Comments by "Kimberly C" (@kimberlyc84) on "Thousands of Struggling Seniors are Becoming Nomads" video.

  1. We relocated to GA in '94. When I made my Exodus from a tumultuous situation, I was turned down for 3 rentals (because my (then) mate refused to pay bills on time, my credit was shot.) When I finally found one in my kids' zoned school, it was fine.... For about a week.... Then the ants started coming... Through the floorboards, from the ceiling, around the drains in the bathroom, around the electrical sockets, through the windows, in the cabinets, through the pipes... Everybody kept telling me just stop paying the rent and continue to complain... Well, in my county, code enforcement literally told me all he has to do is have a good roof. He can rent a tent to you, and it would be legal. We called an exterminator out twice a month for 2 and 1/2 years. Within that time frame though, I was diagnosed with bc, I had to file bankruptcy because my then ex-mate decided to let the marital home go into foreclosure instead of selling all of the things that I had left as agreed, my car gave up the ghost 60 miles from home @ my daughter's honor chorus show, my elementary school office clerk job started furloughing. I applied for food stamps, and I was told that I made $12 too much. I said, oh, $12 a month? They told me no $12 a YEAR too much 😵‍💫 I rotated between three food pantries and a co-op to keep food in the house. I resorted to a kerosene heater because the heat in the house would not register above 67, and, contrary to popular belief, we do have freezes down here in Georgia. I had always packed my lunch since I was a teenager so taking breakfast was no problem in addition to lunch. My Hotlogic is a lifesaver to the communal microwave at work that NOBODY cleans after use. (I just separate my portions into smaller containers, and I heat up separate things in mini aluminum loaf pans. Stays add a constant temperature once I put it in in the morning, and buy lunch time, I have a nice, not dried out, not rubbery meal.) I attended every first time home buyer seminar and scoured every single program I could find to see if I could qualify for something on my salary. Most of my money was split between court fees to have their father pay his under $300 a month child support for two children...not $600..but $300 total. I did the math, and I think one of those impoverished children in the third world country was getting more than it would be per hour for him to support our children. Every single thing in the home was donated with the exception of the deep freezer, the dryer, and a dresser for each child. (That's all I left with). My eldest enlisted in the military to lower the pressure on us. He was deployed when I was undergoing my surgery. I was finally approved for a home at 3.625 APR with no PMI. But, within 8 yrs, the county taxes have doubled. They are building $500,000 townhomes less than 400 ft from me, all with 13 steps a piece up, but want to give us less than half of that. They have no desire for seniors or people that have mobility challenges in any of the 250 + units. 😡 My second child enlisted shortly after graduating high school. And my third and last little birdie just graduated college on every essay scholarship and part-time job she can find. She just qualified for an agricultural/USDA loan 2 hours south in rural GA on a pecan grove with orange and peach trees. I have been looking around at RVs, vans, and places that I might be able to move to. I did find a tiny home community in clarkston, not too far from me, but the houses are all occupied... But you can rest assured that I am definitely keeping my eye out😊 It has seriously come across my mind the possibility that after I retire from the school system within 8 years that I might just get a small camper and, if allowed, live on her land. I would rather pay rent to her. There's also a tiny Home festival coming to Georgia at the end of the month. I believe it is in Jackson georgia. I got my tickets last week. It says in addition to tiny homes it will also have RVs and vans. I think the best thing is to continue paring down as I'm doing, prioritize in case we are bought out, deluge myself in as much information as possible, and really come to terms with what may be a very real issue. The last thing I want to do is do you have to spend my entire retirement per month just to pay for where I live. ~Sending good vibes to all! 🚗☁️☁️ P.S. when I finally was able to qualify for our own home in 2015 and move from the rental, we were paying $950 a month. (TRULY GOD'S GRACE!) That weekend, I had my son block his number and call to ask what the rent would be because the landlord had put a for rent sign out on the lawn. He was told $1250. Which was still amazing at that time for a whole house. I see people bringing me proof of residency when they enroll their students and they are renting one ROOM and it will say $1700 for a room, kitchen, & bath EXCLUDING utilities!😮
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