costs of the ones who end up unhealthy, to collectivize risk.
The biggest problem with abandoning a user pays system is that the person who pays is the sole arbiter of what treatment the patient is allowed to have. This is why Canada now recommends assisted suicide for anybody who wants expensive treatments, and Britain bans people from coming to America to seek treatment for conditions that are deemed terminal across the pond. In America, we let insurers kill people instead because employer-sponsored health insurance was created to allow employers to hire workers at an effectively competitive wage despite Richard Nixon's mandating maximum wage levels, which he created to try to stop the free market.
Since Obamacare, most employers I have worked for had changed their policies every year and offered new policies with less coverage for more money. I keep losing my plans and regularly have to change doctors to stay in network. Before Obamacare, I had never seen my employer change their plans in the 2–4 years I worked for them.
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